FREE
October 29, 2020
DENVER, COLORADO
A publication of
VOLUME 93 | ISSUE 51
Health insurance rates in Colorado hold steady Numbers barely budge amid uncertainty linked to pandemic BY JOHN INGOLD THE COLORADO SUN
that the city is thoughtful about the orders it issues. He suggested that requiring people to wear face covering outside since the first face covering order began in May could have possibly meant even more fatigue, leading to less compliance by this point. He said you can still go to your favorite restaurant or hair salon or store or hike. You just need to do it with the proper safety measures, such as wearing a face covering and physical distancing. A spike in cases is no longer being driven solely by college-age students, though McDonald said people in their 20s and 30s do make up a big chunk of cases in the city. McDonald said what’s leading to
Amid a historic public health crisis, something curious has happened with health insurance prices: Nothing. When state officials this month unveiled the approved rates for next year’s health insurance plans, they announced the smallest change in years. Average prices for plans in the individual market — where people shop for insurance if they don’t get coverage through an employer — are set to decline by 1.4%. Average prices in the small-group market — where small employers buy plans for their workers — are set to rise by 3.8%. Given that prices in both of these markets were increasing annually by double-digit percentages not long ago, the non-news of next year’s rates comes as welcome news for consumers. But it also raises a question. Why hasn’t the coronavirus pandemic — and all the costly medical care that can go along with it — led to higher insurance prices? The answer can be found in dozens of pages of regulatory filings that insurance companies submitted to the state when seeking approval for next year’s rates. The upshot is that health insurers seem to be as unsure as the rest of us about what next year will look like.
SEE EFFORTS, P9
SEE INSURANCE, P7
Katelyn Trujillo and Moses Malavet were already wearing a mask outside when Denver’s tighter rules on face coverings was announced. Oct. 16. PHOTO BY KEVIN J. BEATY/DENVERITE
Fatigue complicates efforts to fight COVID-19 Precautions wear people down as numbers of disease cases rise BY ESTEBAN L. HERNANDEZ DENVERITE.COM
Both public health and health care experts agree many people are experiencing at least one collective feeling about all these coronavirus rules at the moment: fatigue. It’s happening during the worst possible time, as COVID-19 cases continue to surge in Denver and as the state enters its third wave. City Public Health Executive Director Bob McDonald said last week that cases are now higher than
they’ve ever been in the city. The spike prompted the city recently to beef up its public health orders, including one that requires people to wear face coverings outside and limiting groups of unrelated folks hanging out to five or fewer people. It’s a step up from the requirement for people to wear face coverings while in most indoor spaces for people working and visiting businesses. That first face covering order was put in place in May. “I think people are tired of having to comply with public heath orders. But we can’t give up now,” McDonald said last week. Every possible action urged McDonald said the city needs to take every action possible to stop the upward trend in cases, adding
INSIDE: VOICES: PAGE 8 | LIFE: PAGE 10 | CALENDAR: PAGE 12
IN THE GAME Esports continues to grow as a competitive outlet for area teens
P10