Welcome.
A GUIDE TO YOUR NEW ACCOUNTS AND SERVICES.
A division of NBH Bank , Member FDIC
TABLE OF CONTENTS
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Welcome to the NBH Family 3 Frequently Asked Questions 4 About Bank of Jackson Hole Trust 8 Personal Banking 9 Business & Commercial Banking 12 Convenience Banking 16 Community Involvement 18
Welcome to the NBH Family.
The Bank of Jackson Hole is now a part of National Bank Holdings Corporation (NBH), but we are still the same small town bank with more resources to better serve you. As a part of the NBH family, you’ll feel right at home. It’s not just because you will be able to visit the same banking centers and work with the same familiar faces – it’s because we offer common sense banking built on personal relationships, delivered with fairness and simplicity. You can expect straight talk, exceptional and personalized service, and sensible clear decisions from local bankers living and working in your community. We know life is complex enough –so we think banking should be simple.
You will continue to see a deep commitment to the local community. Bank of Jackson Hole and Bank of Jackson Hole Trust remain dedicated to strengthening the communities we serve through focused corporate giving, associate volunteerism, and professional expertise. It’s not just about being part of the community, it’s about being part of its progress.
We are committed to making this transition as seamless as possible. We invite you to read through the pages of this Welcome Guide where you will learn more about the products and services available to you. We look forward to welcoming all Bank of Jackson Hole clients to the NBH family.
HAVE QUESTIONS? Visit BOJH.com/NBH or contact your Bank of Jackson Hole banker.
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A division of NBH Bank , Member FDIC
Frequently Asked Questions.
GENERAL Q&A
Q: Why is Bank of Jackson Hole now a division of NBH Bank?
A: On October 1, 2022, NBH Bank completed an asset purchase agreement to acquire the majority of Bank of Jackson Hole’s assets. As a result, the current branch locations of Bank of Jackson Hole in Wyoming will now operate as a division of NBH Bank. Bank of Jackson Hole’s current trust and wealth business will continue to be offered through Bank of Jackson Hole Trust. Together, Bank of Jackson Hole, as a division of NBH Bank, and Bank of Jackson Hole Trust can provide greater growth opportunities for our clients, communities and associates.
Q: When will the systems integration be complete?
A: On Monday, December 5, 2022, the integration will be complete and your accounts will convert to the new system. You will continue to access your accounts at BOJH.com. You will also begin using your new Bank of Jackson Hole Visa® debit card on Monday, December 5, 2022.
Q: Will there be any changes to the banking centers?
A: On Saturday December 3, 2022, the Main Banking Center will be closed. Following integration, all Bank of Jackson Hole locations will remain open with their same hours to serve you. The Bank of Jackson Hole Trust is located at 990 West Broadway in Jackson, with a separate entrance on the southeast side of the building.
Q: Will the Bank of Jackson Hole ATMs be available over integration weekend?
A: Yes. You will continue to have access to Bank of Jackson Hole ATMs over integration weekend. Bank of Jackson Hole will no longer be a member of the MoneyPass network, therefore, non-bank owned ATMs may be subject to a $2.50 foreign ATM fee and possible surcharges.
Q: Will Bank of Jackson Hole remain involved in the local community?
A: Yes. Bank of Jackson Hole will absolutely remain committed to the local community. We exist to make a difference in the communities we serve by stewarding financial opportunities for our clients.
PERSONAL & BUSINESS BANKING Q&A
Q: Do I need to change the routing number for my direct deposits and/or withdrawals?
A: No. The Bank of Jackson Hole routing number will not change and your direct deposits, automatic payments and internal transfers will be processed as they have in the past.
Q: Will my account number(s) change?
A: Unless we communicate otherwise, your account number(s) will not change.
Q: Will I need to signup for online statements?
A: You will need to re-enroll in online statements. You will also have the option to sign up to receive online notices and tax forms. We recommend you print or save any previous online statements prior to integration.
Q: If I use Quicken® or other accounting software, what do I need to do?
A: If you use Quicken or any other accounting software, you will need to download your transactions prior to Friday, December 2, 2022.
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Q: Will I be able to use my existing credit card, checks, and deposit slips?
A: Yes. You can continue using your Bank of Jackson Hole credit card, checks, and deposit slips, unless we communicate otherwise.
Q: Why will I receive two bank account statements in December?
A: A final statement from the old system will be produced and mailed after Friday, December 2, 2022. A statement from the new system will begin as of Monday, December 5, 2022.
Q: What is your funds availability and substitute check policy?
A: If you make a deposit on a business day we are open, we will consider that day to be the date of your deposit. In determining the availability of your deposits, every day is a business day, except Saturday, Sunday and Federal holidays. You may request a same-day funds transfer. To request a transfer, simply login to online banking and select transfer or call 877.877.0397 up to 7:00pm MT Monday through Friday. See our Funds Availability and Substitute Check Policy Disclosure for more details.
Q: How does this impact my FDIC Insurance at the Bank of Jackson Hole, a division of NBH Bank?
A: NBH Bank operates under multiple trade names and states, including Bank of Jackson Hole in Wyoming; Hillcrest Bank in Utah, Idaho, New Mexico, and Texas; Community Banks of Colorado in Colorado; and Bank Midwest in Kansas and Missouri. Divisions of NBH Bank are not separately FDIC-Insured banks. The FDIC coverage extended to deposit clients of all of the divisions of NBH Bank is that of one insured bank. Please contact your banker to assess your FDIC coverage and any needed actions to ensure that all of your deposits are within limits. Trust and wealth assets maintained with the Bank of Jackson Hole Trust are not FDIC insured.
Q: How will the integration impact my bank account(s)?
A: Refer to the accompanying Account Summary for your account(s) new name and the enclosed account information booklet for more details on account terms, conditions, and fees. We’ve selected the account type that best matches your current account at Bank of Jackson Hole. If you believe another account better meets your needs, contact your local banking center after the integration is complete.
Q: How should I arrange for wire transfers to and from my account(s)?
A: Wire transfers through Friday, December 2, 2022, will be handled the same as they have in the past. Beginning Monday, December 5, 2022, the outgoing wire cutoff time in the banking center is 3:00pm MT. For personal accounts, wire transfer requests must be made in person at any of our banking centers.
TRUST & WEALTH PARTNERS Q&A
Q: How will the integration impact my Trust & Wealth Partners account(s)?
A: There is no change to the system(s) for your trust or wealth management account, so there is nothing you need to do. Trust and wealth management services will be provided by Bank of Jackson Hole Trust, a separate affiliate bank within the NBH family.
Q: Where can I go to meet with a Bank of Jackson Hole Trust & Wealth Partners representative?
A: The Bank of Jackson Hole Trust is located at 990 West Broadway in Jackson, with a separate entrance on the southeast side of the building.
TRUST AND WEALTH PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OBLIGATION OF, OR GUARANTEED BY NBH BANK OR ANY OF ITS AFFILIATES
SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.
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DEBIT CARD Q&A
Q: Will I receive a new debit card?
A: Yes. Your new Bank of Jackson Hole Visa® debit card should arrive in your mailbox in November. Your current Bank of Jackson Hole Visa debit card will stop working on Sunday evening, December 4, 2022. Your new Bank of Jackson Hole Visa debit card can be activated upon receipt and used beginning Monday, December 5, 2022. You will need to update your card information for any automatic payments. If you are a Mobile Wallet user, you will need to enroll your new card.
Q: How do I activate and set the PIN for my new Bank of Jackson Hole Visa debit card?
A: You can activate your new Visa debit card by calling our 24-hour card activation line at 866.392.9952. You will select your PIN during the card activation process. You can also change your PIN at any Bank of Jackson Hole ATM or by calling 866.392.9952.
Q: What happens to my automatic payments from my current Bank of Jackson Hole debit card?
A: Automatic payments from your debit card scheduled through integration weekend will process as normal. Upon completion of the integration, you will need to update your card information with your new Bank of Jackson Hole Visa debit card number for any automatic payments
ONLINE & MOBILE BANKING Q&A
Q: What should I do to prepare to use the new Bank of Jackson Hole online banking system?
A: Your phone number must be up-to-date on your account prior to integration to complete your first login. Login to Bank of Jackson Hole online banking either on your computer or mobile app and click on your initials in the upper right corner. Then in your Profile, review all contact information and make any edits to email, address, and phone numbers. You may also update your contact information at any Bank of Jackson Hole location.
Q: When can I start using the new Bank of Jackson Hole online banking system?
A: On Monday, December 5, 2022, your new online banking system will be available to use at BOJH.com
Q: How do I access the new Bank of Jackson Hole online banking system?
A: On Monday, December 5, 2022, from your computer, visit BOJH.com and in the login box select “Personal Online” for personal accounts or “Small Business Online” if your business does not currently use Treasury Management online banking*. Your User ID remains the same as your current Bank of Jackson Hole Username, unless we communicate otherwise. DO NOT click the “New Online Banking User” link. The first time you login to online banking you will be required to use a temporary password. For personal accounts, it will be the last 4 digits of your Social Security number. For small business accounts, it will be the last 4 digits of your company’s tax ID number or the last 4 digits of your Social Security number. You will be prompted where you want your one-time security code sent. We will send a code to the phone number you select. After you login with your temporary password, you will be prompted to select a new password.
* Additional details for Treasury Management online banking users will be provided separately. Visa is a registered trademark of Visa International Services Association. Zelle and the Zelle marks used herein are trademarks of Early Warning Services, LLC.
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Q: Will Bank of Jackson Hole offer a new mobile banking app?
A: Yes. Once you have enrolled in online banking, you can enroll in the new Bank of Jackson Hole Mobile. You can deposit checks, check your balance, transfer funds, pay friends with Zelle®, manage debit card controls and more — all from your mobile device. Download from your app store after December 5, 2022.
Q: Will I continue to be able to make peer to peer payments?
A: Yes, the Bank of Jackson Hole will continue to offer Zelle through the mobile app.
Q: In Online Bill Pay will my payees transfer to the new online bill pay system?
A: We expect any business that you are paying to transfer automatically. If you are paying individuals, these payees may not transfer. Additional information on online banking and Bill Pay will be provided in the coming weeks.
Q: Will scheduled Online Bill Pay payments transfer over?
A: Yes. Scheduled payments and 12 months of bill pay history should transfer automatically.
PERSONAL & BUSINESS LOANS Q&A
Q: Will the terms of my current loan remain the same?
A: Yes. The terms and conditions of your mortgage and personal/business loan or line of credit will remain the same.
Q: When are loan payments due?
A: The due date of your loan payment does not change. If a payment is made consistent with our payment instructions, but received after 5pm MT, Monday through Friday on a business day, we will apply your payment to your loan on the next business day.
Q: Can I make my credit card payment in a banking center?
A: Yes. You can continue to make your credit card payments in the banking center or easily online at mycardstatement.com.
Q: Where can I make a loan payment?
A: Upon completion of the integration, you can continue to make loan payments at the banking center nearest you, schedule payments in online banking at BOJH.com using Quick Pay, or mailing to the address provided on your loan statement.
Q: When will I receive my residential mortgage escrow statement?
A: Depending on your loan type, the annual escrow analysis statement will be produced in January or February of each calendar year reflecting your account activity from the previous 12 months.
Q: Will the bank name change on the Credit Bureau reporting?
A: Yes. Upon completion of the integration, credit bureau reporting will change from Bank of Jackson Hole to NBH Bank. Overdraft lines of credit will no longer be reported to any of the credit reporting agencies following completion of the integration.
MORE INFORMATION ARRIVING SOON.
If you currently use Bank of Jackson Hole online banking, you will receive an additional online banking user guide in the coming weeks.
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Elevate Your Expectations.
WHY WYOMING?
OUR EXPERTISE.
OUR COMMITMENT.
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At Bank of Jackson Hole Trust, you can expect more. We deliver favorable asset protection, customized planning, thoughtful innovative options, and hands-on expertise to match your goals and your lifestyle.
Wyoming is becoming recognized as one of the most favored states in the U.S. in which to maintain trusts. The potential tax advantages, including no state income tax on trust or personal income, along with the broad asset protection and privacy laws in Wyoming make it a state of financial opportunity.
Great trust and wealth management starts with understanding each client’s immediate and long term needs and evolving goals. We begin our process with a comprehensive look at the big picture, in the marketplace and in your life-planning. Then, we customize a strategy that matches your lifestyle and legacy plans by combining best-in-class institutional managers and funds. Since this approach eliminates any potential conflict of interest, your best interests are always our clear and primary focus. We manage investment portfolios for: • Individuals & Families • Trusts • Endowments & Charities • Entities • Retirement Accounts
We are dedicated to the development, growth, and stewardship of your assets for the lifestyle you’ve earned and care for the legacy of your lifetime. TRUST AND WEALTH PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OBLIGATION OF, OR GUARANTEED BY NBH BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.
Personal Banking.
Upon completion of the integration, you’ll find the same convenient banking center locations and the people to serve you – along with the digital tools and ATMs to serve your needs 24/7.
PERSONAL CHECKING.
No matter what you’re looking for in a checking account, we have a solution that’s right for you. With convenient features like online and mobile banking, mobile check deposit, and a Visa debit card, banking has never been easier.
Every personal checking account includes:
• VISA® Debit Card.
• Online Banking and Bill Pay – view your latest account information, transfer funds between accounts, view statements and pay your bills.
• Bank of Jackson Hole Mobile – simply download the app from your app store to deposit checks with free mobile check deposit, pay friends and family with Zelle, protect your debit card with card controls, track your spending with our personal finance tool, and so much more.
• Digital Wallet – turn your phone into a debit card with Apple Pay®, Google Pay® or Samsung Pay®.
ApplePay® is a registered trademark of Apple, Inc. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
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WAIVED SERVICE CHARGES UNTIL MAY 31, 2023.
Account service charges and paper statement fees will be waived until May 31, 2023 for Personal Banking accounts. This helps to ensure you have the opportunity to enroll in online banking, activate online statements, and that your new account meets your banking needs.
DIGITAL FIRST CHECKING
This account is a great value and easy to manage. Below are simple options to avoid a monthly service charge:
• Have a Direct Deposit into the account of $500 or more per statement cycle, and enroll in Online Statements, OR
• Be under 25 years of age, OR
• Be 65 years of age or older
If you are unable to take advantage of one of the above options, your service charge on this account is only $5 per month. This service charge will be waived until May 31, 2023.
INTEREST PLUS CHECKING
Earn interest while still being able to access your funds daily. Below are simple options to avoid a monthly service charge:
• Maintain a minimum daily balance of $5,000, OR
• Maintain an average daily balance of $10,000
If you are unable to take advantage of one of the above options, your service charge on this account is only $25 per month. A $3 paper statement fee may apply, per statement cycle, unless you agree and consent to receive Online Statements. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. This service charge will be waived until May 31, 2023.
SMARTER SAVINGS
Smarter Savings is the perfect account to help you build your personal savings. Below are simple options to avoid a monthly service charge:
• Maintain a $300 minimum daily balance per month, OR
• Maintain a $600 average daily balance per month, OR
• Make deposits and transfers totaling $25 into the account each month, OR
• Be under 25 years of age
If you are unable to take advantage of one of the above options, your service charge on this account is $3 per month. This service charge will be waived until May 31, 2023. Please note: you will no longer receive images on your savings statement(s).
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PERSONAL MONEY MARKET
Enjoy interest earning capabilities. Below are simple options to avoid a monthly service charge:
• Maintain a $2,500 minimum daily balance per statement cycle, OR
• Maintain a $5,000 average daily balance per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is $10 per month. This service charge will be waived until May 31, 2023.
PREMIUM MONEY MARKET
This tiered interest bearing account gives you the ability to grow your balances. Call us or visit a banking center for current rates and tiers. Below are simple options to avoid a monthly service charge:
• Maintain a $5,000 minimum daily balance per statement cycle, OR
• Maintain a $10,000 average daily balance per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is $15 per month. This service charge will be waived until May 31, 2023.
CERTIFICATES OF DEPOSIT
When you open a new Bank of Jackson Hole Certificate of Deposit, you will earn a guaranteed return on your investment with as little as $500. We offer a variety of maturity and interest payment options to meet your needs. When your current Bank of Jackson Hole Certificate of Deposit reaches maturity, at that time, the rates may be adjusted, just as they have in the past, to reflect current market rates.
HEALTH SAVINGS ACCOUNTS
If you have a high-deductible health plan (HDHP), a health savings account (HSA) is a useful way to save for medical expenses and reduce your taxable income. Saving through an HSA is an efficient way to establish peace of mind for your medical future. A monthly service charge of $3.00 will be imposed every statement period. This service change will be waived until May 31, 2023.
ADDITIONAL PRODUCTS & SERVICES.
Get more from your Bank of Jackson Hole relationship with additional personal banking products, services, and features, including:
Line
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• Mortgage Loan • Home Equity
of Credit • Construction Financing • Auto Loan • Visa Debit Card • Credit Card with Rewards • Private Banking • Safe Deposit Box • Health Savings Account • Student Checking
Business & Commercial Banking.
We believe in providing banking solutions that meet your unique needs –along with dedicated experts to help make sense of it all. When you’re looking to grow your business, we’re here to listen and make sure you have the financial tools you need.
BUSINESS CHECKING.
Each of our business checking accounts includes online and mobile banking, access to online statements and Bill Pay services, a Business Visa Debit Card and much more.
SMALL BUSINESS CHECKING
This account is ideal for clients who want to manage cash flow on the go and includes:
• Up to 150 transactions/items per month, including electronic transactions (ACH, wire, debit card)1
• Monthly cash deposit and withdrawal limit of $5,000 per month2
• Business VISA debit and credit cards with optional spending limits
Below are simple options to avoid a monthly service charge:
• Maintain a $1,000 minimum daily balance per statement cycle, OR
• Maintain a $2,000 average daily balance per statement cycle, OR
• Make Visa debit card purchases totaling $1,000 or more (excluding ATM withdrawals) per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is only $10 per month. 1 Item charge for each additional transaction is $0.35. 2$2 fee will be assessed for each additional $1,000 cash deposited and withdrawn each month. This service charge will be waived until May 31, 2023.
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SMALL BUSINESS INTEREST CHECKING
This account is an interest-earning solution for your business and includes:
• Up to 150 transactions/items per month,including electronic transactions (ACH, wire, debit card)1
• Monthly cash deposit and withdrawal limit of $5,000 per month2
• Business VISA debit and credit cards with optional spending limits
Below are simple options to avoid a monthly service charge:
• Maintain a $1,200 minimum daily balance per statement cycle, OR
• Maintain a $2,400 average daily balance per statement cycle, OR
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Make Visa debit card purchases totaling $1,200 or more (excluding ATM withdrawals) per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is only $12 per month. 1 Item charge for each additional transaction is $0.35. 2$2 fee will be assessed for each additional $1,000 cash deposited and withdrawn each month. This service charge will be waived until May 31, 2023.
BUSINESS ANALYSIS CHECKING
For established businesses with advanced Treasury Management needs, this account includes:
• Transaction fees based on account activity
SMALL BUSINESS SAVINGS
• Earnings credit on deposits may offset fees
Small Business Savings features online banking, online statements and mobile banking.
Below are simple options to avoid a monthly service charge:
• Maintain a $300 minimum daily balance per month, OR
• Maintain a $600 average daily balance per month, OR
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Make deposits and transfers totaling $150 into the account each month
If you are unable to take advantage of one of the above options, your service charge on this account is only $3 per month. This service charge will be waived until May 31, 2023.
HAVE QUESTIONS? Visit BOJH.com/NBH or contact your Bank of Jackson Hole banker.
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WAIVED SERVICE CHARGES UNTIL MAY 31, 2023. Account service charges will be waived until May 31, 2023 for Business Banking accounts, with the exception of Business Analysis Checking, to ensure your new account meets your banking needs.
SMALL BUSINESS MONEY MARKET
Enjoy interest earning capabilities including:
• Business VISA debit and credit cards with optional spending limits
Below are simple options to avoid a monthly service charge:
• Maintain a $2,500 minimum daily balance per statement cycle, OR
• Maintain a $5,000 average daily balance per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is $10 per month. This service charge will be waived until May 31, 2023.
BUSINESS MONEY MARKET
This tiered interest bearing account gives you the ability to grow your business. Call us or visit a banking center for current rates and tiers. Business Money Market includes:
• Business VISA debit and credit cards with optional spending limits
Below are simple options to avoid a monthly service charge:
• Maintain a $5,000 minimum daily balance per statement cycle, OR
• Maintain a $10,000 average daily balance per statement cycle
If you are unable to take advantage of one of the above options, your service charge on this account is $15 per month. This service charge will be waived until May 31, 2023.
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CUSTOMIZED SOLUTIONS.
Whether you need collection or disbursement tools, effective expense management, or fraud prevention solutions – we are here to help you run your business more efficiently. Our experienced bankers are experts at understanding and designing the ideal solutions to help you manage and grow your business.
TREASURY MANAGEMENT
We offer customized treasury solutions to meet your unique needs. Our bankers work with you to formulate a plan to truly optimize your cash flow, and we provide hands-on support through the implementation of our products and services. Our Treasury Management solutions include:
• Receivables
Remote & Mobile Check Deposit
• Disbursements
ACH & Wires
• Fraud Prevention Positive Pay
COMMERCIAL LOANS
• Commercial Online & Mobile Banking Access to your Financial Information
Commercial Cards Purchasing & Credit Card Solutions
• Merchant Services Accept Debit & Credit Card Payments
We offer a wide variety of loan solutions to fit your business:
• Working Capital Lines of Credit
Term Loans
Equipment Loans
SBA Loans
Mortgage/Construction Loans for Owner Occupied Facilities
Commercial Real Estate, Construction, Land Development, and Reposition
HAVE ADDITIONAL QUESTIONS? WE’RE A CALL AWAY.
Please continue to call your local Bank of Jackson Hole location with any questions during regular banking center hours, or visit: BOJH.com/NBH
Upon completion of the integration you can also speak to a Client Services and Solutions Specialist Monday through Friday 7am – 6pm MT and Saturday 8am – 1pm MT at:
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877.877.0397
Convenience Banking.
We believe banking services should make your life easier and let you get on with your day. That’s why you will have access to a range of convenient banking products and services.
ONLINE & MOBILE BANKING.
online banking and mobile banking platforms give you instant visibility to your account(s) and let you manage your money when you want, where you want.
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Our
USE ONLINE BANKING TO: • Pay Bills • View Online Statements, Notices, and Tax Forms • Transfer Funds Easily • Monitor Account Activity • Set Up Alerts • Sign Up for My Rewards • Quick Pay Your Loan USE OUR MOBILE BANKING APP TO: • Deposit Checks • Pay Bills • Pay People with Zelle • Manage Debit Card Controls • Transfer Funds Between Accounts • Monitor Account Activity • Search for the Nearest Banking Center or ATM
PERSONAL FINANCE MANAGEMENT.
Our Personal Finance Management tool lets you link data from other financial institutions to our Online Banking platform. That means you’ll have one place to view all your accounts, create budgets and track your spending habits.
DEBIT CARDS.
Every Bank of Jackson Hole checking account comes with a free Visa debit card. Accepted at more than 35 million merchants worldwide, your debit card makes it easy and convenient to pay for the items you buy every day.
CREDIT CARDS & REWARDS.
We have the ideal credit card for you, whether you want to earn rewards, maximize cash back, pay down balances, or build your credit history.
DIGITAL PAYMENTS & TRANSFERS.
Our digital payment solutions let you pay who you want, how you want, and when you want. From online bill pay, Visa Checkout and Zelle to Apple Pay, Google Pay and Samsung Pay, secure payment options have never been more convenient.
FUNDS AVAILABILITY & SUBSTITUTE CHECKS
If you make a deposit on a business day we are open, we will consider that day to be the date of your deposit. In determining the availability of your deposits, every day is a business day, except Saturday, Sunday and Federal holidays.
See our Funds Availability and Substitute Check Policy Disclosure for more details. You may request a same-day funds transfer up to 7pm MT Monday through Friday. To request a transfer, call 877.877.0397 and speak to a Client Services and Solutions Specialist.
FDIC INSURANCE
Bank of Jackson Hole is a division of NBH Bank, Member FDIC. NBH Bank operates under multiple trade names and states including Bank of Jackson Hole in Wyoming; Hillcrest Bank in Utah, Idaho, New Mexico and Texas; Community Banks of Colorado in Colorado; and Bank Midwest in Kansas and Missouri. Divisions of NBH Bank are not separately FDIC-insured banks.
The FDIC coverage extended to deposit clients of all of the divisions of NBH Bank is that of one insured bank. Please contact your Personal Banker to assess your FDIC coverage and any needed actions to ensure that all of your deposits are within limits.
HAVE QUESTIONS? Visit BOJH.com/NBH or contact your Bank of Jackson Hole banker.
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Community Involvement.
At Bank of Jackson Hole and Bank of Jackson Hole Trust, our values reflect the communities we serve, and we actively support a wide range of services and programs. Operating in the Greater Yellowstone ecosystem, we understand the importance of conservation, recreation, and supporting our youth, elderly, challenged and minority populations. For both locals and visitors alike, Jackson Hole is a special and unique place, and Bank of Jackson Hole is on a mission to support commerce, culture, and inclusion through our non-profit partnerships.
NBH BANK’S SIGNATURE EVENT.
The Do More Charity Challenge® is our signature event that, through physical strength and philanthropy, has raised over $1.6 million for a wide range of deserving charitable causes in the communities where we live and work. To learn more about Do More, visit DoMoreCharityChallenge.org.
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Do More Charity Challenge®
Jackson Hole and Trust, Greenspace on the Block
of Philanthropy:
• ARTS & CULTURE • COMMUNITY SERVICES • CONSERVATION • COMMERCE & BUSINESS • INCLUSION • RECREATION & OUTDOOR PROGRAMS
Jackson Hole Children’s Museum Touch-a-Truck
Jackson Hole Therapeutic Riding
Jackson Hole Community Foundation Old-Bill’s Fun Run
Our Pillars
Member FDIC NBH-BOJH-WEL-BRO TO ACCESS YOUR WELCOME GUIDE AND STAY INFORMED OF ANY UPDATES VISIT: BOJH.com/NBH or scan the QR code below with the camera app on your phone.