Healthy Living August 2014

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MAKING WAVES

What’s SUP with paddleboard yoga?

SOS SKIN CARE

Fight back against summer skin irritations

KIDS AND MONEY

Allowance and other helpful tips

IN THE

Who needs theme parks when Lake County has the great outdoors? So, unplug the children, pack up the SUV and discover your own local sunsational adventure.

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MEET SOMER. SHE APPLIED HERSELF DURING SCHOOL, WORKED HER BUTT OFF BEHIND THE CHAIR, DOUBLED HER INCOME IN ONE YEAR AND IS NOW A SALON OWNER! MAKE IT HAPPEN! 352.753.5511 11915 CR 103, THE VILLAGES THEVILLAGESTSPA.COM FACEBOOK.COM/VILLAGESTSPA FINANCIAL AID AVAILABLE TO THOSE WHO QUALIFY Licensed by the Florida Commission For Independent Education, Lic. #3387 riteFavorit s color i “shiny ” W s orked a h a research r coordinator ebefore anrolling t TSPA TSPA class ss r of December SPA class 2011. e OWNS NS A TOY POODLE T WHO CAN’ A WALK IN TSTRAIGH LINE

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Jeffrey D. Baumann, MD Ray D. Maizel, MD Gregory J. Panzo, MD
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Stacia H. Goldey, MD, FACS Keith C. Charles, MD Shawn C. Wilker, MD

FEATURING FUN IN THE SUN

August 2014

Even with Florida’s brutal summer temperatures, you can find fun and cool places to beat the heat. So load up the car and get ready for a fun day of exploration at some local outdoor spots.

WRITER: MARY ANN DESANTIS

H2‘OM’

Joining the fitness benefits of yoga with the beauty of the great outdoors has proved to be a winning combination for Mary Prescott of Clermont-based Florida from a Kayak. With the budding popularity of stand-up paddleboard yoga, “Healthy Living” writer Shemir Wiles decided to try this newest water sport.

WRITER: SHEMIR WILES

26 36

HEALTHYBODY

SHAPE

48 HOLD IT RIGHT THERE

Build strength anytime, anywhere with isometrics.

WRITER: TRACY DRAPER

EAT FIT/NOT FAT

52 F.U.N. & S.U.N. Have fun this summer without spoiling your diet.

WRITER: LORI ESARY, ARNP, CFT

LOOK

54 A SALVE FOR PITFALLS OF FLORIDA SUMMERS

Fight the summer rash of itches, bites and scratching.

WRITER: RUTH ANN BYRD

WEIGHT

56 OBESITY: THE PERFECT STORM

We’re overeating and underexercising.

WRITER: RICHARD T. BOSSHARDT, M.D., FACS

HEALTHYMIND

REBOUND 60 COMING BACK HOME

What do you do when your adult child fails to launch?

WRITER: ROBERT H. BLANCHETTE, ED.S.; M.ED.

HEALTHYSPIRIT

BUDGET

64 KIDS CAN LEARN THE VALUE OF A BUCK Kids can manage money with or without an allowance.

WRITER: MARY ELLEN GRIFFITH

MENCOURAGEMENT

66 COACHING: TAKING STEPS TOWARD HEALTHY CHANGE Coaching can improve life and work.

WRITER: SCOTT PERKINS

IN EVERY ISSUE

10 PUBLISHER’S CORNER

12 EDITOR’S LETTER

14 MEDICAL MYSTERIES

16 HEALTH MATTERS

22 HEALTHY INSPIRATION

74 CALENDAR

76 COMMUNITY

82 THINGS YOU SHOULD KNOW

HEALTHYFINANCE

GUARD

70 PROTECT YOUR IDENTITY

Learn how to defend yourself from ID fraud.

WRITERS: THOMAS FROSS AND ROBERT FROSS

BUILD

72 MAKING CENTS

Invest in your retirement with a 401(k).

WRITERS: THOMAS H. RUGGIE, CHFC, CFP

8 // HL // AUGUST 2014 CONTIN
72 14 70

Let us help you get back in the game

Let us help you get back in the game

Villages Rehab & Nursing Center

The brand new and state of the art Villages Rehab and Nursing Center is now open and accepting seniors in need of a helping hand recovering from a recent hospital stay to quickly and thoroughly return to their previous active lifestyle. We are proud to bring to the area pioneering concepts to make rehab a personalized and positive experience for the patient and their family.

Rehab & Nursing Center

Publisher’s corner

KENDRA AKERS publisher/editor-in-chief kendra@akersmediagroup.com

DOUG AKERS vice president doug@akersmediagroup.com

JAMIE EZRA MARK chief creative officer jamie@akersmediagroup.com

BOND AS A FAMILY; THERE’S STILL TIME

For many families, summer is a time of transition.

Kids go off to camp or vacation Bible school, playing baseball and soccer. Teens take jobs so they’ll have clothes and wheels for the school year. College-bound young adults cram in as many trips to the beach as they can with pals they’ll say goodbye to in the fall.

Days fly right by. Before you know it, we moms will be dragging our babies out of bed, attending school plays and ballgames and juggling household chores and jobs.

But for now, we have the last vestiges of summer. And that means will still have opportunities to spend quality time with our children, relatives and friends.

Time to make memories.

For the Akers, that means weekends on the boat, cleaning scallops and backyard cookouts. Your kids may chafe at the idea (but I hope not) of spending time with Mom and Dad, but I hope you’ll firmly insist they carve out a little family time. You may have to trade them an extended curfew or allow them to bring a friend, but any trade-off you make will be worth it. Bribery is allowed when the goal is strengthening family ties.

Make it a priority now, because the years fly by. I know. It seems like just yesterday my girlfriends and I were loading up the car and heading to Daytona for a day of sand, sun, waves and maybe a new boy.

How I savored those days. But, looking back, they seem even more special today. Your kids will feel the same way about the moments you give them this summer. So plan a vacation, even if it’s just a day trip. There’s still time. And make sure your sons and daughters join you at the dinner table at least once a week. Better yet, involve them. They can shuck the corn while you steam the crab legs.

Have a family cornhole tournament or fishing contest. Toss horseshoes. Or head to the driving range for a longest-drive contest. And have silly prizes. Or costumes. Anything they’ll remember. Your kids may have 50 reasons why they can’t participate, but you should put your foot down. They’ve had two months to do what they want, hang out with friends, sleep late or set a world record in Bioshock. Don’t let them. Include them in family outings or, better yet, let them help you plan a day together.

They say youth is fleeting. They’re right. So is summer. In fact, it’s almost gone. But there’s still time to squeeze in some quality time together, even if it’s just an afternoon casting lines in the lake.

Go for it. You’ll be glad you did. And you’ll be living healthy.

Stay healthy,

EDITORIAL // DESIGN // PHOTOGRAPHY

GARY CORSAIR executive editor gary@akersmediagroup.com

SHEMIR WILES senior staff writer shemir@akersmediagroup.com

BOB TENNANT copy chief bob@akersmediagroup.com

MARY ANN D ESANTIS editor-at-large maryann@akersmediagroup.com

JAMES COMBS staff writer james@akersmediagroup.com

FRED LOPEZ chief photographer fred@akersmediagroup.com

STEVEN J. CODRARO creative director steve@akersmediagroup.com

JOSH CLARK senior designer/advertising josh@akersmediagroup.com

ANTHONY CASTO senior designer/editorial anthony@akersmediagroup.com

MICHAEL GAULIN production director michael@akersmediagroup.com

RHEYA TANNER designer rheya@akersmediagroup.com

MATTHEW GAULIN photography assistant matt@akersmediagroup.com

CONTRIBUTING WRITERS

ROBERT H. BLANCHETTE, ED.S RICHARD T. BOSSHARDT, MD, FACS RICHARD BURGUET RUTH ANN BYRD

LORI ESAREY, ARNP, CFT

ROBERT AND THOMAS FROSS

FRED HILTON

MARY ELLEN GRIFFITH

TRISHA KHANNA

SCOTT PERKINS

THOMAS RUGGIE CHFC, CFP

SALES // MARKETING

TIM MCRAE vice president of sales and marketing tim@akersmediagroup.com

MIKE STEGALL senior account representative mike@akersmediagroup.com

ANDREW AKERS account representative andrew@akersmediagroup.com

MELANIE MELVIN marketing director melanie@akerscreative.com

HEIDI RESSLER account representative heidi@akersmediagroup.com

AUBREY AKERS production coordinator aubrey@akersmediagroup.com

LACEY MORGAN marketing assistant lacey@akerscreative.com

ADMINISTRATION

TINA MORRISON office manager tina@akersmediagroup.com

BRITTANY BUELL administrative assistant brittany@akersmediagroup.com

DISTRIBUTION

SCOTT HEGG distribution manager scott.hegg@akersmediagroup.com

10 // HL // AUGUST 2014 All contents are copyright © 2014 by Akers Media Group, Inc. DBA Lake County’s Healthy Living Magazine. All reproduction or use of content without written persmission is strictly prohibited under penalty of law. The contents of the Lake County’s Healthy Living Magazine are for informational purposes only. The information is not intended to be an alternative to professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health provider before starting any new diet or exercise program. The ideas and opinions contained in this publication do not necessarily reflect the thoughts or opinions of Akers Media Group. Phone: 352.787.4112 // Fax: 352.323.8161 P.O. Box 490088 Leesburg, FL 34749 www.akersmediagroup.com
Comments or questions for our publisher? Please email kendra@akersmediagroup.com. Our goal is to provide you with the best quality publication, so your feedback is vital.

Your partners for life

Miguel Bryce, MD, FACC, is our electrophysiologist. He specializes in heart rhythm disorders, and was the first electrophysiologist in our area, joining our practice in 2002. In the EP Lab, he uses the newest technology to diagnose and treat cardiac arrhythmias, performing EP studies and Cardiac Ablations. He has a vast experience in implantation of cardiac devices, such as Pacemakers, Implantable Cardiac Defibrillators (ICD’s), and Cardiac Resynchronization Therapy Devices (CRT’s). Dr. Bryce is well recognized by his colleagues, who trust the care of their patients and family members to him.

As one of the oldest private cardiology practices, Cardiovascular Associates of Lake County, we are dedicated to bringing innovations in cardiovascular care to our patients. Since 1992, we have been your partners for life

1879 Nightingale Lane, Suite A-1 and C-1, Tavares • 352.742.1171 LRMC Medical Plaza, 705 Doctors Court, Leesburg • 352.323.5700 CVALakeCounty.com

A VOW TO GUIDE OUR KIDS

My longtime friend was solemn as he took me aside.

“Man, my grandson got caught smoking weed the other day,” he told me.

I was shocked, of course. His grandson is an honor roll student, better-than-average athlete and regular churchgoer. And he’s 13.

“He also admitted he’s been watching porn since he was 5,” my friend said. Double shock.

In my day, we rolled cornstalks and tried to smoke them. I didn’t even know where to look for marijuana. Today, you don’t have to look; it seems to find you.

As for porn, there was the rundown theater in Kokomo, frequented by guys wearing sunglasses and trench coats, but we kids just peeked at Playboy when mom was on the other side of the grocery store.

Kids sure face bigger, and potentially more damaging, temptations than we did.

I don’t know where a 13-year-old kid gets weed. Probably from a 17-year-old kid, who gets it from a 20-year-old dealer.

I certainly don’t know how to stop drugs from reaching kids who should be riding bikes and learning to play guitar and working on a jalopy they’ll drive when they’re old enough. “Just Say No” didn’t work. And this country lost the war on drugs a long time ago.

The war on pornography has already been decided, even though it hasn’t been declared yet. We lost. Parents can take away cell phones and computers, and throw away the TV. Kids will still view illicit sex because the lady next door thinks her Johnny doesn’t look at naked women on his phone.

Besides, as long as Miley Cyrus is legal, kids will be exposed to porn. If you think I’m joking, type in “Miley Cyrus Barcelona” on YouTube. By the way, many of those screams you hear as Miley lays on top of a car with her legs spread wide are coming from 13-year-old girls who should be home washing the family dishes.

What does this have to do with you? Well, 20 percent of Lake County is under the age of 18. So perhaps we should have a conversation about what we — by working together — can do to drive drug dealers out of our midst … how we can get parents more involved in their child’s life … what parents can do to monitor Internet use … how we can warn parents about the dangers of drugs, alcohol, pornography, bad associates and yes, sex.

If we don’t get involved — if we keep our heads in the sand — our community standards will continue to sink. We’re already flirting with “Anything goes” on the morality meter.

Healthy Living is willing to do its part. We’re stepping up our commitment to educate, inspire and empower the family.

That’s why we’ve added Mary Ellen Griffith, Bob Blanchette and Scott Perkins to our stable of writers. Each is uniquely qualified to provide guidance on how we can strengthen our families.

Mary Ellen is a teacher, author and mother of a college-bound daughter. Bob is a personal-development counselor who has helped hundreds of couples and families improve communication. Scott is a husband, father and life coach.

Mary Ellen is first up this month with a compelling column about when and how children should be rewarded with money.

Future columns will address how parents can counteract the destructive influences children are bombarded with.

I hope you’ll join us in our quest to save our children.

Until next time,

12 // H Editor’s letter
Minimally invasive spine care Locations THE VILLAGES, TAMPA, INVERNESS, SPRING HILL // 844-222-SPINE GulfcoastSpineInstitute.com

SOME MYTHS DO NOT HOLD WATER

Missed Brooks,”

“Hour

5/06/28/health/28real.html?_r=0

by Anahad O’Connor, The New York Times, June 28, 2005 http://www.nytimes.com/200

“The Claim: Never Swim After Eating,”

Sources:

by Michael F ranco, HowStuffWorks.com

“Wait an Hour After Eating to Swim,” Snopes. com http://www.snopes.com/oldwives/hourwait.asp

“Do you really have to wait an hour after eating before swimming?”

“Should you wait an hour after eating until swimming?”

http://health.howstuffworks.com/mental-health/human-nature/health-myths/ swimming-after-eating.htm

“Why shouldn’t swim right after eat?” HowStuffWorks.com http://science.howstuffworks.com/sciencevs-myth/everyday-myths/question510.htm

by Claudia Hammond, Medical Myths, BBC.com, April 1, 2013 http://www.bbc.com/future/story/20130401-can-you-swim-just-after-eating

“Summer myths, such as one shouldn’t swim for 30 minutes after eating, are bunk,”

http://www.washingtonpost.com/national/health-science/summer-myths-such-as-one-shouldnt-swim-for -30-minutes-after-eating-are-bunk/2012/06/18/gJQAKLKwlV_story.html

Saslow, The Washington Post, June 18, 2012

When I was a kid, we’d occasionally swim at Hungry Mother State Park. No, I did not make that up. You can Google it. If I were going to make up the name of a state park, I’d pick something more believable than “Hungry Mother,” wouldn’t I?

The park had a big lake, a nice beach and a wonderful snack bar. When we arrived, my sister and I would immediately dash to the snack bar, where we’d each eat a tasty and nutritious lunch of two hot dogs, a Moon Pie and an RC Cola. Then we’d make a mad dash toward the water, only to be halted by the long arm of the ma.

“You can’t go into the water until an hour after you’ve eaten,” she would warn us, in her best motherly tones. “You’ll get cramps and drown.”

For years, I had this recurring nightmare in which I’d go swimming 57½ minutes after eating, get cramps and fold up, accordion-style, with my eyeballs popping out like a Looney Tunes character.

Turns out the eating-beforeswimming old wives’ tale is not totally false. It’s also not totally true. You can

get cramps if you eat a big meal before swimming, but there’s little chance you’ll sink like a rock and drown.

The venerable New York Times cites Dr. Roshini Rajapaksa, a New York University School of Medicine gastroenterologist, as saying “while swimming strenuously on a full stomach could conceivably lead to cramps, for most recreational swimmers the chances are small.”

The Washington Post agrees: “If you have a big meal and then go for a swim, the worst thing that could happen is you’d feel uncomfortable or get a cramp, not drown, according to Washington nutritionist Rebecca Scritchfield.”

You can get a cramp, but not a serious one, if you swim immediately after eating. After you eat, your digestive tract requires an increased blood supply. But if you begin swimming, your muscles and digestive

tract compete for blood. Neither system gets enough blood and the muscle tissues can begin to cramp.

You’re not really in danger, though. In an article, shamelessly titled “Hour Missed Brooks,” Snopes.com says “ordinary levels of swimming or just general horsing around in the water need not be eschewed, even if a whole turkey has just been consumed, feathers and all.”

So next time you’re at Hungry Mother State Park, you can chow down before you go swimming. Mention my name and you might get a complimentary Moon Pie.

14 // HL // AUGUST 2014
FRED HILTON spent 36 years as the chief public relations officer/spokesman for James Madison University in Virginia and 10 years as a reporter and editor for The Roanoke Times in Virginia. He is now happily retired in The Villages with his interior designer wife, Leta, their Cadillac Escalade golf cart, and their dog, Paris. (Yes, that makes her Paris Hilton).
Medical
mysteries
Wound Care Specialists Foot, Ankle and Leg Injuries Pediatric Foot Disorders Custom Orthotics Sports Injuries Diabetic Shoes Fractures and Heel Pain Diabetic Care Numbness/Tingling Ingrown Toenails Infections of Nail, Skin, and Bone Bunions and Neuromas Second Opinions aaaaaah... Mount Dora Podiatry 3651 Lake Center Dr., Mount Dora, FL 32757 www.MountDoraPodiatry.com // 352.385.9156 Your Feet Our Passion Janet L. Black DPM Diplomate, American Board of Podiatric Surgery Board Certified in Foot Surgery Larry Suecof DPM, FACFAS, CWS Diplomate, American Board of Podiatric Surgery Board Certified in Foot & Ankle Surgery Fellow, American College of Foot & Ankle Surgeons Diplomate, American Board of Wound Management Board Certified Wound Specialist k Board rgery rger y S, CWS Board urgery urgery lege of rgeons oard of ement ecialist

I’LL DRINK TO THAT

In Florida’s sizzling summer heat, staying hydrated is of utmost importance. To be sure you drink lots of water, try adding a little flavor for some fun. Detox water is becoming increasingly popular because it helps quench thirst and rids the body of toxins. Here’s one recipe that will also help slim your belly:

In Florida’s summer utmost To be sure drink lots of water, flavor some water is because it thirst and rids the of toxins. Here’s one that will also your

24 OUNCES OF WATER

4–5 SLICES OF FRESH CUCUMBER (cucumbers have anti-inflammatory properties)

1/2 SMALL LEMON, SLICED (lemon helps clean out the digestive system)

1/4 ORANGE, SLICED (oranges contain flavonoids, which help reduce cholesterol levels)

A FEW FRESH MINT LEAVES (mint helps the body digest more easily)

4–5 have SMALL SLICED (lemon helps clean out the SLICED contain flavonoids, which reduce cholesterol more a

COMBINE INGREDIENTS in a 24-ounce bottle and let sit overnight before drinking.

16 // HL // AUGUST 2014
H A AUUGGUUST ST 201014
Wellness / Local fitness / Local Achievements Matters

ON THE PATH TO FITNESS

Hitting the gym and working out among muscle-bound men and women can be intimidating. If so, consider visiting one of the area’s local parks that has wellness stations placed along walking trails. These stations provide equipment

that will improve strength, flexibility and balance in people of all ages.

Palatlakaha Environmental and Agricultural Reserve (PEAR) Park 4800 University Ave. Leesburg

THE FACTS ON CATARACTS

August is National Cataract Awareness Month. A cataract is a clouding of the lens in the eye. These numbers should open your eyes to the prevalence of this disease.

3 MILLION

North Lake Community Park 40730 Roger Giles Road Umatilla

Lake Okahumpka Park

6085 E. State Road 44 Wildwood

A WHEEL TO HELP

It’s never too early to begin training for Camp Boggy Creek’s fourth annual Challenge Ride, which will be held Sept. 6. Bicyclists can ride a 40- or 60-mile route through scenic Lake County or a 15-mile off-road route through Seminole State Forest. Following the ride, Golden Corral will provide lunch.

Participants in the 40- and 60-mile rides must be 18 or older and raise a minimum of $250. Riders will pay a $25 entry fee. Proceeds go to Camp Boggy Creek, which provides fun-filled camping experiences for children with chronic or life-threatening illnesses. During the camps, these children engage in activities such as fishing or paddleboating, creating beautiful artwork, climbing a rock wall and descending a zip line. Call 352.483.4200.

Americans have cataract surgery each year

99.5% of cataract patients experience no postoperative complications

20.5 MILLION

Americans age 40 and older are affected by cataracts

$3.4 BILLION is spent each year through Medicare to treat cataracts

Source: Centers for Disease Control and Prevention

To burn the calories you gained after eating a Big Mac, large fries and large Coke, you would have to walk nonstop for six hours. Sounds more like a not-so-happy meal.

18 // HL // AUGUST 2014
Matters Wellness / Local fitness / Local achievements
{

“My left foot had turned black and blue because I had an infection in the bone. Fortunately, Dr. Johnny Wu performed surgery and now I feel wonderful again. He is an extremely competent surgeon and an excellent, dedicated and caring physician. I have tremendous respect and confidence in his ability. He is also a godsend, which is why I referred him to my neighbor.”

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The new face of health

Aaron Kissler is the new administrator of the Florida Department of Health in Lake County. Kissler, who earned a bachelor’s degree in anthropology from Colorado State University in 1999, worked as an environmental health specialist in Broward County and as director of a newly created health department in Colorado’s Clear Creek County. It was there where he introduced services such as cardiovascular screening and workplace wellness. He also received the Answering the Call Medal from President George W. Bush for his role in response to Hurricane Katrina.

For the past two years he has served as health officer for the Florida Department of Health in Gadsden County. In that position, he worked tirelessly with local hospitals and health providers to increase access to medical care.

FAST FACT

People with less than a high school degree have the highest obesity rate (32.9 percent). Maybe our young people should concentrate more on study time and less on chow time.

Source: Insider Monkey

Happy birthday, Cornerstone!

Cornerstone Hospice has come a long way in 30 years.

“It started with just a small group of volunteers in Eustis who wanted to create a hospice to serve Lake County,” says Chuck Lee, Cornerstone Hospice CEO. “Now, we can say we’ve provided care and comfort to thousands of patients across Central Florida.”

To celebrate 30 years of service, Cornerstone hosted a series of open houses at their hospice houses in June, starting with The Mike Conley Hospice House in Clermont.

“We have five hospice houses, but four are right here in Lake and Sumter counties,” says Lee. “What our hospice houses allow for is families to be families. We take the stress away of being a caregiver and gladly take on that responsibility.”

Lee says Cornerstone will be focusing on developing the palliative care side of its organization.

“We want to work more closely with local hospitals, doctors, skilled nursing facilities and insurance companies to be more of a presence inside homes that could use our services,” he says.

TRIVIA TIME:

Do you know which hospital is the oldest in Lake County and what year it was founded? Visit lakehealthyliving.com to see if you answered correctly.

HAIR TODAY, HAIR TOMORROW

August is also National Hair Loss Awareness Month. If you want to avoid looking like Mr. Clean, follow these diet tips for hair-loss prevention.

• Eat foods rich in vitamin A and beta-carotene, such as spinach, broccoli, carrots and sweet potatoes.

• Eat foods rich in sulfur, including fish, eggs, cabbage, garlic and turnips.

• Eat iron-rich foods, such as egg yolks, dried fruits, liver, salmon and whole grains.

20 // HL // AUGUST 2014 ? Matters
Wellness / Local fitness / Local achievments
Invasive
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A BIG TRANSFORMATION

Fat-filled fast food has been replaced with chicken and vegetables. Sugary sodas have been permanently swapped for water. And living a sedentary lifestyle on the couch has suddenly transformed into an active lifestyle in the pool.

Making healthy lifestyle changes has proved beneficial for Mary Ann Crandall, the overall winner of the Leesburg Area Chamber of Commerce’s Business Wellness Challenge. During the 12week weight-loss competition, she shed 30 pounds and lost 12.6 percent of her body fat, besting 150 competitors. In addition, her five-member team, affectionately named “Weebles,” finished first in the team competition.

“We called ourselves that because Weebles wobble but don’t fall down,” she says.

Mary Ann’s victory landed her a free two-year membership at the Leesburg Regional Medical Center Wellness Center and a free monthly massage for a year.

“When I first called up the organizers to inquire about the competition, I asked them

what prizes the overall winner receives,” Mary Ann says. “Now that the competition is over, I know the best prize of them all is the gift of health.”

And for Mary Ann, a journey toward better health could not have come at a better time. In February 2013, she underwent a colectomy and developed an open wound that kept her homebound for three months. Life was bleak and depressing.

“It was the longest 90 days of my life,” Mary Ann says. “I suffered from emotional eating and basically spent those days texting, watching television and sleeping. I was a giant couch potato. It’s a whole different world looking outside while sitting inside.”

Mary Ann’s world was rocked even more when her mother died in December 2013. For her, it became a life-defining moment.

“That had a big impact on me,” she says. “I realized I needed to be as healthy as possible for my husband and child. They deserve a healthy mother and wife.”

The Business Wellness Challenge provided the perfect avenue to accomplish

her goal. Three days a week, Mary Ann made a splash at the LRMC Wellness Center by participating in water aerobics in the morning and Aqua Zumba in the afternoon. The water’s buoyancy helped take pressure off her arthritic left knee.

“You can get solid workouts in the water without swimming laps,” says Mary Ann, who also spent each Sunday using the various exercise stations at Lake Okahumpka Park in Wildwood.

Nutritionally, she faithfully

stuck to a diet that included meats, vegetables, fruits and salad. She also eliminated all refined starches such as bread and pasta.

“The most important part is focusing on portion control,” she says. “I even avoided eating cake on my birthday.”

Mary Ann continues eating healthy and participating in water workouts three days a week.

“I had a horrible year in 2013,” she says with a big smile, “but so far 2014 has been wonderful.”

22 // HL // AUGUST 2014
Healthy inspiration

High-Tech Health Care

A group of trained surgeons performing minimally invasive surgeries with the use of robotic technologies.

Da Vinci robot features a magnifi ed 3D HD vision system and special instruments that bend and rotate equal to the human wrist. The features enable our surgeons to operate with enhanced vision, precision, dexterity and control, through a minimally invasive incision.

One of the many procedures performed is the treatment for GERD (Gastroesophageal Reflux Disease). The most common signs and symptoms of GERD are frequent acid reflux and heartburn.

For more information regarding this minimally invasive procedure, along with other surgical procedures performed by the group, please visit our website www.MidFloridaSurgical.com

Clermont

1804 Oakley Seaver Dr. Suite A

Clermont, FL 34711

352.243.2622

10000 W. Colonial Dr. Suite 288

Ocoee, FL 34761 407.521.3600

Ocoee

DON’T LET JOINT PAIN KEEP YOU FROM THE LIFE YOU DESERVE

Over the past 30 years, I’ve treated many thousands of patients suffering from knee, shoulder and other joint pain. 90% of my patients are able to return to their normal activity level without surgery. For the remaining 10%, I offer everything from arthroscopy to the most advanced minimally-invasive joint replacement procedures utilizing the finest state-of-the-art implants on the market today. The specialized knee and shoulder implants I use are designed to match each patient’s particular anatomy and bone structure to help ensure greater comfort, function and aesthetic satisfaction than can be experienced with “one size fits all” replacements – and I have the success, safety and patient approval ratings to prove it.

Total Joint Replacement

Sports Medicine

Regenerative Therapy/PRP

Shoulder Surgery

Arthroscopic Surgery

Trauma & Fracture Care

Cartilage Repair

Occupational Medicine

Board-Certified Orthopaedic Surgeon Fellow: American Academy of Orthopaedic Surgeons

H. ANDREW HUNTT, MD

CARL O. OLLIVIERRE, MD, FACS

CHAD WATKINS, DPM, FACFAS

urrgeons

THE VILLA (352) 753-4366

(352) 728-3000

www.bonesandmuscles.com

To find out more information on joint replacement, visit www.exac.com KNEE OR SHOULDER PAIN? PROVEN DESIGNS. PROVEN MATERIALS. Exactech Knee and Shoulder Replacements offer a range of high-quality implants designed to Help match each individual patient’s bone structure Meet a variety of indications Address unique clinical challenges Preserve a patient’s natural anatomy Get back to what you LOVE. FIND AN ORTHOPAEDIC SURGEON NEAR YOU. www.exac.com/surgeonlocator With any surgery, there are potential risks, and results will vary depending on the patient. Joint replacement surgery is not for everyone. Check with your physician to determine if you are a candidate for joint replacement factors such as the cause of your condition, and your age, height, weight, and activity level.
26 // H / // / U AU A G GUUSST T 200114

IN THE

Summer is upon us and we’re all looking for ways to escape — and possibly even enjoy — the heat. Instead of whimpering about the temperature, lather on the sunscreen, fill those water bottles and check out these Lake County outdoor adventures.

WRITER: MARY ANN DESANTIS

A LA L K KEEHHEEAALLTHTHYLYLIIV V N IN I G G.COCOM M // / 27 7

MAKE A SPLASH

Whether you’re using them to perfect your downward-facing dog pose or explore the gorgeous 11 connecting lakes of South Lake, paddleboards are all the rage at Clermont Waterfront Bikes & Boards on Lake Minneola’s shores. On Wednesdays at 6p.m. and Saturdays at 8a.m., you can wind down with an hourlong paddle around the lake and then enjoy yoga aboard that same board.

“It’s not as hard as you would think,” says Dawn Engle, who co-owns Clermont Waterfront Bikes & Boards with her husband, Tim. “The boards are anchored about 100 to 150 feet offshore for the yoga portion.”

Open since October 2013, the company also rents kayaks and bicycles every day during the summer and on weekends in the fall. Rentals begin at $7 an hour for bicycles and $30 for two hours of paddleboarding or kayaking. Half-day rentals are the most popular and those rates are $55 for kayaks and paddleboards. Be sure to check the company’s Facebook page for specials.

CLERMONT WATERFRONT BIKES & BOARDS

15 Second St., Clermont 352.394.0535 clermontwaterfrontbikesandboards.com

A WALK IN THE WOODS

Bourlay Historic Nature Park, just off U.S. Highway 441, is not only an important part of Leesburg’s history but also a great fitness adventure. Six intertwining wooded and wellshaded trails combine for 2.28 miles of hiking or off-road bicycling along Lake Griffin. Buddy’s Bounty Trail, at nearly a half-mile long, also features 10 exercise stations with instructions.

Managed by the Lake County Water Authority, Bourlay is best for leisurely hikes during which you can bird-watch, picnic and bone up on Leesburg’s history. The 88-acre property was the site of the area’s first steamboat landing and the first Methodist church service. Originally owned by the Lee family, the park

was donated by Arthur “Buddy” Bourlay III in 1999.

Kayaks are available for rent, but call to reserve first. Bourlay is also considered one of Lake County’s best birding venues, so take your binoculars. Be sure to visit the shotgun-style Cracker House and the native plant butterfly garden near the park’s entrance.

BOURLAY HISTORIC NATURE PARK

910 Canal St., Leesburg 352.343.3777

(phone is for Lake County Water Authority) lcwa.org

28 // HL // AUGUST 2014 FU FUN SU SUN IN N TH THE

TAKE A QUACK AT THIS

Sometimes summer fun calls for just getting down and dirty, and there’s no better place than Revolution Off Road, where you can have the ultimate off-road adventures on ATVs, dune buggies, or in Mucky Ducks. The amphibious all-terrain Mucky Ducks run on both land and in water and take water, mud and sand all in stride.

Leave the land behind and motor across a 60-acre private lake that’s home to alligators, soft-shell turtles and numerous bird species. The all-weather vehicle operates rain or shine, but you must be at least 18 years old with a valid driver’s license to take your turn at the wheel. The four-passenger vehicle rents for $75 and includes a guide who will show you the real Florida, real close.

Prices vary for other ATV and dune buggy rentals. Be sure to check the Revolution Off Road website for daily specials.

REVOLUTION OFF ROAD

4000 State Road 33, Clermont

352.400.1322

revolutionoffroad.com

LAKEHEALTHYLIVING.COM // 29

NATURE’S COOLEST WATERING HOLE

Alexander Springs is one of Mother Nature’s coolest places, especially for families looking for the perfect watering hole on hotter-than-hot summer days. The crystal-clear waters maintain a yearround temperature of 72 degrees, and summertime is the most popular at the Alexander Springs Recreation Area, on the eastern side of the Ocala National Forest near Altoona and Umatilla.

The recreation area also features hiking trails, canoe and kayak rentals, and large picnic areas, making it the perfect spot for a family daycation.

It’s the natural springs, though, that attract people from as far away as Europe.

“Our main attraction is probably scuba diving,” says Linda Dick, co-manager of the recreation area. “We get quite a few scuba divers from Europe.”

Certified scuba divers and snorkelers can get up close views of the aquatic vegetation and fish in the springs. Scuba diving is permitted only in the large spring boil, which discharges fresh water at 107 cubic feet per second.

The large spring pool, where kids can play all day, features a sand beach on one portion with stairs leading into the gently sloping pool. Most of the Alexander Springs shoreline features native Florida vegetation.

Entry fee to the day-use area is $5.50 per person. Rental fees for kayaks and canoes vary from hourly rates to day rates.

ALEXANDER SPRINGS RECREATION AREA

49525 County Road 445, Altoona 352.669.3522 floridasprings.org

30 // HL // AUGUST 2014 H AU AUGGUUSST T 200114 FUN SUN IN THE
Photo provided by Alan Youngblood

ALL ABOARD!

If you prefer to stay dry, a nostalgic, peaceful train ride through two of Lake County’s most beautiful cities may be just the ticket.

The Orange Blossom Cannonball, Central Florida’s historic train on the Tavares, Eustis & Gulf Railroad, began offering the 10-mile journey between Tavares and Mount Dora last spring. Passengers can depart from one town, have lunch and shop in the other, and then return an hour and a half later to their original destination. Departure times from Mount Dora are 11a.m. and 1:30p.m., and from Tavares at noon and 2:30p.m. on weekends. Prices begin at $14.95.

The vintage coaches are pulled by a 1907 steam locomotive or a 1941 GE 45 ton center cab locomotive. Known as the “movie train,” the Orange Blossom Cannonball was used in more than 20 television shows and motion pictures including “True Grit,” “Appaloosa,” “3:10 to Yuma,” and “O Brother, Where Art Thou?”

In addition to the new route between Mount Dora and Tavares, the Orange Blossom Cannonball also offers special excursions such as the Wild West Shoot-Out, a pizza train and a wine-and-cheese excursion. Check the website for schedules and times.

ORANGE BLOSSOM CANNONBALL, TAVARES & MOUNT DORA

100 E. Ruby St., Tavares

150 W. Third Ave., Mount Dora 352.742.7200

orangeblossomcannonball.com

SPLISHING ‘N’

SPLASHING

IN WOOTON PARK

A

A new generation of Lake County children has rediscovered Tavares’ historic Wooton Park after a seaplane themed splash park was added when the park was revitalized a few years ago.

The “splash pad,” complete with a colorful water-spewing seaplane sculpture, brought new life to the 6-acre park on Ruby Street. From the park, you can ride in a vintage train car, rent a kayak, take a boat cruise, get spooked on a ghost tour, or just enjoy watching seaplanes land on Lake Dora.

Entry fee to the splash park is $2, and proper bathing suit attire must be worn.

TAVARES CHILDREN’S SPLASH PARK

100 E. Ruby St., Tavares

352.742.6267

tavares.org/910/Childrens-Splash-Park

LAKEHEALTHYLIVING.COM // 31
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Take a backseat, water aerobics; with standup paddleboard yoga, the world becomes your studio.

WRITER: SHEMIR WILES

Instant dread swelled in my chest as Mary Prescott uttered, “OK everyone, stand up.”

My classmates stood with ease. I, kneeling on my stand-up paddleboard, shook my head in protest. I didn’t trust myself, or this board.

Mary, a seasoned paddleboard yoga instructor, didn’t press the issue. Instead, she encouraged me.

“It’s fi ne, Shemir,” she said. “You don’t have to stand up right now. You can wait until we reach the sandy bottom of the lake.”

I paddled steadily, concentrating on my breathing and core muscles. The yoga hadn’t started yet, but I could already feel my body getting a much-needed workout. Before long, the murky lake transformed into slightly tannic but clearer waters. Nevertheless, my worries persisted.

Realizing I needed more encouragement, Mary calmly left her board and walked over to me to show we were drifting in only 2 feet of water.

“It’s OK,” she said in a low, reassuring voice. “I know you’re scared, but you can do this.”

I took my fi rst shaky, albeit successful, steps to stand. And as I wobbled wildly trying to fi nd my balance, Mary reminded me to breathe, concentrate on the horizon and flatten my toes, which kept curling into clenched talons.

With each paddle stroke, my anxiety lessened. Soon, my breathing became natural. My legs stood strong and confident. My eyes looked less at the board and more at the breathtaking view. Peace, it seemed, ordered my body into submission. Who knew tranquility could be found atop a SUP — stand-up paddleboard — off the shores of Lake Minnehaha?

Channeling my inner sun goddess, I relished the midmorning rays. A band of beach flowers in bloom caught my attention as I dropped anchor.

We moved from standing to sitting and then standing again. For my upward reach, I inhaled and stretched my arms far above my head as if trying to pluck the sun from the sky. The board teetered beneath me, but I held my position. I realized it takes a lot of effort to fall off.

“I do a lot of research before I buy boards,” Mary said. “I try to buy ones that are very forgiving and easy to do yoga on. My boards may not be the best if you’re looking to move quickly through the water, but they’re great for what I use them for.”

Performing planks, lower push-up poses and downwardfacing dog poses wasn’t easy. My arms shook violently, probably from my lack of experience in yoga. My more athletic peers, though, handled the poses beautifully. Nevertheless, my determination kept me planted on my paddleboard.

Certain poses, such as the bridge and cobra, weren’t nearly

as daunting. In fact, the skyward stretch with the cobra pose helped ease a twinge that had been lingering in my lower back. But the full-boat pose was too difficult for me. My core stability is nonexistent and I felt too much pressure on my tailbone. However, what made Mary’s class enjoyable was she allowed me to modify certain poses so I would be comfortable.

She’s accommodating, since most of her classes are a mix of skill levels. Those who are more advanced are welcomed to ramp up their routine; beginners can adjust accordingly.

By the end of our hour, I learned my favorite yoga poses were the easy pose (basically just sitting cross-legged), the happy baby (it’s relaxing, but could look strange to passersby) and the corpse pose (just how it sounds). Lying flat on my back, I traced the water’s surface with my fi ngers and concentrated on feeling the heat on my skin.

By the time we were paddling back to shore, I felt completely relaxed and overjoyed I had conquered my fears.

Mary has co-owned Florida from a Kayak for almost 3 1/2 years with her husband Phil, but she just recently, in 2013, began offering paddleboard yoga classes. Not only does she have her certification from the American Canoe Association, she is also a World Paddle Association-certified paddleboard instructor.

She said practicing yoga on the water best suits her personality. She could never imagine yoga in a studio, where you’re confi ned to four walls.

“I’m the fi rst to laugh at myself when I fall in the water,” she said. “I’m just much happier with my toes wet. Plus, you can’t beat the view. In the studio, you have dim lights and appropriate music. Out here, we have clouds and wildlife. During one recent class, a couple of sandhill cranes serenaded us. How cool is that?”

38 // HL // AUGUST 2014

Tucked away in her secluded cove on Lake Minnehaha, Mary is able to build on her small-class experience and give people the attention they deserve while practicing yoga.

“I want my students to know and feel they are important,” she said. “I want people to be able to ask questions and interact. I want to help people conquer their fears.”

It also doesn’t hurt that yoga is great exercise.

“The practice of yoga helps you focus on fi nding your breath and connecting it to your movement,” Mary said. “You’re using muscles to build strength, which is big with paddleboard because there is resistance there. It’s more of a quiet fitness.”

Mary sees SUP yoga exploding into a new exercise trend.

“And boy aren’t we in the right state for it,” she said. “When people ask me why everyone loves stand-up paddleboarding, I always say they love it because we all want to be a Florida surfer. This sport is accessible to everyone. Your skill level, your fitness level, even your body type doesn’t matter. All you need is a board, a paddle and a willingness to try.”

Individual classes cost $20, which includes the paddleboard. For more information, call 352.406.0904 or visit floridafromakayak.com.

LAKEHEALTHYLIVING.COM // 39

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Drs. Holman and Wehrly are not only cataract surgery specialists, they are caring local doctors dedicated to discovering and mastering the safest, most effective procedures available, and delivering them with a personal touch no other surgery center can match. You won’t find superior quality, safety, performance or personal attention anywhere else.

Lake Eye provides world-class surgical experience, training and technology to rid you of cataracts and restore clear vision, even if you have astigmatism or require multifocal lenses. It is the future of vision restoration – here today at Lake Eye. call away and available 5 days a week.

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The future of orthopedic surgery

Dr. Vrej Manoogian is the only doctor in Florida to offer this revolutionary tendon-sparing BioPro TKO knee implant

Dr. Vrej Kristapor Manoogian is offering the most advanced treatments available for hip, knee, and shoulder problems.

Dr. Manoogian is the inventor of the “Living Hip” total hip replacement. This is the most bone-conserving total hip available and has the ability to maintain bone integrity throughout the entirety of a patient’s life.

With regards to shoulders, Dr. Manoogian performs arthroscopic rotator cuff repairs through incisions only millimeters in length. He also performs a multitude of other completely arthroscopic shoulder treatments, open procedures, and, when necessary, total shoulder replacement arthroplasty.

When it comes to knees, Dr. Manoogian offers the TKO implant, a complete ligament-sparing total or partial knee replacement. He offers other surgical knee replacement procedures, as well. Rather than using a one-size-fits-all approach, he carefully examines the ligament and functional status of the patient’s knees to see which option would best suit the individual patient.

Dr. Manoogian’s treatment philosophy has been and always will be to proceed with the most conservative treatments available to restore function to normal or as normal as possible.

SPECIAL PROMOTIONAL FEATURE Manoogian & Guru Orthopedic Center, P.A. l 1945 Bay Road in Mount Dora 352.483.5633 l www.manoogianorthopedics.com
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The physical, occupational and speech therapy programs at Promise Hospital of Florida at The Villages utilize common sense strategies to help patients achieve independence and maintain the highest quality of life possible. Our talented therapy team works with each and every patient to achieve realistic goals and strive for the best outcome possible. In addition, they customize each patient’s therapy treatment to meet their specific needs. While therapy can be difficult and requires perseverance on the part of patients, the team at Promise Hospital makes the experience fun BY BRINGING TREMENDOUS ENERGY AND EXCITEMENT TO EACH PATIENT …

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46 // HL // AUGUST 2014 Subject to terms, conditions and availability. Allstate Fire and Casualty Insurance Co. © 2013 Allstate Insurance Co. T H E F O R T U N A T E T R U T H I S M O R E G O O D H A P P E N S T H A N B A D . MT DORA lynettebarba@allstate.com LYNETTE BARBA 352-383-2002
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BODY

SHAPE // EAT FIT/NOTFAT // LOOK // WEIGHT

HOLD IT RIGHT THERE 48 F.U.N. & S.U.N. 52

A SALVE FOR PITFALLS OF FLORIDA SUMMERS 54 OBESITY: THE PERFECT STORM 56

LAKEHEALTHYLIVING.COM // 47

SHAPE

HOLD IT RIGHT THERE

WRITER: TRACY DRAPER

ISOMETRICS ALLOWS YOU TO WORK YOUR MUSCLES WITHOUT EXPENSIVE EQUIPMENT

Did you know you can develop muscle tone and strength by using your own body weight? There’s no need for any special equipment for these exercises — just a doorway or partner, your own two hands and a willingness to learn.

According to Webster, isometrics is “of, relating to, involving, or being muscular contraction against resistance, without significant shortening of muscle fibers, and with marked increase in muscle tone.” In other words, you use a different method of contracting the muscles to build a sleek, yet toned body.

CHEST

START POSITION: Stand with feet shoulder-width apart with straight legs (not locked). Clasp hands in front of your body with bent elbows at chest height.

MOVE IT: Exhale, engage your abs and press the heels of your hands together as hard as you can. Hold for 10 counts. Relax and return to start. Repeat 8-10 times for two sets.

TRAINER’S TIPS

• If you hold your breath your blood pressure will elevate, so be sure to keep your breathing steady.

• Your arms and shoulder may begin to shake. That’s how you know it is working right.

MUSCLE GROUPS TARGETED: pectorals

Start position

/////
BODY
48 // HL // AUGUST 2014

JUICY JOLT

If you are going to work out in less than 45 minutes, you are best to snack on fresh or dried fruit, or even fruit juice. Your body will quickly absorb these carb sources and give you energy when you need it.

TELECOMMUTER TODD

Todd works from home and is often in a rut because he can’t seem to make time to visit the gym. Here are some isometric exercises he can easily fit into his schedule:

• Leg lift: From his chair, Todd can work his quads by lifting a straight leg out in front of him for 10 seconds. Change legs and repeat 3–5 times.

• Tricep press: From his chair again, he can place his hands beside his hips and push down as hard as possible for 10 seconds. His rear may lift off the chair slightly; that shows he is doing it right.

• Single leg crunch: Sitting on the edge of the seat, he can draw one knee toward his chest and hold it for 10 counts. Switch knees and repeat six times.

Source: entrepreneurs.about.com/od/ lifebalance/a/deskexercise.htm

Second position

//

DELTOIDS

For this exercise, you can have a partner help you or use a doorway to be your resistance.

START POSITION: Stand with feet together, arms by sides. Engage abs and exhale.

MOVE IT: Lift arms to the side a few inches away from your legs. Inhale and hold for 10 counts. Relax back at start position. Repeat 5–8 times.

TRAINER’S TIPS

• Gently stretch your neck side to side between sets. Your trapezius muscles also engage with the deltoids, which can cause tension in your neck.

• Keep your legs straight but not locked.

MUSCLE GROUPS

TARGETED: deltoids upper trapezius

Start position

Second position

50 // HL // AUGUST 2014 ///////

ABS

START POSITION: Sit with knees tucked in, pelvis tilted under and a slight slouch in the shoulders.

MOVE IT: Engage your abs and twist to the right. Hold as long as you can and remember to breathe and maintain proper form. Repeat 5-10 times and then twist to the left.

TRAINER’S TIPS

• Between sets, sit up and reset to start position.

• Should your back begin to arch, reset and resume.

• Your posture will resemble that of a teenager’s: a slouched back as you hold the contraction.

WRAP UP

These — and many more — isometric exercises can be done at home, at work or as you travel since you do not need anything but your body. Isometric contractions are terrific for muscle tone and great for those with a busy schedule. You can do them anywhere and anytime.

Start

position

///
MODELS: Tracy Draper and John Hockley on location at Gold’s Gym, Mount Dora SOURCES: Yorke, Mary. Personal Fitness Training: Th eory & Practice, Sherman Oaks, CA: 2010 TRACY DRAPER is an AFAA-certified personal trainer with more than 12 years experience in personal fitness training. As a wife and mom, she discovered a few years ago that she could once again be an athlete as well.
MUSCLE GROUPS TARGETED: external and internal obliques, transverse abdominus Second position LAKEHEALTHYLIVING.COM // 51

EAT FIT/NOT FAT BODY

F.U.N.

& S.U.N.

Tired of feeling the bloat when you’re hanging out on the boat? Is your favorite summer attire the cover-up or T-shirt over the bathing suit? Is sitting by the pool or in a lounge chair at the beach your idea of summer fun, because everything else takes too much energy and you’re too tired to participate in the fun?

Consider making a few changes to those summer treats and sweets and enjoy your summer, active and feeling good.

Here are a few food and drink tips while having fun in the sun:

THE FOODS YOU SHOULD CONSIDER EATING WHILE YOU ARE HAVING F-U-N

FFRUIT

One or two servings of fruit can be a good option, but since fruit is sugar, avoid eating a lot of it because it increases insulin and leaves you feeling fatigued, tired and bloated. Consider frozen fruit if you have close access to a freezer. Avoid dried fruit in an effort to reduce concentrated sugar and additive preservatives. Remember to eat rather than drink your fruit, because liquids increase fiber, giving you a feeling of fullness and slowing digestion. Enjoy fruit with some almond butter or another form of protein or healthy fat, and avoid eating it by itself. Fruit smoothie popsicles made with protein powder are a great treat.

UUNDERSTAND PROTEIN

Understand the value of protein, a natural appetite suppressant. If you’re looking to crave less, eat less and have more energy and fun, your snacks and meals need to include protein. Tuna or chicken mixed with a little lemon and cracked pepper placed in a piece of baby romaine lettuce or green of choice makes for a fantastic meal. And if cold cuts are your desire, choose Boars Head lunch meat for your lettuce wrap. Avoid the bread to avoid the bulge and avoid the condiments as they add extra unnecessary calories and a risk for food poisoning in the heat.

NNUTRIENTDENSE

Choose nutrient-dense foods while snacking/eating. Mixed-nut medleys make great snack options. Looking for a crunch? Choose fresh raw vegetables with a little hummus or homemade dip. And always plan ahead. Pack plenty because “mindless munching” is very typical. If you plan ahead, you will likely eat smarter and, as a result, feel better.

52 // HL // AUGUST 2014
LORI ESAREY opened Total Nutrition and Therapeutics in 2007. Several years later, she started a second company, Vitality Wellness and Aesthetics. Her passion is empowering people of all ages to achieve optimal health. She earned two master’s degrees from the University of South Florida in nursing and nutritional and metabolic science. She is also board-certified in anti-aging and restorative medicine.

HYDRATION TIPS TO REMEMBER WHILE ENJOYING THE S-U-N

SSUGARY DRINKS

Drinks such as Gatorade, soda, sweet tea and alcoholic beverages should be kept to a minimum. For every 4 grams of sugar in your drink, you are consuming 1 teaspoon of sugar, which is 16 calories. So add up your total for every drink and consider replacing those with water.

UUNLIMITED WATER

Water is a necessity. In order to stay hydrated, drink half of your body weight in ounces of water per day and adjust and add 20 ounces more for heat and 20 ounces for humidity. Most people underestimate their needs and drink significantly less. Additionally, caffeinated products and alcohol dehydrate you. When drinking anything with caffeine, remember you must drink 8 ounces of water for every 4 ounces of caffeinated products.

NNEVER GET OVERHEATED

Consider preparing your body in advance of any activity outside by beginning your hydration the day before. Just drinking enough water on the day of your event or activity is not enough. Signs and symptoms of heat exhaustion may be headaches, heart-rate increase, nausea, vomiting and weakness. Be attentive and be prepared.

LOOK

FIRST AID FOR SUMMER RASHES AND BITES

Sunny Florida weather allows us to enjoy the outdoors year-round. But summertime can also mean skin irritations caused by insects, poisonous plants or atmospheric conditions such as extreme heat, humidity and sun exposure.

If you find yourself scratching away at a summer rash or bite, here is some helpful advice and simple home remedies:

POISON IVY, OAK, SUMAC

Outdoor gardening and yard work sometimes bring us into contact with undesirable vines such as poison ivy, poison oak and poison sumac. The oils in these hearty vines contain a culprit called urishiol that can cause an itchy, blistery, painful rash. Pets do not get the rash and about 15 percent of people are immune. For the unlucky 85 percent, try the following:

• Immediately wash with lukewarm, soapy water.

• Wash clothing and anything that may have the plant oil on its surface, including pets.

• Do not scratch or disrupt the surface of the blisters;

this could lead to infection.

• Take short, lukewarm baths in colloidal oatmeal or baking soda to relieve the itching.

• Use calamine lotion or hydrocortisone cream.

• Apply cool compresses to the affected areas.

• Try an oral antihistamine unless contraindicated by a health condition.

INSECT BITES

Warm weather brings out Florida insects — mosquitoes, yellow flies, sand flies, fleas … the list goes on and on. Most are more aggravating than harmful and can easily be treated by applying vinegar, aloe or lemon juice to the skin.

BEE AND WASP STINGS

Bees leave behind a stinger, best removed by scraping a credit card or fingernail along the skin toward the point of entry. Tweezers can sometimes squeeze more venom into the wound. Wasps do not lose their stinger, which is why they are capable of multiple stings.

• Elevate the affected area

if possible and apply ice.

• For a bee sting, apply vinegar to neutralize toxins.

• For a wasp sting, apply ammonia to neutralize toxins.

• If the victim has a history of allergic reactions to insect stings and has an EpiPen, follow the instructions for use, then seek medical attention.

SPIDER BITES

Most spider bites are harmless and can be treated with calamine lotion and ice.

• Seek medical attention if there is excess pain, swelling or redness, or if the spider is suspected to be a brown recluse or black widow.

• Take a picture of the spider or capture it in a jar for identification.

TICKS

Carefully remove the tick by grasping it with tweezers as close to the skin’s surface as possible, pulling up using steady pressure.

• Avoid crushing the tick as this could cause toxins to spill into the wound.

• Thoroughly clean the area and your hands with alcohol or iodine scrub.

• Seek immediate medical attention if tick parts remain or if it appears to be a deer tick.

• Save the tick for identification.

• Seek medical attention if a rash, swelling, infection or anything out of the ordinary develops in the area of the bite.

Days spent hiking or beaching can bring on a different type of skin inflammation from the sun and heat.

SUNBURN

Take an aspirin or ibuprofen tablet to calm inflammation.

• Take a cool bath or shower, then dress in loose-fitting clothing.

• Apply topical aloe vera to the sunburned areas often and liberally.

• Vitamin C serum or hydrocortisone cream can be applied 2–3 times daily to small areas such as the face, neck and chest to alleviate inflammation.

54 // HL // AUGUST 2014 BODY

• Seek medical attention for severe swelling and/ or blisters after sunburn.

HEAT RASH

Heat rash can happen in hot, humid climate when sweat glands become blocked and swell. It looks like tiny red dots or bumps and can itch and sting.

• Wear loose-fitting cotton fabrics in hot weather.

• Keep affected areas dry and cool when possible.

• Apply calamine lotion or dust with corn starch or baking soda to absorb excess moisture.

SEEK IMMEDIATE MEDICAL ATTENTION IN THE EVENT OF:

• A history of severe reactions.

• Hoarseness, trouble breathing or swallowing.

• Swollen face, tongue or throat.

• Shortness of breath or chest tightness.

• Severe hives spreading beyond the affected area.

• Rapid heartbeat.

• Severe itching that nothing seems to alleviate.

• Dizziness or loss of consciousness.

RUTH ANN BYRD, owner of Aesthetic Skin Solutions in The Villages, is a licensed aesthetician specializing in skin rejuvenation and clinical treatment of sun damage, rosacea, and acne. She is also licensed in electrolysis, laser hair removal, and permanent makeup. She can be contacted at 352.874.3653.

LAKEHEALTHYLIVING.COM // 55

OBESITY: THE PERFECT STORM

In “The Sixth Sense,” the protagonist, a young boy, sees dead people who do not know they are ... dead. I can relate. I see fat people.

Recently, I was at a public meeting and on the stage four women were talking. I was struck by what I saw. Three were overweight or, more accurately, obese — each would have easily exceeded the body mass index of 30, the medical cutoff for obesity. The fourth woman was slim. I know three out of four adults in the U.S. are overweight or obese (and most of the very obese are women) but to see it so graphically demonstrated drove the statistic home. I looked around the room, at the large number of people gathered there, and the ratio held. When I was in France — a country notorious for its diet heavy in cheese, butter, eggs, cream, pastries and wine — a couple of years ago, I was impressed by how few obese people I came across, unless it was in an area with a heavy preponderance of Americans.

What has happened to us? It’s a question

I ask myself almost every day.

I believe two features of modern life have combined to produce the current epidemic of obesity in the U.S.: One is today’s sedentary nature of life; the other is what has happened to our diet. Our bodies were designed to move. Even those who do not subscribe to the intelligent design hypothesis of our origin have to admit that the human body is uniquely made. We are not the strongest, fastest or most agile animal. We cannot fly or swim like some other creatures. The sum total of our physical attributes, however, gives us capabilities beyond that of any other living thing.

For much of human history, we have had to move through our own power. From dawn to dusk we moved to find or grow food; provide for shelter and clothing; and travel from one place to another. If there was one characteristic that defined life, it was physical labor. With the industrial revolution there began an inexorable march of technological progress that has seemed as inevitable as it has been

irresistible. It’s made our lives easier and more comfortable.

From a purely physical standpoint our success as a species in harnessing the power of steam, fossil fuels, the sun and even the atom to do our work for us has succeeded beyond our wildest dreams. Never in the history of mankind have people been so free of the burden of physical work.

That same technology has presented us with a dizzying array and unlimited quantity of food that does not require any effort on our part to obtain or prepare. Studies say most meals are either eaten out or prepared by someone other than the consumer. Surveys have consistently shown fewer families than ever are routinely preparing meals at home. In our frenetic culture, it is no surprise that one-third of our food consumption comes from what we call “fast” food, that which we can eat “on the go.” Portion size has steadily increased and a single meal can exceed all reasonable allowances of calories, sugar, fat, salt, etc. Modern technology is wonderful. It is liberating. It is a dream come true. It is killing us.

Medical journals, indeed whole libraries, are replete with information on obesity. We know more about obesity now than at any time in human history and yet the problem grows worse. The present generation of children has been marked as the first whose life expectancy will be less than that of their parents, studies suggest.

I don’t have all the answers, but there are some things that, as a physician, I know:

• You are what you eat. There is a computer abbreviation “GIGO.” It stands for “garbage in, garbage out.” If you eat unhealthily, you will become unhealthy. You cannot fuel your body on crap.

• You cannot gain weight unless you consume more calories than you use on any given day. There is a balance here. It may be different for every individual, but no study has ever shown that a starving person has gained weight. I

56 // HL // AUGUST 2014
WEIGHT BODY

am not implying you have to starve to lose weight but most obese people eat more than they need. To those who protest they hardly eat and cannot lose weight, I challenge them to journal everything that goes in their mouth for several weeks. I think they will be shocked.

• We learn our eating habits from our parents. Our children learn from us. Obese parents tend to foster obesity in their children. People eat poorly for all the wrong reasons. Ignorance is one, which is why educating yourself on the elements of a healthy diet is so critical. Another is treating food as anything other than what it is — sustenance for our bodies.

• Nearly all diets work … temporarily. The problem is, unless the three points above are addressed as well, almost no diet will work forever.

• Diets alone rarely work. You need to move, too. A form of active, consistent exercise that will boost your metabolism must be present for weight loss.

• The biggest obstacle to losing weight is between your ears. Once your mind has committed to the goal, it is only a matter of time.

Every long journey begins with that first step. It doesn’t have to be a big step, just a small one in the right direction, followed by another. God help us and our country if we don’t soon experience a national awakening to the problem of obesity, the single biggest medical issue of our time.

“I see dead people.” — Haley Joel Osment as Cole Sear in the movie “The Sixth Sense”
LAKEHEALTHYLIVING.COM // 57
RICHARD BOSSHARDT, M.D., graduated from the University of Miami School of Medicine in 1978. He founded Bosshardt & Marzek Plastic Surgery Associates, Lake County’s first practice to provide full-time cosmetic and reconstructive plastic surgery services, in 1989.
58 // HL // AUGUST 2014 Enrollment for 2014-2015 has begun! Enrollment will continue until classes are full. betterhealthchiropractic.us 352.795.8911 6166 West Gulf to Lake Hwy. Crystal River, Florida 352.750.6325(NECK) 2524 Burnsed Blvd. The Villages, Florida BETTER HEALTH CHIROPRACTIC Dr. Cheryl McFarland-Bryant • Adjusting Techniques: A.K., S.O.T., Palmer, Drop Table, Diversified • Microcurrent Acupuncture • Massage Therapy • Hormone Testing • Natural Weight Loss • DOT Certified Physical Exam • Erchonia Laser Treatment We Offer: CALL ABOUT A FREE SPINAL TRACTION The patient and any other person responsible for payment has the right to refuse to pay, cancel payment or be reimbursed for payment for any other services, examination, or treatment which is performed as a result of & within 72 hours of responding to the advertisement for free, discounted fee, reduced fee service, examination or treatment.
LAKEHEALTHYLIVING.COM // 59 COMING BACK HOME 60 REBOUND
M ND

REBOUND COMING BACK HOME

A MODERN DETOUR FOR MANY ADULT CHILDREN

APew Research Center report found the percentage of adults aged 18 to 31 who live in their parents’ home increased in 2012 to 36 percent, up from 32 percent in 2007. It’s the greatest share in at least four decades.

Pundits often refer to these adult children, sometimes in a derogatory tone, as the “boomerang generation.” Whatever you label them, boomerangers are returning home in record numbers. As a brutal job market makes it hard for young adults to get a toehold — even pushing some middle-aged professionals on to the unemployment line — many college graduates and even older adults have few options except to return to their childhood bedrooms while they look for work. In addition to loss of a job, other good reasons might include a child’s divorce or temporary separation, or a significant medical challenge.

Let’s assume the returning adult offspring has done the requisite soul searching and reflecting, considered all other options, and decided he or she has no other choice but to “come back home.” For most, it’s a lifestyle choice they’d prefer to not make. Most people, once they experience the independence and joys of adulthood on their own, would be reluctant to have to give up their hard-earned autonomy and move back in with in their parents. But, as the saying goes, when handed lemons, you turn them into lemonade.

It probably would not be hard to come up with some of your own negatives to moving

back in with Mom and Dad. But as the song goes: “You’ve got to accentuate the positive, eliminate the negative, latch on to the affirmative.” The situation can be beneficial for both parties if handled correctly.

We’re not encouraging growth of the adult boomerang population, simply offering some potential positive benefits if, in fact, parents and adult children have made that very difficult decision to live under the same roof once again:

Perhaps the most obvious way parents can help is to charge manageable rent. A different twist on that might be for the parents to consider keeping a portion of that rent and depositing the remainder for the child’s benefit in a special savings account (with or without the adult child knowing about it). Then, when the time comes for the boomeranger to leave, the money can be refunded. The rent money from boomerangers can also benefit parents with depleted retirement savings and tight budgets of their own.

If you have an informal arrangement under which your adult child pays you some rent each month while back home, you typically don’t need to declare it as taxable income. As long as cash payments back and forth do not exceed the $13,000 amount required for filing a gift tax return, nothing typically needs to be done.

Spending some time living together as adults changes the nature of the relationship between parents and their adult children, often with lasting results. Both generations get a chance to see each other as adults with real goals, dreams and insights. Through

open and honest communication, parents have a precious and wonderful opportunity to really get to know their children as adults.

Want resources for ways to make it work?

Try these:

“BiteYourTongue:HowtoFoster RewardingRelationshipsWithYour AdultChildren”by Ruth Nemzoff, who holds a doctorate in social policy from Harvard University and raised four children. Nemzoff discusses the importance of establishing open and very clear lines of communication from the very beginning, which lessens the chance of future misunderstanding.

“UnderOneRoofAgain:AllGrown Upand(Re)learningtoLiveTogether Happily”by Susan Newman, a Ph.D. who offers nuts-and-bolts advice for avoiding pitfalls and building stronger family ties when adult children return back home.

Finally, for the parents who might be a bit skeptical or reluctant to take the kids back in temporarily, consider that one day the roles might reverse and it might be they having to ask to move back in with the children.

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MIND M
Photo illustrator: Anthony Casto WRITER: ROBERT H. BLANCHETTE, ED.S.; M.ED. ROBERT H. BLANCHETTE, ED.S.; M.ED. Bob Blanchette is in private practice, providing educational psychology/counseling services in Lake County. He can be reached at 352.217.0131 or humcollab.b@comcast.net.

In2009,thetopmoststressfuljobswereasurgeon,commercialairlinepilot,photojournalist,advertisingaccountexecutive,andrealestateagent.SOURCE:http://facts.randomhistory.com/stress-facts.html

LAKEHEALTHYLIVING.COM //
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LAKEHEALTHYLIVING.COM // 63
KIDS CAN LEARN THE VALUE OF A BUCK 64 COACHING: TAKING STEPS TOWARD HEALTHY CHANGE 66

BUDGET

KIDS CAN LEARN THE VALUE OF A BUCK

The thought of a teaching tool that encourages fi nancial prudence for my daughter fi rst came several years ago, when I stepped into Hollister with my preteen and required resuscitation after seeing the price tag on a T-shirt.

I had to do something. Like many parents, in order to raise a child with a solid work ethic and the self-discipline to spend and save wisely, I turned to the traditional, tried-and-true method of allowance.

Given that the ATM giggles every time I attempt a withdrawal, it was not going to be an easy task.

According to the “experts,” such as those on WebMD, kids should get 50 cents to $1 a week, depending on their age. But not all of us have the disposable income to shell out eight, 10, or 15 bucks a week per child. And should we be handing our children a monetary amount for simply gracing us with their presence?

I decided to poll “real” authorities: a group of Lake County parents with financially successful, grown children. They had as many delightful anecdotes and innovative ideas for teaching financial responsibility as we have lakes in our region. The following are a few of my favorites:

When Carol Davidson’s girls were still in elementary school, they decorated three cans: One was “spend some,” the second was “save some” and the last was “give some.” They earned allowance each week by keeping their grades up and by doing their chores without having to be asked more than once. By deciding how much would go into each can, they not only learned how to budget and save, but how good it feels to give.

“It worked well,” Davidson boasts. “One of my girls saved enough over the years that she was able to emerge from her first year of college debt-free.”

If Cindy Eichelberger’s children saw something they couldn’t afford, she provided them with loans, through which they could make timely payments from their allowances.

“Jennie came to me wanting a $250 swing set, like the neighbors had,” she said. “Since she got an allowance of $15 a

week for chores, etc., we arranged that she would pay me $5 a week and keep $10 for her spending pleasure.”

When all of her children got older, Eichelberger added simple interest to those loans. “I have worked with it all through the years and it is one reason I have raised financially responsible kids,” Eichelberger said.

There wasn’t much left over from Sharon McGow’s single income after she met the monthly bills. So she came up with the idea to give her children change. They got 50 cents when they “fed Elmo” (the vacuum cleaner), or a quarter if they “fed Edgar” (the dust buster). Her kids were also “food-motivated.” When they helped around the house, she allowed them “to pick what we had for dinner.” McGow found this so successful she tried it to encourage her kids to be ready in a timely fashion for school. That didn’t work as well.

“At one point whoever got ready for school first picked what we had for breakfast,” McGow said, “until I discovered Kevin was sleeping in his clothes.”

As for me, I took the traditional route.

When my daughter started high school, I added a few dollars to her weekly lunch money, called it allowance and gave her the option of taking lunch to school. Now, she is a master bargain shopper, and when we go into Hollister, she heads straight for the back to check out the sales. She buys, sells and trades things like designer clothes, phone cases and handbags on sites such as Vinted.com and Northlake Resale.

Shortly after she turned 16, she got a job and no longer needed allowance. In fact, these days, she contributes to her portion of the car insurance and cell phone bill. And for Christmas, she brought her barista-wannabe mom a Keurig coffee maker.

Just sayin’ …

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SPIRIT
MARY ELLEN GRIFFITH is a freelance writer currently working on her second book. She teaches English at Mount Dora High School, is an adjunct English professor at Valencia College, and lives happily with her daughter Lexi; their two dogs, Maxine and Charlie; and two cats, Atticus Finch and Boo Radley.
$ The average allowance is about $4.80 a week, according to a recent Nickelodeon/Yankelovich Youth Monitor survey. Source: hffo.cuna.org/12433/article/107/html LAKEHEALTHYLIVING.COM // 65

MCOACHING: TAKING STEPS TOWARD HEALTHY CHANGE

When you hear the word “coach,” you probably imagine the leader of a sports team: one who encourages players; helps them get better; points out what’s preventing them from achieving goals.

But the term “coach” is rapidly taking on a new definition in our increasingly complex world.

Many people are hiring personal coaches to help them achieve goals in various facets of their life, from fitness to health to leadership to spirituality and relationships. In fact, personal-development coaching is becoming one of the fastest-growing industries in the world.

A 2012 study by PricewaterhouseCoopers determined there are more than 47,000 coaches worldwide who take in revenues exceeding $2 billion.

Most coaches earn a living working with business executives, but captains of industry aren’t the only ones hiring coaches.

So what is coaching? How can it benefit you?

Coaching is a relationship that guides change. It is forward-looking and actionoriented. Coaching should not be confused with counseling, which looks to the past to understand the present.

As a coaching relationship starts, a client brings unique goals, objectives, passions and challenges to the table. The coach’s job is to use questions and observation to

empower the client to see the situation from different perspectives. Actions are then developed that will allow the client to make tangible steps toward his/her goals, while learning from and evaluating successes and failures together.

And the process works. According to the aforementioned Global Coaching Client Study:

• 80 percent reported increased overall self-confidence, as successes in one area fed successes in others;

• 73 percent felt an improvement in their relationships;

• 70 percent improved work performance;

• 67 percent developed a more satisfying work/life balance;

• 57 percent found they managed their time better.

All of these outcomes speak to the health of the individual. Learning ways to think and making steps toward goals, whether they are newly established or held for a long time, decreases stress and increases confidence.

My own coaching practice focuses on pastors and those looking to understand and improve their spiritual identity. With my clients, developing the awareness of personal mission or other options and perspectives to look at a challenge gives hope and renewed energy to press on.

Coaching can give pastors the power

to be vulnerable in relationship, to develop alignment of their teams and to allow both themselves and their leaders to exercise their strengths. It also facilitates security in who they are that translates to their marriages, parenting and use of free time.

Coaching provides a safe place to put frustrations, feelings of being overwhelmed or feelings that progress is impossible on the table to be untangled. Whether it is with weight loss, organizational development, money or time management or spirituality, progress is a snowball; one small success creating energy and a sense of accomplishment that leads to more successes.

Finding a coach is simple. Do a Google search or go to coachfederation.com. Prices are reasonable but depend upon the coach. In North America, more than half of coaching is done by phone, so time and accessibility are not limiting factors.

Of the clients interviewed for the survey, 96 percent report they would begin a coaching relationship again if they had a do-over.

The results are often worth the money, time and effort.

66 // HL // AUGUST 2014
SCOTT PERKINS is a coach, speaker, writer and the founder of Perkins Communications LLC. He has been successful in coaching pastors, church leaders, those who want to improve leadership and team dynamics, and people who want to understand their spiritual identity. You can find out more at perkinsperspectives.com. In his spare time he enjoys paddleboarding and bike riding with his wife and daughter in Groveland.
SPIRIT
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68 // HL // AUGUST 2014 DR. JOSÉ DIAZ Board-Certified in Internal and Pulmonary Medicine. Privileges at LRMC, The Villages Regional Hospital, Florida Hospital Waterman and Promise Hospital. DR. MARJERY LOPEZ Board-Certified in Internal and Pulmonary Medicine. Privileges at LRMC, The Villages Regional Hospital, Florida Hospital Waterman and Promise Hospital. LEESBURG: 1038 W North Blvd, Ste 102 VILLAGES: 1400 US Hwy 441, Bldg 900 Ste 906 352.315.1627 • www.pg-cf.com • INTENSIVE AND ICU MANAGEMENT • COPD • ASTHMA • DISEASES OF THE LUNGS • SLEEP DISORDERS • NOW ACCEPTING NEW PATIENTS • MOST INSURANCES ACCEPTED Excellence with a personal touch. Exclusively offering pulmonary rehab with an experienced respiratory therapist. Specializing in pulmonary and critical care. EXCEPTIONAL Urgent Care Center Diabetes Anemia Kidney Disease Come in this Summer for Free Testing Tuesdays or call for more information (352) 391-5200 Dana Center 11950 County Rd 101 The Villages, Fl 32162 FREE TESTING TUESDAYS JUN 1 AUG 31 Your health. Your time. Our priority. Monday-Friday 9:00am-5:00pm Saturday 9:00am-3:30pm Sunday Closed Dr. John Im Graduate of University of Michigan College of Osteopathic Medicine Residency Trained in Emergency Medicine
LAKEHEALTHYLIVING.COM // 69 FINANCE PROTECT YOUR IDENTITY 70 MAKING CENTS 72 GUARD // BUILD LA LAKE K H HEALALTHHYLYLIVING COM

GUARD

PROTECT YOUR IDENTITY

Identity theft is a growing and expensive problem in America. It can happen to anyone.

The Bureau of Justice Statistics estimates about 16.6 million Americans were victims of identity theft in 2012. Combined, the victims suffered nearly $25 billion in losses, an average of $9,650 each. What aren’t captured by these statistics are the time, hassle and emotional distress of repairing the damage.

Identity theft happens when criminals steal personal information such as your name, Social Security number or financial information and use it to open fraudulent accounts or commit crimes. Though most victims are not held personally responsible for fraudulent charges, financial misdeeds done under your name can leave black marks on your credit report and linger for years after the initial theft.

AVOID THE PITFALLS

Follow these everyday safety tips to help mitigate the risk of identity fraud.

• A Social Security number is the most commonly used piece of data in identity theft. Avoid giving out your Social Security number. If you’re filling out paperwork that asks for your number, ask whether

you can provide an alternate form of identification.

• Never give out personal information in response to unsolicited phone calls, emails or letters. Do not click on links that appear in suspicious emails or enter financial information into a website linked from an email. These phone calls and emails are typically “phishing” scams, trying to draw out personal information. If you receive an account alert or other urgent message from a financial institution or government agency, call the official number listed on the website to verify the legitimacy of the request.

• Shred your financial statements, old checkbooks, credit cards and any paperwork that contains personally identifiable information, such as account numbers or your Social Security number. According to insurance claim data, only about 15 percent of identity theft happens online; the rest happens when thieves find personal data in your trash, home or automobile. We host regular shredding parties at our offices so clients and friends have a safe and secure way to dispose of sensitive paperwork. Just call our office for an invitation to the next party.

• When traveling, be careful when accessing bank accounts, email or social media accounts on public computers. It’s very common for fraudsters to install key logging software that can capture passwords, login credentials and other sensitive information. If you’re forced to use a public terminal, always log out of your accounts when your session is finished and change your passwords when you return home.

• Scrutinize your credit report each year for errors and accounts that have been opened in your name. You can access your record at each of the credit reporting agencies for free once per year at annualcreditreport. com, or by calling the Federal Trade Commission’s hot line at 877.322.8228. Don’t be tempted by other sites offering a free credit report; they will often sign you up for expensive credit monitoring services.

• Empty your wallet and purse of extra credit cards, debit cards, old driver’s licenses, Social Security cards and any other sensitive documents. Never carry passwords or account information in your wallet.

70 // HL // AUGUST 2014 Securities and advisory services offered through SII Investments Inc., member FINRA, SIPC and a Registered Investment Advisor. Fross and Fross Wealth Management and SII Investments Inc. are separate companies. SII does not provide tax or legal advice.
FINAN C E
WRITERS: THOMAS FROSS AND ROBERT FROSS

• Check your bank account and credit card statements regularly to spot unusual transactions and notify your bank and credit card company when you’ll be traveling so they can be on the alert for suspicious activity.

IF YOU’RE VICTIMIZED

If you believe you may be the victim of identity theft, there are several steps you should follow to protect yourself and start the dispute process.

1. Your first stop should be to place a fraud report with the three credit reporting agencies. This will block thieves from opening bank or credit accounts in your name. You can contact the credit

agencies at these numbers:

• TransUnion: 800.680.7289

• Equifax: 800.525.6285

• Experian: 888.EXPERIAN (397.3742)

2. Contact the relevant financial institutions to freeze or close the accounts compromised or opened fraudulently.

3. File a report with your local police department to document the details of the crime. Most banks and credit card companies require an official police report to reverse fraudulent charges.

Identity fraud can be aggravating, expensive and time-consuming. The effects can linger for years. Following the

simple safety tips we’ve outlined can help you or your loved ones from becoming victims of unscrupulous identity thieves. In the wake of a few high-profile data breaches, financial services companies are taking identity theft very seriously and have instituted a number of safeguards to protect your information. If you’d like to know more about how your bank and brokerage accounts are protected, speak with your financial adviser.

LAKEHEALTHYLIVING.COM // 71
ROBERT AND THOMAS FROSS founded Fross & Fross Wealth Management with the shared vision of creating a truly world-class experience for their clients. Specializing in offering comprehensive financial planning to high net-worth retirees, Fross & Fross manages over $300 million in assets and maintains a stellar reputation of professionalism and experience throughout The Villages. representing7percentofallpeople age16orolderintheUnitedStates,experiencedatleastoneincidentofidentitytheftin2012Source:JusticeDepartment’sBureauofJusticeStatistics.
An estimated 16 6 million people

MAKING CENTS

One of the most important benefits a company can offer its employees is a 401(k) plan.

Such plans have become the primary way workers prepare for retirement, so it’s important to know that specific features can differ — sometimes significantly — from employer to employer.

Being familiar with your 401(k) is the best way to make sure your retirement savings are working in your best interest.

YOUR 401(K) RETIREMENT PLAN

A 401(k) — and its sister plan for nonprofit organizations, the 403(b) — is a retirement plan in which you participate through your employer. Such plans allow your employer to contribute a portion of your paycheck to the account. Contributions can be made only through payroll deductions, unlike contributions you make to an IRA or brokerage account.

When you sign up for a 401(k), you receive a menu of investment options from which to choose. You’re responsible for picking investments that are most suited to your risk tolerance and retirement objectives.

ELIGIBILITY DATE

When you can start contributing to your 401(k) varies with companies. A little more than half of plans allow new employees

to begin contributing immediately; others require new hires to wait three months to a year. About 30 percent of employers automatically enroll workers in the company 401(k) plan unless an employee opts out.

MAXIMUM CONTRIBUTIONS

At this time, you can put up to $17,500 a year into your 401(k). If you’re age 50 or older, you may qualify for additional “catchup” contributions that allow you to sock away more.

EMPLOYER MATCHING

Some employers will match what you put in — otherwise known as free money. The most common 401(k) match is 50 cents for each dollar contributed up to 6 percent of pay. Here’s how that breaks down: If you make $50,000 a year and contribute 6 percent of that amount, or $3,000, of your own money, your company would kick in 50 percent, or an additional $1,500. Matching funds from your employer don’t count toward your maximum contribution.

TAX BENEFITS

Regular or traditional 401(k) retirement accounts allow you to contribute money on a pretax basis. You don’t pay income tax on the amounts you contribute, nor do you pay tax on investment gains in the account — until

you take withdrawals from the plan.

Contributions to a Roth 401(k)s are not tax-deductible. They don’t give you an upfront tax benefit; however, distributions are tax-free.

VESTING

Even if your employer makes a contribution to your 401(k) account, there could be a vesting schedule in effect, depending on the type of plan. A vesting schedule is the amount of time your employer requires you to be at the company in order to walk away with 100 percent of your matching contributions. Check with your employer to see if this applies to your plan.

EARLY OR LATE WITHDRAWALS

A 401(k) is not like a savings account, from which you can withdraw money at any time. The IRS prohibits you from withdrawing funds before age 59½, except in extreme cases — and even then you may still have to pay an early-withdrawal penalty. Once you reach 70½, you must start taking required minimum distributions or face steep penalties.

Many, but not all, plans allow you to make hardship withdrawals for certain immediate financial needs, such as preventing foreclosure or paying medical bills, for a funeral, or college. If you qualify

72 // HL // AUGUST 2014
FINANCE

for a hardship distribution, it’s still considered an early withdrawal that’s subject to the 10 percent penalty.

ASSET ALLOCATION

Determining how you should be invested for the long haul begins with figuring out what mix of stocks, bonds and cash is right for you. That’s also known as asset allocation. Finding the right investments will be a product of your age, years until retirement and risk tolerance. Investment lineups may range from those for participants with limited knowledge of investments to those for the most knowledgeable investor

who prefers a more hands-on approach to selecting investments. Regardless of how knowledgeable you are about investing, your plan sponsor and 401(k) adviser and/ or independent financial adviser can help determine if your money is working as hard as it should be to help you achieve your retirement goals.

GETTING STARTED

Workplace retirement plans can be complicated, but it’s worth taking the time to figure them out because they offer such great benefits. The first step to beginning a 401(k) account is to talk with your employer to learn

what the requirements are to get started. If you have 401(k) plans from previous employers, you may want to roll them into your new plan or into an IRA. That may depend on the investment options available in the new plan.

The bottom line is failure to execute a retirement plan means you will probably have to work longer.

THOMAS H. RUGGIE, CHFC, CFP is the founder of Ruggie Wealth Management. With more than $425 million in assets under management, he has been ranked among the nation’s 50 Fastest Growing RIA Firms , the Top 100 Wealth Managers, Top 100 Independent Advisors, Top 40 Most Influential Advisors, and again, as one of Barron’s Top 1,000 Advisors. truggie@ruggiewealth.com

LAKEHEALTHYLIVING.COM // 73

FOOT AND ANKLE CARE

Board-certified foot surgeons Dr. Michele McGowan and Dr. Timothy Henne offer a number of foot and ankle services for comprehensive foot care and ankle disorders. They are trained to handle problems as small as ingrown toenails and warts to as large and complex as bunions, hammertoes and heel pain.

AUGUST 1

Wekiva Paddle

Paddle on the Wekiva River in Eustis from 9a.m.–noon. $2. Reservations required. Hosted by the Trout Lake Nature Center and Wekiva River Aquatic Preserve. Information: tlnc.info@gmail.com

AUGUST 2-3

Learn to Row

Experience a unique opportunity from 10a.m.–noon. Adults and students 14 and over can participate. $85. Picnic Pavilion near Highlander Hut, 100 Third St., Clermont. Information: wendy@ lakecountyrowing.org

AUGUST 5

Tuesday Morning Outdoors

Native American storyteller Peggy Hanner and the TLNC naturalist will weave together nature-related stories, a walk and a craft from 10a.m.–noon. Trout Lake Nature Center, 520 E. County Road, Eustis. Information: tlnc. info@gmail.com

AUGUST 6

Breastfeeding Workshop

Moms and dads learn the basics of how breastfeeding works, how to put your baby to breast for a feeding, how to recognize feeding cues, how to troubleshoot problems and more. $30. 1935 Don Wikham Drive, Clermont, 6:30–9p.m. Bring or send registration form to South Lake Hospital Education Department. Information: 352.241.7109

AUGUST 7

Cancer Support Group

An opportunity to receive education and support during your time of need. Florida Hospital Waterman Cancer Institute, Conference Room, 1000 Waterman Way, Tavares, 1:30–3p.m. Information: Latanya Ruiz 352.253.3605

AUGUST 9

Prepared Childbirth Class

Learn about labor, relaxation, and breathing techniques, pain medications, cesarean birth and how to care for yourself after your baby arrives. Bring two pillows and a blanket. $75, 9a.m.–5p.m. Live Well Fitness Center on the South Lake Hospital Campus, 1935 Don Wikham Drive, Clermont. Scholarship and other Information: 352.241.7109

74 // HL // AUGUST 2014
Calendar

AUGUST 13

Water Awareness for Kids

Children of all ages can join park rangers in this hands-on explanation of where our drinking water originates. Palatlakaha River Park, 12325 Hull Road, Clermont, 9–10:30a.m. Information: parksandtrails@ lakecountyfl.gov

AUGUST 20

Multiple Sclerosis Support Group

AUGUST 16

Bird & Butterfly Survey

Experienced bird-watching volunteers are invited to help conduct surveys at Ellis Acres Reserve from 7:30–11p.m. Must be able to identify most common birds by sight or sound and have your own binoculars and field guides. Volunteers participating in the butterfly survey should be able to identify most common species. 25302 County Road 42, Paisley. Information: parksandtrails@ lakecountyfl.gov

AUGUST 19

Docent Training

For those who would like to work with school-age kids at Trout Lake. Docents teach curriculum-based activities while sharing their love and respect for nature with the next generation. Trout Lake Nature Center, 520 E. County Road, Eustis, 9a.m.–1p.m. Information: tlnc.info@gmail.com.

An opportunity to reach out to others who have had similar challenges and foster an improved understanding of lifestyle management. National Training Center, Education Department. 1935 Don Wikham Drive, Clermont, 10a.m.–noon. No need to register.

Information: 352.242.2350

AUGUST 21

HIV/AIDS Testing

Available to the public and no appointment necessary. Leesburg Community Medical Center, 1210 W. Main St., Leesburg, 8:30–noon.

AUGUST 27

Diabetes SelfManagement Education

Helps you understand how medications, nutrition, exercise and blood sugar monitoring play a role in developing a healthy lifestyle. Please bring lunch. Spouse or guest welcome, 9a.m.–1p.m. $10. Live Well Fitness Center, on the South Lake Hospital Campus, Clermont.

Information: 352.241.7109

LAKEHEALTHYLIVING.COM // 75 We’re in your corner. Information 866.742.6655 www.cornerstonehospice.org www.seriousillness.org/cornerstone MEDICARE, MEDICAID, AND MOST COMMERCIAL INSURANCES ACCEPTED 5019096 • We come to you! • Available 24/7 • Medications, equipment and supplies provided • A dedicated team of nurses, social workers, chaplains, home health aides and volunteers assigned to your care • Cornerstone’s care is covered 100% by Medicare and Medicaid. Regardless of payer source Cornerstone is here to help urses, social me health aides ed d Medicaid. ource help Board Certified in Gastroenterology and Internal Medicine. 352.242.1665 www.slgdocs.com - SCREENING COLONOSCOPY - HEARTBURN/ACID REFLUX - DIARRHEA/CONSTIPATION - IRRITABLE BOWEL SYNDROME - LIVER DISEASE - RECTAL BLEEDING - HEMORRHOIDS - PEPTIC ULCER DISEASE - LIVER CIRRHOSIS - HEPATITIS - PANCREATITIS Rajab Abu Khadrah, MD, FACG Khalid Maqsood, MD, FACP, FACG SPECIALIZING IN THE DIAGNOSIS AND TREATMENT OF DIGESTIVE SYSTEM DISORDERS INCLUDING: • 2040 Oakley Seaver Drive, Clermont, FL 34711 • 410 Lionel Way, Suite 200, Haines City, FL 33844 • 1584 Citrus Medical Court, Ocoee, Fl 34761

DRIVING FOR A CURE

The Leesburg Area Chamber of Commerce and Tom Grizzard Realtors teamed up to host a golf tournament and raise money for the Muscular Dystrophy Association (MDA). The tournament at Harbor Hills Country Club featured a putting contest and an awards ceremony. MDA is a national health organization working to defeat 43 neuromuscular diseases.

Community
PHOTOGRAPHER: MATTHEW GAULIN 1. Mike Mick, Aubrey Akers, John Smith, Lacey Morgan and Ray Van Dyke 2. Jim Richardson, Bill Gander and Tom McQuaig 3. Minister Brown and Lee Jackson 4. Tim Wilcox and Rex Ruthledge 5. Bill Bondurant, Jack Dobson and Rich Lee 6. Sandy and Misty Noland 7. Mike Schmit, Jerry Lynch and George Strope 8. Parker Brown, Craig Brown, Keith Ridane and George Smith
2 1 3 56 78 9 4
9. Greg Thorpe, Buddy Masters, Robert Bowersox and Mike Cipris

BUILDING BRIDGES

More than 100 people attended a charity raffle hosted by The Bridge at Ocala, an assisted-living facility. The event, which raised money for Habitat for Humanity of Marion County, included food, beverages and live entertainment by keyboard player Steve Robinson. Numerous items were raffled throughout the event including a flat-screen television, spa packages and gift baskets.

Community
PHOTOGRAPHER: MATTHEW GAULIN 1. Blenda Landis, Ralph Tulli and Betty Hughes 2. Susan Basile, Sandra Stuner and Rosalie Loboe 3. Tammy Slay and Gary Crews 4. Lynn Chojnacki 5. Millie and Dan Sloan 6. Cortney Eacho and Sherrie Walker 7. Clare Candelario and Dawn Falaerfon 8. Lori and David Gomillion
2 1 3 5 6 7 8 9 4
9. Brian Chojnacki, Sarah Scott, Kalin Graham and Casey Simons

Ladies Legacy Luncheon

Friday, October 3, 2014

Lake Receptions • 4425 N Highway 19A, Mount Dora

SCHEDULE OF EVENTS

Exhibitor Booths: 10:00a.m. - 11:30a.m.

Luncheon Program: 11:30a.m. - 1:30p.m.

SPECIAL GUEST SPEAKER

Seble Gabre-Madhin, MD, FACS (“Dr. Sebby”)

RESERVATIONS REQUIRED

$30 per person to attend Sponsorships available

FLORIDA HOSPITAL WATERMAN FOUNDATION

1500 Waterman Way Tavares, FL 32778

Phone: 352.253.3270 • Fax: 352.253.3266

Email: FHW.Foundation@ahss.org

Website: fhwfgift.org

~ Dr. Sebby ~

Seble Gabre - Madhin, MD FACS, “Dr. Sebby.” Chief of Surgery, Florida Hospital Waterman, is thrilled to share her story with attendees of this community event. Just shy of three years ago, Dr. Sebby, along with her school-aged daughter, moved to the area to open the Center for Advanced Surgery, where she specializes in minimally-invasive procedures. The daughter of a United Nations Diplomat, she has traveled the world. Her educational expedition began in Ethiopia and took a detour 1,000 miles south to Kenya. She later landed in the United States to attend Yale. As a Harvardtrained surgeon, Dr. Sebby is an accomplished doctor, admired by her patients, staff and colleagues for her expertise and compassion. As a mother, she is adored for her dedication, the example she is leading and the legacy she is leaving.

Sponsored by

Proceeds support Heart Care Services at Florida Hospital Waterman py

Florida Hospital waterman foundation INAUGURAL
A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE (800-435-7352) WITHIN THE STATE. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE. THE REGISTRATION NUMBER FOR THE FLORIDA HOSPITAL WATERMAN FOUNDATION, INC. IS CH2225. 100% OF CONTRIBUTIONS SOLICITED BY THE FLORIDA HOSPITAL WATERMAN FOUNDATION BENEFIT FLORIDA HOSPITAL WATERMAN AND THE FLORIDA HOSPITAL WATERMAN FOUNDATION, INC.

THE GIFT OF HOPE

LifeStream Behavioral Center, in partnership with the Lake County Board of Commissioners, hosted a ribbon-cutting ceremony and open house for Hope Springs Villas. The complex, which consists of 35 housing units, was recently renovated to provide affordable housing for low-income families. Hope Springs Villas is on Bentley Road in Leesburg.

Community
PHOTOGRAPHER: MATTHEW GAULIN 1. Christie Bobbitt, Michael Holland and Robin Austin 2. Rebecca Foley, Allison Thall and Lesha Buchbinder 3. Frank Pelot and B. E. Thompson 4. Sherry Olszanski 5. Dottie Keedy and Welton Cadwell 6. Will and Carol Dozier 7. Tim Sullivan and Cheryl Howell 8. Sandi Moore, Charlotte Merriam and Teresa Dunham
2 1 3 56 78 9 4
9. Leslie Campione, Anne Marian and Tim Sullivan

All That JAZZ

Teams confer on the correct

spelling The

KILLER BEES - $1,000

8 person team

Dinner and a drink for each person

HONEY BEES - $500

4 person team Dinner and a drink for each person

SPECTATOR TICKETS - $25

For more information, call Take Stock in Children at 352.787.6576 or email WEIDNERG@LAKE.K12.FL.US

Proceeds to benefit Students in Lake & Sumter Counties • Tax Exempt ID # 59-2764174
Be part of an exciting spelling bee competition designed for ADULTS GET YOUR COLONY IN ON THE ACTION
THE TAKE STOCK IN CHILDREN 13th ANNUAL CORPORATE SPELLING BEE AND SILENT AUCTION AT LAKE RECEPTIONS THURSDAY SEPT. 4, 2014
final
No microphones Dinner and a drink included for all team members
Dinner and a drink for each person 19A, Mount Dora, FL Cocktails 5:30-6p.m. • Dinner and competition 6-8:30p.m.
answer is written on a white board at each table
4425 Highway

Things you should know… SUN THINGS TO THINK ABOUT

Many people are under the erroneous impression there is no harm done if they spend just a few minutes each day in the sun.

One mustn’t fail to realize that UV rays make contact with the body’s surface the very moment one sets foot outdoors or experiences sunlight.

Our challenge is to block the sun and not the fun.

“I used to fry,” is a common retort heard by physician’s assistant Jennifer Valentin when she questions senior skin cancer patients about their teen years.

Jennifer has treated hundreds of skin cancer sufferers perturbed by this disease’s sudden appearance late in their lives. She tactfully reminds them of their numerous beach rendezvouses and sunbathing sessions when in high school.

Skin cancer is a result of the cumulative DNA damage that begins in youth. If patients take proper precautions in their youth, the long-term outcomes would be more favorable. The moral is to educate children about the importance of good sun sense early.

You can reduce risk of skin cancer by:

• Avoiding direct sunlight and seeking shade during the hottest part of the day;

• Always wearing a daily face/body lotion with a Sun Protection Factor of at least 30 that protects against both UVA and UVB rays (and coating your entire body when planning to engage in outdoor activities);

• Reapplying sunscreen often, especially after sweating or swimming, even if the label claims it is waterproof (try to reapply approximately every two hours);

• Not wearing sheer clothing in direct sunlight (wear opaque garments manufactured from thicker material);

• Using wide-brimmed hats and/or umbrellas to create shade.

But what if you forget and end up with a nasty case of sunburn?

Here are some treatment options Jennifer recommends:

• Aloe vera. Gels or lotions containing aloe vera can be found in any drugstore and large grocery. Even better is using the actual plant. Squeeze a leaf to extract the juice. Apply the aloe to your sunburn, but do not rub it in. Leave a substantial layer on top of the sunburn. This keeps the skin from drying out and becoming more irritated. Reapply as needed.

• Potatoes. According to naturalnews.com, potato peels are an age-old remedy for sunburns mentioned in ancient texts. And potato peels appear to have science on their side. Doctors have found that in case of minor burns, potato peel bandages work better than conventional dressing. Potato peels provide moisture and they also have anti-bacterial properties.

• Toothpaste. Run cold water on the sunburned area, then liberally apply toothpaste to the area. Toothpaste can also be used to treat minor bug bites. Source: thestressreliefcenter.com

• Oatmeal. Great for full-body relief. Take about two handfuls of dried oatmeal (not cooked — any type is fine) and mix it into your warm bathwater until it forms a slurry. Soak as needed for relief.

82 // HL //
2014
AUGUST
Source: commonsensehome.com

Why Do You Need A SPECIALIST?

Having hip surgery often meant months of recovery. Today, however, specialists such as Dr. John T. Williams have helped countless numbers of patients back on their feet more quickly with minimally invasive surgical procedures.

“No one should accept joint pain as a part of aging,” says Dr. Williams, who specializes in the minimally invasive anterior approach method of hip replacements. “At Tri-County Orthopaedics, we strive to help patients regain their quality of life as quickly as possible.”

Formerly the director of total joint replacement for 11 years at the Albert Einstein Medical Center in Philadelphia, Dr. Williams is the most recent board certified orthopaedic surgeon to join the staff at Tri-County Orthopaedics. He is the author of numerous articles about anterior approach hip surgeries, and he has trained surgeons throughout the country. A graduate of the Howard University School of Medicine, Dr. Williams completed fellowship training at the Joint Implant Surgeons, Inc., an orthopaedic surgery practice specializing in total hip and total knee replacements as well as orthopaedic research. EXPERTISE MATTERS.

Our specialties include:

• Total Joint Replacement

• Arthritis Evaluation

• Non-Surgical Back Evaluation

• Osteoporosis Evaluation

• Physical Therapy

• Diagnostic Radiology

• Sports Medicine

• Shoulder Surgery

• Foot & Ankle Surgery

• Trauma & Fracture Management

• Arthroscopic Surgery

ORTHOPAEDICS

J.
701 Medical Plaza Dr., Leesburg • 326-8115 Summit Medical Park, 765 Highway 466, Lady Lake • 753-9105
Mandume Kerina, MD Isaac L. Mitchell, MD Claudia L. Thomas, MD Cedric J. Tankson, MD John T. Williams, Jr., MD Alfred J. Cook, Jr., MD
Director,
John T. Williams, Jr., MD Past
Total Joint Program at Albert Einstein Medical Center, Philadelphia, Fellowship-Trained, Board Certified, Advanced Joint Replacement Surgery
Center for Advanced Joint Replacement Surgery
Call today for an appointment. Compassionate Specialized Care by Board Certified Fellowship-Trained Surgeons

At Florida Hospital Waterman, our patients’ health and well being is our top priority. We know patients turn to us trusting we will do our best to get them back to their best. We’re committed to providing advanced, safe, compassionate care to each and every patient. And we’re proud to be recognized as Lake County’s safest hospital with the county’s only “A” Hospital Safety Score based on how well we protect patients from accidents, errors, injuries and infections. Visit FHWaterman.org to learn more about our commitment to safety and improving patient care.

www.hospitalsafetyscore.org

Articles inside

Why Do You Need A SPECIALIST?

1min
page 83

Things you should know… SUN THINGS TO THINK ABOUT

2min
page 82

Ladies Legacy Luncheon

1min
pages 79-80

MAKING CENTS

6min
pages 72-76, 78

GUARD PROTECT YOUR IDENTITY

3min
pages 70-71

MCOACHING: TAKING STEPS TOWARD HEALTHY CHANGE

2min
pages 66-69

BUDGET KIDS CAN LEARN THE VALUE OF A BUCK

2min
pages 64-65

REBOUND COMING BACK HOME

2min
pages 60-62

OBESITY: THE PERFECT STORM

3min
pages 56-59

LOOK FIRST AID FOR SUMMER RASHES AND BITES

3min
pages 54-55

& S.U.N.

2min
pages 52-53

SHAPE

2min
pages 48-51

The future of orthopedic surgery

1min
pages 43-46

The future of eye care is here.

1min
pages 40-42

Instant dread swelled in my chest as Mary Prescott uttered, “OK everyone, stand up.”

4min
pages 38-39

IN WOOTON PARK

1min
pages 31-37

ALL ABOARD!

1min
page 31

NATURE’S COOLEST WATERING HOLE

1min
page 30

TAKE A QUACK AT THIS

1min
page 29

A WALK IN THE WOODS

1min
page 28

MAKE A SPLASH

1min
page 28

DON’T LET JOINT PAIN KEEP YOU FROM THE LIFE YOU DESERVE

1min
pages 24-26

High-Tech Health Care

1min
page 23

A BIG TRANSFORMATION

1min
page 22

Happy birthday, Cornerstone!

1min
pages 20-21

SOME MYTHS DO NOT HOLD WATER

5min
pages 14-20

A VOW TO GUIDE OUR KIDS

2min
pages 12-13

Your partners for life

1min
page 11

BOND AS A FAMILY; THERE’S STILL TIME

2min
page 10
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