I hope that 2023 finds you healthier, wealthier and happier than ever before.
As your trusted source for everything real estate, I am excited to introduce this issue’s REALTOR Spotlight Feature.
We have several real estate related and community articles included in this issue for your reading pleasure. Please enjoy our other articles on commercial real estate and mortgage lending.
Cheers,
Bryan Johnson Publisher/CEO
Welcome
Copyright ©2023 Homeowner Magazine is published 12 issues yearly. All rights reserved. Reproduction of whole or part of any text, photograph or illustration without written consent from the publisher is strictly prohibited. The opinions expressed in this publication are those of the authors and do not necessarily reflect the views of Homeowner Magazine. For information on advertising, editorial, or general inquiries call 480.295.9050. PUBLISHER/CEO: Bryan Johnson FOR ADVERTISING INQUIRES: Bryan@HomeownerMag.com (480) 295-9050 BULLDOG MEDIA GROUP, LLC 2864 E Cathy Drive, Gilbert, AZ 85296 ADVERTISE WITH US... PHOENIX | SCOTTSDALE | DENVER COLORADO SPRINGS | SOCAL | DALLAS | MIAMI JACKSONVILLE | TAMPA | CHARLOTTE KNOXVILLE | NASHVILLE | ATLANTA COMING TO NEW MARKETS SOON. CHECK US OUT ON: IG @homeownermagazine FB – Homeowner Magazine
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Coverage to live the life you want • Home Insurance • Auto Insurance • Business Insurance Kevin Andrew Shelton Your Local Agent License # 8878884 1430 W WARNER RD STE 132 None GILBERT, AZ 852337039 kshelton3@farmersagent.com Call 480-718-9498 today! For Home, Auto and Business. Advertisement produced on behalf of the fo lowing spec �c insurers and seeking to obtain business for insurance underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Spirit Property and Casualty Company, Farmers Insurance Company of Washington (Bellevue WA) & a�liates In TX: insurance is underwritten by Farmers Insurance Exchange Fire Insurance Exchange Truck Insurance Exchange Mid-Century Insurance Company Farmers Texas County Mutual Insurance Company, Mid-Century Insurance Company of Texas, and Texas Farmers Insurance Company In NY: insurance is underwritten by Farmers Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company and Farmers New Century Insurance Company Home o�ce, Los Angeles, CA Each insurer has sole �nancial responsibility for its own insurance L st of all insurers at farmers com Not all insurers are authorized in all states Not all products, coverages, and discounts are available in every state Discounts may vary by state Restrictions exclusions limits and conditions apply See agent for details
One of the greatest challenges facing new homebuyers is the down payment and closing costs.
Fannie Mae’s HomeReady First is removing barriers for homeownership, do your clients qualify?
With HomeReady First, customers living in select census tracts can receive $5,000 from Fannie Mae and an additional $1,500 from Guild Mortgage to help make the dream of homeownership possible.
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Exceptional service
We’re known for fast pre-approvals and on-time closings
Direct lender
Partnering directly with Fannie Mae, Freddie Mac and Ginnie Mae gives us the loan programs to fit most situations.
Local support
Meet in person and enjoy quicker turn times.
Long-term relationships
We service most of our own loans, and will let you know if you’re eligible for a ref
@guildmortgage.net
Get $6,500 towards closing I am authorized to do business in the states of Arizona, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# 1050942; AZ LO Lic.# 1032247; OR ML-176;. Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credit or payment by Guild under the offer. Let’s get your clients home.
Jeff Denney Loan Officer | NMLS #2269636 480.668.1525 jeff.denney
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• Embrace change with Olympus Home Loans in 2024!
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