WELCOME TO
OUR
Monthly Newsletter
we ' re so glad you ' re here!
FED RATE CUT: ON SEPTEMBER 17, THE FEDERAL RESERVE REDUCED THE FEDERAL FUNDS RATE BY 25 BASIS POINTS (0.25%) TO 4.0%–4.25%. THIS WAS THE FIRST CUT SINCE DECEMBER 2024 AND WAS INTENDED TO EASE RESTRICTIVE MONETARY POLICY.
MORTGAGE RATES FALL: FOLLOWING THE FED'S MOVE, 30-YEAR FIXED MORTGAGE RATES HAVE DRIFTED INTO THE LOW-TO-MID 6% RANGE, THEIR LOWEST LEVEL SINCE LATE 2024. HOWEVER, RATES ARE STILL SIGNIFICANTLY HIGHER THAN THE LOW PANDEMIC-ERA LEVELS, WHICH CONTINUES TO LIMIT MARKET ACTIVITY.
"LOCK-IN EFFECT" LOOSENS: WHILE THE "LOCK-IN EFFECT"— HOMEOWNERS WITH VERY LOW RATES BEING UNWILLING TO SELL—IS STILL A FACTOR, IT IS BECOMING LESS OF A CONCERN. THE SHARE OF HOMEOWNERS WITH MORTGAGES BELOW 6% HAS FALLEN FROM ITS MID-2022 PEAK, THOUGH IT REMAINS A SIGNIFICANT FACTOR IN LOW RESALE INVENTORY.
SEPTEMBER 2025
161.74 ACRES
TX CLOSED SEPT 2 N D 150 ACRES
7902 FM 1318
TX CLOSED SEPT 9 T H
TX CLOSED SEPT 12 T H
10609 N FM 1729 IDALOU, TX
2026 LEWIS TRAIL GRAND
SEPT 18 T H 5029 FM 1260
FEATURED LISTING OF THE MONTH
6675 HWY 86. TULIA, TX
1,283-ACRE RANCH WITH WATER RESOURCES, RENTAL HOMES & MULTIPLE INCOME STREAM.
THIS EXPANSIVE 1,283-ACRE RANCH OFFERS A RARE MIX OF AGRICULTURAL POTENTIAL, RESIDENTIAL INCOME, AND LONG-TERM INVESTMENT VALUE—ALL WITH CONVENIENT HIGHWAY FRONTAGE. THE PROPERTY INCLUDES 761+ ACRES ENROLLED IN THE CONSERVATION RESERVE PROGRAM (CRP), GENERATING $29,019 ANNUALLY THROUGH 2031, ALONGSIDE A $900/MONTH CELL TOWER LEASE AND RESIDENTIAL RENTAL INCOME.
THE LAND FEATURES 10 IRRIGATION WELLS, EXTENSIVE UNDERGROUND WATER LINES, A PLAYA LAKE, AND NEW FENCING. UTILITIES INCLUDE ELECTRIC SERVICE THROUGHOUT AND DOMESTIC WATER WELLS. IMPROVEMENTS INCLUDE TWO HOMES: A 4-BED/2-BATH RENTAL (CURRENTLY AT $400/MONTH) AND A 3-BED/2-BATH HILLTOP RESIDENCE WITH BASEMENT AND CENTRAL HVAC. A FULLY INSULATED BARN WITH 220V POWER, PLUMBING, AND OUTBUILDINGS ADDS FURTHER UTILITY. WITH ACTIVE CRP, RENTAL, AND CATTLE LEASES IN PLACE, THIS PROPERTY IS WELL-SUITED FOR FARMING, RANCHING, OR INVESTMENT PURPOSES.
NEWS OF THE MONTH
INTERNATIONAL HOMEBUYING ACTIVITY IN TEXAS GREW SIGNIFICANTLY BETWEEN APRIL 2024 AND MARCH 2025, WITH NEARLY 7,500 PROPERTIES SOLD—A 9% INCREASE FROM THE PREVIOUS YEAR—TOTALING $4.8 BILLION IN SALES. THE MEDIAN PRICE FOR INTERNATIONAL BUYERS WAS $420,800, ABOUT 12% HIGHER THAN LAST YEAR AND $82,300 ABOVE THE OVERALL TEXAS MEDIAN.
MOST INTERNATIONAL BUYERS (63%) ALREADY LIVED IN THE U.S., AND 50% PURCHASED HOMES AS PRIMARY RESIDENCES. OTHERS BOUGHT RENTAL PROPERTIES, VACATION HOMES, OR STUDENT HOUSING. ABOUT 43% PAID ALL CASH, AND 75% BOUGHT DETACHED SINGLE-FAMILY HOMES, WITH SUBURBAN AREAS BEING THE MOST POPULAR LOCATION TYPE.
MEXICO LED ALL INTERNATIONAL PURCHASES IN TEXAS (30%), FOLLOWED BY CANADA AND CHINA (8% EACH), INDIA (7%), AND NIGERIA (6%). TEXAS WAS THE TOP U.S. DESTINATION FOR MEXICAN BUYERS AND RANKED THIRD NATIONALLY FOR INTERNATIONAL HOME SALES, BEHIND FLORIDA AND CALIFORNIA.
COMMON BARRIERS FOR BUYERS INCLUDED HIGH PROPERTY COSTS, FINANCING CHALLENGES, AND TAXES.
A NEW LAW ENACTED IN SEPTEMBER 2025 RESTRICTS PROPERTY PURCHASES AND LEASES BY INDIVIDUALS FROM COUNTRIES CONSIDERED NATIONAL SECURITY THREATS— CURRENTLY CHINA, IRAN, NORTH KOREA, AND RUSSIA—WITH EXCEPTIONS FOR U.S. CITIZENS AND PERMANENT RESIDENTS.
Meet Lindsey George
CO-OWNER OF WESTERN HERITAGE REALTY & INVESTMENTS,
LINDSEY GEORGE IS A DEDICATED REAL ESTATE
PROFESSIONAL WITH A HEART FOR HER COMMUNITY AND A COMMITMENT TO HER CLIENTS. A PROUD TEXAN, SHE COMBINES HER CHRISTIAN FAITH AND SMALL-TOWN PRINCIPLES WITH A PASSION FOR HELPING OTHERS ACHIEVE THEIR REAL ESTATE DREAMS.
BALANCING HER ROLE AS A WIFE TO CAYSON GEORGE AND MOTHER TO THEIR FOUR CHILDREN, LINDSEY BRINGS
WARMTH, INTEGRITY, AND A PERSONAL TOUCH TO EVERY TRANSACTION. HER DEEP CONNECTION TO WESTERN HERITAGE VALUES IS REFLECTED IN HER HONEST, HARDWORKING APPROACH TO REAL ESTATE.
WHETHER YOU’RE BUYING, SELLING, OR INVESTING, LINDSEY IS HERE TO PROVIDE THE HONEST GUIDANCE AND DEDICATED SERVICE YOU DESERVE.
New Agent Spotlight
ROBERT PAYNE IS A LICENSED REAL ESTATE ASSOCIATE IN THE STATE OF TEXAS. ROBERT WAS BORN AND RAISED IN HENRIETTA, TEXAS, WHERE AGRICULTURE HAS ALWAYS BEEN CLOSELY CONNECTED TO HIS FAMILY’S DAILY LIFE. ROBERT’S APPRECIATION AND KNOWLEDGE OF LAND RESOURCES WAS CULTIVATED AT AN EARLY AGE BY HIS PARENTS AND THE LOCAL RANCHERS THAT HE WORKED FOR. THESE EARLY LESSONS IN THE INTRICACIES OF RANGE LAND SCIENCE, ANIMAL HUSBANDRY AND WILDLIFE MANAGEMENT DROVE ROBERT TO PURSUE AND ATTAIN HIS B.S. IN AGRICULTURAL DEVELOPMENT FROM TEXAS A&M UNIVERSITY IN 1997 AND HIS M.S. IN AGRICULTURAL EDUCATION FROM TEXAS TECH UNIVERSITY IN 1999. UPON COMPLETION OF HIS GRADUATE STUDIES, ROBERT STARTED HIS CAREER IN THE PHARMACEUTICAL INDUSTRY. OVER THE LAST 25 YEARS IN THE HUMAN AND ANIMAL HEALTH PHARMACEUTICAL SECTORS, ROBERT HAS ENJOYED GREAT PROFESSIONAL SUCCESS AND HAS ESTABLISHED A NETWORK OF TRUSTED RELATIONSHIPS WITH LANDOWNERS THROUGHOUT TEXAS. ROBERT AND HIS WIFE CACY ENJOY SUPPORTING THEIR BOYS IN ALL THEIR ENDEAVORS AND SPENDING TIME TRAVELING AND EXPLORING NEW PLACES TOGETHER. ROBERT IS ALSO AN AVID HUNTER AND A CERTIFIED TEXAS HUNT MASTER WITH THE TEXAS YOUTH HUNTING PROGRAM, WHERE HE STRIVES TO PASS DOWN OUR HUNTING HERITAGE TO THE YOUTH OF TEXAS. ROBERT COMBINES A LIFETIME OF INDUSTRY EXPERIENCES AND HIGHER EDUCATION WITH EXTENSIVE KNOWLEDGE OF TEXAS’ RECREATIONAL AND RANCHING PROPERTIES, MAKING HIM UNIQUELY QUALIFIED TO ASSIST BUYERS AND SELLERS IN ACHIEVING THEIR REAL ESTATE GOALS.
ROOTED IN FAITH. BUILT ON INTEGRITY. COMMITTED TO YOU.
AT WESTERN HERITAGE REALTY & INVESTMENTS, WE’RE MORE THAN JUST A REAL ESTATE BROKERAGE — WE’RE A FAITH-BASED TEAM GROUNDED IN CHRISTIAN VALUES LIKE HONESTY, INTEGRITY, AND HARD WORK. BASED IN SILVERTON, TEXAS, WE PROUDLY SERVE THE TEXAS PANHANDLE, SOUTH PLAINS, AND BIG COUNTRY REGIONS — FROM COLEMAN TO PARIS AND EVERYWHERE IN BETWEEN.
OUR DEDICATED TEAM OF LOCAL AGENTS BRINGS DECADES OF EXPERIENCE TO EVERY TRANSACTION. WHETHER YOU'RE BUYING, SELLING, OR INVESTING, WE’RE HERE TO GUIDE YOU WITH PERSONALIZED SERVICE, EXPERT INSIGHT, AND A GENUINE COMMITMENT TO YOUR SUCCESS. WE SPECIALIZE IN A WIDE RANGE OF PROPERTY TYPES, INCLUDING FARM AND RANCH PROPERTIES, RESIDENTIAL HOMES, INVESTMENT REAL ESTATE, AND RURAL OR AGRICULTURAL LAND. WE UNDERSTAND THE UNIQUE CHALLENGES AND OPPORTUNITIES THAT COME WITH RURAL AND AGRICULTURAL REAL ESTATE — AND WE’RE PASSIONATE ABOUT HELPING YOU ACHIEVE YOUR GOALS WITH CONFIDENCE.
AT WESTERN HERITAGE REALTY, WE BLEND TIMELESS VALUES WITH TODAY’S TECHNOLOGY. THAT MEANS YOU GET THE PERSONAL SERVICE YOU DESERVE, BACKED BY MODERN TOOLS THAT STREAMLINE THE PROCESS AND DELIVER REAL RESULTS. FROM YOUR FIRST CONSULTATION TO CLOSING DAY, WE’RE HERE TO MAKE YOUR REAL ESTATE JOURNEY SMOOTH, STRAIGHTFORWARD, AND SUCCESSFUL.
WHEN YOU WORK WITH US, YOU’RE NOT JUST ANOTHER CLIENT YOU'RE PART OF OUR COMMUNITY. LET US HELP YOU TURN YOUR REAL ESTATE DREAMS INTO REALITY.