Mahoning Valley REALTOR - July 2011 by Jessica Toker Perry

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Youngstown Columbiana Association of REALTORS® 5405 Market Street, Youngstown, OH 44512 Phone 3307887026 Fax 3307884329 YCAR.org | Contact Us |

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The Voice for Real Estate in the Youngstown Columbiana Area ™

July 2011 Newsletter Vol 12 Issue 7 It is the mission of the Youngstown Columbiana Association of REALTORS® to serve its members by protecting and enhancing the members' rights and capabilities to conduct their real estate business and increase their profit opportunities; by monitoring compliance with professional standards thus enabling members to serve the public in a competent and ethical manner; by expanding legislative influence to promote and protect private property rights for the benefit of the real estate marketplace.

YCAR

In this issue...

Regular features... 5405 Market Street President's View Thank You June Sponsors Youngstown, OH 44512 2011 REALTORS® Golf Outing Affiliate Spotlight Pho: 3307887026 "Breakfast & Learn" Panel of Experts REALTOR® iPad Giveaway Fax: 3307884329 General Membership Meeting Second Time Around Purse Sale Email: staff@ycar.org 2011 YCAR Trade Fair & Seminar YCAR Offers Quarterly Dues Payment Service Web: www.ycar.org New Appraisal Courses and Requirements Cell Phones For Soldiers 6 Easy Ethical Slipups 2011 Affiliate Membership Drive Hours: MF 8:305:00 OAR News Pub Of The Month Preparing for Brokerage Audits Action of the BOD YCAR Staff 2011 Presidents Sales Club Program Welcome New Members ATTENTION BOARDMAN REALTORS® In Sympathy Sharyn Braunstein Craigslist Rental Scams: What Do You Do? Coming Events Chief Executive Officer REALTORS® Against Crime Wristbands Available Education Ext: 102 More REALTOR® SAFETY by Andrew Wooten The CE Shop Online Learning We're Bringing Him Back!! Other Education Jeff Hudson, ePRO RPAC Pig Roast Brings In $6,050.00 Recycling Network Technical Coordinator MVR Design [Back to Top] Ext: 103 Mary Ann Pallante by Joan Zarlenga, 2011 President Youngstown Columbiana Office Manager Association of REALTORS® Membership Secretary Bookkeeper Ext: 101 Future Role of the MLS Tracy Moracco Continuing in my July article I want to share information on real Receptionist/Secretary SUPRA KeyBox estate related data as identified by the Strategic Issues Work Group Manager of the NATIONAL ASSOCIATION OF REALTORS® Association Ext: 106 Executives Committee. Rosemarie Horvath Administrative Assistant "The Internet and powerful search engines will challenge the future Ext: 100

President’s View

MVR Editors Tom Coppola Leon Turek

Legal Counsel

Attorney Donald Leone

role of the MLS". A technology consultant As real estaterelated data flows throughout the Web, how will the role of the Multiple Listing Service (MLS) change in coming years? Will it remain the primary source of data on residential properties or just one of many services available to real estate professionals and consumers?

Should an MLS offer a consumerfacing service? Officers And what is the value of MLS data to thirdparty services that repackage the listing information? Joan Zarlenga President Today, MLS data is considered the "gold standard" for real estate information. As Debbie Parisi one broker said, "The collection of timely and accurate real property information, PresidentElect the enforcement of listing rules for the common good and knowledgeable customer Sandi Bates Treasurer are valued activities that make the Multiple Listing Service work." David Klacik Immediate Past At the same time, it is almost impossible for MLS organizations to control the online President distribution of property data particularly subsets of listing information. Agents today promote their listings in social media, blogs and email alerts, as well as Board of Directors posting them on their sites. Meanwhile other services use MLS data for their own purposes, including attracting consumers and generating online leads. Charley Althof Paul Bevilacqua "Any discussion of MLS, VOW or IDX policies is becoming increasingly irrelevant Kathy Carroll to real estate agents or the consumer," said a consultant. "Our MLS Wes Chandler organizations can crank out new data policies, but the reality is that any policies Dan Dull Dawn Kuhn will be difficult to enforce." However, there may be an opportunity to build a Chris Hanrahan national brand by promoting "MLS Certified" data. Real estate professionals could Tibitha Matheney use this brand to distinguish their source of information "MLS Certified" would Rocky Page not be a warranty but should be able to offer better accuracy and timeliness than Leon Turek other sources.

One suggestion: Turn the MLS into a single point of entry for listing information and then upload that data to broker and agent sites as well as search engines and other thirdparty service providers. "Why should we have to enter the same data multiple times?" said one regional broker. Some MLSs are attempting to accomplish this through syndication agreements. Another opportunity for MLS organizations is to take advantage of their vast stores of market data and provide analytic services to key players in the real estate industry. "What if Fannie Mae or Freddie Mac (which manage the secondary market for residential mortgages) were to use MLS data to track the performance of their collateral?" asked one consultant. "That would help them to manage their investment risks and give confidence to their investors, improving liquidity in this difficult market."

CRIS Directors Judy Whittenberger Ray Knight

CRIS Alternate Debbie Parisi

OAR Directors Sandi Bates Kathy Carroll Dan Dull Jerri Florio David Klacik Debbie Parisi Tom Williams Joan Zarlenga Joe J. Zidian

Statements of fact and opinion are the opinions of the authors and do not imply an endorsement on the part of the association, the “Mahoning Valley REALTOR®” or its editorial staff.

OAR Alternates

Debbie Barber Betty Belding Wes Chandler Dawn Kuhn Carole A. Sharkey

To Our Troops... Thank you for serving our country!!

Hondros Learning

The CE Shop

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2011 REALTORS® Golf Outing Required Code Of Ethics

REALTOR® University Ohio

Online CEU

ePRO Certification

REALTOR® Supplies at ycarstore.com

Calculated Industries

ANNUAL REALTOR® OUTING Friday, July 8, 2011 Mill Creek Metroparks, South Course COST: $65.00 Includes Green Fee, Cart, Lunch & Dinner

SCRAMBLE SKINS GAME Win Golf and Skill Prizes!!

We create onsite floor plans of your listings MeasureComp.com

Reservation Necessary REALTOR.org Store

Click here for registration form [Back to Top]

"Breakfast & Learn" Panel of Experts The Youngstown Columbiana Association of REALTORS® Affiliate Council presents

"Breakfast & Learn" with Panel Of Experts Join your peers for an informative and educational session featuring a panel of industry experts from YCAR's Affiliate Council Friday, August 19, 2011 8:30 a.m. 10:00 a.m. YCAR Office 5405 Market Street, Boardman, OH 44512 Free to YCAR Members Includes breakfast! Doorprize drawing for $50 Sheetz gas card!!

Panel: Moderator: John Burgan Burgan Real Estate Linus Orr K.E.L. Home Inspections Mary Ann Martinko First Place Insurance Jason Vantell Appraisals, Gregory M. Vantell & Associates Earl Moracco A.A. Samuels Heating & Cooling Ryan Cuffle The Home Mortgage Co.

The Official Newsletter of the Youngstown Columbiana Association of REALTORS®

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General Membership Meeting

ANNUAL GENERAL MEMBERSHIP MEETING of the YOUNGSTOWN COLUMBIANA ASSOCIATION OF REALTORS® with guest speaker Attorney Lorie Garland OAR Assistant Vice President OAR Legal Services WHEN: Thursday, September 8, 2011 WHERE: Antone’s Banquet Centre 8578 Market Street, Boardman, OH 44512

TIME: 7:30 a.m. Registration 8:00 a.m. Buffet Breakfast 8:30 9:30 a.m. Annual Membership Meeting Officer/Director Nominations 9:30 10:30 a.m. “Legal Hotline Live” Session COST: FREE TO YCAR Members Only, with reservation $15.00 IF YOU SHOW UP WITHOUT A RESERVATION Breakfast compliments of First Place Bank

Reservation Deadline Friday, August 26, 2011 Click here for registration form [Back to Top]

2011 YCAR Trade Fair & Seminar

Trade Fair WHEN: October 14, 2011 WHERE: Mr. Anthony’s TIME: Noon 5:30 p.m. COST: FREE TO YCAR MEMBERS $10.00 for nonYCAR Members featuring

Cash Bar from 1:005:30 p.m. Hors d’oeuvres & Dessert Table Doorprize Drawings 5:00 p.m. (You must be present to win) Just one new idea can energize your sales

and add to your success in real estate in 2011!

Reservation Necessary Click here for registration form

Afternoon Seminar

WHEN: October 14, 2011 WHERE: Mr. Anthony’s TIME: 12:30 p.m. registration 1:00 p.m. 4:00 p.m. seminar COST: $20.00 prepaid YCAR Members add $5.00 if paid at door! $30.00 at the door without a reservation! NonYCAR Members add $10.00 to all above fees

"The 10 Most Stupid Things That Smart REALTORS® Do To Mess Up Their Lives" A 3 Hour Continuing Education Seminar with international speaker

Terry Watson

Reservation Necessary

Click here for registration form

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New Appraisal Courses and Requirements Hondros Has New Courses and Requirements For Appraisal To improve the quality and consistency of appraisal data on loans delivered to governmentsponsored enterprises, the Federal Housing Finance Agency (FHFA) has developed the Uniform Appraisal Dataset (UAD). The UAD defines all fields required for an appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields. If performing appraisal in the specified field, the course must be completed by September 1, 2011. Check http://hondros.com for upcoming class schedule. [Back to Top]

Ethics 6 Easy Ethical SlipUps Bruce Aydt, REALTOR® Magazine columnist and real estate ethics instructor, receives hundreds of questions a year from REALTORS® who are confronting various ethical dilemmas. Here are some of the most prevalent problems that he's seen in the past year. 1. Not revealing your state of licensure On your Website, you need to include a note disclosing the state in which your hold your real estate license. The note could say something like "Licensed in Ohio", "Ohio Licensee" or "Ohio Broker" 2. Blogging or tweeting without making company affiliation evident In any real estaterelated communications on Facebook, Twitter or other social media sites, you must include your company name in the posting or make it

accessible via a link back to your company name (like your username's link to a profile page). Your company name also must appear in all advertisements 3. Failing to disclose a short sale You have an obligation to know your MLS and state license laws rules on short sales and to disclose a potential short sale when it's required in those rules 4. Allowing false or misleading comments on your sites You should monitor your blogs, Facebook wall and pages and other electronic media regularly for any false or misleading comments about others and immediately remove any that you find 5. Giving unauthorized access to your listings You should make it clear to cooperating agents that they're expected to accompany buyers to the house. 6. Flipping, flopping or ignoring conflicts of interest Flipping and flopping are typically associated with short sales and involve clients buying a property from the lender at a discount and then selling it at a premium shortly afterward often as soon as the next day. The inherent conflict is in the price differential, since there's no improvement to justify the difference in price. Bruce Aydt is Senior Vice President and General Counsel of Prodential Alliance, REALTORS®, St. Louis. [Back to Top]

OAR News A closer look unveils home sales positives For the third consecutive month Ohio’s housing market posted gains over the monthly sales levels from 2009, an indication of progress for an industry that has felt the effects of the severe economic downturn that surfaced three years ago, according to statistics provided to the Ohio Association of REALTORS. http://www.ohiorealtors.org/news/stats/2011/may.pdf More homeowners staying current on mortgage The number of borrowers defaulting on their mortgages has dropped considerably compared to a year ago, according to Lender Processing Services' "First Look" report, which analyzed nearly 40 million mortgages. Nearly 8 percent of mortgages were 30 days past duebut not in foreclosurein May, a significant difference compared to last year at that time. In May 2010, 18.3 percent of mortgages were 30 days past due. Overall, about 4.2 million mortgages were delinquent in May, 1.9 million of which are 90 days or more past due, considered the most severe, according to LPS. Source: NAR Mobile apps that help you save money You can use your smartphone to help you shop smarter and save money with a range of mobile apps. With several appssuch as RedLaser, Android Barcode Scanner, and SnapTell, you can use your phone to scan bar codes of products at stores to check prices and comparison shop to find the best deal, or even find reviews on products to determine if that’s the smartest purchase.

Here are some other recently debuted mobile apps that are helping consumers save: Add to your piggy bank: NC Bank’s mobile app for its customers includes "Punch the Pig" features, so when you have some extra money, you tap the pig icon on your phone and it’ll transfer money from their checking account to their savings. Determine the best time to buy: Ecommerce sites are constantly changing prices over a week timespan. A new app, Shopobot, helps shoppers track prices and decide when it’s the best time to buy such items as electronics. It can send you alerts when a price declines to a certain price. The app constantly crawls the Web sites of 12 retailers, such as Amazon.com, Walmart.com, and Newegg.com, to offer the latest prices. How will this impact retirement: Putnam Investments recently launched an iPhone app for its 401(k) plan participants that shows how their purchases can even influence their retirement income years to come. By scanning bar codes of products with the iPhone, the app then combines price checks with the participants’ retirement account information and calculates how their future retirement monthly income can be changed by shopping decisions. Source: NAR Tell Congress: Ensure your clients have access to affordable mortgages On Sept. 30, the cost of a mortgage could rise significantly. If this happens, many of your clients run the risk of being priced out of the American Dream of home ownership. Even worse, this could hold back the housing recovery. As REALTORS, you know that wellqualified buyers don't need yet another hurdle to access affordable mortgage financing. Please contact Congress today and communicate clearly that a housing recovery depends on keeping mortgages affordable and that Congress needs to prevent these higher loan limits from taking effect. Click here to act >> OAR opens Web Store Show your OAR Pride! OAR branded products are now available for purchase. Click here to access the OAR Web store. http://oar.gigabitprint.com

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Preparing for Brokerage Audits Ensuring Compliance with Real Estate License Law: The Ohio Division of Real Estate is Here to Help As a means to help our licensees comply with Ohio real estate license law and to keep them working, the Division has decided to kickstart its brokerage audit process after putting it on hold for the past few years. This decision is in agreement with the directives set forth in Governor Kasich’s recent Common Sense Initiative. When asked about the role audits play in the overall compliance of brokers, Superintendent Petit responded, “We believe that working proactively with our licensees through positive instruction, when appropriate, instead of reactionary, punitive discipline will be beneficial to the Division, its licensees, and Ohioans in general.” 1) How will you know if the Division selects your brokerage for an audit? You will receive a telephone call from a Division investigator if you have been selected for an audit. Brokerages selected for a compliance audit are chosen at random from those companies in the Division’s database that have not had an audit in the past 36 months. During this initial conversation, the investigator will work with you to schedule a date and time to conduct the audit. The investigator will then send written confirmation of the scheduled audit along with a list of the items the Division will inspect during the audit. 2) How long will the audit last? Compliance audits can last anywhere from a few hours to several days, depending on the size of the brokerage. Most single office brokerage audits take just a few hours.

3) What can I expect after the audit? The Division will notify the brokerage in writing of any discrepancies found during a compliance audit and will allow the brokerage a reasonable amount of time to correct them. Once the Division receives documentation from the brokerage verifying that the discrepancies have been corrected, the investigator will send correspondence to the brokerage indicating that it has come into compliance 4) How can a brokerage prepare for a compliance audit? There are several preparatory measures you, as a broker of the company, can take to ensure that the audit is successful. First, take a deep breath and relax! Although the audit may reveal discrepancies between your business processes and Ohio real estate license law, the Division’s main goal is to work with you to help you comply with the law. The most important key to a successful audit is cooperation with the investigator conducting it. The links below are helpful tools for brokerages to utilize when preparing for an audit. Compliance Audit Overview and Checklist Operating Account Checklist Sample Brokerage Operating Account Verification Record If you have additional questions about the broker audit process or need additional information, please contact the Division’s enforcement section at 6144664100. [Back to Top]

2011 Presidents Sales Club Program The President's Sales Club recognizes outstanding achievement in the real estate industry. OAR has created a description of the PSC Award for promotional purposes: Achievement | Distinction | Excellence | Pinnacle of Performance | Top 10 (per category) Click here for OAR Awards page... ohiorealtors.org/members/awards Rules and Regulations for INDIVIDUALS Rules and Regulations for TEAMS Cover Sheet for INDIVIDUALS Cover Sheet for TEAMS 160 Transactions 61140 Transactions 141220 Transactions NOTE: If you are part of a Team, then you must apply for the Award as a Team

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ATTENTION BOARDMAN REALTORS®

ATTENTION BOARDMAN REALTORS®! VOTE ON AUGUST 2nd! Boardman Township is at a crossroads our police force is shrinking while criminal activity is increasing! Voting for the Boardman Township Police Levy will be on August 2, 2011! If you will not be available to vote that day you can request an absentee ballot at the Mahoning County Board of Elections located at 2801 Market Street. If you would like to put a sign in your yard or your place of business, signs are available at the Boardman Police Station. If you support the Boardman Township Police Levy please remember to vote on August 2nd!!! [Back to Top]

Craigslist Rental Scams: What Do You Do? We continue to receive reports at YCAR that Craigslist rental scams are still ongoing. If you find that your listing has been falsely listed as a rental on Craigslist by someone else, please take the following steps: 1. Alert Craigslist to flag the posting as a scam 2. Contact the seller to alert them of the false Craigslist posting 3. Follow up on Craigslist and review the site to ensure the faulty posting is removed 4. Do periodic internet searches to ensure your rental properties are accurately listed on authorized sites

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To Our Troops... Thank you for serving our country!!

REALTORS® Against Crime Wristbands Available Remembering REALTOR® Vivian Martin who was brutally murdered while showing a property this past September, the Youngstown Columbiana Association of REALTORS® is offering for sale these blue, silicon "REALTORS® Against Crime" wristbands.

The Association is asking that all REALTORS® here and across the country wear this blue wristband as a constant reminder... that REALTORS® are in a very vulnerable profession, that REALTORS® must think safety at all times and that REALTORS® will never forget the senseless crimes committed against their

peers.

The cost of the wristband is $2.00 each (includes tax) plus shipping cost if applicable. Money from the sale of the wristbands will go to a foundation newly created by the Youngstown Columbiana Association of REALTORS®. To place your order, please contact Tracy Moracco at 3307887026 or at tracy@ycar.org [Back to Top]

REALTOR® SAFETY Becoming a Road Warrior: Avoiding Dangerous Situations in Your Car by Andrew Wooten Last month we talked about the basics for your home; locks, lighting, and landscaping. Remember to keep all your locks (on doors and windows) locked and install motion detector lights all around your home. And don't forget the 3 Foot/10 Foot Rule for your bushes and trees. This month we want to discuss how to get you safely from your home to your destination. Leaving Your Home First, let's discuss how you leave your house. If you're like most people I know, you leave your house (especially in the morning) hurried and carrying a lot of stuff. You're most likely on the phone too. If you're parked in your garage, you open the garage door as you walk out, put your stuff in the passenger seat or the back seat, get in and go. But did you take a moment to look around for anything suspicious? Do you realize how easy it would have been for someone to walk up and grab you as you stood outside your car chatting on the phone or messing with some files in your briefcase? So how do we make leaving a garage safer? First, don't open the garage door until you are ready to pull out. Put your stuff in your car, get in, turn on the car, adjust your mirrors and buckle up before you open the garage door. Also, if at all possible, when you park in a garage, pull in backwards. This way once you open the door you can see straight out into your neighborhood. If you don't have a garage, take a moment and look outside before you leave your house. If you see anything suspicious, don't go outside, contact local law enforcement. If the neighborhood looks secure, walk quickly to your car, get in and get going. Do not spend a lot of time doing other things while you sit in the car in the driveway. Driving The best things you can do to prevent dangerous situations on the road is by staying aware and keeping your car well maintained. We all make phone calls while in our car, even though our main focus should always be on the road. But take a few moments when you stop at a red light or stop sign to look around and be aware of what's going on around you. If something seems suspicious or makes you feel uncomfortable, pay attention to it. Wait to make that phone call or send that text message. And remember that nothing, not even your car, is worth

your life. Accidents and breakdowns are going to happen. So let's be prepared for them. Always keep a Roadside Emergency Kit in your car. In addition, keep some comfortable shoes and clothes, a sweater and some water. You may have to walk a long distance to get help. You should also have a sign that reads, "Call Police," in case you find yourself in an area with no cell phone service. Stay inside your car with the windows up and the doors locked while you wait for help. Next month we will continue our conversation on safety basics. Should you have any questions about the information in this newsletter, please contact us.

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We're Bringing Him Back!!

Don't Miss Terry Watson's 3 hour seminar at this year's Trade Fair!

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RPAC Pig Roast Brings In $6,050.00

Thanks to REALTOR® Betty Belding and her husband, Bob, for so graciously hosting the RPAC Pig Roast at their beautiful home in Columbiana on Friday, June 24th. Unfortunately the weather did not cooperate, however, attendance was still over 100!

Attending the roast from the Ohio Association of REALTORS® were OAR President Meg Hudson from Portage County, OAR PresidentElect Bob Miller and his wife from Columbus, and OAR Treasurer our own Tom Williams. From the Dayton Area Board of REALTORS® was Darlene Breen, a past president of OAR and currently RPAC Major Investment Council member for Ohio, who donated 3 bowls of her delicious, homemade white chocolate creme bruleee to the Live Auction. From the Lake/Geauga Association of REALTORS® was Sara Calo who donated 2 bottles of her family's homemade wine to the Live Auction. Also attending were Dave Bissler from Portage County, candidate for 20122013 OAR District One Vice President.

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To Our Troops... Thank you for serving our country!!

Thanks to June Sponsors

Speaker Dan Crouse of Mink Seminars

Thanks go out to speaker REALTOR® Dan Crouse of Mink Seminars and Real Living Volpini Realty Group for conducting a 3 hour seminar on "New and Rehab Construction Marketing" on Friday, June 24th at The Links at Firestone Farms Community Center.

A Special Thank You To All of Our 2011 Education Sponsors Without your monetary support the association would not be able to offer quality seminars with quality speakers on an ongoing basis!

1st Title Escrow All Ohio Title & Escrow

Home Mortgage Company Home Savings

American Real Estate Specialist Associated Federal Abstract Bass Home Inspection Burgan Real Estate, LTD First Place Bank Harmon Media Group HBA of the Mahoning Valley

Hunter Stevens Land Title Agency, LTD RE/MAX Valley Real Estate R. Kashmiry & Associates Roman Realty, LTD Title Works Welcome Realty, LLC Wells Fargo Home Mortgage

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Affiliate Spotlight

Hello, I would like to introduce myself to those whom do not know me. My name is Linus Orr. I am the owner of K.E.L. Home Inspections Company. I have been performing home inspections in northeast Ohio for the past 17 years, which makes K.E.L. Home Inspections the third oldest continuously operated home inspection service in the Mahoning, Trumbull and Columbiana County areas. In the beginning, I earnestly attempted to perform my inspections to ASHI inspection standards. I never claimed to be certified when I was not, and never performed Radon testing without a license. Now, I strive to raise inspection standards. Like all competent Home Inspectors, I am trying to elevate the inspection business to the level of a profession, such as an electrician. I am a proud certified member of the AMERICAN SOCIETY of HOME INSPECTORS (ASHI). ASHI certified members will now use the acronym ACI, which stands for ASHI Certified Inspector, after their name. This will legitimately distinguish ASHI Inspectors from the others due to AHSI's recent recognition by NATIONAL COMMISSION for CERTIFYING AGENCIES as the only accredited Certified Home Inspection Program based on a true and verifiable third party accreditation. I do hold a State of Ohio license as a Radon Tester. Working as a Home Inspector, I do not manufacture anything. I cannot show anyone something and tell them “this is what I make, how do you like it?” I have always understood I only have my appearance and reputation to rely on. From my “uniform”, the familiar blue and white striped shirts and khaki pants, to my experience, education, integrity and eye for detail, I project an aura of professionalism and confidence that puts even the most nervous and discriminating buyers at ease. It is often said the length of time I spend on site with my clients causes undue alarm or is not necessary. Yes, on average, I do spend more time with my clients than most of my competitors spend with theirs. However, I do not feel it is a detriment. The extra time I take to answer my clients' questions and explain what they will read in my report, makes the rest of the transaction proceed easier and quicker for everyone else involved. I enjoy working with the members of this organization and participating in its many functions. I have established great working relationships with many of the REALTORS® and Affiliate members and have made some life long friendships as well. I am proud to have been part of the core group that started the Lunch and Learn Program, and I participate at every opportunity to provide information on the ever changing standards and updates pertaining to the home inspection industry. I look forward to continuing to provide the thorough home inspections and detailed reporting that all home buyers deserve and that all professional REALTORS® want for their clients! Please remember, for 17 years, it has always been “It's not what I do that's different, it's how I do it that makes the difference.” Linus Orr, ACI

K.E.L. Home Inspections Company 3307997228 kelhomeinspections.com

Support Your Affiliates Who Support Your Local REALTOR® Association or It's Gonna Cost YOU! 2011 YCAR Affiliate Council

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REALTOR® iPad Giveaway

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Second Time Around Purse Sale Purses Needed for RPAC's Second Time Around Purse Sale !!

The RPAC Committee will have a table in the REALTOR® Trade Fair in October at Mr. Anthony's Please bring your slightly used "designer" purses for the Second Time Around Purse Sale to the association office at 5405 Market Street by September 1, 2011! Help make this year's RPAC fundraising event a great success!

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YCAR Offers Quarterly Dues Payment Service In order to relieve the financial strain of paying your annual REALTOR® dues on December 1st (during the holiday season), the Youngstown Columbiana Association of REALTORS® will continue to offer a voluntary quarterly dues payment service in 2011. The quarterly dues payment service is available for members who have already paid their 2011 dues and wish to begin paying ahead their 2012 dues. How to Pay Your 2012 Dues Ahead... By March 1, 2011, remit a payment of $120.50 By June 1, 2011, remit a payment of $120.50 By September 1, 2011, remit a payment of $120.50 By December 1, 2011, remit a payment of $120.50 Advance dues payments in amounts different than the quarterly payments outlined above will also be accepted (minimum $100.00). You will receive a 2012 dues invoice with any adjustments to your balance on November 1, 2011 with the remaining portion of your 2012 dues payment due by December 1, 2011. If you choose to take advantage of this quarterly dues payment service, however by December 1, 2011 you decide not to continue your REALTOR® membership for 2012, your entire 2012 advance dues payment will be refunded. If you have any questions call Mary Ann Pallante at the association office at 330 7887026. [Back to Top]

Cell Phones For Soldiers

Bring your old cell phones to the Youngstown Columbiana Association of REALTORS® 5405 Market Street Boardman Monday through Friday 8:30 a.m. to 4:30 p.m.

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2011 Affiliate Membership Drive

IT'S MONEY IN YOUR POCKET! The Youngstown Columbiana Association of REALTORS® 2011 AFFILIATE MEMBERSHIP DRIVE As a REALTOR® Member of YCAR, YOU will receive $75.00 for every new Affiliate Member YOU recruit in 2011!! TIPS ON RECRUITING AN AFFILIATE MEMBER Who Is An Affiliate Member: An Affiliate Member of YCAR is any individual or company which services or supplies the REALTORS®. Professional Contacts: As an Affiliate Member of YCAR you will have a builtin, congenial source of business leads and prospects through the REALTORS®, their clients, their contacts and other Affiliate Members. Involvement: Affiliate Members can actively participate in the Association's

special events, community projects and serve on numerous committees. REALTORS® prefer working with people they know. As an Affiliate Member, get involved and you will get noticed; get noticed and you will get calls; get calls and increase your sales and profits!! Legislative Participation: Many of the same government regulations that inhibit your freedom to do business and make a fair profit have the same impact on REALTORS®. As an Affiliate Member your voice will be heard and become part of the collective and unified strength that will not only help block harmful legislation, but can promote legislation for the good of the business community. Educational Offerings: For $250 an Affiliate Member can sponsor the Association's continuing education seminars for the entire year. Your name will be listed on a placard that will be on display at all our seminars in 2011. Getting your name out to our members helps them to become more familiar with your product or service. Special Advertising: Affiliate Members have the opportunity to advertise their business at discounted rates to over 500 REALTOR® Members though the Mahoning Valley REALTOR®, the Association's online monthly newsletter and in the Association's annual Membership Directory. Affiliate Council: Join the Association's Affiliate Council, a group of Affiliates who meet on a quarterly basis to find ways Affiliates can offer more value to the Association; give 100%; get 100%. Other Services Include: Health care benefits are available through our partnership with R. Kashmiry & Associates, Anthem Blue Cross/Blue Shield; optional membership in both the Ohio Association and National Associations of REALTORS® . Note: Affiliate Members do not have voting privileges in YCAR. However, a representative from one of our Affiliate Member companies serves on the Board of Directors elected to a 2year term. Call 330.788.7026 for an Application Packet! [Back to Top]

Everyone is Invited

The 4th Tuesday of every Month

Our Next PuboftheMonth

Tuesday, July 26th

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Action The Directors of the Association took the following actions during the month of June 2011:

Approved the agenda without any additions. Approved the minutes of the May 5, 2011 Director’s meeting as written.

Filed the Association’s Financial Statement for April for review. Tabled the review of the Association's Financial Statement for May 2011 until the July Directors' meeting. Committee Reports were filed as follows:

Education Committee RPAC Committee Trade Fair Committee Golf Outing Committee REALTOR® Of The Year Selection Committee Reported that Debbie Parisi of RightPlaceRealty.com was selected as the Association’s 2011 REALTOR® Of The Year. Tabled the evaluation of the Chief Executive Officer until the July meeting of the Board of Directors. Reported on the actions taken by the NAR Directors at the recent NAR Legislative Conference in Washington, DC and on the meetings with Congressmen Bill Johnson and Tim Ryan. Approved the provisional REALTOR® Membership of four applicants; the reinstatement of REALTOR® Membership of one applicant and the approval of one Affiliate Member applicant. Informed the Directors of the new format of the Association’s online monthly publication, The Mahoning Valley REALTOR®. Informed the Directors that Steve Merkle from the Akron Area Board of REALTORS® is delaying his candidacy for the position of OAR Treasurer until 2013. Endorsed Nancy Eubanks of the Springfield Board of REALTORS® for the position of 2012 OAR Treasurer. Read thank you notes from Abigail Seguin, this year’s recipient of the Association’s $1,000 scholarship to YSU, and her mother REALTOR® Bobbi Seguin. [Back to Top]

Welcome New Members

New Member Orientation June 23, 2011 (LR) Pam Serraglio, Arlene Steiner, President Joan Zarlenga, Karen Bates, Joe Calcagni

Welcome New Agents Michelle Hughes Howard Hanna Joseph Calcagni Howard Hanna Sean Carney Pat Gallagher Realty Karen Bates Northwood Realty Services

Transfers Debbie Skorich from Howard Hanna to Pat Gallagher Realty Nancy Pagani from Klacik Real Estate to Howard Hanna

Reinstatements Frank Hunt Northwood Realty Services

Welcome New Affiliate Kohler & Associates Inc. Lisa Lee Kohler [Back to Top]

In Sympathy

The Youngstown Columbiana Association of REALTORS® extends its sincere sympathy to the family of: Maureen Cline of Agency Real Estate whose father, Frank Horvath, passed away on May 17. [Back to Top]

Coming Events July 4:

Board Office Closed (In honor of Independence Day)

July 6:

Alternative Task Force Meeting 1:00 p.m. (At Rick Volpini’s office)

July 7:

Board of Directors Meeting 8:30 a.m.

July 8:

REALTORS® Golf Outing 11:00 a.m. to 6:00 p.m. Board Office Closed

July 18:

CRIS Board of Directors Meeting 1:00 p.m.

July 20:

Affiliate Council meeting 1:30 p.m.

July 26:

Investment Committee Meeting 1:00 p.m.

July 28: [Back to Top]

New Member Orientation 8:30 a.m. to 4:00 p.m.

Education

Youngstown Columbiana Association of REALTORS® 2011 EDUCATION SCHEDULE August 19:

Note: Subject to changes and updates “Affiliate Council's Breakfast & Learn Workshop” Panel Of Experts

8:30 a.m. to 10:00 a.m. YCAR Office Class size limited to the first 35 registrants

September 8: "General Membership Meeting" Speaker: Attorney Lorie Garland, OAR Legal Hotline 8:00 a.m. to whenever Antone’s Banquet Centre

September 23: Affiliate Council's "Breakfast & Learn" Panel of Experts Speaker: Various Knowledgeable YCAR Affiliate Representatives 8:30 a.m. to 10:00 a.m. YCAR Office Class size limited to the first 35 registrants

October 14:

3 hours CE Trade Fair Seminar International Speaker Terry Watson 12:30 p.m. to 4:00 p.m. Mr. Anthony’s

October 28:

“Ethics” (Required) 3 hours CE Speaker: Noted Instructor, Broker and REALTOR® Alec Hagerty 8 :30 a.m. to Noon YCAR Office Class size limited to the first 40 registrants

November 4: “Affiliate Council's Lunch & Learn Workshop” Panel Of Experts 11:30 a.m. to 1:00 p.m. YCAR Office Class size limited to the first 35 registrants

November 18: “HUD Lead Hazards” 3 hours CE Speaker: TBA 8:30 a.m. to Noon YCAR Office Class size limited to the first 40 registrants

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SAVE 15% Enter the promotional code JULY15 at checkout to receive your

discount. IT’S SO EASY! Enroll Today! Promotion starts 7/1/2011 and expires 7/31/2011

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Other Education Mink Education & Enrichment Seminars located at 8740 E. Market St Suite #4 Warren, OhioHunters Square Plaza, in Front of Salvatore’s Restaurant In the Real Living Volpini Real Estate Education Center. Register by phone 330856 5700 or on line at minkseminars.com

July 11: July 18: July 25:

Successful Listing Strategies 6:00 p.m. to 9:00 p.m. Buyer Beware 12:00 p.m. to 3:00 p.m. Leveraging the MLS to Sell More 12:00 p.m. to 3:00 p.m.

YCAR 5405 Market Street, Boardman, Ohio 44512 330.788.7026 Fax 330.7884329 www.ycar.org