Personal Banking | Amegy Bank

PERSONAL BANKING

For the realities of your dreams.

Here, You Grow

TM

Whatever comes your way, we’ll keep you going in the right direction.

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Personal Banking

Life presents us all with a mix of endless possibilities, responsibilities and opportunities. And we all want to be prepared for them.

Amegy Bank is here to help you do just that: be financially prepared for whatever comes your way.

Whether it’s the possibility of buying your first home, the responsibility of saving for a college education, or the opportunity to retire sooner than later.

We offer a full array of financial products and services, and work with you to choose the ones that best align with your life needs and goals.

It’s how we’ve done it for more than 30 years in helping generations of families achieve their dreams and financial security.

Let us help do it for you.

You need to spend.

You need to save.

You deserve better options for doing both.

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Checking & Savings Given our wide array of financial products and services, your relationship with Amegy can be lifelong. Our variety of checking and savings accounts serve as the perfect example. You can choose between accounts offering different balance requirements, statement delivery options, interest rates, and even options to reduce or eliminate fees.

Better still, our premium checking accounts provide you with more financial advantages and additional banking services.

There are numerous checking and savings account options from which to choose. This gives you the added flexibility to change your accounts so you’ll always have the ones that work best for you.

Checking Everyday Checking Accounts For those with more basic checking account needs Checking with Interest Accounts Earn interest on your account balance and receive loyalty benefits Premium Checking Accounts For higher balances, filled with benefits designed to help elevate your financial management capabilities Specialty Checking Accounts • Providing students (age 25 and under) the tools they need to manage their money, affordably • An affordable and benefit-rich checking option, perfect for seniors (62+) or clients with a military affiliation.

Savings And that’s a pretty convincing argument for why Amegy is the bank that will work best for you.

Savings Accounts Traditional savings accounts and accounts for young savers (age 25 and under) Money Market Accounts Offering competitive tiered interest rates with flexible access to your funds

1 Online Banking & Mobile Banking – Mobile Banking requires download of the smartphone or tablet version of the Amegy Bank App from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Business Bill Pay has no monthly service fee. Subject to the terms and conditions of the Business Online Banking services agreement.

2 To avoid the Paper Statement Fee of $2, you must enroll in Online Banking, and opt your account out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, you must have opted your primary account out of receiving paper statements.

3 Take a picture of your check deposit and submit through your mobile phone.

Limits apply: see table “Mobile Check Deposit Limits” above. Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App, enrollment in Mobile Banking.

Certificates of Deposit Maximize your savings for a fixed period of time Individual Retirement Accounts Save for retirement with flexible accounts Depending upon the account type you choose, benefits may include: • Debit Card • Online Banking1 • Digital Payments

• e-Documents2 • Mobile Banking1 • Mobile Check Deposit3

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Life takes money.

Sometimes, that means borrowed money.

Financing Options1 Be it for things you want, things you need, or things that are a bit of both. At Amegy, we’re here to help you borrow that money as intelligently as possible. We’ll help you figure out which loan products are best for your specific financial situation.

And we’ll assist you with understanding all the options available to you. After all, don’t you want every decision you make to be a well-informed one?

Credit Cards

Mortgage Loans

Rewards on purchases

Adjustable Rates

Cash Back on purchases

Fixed Rates

Low Interest Rate

Primary Residence, Second Home, Investment Properties

Lines of Credit & Other Loans Construction to Permanent Loans Lot Loans Refinance

Home Equity Loans and Line of Credit Auto, Boat and RV Loans Secured/Unsecured Loans and Lines of Credit

Affordable Home Mortgage Loans

1 Subject to credit approval. Terms, conditions and restrictions apply. See banker for details.

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Where you go, we go.

Mobile & Online Banking Check account balances? You bet. Transfer and deposit funds? You got it. Pay bills or a friend?

Of course. View checks? No problem. Set up alerts? Absolutely.

Welcome to Amegy Bank’s collection of virtually perfect mobile and online banking solutions.

With it, you have 24/7 access to your money and your accounts.

You can access your account data directly through financial management software. And with Amegy Mobile Banking, you can do most of this from the screen of your favorite mobile device.

You’ve never had easier, unlimited access to your accounts or a more convenient way to do, virtually, all your banking.

Online Banking

Mobile Banking1

24/7 Account Access

Stop Payments

24/7 Account Access

Travel Notifications

Fully Encrypted

Travel Notifications

Transfer Funds Reorder Checks

Send money to friends or family with your mobile device

Checking, Savings, Loans, Lines of Credit, Credit Card Account Access

Send money to friends or family with your mobile device

Bill Pay

Mobile Fraud Alert Service

Transfer Funds

Bill Pay

e-Documents

Credit Card Cash Reward Redemption

Mobile Check Deposit

e-Documents

Banking Center/ATM Locator

1 Mobile banking requires enrollment in online banking. Fees from your wireless provider may apply.

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With our cards, you hold all the cards in fraud protection.

Security & Fraud Prevention Tools More financial safety. More transactional security. It’s what you deserve—and it’s what we’ll help you work toward—at Amegy. From mobile fraud alerts to chip card technology to digital payment programs, we’re continually improving the ways we help protect you and your money from cyber criminals. That way, you can enjoy all the conveniences your credit and debit cards provide without having to worry about someone else trying to do the same.

Mobile Fraud Monitoring

Digital Payments

Available with any Amegy Credit or Debit Card Helps prevent fraudulent transactions from processing

Replaces your account number with a onetime identifier that is only good for that one transaction and would be meaningless for any other transaction.

Monitor Fraud with Mobile Banking1

Apple Pay® 2

Real-time Alerts

Samsung Pay® 3

Chip Card Technology

Android Pay® 4

Zero Liability Purchase Alerts with Mobile Banking1 1 Mobile banking requires enrollment in online banking. Fees from your wireless provider may apply.

2 Apple Pay® is a trademark of Apple Inc. Amegy Bank does not claim any ownership or exclusive rights to these trademarks.

3 Samsung Pay® is a registered trademark of Samsung Electronics Co. Amegy Bank does not claim any ownership or exclusive rights to these trademarks.

4 Android Pay® is a registered trademark of Google Inc. Amegy Bank does not claim any ownership or exclusive rights to these trademarks.

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It doesn’t have to end here.

Call, visit our website or come in and speak to an Amegy banker today.

(800) 287-0301

amegybank.com

Come in

Here, You Grow

TM

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A division of Zions Bancorporation, N.A. Member FDIC Š 2020 Zions Bancorporation, N.A.