PULSE BEAT PULSE BEAT
Febr uary 2014
Febr uary 2014
The 2014 Paramount Chamber Directory is available free of charge to Paramount residents. The directory contains business and residential listings, City Hall department numbers, a listing of Paramount Unified Schools contact numbers and addresses, important phone list for everyday services, and a list of Paramount’s Outdoor Art Museum pieces and their locations.
The directory is being hand-delivered throughout the City thanks to volunteers from the youth soccer club Tiburones Rojos USA. Copies will also be available at City Hall and the Paramount Sheriff’s Station.
The Paramount Chamber is dedicated to promoting economic growth and encourages residents to support the businesses that support the community.
The Paramount Chamber would like to thank the following advertisers for making the directory possible:
A 1 Logos Two Aamcom
Ace Clearwater Enterprises
Aflac (Antawong)
Alert Cleaners
Alondra Hot Wings
AMECO Solar Energy Resources
American Cancer Society
American Construction
AmericanWest Bank
AppleCare Medical Group
Bianchi Theatres/Paramount Swap Meet
Cal Met Services
California Technical
Carlton Forge Works
Casa Adelita Mexican Restaurant
Casa Gamino Restaurant
Cerritos College
Chapel of Change Christian Fellowship
Charles G. Hardy
Chase Bank/Paramount
City of Paramount
Cleantime Building Maintenance
Clinica Medica Hispana
Damsel in Defense
DeMaria Electric
Domino’s Pizza
Doublz Inc.
Downey Plumbing, Heating & Air
Conditioning
Embassy Suites Hotel
Extreme & Modern Door
Fenico Precision Castings
Fix Auto/Tony’s Towing
Frize Corp.
Funeraria del Angel
GM Properties
Gus’s Deli, BBQ & Grill
Herald’s Garage
Hunt Industrial Properties
Ink Head Design & Prints
Kids Dental Kare
Kimberly’s Dance Studio
La Amapola
Lion’s Club of Paramount
Los Angeles Print & Design
M.B. Herzog Electric, Inc.
Madame Pompador
Mariscos El Perihuete
Mariscos Mi Lindo Sinaloa
Marukan Vinegar
Max Martinez, DDS
McLane Manufacturing, Inc.
Medical Waste Services
National Homes & Investments
New Commandment Church
Northgate Markets
Paramount Dance Company
Paramount Petroleum
Paramount Resource Recycling
Para Latino Medical Ctr.
Paramount Rotary
Paramount SASSFA
Paramount Senior Living
Paramount/Jackson Self Storage
Paris Laser Printer
Pettit Insurance
Popular Community Bank
Press Forge
Promise Hospital of East LA
R & S Processing
R.Cee’s Barbershop
Raise the Bar Productions
Re/Max College Park Realty
Roa Carpets
Rooter Hero
Rosewood Restaurant
Royal Image
SC Fuels
SG Tax Service
Sign-A-Rama (Covina)
Southern California Edison
St. Francis Medical Ctr.
St. Mary’s Medical Ctr.
Teleworks
Time Warner Cable
Total-Western, Inc.
Transcom Telecommunications
Vernon Security
Vicky Professional Services
Villa Dental
W.H Plumbing Heating & Air Conditioning
Ward Properties
Weber Metals
In 2013, compared to 2012, violent crime in Paramount dropped 9% overall to levels not seen since the late 1960s, according to statistics released by the Los Angeles County Sheriff’s Department.
There were decreases in assaults (15.2%) and robbery (-5.4%) while the number of homicides stayed the same at three.
On property crimes, both burglaries and arson fell, there was a slight up tick in theft (+6.7%), and a larger rise in auto theft (+11%). Still, the number of property crimes in Paramount is the lowest since the late 1970s.
Auto theft is unfortunately a regional problem. Keep the following thoughts in mind to keep the crime from happening to you.
• Don’t leave your car unlocked.
• Do not leave a spare key near your vehicle.
• Never leave your windows open.
• Park in well-lit, public areas.
• Install an audible alarm system and a vis-
ible anti-theft device.
• Install a vehicle immobilizer system.
• Consider installing a GPS tracking system.
• Don’t leave valuable personal property in your car.
The City’s strong and cohesive law enforcement team works diligently to monitor and contain all criminal activity. These efforts include engaging the community through Neighborhood Watch and other open channels of communication. More residents have become knowledgeable and involved in law enforcement matters over the years, and they have been a contributing factor in keeping our neighborhoods safe.
Here’s a reminder that the City’s College Bound shuttle bus offers transportation for Paramount residents to Long Beach City College (Liberal Arts Campus) or Cerritos College for the spring semester. The Cerritos route began January 13, and the LBCC shuttle will start on February 3.
Hours of operation are Monday through Thursday from 6:30 a.m. to 12:00 p.m. and then again from 3:30 p.m. to 10:00 p.m.
There are four pick-up and drop-off spots located throughout town – Orange and Somerset, Century and Orange, Paramount Park and Progress Park. Each roundtrip – from individual bus stop, to the campus, and back again – takes about an hour.
The bus stop location at Long Beach City College is on Clark Ave., just north of Carson St. The bus stop at Cerritos College is on Studebaker Rd., about a block south of Alondra Blvd.
Each trip costs $1, but you can purchase a semester pass for $25.
A play within a play. Death Trap is an alluring story about Sydney Bruhl, a morally ambiguous, yet talented Broadway writer. Discouraged by a series of script flops, he believes his fortune may change when he comes across a potentially successful script.
The play is filled with plenty of plot twists and turns, cleverness, humor and suspense!
Pathways Volunteer Hospice invites you to join us for a special night out with family and friends at the Long Beach Playhouse on February 13th. Enjoy a private performance of the play adaptation of this unique story, Death Trap. Relish in complimentary beverages before the show. During intermission, Pathways board members and volunteers will be on hand to serve complimentary
coffee, wine and dessert. The doors open at 7:00 p.m. and curtain call is 7:30 p.m.
Ticket prices are only $25 dollars and all proceeds go to benefit the many programs and services offered by Pathways at no charge to the local community.
For nearly 29 years Pathways has been a trusted resource in the Long Beach and surrounding communities providing volunteer caregiving for the frail-elderly, hospice services for the terminally ill and bereavement counseling and support for children and families. For more information, tickets and reservations, please call Pathways at (562) 531-3031 or visit our website at www. pathwayshospice.org
Event Location: LONG BEACH PLAYHOUSE 5021 E. Anaheim Street, Long Beach, CA 90804 (562) 494-1014
For more information, or to purchase a pass, please call the Recreation Department at (562) 220-2121.
The City’s Recreation Department newsletter for spring is included with this issue of the Pulse Beat as an insert. You can also access it for viewing online. Go to www.paramountcity.com, then to the Community Services and Recreation page, then “Recreation Programs.”
The newsletter provides information about upcoming special events in town, youth and adult instructional classes, sports leagues, offerings for seniors, and more.
Speaking of Paramount’s website, it’s a great source of information about the City. You can find a schedule of City Council and Commission meetings, see the City Council meeting agendas, and explore the entire municipal code. There are descriptions of City programs and services and departments. You can email City Council members. And much more.
Come for a visit at www.paramountcity.com.
One of your new year’s resolutions might have been to clean out the clutter from
your home or garage. If so, keep in mind that CalMet Services, the City’s trash hauler, will pick up large items and electronic waste from your curb.
All unwanted electronic waste, for instance, must be recycled by law. This is stuff like computers, televisions, microwaves, cell phones, telephones, stereos, typewriters, fax machines, and more.
The e-waste collection is a free service and available to homes, apartments, and mobile home parks in Paramount. To schedule a pick-up, call CalMet at (562) 259-1239 at least one day before your normal trash day. Then place the e-waste at your curbside on trash day.
CalMet also picks up large, oversized items like furniture or appliances that won’t fit in a regular trash container. (Dumping these things in alleys, streets, sidewalks, or any public right-of-way is illegal, and property owners adjacent to where the dumping occurs could be fined.)
Remember that items such as lumber, concrete, auto parts, and hazardous waste such as paint, used motor oil, batteries, and pesticides cannot be hauled away through this service
Call (562) 259-1239, extension 244, to schedule a pick up at least one day before your regular trash day. The service is free for single-family residences and multi-family properties with trash containers, not bins. For residential properties with trash bins and for commercial accounts there is a $16.76 per item charge.
“I don’t know the key to success, but the key to failure is trying to please everybody.” – Bill Cosby
In Paramount, there are many active Neighborhood Watch teams operating in the City to provide extra eyes and ears for the Sheriff’s Department.
Neighborhood Watch is a partnership in crime prevention. Residents come to know their neighbors, look out for each other’s welfare and property, and report suspicious activities.
It’s beneficial, too – on average, areas with active Neighborhood Watch participation have much less crime than those without it.
At NW meetings, residents work with City and Sheriff’s Department personnel, expressing ideas and concerns about issues in their neighborhood. Any number of things can be discussed at Neighborhood Watch meetings. Apart from potential criminal behavior, these can include parking problems, street racing, street vendors, code enforcement issues – anything and everything that affects the quality of life for residents in Paramount.
Residents are also informed of the many services and programs available to them, such as GRIP (anti-gang), STAR (after school opportunities), PEP (educational help), PAT (preventing auto theft), CERT (emergency training), SASSFA (employment help), CPR/1st Aid and more.
Keep in mind, also, that any resident who reports criminal activity through Neighborhood Watch can remain totally anonymous if they so choose.
The Sheriff’s Department appreciates everyone’s help in protecting our community, because a deputy cannot be present everywhere, at all times. Since neighbors know better than anybody what happens on their street, this is a good way to do your part for public safety.
Neighborhood Watch groups can also help residents prepare for natural disasters and set up plans for checking on neighbors after disasters hit.
To become a part of Paramount’s Neighborhood Watch program, please call the Public Safety Department at (562) 220-2002 and ask for Carlos Mendoza.
The Los Angeles County Sheriff’s Department has recently been advised that people have received suspicious phone calls with the caller representing themselves as LASD personnel and asking for personal information in order to clear up warrants.
Please be advised the Sheriff’s Department does not solicit warrant information by phone.
If you receive any suspicious calls do not give out any personal information, such as address, Social Security number, bank account numbers, etc.
Furthermore, individuals receiving emails asking for personal information and money are encouraged to contact the Internet Crime Complaint Center at www.ic3.gov, a website jointly sponsored by the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center. This site offers Internet crime prevention tips and an opportunity to file a complaint if you feel you are a victim of Internet crime.
Name & Title: Pamela Rice
Company Name: Office Depot Company Address/City: 3366 Willow Street, Signal Hill, CA 90755
Telephone: (714) 330-8774
Major Product or Service: Office Solutions (Supplies, Furniture, Equipment, Copy & Print, Promo, Technology
How long in business: Employee since 2004
Why did you join the Chamber? My territory is Paramount. We opened up the Chamber account in 2012 and a discount Chamber Member program at that time. I have been an active participant with the chamber since the beginning of our relationship and really enjoy meeting all of the participants. Additionally, I have always had a heart for the city as my family lived in Paramount for many years and I spent the better part of my younger years at my Aunts home in Paramount.
Where Were You Born? Los Angeles and grew up in Long Beach. Education/Training: BS in Education, Training and Development from SIU Carbondale.
What is Your Favorite Saying? “People may not remember exactly what you did, or what you said, but they will always remember how you made them feel.”
Latest Accomplished Goal: I hoped to own the home I grew up in and effective 2/1/13, I was able to do just that!
Philosophy: Do your best to stay positive. Things could always be worse and there is always a lesson to be learned in all negative experiences. If You Were Granted 3 Wishes What Would They Be?
1. That I would be able to see my daughter grow up, get married, and have children.
2. That when I was faced with challenges and difficulties I would never feel stressed.
3. That I would try to always put others first before myself.
Sponsored by: AppleCare Medical Group
CALIFORNIA OUTREACH ORGANIZATION
ALEXANDER HAST (310) 926-7699, 15929 GARFIELD AVE, PARAMOUNT
WE ARE LOOKING FOR VOLUNTEERS TO HELP US WITH HANDLING AND GIVING OUT THE FOOD & FOR DONORS WHO ARE WILLING TO HELP US WITH FOOD OR MONEY CONTRIBUTIONS THAT ARE TAX DEDUCTIBLE. PLEASE CALL FOR MORE INFORMATION (310) 909-9019.
Now hiring, AUTO MECHANIC, BODY AND PAINT TECH., AND OUTSIDE SALES ACCOUNT MANAGER. Email Heraldsgarage@gmail.com or visit Herald’s Garage 8124 E. Alondra Blvd., Paramount.
ZLS Beauty Salon, hiring LICENSE COSMETOLOGIST & A HAIR STYLIST must have 2 years of experience, flexible schedule & great customer service skills if interested call. Ruby 323 377 5508 .
BILINGUAL SALES in English & Spanish with basic computer skills. Also looking for WAREHOUSE EMPLOYEE with inventory, order-picking, and/or UPS experience. Please call 562-408-1984 and ask for Ivette or send an email to mimi.kim@ptminconline.com for Mimi.
Saturday, March 8, 2014
9:00 am – 2:00 pm
Students from Paramount (PSUD & Our Lady of the Rosary) and Artist of Southern California Student art submitted through their school on February 26, 2014
By ELD (English Language Development) Students at Paramount High, Senior Campus
Now that 2013 is in the books we
cided to write some suggestions so readers gain ideas about ways to
1. Learn Something New
Learning something is very important because if you learn more you can improve yourself. After that, you also will know what is going on in the world. For instance, some of us have left our home countries and when we arrived here everything was new for us like the culture, the foods, people, and the lifestyle. The United States is very different from our home countries so it is amazing for us to experience what the world is like.
2. Try to Raise Your School Grades
Raising your grades helps you get a career and become somebody in life.
Learning new things in class and in life is a factor in raising your grades. Bettering your grade point average helps you graduate from high school. Improving your grades also helps you become accepted into college and meet your goals to become a professional. Good grades can assist you in your life.
3. Become More Active
Exercise is good in your life. It helps you to have good physical condition and makes you become strong. This is why it is very important to spend time on exercise every day in our lives. Living an active lifestyle also promotes weight loss and strength building. It is also very important
because physical activity causes your body to grow healthy and clears your mind from daily stress.
4. Think Before Taking Action
Controlling our behavior helps us to be good people and to not have problems with our family and friends. Changing our behavior makes you friendlier. Also, with good behavior people look at you with respect and try to meet you. Because you take the time to look at your own behavior you show your ability to grow. We mention it because there are always people out there that do not worry about how their actions affect those around them.
5. Look at the Positive Side
To become a positive person you need to stop thinking in a negative way. This includes changing facets of your personality and the way you deal with people. Doing positive things like helping people that need it makes life fulfilling. You always have to be positive with the people that always are negative to extinguish cynical perceptions.
6. Try to Communicate More Often and Make New Fiends
A way to make new friends is by talking to people and introducing yourself. Making new friends helps you speak better and communicate better with people. For example, you need to say “Hello my name is…” to introduce yourself. It will help you get accustomed to the idea of using your words to communicate and make new friends. Communication can also help maintain friendships! For example if your friend gets upset with you, you need to talk to them and resolve your problems.
Hopefully these simple suggestions help everybody in our community try to improve their lives in 2014. Happy New Year!
Remember to support education in Paramount this year while promoting your business by sponsoring or making a donation to the Paramount Education Partnership’s 11th Annual Scholarship Fundraiser. It will be held on Friday, April 25, from 6:00 p.m. to 9:00 p.m. at Progress Park Plaza, 15500 Downey Avenue. This year’s theme is “A Night in Casablanca.”
The generosity of the Paramount business community has helped make dreams of going to college become a reality for many local students. Over the years, 181 scholarships worth more than $500,000 have gone to Paramount kids attending a university, community college, or trade school to help cover their costs.
For some of these students, it has made the difference in whether or not they could
continue their education. For all recipients, it has been important assistance.
This April will provide a fresh opportunity to boost another group of individuals who are working to improve their education and forge a bright future.
All donations are made to the PEP 501c3 non-profit entity, and are tax deductible.
There are a variety of ways that donor businesses will receive publicity for taking part.
The fundraiser features great food and lots of fun casino-type games, all for a very good cause.
Your donation is an important investment in our community.
One of the best resources that PEP offers for residents is the Paramount Petroleum Learning Center at Spane Park. The Center is looking for volunteers who are willing to put in 2-12 hours a week as homework tutors for students in kindergarten through 12th grade, specifically in math and reading. The Homework Help program is offered Monday through Thursday from 3:00 p.m. to 6:00 p.m. This is designed to assist students with their academic skills through on-site assistance and computer-based enrichment.
Training is provided and a background check is required.
Interested candidates must have excellent communication skills, enthusiasm and the ability to work with youngsters in the stated age groups.
Some of the duties and responsibilities of a volunteer will involve:
• Helping students understand and complete homework assignments and projects.
• Talking and listening to students.
• Modeling a positive attitude toward learning.
• Supervising students, handling behavior issues, and ensuring that students are safe when they are in the Center.
For more information on becoming a Homework Help volunteer, please call the City of Paramount’s Community Services and Recreation Department, (562) 220-2121 or e-mail Suleyma Rosales at srosales@paramountcity.com. You can also stop by the Community Services and Recreation Department at 15300 Downey Ave. to pick up an application.
honored members of the City’s law enforcement team (the
If interested in sponsorships or other contributions, please contact Suleyma Rosales at (562) 220-2121 or srosales@paramountcity. com. The Paramount
and
departments) at
a
January
been
for seamlessly
From left: Vice Mayor Diane J. Martinez, Councilmember Peggy Lemons, Mayor Gene Daniels, Deputy Joel Andrade, Deputy David Van Dyke, Community Service Officer Charlie Ordonez, Councilmember Daryl Hofmeyer, and Councilmember Tom Hansen. (Not able to attend was City Crime Analyst Anthony Martinez.)
At its January 7 meeting, the Paramount City Council honored Community Service Officer Charlie Ordonez for his fast thinking and swift actions that helped a man who was suffering a seizure on Paramount Blvd. from incurring major injury until paramedics arrived on the scene. From left: Vice Mayor Diane
Councilmember Peggy Lemons, Mayor Gene Daniels, Ordonez, Councilmember Daryl Hofmeyer, and Councilmember Tom Hansen.
Supported by a one-year $70,000 state grant, Compton Center now has space available in its half-day preschool program for 3- and 4-year-old children at low or no cost for eligible families. Parents are encouraged to visit the Compton Center Child Development Center (CDC), take a tour and fill out eligibility paperwork.
The half-day preschool program is available Monday through Friday from 8:00 a.m. to noon. Children receive developmentally appropriate curriculum and nutrition.
The Compton Center Child Development Center employs state-certified teachers who provide age-appropriate learning experiences for the preschoolers.
The CDC is licensed by the California State Department of Social Services as a combination site to serve infants, toddlers, preschoolers, and to provide after-school programs for school-age children. If a family is not eligible for the State Preschool Program outlined above, there may be another program available at the CDC to serve their needs.
The Compton Center Child Development Center is located in Building T at 1111 E. Artesia Blvd., Compton, CA 90221.
For more information or to arrange for a tour, call 310-900-1600, ext. 2900. Applications are available online at www. compton.edu/childdevelopmentcenter/. Hours of operation are 7:45 a.m. to 6:30 p.m. Monday – Thursday and 7:45 a.m. to 5:00 p.m. Friday.
“HighScope early childhood development curriculum is used at the center,” said Shirley Edwards, director of the CDC. “With active participatory learning, children have opportunities to make decisions and plan what they want to do and then they do it. The students are well cared for and do well academically.”
Paramount Chamber of Commerce
Invites you to attend a Open House / Ribbon Cutting
Doing business for over 20 years
Friday, February 28th 15903 Lakewood Blvd., Ste. 203 & 204, City of Bellflower
Beginning at 11:30 am Lunch Served
RSVP: (562) 634-3980
Wholesome Goodness Line of Nutrition-Minded, Family Favorites Now Available at All Stater Bros. Supermarket Locations
Stater Bros. Markets announced today that it is introducing Wholesome Goodness® at all 167 Stater Bros. Supermarket locations. Wholesome Goodness presents a broad product line of affordable, all natural foods. The line is made up of over 50 family favorites, including hot and cold cereals, trail mixes, snack chips, pasta and barbecue sauces, dressings, 100% antioxidant juices, “no salt added” broths and more.
All Wholesome Goodness foods are made with a nutrition-minded approach, with an emphasis on natural ingredients such as whole grains, fiber and essential Omega 3 & 6 fatty acids, while minimizing or eliminating sugar, sodium and fat. Every product in the line is priced to make healthier eating more affordable for any family.
“We know that our customers want to eat healthier,” stated Jack H. Brown, Chairman and Chief Executive Officer of Stater Bros. Markets. “That’s why we’re delighted to be the only supermarket chain in Southern California to offer Wholesome Goodness. At Stater Bros., we have a long-standing tradition of being the supermarket where you always ‘get more… for less.’ Now, with Wholesome Goodness, we’re betterfor-you, too.”
By Maria F. Galli State Farm Insurance
562-817-5620
Early on, we learn 4 + 1 = 5. But, with teens, when does it not add up? The Answer: When risky driving is involved. In a recent National Young Driver Survey conducted by a major insurance company and the Children’s Hospital of Philadelphia, 5,665 students shared their views of teen driving. The evidence from this survey shows four risk factors cause 84% of teen crashes.
About two-thirds of fatal teen crashes involve driver error – making mistakes due to inexperience and distractions. Give your friends time and space to learn to drive before pressuring them for rides, and never encourage risky driving.
A teen driver’s fatal crash risk increases by three to five times if there are two or more passengers in the car. A driver who talks on a mobile phone is four times more likely to be involved in a serious crash, regardless of whether the driver uses a hands-free cell phone. Be aware of the changing road environment by keeping your eyes and mind on the road.
The faster you drive, the longer it takes you to stop. Speed is involved in approximately 38% of fatal crashes involving male drivers ages 15 – 20. Speed limits on the road were set for perfect driving conditions.
The effects of driving while tired are similar to the effects of drinking and driving. Three-fourths of teens report having seen other teens driving noticeably tired. Drivers younger than 25 years cause the majority of drowsy driving-related crashes. Rest up when you are tired from studying or extracurricular activities.
These four factors often cause crashes. One other factor can lead to a crash, even fatal injury.
Teens who do not wear seat belts in all seating positions are more likely to wind up in the crash statistics. Wear a seat belt every time you ride in a car.
Learn more about teen driver safety! Driving can add up to success when you are safe behind the wheel. Talk with your local insurance professional about safety programs that can help your teen become a safer driver, and help save some money, too!
Pregunte al Experto
Hola amigos que tal, aquí estamos de nuevo con todos ustedes, iniciando un nuevo tema de gran importancia para todos nosotros. En estas semanas estaremos hablando de esta emoción llamada enojo. ¿Se ha enojado alguna vez donde el enojo lo haya controlado a usted? ¿Controla usted el enojo o el enojo lo controla a usted? La mayoría de las personas alguna vez han pasado por una situación de enojo incontrolable.
Veamos primeramente que es el enojo. El enojo es una emoción humana natural. Es una mezcla confusa e incontrolable de sensaciones... La temperatura del cuerpo sube, los músculos de la cara se tensan y la adrenalina dispara en segundos un coctel de disgusto, hostilidad, indignación y exasperación, que puede resultar explosivo. Es “una fuerte emoción o sentimiento de disgusto y, por lo general, una contrariedad incitada por un sentimiento de agravio o insulto”.
Aunque normalmente pensamos en el enojo como una emoción, en realidad, es un conjunto de emociones que involucra el cuerpo, la mente y la voluntad.
El enojo es alimentado por sentimientos de disgusto, agravio, rechazo y vergüenza. El enojo es la emoción que nos pone en contra de la persona, el lugar o el objeto que provoco la emoción. Es lo opuesto al sentimiento de amor. El amor nos atrae a la persona; el enojo nos pone en contra de ella.
EL ENOJO SE ENCUENTRA EN TODO LUGAR. Los cónyuges se enojan mutuamente. Los empleados se enojan con sus jefes. Los adolescentes se enojan con sus padres y viceversa. Muchos de nosotros estamos enojados con nosotros mismos. Claramente, muchas personas tienen problemas con el enojo. Pero a todo esto, ¿Cuál es el origen del enojo? Comprender el origen del enojo es esencial para comprender su propósito. Nuestros esfuerzos para controlar el enojo serán mucho más eficaces si contamos con un entendimiento más claro de su procedencia. Cuando los adultos aprenden a procesar positivamente su propio enojo, no solo crean un ambiente más seguro para
la familia, sino que también cuentan con un mayor potencial para enseñar a sus hijos la manera de procesar su enojo. Con la misma importancia, también tienen la capacidad de establecer un ambiente productivo en su trabajo al igual que relaciones y reacciones sanas entre sus compañeros.
¿Por qué nos enojamos? Como seres humanos el sentirnos enojados es una respuesta lógica a la injusticia o a la maldad. También demuestra que poseemos algún tipo de inclinación hacia la justicia y la rectitud.
¿Cuándo se convierte el enojo en un problema? El enojo se convierte en un problema cuando ese enojo se siente con demasiada intensidad, con demasiada frecuencia o se expresa de manera inapropiada. El sentirse enojado frecuentemente causa extremado estrés físico en el cuerpo. Durante episodios prolongados y frecuentes de enojo, ciertas áreas del sistema nervioso se activan intensamente. Como consecuencia, la presión sanguínea y el ritmo cardíaco aumentan y se mantienen elevados por períodos prolongados.
Este estrés en el cuerpo puede ocasionar muchos problemas de salud, tales como la hipertensión, las cardiopatías y una disminución en la eficiencia del sistema inmunológico. Por tanto, desde el punto de vista de la salud, el interés en evitar las enfermedades físicas puede convertirse en una motivación para controlar el enojo. Aun cuando el enojo no lleve a la violencia en determinada ocasión, las expresiones inapropiadas del enojo, tales como el abuso verbal o la conducta amenazadora o agresiva, con frecuencia tienen consecuencias negativas.
Bueno amigos, aquí terminamos por hoy esta primera parte acerca del enojo y sus consecuencias. En la próxima edición hablaremos de COMO AYUDAR A LOS ADULTOS A CONTROLAR EL ENOJO. Muchas gracias por su atención, y hasta la próxima.
Con cariño: David y Klaudette
Rene Ramos International City Mortgage, Inc 310-386-1693
Rene.Ramos@icitymortgage.com
If you or someone you know has gone through a bankruptcy or a foreclosure, owning a home is no longer an impossible goal to reach.
Although recent news media has mainly focused banks’ increasingly stringent home loan processes and loan denials, not all news has to be negative. Recent changes in mortgage lending are giving people a second opportunity, specifically targeting anyone who has had a recent bankruptcy or foreclosure.
In August of 2013, The Federal Government Agency know as HUD (Housing and Urban Development) and FHA (Federal Housing Agency) made changes in their lending guidelines to allow those who underwent financial distress (for circumstances out of their control) to be able to purchase a home whether you are a first time home buyer or not.
As with any new change in mortgage lending, there are some restrictions to the rule. Those who may qualify will need to document their financial hardship at the time of the bankruptcy or foreclosure and additionally take a special home buyer course to become eligible for financing. If you have gone through foreclosure or bankruptcy, and can demonstrate your recent finances have improved, a new opportunity for home ownership is now available to you. A licensed mortgage professional will be able to review your financial history and determine your qualification under this HUD ruling.
As a new year begins, it is important to remain focused on what’s positive for the community and not allow the media or others to diminish the dream of owning a home. Contact a licensed mortgage professional that can review your finances and be able to determine your financing options. Only a licensed mortgage professional can provide you with a plan and address the steps you need to follow to becoming a responsible home owner.
Managing cash flow is key to assuring enough cash is on hand to cover expenses, take advantage of opportunities and grow your business. Here are 10 tips to improve your cash flow and ensure your business has the necessary means to achieve its goals.
1. Aim for positive vs. negative cash flow. Positive cash flow is when your business has more money coming in than it needs to pay bills. Negative cash flow is when your business is spending more money than it takes in that is, cash outflow is larger than cash inflow.
2. If your cash flow is negative, take steps to repair it. Begin by reviewing how you manage your
accounts payable and receivable, your inventory and your credit terms. Look for patterns that lead to negative cash flow, such as buying more inventory than you can sell or extending credit to customers who always pay late.
3. Review your numbers regularly. Ideally, you should monitor your sales and expenses daily. At a minimum, monitor your business checking account, accounts receivable and accounts payable each week.
4. Create sales projections. Monitoring daily sales helps you project inventory needs so you have just enough on hand to meet demand, instead of overstocking excess inventory that costs you money to store
and maintain. Projecting quarterly sales based on past history and future estimates helps you plan and budget for inventory purchases.
5. Know when receivables are due. Creating an accounts receivable aging report will reveal your customer’s payment habits. Once you have this information, you can follow up with late-paying customers and get paid faster. Encourage on-time payments by sending invoices as soon as work is completed, invoicing online or emailing invoices, and accepting a wide range of payment options.
6. Tighten up credit terms. Extending credit to slow-paying customers can lead to cash flow challenges. Negotiate new terms with existing customers who have been slow to pay, and set stricter terms for new ones. Always check credit reports before extending credit. If appropriate, ask for deposits or partial payment in advance so you have the cash on hand to buy materials or inventory.
7. Conserve cash. Keep more cash in your accounts by staying on top of when your payables are due. You may want to take a different approach to payables depending on your most pressing cash needs. If keeping adequate cash on hand is most important, pay on time, but not early. If you have positive cash flow, cut costs by seeing if you can get a discount for paying early.
8. Work with your vendors. If all
of your payables come due around the same time, you are more likely to end up with negative cash flow. Talk to your vendors and see if you can stagger payment dates to help your cash flow. Maintain good relationships with vendors, and they’ll be more willing to help you out.
9. Have a backup plan. Sometimes businesses run into cash flow problems through no fault of their own, so it’s always wise to have a source of quick cash in case of emergency. Plan ahead by working with your SBDC Business Advisor to identify resources such as credit cards, factoring, loans or lines of credit.
10. Harness technology. Accounting tools such as QuickBooks, FreeAgent, Pulse and InDinero can simplify cash flow management by enabling you to monitor your inflows and outflows at a glance, view dashboards and reports, tracking when receivables and payables are due and more.
The SBDC is a group of successful small business owners helping fellow entrepreneurs start, sustain, and grow their business through lowcost workshops and free one-on-one consulting in business planning, finance, marketing, and various other specialty areas (Spanish speaking consultants available). To make an appointment call: (562) 938-5100, or email: sbdcinfo@lbcc.edu