Woods to Water Buyer's Guide

A comprehensive breakdown of the buying process and our approach to achieving your goals.

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BUYING WITH WOODS TO WATER

About you

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Who we are

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Proof in numbers

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Buying process

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Contact

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Process breakdown

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INDEX

ALL ABOUT YOU

WHO ARE YOU? WHY ARE YOU HERE TODAY?

WHAT ARE YOUR GOALS FOR THIS MEETING?

Our number one goal of our initial meeting is to understand you, your goals and to begin building our relationship.

What questions or concerns do you have? What expectations do you have of us? Is there something specific you're in search of?

Woods to Water is a boutique real estate company, serving the Brainerd Lakes Area with a flagship office in Nisswa, MN. Established in 2018, Woods to Water Real Estate was built on a passion for true northern Minnesota living. We strive to be truly immersed in local communities. We have a catered approach to buying, selling, renting and property management in the Lakes Area.

As we evolve, we continue to push the status quo of the local real estate market and provide an unprecedented level of service to each and every one of our clients; all while embracing the beautiful lifestyle that this area offers both tourists and locals alike.

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WHO WE ARE / WHAT WE DO

We are passionate, we are bold, we are Minnesota Nice. We appreciate, embrace and love all that this area has to offer. Many of us grew up here, locally grown and raised in this beautiful place. Some of us have stayed, others have come and gone, but we always come back. Cabin dwellers retreat for the winter, while we gear up for the freeze - an ice fisherman’s dream. We anxiously wait 9 months to enjoy every drop of our short, sweet summer. We love the changing colors and first breath of crisp, autumn air, the comforting warmth of a bonfire and the sound of a first cast.We embrace all of it. We love this land and want to share this feeling of everyday bliss with all of you. We all should feel like we’re on vacation every day.

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WHEREVER YOUR UP NORTH IS, WE'VE GOT YOU COVERED.

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8 years collectively in the industry 2 years in business / 200+ transactions 9 full-time agents, raised in BLA

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WHY W2W/PROOF IN NUMBERS

THE BUYING PROCESS W h e t h e r t h i s i s y o u r f i r s t h o m e o r t h e l a s t h o m e y o u ' l l e v e r b u y , o u r g o a l i s to ensure you have an efficient, transparent and simple process.

3. SEARCH

1. BUYER CONSULT

2. PRE-APPROVAL

Establish the framework of your upcoming search and get to know each other.

We connect you with to some of the area's most trusted mortgage lenders to get you qualified.

Based on your criteria, we implement a proactive approach to finding the best fit.

5. INSPECTION PERIOD

6. UNDERWRITING

7. CONDITIONAL APPROVAL

When competing with other buyers, minor details are often missed, which is why we employ a licensed inspector to do our due diligence.

Your lender qualifies you for the specific pending transaction, determining the level of risk that the bank will assume with the loan.

Once through underwriting, the bank will approve the loan, assuming your financial situation does not change prior to close.

4. NEGOTIATE OFFER In a competitive market, strategy and structure of an offer are key to standing out against competition.

8. FINAL WALKTHROUGH/CLOSING Confirm that the property is in the same or better condition, then head to closing for official paperwork and keys!

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BUYER CONSULTATION

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Let's get to know each other What do you want out of this? Do you have specific concern or questions?

Today and moving forward, what you can expect from me and Woods to Water?

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PRE-APPROVAL PROCESS

The first step we take before we start looking at properties is figuring out how we are going to pay for it Down payment Type of financing Earnest money

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YOUR HOME SEARCH

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Understanding wants vs needs Narrowing search Auto-search implemented specific to you Time is of the essence Competitive offer strategy

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NEGOTIATING AN OFFER

Factors to consider when writing an offer (closing date, earnest money, down payment, price, inspection, etc.)

Prepare for multiple offers Competitive offer strategy Not always about price

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HOME INSPECTION

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Woods to Water recommends some of the area's best home inspectors You (client) selects an inspector and inspection type(s) Home inspector inspects the house, determines if everything is in working order - if not, we return to the negotiation phase

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UNDERWRITING

The lender's underwriting team confirms information found during your pre-approval and matches it with the financing pertaining to the particular house It is likely that you will need to gather information for the lender to support your qualification Receive conditional approval

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CONDITIONAL APPROVAL

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Once underwriting is completed, the bank approves your loan, so long as: your job/income does not change your debt to income does not change no major purchases are made

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FINAL WALKTHROUGH AND CLOSING

Agent and client walk through the property together prior to closing to ensure: that the property is in the same if not better condition all personal belongings have been removed any items to be included in the sale are present Head to the closing table, sign closing documents

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LET'S MAKE IT OFFICIAL

GET IN TOUCH WITH OUR CREW

info@woodstowatermn.com 218-961-1005 25496 Murray Road Nisswa, MN 56468