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EBS Family Savings Account
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ebs.ie
A.E.R. fixed
Save between €100 to €1,000 a month
Lodgements
From year two
Min opening balance 1c Min monthly lodgement €100 per month Max monthly lodgement €1,000 per month Whether you’re saving for a new car, wedding, holiday or home deposit, putting a little money aside every month is the best way to see your savings grow. Save regular amounts with this rolling one year fixed term savings account.
• If you choose to continue saving for a second and subsequent years, we will advise you of the fixed rate applicable before the start of each new term. • In year two, and following years, you can make lump sum lodgements up to a total of €50,000 per year, in addition to the monthly standing orders.
Access your money
• You may open an account with a minimum lodgement of €0.01c, maximum €1,000. • Save between €100 and €1,000 per month, by standing order only from any payment account. • The minimum term of the account is one year. • In the absence of a maturity instruction at maturity, the funds will be automatically reinvested for the same or similar term at the prevailing rate at the time. • Interest credited at maturity is subject to DIRT tax. • Personal funds only.
You can make one withdrawal at any time during the one year term without impacting the rate of interest of the remaining funds. No further withdrawals or lodgements allowed during the term. Amendments of monthly standing orders are permitted and in exceptional circumstances further withdrawals may be permitted. At the end of the one year term you have the option to withdraw all or part of your funds and/or continue saving for another year. From year two, the rate on your account will match that of the €100,000+ rate on the existing 12 Month Fixed Rate Savings Account at that time.
Opening an account
Whatever you’re saving for, talk to EBS Dingle today.
066 - 9151655 dingle@mail.ebs.ie
Interest is subject to Deposit Interest Retention Tax (D.I.R.T.) at the prevailing rate (for more information see www.revenue.ie). A.E.R. means Annual Equivalent Rate. EBS Limited is regulated by the Central Bank of Ireland. Information and rates correct as at 01.10.2015. John ‘Diony’ O’Connor is regulated by the Central Bank of Ireland. John ‘Diony’ O’Connor is tied to EBS Limited for savings products. SAV780 Dingle 06.16
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