Music Box Foundation was founded in 2018 and aims to provide music education to young people across the city of Chicago. Photo provided by Music Box Foundation.
DREAM EXCHANGE WELCOMES DR. FRANKLIN A. MICHELLO AS AN INVESTOR
CHICAGO, PRNewswire -- Dream Exchange, the first minority-controlled stock exchange in formation, is thrilled to announce Dr. Franklin A. Michello as a new investor.
Dr. Michello, with several decades of teaching experience at Middle Tennessee State University (“MTSU”), is a Professor of Finance and the Director of the Master of Science in Finance at the Jennings A. Jones College of Business. According to the MTSU website, Dr. Michello’s areas of expertise include finance, investments, and derivatives. Dr. Michello’s scholarly works have been published in numerous professional journals as noted in the MSTU website. Dr. Michello was also recognized for an achievement in education in 2018.
“I am excited to be part of a platform that paves the way for new opportunities and empowers businesses to thrive. Investment in Dream Exchange opens doors not only for innovation but also for accessibility and growth,” said Dr. Michello.
Joe Cecala, Founder and CEO of Dream Exchange, expressed, “Having Dr. Michello join us as an investor is truly an honor. Together, we are shaping a future where every business, regardless of size or background, has the chance to realize its full potential. His investment is a commitment to a brighter, more equitable future for all.”
Dwain Kyles, Managing Member of DX Capital Partners, LLC, stated, “Dr. Michello’s investment is a testament to the potential and promise of Dream Exchange. We are excited about the future and what we can achieve together with the support of experts like Dr. Michello and others, within our investor community.”
The Dream Exchange has submitted a preliminary draft of its application to the Securities and Exchange Commission (“SEC”) to become the first minority-controlled company to operate a licensed stock exchange in the history of the United States and is in the process of responding to comments from the SEC, as well as preparing its operations for when it receives approval. In addition, Dream Exchange is championing the creation of a new type of stock exchange called a venture exchange, which will list and trade the securities of smaller, early-stage companies. Dream Exchange’s mission is to create equal access to a marketplace that instills ethics, humanity, and fairness into finance.
SOUTHLAND COLLEGE PREP BRINGS
HOME TWO STATE CHAMPIONSHIPS IN SPEECH
RICHTON PARK, Ill. — Southland College Prep Charter High School placed first in two categories in the Illinois High School Association’s State Speech Series this weekend in Peoria, Ill. Five Southland students competed in three categories: Humorous Duet Acting, Dramatic Duet Acting and Oratorical Declamation.
Junior Courtney Clemons was named the state champion in Oratorical Declamation with her performance of “The Power of Vulnerability.” Seniors and twin brothers Jeremiah and Jacob Smith earned first place in Humorous Duet Acting with their piece, “A Teenager’s Guide to Surviving a Horror Movie: Run! Run! Run!”
Seniors Daija Alford and Asiah Lee place fifth in the state in Dramatic Duet Acting performing “The Mountaintop” by Katori Hall.
“These accomplishments are a testament to the passion, talent and perseverance of our students,” said Southland CEO Dr. Blondean Y. Davis. “We are so proud of all of these young people for representing our community with excellence.”
Dr. Davis also noted the work of the coaching staff. Cheryl Frazier, co-head coach of Southland’s Speech Team, founded the speech and forensics program at Southland. Under her leadership, Southland’s speech team and speech team members have won eight state championships as well as national titles. Other members of the coaching staff include co-head coach Cara Aljoe and assistant coaches Malik Bibbie, John Anderson, Christopher Arnold, Terrence Mayfield and Deiarah Wright.
Music Box Foundation Makes the Arts Accessible to Young People
Continued from page 1
BY TIA CAROL JONES
The family organization was founded by Vernon Lloyd, Vernon Lloyd, Jr., Omero Siller, Deon Houston and Kijuana Carter in 2008 as a mobile service that offered music programs in the Park District. Now, the program partners with the Chicago Public Schools, for afterschool programs, the Chicago Park District and the Alternative Schools Network.
Music Box Foundation provides music education at a time when arts education is being taken out of schools. Lloyd, who knew how music transformed his life and the impact it had on his life, wanted young people in Black communities across the city to have the benefit of receiving arts education.
abilities playing together.
Aaron said having access to arts programs exposes them to careers in the arts, not just playing in a band or singing, but also being a music producer or choreographer. She said seeing the students on stage and watching them build their confidence is something that is really great to see.
Carter is the COO and co-founder of Music Box Foundation and Jazmin Aaron is the Marketing Manager for Music Box Foundation. Carter said that making the arts accessible to young people is crucial and plays a transformative role in personal development, education, community building and empowerment and self-expression.
“The arts provide a powerful outlet for young people to express themselves, process their emotions and build confidence. Many of the students, especially those in underserved communities, lack opportunities to explore their creativity, and arts programs give them that freedom,” Carter said. She added that arts programs prepare students for the real world.
Carter shared that when the Music Box Foundation began at Davis Square Park, there were two bands, which included one with students who have special needs. When the students from the other band heard the students from the special needs band play, they wanted to play with them because they were so skilled. Now, that program is the community band with students of various
Students who participate in the program can learn how to read and write music, instrumental instruction, audio and video technology, copyright music, storytelling, pre and post production. Carter said the goal is for the students to find out what they like to do within the arts. There is also an internship program geared toward helping young adults learn skills that will help them obtain jobs within the arts industry, including program management, nonprofit leadership and marketing.
Carter said team at the Music Box Foundation is motivated by the profound impacts the arts have on young people and their communities. She said seeing the transformation in the young people the program serves is rewarding for them. Aaron said it can be motivating to see the students’ confidence when they are on stage.
The Music Box Foundation’s 2nd Annual Gala will take place from 1 p.m. to 5 p.m. on Saturday, March 22nd, at Dynasty Banquets, located at 4125 Calumet Avenue, in Hammond, Ind. Tickets cost $100 per person. Each year, Music Box Foundation also hosts Easter, Thanksgiving and Christmas dinners. The Easter Dinner will take place between 2 p.m. and 4 p.m. on Saturday, March 29th. Saturday Sessions begin on April 5th. On Aug. 9th, Music Box Foundation will host a Block Party.
The Music Box Foundation is located at 6843 S. Harper. For more information about Music Box Foundation, visit www.musicboxfoundation.org, email info@ musicboxfoundation.org or call 773-363-4844.
Chicago Public Students Chosen for Full-tuition Scholarships Through Posse Foundation
73 CPS students were selected for the prestigious scholarship, making up the majority of the 2025 class of Posse Scholars
CHICAGO – Dozens of graduating seniors from Chicago Public Schools (CPS) will be entering universities with full scholarships this fall, after recently learning they were selected to be part of this year’s prestigious group of “Posse Scholars.”
The Posse Foundation releases the awards annually, recognizing students who are positive and motivated leaders in their high schools and communities, with a commitment to education, teamwork and diversity. As in previous years, CPS students make up the majority of the 2025 class of Posse Scholars – 73 out of the 116 Chicago-area students awarded.
“We are incredibly grateful to the Posse Foundation for recognizing the talent and drive of our District’s amazing students,” said CPS CEO Pedro Martinez. “CPS students continue, year after year, to make up the majority of Posse Scholars. To me, this
shows that our mission is working and we are upholding a public education system in Chicago that provides opportunities for some of the best and brightest of our next generation.”
The Posse Foundation, established in 1989, identifies, recruits, and trains students nationally from local public high schools and sends them in multicultural teams — posses — of 10 students to colleges and universities across the country. Award recipients have collectively won about $2.45 billion in full‐tuition merit scholarships from Posse partner schools. Posse scholars earn scholarships based on student leadership abilities, work in team settings, and a desire to succeed, among other criteria.
“The Posse Foundation is deeply committed to providing talented young people with the opportunity to thrive in higher ed-
Music Box Foundation has a community band where young people of varying abilities and skill levels come together to play music. PHOTO PROVIDED BY MUSIC BOX FOUNDATION.
ComEd Awards Scholarships to 9 Chicagoland Students, Aids Pursuit of STEM Degrees
Acting on its commitment to promoting equitable opportunities in science, technology, engineering, and math (STEM) education, ComEd has announced nine students currently pursuing STEM-related degrees at Chicago State University (CSU) as its 2025 ComEd Scholars.
Entering its second year at CSU, the ComEd Scholars program aims to bridge the gap in funding for STEM education by providing scholarships to students seeking STEM-related degrees at local universities. On top of the scholarship funding, ComEd Scholars receive mentorship from ComEd engineers and professionals
as well as the opportunity to apply for internships at ComEd and its parent company, Exelon.
In total, ComEd has awarded 90 scholarships to students from five different educational institutions through the ComEd Scholars program. The ComEd Scholars program added CSU as an educational partner in 2023, awarding four scholars from CSU in 2024 and expanding to award nine CSU students in the second cohort this year.
ing to a diverse and talented STEM workforce in our city and across the country. We are grateful for ComEd’s ongoing commitment to advancing technology, investing in the future, and promoting innovation for all.”
The ComEd Scholars program is one of several ComEd initiatives that build and empower a local, diverse workforce. In 2024, more than 3,000 people participated in ComEd workforce development and STEM programs.
The Impact of Daylight Saving Time on Sleep Patterns and Dementia: What You Need to Know
Most of the country will lose an hour of sleep this weekend with Daylight Saving Time. Sleep pattern changeslike those we experience during Daylight Saving Time - have been shown to affect different aspects of our physical and psychological health, including our brain health. In fact, research is published regularly that suggests poor sleep -- like sleep apnea and insomnia -- may increase our risk for dementia, while getting regular healthy sleep may reduce our risk of dementia.
“ComEd is committed to building the future leaders of our STEM workforce by supporting skilled students in northern Illinois,” said Gil C. Quiniones, President and CEO of ComEd. “The ComEd Scholars program provides students with the resources and knowledge to excel in their educational and career journeys, while instilling confidence that they can make a meaningful impact in their chosen STEM field, as well as in their community.”
Qualified students with above a 2.8 grade point average and majors in physics and engineering, computer science, finance and accounting are nominated by CSU faculty based on their academic achievement. CSU applicants submit a personal statement, financial-aid application, and school transcripts. The nine awarded students in 2025 receive scholarships for necessary financial assistance to cover educational and related costs that exceed existing financial aid.
The 2025 Chicago State University ComEd Scholars are:
Yonathan Getachew – a second-year student from Addis Ababa, Ethiopia, pursuing a degree in computer science.
Osbaldo Gonzalez – a second-year student from Thornton, pursuing a degree in computer science.
Kamia Johnson – a second-year student from Auburn/Gresham, pursuing a degree in computer science.
Tianna Johnson – a second-year student from Portage, Indiana, pursuing a degree in finance.
Boris Mojsa – a second-year student from Opovo, Serbia, pursuing a degree in computer science.
Tegan Robins – a third-year student from Chicago’s Austin community, pursuing a degree in accounting.
Aanicia Sutton – a third-year student from Chicago’s Jeffery Manor neighborhood, pursuing a degree in accounting.
At the same time, people living with dementia and their family caregivers often experience changes in sleep patterns, wandering and regular bouts of insomnia. This can be exhausting and stressful for everyone involved. But there are effective ways to manage sleep issues.
Daylight saving time (DST) can have significant impacts on people with Alzheimer’s disease and other forms of dementia. Here’s why:
1. Disruption of Sleep Patterns: One of the hallmark symptoms of Alzheimer’s is disrupted sleep, and DST can exacerbate this. The time change might make it harder for those with Alzheimer’s to adjust their sleep-wake cycles, leading to further confusion, agitation, and difficulty sleeping.
2. Increased Disorientation: People with Alzheimer’s may already have difficulty recognizing time or place. The sudden change in time can worsen feelings of disorientation and confusion, as it can be hard for them to understand the shift.
3. Changes in Routine: Individuals with Alzheimer’s thrive on routine. The abrupt change in time disrupts their daily habits, which could lead to heightened anxiety and agitation.
Tips for Coping with Daylight Saving Time for Alzheimer’s Caregivers:
• Adjust Gradually: In the days leading up to the time change, try to shift bedtime and waking times by 15 minutes each day to help ease the transition.
• Maintain a Consistent Routine: Stick to regular schedules for meals, sleep, and activities. Consistency can reduce confusion and anxiety.
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“This uplifting partnership with ComEd helps propel our Chicago State scholars to the STEM leaders of the future,” said Zaldwaynaka “Z” Scott, president of Chicago State University. “This incredible support enables our students to learn and grow to their fullest potential, lead-
N’Mari Ward – a third-year student from Chicago’s South Shore community, pursuing a degree in physics and engineering.
Kennedy Whitlow – a second-year student from Country Club Hills, pursuing a degree in physics and engineering.
Chicago Public...Continued from page 2
ucation and beyond,” said Posse Foundation President and Founder Deborah Bial. “These 73 students from Chicago Public Schools have demonstrated exceptional leadership. Their success is a testament to their hard work and determination, and we are excited to see the positive impact they will make on campus and in their communities.”
Chicago Public Schools (CPS) is dedicated to providing a high-quality education to all students, beginning with the District’s free full-day preschool programming for four-yearold scholars and continuing through neighborhood, magnet and selec-
tive-enrollment elementary schools that provide a rigorous K-8 education with schools that specialize in the fine arts, world language and culture, dual language, STEM, International Baccalaureate (IB), classical programs, and more. The rising District-wide freshmen-ontrack and high school graduation rates reflect the hard work of the CPS community, including families, staff, and students across 635 schools. CPS celebrates the diversity of its more than 325,000 students who cite 182 home languages. Learn more about CPS at www.cps.edu and connect with CPS on Facebook, X, Instagram, and LinkedIn.
• Promote Sunlight Exposure: Encourage exposure to natural light during the day, as this helps reset the internal clock and improves sleep quality.
• Be Patient: It may take a few days for your loved one to adjust to the new time. Offer comfort and reassurance during this period.
Understanding the Risk: Alzheimer’s disease can cause individuals to lose their sense of direction and familiarity, making them susceptible to wandering. Statistics show that six in 10 people living with dementia will wander at least once, with many doing so repeatedly. This behavior can occur at any stage of the disease, and its unpredictable nature adds significant stress for caregivers and family members.
While daylight saving time can present challenges for individuals with Alzheimer’s, caregivers can take steps to make the transition smoother and help their loved ones maintain a sense of stability.
On January 1, 2016 Silver Search legislation was passed in Illinois. Silver Search is a coordinated effort to bring awareness, education, and resources to help find and safely return people with Alzheimer’s or dementia that go missing. The Silver Search program wants to bring to light the increasing incidences of people with Alzheimer’s or dementia that get lost and ways in which the public can help law enforcement return them home safely. For more information about Silver Search visit, www. silversearchillinois.org.
Contact: Lionell Martin, Public Relations Manager, Alzheimer’s Association, lrmartin@alz.org, 773.593.4211. About the Alzheimer’s Association Illinois Chapter The Alzheimer’s Association offers a 24/7 Helpline (800-272-3900) that is available 365 days a year. Specialists and master’s-level clinicians provide confidential support and information to individuals living with dementia, caregivers, families, and the public.
CHATHAM
Live Nation Urban Announces Investment In Creator Marketing Platform Breakr
LOS ANGELES, PRNewswire -- Live Nation Urban has announced its investment in Breakr, a pioneering creator marketing and tech platform. Breakr operates at the intersection of music, creators, and technology, empowering music labels, creative agencies, owned media properties, and brands to discover, select, pay, and contract with independent online content creators for promoting songs, products, and services.
As part of its transformative partnership with Live Nation Urban, Breakr is proud to unveil BreakrPay™️, its cutting-edge instant pay system designed to revolutionize the creator economy. By solving the persistent issue of payment delays, BreakrPay™️ enables brands, labels, and agencies to fund campaigns instantly, ensuring influencers—the driving force of modern marketing—are paid in real time. This creator-first infrastructure empowers Live Nation Urban and its partners to seamlessly collaborate with their favorite creative agencies, scale campaigns faster, and drive cultural impact without the friction of outdated net 30-90 payment terms. Together, Breakr and Live Nation Urban are setting a new standard for how culture moves at the speed of commerce.
Founded in 2020 by brothers Anthony (Tony) and Ameer Brown, Breakr has quickly become a leading force in the creator marketing landscape. Initially focused on the music sector, Breakr partnered with major labels such as BMG and Sony Music, to help musicians “break” into the mainstream via TikTok and Instagram. Breakr has since broadened its scope, embracing an interdisciplinary approach across industries, partnering with titans, including Hershey, Billboard, Celsius, Samsung, and UMG, among others. Today, Breakr is a thriving community of 70,000 creators, serving as a catalyst for collaboration between artists, agencies, influencers, and brands across a diverse array of online channels.
Shawn is the exciting beginning of a new chapter where we can expand our vision further than ever before, particularly with brands.”
“Breakr’s proprietary technology is revolutionizing the way brands and agencies connect with creators, offering seamless campaign management, real-time analytics, and instant payments—all within a single ecosystem. Our white-label infrastructure empowers partners to scale their operations effortlessly while maintaining full control over their campaigns and finances. This partnership with Live Nation Urban will allow us to expand our reach and continue developing industry-leading solutions that drive measurable impact in the creator economy,” added Ameer Brown, Co-Founder and Co-CEO, Breakr.
The investment will be made through a new venture fund formed by Live Nation and Live Nation Urban, the Black Lily Capital Fund. The fund will provide greater access to capital, resources, and opportunity for black founders of companies operating in, or adjacent to, the live music ecosystem, with a focus on startups in pre-seed and seed round stages.
Gee concluded, “At Black Lily Capital, we are looking for the next generation of music equipment and technology vendors, innovative tech platform owners, live venue owners and operators, or anyone else cooking up innovation that can help fuel the growth of this industry. Our partnership with Breakr is the start of a forward-thinking approach to what the music industry and digital landscape can be in the near future.”
From Resilience to Wealth: Dr. Trisha Bailey’s Unbroken Inspires a New Generation of Entrepreneurs
ORLANDO, Fla., PRNewswire -- In a world where resilience defines success, Dr. Trisha Bailey’s journey stands as a testament to the power of perseverance and determination. In her bestselling memoir, Unbroken, Dr. Bailey shares her remarkable rise from adversity to becoming the wealthiest Jamaican-born woman, a billionaire business mogul, and a trailblazing philanthropist.
Unbroken is more than a memoir—it’s a blueprint for overcoming challenges and building generational wealth, particularly for individuals who aspire to break barriers in business and leadership. Dr. Bailey, who leads 16 companies, employs over 5,000 people, and generates hundreds of millions in revenue, opens up about the struggles she faced, the lessons she learned, and the unwavering mindset that helped her defy the odds.
“My hope is that Unbroken will inspire others to push through their challenges, believe in themselves, and embrace their own path to success,” said Dr. Bailey. “No matter where you start, resilience and faith can take you anywhere.”
“The creator economy has changed the way we all connect with audiences, driving innovation and economic activity at an unprecedented scale. Breakr is a tech platform that was a core part of Live Nation Urban’s marketing mix for the better part of a year. After meeting the founders and understanding their vision, it was an easy decision for us to invest in Tony and Ameer and their trail-blazing platform,” said Shawn Gee, Founder and President of Live Nation Urban. “Our investment reflects our belief in the founders and in the transformative power of creators and the technology that empowers them to thrive.” Gee will also join the Board of Directors of the company.
Anthony Brown, Co-Founder and Co-CEO, Breakr added, “From Breakr’s founding, projects like our #RoadtoRollingLoud competition with Rolling Loud to our extensive work with indie labels as well as the ‘Big 3,’ we’re committed to creating opportunities, discovering talent, and financially empowering creators and change-makers worldwide. Our partnership with Live Nation Urban and
Live Nation Urban (LNU) remains North America’s preeminent producer of concert experiences, festivals, and platforms headlined, curated, and owned by black talent. Operating in partnership with Live Nation Entertainment, the world’s leading live entertainment company, the company sets the tone for culture with over a dozen sought-after festival brands such as Roots Picnic, Broccoli City, Exodus Music & Arts Festival, ONE Musicfest, Strength of a Woman, and more.
Beyond their captivating live events, Live Nation Urban has established themselves as key social architects in black culture with their innovative initiatives that include Juneteenth: A Global Celebration (broadcast on CNN), Kerry Washington’s THICKER THAN WATER book tour, and a special Hip-Hop 50 event at the home of Vice President Kamala Harris in addition to tours by artists such as Ari Lennox, Kirk Franklin, Davido, LL Cool J, Jill Scott, Jodeci, and Raphael Saadiq. The LNU-produced “A Grammy Salute to 50 Years of Hip-Hop” special garnered a nomination at the NAACP Image Awards for “Outstanding Variety Show.” Live Nation Urban continues to grow across hip-hop, R&B, soul, and gospel as the most trusted purveyor of live urban music. For additional information, visit https:// livenationurban.com/.
Her story has inspired thousands, earning her widespread recognition, including being named JP Morgan Chase’s Woman of the Year and the #1 Minority Provider in the Nation. She is also the first black individual and only woman to have a building named in her honor at the University of Connecticut, where she serves as a trustee on the Board and Foundation Board (2024). Inducted into the Business Hall of Fame, she holds four honorary doctorate degrees and has achieved much more.
Beyond the boardroom, Dr. Bailey’s philanthropy reflects her deep commitment to investing in the future of individuals seeking excellence. Through record-breaking donations to UConn and scholarship programs, she ensures that more young women and men have access to the opportunities they deserve.
As Black History Month highlights trailblazers shaping history, Dr. Bailey’s story is one that needs to be told, shared, and celebrated. Unbroken is a must-read for aspiring entrepreneurs, professionals, and anyone seeking the motivation to rewrite their own narrative.
Dr. Trisha Bailey is a trailblazing entrepreneur, renowned public speaker, transformative philanthropist, and the bestselling author of Unbroken and A Dream Come true. As the wealthiest Jamaican-born woman, she has built a multimillion-dollar healthcare empire, leading 16 companies with over 5000 employees and hundreds of millions in revenue.
A University of Connecticut alumna, Dr. Bailey is the first Black individual honored with a building at UConn and a trustee on its Board and Foundation Board (2024). She has made record-breaking donations to UConn athletics and funded scholarships for hundreds of students. Inducted into the business hall of fame.
Recognized as JP Morgan Chase’s Woman of the Year, a finalist for HME Woman of the Year, and the #1 Minority Provider in the Nation. She holds honorary doctorates from UConn, the University of Bridgeport, and the University of the Commonwealth Caribbean (UCC).
A devoted mother of five, Dr. Bailey leads with compassion, purpose, and an unshakable drive to uplift others. While many wait for opportunities, she creates them—making history every step of the way. Unbroken and A Dream Come True can be found on amazon.
To learn more about Unbroken or Dr. Trisha Bailey’s inspiring journey, visit www.creatingmyownyes.com or follow her on Instagram at @creatingmyownyes.
Dr. Trisha Bailey
Anthony & Ameer Brown, Co-Founders and Co-CEOs of Breakr (PRNEWSFOTO/LIVE NATION URBAN)
Tanishq dazzles at New York Fashion Week in collaboration with Designer Bibhu Mohapatra
NEW YORK, PRNewswire -- Tanishq, India’s largest jewelry brand made its debut at New York Fashion Week on February 10th in collaboration with fashion designer Bibhu Mohapatra. Tanishq showcased over 40 exquisite creations from their latest collection to curate 20 meticulous looks for this first ever collaboration.
Both fashion brands have origins rooted in India and design for the modern world. Bibhu Mohapatra has been in the global fashion world for decades and has styled icons like Jennifer Lopez. While Tanishq has presented truly global and meaningful designs inspired by the craftmanship of India for women across the world. Bibhu’s 2025 Fall collection highlights elements that take inspiration from the heritage of Indian arts. Tanishq collaborated to accentuate the collection and its core design elements.
“Tanishq
CAROL’S DAUGHTER Is Helping Black Women Reclaim Our Crowns
NEW YORK, PRNewswire -- For many Black women, hair is more than just style; it’s a symbol of identity, strength, and cultural pride. However, for 71% of Black women who experience hair loss, it can also be a source of insecurity and lowered self-confidence. Today, Carol’s Daughter, a pioneer in natural hair care, announces a powerful new solution: the Goddess Strength Minoxidil Hair Regrowth Treatment, a vital addition to the beloved and award-winning Goddess Strength collection.
their hair style
64% of Black women would be open to using minoxidil to treat noticeable hair loss if it was proven compatible with curly and coily textures
Over half of Black women who have experienced noticeable hair loss (55%) say that they are ashamed to share their hair loss struggle with others
28% of Black women who have experienced noticeable hair loss say it was caused by protective styles
16% of Black women with noticeable hair loss noticed no/not much improvement from natural remedies to treat it
USA is thrilled about this partnership with Bibhu Mohapatra which was born from the natural synergy between the inspiration behind our creations and the essence of Bibhu’s work. Both celebrate a modern interpretation of India’s rich, eclectic nuances, bringing them to global audiences. Our designs are crafted to complement the bold statements at the heart of his collection, enhancing its core elements with elegance and sophistication. We extend our best wishes to Bibhu and his Fall collection”
-Amrit Pal Singh, Business Head, Tanishq USA
“I am incredibly excited for this homecoming moment, where my namesake brand joins hands with one of the most respected and heritage-rich fine jewelry houses from my birth land, India. Growing up, Tanishq was a beacon of craftsmanship and trust for my family, making this collaboration deeply personal. It is an extraordinary honor to unveil my Fall 2025 collection at NYFW—an experience that feels like coming full circle with the creative forces that are so profoundly rooted in my Indian heritage.” – Bibhu Mohapatra
Tanishq, India’s most-loved jewelry brand from the TATA Group, has redefined luxury Jewelry by seamlessly blending tradition with contemporary fashion for over two decades. With over 400+ retail stores worldwide across India, North America, Middle East & Far East, Tanishq has become a global icon of elegance and craftsmanship. In the U.S., Tanishq is rapidly expanding its presence, with six stores now open in New Jersey, Houston, Dallas, Chicago, and most recently in Seattle & Atlanta.
“I’ve seen firsthand how devastating hair loss can be for women, particularly Black women. Creating this product was deeply personal for me. It’s about more than just regrowing hair; it’s about restoring confidence,” says Lisa Price, founder of Carol’s Daughter. “When I experienced hair loss, I turned to my dermatologist, Dr. Rosemarie Ingleton, who prescribed minoxidil to help treat it. I knew how important it was to have a top expert perspective to support my regrowth journey, and with insights from Dr. Ingleton and other top experts, I’m proud to bring you a clinically-proven minoxidil treatment, as part of our Goddess Strength collection, that’s over the counter and formulated for use at home.”
The Goddess Strength Minoxidil Hair Regrowth Treatment is formulated with 2% minoxidil, the #1 dermatologist-recommended ingredient for hair regrowth. Minoxidil works by increasing blood flow to the hair follicles, encouraging hair growth and helping to reverse the effects of hair loss. Clinically proven to deliver visible results in as little as four months, this treatment is specifically designed for all curl patterns, addressing a key concern for the 68% of Black women who have had to change their hairstyle due to thinning or shedding.
“Hair loss is a common concern for Black women, often stemming from a variety of factors including styling practices, genetics, and underlying medical conditions,” explains Dr. Rose marie Ingleton, MD, FAAD, a board-certified cosmetic and general dermatologist and Carol’s Daughter resident expert specializing in hair loss. “I’ve had patients tell me how transformative effective treatment can be, not only for their hair but for their overall well-be ing. The Goddess Strength Minoxidil Treatment offers a targeted solution, formulated specifically for textured hair, helping women reclaim their confidence and feel like them selves again.”
To better understand the needs of our community, Carol’s Daughter commissioned a Harris Poll to gather valuable insights and statistics on how hair loss specifically impacts Black women. Some key findings from the studies were:
73% of Black women say that hair re growth drastically improved their self-esteem/ confidence
68% of Black women who have experienced noticeable hair loss say they have had to change
The Goddess Strength Minoxidil Hair Regrowth Treatment is formulated to not only to combat hair loss but to serve as an essential step in a Black woman’s hair care journey. For best results, use daily in the morning and nighttime and as part of the full Goddess Strength System during washday:
Step 1: Cleanse hair the Fortifying Shampoo
Step 2: Condition and Smooth with the Fortifying Conditioner
Step 3: Treat scalp/affected areas with the Hair Regrowth Treatment
Step 4: Hydrate with the 7 Oil Blend
The Carol’s Daughter Goddess Strength Minoxidil Hair Regrowth Treatment is available now at Amazon.com, Walgreens, CVS, Kroger, and HeB at the suggested retail price of $29.99 and rolling out to other participating retailers nationwide. In 1993, encouraged by my mother, Carol, I began creating high-quality products made with love in my Brooklyn kitchen. As family and friends experienced how these products transformed their hair and skin, I knew that I was onto something good. I needed a name for my company, so I made a list of everything I was and everything I wanted to be, and I realized that the most special thing that I am is Lisa, Carol’s Daughter. – Lisa Price, Carol’s Daugh-
Rosemarie Ingleton is more than just the Medical Director of Ingleton Dermatology—she’s the visionary behind its success. Dr. Ingleton has built a national reputation in both general and advanced cosmetic dermatology as the go-to dermatologist for many high-profile individuals. Her ability to seamlessly blend medical and cosmetic care, addressing skin and hair concerns with an artful touch, truly sets her apart. Whether you’re dealing with adult acne, seeking subtle cosmetic enhancements, or need expert care for ethnic skin, Dr. Ingleton’s deep understanding and precision make her a trusted leader in the field. Her achievements have been featured in publications like Vogue, Glamour, Essence, Allure, and Oprah.
Companies Face Immediate Backlash for Abandoning DEI Pledges
NNPA NEWSWIRE — The impact on the retailer’s bottom line has been undeniable, with Target’s stock price experiencing a sharp decline.
By Stacy M. Brown
NNPA Newswire Senior National Correspondent @StacyBrownMedia
Corporate America’s retreat from diversity, equity, and inclusion (DEI) commitments is already having significant repercussions, with consumer boycotts, stock fluctuations, and mounting legal battles reshaping the financial landscape for major firms. Companies that once championed DEI efforts in the wake of George Floyd’s murder have begun to abandon these initiatives under mounting conservative pressure, only to face economic and public relations consequences of their own. Target is at the center of a lawsuit alleging it misled investors about its Environmental, Social, and Governance (ESG) and DEI policies. The lawsuit argues that Target’s messaging led to widespread boycotts following its 2023 LGBTQ+ Pride campaign, which extended into a 2024 backlash. The impact on the retailer’s bottom line has been undeniable, with Target’s stock price experiencing a sharp decline. On a recent trading day, shares dipped another 28 cents. Further, Blue Chip Partners LLC reduced its holdings in Target by 6.8% in the fourth quarter, selling more than 10,000 shares.
Despite dropping its own DEI initiative, Walmart has fared better than Target, even as Saudi Arabia’s Public Investment Fund recently divested from the retailer. On Feb. 14, Walmart’s stock slipped from $105.30 per share opening to $103.60, a minor dip compared to the larger financial instability seen elsewhere. Other corporations abandoning DEI commitments are feeling the strain in different ways. Ford, which eliminated its DEI program, is now facing what many argue is the karma of a staggering $2.5 billion in punitive damages from a recent jury verdict in Columbus. McDonald’s has seen its stock continue steadily declining, falling to $308.55 per share, with Blue Chip Partners LLC also selling off its holdings in the fast-food giant. Coca-Cola and PepsiCo, preparing to comply with executive orders to dismantle DEI programs, have also taken hits. Coca-Cola’s stock dropped by more than 63 cents, while PepsiCo saw a more than $1.19 per share decline. Some companies that have retreated from DEI, such as Meta and JPMorgan Chase, have managed to hold their ground. Meta CEO Mark Zuckerberg has cozied up to MAGA figures, shielding the company from harsher backlash. Meanwhile, JPMorgan Chase CEO Jamie Dimon, who has long advocated for diversity,advocated for diversity, recently downplayed DEI training programs, insisting the bank’s approach to minority communities remains unchanged. The company’s stock has remained steady at $276.59. Citigroup and Morgan Stanley have also largely avoided financial fallout, maintaining relatively stable stock prices despite walking back their diversity commitments. However, Citigroup’s decision to remove or alter its public-facing DEI language has drawn criticism. Goldman Sachs took a similar step, scrapping a requirement that companies it takes public must have at least two diverse board members, citing legal developments.
The entertainment and media industries are not immune. Disney has overhauled its DEI initiatives, dropping its “Reimagine Tomorrow” website and adjusting diversity-related content warnings. While Disney’s stock has fluctuated, it recently slightly increased by 79 cents. Meanwhile, PBS has shuttered its DEI office, citing the need to comply with anti-DEI executive orders. Corporate compliance with Trump-aligned policies is also apparent in the beverage and consulting industries. Bloomberg reported that Coca-Cola and PepsiCo are adjusting their policies to align with federal contract regulations. Deloitte has told U.S. Eemployees working with government clients to remove pronouns from their email signatures, rolling back its DEI goals. Accenture, another major consulting firm, has eliminated diversity targets in hiring and promotion, citing the Trump administration’s stance.
Retailers and financial institutions are also responding. Lowe’s has merged its employee resource groups under one umbrella and cut its participation in external diversity events. Truist Financial Corp. recently trimmed its stake in Lowe’s, selling off over 39,000 shares. Meanwhile, Amazon omitted DEI language from its latest SEC filing, signaling a broader shift in corporate strategies. Boeing has dismantled its DEI department, folding those responsibilities into human resources. Consumer and activist backlash have been swift. The National Newspaper Publishers Association (NNPA), representing the Black Press of America, has launched a national public education and selective buying campaign in response to corporate America’s retreat from DEI. The NAACP has also issued a spending guide identifying businesses that have abandoned or upheld diversity commitments. Pastor Jamal Bryant of New Birth Missionary Baptist Church in Atlanta has called for a 40-day economic fast against Target, urging 100,000 people to halt spending at the retailer. Bryant noted that Target had pledged $2 billion toward Black-owned businesses but rescinded that commitment in January.
“Black people spend $12 million a day at Target,” Bryant said on the Black Press’ Let It Be Known news program. “Because of how many dollars are spent there and the absence of commitment to our community, we are focusing on Target first.”
Target Corporation’s stock plummeted by approximately $27.27 per share by the end of February, erasing about $12.4 billion in market value. The drop came on February 28, the designated economic blackout day, and coincided with mounting backlash over the retailer’s decision to abandon its diversity, equity, and inclusion (DEI) commitments.
The National Newspaper Publishers Association (NNPA) has taken action through its Public Education and Selective Buying Campaign. NNPA President and CEO Dr. Benjamin F. Chavis Jr. said, “Black consumers helped build Target into a retail giant, and now they are making their voices heard. If corporations believe they can roll back diversity commitments without consequence, they are mistaken.”
Reverend Jamal Bryant, pastor of New Birth Missionary Baptist Church in Georgia, has led calls for a “40-Day Target Fast,” urging Black consumers to withhold their spending at the retailer. “Black
people spend $12 million a day at Target,” Bryant said. “If we withhold our dollars, we can make a statement that cannot be ignored.”
The NAACP also issued a Black Consumer Advisory in response to Target’s DEI rollback, warning Black consumers about corporate retreat from diversity initiatives. The advisory urges them to support businesses that remain committed to investing in Black communities.
Target is also facing legal battles. Shareholders have filed lawsuits challenging the company’s DEI policies, arguing that the commitments hurt financial performance. Meanwhile, conservative groups have sued over Target’s diversity efforts, claiming they discriminated against white employees and other groups.
“Consumers have the power to demand change, and Target is learning that lesson the hard way,” Chavis said.
The Doux Joins MC Lyte’s “1 of 1” Tour as Official Beauty Sponsor
ATLANTA, PRNewswire -- The Doux, the fastest-growing textured hair care brand in the U.S., is proud to announce its partnership with hip-hop icon MC Lyte as the official beauty sponsor of her “1 of 1” Tour. Known for merging hip-hop culture with beauty, The Doux continues its tradition of celebrating cultural pioneers through this exciting collaboration.
MC Lyte, a groundbreaking artist and hip-hop trailblazer, is making a powerful return to the music scene with “1 of 1: Reflections of Lyte Tour”, a tour designed to inspire, uplift, and educate listeners. With a signature mix of storytelling and love, the Tour celebrates authenticity and artistry. The Doux is honored to support this journey, bridging the worlds of music and beauty.
“Hip-hop is more than music—it’s a movement that has profoundly shaped my life,” says The Doux Co-founder and Creative Director, Maya Smith. “MC Lyte isn’t just an icon—she’s a trailblazer who has paved the way for so many. We at The Doux are superfans and honored to be part of her tour.”
Co-founder and COO Brian Smith adds, “Creatively, The Doux has always drawn inspiration from the music community, and this new partnership
continues that tradition. We’re excited to support MC Lyte as she brings her powerful artistry to the stage.”
Through this collaboration, The Doux will bring exclusive beauty activations to the “1 of 1” Tour, engaging fans and celebrating the deep connection between music, culture, and self-expression.
MC Lyte (Lana Michele Moorer) is an iconic rapper, actress, and entrepreneur who paved the way for women in hip-hop. In 1988, she made history with Lyte as a Rock, one of the first solo rap albums by a female MC. Outside her music career, she is a highly regarded voice-over artist, producer, and philanthropist. As co-founder of the Hip Hop Sisters Foundation, she champions educational opportunities for young women.
Founded in 2018 by Maya and Brian Smith, The Doux is a Black-owned Atlanta-based independent haircare brand blending salon-quality performance with bold, hip-hop-inspired aesthetics. Available nationally at stores including Target, Walmart, Sally Beauty, and CVS, The Doux has become the fastest growing textured haircare brand in the nation. Follow along on Instagram at @ilovethedoux.
PHARRELL WILLIAMS’ BLACK AMBITION OPENS THE APPLICATION FOR ITS FIFTH ANNUAL PRIZE COMPETITION, EMPOWERING UNDERREPRESENTED ENTREPRENEURS
NEW YORK, PRNewswire -- Black Ambition, the non-profit organization founded by Pharrell Williams, announced today they are now accepting applications for the 2025 Black Ambition Prize Competition. Grounded firmly in the belief of closing the wealth gaps and strengthening the pipeline of underrepresented founders, the organization continues to provide underrepresented entrepreneurs with the capital, mentorship, and resources necessary to scale their ventures and transform industries. With more than $1 million in funding for up to 25 applicants, Black Ambition is unwavering in its commitment to breaking down barriers and empowering the success of underrepresented founders.
“Black Ambition’s fifth anniversary is more than a milestone—it’s proof of what happens when vision, resilience, and community come together. It’s a testament to what’s possible when we invest in each other. What started as a mission to close the wealth and opportunity gap has grown into a global movement, proving that underrepresented founders don’t just belong in the room—they are redefining the game,” says Felecia Hatcher, CEO of Black Ambition.
The competition is open to early-stage entrepreneurs innovating in consumer products & services, healthcare, media and entertainment, technology, and Artificial Intelligence (AI). Selected founders will embark on a 12-week transformative journey, gaining high-level mentorship, business development support, and access to an influential network of investors and industry leaders through the Black Ambitionist Mentorship Program powered by Cinematica Labs.
a force. A catalyst for change. A platform where underrepresented entrepreneurs don’t just get a seat at the table — they build new tables, positioning themselves for uninterrupted success … when we invest in diverse talent, we unlock limitless potential,” says Pharrell Williams, Founder of Black Ambition. “But this is just the beginning. Let’s keep building, keep breaking barriers, and keep rewriting the rules. I can’t wait to see what we do in the next five years.”
The Black Ambition Prize Competition begins with
tively valued at over $1M. For participants, this is a gateway to unparalleled industry access, high-impact learning, and strategic partnerships that elevate startups to new heights.
“Winning Black Ambition was more than just funding; it was a turning point that brought validation, opportunity, and a catalyst for growth,” said Dr. Monica Williams, CEO and Founder of RedDrop and 2024 Black Ambition Prize winner. “With their investment, we’ve been able to scale our vision, refine our strategy, and launch into new levels of success. The support from Black Ambition extends beyond capital—it encompasses mentorship, strategic workshops, and a vibrant community of visionary founders that fuels innovation and accountability.”
“The road ahead is one of greater impact, deeper connection, and an unwavering belief that when we uplift one, we uplift all,” continues Hatcher. “To every entrepreneur, every dreamer, and every changemaker—we see you, we celebrate you, and we are building with you. The journey continues, and one truth remains: We got us. And we are just getting started.”
Throughout the program, participants will refine their strategies, sharpen their pitches, and position their businesses for long-term success. The journey culminates at Black Ambition’s 5th Annual Demo Day in November, where founders will have the opportunity to receive up to $1M+ in funding, further expanding the ecosystem of talented, underrepresented founders making an impact.
“Five years ago, Black Ambition was an idea. Today, it’s
150-200 standout semifinalists selected for a three-month mentorship program, equipping them with invaluable insights, strategic guidance, and access to influential business leaders. The top 40 founders will then advance to a public voting round and pitch training, ensuring they are well-prepared for the final stage of the competition. The top 20 finalists will receive funding and select founders will receive pitch deck design support and pitch coaching from industry experts.
Black Ambition redefines what it means to win. While traditional prizes focus solely on cash awards, Black Ambition’s prize competition provides a comprehensive suite of resources—including high-caliber networking events, immersive mentorship, and tailored strategic support—collec-
Since its inception in 2020, Black Ambition has awarded approximately $13 million to 131 visionary entrepreneurs, with its founder network collectively raising over $280 million and generating more than $265 million in revenue. At the 2024 Demo Day, Black Ambition awarded approximately $2.7 million to 30 groundbreaking founders. The 5th Annual Demo Day will continue this legacy, spotlighting the next wave of visionary leaders and catalyzing real change in the business landscape.
Applications for the 2025 Black Ambition Prize Competition are now open. For more information and to apply, visit www.blackambitionprize.com.
To connect and learn more about Black Ambition, please visit www.blackambitionprize.com. Follow the organization on Instagram (@blackambitionprize), LinkedIn, Facebook (@blackambitionprize), Twitter/X (@blackambitionpz), and subscribe to their newsletter to stay up to date with the Black Ambition network.
Founded by Pharrell Williams in 2020, Black Ambition empowers underrepresented innovators and communities to excel, uninterrupted. To date, Black Ambition has awarded approximately $13M to 131 innovative entrepreneurs. Black Ambition network founders have gone on to raise more than $280M collectively.
This endeavor has been recognized by Forbes, Essence, Complex and many more for driving meaningful change. It also was the winner of Fast Company’s 2021 World Changing Ideas award for Impact Investing.
2024 Black Ambition Demo Day. Black Ambition
(left to right) Maya Smith, MC Lyte, Brian Smith. The Doux is an official sponsor of MC Lyte’s “1 of 1” Tour. The Doux
BLACK FIRST-TIME HOME BUYERS see strongest rebound as national rates decline
SEATTLE, PRNewswire -- While recent first-time home buyer rates have declined nationally, Black buyers have experienced the strongest rebound. A recent Zillow® survey found that 62% of Black home buyers purchased their first home in 2024, holding steady from the previous year. In comparison, overall, first-time buyers made up just 44% of the market, down from 50% in 2023.
After a sharp drop from 47% in 2019 to 35% in 2021, the share of Black first-time buyers rebounded to 55% in 2022 and hit a record 63% in 2023 — outpacing other racial groups and the national trend.
“Despite affordability challenges, Black first-time home buyers are demonstrating a strong commitment to homeownership, a key driver of generational wealth,” said Zillow Senior Economist Orphe Divounguy. “While income disparities and saving difficulties continue to delay home buying for Black households, programs like down payment assistance, first-time buyer tax credits and flexible lending options have helped increase access.”
The rise of remote work has also expanded opportunities, giving some Black renters more flexibility to pursue homeownership in more affordable areas. Zillow research shows that Black renters are 29% more likely than other renters to be at a tipping point where remote work could make homeownership achievable.
Still, high housing costs and strict building regulations in many metropolitan markets limit opportunities for many buyers across the country, disproportionately impacting lower-income households — particularly Black households and other households of color. These areas often face supply constraints that drive up prices, and in markets with stricter building regulations, even fewer listings are affordable for
The
the typical Black household.
A key measure of housing affordability is the monthly housing burden compared to household income. Black households face the steepest barriers, earning a median income of $54,896 — far below the $95,213 needed to buy the typical U.S. home in 2024 without being cost-burdened (spending more than 30% of income on housing). As a result, just 17.6% of listings are affordable for the typical Black household, compared to 28.2% for Hispanic, 37.9% for white, and 56.8% for Asian households, underscoring persistent gaps in homeownership.
St. Louis is the most affordable1 housing market for typical Black households — those households earning the median income — with 30.3% of listings within reach in 2024. Birmingham follows at 29.5%, and Memphis at 29.0%. Other affordable markets include Detroit (28.6%), Baltimore (25.8%), Pittsburgh (23.7%), Cleveland (22.8%), Indianapolis (22.0%), Atlanta (19.2%) and Oklahoma City (18.8%). In contrast, the least affordable markets for potential Black home buyers are concentrated on the West Coast, including major California metros and Seattle.
through innovation and advocacy. Zillow Home Loans’ BuyAbility tool gives buyers real-time, personalized insights on how interest rates impact their budget, showing estimated monthly payments and helping them find homes on Zillow that are within their price range. Zillow’s down payment assistance tool connects buyers with financial resources through a simple questionnaire and dedicated page. Beyond technology, Zillow advocates for policies that expand credit access, boost housing supply and improve affordability.
Zillow Group, Inc. (Nasdaq: Z and ZG) is reimagining real estate to make home a reality for more and more people. As the most visited real estate website in the United States, Zillow and its affiliates help people find and get the home they want by connecting them with digital solutions, dedicated partners and agents, and easier buying, selling, financing, and renting experiences.
Zillow Group’s affiliates, subsidiaries and brands include Zillow®, Zillow Premier Agent®, Zillow Home Loans , Zillow Rentals®, Trulia®, Out East®, StreetEasy®, HotPads®, ShowingTime+ , Spruce®, and Follow Up Boss®.
Despite a steeper decline in the share of home listings that were affordable to the median earner, Black homeownership increased more than white homeownership in 2024 compared to 2019. Only Hispanic households saw a higher percentage increase in homeownership.
Black first-time home buyers are driving homeownership gains, but barriers remain. Zillow, a leader in real estate and technology, is helping to tackle some of these challenges
Eagle Academy Foundation Celebrates 20 Years of Uplifting Young Men of Color Through Education, Pathways, and Leadership Training
NEW YORK, PRNewswire -- The Eagle Academy Foundation works to ensure young men of color can live fully, learn joyfully, and lead courageously.
The EAF has created spaces where young men of color thrive academically, socially, and personally. By prioritizing joy, belonging, learning and leadership, the Foundation has transformed the lives of thousands of young men of color and their communities. It is a model for educational excellence and holistic support through its schools, initiatives, and signature events, including:
The Eagle Academy for Young Men, a network of six NYC & NJ-area public schools boasting a 98% high school graduation rate nearly three times higher than the city and national average for young men of color and a thriving alumni network in colleges, communities and careers around the nation.
Eagles Soaring Beyond, an innovative post-secondary success initiative focused on college readiness, workforce development, and financial empowerment. Through preparation and placement, young men of color achieve positive life outcomes and break generational cycles of poverty.
The Eagle Institute, a professional development and consulting initiative that provides essential training and support to schools, educators, and institutions seeking to up-level their ability to nurture and advance student success for young men of color. The Eagle Institute has trained over 2,000 teachers, administrators, and community advocates in 34 school districts and 65 cities nationwide, impacting over 40,000 students.
“EAF believes in the brilliance, humanity, and leadership of young men of color,” said Donald M. Ruff, Jr., president and CEO, The Eagle Academy Foundation. “While we celebrate 20 years, we’re also looking ahead with strategic intention and collaborative energy because the work ahead will require all hands.”
“Taking Flight” will honor the EAF’s remarkable journey while also recognizing the following valued supporters:
One Hundred Black Men, Inc. is dedicated to improving the lives and opportunities of African Ameri-
cans. The organization founded The Eagle Academy for Young Men in the Bronx, the city’s first all-boys public school in over 30 years, offering mentorship and academic excellence for young Black and Latino males. They have played a pivotal role in supporting the EAF in expanding its transformative network.
Paul T. Williams, Jr., who serves as Trustee of the estate of his late sister, poet, playwright and author, Ntozake Shange, will be honored with the Founders Award. Former counsel to the NYS Assembly Banking Committee, Mr. Williams developed the first minority-owned, nationally recognized bond counsel firm in New York and served as a partner in two law firms. He is past chairman of The Eagle Academy Foundation and has served on its Board of Directors since inception.
World Wide Technology (WWT) delivers innovative digital strategies to global organizations. Founded in 1990 by longtime Eagle Academy supporter David Steward, WWT has grown into a multibillion-dollar company and is consistently ranked as one of Fortune’s “100 Best Companies to Work For.” Steward, the company’s visionary Founder and Chair, is one of America’s most accomplished Black entrepreneurs.
“Eagles are powerful, majestic, and free to fly. That’s the world we want for our young men and our community,” said Ruff. “The Eagle Academy Foundation works to ensure young men of color can live fully, learn joyfully, and lead courageously...because they deserve it.”
The Eagle Academy Foundation is a national social impact organization devoted to the advancement of young men of color from 6th grade into adulthood. The Foundation developed and continues to support the Eagle Academies for Young Men schools—the country’s largest ecosystem of six traditional public schools serving young men of color across the five boroughs of New York City and Newark, N.J. For more information, visit www.eafny.org and follow The Eagle Academy Foundation on Facebook, Instagram, X, and LinkedIn.
1 Affordability is based on total monthly costs — taxes, insurance, and maintenance — with a 20% down payment and mortgage costs under 30% of income, as of 2024.
Get Your House In Order
Pay Yourself First
The National Association of Real Estate Brokers (NAREB) recently released its 2024 State of Housing in Black America Report, shedding light on a troubling yet unsurprising reality: the gap between Black and White homeownership has widened since 1970. This disparity is not just a statistic—it represents a significant loss of wealth within Black communities, including here in the Greater Chicagoland area.
The reasons behind this decline are numerous and complex, but regardless of the causes, one truth remains—we must take actionable steps to improve our financial standing and build generational wealth within our communities.
In recent years, the term “generational wealth” has become a buzzword, frequently mentioned but rarely understood in depth.
Many recognize that wealth is tied to money, but few grasp the fundamental processes required to transform income into lasting financial security for future generations.
Like any long journey, the path to generational wealth begins with a single step. One of the most crucial principles to embrace is simple yet powerful: stop buying what you want and begging for what you need. In other words, “pay yourself first.”
Consider these questions when evaluating your spending habits:
• Do we really need to subscribe to every streaming service?
• Do we really need to buy designer brands?
• Do we really need expensive, high-maintenance beauty treatments?
• Do we really need to eat out multiple times a week?
If these questions prompt you to examine your spending habits, then you are already on the right path. The money saved from small but consistent changes can be redirected toward investments, property ownership, savings, and wealth-building opportunities for future generations.
As the old saying goes, “Watch your pennies, and your dollars will take care of themselves.” The time to start is now—build habits today that will lay the foundation for a financially secure tomorrow. Pay yourself first!!!
Bye for now,
Bren.
QUIZ:What is the name of the plan that businesses use to pass their assets on to the next generation?
Answer to last week’s quiz: If you are working and you become disabled, long term disability insurance provides you with income protection during your working years. Long-term care insurance pays for your care when you are no longer able to care for yourself.Get a more detailed answer to last week’s QUIZ question or for broader questions that you may have, please call me: 773-817-0601 or 773-819-1700
Disclaimer: The illustrations presented in this column are not, nor are they intended to be, legal, financial, or any other licensed professional advice, you should contact the licensed professional of your choice for advice on your individual situation.
Bren Sheriff
CLASSIFIED
REAL ESTATE
AC 2-19-2025
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY
HEIRS AND LEGATEES OF MARGRETTA Y. BUTLER, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, DAMON RITENHOUSE, AS SPECIAL REPRESENTATIVE FOR MARGRETTA Y. BUTLER (DECEASED), MONICA BUTLER Defendants 2021 CH 06031 9545 SOUTH BENNETT CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 28, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 20, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public inperson sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 9545 SOUTH BENNETT, CHICAGO, IL 60617 Property Index No. 25-12102-069 The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 EMail: pleadings@il.cslegal.com Attorney File No. 14-19-05281 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2021 CH 06031 TJSC#: 45-403 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2021 CH 06031 I3260955 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION ILLINOIS HOUSING DEVELOPMENT AUTHORITY Plaintiff, -v.- RONALD MYERS SR, STATE OF ILLINOIS - DEPARTMENT OF REVENUE, ELLINGTON PLACE CONDOMINIUM ASSOCIATION, CITY OF CHICAGO Defendants 2022 CH 02819 1017 E 46TH STREET #2 SOUTH CHICAGO, IL 60653 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 19, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 21, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 1017 E 46TH STREET #2 SOUTH, CHICAGO, IL 60653 Property Index No. 20-02-317-033-1012 The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate
of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.
You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff's Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION
One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-22-01696 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 2022 CH 02819 TJSC#: 45-53 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2022 CH 02819 I3261022
AC-2-26-2025
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY
DIVISION WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE OF MFA 2022-RTL1 TRUST Plaintiff, -v.- GROVE PROPERTY HOLDINGS LLC-SERIES 1, KEVIN LATTIMORE, MICHAEL HILL, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 24 CH 00996 7825 SOUTH RHODES AVENUE
CHICAGO, IL 60619 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 3, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on March 28, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 7825 SOUTH RHODES AVENUE, CHICAGO, IL 60619 Property Index No. 20-27-427-010-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.
MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 3469088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.
MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 23-
16222ILL Attorney Code. 61256 Case Number: 24 CH 00996 TJSC#: 45-453 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.
Case # 24 CH 00996 I3261245
AC 3-05-2025
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY
DIVISION U.S. Bank Trust National Association, not in its Individual Capacity but Solely as Trustee of Fidelity & Guaranty Life Mortgage Trust 2018-1 Plaintiff vs. Milestone LLC; Kehinde Animashaun; City of Chicago; Unknown Owners and NonRecord Claimants; Defendant 24 CH 2825 CALENDAR 60 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause Intercounty Judicial Sales Corporation will on April 7, 2025, at the hour 11:00 a.m., Intercounty's office, 120 West Madison Street, Suite 718A, Chicago, IL 60602, sell to the highest bidder for cash, the following described mortgaged real estate: P.I.N. 20-34-401-065-0000. Commonly known as 505 E. 83rd St., Chicago, IL 60619. The real estate is: single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: At sale, the bidder must have 10% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Prospective bidders are admonished to check the court file to verify all information. For information call Sales Department at Plaintiff's Attorney, Diaz Anselmo & Associates P.A., 1771 West Diehl Road, Suite 120, Naperville, IL 60563. (630) 4536960. 1491-199138 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3261463
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NATIONSTAR MORTGAGE LLC Plaintiff, -v.- DAMON RITENHOUSE, SPECIAL REPRESENTATIVE OF KIMBERLY D. MORGAN, DECEASED, UNKNOWN HEIRS AND LEGATEES OF OF KIMBERLY D MORGAN, PHILLIPS 76 CONDO ASSOCIATION INC., UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, CHERYL RENEE MORGAN Defendants 23 CH 05648 7610 SOUTH PHILLIPS AVENUE # 3S CHICAGO, IL 60649 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 5, 2025, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 8, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 7610 SOUTH PHILLIPS AVENUE # 3S, CHICAGO, IL 60649 Property Index No. 21-30-307-026-1006 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1) IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE
FORECLOSURE LAW You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.
MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff's Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 3469088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 2315469il_933632 Attorney Code. 61256 Case Number: 23 CH 05648 TJSC#: 45-508 NOTE: Pursuant to the Fair Debt Collection
Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 23 CH 05648 I3261481
IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WILMINGTON SAVINGS FUND SOCIETY, FSB, AS INDENTURE TRUSTEE WITH RESPECT TO CIM TRUST 2023-R1 Plaintiff, -v.RICHARD ROBERTSON, CAROL A ROBERTSON Defendants 2024 CH 07681 9146 S. ESSEX AVE CHICAGO, IL 60617 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on November 26, 2024, an agent for The Judicial Sales Corporation, will at 10:30 AM on April 2, 2025, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public in-person sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 9146 S. ESSEX AVE, CHICAGO, IL 60617 Property Index No. 26-06-301-039-0000 The real estate is improved with a single family residence. The judgment amount was $37,654.69. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished
to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held
LEGAL NOTICE
Notice is hereby given, pursuant to An Act in relation to the use of an Assumed Business Name in the conduct or transaction of Business in the State,.as amended, that a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: M25000241 on February 25, 2025. Under the Assumed Business Name of AMBIENTE COFFEE with the business located at: 1360 N LAKE SHORE DRIVE APT 618, CHICAGO, IL 60610. The true and real full name(s) and residence address of the owner(s)/partner(s) is: Owner/Partner Full NameComplete Address ANDRES FELIPE BOTERO 1360 N LAKE SHORE DRIVE APT 618 CHICAGO, IL 60610, USA.
SERVICES
BLUE P&P SERVICE CENTER
CLEAN & CHECK FURNACE
WE INSTALL: HOT WATER TANKS, REASONABLE
ALSO WE DO ELECTRICAL WORK
INSTALLING- LIGHTS & CEILING FANS
WE DO: SOCKETS OR LIGHT 5/W REPLACEMENT
REMOVE OR REPLACE FAUCET IN KITCHEN AND BATHROOMS SINKS
DRYER NOT WORKING WE CAN FIX IT CALL ASK FOR TOM 773-567-1761
R.W.BLUE JANITORIAL SERVICE CALL 312-860-5649 ASK FOR TOM
PLEASE NOTE: SERVICES ARE NOT AVAILABLE DURING THE THANKSGIVING OR CHRISTMAS HOLIDAY SEASON.
IT IS TAX FILING SEASON
Not too late to file your taxes. No fee up front for most. call for details @ 773.440.9201 and ask for Gwen. 0312205
RENTAL
Discover Your New Home at the Topaz!
Come and experience affordable housing at its finest by residing in the heart of Lakeview. We have two beautiful and cozy studios. The studios rent for $1177.00 a month and applicants must be income eligible by earning 60% of the Area Median Income or less.
Households must earn no more than the maximum income levels below:
One person- $47,100
Two persons- $53,820 Income to rent ratio- 40 %
Max occupancy: 2 household members
Veteran Preference- Priority for Veterans during the first 30 days of availability, starting February 19, 2025
The building has an elevator, communal rooftop space, parking for $250/month, subject to availability, is pet friendly, and the unit contains in-unit washer/dryer, and full kitchen.
Vouchers Accepted: We welcome applicants with vouchers or third-party subsidies.
****These units are subject to monitoring, compliance, and other restrictions by the City of Chicago’s Department of Housing. For more information visit www.chicago.gov/ARO
For more information, or to schedule a tour, visit www.thetopazapartments.com
HOME FOR SALE
To Build OnLand In Kankakee CountyPembroke
Brains vs. Brawn: Putting the Latest Tech to the Test
(StatePoint) Before making a big tech purchase, it’s a good idea to compare product claims with third-party research. That’s where Allstate Protection Plans comes in. Since 2013, the protection plan provider has offered consumers an independent assessment of the durability of the latest and greatest tech against the rigors of everyday life. And now, its researchers have turned attention on the new Galaxy S25 Ultra, which, according to Samsung, is the “slimmest, lightest and most durable Galaxy Ultra device ever.”
Sporting Galaxy AI, Samsung’s most advanced artificial intelligence yet, the S25 Ultra features a sleek titanium frame, a Corning Gorilla Glass Armor 2 display, and new AI-powered tools, including photo editing, improved Circle to Search, and personalized daily summaries powered by Google Gemini. While these innovations are impressive, Allstate Protection Plans wanted to see if the advanced design and technology could help protect the flagship phone from the unexpected.
Breakability Meets Intelligence
In its signature Breakability Drop Test, Allstate Protection Plans dropped the Galaxy S25 Ultra on its front, side and back from six feet onto concrete. Here were the results:
Front-Down Drop: The screen malfunctioned, rendering the device unusable. The front display went black except for two horizontal rows of white pixels across the top. The screen shattered, including raised glass across much of its surface, and a large ink blot was visible across the bottom of the display. The device also stopped producing audio. Though the S25 Ultra was not usable, its buttons were still functional, and haptics could be felt by pressing the Gemini Live button. Therefore, it’s possible the device could be saved with repair.
Back-Down Drop: The rear panel shattered, including raised glass across the right side where the device impacted the ground. The rear panel also bent outward along the same area. Two of the larger camera housings suffered minor scuffing. The device was fully functional, including all cameras. However, the raised glass across the back display meant that a case would be required for safe handling.
Side-Down Drop: The titanium frame had only minor damage. Where the frame impacted the ground, it suffered small dents and chips but was otherwise intact. The phone was fully functional, including the volume and Gemini Live buttons, which were on the impact-side of the drop.
The tests also assessed whether Galaxy S25 Ultra’s AI features were still functional after sustaining damage from a drop. ProVisual Engine, Gemini Live and Circle to Search were not affected after back-down and side-down drops. However, no AI capabilities were usable on the device that was dropped front-down.
Can AI Save the Day?
Curious whether the Galaxy S25 Ultra’s AI could protect itself from further damage, Allstate Protection Plans asked Google Gemini: “What’s the best way to protect a Galaxy S25 Ultra against damage from accidental drops?” The phone’s own AI suggested practical strategies, such as using a durable case, adding a screen protector and phone grip, and developing better handling habits. It also recommended considering phone insurance—wise advice, given the phone’s $1,299 price tag. For more information on protection plans that offer peace of mind, visit AllstateProtectionPlans.com.
“Ultimately, no phone is indestructible,” says Jason Siciliano, vice president of marketing and global creative director at Allstate Protection Plans. “Our tests show that even the smartest technology can benefit from some extra protection.”
