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How to teach your young athlete about money If you think your child is too young to learn about money, or that you don’t have the expertise to teach them, think again. If you never speak to your children about money, they’re likely to learn about it elsewhere, and you might not like what they learn: 40% of children aged 11-14 turn to social media for information about money.1 Here are some tips from New York Life, proud partners of US Youth Soccer, for having “the money talk” with your kids.

Introduce concepts as they grow In their “tween” years, you can teach basic concepts like: • Scarcity: Money doesn’t grow on trees, and you can’t always get what you want. Giving an allowance and choosing what to spend it on is a good place to start.

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T. Rowe Price Parents, Kids & Money Survey, 2022.

• Saving: If the thing they want costs more than one week’s allowance, that’s a good time to introduce the concept of saving money.

In their teen years, you can get more advanced and teach specific money topics: • Growth: You don’t need to delve into the stock market to introduce the idea of interest and investing—though if their school offers an investing club, encourage them to join.

• Budgeting: Even if they’re years away from having to budget for housing and other expenses, you can introduce the concept of sticking to category limits.

Speak their language No, don’t try to speak the latest internet lingo—you’re almost certainly years behind. But a sports metaphor or two could clarify some concepts to your young athlete. You could emphasize a

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