Your Guide To Buying In Austin -- BOAL Buyer Packet

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Keller Williams Realty AUSTIN, TX 78746 YOUR GUIDE TO BUYING IN AUSTIN BEST OF AUSTIN LIVING TEAM At Keller Williams Realty LET’S FIND YOUR DREAM HOME Each office is independently owned and operated (512) 994-9206 www.BestOfAustinLiving.com Kristie@BestOfAustinLiving.com Creating Amazing Client Experiences
BEST OF AUSTIN LIVING (512) 994-9206 www.BestOfAustinLiving.com Kristie@BestOfAustinLiving.com Creating Amazing Client Experiences READY TO MAKE THE MOVE?

WHEN YOU BUY WITH THE BEST OF AUSTIN LIVING TEAM

YOU’VE GOT EXPERIENCE ON YOUR SIDE

When it comes to buying property in Austin, you need a Realtor® adept at guiding clients through the highly competitive market. That’s exactly what you get when you choose the Best of Austin Living Team to represent you. We’re not only experts knowledgeable about local real estate but also your partners who seek to create relationships and strive for a “win” for all parties involved in your homebuying journey.

CASH IS KING

Often a cash offer will win the day, yet some buyers believe this is out of their reach. We show you how you can upgrade your offer to purchase with cash and increase your chances of getting the house that you want. This can enable you to not only negotiate with more power but also to close faster – often in as little as two weeks. If you are interested in learning more, we will send you a link.

CONSIDERING BUYING A NEW HOME?

It’s important to have a Realtor® who is representing your side of the home purchase from the very first visit to a new build community. The Best of Austin Living Team is experienced at representing new home buyers and with working with builders. We aim to get you the most value for your money with the least hassle and frustration possible.

SOLD! CONGRATULATIONS! KEYS RECEIVED AFTER TRANSACTION HAS FUNDED & CLOSED (MAY BE NEXT DAY)

CLOSING DAY: MORTGAGE & DEED RECORDED AT TITLE

THE
BEST OF AUSTIN LIVING (512) 994-9206 www.BestOfAustinLiving.com Kristie@BestOfAustinLiving.com Creating Amazing Client Experiences 1 2 3 4 8 7 6 5 9 10 11 12 16 15 14 13 HIRE BEST OF AUSTIN LIVING TEAM SHOP AROUND FOR MORTGAGE RATES AND TERMS PREQUALIFY FOR A LOAN PRIORITIZE YOUR TOP HOME FEATURES OFFER NEGOTIATED AND ACCEPTED MAKE OFFERS ON “A” PROPERTIES RANK HOUSES YOU VISIT A, B, C VISIT PROPERTIES EARNEST MONEY AND OPTION FEE SUBMITTED INSPECTION SCHEDULED AND PAID FOR REPAIRS NEGOTIATED DURING OPTION PERIOD FINANCING & APPRAISAL DURING FINANCING APPROVAL PERIOD
HOMEBUYING PROCESS
COMPLETED
DOCUMENTATION
AND SIGNED

TYPICAL BUYER’S CLOSING COSTS

*Closing costs are estimates for budgeting purposes. All closing costs are negotiable and vary by lender and property

**Due immediately upon going under contract.

***Ordering a new survey paid by the Buyer is always recommended so the Buyer will have coverage by the survey company in case there is a dispute.

Charges Buyer’s Down Payment Earnest Money** Option Period Fee** Buyer’s Inspections** Appraisal Fee Attorney’s Fee Credit Report Escrow Fee HOA Transfer Fee Lender Required Lender’s Title Policy Notary Service Recording Fee Delivery Service Survey*** Owner’s Title Insurance Premium Residential Service Contract Loan Purchase 0-25% (or more) 1%+ Sales Price $150-750+ $350-1000+ $400-800 (or more) $175-250 $25-50 $250-300 $100-700 3-9 Months Insurance & Taxes $175-500 $125-200 $110-150 $50-100 $300-600+ 0.50-1% Sale Price $500-600 Cash Purchase 100% 1%+ Sales Price $150-750+ $350-1000+ n/a $175-250 n/a n/a $100-700 n/a n/a $125-200 $50-75 $50-100 If requested 0.50-1% Sales $500-600
Buyer’s

HOMEBUYING TIPS

• Get pre-approved for a mortgage prior to making an offer.

• Compare loans and lenders.

• If you have to resell soon, don’t buy an unusual house.

• Even if the quality of the school district doesn’t matter to you now, remember it might matter someday to another buyer.

• Brand-new homes may be lower in maintenance costs but can be higher in out-ofpocket expenses.

• There are no perfect homes. Be ready to make compromises or concessions. Know what’s most important to you and give on things that aren’t.

• Location, Location, Location. Some things don’t change.

• Supply and demand is a critical issue. Be ready to move quickly when you find what you want. Austin has a fast-moving real estate market. Be prepared to offer above asking price in a multiple offer situation.

• Pay attention to floor plans. Changing layouts of rooms can be costly.

• Be an educated buyer. Learn as much as you can about the market before you buy.

• Always make your offer to the seller contingent on a home inspection. A home inspection is money well spent.

• Redoing kitchens and baths can be expensive; check these out carefully.

• Imagine the home vacant. Do not be swayed by decorating.

• Vacant homes appear bigger than they are. It may be a good idea to measure to make sure your furnishings will fit.

• Buy the best home you can afford in the best neighborhood you can afford. You are almost always better off with the least expensive home in the area rather than the most expensive.

• Pay attention to the original listing date of the properties you look at: Sellers tend to be more flexible the longer the home has been on the market.

• Be honest and open with your agent. We work for you and can best help you if we have a good understanding of your needs.

• You’ll know the right home for you when you see it!

BEST OF AUSTIN LIVING (512) 994-9206 www.BestOfAustinLiving.com Kristie@BestOfAustinLiving.com Creating Amazing Client Experiences

See

Consider us your personal Angie’s List!

VENDORS & LENDERS

Our team of contractors, pest inspectors, home inspectors, lenders, and title companies can help prepare your home for sale and with your transition to your next home.

ORIGIN POINT

Cody Reid (512) 265-2317

Cody.Reid@originpoint.com

https://originpoint.com/CodyReid

BIG LIFE HOME LOAN GROUP

Amy Oehler Office: (512)354-4529 | Cell: (512) 733-3210 team@biglifehomeloangroup.com https://biglifehomeloangroup.com/

UNIVERSITY FEDERAL CREDIT UNION

Ryan Haun (512) 997-4673

rhaun@ufcu.org

www.ufcu-ryanhaun.com

CORNERSTONE LENDING

Beth Thompson (512) 328-2225

bthompson@houseloan.com

Go to www.beththompson.net to apply

KELLER MORTGAGE

Zero Lender Fees $1000 Towards Closing Costs

Jessica Valenzuela | jvalenzuela@kellermortgage.com 512-696-9081 Cell, 614-897-0294 Direct, 614-768-1148 Ext 312

To Apply: https:// preapproval.kellermortgage.com/#/? campaign_id=61&KWUID=467865&loan_manager_id=94

HOMEWARD

Use their cash and close in two weeks. If you are interested in learning more, we will send you a link

www.BestOfAustinLiving.com/Homekeeper for our full list of recommended vendors.

MEET YOUR TEAM

KRISTIE BRYANT

ASSOCIATE BROKER with Keller Williams Realty

Best of Austin Living Team Leader Certified Negotiation Expert (CNE®) Graduate Realtor Institute (GRI)

Kristie@BestOfAustinLiving.com (512) 994-9206

SUSAN HAMMONS

REALTOR®, Seniors Real Estate Specialist®

Master Certified Negotiation Expert (MCNE®) Accredited Buyer’s Representative (ABR®)

Susan@BestOfAustinLiving.com (512) 585-1866

SHARI DALCHAU

REALTOR® with Keller Williams Realty

Shari@BestOfAustinLiving.com (512) 796-5975

BEST OF AUSTIN LIVING (512) 994-9206 www.BestOfAustinLiving.com
Creating Amazing Client Experiences
Kristie@BestOfAustinLiving.com

HEAR FROM OUR HAPPY CLIENTS

Kristie and her team were phenomenal partners in the process of moving to Austin and purchasing our home. Kristie listened intently to the needs of our family, and provided excellent guidance on location and type of home when we were in the decision-making stage. Once we’d decided to purchase a new build, she stuck with us for a full 15 months until we closed. She advocated for our needs every step of the way, and consistently provided us with sound advice based on her many years of experience. We could not be happier with her as our realtor, have recommended her to our friends and colleagues, and will absolutely work with her again if we embark on another real estate purchase in Austin.

Kristie helped us find the perfect home for our large family, which was no easy feat in 2021. We enjoyed working with her tremendously, and she greatly lessened the stress of buying in the crazy Austin market. She was patient with us, extremely knowledgeable, detail-oriented, super smart, and an overall lovely and genuine person. I’d highly recommend her.

We needed a realtor that could see our vision in a home/property. Kristie listened to our needs! She was patient (even when my husband and I were not), and helped us search for months until we found a property that fit our family (no easy task there!). Kristie made it her mission to find us our forever home.

Susan was a pleasure to work with during the process of buying our home. As a former loan officer, I know that purchasing a home can be a frustrating and tedious process, but Susan made it easy. First of all, I always felt like Susan had our best interest at heart and clearly communicated her thoughts on what type of offer getting the house would take. It was always genuine and never just a sale. In the end, we got the house we wanted and I think we got a great deal due to her insight.

BEST OF AUSTIN LIVING (512) 994-9206 www.BestOfAustinLiving.com Kristie@BestOfAustinLiving.com Creating Amazing Client Experiences

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