Newtown Edgmont Friends & Neighbors magazine, November 2024

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Cover Photo by Veronica Brown Photography VeronicaBrownPhotography.com

Rafferty Subaru has partnered with Providence Animal Center and found homes for over 250 pets with in-store adoption events and the Rafferty Rescue of the Week! We ser ve as a community resource that inspires others to embrace the human-animal bond, all supported entirely by private donations.

Rafferty Subaru has partnered with Partners in Outreach, an all-volunteer group dedicated to improving the lives of children residing in Chester County.

PUBLICATION TEAM

PUBLISHER: Bob Blaisse

EXECUTIVE ASSISTANT TO THE PUBLISHER: Lisa Jeffries

CONTENT COORDINATOR: Sheila Turner-Hilliard

DESIGNER: Kim Cesati

CONTRIBUTING PHOTOGRAPHER: Veronica Brown Photography VeronicaBrownPhotography.com

CONTRIBUTING WRITERS: Bob Blaisse, Sheila Turner-Hilliard, Holly Stupak, Lisa Jeffries, Doug Humes, Andrew Martella, Rick Thompson, Dan Flynn, John Blosinski, Charles Welde

ADVERTISING

Contact Publisher: Bob Blaisse

Email: BBlaisse@BestVersionMedia.com

Phone: 610-453-5536

COMMUNITY SUBMISSIONS

Have feedback or questions about how to submit events, updates, ideas for articles, high resolution photos, etc.? We will do our best to include as much community information as space permits. Please contact our Content Coordinator Sheila Turner-Hilliard at STurnerHilliard@BestVersionMedia.com.

CONTENT SUBMISSION DEADLINES

Content due the 5th of every month.

Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted, inclusive of materials generated or composed through artificial intelligence (AI). All content submitted is done so at the sole discretion of the submitting party. © 2024 Best Version Media. All rights reserved.

ON THE COVER

The Persichetti Family at their home in Edgmont

Dear Friends & Neighbors,

November is here and we all are looking forward to the holiday season, which rightfully begins by turning our thoughts to gratitude and Thanksgiving Day.

In this season I’m reminded of how thankful I am for my family, my wife Jean, and our four sons. And I am grateful for you, our readers of Newtown Edgmont Friends & Neighbors in print and online at TheNEMag.com

My gratitude for your support of our hometown magazine grows every year with the increased support of more Sponsors of our community who make it possible for this magazine to be Bringing People Together by our features about people in our community.

This year, in this month we look to be thankful for all our blessings, I am particularly thankful for several things, but certainly for my family and friends, as well as my team that helps put this free magazine together, which comes into your home each month. It could not happen without all of our advertising Sponsors. They continue to show commitment and dedication to all of us. They inspire hometown pride. We are all grateful for their service to Newtown Edgmont.

As November passes and Thanksgiving follows up with Black Friday, please remember with gratitude our advertising Sponsors who finance our hometown magazine. When shopping this holiday season or preparing your home for holiday season guests, please purposefully choose to buy from a hometown Sponsor as your gift back for their support of our Newtown Edgmont community.

I know you’ll enjoy this November issue and hope you’ll look closely at all those beautiful Sponsor ads for your consideration to Buy Local this holiday season. Happy Thanksgiving, Everyone!

Dear Residents,

The holiday season is upon us! Our calendars are filled with festive events, reminders to turn back our clocks, vote in our elections, thank our military veterans and pause to give thanks for all our blessings.

And just like your November calendar, this month’s issue is packed! We’ll introduce you to The Persichetti Family: an active family of five always ready to make memories in Newtown Edgmont. Our Business Profile features Linvilla Orchards, which has been a staple of our community for over 100 years! We are also pleased to introduce you to our Contributing Photographer, Veronica Brown and highlight Newtown Township Police Department’s Movember initiative. And don't forget to shop local on Small Business Saturday® and throughout the holiday season.

We are always looking for more Newtown Edgmont families, individuals and organizations to feature in our magazine. If you’d like to nominate someone, please email me at STurnerHilliard@BestVersionMedia.com.

Friends & Neighbors
The Persichetti

Accounting & Tax Preparation

Jack Del Pizzo, CPA

Del Pizzo & Associates

2098 W Chester Pike #101, Broomall 610-356-2590 • JRD@DelPizzo.com DelPizzo.com

Automotive Repairs & Service

Lou Matteo

Edgemont Automotive

5040 West Chester Pike, Newtown Square 610-353-9868 • EdgemontAuto@verizon.net EdgemontAutomotive.com

Continuing Care Retirement Community

Kristen Lamanna Riddle Village 610-891-3700 • Kristen@RddleVillage.com RiddleVillage.org

Dance Instruction Kaitlin Battiste

From the Top Dance 3603 Chapel Road, Newtown Square 610-353-2623 • Info@FromTheTopDance.com FromTheTopDance.com

Electric Service, Residential/Commercial

Andrew Martella, Sr. Martella Electric Company 484-498-2965 • MartellaElectric@rcn.com MartellaElectric.com

Family Law Trial Attorney

Deborah M. Truscello, Esq. Law Office of Deborah M. Truscello 610-892-4940 • DmtofLaw@gmail.com TruscelloLaw. com

Fireplace Products

Scott Magness Scott’s Fireplace Products 3137 West Chester Pike, Newtown Square 484-422-8334 • SFP@ScottsFireplaceProducts.com ScottsFireplaceProducts.com

• PA Safety Inspection & Emission

• Scheduled Maintenance

• Body Control Systems

• Engine Diagnostics

• Suspension

• Tires & Brakes

Firearm Safety, Training & Sales

Shawn Brown Stars & Stripes Tactical 1313 West Chester Pike, West Chester 610-556-0223 • Shawn@StarsNStripesTactical.com StarsNStripesTactical.com

Funeral Home

• Heating & A/C

Robert L. D’Anjolell, Jr., F.D. DANJOLELL Memorial Homes 2811 West Chester Pike, Broomall 610-356-4200 • RobJr@DAnjolell.com DAnjolell.com

Glass & Mirror Services

David Gura & Lew Gura

Bryn Mawr Glass 729 West Chester Pike, Havertown 610-853-2990

BrynMawrGlass@yahoo.com BrynMawrGlass.com

Plant & Garden

Steve Mostardi

Mostardi Nursery

4033 West Chester Pike, Newtown Square 610-356-8035 • Steve@Mostardi.com Mostardi.com

Painting, Exterior & Interior

Rick Thompson

Thompson Custom Painting

610-359-8500 • Office@ThompsonPainting.net ThompsonPainting.net

Plumbing Service, Residential / Commercial

Rick Bondurant

R.F. Bondurant Plumbing Media

610-566-0288 • RFBPlumbing@comcast.net RFBondurant .com

Retirement & Financial Planning Charles Welde, CPA, CFP® The CP Welde Group 610-388-7705 • Charles@CPWeldeGroup.com CPWeldeGroup.com

Roofing & Siding

Rob Coughlin RPC Services Edgmont 484-428-3504 • Info@ServicesByRPC.com ServicesByRPC.com

Trash Removal

Commercial & Residential John Blosinski J & K Trash Removal, Inc. Gradyville, PA 610-497-3800 • CustomerService@JandKTrash.com JandKTrash.com

Tree Trimming & Removal

Dan Flynn Flynn Tree Services Newtown Square 610-850-2848 • Sales@Flynn-Landscaping.com FlynnTreeServices.com

Warm Up Your Home This Winter with a Fresh Coat of Paint

As winter approaches and temperatures drop, we tend to seek ways to create a cozy indoor atmosphere. One of the most effective—and aesthetically pleasing—ways to achieve this is by giving your space a fresh coat of paint. Not only can paint transform the look of your home, but it can also enhance its warmth and comfort.

Warm Colors

The color palette you select plays a crucial role in creating a welcoming environment. Warm hues like rich reds, deep oranges, soft yellows and earthy browns evoke a sense of coziness and can instantly make a room feel more inviting. These colors mimic the warmth of a crackling fireplace, providing a visual comfort that can combat the chill outside.

Accent Walls

If a complete overhaul feels daunting, consider painting an accent wall. This technique allows you to introduce a bold color without overwhelming the space. Choose a wall that naturally draws the eye, such as one behind a sofa or bed, and let it set the tone for the room. Pairing a warm accent wall with neutral furnishings can create a balanced and inviting atmosphere.

Trim and Molding

Refreshing the trim and molding in your home is another excellent way to add warmth. White or a soft cream color can brighten up spaces and provide a clean contrast against deeper colors. This not only enhances the visual appeal but also brings a touch of elegance to your home’s architecture.

Paint the Ceiling

Don’t overlook the ceiling! Painting it in a warm, light color can make a room feel cozier and more intimate. Soft beige or light taupe can add depth without making the space feel closed in, creating a snug sanctuary for those chilly winter nights.

Benefits Beyond Aesthetics

In addition to its visual impact, painting can also provide practical benefits. Painting can improve air quality by sealing off dust and allergens, contributing to a healthier indoor environment during the winter months when we spend more time indoors.

As winter draws near, take the time to enhance your home’s comfort with a fresh coat of paint. Whether you choose warm colors, update trim or consider accent walls, the result will be a transformed space that feels inviting and cozy—perfect for snuggling up with a book or enjoying time with loved ones. E

Student of the Month

Emma Steiner

NOVEMBER STUDENT OF THE MONTH

The November Rey Azteca Student of the Month is Emma Steiner, a Senior at Penncrest High School, who was honored with a Certificate of Achievement and a Gift Card from Rey Azteca, the Sponsor of this program, in recognition of her exceptional commitment to both her community and personal growth.

Emma, a dedicated member of the Penncrest Swim Team for four years, earned the Coaches Award during her junior year. Beyond swimming, she is actively involved in several clubs,

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including Students Against Destructive Decisions (SADD), the Medical Scholars Club, the Helping Hands Club and the Baking Club. She also holds membership in the National Honor Society, the National Art Honor Society and the World Language Honor Society.

Emma volunteers at Cityteam Chester, where her contributions include working in the Hope Café, packing Thanksgiving boxes and assisting with the Toy Drive. Additionally, she supports the Villanova University Special Olympics Fall Festival and has helped fundraise for the Children’s Hospital of Philadelphia’s Pediatric Cancer Research.

In her spare time, Emma babysits and pet sits for numerous families in Edgmont, and also assists with her family’s small farm, taking care of the sheep and chickens. She is also an accomplished dancer, having danced at the Angela Bates Dance Academy for 14 years. Emma plans to pursue higher education, aiming for college and eventually law school, with aspirations of becoming a trial attorney.

In 2019, Emma’s family faced a severe house fire, losing most of their belongings and being displaced for over two years. Throughout this challenging period, the outpouring of support from the Edgmont, Newtown Square and Media communities was instrumental in helping them rebuild their lives. Emma and her family remain deeply grateful for the kindness and generosity they received during this time. E

Students from grades 7 to 12 who demonstrate excellence in service to school, friendship, community or area groups, and reside within the geographical borders of the Marple, Newtown Square or Edgmont (no matter what school they attend, or if they are homeschooled). Submit your nomination, highlighting what makes them amazing, to LJeffries@BestVersionMedia.com. Academic or athletic excellence is not required.Academic or athletic excellence is not required. Know a

Emma Steiner with Rey Azteca Manager Antonio Monroy Photo courtesy of Jane North
MEXICAN RESTAURANT

The Persichetti Family: Counting Their Bountiful Blessings

This month, Newtown Edgmont Friends & Neighbors is pleased to introduce you to The Persichetti Family: Greg, Susan, Blase, Steele and Cruise. This active family of five certainly knows how to enjoy life! Whether traveling near or far or welcoming friends and neighbors into their beautiful home, the Persichettis are always ready to make memories.

Susan (Barnett) is no stranger to our community and the spotlight. She is a six-time Emmy Award-winning Journalist who was a prominent news anchor with CBS3 in Philadelphia. We welcomed Susan into our homes as our morning anchor from 2005-2008 and then as CBS3’s evening news anchor at 5, 6 and 11pm through 2013.

Susan is originally from Levittown in Bucks County and is the youngest of six children (four boys and two girls). She attended James Buchanan Elementary School, Neil Armstrong Middle School and graduated from Harry S. Truman High School, where she was a cheerleader, served as Class President, and was involved in musical theater, student council and the ski club.

After graduating high school, Susan went to the University of Delaware (UD) to pursue a Fashion Merchandising degree. “Honestly, I wasn’t quite sure what I wanted for a career when I first got to college,” Susan explained. “One of my roommates was a journalism major, and when I learned more about her classes, I knew that was the field I wanted to be in.” She graduated from UD with a bachelor’s degree in mass communications and a minor in history. Susan also served as vice president of her sorority, Alpha Chi Omega.

Susan said much of her success in college and her career stemmed from her time competing in pageants. “I began competing in the Miss Pennsylvania Teen USA Pagent in high school,” Susan said. “The first time I entered, I was named a finalist, which was very exciting! I went back the following year and won the title in 1990.” Susan went on to compete and was named a finalist in the Miss Teen USA pageant that same

year. Then, in 1996, Susan was crowned Miss Pennsylvania USA, becoming the first former Miss Pennsylvania Teen USA to win the Miss Pennsylvania USA title.

“I had the most amazing experiences, gained a lot of confidence and made many lifelong friends while competing,” Susan said. “Beyond that, my nationally televised pageant interview actually served as a springboard for my television career.” Susan explained that television producers often look for talent during these pageants, and it wasn’t long before she got a call from a WDTV news producer in Clarksburg, West Virginia. Susan accepted an entry-level anchor position and set her sights on working her way up the ladder.

She did just that and enjoyed a very successful career behind the news desk until 2013 when Susan decided it was time to focus on her family. “I had a crazy, full-time schedule and three little kids at home,” she recalled. “I had just returned my assignment abroad covering the selection of Pope Francis, which was an amazing opportunity and experience I will never forget. My contract was up for renewal, and I just knew in my heart that I needed to be with my family.”

Susan and Greg Persichetti
Photo by Veronica Brown Photography VeronicaBrownPhotography.com
Susan Barnett as Anderson Cooper’s Guest Host in 2013
Photo courtesy of Susan Barnett

Susan has no regrets about her decision. She was able to be fully present in her children’s lives and now enjoys watching them grow into young adults. Now that the kids are older and more independent, Susan has decided to reinvent herself and pursue her long-burning passion for real estate. She joined the Gary Mercer Team with Keller Williams Realty. “I absolutely love connecting people with properties that shape their future and create loving living spaces for their families.”

Greg hails from the western part of our state. He was born and raised in Blairsville, PA, where he lived with his parents, brother and sister. Greg graduated from Blairsville Senior High School, where he played football, tennis and ran track. He stayed active in college, playing NCAA football, tennis and ice hockey at Washington and Jefferson College, graduating with degrees in both Spanish and Music. “My choices of study offered me the opportunity to spend time in Mexico and also travel around the United States writing, composing and performing music,” Greg explained. “I have recorded albums in

Nashville and Philadelphia and currently have my music streaming on all major platforms.”

“While I enjoyed my courses of study and the opportunities it afforded me, at the same time, I was very interested in exploring a career in the medical field,” Greg said. “So much so that while earning my degrees in Spanish and Music, I decided to take pre-med required classes.” After graduating from Washington and Jefferson College, Greg was accepted to study at Lake Erie College of Osteopathic Medicine (LECOM). He spent the next four years at LECOM, then completed a residency in Internal Medicine at Mercy Hospital in Pittsburgh, a residency in Dermatology at Nova Southeastern University and a Fellowship in MOHS Surgery in Des Moines, Iowa.

Greg said he particularly liked studying dermatology, specifically MOHS Surgery, because it is the perfect blend of medicine, pathology and surgery. MOHS surgeons treat skin cancer through a highly specialized technique that removes

continued on page 10

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Steele, Blase and Cruise Persichetti
Photo by Veronica Brown Photography VeronicaBrownPhotography.com

cancer in stages, one tissue layer at a time. The procedure offers the maximum removal of cancer with minimum damage to the surrounding healthy tissue. “I’ve enjoyed a rewarding career in medicine, surgery and caring for my patients,” Greg added. “I’ve also been fortunate to have been able to write, record and perform my music through it all.”

Greg and Susan’s paths eventually crossed when a mutual friend introduced them in 2002. “At the time, Greg was an Internal Medicine Resident at Mercy Hospital, and I was working as the morning news anchor at KDKA-TV in Pittsburgh,” Susan said. “Greg knew who I was from watching the morning news during his hospital rounds but didn’t realize that my co-worker at the station, Rebecca, was married to one of his fellow residents.” Determined to make a match, Rebecca and her husband threw a party at their home, invited Susan and Greg, and the rest is history.

The happy couple dated for one year before Greg popped the question. “Greg loves to put on a good performance,” Susan laughed. “True to form, he surprised me one night after work, dressed in this outrageous suit, a ring in one hand and camera to capture the look on my face in the other.” The planning began, and Greg and Susan married in August 2004, surrounded by family and friends in Newtown, Bucks County. “We were married at the same church as my parents, Saint Andrew Catholic Church, which was incredibly special,” Susan said fondly.

By this point, the newlyweds were living in Hollywood, FL, where Greg was doing his dermatology residency and Susan was an anchor and reporter at CBS Miami. They knew that their time in Florida was temporary, and Susan said she and Greg really wanted to settle down in PA to be closer to their families. After Greg’s residency ended, they were able to do just that when Susan accepted an anchor position with CBS in Philadelphia. The plan was for them to build a home in the suburbs while Greg temporarily moved to Des Moines, Iowa, to complete his fellowship in MOHS Surgery.

“It was definitely a hectic time for us,” Greg said. “We were building a home in Aston, Susan was working full-time and living with her parents during the construction and we found out we were expecting our first child!” They laughed as they remembered just how crazy things were. “One of the best memories I have of that time was when I boarded a plane for Des Moines with our 10-day-old infant to spend my maternity leave with my husband as a family,” Susan said.

Time sure does fly, because their oldest son, Blase is now a Senior at Penncrest High School who plays wide receiver on Penncrest’s Football Team, he runs track and loves to play drums. “Blase is humble and kind,” Susan said. “He enjoys working in food service at White Horse Village and recently volunteered with Saint Simon & Jude’s Western Virginia Appalachian Service Project.”

Photo by Veronica Brown Photography

Next up is fourteen-year-old Steele, who is in eighth grade at Springton Lake Middle School. Greg said that Steele is confident, outgoing and has a big personality. Steele plays quarterback, linebacker and cornerback on the football team and is an integral member of the school’s lacrosse team.

Rounding out the Persichetti crew is Cruise, Greg and Susan’s thirteen-year-old daughter who is in seventh grade at Springton Lake Middle School. “Cruise is a blend of her older brothers,” Susan said. “She is independent, capable and determined.” Cruise spent her younger years dancing and training in gymnastics but now excels playing on her school’s volleyball team and midfield and defense on the lacrosse team.

Last but certainly not least are the Persichetti’s two bernedoodles, four-year-old Maggie and three-year-old Meadow. “They’re both goofy and loveable in their own way,” Susan said. “Maggie is low-key and reserved and lays with her paws crossed like a lady, while Meadow is wild and crazy and loves to lay on her back all spread out!”

Home for the Persichettis since 2009 has been on a beautiful seven-acre property in Edgmont. “One day, we happened to be taking a leisurely drive around the area when we spotted a newly-built home with a for sale sign in the yard,” Susan explained. “We immediately pumped the breaks, pulled in the driveway, took a look around and instantly knew we were home.” Greg added that everything about it was perfect and they have loved living in and raising their family in our community ever since.

Greg Persichetti’s newest album

Photo courtesy of Greg Persichetti

“We especially love winter vacations to ski and snowboard,” Greg said. “We are in the process of renovating a mountain house in Vermont, and we are really looking forward to spending a lot of time there.” Susan and Greg also enjoy taking the kids to their place in Morris (Tioga County) which is located in upstate PA. When sun and sand are in the plans, they like to travel to Bethany Beach, DE, take the kids on all-inclusive island adventures and set sail on exciting cruises.

No matter how far this family may travel, they are always grateful to come home to Newtown Edgmont. Susan and Greg agree that this community is full of families who share many of their values. “Living here has been a wonderful experience,” Susan said. “Over the years, we have created many great memories and look forward to so many more!” Sounds like you found the perfect place to unpack your bags.

Do you know a Newtown Edgmont family, individual or nonprofit group who should become known by our community? Make your nominations for upcoming feature articles by emailing your ideas to Sheila Turner-Hilliard at STurnerHilliard@BestVersionMedia.com. E

“We have made so many friends here,” Susan said. “We live very close to the Summer Hill community and from day one, the neighbors have embraced us.” Some of their favorite memories are trick or treating in Summer Hill, enjoying fall festivals on the Blosinski’s farm and hosting an annual end of the school year pool party. “Our neighbors have truly become our best friends,” Greg and Susan agreed. “We celebrate holidays together and our kids grew up playing together and now all play sports together. We even travel together!”

Speaking of traveling, this active family of five prepares for fun by packing their passports and venturing to places like the Canadian Rockies, Alaska, the Galapagos Islands and Europe.

We would like to thank Martella Electric for sponsoring this month’s Resident Feature.

Safety Tips for Holiday Decorating

Should I Leave My Christmas Lights On All Night? In the Rain? Leaving Christmas lights on all night can be festive, but it’s important to manage them wisely. Using timers or smart plugs to schedule lights to turn on at dusk and off at midnight is a good practice. This not only conserves energy but also minimizes potential hazards.

When it comes to rain, keeping your lights dry is crucial. Electrical hazards can arise if lights are exposed to moisture. Ensure that all connections are sealed and that outlets are protected with weatherproof covers. Using a weatherproof outlet can prevent moisture from causing electrical issues or tripping your Ground Fault Circuit Interrupter (GFCI).

Do Inflatable Christmas Decorations Use a Lot of Electricity? While inflatable decorations can increase your electricity usage,

individual inflatables might not consume a lot of power, but multiples can add up. To manage energy consumption, consider using timers or smart plugs to control when they are on.

How Can You Tell if a Fuse Is Blown on Christmas Lights? Check for loose connections and inspect the fuse in the plug. A blown fuse will typically show a broken filament or appear clear. Replace it with a fuse of the same type and rating. If this doesn’t fix the issue, inspect the lights for any damage that may need attention.

Can My Electrical System Handle My Light Display?

To prevent tripping the breaker, try to use separate circuits for major appliances and extensive light displays. Regularly exercise circuit breakers by flipping them off and on to ensure they remain functional. If a breaker does not cut off power when switched off, it might need replacing by a qualified electrician.

Can You Use an Extension Cord for LED Holiday Strip Lights?

Since it’s usually necessary, make sure to use an outdoor-rated extension cord with the correct gauge to handle the power requirements of your lights. This helps to prevent voltage drop and ensures optimal performance of your light display.

How Do You Hang Holiday Lights on Gutters Safely?

Use appropriate fasteners like insulated staples that won’t damage the wire insulation. Follow the manufacturer’s instructions for installation to avoid damaging your property. For high or hard-to-reach areas, consider using a light-hanging pole rather than relying on the gutter for support while on a ladder. E

Homes Recently Sold in Newtown Edgmont

WANTED

REAL ESTATE SPONSOR

BRINGING PEOPLE

The Friday after Thanksgiving is traditionally called Black Friday, the first big day and kickoff of the Christmas gift shopping season. “Big Box” stores see lines of shoppers camping out overnight to ensure first-in-the-door opportunity to buy limited inventory at possibly the lowest prices of the year. And the frenzy of online buying on Black Friday seems to even slow down global access to the Internet.

Now a part of the American lexicon, many historians believe that the designation of Black Friday likely originated in our Philadelphia area in the 1960s. It was a term used by traffic

reporters on the radio, sharing what they had been told by Philadelphia police and bus drivers who blamed the woes of high traffic volume on the Friday after Thanksgiving on so many people using their day off to kick off their Christmas shopping. But Black Friday was also the term retailers gave to justify the traffic burdens that help them emerge out of the red and into the black for profits over the whole year by the end of the year. By advertising to those shoppers looking for best prices of the year, Black Friday became the annual event we now know it to be.

Retailers must advertise heavily at this time of year, right up to Christmas Eve, because they’re so heavily dependent on a strong Christmas shopping season. And Big Businesses do just that, advertising nearly everywhere and seemingly to everyone, to whip up Black Friday shopping mania. But not all retailers or service businesses have a big advertising budget like big businesses do. What about Small Businesses? Why should we care if Small Businesses cannot compete against Big Businesses?

Small Business owners often live among us. We see them shopping where we shop and eating at the same local restaurants we enjoy, putting their money back into our community while they also employ others who live local to their business. These owners of Small Businesses often share their business expertise with local organizations, and they are frequently the only Sponsors of local events hosted in our community. Small Businesses invest in our community because our hometown is their local business market and, in many cases, it’s also the hometown of our local Small Business owners.

Small Business owners make possible the magazine you’re reading right now, as advertising Sponsors who fund our brand of social media in print, which is Bringing People Together every month with each new issue, all year long. You don’t see Big Box stores and online marketplaces advertising on our pages. And you won’t...because the residents of Newtown Edgmont are not specifically important to the success of any large business as much as we are to locally owned Small Businesses, which have limited marketing budgets. And yet, it’s those smaller businesses that have agreed to invest in our community, to show us how important we are to them by making it possible for our hometown and theirs to have this monthly hometown magazine.

PEOPLE TOGETHER

Small Business Saturday® is November 30th. If you value local brick-and-mortar businesses, if you enjoy receiving Newtown Edgmont Friends & Neighbors in the mail or reading our online version at TheNEMag.com, then plan to Buy Local on Saturday, November 30th. And whenever possible, choose to do business with our hometown Sponsors first because they show us, with every new magazine issue, how important we are to the success of their Small Business. E

Newtown Edgmont Friends & Neighbors

Each Season Brings More to See and Do

Every year, folks from all over the tri-state area make the trek to Linvilla Orchards to enjoy what those of us who live locally are lucky enough to have right here in our backyard. From hayrides to picking your own fruits and vegetables to enjoying Pumpkinland and Christmas Around the Farm, there are plenty of ways to make memories on this 350acre farm in Middletown.

Purchased in 1914 by Arthur Linvill and his mother Lydia, Linvilla was originally a dairy farm with its signature 80’ tall Octagonal Barn. Back then, Arthur used a horse and buggy to distribute his fresh milk and cream to nearby Media and Swarthmore. Although he had studied electrical engineering at Drexel University, he was more interested in planting apple trees and selling produce. At first, customers came to the front porch of his farmhouse to purchase his fruits and vegetables. But as automobiles became more abundant, and more folks started coming to the farm, he began selling it out of the Octagonal Barn.

The farm became the family business. Arthur and his sons Paul, Larry and Donald all worked on the property. Paul Linvill worked in partnership with his brothers and later with his wife Peg and their four children, Susan, Steven, Nancy and Jean. In 1971, Peg created a Harvest display that won first place in the Philadelphia Horticultural Society’s Harvest Show. That display was brought back to the farm and marked the beginning of Pumpkinland, a family-oriented entertainment venue with a harvest theme. Peg also ran the gift shop and taught many classes where she shared her creativity in making flower arrangements and wreaths.

Growing up, all four Linvill children worked in various areas of the farm. Then, in the late 1980s, they scattered across the country to study at different universities. During that time, Paul

and his brother Larry were contemplating retirement, so each of the siblings committed to returning home to the farm.

After completing their college degrees, all four of Paul’s children returned to work at Linvilla, and as operators and owners, they have kept it thriving. “We all have different interests and educational backgrounds,” Jean said. “We utilize each other's strengths, and we get along really well!” They’re frequently “all hands on deck” in terms of family participation, which also includes the fifth generation of Linvills. “We are enjoying working with the next generation,” explained Jean.

Management also extends beyond the family. “We are blessed to have an amazing, dedicated staff and management team who are like family,” added Jean. “Our General Manager Wayne Matsinger and our Farm Manager Norm Shultz have been with us for 29 years.”

Photos courtesy of Linvilla Orchards
The whole Linvill Family
Linvilla Orchards Pumpkinland
Cut Your Own Trees at Linvilla Orchards

Every season brings plenty of family-friendly events and festivals. In the fall, Pumpkinland takes center stage at Linvilla Orchards. In the warmer months, Ship Bottom Brewery Beer Garden serves up brews using products grown right on the farm, the two swim clubs on the farm open, and peaches corn and tomatoes are abundant.

At Christmastime, Linvilla Orchards transforms into a festive wonderland for Christmas Around the Farm. During the holiday season, the Garden Center becomes a spectacular Winter Wonderland, featuring Santa and his elves, handmade wreaths, greens and holly and a sea of poinsettias. Visitors can shop an enormous selection of timeless holiday decorations, children’s toys and collectibles you won't find anywhere else! Be sure to come hungry, too, because they offer a variety of winter food options, including Wood-Fired Pizza, Holly Jolly Doughnuts and more.

New this winter is Linvilla’s first-ever winter makers market! Starting November 30th, vendors will set up in the Legacy Tree Garden from 10am–4pm each Saturday and Sunday, with some additional Fridays, along with food and beverage offerings.

Make Christmas Around the Farm a fun family holiday tradition by cutting your own Christmas Tree! Take your whole family on a hayride to their Christmas tree fields to select your tree. The majority are 5' to 7' Douglas Fir. Once you cut your own tree down (Linvilla will supply the saw), they will haul it back for you, shake it, rope it up and even tie it to your car. Then, after your hayride back from the fields, enjoy a campfire where you can roast marshmallows.

The folks at Linvilla Orchards encourage you to call 610-8767116 or visit their online store starting December 1st to order holiday pies, cakes, breads and fresh turkeys. Looking for that special holiday gift? Browse their holiday gift basket selections and other gourmet specialties in the online store.

From delicious home-baked treats, including their famous pies and apple cider donuts, to fresh fruits and vegetables, it’s easy to see why the farm market has earned a well-deserved reputation. And as you wander the farm, snacking on Linvilla’s delicious goodies, you’re likely to see at least one of the Linvills there.

For the past 100 years, through dedication to their community, education, agriculture and entertainment, the Linvills have helped generations of families create memories that last a lifetime. Newtown Edgmont Friends & Neighbors thanks the Linvill family for giving visitors a reason to visit season after season! For more information, visit Linvilla.com. E

Linvilla Orchards Tree Farm
Paul Linvill with his eight grandchildren

People In Places

About Our Photographer: Veronica Brown

Newtown Edgmont Friends & Neighbors is excited to introduce Veronica Brown as our new Contributing Photographer. Veronica has a portrait studio in Edgmont. Her indoor studio space is surrounded by acres of beautiful surrounding landscape, creating the perfect setting to capture your photos inside and outside during the same photoshoot.

Veronica’s love for photography began at an early age. She was raised right here on Arasapha Farm with her parents, Anne and Randy Bates and her five siblings. Veronica attended Padua Academy in Wilmington, DE, where she played volleyball and took an interest in ceramics and photography. “I loved taking photos and working with the film in the dark room,” Veronica explained. “My father saw how fascinated I was with the process, that he built me my own darkroom in the basement of our house.”

After graduating from Padua Academy, Veronica went to Rosemont College to earn her bachelor’s degree in fine art with a concentration in photography. She graduated magna cum laude while also playing on the school’s volleyball team. During her time in college, Veronica volunteered for the Edgmont Fire Company as a photographer who would be called on to fire and rescue scenes. “My photos often played a key role in investigating the circumstances surrounding an event,” she explained. “My work as a photographer and my success as a student-athlete earned me recognition and a fullpage article that appeared in the National Collegiate Athletics Association’s (NCAA) newspaper in 2005.”

You may recall that Veronica, her husband Matt and their four children appeared on the cover of our September issue of Newtown Edgmont Friends & Neighbors magazine. Life for this family of six is full of happiness and hard work in a community they love to call home. “I love to capture special moments for families, whether it be newborn photos or large family portraits,” Veronica said. “I also enjoy capturing special family moments, 1st Holy

Contributing Photographer

Communions and holiday sessions on Arasapha Farm’s Christmas Tree field.” Veronica added that her favorite part is working with young children. She said that she finds so much joy in those smiles and laughs.

Veronica Brown Photography offers family photo sessions, individual headshots, maternity photos, holiday packages and other special events and milestones. Veronica will also travel to your desired location and always encourages her clients to include their beloved family pets in the fun!

Veronica said that she loves to see her clients’ authentic smiles and personalities come shining through in the final product. That’s because Veronica Brown is a true professional. And as a mom of four, Veronica knows and understands how to help families relax in front of the camera. She is well-versed in lighting and posing to make everyone look their best and will move you through your photoshoot with ease.

To learn more about Veronica, or to schedule a photo session, contact Veronica Brown at 610 -721-1082, or visit her website at VeronicaBrownPhotography.com.

Publisher’s Note: While I expected Veronica Brown to capture a great photo of her own very photogenic “Brown Family,” so readers could experience Veronica’s photographic art shown on the cover of our September issue (left), it only took that one issue for me to know we needed Veronica to join our magazine team. And Veronica Brown has showed her talent again through her candid photos of The Persichetti Family, this month’s Resident Feature as seen on cover of this November issue. Thank you Veronica for joining your hometown magazine team to share your photography skills with us now each month with each new issue. E

J&K Trash Removal Inc

Photos courtesy of J&K Trash Removal

Disaster Relief

While police, fire and EMS are often the three most recognized first responders, waste services are also often silently on scene during disasters to offer assistance in the most dire of circumstances. They provide vital support to emergency response partner services following an emergency. Considering the large-scale damage and destruction that can occur, and all that is needed to assist in recovery efforts and rebuilding, trusted waste management resources are an essential piece of the puzzle to assist in recovery efforts.

Pre-disaster planning is essential and many of our fellow waste companies are instrumental in having equipment on the scene in-order-to react swiftly in the wake of a hurricane, flood, tornado, earthquake, major snow event or other disaster. Forklifts, excavators, dumpsters, flatbeds and the like need to be gassed up and safely nearby to be ready to manage disaster-related waste that is generated. Planning can expedite the removal of waste during and after an incident, which can reduce dangers of fire, personal injury and disease and identify waste management opportunities and strategies. The waste industry plays a large role in disaster response despite being the unsung heroes in most cases.

It’s also important for homeowners and business owners to do what they can to mitigate damage and speed up restoration. This can be by:

• Taking videos and photos of belongings.

• Backing up essential documents in cloud storage so it’s kept off-site.

• Moving high value items to waterproof storage areas, safe deposit boxes or higher ground when a disaster is forecast.

• Doing what is necessary to manage potential hazardous waste.

• Informing employees of disaster procedures.

When disaster strikes, it’s important to be prepared. Trash removal services can assist by boosting the community’s resiliency, resulting in a quicker and less costly recovery to its pre-incident state. E

How to Know Your Tree Has Got to Go

Trees add immense beauty and countless benefits to our surroundings, which is why it’s often difficult to say goodbye to them. However, tree removal becomes necessary when no other management options, such as pruning or treating disease, are enough to ensure safety. Dead, dying or hazardous trees can cause significant property damage, not to mention the potential risk of personal injury. As a tree owner, you are responsible for any damage or injury resulting from a tree that should have been removed.

Here are some key warning signs that your tree may need to be inspected by a professional, and potentially removed:

Signs of Infection

If you notice crown dieback, deep cracks in the bark, misshapen or discolored leaves, soft or crumbly wood or the presence of fungi, your tree could be infected.

Large, Dead Branches in the Crown

If 50% or more of the tree’s branches are dead or damaged, it’s likely time to remove the tree for safety reasons.

Poor Growth

Compare your tree’s health and growth to nearby trees. Thin leaf coverage, discolored foliage and stunted growth are signs that the tree is struggling and needs professional diagnosis.

Root Defects

While root problems are often hard to spot, signs such as heaving soil or fungi near the tree’s base may indicate underlying issues.

Compromised Trunk

Look for cracks, large wounds or dead branch stubs on the trunk, which could suggest internal decay. Surprisingly, trees can live for years with this kind of damage, but they still pose risks.

Hollow Trunk

A hollow tree trunk is a clear red flag. If a third of the tree is rotted or hollow inside, it’s severely compromised and should be removed.

Sprouts at the Base

These growths, known as epicormic shoots, are signs that the tree is under severe stress and requires evaluation by a professional.

Tree Interference with Power Lines

Trees growing into power lines pose a serious hazard and may need to be removed by a certified arborist or tree service.

Too Close to a Structure

Trees that overhang a roof or are planted too close to a building may need to be pruned regularly, or removed entirely. Large trees should typically be at least 20 feet away from structures.

Taking action when these signs appear can prevent costly damage and keep your property safe. E

Tori Sheridan
Jess Mudrick

Community

Contributing Author Patty Rahi, Master Gardener Chairperson

Photos courtesy of Patty Rahi

Congratulations to the Winners of the 33rd Annual Master Gardener of Delaware County Contest

The 33rd Annual Garden Contest held by the Penn State Extension Master Gardeners of Delaware County has concluded another banner year of celebrating gardeners all over this fair county. We saw 23 gardens of many sizes, both ornamental and vegetable. This year, there were a number of outstanding gardens in Newtown Square.

Of the residential ornamental gardeners, one standout garden was a beautiful two-acre property in Newtown Square managed by Trish Adams. She and her husband moved from Florida into their lovely mid-century home five years ago and began removing all of the invasive and aggressive plants. On either side of a meandering stream, they planted many native trees and shrubs, such as sycamore and bald cypress, creating habitats for wildlife. Their showcase fenced-in gardens, with an in-ground pool as its centerpiece, are well planted with many pollinators. They won second place in intermediate large ornamental gardens.

Another garden of a smaller scale is that of Alexandra Scipione, who, along with her husband A.J., has turned a small corner lot into a place where both flowers and vegetables thrive and inspire their neighbors. They enjoy sharing their garden knowledge and collaborating with their neighbors for the 4th of July Red, White and YOU! decorating contest.

The enclosed vegetable beds at the home of Matthew Braunbeck in Newtown Square won first place this year in the residential intermediate vegetable garden category. Matthew and his two daughters tend a raised-bed vegetable garden using wood repurposed from their home renovation project to form the

beds and fence enclosures. They have a variety of vegetables supported by companion herbs and edible pollinator flowers. Mathew’s daughters love picking something every day for dinners, and they even love weeding the garden!

There is a community garden at the Proclamation Presbyterian Church located on Bryn Mawr Ave. Its congregation includes many gardeners who help with a lovely prayer garden situated in a brick-walled area. It is a very inviting space for meditation and wellness. They have fully planted this shady garden with many small trees, shrubs and perennials and have lovely seating areas throughout. The garden won first place for intermediate community gardens this year.

The Stratford Friends School on Bishop Hollow Road has begun anamazing school gardenfilled with a sensory garden and gourds growing on trellis fences. There are colorful raised beds filled with spoon tomatoes and even a hoop house to start plants from seed. Their garden won first place in the youth garden category.

Lastly, there is a wonderful demonstration rain garden at the Newtown Square Township Building that won first place in advanced community gardens. Planted three years ago by a team of volunteers, the garden is a most educational space for

Alexandra and AJ Scipione at their garden on Third Ave
Trish Adams’ garden on Gradyville Rd

young and senior gardeners. It shows the viewer how native pollinators can co-exist in a space that needs only the rain that Mother Nature provides. They have also planted a companion garden at the neighboring baseball fields with signage to help viewers understand the plant names and the pollinators attracted to the garden. There is more information about the rain garden in the Newtown Square Library, and the library also sponsors occasional lectures to help residents learn more about the benefits of having their own pollinator rain garden.

The Master Gardeners of Delaware County awarded ribbons to all the winners of the Garden Contest on September 28th at the annual Fall Fest, where fellow garden enthusiasts gathered at Smedley Park in Springfield.

Special thanks to Patty Rahi, Master Gardener Chairperson, and Holly Thorpe, Master Gardener Coordinator, for sharing your story and photos with our Newtown Edgmont Friends & Neighbors. Congratulations to all the winners! E

Serving Families Like Yours Since 1963 Honoring The Life of a Loved One

DANJOLELL

Memorial Home of Broomall

2811 West Chester Pike Broomall, PA 19008

610-356-4200

Robert L. D’Anjolell, Jr. F.D.

DANJOLELL Stigale

Memorial Home & Cremation Services, Inc. of Aston 3260 Concord Road Aston, PA 19014

610-497-5505

James Stigale, Supervisor

DANJOLELL Memorial Home & Crematory of Malvern-Frazer

392 Lancaster Avenue Frazer, PA 19355

610-296-9555

Anthony F. Romano, Supervisor

DANJOLELL Barone

Memorial Home of Wallingford

908 S. Providence Road Wallingford, PA 19086

610-874-7700

Edward S. Barone, Supervisor

Cindy Mehallow and the Pollinator Rain Garden at NS baseball fields
Matthew Braunbeck’s Vegetable Garden on Gradyville Road
The Stratford Friends School Garden on Bishop Hollow Road

Calendar of Events

Saturdays in November

Art at The Square Tavern

@Goshen & Newtown Street Roads

A variety of rotating art displays by local artists, exhibitions and activities.

Time: 11am–5pm

Cost: FREE (donations accepted!) NSHistory.org

Saturdays in November

Paper Mill House & Museum

@3 Paper Mill Rd, Newtown Square

Visit this museum of local history, a place filled with the ghosts and footprints of the millworkers who once lived there.

Time: 1–4 pm

Cost: FREE (donations accepted!) NSHistory.org

Mon. November 11 (Rain or Shine)

Veterans Day Parade

@State Street, State Street, Media

This annual parade honors our Veterans and begins at State and Jackson Streets and finishes in front of the Delaware County Courthouse. It is a distinct privilege to announce that Tanya Harris will serve as the Grand Marshal. A distinguished veteran and dedicated public servant, Tanya Harris has exemplified the highest standards of service and dedication to our nation’s military men and women over the past 27 years.

Time: 11:11am

Cost: FREE VisitMediaPA.com

Thurs. November 14

10th Annual Freedom Medal Dinner

@Springfield Country Club

400 West Sproul Rd, Springfield

The Delaware County Veterans Memorial Association and the Delaware County Council invite you to join them to pay tribute to Delaware County Veterans and also raise funds to support educational programs that ensure future generations know about our nation’s military history and sacrifice.

Time: 5:30pm

Cost: $125 per person; $85 per Veteran 610-400-8722 DelcoVeteransMemorial.org

Sun. November 19

Congregation Beth El-Ner Tamid (CBENT) Hanukkah Bazaar

@CBENT 715 Paxon Hollow Rd, Broomall Clothing, toys, handmade items and more will be for sale. Delicious food will also be available for purchase.

Time: 10am–2pm

Cost: FREE admission

Fri. November 22 – Sun. January 12 A Longwood Christmas

@Longwood Gardens

1001 Longwood Rd, Kennett Square

This holiday season, experience the magic of A Longwood Christmas as you never have before— made even more spectacular with the opening of Longwood Reimagined. Brand new spaces, from our sprawling new West Conservatory to imaginative new outdoor landscapes decked out for the holidays, give way to wondrous new ways to experience the season. Revel in hundreds of thousands of lights, marvel at astonishing feats of horticulture, and delight in beauty at every turn, all as we welcome you to our biggest and most magical A Longwood Christmas yet. Timed admission tickets are required.

Time: 10am–11pm Daily

Cost: Adult $32; Seniors $28; Youth 5–18 years $17; Discounts for Military and College Students 610-388-1000 LongwoodGardens.org

You spent a lifetime doing it all to get where you are today. Now it’s time to think about your future. Riddle Village may be the perfect fit for your next chapter in life. Give us 60 days; we give you the future!

Reach out today to learn more about our apartment renovation program and how we can have you living your best life in just 60 days.

Fri. November 29 – Mon. February 17

Flight On Ice

@4901 West Chester Pike, Newtown Square

Newtown Square’s pop-up outdoor ice-skating rink is back and offers fun for the entire family. This winter wonderland features a 60’ x 100’ full-size outdoor skating rink and a heated hospitality tent with food, drinks and merchandise. Special events and live music are on the schedule to keep you entertained this winter.

Time: Wed. and Thurs. 4–8pm; Fri. 4–10pm; Sat. 11am–10pm; Sunday 11am–8pm

Cost: Check their website for current Season Pass, Family Pass and Individual Ticket pricing. 610-627-2100 FlightOnIce.com

Sun. December 1

St. Albans Circle Tree Lighting

@St. Albans Circle, Newtown Square

Kick off the Christmas season with hot chocolate, Christmas carolers, candy canes for kids and dance performances. Sweet and savory treats and select local stores will be open for holiday shopping. Donate nonperishable food items for St. Alban’s Episcopal Church’s food drive and unwrapped new children’s toys for Tots. Santa Claus will arrive on a Newtown Township Volunteer Fire Company fire truck for the tree lighting.

Time: 4:30–6:30pm

Cost: FREE

• Gun locks, safes, and safety equipment sales

• We buy/consign estates and collections

• Gunsmithing & firearm appraisals

• Firearm consulting and training

• New gun owner training

• We have ammunition in stock

Daily December 5 – January 5

The Festival of Lights

@Rose Tree Park, 1671 N Providence Rd, Media Rose Tree Park sparkles at night with its annual Festival of Lights display. Dozens of illuminated trees and lit displays draw visitors back every year to walk in the winter wonderland and linger in the festive atmosphere. A treasured Delco tradition for more than four decades, The Festival of Lights provides a perfect opportunity to get in the holiday spirit with friends and family.

Time: 5–10pm

Cost: FREE

Fri. December 13 – Sun. December 29

Wizard of Oz, Youth Edition

@Media Theatre, 104 E State St, Media

The classic story comes to the stage this holiday season. Follow Dorothy and Toto as they are transported to the magical Land of Oz and travel down the Yellow Brick Road to the Emerald City to meet the Wizard of Oz - and learn all of the wonderful lessons along the way!

Time: Fri. 10am; Sat. and Sun. 11am

Cost: Tickets from $19–$25 MediaTheatre.org

• Heavy equipment rental (with operators)

We’re a full-service excavating contractor providing:

• Construction site preparation

• Excavator & mini excavator services

• Home addition & garage excavation

• Basement excavation & waterproofing

• Footings, foundations & retaining walls

• Sewer excavation & utility services • Driveway removal & preparation

• Grading and back filling services

• French drains and trenches • Pool preparation & removal • Stump & shrub removal • Storm water solutions

The West Chester Turnpike

Photos courtesy of the Edgmont Historical Society

After the Revolution, Delaware County did not exist. Chester County was huge, and its county seat, situated along the Delaware River, was equally inconvenient for everyone. That problem was solved in 1789 when the eastern townships were split off to form Delaware County, which kept that inconvenient county seat – the city of Chester. Chester County located its new county seat at the small crossroads village of Turks Head. Naming the town for a swinging sign over the local tavern was not dignified enough for a county seat, and so they changed the name of the town to West Chester.

The next change needed was to get a road in place for travel from Philadelphia. In 1793 the legislature directed that a State road be laid out from Philadelphia through West Chester and further west. It was surveyed, and over the next several years a narrow two-lane road was built over the hilly Chester County countryside. Roads were still simply dirt surfaces, widened and flattened to accommodate two lanes of traffic. By 1800, the initial work was done as stagecoaches began to run over the new road.

Travel over dirt roads was dirty and dusty in good weather, and impassable after rain and snow, leaving deep ruts. Demand for better roads led to new ideas—in 1848 the Philadelphia & West Chester Turnpike Road Company was formed to construct a 60’ wide hard-surfaced road, using hemlock planks to create a durable surface. The first president of the Company was the aptly named William Rhoads of Newtown Square. Planks did not have a long life, and so by 1867, the road was repaved with crushed stone. Each mile was marked with a distinctive stone marker by the side of the road—a milestone. Travelers paid one cent per mile for each horse or mule, with heavy wagons and coaches paying more. Tolls were collected at toll booths along the way.

When the new turnpike was built, Edgmont resident James Jeffries rented an existing log home at the Providence Road intersection and applied for a tavern license. By 1806 a large stone building was constructed there to accommodate travelers at his Presidents Tavern, and it became a stagecoach stop as well. You can still visit the Presidents today – at La Locanda.

In 1918 the State of Pennsylvania paid the Turnpike Company for its rights and took control of the road, discontinuing the hated tolls and toll booths. It was the end of the era of private toll roads in Delaware County.

For more history on Edgmont Township, Delaware County, and membership information, please visit our Facebook group at https://facebook.com/groups/edgmonthistoricalsociety. E

Still unpaved West Chester Pike looking west from Newtown down to the crossing at Crum Creek, around 1920
The old stone Presidents Tavern, around 1917. If only those walls cold talk!
Each turnpike had its own distinctive milestone. This was the design for the West Chester Turnpike.

Understanding Permanent Life Insurance

ore Americans are turning to cash-value life insurance as a way to add tax-diversification to their investible assets. Two types of cash-value life insurance policies are Dividend-Paying Whole Life (WL) and Indexed Universal Life (IUL).

Whole Life, a mainstay of the insurance industry for nearly 100 years, works like this:

1. The policyholder pays a premium to the insurance company to initiate the policy.

2. Annual premium supports a given death benefit based on:

a. the minimum interest rate insurance company estimates it could credit in a “worst case scenario”, and b. the maximum mortality and expense charges.

3. Insurance company actuaries determine actual experience and make adjustments to initial premiums by declaring annual dividends which can:

a. increase the policy cash value,

b. purchase additional death benefits, or

c. be used to pay next year’s premium.

Indexed Universal Life, developed in the late 1990s, works like this:

1. The policyholder pays a premium to the insurance company to initiate the policy.

2. Annual premium is more than required to support a minimum death benefit, allowing additional cash value to accumulate in the policy.

3. Annual expenses and mortality charges are established and charged each year.

When evaluating WL or IUL, it’s important to consider three factors that will impact consumer experience and value:

1. Financial Ratings of the Company – A life insurance policy is a long-term financial investment. Regardless of policy type, it’s best to use sound, highly-rated insurers.

2. Emphasis on Savings Component versus Death Benefit Component – If structured properly, WL and IUL policies can be used for the twin needs of cash value accumulation and death benefit protection. Many savers want death benefit protection but don’t want to sacrifice cash value growth for more protection than they need. The IRS has established a set of rules that specify the minimum death benefit component that will allow an insurance policy to qualify for tax-free savings treatment.

3. Interest Crediting Method – How interest is credited is very different between WL and IUL. In a WL policy, credited interest is tied to internal carrier decisions through annual dividends. In an IUL policy, credited interest is tied to an external index such as the S&P 500, subject to an annual floor and cap.

WL and IUL use different approaches in delivering value to policyholders. In general, WL policies tend to favor a higher death benefit at the expense of cash value growth. Conversely, IUL policies tend to favor cash value growth while keeping the death benefit closer to the IRS minimum.

As with any financial decision, the needs of the client (death benefit, tax-free income or wealth transfer) will determine which product is the best fit. E

Movember is Here: Let’s Grow the Mo!

Over the last few years, you may have noticed that when November rolls around, men you know and some you don’t know, start to look a bit, let’s say, hairier— specifically in the upper-lip region. Why? It’s probably because they’re participating in the mustache movement: Growing out their facial hair from the first of the month for the Movember Foundation and raising awareness for men’s health, including issues such as prostate cancer, testicular cancer, poor mental health and physical inactivity.

passionate group of individuals, many of whom have been personally touched by men’s health issues and were inspired to do something about it.

It all began in Melbourne, Australia, when two friends, Travis Garone and Luke Slattery, were enjoying a beer at the Gypsy Bar in their hometown when their conversation turned to recurring fashion trends. The conversation turned to the mustache, once a fixture in past decades, mysteriously disappeared without a trace. They joked about bringing it back.

Travis and Luke decided to talk their mates into bringing the mustache back and started a campaign about men’s health and prostate cancer. They designed the rules of Movember (which are still in place today) and agreed to charge ten dollars to grow a “Mo.” They rounded up 30 men willing to take the challenge and the rest is history!

According to the Movember Foundation, men’s health is in crisis. Men are dying on average four and a half years earlier than women, and for largely preventable reasons.

Since 2003, millions of people have joined the foundation's efforts to raise more than $650 million to fund over 1,000 health programs. The Movember Foundation is run by a

Since those first few years, Movember has continued to grow at an extraordinary pace. There are now official campaigns in 21 countries, and they have raised more than $450 million to fund over 1,000 men’s health programs. Movember’s focus has expanded to four key men’s health issues: prostate cancer, testicular cancer, poor mental health and physical inactivity.

This little cutie joined the Movember Movement!
Photo courtesy of Laurie Falcon

The Movember Movement has seen the growth of millions of mustaches, significant breakthroughs in scientific research and a monumental shift in the conversation around men’s health.

Our very own Newtown Township Police Department has been participating in Movember for the past few years. During the month of November, several of our officers participate in “No Shave November” fundraising events. Officers who opt not to grow a little fuzz also raise funds and contribute to the fundraiser.

The department collectively chooses an organization to benefit from its efforts. “The last recipient of the Newtown Township Police Department no shave November fundraising event was Adopt a Cop Brazilian Jiu-Jitsu (BJJ),” explained Captain John Newell. “It’s a nonprofit, donation-based program and

registered 501(c)3 that allows active duty patrolling police officers around the country to train at any Adopt A Cop BJJ affiliated academy and will pay 100% of the officer’s membership until they reach the rank of Blue belt.” Blue belt is the second-ranked belt in Brazilian Jiu-Jitsu, and on average, it takes around 12 to 18 months to obtain.

Captain Newell said that when officers have Brazilian Jiu-Jitsu training, it gives them the skills and confidence they need to get a violent or what could be a violent situation under control while minimizing the risk of injury to officers and the suspect they are taking into custody.

Want to get involved but can’t grow the “Mo”?

There are a number of ways for you to participate! The folks at the Movember Foundation suggest the following ways to raise money and awareness:

Move for Mental Health - Run or walk 60 miles over the month. That’s 60 miles for the 60 men we lose to suicide each hour, every hour across the world.

Host a Movember Party - Get your favorite people around for a good time – and a good cause.

Do Movember Your Way - You call the shots. Bring your fundraising vision to life, and if you think it helps men’s health, the Movember Foundation is 100% behind you.

Are you in? If so, be sure to send us a photo of your Movember Mustache and tell us how you helped raise money and awareness for this very important cause. Send your story and your photos to STurnerHilliard@BestVersionMedia.com. For more information on the Movember Foundation and to sign up to participate, visit their website, US.Movember.com.

Let’s Grow the Mo! E

Newtown Township Police Officers growing their mustaches for a good cause
Photo courtesy of Captain John Newell
Newtown Square’s Destination Gift Shop

Photo courtesy of the Edgmont Historical Society

Help Us Preserve our Hometown History!

You may recall that in our September Newtown Edgmont Friends & Neighbors issue, our History Spotlight Expert Doug Humes and Edgmont Township Supervisor Annie Thorne sent out a call to action to our loyal readers.

Wow, did our Reader Leaders answer that call!

The request was for community members, history buffs and local residents interested in becoming founding members of the Edgmont Historical Society to gather for a general interest meeting in September. “All interested township residents were encouraged to get involved because forming and operating the society takes a lot of volunteer effort in many different aspects,” explained Doug. “The wonderful thing is that for every interest and

every skill, there is a unique place for members to lend their expertise and talent.” He added that each contribution is invaluable and helps to shape the future of our community’s history.

“We had a great turnout for the Edgmont Historical Society’s first exploratory meeting in September and a follow-up meeting in October,” Annie said. “Our group included historic property owners, folks whose families have been in Edgmont for generations and residents who were interested in learning the history of their neighborhoods.” The meeting was held in the Edgmont Township’s history room and began with helpful advice from leaders of nearby Historical Societies. Then, attendees went around the room, introduced themselves and connected over stories of Edgmont’s past.

Annie added that their next step is to find people willing to serve on the Historical Society’s Board. “We need volunteers with a variety of skill sets, including organization, communication, web design, education, and legal experience,” she explained. “We’d also like to get more of Edgmont’s historic homeowners involved in this effort since these are the people currently caring for many of Edgmont’s remaining historic structures.”

Doug and Annie believe that, together, establishing an official Edgmont Historical Society can significantly impact the preservation of our community's rich history and heritage. They are more than willing and qualified to lead this initiative. Doug is the Curator, Communications Liaison and Program Director for the Newtown Square Historical Society. “I am a practicing attorney and have extensive experience setting up non-profit entities,” Doug said.

Annie co-founded the Connect Edgmont community group to share her love of the outdoors and advocate for outdoor recreation, open space and community building in Edgmont Township. She is also a frequent contributor to the Edgmont Historical Society’s Facebook group, sharing stories about our many historic buildings such as the Gradyville Hotel and The John Worrall House, sometimes referred to as the “Hospital house” which is the most significant structure in Ridley Creek State Park.

A great turnout for the Edgmont Historical Society’s first exploratory meeting in September

“Everyone who shares our interest in learning about and preserving Edgmont Township’s history is welcome,” Annie explained. “If you didn’t get a chance to join us in September or October, we hope you’ll consider coming out for our next meeting, which will be advertised online at Facebook.com/ EdgmontHistoricalSociety. E

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