Minimum Requirements
• Undergraduate or graduate major in Business or Economics (undergraduate Finance and Accounting majors preferred)
• Minimum overall GPA of 3.0
• 6 hours of accounting courses (9 hours of accounting courses, including Intermediate Accounting I, preferred)
Additional Qualifications
• Excellent communication, presentation, and interpersonal skills
• Detail oriented, organized, analytical, with proven problem-solving abilities
• Leadership skills and community involvement
• Highly motivated, self-starter attitude
• Internship/prior work experience
BANKER DEVELOPMENT
PROGRAM
The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking.
The program develops Credit Analysts into wellrounded bankers with strong credit, prospecting, and relationship management skills. It offers a defined career path which begins with classroom training followed by rotations through various lending departments and builds into a Relationship Manager role.
The BDP challenges Credit Analysts to grow and develop their skills at a set pace, empowering graduates to launch their career in banking.
Phase 1: Initial Training
1A: Classroom
Classroom training at Amegy Bank’s headquarters in Houston for 4.5 months. Credit Analysts attend 5 weeks of trainings at Zions Technology Center in Midvale, Utah.
Topics Covered
• Banking and analytical concepts
• Bank-specific system and operational training
• Self-study courses to teach the analytical process and decision-making techniques needed to make sound credit decisions
• Credit underwriting
• Assignments based on case studies
• Professional etiquette and sales training
• Introductions to senior management
• Soft skills training
1B: Retail & Treasury Exposure
Cumulative Retail and Treasury Management exposure in Credit Analyst’s permanent market for 1.5 months.
Topics Covered
• Overview of Treasury roles, products and services
• Prospect and client meetings
• Daily retail branch experiences and interactions
• Overview of branch operations and risk fundamentals
• Branch business development efforts
Phase 2: Rotations
The rotational phase is 13-19 months of on-the-job training through assignments to specific lending groups in Credit Analyst’s permanent market. Credit Analysts will rotate through 5-7 lending groups, with each rotation lasting approximately 2.5 months.
Responsibilities
• Shadow Relationship Managers in client and prospect meetings
• Underwrite financial analysis and credit packages
• Participate in loan approval presentations
• Review portfolio credit risk
• Attend seminars and ongoing training
• Build one-on-one working relationships with high-level decision makers
Phase 3: Placement
Placement into a lending group as an Associate takes place approximately 19-25 months after beginning the BDP, depending on number of rotations, performance, and staffing needs.
Placement as an Associate into a lending group is the monumental conclusion to the BDP. This placement is a steppingstone on an Analyst’s journey to become a Relationship Manager at Amegy Bank.
CAREER PROGRESSION
Credit Analyst
Associate, Officer (19 to 25 months)*
Assistant Vice President, Relationship Manager II/ Portfolio Manager II (3 to 4 years)*
Core Rotations
(2-3 required)
• Commercial Banking
• Business Banking
• Private Banking
Specialty Rotations
(vary by market)
• Commercial Real Estate
• Corporate Banking
• Energy
• Healthcare and Not-for-Profit
• International
Vice President (5+ years)*
*Estimated career progression based on time after start of employment.
