A guide to buying your home

Your Ultimate Guide to Purchasing a House with Webbers

Navigating the process of buying a home can be challenging, whether you ' re a first-time buyer or a seasoned mover. That's why we ' ve created a comprehensive guide that covers all the essential information you need to make an informed decision Furthermore, our team of expert property professionals is always available to offer you personalised and reliable advice We understand that your schedule can be demanding, so our offices are open seven days a week, and you can reach us between 8 am-8 pm on weekdays.

Webbers is a founding member of the Relocation Agent Network and The Guild of Property Professionals This means that we can help you find your dream home anywhere in the UK by connecting you with a reliable local agent

Choose Webbers to help you navigate the property market and enjoy a smooth journey to your new home.

A

century of caring for your happiness and your home

Beat the queue!

If you're looking to purchase a property, start by deciding where you want to live and what type of property you're interested in Register with your local Webbers Office to receive updates on properties that meet your criteria as soon as they become available. Additionally, sign up for Webbers property alerts to get exclusive access to new listings before they appear on Rightmove

02

How much can you afford?

To ensure a seamless transition, it's important to be realistic about your financial situation Start by creating a budget and making sure you have the necessary funds to move Our financial services team can assist you in determining the cost of moving and guide you in selecting the right mortgage.

03

Instruct your solicitor

Webbers can suggest a reputable local solicitor and provide a free, competitive quote for their services. By enlisting a solicitor early in the process, you can prepare all necessary paperwork ahead of time, which may help expedite the process once you've had an offer accepted

Viewing home

When viewing a property, it's crucial to be informed and ask as many questions as po Here are some questions to consider:

How long has the property been on the ma If it's been for sale for more than three or months, investigate why.

How much interest has there been in property? Finding out how many viewing offers there have been can give you an id its popularity

How long have the current owners lived i property? This can help you discover potential issues.

What is the Westcountry like? Ask rel questions about local schools and accessibi facilities, so you can get a feel for the area

What is the water pressure like? Test the and shower to avoid any unwanted surprise

What are the running costs of the property about council tax, gas, electricity bills, w rates, and broadband speeds

When are the vendors planning to m Knowing whether the sellers have found next property can help you gauge the efficiency

Additionally, consider the property's orient whether it's listed, and its general conditio asking questions and doing your due diligence can make an informed decision

Making an offer

Making an offer on a dream home can be a daunting experience However, with the right approach, it can be a smooth process. Webbers will give you advice on the local market and guide you through the negotiation process

Here are some further things to consider:

Be prepared to act swiftly because prime properties may receive multiple offers.

Submit a pre-approval letter from your lender to demonstrate that you are a serious buyer.

Be open to negotiation but also know your budget limits and be flexible when necessary.

Keep your lines of communication open with Webbers who will work as an intermediary between you and the seller to provide assistance and guidance throughout the process.

Conveyancing begins.

Confirmation of the agreed sale will be sent to all relevant parties in the transaction putting them in touch with each other. Our financial services team will collect a valuation fee for the mortgage company to instruct a valuer to value the property

Your mortgage agreement

The seller's solicitors will send out a Contract to your solicitor. Your solicitor will raise enquires and apply for any searches etc Your mortgage lender accepts the valuation and agrees to lend you the money.

08

Paying your deposit.

Your solicitor will finalise the contact details and confirm mortgage details with your lender

You'll be asked to pay a deposit of the purchase price to your solicitor in readiness for exchange of contracts

09

Exchange

Our financial services team will give you quotations for building and contents insurance Contracts will be exchanged, the % deposit paid to the seller's solicitor and a completion date agreed

Your mortgage lender will make sure the insurance is "on risk" so the property is properly covered.

10

Transfer Deeds

Your solicitor will make sure your mortgage funds are available for the completion date. Your solicitor prepares the Transfer Deed for completion and will inform you what money the mortgage lender is required to complete

11

Completion

Mortgage lender sends balance of money to solicitor for completion day which is then sent to the sellers solicitor in return for legal document and keys

4 Must-Ask Questions When Viewing a Property

How long has the property been on the market?

If a property stays on the market for longer than three to four months, it's worth investigating why, as the average time it takes to sell a property in the UK is around 12 weeks Other buyers may have noticed an issue with the property that you haven't, so it's always worth asking to find out

How long have the current owners lived in the property?

When buying a property, it's important to enquire about the length of time the owners have lived there to identify any potential issues, such as neighbour disputes or problems with the house or land

What are the running costs of the property?

When budgeting for a new home, consider council tax, utilities, and other bills Ask the vendor for exact costs to ensure they fit your monthly budget. Also, enquire about broadband speeds if you rely on a strong internet connection for work

When are the vendors planning to move?

It is beneficial to know if the sellers have found their next property and how far along they are in the buying process to avoid complications and delays. A chain-free property is ideal, but not always possible Knowing that the sellers are organised and motivated can ensure a smooth and efficient sale.

TESTIMONIALS

MOVING CAN BE A STRESSFUL EXPERIENCE BUT WE WERE INFORMED OF EVERY STEP AND PROGRESS MADE THROUGHOUT OUR PURCHASE, WHICH HAS MADE EVERYTHING RUN SMOOTHLY AND WELL. THANK YOU!

SARAH GREEN (BUYER)

EXCELLENT SERVICE ALL THROUGH THE PROCESS. KEPT US FULLY INFORMED THROUGHOUT. VERY PROFESSIONAL AND HELPFUL.

PHILIP WHITEHOUSE (BUYER)

FROM MY FIRST PHONE CALL THROUGH TO MY MOVING IN DAY, THE AGENCY WERE ALWAYS HELPFUL AND I NEVER HAD TO CHASE FOR ANSWERS.

LOTT (BUYER)

VICKY

Our Network

39/41 Boutport Street, Barnstaple EX31 1SA 01271 373404 | barnstaple@webbers co uk

43-44 Mill St, Bideford EX39 2JW 01237 472344 | bideford@webbers co uk

53 Fore Street, Bodmin PL31 2JB 01208 73298 | bodmin@webbers co uk

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The Square, South Molton EX36 3AQ 01769 573181 | southmolton@webbers co uk

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119-121 Park Lane, Mayfair, London W1K 7AG 020 7079 1552