LIFE's Vintage Newsmagazine - October 2014

Top Scams Targeting Seniors Understanding Your Mailbox: It is an Easy Avenue for Fraud LIFE SENIOR SERVICES 5950 E. 31st St. Tulsa, OK 74135-5114

PRSRT STD U.S. Postage PAID Permit No. 1960 Tulsa, OK

www.LIFEseniorservices.org

Scams: Stigma, Silence and How You Can Help LIFE’s Vintage Newsmagazine | October Four Ways to Fight2014 Fraud1

2

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

3

||

table OF cOntents

||

15 Top Scams Targeting Seniors

Vol. 29, no. 4

These days, it’s hard to trust strangers, and sometimes, it’s even difficult to trust our loved ones. Learn why seniors are targeted for scams, several examples of current scams and the top eight ways to protect yourself from fraud.

liFe seniOr serVices, inc.

Publisher laura Kenny President and Chief Executive Officer

19 Understanding Your Mailbox:

Kelly KirchhOFF Director of Marketing and Strategic Planning

It is an Easy Avenue for Fraud Despite digital advances, the mail is still a vital lifeline for communication. It’s also an easy avenue for fraud, particularly for seniors.

Scammers can not only accurately profile you from your mail, they can also very easily access important account information. Learn how to protect yourself and your mail.

10

betsy trOyer Managing Editor btroyer@LIFEseniorservices.org Kaylee campbell Associate Editor kcampbell@LIFEseniorservices.org bernie dOrnblaser Advertising Director bdornblaser@LIFEseniorservices.org

21 Scams: Stigma, Silence and How You Can Help

For Beverly, living alone with no close family around, the dream of winning more than a million dollars caused her to empty her bank account of thousands of dollars. She was a victim of an international lottery scam. Explore the emotional side of scams and learn helpful tips to try and talk to family members and friends that have been victimized.

If you’re a senior, you may find yourself bombarded with calls from telemarketers offering you everything from investment opportunities to home repair. The callers sound so nice and the offers seem irresistible. Learn four tactics used by scammers, and appropriate responses for you to employ when you’re targeted.

24

15

The Dinner Belles

Delight in All Things Oktoberfest at Siegi’s in South Tulsa

Tap into your Oktoberfest spirit and indulge in family-style German/Bavarian food. From bratwurst, schnitzel and classic roast such as rouladen, there’s no shortage of European cuisine at this delightful and delicious restaurant.

26 Three Important Health Screenings for Men Over 50

Staying healthy and feeling your best is important at any age. As you get older, you’re more likely to develop conditions that are rarely seen in younger people. We discuss three types of screenings that are important for older men.

Even if you feel fine, it is still important to see your healthcare provider regularly to check for these potential problems.

4

carrie hendersOn bOWen Circulation Coordinator cbowen@LIFEseniorservices.org dicK mccandless Community Distribution eVan taylOr Contributing Photographer

23 Four Ways to Fight Fraud

12

26

erin shacKelFOrd, carOl carter Copy Editors

LIFE’s Vintage Newsmagazine | October 2014

From the Publisher 6 Looking Back 8 Caregiver Corner 10 Caregiver Stress and Strain: Tips for Taking Care of Yourself Medicare & You 12 Annual Enrollment Period Medicare Prescription Drug Premiums Projected to Remain Low in 2015 Social Security Extends Access to Benefits Verification Letters Noteworthy Mindbender & Puzzles Business Directory Calendar Events & Seminars at LIFE Senior Services People & Places Classifieds Vintage Friends

28 30 32 34 35

LIFE’s Vintage Newsmagazine is a monthly publication for seniors, their families, caregivers, professionals in aging services and others interested in issues of aging. It is published by LIFE Senior Services, a nonprofit organization.

LIFE’s Vintage Newsmagazine accepts advertising solely to defray the cost of production and distribution, and appreciates the support of its advertisers. The publisher does not specifically endorse advertisers or their products or services. LIFE’s Vintage Newsmagazine reserves the right to refuse advertising. Rates are available upon request by calling (918) 664-9000.

This publication is distributed at no charge. Donations of any amount are appreciated. Suggested amount: $24 per year.

© LIFE’s Vintage Newsmagazine and LIFE Senior Services, Inc., 2014.

All rights reserved.

Reproduction without consent of the publisher is prohibited.

36 37 39

www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

5

||

letter FrOm the publisher

||

There have been many stories in the media about seniors getting calls from people claiming to be everything from their neighborhood bank teller to the police, with seemingly logical requests as to why the caller needs their Social Security number or other personal information.

In fact, financial scams targeting seniors have become so prevalent that they’re now considered one of the largest crimes. In this issue, we feature a series of articles that will arm you with the information that you need to protect and prevent yourself from becoming a victim of a scam. By knowing what to look for, and what not to fall for, you can keep your money, identity and your belongings safe.

In Top scams Targeting seniors, learn why seniors are targeted and some scams that have effected older Oklahomans. The experts provide the most up-to-date contact information to report potential scams and fraud.

Scammers even use our mailboxes as a way to profile and exploit personal information. In understanding Your mailbox: It is an Easy Avenue for Fraud, Corporal Kelli Bruemmer shares valuable tips for protecting your mail.

We also bring you a story about an area senior, Angie, who found out her senior neighbor had fallen victim to an international lottery

scam. We explore her story and share helpful methods for talking to your loved ones and friends about this issue on page 24. LIFE’s own Medicare Counselor, Sheila Burba, shares several tactics that scammers will use to manipulate you. In Four Ways to Fight Fraud, Burba provides savvy responses to help you fight back.

On a lighter note, this issue is brimming with festive October activities. If you are feeling the Oktoberfest spirit, The dinner Belles visit Siegi’s Sausage Factory in south Tulsa. We also provide details for Tulsa’s most popular festival, the Linde Oktoberfest on page 28. In medicare & You, we discuss the upcoming Medicare Fall Open Enrollment that begins on Oct. 15. LIFE Senior Services is proud to offer complimentary Medicare Part D Assistance Clinics through Nov. 7. To learn more about the Clinics, turn to page 35.

We invite you to share your thoughts about the articles in this issue and offer any suggestions about the type of information that you’d like to explore further and see published more often.

Email: editor@LIFEseniorservices.org LIFE’s SeniorLine: (918) 664-9000 Mail: LIFE Senior Services, attn: Editor, 5950 E. 31st St., Tulsa, OK, 74135 Thank you for reading LIFE’s Vintage Newsmagazine!

Respectfully,

President and CEO of LIFE Senior Services and Vintage Housing

Your Immunization Destination Flu shots • Flu Mist High Dose Flu for seniors Pneumonia shots • B12 • Shingles Tetanus with Whooping Cough If you are 50 you do not need an RX for a Shingles shot.

Cost is $230 without Medicare Part D.

Curb Side Service Accepting Medicare & BlueCross/BlueShield

918-743-9810 • 7875 E. 51st St. • Tulsa

October hours: Mon. - Thurs. 8-6 • Fri. 8 - 5 • Sat. 10 - 1

6

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

7

||

lOOKing bacK

||

Video Revolution: Bill Blair & VCI Entertainment ALL IMAGES ARE COURTESY OF THE TULSA HISTORICAL SOCIETY & MUSEUM

Growing up in Eufaula, Okla. in the 1930s and 40s, Bill Blair loved movies. He even worked picking cotton to earn money for his first projector that he then used to show films at the local armory or in a tent outside of town. His love of movies led him to begin his own film collection that turned into a movie rental business. Blair’s business quickly expanded to become United Films, Inc., in the early 1960s, and a decade later, Video Communications, Inc. This exhibit features a large collection of movie memorabilia Blair collected during his decades of work in the film industry.

Exhibit Now Open Tulsa Historical Society & Museum 2445 S. Peoria Ave. • Tulsa Open 10 a.m. - 4 p.m. Tues. - Sat. Admission: Adults $5 - Seniors $3 Captions 1. Publicity photo of Elvis Presley and William Campbell signed to Bill Blair by William Campbell.

2. Larry Hagman and Bill Blair: Hagman was best known for his starring roles in the TV series Dallas and I Dream of Jeannie.

3. Bill Blair and Ray Harryhausen: Harryhausen was a noted special effects artist for many sci-fi and fantasy movies.

1

2

3

Want More?

See additional pictures in the digital edition of October’s Vintage Newsmagazine at www.LIFEseniorservices.org.

in history

this month in history

8

Oct. 1, 1962: Johnny Carson makes debut as Tonight Show host Johnny Carson took over from Jack Paar as host of the late-night talk program The Tonight Show. Carson went on to host The Tonight Show Starring Johnny Carson for three decades, becoming one of the biggest figures in entertainment in the 20th century.

Oct. 14, 1975: Trial begins in Amityville murders Ronald DeFeo Jr. went to trial for the killings of his parents and four siblings in their Amityville, N.Y., home on Oct. 14, 1975. The family’s house was later said to be haunted and served as the inspiration for The Amityville Horror book and movies.

Oct. 5, 1892: The Dalton Gang is wiped out in Coffeyville, Kan. The famous Dalton Gang attempted the daring daylight robbery of two Coffeyville, Kan. banks at the same time. But if the gang members believed the sheer audacity of their plan would bring them success, they were sadly mistaken. Instead, they were nearly all killed by quick-acting townspeople.

The people of Coffeyville almost destroyed the entire Dalton Gang, killing every member except for Emmett Dalton.

Oct. 16, 1987: Baby Jessica rescued from a well in Texas The drama unfolded on the morning of Oct. 14, when Jessica McClure fell through the eight-inch-wide opening of an abandoned well while playing with other children in the backyard of her aunt’s home day care center. After dropping about 22 feet into the well, the little girl became stuck. On the night of Oct. 16, a bandaged and dirt-covered, but alert Baby Jessica, as she became widely known, was safely pulled out of the well by paramedics.

Oct. 7, 2001: President Bush announces military action in Afghanistan Less than a month after al-Qaida terrorists flew commercial jets into the World Trade Center and the Pentagon on Sept. 11, President George W. Bush announces that American troops are on the offensive in Afghanistan. The goal of Operation Enduring Freedom, as the mission was dubbed, was to stamp out Afghanistan’s Islamic fundamentalist Taliban regime, which had aided and abetted al-Qaida and its leader, Osama bin Laden.

Oct. 29, 1929: Stock market crashes Black Tuesday hit Wall Street as investors trade 16,410,030 shares on the New York Stock Exchange in a single day. Billions of dollars were lost, wiping out thousands of investors, and stock tickers ran hours behind because the machinery could not handle the tremendous volume of trading.

In the aftermath of Black Tuesday, America and the rest of the industrialized world spiraled downward into the Great Depression.

LIFE’s Vintage Newsmagazine | October 2014

© The History Channel

www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

9

||

caregiVer cOrner

||

Area Support Groups for Caregivers

CAREGIVER STRESS AND STRAIN:

Tips for Taking Care of Yourself With an aging population and changes in healthcare, such as shorter hospital stays, more and more caregiving is being provided by people who aren’t healthcare professionals. In fact, more than 65 million Americans provide care to a loved one.

Many caregivers fall into the trap of believing that they have to do everything by themselves. Needing an extra set of hands, time for yourself or someone to talk to, are all normal needs. Take advantage of the many resources and tools available to help you provide care for your loved one. signs of Caregiver stress As a caregiver, you may be so focused on your loved one that you don’t realize that your own health and well-being are suffering. Watch for these signs of caregiver stress: • Feeling tired much of the time • Feeling overwhelmed and irritable • Sleeping too much or too little • Gaining or losing a lot of weight • Losing interest in activities you used to enjoy.

As a caregiver, you are more likely to experience symptoms of depression or anxiety. In addition, you may not get enough physical activity or eat a balanced diet, which only increases your risk of medical problems, such as heart disease and diabetes. strategies for dealing with Caregiver stress The emotional and physical demands involved with caregiving can strain even the most resilient person. That’s why it’s so important to take advantage of available help and support. These strategies have helped others manage their caregiver stress: • Accept help. Prepare a list of ways that others can help you, and let the helper choose what they would like to do. For instance, one person

10

LIFE’s Vintage Newsmagazine | October 2014

Faith Based Educational Memory/ Support Group Presented by Jackie Lenzy, BS, BA, CDP & Dr. Chandini Sharma October 2 and 16 • 1 – 2:15 p.m. • Free Villages of Southern Hills 5721 S. Lewis Ave. • Tulsa (918) 561-6642 Caregiver Support Group Presented by A-Vow Hospice October 2 • 6 p.m. • Free Clarebridge of Broken Arrow 4001 S. Aspen Ave. • Broken Arrow (918) 557-8937

Caregiving can be rewarding and stressful If you’re a caregiver, you know that taking care of someone who needs your assistance can be very rewarding.

Caregiver stress refers to the emotional and physical strain of caregiving. The body can handle short bursts of stress and strain without compromising your health.

However, prolonged periods of stress negatively impact the body.

Faith Based Support Group Presented by Jackie Lenzy, BS, BA, CDP October 1 and 15 • 10 a.m. • Free Legend at Tulsa Hills 701 W. 71st St. S. • Tulsa Reservations requested • (918) 588-3600

Making an effort to stay emotionally connected with family and friends is important. Set aside time each week to visit with friends, even if it’s just for a walk or a game of cards.

•

•

•

•

•

•

might want to provide a meal, where as someone else might want to play cards with your loved one.

Focus on what you are able to provide. Don’t give in to guilt. Feeling guilty is normal, but understand that no one is a perfect caregiver.

You’re doing the best you can at any given time. get connected. Find out which organizations in your community offer classes on caregiving.

Look on page 35 in the Events & Seminars at LIFE Senior Services to learn about the programs for caregivers each month.

Join a support group. A support group can be a great source for encouragement and advice from others in similar situations. It can also be a good place to make new friends. seek social support. Make an effort to stay emotionally connected with family and friends.

Set aside time each week for socializing, even if it’s just a walk with a friend. set personal health goals. Set a goal to find time to be physically active on most days of the week, or set a goal for getting a good night’s sleep. It’s also crucial to eat a healthy diet. see your doctor. Get recommended immunizations and screenings. Make sure to tell your doctor that you’re a caregiver. Don’t hesitate to mention any concerns or symptoms.

Source: Mayo Clinic

Daytime Support Group for Caregivers October 2 • 3 – 4:30 p.m. • Free LIFE’s Adult Day Health 902 E. Pine St. • Tulsa Respite provided • (918) 664-9000 ext. 8448 Evening Support Group for Caregivers October 2 • 6 – 7:30 p.m. • Free LIFE’s Adult Day Health 5950 E. 31st St. • Tulsa Respite provided • (918) 664-9000 ext. 244 Faith Based Educational Memory/ Support Group Presented by Jackie Lenzy, BS, BA, CDP October 8 and 22 • 1:15 – 2:30 p.m. • Free Mt. Zion Baptist Church 419 N. Elgin Ave. • Tulsa (918) 584-0510 Daytime Support Group for Caregivers October 9 • 3 – 4:30 p.m. • Free LIFE’s Adult Day Health 3106 S. Juniper Ave. • Broken Arrow Respite provided • (918) 664-9000 ext. 8324 Support 4 You, Caregiver Support Group Presented by Legacy Hospice of the West October 11 • 10:30 a.m. • Free Miami Senior Citizens Center 2104 Denver Haner Dr. • Miami (855) 729-2288 • www.legacyhospice.net Daytime Support Group for Caregivers Topic: Dealing with Stress October 16 • 3 – 4:30 p.m. • Free LIFE’s Adult Day Health 5950 E. 31st St. • Tulsa Respite provided • (918) 664-9000 ext. 244 www.LIFEseniorservices.org

Feeling More Forgetful?

Missing appointments or birthdays?

Having trouble remembering conversations?

If you’ve noticed changes in your memory over the last year and are wondering if it is a normal part of aging or something more serious, you may be interested in a clinical research study.

TO PARTICIPATE, YOU MUST: • • •

Be between 50 and 85 years of age Have had memory problems for at least one year Have someone in your life that can attend study visits with you and help you follow study requirements

TO LEARN MORE CONTACT: Tulsa Clinical Research, LLC (918) 743-2349 www.tulsaclinicalresearch.com

AUTUMN LEAVES OF TULSA

7807 S. Mingo Road | Tulsa, OK 74133 | ID# AL7238-7238

WE ARE MEMORY CARE Autumn Leaves of Tulsa provides a safe, secure environment for those living with Alzheimer’s and other forms of dementia.

Since memory care is all we do, you can rest assured that your loved one is well taken care of and surrounded by specially trained professionals that understand the unique needs of our residents.

For more information and to take a tour, call (918) 249-1300 today.

“We are so grateful to Autumn Leaves, our father is loved and well cared for by an extraordinary group of people.”

– an Autumn Leaves family member

(918) 249-1300 | AutumnLeaves.com www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

11

||

medicare & yOu

||

Annual Enrollment Period

Every year during the Medicare Annual Enrollment Period (sometimes referred to as the Fall Open Enrollment Period) you have a chance to make any changes you want to your health and drug coverage and the changes will be effective Jan. 1 of the following year. The Enrollment Period for 2015 begins on Wed., Oct. 15 and continues through Sun., Dec. 7.

We encourage you to review and compare your current Medicare health and drug coverage plans with the plans that will be offered for 2015, so you understand the options available and can determine whether your plan will still meet your needs. The 2015 plans will be available for viewing on Medicare’s website by Oct. 1 at www.medicare. gov and the enrollment option will be activated on Oct. 15.

Coverage changes you can make during the Enrollment Period include: • Enroll in a Medicare Prescription Drug Plan • Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan • Drop your Medicare prescription drug coverage completely • Change from one Medicare Advantage Plan to another Medicare Advantage Plan • Change from Original Medicare to a Medicare Advantage Plan • Change from a Medicare Advantage Plan back to Original Medicare If you are satisfied with your current coverage and your plan will still be available in 2015, you don’t need to do anything. Your current coverage will continue for the next year. If you are in a Medicare Advantage Plan, review the Evidence of Coverage (EOC) and Annual Notice of Change (ANOC) your plan sends you each year. The EOC gives you details about what the plan covers, how much you pay and more. The ANOC includes any changes in coverage, costs or service areas that will be effective in January. If you don’t get an EOC or ANOC, contact your plan.

The Medicare Assistance Program at LIFE Senior Services is prepared to help you ensure that your 2015 Prescription Drug Plan will meet your needs. During last year’s Open Enrollment Period, 67 percent of the people LIFE assisted either enrolled in a Part D drug plan for the first time or switched their Part D plans for 2014. In doing so, almost all of them saved money on their 2014 drug costs, with an average savings of almost $1,600 per person. This year LIFE is again offering Medicare Part D Plan Comparison and Enrollment Assistance Clinics throughout the Open Enrollment Period. Medicare counselors will provide unbiased, understandable information to help you compare Medicare Part D plans and assist you in selecting or changing your drug coverage for 2015.

Reservations are required, so call now to schedule your appointment.

Each appointment will take approximately one hour per person and will fill up quickly. To make your appointment, call LIFE Senior Services at (918) 664-9000, ext. 250 or toll-free at (866) 664-9009.

by Cindy Loftin, Medicare Assistance Program Coordinator, LIFE Senior Services

12

LIFE’s Vintage Newsmagazine | October 2014

Medicare Prescription Drug Premiums Projected to Remain Low in 2015 On the heels of the 49th anniversary of the signing of Medicare and Medicaid into law, the Centers for Medicare & Medicaid Services (CMS) has projected that the average premium for a basic Medicare Part D Prescription Drug Plan in 2015 will increase by about $1, to an estimated $32 per month, continuing its historically low growth rate. The projection for the 2015 average premium is based on bids submitted by drug and health plans for basic drug coverage for the 2015 benefit year, and calculated by the Centers for Medicare & Medicaid Services Office of the Actuary.

This news comes after an earlier announcement of continued unprecedented low levels of growth in Medicare spending and continued savings by seniors and people with disabilities on out-of-pocket drug costs.

According to the recent Medicare Trustees report, the life of the Trust Fund has been extended to 2030 — four years longer than predicted last year and thirteen years longer since the passage of the Affordable Care Act (ACA). The Part A Trust Fund will now be able to pay on Medicare Part A inpatient claims in full for the next 16 years, and the Supplemental Medical Insurance (Part B and Part D) Trust Fund remains on firm financial footing, ensuring full payment for outpatient care and prescription drug needs.

See drug prEmIums continued on page 13

Social Security Extends Access to Benefits Verification Letters Local Social Security offices will continue to provide benefit verification letters until further notice. Previously, the Social Security Administration stated that as of Oct. 1, it would discontinue offering print verification letters through its offices, but changed this decision following feedback from advocates and consumers.

“We want to ensure that we meet the needs of our customers in a way that is convenient for them and also cost-effective and secure for all.

We recognize that some members of the public may require in-person assistance and we will have a presence in local communities,” said Acting Commissioner Carolyn W. Colvin.

by Cindy Loftin www.LIFEseniorservices.org

drug premiums

continued from page 12 The report also shows that the standard Medicare Part B premium will not increase in 2015, remaining the same for the third consecutive year at $104.90 per month.

In recent years, Medicare spending per beneficiary has grown at historically low rates, with zero growth in 2013 as reported by the Trustees. The Trustees acknowledge that many factors are contributing to the slow Medicare cost growth.

Among these, the Trustees give ample credit to provisions in the ACA, including realigned payments to private Medicare plans, initiatives to curb fraud and abuse, policies designed to discourage hospital readmissions and innovations now being tested to enhance healthcare quality and improve care coordination.

Additionally, the ACA makes Medicare prescription drug coverage more affordable by closing the gap in coverage where beneficiaries had to pay the full cost of their prescriptions outof-pocket, before catastrophic coverage took effect. This gap is known as the “donut hole.”

More than 8.2 million Medicare beneficiaries have saved over $11.5 billion since 2010 on prescription drugs as a result of discounts in the donut hole and rebates in 2010, for an average of $1,407 per person.

“Seniors and people with disabilities are benefiting from steady prescription drug premiums and a competitive and transparent marketplace for Medicare drug plans,” said CMS Administrator Marilyn Tavenner.

“And thanks to the Affordable Care Act, they are seeing improved benefits and saving on their medications.”

by Cindy Loftin, Medicare Assistance Program Coordinator, at LIFE Senior Services

www.LIFEseniorservices.org

• • • • • • • • • •

Home Health Aides & Nurses Home Health Companion/Sitter Services Hospice and Palliative Care Private Duty Nursing Up To 24 Hours Private Duty Up To 24 Hours Medicare Certified & State Licensed Companion/Sitter Services JCAHO Certified Hospice & Palliative Care Medicare Certified and State Licensed

218

Like Us on Facebook

455

www.interimhealthcare.com/tulsa-ok/

LIFE’s Vintage Newsmagazine | October 2014

13

Enjoy

become a

Volunteer

VINTAGE AND CHEROKEE HOUSING

&AFFORDABLE

NORTHEASTERN OKLAHOMA SENIOR RETIREMENT COMMUNITIES

We are apartment communities,

GLENPOOL OWASSO BIXBY BROKEN ARROW REDBUD PRAIRIE VILLAGE AUTUMN PARK VANDEVER HOUSE not assisted living communities orVILLAGE nursing homes.

3102 S. Juniper Ave. 14900 S. Broadway 12877 E. 116th St. N. 8401 E. 134th St. (918) 369-8888 (918) 451-3100 (918) 322-5100 (918) 371-3221 BRISTOW WOODLAND VILLAGE 131 E. 9th (918) 367-8300

COLLINSVILLE CARDINAL HEIGHTS 224 S. 19th St. (918) 371-9116

JAY JAY SENIOR HOUSING 1301 W. Washbourne (918) 253-8100

SAND SPRINGS HEARTLAND VILLAGE 109 E. 38th St. (918) 241-1200

BROKEN ARROW KENOSHA LANDING 2602 W. Oakland Pl. (918) 485-8885

COWETA CARRIAGE CROSSING 28530 E. 141st St. (918) 486-4460

JENKS PIONEER VILLAGE 315 S. Birch (918) 298-2992

SAPULPA HICKORY CROSSING 2101 S. Hickory (918) 224-5116

14

SKIATOOK WEST OAK VILLAGE 1002 S. Fairfax Ave. (918) 396-9009 STILWELL STILWELL SENIOR HOUSING 400 N. 8th St. (918) 696-3050

TULSA CORNERSTONE VILLAGE 1045 N. Yale Ave. (918) 835-1300 TULSA HERITAGE LANDING 3102 E. Apache St. (918) 836-7070

TULSA COUNTRY OAKS 5648 S. 33rd W. Ave. (918) 446-3400 TULSA PARK VILLAGE 650 S. Memorial Dr. (918) 834-6400

TAHLEQUAH BROOKHOLLOW LANDING WISDOM KEEPERS Under Construction 1286 W. 4th St. 2910 E. 129th E. Ave. • Tulsa • (918) 485-8885 (918) 453-9900 Serving seniors age 62 or older who meet qualifications and income guidelines. • Section 8 accepted. • Professionally managed by Sooner Management Consultants, Inc.

LIFE’s Vintage Newsmagazine | October 2014

EQUAL HOUSING OPPORTUNITY

We are apartment communities,

Carefree

not assisted living communities or nursing homes.

To find out how you can volunteer with LIFE Senior Services, call (918) 664-9000.

www.LIFEseniorservices.org

Top

Scams

Targeting Seniors

These days, it’s hard to trust strangers, and sometimes, it’s even difficult to trust our loved ones. Fraud, defined as wrongful or criminal deception intended to result in financial or personal gain, seems to be rampant in our society, making the fear of an impending scam justifiable. And, why does it seem like seniors are targeted for fraud more than people from other age demographics?

“Seniors are targeted because they probably don’t have other family members living at home and because there’s more likely to be cash in their bank account,” said Ray Walker, divisional director for the Medicare Assistance Program and Oklahoma Insurance Department (OID).

Scammers have been making calls claiming to represent the National Do Not Call Registry. These calls claim to provide an opportunity to sign up for the Registry. This is a scam and no one from the Registry will ever call you offering the opportunity to sign up for the service.

One strange telemarketing scam that started recently is spoofing someone’s own phone number. “You’ll receive a call and it will look like your phone number on your caller ID,” Bays said. The culprits are usually people in other countries who are trying to collect personal information.

There is a golden rule when it comes to keeping your information safe, even if you are unsure if the call is a scam. “You should never give personal information out over the phone. If it’s a reputable group, this information won’t be requested,” Bays said.

Also, seniors grew up in an era when people were more trusting and polite, Walker said.

In addition, scammers know that some seniors could have cognition issues that would impair their ability to determine whether or not they are being scammed.

Another branch of telemarketing fraud targets your bank account. “You’ll get a call saying it’s Bank of America, for example. The scammer will then say your card has been compromised,” Bays said.

“The scammer will proceed to ask you to confirm the first four digits of your debit card, and rattle off a few numbers that are correct.”

Telemarketing Fraud There are several types of scams and many of them have occurred in Oklahoma. “One of the biggest scams that effects older adults is telemarketing fraud,” said Julie Bays, assistant attorney general and chief, Public Protection Unit for the Oklahoma Office of the Attorney General.

Older adults should put their phone number on the National Do Not Call Registry. This can be done by visiting www.donotcall.gov or by calling (888) 382-1222. Most telemarketers should not call your number once it has been on the registry for 31 days. During the waiting period, you can also ask telemarketers to put you on a “do not call list.”

Don’t give your financial information – Social Security number, credit card or bank account numbers – to callers you don’t know. If it’s a reputable group, this information won’t be requested.

However, it’s still possible to receive phone calls from supposed telemarketers. “If anyone is calling you and you’re already on the ‘do not call list,’ it most likely is a scam,” Bays said. “Actual telemarketers scrub their lists every 90 days.” www.LIFEseniorservices.org

Most banks use the same first four numbers on all of their cards, so that information is easy for scammers to get a hold of. The scammer will then ask you to give them the rest of the numbers on your bank card, thus obtaining all of your banking information.

Another type of phone fraud that is becoming increasingly prevalent is grandparent fraud. “Someone will call and say something like, ‘This is John, your grandson. I’m in jail and I need you to wire $5,000 for bail,’” Bays said.

“We always tell seniors to double check everything,” Bays said. “Many times, these individuals will ask the grandparent to keep it a secret. If you See SCAMS continued on page 16 LIFE’s Vintage Newsmagazine | October 2014

15

SCAMS

continued from page 15 think it’s your grandchild, hang up and contact who you need to in order to make sure.”

Bays shared that many of the grandparent scams originate on Facebook.

As more seniors join the social media site, they might not be aware of the need to review their privacy settings and tools on Facebook. By selecting that only their friends can see their information and phone number, scammers have less access to personal information.

Anytime someone receives a call of attempted telephone fraud, they can file a complaint online at www.oag.ok.gov or call the Attorney General’s Office at (405) 521-3921. “However, many of the fraud calls come from out of the U.S.,” Bays said. “And if that is the case, there is very little that can be done.”

Medicare and Healthcare Fraud Another scam that occurs primarily over the phone is Medicare or healthcare fraud. Medicare fraud increases in the fall, during Open Enrollment season. “Seniors receive phone calls from people claiming to be Medicare, saying there’s a glitch in the system and they need their personal information,” said Walker.

Another common fraud call received during Open Enrollment season is one in which the individual claims that Medicare is switching from paper to plastic cards. These “new cards” have a magnetic strip that has all of the senior’s medical information, so that if they’re in an accident, the ambulance can just swipe the card and have all of their info.

“This is untrue. They need to just hang up the phone,” said Walker.

“You should never give out any personal information unless you know who that person is,” Walker said. “If Medicare is calling you asking for your number, that’s a red flag.”

Medicare ID to buy a wheelchair. A couple years later, if the individual actually needs a wheelchair, Medicare is not going to pay for it, because they will say they’ve already paid for a wheelchair.”

You Can Help Fortunately, awareness of Medicare fraud is spreading. OID utilizes Senior Medicare Patrol (SMP), a grant that allows them to educate seniors on ways to protect themselves from Medicare fraud, abuse or waste.

SMP was founded on the basis of using retired individuals in their own communities to present concerns regarding Medicare fraud, abuse and waste.

“Oklahoma is a very rural state, so it would be very difficult for us to get this message out to everyone without the help of volunteers,” Walker said.

By utilizing volunteers, OID is able to present at local churches, rotary clubs and more. Duties of the volunteers could include anything from stuffing informational packets to giving a presentation. “We place volunteers wherever they are comfortable,” Walker said. Individuals interested in volunteering can call 1-800-763-2828 or go online to www.map.oid.ok.gov.

The SMP program primarily stresses three action items: protect, detect and report.

Protect means that seniors need to be careful who they are giving personal information to. “Your Medicare card is basically just as good as a credit card. Any documents you have that have personally identifiable information on them, you need to make sure you shred those before you throw them in the trash.”

Secondly, seniors need to detect.

“When you notice a charge on your Medicare statement or doctor’s bill that is questionable, you should contact your doctor or Medicare immediately and report that some type of fraud may have occurred,” Walker said.

Identity Theft If someone has received a suspicious Yet another type of scam has been There are numerous Medicare scams.

Medicare-related phone call or given the moniker “The Crime of One example is an individual claiming that responded to an email and after the the 21st Century” – identity theft. fact realized it probably wasn’t such a Medicare is switching from paper to plastic “You can’t fully protect your identify good idea, Walker recommended that anymore,” Bays said. However, cards. This is untrue and a scam. you give OID a call. “Let us help you consumers can do a few things to better decide what steps to take to minimize protect their personal information. the damage, such as calling your bank or Bays stressed the importance of all credit card company.” The OID fraud consumers getting free credit reports each year. report line is (866) 667-2827, or you can file a report fraud form at www.fraudstoppers.oid.ok.gov.

The Federal Trade Commission recommends seniors use a free credit There are other types of Medicare fraud. For example, an individual report service like www.AnnualCreditReport.com. It allows individuals could obtain someone else’s Medicare number and file a claim with to obtain a free credit report each year from each of the credit bureaus.

Medicare for a piece of equipment, like a wheelchair. “Another example is “We suggest you do it at least once a year because even if there’s been no when a senior visits the physician, but the exam or tests are coded on the identity theft, it’s possible the credit bureaus could have made mistakes,” wrong level. This could be an example of an error or abuse,” Walker said.

Bays said.

“Medicare beneficiaries should review their summary notices,” he said.

“This is the place where seniors can find any charges that are wrong.”

There are two main issues with this type of Medicare fraud. “First, Medicare is paying a claim that it shouldn’t be paying,” said Walker.

“Second, the claim ends up influencing a person’s medical records. For example, a fraudulent Medicare claim could be made using someone’s

16

LIFE’s Vintage Newsmagazine | October 2014

Consumers also need to be aware of personal information that could be printed on receipts. Bays shared an example of an identity theft ring that was busted in Oklahoma City, Okla. The scammers were Dumpster diving into hotel trash Dumpsters and finding guests’ credit card information printed on hotel receipts. www.LIFEseniorservices.org

Top 8

Consumers should shred anything with personal information.

See the article, Understanding Your Mailbox on page 19 for more information.

Additionally, Bays said, “Seniors should be particularly aware of the identity theft potential while surfing the Internet.”

Phishing scams and fraudulent emails seeming to come from legitimate organizations are prevalent. For example, you may receive an email that appears to come from your bank, and when you click on a link within the email, it opens to a link that looks like your bank’s website. “Never click on links that you supposedly receive from your bank. If you get an email from your bank that causes concern, call them,” she said.

Funeral Scams Other scams particularly common in Oklahoma are funeralrelated scams. Fraud is being committed in regards to burial plans. For example, a senior will buy a plan thinking it is legitimate, but when the family tries to use it, they are told they have to pay more.

There have also been cases in which families are overcharged for a casket or other funeral items. “Before engaging in business with a funeral home, check with the Oklahoma Funeral Board to make sure the funeral home is licensed,” Bays said.

She suggested that consumers wait at least 24 hours after a loved one’s death before making big decisions. She also referred consumers to the Federal Trade Commission’s Funeral Rule, which outlines an individual’s rights surrounding a funeral.

The rule can be found online at www.consumer.ftc.gov/ articles/0300-ftc-funeral-rule.

If someone encounters any type of funeral scam, it can be reported to the Oklahoma Funeral Board by calling (405) 5221790. If a scam is committed in regards to a cemetery, it should be reported to the Attorney General’s office, since there is no governing board for cemeteries in the state.

Are You a Target for Scammers?

Are certain people targeted as potential scam victims? “If that person has fallen prey to a scam in the past, then they will most likely be put on what’s known as a ‘sucker’s list,’” Bays said. The sucker’s list is then sold over the Internet to other scammers.

“If an elderly person receives a call from a number they don’t recognize, it’s best for them to not answer the phone,” she said.

Are some people doomed to be scammed? Walker said there really isn’t such a thing as a “chronic scam victim.” Scammers will tailor their scam to a particular audience, he said. “They build their scam around an event, like a tornado or other disasters, for example. In stirring up fear, they gain trust.”

by Lindsay Morris

Want More?

Learn more about other scams in October’s digital edition of LIFE’s Vintage Newsmagazine at www.LIFEseniorservices.org. www.LIFEseniorservices.org

Ways to Protect Yourself from Scams (adapted from ncoa.org)

1.

2.

3.

4.

5.

6.

7.

8.

Be aware that you are at risk from both strangers and loved ones. More than 90 percent of all reported elder abuse is committed by the person’s own family members.

Don’t isolate yourself—stay involved!

Isolation is a big risk factor for elder abuse. Find friends with whom you can trust to discuss potential fraud issues.

Don’t buy from an unfamiliar company and always ask for and wait until you receive written material about any offer or charity. Tell solicitors: “I never buy from (or give to) anyone who calls or visits me unannounced.”

Shred all receipts that list your credit card number.

Sign up for the Do Not Call Registry and remove yourself from mailing lists. Visit www.donotcall.gov to stop telemarketers from contacting you. Do not let incoming mail sit in your mailbox for a long time.

When sending out sensitive mail, consider dropping it off at a secure collection box or directly at the post office.

Use direct deposit for benefit checks to prevent checks from being stolen from the mailbox.

Never give your credit card, banking, Social Security, Medicare or other personal information over the phone unless you initiated the call.

Be skeptical of all unsolicited offers and thoroughly do your research.

LIFE’s Vintage Newsmagazine | October 2014

17

Wills & Trusts • Probate Estate Planning & Administration Mineral Rights Planning & Administration Long Term Care Planning Power of Attorney Documents Guardianship • Family Law

OPENING IN BIXBY SUMMER 2015

Residential Independent Living Assisted Living Apartments

For more information contact

Cara Wells

NO BUY-IN FEE Kim Self

Amber Howard Cornelius 2100 S. Utica Ave, Ste 175, Tulsa, OK Available to meet throughout Green Country

18

Now Taking Reservations

Call (918)970-4433

www.CovenantPlaceTulsa.org

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

Understanding Your Mailbox: It is an Easy Avenue for Fraud There’s always a certain excitement when you check your mail. Despite the inevitable bills, will there be a surprise? Will there be a card from a loved one or may be an unexpected dividend check?

Despite digital advances, the mail is still a vital lifeline for communication. It’s also an easy avenue for fraud, particularly for seniors.

“Seniors have a risk associated with their age. There are generalizations by society, even though they aren’t necessarily true. Seniors are viewed as trusting. There’s a notion that seniors have gigantic bank accounts full of money and they’ll just give it away without question,” said Corporal Kelli Bruemmer, TRIAD coordinator, a crime prevention and safety program for people over 55 at the Oklahoma County Sheriff ’s Office. There are TRIAD programs in most counties in Oklahoma, including Tulsa.

According to www.aarp.org, the advent of technology hasn’t stopped scammers from using the mail to trap their victims with scams like prizes, sweepstakes, lotteries, foreign money offers and counterfeit check scams.

Last year, 38 percent of the 1.3 million consumer complaints reported came from people over the age of 50.

“There have been numerous people arrested in Oklahoma County for targeting mail, specifically because they can steal from you twice a day.

From what you’re sending out and what you’re bringing in, they can learn a lot,” said Bruemmer.

It’s a devious process thieves use to commit fraud via your mailbox. They generally know when to hit, and if a mailbox is chosen, they begin a file with the victim’s information that they can use for further identity theft.

“Don’t ever mail from your house. Let’s say you mail your credit card bill and I’m a thief. If it’s on the street, I can steal it without getting out of my car. I know that envelope to Capital One is a credit card bill. The paystub has your name and address. Most still have your full 16 digit account number. Sometimes, it has your credit limit (how much of your money I can spend before you get a call). I can mark the change of address box. Now, I’ve bought myself time and you won’t even know I’ve stolen it because you won’t get the next bill. That’s all from just one envelope.

Imagine if you paid all your bills that day,” said Bruemmer.

If that isn’t bad enough, this unfortunately provides the thief with even more information. A paper check contains vital information that thieves can use to create fraudulent checks using your account number.

“Most seniors still prefer to write checks. The problem is if I’m an identity thief, I have your name, address, phone number, bank routing www.LIFEseniorservices.org

It’s a devious process thieves use to commit fraud via your mailbox. They generally know when to hit, and if a mailbox is chosen, they begin a file with the victim’s information that they can use for further identity theft. number, your full checking account number, what check number you’re on and a copy of your original signature—all from that one piece of paper,” said Bruemmer.

Bruemmer suggested taking stock of all your mail for one week.

Beyond your bills, the letters you receive from a cardiologist or AARP or even your church bulletin can reveal your age demographic and lifestyle.

Once you get hit, the thief will start a profile on you. Don’t give them that opportunity.

See MAILBOX continued on page 20 LIFE’s Vintage Newsmagazine | October 2014

19

Estate Planning Wills • Trusts Guardianships Probate Planning for Life & Loved Ones

Ann H. Morris, PC, Attorney at Law

(918) 742-5004

www.AnnMorrisLaw.com 2021 South Lewis, Suite 450 • Tulsa, OK 74104

mailbox

continued from page 19 “You have to learn to think like a crook. If I’m going through your mail, what do I know about you? If you get a church newsletter, and you are listed on the volunteer activities section, I know you go to church and a good day to break into your house might be Sunday morning!” said Bruemmer.

How Does It Work?

One of the most common scams involves mail lottery fraud. It’s the prototype for soliciting money and a good way to understand what the “prizes” and “contests” might actually be hiding.

“Many mail what looks like a real check. Bank tellers aren’t always receiving the best training to spot a fake check. You prepay the taxes and shipping and handling fees for your 27 million dollar prize and deposit the $4,500 and wire back $3,500. Unless the teller catches it, the check won’t clear. The $3,500 you pulled out comes directly from your savings, and you’re out $3,500,” said Bruemmer.

What Can You Do? Once you’ve assessed your incoming mail, see what notices and newsletters you might be able to receive via email instead. Some organizations still rely solely on the mailbox, but the less information you can leave out for potential thieves, the better.

To help you prevent falling prey to a scam, www.aarp.org lists the following suggestions for any mail that asks you to hand over money: • Do I have to pay to receive the “prize” or enter a sweepstakes?

You should never have to pay to receive a prize or enter a sweepstakes contest. If you do, it’s illegal.

• Am I a “guaranteed” winner or told “no risk is involved?” If you’re told you’re a guaranteed prize winner or that there’s no risk involved, be skeptical.

• Is the lottery offer from a foreign country? Any lottery that involves a foreign country and is conducted through the mail is illegal.

• Charity or sweepstakes–or both? “By returning your entry form, you could be the winner of $20,000 cash!” These are charity sweepstakes. Legitimate charities don’t ask for donations in conjunction with a contest. The problem is that many phony charities use names that sound or look like respected organizations.

• Am I pressured into responding right away? Don’t be pressured into making an immediate decision. Get all information in writing before you agree to enter a contest, make a purchase or give a donation.

• Do I have to give any personal or financial information? Don’t give your financial information–Social Security number, credit card or bank account numbers–to callers you don’t know. If it’s a reputable group, this information won’t be requested.

It seems like a terrifying prospect to be targeted through the mail, but you can protect yourself with a few common sense steps like switching to electronic notifications and casting a skeptical eye on the mail you receive. Perhaps the best rule of thumb comes from Corporal Bruemmer: “If it sounds too good to be true, it definitely is. You can’t win a contest you didn’t enter!”

by Kelsey Duvall

20

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

Scams:

Stigma, Silence and How You Can Help

For Beverly, living alone with no close family around, the dream of winning more than a million dollars caused her to empty her bank account of thousands of dollars.

Angie, one of her neighbors, became aware of Beverly’s [name changed to protect her privacy] problem when she couldn’t reach her friend by phone. “I drove by and noticed her door was open, so I stopped,” she said.

When Angie asked why her 78-year-old friend wasn’t answering her phone, she said, “‘These people’ are driving me nuts!”

‘These people’ turned out to be sweepstakes scammers who were calling Beverly at all hours of the day and night. They were trying to get more and more money out of her so she could ‘claim her prize.’

Instead of robbing people at gunpoint, scammers use their wit and their words to get people to willingly hand over sometimes large sums of money.

When the checks bounced, Beverly had to take money from her annuity fund to repay the bank.

Once victims are identified, they are targeted by other scammers. “She was receiving 30 pieces of sweepstakes mail a day,” said Angie. “They were from Nigeria, Romania and the United Kingdom. It flabbergasts me and makes me mad! They feed on people who are alone.”

Despite her well-intentioned efforts, her friend became defensive and pulled away. “I can’t talk to her about it anymore,” said Angie. “She’s been mad at me over this and not talked to me for days.”

But Beverly is not alone when it comes to being a victim. According to a report by the MetLife Mature Market Institute, produced in conjunction with the National Committee for the Prevention of Elder Abuse and Virginia Tech University, the annual loss of elder financial abuse is estimated to be at least 2.6 billion.

Scams are Under-Reported Despite its prevalence, most scams— “They promised her 2.5 million dollars especially those targeting seniors— and a car,” said Angie. “The car was go unreported. According to a study supposed to be delivered in a container, done by AARP, “only around 25 percent but she had to pay shipping.” of those who were victims of these scams actually reported the incident to law “I think I would pass out if I really enforcement.” Here are some of the knew how much she has sent them,” reasons why: said Angie. “In May alone she sent them Talking to a loved one or friend about the •E mbarrassment and shame. No one $1,400.” wants the stigma of being foolish possibility they were a victim of a scam enough to fall for a scam. is difficult. There are no “get rich quick” Beverly was also instructed to cash •F ear of loss of independence. Victims schemes and it is easier to fall for the scam the checks and wire the money to the worry that family members will scammers. “They’d already sent her two if you are in financial distress. consider them unfit for living alone. checks in the mail equaling close to eight •P rotecting family members. When thousand dollars.” the perpetrators are family members, victims often stay silent out of loyalty Angie, feeling protective of Beverly, tried to help. “I had to take her to or fear of retribution. open another checking account,” she said. “Another friend and I tried •U nsure how to report the crime. For many people, it’s easier to chalk a to convince Beverly that the money was never coming, and that she was scam up to experience than figure out how to report it. being scammed.”

Why Report?

Angie talked to the scammers herself when they called and told them “It is vitally important to report these things,” said Jay Mayfield, to stop calling her friend. “I even reported the situation to the FBI, the spokesman for the Federal Trade Commission (FTC), a government Oklahoma Attorney General’s Office and the local police,” she said. “We agency formed to protect consumers. “If this is a large scam, we may track even had the police come down and talk to her,” said Angie. But the mail down the perpetrators and get your money back.” and phone calls just kept coming, enticing Beverly to continue to ‘play.’

See SILENCE continued on page 22 www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

21

We Can Help You Stay In Your Home

Your Life, Your Way FREE IN-HOME CONSULTATION

Light Housekeeping • Meal Preparation • Health Support Hospital Sitter • Specializing in Dementia • VA Benefits Community Activities • Errands and Shopping Companionship • Personal Care Long-Term Care Insurance Accepted

(888) 559-8847 www.ABetterLifeHomecare.com

Serving Creek, Tulsa, Washington, Cleveland and Oklahoma Counties

SILENCE

continued from page 21 But small or large, reporting is necessary to prevent perpetrators from preying on other vulnerable people.

The High Emotional Cost of Scams Becoming a victim of a scam carries a heavy emotional price. Shame, fear, anxiety, anger, depression and loss of confidence are common. If the scammer is a family member, it can be devastating to realize that someone you loved and trusted has betrayed you.

The Role of Family Members and Caregivers “It is really important that caregivers and family members educate themselves about scams that are out there,” said Mayfield. Staying aware and sharing the knowledge of current scams with loved ones are vital steps to help keep them safe.

However, your approach in sharing information is important, especially if your loved one has been victimized.

“Giving your parents stern warnings or demanding power of attorney to control their finances may seem like the way to go, but often those tactics come with emotional fallout,” wrote Scam Expert Sid Kirchheimer, in an online article for AARP. Often, it can be difficult for anyone to admit they are wrong.

However, when it might suggest that they are unable to care for themselves, conversations can become more challenging to navigate.

Angie discovered this in her efforts to help Beverly.

How to Talk to Family Members Kirchheimer has these tips for talking to your parents, spouse or friends about scams: 1. Don’t just tell them to hang up or throw out the letter. Talk about why. Explain things like they can’t win contests they didn’t enter, there shouldn’t be fees to collect lottery winnings and government agencies don’t make unsolicited phone calls asking for personal information.

2. Don’t shame or blame. Remind them what they learned decades ago: don’t trust strangers, especially those seeking personal information and money.

3. Try reverse psychology. Ask if you can get involved in the scam, too. Sometimes this prompts a warning. Your parent or friend doesn’t want you to lose money, too.

4. Turn patsies into protectors. Encourage victims to share their experience to protect other people.

“Pass It On” The FTC also hopes to turn “patsies into protectors.” In their online video “Pass It On,” the FTC encourages seniors to share their knowledge and experience. “Sharing what you know with those you care about can stop the scammers in their tracks,” wrote Kirchheimer.

To date Beverly is not able to accept that she’s being scammed. “We did convince her to change her phone number,” said Angie, “but it did no good. Beverly’s response was, “‘If I don’t [keep sending money], what if it’s real?’ In her mind, the 2.5 million and the car are still coming.”

To view the FTC video “Pass It On,” visit www.consumer.ftc.gov/ media/video-0098-pass-it.

by Cindy Webb

22

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

Four Ways to

Fight Fraud If you’re a senior, you may find yourself bombarded with calls from telemarketers offering you everything from investment opportunities to home repair.

The callers sound so nice and the offers seem irresistible. And that should be your first clue. If it’s too good to be true, it is. Most of these fantastic offers simply aren’t legitimate.

Even if you’ve never been subjected to a con artist’s sales pitch, you might know someone who has. Scammers tend to go where the money is. And the money is in the pockets and bank accounts of older Americans at or nearing retirement. Con artists also have set their sights on the millions of Baby Boomers and their sizeable 401(k)s.

Con artists are masters of persuasion who make their living by making sure the deals they tout appear both good and true. And they use a variety of tactics designed to manipulate you into making a decision immediately and often share personal information and send money.

“In most cases, we were raised to be polite and not be disrespectful,” explained Sheila Burba, medicare counselor at LIFE Senior Services. “But when it comes to being blunt or hanging up on telemarketing scammers, it isn’t rude, it’s shrewd.”

Burba offered the following tactics – along with appropriate responses:

The Scarcity Tactic creates a false sense of urgency by claiming a limited supply such as, “If you don’t act now, I can’t guarantee the offer will last.”

A good response is, “No, I’ll wait and see. Send me something in the mail and if the offer still looks good, I’ll contact you.”

With the Authority Tactic, the fraudster establishes an aura of authority over the intended victim, then proceeds to browbeat them and bully them into making a purchase. Comments might include, “You’re bright, you know the law. You’d better pay the fee for this prize or I can’t tell you what will happen to you.

You might end up in jail and I can only help you so much.”

A savvy response to this tactic is, “I know enough about the law to know not to talk with you. If it were really a prize, there wouldn’t be a fee. Don’t call me again. Goodbye.”

When using the Reciprocity Tactic, the scammer offers to do a small favor for you in return for a big favor. For example, “I’ll give you a break on my commission if you buy now—half off.”

A good response is, “Sorry about your commission, but I’m not going to send you any money. I need to see your offer in writing.”

The Social Proof Tactic relies on the target’s need to belong. Basically, the pitch is that everyone is doing this, so why not you? They might say, “Let’s get you signed up today–all I need is your credit card number.”

A savvy reply is, “No thanks. I’m not about to jump on the bandwagon, or give you my credit card information over the phone.”

Burba added that fraud isn’t isolated to phone scams. “Each year 60 billion is lost through Medicare fraud,” she said. “Patients are paying for services and prescriptions they’ve never used. They aren’t aware of the fraud until they receive their statement.”

She also warned families to guard against identity theft of deceased loved ones. “At some point, you’ll write an obituary. Don’t include your loved one’s date of birth, date of death or maiden name. This is the information a scammer needs to steal their identity.”

You can help protect yourself and your family by recognizing how scammers operate and by reporting suspicious sales pitches and actual scams.

“It can be embarrassing or humiliating for some people to admit they’ve fallen for a scam,” said Burba. “But even the savviest person can be taken advantage of, and it’s important to report any incident before they con someone else.”

by Karen Szabo www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

23

||

the dinner belles

||

Delight in All Things Oktoberfest at Siegi’s in South Tulsa

Don your roomiest lederhosen (trust me, you’ll need them) and chicken dance on down to Siegi’s Sausage Factory and German Restaurant. Situated on the unassuming corner of 81st Street and Sheridan Road, Siegi’s is a little deceiving from the outside.

Having driven by Siegi’s almost daily for years, but never venturing inside, I was warmly greeted by a large dining room and spacious meat market, as well as a chipper host when I opened the impressive wooden doors.

You will find that Siegi’s has multiple handicap parking spots, as well as a handicapaccessible entrance. Inside, there is plenty of space between tables and market shelves to comfortably peruse their selection of German and Bavarian packaged treats, canned rollmops and herring, homemade bread and cookies, as well as their dining room photos and decorations. Siegi’s restroom is also completely handicap accessible, which means they get an excellent accessibility rating!

Prost!

I brought an eager and willing crew with me to help sample Siegi’s best German fare.

Between the four of us we tried Siegi’s turkey Reuben, Holzfeller sandwich (smoked ham and Swiss between potato pancakes, drizzled with honey), Hunter’s Schnitzel (pork schnitzel topped with mushroom sauce and served with German fried potatoes and red cabbage) and the soup and salad combo, which included a large bowl of Hungarian goulasch and a plate with a helping each of pepper slaw, Austrian potato salad and cucumber dill salad. If you’re interested in an appetizer, I’ve been told the giant pretzel, served with spicy mustard and a Bavarian cheese spread, is worth the carbs and calories.

Whew … so, where do I even begin? With dessert, of course!

One of the meal’s highlights was the pretzel bread pudding, which was beautifully swimming in a butter rum sauce. One of my guests – my mother Rhonda – is quite the bread pudding connoisseur and she said Siegi’s version was one of the very best she’s tasted.

24

But, back to our entrees, I especially enjoyed the turkey Reuben, which was piled high with tender, roasted turkey, slightly tangy sauerkraut and complemented with creamy melted Swiss. The other big winner was the Hunter’s Schnitzel. The pork cutlet was lightly fried and exceptionally tender.

The mushroom sauce was a tasty addition, and the red cabbage that accompanied the meal was also highly complimented. The Holzfeller’s unique use of potato pancakes instead of bread, along with the light drizzle of honey, gave the sandwich extra flavor.

As far as the soup and salad sampler goes, my salad preferences were the pepper slaw and Austrian potato salad. The Hungarian goulasch was rich and meaty with more than a hint of paprika. The generous serving was sprinkled with spätzle, traditional German dumplings. The goulasch would pair perfectly with a chilly, fall evening.

Siegi’s offers seasonal specials, as well as a lunch combination, which includes your choice of deli sandwich, soup or salad (you can order all three!). They also have a superb selection of German beers and offer a sampler flight, if you’re a bit indecisive. If you’re a non-beer drinker like me, they also have a great list of German wines.

The attached market and deli is fantastic, and I urge you to take a peek around. You can pick up any of the previously mentioned side items, along with a few others. Siegi’s also processes and packages a wide array of sausages and other meats that can be purchased and taken home. And, if Siegi’s didn’t offer enough, they also process wild game, which could be appealing to some seeing as its Oklahoma’s hunting season.

Siegi’s was one of my favorite places to review. The cultural experience the market and restaurant offers is not to be missed.

Bring some friends, share some German biers (or wine) and enjoy your plane-free trip across the globe!

by The Dinner Belles, Erin Shackelford and Betsy Troyer

LIFE’s Vintage Newsmagazine | October 2014

Siegi’s Sausage Factory and German Restaurant 8104 S. Sheridan Rd., Tulsa, OK 74133 (918) 492-8988 • www.siegis.com Monday –Thursday 11 a.m. – 8 p.m.

Friday – Saturday 11 a.m. – 9 p.m.

Price Range: Lunch $4.95 - $10.95 Dinner $3.95 - $22.95

Top: Soup and salad combo, featuring Siegi’s goulasch. Middle: Holzfeller sandwich that consists of smoked ham and Swiss between potato pancakes, drizzled with honey.

Bottom: Siegi’s also houses a market with a selection of German treats and sausages.

www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

25

||

healthy aging

||

Three Important Health Screenings for Men Over 50 Staying healthy and feeling your best is important at any age. As you get older, you’re more likely to develop conditions that are rarely seen in younger people. Dr. Steven P. Sanders, vice president of medical affairs for Saint Francis Health System, discussed three types of screenings that are important for older men. Even if you feel fine, it is still important to see your healthcare provider regularly to check these potential problems.

Colon Cancer In both men and women, colorectal cancer is the third most commonly diagnosed cancer.

According to the American Cancer Society (ACS), only 59 percent of people aged 50 or older, for whom screening is recommended, reported having received colorectal cancer testing.

“Colorectal screening for colon cancer is the first consideration,” Dr. Sanders stated.

“This requires a colonoscopy at best, or flexible sigmoidoscopy to evaluate the lower colon for polyps—a precursor for cancer.”

Colonoscopy and sigmoidoscopy both use a thin flexible tube with a camera at the end to look at the colon. They differ in the areas of the colon they can see. Colonoscopy examines the entire colon, while sigmoidoscopy is a partial exam that only covers the left side of the colon.

It is important to start screening once you turn 50. A colonoscopy should be done every 10 years and a sigmoidoscopy, every five. If there is a history of colon cancer in your family, it may be wise to start screenings at an earlier age.

Prostate Cancer Prostate cancer is also an important condition for which to be screened. About six cases in 10 are diagnosed in men aged 65 or older, and it is rare before age 40. The average age at the time of diagnosis is about 66, according to the ACS. “It would be prudent to have a discussion with your provider to determine if you are at risk for prostate cancer, and whether a prostatespecific antigen (PSA) test is right for you,” Sanders said. The PSA test is a simple blood test that checks the level of proteins produced in

26

also through medication, if necessary. “Of course, knowing your blood pressure and ensuring it remains at safe levels is important for prevention of heart disease and stroke as well,” Sanders added.

An Ounce of Prevention Dr. Sanders also advised that there are certain preventative measures that every male should take, “Flu vaccination is recommended for everyone and the pneumonia vaccine may be recommended for some.”

As you get older, you’re more likely to develop conditions that are rarely seen in younger people.

Even if you feel fine, it is still important to see your healthcare provider regularly to check these potential problems. the prostate gland; a high count often indicates prostate cancer.

The PSA test isn’t the only screening tool for prostate cancer. The other test is a digital rectal exam, estimating the size of the prostate and feeling for lumps or other abnormalities.

Regardless of the type of test, after age 50, your chance of having prostate cancer increases substantially. Getting tested is vital.

Cholesterol Checking and maintaining your cholesterol levels as you age is another invaluable practice for maintaining good health. Sanders shared that, “Cholesterol screening should be completed to determine the percentages of ‘good’ and ‘bad’ cholesterol. Too high of the ‘bad’ and too low of the ‘good’ can lead to narrowing of the arteries, leading to heart disease or stroke.”

Although some of the aforementioned tests are more invasive, measuring your cholesterol levels only requires some fasting and a blood test.

Sanders stressed that cholesterol levels can be positively affected by dietary changes and

LIFE’s Vintage Newsmagazine | October 2014

Staying active is also key to remaining healthy as we age. “Daily exercise of at least 30 minutes duration, or making sure to take at least 10,000 steps daily is one of the best preventative measures to prevent cancer, heart disease, stroke and dementia,” he said.

An easy way to ensure that you are taking 10,000 steps a day is to purchase a pedometer.

They are small devices that simply count the amount of steps an individual takes in a day.

Pedometers range from basic to high-tech, and are small enough to clip onto your shoes or jacket, and some can even be worn as a bracelet.

A more basic option is the Sportline Model 330 Step Count Pedometer (www.amazon.com; $12.65). There are more high-tech models, like the Fitbit, which comes in many colors, models and sizes and also has the capability to sync to your smart phone so you can easily and efficiently track your progress (www.fitbit.com).

Besides remaining active, Dr. Sanders also stressed the importance of a healthy diet. “A plant-based diet has shown remarkable positive changes in both blood cholesterol levels and blood sugar levels. Avoidance of simple, refined carbohydrates (sugar) can lead to weight loss and improvement in overall health. And if you smoke, stop immediately or seek treatment to begin the process of stopping.

“It has been said that 70 percent of disease is lifestyle-related. There is no valid reason that men cannot live into their 90s if they remain active and follow these simple steps to living a healthier life,” Sanders said.

by Tiffany Howard www.LIFEseniorservices.org

www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

27

||

nOteWOrthy

||

Oktoberfest, Voted Tulsa’s Favorite Festival, Not to be Missed Tulsa’s legendary Linde Oktoberfest Tulsa offers a grand celebration of German, Czech and Austrian culture from Oct. 16 through 19.

Dozens of vendors will serve up traditional German food such as schnitzel sandwiches, Bavarian cheesecake, German potato salad and more. But that’s not all. No matter which food you choose to try, with more than 60 types of beer from around the world you’re sure to find a frosty beverage to match.

As if the food and drink offerings aren’t enough of a reason to visit, the festivities abound with live Bavarian-style entertainment, polka dancing and wiener dog races. There will also be a children’s tent hosting delightful musicians, storytellers and artists for the youngest Tulsans.

Linde Oktoberfest Tulsa will take place at River West Festival Park, just north of the 21st St. bridge, on the west bank of the Arkansas River.

Tickets cost $6 for adults and children 12 and under are free. For more information visit www.tulsaoktoberfest.org.

LIFE Senior Services Continues its Educational Programming into South Tulsa Through funding made possible

by Blue Cross and Blue Shield of Oklahoma’s Healthy Kids, Healthy Families initiative, LIFE is continuing to offer educational programs in south Tulsa that will help you live healthier, smarter and more peacefully. These free educational workshops will showcase a variety of topics and speakers every Thursday afternoon at Christ Church, Episcopal, located at 10901 S. Yale Ave., Tulsa. Christ Church’s Vicar, Father Everett Lees, has generously offered spacious meeting rooms for these events, however a reservation is required for attendance. For more information and reservations, call LIFE’s SeniorLine at (918) 664-9000 or visit www.LIFEseniorservices.org.

• guardianships: Thursday, Oct. 2, 1 – 3 p.m., Catherine Welsh, Tulsa attorney at law.

• Basic Nutrition: Thursday, Oct. 9, 1 – 2:30 p.m., Abby Bridges, Nutrition Management Services.

• Carbohydrates and diabetes: Thursday, Oct. 16, 1 – 2:30 p.m., Abby Bridges, Nutrition Management Services.

• Fats-good and Bad: Thursday, Oct. 23, 1 – 2:30 p.m., Abby Bridges, Nutrition Management Services.

• Fad diets, Fluids and Food Labels: Thursday, Oct. 30, 1 – 2:30 p.m., Abby Bridges, Nutrition Management Services.

• Caregiving 101: Thursday, Nov. 6, 1 – 3 p.m., Mickey Hinds, LIFE’s Community Education & Working Caregiver Program Coordinator.

• Creativity: Thursday, Nov. 13, 1 – 3 p.m., Lilli Land, local jewelry and crafts artist and LIFE’s SeniorLine and ICM Supervisor.

28

LIFE’s Vintage Newsmagazine | October 2014

Senior Wellness Days Provide Free Health Screenings, Giveaways and Fun in Owasso and Tulsa Entrusted Hearts Home Health and Entrusted Hearts Medical Equipment will celebrate their 20th anniversary with a blowout senior Wellness day. The event will feature a wealth of information and free health screenings from partners such as OSU Medical Center, OU Physicians, Cancer Treatment Centers of America, Alzheimer’s Association and the American Red Cross, as well as various speakers discussing senior healthrelated issues, free refreshments and giveaways including a power scooter!

The event will take place from 10 a.m. to 2 p.m., Oct. 18 at the Owasso Community Center, 301 S. Cedar St., Owasso.

The Indian Health Care Resource Center’s Family Fun and Health Fair will take place from 3 to 6 p.m., Oct. 30 at the Indian Health Care Resource Center, 550 S. Peoria Ave., Tulsa. The Indian Health Care Resource Center team of providers will be on hand to answer questions and provide health and wellness checks. The event will also feature special guests, information from various other community organizations, fun activities, giveaways and a special trick-or-treat event for the kids and grandkids.

Revive Your Health and Support LIFE Senior Services by Participating in the Tulsa Run Tulsans have been coming together since 1978 to take part in Oklahoma’s most historic race, the Tulsa Federal Credit Union Tulsa Run. And while this race has been voted “Best Run” by TulsaPeople Magazine, you still may be surprised to learn that this run is easily accessible to people of all ages and fitness levels. In fact, in addition to the challenging 15k and 5k races, the Tulsa Run includes a 2k Fun Run that is perfect for older adults and even grandkids! As if your health and family fun weren’t big enough reasons to get involved, LIFE Senior Services has been named one of five beneficiaries of the event by the Tulsa Sports Commission, so your participation actually helps LIFE and other community service organizations. Complete with interactive prerace events, exciting finish line festivities and expanded philanthropy opportunities, the Tulsa Run is one race you’ll love to be a part of. The Tulsa Run will take place Saturday, Oct. 25. Starting times and locations vary. For event schedule and registration, visit www.tulsasports.org/ tulsarun/ or call (918) 560-0270.

New Generation of Artists takes Art to the Next Level with Momentum Tulsa 2014

An interactive, multimedia arts exhibition, Momentum will present a diversified look at emerging artistic talent in Oklahoma, and showcase the best of the up-and-coming generations of Oklahomans. Momentum features visual artists alongside local musicians, performers, poets and more. Past displays have included large mechanical sculptures causing chaotic destruction, aerial dancers suspended from the ceiling with fabric and light bulbs flashing in response to a heartbeat. Visitors will enjoy a wide variety of unconventional artwork. It will take place from 6 to 10 p.m., Oct. 3, at Living Arts, 307 E. Brady St., Tulsa. Admission is free. www.LIFEseniorservices.org

Glenwood Apartments 10221 E. 34TH ST. • TULSA, OK

GLENWOODAPT.TULSA@ATT.NET

(918) 663-7797 Retirement Living for Seniors Age 62+ & Adults with Disabilities

• • • • • • •

All Bills Paid 24-hour On-site Staff Laundry Facilities Library & Computer Room Planned Activities & Bingo Emergency Pull Cords On-site Beauty Salon

EQUAL HOUSING OPPORTUNITY

ASK ABOUT OUR NON-SMOKING ACCOMMODATIONS

SENIOR LIVING AT ITS BEST

Tour Today and Experience the Fun of Senior Living.

5400 South

offers classic, luxury apartment homes surrounded by beautifully landscaped grounds and mature trees. Great courtyard views with a sense of serenity. We offer five unique floor plans, covered parking, oversized balconies or patios, spacious walk-in closets, washer & dryer in select units and an elegant resident clubhouse.

While you’re here, you’ll have the opportunity to explore our community and experience the superior services and amenities that our residents love.

5400 South has just what you are looking for in retirement living.

Schedule your personal tour today. or visit us at www.leinbach.com

(918) 496-9270 • 4700 E. 54th St. • Tulsa

www.LIFEseniorservices.org

Leinbach Company

LIFE’s Vintage Newsmagazine | October 2014

29

||

mindbender & puzzles ||

Word search: moods & Emotions

commonym A commonyms is group of words that have a common trait in the three words/items listed. For example: the words; A car - A tree - An elephant ... they all have trunks. These will make you think! Answers on page 39.

Find and circle all of the words.

Anger Appreciative Arrogant Bitter Calm Cheerful Confident Curious

F I S T Q S I L L M G L E E F U L

E E F C K C M N O U E G A R T U O

I A E T A O Y U D E F L A N G E R

Disgust Dubious Edgy Envious Exuberant Fear Frantic Fretful

R P A W R R R C D I S R U M O M I

G P R O R N E G T U F U E F L L K

Y R S O F F Y D O T S F O E Y A J

Glad Gleeful Grateful Grief Grumpy Happy Hope Indifferent

R E S U W U X I N S U T E V H O C

R C L F S L R A M U O N F R R C J

O I L S R U R A R G L A R P E E Q

Jealous Jolly Joyful Morose Mournful Nervous Outrage Puzzled

W A Y L C E R E U S A G A U Y N N

E T S P B S T P Y I E O N Z P J T

P I G U P T U F R D J R T Z M O R

Regret Sadness Scared Scornful Sorry Surprise Tranquil Worry

O V X L I A P O U I B R I L U L E

H E J B A B H X I L S A C E R L G

C O N F I D E N T B B E F D G Y R

Olive • Orange • Fig ________________________

L U F E T A R G A S U O I V N E E

Doors • Paintings • Eye Glasses ________________________

T R A N Q U I L E S A D N E S S T

Picnic • Pool • Coffee ________________________ Rose • Potato • Taste ________________________ The Olympics • Leap Year • Presidential Elections

________________________ Masking • Red • Duct ________________________ Index • Pinky • Ring ________________________ Ice • Sugar • Rubik’s ________________________ Jurors • Roses • Doughnuts ________________________ Seat • Whoopee • Pin ________________________ © 2013 Wuzzles & Puzzles

wuzzles

SUDOKU

Difficulty: Easy Answers on page 39.

A wuzzle is a saying/phrase that is made up of a display of words, in an interesting way. The object is to try to figure out the well-known saying, person, place, or thing that each wuzzle is meant to represent.

There are six wuzzles below. Answers on page 39.

POL4ICY

WI

<

2

Tomorrow

partypartypartyparty

7 8

WAGON

FE o F F

o F F © 2013 Wuzzles & Puzzles

30

LIFE’s Vintage Newsmagazine | October 2014

1 2

4 3

8 9

6 2

8 1 6

9

7 8 2

7

4 3 2

4 6 3

5

7 9 6

4 1 3 2 5

3 1 © 2013 Livewire Puzzles

www.LIFEseniorservices.org

r Redbud Village

Independent Senior Living

1002 S. Fairfax Ave. • Skiatook

1- and 2-Bedroom Apartments Planned Activities Full Kitchens with Appliances Small Pets Allowed Elevator

One- and Two-Bedroom Apartments Full Kitchens with Appliances Elevator Small Pets Allowed Planned Activities

Must be 62 years of age or older, and meet income guidelines.

Vintage Properties professionally managed by Sooner Management Consultants, Inc.

1 & 2 Bedroom Apartments Full Kitchens with Appliances Elevator Small Pets Allowed Planned Activities

Heritage Landing 3102 E. Apache St. • Tulsa

(918) 836-7070

Sheridan Terrace

(918) 396-9009

(918) 322-5100

14900 S. Broadway • Glenpool • • • • •

West Oak Village

Looking for a new apartment?

Take a look at

EQUAL HOUSING OPPORTUNITY

All Bills Paid

Inside Hallways

Quiet Location

Emergency Call System

Subsidy Available

Small Pets Welcome

(918) 835-7072

1937 S. 68th E. Ave. in Tulsa (NE of 21st & Sheridan) Sheridan Terrace does not discriminate against individuals with handicaps.

1 & 2 Bedroom Apartments Small Pets Allowed Full Kitchens with Appliances Elevator Planned Activities

Woodland Village 131 E. 9th St. • Bristow

(918) 367-8300

Must be 62 years of age or older, and meet income guidelines.

Vintage Properties professionally managed by Sooner Management Consultants, Inc.

EQUAL HOUSING OPPORTUNITY

LIFE’s Caregiver Support Services



Whether you are a spousal caregiver, an adult child or another family member, we understand many of the challenges and concerns you may be experiencing, and we are here to help.

LIFESeniorServices.org | (918) 664-9000 www.LIFEseniorservices.org

Medical Staffing & Home Care Specialists

SERVICES INCLUDE:

Nurses - RNs, LPNs • Home Health Aides Companions • RN Supervision Intermittent Visits or Hourly Care Home IV Therapy • Sitter Service Call us. We can help.

I’m Amazing!

SM

24 Hour Service 7 Days a Week

(918) 665-1011 www.My-FirstCall.com

All employees are screened, fidelity bonded, liability insured, and drug tested.

LIFE’s Vintage Newsmagazine | October 2014

31

||

business directOry

||

KEEPING YOU SAFE IN YOUR HOME We offer a large line of Stair Lifts, Walk-In Tubs, Lift Chairs, Bath Lifts, Vertical Lifts and More

Call for appointment (918) 935-7344

www.ameriglide-tulsa-ok.com • Showroom: 3130 S. Winston Ave., Tulsa

If you are concerned about the cost of Assisted Living or Home Care, there is a little-known benefit available through the VA, if you are 65 or older.

Up to $2,085 per month.

Call (918) 369-6192 Many veterans approved in 90 days or less

AWARD-WINNING

EXCELLENCE IN HOME CARE Home Care and Dementia Experts • Transportation Certified Home Health Aides • Up to 24 Hour Care Companion & Sitter Services • Medication Reminders Caregivers are Bonded and Insured

(918) 574-2273

www.seniorhelpers.com

Licensed Home Care Agency (No. 7926)

LIVE SAFE AT HOME Personal Care • Light Housekeeping Meal Preparation • Laundry 24 Hour Care • Transportation Medication Reminders Alzheimer’s & Dementia Support

918-994-0670

www.SAFE-HOMECARE.com All caregivers are bonded, insured and thoroughly screened

32

LIFE’s Vintage Newsmagazine | October 2014

Have Questions?

Call LIFE! LIFE’s SeniorLine is the first place to call for information and assistance.

(918) 664-9000 www.LIFEseniorservices.org

||

business directOry

||

A New Level of Quality and Excellence in Residential Care A Comfortable, Dignified Lifestyle Awaits You in Broken Arrow • • • •

Home Environment Community Independence with Help 24-hour Assistance Newly Updated

(918) 451-9626 • 2621 S. Elm Pl. • Broken Arrow

Our Care Comes With Heart.

Providing In-home Assistance

Personal Care/Bathing • Light Housekeeping • Meal Preparation • Transportation Medication set up by R.N. • 2 to 24-hour care• Staffed with Certified Home Health Aides

Providing Wellness Services

Adult & Travel Immunizations • Health and Cholesterol Screenings • Foot Care Program

918-743-9810 • 7875 E. 51st St. • Tulsa

Today’s to-do list:

Nurture your mind, body and spirit for a healthier, happier LIFE at LIFE Senior Services’ two senior centers for active adults.

Discover what

has to offer.

LIFEseniorservices.org | (918) 664-9000 www.LIFEseniorservices.org

LIFE’s Vintage Newsmagazine | October 2014

33

||

calendar

||

Seasonal Activities Cherry St. Farmer’s Market October 4, 11, 18 and 25 • 7 – 11 a.m.

The Cherry Street District 15th St. and S. Peoria Ave. • Tulsa www.cherrystreetfarmersmarket.com Wednesday Farmer’s Market October 1, 8 and 15 • 7:30 – 11 a.m.

East parking lot of Whole Foods E. 41st St. and S. Peoria Ave. • Tulsa www.cherrystreetfarmersmarket.com Guthrie Green Sunday Farmer’s Market Sundays • 10 a.m. – 2 p.m.

The Brady Arts District 111 E. Brady St. • Tulsa www.guthriegreen.com

Events Meetings Home Is Where the Art Is A celebration of local artists and their work October 1 – 25 • Free Tuesdays – Fridays • 1 – 5 p.m.

Saturdays • 11 a.m. – 3 p.m.

Sand Springs Cultural and Historical Museum 9 E. Broadway St. • Sand Springs Momentum Tulsa 2014 October 3 • 6 – 10 p.m. • Free Living Arts, Brady District 307 E. Brady St. • Tulsa (918) 879-2400 NEATs Monthly Gathering and Luncheon The Ministries of the Tulsa Center for the Homeless, bring clothing and Halloween treats to donate October 8 • 10:30 a.m. • $8 catered lunch Yale Avenue Christian Church 36th and Yale Ave. • Tulsa RSVP requested • (918) 743-1303 HD Flu Shots For high risk persons, including seniors October 8 • 10:30 – 11:30 a.m.

LIFE’s Senior Center at Southminster 3500 S. Peoria Ave. • Tulsa Free with Medicare card • (918) 749-2623 Tulsa Hearing Helpers, Support Group for Late-Life Hearing Loss Presented by Total Source for Hearingloss and Access (TSHA) October 9 • 10 – 11:30 a.m. • Free TSHA office 8740 E. 11th St. • Tulsa (918) 832-8742

34

To submit a calendar item, please send an email to kcampbell@LIFEseniorservices.org or FAX to (918) 664-9922, Attn: Vintage.

Brush Creek Bazaar October 10 – 11 • 9 a.m. – 6 p.m.

October 12 • Noon – 5 p.m.

Weekend Pass • $3 Seniors • $5 Adults 10900 S. Louisville • Tulsa www.brushcreekbazaar.org

Drawing on Memories Presented by Alzheimer’s Association October 21 • 10 a.m. – Noon • Free Philbrook Museum of Art 2727 S. Rockford Rd. • Tulsa RVSP required • (800) 272-3900

Art on Main Celebration of Oklahoma art, wine and jazz October 11 • 10 a.m. – 5 p.m. • Free Main St. • Downtown Jenks

Dual Pianos Ragtime Concert Featuring Frederick Hodges and Richard Dowling October 21 • 7 p.m. • $25 Tulsa Performing Arts Center 110 E. 2nd St. • Tulsa (800) 364-7111

Chillin & Grillin BBQ Festival October 11 • 10 a.m. • Free Taster kits sold 11 a.m. – 1:45 p.m. • $10 River City Park • Sand Springs 2014 S. River City Park Rd. Cherokee Art Market Featuring native art from across the country and cultural demonstrations October 11 – 12 • 10 a.m. – 5 p.m. • $5 Hard Rock Hotel & Casino Tulsa 777 W. Cherokee St. • Catoosa www.cherokeeartmarket.com Drawing on Memories Presented by Alzheimer’s Association October 14 • 10 a.m. – Noon • Free Gilcrease Museum 1400 N. Gilcrease Museum Rd. • Tulsa RSVP required • (800) 272-3900 NEATs Excursion: Lunch and Tour of Saint Simeon’s October 16 • Depart at 11 a.m.

Departing from NEATs Office 3119 S. Jamestown Ave. • Tulsa Reservations required • (918) 743-1303 Autumn Leaves Quilt Show October 17 – 18 • 9 a.m. – 4 p.m. • $5 Claremore Community Center 2301 N. Sioux Ave. • Claremore www.countryfarequiltersguild.org NEATs Excursion: Amish Lunch in Choteau, Murrell Home October 18 • Depart at 11 a.m. • $20 bus and lunch Departing from NEATs Office 3119 S. Jamestown Ave. • Tulsa Reservations required • (918) 743-1303 Owasso Senior Wellness Day Presented by Entrusted Hearts

by Baptist Village October 18 • 10 a.m. – 2 p.m. • Free Owasso Community Center 301 S. Cedar St. • Owasso (918) 272-4694 Tulsa Metro Retired Educators Meeting October 21 • 10 a.m.

Tulsa Public Schools Education Service Center 3027 S. New Haven Ave. • Tulsa

LIFE’s Vintage Newsmagazine | October 2014

42nd Annual Epsilon Sigma Alpha Benefit Craft Show Proceeds to local, state and national charities and nonprofits October 25 • 9 a.m. – 4 p.m. • Free Oliver Middle School 3100 W. New Orleans St. • Broken Arrow (918) 251-0617 Indian Health Care Resource Center Family Fun and Health Fair Fun activities, giveaways, kids trick-ortreat, special guests and more October 30 • 3 – 6 p.m. • Free Indian Health Care Resource Center 550 S. Peoria Ave. • Tulsa (918) 588-1900 • www.ihcrc.org Evenings at the Bernsen: Oklahoma State University Concert Chorale & Chamber Choir October 31 • 7:30 p.m. • $10 Bernsen Center, Great Hall 700 S. Boston Ave. • Tulsa (918) 388-4720 Drawing on Memories Presented by Alzheimer’s Association October 31 • 10 a.m. – Noon • Free Waterworks Art Center 1710 Charles Page Blvd. • Tulsa RSVP required • (800) 272-3900

Will Rogers’ 135th Birthday Celebration Featuring birthday cake and entertainment by Ooologah-Talala students and champion trick roper Kowboy Kal November 4 • 10 – 11:30 a.m. • Free Will Rogers Birthplace Ranch 9501 E. 380 Rd. • Oologah (918) 343-8129 The Drunkard and Olio Saturdays • 7:30 p.m. $13 seniors • $15 adults • $10 children Tulsa Spotlight Theater 1381 Riverside Dr. • Tulsa Reservations required • (918) 587-5030 www.spotlighttheater.org Single Seniors 60+ Join for lunch, visiting and cards and dominos.

Wednesdays and Saturdays • 11:30 a.m.

Buffet Palace • 10934 E. 21st St. • Tulsa (918) 371-4367 or (918) 341-3375 Pins & Needles Quilting Club Come and go as you please Mondays • 11 a.m. – 3 p.m.

Bixby Community Center 211 N. Cabaniss Ave. • Bixby (918) 743-5408 T.O.P.S. (Take Off Pounds Responsibly) Thursdays • Weigh-in at 9 a.m.

Meeting 9:30 – 10:30 a.m.

Bixby Community Center 211 N. Cabaniss Ave. • Bixby (918) 369-9600 Bridge Wednesdays • 10:30 a.m. – 2:30 p.m.

Bixby Community Center 211 N. Cabaniss Ave. • Bixby (918) 366-3346 LaFortune Bridge Wednesdays • 1 – 4 p.m.

Buddy LaFortune Community Center 5202 S. Hudson Ave. • Tulsa (918) 496-6220

Grief Counseling Conducted by Moore Funeral Services Thursdays • 3:30 p.m. • Free Town Village • 8222 S. Yale Ave. • Tulsa RSVP requested • (918) 493-1200

Bridge Club Tuesdays • 1 – 4 p.m.

South County Recreation Center 13800 S. Peoria Ave. • Bixby (918) 746-3780

Depression Support Group Presented by Depression-Bipolar Support Alliance Sundays • 4 p.m.

DUI School • 7950 E. 41st St. • Tulsa (918) 809-1152 • www.dbsalliance.org

Bridge, Spades & Dominoes Mondays – Wednesdays • 12:30 – 2:30 p.m.

Chandler Park Community Center 6500 W. 21st St. • Tulsa (918) 591-6053

Will Rogers Days Parade November 1 • 10 a.m. • Free Will Rogers Boulevard • Claremore (918) 343-8129

Bunko October 20 • 6 – 9 p.m.

Bixby Community Center 211 N. Cabaniss Ave. • Bixby $5 per month • (918) 369-5608

www.LIFEseniorservices.org

dancing Line dancing Class Tuesdays • 10 a.m. • Free University Village Retirement Community 8555 S. Lewis Ave. • Tulsa (918) 298-3480 Ballroom dancing Kings of Music Tuesdays • 7:30 – 9:45 p.m.

Moose Lodge • 11106 E. 7th St. • Tulsa (918) 254-8167 Friday Night dances Fridays • 8 – 11:30 p.m. $6 non-Members • $5 members American Legion Post 308 11328 E. Admiral Blvd. • Tulsa (918) 437-1635 saturday Night dances Saturdays • 7:30 – 11 p.m. • $6 American Legion Post 1 1120 E. 8th St. S. • Tulsa (918) 584-4274 Tulsa swingdance Club Sundays • $5 members/$7 non-members Country Two-Step • 5 p.m.

Level I West Coast Swing • 6 p.m.

Level II West Coast Swing • 7 p.m.

2735 S. Memorial Dr. • Tulsa (918) 557-1699 square dancing & Line dancing Lake Keystone Squares October 3 and 17 Workshop 7:30 p.m. • Dance 8 p.m.

Mannford Community Center 101 Green Valley Park Rd. • Mannford (918) 865-2846 senior square dancing & Line dancing Rushing Stars Square Dance Club Wednesdays • Workshop 12:30 p.m.

Dance 1 p.m.

Centennial Center • 1028 E. 6th St. • Tulsa (918) 363-8380 round up Boys dance Mondays • 6:30 p.m. • $5 Broken Arrow Senior Center 1800 S. Main St. • Broken Arrow (918) 607-3600 round up Boys dance & show Fridays and Saturdays • 9:30 p.m.

Caravan Cattle Co. 41st St. and Memorial Rd. • Tulsa (918) 607-3600 Belles & Beaus squares October 14 and 28 Workshop 7 p.m. • Dance 7:30 p.m.

St. Marks Methodist Church 10513 E. Admiral Pl. • Tulsa (918) 437-7277 Clog dancing Lessons Turtle Creek Cloggers Tuesdays • 5:45 – 9 p.m.

Thursdays • 6 – 9 p.m.

12000 E. 31st St. • Tulsa (918) 627-0067 or (918) 619-5060

www.LIFEseniorservices.org

Friday Night Opry Fridays • 6:45 p.m. • $5 1st – 3rd Fridays: Country/Western 4th Friday: Gospel 2nd and 4th Saturdays: Open Mic Green Country Event Center 12000 E. 31st St. • Tulsa (918) 557-7913

Fitness more

&

Tai Chi for Older Adults 12-week program presented by Creek County Literacy Program and Creek County Health Department Mondays • 10 a.m. • Free Sapulpa Library Annex 15 N. Poplar St. • Sapulpa (918) 224-9647 65+ Exercise Mondays • Wednesdays • Fridays 10:30 – 11 a.m. • $10 per month LaFortune Community Center 5202 S. Hudson Ave. • Tulsa (918) 496-6220 50+ Badminton Tuesdays • 11 a.m.

O’Brien Park and Recreation Center 6230 N. Birmingham • Tulsa Reservations requested • (918) 591-6008 50+ Basketball Tuesdays • 10:30 a.m.

O’Brien Park and Recreation Center 6230 N. Birmingham • Tulsa Reservations requested • (918) 591-6008 50+ Eight Ball Monday – Friday • 10 a.m. – Noon O’Brien Park and Recreation Center 6230 N. Birmingham • Tulsa Reservations requested • (918) 591-6008 Chair to Floor Yoga Wednesdays • 11:45 a.m. • $6 per class LaFortune Community Center 5202 S. Hudson Ave. • Tulsa (918) 260-9236 pickleball at south County recreation Center Mondays • 5 – 8 p.m.

Thursdays • Noon – 3 p.m. $3 per visit or $12 per month South County Recreation Center 13800 S. Peoria Ave. • Bixby (918) 746-3780 parkinson’s swim For individuals with Parkinson’s and their loved ones October 27 • 2 p.m. • Free Saint Simeon’s Wellness Center 3701 Martin Luther King Jr. Blvd. • Tulsa Reservations required • (918) 794-1945

Events & Seminars AT LIFE Senior Services Conversations with Caregivers During this four-week series focused on personal conversations of caregiving, caregivers will discover how to cope with caregiving challenges, learn how to communicate with a loved one with dementia and how to manage caregiver stress. Free respite provided.

Wednesdays, October 1, 8, 15 and 23 • 1 – 2 p.m. • Free LIFE’s Adult Day Health • 3106 S. Juniper Ave. • Broken Arrow Reservations requested • To register, call (918) 664-9000, ext. 224.

Caregiving 101 New to caregiving? Learn the care-world vocabulary and information you need to make good decisions. Also, learn an overview of community resources, living options and legal documents, and strategies for support and self-care.

Tuesday, October 28 • 6 – 7 p.m. • Free LIFE Senior Services • 5950 E. 31st St. • Tulsa Reservations requested • To register, call (918) 664-9000, ext. 224.

Compassion Fatigue: A Two-part series Don’t let stress, exhaustion or guilt from caregiving define your relationship with a loved one. This program will teach participants how to prevent compassion fatigue and improve self-care.

Friday, October 31 and November 7 • 1 – 4 p.m. • Free LIFE’s Adult Day Health • 3106 S. Juniper Ave. • Broken Arrow Reservations requested • To register, call (918) 664-9000, ext. 224.

MEDICARE PART D ASSISTANCE CLINICS

The Medicare Assistance Program at LIFE Senior Services offers free Medicare Part D Plan Comparison and Enrollment Assistance Clinics from Oct. 15 to Dec. 5. Reservations are required so call and make your appointment now. They are scheduled between 9 a.m. and 4 p.m. most business days and last approximately one hour. To make your appointment, call (918) 664-9000, ext. 273, or toll-free at (866) 664-9009.

FOR PROFESSIONALS

professional dementia Care Training Jackie Lenzy, BA, BS, CDP (Certified Dementia Practitioner) will conduct the workshop using case studies, simulations, lecture and discussion for an engaging, hands-on approach. This training includes coffee, bagels, lunch, snacks and certificate of attendance for 12 hours.

Thursday and Friday, October 23 and 24 • 8:30 a.m. – 4 p.m.

Tulsa Jewish Retirement & Health Center • 2025 E. 71st St. • Tulsa $125 Early Bird, ends October 15 • $149 after October 15 Registration required • To register, call (918) 664-9000, ext. 8325.

SENIOR CENTERS LIFE’s senior Centers are open monday - Friday, 8 a.m. to 4 p.m.

Offering an excellent selection of social, creative, educational and fitness and health activities to keep members physically active and socially engaged.

Fitness: Mat Yoga and Seated Yoga, Chair or Standing Fitness, Tai Chi, Zumba Gold, Sculpt & Tone, Indoor Walking, Women’s Basketball, Line Dancing, Social Dancing, Pickleball, Functional Movement and Ping Pong Creative: East Side Band, Choral Group, Art Classes, Writing Classes

social: Luncheons, Brunch, Friday Breakfast, Bridge, Canasta, Various Games, Theme Parties and Day Trips services: Massage Therapy, VNA Foot Care, Vision Screening, Defensive Driving and Computer Lab

*For more information and a FrEE monthly calendar of senior Center events, please call the LIFE senior Center of your choice or visit www.LIFEseniorservices.org.

LIFE’s senior Center at East side 1427 S. Indianapolis Ave. (East of 15th St. and S. Harvard Ave.) Sunny Lile • (918) 744-6760

LIFE’s senior Center at southminster 35th Pl. (West of S. Peoria Ave.) Jamey Henderson • (918) 749-2623

LIFE’s Vintage Newsmagazine | October 2014

35

||

peOple & places ||

The Guardians of the Tulsa Historical Society and Museum (a volunteer organization) were treated to a guided tour of the Linnaeus Gardens.

Jenks Senior Citizens swayed and danced to beach music before enjoying a great lunch ‘seaside.’

Residents at The Broadmoor enjoyed a day of face-painting, arts , crafts and massages! These young ladies had a blast during Residents Appreciation Day.

Mrs. Barrick left and Mrs. Delaune at Canoe Brook of Broken Arrow enjoyed their annual family luau.

The Single Seniors Club is ready for football season! Members wore their favorite team jerseys to their weekly Wednesday lunch at Buffet Palace where they socialize and play cards.

Town Village’s man cave has been taken over! Lately, women have been mastering the game of pool.

Vinita Bishop and Geri Murphy from Rainbow Assisted Living Community enjoyed a visit to Woolaroc Museum this month.

NEATs members toured the Burnett Mansion and ate lunch at Miss Scarlett’s Tea Room in Sapulpa.

Send Us Your Pictures

W� W�n� T� S�� S��i�r� S����n� & Ac����

Whether it is your traveling group, tennis buddies or a night on the town, we want your pictures!

Submit high-resolution photos to editor@LIFEseniorservices.org by the 1st of every month.

36

LIFE’s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org

||

LIFE’s Vintage Newsmagazine does not endorse advertiser products or services.

The publisher reserves the right to refuse any advertising.

AUTO REPAIR Strickland Automotive Strickland Automotive is locally-owned and - operated with over 40 years of auto repair experience. We perform all types of vehicle repair, from computer and electrical problems to engine and transmission overhauls. ASE Certified mechanics. Open six days a week, with towing provided. Call Gary. (918) 832-7072 CARPET CLEANING ALL PRO Carpet Cleaning Senior and caregiver discounts. Carpet, furniture, rug cleaning. Pet odor removed and Teflon protectant available. Emergency water extraction. Residential and commercial services. Professional truck mount steam cleaning. Carpet repairs and re-stretching. Prompt, professional, quality service at a fair price. Certified, insured. Call Thomas Fink, owner/technician, for free estimate. (918) 636-6303 CEMETERY LOTS Cemetery Lots in Floral Haven Four lots in Floral Haven, Garden of Devotion. $1,900 each or 2 for $3,600 or 4 for $7,000. Call (918) 455-6526 or (918) 408-7945.

COMPUTER SERVICES Computer and Electronic Assistance Are you stuck and need Help with your computer or any electronic device. Price and Son Computer and Technology Services, LLC will be glad to assist you in your home. Call James or Jared at (918) 236-6010 or email us at office@ pricestechhelp.com to schedule an appointment.

Computer Help At Reasonable Cost Retired computer tech will help with all your computer needs. Does your computer need to be moved or repaired or do you need help with setup or usage? Can also provide periodic maintenance and updates. Call Ed at (918) 629-1395.

DAYTIME CARE Daytime care for older loved ones LIFE’s Adult Day Services offers convenient, affordable daytime care at three locations in Tulsa and Broken Arrow. For more information, call LIFE’s Adult Day Services at (918) 664-9000.

EMPLOYMENT OPPORTUNITIES Help Needed Riverwalk Casino has full time and part time jobs in several fields. To apply and view our openings please go to www. riverwalkvicksburg.com and select work with us or call (877) 692-3422, hiring code 101.

Hiring for Home Care Aides!

Brighten your neighbor’s day by helping them stay safe in their home. We are looking for caring individuals to provide assistance to elderly/disabled clients.

Tasks may include errands, light houseContinued

www.LIFEseniorservices.org

keeping, and personal care assistance.

Must have reliable transportation, valid driver’s license, auto insurance and pass OSBI background check. Certified and Non-Certified positions! Apply Today!! www.oxford-healthcare.com or call: (918) 258-1111 ESTATE SALES Estate Sales PLUS Estate Sales PLUS manages Estate Sales… Moving Sales… Downsizing…

Consignments… & Appraisals. Selling your home? We bring HUGE crowds of potential buyers and work with your realtor to showcase your home. Estate Sales PLUS is Bonded, Insured and an accredited member of the BBB. For a FREE CONSULTATION, call Sue Lynn Warren at (918) 488-8853, email estatesalesplus@cox.net or go to www.estatesalesplus.com FINANCIAL/INSURANCE Investments-Insurance-RetirementLegacy Market volatility, rising healthcare costs and longer life spans may make achieving desirable retirement more difficult. As financial professionals we help clients develop and monitor customizable options toward reaching their goals. Ken Finch, CLU, ChFC, AEP and Marilee Lonergan at (918) 392-5477. AXA Advisors, LLC (NY, NY 212-314-4600), SIPC, AXA Network, LLC. Medicare Assistance Program The Medicare Assistance Program (MAP) at LIFE Senior Services provides accurate information, counseling and assistance relating to Medicare benefits for Medicare beneficiaries, their representatives and persons soon to be eligible for Medicare. Call MAP at LIFE Senior Services (918) 664-9000 or toll-free (866) 664-9009.

Medicare Insurance Help I love seniors! Let me do the shopping for you. What is good for you is more important than my commission. Supplements and Medicare Advantage. Have Medicaid? No problem. Call Lisa Cox and I will come to you. :) (918) 407-5946 Medicare Supplements & Medicare Advantage Plans The Health Insurance Enrollment Center is here to assist you with Medicare Supplements, Medicare Advantage, and Prescription Drug Plans offered by Blue Cross and Blue Shield of Oklahoma.

Call Bob Archer today at (918) 814-5550 for free information. Let me guide you through the outstanding Medicare Plan options that are available to you.

FOR RENT Beautiful All Bills Paid Community!

Great location with wooded grounds, on-site pool, laundries and professional staff. Units have many updates including granite, carpets, wood flooring, fireplacContinued

es, bookshelves and much more. Call us today at (918) 743-8001 to schedule a viewing!

FOR SALE Adult Discount Diapers Let us help you with your incontinence products. We provide adult briefs, bladder control pads, protective underwear, and underpads for bed and furniture protection. Call Janet (918) 851-9400.

Furniture for Sale Recliner that is a wing-backed chair, soft short-textured burgundy-colored cloth. Seldom used, excellent condition.

Also, Ottoman (40”L x 24”W x 17”H) with under-cushioned storage. Painted cloth design with texture-blues, burgundy, green, cream. Superb/splendid condition.

Hardly ever used. Call (918) 357-9344.

GARDENING/LAWN SERVICES Kimble Davis Tree Company Family-owned and operated. Specializing in all aspects of tree care: restoration, pruning/thinning, removal, stump grinding, hedge trimming, firewood available. Serving Tulsa for 25 years.

References. Member BBB. Insured.

ISA certified arborist. Check us out at www.kdtreeco.com. Call Kimble at (918) 853-5383.

Lawn Care & Handyman Services Lawn Care/Mowing starting at $35/Leaf Removal/Landscape Design/Tree Work/ Fence Repair & Building/Seasonal Color Design/Yard Spray Treatment/Debris Cleanup/Interior Remodels/Parking Lot Maintenance. Owner Operated- Fully Insured- Free Quotes-Reliable-Courteous-Professional Service-References Available Upon Request. Call J&S Landscape to take care of all your lawn care & handyman needs (918) 406-4889.

Lawns & More Total lawn care. Dedicated to making your lawn look its best. Insured, honest, experienced and dependable. Veteranowned. Stump grinding. We are a small company with personal service. References available. FREE ESTIMATES. Call Larry. (918) 361-1299.

New Season Lawn Care & Landscape Fall Clean-Up/leaf mulching and removal.

Mowing, trimming, leaf and small debris removal, shrub planting, mulching flower beds. Small tree trimming. Will haul off small appliances, scrape metals, etc.

We offer weekly, bi-weekly & year round services for the manicured look. Best rates, senior discounts. Free Estimates.

Call Todd (918) 639-2262.

HOME REPAIR/REMODELING A Handy Helping Hand Professional home maintenance, painting, and improvements. Whether you’re making overdue repairs, sprucing up your home and garden, or optimizing your home’s “sale-ability” potential, call Joe Surowiak with A Handy Helping Hand.

Continued

classiFieds

||

Professional results. Competitive rates.

(918) 520-0333 Allen’s Handyman Services of Tulsa “Your Home Improvement and Repair Specialist.” 14th year serving Tulsa seniors. 10% senior discount. Insured.

All work guaranteed in writing. No pay until job is completed. Plumbing, drain cleaning, electrical, carpentry, painting, seamless guttering installation/repair/ cleaning. Roof, tile, and drywall repair.

Wood siding/trim replacement. Deck repair, power washing, staining. Tree trimming. For free estimate, call Allen at (918) 630-0394.

Bathroom Safety Specialists Maintain your independence. Feel secure in your home with a new walk-in tub/ shower, grab bars, ramps, etc. Also, windows, siding, sunrooms, kitchens and patio covers. Large or small jobs. 35 years experience. Call about our senior and veterans specials and discounts.

Insured. Top quality work with fair prices.

Freed Contractors, Inc. (918) 939-9713 Big C’s Plumbing Services Your one stop Plumbing Shop! Call us and I guarantee you will never have to call another plumbing company.

Licensed, bonded and insured for your protection....Call (918) 855-9216, tell us you saw us in the Vintage Newsmagazine receive an automatic 10% discount....call us now.

BJ’s Handyman Services I will tighten it, nail it, glue it, paint it, cut it, hang it, change it, assemble it, install it, and do other odd jobs. Quality work at reasonable prices. Our goal is to keep your costs low. Life member of Handyman Club of America. Serving seniors since 2005. We now accept all major credit/debit cards. Call BJ at (539) 777-2915. This is a local call.

Bumgartner Plumbing Licensed, with over 30 years of experience. Rates are low and based on the job, not the hour. No service call fee or travel time charge. Senior and caregiver discount. Plumbing service and repair our specialty. Honest, professional service you can count on. Lic. # 82750.

(918) 355-4747 Burton Painting and Floors Specializing in all aspects of exterior and interior home painting. Staining, sealing, and painting faux finishes. Decks, fences, cabinets, and floors. Acid staining of concrete floors, patios, and driveways.

Free estimates. 23 years of experience.

Reliable, courteous, professional service.

Fully insured. (918) 378-2858 Contracting for Seniors by Van Repairs, painting, remodeling, some plumbing and electrical, small jobs. Special needs: grab bars, ramps, hand rails, door alterations to accommodate wheelchairs, handicap fixtures. Working with individuals, families, seniors, businesses since 1987. We function with integrity, Continued

LIFE’s Vintage Newsmagazine | October 2014

37

with special concerns for seniors. Free estimates, insured. (918) 636-6849 Dave’s Heat and Air, Inc. Licensed, insured, and bonded. Honest and reliable service for over 30 years.

Competitive rates. Specializing in heating and air conditioning service and repair. All makes and models. Residential and light commercial. Tulsa metro area. Familyowned and operated. (918) 437-8101 Doorman Door Service of Tulsa We specialize in the installation, repair, glass replacement of windows, doors and siding. Do you need new windows?

It may be more cost effective to replace the glass. We are available for emergency repairs 7 days a week. For a quote, contact (918) 430-4398. VISA/ MasterCard accepted.

Freedom Electrical Services Do you need outlets, ceiling fans or lights hung? Freedom Electrical Services provides quality workmanship. For all your electrical needs, call (918) 216-1846.

Handyman & Construction Services New & Remodel Commercial & Residential - 25 Years All Handicap Accessories - grab bars, handicap access abilities; Framing, Drywall, Tape & Bed; Texture & Paint, Plumbing, Electrical, Tile, Laminate & Wood Floors & Fences. Free Estimates, Competitive Rates, Professional Service. Call Craig (918) 320-9838.

Home Improvements We install custom made energy efficient replacement windows that will totally eliminate the outside heat and lower ever increasing electric bills. We also remodel kitchens and baths, install roofing, flooring, entry doors and vinyl siding and will remodel or add a room. Those over 55 receive a 15% discount! LIFETIME WINDOWS & SIDING CO. since 1999. We offer services for all of eastern Oklahoma. References furnished. Call Richard for a free quote. (918) 261-9999 Hutson’s Handyman Service Carpentry. Painting. Home repair. Basic plumbing. Sheet rock – new and repair.

Storm doors and windows. Install ceiling fans. Clean and repair rain guttering. $15 service call charge. $35/hour. 10% senior discount. What do you need done?

Member, Better Business Bureau.

(918) 835-8205 or (918) 645-5761 Maintenance-Pro’s We specialize in the daily home repair needs for Seniors. We do electrical, plumbing, carpentry, painting and sheetrock repair. We also do product assembly, change light bulbs, fixtures, ceiling fans and air filters. No job is too small.

Free estimates and affordable rates. Call (918) 812-6465.

Z&J Remodeling No job is too big or small. Painting, carpentry work, roofing, room additions, decks, sheet rock, carpet & carpet repairs, storm damage repairs and more. Free estimates and insured. (918) 629-1903.

LEGAL Full-Service Estate Planning Law Firm Trusts, Wills, Gift and Tax Planning, Powers of Attorneys and more! With offices in Sand Springs and Tulsa. Discount to Veterans and Retired Teachers.

Continued

38

Willing to meet you in your place for no extra charge! Call Penni of the Skillern Law Firm at (918) 805-2511. www.skillernlaw.com Notary For All Document Types NO TRANSPORTATION? ODD HOURS? Call Christine! She travels to You as a seasoned professional Notary Public and Certified Notary Signing Agent (real estate loans with Title & Escrow companies). Her specialty is General Notarization work. She holds multiple certifications, background screened, bonded, and insured. Call for availability. (918) 851-4909 MEDICAL CARE Anderson HomeCare Private pay medical services available in your home: Insulin and other injectables, tube feedings and care, medication management, ostomy care, foley management, foot care, custodial care including bathing. We will treat or make referrals for you. Licensed, bonded and insured for your protection.(918) 794-8819.

OIL AND GAS Mineral, Oil/Gas Interests Want to purchase minerals and oil/gas interests. Send details to P.O. Box 13557, Denver, CO, 80201.

Mineral, Oil/Gas Appraisals Have your mineral rights, oil/gas interests appraised (fair market value) by a Certified Mineral Appraiser.

(918) 663-3074.

PERSONAL ASSISTANCE Accomplished Help at Home Former owner and administrator of Oklahoma state licensed facility. Help in home management coordinating your needs. Cooking, light housekeeping, transportation to doctors’ appointments. I value your dignity with respect. Excellent references. Adjustable fee according to situation. (918)728-5489 or (918) 270-1671.

Bobbi and Bob’s Personal Assistance Errands, grocery shopping, personal shopping, take to beauty shop, organizing home and closets, transportation to and from medical appointments, healthcare and other paperwork. Bobbi Warshaw, MPH, previously worked with seniors, physicians, and medical insurance plans. Call Bobbi at (918) 747-3807. website: www.errands-to-go. com, email: bobbi.warshaw@att.net.

Companion/Aide Caring Christian lady seeks part-time companion/aide position. Prefers weekdays. Light cooking, light housecleaning, laundry, grocery shopping, companionship. Very reasonable rates. Experienced with references. Call (918) 749-9399.

Financial Organizer Are you overwhelmed handling monthly finances (paying bills, balancing your checkbook, organization) for yourself or a loved one? I can help! I create customized systems that fit your needs, either for set up only or ongoing monthly. Call me to discuss the options available. Essential Strategy Consulting, LLC. Gwen Stevens (918) 557-5259.

LIFE’s Vintage Newsmagazine | October 2014

Mail Stacking Up? Do you have trouble seeing to write checks? No family close by to help?

Confused about your income or expenses? I will pay your bills, setup deposits, correspond with insurers, accountants, bankers, doctors, brokers and creditors.

Organize information for your taxes.

Monitor all accounts for fraud. Notarize your legal papers. Bonded and insured.

FREE initial consultation. Senior Money Manager - Call Sherry (918) 625-2001 PERSONAL SAFETY EARS Emergency Alert Response Systems.

Enjoy living at home while we listen for your safety with our quality personal medical alarm and monitoring service. Very affordable with no long-term commitment.

Locally owned and operated. (918) 2980500 or toll-free (877) 885-3277 HALO Medical Alarms HALO provides emergency response throughout Oklahoma with an office in Tulsa. Let a HALO medical alarm provide you with the confidence and security to live independently in your own home, where you are most comfortable. Call (918) 392-0566 or (877) 747-HALO (4256). www.halomedicalalarms.com PERSONAL SERVICES Affordable Hairstyling In-Home or Shop Can’t get out? Transportation and home service available for your hairstyling needs.

A Mane Event hairstyling and tanning service for the entire family. 35 years experience. Senior specials for haircuts, perms, and color. In-shop special: Haircut $7 for first time customers in shop ONLY. Tuesday through Saturday. Near 11th and Yale at 937 S. Canton Ave. (918) 834-2686 Darlene’s Salon Services Hair care for men and women, specializing in senior clients. Wet sets, blow drying, back combing, perms, colors, and cuts.

Manicures and pedicures available. This month’s special: haircut OR shampoo and set for $12. First time clients only with this ad. Come see us at Highland Plaza, 5661 E. 41st St. (Corner of 41st and Hudson).

(918) 742-3440 Detlef’s Master American European Hair Design Established 1964. Precision cuts, color corrections, perms by design from sensible to sensational. Former owner of Elizabeth Arden Red Door Miss Jackson’s Salon and Coiffures Continental Salon. Catering to classy and mature styles for ladies and gentlemen. Monday – Saturday. Call (918) 663-8779. 4833 South Sheridan, Suite 405A in Fountain Plaza. By appointment only.

For Your Feet Many foot problems occur later in life. Let MY S.H.O.P. (Seniors House of Pampering) take care of your tootsies. Soothing, relaxing foot bath followed by massage to help relieve pain and improve circulation.

Senior owned and operated. $25 at your place. $20 at my place. (918) 808-5084 REAL ESTATE Residential Home Sales Thinking of selling your home to move to a senior supportive environment?

Continued

Perhaps to move in with an adult son or daughter who can help assist with your needs? Get the specialized attention you deserve by contacting Jay Workman with Coldwell Banker Select today for a free consultation. Email jayworkman@ cbtulsa.com or call (918) 734-2004.

SOCIAL/SUPPORT GROUP Single Men 55+ Needed Local singles organization needs 55+ single men. Why be alone when we have so many wonderful single ladies to introduce you to. Call today and get 3 free introductions with any purchase. Call local Tulsa office (918) 491-0002 or OKC (405) 607-0100. Oklahoma Singles.

Single Seniors (60+) Are you over 60, single, divorced or widowed? We are a fun loving group of single seniors over 60. We meet every Wednesday, 11:30 a.m. – 5:00 p.m. and Saturdays at noon at the Buffet Palace, 10934 East 21st Street. We eat at 11:30 have a short meeting and then play cards. Join us for great fun and fellowship. Questions, call Bob at (918) 3714367 or Nancy at (918) 341-3375.

TRAVEL Affordable Motor Coach Tours 2014 DECEMBER 2-4: Christmas in Branson 5 Great Shows $305. APRIL 11-19,2015 Savannah/Jekyll Island, GA, Beaufort SC. Parris Island, Antebellum Homes, History. $780. NOVEMBER 6-16 Miami/ Key West FL. $999 (11 days). $75 Deposit per trip. Junkets by Jill Travel (918) 407-9031. Junketsbyjill.com Escorted New York City Tour May 14-17, 2015. Air from Tulsa 3 nites in deluxe Times Square hotel, Broadway show starring Kristin Chenoweth, dinner at Sardi’s, Food & Culture Tour of Greenwich Village, tour to Chinatown, lots more ... $1,879. Call David (918) 494-0649 The Travel Group Escorted Washington DC Tour April 9-13, 2015. Air from Tulsa, 4 nites deluxe hotel, tours including White House visit, Monticello in Virginia, Library of Congress, Holocaust Museum, 4 breakfasts/2 lunches, dinner at the National Press Club, more ... $1,776. (918) 494-0649 The Travel Group Shades Of Ireland Join other Tulsans on a Collette sponsored tour of the magical Emerald Island on July 18-27, 2015. Visit Dublin, Waterford, Killarney and Limerick and enjoy Ireland’s natural beauty, rich history and hospitable culture. For a free brochure contact Jerry Riley at (918) 645-3579 or visit http://gateway.gocollette.com/ link/639588.

TRANSPORTATION

Call Patricia!

Need a go-fer to run errands, take you to an appointment or grocery shopping? Need someone to take you to hair appointments, the pharmacy, make deliveries? Need someone to stay with you during an out-patient medical procedure? Also, available as a driver/ companion for traveling; rates negotiable. Call Patricia! (918) 437-3456 or (918) 855-2302 Continued

www.LIFEseniorservices.org Continued

|| classiFieds || My Driver Transportation Service Let me do the driving. To and from work, airport, shopping, errands, post office, appointments. Also, LIFT VAN transportation available. Able to assist getting to and from bed. Senior sitting. Also, small breed dog boarding. 20 years experience. CLEET certified and licensed. References. Member, Better Business Bureau. (918) 491-9929 Transportation for You! I can take you to and from any of your appointments or places that you would like to go. Available for your schedule. Timely and Reliable. Call for my transportation services at (918) 282-1617.

Travel Made Easy Motor home with lift and driver available for short in-state or long out-of-state trips.

Seats 6 comfortably. Cross country patient transfer or sightseeing. Also available for rent: powerchair for shopping, hospital visits, etc. Member, Better Business Bureau.

(918) 491-9929 WINDOW CLEANING SERVICE Window Cleaning Let us help you with Spring Cleaning! Window cleaning and will do odd jobs including gutter cleaning. Free Estimates. Insured.

References Available. Call Rex at (918) 510-0091 or (918) 895-1668.

TO ADVERTISE, CONTACT: Bernie Dornblaser, (918) 664-9000 or bdornblaser@LIFEseniorservices.org

Vintage Friends

OCTOBER ANSWERS

In appreciation of contributions to LIFE Senior Services received in August 2014.

We sincerely apologize for any error or omission. If there is an error, please call Carrie Bowen at (918) 664-9000.

For puzzles, see page 30.

Anonymous

WUZZLE 1.

2.

3.

4.

5.

6.

Foreign Policy Party line Covered Wagon Back to the Future Midwife Off Side

COMMONYM 1. Trees 2. They have frames 3. Tables 4. Buds 5. Happen every 4 years

7 8 9 1 2 4 3 5 6

1 2 5 8 3 6 7 4 9

4 3 6 5 9 7 8 1 2

8 9 3 2 1 5 4 6 7

6.

7.

8.

9.

Tape Fingers Cubes They come in dozens 10. Cushions

2 5 4 6 7 9 1 8 3

6 1 7 4 8 3 2 9 5

5 6 2 7 4 8 9 3 1

3 7 8 9 5 1 6 2 4

9 4 1 3 6 2 5 7 8

Troy D. Adams Marmie Apsley Larry and Barbara Baird Ruth A. Bakewell Barbara Bardin John and Lila Blair Thomas Boone Oren and Dorothy Brewer Jill K. Brown Mrs. Elsie B. Burkhart Nicholas Cellino Lois K. Chandler S. Jane Cooper Alice M. Costas Gerald L. Crawford Michael J. Cristantiello Sharon Daniels Peggye Enlow Paul and Renate Fleming Manuella R. Glore Bob and Peggy Grotts Anne Hetrick Margaret H. Hohmann Mr. and Mrs. Bill Holland Catherine D. Hoover Ginny Howland Janice Hughes Ruth B. Johnson Betty J. King Robert M. Kite Jane Kuske Marvin and Mary Layman Durand and Susan Lugar Nella M. Martin Mary Johnese McDonald Harold Meinkoth Mary Molloy Rosemary Moore Fern B. Nevels Carol J. Palecek Charles and Ada Parent

Jerrie Phillips Dorothy Pierce Dixie M. Preddy Shirley Jean Riggs Bobby D. Sayre Doris Schmidt Ruth Sell Billy R. Sellers Esther B. Semones Vince J. Siren Wanda Smythe Church of St. Mary William M. and Dolores Sturdevant Ruth Swartz Mary F. Vaverka Mamie C. Wagner Carmella Warburton Verlma West Anita Whitaker Kathy Wilson Richard and Barbara Wollmershauser In Memory of In Memory of Bruce Allen Albert and Jean Tomassi In Memory of Keith S. Beard Narvelle O. Beard In Memory of Ruth Plummer Davis Carl D. Davis In Memory of Linda Fasano Wayne and Terry Underwood In Memory of Theresa Ann Finck Theresa M. Finck and Mary Ann Finck In Memory of Ruth W. Haws John F. Haws In Memory of Willa McKeehan Glenn and Patsy Bayless In Memory of Helen Meyer Edwin Meyer

In Memory of Walt Radmilovich Elizabeth Radmilovich In Memory of Ida Rock David and Kay Wulf In Memory of Mary Grace Sherrell Tucker Peggy Van Dyke In Memory of Joe Shoulders Treva Hicks In Memory of Alta Jane Swift John and Virginia Swift In Honor of In Honor of Employees of LIFE Senior Services Rev. Richard and Peggy Ziglar In Honor of Employees of LIFE Senior Services Inez Major In Honor of Becky Trimble Connie E. Morse In Honor of Centenarians in NE Oklahoma Rev. Richard and Peggy Ziglar

About LIFE Senior Services LIFE Senior Services is a recognized leader in aging services and an acknowledged voice on aging issues and is proud to be a non-profit United Way organization. If you would like to make a donation in support of LIFE Senior Services, please mail your contribution to: LIFE Senior Services 5950 E. 31st St., Tulsa, OK 74135-5114 Make your secure online: www.LIFEseniorservices.org

Discover a Whole New Way to Spend the Day Whether you are a senior who enjoys making new friends, is in need of activities and personalized care, or a family caregiver seeking respite and support, LIFEâ&#x20AC;&#x2122;s Adult Day Health can make any day a great one.

Enjoy Three locations in Tulsa and Broken Arrow.

(918) 664-9000 LIFESeniorServices.org

www.LIFEseniorservices.org

LIFEâ&#x20AC;&#x2122;s Vintage Newsmagazine | October 2014

39

40

LIFEâ&#x20AC;&#x2122;s Vintage Newsmagazine | October 2014

www.LIFEseniorservices.org