Express Associate Advantages

Open Enrollment – limited time and exclusive.

IF YOU ARE ENROLLED

No action required.

If you are already enrolled and you do not want to make any changes, no action is needed! Your coverage will automatically renew for the next year.

IF YOU ARE NOT ENROLLED

Here’s what you need to know!

Benefits that are available:

Legal

• This benefits is only available from October 16 - 27, 2023.

• Coverage becomes effective January 1, 2024.

• Benefits are paid for events occurring on or after the effective date.

• You can save BIG time, just for being a EXPRESS Associate.

ENROLL BY OCTOBER 27 TH

Legal Insurance

ARAG UltimateAdvisor and ARAG UltimateAdvisor Plus Legal insurance connects you with attorneys who can help address and resolve life's legal or financial issues - like disputing a home contractor's charges, getting your Will done or receiving a traffic ticket. As a member, you'll have access to a nationwide network of attorneys who can:

LEGAL PLAN HELPS COVER

• Wills

• Traffic Troubles

• Real Estate Matters

• Consumer Protection

• Bankruptcy

• Civil Damage Defense

• Document Review & Preparation

MONTHLY COSTS ULTIMATE ADVISOR Employee, Spouse/DP, Child(ren) $20.90

ARAG Legal Plan covers you, your spouse/domestic partner (DP), and child(ren) under one monthly cost.

• Adoption

• and much more!

YOU'LL HAVE ACCESS TO

• ARAG's network of 14,000+ Nationwide Attorneys with an average of 25 years of experience.

• Access to a library of legal resources and self-help documents.

HOW IT WORKS – EXAMPLE

After years of procrastination, Jenna and her husband each established a will, which gave them comfort for the future of their 4 year old. Jenna also had the attorney review documents left by her father when he passed away unexpectedly.

This example is for illustrative purposes only and not based on a true story. Rates may vary. Example based on the average amount of hours it would take, using the average rate of $391/hour on years of experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2021).

More Benefits. More Savings.

Pet Insurance

Protect Your Furry Friend and Unleash Peace of Mind

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MONTHLY COSTS

Pet insurance premiums start at $25/mo. click here to get a customize quote. Your monthly cost is based on your pet's age, breed and location.

Plan features a $250 annual deductible and has a maximum annual benefit of $7,500. Pre-existing conditions are not covered. Any illness or injury a pet had prior to start of policy is considered pre-existing.

We know you love all your pets—large and small—which is why Nationwide is the only pet insurer to cover, dogs, cats, birds and exotic pets.

Nationwide Pet Insurance can help offset the cost of illnesses and injuries. Get up to 70% cash back on an eligible vet bill with coverage options for every budget including an optional $500 wellness benefit. My Pet ProtectionSM from Nationwide® is a suite of pet insurance plans that gives you superior protection at an unbeatable price.

PLAN DETAILS

• Choose any veterinarian nationwide

• Accidents, including poisonings and allergic reactions

• Injuries, including cuts, sprains, and broken bones

• Common illnesses, including ear infections, vomiting and diarrhea

• Serious/chronic illnesses, including cancer and diabetes

• Hereditary and congenital conditions

• X-rays, MRIs and CT scans

• Prescription medications and therapeutic diets

Pet Discounts

Give Your Pets the Care They Need at a Price You Can Afford

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Save 25% on all in-house medical services at participating vets, no exclusions!

There are no claim forms or waiting for reimbursements, simply show your Pet Assure ID card at the time of service and save. Choose to cover one or all of your pets regardless of age, breed or any pre-existing/hereditary conditions.

Pet Assure is available in all 50 states and Puerto Rico. All you need for your next vet visit is your PetAssure ID card, and you will receive your discount on the spot!

PLAN DETAILS

Pet Assure members save 25% at participating veterinarians on all in-house medical services, including:

• Office Visits

• Vaccinations

• X-Rays

• Dental Work

• Spay & Neuter

• Emergency Visits

• Surgeries

• Hospitalization

Pet RX

A Perscription Discount Plan That Can Save You Money Today

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Save up to 40% on products you're already buying for your pets, including prescriptions, preventatives, food, treats, toys and more! Shipping is always free and same-day pickup is available for most human-grade prescriptions.

With PetPlus, you receive members-only pricing on all orders from PetCareRx, one of the largest online pet pharmacies.

Save up to 40% on everything your Pet needs!

DISCOUNTED PRICING ON BRAND NAME:

• Prescription Medications

• Flea & Tick Products

• Heartworm Preventatives

• Vitamins & Supplements

• Food (Rx & Non-Rx)

• Toys & Treats

• Grooming Supplies

• Accessories & Apparel

ADDITIONAL BENEFITS:

• Free shipping on all orders

• Pickup medications at Caremark®

• Pharmacies including Walgreens,

• Target, CVS and other local pharmacies

• Easy-to-use app

• Prescription verification at your

• veterinarian

• Access a whiskerDocs veterinary

• specialist 24/7 via email, chat or phone

Purchasing Power

Cash to Cover Unexpected Expenses

Shopping Now, Pay over 6 or 12 Months

Purchasing Power* is a purchase program that offers a better way to buy the brand-new products that you may need! When paying with cash or credit is challenging, this program offers a way for you to get your product upfront and pay over 6 or 12 months, directly from your paycheck.

Purchasing a home? Having a baby? Sending someone off to college? No matter what stage you are at in life, this program offers you a reliable way to buy the brand-new products that you may need!

ELIGIBILITY REQUIREMENTS:

• You must be actively at work.

• You must be a full-time, active associate of Express for at least one (1) year.

• You must earn at least $20,000 a year.

• You must have a bank account or credit card (to be used in case of non-payment via payroll deduction).

• You must have a U.S. Mailing Address.

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Auto, Homeowners, & Renters Insurance

Compare the Best Rates and Coverage Options

AUTO INSURANCE HOME INSURANCE

Get a quote, and start saving today!

Finding great rates for your home or vehicle has never been easier. Request a quote from our top-rated carriers directly from your Associate Advantages platform.

You have exclusive access to group rates that are not available to the general public. Plus, you can have your insurance payments deducted straight from your paycheck. So there are no up front costs.

RENTER'S INSURANCE

COMPARE RATES TO FIND THE BEST PLAN FOR YOU FROM OUR TRUSTED CARRIERS:

Identity Theft Protection

Protect Your Identity, Financial Information and Devices

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Allstate Identity Protection (AIP) delivers a powerful new approach to online privacy with unique tools and proactive monitoring that help you see your personal data, manage it with real time alerts, and protect your identity. Monitor your financial transactions, social media, student loans, retirement accounts, and more. If fraud occurs, Allstate Identity Protection's highly trained in-house experts fully manage and restore your identity, and Allstate Identity Protection's $1 million insurance policy covers any of your associated out-of-pocket costs.

PLAN HELPS COVER

• Identity monitoring

• Financial transaction monitoring

• Data breach notifications

• Full-service 24/7 fraud remediation with a highly trained in-house expert

• Dark web monitoring

• High risk transaction monitoring

• Social media reputation monitoring

• Digital wallet storage and monitoring

• And much more!