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January 31, 2019

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Causes eyed for increase in violent crime Denver murders, assaults drive police to identify root causes

BY DAVID SACHS DENVERITE.COM

Ginny Sedneck stands on the sidewalk at East 13th Avenue, holding her signs as marchers turned the corner onto Broadway. The Womxn’s March held a pre-march rally before people followed a short route downtown to Civic Center Park, where there were post-march speakers and art events.

KAILYN LAMB

Marching with a new name, new focus Changes made after new leadership takes over the event

BY CASEY VAN DIVIER CASEYVANDIVIER@YAHOO.COM

As she helped coordinate the 2019 Womxn’s March in Denver, Regan Byrd noticed a trend among previous attendees.

“Some folks were disenchanted from the first march to the second

march, saying it didn’t feel like we built up on the momentum,” Byrd said.

She added that participation dropped from 2017 to 2018. Womxn’s March Denver estimates that more than 180,000 attended the first march, while attendees at the second marched numbered in the tens of thousands.

This year, however, the trend was reversed when a crowd of protesters gathered at Civic Center Park on Jan. 19. The protesters were dressed for the 30-degree weather and armed with the essentials: signs, Starbucks

cups, and for a few, their dogs — some of whom had signs of their own.

Colorado women came to the march hoping to make their voices heard by politicians — whether they were fighting for reproductive rights, climate-change awareness or for the rights of the LGBTQ community and women of color.

This year’s Womxn’s March Denver drew an estimated 80,000 attendees, according to march leadership team member Angela Astle.

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Denver Police Chief Paul Pazen blamed last year’s rise in murders and other violent crimes on guns, gangs, growth, drugs and mental health problems during a press conference Jan. 24.

Last year marked the highest murder rate in 14 years, with 67 people dying by homicide. That’s compared to 57 in 2017 and 58 in 2016.

“It’s not a secret that our homicide rate is up, and we have drilled down extensively with … our analysts to make sure we identify the root causes,” Pazen said.

Aggravated assaults rose too, by about 18 percent, in part because of violence against police officers and sheriff ’s deputies, Pazen said.

“Forcible sex offenses,” including rape, ticked down slightly, but remained well above the three-year average of 681.

Officials cited gangs and weapons, particularly guns, as one reason for the surge.

SEE CRIME, P15

The median sales price of single-family homes in Denver in 2018 rose by 9.5 percent over the previous year to $460,000.

Source: Denver Metro Association of Realtors

VOICES: PAGE 6 | LIFE: PAGE 10 | CALENDAR: PAGE 13 VOLUME 92 | ISSUE 13

2 Denver Herald

January 31, 2019

Teachers’ strike vote sparks flurry of activity CALM AFTER THE STORM

Both sides gear up for battle as educators say pay must increase

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BY MELANIE ASMAR CHALKBEAT.ORG

Editor’s note: This article was filed the morning of Jan. 25, as uncertainty remained regarding the status of the teachers’ strike.

As Colorado’s governor weighs whether to intervene to head off a teacher strike in the state’s largest school district, Denver teachers packed a school board meeting the night of Jan. 24 to press their demand for higher pay. They marched on the sidewalk in front of district headquarters, chanted in the lobby, and took turns giving sometimes emotional testimony to the board.

“I’m striking because I spend 182 days a year supporting and helping raise other people’s children, but my husband and I can’t afford to have children of our own,” said Bridget Stephenson-McKee, a thirdgrade teacher at Force Elementary, as she fought back tears.

Denver Public Schools Superintendent Susana Cordova said Jan. 24 that the district and the Denver Classroom Teachers Association have agreed to continue negotiations while they wait to hear if state officials will intervene. A date for negotiations has not yet been set; Cordova said the two sides are working on it.

Union president Henry Roman said that to make any progress toward an agreement, the district needs to come to the table with more

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Intimidating letter Teachers are also reporting pressure to stay on the job. On social media, some shared a letter from a district human resources employee that said immigrant teachers here on visas would be reported to immigration authorities if they don’t show up to work. The district later apologized, saying the human resources employee was mistaken.

The district must report a strike to the U.S. Department of Labor, but it will not tell the government the names of employees who choose to

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money. The two sides are separated by about $8 million.

“They need to be ready to bargain,” Roman said.

Meanwhile, the district continues to prepare for how to keep schools open if teachers walk out. Cordova sent a letter Jan. 22 to employees who work in the central office making clear the expectation that they will be deployed to schools to work as substitute teachers or in non-instructional roles, such as hall monitors.

Central office employees, who include many administrators, will not be allowed to take vacation or personal leave from “now through the strike period” unless their time off was previously approved or they face “extenuating circumstances.”

Employees who refuse to follow the directive could face corrective action, district spokesperson Anna Alejo confirmed. District officials did not specify what corrective action means in this instance, but generally, it could include getting fired.

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January 31, 2019

STRIKE FROM PAGE 2

walk off the job, Alejo said. Immigrant employees cannot have their visas revoked for going on strike, according to a fact sheet prepared by the law firm that processes visas for Denver Public Schools.

Cordova previously said teachers have a legal right to strike and that “bad behavior” from administrators would not be tolerated.

Teacher pay negotiations fell apart on Jan. 18 when the union rejected the district’s latest offer.

Union officials announced on Jan. 22 that teachers voted overwhelmingly to strike.

On Jan. 23, district officials requested intervention from the Colorado Department of Labor and Employment. Union officials say they don’t want state intervention, which could delay a strike for as long as six months, though they have not yet filed a formal response. Once the union notifies state labor officials of its position, Gov. Jared Polis has 14 days to make a decision. Teachers cannot legally walk off the job until that decision is made.

Polis, a Democrat, has encouraged the two sides to keep

The district is pushing for negotiating in the meantime. certain incentives it sees as key A decision to intervene could to ensuring vulnerable students be politically fraught, as many have good teachers, including of the same progressive groups a $2,500 bonus for teaching at a that swept Democrats into ofhigh-poverty school. fice in November also back the The district’s last proposal teachers union. was to invest The district more than and the $20 million union are nein additional gotiating how money into to revamp teacher pay. the district’s The union’s pay-forproposal performance calls for system, investing known as closer to $28 ProComp. It million in pays teachers additional bonuses and money. incentives on top of their Legislative base salary strikeout for things At the such as Legislature, working in a high-poverty Rebecca Ryan, House Majority Leader school or a a teacher who works at Gilliam Alec Garnett, hard-to-fill position.

School a Democrat, lobbied But teachJoint Budget ers say those Committee bonuses members to turn a mid-year admake their pay unpredictable, and that funneling so much mon- justment in school funding into an opportunity to give Denver ey into incentives over the past — along with other districts — decade has gutted their base pay. more money to help them meet The union wants a system that teacher demands. invests more money into base Garnett said he thought there salaries and less into bonuses.

‘Look me in the eye and tell me why it is OK that you guys have all this money you’re putting in central administration, and I can’t feed my (expletive) children.’

might be an opportunity to close some of the gap between the district and the union, but the answer was no. Moving money around for this purpose would have complicated budget consequences. State Sen. Rachel Zenzinger, an Arvada Democrat who serves on the budget committee, said it’s not the role of the Legislature to head off a strike.

On the night of the Jan. 24 school board meeting, the teachers who marched on the sidewalk, crammed into the board meeting, and filled an upstairs overflow room demanded the district find the money. “What do we want?

Fair pay!” they shouted in the lobby. “When do we want it? Now!” Rebecca Ryan, a teacher who works at Gilliam School, a public school inside a youth detention center, gave a poignant example of how low pay has affected her family. A single mother of three children, Ryan said she has to rely on food banks because she can’t afford groceries.

“Look me in the eye,” she said to the board, “and tell me why it is OK that you guys have all this money you’re putting in central administration, and I can’t feed my (expletive) children.”

The teachers in the audience erupted in cheers.

Erica Meltzer contributed to this report.

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Denver Herald 5

January 31, 2019

Women and Families Wednesdays kicks off for legislative session Weekly event offers opportunity to lobby legislators on familial and equality issues

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

Some people may think their legislators don’t want to talk with them.

But that’s not the case, said Gena Ozols, the political director for NARAL Pro-Choice Colorado.

“Legislators are putting in a lot of work here (at the Capitol) and they want to know that it’s working,” Ozols said.

Women and Families Wednesdays is “a reminder to the legislators that we’re here. And we will be here every single Wednesday until the end of the year.”

The Women and Families Wednesdays 2019 Kickoff was Jan. 16 at the Colorado State Capitol in downtown Denver. Organized by local grassroots organizations, the kickoff and the events going forward are an opportunity for Colorado residents to lobby on familial issues important to them.

These can include fair pay, family leave, child care, access to contraception and reproductive healthcare services, pregnancy discrimination and affordable health care.

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January 31, 2019

VOICES Picture-perfect pictures aren’t always a good look

I

f you were born after World War II and before Apple, you might have some out-of-focus family photographs around the house.

Unless you had a Nikon or a darkroom, and not many of us did.

QUIET We had Brownies DESPERATION and other crummy Kodaks that took rolls of film that had to be taken to a drugstore.

A week later, you’d get an envelope with 12 crummy prints and your negatives.

Some of those Craig Marshall prints were better than others, and mi- Smith raculously captured a moment.

You took what you got. There was no improving the prints.

That’s all changed.

Almost anyone can point and shoot a camera or a phone these

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I took a number of photography classes when I was in college, and everything had to be developed in a darkroom in the dark, amid trays of pungent and dangerous liquids.

There were darkroom tricks to achieve special effects, but it was nothing like current options that can swap my head for John’s on the cover photo of “Abbey Road” and make it look authentic.

All of this means a number of things.

For one, everyone on Earth can be a good photographer.

For another, photographs can no longer be trusted.

Ostensibly, I could document my paintings myself. But I don’t and won’t because of the cost of a camera like Angela’s.

The other reason is more human, and it’s why I don’t stretch my own canvases or do my own taxes.

I like to work with Angela. I like to work with Pat at Meininger, who stretches my canvases, and I like to work with Harley and Amy, who do

my taxes.

Nothing is better than working with someone who knows what they are doing.

Those bad photos we all have are beloved by art galleries and collectors, precisely because they are primitive and grainy.

Imagery of all kinds has changed.

Films and commercials are full of truly unbelievable special effects.

However, if you check out the Rotten Tomatoes rating for the 1933 “King Kong” and compare it with later versions, you’ll see a big difference: 1933 wins.

Sometimes, in fact very often, technology does not improve art.

You might even have a drawing taped to your refrigerator of crooked animals and flying pirates that you appreciate more than you would if a Chagall were taped to it.

Craig Marshall Smith is an artist, educator and Highlands Ranch resident. He can be reached at craigmarshallsmith@comcast.net.

When mistakes create opportunities for change

hether you are a football fan or not, there is a high likelihood that you have heard about the “blown calls” or the “no calls” that took place during the recent NFL Championship Games. Everyone from the fans to television and radio programs WINNING continue to share WORDS how things went so horribly wrong and how these missed calls impacted the teams who are now not going to the Super Bowl.

There are even some who are pointing the finger of blame on specific Michael Norton players and coaches for poor decisions and ineffective play calling or the ability to score when they had the chance as the reason for the loss instead of the poor officiating. And we all know how this works too, right? It’s usually the fans of the teams that lost

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days, get a high resolution image, and then improve it with Photoshop or a variety of other applications.

There’s even one that lets you take a clean and clean contemporary image and turn it into a crummy one that looks like it was taken after World War II and before Apple, complete with scratches.

Oh, there are still some among us who couldn’t take a good photograph if Ansel Adams was standing next to them, and take pictures outdoors at high noon when the sun makes anyone’s nose look like mine.

Professional photographs of my artwork once required a controlled environment with all kinds of equipment, tripods, special lamps and filters. Now? Angela shoots in my living room with a handheld camera and nothing else nearby, except Harry at her ankles.

If a color is slightly off in the resulting image, she can correct it.

She does that on a computer, not in a darkroom. She doesn’t have a darkroom.

who have the most to say about the bad calls and refs, and the fans of the teams that won who place the blame on the players and team’s inability to score. It’s just how it goes.

Well here is where we stop talking about the mistakes and errors made by referees, coaches, and players and we talk about the mistakes and errors that we all make. There is no question that the mistakes and errors made over the weekend in the Championship Games will create new opportunities for more replay capabilities and rules changes. And the same should hold true for us, shouldn’t it?

I mean, when we screw up, make a mistake, make a bad decision or error in judgment, doesn’t that create an opportunity for us to make changes in our own lives for the better as well.

The answer is obviously yes, isn’t it? And if we are going to make those changes and create new opportunities for ourselves, it must start with owning our mistakes and

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errors. What I am talking about here is accountability, personal accountability.

You see, just like fans who end up on the losing side of a bad call or game, there are some people who will look at everyone else and point the finger of blame everywhere else when things go wrong in their own life. There are a lot of tips and techniques that people can use to learn how to create new opportunities that are born out of mistakes and mishaps, but believe it or not, what happens many times is that people who make mistakes look for a trick of some kind, or magic way out of the problem. Well here’s the trick and the magic: taking ownership and having personal accountability.

Even if by chance, our misfortune or loss came at the hands of someone or something else, out of each and every mistake, error, and failure we can find new opportunities. As many have said before, “It’s not what happens to us in this world that matters, it’s how we handle

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what happens to us that matters.”

Mistakes were made in both games, mistakes have happened in all of our lives, and mistakes and errors will continue to happen in life because we are human. So, we can choose to react or overreact, or we can choose to respond and look for ways that we can learn from our mistakes and create opportunities for changes, changes for the better.

How about you? Are you still caught up in the mistakes and bad calls that have happened in your life, or have you figured out how to create opportunities out of those very same mistakes? I would love to hear your story at gotonorton@ gmail.com, and when we take ownership and personal accountability to create opportunities from our mistakes and errors, it really will be a better than good week.

Michael Norton is a resident of Castle Rock, the president of the Zig Ziglar Corporate Training Solutions Team, a strategic consultant and a business and personal coach.

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January 31, 2019

MARCH

is best suited for. It’s still trying to find its personality,” Rogers said. She added that one of the ways the march has excelled has been in “achieving earnest community dialogue.”

“We’re moving towards how this march can represent everything it can,” agreed leadership team member Brenda Herrera Moreno.

FROM PAGE 1

The event also received sponsorships and major donations from nearly 20 organizations.

The name of the march — which previously had featured the word “women’s” — was new this year. Members of the leadership team decided to incorporate an x into the name to promote inclusivity.

The Denver event got its start at the end of 2016. Colorado women Jessica Rogers, Cheetah McClellan and Karen Hinkel were inspired by the national march and came together to organize a local one.

Though none of the three women had experience organizing rallies, “toward the end of it, we figured it out,” Rogers said.

“So many things got done by so many volunteers,” she said. “The hardest part was probably volunteer management — and that was managed by a volunteer.”

The widespread enthusiasm for the march manifested in other ways, as well; Rogers said the women received more than $100,000 in online contributions for the 2017 march. As this amount exceeded the cost of the march, surplus funds were donated to various nonprofits.

After two years of leading the charge in organizing the march, the three founders have taken a step back, with Rogers now serving as an adviser for the new leadership team.

“We really helped get it off the ground, and this leadership team has a lot more professional experience in community organizing and communication,” she said. “That’s really the direction we all wanted it to go in.”

has changed since it began in 2017. The march, which was previously an LLC, restructured as a 501(c)(3) in 2018.

“There’s the familiarity of `nonprofit’ and also the space to say we really are working for what’s coming next,” Astle said.

Hoping to raise attendance and re-energize the movement, the team sought to build their organization around more than just the day of the march.

“We can have multiple days of action and a multiyear plan for what we want to accomplish,” Byrd said.

“We’re open to whatever we and the community want this to be.”

The leadership team incorporated a number of changes in response to community input, such as a detailed site map and increased accessibility for those with limited mobility.

The march in Denver was not the only one to see a name change. Seattle’s march, for example, also added an x to its name.

In 2018, Colorado was the first state to allow gender nonconforming individuals to select an ‘x’ as their gender identifier on driver’s licenses and identification cards. Therefore, those

organizing the march felt the x would be an appropriate symbol for inclusivity and intersectionality.

“We knew that the march had not been as inclusive as it could have been at the beginning,” Byrd said.

To change this, the leadership not only changed the name of the march but made an effort to include more diverse speakers and performers in the pre-rally and post-rally.

“It’s not just about one `ism,’” Byrd said. “It’s about racism and sexism and classism. We need to understand how to dismantle all of those.”

“Being included and recognized in this just makes me feel I’m a part of something much bigger,” said Ty May Kranz, who gave a speech at the march. Kranz identifies as non-binary and Latinx — with the `x’ standing in place of the `o’ in Latino.

“I feel like there’s somewhere for me now,” Kranz said.

The focus on inclusivity reflects an aspiration among leadership to affect as much positive change in the community as possible and to identify what that goal entails.

“I think it’s really about trying to figure out what the Womxn’s Mach

‘Everyone’s rights’ Certainly, those who came out to the march had this same broad focus on social and political issues. While the individuals all attended the march in the name of progress, the issues that inspired them to march varied from person to person.

“We wanted to raise awareness for missing and murdered indigenous women,” said Denver resident Yolanda Begay.

Begay, who attended the march with family and friends, was also interested in bringing to light the way pollution hurts the climate and setting a positive example for her children.

Likewise, many marchers said they had come to march because of their daughters. Arvada resident Mindy Mohr, who has two daughters in their 20s, said one reason she marched was to make the country a better place for them.

“Our country has swung so far toward the irresponsible and hateful, we see it’s time to move things back the other way,” she said.

Others, like Littleton residents Chris and Kristen Sorrells, brought their children to the march.

“I’m here so they grow up realizing that if they want to affect change, they’re able to,” Sorrells said of his three daughters, Addie, Harper and Hannah.

“They have a voice and they should be heard,” he said. “It’s not just women who should be standing up for women’s rights. It should be all of us, and for everyone’s rights.”

Howell said. It can’t be addressed for only one sector of women. All women — including women of color, women with a disability and LGBTQ+, among others — need to be represented.

“We need to have all of those voices at the table,” Howell said.

But it’s not only about the work that being done at the capitol, said Rep. Serena Gonzales-Gutierrez (DDenver).

“It’s also about the work we’re doing

in our communities,” she said.

Rep. Rochelle Galindo (D-Greeley) agreed.

“We need legislature that reflects the community they represent so that they have a better understanding of what regular people are going through and the issues they need addressed,” Galindo said.

A diverse legislature can help ensure every demographic is represented, Galindo added.

And across the U.S., voters elected more diversity to the 116th Congress.

This includes two Muslim women and two Native American women, being the first-ever for both ethnicities. Colorado’s Jared Polis is the first openly gay person to serve as governor in the nation.

“With this diverse group of people,” Gonzales-Gutierrez said, “I am hopeful we can work toward the goals of family equity.”

Celia Gonzalez stands at the front of the Womxn’s March before it was set to start.

Gonzalez came to the March with her mother to represent Indigenous voices.

KAILYN LAMB

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Broader focus This is not the only way the march

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“You can’t have justice for just some,” said Wendy Howell, the deputy director for Colorado’s chapter of the national organization Working Families, “you have to have justice for all.”

Take the wage gap as an example,

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January 31, 2019

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BY KATHY MUNI SPECIAL TO COLORADO COMMUNITY MEDIA

If you have paid off your home and have no mortgage, you have done well and should feel proud of your accomplishment. It took faithfulness and sacrifice to achieve that mile marker.

Your home is likely your greatest asset, and yet the money that is in the home, your housing wealth, is tied up with no way to access it unless you sell the home. However, most seniors want to stay in their home forever.

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At least one borrower must be 62 years old or older, and you need to have around 50% equity in your home, so if

you have a mortgage you can still tap into your housing wealth. Income and credit qualifications are adjusted to accommodate senior homeowners, and bruised credit is often no problem.

The amount of equity you can draw is established by the age of the youngest borrower, the value of the property and what is owed. Substantial equity always remains in the home. This is your housing wealth. No one owns the home but you, and you will the property to your heirs who never inherit any debt.

The proceeds of a reverse mortgage are not taxable like other investment accounts, and may be used for any purpose. Many people do a reverse mortgage to plan ahead to be sure that the surviving spouse will always be able to live in the home without a mort-

gage payment. For others, the line of credit provides a safety net and easy access to funds if-and-when needed. The guaranteed growth of around 5 percent y a year, compounding annually means a that there will often be a large sum of c money for use in the future to pay for h home health care or anything else. c The house you paid into for so long s can become an asset that pays you back u for the rest of your life. Call your local s Reverse Mortgage Specialist for the specifics of how this will benefit you. o You owe it to yourself and your family p to know your options so that you can l t live your best retirement.

Editor’s Note: Kathy Muni is a reverse t m mortgage specialist with Silver Leaf c Mortgage in Centennial. You can contact her at (720) 485-4041, or eamil at 1 KathyM@SilverLeafeMortgages.com. m

c d a i Closing unnecessary accounts e In this day in age of identity theft- it’sb just not a good idea to keep unneces- p sary accounts opened. Keep it simple. i s Know where your money is. Consolidate accounts to ones you look at frequently so you can keep your eye on any suspicious activity. It just makes sense. Plus, most accounts charge fees to keep them open. Don’t pay unnecessary fees for accounts you don’t use.

Get financially healthy in 2019 – Define it, develop a plan and be disciplined

BY NELISHA FIRESTONE SPECIAL TO COLORADO COMMUNITY MEDIA

When it comes to New Year’s resolutions, getting family finances under control is a big one.

Whether you are retired and looking to stay on track, or managing a family and full household, there are plenty of areas to consider in putting finances on the right course.

Prioritizing debt Not all debt is created equal.

There’s good debt and bad debt. Good debt increases your net worth or has future value such as a home loan.

If it doesn’t do that and you don’t

have cash to pay for it, it’s bad debt.

Bad debt can get out of hand if not addressed. There are 2 schools of thought on prioritizing paying down bad debt.

1. Pay off highest interest debt first.

This way you’re chipping away at the debt that’s costing you the most to finance.

2. Pay off lowest balances first. This gives you a sense of accomplishmentlike you’re making headway towards your goal to become debt free faster.

IRA accounts (opening a new one and managing a current one) IRA’s are a great way to build a nest egg especially if you don’t have

an employer plan. The contribution limit for 2019 is increasing to $6,000 for people under age 50 and an extra $1,000 “catch up” contribution for those over 50 making their maximum contribution $7,000.

Automatic savings plans The best savers are disciplined.

To automate your savings is a great way to become a disciplined saver.

Just like your 401K you can autosave in just about every type of account. Figure out what you can afford monthly and pay yourself first! If you don’t have it in your checking account, you’re likely to not spend it.

Personal finance software The new year is always a great time to get a handle on budgets.

SEE PLAN, PX

REFINANCE YOUR MORTGAGE

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FIND OUT HOW MUCH HOUSE YOU CAN AFFORD

Cut your monthly bills in half by refinancing your mortgage.

With home values soaring and mortgage rates low for the moment, now is the time to refinance and consolidate your debt. Pay off credit cards and other monthly debt saving hundreds and sometimes $1,000s per month.

Get a fresh start in 2019!

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NMLS #1368981

Senior Loan Officer 6972 S. Vine Street #366 I Centennial, CO 80122

CALL TODAY! 720-458-4041 SLM NMLS# 1394377 is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Regulated by the Department of Real Estate.

Denver Herald 9

January 31, 2019

special edition financial pages

Eliminate high-interest debt, do home improvements with a cash out refinance

BY KATHY MUNI SPECIAL TO COLORADO COMMUNITY MEDIA

“Our debt had been growing over the years as we financed three weddings and put multiple children through college. Being able to refinance our home and pay off the high-interest credit cards was a blessing. It not only simplified our financial lives, it saved us money!” ~ KC Many homeowners are in a similar situation. When they become aware of the high interest rates they are paying on personal debt such as car loans, credit cards, and student loans the interest rates can be much greater than doing a refinance of their home mortgage. The average interest rate for credit card debt at the end of 2018 was 16.71 percent while the average 30-year mortgage rate was 4.3 percent.

The average American household carries about $16,000 in credit card debt, approaching $30,000 in car loans, and many 10’s of thousands of dollars in student loans. The savings in interest can be significant. The difference between the credit card debt (16.71 percent) and the average mortgage rate in the 4 percent is over 12 percent in savings.

Doing a cash-out refi can help solve

PLAN FROM PAGE X

Most people don’t know what they spend. Free personal finance software is available that will help you track your spending by interfacing with your bank accounts and credit cards.

It will categorize your spending down

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this problem of overwhelming debt.

A refinance allows you to tap into the equity tied up in your home putting it to work for you. When you refinance and access some of your money, you may use it for any purpose. Many pay off debt, which means optimizing their finances. Others want to do upgrades to their home, take a vacation, buy an investment property or pay for a wedding. The choice is yours!

Some of our clients save $100s and even $1,000s per month restructuring their debt by refinancing.

If you are concerned that your mortto the penny to help you assess where you can cut some fat in the New Year.

Saving for children’s college fund With college costs soaring- the sooner the better when it comes to saving for Jr’s college. Today, a 4-year degree at an in-state school will cost you between 25K-30K per year. Those costs are rising faster than inflation at 4 percent. Colo-

gage will start over at 30-years, we have programs that offer flex terms, so you can keep your current term. We can do just about any term between 10-30 years. If you want 23, 18 or 12 years, we can do it.

If you currently have mortgage insurance, you may be able to eliminate that portion of your payment if your value has increased enough in the past few years.

Refinancing is an easy process and can have the added benefit of boosting your credit score when all is said and done. If your cards are maxed out or are higher than the recommended 30 percent usage, paying them off with proceeds from a refinance can help your credit score.

Also, if you have an FHA loan, refinancing has never been faster or easier with an FHA Streamline. You can lower your monthly mortgage payments - in some instances, even if you owe more than your home is worth.

No appraisal is required, rates are low, and there is no income documentation required (W-2s and pay stubs). The benefit to you must be at least a 5 percent drop in your mortgage payment, and there are 15, 20, 25, and 30-year terms available, with Primary Residence and Non-owner Occupied properties

allowed.

An FHA Streamline can lower your monthly mortgage payment as well as your interest rate. If you have not refinanced since HUD lowered the MIP in 2015, now is the time! You may also be able to refinance out of an FHA loan, if you qualify for a Conventional loan eliminating the mortgage insurance, assuming your home value has increased enough.

The VA has a streamline process to lower your rate. You can also take advantage of this rising real estate market using a VA cash out refinance with a loan up to 100% of the current value.

Interest rates are still at historical lows, but may be set to rise soon.

Silver Leaf Mortgage is a broker, which means that we can seek out the very best options for you offered by a variety of lenders whether you are self-employed, or W2. Our loan officers have years of experience and will work closely with you to be sure that the refinance loan you select will best meet your needs.

Editor’s Note: Kathy Muni is a reverse mortgage specialist with Silver Leaf Mortgage in Centennial. You can contact her at (720) 485-4041, or eamil at KathyM@SilverLeafeMortgages.com.

rado has made it easy to save in the state sponsored 529 plan at www.collegeinvest. org. The money you put into the 529 plan is also state tax deductible. Colorado is one of few states that doesn’t cap that deduction. So, your savings for college is working for you 2 ways.

without a plan is just a wish. If you document your goals you are 80 percent more likely to achieve them.

Define it, develop a plan, and be disciplined.

Editor’s Note: Nelisha Firestone is an LPL Financial Advisor for Properion Financial Advisors, located in Greenwood Village. Visit their website at www.prosperionfinancial.us.

Tips to get financially healthy in 2019 Bottom line- have a plan. A goal

Are You 62 Years or Older? Get Tax-Free Cash with the NEW Reverse Mortgage! Give us a call!

• Do you need repairs? - Call me.

• Have you been turned down by another lender? - Call me.

• Receive tax-free loan proceeds which may be used for any purpose.

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• Eliminate monthly mortgage payments and stop struggling to make ends meet.

• You always own your home and the equity, the bank doesn’t.

• Tap into money to cover unexpected expenses such as medical bills.

• Access the equity in your home and get cash, a line of credit, monthly income or all three.

NMLS #1368981

Senior Loan Officer | Reverse Mortgage Specialist 6972 S. Vine Street #366 I Centennial, CO 80122

CALL TODAY! 720-458-4041 SLM NMLS# 1394377 is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Regulated by the Department of Real Estate.

10 Denver Herald

LOCAL

LIFE

January 31, 2019

Make a fun day of

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Party ideas help create memorable good times for guests

preparing the food yourself, providing munchies is key to a good Super Bowl party. Setting out party platters, veggie trays, chips and dips, and snack mixes are easy snacks that will keep your guests satisfied. For something a little heartier, try sliders, chicken wings, nachos, pigs-in-a-blanket and/or pizza rolls.

There are also many opportunities to get creative with Super Bowl party food —deviled eggs and potato skins, for example, are almost shaped like footballs.

Guacamole topped with sour cream in stripes and served in a rectangular dish can resemble a football field.

Get more ideas for crowd-pleasing food to serve at www.delish.com.

BY CHRISTY STEADMAN CSTEADMAN@COLORADOCOMMUNITYMEDIA.COM

T

he first Super Bowl took place on Jan. 15, 1967, and it has become an American tradition to gather with friends and family to watch the big game.

“Football is America’s sport (and) the Super Bowl is the biggest NFL event of the year,” said Caitlynn Kern, a Denver Broncos cheerleader who lives in Golden. “It’s the perfect time to come together and enjoy the game.”

Super Bowl LIII basics Super Bowl LIII — or 53 —will be airing on CBS from the Mercedes-Benz Stadium in Atlanta on Feb. 3. Kickoff will be at 4:30 p.m. Mountain Time. Entertainment for the Pepsi Super Bowl LIII Halftime Show will be provided by headliner Maroon 5, a pop rock band, with rappers Travis Scott and Big Boi as the special guests.

Puppy Bowl If you’re looking for some familyfriendly entertainment as you’re setting up for your Super Bowl party, tune into Animal Planet at 1 p.m. Mountain Time for the 15th annual Puppy Bowl.

This year’s event features a starting lineup of 93 puppies that come from shelters across the nation, as well as a kitten halftime show and porcupine and capybara mascots.

Super Bowl commercials From catchy slogans such as Wendys’ “Where’s the Beef ?” of 1984 or the “Bud-weis-er” Frogs of 1995, to celebrities such as supermodel Cindy Crawford promoting Pepsi in 1992 or 88-year-old Betty White promoting Snickers in 2010, watching Super Bowl commercials has become a tradition of

its own.

According to Adweek’s Super Bowl LIII Ad Tracker, here’s a little of what to expect during this year’s big game.

• Celebrities: Bumble, a dating app, will feature professional tennis player Serena Williams in its first-ever Super Bowl commercial. American actor Luke Wilson will star in a comedic ad for Colgate.

• Beer: Anheuser-Busch, a staple of Super Bowl ads, is expected to have eight ads that feature five brands and seven products.

• Consumer products: For its 10th Super Bowl advertisement this year, Audi will highlight its electric-powered E-Tron line. The Mr. Peanut mascot will appear in a comedic commercial, marking Planters’ first return to Super Bowl ad time in a decade.

Food and drink Many people enjoy having their Super Bowl party catered because the caterers can take care of everything — from decorations and food and beverage prep, to serving guests during the game to packing up leftovers and cleaning up the space, said Raven RodriguezDegrego, the senior event coordinator for Serendipity Catering, which serves the Denver metro area.

“We take away all of the stress,” Rodriguez-Degrego said. “Our clients know we’ll show up on time and take care of all of their guests’ needs.”

Many of the parties that Serendipity caters are in the client’s home, which is perfect for Super Bowl parties, Rodriguez-Degrego said.

“We’ll deck out the whole buffet and bar,” she said, “and transform the space” into whatever type of party atmosphere the client wants.

She added that a lot of clients request that they set up the decorations, and often, the caterer will personally shop for those decorations based on the client’s wants. Serendipity can also create a custom food and beverage menu, with vegan and gluten-free options, to adhere to the client’s flavor profile and budget, Rodriguez-Degrego said.

Serendipity takes pride in being a certified green company and has 17 years of experience.

Super Bowl parties are particularly fun, Rodriguez-Degrego said.

“People are excited,” she said, “and it’s fun to witness the friendly competition among the guests during the game.”

Munchies Whether you’re hiring caterers or

Beverages As for drink, you can never go wrong with providing plenty of beer and soda. But for those who would like to prepare something a little more festive, go for a drink that can be prepared in bulk and served from a pitcher. Try to choose something that can be made with the teams’ colors. For example, if the Denver Broncos were playing, serve an orange juice-based cocktail, such as a mimosa, and Blue Lagoons — vodka, Blue Curaçao and lemonade — to represent the Broncos’ colors of blue and orange. Remember, most fancy cocktails can also be prepared as a non-alcoholic version by substituting the alcohol with ginger ale or fruit-flavored seltzer water and adding a drop of food coloring.

Dessert Having some sweet treats available for guests is a good idea, and will be especially appreciated by the child attendees.

Super Bowl party desserts can be as simple as setting out a couple of candy bowls or baking an elaborately decorated Super Bowl-themed cake.

Cupcakes with frosting in team colors and/or cookies in football-themed shapes are fun options that can usually be purchased in grocery stores or at a local bakery.

Denver Herald 11

January 31, 2019

Arcade bar brings cool factor

Black History Live tour highlights Maya Angelou Becky Stone is actor, scholar who will portray famous author, poet STAFF REPORT

Tristen Kocher, 22, left, and Essie Rose, 48 — a regular at the bar, from Denver — play an arcade game Jan. 15 on a screen built into the bar at The Tabletop Tap. The bar at 3394 S. Broadway in the downtown Englewood area has more than 100 video games and also offers more than 130 board games. PHOTOS BY ELLIS ARNOLD

The Tabletop Tap nears one year in business

Jon Wilton, 38, left, and Rachel Brown, 35, play a board game Jan. 15 at The Tabletop Tap bar.

BY ELLIS ARNOLD EARNOLD@COLORADOCOMMUNITYMEDIA.COM

Drinking and playing video games isn’t just a basement activity — it’s one for a night on the town in downtown Englewood.

“Everyone’s trying to make this stretch of Englewood into something much cooler,” said Jason Ungate, who owns The Tabletop Tap with his wife, Kristin.

Ungate spoke of the sense of community in the downtown area, where several new businesses have opened in roughly the last year along South Broadway. After opening in February, the bar at 3394 S. Broadway held a ceremonial ribbon-cutting with the Greater Englewood Chamber of Commerce Jan. 15.

“Even before (Tabletop)

opened up, everyone was friendly, and everyone had advice,” Ungate said of business owners along Broadway. The Whiskey Biscuit and Englewood Grand nearby welcomed Tabletop to the area, Ungate said. “Everyone was super accommodating.”

In the last year, Tabletop has gained a recurring neighborhood crowd and familiar faces, Ungate added. The bar offers more than 100 video games and more than 130 board games — with arcade-game screens built into the bar — and 20 beers on tap, along with ciders and wine, according to its website.

The bar sits among a wave of

new businesses in the downtown area: Samadhi Yoga and Peace Cellar, which features plants, jewelry, clothes and more, held openings early last year on the nearby 3400 block.

The Duffer Haus bar opened at 3470 S. Broadway in March.

Other new faces include Aki Sushi at 3484 S. Broadway and One Barrel, a bistro and wine bar at 3401 S. Broadway that opened in December.

Rachel Brown, 35, played a board game after the ribboncutting at the Tabletop event.

“There’s lots of up-and-coming places around,” Brown, who lives in Englewood, said of the downtown area.

Actor and scholar Becky Stone will portray Maya Angelou in four Denver metro area presentations Feb. 21-28 as part of Colorado Humanities’ Black History Live tour.

In partnership with Littleton’s Bemis Public Library, Denver’s Rodolfo “Corky” Gonzales Branch Library, Metropolitan State University of Denver and the Community College of Aurora, this living history portrayal will give insight into how Angelou wrote and will reflect on her philosophy of life, which included a strong belief in the power of words.

Angelou was born April 4, 1928, in St. Louis. Angelou published seven autobiographies, three books of essays, several books of poetry, and many plays, movies and television shows in a celebrated career spanning over 50 years.

Her autobiography “I Know Why the Caged Bird Sings” tells of her life up to the age of 17 and brought her international recognition and acclaim and a National Book Award upon its publication in 1969.

Hailed as a new kind of memoirist, Angelou was one of the first AfricanAmerican women to publicly discuss her personal life. Her work has been

considered a representation of American black culture and is taught in schools and universities worldwide. She died in May 2014.

Stone has a bachelor’s degree in drama from Vassar College and a master’s in elementary educational counseling from Villanova University. Born and raised in Philadelphia, Stone became a storyteller upon moving south 37 years ago.

Stone has also presented at North Carolina and Colorado Humanities Chautauqua festivals and Black History Live tours as Harriet Tubman and Rosa Parks.

Black History Live presentations • 2 p.m. Feb. 21 at Bemis Public Library, 6014 Datura St., Littleton, in the large program room.

• 2:30 p.m. Feb. 23 at Denver Public Library, Rodolfo “Corky” Gonzales Branch Library, 1498 N. Irving St., Denver, in the community room.

• 9:30 a.m. Feb. 26 at Metropolitan State University Denver, 890 Aurora Parkway, Tivoli Room 329, Denver.

• 12:30 p.m. Feb. 28 at Community College of Aurora, 16000 E. CentreTech Parkway, Fine Arts Building F100, Aurora.

To learn more, visit coloradohumanities.org or call 303-894-7951.

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12 Denver Herald

January 31, 2019

‘Wizard of Oz’ premieres in Colorado Ballet shows

BY SONYA ELLINGBOE SELLINGBOE@COLORADOCOMMUNITYMEDIA.COM

As a forward to his original “The Wonderful Wizard of Oz,” published in May 1900, L. Frank Baum wrote: “A time for a newer set of wonder tales ... without stereotypic genie, dwarf and fairies ... together with all the horrible and blood curdling incidents created by the authors to put a fearsome moral to every tale ...

Modern education includes morality, therefore the modern child seeks only entertainment in its wonder tales and gladly dispenses with all disagreeable incidents.”

Baum’s thoughts are a good lead into thinking about his wonderful storytelling more than a century later.

From Feb. 1 to 10, the Colorado Ballet will present a new classical ballet, “Wizard of Oz,” based on Baum’s stories, at the Ellie Caulkins Opera House in the Denver Center for the Performing Arts downtown. (Baum published 14 Oz books.)

A concept floated by famous choreographer Septime Webre (presently artistic director of the Hong Kong Ballet, formerly with the Washington National Ballet) led to Colorado Ballet’s collaboration with the Kansas City Ballet and the Royal Winnipeg Ballet to bring those Oz characters dancing along the Yellow Brick Road again.

Gil Boggs, Colorado Ballet artistic director, observed that “a company of our size might be able to contribute to the creation of a new full-length work every 20 years ... this is an extremely exciting time for Colorado Ballet to be part of something so special and extraordinary ...”

American composer/violinist Matthew Pierce, who has found his groove in composing scores for ballet companies, was commissioned

IF YOU GO “Wizard of Oz,” presented by the Colorado Ballet, is presented at the Ellie Caulkins Opera House at the Denver Center for the Performing Arts in downtown Denver. Dates and times: 7:30 p.m. Feb. 1, 2, 8, 9; 6:30 p.m.

Feb. 3, 10; 2 p.m. Feb. 2, 3, 9, 10. Call 303837-8888, ext. 2 or visit coloradoballet.org.

Prices: $35 to $155. (Colorado Ballet asks that you buy tickets directly from them.) to create a score, and a team from across the nation was assembled to create the additional stage magic.

Liz Vandal designed costumes; set and lighting design were developed

by Michael Raiford and Trad Burns; and puppeteer Nicholas Mahon added his skills to the new production, while video and projection skills of Aaron Rhyne round out a package.

The resulting production package, owned by the three companies, can in the future generate revenues as it is rented to other ballet companies who are looking for new material.

Colorado Ballet hosts its annual gala on Feb. 7 in the Land of Oz, with cocktails along the Yellow Brick Road, an auction and meal in the Emerald City. Attendees will be invited to click their heels together in dancing on the Ellie stage. Call for tickets.

The 10 performances are grouped on weekends and tickets cost $30 to $155. Some dates are sold out, so advance reservations are in order, to avoid the prospect of a dismayed little dancer, dressed up in her special outfit, being told “No seats are available.” Or a grownup wonder tale fan!

The season continues with two additional productions:  March 8-10: “Tour de Force,” featuring Colorado Ballet, Cleo Parker Robinson Dance and Wonderbound at the Ellie Caulkins Opera House.  April 5-14 “Ballet Masterworks” at Ellie Caulkins Opera House.

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January 31, 2019

Denver Herald 13

THINGS to DO

Art of Smartphone Photography: 6 to 9 p.m. Thursday, Jan. 31 at the Denver Botanic Gardens, 1007 York St. Whether you’re new to photography or a seasoned professional, there is more to learn about leveraging this accessible digital technology. $29, $24 member. More information at botanicgardens.org.

Robert Johnson will sing “I’ve Got News for You” and the Clayton - Hamilton Orchestra arrangement of Joe Cocker’s “You Are So Beautiful.” Tickets are $25 and available online at www.dazzledenver.com or by calling (303) 839-5100. Dazzle at Baur’s, 1512 Curtis St., Denver. www.coloradojazz.org

at Su Teatro Cultural and Performing Arts Center, 721 Santa Fe Drive. With ethical dilemmas crowding the headlines, the time is right for Stories on Stage to present “Intro to Ethics 101.” Single tickets are $15 - $28.

For more information, visit storiesonstage. org or call 303-494-0523.

Free First Saturday at the Denver Art Museum: 10 a.m. to 5 p.m. Saturday, Feb. 2 at Denver Art Museum, 100 W 14th Ave Pkwy. Join us on February 2nd for Free First Saturday at the Denver Art Museum and the OPENING DAY of the highly anticipated exhibition “Jordan Casteel: Returning the Gaze.” Be among the first to see this first major museum exhibition of the artist’s work. Jordan is a Denver native now based in New York. Visit denverartmuseum.org for more information.

Drop Red Gorgeous Fashion Show: 10:30 a.m. to 1 p.m. Saturday, Feb. 9 at the Wellshire Event Center, 3333 S. Colorado Blvd. The event will include a heart-healthy brunch and a fashion show featuring models who have been personally affected by heart diseases and stroke. Attendees are encouraged to take charge of their heart health and be inspired by the stories of the models. This event is free, but RSVPs are required at www.heart.org/denverfashionshow and total attendance will be capped.

The Drop Red Gorgeous Fashion Show is part of American Heart Month and the Go Red for Women Movement. American Heart Month is a federally designated event that reminds Americans to focus on their hearts and get their families, friends and communities involved in heart health.

League of Women Voters Denver Presents: Drinks and Dialogue with Beth McCann: 5:30 to 6:30 p.m. Tuesday, Feb. 12 at The Irish Snug, E. Colfax Ave. Beth McCann, Denver District Attorney since January 2017, will join us for conversation in a casual atmosphere at the Irish Snug. Come for drinks, fun and Q&A. Visit lwvdenver.org for more information.

League of Women Voters Denver Presents: Understanding the Denver Public Schools Budget: 5:30 to 7 p.m. Monday, Feb. 4. At Montview Presbyterian Church, 1980 Dahlia Street, McCollum Room. Tracie Rainey, director of Colorado School Finance Project, will present background on the complexity of school budgets and specifics on the workings of the DPS budget. Visit lwvdenver.org for more information.

The Colorado Jazz Repertory Orchestra Featuring vocalist Robert Johnson: The Colorado Jazz Repertory Orchestra plays Dazzle Jazz at Baur’s on Wednesday, February 6 at 6:30 and 9 p.m. with music from their Invitation CD and new selections from their Stevie Wonder Project. Additionally

Darwin Day Celebration: 2 to 5 p.m. Sunday, Feb. 10 at the Walnut Room, 3131 Walnut St. Aron Ra will speak on evolution from Darwin’s Tree of Life to the Phylogeny Explorer Project.

Where do you fit in? Secular Hub at the Walnut Room. Hub members: $12 in advance, $15 door. Non-members: $20 in advance, $25 door. Tickets @ www.secularhub.org.

A Free Talk About Estate and Funeral Planning: Noon to 1:30 p.m. Wednesday, Feb. 13 at Venture X Denver South., 2000 South Colorado Blvd., Tower #1, Suite 2000. Rocky Mountain Wills and Trusts in conjunction with Feldman Mortuary is proud to present the kick off of a new event series “Meaningful Conversations.” eventbrite.com/e/ talking-about-it-doesnt-kill-you-tickets54655217226?utm-medium=discovery&utmcampaign=social&utm-content=attende eshare&aff=escb&utm-source=cp&utmterm=listing

Low Cost Small Business Workshops: • How to write a business plan • How to win Government Contracts as a small business • How Digital marketing can help my web based business • Understanding and Using Financial Statements • So you want to be the boss? Hiring Your first employee

SCORE also offers free business mentoring provided by skilled and experienced business people.

For a full listing of courses and times, please visit:

www.scoredenver.org or call 303.927.3480

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Stories on Stage presents “Intro to Ethics 101”: 1:30 and 6:30 p.m. Sunday, Feb. 10

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NOTICE TO CREDITORS Estate of Betty I. Krainik, Deceased Case Number: 2018PR31504

NOTICE TO CREDITORS Estate of Helen M. Kreoger, aka Helen Marie Kreoger, Deceased Case Number: 2018PR031505

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IN THE DISTRICT COURT OF THE FOURTH JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF ELMORE

Plaintiff(s): PINEHURST VILLAGE CONDOMINIUM ASSOCIATION

Defendant(s): ESTATE OF JAMES L. ROGERS; ESTATE OF VANITA M. ROGERS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., A DELAWARE CORPORATION, ITS SUCCESSORS OR ASSIGNS, AS NOMINEE FOR FINANCIAL FREEDOM ACQUISTION LLC; JOHN DAVIES, DENVER COUNTY PUBLIC TRUSTEE; OCCUPANT(S) Attorney for Plaintiff(s): Name: Richard W. Johnston, Esq. Address: Tobey & Johnston, P.C. 6855 South Havana Street, Suite 275 Centennial, CO 80112-3813 Phone Number: (303) 799-8600 Fax Number: (303) 799-6977 E-mail: rjohnston@tobeyjohnston.com Atty. Reg. #: 19823 Case Number: 18CV34692 Ctrm.: 409 AMENDED SUMMONS THE PEOPLE OF THE STATE OF COLORADO TO DEFENDANT(S) NAMED ABOVE: You are summoned and required to file with the Clerk of this Court an answer or other response to the attached Complaint within twenty-one (21) days after this summons is served on you in the State of Colorado, or within thirty-five (35) days after this summons is served on you outside the State of Colorado, or within sixty-three (63) days after this summons is served upon the United States or one of its agencies.

If you fail to file your answer or other response to the Complaint in writing within the applicable time period, judgment by default may be entered against you by the Court for the relief demanded in the Complaint, without any further notice to you.

The following documents are also served with this Summons: Complaint in Foreclosure, District Civil Case Cover Sheet and Notice of Commencement of Action (Lis Pendens).

DATE: JANUARY 2, 2019 TOBEY & JOHNSTON, P.C. By: Richard W. Johnston, Reg. No. 19823

WARNING: A VALID SUMMONS MAY BE ISSUED BY A LAWYER AND IT NEED NOT CONTAIN A COURT CASE NUMBER, THE SIGNATURE OF A COURT OFFICER, OR A COURT SEAL. THE PLAINTIFF HAS 14 DAYS FROM THE DATE THIS SUMMONS WAS SERVED ON YOU TO FILE THE CASE WITH THE COURT. YOU ARE RESPONSIBLE FOR CONTACTING THE COURT TO FIND OUT WHETHER THE CASE HAS BEEN FILED AND OBTA I N T H E C A S E N U M B E R . IF T HE PLAINTIFF FILES THE CASE WITHIN THIS TIME, THEN YOU MUST RESPOND AS EXPLAINED IN THIS SUMMONS. IF TH E PLAINTIFF FILES MORE THAN 14 DAYS AFTER THE DATE THE SUMMONS WAS SERVED ON YOU, THE CASE MAY BE DISMISSED UPON MOTION AND YOU MAY BE ENTITLED TO SEEK ATTORNEY’S FEES FROM THE PLAINTIFF. Legal Notice No.: 8799 First Publication: January 17, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch

Misc. Private Legals Public Notice

Real Deal Towing & Recovery, 303/960-1449, will be applying for title to the following vehicle, abandoned: 1962 Chevy 2dr VIN #21847L231245 and disposing of Legal Notice No.: 8802 First Publication: January 24, 2019 Last Publication: February 14, 2019 Publisher: Denver Herald Dispatch

In the Matter of: DAMON ABEL RADER, A Minor Child CASE NO. CV20-18-01416 SUMMONS TO: HAYLEY JEAN GAUTHIER: NOTICE: A PETITION TO TERMINATE YOUR PARENTAL RIGHTS TO DAMON ABEL RADER AND A PETITION FOR ADOPTION HAS BEEN FILED. IF YOU WISH TO CONTEST THE PETITION AND ADOPTION, YOU MUST FILE A WRITTEN OBJECTION TO THE ADOPTION WITHIN TWENTY-ONE (21) DAYS. READ THE INFORMATION BELOW. You are hereby notified that in order to defend this lawsuit, an appropriate written response must be filed with the above-designated court within twenty-one (21) days after service of this Summons on you. If you fail to so respond, the Court may enter judgment against you as demanded by the Petitioners in the Petition, and you waive any right to further notice in connection with the adoption or and are barred thereafter from bringing or maintaining any action to assert any interest in the adoptee.

You are further advised that you have the right to be represented by counsel and that if you are financially unable to retain counsel, then counsel will be provided for you at county expense. If you need counsel appointed, please advise the Clerk of the Court, Elmore County Courthouse, Mountain Home, Idaho to make an appointment for court appointed counsel.

A copy of the Petition is served with this Summons. If you wish to seek the advice of or representation by an attorney in this matter, you should do so promptly so that your written response, if any, may be filed in time and other legal rights protected.

An appropriate written response requires compliance with Rule 10(a)1 and other Idaho Rules of Civil Procedure and shall also include:

Margaret McCandless Personal Representative c/o Kristi M. Radosevich, Esq. PO Box 2708 Elizabeth, CO 80107

Notice To Creditors

Legal Notice No.: 8789 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of M Allan Frank, Deceased Case Number: 2018PR31521 All persons having claims against the above named estate are required to present them to the personal representative or to the Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Margot R. Gilbert Personal Representative 6882 East Center Avenue Denver, CO 80224 Legal Notice No.: 8796 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Elizabeth H. Tracey, Deceased Case Number: 2018 PR 31451 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Anne E. Landstrom, Personal Representative 3714 Young Ave. Oakland, CA 94619 Legal Notice No.: 8797 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch Public Notice

1. The title and number of this case.

2. If your response is an Answer to the Petition, it must contain admissions or denials of the separate allegations of the Petition and other defenses you may claim.

3. Your signature, mailing address and telephone number, or the signature, mailing address and telephone number of your attorney.

4. Proof of mailing or delivery of a copy of your response to Petitioners’ attorney, as designated above.

5. Your answer should be accompanied by a memorandum specifying the factual and legal grounds upon which the written objection is based.

Noel A. Roberts Personal Representative 2255 W. 54th Ave. Denver, CO 80221

To determine whether you must pay a filing fee with your response, contact the Clerk of the above-named Court, 150 South 4th East, Ste. 5, Mountain Home, Idaho 83647.

Legal Notice No.: 8798 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch

DATED this 20TH day of November, 2018.

Barbara Steele, CLERK OF THE DISTRICT COURT

By H. Ruiz, Deputy Legal Notice No.: 8791 First Publication: January 17, 2019 Last Publication: February 7, 2019 Publisher: Denver Herald-Dispatch

Notice To Creditors Public Notice NOTICE TO CREDITORS Estate of Helen M. Kreoger, aka Helen Marie Kreoger, Deceased Case Number: 2018PR031505 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Margaret McCandless Personal Representative c/o Kristi M. Radosevich, Esq. PO Box 2708 Elizabeth, CO 80107 Legal Notice No.: 8789

All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before May 31, 2019, or the claims may be forever barred.

Public Notice legals@coloradocommunitymedia.com

All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

NOTICE TO CREDITORS Estate of Mary M. Roberts, Deceased Case Number: 2019PR30009 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 20, 2019, or the claims may be forever barred.

Public Notice NOTICE TO CREDITORS Estate of Loren D. Edwards, Deceased Case Number: 2018PR31337 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Jon P. Edwards Personal Representative 4555 S. Pearl Street Englewood, CO 80113 Legal Notice No.: 8800 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Frances Margaret Burch, aka Frances M. Burch, Deceased Case Number: 2019PR30006 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

NOTICE TO CREDITORS Estate of Frances Margaret Burch, aka Frances M. Burch, Deceased Case Number: 2019PR30006

Notice To Creditors

All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Judy K. Martens Personal Representative 7894 John Elwood Drive Dayton, OH 45459 Legal Notice No.: 8801 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Ruby M. Mercill, aka Ruby A. Mercill, aka Ruby Maier Mercill, aka Ruby Mercill , Deceased Case Number: 2019 PR 30036 All persons having claims against the above named estate are required to present them to the personal representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 31, 2019, or the claims may be forever barred.

Jack Gibbs Personal Representative c/o Katz, Look & Onorato, P.C. 1120 Lincoln Street, Suite 1100 Denver, Colorado 80203 Legal Notice No.: 8808 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch Public Notice Denver Probate Court Denver County, Colorado Court Address: 1437 Bannock Street Denver, CO 80202 In the Matter of the Estate of: JUAN VEGA, Deceased Attorney (Name and Address): Snell & Wilmer, LLP Colby S. Weber, Esq. #34881 Chuong M. Le, Esq. #37949 1200 Seventeenth Street, Suite 1900 Denver, CO 80202 Phone Number: (303) 634-2000 E-mail: cweber@swlaw.com FAX Number: (303) 634-2020 cmle@swlaw.com Case Number: 2019PR30079 NOTICE OF HEARING BY PUBLICATION PURSUANT TO § 15-10-401, C.R.S. To: Yolanda Vega Last Known Address, if any: 12170 E. 30th Ave., Apt. 209, Aurora, CO 80011 A hearing on Petition for Adjudication of Intestacy and Formal Appointment of Personal Representative. Seeking appointment of Julian Robert Vega as Personal Representative of the Estate of Juan Vega will be held at the following time and location or at a later date to which the hearing may be continued: Date: February 28, 2019 Time: 8:00 AM Division: Probate Address: 1437 Bannock Street, Denver, CO 80202 Legal Notice No.: 8809 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Betty I. Krainik, Deceased Case Number: 2018PR31504 All persons having claims against the above named estate are required to present them to the personal representative or to Denver Probate Court of the City and County of Denver, Colorado on or before May 31, 2019, or the claims may be forever barred.

Sandra I. Rail f/k/a Sandra I. Woodard Personal Representative 8855 Sutter Circle Unit 517D Huntington Beach CA 92646 Legal Notice No.: 8810 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch

Sandra I. Rail f/k/a Sandra I. Woodard Personal Representative 8855 Sutter Circle Unit 517D Huntington Beach CA 92646

Notice To Creditors

Legal Notice No.: 8810 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Louis F. Frazer, Deceased.

Case No. 2019-PR-30074

All persons having claims against the abovenamed estate are required to present them to the personal representative named below or to the Probate Court of Denver County, Colorado, on or before May 31, 2019, or the claims may be forever barred.

Aldine M. Stephens Personal Representative 8349 Allison Court Arvada, Colorado 80005 Legal Notice No.: 8812 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of William E. Murane, aka William Edward Murane, aka W. E. Murane, aka Bill Murane, Deceased Case Number: 2018 PR 31436

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Rosemarie P. Murane, Personal Representative c/o Holland & Hart LLP 555 17th Street, Suite 3200 Denver, CO 80202 Legal Notice No: 8790 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Francine L. Stewart, Deceased Case Number: 2018PR31482

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

James A. Stewart, Personal Representative c/o Cyndi L. Lyden, Esq. Rumler Tarbox Lyden Law Corporation, PC 1777 S. Harrison Street, Suite 1250 Denver, CO 80237 Legal Notice No: 8792 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Darlene F. Blagg, aka Darlene Frances Blagg, aka Darlene Maye Blagg, aka Darlene M. Blagg, Deceased Case Number: 2019 PR 031534

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Cheryl Redmond Doyle Personal Representative 8606 W. Prentice Avenue Littleton, Colorado 80123 Legal Notice No: 8793 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch

Denver Herald 1.31.19 * 1

Denver Herald 15

January 31, 2019

CRIME FROM PAGE 1

Forty-nine murder victims died by bullet, the chief said, and 10 murders were gang-motivated. Criminals stole 214 guns last year, which is up from previous years.

“When you look at the crime rates I want you to remember … that we have far too many people using weapons to settle disputes at this time in Denver’s history and we need the public’s help,” said Troy Riggs, executive director of Denver’s Department of Safety. “Nobody’s gonna be upset if you see someone arguing and call us. We want to restore order and peace.”

More people than ever live and

play in Denver, stretching the blue line thin.

The city’s growth is another reason for heightened violence, according to the Denver Police Department.

An unprecedented number of people and events put “a lot of stress” on law enforcement, Riggs said.

Asked whether the chief felt he had enough officers on the street, Pazen did not say, exactly.

“We are working toward a number of officers, both internal and external, to make sure that we do have the resources necessary,” he said.

This year’s city budget makes room for 31 more officers on the force, while Denver’s gang unit just added six. Meanwhile, the department is shuffling civilians into some posts to free up officers for the street beat.

Guns and people kill people, but DPD knows violence begins before anyone pulls a trigger.

Mental health problems and drug use often fuel violent crime, Pazen said, as do things like poverty. That’s the thinking behind what the department calls “precision policing.” It’s part of the Department of Safety’s larger plan to fight the root of violence instead of just the symptoms.

“There’s just as much outreach as there is enforcement as we move forward with this plan because we want to tackle this on multiple levels,” Pazen said. “It’s more than just arresting the perpetrator and thinking the violence has been stopped in the future. This is a multi-tiered approach to really get to those root causes — the social harms.”

To curb violent crime, DPD has

a team of officers on patrol with a mental health and substance abuse professional aimed at preventing smaller problems from escalating into big, bloody ones.

Similarly, a domestic violence prevention program comprised of police and nonprofits aims to treat the victim and the offender in a way that pre-empts future physical altercations. After all, six murders last year stemmed from domestic violence, according to the data.

The public can also expect a “big announcement” in the coming weeks related to some type of mysterious tech that will be a “force multiplier” for the department, Pazen said. He would not go into specifics. “But essentially it’s technology that assists us in not only responding to crime but preventing crime,” he said.

rapher in Colorado Department of Local Affairs, will sort through all the raw data and historical patterns to make sense of the numbers, the polls, and predictions. Visit lwvdenver.orgfor more information.

Saturday, Feb. 23 at Pinnacle Performing Arts Center, 1001 W. 84th Ave. Tickets for the mini-performances at the Pinnacle Performing Arts Center and Cleo Parker Robinson Theatre are $15 for adults and $10 for children. Tickets to the ballet with the Little Ballerina Tea Party are $25 for adults and $20 for children. For information on purchasing these tickets visit balletariel.org or call (303) 945-4388.

1260 22nd Street, Denver. The Jester’s Court is proud to announce several new performances of its hilarious and very popular short-form improv comedy show. Tickets are just $8 in advance or $10 at the door.

Tickets are available online at jesterscourtcomedy.com.

CALENDAR FROM PAGE 13

“The Parks” exhibit by Topher Straus at Niza Knoll Gallery: Through Feb. 16 at Niza Knoll Gallery opened in the Art District on Santa Fe at 915 Santa Fe Drive. Artist Topher Straus chose to use the vast National Park system, established 150 years ago, as a blueprint for his unconventional representational landscapes featured in a new exhibit. Visit nizaknollgallery.com for more information.

If Music Be the Food of Love, Play On: 4 to 5:30 p.m. Sunday, Feb. 16 at Central Presbyterian Church, 1600 Sherman St. Join the Denver Pops Orchestra for our a romantic evening of music at our annual Valentine’s concert. This year’s theme is “If Music be the Food of Love, Play On.” Tickets $20 Adult, $15 Senior, $10 Child (12 & Under). Available at denverpopsorchestra.org

Wish Night: Share the Power of a Wish, benefitting Make-A-Wish® Colorado: 6 to 10 p.m. Friday, Feb. 22 at Hyatt Regency Denver at Colorado Convention Center, 650 15th St. Experience the power of a wish for Colorado children battling critical illnesses.

Music and dance performances by local wish kids as well as cocktails, dinner, silent and live auctions. Visit colorado.wish.org for more information.

The Jester’s Court Returns to The Voodoo Comedy Playhouse: 10 p.m., Fridays at The Voodoo Comedy Playhouse located at

Black History Live Tour - Meet Maya Angelou portrayed by Becky Stone: 2:30 p.m. Saturday, Feb. 23 Denver Public Library, Rodolfo “Corky” Gonzales Branch Library, 1498, N Irving Street, Community Room, Denver. This living history portrayal will give insight into how Dr. Angelou wrote, and why, and reflect on her philosophy of life, PUBLIC NOTICE which included a strong belief in the power League of Women Voters Denver PresTO CREDITORS of words.

ToVialpando, learn more, visit coloradohuents: Colorado Demographic Trends: EstateNOTICE of Harold Francis Harold Frank Vialpando, manities.org or call 303.894.7951.

5:30 to 7 p.m. Tuesday, Feb. 19 at Montview aka aka Harold F. Vialpando, Presbyterian Church, McCollum Room, 1980aka Harold Vialpando, Deceased Number: 2019 PR 030007 Little Ballerina Tea Party: 3 to 4:30 p.m.

Dahlia St. Elizabeth Garner, State Demog- Case A All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Notice To Creditors

Notice To Creditors

Editor’s note: Calendar submissions must be received by noon Thursday FOR publication the following week. Send listings to calendar@coloradocommunitymedia.com.

No attachments, please. Listings are free and run on a space-available basis.

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PUBLIC NOTICE

(2) 3’ x (1) 3’ x

CREDITORS 3’ WindowsNOTICE TO(2) 10’ x 8’ OVH Estate of Michael S. Nettleton, 6’ Entry Door 4’ Wainscoti ng aka Michael Steven Nettleton, aka Michael Nettleton, Deceased Case Number: 2019PR030015

Erik Morlang Attorney to the Personal Representative 1660 S. Albion Street, Suite 918 Denver, Colorado 80222

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Erik Morlang Attorney to the Personal Representative 1660 S. Albion Street, Suite 918 Denver, Colorado 80222 Legal Notice No: 8794 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch

Legal Notice No: 8794 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Michael S. Nettleton, aka Michael Steven Nettleton, aka Michael Nettleton, Deceased Case Number: 2019PR030015

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

NE and Western IA

S T R U C

PUBLIC NOTICE

Notice To Creditors

NOTICE TO CREDITORS Estate of Michael S. Nettleton, aka Michael Steven Nettleton, aka Michael Nettleton, Deceased Case Number: 2019PR030015

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 17, 2019, or the claims may be forever barred.

Teresa Hollingsworth, Personal Representative c/o Law Office of Byron K. Hammond, LLC 3900 E. Mexico Avenue, Ste. 300 Denver, CO 80210 Legal Notice No: 8795 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch

Teresa Hollingsworth, Personal Representative c/o Law Office of Byron K. Hammond, LLC 3900 E. Mexico Avenue, Ste.Every 300 day, the government makes decisions that Denver, CO 80210

Facts do not cease to exist b because they are re ignored. ignored.

can affect your life. Whether they are decisions on Legal Notice No: 8795 zoning, taxes, new businesses or myriad other First Publication: January 17, 2019 issues, Last Publication: January 31, 2019 governments play a big role in your life.

Publisher: The Denver Herald-Dispatch Governments have relied on newspapers like

- Aldous Huxley

Notices are meant to be noticed.

Read your public notices and get involved!

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12” Overhangs 4” Concrete

Eastern CO

All persons having claims against the abovenamed estate are required 402-426-5022 to present them to 970-230-2052 the Personal Representative or to the Denver T U Court R Eof S Probate the City andwww.GingerichStructures.com County of Denver, PUBLIC NOTICE Colorado on or before May 17, 2019, or the claims may be forever barred.

NOTICE TO CREDITORS Teresa Hollingsworth, Personal Representative c/o Law Office of Byron K. Hammond, LLC 3900 E. Mexico Avenue, Ste. 300 Denver, CO 80210

Notice To Creditors

Get Involved!

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Harold Francis Vialpando, aka Harold Frank Vialpando, aka Harold F. Vialpando, aka Harold Vialpando, Deceased Case Number: 2019 PR 030007

26,000

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Legal Notice No: 8795 First Publication: January 17, 2019 Last Publication: January 31, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Kathleen M. Walsh, aka Kathleen Marie Walsh, aka Kathleen Walsh, Deceased Case Number: 2018PR31465

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 24, 2019, or the claims may be forever barred.

Thomas G. Walsh Personal Representative 13875 North Travois Trail Parker, CO 80138

Legal Notice No: 8804 First Publication: January 24, 2019 Last Publication: February 7, 2019 publish public notices since the birth Publisher: The Denver Herald-Dispatch

this one to of the nation. Local newspapers remain the most trusted source of public notice information. This newspaper publishes the information you need to stay involved in your community.

Estate of Kathleen M. Walsh, aka Kathleen Marie Walsh, aka Kathleen Walsh, Deceased Case Number: 2018PR31465

Notice To Creditors

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 24, 2019, or the claims may be forever barred.

Thomas G. Walsh Personal Representative 13875 North Travois Trail Parker, CO 80138 Legal Notice No: 8804 First Publication: January 24, 2019 Last Publication: February 7, 2019 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Aundrey Carlton Wilkins, aka Aundrey C. Wilkins, aka Aundrey Wilkins, Deceased Case Number: 2018 PR 031412

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before May 31, 2019, or the claims may be forever barred.

Dual Schneider, Esq. Attorney to the Personal Representative 7475 W. 5th Avenue, No. 202 Lakewood, Colorado 80226 Legal Notice No.: 8811 First Publication: January 31, 2019 Last Publication: February 14, 2019 Publisher: The Denver Herald-Dispatch

Denver Herald 1.31.19 * 2

16 Denver Herald

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