Bermuda Parent Winter 2018

What Parents are Talking About

THE BULLYRaising awareness Asthma

ENERGY TIPS from BELCO

Read More About Fessenden’s Boarding Program on Page 38.

A Boarding Experience Like No Other

The Fessenden School enrolls Boarding Students in Grades 5-9 from across the country and around the globe, each looking to grow academically, artistically, athletically, emotionally, and as a citizen of the world. Located just minutes from downtown Boston, on 41 picturesque New England acres, an extraordinary educational and social journey with lifelong benefits awaits your son at Fessenden. Learn more at fessenden.org.

THE FESSENDEN SCHOOL WEST NEWTON, MA FESSENDEN.ORG | 617-630-2300

PUBLISHER & EDITOR

Katrina Ball

BEING Parent

BUSINESS CONSULTANT

Vic Ball

ADVERTISING SALES

Wanda Brown wanda@knbmediagroup.com 333-1925

Alicia Resnik alicia@knbmediagroup.com 236-9218

DESIGN & PRODUCTION

Picante Creative

WRITERS & CONTRIBUTORS

Alicia Resnik, BELCO, Tiffany Dill, Open Airways, Department of ICT, Bermuda Centre for Creative Learning, Danielle Cross, Buffalo Seminary

CONTRIBUTING PHOTOGRAPHERS

Zeudi Hinds Photography

Bermuda Parent Magazine is published four times a year. Reader correspondence, photo submissions and editorial submissions are welcome. We reserve the right to edit, reject or comment editorially on all material contributed. No portion of this magazine may be reproduced without express written consent of the publisher. The opinions expressed by contributors or writers do not necessarily reflect the opinions of this magazine. Distribution of this product does not constitute an endorsement of the products or services herein.

CONTACT US info@knbmediagroup.com

Tel: 504-2937

www.mybermudaparent.com

facebook.com/bdaparentmag

Connected

Nowadays we can literally say ‘everyone is so connected’, yet we can also be just as disconnected at the same time.

Social media has its positives. Giving a voice to many who have traditionally been without a voice. Or even a few years ago I was able to find and connect with my biological father. It’s also an inexpensive and effective tool for small businesses to promote themselves and their services. And yes, it’s a great way to keep in touch with friends, sharing photos, and saving money on long-distance phone charges.

But the technological age we live in, should make us wonder, how all this online connectivity affects our children. Are they missing out on developing crucial social skills? The in-person, real-life kind? Do they have more friends online than they have in real life? Are they more concerned with likes, shares and followers and concern for those who are physically in front of them? Do they know the difference between emotions and emojis and how to handle themselves? And how does social media affect discussions and even arguments with friends in real life versus friends online?

There are a few downsides of social media. We probably see our friends online more than we do in person. And we’re constantly on and thinking about what’s happening in the world. The brain never gets a break, constantly scanning through news stories, the mundane or exciting details of other people’s lives, or even what people had for dinner the night before.

So, at the risk of sounding old fashioned, I would encourage you to plan ‘phone free times’ at home and allow fun, laughs, and great conversation to come naturally to help your kids develop communication skills. Purpose within to get outside and connect with nature and what’s happening in the real world.

We may not yet know the long-term effects of being constantly connected, but it’s not too late to reconnect with what really matters. I’d like to hear your thoughts on social media and how it affects you, your children, and your family.

Happy Holiday Season

Editor

Do

you have a child with asthma or do you work with children?

Do you know what to do if a child has an asthma attack? Is asthma serious? Yes – children die from asthma!

In the UK the tragic death of 3 year old George Coller from asthma prompted his parents to look for ways to prevent this happening to other families. The George Coller Memorial Fund and Education for Health, UK created an online asthma course, “Supporting Children’s Health – Asthma” aimed at anyone who works with or who has children with asthma.

Imagine being paralysed by fear as you struggle to breathe, unable to speak, unable to ask for help. That’s what an asthma attack feels like.

Open Airways (with generous sponsorship from The Argus Group and BF&M) are proud to offer the “Supporting Children’s Health –Asthma” course in Bermuda

This free asthma training module covers:

• Asthma and its’ impact on children and young people

• What asthma is?

• How asthma is treated.

• How to recognise an asthma attack.

• What to do in the event of an attack.

• Asthma and inhaler devices.

The course is free and takes about 45 minutes to an hour to complete. A certificate of completion can be printed after taking the course.

Please visit Open Airways website www.openairways.com to access the online asthma course.

Asthma is a very common condition in Bermuda affecting as many as 1 in 5 school age children, it is the most common chronic condition affecting children and is the leading cause of children missing school days, which also causes parents to miss work days looking after their child.

In Bermuda, over 600 children visit the emergency room each year for an asthma attack, that is almost 2 children every day. Every visit is a failure in asthma management and control.

Let’s work together to keep our children safe.

ASTHMA is the

illness among CHILDREN in Bermuda, affecting 1 in 5

Open Airways (in partnership with Education for Health, UK) brings you the ‘Supporting Children’s Health – Asthma’ program to Bermuda – with generous sponsorship from The Argus Group & BF&M.

leading long-term

Raising W

“the Bully”

ell, the new school year has started and let’s just say I hope the first day does not speak for the rest of the school year. I dreaded the start of the new school year because my son does not always get along with other students and uphold the rules of the school, particularly, “be respectful.” Some students and parents have gone as far as to label him a bully!

So what is a bully? Dictionary.com defines a bully as, “a person who intimidates smaller or weaker people.” Based on this description, it seems as if the word is used rather loosely to describe various forms of conflict in educational settings and even the workplace resulting in over usage.

I can truly say that the majority of the times my son has an incident at school, it does involve someone smaller than him because unfortunately for my son, he is very tall for his

age. At his 8 year old checkup, it was reported to us that he is the average size of an 11 year old. We are constantly reminding him of his size because when he skylarks with the other children he does not realize his strength and can unintentionally harm another child during rough play. While skylarking is a part of growing up for boys, I strongly remind my son that it is not allowed due to my fear of him harming other children. Sometimes his physical contact is unprovoked, for instance, tripping someone. On other occasions he is triggered by a comment or action made towards him and nine times out of ten, his response, usually hitting, does not equal the trigger. This is what our conversations sound like:

Me: Why did you hit so and so?

Him: Because he called me dumb. We talk to him about controlling his anger and not letting it get the best of him.

We also remind him of the numerous coping techniques that his counselor has taught him and do you know during the aftermath he can clearly point out what he could have done differently.

I have to do a lot of positive talk in the morning from the time he wakes up to the time he exits the car for school. “Make good decisions!” “Use kind words.” “Keep your hands, feet, whole body and objects to yourself.”

Second to dreading the start of the school year, is picking my son up in the afternoons because I worry about the answer to my regular questions, “how was he today?” Of course I ask my son about his school day in various forms of questioning, but very rarely does he bring up any negatives about his day for fear of consequences.

Unfortunately this fear that I have of my son’s behaviors results in his father and I being reluctant in allowing him to attend activities such as birthday parties, without our

attendance and camps during school breaks. I suspect that he is often not invited to birthday parties due to parents’ concerns about his behavior. I prefer that he plays in our yard and home with his neighborhood friends, however I have to come to realize that we cannot shelter him and the friends’ homes where I do allow him to play, I have faith that the parents will advise me of any concerning behavior.

As the 2018-2019 school year gets underway, I pray that this one is even better than last school year (there was great improvement during 2017-2018) and I wanted to provide tips to parents who may be in the same boat as me or on the other side:

1Be open-minded!

Do not assume that parents/caregivers are not addressing the concerning behavior. I cringe every time I read or hear phrases like, “Parents are not disciplining the

child,” or “if a child bullies my child, I am beating up the child and their parents.” Parents are providing consequences to their children and like me, encouraging good behavior every day. That child may also be involved in interventions at school and/or community agencies.

Give a heads up!

If it is a parent that you are familiar with, advise them that your child came home with a complaint about their child a couple of times this week and you would like for that parent to talk with their child. This reduces the chances of the matter escalating.

Reach out!

to my son that he is going to bother the wrong child one day and their parents will come to the school to address him. That approach was well received compared to the time when a parent contacted me while I was overseas and told me that I need to talk to my son because she is tired of him bullying her son. The tone in her voice was clearly one of aggravation; however I went into complete defense mode while still informing her that I will talk with my son. Prior to that phone call, I had not been informed of any incidents between the two children.

3 4

Contact the parents and use the school to arrange a meeting if you have to. I will never forget a parent who requested to have a meeting with myself, my son’s father and school staff, as a result of his displeasure with my son’s teasing of his daughter; rightfully so. The meeting was very productive and the parents came with a solutionfocused attitude. They wanted to understand my son’s behaviors, his personality and they offered to be of any assistance, such as the father having a chat with him about respecting others. This suggestion I found to be very helpful because I have always said

Gather Information!

I am the exact opposite of a, “not my child,” parent, so oftentimes when I am told of misbehavior I immediately get on my son. Instead, it is better to speak to the other child, other children who may have witnessed the incident if they’re present and the teacher/ staff. A parent reached out to me one afternoon and asked me to speak with

my son to get his account of a situation because her son came home with a complaint and she knows that children can leave out important information to avoid being held accountable for their own actions. I truly appreciated the step that the parent took in resolving the matter.

Apologize!

Have your child return to school and apologize to the other student. This can be done with a note or an act of kindness, like sharing something with the other student. Also reach out to the other parents and let them know you are aware of an incident and have talked with your child. This small gesture, lets the other parent know that you do not tolerate certain behaviors and have given consequences. This also opens the lines of communication for that parent to contact you should any other concerns arise. Of course the hope is that there are no more incidents, however this has not always been the case with my son.

Explore resources available!

If you have ongoing concerns about your child’s behavior, connect with the school counselor or a community agency. Perhaps your child may benefit from a social skills groups, counseling or services that help to ensure that consequences, rewards and target behaviors are the same at home and at school.

I do not buy into the notion that, “boys will be boys,” or that he will eventually grow out of the behavior. Suppose by middle school he has not and the behaviors have escalated. Any relevant interventions may have less of a positive impact by then. Take advantage of the resources available and advocate for your child.

Stay positive!

I know that is easier said than done. I became so concerned about others’ thoughts of me as a parent and their assumptions about our home environment, that I did not look forward to

interactions with other parents at the school. I felt that teachers pitied us for having to give bad news almost every day. A helpful phrase passed on to me: Tomorrow is another day mommy! I say this phrase aloud to myself and my son sometimes on those not so good days. I have to consciously remember to go home and continue to show him unconditional love, constantly remind

him of his positive attributes as well as remind him of the behaviors that are accepted and expected.

Parenting is not an easy role and I believe that being less judgmental and more supportive of each other as mothers, fathers and guardians, makes a world of difference to a parent struggling with parenting. We must encourage each other!

PREPARING BERMUDA’S YOUTH FOR A BRIGHT FUTURE

MSA’s internationally recognised curriculum provides a nurturing and caring environment, while challenging students to excel and reach their full potential. Using an inquiry-based teaching method from Pre-K to Grade 12, students are engaged in a collaborative and interactive approach to learning.

Our program promotes skills that help students build on what they are learning, how they think, and what they can achieve, ultimately preparing them for post-secondary education and the working world. Join the MSA family.

Then there’s SEM. There are girls’ schools…

Among the oldest girls’ schools in the U.S., SEM has designed a culture of independence, achievement, scholarship, creativity, and leadership only for girls, since 1851. While many schools and camps for girls were founded in a specific faith, SEM was founded over a century-and-a-half ago to be mission-driven and independent. At the core is our Academic and Social Honor Code. The code emphasizes character development and scholarship. It requires respecting the intellectual and artistic property of others, treating ourselves and other members of our community respect and

PHOTOS SUPPLIED

communicating honestly with one another, valuing our differences and positively representing our school.

The power of SEM is the expectation that our students and campers will be intellectually curious, meet challenges with preparation and optimism, and question and revisit the answers until they are satisfied. All of this is accomplished with the support of extraordinarily accomplished faculty and staff committed to the education of girls.

On our unique urban campus students/campers live in historic homes centered around a private courtyard that connects to the school building. To board at SEM is not boring. Both our camp and school programs utilize all our beautiful city has to offer: theater, professional sporting

events, gorgeous parks, museums and restaurants.

Summer at SEM sleepaway camp is for girls ages 11-15. These campers select their courses from a menu of activities that include traditional camp experiences like arts and crafts, but also day trips to Niagara Falls, sailing class on Lake Erie, crew, squash, fashion lab, robotics and coding with our two NAO robots.

Our Oldest Tradition is Forward Thinking

To find out more about living and learning on our cozy historic campus visit BuffaloSeminary.org.

Girl Power this Summer@SEM Sleepaway Camp for Girls Ages 11-14

June 24-August 2, 2019

Discover the Power of a SEM Experience

Learners A Space that Engages

By BERMUDA CENTRE FOR CREATIVE LEARNING

The Bermuda Centre for Creative Learning (BCCL) has moved to a newly designed location at Cedar House, on Cedar Avenue in Hamilton. Dedicated to children who learn differently, the school focuses on using research-based educational methods.

“BCCL feels that the most important job for educators is to develop a rapport with students to strengthen their social and emotional skills”, said cofounder Cindy Corday. The school follows the UK National Curriculum as well as the International Primary Curriculum (IPC) and International Middle Years Curriculum (IMYC).

“The students enjoy the IPC and IMYC because it’s project-based, which allows them to demonstrate their knowledge in creative and age-appropriate

ways. For instance, sketching a poster, using technology to create a PowerPoint presentation, a movie, or a short tableau, adds meaning to the concepts learned. Meaningful real-life connections helps to engage learners”, Corday said.

The school incorporates a model that personalizes student learning. Students often begin at BCCL behind in their year level and quickly become

curious about how they can move ahead. Teachers demonstrate how students can advocate for their needs as a learner and the strategies that work for them.

Just as in the corporate world, considerable thought has been given to the overall design of the new space. Floor to ceiling windows overlook Victoria Park and provide ample natural lighting. Small group rooms allow quiet spaces for students to collaborate in brief focused lessons, with teachers and specialists. Executive functioning skills are those learned by doing, and a kitchen within the site will allow a space for students to delve into cooking activities.

BCCL’s holistic approach to creating leaders begins each day with “Morning Meeting”, which is part of the “Responsive Classroom model”. This model empowers educators to create safe, joyful, and engaging learning communities where all students have a sense of belonging and feel significant.

Along with focused lessons in reading, writing and math, daily activities also include mindfulness, social skills focus groups and physical education. A weekly yoga class is also included in the curriculum.

“It is truly amazing to see students’ confidence increase as they

learn different poses and concentrate on their breathing. Students who are new to this way of learning soon settle in and thoroughly enjoy these activities”, said Corday.

BCCL’s enrolment process is unique. Once parents and school administrators determine that the school environment is a good fit, the student spends an “Experience Week” at BCCL and is invited to join in lessons with other students.

Noted comments from visiting students include: “I could choose where I wanted to work – it helped me to concentrate, I learned that stretching before lessons and having a snack while I’m working helps my brain to focus”.

Visiting students often ask, “Are people here always this friendly?”

According to current research in The State of LD: Understanding Learning and Attention Issues, National Center for Learning Disabilities, 2017, one in five children in the US have learning and attention issues, but only a small subset are formally identified with a learning difference in school. To compare these statistics with Bermuda, 8,711 children were enrolled in preschool through secondary (noted in The Bermuda Digest of Statistics 2017). If 20 percent of that number had learning disabilities, there could be 1,742 children with learning and attention deficits island-wide.

An awareness of the need for non-traditional teaching methods and a holistic approach is growing. Students whose needs are not being met often fall below grade-level and their self-esteem is negatively impacted. BCCL enrolls students beginning at age seven. Together, we can change the conversation about people who learn differently.

To support BCCL’s relocation capital campaign, email info@bccl. bm. For more information about the school, visit their website at www.bccl.bm.

Bermuda Centre for Creative Learning

BCCL was created for children starting at age 7, who have learning differences and learn best in a non-traditional environment that facilitates each student’s individual learning style.

Prior to enrolling at BCCL, students are required to be assessed on island or away and have been diagnosed with learning differences, such as dyslexia, auditory processing disorder, ADHD and other language-based disorders.

BCCL is recognised as a private school by the Bermuda Ministry of Education.

“It is truly amazing to see students’ confidence increase as they learn different poses and concentrate on their breathing.

FAMILY FINDS

1. L.O.L Surprise! Glitter Series

Discover seven layers of surprise in each L.O.L. Surprise! Glitter Series ball at The Annex Toys. Each ball contains a doll encrusted in glitter from head to toe alongside a charm, clothing, accessories and more.

2. Fingerlings Untamed Velociraptors

Fury is his name; fast and furious his game!

Available at The Annex Toys, Fingerlings

Untamed Velociraptors are unpredictable, fierce, finger-gripping creatures. Complete with snapping jaws and gripping claws these interactive dinos roar, hiss and chomp. And, when tamed, they nuzzle, purr and love to be near.

3. Conair For Men All-In-One Trimmer

Let him unwrap a new him this Christmas with a Conair All-In-One Trimmer available at The Phoenix Stores. The premium silver finish and powerful, stainless steel blades provide precise even trims to have him smooth and handsome for the holidays.

4. Mercedes G65 12V Ride On Vroom…Vroom! The Mercedes G65 12V children’s ride on at The Annex Toys will have your little one cruising the neighbourhood in style. Equipped with fully opening doors, working lights and MP3 input, this ride on can be driven by the accelerator, foot pedal or remote control.

5. Num Nom Snackables

Num Noms Snackables make playing with ‘food’ fun! Unbox an explosion of adorable, bite-sized ‘snacks’ which are deliciously cute but only for play at The Annex Toys today.

6. Decanter Set

More than a drugstore, The Phoenix Stores also stock all things household where the costeffective line of dishes and glassware available is perfect for holiday entertaining.

7. Snoozies Foot Coverings

They’re not slippers nor socks but more of a crossover between the two – Snoozies Foot Coverings. Made with a soft Sherpa fleece on the inside and a non-skid sole, you’re sure to find a pair to suit your style or fill any stocking this holiday season. Visit The Basement at The Phoenix Centre today.

8. LuvaBella

Discover LuvaBella – the newest baby doll available at The Annex Toys. From the moment she opens her eyes and giggles, LuvaBella will amaze your little one with her facial expressions and personality. LuvaBella moves, talks and plays just like a real baby and through touch and play she affectionately responds. Cover her eyes for a game of peek-a-boo, tickle her tummy and toes to make her giggle or place a hand on her chest to gently listen to her heartbeat.

9. Pikmi Pops

Brought to you by the makers of Shopkins, Pikmi Pops are big lollipops filled with cute mini-plushies and sweet surprises. Find over 45 super cute mini Pikmi plushies in 12 yummy scents at The Annex Toys.

10. Razor RX200

Amongst the variety of scooters in-store at The Annex Toys is the Razor RX200 Electric Scooter which is sure to have your kid whizzing through the neighbourhood like a bolt of lightning wearing a smile.

11. Scruff A Luvs

Scruff A Luvs - find them scruffy; make them fluffy! These unloved and abandoned pets are available at The Annex Toys and in need of your help. Scruff A Luvs begin as a sad ball of matted fur, but once your little one baths, dries, brushes and loves them, she will discover just what kind of pet she has adopted –a puppy, kitten or bunny.

12. Cuisinart Air Fryer

The Phoenix Stores has the perfect gift for the mom who already has everything – a Cuisinart Air Fryer. Not only does it bake, broil and toast, the ultra-hot air created provides a healthier was to prepare fried favourites from wings to fritters and fries. Mom will enjoy the crunch without the calories and messy clean-up.

13. I-Tunes Gift Cards

iTunes Gift Cards are undoubtedly foolproof gifts to give. Available at The Phoenix Stores, in a range of denominations, every card works in the App Store, iTunes Store and iBooks Store — so your recipients can get what they want.

14. Neutrogena Rain Bath

Find a vast array of stocking stuffers for grown children at The Phoenix Stores. With its unique fragrance of spices, fruits and herbs, Neutrogena Rain Bath can quickly become a family favourite providing a clean, fresh burst that awakens your senses and refreshes your entire body. A rich, conditioning lather leaves the skin in better condition and rinses clean, without any heavy residue.

Power

By DEPARTMENT OF ICT POLICY AND INNOVATION

One Hour The of I

magine a place where imagination grows, creativity flourishes and lots of fun is had all while learning! This is what happens when a child codes.

At its most basic level, coding is how we communicate with computers and what we use to build and run websites, apps, video games, and more. Learning to code is like learning how to speak and write in a particular language: a computer’s language. The process of learning to code encourages young people to think about the world in a new way while equipping them with 21st century skills.

Computers are everywhere, changing every industry on the planet. But fewer than half of all schools teach computer science. Good news is, we’re on our way to change this!

Each year, the Department of ICT Policy and Innovation promotes digital learning by partnering with local school and organisations to participate in the International Hour of Code. The website of the Hour of Code provides a variety of fun guided tutorials for all age groups and experience levels. The activities allow students to create games and interact with other students worldwide, developing important skills such as: critical thinking, problem solving, math skills, processing skills, collaboration and communication.

The Hour of Code is a global movement reaching tens of millions of millions of students in over 180 countries including Bermuda! Each year, dozens of local students learn to code through in school and after school programmes, camps and YouTube tutorials. They build robots, write video game content, build websites and more!

Why should we teach our children to code? Programming knowledge helps kids better understand the world around them. Coding also leads to a competitive advantage as programmers are in high demand both locally and overseas.

Dr. Marisa Stones, Director of the Department of ICT Policy & Innovation states “Our children live in an era of constant innovation and discovery. The pervasiveness of technology and the global shortages of skilled workers in areas such as Cybersecurity mean that those willing to put in the work can reap the benefits. Hour of Code and other coding, robotics and computer science programmes give a taste of what you can do with information and communications technologies. Hopefully these introductory experiences will create a spark that will result in the great innovations of the future!”

Even if your child isn’t 100% positive that they want to be a programmer when they grow up, the benefits of learning to code can be applied to any chosen course of study.

Also, coding isn’t just for kids! The International Hour of Code provides tutorials

for adults as well. Make it a family affair and get everyone involved.

If you know a youngster who is interested in coding, help them to LEARN. TO. CODE. Consider it as an extracurricular activity; you’ll be glad you did.

This year’s Hour of Code event will be held between December 3-9.

For more information on how your kids can get involved visit www.hourofcode.org or contact the Department of ICT Policy & Innovation at 294-2774.

Bermuda celebrates Girls in ICT* Everyday!

Let’s all encourage, foster, and mentor young women as they enter the ICT industry and develop into tech leaders. Bermuda can make a difference!

• Encourage girls and women into ICT studies

• Recruit women into ICT-related posts

• Retain & promote women in the ICT sector

*Information and Communications Technology

There is no better time

By TIFFANY DILL

save today!

It’s certainly true when people say “kids change your life” and “parenting is a tough job”. I am a new mother – my son is one years old – and one of the biggest decisions I have had to make is what financial goals I should have for my child and, secondly, what I am going to forgo to achieve these financial goals. One of my goals for my son is to be able to give him the tools to attend university should he decide to. Although university is a luxury, I still want to be able to provide the means for it if he makes that choice. It is obvious to every parent that there are regular expenses associated with raising a child, such as daycare

fees (the equivalent of rent at some places), clothing that kids constantly grow out of, and the constant purchase of nappies and wipes. However, in spite of these expenses, it is not impossible to set long-term financial goals for

First and foremost, you must set a realistic financial plan. I am big on quotes, so I will share with you a favourite from Alexa Von Tobel: “A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.” My recommendation is to set a specific amount per month for your child’s future that you know you will stick to and which is also realistic in

terms of what you can afford. As my husband would say, do not plan to set aside a $1,000 a month if you do not do that currently. I call my husband the budgeting expert because I have also learned a lot from him. It makes no sense having a budget if you do not refer to or stick to it. There’s a difference between what you dream of doing and what you are doing. Be honest with yourself and your money so that your plan will succeed.

Time is another great commodity you have when making financial preparations for your child. Do not get caught up in the amount you are putting aside: look at the bigger picture and calculate the time you have to save for your child’s college tuition. Time is money and if your child is very young, take advantage of the years you have to save and accumulate growth in your funds.

My third recommendation is to invest your money using an investment savings product where your money will yield higher interest and/or returns. I believe a bank account is beneficial for immediate spending and emergency funds. Everyone is entitled to their opinion on this, but I am finding I get more return on my money as it is invested in the stock market. Bank accounts earn very little interest, which can hinder or prolong achieving your long-term financial goal.

My goal is to accumulate $100,000 for my son’s tuition. If I were to put aside $350 per month regularly for 20 years with interest compounded at 6% per annum in a global well-performing fund, my investment could grow to $159,023.24. You can view this illustration online at https://www.bankrate. com/calculators/savings/simple-savingscalculator. This illustration has surpassed my initial goal of $100,000 for my child’s university fees.

Saving is not meant to be complicated. You do not have to work at a certain job or earn a certain salary to be able to save. I have three pieces of advice: find an investment savings account which best suits you and gives decent returns on your money; secondly, determine your risk tolerance, i.e. whether you are more on the

You must take a risk for your money to grow.

conservative side, the aggressive side, or perhaps in between. Lastly, whatever you decide, be consistent with it. Consistency is the most important factor. With those three items, you should be successful in reaching your financial goals.

You must take a risk for your money to grow. I have met lots of people who are unwilling to take a risk, and I understand their stance. However, if you think about it, everything in life is a risk. Driving or riding to work every day is a risk; even travelling and getting on a plane is a risk. I believe not taking a risk is in itself a risk because this only leads you to be financially dependent on someone who did.

I am finding more and more clients are coming to see us to find ways to save for their children’s future. I enjoy it because it means more and more people are becoming financially aware and planning to achieve their long-term financial goals. Like myself, I can relate to my clients. I cannot imagine anything more stressful than scrambling around to find funds for your child’s fees. Even if you have a high-paying job, there is still some planning that needs to take place.

Start today! This is your future. “Financial freedom is available to those who learn about it and work for it” (Robert Kiyosaki).

Covering Possibilities

The Freisenbruch-Meyer

Personal Retirement Plan (PRP) affords you the convenience of transferring and managing all your accumulated retirement savings through one place.

Key Benefits:

Funds valued daily Investment flexibility Statements on demand Transparent fees Interactive website with helpful tools Invest voluntary contributions at your leisure

For more information on our Pension Products & Services, contact our Pension Team on 296.3600 or Pensionmail@fmgroup.bm

Holistic Pediatrician Interviewing Bermuda’s

The American Academy of Pediatrics recognize the growing trend of using complementary/ alternative therapies alongside conventional therapies in pediatric medicine. In August 2017, they published a clinical report entitled “Pediatric integrative Medicine” in the Journal of Pediatrics, which highlights the basic features of complementay treatments and how they are being used. In 2012, the National Health Interview Survey reported that 1 in 10 children had used a complementray therapy in the previous year, generally for common complaints such as headaches and the common cold. The use of complementary therapies increased to >50% if the child had a more chronic illness. In Canada, one survery of pediatric sub-specialty clinics revealed that the prevalence of children using medical therapies was over 70%. As the use of complementary therapies became a hot topic in Pediatric care, we were more than excited for the opportunity to talk to Dr. Peets Talbot about her integrated holistic pediatrics practice. Dr. Peets Talbot is a board certified Pediatrician, Internist, and Bariatrician who is finishing her latest fellowship in Nutrition and Functional Medicine. She notes that

she started to intergrate complementary therapies into her conventional pediatrics practice over 4 years ago. We hoped to learn more about this practice and why it has been gaining more and more popularity.

Dr. Peets Talbot, What exactly is holistic/ complementary pediatrics?

It simply means that the practice of conventional pediatrics has expanded to include alternative therapies that are safe and effective such as vitamin and mineral supplements, massage therapy, acupuncture, essential oils, and homeopathy. In addition to those things, I have been focusing more on ‘functional nutrition’ in my practice. I work to prevent chronic conditions by being proactive about discussing the foods that my pediatric patients are eating while making recommendations about the best foods they can eat to optimize their health. Optimal health is essential for learning, development, and disease prevention.

Dr. PT, How did you discover holistic pediatrics?

My journey and introduction to hoIistic/ complementary therapies started after I gave birth to my first daughter. Shortly after she was born, she developed reflux and colic. As a pediatrician, I considered conventional therapies but found the options very limiting. I needed to do something; so, after doing some research on alternative therapies, I started to change my diet since I was breastfeeding. I also used homeopathic remedies on her that really improved her symptoms. When my second daughter was born, she suffered similar symptoms as her sister, but much worse. She also had eczema, so I found myself relying on alternative therapies again to help her. I can easily say that over the last 5 years of being a ‘mama doctor’, I have personally experienced the woes of colic, eczema, sleep issues, and the really common stuff like colds, the flu and teething. Understanding that at times conventional medicines can be limiting, particularly with babies and kids, I started to research alternative therapies such as good nutrition and nutritional supplements to help my girls through their health issues. I have seen my kids thrive because of it.

Dr. PT What are some of the conditions that you use Holistic therapies to treat?

Essentially, using alternative therapies can assist from the most common of aliments such as teething, common cold, and the

flu to more chornic conditions such as ADHD, Anxiety, Depression, Learning Difficulties, Crohn’s Disease, Asthma, Obesity, Celiac Disease, Headaches, and Migraine Conditions. Alternative therapies are now being used quite often to help kids who are diagnosed with cancers such as leukemia and musculoskeletal disorders like Cerebral Palsy.

Dr. PT Are the alternative therapies used in Holistic Pediatrics safe and effective?

The range of alternative therapies is so vast now as it can include using massages, hynoposis, essential oils, homeopathy, acupuncture, vitamins, mineral supplements, and herbs, like chinese remedies. Some of these therapies date back to ancient times and orginate from western societies. With some of these therapies, the Eastern world is playing catch up to gather the science and research to support the alternative therapies. However, many people would be surprised about the degree of research that has been done on alternative therapies where studies support how beneficial they can be

for our health. It’s really exciting as I have learned through research during my Fellowship training, that there are quite a bit of evidence based alternative therapies. It makes me more confident about using them in my practice and recommending them to my clients.

Dr. PT How would a family know if a holistic pediatric model would be a good fit for their kids?

That’s always such a good question, and an answer you would have to decide for yourself as there is a bit of philosophy

behind it. Yes, the benefits are there for every child. However, people often confuse holistic pediatrics as being either totally alternative or natural based therapy, which is not necessarily true. A holistic pediatrician will still use some conventional medicine therapies, however, they use them in conjunction with other therapies. For instance, antibiotics may be warranted for a particular infection which may be used with probiotics and other immune boosting herbs or homeopathy to support immune system. The goal of holistic pediatrics is to use a combination of therapies to create the safest, most effective outcome. Holistic pediatrics will not be a good fit for you if you only want conventional therapies such as just prescription meds and routine labs, or conversely, if you don’t want any lab work/studies and only want natural therapies.

Dr. Peets Talbot with her team at Ocean Rock Wellness offer a Holistic Pediatrics Service, which is based on a membership model. You can learn more about their service for kids at www. orwkids.com. She has also co-authored the book “Healing Bermuda: The Real Solution to Your Health Crisis” and offers a free Ebook download when you visit www.healingbermudabook.com.

Resource:

McClafferty et al. Pediatric Integrative Medicine. Clinical Reports from the Americal Academy of Pediatrics. Pediatrics. August 2017:122 (6):1374. Available at http:// pediatrics.aappublications.org/content/ early/2017/08/24/peds.2017-1961.

ENERGY EFFICIENT To Save you Moneytips

Family-friendly energy efficiency

Everyone knows that raising kids can be expensive. The diapers, the food, the toys, the clothes – it all adds up. One cost that is a little less obvious is energy. No, we’re not talking about your personal energy, although this may be depleted as well! We’re actually talking about your energy bill and, luckily, we are sharing some tips to help you save energy and money.

Washing clothes

Let’s start with the L-word: laundry. Who knew that such tiny people could wear so many clothes? You might feel like you are constantly doing the laundry and, believe it or not, this can make up a substantial part of your household energy consumption.

When doing laundry, it is more efficient to run fewer large loads than to run more small loads. This saves water, electricity, and maybe even your sanity. Always make sure that your settings match the amount of laundry you are washing. Wash

BY BELCO

with cold water whenever possible to avoid spending energy on heating water; up to 90% of energy use for washing machines goes to heating the water. There are cold-water detergents available to help get your clothes extra clean without hot water.

Drying clothes

Hang your laundry out to dry instead of using your dryer. It might sound old-fashioned but it saves energy and is actually recommended for certain fabrics. If you do need to use a dryer, makes sure to clean the lint screen after every load and vacuum the lint screen slot in your dryer periodically. Not only will this improve the air circulation to help your clothes dry faster, it will help to prevent a fire. If possible, use the moisture sensor and the cool-down cycle to conserve energy while drying.

Lights

Are you still waking up through the night with babies? Are your older kids constantly turning on lights but rarely turning them off? If you find that your lights are on more often lately, it might be worth upgrading to LED lights, which use only 20% of the energy of incandescent bulbs and last up to 12 times longer. Also, encourage your children to turn off lights when they leave the room; this will save energy for you now and is a great habit for them to save energy once they move out on their own.

Fridge

It is amazing how mealtimes can be such battles and yet kids somehow always want snacks. If your child likes to open the fridge and gaze longingly at all the potential snacks inside, your cooling costs

could go up by as much as 25%. When you consider that fridges and freezers account for almost 1/3 of your electric bill, keeping the door closed could take a big bite out of your energy costs. Encourage your kids to decide what they want before they open the fridge so they can close the door quickly. Keep a running list of snacks and meals on the fridge door to make this easier for them to visualize.

Bath time

These days, standard storage water heaters only run about 3 hours per day (1.5 hours for high-efficiency water heaters). Unless you are in the market for a tankless water heater, the best way to reduce water heating costs is to lower the thermostat. Most water heaters come preset to 140 degrees; lowering the thermostat to 120 degrees can save a significant amount of energy without sacrificing comfort. If your child is old enough to bathe solo, it also saves water

and energy to switch from full baths to short showers, especially if using a lowflow shower head.

Gadgets

Once your child is old enough for screen time, you know how important it is to have those gadgets charged when you need them! A good way to save energy, however, is to unplug the charger from the wall instead of just unplugging the gadget from the charger. This is because chargers still pull energy, even when they’re not in use. If it’s too much hassle to unplug every cord, connect them to a power bar with an off switch to save energy when not in use.

These are just a handful of ways that you can become more energy efficient and start saving on your energy bill. For more tips, search for #BELCOefficiencytips on Facebook or visit www.belco.bm.

Committed to

Dance

he In Motion School of Dance was a dream that became a reality. Ms. Lizz started dancing when she was 3 years old, performing professionally when she was thirteen for the Greg Thompson’s Follies. She studied ballet, tap, jazz, and modern dance, graduating with a double degree – a Bachelor of Fine Arts in Dance (cum laude) and a Business Management degree from Florida International University/New World School of the Arts in Miami. She’s the Director and owner of In Motion which opened its doors in 1997 as a single room on Chancery Lane. The school has successfully grown, currently located on Reid Street with four air-conditioned studios and a dancewear store called “Backstage”.

Did you always want to

“It’s my passion. I always wanted to open a dance studio, but after college I worked as a Junior Auditor, teaching as a Junior Dance Teacher at Jackson’s.

I used to doodle our logo all the time! Driving to work one day I decided to quit. By co-incidence I saw an ad for a rental space. I remember walking in there – I could imagine exactly how everything would look. I rented it on

BY ALICIA RESNIK

the spot. The owner asked what I’d be using the space for. I told him a dance studio. He said ‘That’ll never work!’ It hasn’t been easy. I gave up everything for this. I had my family’s support and the encouragement of my friend Jennifer Soares. I started with 40 students, teaching every class. I cried a lot, but I never lost my drive or passion for dance.”

What’s your favorite part of your job?

“We’re family here. We’re not just teachers. We play many roles in our students’ lives. I’m here 7 days a week - it’s our second home! Dancers come here and get the best training available regardless of whether or not they want to pursue dance as a career. They learn camaraderie, discipline, selfmotivation and accomplishment. I’m proud of all the dancers who come through these doors, including the students who’ve left to pursue careers overseas, and former students who return, bringing their little ones to class.”

“We’re always looking at innovations and what’s new in dance education that’s appropriate for the art and will help develop local dancers. We provide a safe environment and encourage every student to reach their personal best.”

— Ms. Lizz Pimentel

Does your daughter dance?

“Lola’s 9, she’s tried different things but she’s gravitating towards dance. It’s a good energy here. It’s contagious!”

Is there anything else you’d like readers to know?

“Throughout the year we have recitals - the Annual Dance Showcase in June, the Summer Dance Intensive in August and the Nutcracker Holiday

Spectacular in December. It’s an important part of our students’ education and theatre training. We send dancers away every year. For the Summer Dance Intensive we bring in teachers who’ve worked on Broadway, on musicals, who’ve choreographed for Beyonce!”

In Motion offers ballet, jazz, tap, modern dance, ‘street style’, prepointe and pointe, pre-ballet, ballet bar, ‘Stretch, Turns & Leaps’, Performance Plus, ‘Parents & Tots’, and

ISLAND NUTRITION IN Registered Dietitians providing Medical Nutrition Therapy

ISLAND NUTRITION IN Prevent and manage disease

ISLAND NUTRITION IN Paediatrics: including Poor growth, Behavioural issues, Overweight, Constipation, Allergies, Tube feeding, Weaning

Improving access to High Quality Nutritional Care

4th Floor Dallas Building, 7 Victoria St Tel: 295-4082 Fax: 295-5245

Email: info@islandnutrition.bm www.islandnutrition.bm

ISLAND NUTRITION IN Adults: including GI, Cardiovascular, Kidney disease, Inflammation, Obesity, Cancer, Wound healing, Pregnancy, Elderly

ISLAND NUTRITION IN Insurance approved (copays may be applicable)

ISLAND NUTRITION IN Ask your healthcare professional for a referral to Island Nutrition

ISLAND NUTRITION IN Home visits are covered in full, without copays.

adult classes. The studio also hosts TRX, Zumba, Zumbatomic, Capoeira and Qigong classes.

Further information contact: Tel: 2927615. Email: info@inmotionbda.com

months

These tips will help you save energy and money without compromising the comfort of your lifestyle. Give them a try and save more today!

TRIED & TESTED ENERGY SAVING TIPS

COOK SMALL

Cook or reheat food in a toaster oven or microwave to use up to 50% less energy than large ovens and stoves.

BOIL LESS

When using an electric kettle or oven, boil only the amount of water you need to save time, energy and money.

DEFROST

Defrost frozen food in the fridge overnight to reduce cooking time.

USE TIMERS

Save an additional 5%-12% of energy by installing a water heater timer. Timers only heat water during set times.

COVER UP

Cook with lids to reduce cooking time. Lids contain heat better, saving you energy and money.

USE LED

They’re difficult to break, last up to 20 years and use 1/3 of the energy of incandescent mini lights.

LIGHTS OUT

Turn off the lights in rooms you are not using. See how quickly you can make it a habit and start saving today.

SET TEMPS

Set your fridge to 40° F and your freezer to 0° F to save money. Settings too cold can use up to 25% more energy.

FILL THE FRIDGE

Keep your fridge at temperature by keeping it full. Cold food insulates other foods which keep energy usage down.

TURN OFF THE OVEN

Turn oven off 10 minutes before the end of the cooking time. The oven will keep the same temperature.

ENERGY STAR

Buy ENERGY STAR® products. ENERGY STAR® products use less energy, save money and help protect the environment.

UNPLUG IT

Unplug small appliances and electronics that are not in use as they still use energy when plugged in.

The Bermuda Golf Academy

Driving Range & Adventure Mini Golf

Great family entertainment for all ages!

Middle Road Southampton

Open 7 days a week

Winter Hours: Mondays - Closed - (except when school is closed)

Tuesday - Saturday 10am - 10pm

Sundays 10am - 7pm

Call us at 238-8800 • bermudagolfacademy.com

Email: bdagolf@northrock.bm

> World-class programs: iGCSE, IB Diploma, A-Levels, U.S. High School Diploma

> 73% of our students attend their first choice university

> Multiple college-level courses, including SAT prep, STEM and Business

> Over 80 countries represented at our three campuses

> Wide array of clubs and sports offered from soccer and golf to theater and coding

DEPARTMENT OF PARKS

Dogs, Horses and Bonfires

Notice Dogs and Horses on Public Beaches

The Department of Parks is informing the general public that as of the 1st November 2012, the 1988 Bermuda National Park Regulations have changed regarding dogs and horses on the public beaches, under the jurisdiction of the 1986 Bermuda National Parks Act.

Horses

Dogs are permitted to be on the public beaches until the 31st March 2013.

The Regulations and Policies regarding Horses in Protected Areas are as follows:

The dogs must be on a leash at all times. During this period until the 30th April 2013 horses are NOT permitted on the following beaches at any time:

Dogs

The Regulations and Policies regarding Dogs in Protected Areas are as follows:

• From April 1st to October 31st dogs are NOT PERMITTED to be on any of the public beaches.

• Dogs can be walked either on the trails, in parks or on the dunes, in South Shore Park at anytime.

• Please carry and use the DOGIPOT litter pick-up bags as you travel in the designated areas at all times.

Bermuda National Park Regulations 1988

• Dogs must be on a leash at ALL times.

1. (1) Subject to paragraph (2), no person shall, in any protected area

• Dogs are NOT PERMITTED in the Main Show Ring in Botanical Gardens.

(a) take a horse other than on designated roadways or trails;

1. John Smith’s Bay Park

2. Elbow Beach Park

• 1st November to 30th April in any year no person shall take or ride a horse on Horseshoe Bay beach in the South Shore Park or on the beaches in John Smith’s Bay Park and Elbow Beach Park but may take or ride a horse on all other public beaches below the high water mark at any time;

3. Horseshoe Bay Beach ( South Shore Park )

• Members of the general public are reminded that Botanical Gardens is closed to the public at sundown each day.

(b) ride a horse in a manner likely to cause danger to any person therein;

(c) ride a horse at a speed greater than fifteen kilometers per hour;

• For safety and health reasons dogs are NOT ALLOWED on National Park playgrounds.

• From 1 May until 31 October horses are NOT PERMITTED to be on any beach in South Shore Park (inclusive of the following beaches: (Port Royal Cove ) Horseshoe Bay, Peel Bay, Butt’s Beach, Wafer Rocks Beach, Chaplin Bay, Stonehole Bay, Jobson’s Cove and Warwick Long Bay) John Smith’s Bay, Elbow Beach and Shelly Bay.

The cooperation of dog kennel operators, and the owners of dogs, in abiding by the regulations, is greatly appreciated.

Bonfires

Bermuda National Park Regulations 1988

• From 1 May until 31 October owners and handlers of horses may take or ride the horses on all other public beaches with the following restrictions: owners and handlers can ONLY take or ride the horses below the high water mark between the hours or 5:00 a.m. and 8:00 a.m.

6. No person shall, being the owner of,or in control of, a dog –

(a) subject to paragraph (b), bring such dog unleashed on to any protected area; or

(b) bring such dog on to any public beach in a protected area during the period from the 1st April to the 31st October in any year; or

• The cooperation of stable owners, as well as horse owners and handlers, in abiding by the 1988 Bermuda National Parks Regulations and 1986 Bermuda National Parks Act, is greatly appreciated.

(d) being in control of a horse leave the horse unattended it is not properly tied to some suitable object, other than tree or shrub;

Patrons must be mindful of the rules and regulations outlined for recreational open fires as mandated by the Bermuda National Parks Act 1986 and The Bermuda National Parks Regulations 1988. See www.bermudalaws.bm.

(e) lead from horse-back a riderless horse which is not appropriately bridled;

(f) lunge or break in any horse;

(g) ride a horse in excess of a slow walk when passing in the vicinity of other members of the public using the area.

BERMUDA NATIONAL PARKS AMENDMENT REGULATIONS 1994

(c) subject to paragraph (b), bring such dog on to any protected area using a leash greater than three meters in length, or

• All bonfires require a special permit which must be obtained from the Department of Parks’ Office.

(d) cause, permit or suffer such dog to annoy or disturb any person in any protected area.

NOTE: From January 1st to December 31st Horses and Dogs are not allowed within any Nature Reserve.

In exercise of the powers conferred upon the Minister by section 25 of the Bermuda National parks Act 1986, the following regulations are hereby made: -

Amendment of BR 49/1988

• Upon obtaining a special permit, patrons will receive all the necessary information on proper bonfire conduct within our national parks.

Also by signs and notice: No dogs in the Main Show Ring at Botanical Gardens and no dogs in Coopers Island Nature Reserve.

5 (2) During the period –

(a) 1st November to 30th April in any year no person shall take or ride a horse on Horseshoe Bay, John Smith’s Bay and Elbow Beach but may take or ride a horse all other public beaches below the high water mark any time;

(b) 1st May to 31st October in any year no person shall take or ride a horse on Horseshoe Bay, Johns Smith’s Bay, Elbow Beach and Shelly Bay but may take or

Holiday Gifts

Boarding The GIFT OF School

ABy THE FESSENDEN SCHOOL PHOTOS SUPPLIED

s a parent, you place a premium on your son’s education. But sometimes your local school is not the right fit for your child. Perhaps classes are too large for teachers to provide as much individual attention to students as they’d like and limit their ability to adapt the curriculum to the way boys learn best. Maybe you wish your son’s school offered more options for him to thrive academically, athletically, socially, and emotionally. At Fessenden, we find that parents who consider Junior Boarding School see the chance to give their son opportunities that simply aren’t available in their child’s current academic environment.

Imagine a place where your son is safe: safe to take risks, explore his interests and to be himself. With the support and guidance of caring teachers, coaches, and residential life staff who meet him where he is developmentally, he won’t fall through the cracks.

Imagine an educational environment with opportunities for every boy. From morning meetings that unite a community of teachers and learners, to after-school sports for every ability (not just the top-tier athletes). Imagine a place where academics aren’t just something to slog

through before heading off to fly fishing club, soccer practice, or theatre rehearsal—but, instead, are the main event, at once challenging and exciting. Imagine a place where cuttingedge technology and innovation plays a role in every academic subject, preparing boys to mindfully navigate the world of the future. Imagine weekend programming that takes boys to a game at the home of the New England Patriots in the afternoon and brings them together for s’mores around the firepit in the evening. At Fessenden it’s cool to do well in school, easy to accept help, and empowering to reach your goals.

All of this, and more, is available for boys in Grades 5-9 at The Fessenden School. The school’s reputation for educational excellence, exceptional student support services, state-of-the art

facilities, and its ideal loca tion (41-acre campus just min utes from Boston) have made it a top boarding choice for students throughout the US and around the globe since 1903.

Fessenden’s Middle School Boarding Program goes far beyond the classroom. It’s a whole world: a community where a young boy can thrive, no matter who he is, and where caring educational experts reinforce your parenting by raising the bar high for your son with one hand and supporting him with the other. In a very real and deep sense of the word, Fessenden’s Boarding Program is one of the most generous gifts that you could give your son. Learn more at fessenden. org or call us at 617-630-2300.

My

Happy 2nd Birthday to this beautiful, smart, bubbly, dancing princess. May you enjoy these terrific two’s. Love your Family!

May you forever sparkle and shine like the star that you are. We like to wish you a birthday that is as beautiful, incredible, and unique as you are. Happy 2nd Birthday Pretty. Love Mommy, Daddy and Family! Xoxoxo

Evanna Peets

December 19

Kahlan February 20 Happy 6th Birthday Kahlan

Hope Robinson December 13 Happy 6th Birthday to Hope Robinson Love from Mom & Dad.

Ella Metschnabel December 28

Happy birthday from her Mom, Dad, and brother Isaac.

Myi’a Caisey

November 4

TyEsha Smith December 17

Maya Russell Bean October 8

budding little artist with a heart of gold.

Got a great picture of your child? Send it and it may appear in our next issue. Send it in by email to photos@ knbmediagroup.com