Open Enrollment – limited time and exclusive.
IF YOU ARE ENROLLED
No action required.
If you are already enrolled and you do not want to make any changes, no action is needed! Your coverage will automatically renew for the next year.
IF YOU ARE NOT ENROLLED
Here’s what you need to know!
Benefits that are available:
Long Term Care Insurance
• This benefits is only available from Oct 30 - Nov 13, 2023.
• Coverage becomes effective January 1, 2024.
• Benefits are paid for events occurring on or after the effective date.
• Guaranteed issue – no health questions asked.
• Purchase coverage for your spouse.
• You can save BIG time, just for being a NextEra Energy Employee.
Long Term Care Insurance
ENROLL LEARN MORE
Last Opportunity to enroll in LTC during this enrollment window without answering Health Questions. Chubb has extended one more opportunity for Next Era employees to enroll in Long Term Care insurance without having to answer any health questions. Pricing is based on your age. Your rates do not increase with age. Visit the Chubb page on YouDecide to learn more.
Long Term Care Insurance (LTC) insurance helps you manage the costs of long term care, and covers skilled, intermediate and custodial care in your home, an adult day care center, an assisted living facility or a nursing home. Long term care support can include help getting dressed, eating, bathing or self-administering medication. LTC insurance provides coverage for services when they are required for an extended period of time and are not associated with acute care or short-term illnesses.
HOW THE CHUBB PLAN WORKS: ONE POLICY WITH TWO BENEFITS
When you enroll, you receive one policy with two benefits. LTC protection if you need care and life insurance protection for your family. As long as coverage is active, a benefit will always pay.
As Life Insurance, the benefit protects your family with money that can be used any way they choose. It is most often used to pay for mortgage or rent, education for children and grandchildren, retirement, family debt, and final expenses. You can select a benefit up to $150,000. If you enroll, you may also enroll your spouse or partner.
For LTC, if you become chronically ill, your policy will pay you 4% of your death benefit each month you receive LTC, up to 75 months! You can use this money any way you choose, and your premiums will be waived.
More Benefits. More Savings.
Pet Insurance
Protect Your Furry Friend and Unleash Peace of Mind
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MONTHLY COSTS
Pet insurance premiums start at $25/mo. click here to get a customize quote. Your monthly cost is based on your pet's age, breed and location.
Plan features a $250 annual deductible and has a maximum annual benefit of $7,500. Pre-existing conditions are not covered. Any illness or injury a pet had prior to start of policy is considered pre-existing.
We know you love all your pets—large and small—which is why Nationwide is the only pet insurer to cover, dogs, cats, birds and exotic pets.
Nationwide Pet Insurance can help offset the cost of illnesses and injuries. Get up to 70% cash back on an eligible vet bill with coverage options for every budget including an optional $500 wellness benefit. My Pet ProtectionSM from Nationwide® is a suite of pet insurance plans that gives you superior protection at an unbeatable price.
PLAN DETAILS
• Choose any veterinarian nationwide
• Accidents, including poisonings and allergic reactions
• Injuries, including cuts, sprains, and broken bones
• Common illnesses, including ear infections, vomiting and diarrhea
• Serious/chronic illnesses, including cancer and diabetes
• Hereditary and congenital conditions
• X-rays, MRIs and CT scans
• Prescription medications and therapeutic diets
Auto, Homeowners, & Renters Insurance
Compare the Best Rates and Coverage Options
AUTO INSURANCE HOME INSURANCE
Get a quote, and start saving today!
Finding great rates for your home or vehicle has never been easier. Request a quote from our top-rated carriers directly from your Employee Advantages platform.
You have exclusive access to group rates that are not available to the general public. Plus, you can have your insurance payments deducted straight from your paycheck. So there are no up front costs.
RENTER'S INSURANCE
COMPARE RATES TO FIND THE BEST PLAN FOR YOU FROM OUR TRUSTED CARRIERS:
Identity Theft Protection
Protect Your Identity, Financial Information and Devices
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Allstate Identity Protection (AIP) delivers a powerful new approach to online privacy with unique tools and proactive monitoring that help you see your personal data, manage it with real time alerts, and protect your identity. Monitor your financial transactions, social media, student loans, retirement accounts, and more. If fraud occurs, Allstate Identity Protection's highly trained in-house experts fully manage and restore your identity, and Allstate Identity Protection's $1 million insurance policy covers any of your Employeed out-of-pocket costs.
PLAN HELPS COVER
• Identity monitoring
• Financial transaction monitoring
• Data breach notifications
• Full-service 24/7 fraud remediation with a highly trained in-house expert
• Dark web monitoring
• High risk transaction monitoring
• Social media reputation monitoring
• Digital wallet storage and monitoring
• And much more!
The Information in this Employee benefits guide is presented for illustrative purposes and is based on the insurance policies and plan documents provided by YouDecide’s benefit providers. While every effort was taken to accurately report these benefits offerings, discrepancies and errors are always possible. In case of a discrepancy between the Employee benefits guide and the actual plan documents and insurance contracts, the plan documents and insurance contract will prevail.