2
Groups working together to lower health benefit costs through self-funding.
4 Table of Contents A Letter to Our Members 6 Meet the PMHIC Team 7 PMHIC Board of Directors 9 Membership Report 10 Surplus Distribution 18 Wellness Grant 19 Account Services 20 Open Enrollment Reminder 21 ConnectCare3 22 Life & Disability Program 24 Administrative Services 26 2023 Health Benefits Seminar 31
Recognizing the effectiveness of group purchasing, Benecon pioneered self-funded consortium and cooperative programs. Today, we’re proud to manage fourteen programs across the country and maintain membership retention of more than 98%. With our full suite of services, Benecon is able to provide unlimited expert support through Account Management, Actuarial, Compliance, Finance and the Producer Services Divisions. With the unparalleled Nurse Navigation and Wellness Services of our subsidiary, ConnectCare3, Benecon is a powerhouse in the self-insurance marketplace.
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It all started with four local government groups in 1991
Fred Bean VP Program Management
6
For 2023, the average renewal increase for the 288 members of PMHIC is 8%. When developing the rates for individual members, the actuarial staff considered the following:
Everest Re will remain as our stop loss partner for PMHIC, and we continue to stabilize the reinsurance costs through our Yourpartnership.renewalisonly
• Medical trend estimate (projected at 8% for 2023)
• Claims experience for 2020, 2021 and the first six months of 2022
We appreciate your participation in PMHIC and look forward to serving you in 2023. We sincerely hope that you, your families and employees continue to remain safe and healthy.
This renewal booklet and accompanying packet include other information relating to your 2023 renewal, the PHMIC program, Benecon, your claim fund performance and dental & vision rates. Additionally, the packet contains information regarding an important meeting of the Board of Directors where we need you to complete a ballot and a proxy form. We hope you take a few minutes to review this important information.
Dear PMHIC Members,
A Letter to Our Members
Thank you for being a valued customer of the Pennsylvania Municipal Health Insurance Cooperative (PMHIC). We strive to continue providing seamless service and stability to our members. On behalf of the PMHIC Board of Directors, thank you for your ongoing participation in the program.
• Other relevant factors
Sincerely,
Michelle Joy VP Account Management
• Plan designs and demographics for each member group
one indicator of the total cost of your health insurance program. For the 2021 plan year, 79% of PMHIC members received a surplus. When combining surplus returns with your projected 2023 costs, many members experience level funding or decreases in their total costs.
October 1, 2022
Kristen Abner Senior Account Manager
Cindy McKillips Associate Account Manager
Kate Lobley Senior Account Manager
Brian
Tiia Huffer Associate Account Manager
LeeAnn AccountLlewellynManager
Jo Schweitzer Associate Account Manager
Lynette Ashmore Associate Account Manager
Sandi Provost Associate Account Manager
AccountAccountZimmermanManagerDanielleOmansManager
Amy Smith Senior Account Manager
7 Meet the PMHIC Team
Missy Leader Associate Account Manager
Any surplus after year end reconciliation is returned to the group Administered
Surplus & Savings by Benecon years of
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Pennsylvania Municipal Health Insurance Cooperative (PMHIC)
is a self-funded group purchasing program developed and administered by The Benecon Group for municipalities in Pennsylvania. Benecon is a nationally recognized leader in the industry, dedicated to providing its members with efficient and safe access to the self insurance market.
To learn more about PMHIC please contact: The Benecon Group 717-723-4600 | 888-400-4647 info@benecon.com | www.benecon.com
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Using the Power of Group Purchasing to Lower Your Health Benefits Costs
experience $2.6+ billion administered funds 98% retention $579 million stop loss placed Full Transparency Know where every dollar is spent Control Be in the driver’s seat when choosing your benefits Flexibility Choose the plan design that works best for your employees Proven actuarial pricing model Priced by Benecon’s independent actuaries
Lower Merion Township, Township Manager
City of Lock Haven, City Manager
2004 Weavertown Road | Douglassville, PA 19518 Office: 610.689.6000 | tbingaman@amitytownshippa.com
Jason Stains
College Township, Township Manager 1481 E. College Avenue | State College, PA 16801 Office: 814.231.3021 | abrumbaugh@collegetownship.org
Greg Wilson
20 East Church Street | Lock Haven, PA 17745 Office: 570.893.5907 | gwilson@lockhavenpa.gov
Troy Bingaman Secretary
Brentwood Borough, Borough Manager
3735 Brownsville Road | Brentwood, PA 15227 Office: 412.884.1500 | gzboyovsky@brentwoodboro.com
2023-2024 PMHIC Board of Directors
Shannon Berkey Treasurer
George Zboyovsky
55 East Main Street, Box 310 | Waynesboro, PA 17268 Office: 717.762.2101 | jason@waynesboropa.org
Lower Allen Township, Township Manager
9 Members - 2 Year Term (1/1/23-12/31/24)
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Ernie McNeely Chairman
2233 Gettysburg Road | Camp Hill, PA 17011 Office: 717.975.7575 | tvernau@latwp.org
Schuylkill County Municipal Authority, Executive Director 221 South Centre Street | Pottsville, PA 17901 Office: 570.622.8240 | pcaulfield@scmawater.com
Patrick Caulfield Vice Chairman
Adam Brumbaugh
75 East Lancaster Avenue | Ardmore, PA 19003 Office: 610.649.4000 | emcneely@lowermerion.org
Danville Borough, Borough Manager 463 Mill Street | Danville, PA 17821 Office: 570.275.3091 | sberkey@danvilleboro.org
Borough of Waynesboro, Borough Manager
Amity Township, Township Manager
Tom Vernau
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PMHIC Membership Report
Total 288
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Employer
10/1/2022
Capital Region 2,552 Region 642
Southeastern
Lehigh Valley Region 1,463
44
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PMHIC 200 2013 213 2014 219 2015 243 2016 261 2017 267 2018 266 2019 280 2020 281 2021 280 Groups: 288
of Municipal Members Number of Employee Members
Northeastern PA Region 2,294
Western
Overview
20
Municipal Members as of Number of Employer Groups 2012
Centre
68
Region
11
Schuylkill Region 407 PA Region 949 PA Region 702 9,797
Berks Region 788
12
Number
25
73
Southeastern Chester County Refuse Authority 23 1/1/2022
Delaware County Solid Waste Authority 21 10/1/2022
Erie County Housing Authority 23 12/1/2021
Beaver Falls Municipal Authority 30 1/1/2022
West Hanover Township 21 10/1/2021
12 We would like to welcome our new 2022 groups!
Groups Employee Count Effective Date
Central Susquehanna Regional 911 System 18 12/1/2021
Cheltenham Township 315 1/1/2022
Bethlehem Parking Authority 14 1/1/2022
Taylor Borough 19 1/1/2022
New Groups 2022
Member EmployeeCount Member EmployeeCount
Amity Township 31 Lower Heidelberg Township 17
Douglass Township 8 Union Township 5
Central Berks Regional Police 22 South Heidelberg Township 19
Antietam Valley Municipal Authority 6 Maxatawny Township 6
Fleetwood Borough 13 West Reading Borough 13
Hamburg Borough 19 Western Berks Water Authority 10
Delaware County Solid Waste Authority 21 Topton Borough 7
13 Members
Bern Township 12 Northern Berks Regional Police Department 13
Berks
Cumru Township 40 Spring Township 84
Boyertown Borough 6 Shillington Borough 30
Joint Municipal Authority of Wyomissing Valley 9 Womelsdorf Borough 5
Berks Area Regional Trans Auth (BARTA) 95 Muhlenberg Township 51
Kutztown Borough 54 Wyomissing Borough 50
Birdsboro Borough 11 Reading Area Water Authority 71
Lower Alsace Township 6
Caernarvon Township 12 Sinking Spring Borough 18
Eastern Berks Regional Police Department 15 Washington Township 9
Cumberland Dauphin Harrisburg Transit Authority 103 North Newton Township 6
Cumberland Franklin JMA 9 Palmyra Borough 31
East Pennsboro Township 69 South Londonderry Township 23
Guilford Water Authority 26 Upper Allen Township 71
Franklin County Area Tax Bureau 10 South Middleton Township 35
Gettysburg Municipal Authority 16 Susquehanna Township 66
Camp Hill Borough 27 Middlesex Township & Municipal Authority 30
Carroll Valley Borough 11 Monroe Township 6
Greater Lebanon Refuse Authority 31 Swatara Township & Authority 123 Greencastle Borough 22 Tri-County Regional Planning Commission 12
Lower Allen Township 74 West Shore Regional Police Department 9
Capital Region Water 127 Middletown Borough 28
Member EmployeeCount Member EmployeeCount
Capital Tax Collection Bureau 11 Mifflinburg Borough 17
Hampden Township 112 Washington Township- Franklin 23 Highspire Borough 17 Washington Township MA 14 Hummelstown Borough 18 Waynesboro Borough 56
Carlisle Borough 105 Millersburg Borough 6
Lemoyne Borough 13 West Hanover Township 21 Littlestown Borough 14 West Pennsboro Township 11
Lower Allen Township Authority 26 York Adams Tax Bureau 34
Antrim Township 20 McSherrystown Borough 5 Borough of Lewisburg 5 Mercersburg Borough 6
Cumberland Township 19 Penbrook Borough 16 Dauphin County Housing Authority 38 Shippensburg Borough 28
Gettysburg Borough 26 Steelton Borough 26
County of Lebanon Transit Authority 34 North Middleton Authority 9
Capital
Members
Lower Paxton Township 140
Central Susquehanna Regional 911 System 18 Myerstown Borough 10 Chambersburg Borough 224 New Cumberland Borough 24
City of Lebanon Authority 71 North Lebanon Township 30
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Cornwall Borough 14 North Londonderry Township 27
Annville Township 15 Lower Swatara Township 25
Derry Township 89 Silver Spring Township 55
Derry Township Municipal Authority 37 South Hanover Township 6 Dickinson Township 8 South Lebanon Township 19
Greene Township Board of Supervisors 18 Union Snyder Community Action Agency 17
Cumberland County Tax Bureau 14 North Middleton Township 21
Centre
Bellefonte Borough 35 Ferguson Township 55 Borough of Lewistown 35 Granville Township 18 CATA (Centre Area Transportation Authority) 104 Harris Township 8 Centre County Recycling & Refuse Authority 69 Mifflintown Municipal Authority 6 Centre Region Council of Governments 68 Patton Township 43 College Township 30 State College Borough 171
Forks Township & Forks Township Police 41 Slate Belt Regional PD 21 Fountain Hill Borough 21 Slatington Borough 15
Lower Milford Township 7 Williams Township 9
Lower Macungie Township 23 Whitehall Township Authority 7
Member EmployeeCount
Member EmployeeCount Member EmployeeCount
Hellertown Borough 29 Upper Macungie Township 72
Lehigh Valley
Members
Lehigh County Authority 66 Upper Milford Township 12
Lower Nazareth Township 14 Wilson Borough 37
Bushkill Township 24 North Whitehall Township 16
Bethleham Parking Authoirity 14 Macungie Borough 10 Bethlehem Township 76 Moore Township 23
Coplay Whitehall Sewer Auth 10 Pen Argyl Borough 9
Emmaus Borough 64 Salisbury Township 48
Lehigh Northampton Airport Authority 134 Upper Saucon Township 64
Hanover Township 20 South Whitehall Township 79
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Allentown Parking Authority 43 Lower Saucon Township 42 Bangor Borough & Bangor Authority 15 Lynn Township 7
Colonial Regional Police Department 25 Northampton Borough Municipal Authority 30 Coopersburg Borough 13 Palmer Township 85
Member EmployeeCount
East Allen Township 11 PlainfieldTownship 5
Catasauqua Borough 29 Northampton Borough 40
Lehigh Township 23 Weisenberg Township 10
Lehigh Valley Planning Commission 19 Whitehall Township 101
City of Williamsport 335 Northern Tier Solid Waste Authority 64 Clarks Summit Borough 12 Old Lycoming Township 30 Clinton County Solid Waste Authority 62 Olyphant Borough 19 County of Lackawanna Transit System 90 Palmerton Borough 18
Members
Member EmployeeCount Member EmployeeCount
Blossburg Borough 8 Lansford-Coaldale Joint Water Authority 6 Borough of Archbald 18 Lehighton Borough 26 Borough of Blakely 28 Lehman Township - Pike County 14 Borough of Honesdale 14 Lehman Township- Luzerne County 9 Borough of South Williamsport 19 Lycoming County Housing Authority 26 Brodhead Creek Regional Authority 23 Lycoming County Water & Sewer Authority 22 Butler Township 21 Mahoning Township 10 City of Carbondale 23 Middle Smithfield Township 24
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Northeastern
City of Pittston 31 Montoursville Borough 18
Dallas Township 26 Smithfield Township 4 Dickson City Borough 28 Stroud Area Regional Police Dept 41 Dunmore Borough 66 Stroud Township 14 East Stroudsburg Borough 25 Stroudsburg Borough 20 Edwardsville Borough 12 Sugarloaf Township 9 Endless Mountain Trans Authority 41 Taylor Borough 19 Fairview Township 9 Throop Borough 18
Dallas Area Municipal Authority 27 Pocono Mountain RPD 46 Dallas Borough 10 Pocono Township Commissioners 36
Greater Hazelton Joint Sewer Authority 33 Tiadaghton Valley Regional Police Dept 7 Hanover Township 54 Tobyhanna Township 8 Hazleton City Authority 48 Troy Borough 7 Hazleton City of 117 Tunkhannock Borough 6 Housing Authority of the County of Lackawanna 50 Weatherly Borough 14 Jersey Shore Borough 7 West Hazleton Borough 9
Kingston Borough 66 Wilkes Barre Township 19 Kingston Township 30 Wright Township 9 Lackawanna River Basin Sewer Authority 26 Wyoming County Redevelopment Authority 6 Lansford Borough 9 Wyoming Valley Sanitary Authority 160
City of Lock Haven 63 Monroe County Control Center 38 City of Nanticoke 43 Monroe County Transit Authority 34
Western Member EmployeeCount Member EmployeeCount
Ashland Borough 14 Northumberland Borough 10 Bloomsburg Municipal Authority 11 Pine Grove Borough 8 Blythe Township 18 Schuylkill County Housing Authority 24 City of Pottsville 44 Schuylkill County Municipal Authority 52 Danville Borough 33 Schuylkill County Transportation Authority 19 Greater Pottsville Area Sewer Authority 15 Schuylkill Haven Borough 44 Kulpmont Borough & Kulpmont-Marian Heights JMA 6 Scott Township 17
Ambridge Water Authority 21 Franklin Township Municipal Sanitary Authority 15 Beaver Falls Municipal Authority 30 Greater Greensburg Sewage Authority 19 Borough of Avalon 12 Green Tree Borough 24 Borough of Whitehall Police 23 Leetsdale (Borough of) 10 Bradford Township 15 Monaca (Borough of) 22 Brentwood (Borough of) 26 Monroeville Municipal Authority 36 Broad Top Township 10 Moon Township Municipal Authority 30 Canton Township 12 Ohio Township 30 Chippewa Township 22 The Municipal Authority of the Township of Robinson 24 City of Titusville 41 Union City Borough & Municipal Authority 12 City of Uniontown 34 Urban Redevelopment Authority of Pittsburgh 103 Creswell Heights Joint Authority 12 Westmoreland County Transit Authority 96 Erie County Housing Authority 23
Schuylkill
Mahanoy Twp Authority 8 St. Clair Borough 19 Mahoning Township - Montour County 21 Sunbury Municipal Authority 22
Member EmployeeCount Member EmployeeCount
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Southeastern Member EmployeeCount Member EmployeeCount
Minersville Borough/Police/Authority 20 Mount Carmel Borough 12
Cheltenham Township 315 Southeast Chester County Refuse Authority 23 Downingtown Borough 41 Springfield Township 10 Downingtown Municipal Water Authority 12 Upper Pottsgrove Township 14 East Bradford Township 14 Valley Township 19 East Fallowfield Township 8 West Bradford Township 27 Lower Merion Township 343 West Chester Borough 102 Middletown Township & Sewer Authority 21
Members
Members of PMHIC have the opportunity to receive any surplus money from their claim fund after all non-catastrophic claims have been paid. This is not possible in a typical fully insured plan. For the 2021 plan year, we will return in excess of $26 million in surplus claim funds to 79% of PMHIC members. When you consider your total cost for health expenses in our program, please include these surplus funds in your calculations. Most PMHIC members received a 75% distribution of their 2021 surplus in June. The balance will be distributed before the end of the year when all claims have been closed out. If you were eligible for surplus in 2021 and did not receive the initial distribution in June, you will receive the entire amount before the end of the year.
Surplus Distribution
On behalf of the Board of Directors, thank you for your continued participation in the PMHIC program.
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Wellness Grant
• Fitness trackers
• First aid kits/training
• Nutrition education
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The PMHIC Board of Directors and our carrier partners have generously offered wellness grants to PMHIC member groups since 2016. The following wellness grant funds are available for 2023.
Wellness grant funds help PMHIC member groups improve the health and wellness of their employees, which potentially leads to lower claims costs. The funds must be used for wellness activities or equipment that will have a positive impact on overall employee wellness. Examples include:
• Biometric screenings
• Hearing tests
• Highmark Western PA groups = $10,000
In early 2023, you will recieve information from your PMHIC account management team with details about the amount of the wellness grant available to you, the application process, eligible wellness expenses, how to submit expenses for reimbursement, and deadlines to submit eligible expenses. We encourage you to take advantage of available wellness grants.
• Independence Administrators groups = $20,000
• Gym memberships
• Flu shots
• Capital Blue Cross groups = $110,000
• Highmark Northeast PA groups = $30,000
• Tobacco cessation classes
• UnitedHealthcare groups = $10,000
• AED machines
• Lunch & Learn education sessions
• Exercise equipment
• Click the arrow next to recent files to hide this section. The recent files section shows the last files you opened, not the most recent files uploaded.
Need a new ID card for an employee? Send Account Services an email to request a new one. Most insurance carriers take 7-10 business days to generate and mail a new card. Don’t forget to include the employee’s address in your request!
• Log in to Box.com and click on “All Files”
Any other enrollment related questions, we have you covered!
EnrollmentQuestionsRelated
Box.com Invoice Delivery
PMHIC invoices are delivered securely each month using Box.com. Upon receipt of your monthly notification email, you should log in to Box.com to retrieve your most recent invoice as well as review invoices from previous months. To avoid mispayments, please make sure you are accessing the newest invoice each month by following these steps:
terminationschangesEnrollments,and
• Click the “Billing” folder
Send completed universal benefit forms (UBF) via secure email to Account Services or fax the form for processing.
20 Account Services What can the Account Services team do for YOU? accountservices@benecon.com | P: 888.400.4647 | F: 888.977.2173 +
It is also very helpful if you write the month of the invoice you are paying on your check. For more detailed instructions, please contact your Account Manager.
Account Services is here to answer all of your billing/invoice questions!
• Click the most recent month’s folder “yyyy-mm”
ID Card Requests Invoice Questions
21
Erin EnrollmentWillmanSpecialist
Anne Walls Senior Enrollment Specialist
Open Enrollment Reminder
Please remember to submit all Open Enrollment changes to AccountServices@benecon.com no later than 12/16/2022; this includes new enrollments, changes, and terminations for an effective date of 1/1/2023. Any Open Enrollment changes submitted after the first of the year cannot be processed.
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Patient Advocacy
• Provide resources that help support and sustain health Nutrition Education
• Help patients understand the connection between diet and health by providing nutritional assessments and healthy meal plans
Tobacco Cessation
• Can be used as reasonable alternative program
Collaboration
• Prepare questions for physicians for second opinions
The health and wellness solution for employers.
Chronic Disease Management & Prevention
• Supports the clinical team and provides resources
• ConnectCare3 will evaluate an organization’s needs and assist them in accomplishing a wide range of goals. This can be straightforward, such as developing an employee engagement strategy and providing readyfor-use educational tools, or as expansive as building a wellness committee and creating a 3-5 year strategic wellness plan.
Consultation
The ConnectCare3 Benefit
• ConnectCare3 will help employers design wellness programs suited specifically to their organization’s culture and demographics. We can provide wellness campaigns and educational resources on relevant and timely health topics. Employers can use these resources to support their wellness initiatives with minimal added work required for them. We can also assist employers in exploring incentives as an employee engagement tool.
Connection
For more information, visit connectcare3.com.
• ConnectCare3 will equip groups with marketing materials, webinars, and other communication tools to help drive the utilization of ConnectCare3 services. We also connect employers with additional wellness resources from their insurance carriers, employee assistance program, or within the community that may be available at little to no cost. We can help identify the most appropriate wellness vendors, if needed, for screening services.
• Assist individuals with prediabetes, diabetes, high blood pressure, high cholesterol, or obesity
• Work one-on-one with certified health coaches to achieve and maintain a tobacco-free life
• Multidisciplinary team of registered nurses, registered dietitians, and certified health coaches
ConnectCare3 services are an enhancement to an individual’s medical benefits and available at no additional cost to employees and their dependents covered on a group’s health plan. We offer solutions to help our members build health literacy and reduce barriers to care while aiming to help employers with cost reduction strategies through our wellness solutions services. ConnectCare3 is a unique independent advocate, and we have no affiliation with any insurance carrier or hospital system.
Nurse Navigation
Clinical Services Wellness Solutions
• Assist patients in understanding their diagnosis and treatment options
• Provide clinical expertise
23 HealthyU Featuring: • Self-paced, interactive, courses created by ConnectCare3 clinical experts • Customized HealthyU webpage for each employer • Capability to track participation and completion for each incentive programming • Access for all employees
Benecon has successfully aggregated the Members of many other Cooperatives to create a significant purchasing power for Life & Disability coverage.
To date 225+ PMHIC Members have taken advantage of this program, generating over $1,000,000 in savings!
For more information please contact: Stephen Gingrich
Program Specifics
Experience: Benecon
4. Place all Members with one carrier
2. Match each group‘s current plan designs & level of benefits
In 2010 the PMHIC Board endorsed Benecon to offer a Life & Disability program for all Members. PMHIC believes there is power and efficiency in group purchasing and encourages all Members to participate.
Life & Disability Program
717.951.5636sgingrich@benecon.com
Insurance Provider: OneAmerica
2. Copy of current plan designs (Summary Page of Benefit Booklet)
24
2. 141+ years experience
3. Provide a multi-year rate guarantee
3. $83 billion in assets
1. Current employee census (Name, DOB, DOH, Occupation, Salary)
3. Copy of most recent invoice
1. “A“ financial rating from all rating agencies
1. Provide a significant rate reduction on current Life/STD/LTD Coverage
Information Needed to Provide a Proposal
For more information, please contact your Benecon Account Manager.
With plans from United Concordia, Davis Vision and National Vision Administrators, we are sure to have a plan that works for you.
Dental & PMHICCoverageVisionThrough
TM
Did you know that PMHIC offers dental and vision coverage?
A Health Reimbursement Arrangement is an employer funded arrangement that may be used to reimburse employees for qualified medical expenses set by the employer.
Employer established, tax-advantaged account funded by the employee and/or the employer to pay for qualified mass transit and parking expenses on a monthly basis.
An Excepted Benefit HRA is an employer funded, taxadvantaged arrangement, under which employers provide funds towards the cost of vision, dental or short term limited duration insurance premiums that they purchase on their own.
Semi-annual billing services for eligible retirees.
Employer funded, tax-advantaged plan that can pay an employee up to $5,250 in educational assistance benefits each year.
A Flexible Spending Account is an employer offered, tax-advantaged account funded by the employee to pay for qualified medical expenses with pre-taxed dollars.
QSEHRA
With Benecon’s Administrative Services, gain access to a full suite of value-added services.
FSA ICHRA
A Qualified Small Employer HRA is an employer funded, tax-advantaged arrangement in which employers with under 50 Full Time Employees can reimburse their employees for their health insurance premiums that they purchase on their own.
HRA Retiree Billing
The Consolidated Omnibus Reconciliation Act gives employees who lose their benefits the right to choose to continue group health benefits provided by their employer for limited periods of time if the employee experiences a qualifying event.
A Dependent Care Assistance Plan is an employer offered, tax-advantaged plan funded by the employee to pay for care for eligible dependents, such as children or disabled family members.
Tuition Reimbursement Programs EBHRA
An Individual Coverage HRA is an employer funded, tax-advantaged arrangement in which employers of any size can reimburse employees for some or all of the premiums that their employees pay for health insurance that they purchase on their own.
HSA COBRA
A Health Savings Account is an employee owned, taxadvantaged savings account used in conjunction with a High Deductible Health Plan (HDHP).
Benecon Administrative Services Product Guide
Commuter Transit / Parking Benefits
26
DCAP
Administrative Services
Plan Setup and Renewals with no extra charges (*excluding Mini-COBRA)
No Minimum Requirements on Employee Plan Participation Compliance Webinars and Instructional Videos
Industry Leading Web Browsers for FSA/HSA Eligible Items
IOS/Android App That Makes Account Management Easy
Purchased Products Require Zero Substantiation if paired with a Benecon FSA/ HSA Debit Card
Enrollment and Eligibility Management
Value Enhancements
In addition to our CDH & COBRA offerings, Benecon’s Administrative Services Team provides best-in-class customer service and access to industry-leading mobile and web-based services.
Special deals on eligible FSA & HSA products
Representatives Available During Working Hours to Assist our Partners and their
Customized Communications for Participants
FSA / HSA Store and HealthShopper
Plan Management and Consumer Engagement
Enhanced Reporting Capabilities
Administrative Portals/CDH Mobile App
27
Account Funding and Contribution Management
CDH Open Enrollment Presentations and Marketing Materials
24/7 access to Employer & Participant Portals
Personalized Customer Service
PersonalizedClients
Benecon Portal: www.my-healthshopper.com/?id=10624Amazonisresponsiblefor delivery and customer service for purchases made via Health Shopper.
www.my-healthshopper.com/?id=10624Today!CDHServices@benecon.com
Bringing together the leader in health spending accounts and the leader in online retail to deliver the easiest way to learn about, shop for, choose and purchase HSA/ FSA eligible retail items online. Under the “Eligible Expense List“ on the Home Page, learn about what expenses can be reimbursed under your program and what documentation may be required.
Search for products on Health Shopper, and when ready to purchase, you will be guided to Amazon to procure the product.The transaction experience will work similar to any other purchase a consumer makes on Amazon, including utilizing Amazon Prime benefits.
Enhancing the Consumer Experience
Get Started
31 2023 Health Benefits Seminar
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PMHIC.com | 888.400.4647
