PATH TO PROSPERITY
TIPS FOR SUCCESS:
Your path to prosperity should reflect only personal expenses not businessrelated expenses.
Schedule a recurring time on your calendar to complete your path to prosperity, before the 5th of each month. Itemize your credit card statements and record the totals under the appropriate spending categories.
If you're paying down credit card debt and are not actively charging new expenses to that card, record the payment under “Credit Card.”
HOWEVER, if you pay off your credit card in full each month (we hope you do!), itemize those charges under their respective categories. This helps you clearly see how much you're spending and whether you’re staying on goal.
WEALTH ACCUMULATION
Wealth accumulation is most efficient when you manage your personal finances with:
One checking account
One savings account
One credit card
If you have outstanding debt, prioritize paying it off as quickly as possible: Start with the smallest balance and apply as much as you can each month until it's paid off
Continue making minimum payments on other debts.
Once a debt is paid off, roll that payment amount into the next debt until all are eliminated
Then, begin saving that same amount each month
Rainy-day funds are essential!
Aim to have at least 3 months' worth of expenses saved in an untouched savings account
If you currently have debt and no rainy-day fund, follow the 2/3 and 1/3 rule:
Use 2/3 of your extra income to pay down high-interest debt.
Save the remaining 1/3 to begin building your rainy-day fund.
EASY STEPS TO COMPLETE A MONTHLY PATH TO PROSPERITY
1 Record all income in Column #4 and total it at the bottom
This represents all the money available to spend for the month.
2 In Column #2, list your budgeted amounts for each spending category and total it at the bottom.
This serves as your guide to avoid overspending.
3 In Column #3, record your actual spending for the month in each category
The goal is for this total to be less than your money deposited for the month (Column #4) so you can SAVE!
4.Use the bottom section of the sheet to:
Track your monthly savings goal and account balances
Monitor your monthly goals vs. actual spending to stay accountable and plan for the future you envision.
JAN
JUL
OCT
MAY
JAN 1 - NEW YEAR’S DAY
JAN 19 - MARTIN LUTHER KING DAY
FEB 16 - PRESIDENT’S DAY
APR 3 - GOOD FRIDAY
APR 5 - EASTER
MAY 10 - MOTHER’S DAY
HOLIDAYS
MAY 25 - MEMORIAL DAY JUN 19 - JUNETEENTH JUN 21- FATHER’S DAY
JUL 4 - INDEPENDENCE DAY
SEP 7 - LABOR DAY OCT 31 - HALLOWEEN
NOV 11 - VETERAN’S DAY NOV 26 - THANKSGIVING DAY
DEC 24 - CHRISTMAS EVE
DEC 25 - CHRISTMAS
DEC 31 - NEW YEAR’S EVE
HOLIDAYS
-
NOTEABLES
MartinLutherKingJr Day
PathtoProsperity
HOLIDAYS
1 -New Year’s Day 19 - Martin Luther King Jr Day
NewYear’sDay
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
MONDAY, DECEMBER 29, 2025
"A goal without a plan is a wish" - Antoine de Saint-Exupery
Movement Fuel
Hydration
TODAY’S FLOW:
START STRONG: Mind Fuel Sacred Pause Daily Dose
REFLECT & RESET:
5:00 AM 5:30 AM 6:00 AM 6:30 AM 7:00 AM 7:30 AM 8:00 AM 8:30 AM 9:00 AM 9:30 AM 10:00 AM 10:30 AM 11:00 AM 11:30 AM 12:00 PM 12:30 PM 1:00 PM 1:30 PM 2:00 PM 2:30 PM 3:00 PM 3:30 PM 4:00 PM 4:30 PM 5:00 PM 5:30 PM 6:00 PM 6:30 PM 7:00 PM GET IT DONE:
POWER MOVES: QUICK THOUGHTS:
TUESDAY, DECEMBER 30, 2025
“Failing to plan is planning to fail.” - Unknown
Movement Fuel
Hydration
SATURDAY, JANUARY 3, 2026
"Done is better than perfect" - Sheryl Sandberg
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
Movement
Fuel
Hydration
SUNDAY, JANUARY 4, 2026
"She needed a hero, so that's what she became." - Unknown
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
Movement Fuel Hydration
SATURDAY, JANUARY 10, 2026
"Dreams don't work unless you do" - John C Maxwell
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, JANUARY 11, 2026
"The most common way people give up their power is by thinking they don't have any" - Alice Walker
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JANUARY 17, 2026
"For we are God's handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do" - Ephesians 2:10 (NIV)
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, JANUARY 18, 2026
"A woman with a voice is, by definition, a strong woman" - Melinda Gates
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JANUARY 24, 2026
"Give a girl the right shoes and she can conquer the world" - Marilyn Monroe
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, JANUARY 25, 2026
"You must never be fearful about what you are doing when it is right" - Rosa Parks
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
“What you get by achieving your goals is not as important as what you become by achieving your goals” - Zig Ziglar
“Fall in love with your life” - Unknown
SATURDAY, JANUARY 31, 2026
“The distance between dreams and reality is called action.”- Unknown
RESET & REFLECT:
START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, FEBRUARY 1, 2026
"At the end of the day, we can endure much more than we think we can" - Frida Kahlo
Movement
Fuel
Hydration
RESET & REFLECT:
START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS: POWER MOVES GET IT DONE:
NOTEABLES
Presidents’Day
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
Movement Fuel
Hydration
SATURDAY, FEBRUARY 7, 2026
“Act as if what you do makes a difference It does” - William James
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, FEBRUARY 8, 2026
""Courage is not the absence of fear, but rather the judgment that something else is more important than fear" - Ambrose Redmoon
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, FEBRUARY 14, 2026
"Tell me, what is it you plan to do with your one wild and precious life?" - Mary Oliver
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
SUNDAY, FEBRUARY 15, 2026
"You are BRAVER than you believe, STRONGER than you seem, and SMARTER than you think" - Women of UCSF Health
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
"She
stopped waiting for a seat at the table, built her own, and before she knew it, it was standing room only" - Allison Walsh
SATURDAY, FEBRUARY 21, 2026
"For tomorrow belongs to the people who prepare for it today" - African Proverb
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, FEBRUARY 22, 2026
"Who knows what women can be when they are finally free to be themselves?" - Betty Friedan
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, FEBRUARY 28, 2026
"Plan for what is difficult while it is easy, do what is great while it is small" - Sun Tzu
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
SUNDAY, MARCH 1, 2026
""Each time a woman stands up for herself, without knowing it possibly, without claiming it, she stands up for all women" - Maya Angelou
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
St Patrick’sDay
8 - Daylight Savings Time
17 - St Patrick’s Day 20 - Eid al Fitr
HOLIDAYS
20 - Spring Equinox
29 - Palm Sunday
FinancialFriday
FinancialFriday
Eid-al-Fiitr
SpringEquinox
FInancialFriday
FinancialFriday
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
“Old keys won't open new doors” - Unknown
SATURDAY, MARCH 7, 2026
"A clear vision, backed by definite plans, gives you a tremendous feeling of confidence and personal power." - Brian Tracy
Movement Fuel Hydration START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, MARCH 8, 2026
"There is no limit to what we, as women, can accomplish" - Michelle Obama
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
"We can make our plans, but the Lord determines our steps"
- Proverbs 16:9 (NLT)
SATURDAY, MARCH 14, 2026
"Always plan ahead It wasn't raining when Noah built the ark" - Richard Cushing
Hydration START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS: POWER MOVES GET IT DONE:
RESET & REFLECT:
SUNDAY, MARCH 15, 2026 Movement
"If they don't give you a seat at the table, bring a folding chair" - Shirley Chisholm
Movement
Fuel
Hydration
RESET & REFLECT:
START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
"Most ideas don't simply fail They get buried in the busyness of day-to-day life" - Michael Hyatt
SATURDAY, MARCH 21, 2026
"Trust the journey" - Unknown
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
SUNDAY, MARCH 22, 2026 Movement
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
"Do one thing every day that scares you" - Eleanor Roosevelt
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
Movement
Fuel
Hydration
SATURDAY, MARCH 28, 2026
"Anything is possible when you are committed" - Hal Elrod
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
SUNDAY, MARCH 29, 2026
"Well-behaved women seldom make history" - Laurel Thatcher Ulrich
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
NOTEABLES
Movement Fuel Hydration
SATURDAY, APRIL 4, 2026
"It's never too late to be what you might have been" - George Eliot
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, APRIL 5, 2026
"Think like a queen A queen is not afraid to fail Failure is another stepping stone to greatness" - Oprah Winfrey
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, APRIL 11, 2026
"She woke up every morning with the option of being anyone she wished. How beautiful it was that she always chose herself." - Tyler Kent White
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, APRIL 12, 2026
"A woman is like a tea bag you never know how strong she is until she gets in hot water" - Eleanor Roosevelt
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, APRIL 18, 2026
“I’ve found that the first thirty minutes of my day have the biggest impact on how I feel for the rest of my waking hours” - Molli Sullivan
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, APRIL 19, 2026
"A girl should be two things: Who and what she wants" - Coco Chanel
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
MOVES GET IT DONE:
QUICK THOUGHTS:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
Movement
Fuel
Hydration
SATURDAY, APRIL 25, 2026
"You are a masterpiece" - Molli Sullivan
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
SUNDAY, APRIL 26, 2026
"Always be a first-rate version of yourself instead of a second-rate version of somebody else" - Judy Garland
Movement
Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
NOTEABLES
PathtoProsperity
Mother’sDay
SATURDAY, MAY 2, 2026
"The most valuable math you can learn is how to calculate the future cost of your current decisions." - Unknown
SUNDAY, MAY 3, 2026 Movement
"Every woman's success should be an inspiration to another We're strongest when we cheer each other on" - Serena Williams
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, MAY 9, 2026
“Happiness is not something ready made It comes from your own actions”- Dalai Lama
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
Movement
Fuel
Hydration
SUNDAY, MAY 10, 2026
"Where there is a woman, there is magic." - Ntozake Shange
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, MAY 16, 2026
“When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one that has been opened for us.” – Helen Keller
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
SUNDAY, MAY 17, 2026
"Do not live someone else's life and someone else's idea of what womanhood is." - Viola Davis
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, MAY 23, 2026
“The most difficult thing is the decision to act, the rest is merely tenacity” - Amelia Earhart
Movement Fuel Hydration START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, MAY 24, 2026
"If everything was perfect, you would never learn, and you would never grow" - Beyonce
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, MAY 30, 2026
“The only place where your dreams become impossible is in your own thinking” - Robert H Shuller
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, MAY 31, 2026
"I am thankful for my struggle because, without it, I wouldn’t have stumbled across my strength" - Alex Elle
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
MOVES GET IT DONE:
QUICK THOUGHTS:
NOTEABLES
Father’sDay
HOLIDAYS
19 - Juneteenth
21 - Father’s Day
PathtoProsperity
FinancialFriday
FinancialFriday
Juneteenth
FinancialFriday
FinancialFriday
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JUNE 6, 2026
“If you want to live a happy life, tie it to a goal, not to people or things” - Albert Einstein
RESET & REFLECT:
START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, JUNE 7, 2026
"Life is tough, my darling, but so are you" - Stephanie Bennett-Henry
Movement Fuel Hydration
RESET & REFLECT:
START STRONG: Mind Fuel Sacred Pause Daily Dose QUICK THOUGHTS:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JUNE 13, 2026
“With the new day comes new strength and new thoughts” - Eleanor Roosevelt
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
Movement Fuel
Hydration
SUNDAY, JUNE 14, 2026
"Do not ever sell yourself short." - Jameela Jamil
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JUNE 20, 2026
“The only time you fail is when you fall and stay down” - Stephen Richards
Movement Fuel Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
QUICK THOUGHTS: POWER MOVES GET IT DONE:
SUNDAY, JUNE 21, 2026
"I’d rather regret the things I’ve done than regret the things I haven’t done." - Lucille Ball
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
MOVES GET IT DONE:
QUICK THOUGHTS:
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
SATURDAY, JUNE 27, 2026
“We all live with the objective of being happy; our lives are all different and yet the same” - Anne Frank
Movement Fuel
Hydration
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
Movement Fuel Hydration
SUNDAY, JUNE 28, 2026
"Girls should never be afraid to be smart." - Emma Watson
START STRONG: Mind Fuel Sacred Pause Daily Dose
RESET & REFLECT:
GET IT DONE:
QUICK THOUGHTS: POWER MOVES
MONDAY:
WEDNESDAY: THURSDAY:
FRIDAY: SATURDAY:
SUNDAY: MUST DO:
NOTEABLES
PathtoProsperity