Understanding the Context: The Development of Health Insurance in India
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20. Population coverage under voluntary PVHI schemes is estimated at about 5 percent of the population. In FY2009–10 PVHI was a Rs. 75 billion industry, excluding revenues from services provided under contract with GSHISs. 21. The rapid growth in the health insurance industry after 2001 can be attributed to the introduction of a new regulatory structure for the insurance industry in the late 1990s. Privately owned insurance companies were once again permitted to operate, which led to more efforts to increase public awareness of health insurance products. The other regulatory change was the introduction of third-party administrator (TPA) regulations in 2001, which provided a quick market entry for newer health insurers that could use already organized hospital networks and established claim processing capacities created by TPAs.
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