Embedded Finance in a Single Sprint: Worldpay Launches Embedded Lending, Banking and Card Issuing for Platforms Partners
WORLDPAY® HAS LAUNCHED THE EMBEDDED FINANCE ENGINE, A NEW SUITE OF BEST-IN-CLASS FINANCIAL SERVICE PRODUCTS THAT ITS SOFTWARE PLATFORM PARTNERS CAN QUICKLY INTEGRATE TO DRIVE HIGHER RETENTION AND REVENUE GROWTH WHILE STREAMLINING THEIR TECH STACKS AND ECOSYSTEMS.
Worldpay’s Embedded Finance Engine is available to partners integrated with Worldpay for Platforms and includes embedded lending,
banking, and commercial card issuing products with plans to expand capabilities rapidly over the coming months.
Worldpay’s pre-built embedded finance components make it fast and easy for software platforms to deliver market-leading financial services directly from their business management applications. With a simple, single integration, Worldpay’s innovative Embedded Finance Engine — featuring modern programming architecture and configurable widgets — delivers embed-
ded financial services that are ready to launch out of the box, without requiring major investment or additional resources.
James Armijo is chief executive officer at Inktavo, a leading software provider for branded merchandise makers and an early adopter of embedded lending from Worldpay. Armijo commented, “Inktavo’s mission is to help customers succeed and grow, and embedded lending is key to that.
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Airwallex Brings Nordic Currencies to Issuing Customers, Further Expanding European Reach
AIRWALLEX, A LEADING GLOBAL FINANCIAL PLATFORM FOR MODERN BUSINESSES, TODAY ANNOUNCED THE LAUNCH OF NORDIC CURRENCIES FOR ITS ISSUING CUSTOMERS, A KEY MILESTONE THAT FURTHER ENHANCES CUSTOMER EXPERIENCE ACROSS EUROPE AND MARKS THE COMPANY’S FIRST STEP INTO THE NORDIC REGION.
From launch, Airwallex customers based in the EU will be able to transact directly in Danish Krone (DKK), Norwegian Krone (NOK) and Swedish Krona (SEK), as well as Polish Zloty (PLN). Now, when card transactions are made in these currencies, amounts will be debited directly from the multi-currency wallets, eliminating unnecessary foreign exchange conversions
and delivering cost savings for customers.
The move meets strong demand from EU customers for local currency support, and reflects Airwallex’s interest to serve the Nordic market, and continued expansion plans across Europe, providing tailored solutions that clients demand.
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Roveel Announced as the Official Reporting Partner of Gloucester Rugby Club
ROVEEL, THE NORWICH BASED FINANCIAL REPORTING SOFTWARE COMPANY, IS PROUD TO ANNOUNCE ITS NEW ROLE AS THE OFFICIAL REPORTING PARTNER OF PREMIERSHIP RUGBY SIDE GLOUCESTER RUGBY.
This landmark partnership highlights the growing importance of smart financial reporting in sport and community organisations, while also opening up exciting opportunities for fans and businesses to engage with their Club in new and meaningful ways.
Supporting Gloucester Rugby and the Gloucester Rugby Foundation
Roveel’s platform, renowned for its intuitive drilldown functionality, real-time dashboards, and powerful reporting tools – is already being deployed to support both Gloucester Rugby and the Gloucester Rugby Charitable Foundation. The system enables the Club and its Foundation to monitor a broad range of financial and non-financial metrics, streamlining analysis, enhancing productivity, and providing management with deeper insights for faster decision-making.
The Foundation, which delivers life-changing community programmes across
Gloucestershire, will also benefit from Roveel’s capabilities, ensuring charitable resources are tracked, managed, and utilised as effectively as possible.
A Partnership with Purpose
The collaboration is about more than technology, it’s about strengthening the bonds between Gloucester Rugby, its supporters, and the wider business community. As part of the partnership, businesses who sign up for Roveel can choose to donate their first month’s subscription back to Gloucester Rugby. This unique initiative allows companies to improve their own business reporting while directly supporting the Club they love.
By blending cutting edge software with a community-first approach, the partnership embodies the shared values of teamwork, innovation, and giving back.
Leadership Commentary
Mark Donaldson, CEO of Roveel, said:
“We’re thrilled to become the Official Reporting Partner of Gloucester Rugby. This club is at the heart of its community, and we’re proud to not only provide reporting solutions but also create a way for fans and businesses to contribute directly
to their team. This is about working smarter, making better decisions, and giving back to the communities we serve.”
Matt Mulcahy, Director of Finance and Operations of Gloucester Rugby Club, added:
“Gloucester Rugby is delighted to welcome Roveel into our family of partners. Their platform is already helping businesses across the country make sense of their data, and now they’re giving our supporters the chance to make a real difference to their businesses whilst supporting our Club. It’s a partnership that reflects innovation, teamwork, and community spirit.”
Driving Smarter Business Decisions Beyond Rugby
While this partnership shines a spotlight on Gloucester Rugby, it also showcases Roveel’s broader mission: empowering businesses, charities, and organisations of all sizes to make better decisions through improved reporting.
Across the UK, Roveel has been helping SMEs transform raw financial and operational data into actionable insights.
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Innovative Embedded Finance Engine helps software companies deliver seamless business banking products to their users
XU BIWEEKLY - No. 116
Newsdesk:
If you have any news or updates that you would like us to consider for inclusion in the next edition of the XU Biweekly, please email us at: newsdesk@xumagazine.com
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Vinyl goes mobile!
In early November, you’ll be able to capture inperson meetings on the move.
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Unlock greater insights with Analytics (powered by Syft): Now rolling out in New Zealand
ANALYTICS IS DESIGNED TO BOOST THE FINANCIAL LITERACY OF OUR CUSTOMERS ACROSS AOTEAROA. BY INTEGRATING SYFT’S SMALL BUSINESS TOOLS INTO ELIGIBLE XERO PLANS, WE’RE HELPING TO TURN COMPLEX DATA INTO CLEAR, ACTIONABLE INSIGHTS THAT HELP YOU MAKE SMARTER DECISIONS AND DRIVE PERFORMANCE.
Get a clear view of your future cash flow
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IRIS SOFTWARE GROUP (IRIS), A LEADING GLOBAL PROVIDER OF ACCOUNTANCY, EDUCATION, HR, AND PAYROLL SOFTWARE AND SERVICES, TODAY ANNOUNCED A STRATEGIC PARTNERSHIP WITH TELLEROO TO BRING FASTER PAYMENTS TO PAYROLL. THE COLLABORATION DELIVERS A RELIABLE, EFFICIENT, AND SECURE WAY FOR MODERN BUSINESSES TO MANAGE PAYROLL, HELPING THEM IMPROVE CASH FLOW AND EASE THE PRESSURE OF PAYMENT DEADLINES. AS PART OF THIS PARTNERSHIP, FASTER PAYMENTS
WILL BE INTEGRATED AS A CORE FEATURE OF IRIS PAYROLL SERVICES AND MADE AVAILABLE TO ITS 5,500+ CUSTOMERS, EXTENDING PAYROLL SUBMISSION DEADLINES BY UP TO TWO ADDITIONAL DAYS.
The IRIS-Telleroo partnership replaces the three-day BACS payment cycle with near instant Faster Payments, giving payroll teams two additional days before submission deadlines. This eliminates the rigid timing constraints of traditional payment methods, pro-
your financial data into clear, interactive views designed to help you monitor, manage and forecast cash flow with ease. Giving you the ability to track trends, spot issues early and make informed decisions all within Xero.
Cash flow manager goes beyond simple reporting, enabling you to:
• Get a quick understanding of your cash movements and current position by choosing the view that works best for your business.
Find out more
NETSUITE USERS CAN NOW BENEFIT FROM CHASER'S ACCOUNTS RECEIVABLE SOFTWARE AS IT HAS ACHIEVED 'BUILT FOR NETSUITE' STATUS. CHASER HELPS ORGANIZATIONS WORLDWIDE REDUCE LATE PAYMENTS, SAVE TIME ON MANUAL TASKS, AND MAINTAIN STRONG CUSTOMER RELATIONSHIPS.
NetSuite users who choose to use Chaser's SuiteApp can automate invoice reminders, debtor tracking, payment collection, and much more while gaining complete visibility and control over their receiv-
ables and communications. By centralizing communications, insights, and payment tools, Chaser makes it easier to bring cash in sooner without damaging customer relationships.
For NetSuite users, these capabilities are now available natively through Chaser’s SuiteApp. The 'Built for NetSuite' certification validates that Chaser meets NetSuite’s standards for security, quality, and compatibility, and ensures that finance teams can confidently adopt the solution as part of their existing NetSuite ecosystem.
viding crucial flexibility for high-frequency payroll runs, last-minute adjustments, or year-end schedules like Christmas. The result: improved operational efficiency, reduced risk, and complete payment certainty, all while maximizing cash flow and maintaining full security.
“In modern business, payroll teams shouldn’t have to battle archaic payment methods that restrict their flexibility,” said Stephanie Coward, Managing Director for HCM at IRIS.
Find out more
Chaser achieves ‘Built for NetSuite’ status IRIS Software Group Partners with Telleroo to Deliver Faster Payroll Payments
• Gain full visibility: track every debtor communication, reply, expected payment date, and payment note in one place. Automatic CRM email logging to keep finance, sales, and support aligned.
• Save time on manual tasks: automate follow-ups, calls, letters, and inbox admin, freeing up hours each week for higher-value work
• Automate invoice chasing without losing the human touch: personalize reminders
Find out more
Key benefits of Chaser for NetSuite users
New integration enables businesses to optimise payment timing and process payroll with enhanced flexibility and security
Monzo simplifies Making Tax Digital with built-in tax filing tool, powered by Sage
SOLE TRADERS AND LANDLORDS WILL SOON BE ABLE TO FILE TAXES DIRECTLY TO HMRC FROM THEIR MONZO BUSINESS BANK ACCOUNT, AHEAD OF HMRC-LED CHANGES TO THE TAX SYSTEM.
Monzo, the digital bank with over 700,000 business customers, is helping simplify tax filing for sole traders and landlords with a new tool that lets them file directly to HMRC from their Monzo Business bank account.
Built in partnership with Sage (FTSE:SGE), the leader in accounting, financial, HR, and payroll technology for small and mid-sized businesses, the tool is designed to help sole traders and landlords comply with the upcoming Making Tax
Digital for Income Tax legislation.
Making Tax Digital is an HMRC-led initiative that will require sole traders and landlords to keep digital records and submit quarterly tax updates to HMRC, using approved software. Sage research shows that almost half (49%) of sole traders are still unaware or don’t know much about Making Tax Digital, while over half (55%) of those that are aware, fear the administrative burden of submitting quarterly updates. Monzo’s simple and intuitive tool is designed to prepare sole traders and landlords for the changes and help reduce the complexity and cost of tax compliance.
Key benefits:
• Easy-to-use. This is tax fil-
ing, the Monzo way - delightfully simple and done in just a few taps.
• Direct filing to HMRC. Monzo will connect customers directly to HMRC, by embedding Sage’s innovative and trusted technology, so there’s no need for separate software.
• In one place. Customers will be able to file tax in the same place they already track their money, pay bills, and run their business finances - no toggling between tools or juggling spreadsheets.
• Simplified tax management. The tool complements Monzo Business’ other simple tax features, like categorising spend on the go, attaching receipts, and setting aside money for tax bills – so customers can prepare, save for, and soon file tax-
es, in one place.
• Clear, simple steps. Customers on the waitlist will receive clear, bite-size explainers, timelines, and reminders to help them prepare for Making Tax Digital.
"Managing taxes is one of the biggest headaches for sole traders and landlords,” said Jordan Shwide, General Manager, Business Banking at Monzo. "That’s why we’re making tax filing simple with a built-in tool, powered by Sage, that lets customers file directly to HMRC from their Monzo Business bank account. This is yet another step in building the one app that helps small and growing businesses confidently manage all of their business finances with Monzo.”
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Xero launches free hub to give small businesses a sustainability edge
New
XERO, THE GLOBAL SMALL BUSINESS PLATFORM, TODAY LAUNCHED ITS NEW SUSTAINABILITY HUB, PROVIDING SMALL BUSINESSES WITH FREE PRACTICAL TOOLS AND RESOURCES - INCLUDING A WORLDFIRST AI-POWERED INSIGHTS TOOL - TO POWER THEIR SUSTAINABILITY EFFORTS.
For Australian and New Zealand small businesses, demonstrating their sustainability credentials is becoming a deciding factor in winning new work and retaining customers. New global research from Bain & Company shows almost one in two companies (49%) are assigning more business to suppliers with superior sustainable operations, while 26% are dropping suppliers who don’t meet their sustainability criteria.
Tamara Somers, GM Sustainability and Impact at Xero, says the new Sustainability Hub has been designed to meet the unique needs of small businesses who are time-poor and largely inexperienced in sustainability operations.
“We know from talking to our small business cus-
tomers that they want to do the right thing but are often held back by a lack of time, knowledge or funds,” said Somers. “The most common question we hear from small businesses is ‘where do I even begin?’ Most sustainability resources cater to the needs of enterprise businesses, but Xero’s small business Sustainability Hub has been created specifically for small businesses to help eliminate barriers and empower them to build a more resilient and competitive business for the future.”
“There are increasing pressures on small businesses to improve their sustainability efforts - whether in response to government legislation, supply chain pressures, or simply because it’s the right thing to do. We want to help provide business owners with the tools and knowledge to start their sustainability journey because we believe it could be a real opportunity for many.”
Designed with small business experts Small Mighty CSR, the Sustainability Hub provides a suite of curated tools to help owners take action
Find out more
This week marks a major milestone in our journey to expand Modulr globally - we’re thrilled to officially open the doors to our brand-new office in Mumbai.
We celebrated the milestone with a day full of connection and tradition. From the pooja ceremony and lighting of the diya, to the ribbon cutting, every moment honoured local culture.
A big thank you to everyone who helped make this possible. Our new Mumbai office is more than just a space, it’s a symbol of our growth, our ambition, and our commitment to building something remarkable together, as one global team
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A landmark moment for Modulr in India!
AT CALXA, WE PRIDE OURSELVES ON BEING THE LEADERS IN BUSINESS UNIT REPORTING. OVER THE PAST WEEKS, OUR TEAM HAS BEEN WORKING ON A NEW WAY OF DELIVERING NUMBERS ON COST CENTRES BY DISPLAYING INCOME AND EXPENSES BY FUNCTION AND ACTIVITY. ALSO KNOWN AS A FUNCTIONAL PROFIT AND LOSS STATEMENT, THIS IS A COMMON WAY OF REPORTING IN MANY COUNTRIES.
Business Units as Rows are New in Calxa
So now, new in Calxa, you can deliver a Functional Profit and Loss without
having to restructure your Chart of Accounts. We’ve expanded the Account Tree functionality in the report filters to show either Business Units or Accounts as rows under any top-level header. Check out this help note for more detail.
Classify Income and Expenses as Business Units
Transform traditional Profit & Loss reports into Functional Profit & Loss statements by classifying income and expenses by Business Unit. This powerful new feature combines the flexibility of Account Trees with Business Unit Trees, enabling you to analyse financial performance by Business Unit
New in Calxa: Functional Profit and Loss Now Possible The
within a conventional P&L layout.
How to Deliver a Functional Profit and Loss
You can access Business Units as Row via the Advanced Criteria option located near the Account Tree selection in most reports. Choose to display accounts or business units as the detail rows. To make this flow, we have also moved the Account Type filters into the Row Data section. This allows filtering by custom account headers, not just standard account types.
Find out more
OUTBOOKS HAS COME UP WITH A NEW UPDATE TO ITS PROPOSAL TOOL – THE LAUNCH OF API INTEGRATION. THIS NEW FEATURE IS SPECIALLY FOR ACCOUNTANTS AND THEIR CLIENTS ALIKE. IT ALLOWS YOU TO ADD THE PROPOSAL TOOL DIRECTLY TO YOUR OWN WEBSITE, GIVING POTENTIAL CLIENTS THE ABILITY TO CREATE PROPOSALS AND GET QUOTES INSTANTLY, WITHOUT LONG CALLS OR ENDLESS EMAIL EXCHANGES.
A quick look at the Outbooks Proposal Tool
The Outbooks Proposal
Tool helps you create professional proposals quickly and easily. You choose a ready-made template, add your content, and send it to clients. Clients can sign proposals online and even make payments automatically. The tool takes care of everything from selecting services, choosing template, see pricing and more, so you don’t need to go to any other tool for anything else.
Everything happens in one place, from start to finish. This means you can spend more time delivering great work and less time on admin.
What’s new – API integration
With our new API integration, firms can now let website visitors create their own proposals. This feature is unique – no other provider offers this as of now.
Here’s how it works:
1. Basic details – Visitors select the proposal type and fill in simple information like their name and address.
2. Choose services – They pick from a list of ongoing services
Find out more
DEPUTY, THE GLOBAL PEOPLE PLATFORM FOR SHIFT WORK, TODAY ANNOUNCED THE 2025 THEME FOR INTERNATIONAL SHIFT WORKER SUNDAY: BETTER TOGETHER.
Shift Worker Sunday is the annual global moment to honour the 2.7 billion shift workers who keep our world moving every day. From nurses caring for patients overnight, to baristas opening cafés at dawn, to truck drivers, caregivers, and retail associates powering our communities, shift workers make modern life possible.
As artificial intelligence accelerates across industries, headlines often frame it as a threat to jobs. Too often, frontline workers, the 80% of the global workforce who work on their feet, have
been left behind by waves of technology. The internet, mobile, and cloud took years to reach them, and many businesses still run with little to no digital tools at all.
Deputy sees a different future: one where AI and people work side by side, amplifying each other’s strengths. With smartphones in nearly every worker’s pocket and consumer AI tools already part of daily life, shift workers are positioned to leapfrog into the AI era faster than ever before. Instead of exclusion, this is the chance to bring them to the forefront of the technology revolution.
“The future of work isn’t AI versus people — it’s AI plus human connection. That’s what Better Together truly means,” said Silvija
Martincevic, CEO of Deputy. “Our research shows the proof points: 94% of workers who use AI say it makes their jobs easier, 77% feel more valued by their employers, and burnout is reduced by 28%. Yet, 98% also insist that empathy and human touch are essential in their work. Technology delivers speed, efficiency, and predictability — but people bring the trust, care, and connection that make workplaces thrive. The best shift-based businesses of tomorrow will be built with both.”
Since its launch, Shift Worker Sunday has evolved from a single day of recognition into a broader movement that celebrates both workers and the organisations that support them.
Find out more
Deputy Announces 2025 International Shift Worker Sunday Theme: ‘Better Together’
Updates & News
Announcing our October Release
ADFIN, THE LEADING REVENUE OPERATIONS PLATFORM FOR CLIENT-FIRST BUSINESSES, NOW ALLOWS SMBS TO FULLY AUTOMATE REVENUE COLLECTION END TO END FOR THE FIRST TIME WITH A HOST OF NEW FEATURES: INCLUDING THE WORLD’S FIRST END-TO-END AGENTIC AI CHASING TOOL, ADFIN AUTOPILOT.
Putting credit control on Autopilot
For many businesses, getting paid is still a struggle. As a result, many SMBs now have a dedicated credit control function within their business that takes care of manually chasing for payment: checking who’s paid, drafting and sending personalised emails, and applying and reconciling late fees.
Adfin Autopilot changes the game. Credit controllers can use Autopilot to intelligently send reminders from the customer’s own email domain, in their tone of voice and in accordance with their existing templates and chasing process.
This means an Adfin customer could import invoice data automatically using Adfin’s existing Bridge AI solution, send and chase invoices intelligently using Autopilot, and collect and reconcile payment—with no manual work required at all.
Initial Adfin data shows Autopilot can save the typical small to medium-sized business up to 150 hours a month, getting them paid on average 73% faster.
Upgrading Adfin’s market-leading collections capabilities
More ways for the customer to pay means more successful payments, and more money in the bank. Alongside Autopilot, Adfin is launching three fundamental upgrades to its payments platform, bringing total flexibility to the payment experience for client-first businesses:
Bank transfers remain critical to the way many businesses pay. But they require continuous manual work to track and reconcile incoming payments in order to stop invoice chasing.
Now, bank transfers can be made directly within Adfin’s payments infrastructure, meaning automatic, instant reconciliation—and no more adding payments manually in accounting software.
Adfin AutoCollect+ combines card and direct debit options into a single customer journey, meaning less time spent chasing for payment. A business could collect an initial payment on card, with the option to immediately sign a direct debit mandate for future recurring payments. Or if a direct debit mandate hasn’t been signed, a business can automatically switch to offering a card payment.
And lastly, Adfin is releasing a host of much-requested further features to its core payments offering. Clients can’t always afford to pay for a service in full, up front, so Adfin now supports instalment plans. The collection and reconciliation of these can be fully automated alongside the rest of a business’s payments with Adfin.
Big Issue partners with fumopay to roll out new way for vendors to take cashless payments via open banking
BIG ISSUE HAS PARTNERED WITH OPEN BANKING PAYMENT PROVIDER FUMOPAY TO OFFER ITS VENDORS AN INNOVATIVE NEW WAY TO TAKE CASHLESS PAYMENTS.
Big Issue sellers taking part in the fumopay pilot have been able to accept instant payments from customers by displaying a QR code to accept instant payments – all without the need for WiFi or charging card readers.
With cash usage in the UK now representing just 12% of all transactions, many Big Issue vendors – who often face multiple barriers to fi-
nancial and digital inclusion – risk missing out on sales from customers who no longer carry cash.
The fumopay pilot forms part of Big Issue’s wider strategy to ensure vendors are not left behind in an increasingly cashless society. The social enterprise’s award-winning partnership with giffgaff has seen vendors able to take cashless payments via devices and refurbished phones for several years now. The fumopay pilot is complementing this offering, especially for new vendors who are yet to be set up with giffgaff’s technology.
Catherine Parsons, Man-
aging Director at Big Issue, said: “By providing smartphones and training through our partnership with giffgaff, we’re empowering vendors to build their digital confidence and connect with customers. Introducing innovative payment solutions like fumopay alongside this support simply adds another tool to the toolkit, giving vendors more control and security when selling the magazine.”
Vendors trialling fumopay have already reported greater confidence in taking digital payments, higher magazine sales, and faster access to their earnings.
Find out more
Worldpay Collaborates with Visa and Cloudflare to Advance Trusted Agent Protocol for Agentic Commerce
WORLDPAY® IS COLLABORATING WITH VISA, A WORLD LEADER IN DIGITAL PAYMENTS, AND CLOUDFLARE, A LEADING CONNECTIVITY CLOUD COMPANY, TO ADVANCE THE DEVELOPMENT OF THEIR TRUSTED AGENT PROTOCOL, AN AUTHENTICATION LAYER FOR AGENTIC COMMERCE. THIS INDUSTRY-WIDE COLLABORATION HARNESSES THE WEB BOT AUTH PROTOCOL TO ESTABLISH A SCALABLE, INTEROPERABLE FOUNDATION ROOTED IN RELIABILITY AND TRUST—EMPOWERING MERCHANTS TO SEAMLESSLY ENABLE AI AGENTS TO MAKE PURCHASES ON BEHALF OF SHOPPERS.
Worldpay has leveraged its decades of experience in payments innovation to help advance the Trusted Agent Protocol, advising on its applicability and providing broader merchant-centric perspectives. Through close collaboration with Cloudflare and other longstanding ecosystem partners, Worldpay will continue to help shape the evolution of the Trusted Agent Protocol and Web Bot Auth Protocol – which launched earlier this year. These frameworks have been developed to allow bots and agents to verify their identity for agentic commerce, enabling merchants to confidently identify agent traffic and securely accept diverse payment methods.
Cindy Turner, Worldpay’s Chief Product Officer, commented:
“Agentic commerce will quickly become the channel of choice for many consumers looking to shop, but its future adoption and scale depends on trust. Worldpay is leveraging its decades of payments expertise and collaborating with Visa, Cloudflare, and other ecosystem partners to build a secure, interoperable foundation for agentic commerce. This is about more than technology - it’s about collaboration between tech innovators and payments leaders who know what it takes to deliver reliability and adoption at scale.”
Find out more
Adfin unveils full revenue automation
BGL promotes
Jeevan Tokhi to Chief Product Officer
BGL CORPORATE SOLUTIONS (BGL), AUSTRALIA'S LEADING PROVIDER OF COMPANY COMPLIANCE, SELF-MANAGED SUPERANNUATION FUND (SMSF), INVESTMENT MANAGEMENT, IDENTITY VERIFICATION, AND AI-POWERED PAPER-TO-DATA SOFTWARE SOLUTIONS, IS PROUD TO ANNOUNCE THE PROMOTION OF JEEVAN TOKHI TO CHIEF PRODUCT OFFICER.
The appointment marks an important milestone in BGL’s continued growth and innovation with Jeevan set to lead the vision, strategy, and development of BGL’s award-winning product suite: CAS 360, Simple Fund 360, Simple Invest 360, BGL SmartDocs 360, and BGLiD.
"I'm honoured to step into this role at such a pivotal time for BGL,” said Jeevan Tokhi, Chief Product Officer. “Our focus remains on delivering innovative solutions that truly make a difference to our clients. I'm excited to work with our talented team to continue pushing the boundaries of what's possible in our industry,"
Jeevan's appointment recognises his almost 20year journey with BGL.
Jeevan joined BGL in 2005 as a Support Consultant and has progressed through several teams, including Support, Simple Fund Desktop, Ecosystem, API, and Simple Fund 360.
Caseware Unveils Market-Leading Group
Audit and Analytics Capabilities at CwX UK
New Cloud Audit features enable seamless management of complex group engagements and embed advanced data analytics into everyday audit workflows
CASEWARE™, A GLOBAL LEADER IN AI-POWERED AND CLOUD-ENABLED AUDIT, FINANCIAL REPORTING, AND DATA ANALYTICS SOLUTIONS FOR ACCOUNTING PROFESSIONALS, TODAY ANNOUNCED TWO MAJOR ENHANCEMENTS TO ITS CLOUD AUDIT PLATFORM AT CWX UK, ITS FLAGSHIP GLOBAL THOUGHT LEADERSHIP EVENT. THE RELEASES DELIVER CRITICAL CAPABILITIES FOR AUDIT FIRMS MANAGING COMPLEX GROUP STRUCTURES WHILE EMBEDDING ADVANCED DATA ANALYTICS DIRECTLY INTO STANDARD AUDIT PROCEDURES.
Transforming Group Audit Management
Caseware’s new Group Audit and Central Planning functionality enables firms to manage parent and component audits within a single cloud engagement for the first time. Engagement leaders can now assign, track, and consolidate risks, controls, and procedures across group structures without duplicating work or relying on disconnected files.
Key capabilities include:
• Group Audit in One File: Manage parent and component audits within a single cloud engagement.
• Common Work Areas: Identify and share common risks, controls, and procedures with component auditors.
• Performance Materiality by Component: Document and track performance materiality thresholds for each component.
• Copy Files to Subsidiary Entities: Automated file copying speeds up setup across group structures.
• Enhanced Central Planning: Centralised risks, controls, and procedures that can be adapted and reused across engagements.
The functionality, aligned with ISA 600 requirements, addresses one of the largest
gaps in cloud audit adoption: support for group and consolidated audits. It is included as part of Caseware’s base Cloud Audit offering, providing a compelling migration incentive for firms still using desktop solutions.
Embedding Advanced Analytics into Audit Workflows
Caseware also announced its Mercia Summer Update, which embeds advanced data analytics (ADA) procedures directly into work programmes for the first time. Instead of ADA being an optional overlay, auditors now see specific linked Caseware ADA tests integrated
Find out more
RIS SOFTWARE GROUP (IRIS), LEADING GLOBAL PROVIDER OF ACCOUNTANCY, EDUCATION, HR, AND PAYROLL SOFTWARE AND SERVICES, TODAY ANNOUNCES ITS NEW STRATEGIC PARTNERSHIP WITH LEVEL FINANCIAL TECHNOLOGY (LEVEL), INTEGRATING EARNED WAGE ACCESS CAPABILITIES INTO ITS FLAGSHIP HCM CLOUD SOLUTIONS, IRIS CASCADE AND STAFFOLOGY BY IRIS. THE PARTNERSHIP WILL OFFER EMPLOYEES THE OPPORTUNITY TO ACCESS THEIR EARNED PAY ANY TIME BEFORE PAYDAY AS
DEMAND FOR THE BENEFIT SURGES – WITH IRIS’ LATEST RESEARCH FINDING THAT 46% OF THE UK WORKFORCE ARE EAGER TO SCRAP THE MONTHLY PAYDAY IN FAVOUR OF ACCESSING WAGES ON DEMAND.
Earned Wage Access, or On-Demand Pay, enables employees to withdraw a portion of their already-earned wages before their scheduled payday. IRIS’ new research also found that two-thirds of UK employees would take advantage of the benefit more than once a month,
and almost half (48%) considers an employer offering Earned Wage Access more attractive than one that does not. The combination of Level’s leading technology with IRIS’ scale is expected to have a significant impact on the market – IRIS’ solutions are used to pay 1 in 6 UK workers, and are used by 29 of the top 30 UK accountancy firms.
The partnership has been driven by a uniquely collaborative relationship between IRIS’ and Level’s development teams
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BGL’s Simple Fund 360 now used by over 50% of SMSFs
BGL CORPORATE SOLUTIONS (BGL), AUSTRALIA'S LEADING PROVIDER OF COMPANY COMPLIANCE, SELF-MANAGED SUPERANNUATION FUND (SMSF), INVESTMENT MANAGEMENT, IDENTITY VERIFICATION, AND AI-POWERED PAPER-TO-DATA SOFTWARE SOLUTIONS, IS PROUD TO ANNOUNCE THAT OVER 327,000 SMSFS, REPRESENTING OVER 50% OF ALL SMSFS, ARE NOW MANAGED ON SIMPLE FUND 360.
This milestone reflects the continued trust of over 9,000 firms that use BGL’s award-winning SMSF ad-
ministration software Simple Fund 360 to streamline all aspects of SMSF compliance management and administration.
“We’re incredibly proud to support 50% of SMSFs,” said BGL’s Founder / Director, Ron Lesh. “This is a huge vote of confidence from our clients and a direct result of our team’s hard work, passion, and dedication over 11 years to make SMSF administration easier and more efficient. Every BGL Team member should be proud of this achievement.”
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Expandly Product Updates - September 2025
WE’RE DEDICATED TO PROVIDING YOU WITH THE LATEST EXPANDLY FEATURE UPDATES INCLUDING NEW INTEGRATIONS AND PLATFORM DEVELOPMENTS; ALL UNDERTAKEN TO ENSURE YOU CAN REMAIN COMPETITIVE IN THE FAST-PACED WORLD OF ECOMMERCE FULFILLMENT AND CONTINUE BEING ABLE TO USE EXPANDLY FOR YOUR COMPLETE ORDER FULFILLMENT OPERATIONS.
Menu UI Overhaul
Menu UI / UX, improving the size, spacing and icons
making it easier to use and modernizing UI.
Upgrades of pages
We have migrated over Brands, Sales Charges, Locations, Template Designer, My Account pages over to the new code base, improving speed and visuals.
Ireland Golden Ticket
We now offer the ability to expand your brand into Ireland. Expand will handle all of your requirements.
VAT Application upgrade
• Documents – All docu-
ments Expandly requires to process your VAT application will show in your portal. It ensures the correct file type and name is used, speeding up the whole process and moving away from the manual email process.
• UI – We have improved upon the UI making it easier to use and will allow you to see everything that is required straight away and start the onboarding process without having to wait for a member of the Expandly team to request the documents from you.
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Introducing Get paid: Send a link, get paid for free
JUST LIKE THE TIDE, MONEY FLOWS IN AND MONEY FLOWS OUT. AS A BUSINESS OWNER, YOU WANT AS MUCH CONTROL AS POSSIBLE OVER WHEN THAT HAPPENS. INTRODUCING A NEW WAY TO GET PAID WITH APRON.
At Apron, we process billions in payments every year. Amongst those are business owners trying to get paid. According to our own data, around 40% of invoices are late being paid.
For small businesses, late payments put everyone at risk. Bills can’t be paid, staff can’t be paid, and in the worst cases, late payments can derail a business’s entire monthly cash flow.
Cash flow is the number one reason small businesses fail. Our mission is to help more businesses make it,
and after streamlining money out, the time has come to streamline money in. Today, we’re taking the first step on a long road.
Introducing Get paid links. Simple, versatile links that your customers can click to pay instantly by bank or card.
Link and you shall receive: How Get paid works
Your unique Get paid link can be embedded anywhere you communicate with customers: Invoices, email, WhatsApp, your own portal, or SMS.
To find your unique Get paid link, simply click on ‘Payment link’ under ‘GET PAID’ on your Apron dashboard. Your Get paid link is shown under the Overview section.
Here, you’ll also find op-
tions and guides for accepting card payments, alongside pay by bank, and integrating your Get paid link with your Xero or QuickBooks account.
When someone pays you using your Get paid link, the money goes straight to your linked bank account.
Why use Get paid links?
Most invoices are late being paid because customers either don’t have the time to sit in front of a computer and pay their suppliers, or because they work with processes that slow them down.
With Get paid, customers can simply click on your link and pay you, either by card or bank, depending on your preferences — no logins, no setup, no excuses.
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More Rewards, More Flexibility: PayPal
Introduces 5% Cash Back on Buy Now Pay Later Purchases this Holiday Season
PAYPAL TODAY ANNOUNCED THAT U.S. CUSTOMERS WILL EARN 5% CASH BACK ON PAYPAL BUY NOW PAY LATER (BNPL) PURCHASES BETWEEN NOW AND THE END OF THE YEAR1. AS 60%2 OF SHOPPERS FEEL MORE FINANCIAL STRESS HEADING INTO THIS HOLIDAY SEASON, PAYPAL, ONE OF THE LEADING BNPL PROVIDERS WORLDWIDE, IS HELPING TO MAKE IT EASIER TO MANAGE SPENDING THIS HOLIDAY SEASON. WITH PAYPAL'S BNPL OFFERING, SHOPPERS CAN SPLIT PURCHASES INTO CONVENIENT PAY-
MENTS AND EARN CASH BACK, THUS MAKING THEIR MONEY GO FURTHER DURING THE HOLIDAYS. PAYPAL IS ALSO INTRODUCING PAY MONTHLY3 IN-STORE IN THE U.S., PROVIDING CUSTOMERS WITH MORE CHOICE AND FLEXIBILITY TO PAY OVER TIME WHEREVER THEY SHOP.
Whether shoppers are looking to buy gifts, fashion, electronics, or planning travel, PayPal's BNPL options now give them ways to earn rewards with convenience.
Beginning today, shoppers can save the 5% cash back offer through the PayPal app
and it will automatically apply to all eligible in-store and online PayPal BNPL transactions now until the end of the year.
"Our customers seek payment options that make holiday shopping easier and more rewarding," said Michelle Gill, General Manager, Small Business and Financial Services at PayPal. "With cash back on Buy Now Pay Later products, we're giving them a smarter way to pay and more flexibility to shop the way they want.
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Worldline and YeePay sign strategic partnership to unlock cross-border payment opportunities in China’s aviation and travel sector
WORLDLINE [EURONEXT: WLN], A GLOBAL LEADER IN PAYMENT SERVICES, HAS SIGNED A STRATEGIC PARTNERSHIP AGREEMENT WITH YEEPAY, A LEADING CHINESE THIRD-PARTY PAYMENT PROVIDER SPECIALISING IN THE AIRLINE AND TRAVEL SECTOR.
This landmark alliance combines Worldline’s extensive global acquiring network and leadership in European aviation payments with YeePay’s deep expertise in China’s travel payment eco-
Finnish FinTech Enfuce launches in Germany – Porsche first cooperation partner
THE FINNISH FINTECH COMPANY ENFUCE IS ESTABLISHING ITSELF IN THE GERMAN MARKET: THE CAR MANUFACTURER PORSCHE IS THE FIRST COOPERATION PARTNER TO BENEFIT FROM ITS ADVANCED SERVICES. ENFUCE, FOUNDED AND LED BY MONIKA LIIKAMAA AND DENISE JOHANSSON, IS ALREADY SUCCESSFULLY OPERATING IN THE UK, FRANCE, THE NORDIC COUNTRIES, AND THE NETHERLANDS.
The FinTech has a pioneering, modular, and cloudbased platform that enables companies to quickly and securely launch card solutions – from debit, credit, and prepaid cards to specialized solutions such as fuel cards and digital wallets.
Enfuce has already won over the car manufacturer Porsche as a major partner in Germany. Together, they developed and designed the new Porsche Card, which is available to both private and business customers. It offers access to numerous benefits and can be used as a credit card.
Precise tailoring to customer needs
With its uniquely modular platform, Enfuce positions itself as a strong partner for companies developing payment products or scaling existing solutions. The platform covers all core functions: card issuance, payment processing, fraud and dispute management, BIN sponsorship, and compliance services. As a principal
member of Visa and Mastercard and with e-money licenses in Finland and the UK, which are valid in all EU countries, Enfuce designs card issuance and payment processing securely and in compliance with legal and data protection regulations.
Customers choose exactly the components they need. At the same time, the infrastructure is scalable and supports multi-currency and multi-country setups. This makes Enfuce suitable for both startups and established companies looking to enter new markets.
Enfuce targets a broad range of customers: FinTechs, banks, mobility and fleet providers, employee benefit providers, and digital platforms. Public or-
ganizations and NGOs that want to implement prepaid or payout programs also benefit from the platform's flexibility. Companies such as Octopus in the UK, Swile in France, and Shuttel in the Netherlands are already successfully collaborating with Enfuce.
Security and compliance strengthen innovation
Enfuce relies on the highest standards: The platform meets all requirements for data protection (GDPR compliant), transaction security (PCI-DSS, 3D Secure), fraud monitoring, and dispute management – with a system availability of over 99.999 percent.
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system. Together, the companies will offer a comprehensive one-stop payment solution, enabling seamless cross-border transactions for international carriers operating in China and Chinese airlines expanding their global presence.
Now that YeePay is connected to Worldline’s acquiring network, airlines and travel businesses will be able to benefit from simplified payment processes, accelerated settlement, and full compliance with both Chinese and European reg-
ulations. Airlines and travel businesses on Worldline’s Global Collect platform will also gain improved operational efficiency, reduced costs, and a superior payment experience for their customers.
Travellers, in turn, will be able to pay using their preferred methods, whether local card schemes, international credit cards, or digital wallets, reducing friction and supporting the growth of cross-border air travel.
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New partnership between BCB Group and Copper streamlines fiat and digital asset flows
BCB GROUP, ONE OF THE LEADING PROVIDERS OF PAYMENT AND TRADING SERVICES FOR THE DIGITAL ASSET ECONOMY, HAS ANNOUNCED A PARTNERSHIP WITH COPPER, A LEADER IN DIGITAL ASSET CUSTODY, PRIME SERVICES, AND COLLATERAL MANAGEMENT.
The partnership will see BCB Group facilitate onand off-ramping for digital and fiat currency payments for Copper clients. Copper, meanwhile, will support BCB clients, offering rapid settlement for institutional stakeholders.
Ben Lorente, Strategic Al-
liances Director at Copper, emphasised the importance of working with partners with high technical compliance standards to deliver seamless services. He added: “We are proud to be able to deliver a robust service that smooths areas of friction across payment rails, collateral management, and custody. Clients are seeking straightforward and secure solutions at a time when interest in stablecoins and on-chain finance is at an alltime high. This partnership with BCB Group illustrates the power of integrated systems and showcases the maturity of the market.”