2015 NAPA Black Book

your employees give their all. pay them back.

CHOOSE A SMARTER TARGET-DATE FUND

Hard-working participants deserve a DC plan built to help them achieve their retirement goals. That starts with offering the right QDIA. Franklin LifeSmart™ Retirement Target Funds are designed to seek the highest level of long-term total return, while actively and continuously managing risk to maximize potential outcomes at retirement.

• NEW GENERATION OF TARGET DATE DESIGN — Innovative “to-retirement” glide path with the goal to achieve a higher participant account value at retirement.

• DYNAMIC MANAGEMENT — Tactical exibility to adapt to changing market conditions, seeking to seize growth opportunities and reduce situation-speci c risk.

• RISK-AWARE PERFORMANCE — Enhanced diversi cation has helped the funds achieve a history of solid risk-adjusted returns.

Find out more at franklintempleton.com/lifesmart

Investors should carefully consider a fund’s investment goals, risks, charges and expenses before investing. To obtain a Franklin Templeton fund summary prospectus and/or prospectus that contains this and other information, call 1-800-342-5236. Investors should read the prospectus carefully before investing. Past performance does not guarantee future results. All investments involve risks, including possible loss of principal. Principal invested is not guaranteed at any time, including at or after the fund’s retirement target date; nor is there any guarantee that the fund will provide suf cient income at or through the investor’s retirement.

© 2015 Franklin Templeton Distributors, Inc.

FRANKLIN LIFESMART™ RETIREMENT TARGET FUNDS

AB

Allianz Global Investors

American Century Investments

American Funds

BlackRock

BNY Mellon Retirement

Columbia Threadneedle Investments

Dimensional Fund Advisors

Federated Investors

Fidelity Financial Advisor Solutions

Franklin Templeton Investments

Galliard Capital Management

Invesco

Ivy Funds

J.P. Morgan Asset Management

Janus Capital Group

John Hancock Investments

Lazard Asset Management

Legg Mason

Lord Abbett

MassMutual Funds

MFS Investment Management

Morley Financial Services

Natixis Global Asset Management

Neuberger Berman

Nuveen Investments

OppenheimerFunds

Putnam Investments

RidgeWorth Investments

Russell Investments

Sentinel Financial Services Co.

Stadion Money Management

Streamline Partners LLC

T. Rowe Price

Thornburg Investment Management TIAA-CREF

RECORDKEEPERS

ADP Retirement Services

Alliance Benefit Group

American Funds Distributors, Inc.

Ameritas

Aspire Financial Services

BlueStar

CUNA Mutual Retirement Solutions

Ekon Benefits

Empower Retirement

EPIC Advisors, Inc.

Fidelity Investments®

Guardian Insurance & Annuity

J.P. Morgan Asset Management

John Hancock Retirement Plan Services

Lincoln Financial Group

MassMutual Financial Group

Milliman, Inc.

Mutual of Omaha

Nationwide

North American KTRADE Alliance, LLC

O'Connell Pension Consulting, Inc.

OneAmerica

PAi

Pentegra Retirement Services Prudential Securian

Sentinel Benefits & Financial Group

T. Rowe Price

The Standard Transamerica

Ubiquity Retirement & Savings

Unified Trust Company, N.A.

VALIC

Vantage Benefits Administrators

ABK Advisors, Inc.

AIG Advisor Group

Bdellium, Inc

Cafaro Greenleaf

Cambridge Investment Research, Inc.

Cammack Retirement Group

Cannon Capital Management, Inc.

CAPTRUST

CBS Funding, Inc.

Cetera FInancial Group

Clearview Group

Commonwealth Financial Network

Direct Retirement Solutions

EHD Advisory Services

Fiducia Group

Fiduciary Consulting Group, Inc.

Global Retirement Partners Advisor Alliance

Gordon Asset Management, LLC

IFP Plan Advisors

Independent Financial Group, LLC

InTrust Fiduciary Group

Jackson Avenue, LLC

Latus Group, Ltd.

LeafHouse Financial Advisors

Lincoln Investment LPL Financial M Financial Group

Millennium Advisory Services, Inc.

Moneta Group Investment Advisors

Morgan Stanley

Multnomah Group, Inc.

Newport Capital Group

Pension Consultants, Inc.

Pensionmark Financial Group

Plexus Financial Services

Raymond James

Resources Investment Advisors, Inc

Retirement Fund Management

Roush Investment Group

SageView Advisory Group, LLC

SaveDaily.com Inc.

Sentinel Pension Advisors

Soltis Investment Advisors

StratWealth

The Pacific Financial Group, Inc.

UBS Financial Services Inc.

64 64 65 65 66 67 66 54 70 67 68 68 98 80 98 80 81 98 81 82 82 83 83 84 84 85 85 99 86 86 87 87 88 88 89 89 99 90 90 99 100 91 91 100 92 100 92 93 93 94 94 95 95 101 96 96 97 97 78

EDITOR-IN-CHIEF

Nevin E. Adams, JD

78-101

PUBLISHER Erik Vander Kolk evanderkolk@usaretirement.org

EDITOR John Ortman jortman@usaretirement.org

GRAPHIC DESIGNER Ian Bakar ibakar@usaretirement.org

ADVERTISING MANAGER Renato Macedo rmacedo@usaretirement.org

NAPA OFFICERS

PRESIDENT Joseph F. DeNoyior, AIF, C(k)P, CRPS

VICE PRESIDENT Samuel Brandwein, QPA, CFP, CIMA, CRPS

EXECUTIVE DIRECTOR/CEO Brian H. Graff, Esq., APM

NAPA Net the Magazine is published quarterly by the National Association of Plan Advisors, 4245 North Fairfax Dr., Suite 750, Arlington, VA 22203. For subscription information, advertising and customer service, please contact NAPA at the above address or call 800-3086714, or customercare@napa-net.org. Copyright 2015, National Association of Plan Advisors. All rights reserved. This magazine may not be reproduced in whole or in part without written permission of the publisher. Opinions expressed in bylined articles are those of the authors and do not necessarily reflect the official policy of NAPA.

Postmaster: Please send change-of-address notices for NAPA Net the Magazine to NAPA, 4245 North Fairfax Dr., Suite 750, Arlington, VA 22203.

Someday, he wants a vacation home with water views.

To make it happen, he’s projecting his retirement income here, at his daughter’s swim lesson.

Our mission: inspire your clients to take control of their financial futures and engage with their retirements. This is how we’re Thinking Further Ahead. empower-retirement.com

Empower Retirement refers to the products and services offered in the retirement markets by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York, Home Office: White Plains, NY; and their subsidiaries and affiliates. The trademarks, logos, service marks, and design elements used are owned by their respective owners and are used by permission. Apple, the Apple logo, and iPhone are trademarks of Apple, Inc. This is an independent advertisement that has not been authorized, sponsored, or otherwise approved by Apple, Inc. ©2015 Great-West Life & Annuity Insurance Company. All rights reserved. 10/2015 PT243485

‘Back,’ in Black

When my family moved from Connecticut to Virginia several years back, our entire service network was disrupted. We had to find new doctors and dentists, new lawyers and someone to cut (or style) our hair. Not only did our utility providers change, but we were required to find completely different types of providers, trading in our heating oil vendor for one that dealt with natural gas. And, of course, there were the providers we didn’t need immediately, but stumbled upon in a bit of a rush — our plumber. We got a head start from materials provided by our realtor, but it took a while for us to work our way through trying out providers who were not only available, but compatible with our needs.

We live in a day and age where the notion of a “Yellow Pages” is more likely to evoke images of a weathered ancient text than that bound listing of businesses organized by goods and services that the phone company once produced and distributed. Those who remember those volumes will perhaps recall that they were often consigned to a shelf near the phone (or even under the phone) until a need for services emerged — frequently in an emergency (plumbers, anyone?). Once upon a time, you could count on finding a copy of the Yellow Pages on your doorstep.

These days we’re more likely to rely on online resources, but as expedient as that option might seem, the sufficiency of the answer to the need is often dependent on the quality of your search. In other words, while you will likely find what you are looking for, you might not find what you ought to be looking for.

In the pages that follow, we have reached out to the nation’s leading providers in three key service categories for retirement plan advisors: recordkeepers, DCIOs and BD/RIAs.

For this inaugural “Black Book,” we asked each to provide certain key information points about their business, as well as some select historical data trends, with an emphasis on their support of, and services to, retirement plan advisors.

Those who, as NAPA Firm Partners, provide additional support to advisors in that capacity, are identified as such in the pages that follow. Some of this information has been available on NAPA-net.org previously; some is new.

In addition to the Table of Contents nearby, each of the sections opens with an “at-a-glance” table of the providers in each section. While it includes only a subset of information from the detailed provider listings that follow, we hope it will help you glean a sense of the key service attributes of each, and help you navigate to the service provider(s) that are most suitable to meet your service requirements.

In this day and age, one might well wonder why this information is being produced in such a traditional format. The answer, quite simply, is that many of our readers will find this medium easier to reference and review. It can — and we hope it will — be a resource that you can keep at your fingertips throughout the year.

That said, we also appreciate the need for a digital version of this information. To that end, you will find an enhanced online version (for NAPA Firm Partners) under the Partner Corner tab at www.napa-net.org. Additionally, we plan to release a digital copy of this publication via a new app for both IOS (Apple) and Android in coming weeks. This will allow you to not only readily search throughout the publication, but to share profiles and other information via email or social media with your peers and colleagues.

We hope that you will find the Black Book to be a useful resource, and that you will have opportunity to refer to it regularly. We already have plans to expand it for 2016, and look forward to your comments and suggestions to make it an even more vital tool in the months ahead.

Thanks again, as always, for your support of NAPA, and our information resources. N

NEVIN E. ADAMS, JD » Editor-in-Chief nevin.adams@usaretirement.org

Let your fingers do the walking...

We hope that you will find the Black Book to be a useful resource, and that you will have opportunity to refer to it regularly.”

ZeroOptionsophobia:

Your clients’ fear their defined contribution plan doesn’t give them enough flexibility.

Nationwide Retirement Flexible Advantage® gives your plan sponsors more options to tailor their 401(k) or 403(b) plans.

• 1,200+ Institutional Investments

• Our Fund Window provides access to funds outside the core lineup with no added costs

• Dedicated Field Service Representatives to help with on-site or online enrollment

Learn more at: nationwidefinancial.com/FlexAdvantage

For more information about the available underlying investment options, including all charges and expenses, please consult a fund prospectus, which can be obtained by calling 1-800-626-3112 or visiting nationwide.com. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your plan representative. An investor should carefully consider the fund’s investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus carefully before investing.

Please note that the investment options o ered through Nationwide’s Fund Window have not been individually selected and are not monitored by the Plan Representative. Nationwide does not monitor the funds o ered through Fund Window.

Trust programs and trust services are o ered by Nationwide Trust Company, FSB, a division of Nationwide Bank. Variable life and annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, OH. The general distributor for variable products is Nationwide Investment Services Corporation, member FINRA. Funds distributed by Nationwide Fund Distributors, LLC, member FINRA. Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Investment Services Corporation, and Nationwide Fund Distributors are separate but a liated companies. Let's Face It Together is a service mark of Nationwide Life Insurance Company. Nationwide, the Nationwide N and Eagle, Nationwide is on your side and Nationwide Retirement Flexible Advantage are service marks of Nationwide Mutual Insurance Company. © 2015 Nationwide.

Many were spawned from recordkeepers that exited the DC recordkeeping business after expanding their menus beyond proprietary funds over the past 10 years. Though investments are the lifeblood of DC plans, recordkeepers select which ones are offered on their platforms, and advisors select or help clients select the investments from that menu. DCIOs can influence these decisions, but ultimately they rely on their partners to make the final decision, which is why many DCIOs have built impressive value added services for advisors, some of which are made available exclusively through recordkeeper partners.

Lacking the ultimate decision-making authority on platform placements, DCIOs have also been aggressive with distributors since 2010, especially larger broker dealers focused on supporting DC advisors.

The vast majority of resources now available to plan advisors, even those created by third parties, have been made available courtesy of DCIOs. In addition, the DCIO wholesalers are among the most knowledgeable resources in the business, a professional prerequisite for their focus on covering “Elite” plan advisors. Indeed, DCIO wholesalers have become de facto practice management experts, helping advisors not only manage their practice, but also sharing competitive information about what other Elite advisors are doing.

Along with those resources, DCIOs support recordkeeping and administrative services through revenue sharing; they also support educational and marketing activities of advisors and distributors.

Though a few national recordkeepers have a DCIO division, these days most have created a “Chinese wall” that allows their DCIO group to work more effectively with other recordkeepers. With the industry moving toward professionally managed investments and lower cost funds, the DCIOs which have target-date funds with at least $1 billion DC AUM or significant passive strategies have done well — even better if they also control a recordkeeper. Actively managed funds are still used by an overwhelming majority of plan advisors, but their market share continues to slip with the hope that custom TDFs and white-labelled strategies will gain traction.

As with recordkeepers and distributors, consolidation has hit DCIOs, with some not providing external wholesaler support or value add. Some experts expect hedge funds and alternative investment managers to try to enter the retail DC market, but it’s going to be difficult for these almost strictly institutionally distributed money managers to enter the DCIO space — more likely they will partner with other firms looking to make their strategies available.

— FRED BARSTEIN

4500 MAIN ST. KANSAS CITY, MO 64111 americancentury.com

KEY CONTACTS

Rick Luchinsky, (816) 340-3418, rick luchinsky@americancentury com

Kevin Eknaian, (816) 340-9217, kevin eknaian@americancentury com

Gary Kostuke, (816) 340-7880, gary kostuke@americancentury com

American Century Investments is a leading privately held investment management firm, committed to delivering superior investment performance and building longterm client relationships since its founding in 1958. Serving investment professionals, institutions, corporations and individual investors, American Century Investments offers a variety of actively managed investment disciplines through an array of products including mutual funds, institutional separate accounts, commingled trusts and sub-advisory accounts. The company’s 1, 300 employees serve clients from offices in New York; London; Hong Kong; Mountain View, Ca.; and Kansas City, Mo Delivering investment results to clients enables American Century Investments to distribute over 40% of its profits to the Stowers Institute for Medical Research, a 500-person, non-profit basic biomedical research organization. The Institute is the controlling owner of American Century Investments and has received dividend payments totaling over $1 billion since 2000

BUSI N E S S M E T R I C S

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million

TOTAL AUM ($MM)

As of 06/30/15: $150,622MM

As of 12/31/14: $145,579MM

As of 12/31/13: $139,158MM

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $38,053MM

As of 12/31/14: $36,575MM

As of 12/31/13: $35, 229MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: Collective trusts: Separate accounts: Money market:

TOP 5 FUNDS BY DC ASSETS

1. One Choice® Target Date Portfolios

Total Assets: $10,142MM

2. Growth Fund Total Assets: $2,772MM

3. Equity Income Total Assets: $2,629MM

4. Mid Cap Value Total Assets: $2,063MM

5. Heritage Total Assets: $1, 352MM

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Plan benchmarking

• Compliance support

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

• Subject-matter experts as speakers for events

• Social Security and Your Retirement presentation

• Value-add content including national research

DCIO ASSET BREAKDOWN:

ASSET ALLOCATION FUNDS

When it comes to choosing a target-date fund, you need a solution designed to effectively navigate the market’s ups and downs. Since their inception more than a decade ago, One Choice Target Date Portfolios have focused on providing a smoother ride by limiting volatile return streams in an effort to help more participants achieve retirement success.

Top-Decile Sharpe Ratios — Competitive Risk-Adjusted Returns

You should consider the fund’s investment objectives, risks, charges and expenses carefully before you invest. The fund’s prospectus or summary prospectus, which can be obtained by visiting americancentury.com, contains this and other fund information that should be read carefully before investing.

A target-date portfolio’s target date is the approximate year when investors plan to retire or start withdrawing their money. The principal value of the investment is not guaranteed at any time, including at the target date. Each target-date portfolio seeks the highest total return consistent with its asset mix. Over time, the asset mix and weightings are adjusted to be more conservative. In general, as the target year approaches, the portfolio’s allocation becomes more conservative by decreasing the allocation to stocks and increasing the allocation to bonds and money market instruments.

The Sharpe Ratio is a risk-adjusted measure developed by William F. Sharpe, calculated using standard deviation and excess return to determine reward per unit of risk. The higher the Sharpe Ratio, the better the fund’s historical risk-adjusted performance. Sharpe Ratios shown for portfolios with 10 years of history. Fund name, 10-year rank/number of funds in category: In Retirement, 18/87 funds; 2025 Portfolio, 1/42 funds; 2035 Portfolio, 1/42 funds; 2045 Portfolio, 1/30 funds. ©2015 Morningstar, Inc. All Rights Reserved. Certain information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

American Century Investment Services Inc., Distributor. ©2015 American Century Proprietary Holdings, Inc. All rights reserved. CO-ADV-87205 1512

55 EAST 52ND STREET

NEW YORK, NY, USA 10055 blackrock.com/DC

KEY CONTACTS

Sean Murray, (415) 717-0552 sean.murray@blackrock com

BlackRock’s dedicated Defined Contribution team is a partner to plan sponsors and advisors, with the experience and resources to help you build better investment menus and evaluate and enhance plans. Visit BlackRock com/DC to learn more about our DC investment strategies, thought leadership and value add programs.

BUSIN E S S M E T R

PRIMARY MARKET(S) SERVED

Small $1 million - $10 million

Mid $10 million - $100 million

IC S

Large $100 million - $250 million

Mega >$250 million

TOTAL AUM ($MM)

As of 06/30/15: $4,721,000MM

As of 12/31/14: $4,652,000MM

As of 12/31/13: $4, 324,000MM

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $621,700MM

As of 12/31/14: $593,800MM

As of 12/31/13: $535,500MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 11%

Collective trusts: 36%

Separate accounts: 53%

TOP 5 FUNDS BY DC ASSETS

1. Multi Asset Active

Total Assets: $22 73 billion

2014 New Fund Flows: $2.85 billion

2. Equity Active

Total Assets: $12 74 billion

2014 New Fund Flows: $2.52 billion

3. Equity Index

Total Assets: $8 19 billion

2014 New Fund Flows: $576 million

4. Fixed Income Active

Total Assets: $4 22 billion

2014 New Fund Flows: $887 million

5. Fixed Income Index

Total Assets: $1 16 billion

2014 New Fund Flows: $274 million

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Plan benchmarking

• Compliance support

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS

DC: 12 Retail: 140

DCIO

Target-date:

CLOSING THE RETIREMENT INCOME GAP TOGETHER ONE DC PLAN AT A TIME

Work with

%

of the top 200 US DC plans1

Largest DC investment-only manager in the US2, with in AUM

Americans are living longer than ever. As a result, many will likely face a retirement income gap between the savings they put aside and the income they may want each year in retirement.

Take action to help close the retirement gap.

Harness the same investment and risk management expertise and leading-edge technology that the world’s largest DC plans turn to, so you can help your clients:

} See where their DC plan stands compared to where they want it to be

} Understand which plan design adjustments can have the most impact on employee retirement readiness

} Build a well-designed investment menu from a broad set of index and active solutions—including our LifePath® target date funds

Visit BlackRock.com/DC to get started.

of BlackRock AUM is retirement related2

Trusted to manage more money than any other investment firm in the world.*

* Source: BlackRock. Based on $4.5 trillion in AUM as of 9/30/15. 1 Pensions & Investments as of 12/31/14. 2 BlackRock as of 12/31/14. Investing involves risk, including possible loss of principal. ©2015 BlackRock, Inc. All rights reserved. BLACKROCK , and LIFEPATH are registered trademarks of BlackRock, Inc. All other trademarks are those of their respective owners. DCM-0169

BNY MEL L ON R E T I R E ME N T

BUSIN E S S M E T R IC S

PRIMARY MARKET(S) SERVED

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million

Mega >$250 million

TOP 5 FUNDS BY DC ASSETS

1. Dreyfus Mid Cap Index

Total Assets: $1,068, 251,931

2014 New Fund Flows: $300,624, 237

201 WASHINGTON ST. FLOOR 24

BOSTON, MA 02108

bnymellon.com/dc

KEY CONTACTS

Dan Steele, (617) 722-7355 daniel.steele@bnymellon com

It’s time to have brave conversations about pressing DC issues. Our mission is to help DC decision-makers address their most pressing challenges — designing plans, arming fiduciaries, directing investments and engaging participants. We’re committed to partnering with you to provide the tools needed to help participants achieve the targeted retirement outcomes they deserve. As the world’s 7th largest global asset manager with $1 6 trillion in assets under management, we are able to bring the power of our multi-boutique model and diverse perspectives to deliver the DC solutions and thinking plan decision makers and their participants need.

To discover more about retirement best practices and BNY Mellon Retirement, visit us at bnymellon. com/DC or call 1-800-992-5560 to speak with a Dedicated Retirement Consultant.

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 18% ($7 4B)

Collective trusts: 19% ($7.8M)

Separate accounts: 63% ($26B)

Stocks: 52% ($22B)

Bonds: 33% ($14B)

Stable Value: 5% ($2B)

Money market: 10% ($4B)

2. Dreyfus S&P 500 Index

Total Assets: $897,154,157

2014 New Fund Flows: $271,730,782

3. Dreyfus Bond Market Index

Total Assets: $627, 352,443

2014 New Fund Flows: $292,604,031

4. Dreyfus Opportunistic Mid Cap Value

Total Assets: $535,823,716

2014 New Fund Flows: $177,535,568

5. Dreyfus Stable Value

Total Assets: $534, 312,494

2014 New Fund Flows: $195,869,821

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Compliance support

• Training for DC plan sales/service

• Investment committee meetings

• Advisor Fee Benchmarking

ERISA Consulting Line

NO. OF EXTERNAL WHOLESALERS

DC:

Target-date:

It’s time to have brave conversations about pressing DC issues.

JOIN US IN HELPING TRANSFORM THE WAY AMERICA RETIRES.

Designing Plans Arming Fiduciaries

Our mission is to help DC decision-makers address their most pressing challenges — designing plans, arming fiduciaries, directing investments and engaging participants. We’re committed to partnering with you to provide the tools needed to help participants achieve the targeted retirement outcomes they deserve.

Directing Investments Engaging Participants

Learn more

To discover more about retirement best practices and BNY Mellon Retirement, visit us at bnymellon.com/DC or call 1-800-992-5560 to speak with a Dedicated Retirement Consultant.

Follow us

@BNYMellon | #BNYMretire BNY Mellon

BNY Mellon Retirement personnel act as licensed representatives of MBSC Securities Corporation (a registered broker-dealer) to offer securities, and act as officers of The Bank of New York Mellon (a New York chartered bank) to offer bank-maintained collective investment funds as well as to offer separate accounts managed by BNY Mellon Investment Management firms. This material is not intended as an offer to sell or a solicitation of an offer to buy any security, and it is not provided as a sales or advertising communication and does not constitute investment advice. MBSC Securities Corporation, a registered broker-dealer, FINRA member and whollyowned subsidiary of The Bank of New York Mellon Corporation, has entered into agreements to offer securities in the U.S. on behalf of certain BNY Mellon Investment Management firms and as distributor of the above mutual funds.

© 2015 MBSC Securities Corporation. BNY Mellon Retirement personnel act as licensed representatives of MBSC Securities Corporation (a registered broker-dealer) to offer securities, and act as officers of The Bank of New York Mellon (a New York chartered bank) to offer bank-maintained collective investment funds as well as separately managed accounts managed by BNY Mellon Investment Management firms.

BUSIN E

225 FRANKLIN ST. BOSTON, MA 02110

columbiathreadneedleus.com

KEY CONTACTS

Sales: Joseph Feloney, (617) 912-2230 joseph feloney@columbiathreadneedle com

Service: Peter Litalien, (617) 912-2223 peter litalien@columbiathreadneedle com

Columbia Threadneedle

Investments partners with you to offer solutions that are tailored to address your clients’ investment objectives. With more than 2,000 people, including over 450 investment professionals based in North America, Europe and Asia, we manage over $500 billion in assets across developed and emerging market equities, fixed income, asset allocation solutions and alternatives. The Columbia DCIO team brings a consultative approach to working with financial advisors. We understand that you have a choice with whom you do business and that’s the reason we have a unique set of tools to support your business.

S S M E T R IC S

PRIMARY MARKET(S) SERVED

Small $1 million-$10 million

Mid $10 million - $100 million

Large $100 million - $250 million

TOTAL AUM ($MM)

As of 06/30/15: $505,000MM

As of 12/31/14: $330,000MM

As of 12/31/13: $300,000MM

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $29,000MM

As of 12/31/14: $32,000MM

As of 12/31/13: $34,000MM

DCIO ASSET BREAKDOWN (BY %)

Mutual

TOP 5 FUNDS BY DC ASSETS

1. Columbia Acorn

Total Assets: $2.5 Billion

2. Columbia Dividend Income: Total Assets: $2 2 Billion

3. Columbia Large Cap Index: Total Assets: $2 1 Billion

4. Columbia Mid Cap Index: Total Assets: $2 0 Billion

5. Columbia Contrarian Core: Total Assets: $1.5 Billion

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• Compliance support

• Plan benchmarking

• Training for DC plan sales/service

• Investment committee meetings

• ERISA Consulting Desk NO. OF EXTERNAL WHOLESALERS

DC: 8 Retail: 75

1555 PEACHTREE ST. NE ATLANTA, GA 30309 invesco.com/us

KEY CONTACTS

Jeffrey Hemker, (630) 258-6931 jeffrey.hamker@invesco com

Sales Desk: (800) 370-1519

Invesco is one of the largest global independent investment managers. With more than 750 investment professionals worldwide and an operational network spanning 20 countries, Invesco offers an “investors first” approach built on its commitment to investment excellence, depth of investment capabilities and organizational strength. Invesco’s sole focus is investment management, offering a wide range of investment capabilities across major equity, fixed income and alternative asset classes through a diverse set of investment vehicles. The focus of Invesco’s defined contribution investment only (DCIO) team is simple. We connect with top DCfocused advisors, consultants, RIAs and platform partners to help grow their business — The Business of Retirement.

BUSIN E S S M E T R IC S

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million

Mega >$250 million

TOTAL AUM ($MM)

As of 06/30/15: $803,575MM

As of 12/31/14: $792, 382MM

As of 12/31/13: $778,790MM

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $102,516MM

As of 12/31/14: $97,665MM

As of 12/31/13: $96,049MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 46.8%

Collective trusts: 12 3% Separate accounts: 40 9%

TOP 5 FUNDS BY DC ASSETS

1. Invesco Equity & Income

Total Assets: $5.8 billion

2. Invesco Comstock

Total Assets: $5 3 billion

3. Invesco Growth & Income

Total Assets: $5 2 billion

4. Invesco International Growth Total Assets: $5 1 billion

5. Invesco Diversified Dividend

Total Assets: $4 0 billion

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Plan benchmarking

• Compliance support

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS

DC: 11 Retail: 88

ASSET ALLOCATION FUNDS

Balance-Risk Invesco • Retirement Funds

BUSIN E

100 FIRST STAMFORD PL., 5TH FLOOR STAMFORD, CT 06902 leggmason.com

KEY CONTACTS

Gary Kleinschmidt, (215) 872-1317 gkleinschmidt@leggmason com

Ursula Henry, (203) 703-7567 uhenry@leggmason com

Since its founding in 1899, Legg Mason has evolved into one of the largest asset management firms in the world, serving individual and institutional investors on six continents. Today, Legg Mason is a globally diversified family of independent investment managers who are each widely recognized for their specialized expertise, commitment to long term performance and outstanding client service. The distinctive Legg Mason “multi-manager” business model provides clients with a broad spectrum of investment solutions across asset classes, geographies and channels. Legg Mason’s corporate services include global retail distribution, capital management, as well as fiduciary and governance oversight. The diversification and balance of Legg Mason have fueled the company ’ s performance over its thirty-year history as a public company

S S M E T R IC S

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million

TOTAL AUM ($B)

As of 06/30/15: $699B

As of 12/31/14: $709B

As of 12/31/13: $664B

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $26 1B

As of 12/31/14: $25 6B

As of 12/31/13: $25 9B

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 73% Collective trusts: 4% Separate accounts: 22% Money market: 1%

TOP 5 FUNDS BY DC ASSETS

1. Western Asset Core Plus Bond Fund

Total Assets: $2 3 billion 2. ClearBridge Small Cap Growth Fund

Total Assets: $1 7 billion

3. ClearBridge Aggressive Growth Fund

Total Assets: $1 6 billion

4. Western Asset Core Bond Fund

Total Assets: $1 3 billion

5. ClearBridge Appreciation Fund

Total Assets: $0.8 Billion

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Plan benchmarking

• Compliance support

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS

DC: 8 Retail: 40

DCIO ASSET BREAKDOWN: ASSET ALLOCATION FUNDS ($)

Target-date: $19M Target-risk: $74M

ASSET ALLOCATION FUNDS

MEET OUR INVESTMENT MANAGERS

One of the world’s largest global asset managers, Legg Mason combines expertise in a wide range of investment disciplines with a singular focus on delivering powerful financial solutions for both individuals and institutions.

Active equity specialists

An active equity specialist that builds global, stock-driven portfolios based on fundamental research, devoting all of its resources to delivering optimum investment outcomes and superior client relationships.

Global value investing

Pursuing value since 1986 across equity and fixed income, globally and in the U.S. Historically institutionally focused, the firm has both a boutique’s agility and a leader’s stability and resources.

Quality-focused equity

Global investment manager with over 50 years of experience and long-tenured portfolio managers who seek to build income, high active share or low volatility portfolios.

Global listed infrastructure investing

RARE is a dedicated infrastructure investment manager focused on global listed infrastructure investments. Established in 2006, RARE has grown to become one of the largest listed infrastructure managers globally.

Global alternative investments

A global pioneer in multi-manager, multi-strategy alternative investing. The firm has made investments in new and established hedge fund managers across strategies, asset classes and regions since 1973.

Systematic investment solutions

Creates innovative solutions within a quantitative framework. The firm takes a consultative approach to global asset management, and applies complementary behavioral and fundamental market insights to manage portfolios with a repeatable, risk-aware process.

Small-cap equity

Known for its disciplined, valueoriented approach to managing small-caps. An asset class pioneer, the firm’s founder is one of the longest-tenured active managers.

Fixed income

One of the world’s leading global fixed income managers. Founded in 1971, the firm is known for team management, proprietary research and a long-term fundamental value approach.

All investments involve risk, including possible loss of principal.

QS Investors is a combined investment platform comprised of QS Investors, LLC (QS), QS Batterymarch Financial Management, Inc. (QS Batterymarch) and QS Legg Mason Global Asset Allocation, LLC (QS LMGAA). © 2015 Legg Mason Investor Services, LLC. Member FINRA, SIPC. Legg Mason Investor Services, LLC and all investment managers mentioned are subsidiaries of Legg Mason, Inc. 569688 ADVR218577

225 LIBERTY STREET NEW YORK, NY 10281

oppenheimer funds.com

KEY CONTACTS

Sales: Paul Temple, (212) 323-5119 ptemple@ofiglobal com

Sales: Clint Modler, (303) 378-4644 cmodler@ofiglobal com

OppenheimerFunds offers a broad, deep range of domestic and international equity and fixed income and alternative investment strategies. Our heritage in retirement plans provides us with insights that inform plan design, anticipate plan sponsor concerns and help realize successful plan outcomes. Our seasoned retirement professionals can help you and your clients adapt to new regulations, support your efforts to build forward-thinking, diversified fund lineups, and help plan sponsors—and their participants— achieve their goals. Our expertise helps you focus your retirement advisory business. This makes us different. And it makes us a resource for you and your business.

BUSIN E S S M E T R IC S

PRIMARY MARKET(S) SERVED

Micro < $1 million

Small $1 million-$10 million

Mid $10 million - $100 million

TOTAL AUM ($MM)

As of 06/30/15: $230,893,189,487

As of 12/31/14: $233,075,627, 370

As of 12/31/13: $227, 283,020, 334

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $34,786,503,080

As of 12/31/14: $34,856,116, 390

As of 12/31/13: $34,107,745,999

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 96 1%

Collective trusts: 2.5%

Money market: 1 4%

TOP 5 FUNDS BY DC ASSETS

1. Developing Markets Fund:

Total Assets: $8,441,923,822

2014 New Fund Flows: $2,112,734, 342

2. International Growth Fund: Total Assets: $5,152, 312,469

2014 New Fund Flows: $1,988,610, 233

3. Global Fund: Total Assets: $3,556,866,128

2014 New Fund Flows: $511,967,449

4. International Bond Fund: Total Assets: $1,466,788,467

2014 New Fund Flows: $319, 333,434

5. Main Street Mid Cap Fund:

Total Assets: $1,031,759,518

2014 New Fund Flows: $148,769,754

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Compliance support

• Investment analysis & benchmarking

• Plan benchmarking

• Training for DC plan sales/service

• Investment committee meetings

INVEST IN A BEAUTIFUL WORLD.

The world is an amazing place. Optimistic. Unstoppable. Even courageous. Where big ideas hide in unusual places. Cures are found in curious plants. And magic is made of diodes and pixels. We look beyond the short term and see potential in places others overlook. Rewards down paths others are afraid to go. And opportunity where you least expect it. Invest with active managers who have a long-term view, a global perspective and the courage to go against the herd mentality. That’s the right way to invest in this big, bold, beautiful world. For 60 years we’ve been passionately serving financial advisors, institutions and investors. Contact your financial advisor or learn more at oppenheimerfunds.com/beautiful

100 EAST PRATT STREET

BALTIMORE, MD 21202 troweprice.com

KEY CONTACTS

Mark Cover, (410) 345-4954 mark cover@troweprice com

For over 75 years, T Rowe Price has operated under one guiding principle: “If you take care of your clients, your clients will take care of you ” Thomas Rowe Price, Jr., 1937 This principle has remained at the core of how we manage money and serve our clients. We run our business with integrity, always mindful that we are responsible stewards for our clients. As such, we are relentlessly focused on only two areas of business: investment management and related retirement plan services. Our portfolio managers average 17 years of experience with T Rowe Price. The Management Committee averages 30 years of experience with T Rowe Price. All of those figures are among the longest in the industry We cultivate leadership within our team of over 230 analysts and tie professional compensation to investment performance and the overall performance of T Rowe Price. This creates a culture that recognizes individual contributions yet remains aligned to the interests of our clients. Low management turnover helps to perpetuate the firm’s philosophy and investment approach.

BUSIN E S S M E T R IC S

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million Mega >$250 million

TOTAL AUM ($MM)

As of 06/30/15: $773,000MM

As of 12/31/14: $746,800MM

As of 12/31/13: $692,400MM

TOTAL DCIO ASSETS ($MM)

As of 06/30/15: $231,491MM

As of 12/31/14: $214,837MM

As of 12/31/13: $181,128MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 70 7%

Collective trusts: 9 2% Separate accounts: 20 2%

Stocks: 94 9% *includes asset allocation products

Bonds: 2 1% Stable value: 2 9% Money market: 0 1%

ASSET ALLOCATION FUNDS

• T Rowe Price Retirement Funds

• T Rowe Price Target Funds

• T Rowe Price Retirement Trusts

• T Rowe Price Retirement Hybrid Trusts

ADVISOR SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Plan benchmarking

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS

DC: 9 Retail: 24

DCIO ASSET BREAKDOWN:

Target-date: $88,600MM

Target-risk: $5,411MM

Balanced: $531MM

Total: $94,542MM

The primary source of retirement income for millennials will be their defined contribution plan. So they need a plan they won’t want to opt out of. Plans that make it easy to participate—and potentially grow savings faster—will have the advantage in attracting and retaining millennial employees. That’s where you can make a difference. Visit our new advisor site to learn how next generation thinking can help your plan sponsors win with millennials.

For this generation, opting out is not an option.

KEY CONTACTS

AB Retirement Sales Team 1 (800) 243-6812

WEBSITE ABGlobal.com

FIRM PROFILE

At AB, we’re working to define the future of Defined Contribution (DC), striving to keep clients ahead with visionary research and progressive innovation in DC solutions. Leveraging four decades of designing asset-allocation strategies and managing portfolios for institutions and individuals globally ($463B in AUM*), we’ve developed a wide range of solutions for DC plans. Applying best practices in plan design, investments and communications, we collaborate across our firm and industry—even with competitors—to help plans of all sizes keep ahead of what’s next.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) TOTAL AUM ($MM)

As of 6/30/15: $485,000MM

As of 12/31/14: $474,000MM

As of 12/31/13: $450,000MM TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $48,866MM

As of 12/31/14: $474,000MM

As of 12/31/13: $450,000MM

ALLIANZ GLOBAL

NEW YORK, NY

KEY CONTACTS

Sales: Forrest Wilson, (917) 828-6926 Forrest.Wilson@allianzgi.com Service: Kilie Donahue (212) 739-4278, Kilie.donahue@allianzgi.com

WEBSITE us.AllianzGI.com

FIRM PROFILE

Allianz Global Investors is a diversified active investment manager with a strong parent company and a culture of risk management. With 23 offices in 17 countries, we provide global investment and research capabilities with consultative local delivery. We have $475 billion in assets under management for individuals, families and institutions worldwide, and employ over 500 investment professionals.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $53,575MM

As of 12/31/14: $51,164MM As of 12/31/13: $43,717MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $11,128MM

As of 12/31/14: $11,767MM As of 12/31/13: $13,003MM DCIO ASSETS BREAKDOWN (%)

AMERICAN FUNDS

LOS ANGELES, CA

KEY CONTACTS (800) 421-9900

WEBSITE americanfunds.com

FIRM PROFILE

For more than 40 years, American Funds has offered advisors and plan sponsors thoughtful approaches to meet their participants’ retirement needs. Our time-tested approach and history of providing low-cost, actively managed solutions can help optimize participant outcomes at every stage of the investment life cycle.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $1,224,951MM

As of 12/31/14: $1,186,553MM

As of 12/31/13: $1,123,115MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $283,654MM

As of 12/31/14: $272,891MM

As of 12/31/13: $265,406MM

DCIO ASSETS BREAKDOWN (%)

Mutual funds: 99% Separate accounts: 1%

ASSET ALLOCATION FUNDS

• Target Date: American Funds Target Date Retirement Series

• Target Risk: American Funds Portfolio Series

• Balanced: American Balanced Fund & American Funds Global Balanced Fund

• Retirement Income: American Funds Retirement Income Portfolio Series

TOP 5 FUNDS BY DC ASSETS

1. Growth Fund of America: $143,406 MM

EuroPacific Growth Fund: $123,344 MM

American Balanced Fund: $81,556 MM

Washington Mutual Investors Fund: $74,180 MM

Fundamental Investors: $70,926 MM

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors and institutional, compliance support, target-date evaluation tools, investment committee meetings, experienced DC specialists, practice building and management

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 58/92

FEDERATED INVESTORS

PITTSBURGH,

KEY CONTACTS

PA

Bryan Burke, AIF, Senior Vice President, National Sales Manager, (405) 229-7996, bburke@federatedinv.com

WEBSITE FederatedInvestors.com

FIRM PROFILE

Federated Investors, Inc. is a leading global investment manager and one of the largest in the United States, managing $362.9 billion in assets as of Dec. 31, 2014. Federated was founded 60 years ago with the belief that doing business the right way over time presents the best opportunity for future growth. Through countless market cycles, Federated has been dedicated to meeting the diverse needs of institutions, financial advisers and their clients with discipline and innovation, stability and forward thinking, consistently employing the highest standards of fiduciary responsibility.

Our investment experience spans domestic and international equity, fixed-income, alternative and money market strategies to help investors pursue their financial goals. Federated’s experienced investment professionals are committed to fundamental research and employ a collaborative approach that integrates their knowledge, perspectives and understanding as they seek to outperform benchmarks in both bull and bear markets. Knowing how crucial strategic diversification and allocation are in reducing overall portfolio volatility, we continue to develop competitive products that cover all asset classes, sectors and styles with the goal of long-term consistent performance.

Federated continues to increase its market footprint through organic growth and strategic acquisitions to take advantage of global opportunities.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors and institutional, plan benchmarking, target-date evaluation tools, investment committee meetings

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 7/58

KEY CONTACTS

Derek Wallen, (401) 292-5615, derek.wallen@fmr.com

Fidelity Advisor DCIO Wholesaling Team 800-343-1492

WEBSITE Advisor.Fidelity.com

FIRM PROFILE

Fidelity’s goal is to make financial expertise broadly accessible and effective in helping people live the lives they want. With assets under administration of $5.2 trillion, including managed assets of $2.1 trillion as of October 31, 2015, we focus on meeting the unique needs of a diverse set of customers: helping more than 24 million people invest their own life savings, nearly 20,000 businesses manage employee benefit programs, as well as providing nearly 10,000 advisory firms with technology solutions to invest their own clients’ money. Privately held for nearly 70 years, Fidelity employs 42,000 associates who are focused on the long-term success of our customers.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million) TOTAL AUM ($MM)

As of 6/30/15: $443,381MM

As of 12/31/14: $432,975MM

As of 12/31/13: $409,802MM

As of 6/30/15: $40MM

As of 12/31/14: $38MM

As of 12/31/13: $37MM

FRANKLIN TEMPLETON INVESTMENTS

SAN MATEO, CA

KEY CONTACTS

Jason Colarossi, (727) 299-7150, jason.colarossi@franklintempleton.com WEBSITE FranklinTempleton.com

FIRM PROFILE

At Franklin Templeton Investments, we’re dedicated to one goal: delivering exceptional asset management for our shareholders. By bringing together multiple, world-class investment teams in a single firm, we’re able to offer specialized expertise across styles and asset classes, all supported by the strength and resources of one of the world’s largest asset managers. This has helped us to become a trusted partner to individual and institutional investors across the globe.

PRIMARY MARKET(S) SERVED

Micro (<$1 million) Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $866MM

As of 12/31/14: $880MM

As of 12/31/13: $879MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $41MM As of 12/31/14: $39MM As of 12/31/13: $34MM

ASSET ALLOCATION FUNDS

Franklin LifeSmart Retirement Target Funds, Franklin Conservative Allocation Fund, Franklin Moderate Allocation Fund, Franklin Growth Allocation Fund, Franklin Founding Funds Allocation Fund, Franklin Corefolio Allocation Fund, Franklin Global Allocation Fund

TOP 5 FUNDS BY DC ASSETS

External

GALLIARD CAPITAL MANAGEMENT

MINNEAPOLIS,

MN

KEY CONTACTS (800) 717-1617

WEBSITE Galliard.com

FIRM PROFILE

Galliard was founded in 1995 as a wholly owned, independently operated investment management subsidiary of Wells Fargo & Company. Headquartered in Minneapolis, we focus exclusively on providing fixed income and stable value management services to institutional investors.

We currently manage investment portfolios for over 240 institutional clients including corporate retirement/benefit plans, operating funds, insurance reserves, foundations and endowments, healthcare funds, Taft Hartley plans and public entities.

Our experienced team works closely with each of our clients to customize solutions for their investment needs with our conservative approach to money management. Since our firm’s inception, we have been committed to delivering what it is we say we’ll deliver: consistent investment performance and exceptional client service.

PRIMARY MARKET(S) SERVED

Micro (<$1 million) Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS SERVED BY TYPE

As of 06/30/15 401(k): 8,807 Money purchase: 37 457: 171 Defined benefit: 2 Other: 102

TOTAL AUM ($MM)

As of 6/30/15: $84,117MM

As of 12/31/14: $84,756MM

As of 12/31/13: $84,540MM

TOP FUNDS BY DC ASSETS

1. Wells Fargo Stable Return Fund: $28,252.65MM

2. Managed Income Fund: $2,942.07MM

ADVISOR SUPPORT SERVICES

Compliance support, plan benchmarking, training for DC plan sales/service, investment committee meetings, marketing materials, participant fact sheets

KEY CONTACTS

Michael Miller, (727) 284-7825, michael.d.miller2@jpmorgan.com Christopher Daly, (508) 717-5751, Christopher.g.daley@jpmorgan.com

WEBSITE JPMorgan.com/Retirement

FIRM PROFILE

Our mission is to be our clients’ premier partner in helping individuals achieve a successful retirement. We believe in consultative relationships that approach client challenges and goals with an integrated perspective and unique understanding of the interplay between investments, plan design, administration and communications. We offer our a proprietary target date fund suite along with a broad DC investment suite that seeks to deliver better investment outcomes by accessing the investment insights, fiduciary culture and intellectual capital of J.P. Morgan Asset Management.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $149,824MM

As of 12/31/14: $139,599MM

As of 12/31/13: $109,591MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $115,746MM

As of 12/31/14: $105,698MM

As of 12/31/13: $77,838MM

JANUS CAPITAL GROUP

DENVER, CO

KEY CONTACTS Ann Bayles, (303) 394-7331, ann.bayles@janus.com

WEBSITE Janus.com/advisor

FIRM PROFILE

Since 1969, Janus Capital Group has stayed true to our mission: deliver better client outcomes through actively managed investment solutions. Today, we offer a broad range of fixed income, equity and multi-asset strategies managed by Janus, INTECH and Perkins, in addition to a suite of exchange-traded products. Through deep expertise in security selection, portfolio construction, and asset allocation, we help individual and institutional investors meet their goals, including growth of capital, volatility management, uncorrelated returns and income.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

TOTAL AUM ($MM)

As of 6/30/15: $189,500MM

As of 12/31/14: $183,100MM

As of 12/31/13: $173,900MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $23,385MM As of 12/31/14: $22,685MM As of 12/31/13: $25,050MM

ASSET ALLOCATION FUNDS

Janus Balanced Fund, Janus Adaptive Global Allocation Fund, Janus Global Allocation Fund - Growth, Janus Global Allocation FundModerate, Perkins Value Plus Income Fund

JOHN HANCOCK INVESTMENTS

BOSTON, MA

KEY CONTACTS Aaron Esker, (617) 663-4281, aesker@jhancock.com

WEBSITE JHInvestments.com

FIRM PROFILE

John Hancock Investments provides asset management services to individuals and institutions through a unique manager-of-managers approach. We search the world to find proven portfolio management teams with specialized expertise for every fund we offer, then apply vigorous investment oversight to ensure they continue to meet our uncompromising standards. Our approach to investing has led to a diverse set of investments deeply rooted in investor needs, along with strong risk-adjusted returns across asset classes.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $80,000MM As of 12/31/14: $75,500MM As of 12/31/13: $61,000MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $10,000MM As of 12/31/14: $9,000MM As of 12/31/13: $8,060MM

ASSET ALLOCATION

FUNDS

John Hancock Lifestyle Portfolios (Target Risk)

John Hancock Retirement Living Portfolios (Target Date, Through Glide Path)

John Hancock Retirement Choices Portfolios (Target Date, To Glide Path) • John Hancock Alternative Asset Allocation Fund

TOP 5 FUNDS BY DC ASSETS

ADVISOR SUPPORT SERVICES

ADVISOR SUPPORT SERVICES

External

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 7/68

KEY CONTACTS

Paul Webb, (617) 695-4433, PWebb@massmutual.com

John Hipsher, (860) 539-8813, JHipsher@massmutual.com

Rob Olszewski, (857) 753-9872, ROlszewski@massmutual.com

Johanna Vogel (215) 794-5367, JohannaVogel@massmutual.com

WEBSITE MassMutualFunds.com

FIRM PROFILE

Multi-managed approach with specialized portfolio management by some of the best managers from across the industry. Managers are acknowledged experts in their investment styles. We offer unique products and manager combinations including award-winning funds and strategies you can’t get anywhere else.

The MassMutual Funds are advised by MML Investment Advisers, LLC and sponsored by Massachusetts Mutual Life Insurance Company — a mutual insurance company with a 160-year history of service excellence and financial strength ratings among the highest for any company. MassMutual is one of the top 50 asset managers in the world (P& I, 2014), thanks to the more than $600 billion in assets managed by its various asset management affiliates. In keeping with our heritage, MML Investment Advisers, LLC executes a disciplined long-term growth strategy rather than a short-term approach.

PRIMARY MARKET(S) SERVED

Micro (<$1 million) Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $43,000MM

As of 12/31/14: $43,000MM

As of 12/31/13: $42,000MM TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $13,300MM

As of 12/31/14: $13,200MM

As of 12/31/13: $13,100MM

KEY CONTACTS

Ryan Mullen, (617) 954-6924, rmullen@mfs.com Todd Leszcynski, (617) 954-7433, TLeszczynski@MFS.com, WEBSITE MFS.com

FIRM PROFILE

Massachusetts Financial Services Company, commonly known as MFS Investment Management or MFS, has a history of money management dating back to 1924, when it created the first open-end US mutual fund, Massachusetts Investors Trust (MIT). Along with its predecessor organizations, MFS has been registered as an investment advisor under the Investment Advisers Act of 1940 (the Advisers Act) since 1969. MFS began managing its first tax-exempt account in 1970 and subsequently formed a separate subsidiary, MFS Institutional Advisors, Inc., which registered as an investment advisor under the Advisers Act in 1994.

MFS is a majority-owned subsidiary of Sun Life of Canada (US) Financial Services Holdings, Inc., which in turn is an indirect majorityowned subsidiary of Sun Life Financial, Inc. (a diversified financial services organization). MFS has been a subsidiary of Sun Life since 1982. While MFS operates with considerable autonomy, this partnership provides significant resources as we continue to expand our global research presence.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million),

($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $440,665MM As of 12/31/14: $430,951MM As of 12/31/13: $412,810MM

TOTAL DCIO ASSETS ($MM)

MORLEY FINANCIAL SERVICES, INC.

PORTLAND, OR

KEY CONTACTS

Bill Gardner, (503) 484-9313 Gardner.Bill.F@morley.com

WEBSITE Morley.com

FIRM PROFILE

Morley Financial Services, Inc. was founded in 1982 and through the years, has remained at the forefront of the stable value industry by excelling at the essentials of stable value management while developing innovative new products and investment strategies to enhance client portfolios. Investment management services are provided by Morley Capital Management, Inc., a subsidiary of Morley Financial Services, Inc. With over $16 billion in assets under management as of 6/30/2015, Morley Capital Management, Inc. manages assets for a variety of organizations including corporations, governmental plans, financial institutions and Taft-Hartley funds. Services include separate account management and proprietary commingled funds. Morley Capital Management provides custom solutions tailored to meet the unique needs of our clients.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $16.7B

As of 12/31/14: $17.0B

As of 12/31/13: $17.9B

TOP FUNDS BY DC ASSETS

2. Principal Stable Value Fund: $4.1B

ADVISOR SUPPORT SERVICES

NATIXIS GLOBAL ASSET MANAGEMENT

BOSTON, MA

KEY CONTACTS

Matthew Garzone, (617) 449-2509, matthew.garzone@ngam.natixis.com

WEBSITE NGAM.Natixis.com

FIRM PROFILE

Natixis Global Asset Management ($904.3 billion AUM1) is a multiaffiliate organization that offers a single point of access to more than 20 specialized investment firms in the Americas, Europe and Asia. The firm ranks among the world’s largest asset managers. 2 Through its Durable Portfolio Construction® philosophy, the company is dedicated to providing innovative ideas on asset allocation and risk management that can help institutions, advisors and individuals address a range of modern market challenges.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $199,308MM

As of 12/31/14: $188,275MM As of 12/31/13: $162,587MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $26,967MM As of 12/31/14: $26,053MM As of 12/31/13: $24,413MM

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors and institutional, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

NO.

OF

EXTERNAL

WHOLESALERS

(DC/Retail): 5/60

1 Net asset value as of June 30, 2015. Assets under management (AUM) may include assets for which non-regulatory AUM services are provided. Non-regulatory AUM includes assets which do not fall within the SEC’s definition of ‘regulatory AUM’ in Form ADV, Part 1.

2 Cerulli Quantitative Update: Global Markets 2015 ranked Natixis Global Asset Management, S.A. as the 17th largest asset manager in the world based on assets under management ($890 billion) as of December 31, 2014.

NEUBERGER BERMAN

KEY CONTACTS

Michelle Rappa, (212) 476-5575, michelle.rappa@nb.com

Nicole Hui, (646) 497-4809, nicole.hui@nb.com

Chris Walker, (817) 881-9637, christopher.walker@nb.com

WEBSITE NB.com/pages/public/en-us/retirement.aspx

FIRM PROFILE

Neuberger Berman is a private, independent, employee-controlled investment manager. Our firm manages equities, fixed income, private equity and hedge fund portfolios for global institutions, advisors and individuals. Tenured, stable and long-term in focus, our firm fosters an investment culture of fundamental research and independent thinking. Whether we are sharing thought leadership or creating customized solutions, our mission is to partner with our clients to achieve their unique investment objectives. From Defined Contribution pension plans, multi-asset or single strategies, our singular focus on asset management reinforces our alignment with the interests of our clients.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

TOTAL AUM ($MM)

As of 6/30/15: $251,000MM

As of 12/31/14: $250,000MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $20,000MM

As of 12/31/14: $21,000MM TOP 5 FUNDS BY DC ASSETS

NUVEEN INVESTMENTS

CHICAGO, IL

KEY CONTACTS

Mike De Feo, (603) 501-9614, michael.defeo@nuveen.com Jacklyn King, (312) 917-9798, jacklyn.king@nuveen.com

WEBSITE Nuveen.com

FIRM PROFILE

Nuveen Investments is guided by deep commitment to securing lasting value for investors and the financial advisors who serve them. Founded in 1898, the firm today is a leading provider of mutual funds, closedend funds and separately managed accounts. As a separate operating subsidiary of TIAA-CREF, Nuveen delivers excellence across every major asset class, drawing upon the focused expertise of its independent investment affiliates.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $23,000MM

As of 12/31/14: $23,000MM As of 12/31/13: $22,000MM

TOTAL DCIO ASSETS ($B)

As of 6/30/15: $13B

As of 12/31/14: $12B As of 12/31/13: $10B

TOP 5 FUNDS BY DC ASSETS

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors, training for DC plan sales/service

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 4/63

RIDGEWORTH

KEY CONTACTS

Peter Whitman, (617) 760-1730, Peter_Whitman@putnam.com Jamie Axford, (617) 760-2093, Jamie_Axford@putnam.com Sean de Lacy, (617) 790-0100, Sean_deLacy@putnam.com

WEBSITE Putnam.com/DCIO/overview

FIRM PROFILE

Putnam celebrates over 75 years of managing money for individual and institutional investors.

Driven by innovative thinking, Putnam has practiced an active, riskconscious approach to investing since the launch of our first fund in 1937, now called George Putnam Balanced Fund. Today, Putnam provides investment services across a range of equity, fixed income, absolute return, and alternative strategies. A global asset manager and retirement plan provider, Putnam distributes its services largely through intermediaries via offices and strategic alliances in North America, Europe, and Asia.

Putnam at-a-glance

• Over 75 years of investment experience

• $152 billion in assets under management

• Over 80 mutual funds and 50 institutional strategies across a range of asset classes and investment styles

• Over 200 investment professionals

• Offices in Boston, London, Frankfurt, Tokyo, Sydney, Singapore, and Beijing

($10-$100 million),

KEY CONTACTS

Diane Rosen, (404) 845-7592, diane.rosen@ridgeworth.com

Ian Bachrach, (404) 845-7589, ian.bachrach@ridgeworth.com

James Kish, (404)845-7265, james.kish@ridgeworth.com

WEBSITE RidgeWorth.com

FIRM PROFILE

RidgeWorth Investments, a global investment management firm with approximately $40 billion in assets under management (as of 9/30/15), provides investors access to a select group of boutique investment managers. RidgeWorth wholly owns three boutiques: Ceredex Value Advisors LLC, Seix Investment Advisors LLC and Silvant Capital Management LLC and holds a minority ownership in Zevenbergen Capital Investments LLC. WCM Investment Management serves as an unaffiliated subadviser to the RidgeWorth Funds. These five investment managers provide a wide variety of fixed income and equity disciplines to a growing client base that includes institutional, individual and high net worth investors. RidgeWorth Investments serves as the investment adviser to the RidgeWorth Funds family of mutual funds, and is a trade name for RidgeWorth Capital Management LLC, an investment adviser registered with the SEC and headquartered in Atlanta.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

TOTAL AUM ($MM)

As of 6/30/15: $42,500MM

As of 12/31/14: $45,600MM

As of 12/31/13: $50,300MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $5,400MM

As of 12/31/14: $6,200MM

As of 12/31/13: $4,600MM

ADVISOR SUPPORT SERVICES

ADVISOR SUPPORT

THORNBURG INVESTMENT MANAGEMENT

SANTA

FE, NM

KEY CONTACTS Julie Geraci, (505) 467-7214, jgeraci@thornburg.com

WEBSITE Thornburg.com

FIRM PROFILE

Our mission is to add value with active portfolio management to help our clients reach their long-term financial goals. We achieve this through our investment strategies, adhering to our values and investment principles, and offering employees a challenging and rewarding place to build a career.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

TOTAL AUM ($MM)

As of 6/30/15: $60,119MM

As of 12/31/14: $65,179MM

As of 12/31/13: $95,528MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $3,280MM

As of 12/31/14: $4,078MM

As of 12/31/13: $9,013MM

TOP 5 FUNDS BY DC ASSETS

1. International Value: $2,311.52MM

2. Limited Term Income: $526.80MM

3. Income Builder: $217.33MM

4. Core Growth: $150.04MM

5. International Growth: $138.50MM

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 2/15

KEY CONTACTS

Kerry Perl, (561) 207-9206, KPerl@tiaa-cref.org Jake Rie, (212) 916-4580, JRie@tiaa-cref.org

WEBSITE TIAA.org/AssetManagement

FIRM PROFILE

TIAA-CREF Asset Management is the smart investment choice for plan sponsors who care deeply about helping participants achieve sustainable retirement outcomes. Helping others retire securely is why we were created in the first place. For nearly 100 years, more than 16,000 institutions and 5 million individuals , and their advisors, have depended on us to help them achieve their long-term investment goals. As a pioneer in managing longevity risk, focusing on income replacement, and serving diverse participant populations, TIAA-CREF has created a wide range of solutions to meet both plan sponsor and participant needs—including an innovative series of target-date funds with a distinctive glidepath.

And a wide range of investments from traditional to alternative asset classes, with a choice of active and index approaches and options for both asset accumulation and retirement income.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million)

TOTAL AUM ($MM)

As of 6/30/15: $6,286.24MM

As of 12/31/14: $5,466.12MM

As of 12/31/13: $3,618.84MM

TOTAL DCIO ASSETS ($MM)

As of 6/30/15: $3,767.42MM

As of 12/31/14: $3,400.25MM

As of 12/31/13: $2,328.68MM

DIMENSIONAL FUND ADVISORS

AUSTIN, TX

KEY CONTACTS

Tim Kohn, (512) 306-4939; Austin Rosenthal, (512) 306-4464

WEBSITE us.Dimensional.com/Services/ DC-Services.aspx

FIRM PROFILE

Dimensional provides a wide array of investment solutions for defined contribution plans, including asset class and target risk strategies. We manage over $35 billion* in defined contribution assets. We believe investment options in defined contribution plans should be broadly diversified, carry low fees, and follow a long-term investment orientation consistent with retirement plan investing.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

AS OF 6/30/15

AS OF 12/31/14

AS OF 12/31/13

TOTAL AUM ($MM) $405,815MM $380,636MM $337,523MM

TOTAL DCIO ASSETS ($MM) $37,658MM $34,107MM $27,575MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 92.47% Separate accounts: 7.53%

ASSET ALLOCATION FUNDS

Balanced: $751,017,972

• Dimensional Target Date Retirement Income Funds

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisers

• External wholesalers focused on institutional

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 4/0

TOP 5 FUNDS BY DC ASSETS

1. U.S. Small Cap Portfolio: Total Assets: $3,252,883,565

2. U.S. Small Cap Value Portfolio: Total Assets: $2,426,139,953

3. U.S. Large Cap Value Portfolio: Total Assets: $2,425,815,706

4. U.S. Targeted Value Portfolio: Total Assets: $2,346,898,173

5. Emerging Markets Core Equity Portfolio: Total Assets: $1,874,550,122

IVY FUNDS

OVERLAND PARK, KS

KEY CONTACTS

Angela Achatz, (913) 236-3739, aachatz@ivyfunds.com

Stacy Zenger, (913) 236-2090, szenger@ivyfunds.com

WEBSITE IvyFunds.com FIRM PROFILE

As a part of an organization whose roots date to 1937, Ivy Funds offers investment strategies to help investors best meet their long-term goals, all designed with a disciplined approach and global perspective. While our approach seeks consistently to deliver highly competitive, long-term results, our motivation is the understanding that it’s our clients’ money we are managing. It’s our clients’ trust that drives us, and we work hard to earn it each and every day.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

AS OF 6/30/15

AS OF 12/31/14 AS OF 12/31/13

TOTAL AUM ($MM) $57,405MM $59,970MM $67,054MM

TOTAL DCIO ASSETS ($MM) $5,701MM $6,097MM $6,567MM

DCIO ASSET BREAKDOWN (BY %) Mutual funds: 100%

ASSET ALLOCATION FUNDS Total: $5,701M

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisers

• Training for DC plan sales/service

• GenLink Generational education, eLearning

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 5+4 hybrids/57

TOP 5 FUNDS BY DC ASSETS

1. Ivy Mid Cap Growth: Total Assets: $1,496MM

2. Ivy Asset Strategy: Total Assets: $1,193MM

3. Ivy Science & Technology: Total Assets: $1,171MM

4. Ivy High Income: Total Assets: $484MM

5. Ivy International Core Equity: Total Assets: $421MM

LAZARD ASSET MANAGEMENT NEW

YORK, NY

KEY CONTACTS

Ralph Peluso, (212) 632-6731

Ken Ebeling, (212) 632-6874

WEBSITE Lazardnet.com

FIRM PROFILE

Since 1848, Lazard has remained a trusted advisor to governments, financial institutions, public and private retirement plans, and individuals around the world. Our clients are discerning, and seek high-quality and versatile investment solutions; we provide an array of strategies to meet their diverse objectives. Our investment professionals operate independently and collaborate globally, vetting our best ideas through rigorous analysis to deliver the return patterns our clients expect.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

AS OF 6/30/15 AS OF 12/31/14 AS OF 12/31/13

TOTAL AUM ($MM) $183,875MM $178,361MM $ 167,545MM

TOTAL DCIO ASSETS ($MM)

$11,856MM $9,434MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 40% Collective trusts: 17% Separate accounts: 43%

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 2/26

TOP 5 FUNDS BY DC ASSETS

1. Lazard Emerging Markets Equity: Total Assets: $13,736,261,553

2. Lazard International Strategic Equity: Total Assets: $5,325,122,815

3. Lazard International Equity: Total Assets: $438,089,477

4. Lazard US Equity Concentrated: Total Assets: $438,089,477

5. Lazard Emerging Markets Core: Total Assets: $438,089,477

LORD ABBETT

LORD ABBETT

RUSSELL INVESTMENTS

SENTINEL FINANCIAL SERVICES CO.

DCIO | JERSEY CITY, NJ

JERSEY CITY, NJ

KEY CONTACTS

Stephen Dopp, (201) 827-2311, sdopp@lordabbett.com; Bret Contreras, (201) 827-2409, bcontreras@lordabbett.com; Angela Cortwright, (201) 827-2721, acortwright@lordabbett.com

WEBSITE LordAbbett.com

FIRM PROFILE

As a firm that is investment-led and investorfocused, Lord Abbett is dedicated to delivering superior long-term investment performance and a client experience that exceeds expectations. We strive to construct portfolios with optimal risk/return profiles.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL AUM ($MM)

AS OF 6/30/15

AS OF 12/31/14

AS OF 12/31/13

$136,078MM $137,355MM $137,257MM

TOTAL DCIO ASSETS ($MM)

$7,718MM $8,036MM $9,632MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 100%

ASSET ALLOCATION FUNDS

Balanced: $92,487,042

• Four Multi Asset Portfolios, with exposure to mainly credit sensitive fixed income and both domestic and international equities.

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Training for DC plan sales/service

• Investment committee meetings

• Insights & Intelligence - Client prospecting tool for advisors.

NO. OF EXTERNAL WHOLESALERS:

(DC/Retail): Retail sales force is responsible for DCIO sales/65

TOP 5 FUNDS BY DC ASSETS

1. Lord Abbett Developing Growth Fund: Total Assets: $1,930,429,415

2.

Lord Abbett Small Cap Value Fund: Total Assets: $1,241,188,222

3. Lord Abbett Fundamental Equity Fund: Total Assets: $1,167,207,348

4. Lord Abbett Value Opportunities Fund: Total Assets: $914,586,166

5.

Lord Abbett Short Duration Income Fund: Total Assets: $658,039,855

SEATTLE, WA MONTPELIER, VT

KEY CONTACTS

Andrew Scherer, (630) 542-7833, ascherer@russell.com; Brandy Swift, (206) 505-2087, bswift@russell.com; Matt Teevan, (908) 246-9508, mteevan@russell.com; Chris LeClair, (612) 802-8662, cleclair@russell.com

WEBSITE Russell.com

FIRM PROFILE

We’re a global asset manager whose purpose is to improve financial security for people. In business since 1936, our expertise and capabilities have been recognized by some of the world’s most reputable, industry experts. Through partnering with our clients, we offer outcome-oriented portfolios to help individuals achieve their goals.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Mega (>$250 million)

AS OF 6/30/15 AS OF 12/31/14 AS OF 12/31/13

TOTAL AUM ($MM) $265,800MM $272,600MM $256,700MM

TOTAL DCIO ASSETS ($MM) $8,900MM $9,300MM $11,200MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 25% Collective trusts: 75%

ASSET ALLOCATION FUNDS

• Russell LifePoints Funds Target Date and Target Portfolio Series

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisers

• External wholesalers focused on institutional

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 7/32

TOP 5 FUNDS BY DC ASSETS

KEY CONTACTS

David Kania, (203) 241-4931

Jerrod DeShaw, (802) 229-3809

Lou Cecere, (802) 229-7177

WEBSITE Sentinelinvestments.com

FIRM PROFILE

Headquartered in Montpelier, Vermont, Sentinel Asset Management, Inc. is a diversified asset management firm offering US equity, international equity, and fixed income asset management services in mutual fund, corporate, and sub-advisory accounts. The firm is dedicated to fundamental bottom-up research, and attentive to managing downside risk with the goal of achieving consistent returns over time.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

NO. OF PLANS SERVED BY TYPE

401(k): 1714 403(b): 199 457: 196 Defined Benefit: 653

AS OF 6/30/15 AS OF 12/31/14 AS OF 12/31/13

TOTAL AUM ($MM) $27,748MM $27,458MM $26,389MM

TOTAL DCIO ASSETS ($MM) $2,500MM $2,600MM $2,800MM

DCIO ASSET BREAKDOWN (BY %)

Mutual funds: 100%

ASSET ALLOCATION FUNDS

Balanced: $63,866,374 Total: $2,487,882,700

• Sentinel Group Funds, Inc.

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisors

• External wholesalers focused on institutional

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 1/9

TOP 5 FUNDS BY DC ASSETS

1. Sentinel Common Stock Fund: Total Assets: $1,756.2M

2. Sentinel Small Company Fund: Total Assets: $410.9M

3. Sentinel Total Return Bond Fund: Total Assets: $112.6M

4. Sentinel Government Securities Fund: Total Assets: $94.4M

5. Sentinel Balanced Fund: Total Assets: $56.9M

LORD ABBETT

STADION MONEY MANAGEMENT

STREAMLINE PARTNERS LLC

DCIO | JERSEY CITY, NJ

WATKINSVILLE, GA

KEY CONTACTS

Tim McCabe, (706) 583-5208, tim. mccabe@stadionmoney.com

WEBSITE StadionMoney.com

FIRM PROFILE

For over 20 years, Stadion Money Management has been changing the way investors view financial success by offering them a money management strategy that seeks to deliver satisfying returns with less volatility. Stadion’s proprietary money management process focuses on minimizing risk and providing downside protection. We seek to accomplish this by using ETFs in a tactically managed asset allocation strategy designed to limit downside losses when market risk increases. Stadion offers multiple solutions for employer sponsored retirement plans including Managed Accounts, Target Date Funds and Risk Based Funds.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million)

DCIO ASSET BREAKDOWN (BY %)

Collective trusts: 38% Separate accounts: 62%

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisers

• External wholesalers focused on institutional

• Compliance support

• Training for DC plan sales/service

• Investment committee meetings

• Enrollment meeting support

• Participant & advisor call center

• Trade reports

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 6/0

TOP 5 FUNDS BY DC ASSETS

1. Risk Based CIT Series: Total Assets: $1.206.22M

MENLO PARK, CA

KEY CONTACTS

Tim Hazo, (978) 499-0909, thazo@streamlinepartnersllc.com

WEBSITE StreamlineConsultingLLC.com

FIRM PROFILE

Streamline Partners LLC was formed in 2010 to help asset managers grow by using experienced industry consultants to jump-start and supplement their efforts as an alternative to hiring and managing additional employees. Clients included leading financial services companies and boutique firms providing strategy, development, marketing and distribution services. We have strong strategic partnerships with industry-leading platforms, administrators, operations, compliance and technology providers that offer a breadth of solutions.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

TOTAL DCIO ASSETS ($MM) $500MM AS OF 6/30/15

DCIO ASSET BREAKDOWN (BY %)

Collective trusts: 90% Stable Value: 10%

ADVISOR/SUPPORT SERVICES

• External wholesalers focused on advisers

• External wholesalers focused on institutional

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 5/0

TOP 5 FUNDS BY DC ASSETS

1. Callan GlidePath® Funds

2. Fiduciary Capital Preservation Plus Fund

NAPA’s 2016 Industry Lists

NAPA’s unique lists highlight three critical elements of the retirement industry: “Wingmen,” listing the DC industry’s top wholesalers, “Young Guns,” our list of the top plan advisors under 40, and NAPA’s Top Women Advisors.

One of the things that sets these lists apart from other published lists is that they are based on a nominating/voting/selection process that taps the knowledge of NAPA’s 10,000+ members. Look for more information about the 2016 editions of all three lists on the NAPA Net portal and in the NAPA Net Daily.

NAPA’s annual list of the top plan advisors under 40 — the profession’s “Young Guns” — will be published in our Spring 2016 issue and posted on the NAPA Net web portal.

For information on how to participate in the voting and selection process for the 2016 list, go to NAPA Net (napa-net.org). Click on the “Industry Intel” tab in the nav bar, then on “Industry Lists.” And for firms that would like to congratulate Young Guns who make the list via an ad in the Spring 2016 issue, please email Erik Vander Kolk at evanderkolk@usaretirement.org.

In what has long been a male-dominated profession, a growing number of women are today making significant contributions to this field. NAPA’s “Top Women Advisors” list, launched in 2015, honors the best and brightest women in the industry, in four separate categories. The 2016 list will be published in our Summer 2016 issue and posted on the NAPA Net web portal.

For information on how to participate in the voting and selection process, go to NAPA Net (napa-net.org). Click on the “Industry Intel” tab in the nav bar, then on “Industry Lists.” And for firms that would like to congratulate Top Women Advisors who make the list via an ad in the Summer 2016 issue, please email Erik Vander Kolk at evanderkolk@usaretirement.org.

A plan advisor usually decides to work with a provider — especially a DCIO — based primarily on the quality of their local wholesaler. So we created the first “Wingmen” list of top DC wholesalers. The 2016 list will be published in our Fall issue and posted on the NAPA Net web portal.

For information on how to participate in the voting and selection process, go to NAPA Net (napa-net.org). Click on the “Industry Intel” tab in the nav bar, then on “Industry Lists.” And for DCIOs that would like to congratulate Wingmen who make the list via an ad in the Fall 2016 issue, please email Erik Vander Kolk at evanderkolk@usaretirement.org.

DC T O P I ND US T R Y WH O L ES A LE R S

SPRING

SUMMER

FALL

here are basically three target market segments for recordkeepers:

T1. Micro plans — those focused on plans under $1 million, payroll companies and pure play or outsourcing recordkeepers

2. Mega plans — those over $500 million

3. Advisor-sold plans

The advisor-sold record keeper market is arguably the most dynamic, with providers having to service plans as small as $1 million (some even do start-ups), up to very large plans. Making it even more difficult, not only must these recordkeepers service the DC plans, but they also have to sell to and service all types of advisors, ranging from:

1. “Emerging” advisors, which include accommodators and advisors with less than $25 million DC AUM

2. “Core” advisors — those with $25 million to $250 million DC AUM

3. “Elite” advisors — with more than $250 million in DC AUM

Arguably, recordkeepers in the advisor-sold category which serve only small plans and Emerging advisors have no future, while some say that mid-sized and larger plan record keepers serving primarily Elite advisors have no foundation. More and more, savvy advisors are looking for recordkeepers that can not only service all market segments, but are also willing and able to create private label MEPs or custom platforms.

The cost of entry and success remains high. These advisor-sold recordkeepers have to have at least two distinct sales forces, as well as relationship managers servicing BDs. They also need to invest heavily in technology just to keep up, let alone innovate.

Consolidation is forcing everyone to get bigger fast. In recent months we’ve seen significant industry shifts like those by Empower (Great-West, Putnam and JP Morgan), Transamerica (Diversified and Mercer), MassMutual (The Hartford), John Hancock (NY Life) and One America (BMO). Smaller firms like Verisight (Daily Access and Newport Group) and Alerus (ABG MN) have also stepped up, as have private equity firms, one of which recently bought Ascensus. Still to be settled: Will the new crop of “robo” recordkeepers fare better than their brethren did when the Internet emerged in the late 1990s?

Stay tuned.

— FRED BARSTEIN

17,100 ü ü ü ü ü ü ü ü 25,000 2,000 100,000 70,000 ü ü ü ü ü ü ü ü ü ü ü ü 87 12,970 ü ü ü ü ü ü 390 1,000 550 ü ü ü ü ü ü ü ü ü ü ü 5,634 6 29 2,167 6,276 ü ü ü ü ü ü ü ü ü ü ü ü 500 250 250 ü ü ü ü ü ü ü ü ü ü 5,300 950 37,000 110 4,100 ü ü ü ü ü ü ü ü ü ü ü ü 692 99 15,019 75 2,252 ü ü ü ü ü ü ü ü ü ü ü 1.37M 10,951 43,300 730,787 ü ü ü ü ü ü ü ü ü ü ü ü 237 237 7,116 ü ü ü ü ü ü ü ü 147,479 184,193 4.1M 2.3M ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 96 8,721 ü ü ü ü ü ü ü ü ü ü 5,323 8,847 303,103 404 ü ü ü ü ü ü ü ü ü ü ü 79,397 123,592 244 9,077 ü ü ü ü ü ü ü ü ü ü 220,161 53,369 210,021 119,117 ü ü ü ü ü ü ü ü ü ü ü ü 1.19M ü ü ü ü ü ü ü

71 HANOVER ROAD FLORHAM PARK, NJ 07932 adp.com

KEY CONTACTS

Sales: (844) ADP-ELITE Service: (800) 432-401k

ADP Retirement Services provides comprehensive recordkeeping services to meet the needs of small-, mid- and large-sized companies. Our breadth of service includes support for a wide range of qualified and nonqualified plan types and options. The quality and experience of our dedicated service teams, plus our proven technological advances, provide an exceptional value to our clients. Our associates possess a deep knowledge about the complexities, regulations and compliance requirements that apply to deferred compensation and retirement plans to deliver a client experience that makes plan administration easy

BUSIN E S S M E T R IC S

NO. OF PLANS SERVED BY TYPE

As of 06/30/15 401(k): 33,800 403(b): 90 NQDC: 142

ADVISOR SUPPORT SERVICES

Number of external wholesalers focused on advisors

Number of internal wholesalers focused on advisors

• Compliance support2

• Plan benchmarking

• Target-date evaluation tools

• Training for DC plan sales/services

• Advisor Elite Program3 provides several services based on advisor qualification levels:

• Sales support

• Dedicated Implementation Manager

• Dedicated Client Service Manager

• Relationship Manager

• Dedicated Retirement Counselor

As of 12/31/14 401(k): 31,906 NQDC: 126

NO. OF PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 1,523,690 NQDC: 17,100

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections5

• Rollover services

• Call center support

• Smartphone access to participant balances

PLAN SPONSOR SUPPORT SERVICES

• Plan benchmarking on plan sponsor website

• Additional services depending on client service level:

• Plan Health Reports6

• Retirement Paycheck Reports for participants7

• Dedicated Client Service Manager

• Relationship Manager

• Dedicated Retirement Counselor 4

As of 12/31/14 401(k): 1,461, 289 NQDC: 17,100

ASSET ALLOCATION FUNDS Multiple

USED

smart for today — right for tomorrow

Retirement

No two clients are alike. That’s why you need a retirement plan provider that has the flexibility to fit the demands of your clients. ADP has a legacy of delivering successful retirement plans that create long-term value, are easy to manage and provide a wide range of investment choices.

To learn how ADP can help you build better retirement plans for your clients, contact us at 844-ADP ELITE, or visit www.adp.com/partners/financial-advisors.aspx

ADP, LLC and its affiliates do not offer investment, financial, tax or legal advice or management services. For its retirement plan recordkeeping customers, ADP agrees to act as a nondiscretionary recordkeeper performing ministerial functions at the direction of the plan sponsor and/or plan administrator. Accordingly, ADP does not serve in a fiduciary capacity to any of the retirement plans for which it provides recordkeeping services. ADP also does not serve as an investment advisor or manager to any of the retirement plans for which it provides recordkeeping services. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Please consult with your own advisors for such advice.

ADP and the ADP logo are registered trademarks of ADP, LLC. ADP – A more human resource. is a service mark of ADP, LLC. All other trademarks and service marks are the property of their respective owners. 99-1893-N-1115 Copyright © 2015 ADP, LLC ALL RIGHTS RESERVED

benefits to meet the workplace needs of your clients.

NA

BUSIN E S S M E T R IC S

5910 MINERAL POINT RD. MADISON, WI 53705 cunamutualrs.com

KEY CONTACTS

Sales: (800) 491-7859 intermediarysolutions@cunamutual com

Service: Jennifer Norr (608) 665-7856 jennifer.norr@cunamutual com

It is the mission of CUNA Mutual Retirement Solutions to recognize the powerful human story of the service and accomplishments of hardworking Americans, and partner with financial advisors to help them meet their challenge in achieving a secure retirement. To do this, CUNA Mutual Retirement Solutions provides an array of practical retirement solutions that deliver the personal attention, customer-focused resources and guidance needed to help real people save for the future and live retirement on their terms.

CUNA Mutual Retirement Solutions offers recordkeeping and plan administration services needed by organizations in order to simplify plan management and help ensure participants’ success.

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million Large $100 million - $250 million Mega >$250 million

NO. OF PLANS SERVED BY TYPE

As of 06/30/15

401(k): 5,000 403(b): 510 Money purchase: 210 457: 1,070 NQDC: 410 Defined benefit: 700 Cash Balance: 10 Other: 150

8,060 Plans served

ADVISOR SUPPORT SERVICES

Number of external wholesalers focused on advisors

Number of external wholesalers focused on institutional

Number of internal wholesalers focused on advisors

Number of internal wholesalers focused on institutional

• Compliance support

• Plan benchmarking

• Retirement Advisor Institute

• Target-date evaluation tools

• Training for DC plan sales/services

• Investment committee meetings

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections

• In-plan lifetime income options

• Rollover services

• Call center support

• Website

• Mobile access to participant balances

• Mobile transaction access for participants

PLAN SPONSOR SUPPORT SERVICES

NO. OF PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 260,000 403(b): 35,000 Money purchase: 6,500 457: 5, 300 NQDC: 950 Defined benefit: 37,000 Cash Balance: 110 Other: 4,100

ASSET ALLOCATION FUNDS

• TDF, outside

• TDRisk, outside

• Custom Glide Path

PLANS BY CHANNEL

Direct sold: 0 Advisor sold: 100%

PLATFORM(S) USED

349K Participants served

• Plan benchmarking on plan sponsor website

• Plan conversion

• Investment management

• Compliance testing, reporting, legislative udpates

• Distribution services audit report

• Fiduciary support 3(21), 3(38)

• Plan health report

• Comprehensive plan review

• Education solutions

• Participant reporting

• Distribution, loans, etc. support

• The optional Comprehensive Plan Review is an annual report package that gives you everything you and your financial adviser need to critically examine the activity in your retirement plan over the last plan year

• Proprietary recordkeeping platforms

At CUNA Mutual Retirement Solutions, our focus is on you and your success. We work for you by providing the tools and resources you want to elevate your business. Together we can make retirement more accessible.

CUNA Mutual Retirement Solutions is a division of CUNA Mutual Group and the marketing name for CPI Quali ed Plan Consultants, Inc., a CUNA Mutual Group member company. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and a liates. Annuity insurance products are issued by CMFG Life Insurance Company, located in Madison, Wisconsin. Each insurer is solely responsible for the nancial obligations under the policies and contracts it issues.

Securities distributed by CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, Iowa 50677, tollfree 866.512.6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the nancial institution. Representatives o er retirement and investment education but do not provide investment, legal or tax advice. Participants are encouraged to consult their own advisors.

CMRS-1348495.1-1115-1217 © CUNA Mutual Retirement Solutions, 2015 All Rights Reserved.

How much support do you get from your business partners to help manage and grow your business?

601 CONGRESS ST. BOSTON, MA 02210 jhrps.com

KEY CONTACTS

To find your local wholesaler, visit www.buildyour401kbusiness com

John Hancock has more than 150 years of experience and is a member of the Manulife Financial Group of Companies. Every client is different. What works for one may not work for another. John Hancock Retirement Plan Services (JHRPS) has never taken a “one size fits all” approach. That’s why the range of services and options is extensive, and why it earns high marks from clients, regardless of size. JHRPS offers a diverse set of products, service options and programs ranging from proven leadership and expertise in the small plan, TPA-focused market to solutions for very large plans, including a total retirement outsourcing solution. Let us help your clients build a better retirement plan program – one that can help make participants’ lives better

PRIMARY MARKET(S) SERVED

Micro <$1 million

Small $1 million - $10 million

Mid $10 million - $100 million

Large $100 million - $250 million Mega >$250 million

NO. OF PLANS SERVED BY TYPE

As of 06/30/15

401(k): 44,685

Money purchase: 430 457: 146 NQDC: 106 Defined benefit: 445 Cash Balance: 404 Other: 10, 243

ADVISOR SUPPORT SERVICES

Number of external wholesalers focused on advisors

Number of internal wholesalers focused on advisors

• Compliance support

• Plan benchmarking

• Target-date evaluation tools

• Training for DC plan sales/services

• Investment committee meetings

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections

• In-plan lifetime income options

• Rollover/Roll-in services

• Call center support

• Participant Mobile app with transactional functionality

• Educational webinars

PLAN SPONSOR SUPPORT SERVICES

• Plan design

• ERISA reporting (internal or through TPA partner)

• Total Retirement Outsourcing

NO. OF PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2, 338,905 403(b): 2,444 Money purchase: 13,028 457: 5, 323 NQDC: 8,847 Defined benefit: 303,103 Cash Balance: 404

ASSET ALLOCATION FUNDS

• All available through open architecture

PLANS BY CHANNEL

Direct sold: 0 Advisor sold: 56,460

PLATFORM(S) USED

• Proprietary

• Data Analytics Reporting

• 360 Payroll Integration

• Eligibility tracking

• Dedicated Service Team

How retirement plan providers allocate plan costs matters. It matters to you and it matters to your participants. Do you know if you are paying for someone else’s recordkeeping costs? At John Hancock, we offer a new way of pricing 401(k) plan services that gives you a more equitable way to allocate plan expenses among participants ... regardless of their investment choices.

Talk with your John Hancock representative to learn more about building a plan that is flexible, tailored, and fair. Visit jhrps.com/freecoffee or scan the QR code below to learn more.

John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York are collectively referred to as “John Hancock”. Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. John Hancock Investment Management Services, LLC, a registered investment adviser, provides investment information relating to the contracts. Plan administrative services may be provided by John Hancock Retirement Plan Services LLC or a plan consultant selected by the Plan. NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY © 2014 All rights reserved.

1150 S. OLIVE ST. T-06-12

LOS ANGELES, CA 90015 transamerica.com

KEY CONTACTS

Sales: Jason Crane (800) 359-9544 jason crane@transamerica com

Service: Mikey Gannon (800) 942-7304 mikey.gannon@transamerica com

BUSIN E S S M E T R IC S

PRIMARY MARKET(S) SERVED

Small $1 million - $10 million

Mid $10 million - $100 million Large $100 million - $250 million

Mega >$250 million

NO. OF PLANS SERVED BY TYPE

As of 06/30/15

Transamerica Retirement Solutions, LLC (Transamerica) is one of the nation’s leading providers of retirement plan services. By focusing exclusively on the retirement industry for over half a century, we’ve built an experienced team and a proven expertise in all plan types. We partner closely with our clients and their advisors to tailor our services to meet their specific needs. Transamerica Retirement Solutions helps people save and invest wisely to live the life they want. We help plan sponsors minimize their administrative and fiduciary responsibilities — while maximizing the value to your organization of offering an attractive benefits plan.

Transamerica serves national and regional clients through an integrated network of offices. Localized client service is managed throughout our regional offices all across the country

401(k): 21, 376 403(b): 911 Defined benefit: 373 Other: 2,838

ADVISOR SUPPORT SERVICES

Number of external wholesalers focused on advisors

Number of external wholesalers focused on institutional

Number of internal wholesalers focused on advisors

• Compliance support

• Plan benchmarking

25,498

Plans served

• Target-date evaluation tools

• Training for DC plan sales/services

• Investment committee meetings

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections

• Rollover services

• Call center support

• Smartphone access to participant balances

• Smartphone transaction access for participants

PLAN SPONSOR SUPPORT SERVICES

NO. OF PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 1,642,935 403(b): 1,023,113 Defined benefit: 451,676 Other: 992,807

ASSET ALLOCATION FUNDS

• architecture

Participants served

open NAV Markets Emerging (for 256

PLATFORM(S) USED

• NSCC

• Bundled:

• Plan-level recordkeeping and administrative services

• Compliance guidance and regulatory support

• Participant-level transaction processing

• Participant communications and education services

• Unbundled:

• Participant-level recordkeeping services

• Participant-level transaction processing

• Participant communications and education services

• PASS

• Document Center

• PayStart

• Fiduciary Warranty for non-open architecture;

• Total Plan Management

clear view of retirement, improving outcomes

Rainy Cloudy Partly Sunny Sunny

We keep participants on course toward a funded retirement. What makes our approach to retirement readiness so effective is that it’s so personalized. At any time, participants can check their own retirement forecast to get an idea of whether they’re on course toward a funded retirement and, if not, what steps they can take to improve it. Think how much more engaged your clients’ participants would be with this kind of actionable guidance. To learn more, call 888-401-5826 or visit trsretire.com.

Securities offered through Transamerica Investors Securities Corporation (TISC), 440 Mamaroneck Avenue, Harrison, NY 10528. Transamerica and TISC are af liated companies. 14599-FA_AD (01/14)

© 2014 Transamerica Retirement Solutions Corporation

ALLIANCE BENEFIT

KEY CONTACTS

sales@abgnational.com, (800) 224-4015

WEBSITE ABGNational.com

ALLIANCE BENEFIT GROUP ALLIANCE BENEFIT GROUP

PRIMARY MARKET(S) SERVED

Micro (<$1 million)

Small ($1-$10 million)

Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 12,500/1,000,000

403(b): 250/25,000

Money purchase: 2,500/60,000

457: 200/25,000

NQDC: 400/2,000

Defined benefit: 3,500/100,000

Cash balance: 3,000/70,000

ADVISOR SUPPORT SERVICES

• Compliance support

• Plan benchmarking

• Target-date evaluation tools

• Training for DC plan sales/service

• Investment committee meetings

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections

• In-plan lifetime income options • Rollover services

• Call center support

• Facebook page

• Smartphone access to participant balances

• Smartphone transaction access for participants

AMERICAN FUNDS DISTRIBUTORS, INC.

LOS ANGELES, CA

KEY CONTACTS

Cheryl Christian, (213) 615-0827, cdc@capgroup.com WEBSITE americanfunds.com

FIRM PROFILE

Rely on an industry-leading service provider to help your plans run smoothly and effectively. Open-Investment Architecture: Access the American Funds and over 1,000 investment choices from more than 40 other wellknown managers. Competitive Pricing: Tailor pricing to your clients’ needs with a range of recordkeeping and share class options. Versatile Compensation: Select the compensation option that’s right for you and your clients’ plans.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 42,182/936,692 403(b): 665/30,882 Money purchase: 69/2,049 NQDC: 7/87 Other: 543/12,970

ASSET ALLOCATION FUNDS

• American Funds Target Date Retirement Series

• American Funds Portfolio Series

PLANS BY CHANNEL (Direct/Advisor): 0/100%

Platforms used: RK Direct: DST TRAC 2000, Plan Premier: FASCore RK System

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

Training for DC plan sales/service, retirement plan investment evaluator, retirement plan cost comparison tool, annual plan review report.

Visit napa-net.org for a list of plan sponsor and participant support services offered by American Funds.

AMERITAS

LINCOLN,

NE

KEY CONTACTS

Sales/Service: John Burke, (504) 427-8594, jburke@ameritas.com

WEBSITE Ameritas.com

FIRM PROFILE

Ameritas...proud to be in the business of fulfilling life. Life will never be free from uncertainty. But when uncertainty is minimized, life can be maximized. This is our calling at Ameritas. With financial strength, we offer competitive insurance, employee benefits and financial products and services. And we service them in a highly welcoming, highly ethical, highly professional manner that builds lasting trust and enduring relationships.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2,574/70,907 457: 325/950 Defined benefit: 100/1,000 Cash balance: 75/550

PLANS BY CHANNEL (Direct/Advisor): 0/3,074

Platforms used: SunGard OmniASP

ASSET ALLOCATION FUNDS

• American Century

• American Funds

• T. Rowe Price

• Vanguard

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional

Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

10 1 8 1

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings, in-thefield relationship manager for annual fund and plan reviews for all plans over $1,000,000

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, rollover services, call center support, Facebook page, smartphone access to participant balances and transactions

Visit napa-net.org for a list of more plan sponsor and participant support services offered by Ameritas.

ASPIRE FINANCIAL SERVICES

TAMPA, FL

KEY CONTACTS Pete Kirtland, President and CEO, (813) 517-0567

WEBSITE AspireOnline.com

FIRM PROFILE

Aspire Financial Services (Aspire) is a technology-enabled turnkey service provider of retirement plan solutions for all retirement plan stakeholders, tax codes and plan types [401(k), 403(b), 457, IRA, Defined Benefit and NonQualified] to small and medium-sized businesses, non-profit organizations and government entities. The company leverages its proprietary conflict-free open-investment technology platform to offer customized, cost-effective, and fee-transparent smart retirement solutions to plan sponsors through an extensive network of financial intermediaries, including financial advisors, broker dealers, investment firms, and third-party administrators (TPAs).

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2,849/97,895 403(b): 4,521/75,016

Money purchase: 3/525 457: 304/5,634 NQDC: 2/6 Defined benefit: 18/29 Cash balance: 253/2,167 Other: 179/6,276

PLANS BY CHANNEL (Direct/Advisor): 0/10,000

Platforms used: MG Trust, Pershing, TD Ameritrade, Schwab, Fidelity, Benefit Trust, Mid Alantic

ASSET ALLOCATION FUNDS

ADVISOR SUPPORT SERVICES

Internal wholesalers focused on institutional

7 7 7 7

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings, Private Label Branding, Revenue Recapture, Model Portfolio Building, TPA Network, Packaged Solutions, BPO

Visit napa-net.org for a list of plan sponsor and participant support services offered by Aspire.

BLUESTAR

PONTE BEDRA BEACH, FL

KEY CONTACTS

Sales: Steven Kimmel, (904) 395-8296, SKimmel@BlueStarRetirement.com

WEBSITE BlueStarRetirementServices.com

FIRM PROFILE

BlueStar is a full-service integrated recordkeeper & TPA. BlueStar’s focus on retirement plan solutions began in 2008, resulting in swift growth. While BlueStar serves plans of all sizes and types, BlueStar has proven itself as a national expert in the administration of Multiple Employer Plans (MEPs) and other MEP-like structures which take advantage of existing efficiencies.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2,000/100,000 403(b): 300/10,000

457: 25/500 Defined benefit: 10/250 Cash Balance: 25/250

ASSET ALLOCATION FUNDS

BlueStar is an open-architecture recordkeeper; any funds available on the selected underlying trading platform (typically either Schwab, TD Ameritrade, or Matrix) are available.

PLANS BY CHANNEL (Direct/Advisor): 50/2,500

Platforms used: Schwab, TD Ametritrade Trust, Matrix

ADVISOR SUPPORT SERVICES

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings.

• 2 external/internal wholesalers focused on advisor/ institutional

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, rollover services, call center support, smartphone access to participant balances, smartphone transaction access for participants.

PLAN SPONSOR SUPPORT SERVICES

Complete plan administration; direct-mail plan notices fulfillment; full handling of transactions such as loans, hardships, etc.

EMPOWER RETIREMENT

GREENWOOD VILLAGE, CO

KEY CONTACTS

Sales: Peter Szathmary, (877) 630-4015, Peter.Szathmary@empower-retirement.com Service: Jim Millson, (303) 797-1594, Jim.Millson@empower-retirement.com

WEBSITE

Empower-Retirement.com

FIRM PROFILE

Empower, the retirement services business of Great-West Financial, provides retirement savings products and services for public, corporate, and non-profit employers. Empower offers solutions in plan design, enrollment services, communication materials, and investment options to help Plan Sponsors improve participation.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 25,917/4,617,534 403(b): 3,587/514,797 457: 1,347/1,372,060 NQDC: 298/10,951 Defined benefit: 75/43,300 Other: 2,367/730,787

ASSET ALLOCATION FUNDS

As of September 30, 2015, there are 644 asset allocation funds, across all share classes.

PLANS BY CHANNEL (Direct/Advisor): 0/100%

Our recordkeeping system, the Empower Administrative System, is an internally developed multi-tier application that provides flexibility for Plan Sponsors of any size.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

68 3 53 3

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings.

Visit napa-net.org for a list of plan sponsor and participant support services offered by Empower Retirement.

FIDELITY INVESTMENTS

BOSTON, MA

KEY CONTACTS

Sales: Tom Woods, (800) 684-5254, tom.woods@fmr.com; Dan Besse, (401) 292-5567, dan.besse@fmr.com

Service: Gary Charles, (817) 474-6004, gary.charles@fmr.com

WEBSITE Fidelity.com

FIRM PROFILE

As of June 30, 2015, Fidelity Investments® is the world’s largest privately held provider of financial services, with $5.2 trillion in assets under administration.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 9,179/11,849,940 403(b): 840/2,168,476 Money purchase: 325/1,224,423 457: 105/147,479 NQDC: 1,645/184,193 Defined benefit: 708/4,100,000 Other: 10,161/2,290,501

PLANS BY CHANNEL (Direct/Advisor): 16,727/5,697

Platforms used: Fidelity Participant Recordkeeping System

ASSET ALLOCATION FUNDS

More than 400 fund companies that represent more than 13,000 nonproprietary mutual funds across various share classes, as well as the Fidelity family of mutual funds with more than 350 products available.

ADVISOR SUPPORT SERVICES

GUARDIAN INSURANCE & ANNUITY COMPANY, INC.

NEW YORK, NY

KEY CONTACTS

Sales: Andrew Gunning, (617) 249-5417, andrew_gunning@glic.com, James Lake, 347-598-3550, james_lake@glic.com Service: Chris Pic, 610-807-6361, christopher_pic@glic.com

WEBSITE GuardianLife.com

FIRM PROFILE

The Guardian Insurance & Annuity Company, Inc. (GIAC)formed in 1971, issues variable insurance contracts such as variable annuities and variable life insurance; fixed annuities; and 401(k) funding vehicle products. All guarantees are backed exclusively by the strength and claims-paying ability of GIAC. GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America. It should be noted that, although the insurance features are guaranteed by GIAC, the variable investment options within the products are not guaranteed and are subject to the inherent risks of investing in securities.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

#

OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 2,782/72,060

PLANS BY CHANNEL (Direct/Advisor): 0/2,782

Platforms used: GIAC has been utilizing SunGard’s OmniPlus Defined Contribution Recordkeeping system for plan administration since 1996. It is a commercially licensed and supported software package. The recordkeeping system runs on an IBM RS/6000 S80UNIX system running AIX 5.1. The administration system runs on Novell network with a 333 MHz file server and individual PCs none less than 133 MHz. Our administrative software is Datair.

ASSET ALLOCATION FUNDS

ADVISOR SUPPORT SERVICES

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings; FidelityConnect®; plan investment lineup consulting; sample investment menus; Fiduciary investment Reporting Manager (FiRM) investment monitoring tool; Morningstar Fund Screener customized for the Fidelity platform; Model Portfolio Recordkeeping Service; integrated participant communication and education planning/delivery.

Visit napa-net.org for a list of plan sponsor and participant support services offered by Fidelity Investments.

12 6

Visit napa-net.org for a list of plan sponsor and participant support services offered by Guardian.

J.P. MORGAN ASSET

NEW YORK, NY

KEY CONTACTS

MANAGEMENT

Sales: Michael Miller, (727) 284-7825, michael.d.miller2@jpmorgan.com

Service: Charles Arneman, (614) 901-1440, charles.f.arneman@jpmorgan.com

WEBSITE RetirementLink.JPMorgan.com

FIRM PROFILE

J.P. Morgan Retirement Link is a comprehensive solution for addressing the retirement plan needs of small-and-mid sized companies ($1mm-$50mm). We have a customized hightouch service delivery model aligned with advisor and plan sponsor needs. Additionally, the product offers a full service solution that enables plan sponsors to mitigate fiduciary risk, reduce administrative burden and guide participants to retirement readiness.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 458/75,167 403(b): 1/157

Money purchase: 6/1,238 NQDC: 1/96 Other: 46/8,721

ASSET ALLOCATION FUNDS

J.P. Morgan has 545 unique funds available.

PLANS BY CHANNEL (Direct/Advisor): 365/134

Platforms used: FASCore

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, rollover services, call center support, smartphone access to participant balances, smartphone transaction access for participants.

PLAN SPONSOR SUPPORT SERVICES

Retirement readiness scorecard, quarterly plan review, quarterly investment review, annual business plan, on-demand compliance testing and a robust plan sponsor website.

LINCOLN FINANCIAL GROUP

RADNOR, PA

KEY CONTACTS

Sales: Tim Seifert (Intermediary), (484) 583-6393, Tim.Seifert@lfg.com Service: Robert Haverstrom, (866) 423-0432, Robert.Haverstrom@lfg.com

WEBSITE LFG.com

FIRM PROFILE

Built on Abraham Lincoln’s ideals of courage, strength and optimism, Lincoln Financial Group’s Retirement Plan Services has been a proven provider of retirement solutions for over 60 years, managing thousands of retirement plans that enroll millions of participants in organizations of all sizes in the small-business, corporate, healthcare, education and nonprofit sectors. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $214 billion as of September 30, 2015.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 10,493/389,004 403(b): 12,470/776,477 Money purchase: 265/13,286 457: 1,775/79,397 Defined benefit: 18/123,592 Cash Balance: 54/244 Other: 172/9,077

ASSET ALLOCATION FUNDS

LifeSpan® custom target-date portfolios available with ERISA 3(21) or 3(38) coverage by Ibbotson Associates, Stadion Target Date Series, Vanguard Target Retirement Funds, T. Rowe Price Retire with Confidence®, Fidelity Freedom® Funds, JPMorgan SmartRetirement and more.

Platforms used: Proprietary platforms DST

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

Compliance support, plan benchmarking, training for DC plan sales/ service, investment committee meetings.

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, in-plan lifetime income options, rollover services, call center support, Facebook page, smartphone access to participant balances

MASSMUTUAL FINANCIAL GROUP

SPRINGFIELD, MA

KEY CONTACTS

Sales: 1 (800) 874-2502, Option 4 Service: 1 (800) 528-9009

WEBSITE MassMutual.com/Retire

FIRM PROFILE

Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyowners. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyowners consistently since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 26,400/1,873,396

403(b): 3,112/220,022

Money purchase: 539/104,044 457: 1,731/220,161

NQDC: 443/53,369

Defined benefit: 989/210,021 Other: 415/119,117

PLANS BY CHANNEL (Direct/Advisor): 0/100%

Platforms used: SunGard, DST Systems, Proprietary RK System

ADVISOR SUPPORT SERVICES

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, in-plan lifetime income options, rollover services, call center support, Facebook page, smartphone access to participant balances and transactions

MILLIMAN, INC.

DALLAS, TX

KEY CONTACTS

Sales: Kyle Hughes, (214) 863-5069, kyle.hughes@milliman.com, Gerald Erickson, (952) 820-2401, gerald.erickson@milliman.com Service: Laura Van Domelen, (303) 672-9050, laura.vandomelen@milliman.com, Sandra McGinty, (952) 820-2467, sandra.mcginty@milliman.com

WEBSITE Milliman.com

FIRM PROFILE

Milliman is a professional services firm serving the full spectrum of corporate, governmental, and financial service organizations. Milliman was founded in 1947 and incorporated in 1957. Since then, Milliman has grown, occasionally by merger, but more commonly through the addition of professional staff committed to the principles of the firm. Today the firm has 59 offices worldwide, staffed by approximately 3,000 employees.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250million-$1 billion)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 12/31/14 401(k): 848/664,109 Defined benefit: 242/1,190,338

PLANS BY CHANNEL (Direct/Advisor): 20/80

ASSET ALLOCATION FUNDS

ADVISOR

SUPPORT SERVICES

PLAN SPONSOR SUPPORT SERVICES

Outsourced;

MUTUAL OF OMAHA

OMAHA,

NE

KEY CONTACTS

Sales: Patrick Bello, (215) 962-1279, patrick.bello@mutualofomaha.com

Service: Patty Hutchinson, (402) 351-6495, patty.hutchinson@mutualofomaha.com

WEBSITE SellRetirementRight.com

FIRM PROFILE

Mutual of Omaha has been providing financial product for 100 years, and has been an active player in the qualified retirement plan marketplace for 49 years. Extensive market research indicates that the Company is viewed by consumers as trust-worthy and high Quality. In a recent brand survey, when ranked by positive attributes, Mutual of Omaha ranked 2nd out of ten major competitors. In similar market research, Mutual of Omaha’s 401(k) customers have cited simplicity, ease of doing business, peace of mind, and a trusted name as the key aspects of our retirement plan solution delivery.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 6/30/15

401(k): 2,227/81,561

Money purchase: 10/1,838

457: 14/1,039

Defined benefit: 29/29

ASSET ALLOCATION FUNDS

• Mutual Directions Series - five risk based lifestyle funds

• T.Rowe Price Personal Strategy Series - three risk based lifestyle funds

• Vanguard Target Retirement Series - eleven time based lifecycle target date funds

• GlidePath Retirement Series - twelve time based lifecycle target date funds

• Stadion Managed Account - individually managed account (IMA)

• Morningstar Retirement Manager - individually managed account (IMA)

PLANS BY CHANNEL (Direct/Advisor): 0/2,280

Platforms Used: UNIX, Clustered HP ES/47, WySTAR, DS8000, VMW

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

Internal wholesalers focused on advisors

Compliance support, plan benchmarking, investment committee meetings, plan health assessments, qtrly investment analysis reports, dedicated relationship managers, dedicated on-boarding consultants, advisor service agreement templates, customized proposals, customized finalist presentations

Visit napa-net.org for a list of plan sponsor and participant support services offered by Mutual of Omaha.

NATIONWIDE

COLUMBUS, OH

KEY CONTACTS

Nationwide Sales Desk, (800) 626-3112

Nationwide Retirement Plans Call Center, (800) 772-2182

WEBSITE NationwideFinancial.com/RetirementPlans

FIRM PROFILE

Nationwide is committed to helping America prepare for and live in retirement. We provide you with the flexibility and control you need to continue to build your group retirement plan business. We have the people and tools to support you wherever you need it most. We’re a Fortune 100 U.S.-based company with a strong and stable history dating back more than 85 years.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 19,522/723,767 403(b): 1,295/97,503 457: 7,043/1,125,630 NQDC: 693/108,655 Other: 10,400/<1%

ASSET ALLOCATION FUNDS

Nationwide offers more than 60 asset allocation funds. PLANS BY CHANNEL (Direct/Advisor): 7,700/31,300

Platforms used: Nationwide Retirement Flexible Advantage®, Nationwide Retirement Innovator Advantage®

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

60 250 35 30

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings, Investment Solutions Builder®, Business Builder Program, Nationwide Financial Fiduciary Series◊

Visit napa-net.org for a list of plan sponsor and participant support services offered by Nationwide.

NORTH AMERICAN KTRADE ALLIANCE, LLC

PLYMOUTH, IN

KEY CONTACTS

Sales: Steve Gradeless, (614) 623-3438; sgradeless@ktradeonline.com

Service: Trent Newcomb, (888) 954-9321; tnewcomb@ktradeonline.com

WEBSITE KTradeOnline.com

FIRM PROFILE

KTRADE is a true Open Architecture record keeping service, used mainly by fee-based RIA firms and IARs of Broker/Dealers’ RIAs. We work with a number of Custodians. We are owned by the TPAs who use our service. Our Demo Accounts at ktradeonline.com are:

• Participant site: User Name - DEMOEE; Password - DEMO123

• Plan Sponsor site: User Name - DEMOPS; Password - DEMO123 Share accounting, not unit value accounting.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million),

ASSET ALLOCATION FUNDS

KTRADE is an Open Architecture record keeping service and we work with a number of Custodians. There are numerous asset allocation funds available, depending upon the Custodian to be used.

PLANS BY CHANNEL (Direct/Advisor): 0/570

Platforms used: SunGard ASP is backbone of recordkeeping platform.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

Internal wholesalers focused on advisors

1 2

Training for DC plan sales/service, investment committee meetings. Many Advisor support services are available through firms (i.e. DCIO wholesalers and TPIAs), who work with KTRADE. Also, KTRADE is owned by the TPAs we work with; therefore, Advisors have local assistance with plan design needs when working with a TPA in their geography.

PARTICIPANT SUPPORT SERVICES

• Rollover services

• Call center support

• Smartphone access to participant balances.

INDIANAPOLIS, IN ONEAMERICA

KEY CONTACTS

Sales: Paul Citron, (317) 285-1604, Paul.Citron@oneamerica.com, Micah DiSalvo, (608) 215-5882, Micah.Disalvo@oneamerica.com Service: Denise Preece, (317) 285-2063, Denise.Preece@oneamerica.com, Donald Jose, (414) 287-8633, Donald.Jose@oneamerica.com

WEBSITE OneAmerica.com

FIRM PROFILE

The retirement services companies of OneAmerica have specialized in designing, installing and providing award-winning administrative services for retirement plans for more than 50 years. They currently have 26 regional offices that provide sales and service to over 12,000 plans and more than $56B in assets under management. They provide services to the 1mm-100mm market, with particular expertise within tax exempt markets, professional service firms and manufacturing firms.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 09/30/15

401(k): 4,790/816,664 403(b): 5,497/203,689 Money purchase: 20/4,665 457: 953/61,220 NQDC: 55/705 Defined benefit: 187/37,423 Cash Balance: 5/2,207 Other: 705/76,134

PLANS BY CHANNEL (Direct/Advisor): 0/100%

Platforms used: Trust and Group Annuity ASSET

ALLOCATION FUNDS

Open architecture, any available funds.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

36 10 6 3

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

Visit napa-net.org for a list of more advisor, plan sponsor and participant support services offered by OneAmerica.

DE PERE, WI

KEY CONTACTS

Sales: Rick Flom, (800) 236-7400, rcflom@pai.com

WEBSITE

PAi.com

FIRM PROFILE

For more than 30 years, PAi has helped people successfully save for retirement by providing 401(k) recordkeeping and administration. Whether you are a retirement industry leader, consumer brand, worker, business owner, advocacy group or government official, you’ll find PAi brings the same vision and values to all of its partners. The retirement challenge our country faces today is larger than any one organization can manage alone. Through strong partnerships we can empower a strong savings society. By working together we can build a world where workers are able to own their retirement readiness. PAi helps to build that world by offering turnkey participant outcome based solutions to small businesses nationwide.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 6/30/15 401(k): 12,831/93,821

ASSET ALLOCATION FUNDS

Any asset allocation available.

PLATFORMS USED

Proprietary recordkeeping platform.

ADVISOR SUPPORT SERVICES

PA i 7

Internal wholesalers focused on advisors

Compliance support, integrated data analytics, Years of Retirement calculations, event driven data alerts.

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, rollover services, call center support, integrated data analytics, Years of Retirement calculations, event driven data alerts.

PLAN SPONSOR SUPPORT SERVICES

Plan Installation Recordkeeping & Administration 3(38) Investment Fiduciary Services

PENTEGRA RETIREMENT SERVICES

WHITE PLAINS, NY

KEY CONTACTS

Sales: Pete Swisher, (859) 608-9920, pswisher@pentegra.com; John Schafer, (317) 506.6875; jschafer@pentegra.com Service: Heather Connington, (800) 872.3473 x 9588, hconnington@pentegra.com

WEBSITE Pentegra.com

FIRM PROFILE

Pentegra has been providing retirement plan services for over 70 years and providing fiduciary services for retirement plans since the establishment of ERISA over 30 years ago. Pentegra provides recordkeeping and administration solutions to clients nationwide with the ability to serve in various fiduciary roles3(16) Plan Administrator, Named Fiduciary and Discretionary or Directed Trustee, tailored to meet your clients’ needs. We are a leader in the establishment and implementation of Multiple Employer Plans.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2,301/67,606 403(b): 194/2,996 Money purchase: 11/60 457: 50/412 457: 88/857 Defined benefit: 423/45,121 Cash balance: 76/512 Other: 184/15,021

ASSET ALLOCATION FUNDS

Open architecture

PLANS BY CHANNEL (Direct/Advisor): 333/2,994

Platforms used: Reliance Trust Company, Matrix, MidAtlantic, Scwhab

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional Plan benchmarking, training for DC plan sales/service, plan design

Visit napa-net.org for a list of plan sponsor and participant support services offered by Pentegra.

PRUDENTIAL

NEWARK, NJ

KEY CONTACTS

Sales: Dominick Quartuccio, (917) 339-4424, Dominick.Quartuccio@Prudential.com; Barbara Lewis, (303) 317-6861, Barbara.Lewis@Prudential.com

Service: Jason Tuscher, (312) 521-6178, Jason.Tuscher@Prudential.com; Michael Knowling, (860) 534-2915, Michael.Knowling@Prudential.com

WEBSITE Prudential.com

FIRM PROFILE

Prudential Retirement is a specialized unit of Prudential Financial’s Investment division, and is an integral part of Prudential Financial’s strategy to provide comprehensive financial services to employers and employees alike. Prudential Retirement delivers retirement plan solutions for public, private, and non-profit organizations and their employees.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 2,107/1,990,812

403(b): 1,178/202,750 457: 276/258,318 NQDC: 629/77,601

Defined benefit: 874/567,555 Other: 65/78,873

ASSET ALLOCATION FUNDS

Day One Funds: our own target date offering GoalMaker: our asset allocation tool that allows advisors to select the underlying funds Managed accounts

Most 3rd party target date fund offering

PLANS BY CHANNEL (Direct/Advisor): 5%/95%

Platforms used: OMNI

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

15 7 9 3

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan service, investment committee meetings

Visit napa-net.org for a list of more advisor, plan sponsor and participant support services offered by Prudential.

SECURIAN

ST. PAUL, MN

KEY CONTACTS

Sales: Vince Giordano, (770) 330-9184, vincent.giordano@securian.com; Steve Chappell, (847) 533-1985, steven.chappell@securian.com; Service: Ted.Schmelzle,(651) 665-6394, theodore.schmelzle@securian.com

WEBSITE Securian.com

FIRM PROFILE

Securian is a broadly diversified financial services company offering insurance, investment, and retirement solutions with a proven track record of focusing on the long-term needs of our individual customers. • Sixth-largest life insurance company in the nation and a top-five group insurer • More than 15 million customers depend on us to reach their financial goals • Over 5,000 associates and representatives in our St. Paul, Minnesota, headquarters and in sales and service offices throughout the country • Over $1 trillion of insurance in force, and over $4 Billion in benefits paid to customers in 2014 - and our pledge to protect customers when they need us most

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 2,294/246,878 403(b): 2/5,502 Money purchase: 26/6,323 457: 4/732 Defined benefit: 73/10,232 Cash balance: 19/1,828 Other: 52/31,530

ASSET ALLOCATION FUNDS

We offer a robust, conflict-free, open architecture platform with over 6,500 unique investment options.

PLANS BY CHANNEL (Direct/Advisor): 0/100%

Platforms used: SunGard OmniDC, several interfaces with internal systems.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

16 3 8 2

Compliance support, plan benchmarking, target-date evaluation tools, investment committee meetings

Visit napa-net.org for a list of plan sponsor and participant support services offered by Securian.

SENTINEL BENEFITS & FINANCIAL GROUP

WAKEFIELD, MA

FIRM PROFILE

Sentinel Benefits & Financial Group (Sentinel) was founded in 1987. This entity does Record Keeping of ERISA Plans.We operate out of three (3) offices which are located in Wakefield, Massachusetts, New York City, New York and Melville, Long Island. There are approximately 225 employees at the Firm. Our core businesses are Retirement Plan Administration and Investment Advisory services in regards to Investments within Retirement Plans. Specifically Sentinel Benefits Group administers over 1,900 retirement plans. Sentinel Benefits is recognized as one of the largest employee benefits firms in the North East. Our firm’s aspirations are to become the premier independent employee benefit advisor and record-keeper. Critical factors in order to achieve this goal involve knowing our clients’ needs, recruiting, developing and growing the best talent, continuing to build a cohesive leadership team with clear objectives, and creating a highly innovative technology platform to create incremental process improvement.

PRIMARY MARKET(S) SERVED

Small ($1-10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 698/43,566 403(b): 43/4,783

Money purchase: 33/980 457: 11/40 NQDC: 18/400 Other: 367/3,903

PLANS BY CHANNEL (Direct/Advisor): 1,150/750

Platforms used: Fidelity Investments, Charles Schwab, Matrix Clearance & Settlement, Mid-Atlantic Trust Company (MATC), Pershing

ASSET ALLOCATION FUNDS

Access to almost all under our open architecture.

PLATFORMS USED

Proprietary recordkeeping platform.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional

Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings, plan design expertise, including new comparability and cash balance studies, sales support, dynamic plan reporting, annual disclosure reporting

THE STANDARD

PORTLAND, OR

KEY CONTACTS

Sales: Daniel Hall, 971.321.8970, daniel.hall@standard.com; Ken Waineo, 971.321.7089, ken.waineo@standard.com Service: Harley Spring, 971.321.7840, harley.spring@standard.com; Shanley Johndrow, 425.945.9668 ext. 1326, shanley.johndrow@standard.com

WEBSITE Standard.com

FIRM PROFILE

For more than 80 years, The Standard has designed, installed, administered and provided investment options for retirement plans. Clients include a wide range of corporations, governmental agencies and non-profi t organizations. This experience has given The Standard the tools to develop solutions suited to the needs of both plan sponsors and participants.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 2,523/293,726 403(b): 209/35,417 Money purchase: 44/6,838 457: 108/2,578 NQDC: 32/322 Defined benefit: 222/25,136 Cash balance: 28/1,209 Other: 31/4,706

ASSET ALLOCATION FUNDS

The Standard’s net asset value open architecture platform provides access to approximately 13,000 mutual funds and we currently trade 3,000 of those. Our group annuity platform offers more than 250 options from more than 50 different fund families.

PLANS

BY CHANNEL (Direct/Advisor): 5/99

Platforms used: Group Annuity and Net Asset Value (NAV)

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

Visit napa-net.org for a list of more advisor, plan sponsor and participant support services offered by The Standard.

WEBSITE SentinelGroup.com

BALTIMORE, MD

KEY CONTACTS

Sales: Mike Shamburger, (410) 577-4478, mike_shamburger@troweprice.com

Service: Tina Wilcox, (410) 345-6425, tina_wilcox@troweprice.com

WEBSITE TRowePrice.com

FIRM PROFILE

Our retirement solutions are rooted in over 30 years of experience working with plan sponsors, as well as the advisors and third-party administrators who can be critical to a plan’s success. We understand that building a successful plan in today’s uncertain environment is more complex than ever. We also believe in developing innovative solutions that will drive participant outcomes over the long term.

Four retirement plan service offerings designed to meet your clients needs:

• Essential ChoiceSM- A streamlined solution for emerging plans

• Focus ChoiceSM - A progressive solution for growing plans

• Tailored ChoiceSM - A flexible solution for expanding companies

• Enterprise ChoiceSM - A solution to satisfy the unique needs of highly complex plans

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

As of 06/30/15

401(k): 3,129/1,657,271

403(b): 54/42,089

Money purchase: 20/5,353 457: 44/90,237

NQDC: 167/9,672

Defined benefit: 12/31,000 Other: 106/41,160

ADVISOR

External

External wholesalers focused on institutional

Internal wholesalers focused on advisors

5 2

Visit napa-net.org for a list of more advisor, plan sponsor and participant support services offered by T. Rowe Price.

UNIFIED TRUST COMPANY, N.A.

KEY CONTACTS

Sales: Lee Topley, (859) 514-8271, lee.topley@unifiedtrust.com; Justin Morgan, (859) 514-6183, justin.morgan@unifiedtrust.com Service: Crystal Kleinjan, (859) 422-0349, crystal.kleinjan@unifiedtrust.com

WEBSITE UnifiedTrust.com

FIRM PROFILE

Unified Trust specializes in the fiduciary management of qualified retirement plans. We are one of the only fully discretionary trustees in the country, taking full discretion and liability for the assets of the plans we serve. There is a complete allocation of responsibility, and therefore liability, with respect to the tasks we accept—the safekeeping and management of plan assets. Our focus on retirement success is what makes us different. Our approach is aimed at achieving the goal of retirement success for every participant. Serving as a fully discretionary trustee means we are required by law to act solely in the interests of participants and beneficiaries. We’ve taken this legal requirement and turned it into the foundation of our company culture.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 503/37,596 403(b): 14/2,003 Money purchase: 3/194 457: 16/624 Defined benefit: 28 Cash balance: 22 Other: 20/550

PLANS BY CHANNEL (Direct/Advisor): 16%/84%

Platforms used: Bundled, recordkeeping and trustee only services with UnifiedPlan® and Unified Success Pathway.

ASSET ALLOCATION FUNDS

Open architecture approach, can utilize any number of fund families.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

LEXINGTON, KY 5 5

Internal wholesalers focused on advisors

Compliance support, plan benchmarking, training for DC plan sales/ service, investment committee meetings

Visit napa-net.org for a list of more advisor, plan sponsor and participant support services offered by Unified Trust Company.

VALIC

HOUSTON,

TX

As of 06/30/15

KEY CONTACTS

Sales: Advisor Care Line 877.246.4501 Option 2, 2

Service: Advisor Care Line 877.246.4501 Option 2, 1

WEBSITE VALIC.com

FIRM PROFILE

VALIC is one of the nation’s leading retirement plan services companies. We have the flexibility to partner directly with independent advisors to provide education, investment, recordkeeping and administration to a variety of markets. VALIC draws upon more than 60 years of experience providing retirement plans and services to major employers nationwide. We work with each client to outline needs and expectations, and then, develop strategies to ensure these expectations are met. VALIC currently provides retirement plan services to nearly 24,000 organizations representing more than two million participant accounts. With more than $86 billion total assets under management, VALIC is one of the largest, most experienced organizations specializing in full service defined contribution retirement programs. VALIC’s financial ratings are among the best in the industry, reflecting the quality of its fixed investment portfolio, consistent asset and earnings growth, and leading positions in its chosen markets.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

401(k): 850/75,000

403(b): 18,500/1,287,000 Money purchase: 1,800/318,000 457: 8,900/228,000

NQDC: 600/600 Other: 3,300/6,700

ASSET ALLOCATION FUNDS

VALIC’s open architecture mutual fund platform allows plan sponsors to choose from over 8,900 mutual funds.

PLANS BY CHANNEL (Direct/Advisor): 0/29,085 (100% Advisor)

Platforms used: Proprietary V-System ADVISOR

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional Compliance support

Visit napa-net.org for a list of plan sponsor and participant support services offered by VALIC.

VANTAGE BENEFITS ADMINISTRATORS

DALLAS, TX

KEY CONTACTS

Sales: Jeff Richie, (972) 354-5200, jrichie@vantagebenefits.com; Bob Kristek, (972) 354-5200, bkristek@vantagebenefits.com Client Services: (888) 581-9787, clientservices@vantagebenefits.com

WEBSITE VantageBenefits.com

FIRM PROFILE

Vantage Benefits Administrators, Inc. (VBA) is a Third Party Administrator and full-service Insurance Agency which was founded in 1993 and since 2009 has been enhancing its systems through internal development, acquisition and strategic partnerships to position itself in the unique role as a premier single source solution for employee benefits administration. VBA is a paperless, fee-based solution for employee benefits administration that solves a multitude of business needs. Through its unified point of service platform, VBA delivers unbiased comprehensive benefit offerings and performs all necessary administrative functions.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million)

ADVISOR SUPPORT SERVICES

• Compliance support

• Plan benchmarking

• Target-date evaluation tools

• Training for DC plan sales/service • Investment committee meetings

PARTICIPANT SUPPORT SERVICES

• Retirement income estimates/projections

• Rollover services

• Call center support

• Smartphone access to participant balances

• Smartphone transaction access for participants

EKON BENEFITS

ST. LOUIS, MO

KEY CONTACTS

Sales: Keith Kowalczyk, 314.367.2823, keith.kowalczyk@ekonbenefits.com; Service: Keith Kowalczyk, 314.367.2823, keith.kowalczyk@ekonbenefits.com Both: Genelle Brakefield, 314.367.0050, genelle.brakefield@ekonbenefits.com

WEBSITE EkonBenefits.com

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 199/8,697 403(b): 6/943 Money purchase: 10/2,670 457: 6/692 NQDC: 6/99 Defined benefit: 8/75 Other: 42/2,252

PLANS BY CHANNEL

(Direct/Advisor): 304/50

Platforms used: Proprietary - Ekonnect

ASSET ALLOCATION FUNDS

Ekon offers 27 different asset allocation funds.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

2 2 15 15

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service, investment committee meetings

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, in-plan lifetime income options, rollover services, call center support, smartphone access to participant balances and transactions

Visit napa-net.org for a list of more support services offered by Ekon Benefits.

EPIC ADVISORS, INC.

ROCHESTER, NY

KEY CONTACTS

Sales: Brian Lenz, (585) 362-4259, blenz@epic1st.com; Lisa Brown, (585) 232-9060x4180, lbrown@epic1st.com Service: Deanna Semple, (585) 232-9060x4106, dsemple@epic1st.com

WEBSITE Epic1st.com

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15

401(k): 1,717/102,554 403(b): 34/4,155 Money purchase: 11/1,053 457: 17/237 NQDC: 9/237 Other: 27/7,116

PLANS BY CHANNEL

(Direct/Advisor): 0/2,072

Platforms used: Charles Schwab Trust Company, MG Trust Company, Mid Atlantic Trust Company, TD Ameritrade, Fidelity, SEI, Reliance, SGN

ASSET ALLOCATION FUNDS

EPIC, through our network of custodians, offers open-architecture access to over 20,000 funds.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors

Internal wholesalers focused on institutional

3 3 4 6

Compliance support, plan benchmarking, target-date evaluation tools, training for DC plan sales/service

PARTICIPANT SUPPORT SERVICES

Retirement income estimates/projections, call center support, smartphone access to participant balances and transactions

Visit napa-net.org for a list of more support services offered by EPIC Advisors, Inc.

EUGENE, OR O’CONNELL PENSION CONSULTING, INC.

KEY CONTACTS

Sales: Gwen O’Connell, Mary Delorenzo Service: Ryan O’Connell, David Roybal

WEBSITE GOPensions.com

PRIMARY MARKET(S) SERVED

Small ($1-$10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 300/7,500 403(b): 50/1,200 457: 10/200 Defined benefit: 100/400 Cash balance: 125/500

PLATFORMS USED

Sungard/Relius

ASSET ALLOCATION FUNDS

All fund options are available that are offered through the custodian.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

• Compliance support

• Plan benchmarking,

• Investment committee meetings

PARTICIPANT SUPPORT SERVICES

2 2 2 2

UBIQUITY RETIREMENT & SAVINGS

SAN FRANCISCO, CA

KEY CONTACTS

Sales: Craig Howell, (415) 593-5844, chowell@myubiquity.com; Chris Jasinski, (415) 593-5872, cjasinski@myubiquity.com Service: Davy Knox, (415) 593-5865, dknox@myubiquity.com Customer Service: (415) 477 8800, support@myubiquity.com

WEBSITE myUbiquity.com

PRIMARY MARKET(S) SERVED Micro (<$1 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/15 401(k): 8,910/77,149

As of 12/31/14 401(k): 8,424/76,650

PLANS BY CHANNEL

(Direct/Advisor): 6,326/2,584 Platforms used: Proprietary

ASSET ALLOCATION FUNDS

Via our Custodians (Matrix, Schwab) we offer access to ~20,000 mutual funds and ETFs. If a fund trades via the NSCC, Advisors can access it. Also, we offer access to several 3rd Party 3(38) Fiduciaries, so that Advisors may outsource Fiduciary Investment Management, if desired.

ADVISOR SUPPORT SERVICES

External wholesalers focused on advisors

External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

3 2 4 2

Compliance support, training for DC plan sales/service

PARTICIPANT SUPPORT SERVICES

Rollover services, call center support, Facebook page, smartphone access to participant balances and transactions

Visit napa-net.org for a list of more support services offered by Ubiquity Retirement & Savings.

here are three basic platforms financial advisors can choose from:

T1. Wire houses, or those platforms where the plan advisor is an employee

2. Independent BDs, where the advisor is a 1099 contractor

3. RIAs, where the advisor has no affiliation with a BD

But like most things in the defined contribution business, it’s not that simple. Most experienced plan advisors these days fall into a category called “hybrids,” meaning they affiliate with a BD and an RIA. That RIA can be owned and controlled by the BD with which they are affiliated, or the advisor can own and run it independently. Furthermore, there’s a growing crop of specialty groups, many of which are affiliated with an established BD, that focus on supporting plan advisors. Some of those groups require a BD or RIA change, while others do not.

Some experienced advisors are joining these specialty groups to leverage their intellectual capital and support as well as the brand. As with BDs, some require the advisor to be an employee, while others allow advisors to remain independent. Other advisors choose to remain independent, usually affiliating with a BD that has allocated at least a minimal amount of support in the form of home office personnel and the tools that advisors need to run a DC practice.

But with 250,000 of the 300,000 active advisors being paid from working with a DC plan, a majority of these advisors are affiliated with BDs or RIAs that do not have much, if any, support or personnel dedicated to DC plans. Experts predicted a mass exodus from these distributors when the ERISA 408(b)(2) rules were promulgated in 2012 because advisors had to declare whether they would be acting as a fiduciary along with the fees they would be paid.

Though 408(b)(2) did have some impact on advisor movement, like Y2K it was not as much as some experts had predicted. The DOL’s pending conflict-of-interest rule may change that, for two reasons: (1) most advisors that even touch a plan will be considered ERISA fiduciaries; and (2) the rule may affect how both advisors and BDs deal with IRA rollovers.

Stay tuned for changes that, though affected by the DOL rule, will be driven mostly by market dynamics as plan advisors look for platforms that support their practices and more specialty groups emerge — dynamics evidenced by the robust list of distributors profiled on the following pages.

— FRED BARSTEIN

ü ü ü ü ü ü ü 4 ü ü ü ü ü ü ü ü ü ü 7 ü ü ü ü ü ü 8 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 208 ü ü ü ü ü ü ü ü ü ü ü ü ü 42 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 16 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 14 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 10 ü ü ü ü ü ü ü 65 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü

Lincoln Investment ü ü ü ü ü ü

LPL Financial ü ü ü ü ü ü ü ü ü ü

M Financial Group ü ü ü ü ü ü ü

Millennium Advisory Services, Inc. ü ü

Moneta Group Investment Advisors ü ü

Morgan Stanley ü ü ü ü ü ü ü ü ü

Multnomah Group, Inc. ü ü ü

Newport Capital Group ü ü ü

Pension Consultants, Inc. ü ü ü ü ü

Pensionmark Financial Group ü ü ü ü ü ü ü ü

Plexus Financial Services ü ü ü ü

Raymond James ü ü ü ü ü ü ü ü ü

Resources Investment Advisors, Inc ü ü ü ü ü ü ü ü

Retirement Fund Management ü ü ü ü

Roush Investment Group ü ü ü

SageView Advisory Group, LLC ü ü ü ü

SaveDaily.com Inc. ü

Sentinel Pension Advisors ü ü ü ü

Soltis Investment Advisors ü ü

ü ü ü ü ü 180 ü ü ü ü ü ü ü ü ü ü ü 96 ü ü ü ü ü 51 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 20 ü ü ü ü ü ü ü 9 ü ü ü ü ü ü ü ü ü ü ü ü ü 20 ü ü ü ü ü ü ü ü ü ü 25 ü ü ü ü ü ü ü ü ü ü ü ü ü 9 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 3 3 ü ü ü ü ü ü ü ü ü ü 35 ü ü ü ü ü ü ü ü ü ü ü ü ü ü ü 19 ü ü ü ü ü ü ü ü ü 30 ü ü ü ü ü ü ü ü ü 12 ü ü ü ü ü ü 15

WELLS FARGO ADVISORS BROKER DEALER

BUSINESS METRICS

PRIMARY

MARKET(S) SERVED

Micro < $1 million

Small $1 million - $10 million

Mid $10 million - $100 million

OPTIONS AVAILABLE

1 N. JEFFERSON AVE.

ST. LOUIS, MO 63103 wellsfargoadvisors.com

KEY CONTACTS

Kelley Hartman (314) 875-2928 kelley.hartman@wfadvisors.com

Laura Kirkover (314) 875-2933 laura.kirkover@wfadvisors.com

• Retirement Sales Desk Reps

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Allows Fiduciary Declaration 3(21)

• 408(b)(2) – in-house

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

Wells Fargo Advisors Facts at a Glance (as of September 30, 2015)

Wells Fargo Advisors provides investment advice and guidance to clients through 14,988 Financial Advisors and referrals from 3,838 licensed bankers in retail stores across the U.S. Wells Fargo Advisors administers $1.4 trillion in client assets.

Areas of Distinction

• Unique structure and scale that combine the capabilities and best practices available through a large, national firm with a client focus more typical of smaller firms

• Dedicated to Financial Advisors and their relationships with clients

• Unprecedented choice and flexibility for Financial Advisors and their clients through distinct business channels supported by established products, services, and technology

Multichannel Business Model

9,910 Financial Advisors work in the traditional brokerage channel of Wells Fargo Advisors, LLC, with branch offices located in all 50 states and the District of Columbia. In addition, the firm’s in-bank brokerage channel includes 3,343 Financial Advisors and 3,838 licensed bankers located in Wells Fargo bank stores. Financial Advisors and licensed bankers are registered with Wells Fargo Advisors, LLC. The firm’s Independent Brokerage Group includes Wells Fargo Advisors Financial Network, the firm’s independent representative arm, and First Clearing Correspondent Services, which provides operational, clearing, and consultative services to thousands of financial professionals across the U.S.

Wells Fargo Advisors is the trade name used by two separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company: Wells Fargo Advisors, LLC, and Wells Fargo Advisors Financial Network, LLC (Members SIPC).

First Clearing, LLC, (Member SIPC) is a separate broker-dealer of Wells Fargo & Company (First Clearing is a non-bank affiliate)

Thank you for making a positive difference

The Wells Fargo Advisor’s honorees of the 2015 NAPA Top Women Advisors reflect our commitment to excellence and providing unique retirement plan solutions to businesses. The foundation of our commitment combines a comprehensive range of retirement plan solutions from leading providers with a tailored approach that lets business owners select and bundle the services and options that best meet their needs.

We congratulate this year’s honorees for exemplifying our focus on client success through flexibility and true personal service.

For

Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. ©2015 Wells Fargo Advisors, LLC. ECG-1846901 1115-04082

Wells

Kelly A. Bevis

Melissa Combs Kellie Frasher

Erin Hall

Elizabeth Hickox Fort Worth, TX Winston-Salem, NC Fresno, CA Rolling Hills Estates, CA Middletown, RI

NAPA’s Top Women Advisors were nominated and voted on by industry peers and selected by a NAPA panel of judges based on information about their practice, experience, and accomplishments as provided by nominees. Investment performance is not an explicit component.

AIG ADVISOR GROUP

NEW YORK, NY

KEY CONTACTS

Kelly Michel, (714) 866-9244

Pete Hirsch, (770) 690-3499 Stacia Laux, (651) 702-1829

WEBSITE AdvisorGroup.com

FIRM PROFILE

As a company, we are unconditionally committed to advisors. We work this out every day by providing them with flexibility to run their business the way they want. We want you to do business your way. While many broker-dealers offer narrow definitions of what open architecture means to them, AIG Advisor Group is focused on what it means to you. We understand that you have a vision to take your already successful practice to an even better place. The bottom line is that you know the best way to manage your own business.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

3rd Party Clearing BD: Pershing, NFS

home office employees supporting the retirement business

CAFARO GREENLEAF

RED BANK, NJ

KEY CONTACTS

Sales: Henry Henkel Service: Gary Crane

WEBSITE CafaroGreenleaf.com

FIRM PROFILE

Cafaro Greenleaf has been a boutique firm of registered investment advisors and retirement plan consultants to corporate, public, and not for profit clients nationwide for over 30 years, with an exclusive focus on retirement plans. Our metro New York and primary offices are located in Red Bank, New Jersey, with additional consultant offices in Massachusetts, Maryland, South Carolina, Florida and Texas, in order to best serve our national client base. Since our founding in 1981, we have become one of the foremost authorities in the retirement fund space, and are widely recognized as experts and leaders in the industry. We are frequent guest and panel speakers at employer and industry pension forums across the country, and several of our advisors are adjunct lecturers for The Plan Sponsor University program. Cafaro Greenleaf is regularly asked to contribute our knowledge and expertise in writing articles and columns for various industry publications and media outlets including Pensions and Investments, Bloomberg, PlanAdviser, 401kWire, Executive Benefits online, HR.com, and PlanSponsor.

Our founder, Dorann Cafaro, was an early pioneer in the modern day retirement plan industry. Dorann was named “Retirement Advisor of the Year” by PlanSponsor magazine in 2006, and was inducted to the PlanSponsor “Hall of Fame” of Retirement Advisors, in 2011.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million)

Large ($100-$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Plan design consulting

• Plan sponsor fiduciary training

home office employees supporting the retirement business

• Cafaro Greenleaf partners with advisors who are looking to have the support of a true back office with a sole focus in retirement plans. We provide our advisors with the ability to collaborate with peers, move up-market, and build their practice with the help of our vast resources and dedicated business development staff.

®

CAMBRIDGE INVESTMENT RESEARCH, INC.

FAIRFIELD, IA

KEY CONTACTS

Sales: Colleen Bell, (800) 777-6080, colleen.bell@cir2.com Mark Thornton, (800) 777-6080, mark.thornton@cir2.com Kyle Selberg, (877) 688-2369, kyle.selberg@cir2.com

WEBSITE CIR2.com/Public

FIRM PROFILE

Cambridge Investment Research, Inc. (Cambridge), member FINRA/ SIPC, is among the largest privately owned independent broker-dealers in the country. As an industry leader, we strive to create a workplace that reflects our four core values of integrity, commitment, flexibility, and kindness while fostering an atmosphere that allows our associates to thrive and enjoy our mutual success. Cambridge has been honored as ‘Broker Dealer of the Year’ for 2015, 2014, 2013, 2012, 2010, 2008, 2007, and 2003 by Investment Advisor magazine; and was ranked 8th in the ‘2014 FP50 IBD Revenue Growth’ by Financial Planning magazine.

Cambridge is also among the top 25 large companies honored as a ‘Top Workplace in Iowa’ for 2015, and is one of only 13 companies consecutively ranked among the Top Workplaces since the ranking began in 2011 by the Des Moines Register.

Over 30 years ago*, the firm led the industry with the development of hybrid service models to support freedom of choice as well as open architecture fee and commission platforms. Today Cambridge supports approximately 2,700 independent financial professionals nationwide who serve their clients as registered representatives and investment adviser representatives, choosing to use either Cambridge’s firm Registered Investment Advisor or their own.

*Cambridge and its predecessor broker-dealer.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Succession planning assistance

3rd Party Clearing BD: Mid-Atlantic, Matrix, Pershing, NFS

CANNON CAPITAL MANAGEMENT

Registered Investment Advisors

CANNON CAPITAL MANAGEMENT, INC.

SALT LAKE CITY, UT

KEY CONTACTS

Chace Cannon, (801) 566-3190 chace@cannoncap.com Clint Cannon, (801) 566-3190 clint@cannoncap.com Nelson Cannon, (801) 566-3190 nels@cannoncap.com

WEBSITE CannonCapital.com

FIRM PROFILE

We have over six decades of investment experience. We do what we say we will do. We provide you with realistic projections, clear communication, and dependable follow through. We meet with you personally and regularly so that you are confident about your and your employees financial future. We do this in a very cost effective manner that encourages employees to participate and achieve their financial aspirations.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Partner with an ERISA 402 and 3(16) Plan Administrator to handle the fiduciary issues and requirements.

CAPTRUST

RALEIGH, NC

KEY CONTACTS

Rick Shoff, (215) 348-8811 ext. 15112; rick.shoff@captrustadvisors.com

WEBSITE CAPTRUSTAdvisors.com

FIRM PROFILE

CAPTRUST is a 100% employee-owned independent investment research and fee-based advisory firm specializing in providing retirement plan and investment advisory services to retirement plan fiduciaries, executives, and high-net-worth individuals. CAPTRUST is headquartered in Raleigh, NC with offices located across the U.S.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

3rd Party Clearing BD: CapFinancial Securities, LLC

home office employees supporting the retirement business

CBS FUNDING, INC.

BROADVIEW HEIGHTS, OH

KEY CONTACTS

Steve J. Persons, (440) 717-1600, spersons@cbsfunding.net Marylis A. Wozniacki, (248) 328-8611, marylis@cbsfunding.net Sharon M. Stadul, (440) 717-1600, sstadul@cbsfunding.net

WEBSITE CBS-Funding.net

FIRM PROFILE

CBS Funding, Inc. provides fund selection, portfolio design, asset allocation and participant education services to sponsors of qualified retirement plans. CBS Funding assists Plan Sponsors in writing their ERISA required Investment Policy Statement and in reducing their fiduciary liability through compliance with ERISA and the Department of Labor’s regulations regarding qualified plan assets.

CBS Funding designs various lifestyle portfolios suitable for participants who classify their investment styles as conservative, moderate or aggressive. CBS Funding will conduct group meetings with the participants to educate them on how mutual funds operate, the relationship between risk and reward, the power of compound interest, as well as explaining the characteristics of each individual mutual fund being offered and the lifestyle portfolios. CBS Funding is available to individual participants to assist them in determining a proper asset allocation for their plan investments.

PRIMARY MARKET(S) SERVED

Micro (<$1 million) Small ($1-$10 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• Custom Risk based/target date models

• Plan feature review/plan design consulting

• Minimum fee schedules

EL SEGUNDO, CA

KEY CONTACTS

Jon Anderson, (310) 257-7665, jon.anderson@cetera.com

Jillian White, (310) 257-7858, jillian.white@cetera.com

WEBSITE Cetera.com

FIRM PROFILE

Cetera Financial Group is comprised of ten independent broker-dealers — four legacy Cetera-branded firms (Cetera Advisors, Cetera Advisor Networks, Cetera Investment Services, marketed as Cetera Financial Institutions, and Cetera Financial Specialists) along with First Allied Securities, Investors Capital, Legend Equities Corporation, Summit Brokerage, VSR Financial Services and Girard Securities. The platform is the second largest independent financial advisor network in the nation by number of advisors, as well as a leading provider of retail services to the investment programs of banks and credit unions. Cetera Financial Group delivers award-winning wealth management and advisory platforms, comprehensive broker-dealer and registered investment adviser services, and innovative technology to approximately 9,500 independent financial professionals and over 600 financial institutions nationwide. Through its distinct firms, Cetera Financial Group offers the benefits of a large, established broker-dealer and registered investment adviser, while serving independent and institutions-based financial advisors in a way that is customized to their needs and aspirations. Cetera Financial Group is committed to helping advisors grow their businesses and strengthen their relationships with clients. For more information, visit www. ceterafinancialgroup.com.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

CETERA FINANCIAL GROUP 42

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Minimum fee schedules

home office employees supporting the retirement business

CLEARVIEW GROUP

ATLANTA GA

KEY CONTACTS

Managing Partner: Gregory Fiore Lead Consultants: Jennifer Pearson, Ryan McQuillan, Chris Thurman

WEBSITE ClrviewGroup.com

FIRM PROFILE

Clearview Group’s retirement plan consulting services include administration, compliance, expenses, investments, plan design, and overall plan health. With offices in Atlanta and New York, we service more than 60 clients in all market sizes.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million)

OPTIONS AVAILABLE

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• In-house TPA, providing plan design consulting, administrative work, actuarial service, etc.

COMMONWEALTH FINANCIAL NETWORK

WALTHAM, MA

KEY CONTACTS

Paul Mahan, (800) 251-0080 x9969, pmahan@commonwealth.com Kathleen Roche, (800) 251-0080 x9476, kroche@commonwealth.com

WEBSITE Commonwealth.com

FIRM PROFILE

As the nation’s largest privately held independent broker/dealer–RIA, Commonwealth has the expertise and resources to help advisors succeed with all aspects of their retirement plan practice. Our in-house team of specialists provides one-on-one consultation on everything from marketing strategies to plan management methodologies to participant communications. Innovative resources include an online dashboard for monitoring retirement savings success rates for plan participants and assisting transitioning employees with rollover decisions; and a convenient, affordable education and certification curriculum for advisors who require fiduciary training. Investment research capabilities, an open product platform, and five affiliation choices round out our commitment to continuously evolve the most competitive, progressive retirement plan service model in the industry.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million),

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Custom retirement education program

• Retirement plan investment recommended list

3rd Party Clearing BD: National Financial Services

home office employee, supporting the retirement business

DIRECT RETIREMENT SOLUTIONS

ALBANY, NY

KEY CONTACTS

Jeffrey Bennett, (518) 362-2119, jeff.bennett@directretirement.net

Tom Santa Barbara, (518) 362-2119, tom.santabarbara@directretirement.net

WEBSITE DirectRetirement.net; TrustGCBT.com

FIRM PROFILE

Specialist in Davis-Bacon / Prevailing Wage retirement and health & welfare programs.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

EHD ADVISORY SERVICES

LANCASTER, PA

KEY CONTACTS

R. Joseph Rader, (410) 375-2945, rjrader@ehdadvisory.com

WEBSITE EHDAdvisory.com

FIRM PROFILE

EHD Advisory is an independent, privately held financial services firm offering highly personalized strategies to a diversified clientele which includes individuals, families, foundations and businesses.

The guiding principle of EHD Advisory Services has always been responsive, personalized and impeccable service built on trust, and we have compiled an enviable reputation for helping the people who engage our services.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million)

OPTIONS AVAILABLE

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Plan feature review/plan design consulting

3rd Party Clearing BD: Global Retirement Partners (GRP) via LPL Financial

FIDUCIA GROUP fiducia GROUP

PITTSBURGH, PA

KEY CONTACTS

Charley Kennedy, Principal

WEBSITE www.fiduciaretirement.com

FIRM PROFILE

SEC registered investment advisor providing retirement committees all of the resources needed to improve participant outcomes and fiduciary processes. Our consulting is delivered exclusively by firm principals and 100% of our revenues are derived from servicing workplace retirement plans.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

GLOBAL RETIREMENT PARTNERS ADVISOR ALLIANCE

CAPISTRANO BEACH, CA

KEY CONTACTS

Amy Glynn, (617) 834-0900, amy.glynn@grpaa.com; Christopher Giles, 949-359-0023 Christopher.giles@grpaa.com

WEBSITE GRPAA.com

FIRM PROFILE

Global Retirement Partners Advisor Alliance (GRPAA) is an elite group of advisors with a shared vision dedicated to the advancement of the retirement plan business. GRPAA fosters a strong sense of community to share best practices and learnings amongst like minded people, and creates opportunities for education and brainstorming though conferences and events nationwide. We work across the industry with key advisors, organizations and governmental agencies to drive innovation. We partner with plan providers to deliver best in class products and services and to provide an exceptional participant experience. GRPAA members benefit from strength in numbers and building a trusted brand with plan sponsors by aligning with an elite network of the best and brightest. Finally GRPAA helps fill a gap experienced by many advisors. We help practitioners adapt cutting edge financial wellness programs into their practice, necessary to stay relevant in todays world by helping the millions of Americans in qualified plans with engaging educational materials and the fulfillment of a range of financial needs in a cost effective manner.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

14

GORDON ASSET MANAGEMENT, LLC

DURHAM, NC

KEY CONTACTS

Joe Gordon, (919) 313-6666, Joe.Gordon@WealthQB.com Russell Smith, (919) 313-6657, Russell.Smith@WealthQB.com Greg Rhinehardt, (919) 313-6659, Greg.Rhinehardt@WealthQB.com Todd Zempel, (919) 313-6683, Todd.Zempel@WealthQB.com

WEBSITE WealthQB.com

FIRM PROFILE

Independent retirement adviser registered and regulated by the SEC; formed in 2001; 5 partners and 12 other employee associates; 6 associates solely dedicated to the ERISA 401(k) space; heavy commitment to human capital as 3 associates are CEFEX trained analysts (AIFA®) and 6 others have AIF designation; 7 Certified Financial Planners (CFP®) and 3 Certified Investment Management Analysts (CIMA®) and 1 Chartered Alternative Investment Analyst (CAIA®); 1 C(k) P; firm is CEFEX certified as an investment adviser, annually since 2008; heavy commitment to 401(k)/403(b) space as over 50% of firm assets are in ERISA plans.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

home office employees supporting the retirement business

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

IFP PLAN ADVISORS

TAMPA, FL

KEY CONTACTS

William Hamm, CEO, (813) 341-0960 ext 200, william.hamm@ifpartners.com

Chris Hamm, Executive Vice President, (813) 341-0960 ext 280, chris.hamm@ifpartners.com

Kim Shaw Elliott, President, IFP Plan Advisors, (813) 341-0960 ext 240, kim.shaw.elliott@ifpartners.com

Jay Bloom, Director of Business Development, (813) 341-0960 ext 256, jay.bloom@ifpartners.com

Ignacio Morrell, Senior Compliance Analyst, (813) 341-0960 ext 255, ignacio.morrell@ifpartners.com

WEBSITE IFPartners.com

FIRM PROFILE

IFP Plan Advisors is a division of Independent Financial Partners (IFP), a Registered Investment Adviser (RIA) located in Tampa, Florida. IFP supports a network of over 475 financial advisors located throughout the United States who specialize in wealth management and retirement plan consulting. As a whole, the advisors at IFP collectively oversee in excess of $35 billion, giving us the ability to access resources such as enhanced technology, vendor support, and marketing opportunities not available to an individual office. Our goal as a firm is to leverage our network and give our advisors access to state-of-the-art resources while still maintaining the feel of a smaller service-driven boutique firm. IFP advisors maintain their independence while owning and operating their books of business, but they always have IFP’s support in building and growing their practices.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

home office employees supporting the retirement business

INDEPENDENT FINANCIAL GROUP, LLC

SAN DIEGO, CA

KEY CONTACTS

Dave Fischer, (800) 269-1903, dfischer@ifgsd.com Jason Benham, (800) 269-1903, jbenham@ifgsd.com

WEBSITE ifgsd.com

FIRM PROFILE

Independent Financial Group, LLC serves the needs of independent financial advisors nationwide. Renowned for their first-class customer service, the company specializes in individual wealth management and institutional retirement plan solutions for their financial advisors. IFG’s corporate office now supports nearly 600 independent registered representatives. Their notable success has been recognized in numerous financial services industry publications including Financial Planning, Financial Advisor and Investment News. In 2014, IFG ranked #5 in revenue growth on Financial Planning’s Annual Broker-Dealer Survey. Independent Financial Group has also gained nationwide recognition with Inc. Magazine’s Honor Roll status for multiple consecutive mentions on their annual Inc.500|5000 list and has been acknowledged consecutively in the San Diego Business Journal’s list of Fastest-Growing Companies for the past nine years.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan sponsor fiduciary training

• Minimum fee schedules

• Fiduciary Vault 5500

• Search Capabilities

• Customized IPS

3rd Party Clearing BD: Pershing

• In-house ERISA counsel, ERISA compliance staff, transitions support team, marketing, branding and design, and CFA’s

3rd Party Clearing BD: LPL Financial

home office employees supporting the retirement business

INTRUST FIDUCIARY GROUP

AUSTIN, TX

KEY CONTACTS

Michael Maresh, (512) 354-3965, mmaresh@intrustfiduciary.com Nathan Sharp, (210) 625-4701, nsharp@intrustfiduciary.com

WEBSITE InTrustFiduciary.com

FIRM PROFILE

InTrust Fiduciary Group is changing the status quo of retirement plan advice with true transparency, independence and expertise. We provide consulting services to companies looking for unbiased guidance and fiduciary oversight for their employee retirement plans.

We track the success of our services to our firm’s two core objectives:

1) Help our retirement plan clients manage fiduciary risk, and

2) Enhance and communicate our clients’ valuable retirement programs to their employees.

InTrust Fiduciary Group’s headquarters is in Austin, TX , with an additional office in San Antonio, TX. We have been advising company retirement plans for over 15 years and currently advise on $1.8B in retirement plan assets.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

JACKSON AVENUE, LLC

BRISTOW, VA

KEY CONTACTS

Jason Dwyer, CPFA, QKA, (703) 626-6475, jason@jacksonavenue.com Curt Mull, (571) 730-9653, curt.mull@jacksonavenue.com

WEBSITE JacksonAvenue.com

FIRM PROFILE

Jackson Avenue, LLC is a registered investment advisory firm specializing in 401(k) plans. We pride ourselves in providing full service 401(k) solutions that are customized to our clients and their employee’s needs. With our combined experience and education in plan design, administration and investments, we are able to provide 401(k) plans that are efficient, effective and prudent, at a tremendous value.

With over 35 years of working with all aspects of 401(k) plans and priding ourselves on our commitment to engaging plan participants, we are a rare and valuable breed in the industry.

Plan design, investment selection and monitoring, service provider selection and monitoring along with our participant engagement makes Jackson Avenue, LLC the complete 401(k) plan solution for you and your employees.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Plan design consulting

• Plan sponsor fiduciary training

LAS VEGAS, NV

LATUS GROUP, LTD. AUSTIN, TX LEAFHOUSE FINANCIAL ADVISORS

KEY CONTACTS

David J. Segarra, AIF®, (702) 922-7820 ext. 401, davids@latus-group.com

WEBSITE Latus-Group.com

FIRM PROFILE

Latus Group is a Corporate Retirement Plan Consulting firm focused on providing financial and retirement planning solutions to companies and their employees throughout the United States. The firm prides itself on delivering a personalized experience to every client relationship, built upon trust, education, and total fee transparency. Our consulting team represents a very diverse background of experienced independent financial advisors that bring peace of mind to your company retirement plan through extensive Investment due diligence, fiduciary training programs, participant advice and education, provider benchmarking, and effective plan design.

Members of the Latus Group team have been honored in the 2015 Financial Times Top 401 Advisors, and selected as one of the Nation’s 200 Elite 401(k) Plan Advisors to brief congressional leaders about the future of retirement savings industry and how proposed laws and regulations will affect American Workers’ retirement security. We invite you to learn more about the Latus Group process for making you retirement plan a great success.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Plan design consulting

• Plan sponsor fiduciary training

• Minimum fee schedules

3rd Party Clearing BD: Centaurus Financial, Inc.

KEY CONTACTS

Todd Kading (512) 879-1505, tkading@lhadv.com

Neal Weaver (512) 879-1505, nweaver@lhadv.com

WEBSITE LeafhouseFinancial.com

FIRM PROFILE

LeafHouse is a 3(38) Investment Management provider that partners with advisors across the country. We offer a Turnkey Retirement Plan Service solution unlike anything else available in the industry. We work directly with unaffiliated RIAs, brokers and hybrid advisors (representing more than $6 billion in assets) that have simply chosen to work together to better the retirement plan and investment landscape in America.

For Retirement Plan Advisors:

• Turnkey Retirement Plan Service Solution

• Full RFP Outsourcing -Seasonal Service Model

• LeafHouse GPA® (Grade Point Average) investment monitoring system

• Plan Lifecycle Fee Benchmarking and Analytics

• Institutional Research and Services

• Full-Scope Practice Management Consulting

• World Class Marketing Implementation and Follow-Through

PRIMARY MARKET(S) SERVED

Small ($1-$10 million)

Mid ($10-$100 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan design consulting

• Consulting on SMAs

• Stable value analysis

• Our system is different than most. We do not provide the tools. We actually do the work for the advisor. For instance, we do not provide a benchmarking tool; we just do the benchmarking and white label it for the advisor.

LPL FINANCIAL

SAN DIEGO, CA

KEY CONTACTS

David Reich, (858) 909-7010, david.reich@lpl.com

Jim Owen, (858) 909-6346, jim.owen@lpl.com

Geoff White, (858) 909-6337, geoffrey.white@lpl.com

WEBSITE LPL.com

FIRM PROFILE

LPL Retirement Partners is the retirement plan-focused division of LPL Financial LLC (“LPL Financial”), the nation’s largest independent broker/dealer(based on total revenues, Financial Planning magazine, June 1996–2014). Through its integrated business platform and team of retirement industry experts, LPL Retirement Partners supports the operational and practice management needs of retirement plan advisors who offer consulting and related retirement plan services to plan sponsors and their employees.

LPL Financial, a wholly owned subsidiary of LPL Financial Holdings Inc. (NASDAQ: LPLA), is the nation’s largest independent broker/ dealer (based on total revenues, Financial Planning magazine, June 1996–2015), an RIA custodian, and an independent consultant to retirement plans. LPL offers proprietary technology, comprehensive clearing and compliance services, practice management programs and training, and independent research to more than 14,000 financial advisors and approximately 700 financial institutions. In addition, LPL supports approximately 4,500 financial advisors licensed with insurance companies by providing customized clearing, advisory platforms, and technology solutions. LPL and its affiliates have more than LPL and its affiliated have more than 3,300 employees—with primary offices in Boston, Charlotte, and San Diego.

Securities offered through LPL Financial, Member FINRA/SIPC.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

96

PORTLAND, OR

KEY CONTACTS

Ivana Polonijo, Manager, Retirement Services ivana.polonijo@mfin.com Shelley Sievers, Retirement Services Specialist shelley.sievers@mfin.com Mark LaMontagne, Senior Business Development Principal, mark.lamontagne@mfin.com

WEBSITE MFin.com

FIRM PROFILE

With more than 140 Member Firms in 37 states, the United Kingdom, and United Arab Emirates, M Financial Group is one of the nation’s leading financial services design and distribution companies. Since 1978, M Financial’s network of independent insurance, investment, and executive benefit firms has served the needs of ultra-affluent individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

3rd Party Clearing BD: M Holdings Securities, Inc. home office employees supporting the retirement business home office employees supporting the retirement business

M FINANCIAL GROUP 51

NEW YORK, NY

KEY CONTACTS

Melissa Cowan, (646) 536-0091 melissa.cowan1@ms.com

WEBSITE MorganStanley.com

FIRM PROFILE

Morgan Stanley and Graystone Consulting provide industry-leading retirement strategies for every client and individual we serve. Our commitment to Plan Sponsors is to provide objectivity, independence, transparency, and maintain high standards of professional conduct in the services we provide. We consult on the needs of both Plan Sponsors and their employees. We help Plan Sponsors advance their retirement programs through insight on investments, plan features, participant behavior and regulatory updates.

Backed by the global resources of Morgan Stanley and with specific training in the standards of financial prudence and fiduciary requirements Plan Sponsors must meet, a Morgan Stanley Financial Advisor can provide Plan Sponsors with a reliable process to create and regularly update their plan’s investment policy statement, choose and monitor the plan’s investments, conduct service provider searches, provide customized benchmarking reports, and share best practices in working with an investment committee.

Our goal is to help Plan Sponsors deliver a robust set of investment choices and a first-class experience to plan participants. Value and service excellence are core to our goals for Plan Sponsors and their employees.

PRIMARY MARKET(S) SERVED

Micro (<$1 million)

Small ($1-$10 million)

Mid ($10-$100 million)

Large ($100-$250 million)

Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

MORGAN STANLEY 20

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

home office employees supporting the retirement business

MULTNOMAH GROUP, INC.

PORTLAND,

KEY CONTACTS

OR

Erik Daley, (503) 772-0159 ext. 101, erik.daley@multnomahgroup.com Scott Cameron, (503) 772-0159 ext. 102, scott.cameron@multnomahgroup.com

WEBSITE MultnomahGroup.com

FIRM PROFILE

Multnomah Group provides independent retirement plan and investment consulting services to employer-sponsored retirement plans in the United States. Multnomah Group’s mission is to help our clients develop and maintain successful retirement programs by providing thoughtful, practical solutions that meet our clients’ objectives. We serve our clients as an independent investment consultant and we acknowledge our fiduciary status for the services we provide.

Multnomah Group is a fee-for-service consulting firm that derives our revenues from hard dollar client engagements.

The service model Multnomah Group has developed is designed to meet all aspects of fiduciary compliance. The professionals at Multnomah Group have extensive experience and resources in our core competencies: • Investment Consulting • Vendor Search • Fiduciary Governance

• Employee Engagement • Plan Design • Fee Benchmarking

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Benchmarking Tools

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review

• Plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

9

home office employees supporting the retirement business

PENSION CONSULTANTS, INC.

SPRINGFIELD, MO

KEY CONTACTS

Brian Allen, CFP®, QPA, President, (417) 889-4918, brian@pension-consultants.com

Todd Hughes, JD, Director, ERISA and Vendor Services, (417) 889-4918, thughes@pension-consultants.com

Cody Mendenhall, CFP® Director, Investment and RetireAdvisers® Services, (417) 889-4918 cmendenhall@pension-consultants.com

WEBSITE Pension-Consultants.com

FIRM PROFILE

Pension Consultants helps employers provide the best retirement plan to their employees while minimizing employer risk. We are a specialized retirement plan adviser, focused solely on retirement plans and serve companies of all sizes in a variety of industries in the Midwest and Southern United States. Since 1994, we have been providing in-depth, unconflicted advice on every aspect of retirement plan management: ERISA, Investments, Participant and Vendor, and have four distinct teams, each with their own subject matter experts that work with plan sponsors. Each of our professionals is highly specialized, holding JD, LL.M, CFP® or QPA credentials and is solely dedicated to consulting plan sponsors in their area of expertise. We do not follow trends, but rather, choose our path based on solid research and a thorough understanding of our clients’ needs. Our goal has been, and always will be, to put our plan sponsors and their employees on the path to a better retirement plan.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

home office employees supporting the retirement business

PLEXUS FINANCIAL SERVICES

DEER PARK,

KEY CONTACTS

IL

Allison Winge, (847) 307-6127, awinge@plexusfs.com

Karie O’Connor

WEBSITE PlexusFS.com

FIRM PROFILE

Throughout our 20+ year history, Plexus has been committed to being innovative, results-driven and dedicated to delivering expert independent qualified plan consulting and advice. We pride ourselves on product knowledge, reliable service, and the trust we develop with our clients.

Plexus Financial Services, LLC emerged out of Plexus’ guiding principle to create and deliver the best possible value to our clients. We provide independent and objective advice on corporate retirement plan strategies. We collaborate with employers to ensure that those strategic objectives are met, while helping participants pursue their individual goals through their defined contribution, defined benefit and non-qualified plans Today, Plexus Financial Services continues to grow within those same traditions that began back in 1990. As a 3(21) investment co-fiduciary with our clients, we facilitate the process of constructing the most suitable plan design for their organization. We provide guidance in selecting and maintaining prudent provider platforms for their plan, objectively consult on financial reviews of the plan’s performance, and provide interactive employee education that encourages individual retirement planning participation.

PRIMARY MARKET(S) SERVED

OPTIONS AVAILABLE

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

RAYMOND JAMES

ST. PETERSBURG, FL

KEY CONTACTS

Bo Bohanan, (800) 248-8863 extension 75192, bo.bohanan@raymondjames.com

WEBSITE RaymondJames.com

FIRM PROFILE

Raymond James is a firm with its roots in the business of providing financial guidance and planning to individual investors and families. This remains the firm’s primary business today. Raymond James has been a leader in the industry with client-focused decision-making since the company’s founding in 1962.

Raymond James is one of the largest financial services firms in the United States, with the scale and resources to support a wide array of products and services. With more than 10,000 associates worldwide and $496 billion in client assets*, the company’s business includes investments brokerage, professional asset management, insurance solutions, trust services, investment banking, and private and commercial banking.

As financial advisors, we are given flexibility and independence to serve our clients without a corporate “push” of proprietary products. We have access to one of the widest platforms of product choices and account types in our industry with access to over 300 mutual fund families, 51 money managers and 34 insurance carriers.

Chairman Tom James has fostered a culture of consistent leadership and independent thinking that enables firm employees and financial advisors to act in the best interests of clients and be innovative in our solutions to meet their needs. That leadership drove the firm to achieve 109 consecutive quarters of profitability as of April 2015.**

*As of 3/31/2015 **Past performance is not indicative of future results. The information provided is for informational purposes only and is not a solicitation to buy or sell Raymond James Financial stock.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

home office employees supporting the retirement business

RESOURCES INVESTMENT ADVISORS, INC.

OVERLAND PARK, KS

KEY CONTACTS

Vincent Morris, (913) 338-5300

WEBSITE ResourcesInvestmentAdvisors.com

FIRM PROFILE

Our firm has five key elements:

1. Retirement Plan Consulting

2. Wealth Mangement

3. Third Party Administration

4. Asset Management

5. Advisor Resource Services.

PRIMARY MARKET(S) SERVED

Micro (<$1 million)

Small ($1-$10 million)

Mid ($10-$100 million)

Large ($100-$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

• We offer specific practice management support like payroll services, health benefits, work comp, etc. We also have core product offerrings that are proprietary to our advisors such as the FreedomTrust which is a low-cost 3(38) solution.

3rd Party Clearing BD: LPL Financial for wealth management, but retirement plan business is all RIA.

• We allow advisors to provide 3(21) fiduciary services in regard to certain investment related services. We do not have a preferred provider program because we want advisors to have unlimited choice and to be free of conflict. We have 9 home office employees. Our recruiters handle many diverse types of practices.

RETIREMENT FUND MANAGEMENT

ATLANTA, GA

KEY CONTACTS

Mark McCoy, (770) 399-8803, mark.mccoy@rfm401k.com

WEBSITE RFM401k.com

FIRM PROFILE

Retirement Fund Management is a “fee only” independent investment advisor with no allegiance to any firm’s products or services. Founded in 1996, RFM focuses exclusively on retirement plans in order to provide clients with the highest level of service and expertise. RFM partners with and brings thought leadership to plan committees while acting as an advocate for the participants. RFM is known for its sophisticated internal investment evaluation and innovations, striving to be 3-5 years ahead of the industry. Because we are independent we are able to avoid any potential conflicts of interest that could interfere with our objectivity and our ability to always “do the right thing” for the plan sponsor and participants.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Recruiter for Retirement Plan Advisors

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

• Custom proprietary internal investment analysis

• Fiduciary Benchmarks for fee benchmarking

• CEFEX assessments

• Self-Assessment of Fiduciary Excellence (SAFE) assessment

• RFI included in retainer RFP analysis

• Revenue sharing analysis

• Plan health and retirement readiness measurements

• Innovative Target Date Suite analysis

• Pension Consulting and IPS focusing on liability matching and return seeking glide path construction

ROUSH INVESTMENT GROUP

FRESNO, CA

KEY CONTACTS

Rick Roush, (559) 579-1490, rick@r2ri.com

Brian Traverso, (559) 579-1490, brian@r2ri.com

Jessica Roush, (559) 579-1490, jessica@r2ri.com

WEBSITE

RoushInvestments.com

FIRM PROFILE

Based in Fresno, California, Roush Investment Group is a Registered Investment Adviser (RIA) firm. We are an independent, premier wealth management firm, and our advisors provide advice and services, through a fiduciary standard, that are tailored to:

• Business Owners and Executives and their families (multi-generational planning)

• Business Retirement Plans (401(k), profit sharing, pensions, etc.)

• Young Professionals and Developing Entrepreneurs

We measure success by helping you get what you want out of life. As a trusted advisor, we provide our clients a complete wealth management service. This includes providing advice and solutions on taxation, estate planning, expense planning, insurance and more. Many of these fields involve collaboration with your professional network of advisors which we embrace wholeheartedly and encourage.

We advocate wealth management by defining it as:

Wealth Management = Asset Management + Financial Planning + Collaboration

We invite you to meet with us to learn more about wealth management delivered through its purest form by an RIA and fiduciary standard.

•

IRVINE, CA

KEY CONTACTS

Randall C. Long, (800) 814-8742, rlong@sageviewadvisory.com

WEBSITE SageViewAdvisory.com

FIRM PROFILE

SageView Advisory Group, LLC is an independent Registered Investment Advisor with over 125 employees located in 21 offices nationwide. The firm provides unbiased retirement plan and wealth management consulting services to clients throughout the U.S. We have been evaluating and advising retirement plans and participants since 1989.

SageView advises on over 710 defined contribution, defined benefit and deferred compensation plans totaling more than $42 billion of client assets. Our advisors each have extensive experience in the financial industry and have worked with some of the largest plans in the nation.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

SAGEVIEW ADVISORY GROUP, LLC 35

3rd Party Clearing BD: Schwab, Fidelity, Pershing

home office employees supporting the retirement business

COSTA MESA, CA

KEY CONTACTS

Ed Brennan, (562) 795-7500 ext 1026, edward.brennan@savedaily.com

WEBSITE RolloverSaver.com

FIRM PROFILE

SaveDaily® leverages its innovative straight-through processing and record keeping technology, and its all-electronic money movement infrastructure to deliver an ultra-low cost, efficient and easy-todeploy servicing platform to the defined contribution and asset management marketplaces. SaveDaily® is committed to utilizing this 100% proprietary omnibus platform to help financial intermediaries succeed in the small- to mid-sized marketplace. Savedaily.com currently services thousands of non-qualified clients as well as providing record-keeping services via their proprietary recordkeeping platform for 401k retirement accounts and IRAs (traditional, Roth and rollover) and Coverdell ESAs. SaveDaily.com has signed automatic IRA Rollover agreements with hundreds of plan sponsors since 2005.

PRIMARY MARKET(S) SERVED

Micro (<$1 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• Internal Rollover Program

SAVEDAILY.COM, INC. 3

3rd Party Clearing BD: Fidelity

home office employees supporting the retirement business

SOLTIS INVESTMENT ADVISORS

ST. GEORGE, UT

KEY CONTACTS

Kim Anderson, (435) 674-1600, kim@soltisadvisors.com

WEBSITE SoltisAdvisors.com

FIRM PROFILE

Soltis Investment Advisors (Soltis) is a SEC registered investment advisory firm headquartered in St. George, Utah with an office in Salt Lake City, Utah (222 South Main St.). Founded in 1993, Soltis is a fee-only, federally registered investment advisory firm serving institutional clients as an ERISA 3(21) & 3(38) Fiduciary.

Soltis manages assets for approximately 100 public and corporate retirement plans, foundations, endowments, and institutional clients.

As of September 2015, Soltis has more than $1.3 billion in Assets Under Management (“AUM”) and provides additional advisory services to more than $335 million of Assets Under Advisement (“AUA”). Soltis also provides investment management services for approximately 300 households. With every retirement plan client, Soltis takes a team approach to ensure the highest level of service, expertise, and response. Our team of Senior Advisors average more than 21 years of industry experience. In addition to experience, our firm through education and innovation strives to be a market leader. Additionally, our team members hold the following professional and educational designations/degrees: PhD (1), MBA (5), CFA (2), CFP®, (1), CIMA (3), AIF® (1).

Mission Statement “To create, build, and manage wealth so our clients are free to pursue life’s most important endeavors.”

PRIMARY MARKET(S)

Small ($1-$10 million), Mid ($10-$100 million)

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STRATWEALTH

COLUMBIA, MD

KEY CONTACTS

Shaun M. Eddy, CFP, (410) 988.9494, seddy@strat-wealth.com

Patricia B. Achterhof, QPFC, (410) 988.9494, pachterhof@strat-wealth.com

WEBSITE Strat-Wealth.com

FIRM PROFILE

What’s Your Next? And are you ready for it?

Your life is ever-evolving - and your financial outlook changes right along with it. At STRATWEALTH, we’re driven by a passion to understand your needs and goals, anticipating milestones to ensure that you’re always ready for What Comes Next in both your business and personal life. We offer objective, individualized, and trusted advice on a full range of strategic financial advisory services.

Our unique, 8-stage NexitStrategy is designed to focus on your personal goals, dreams, and legacy, leaving you with a clear path to financial freedom.

Our signature FiduciaryFitStrategy is designed to focus on your business plan, supporting employers and small business owners who wish to provide financial encouragement to engaged employees, while retaining a level of comfort and security regarding their own liability. So, What’s Your Next? And, how can STRATWEALTH help you and your business take advantage of it? Contact us at nexit@strat-wealth.com or www.strat-wealth.com if you are ready for your Next.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration3(21)/3(38)

• 408(b)(2) – in-house or outsourced

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

home office employees supporting the retirement business

THE PACIFIC FINANCIAL GROUP, INC.

BELLEVUE, WA

KEY CONTACTS

Stephanie Larson, (425) 451-7722, StephanieL@tpfg.com

WEBSITE TPFG.com

FIRM PROFILE

The Pacific Financial Group is an asset management firm founded in December of 1984 based in Bellevue, Washington. We have been in business and managing money for over 30 years with two (of our nine) managed strategies going back over 30 years. In addition to our full lineup of traditional money management offerings including SMAs and Managed Portfolios, we have made a name for ourselves with our abilities to add value to reps and clients where other managers cannot; most notably our capabilities in the VA and participant retirement spaces.

We manage assets for individuals, trusts, retirement plans, plan participants, etc. Since 2006, we have focused our efforts on a providing advice within existing retirement plans that offer participants the choice to “self direct” their assets. The self directed arena is the fastest growing part of our business as the opportunity has grown from just a few thousand plans offering self direction to over 80,000 plans.

PRIMARY MARKET(S) SERVED

Mega (>$250 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

UBS FINANCIAL SERVICES, INC.

WEEHAWKEN, NJ

KEY CONTACTS

Mark Barnum, Director of Business Development, (425) 990-2768

Gene Silverman, Head of Corporate Retirement Plans, (201) 352-3826

WEBSITE UBS.com/RPCS

FIRM PROFILE

UBS has a proven record in retirement plan consulting with more than 30 years of experience providing investment advice as a fiduciary. Through our Institutional Consulting and Retirement Plan Consulting Services programs, we provide advisory services to more than 1,400 retirement plans comprising over $55 billion in assets.

We aim to be the firm of choice for retirement plan consultants. We have a true open architecture platform enabling consultants to deliver services based on client needs. We recognize dedicated consultants with a Senior Retirement Plan Consultant designation, giving them access to advanced training, specialized services and resources that help address a broad array of plan client needs related to fiduciary governance, plan health and participant retirement readiness.

UBS Retirement Plan Consultants are supported by one of the world’s leading wealth managers. We combine our retirement plan consulting capabilities with our broad financial experience to help plan sponsors manage plan complexity and provide participants with relevant education. Retirement Plan Consultants also benefit by working with UBS’s national network of wealth management financial advisors.

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Minimum fee schedules

• PLANavigator, plan health tool

• Financial Wellness Center for Plan Participants

home office employees supporting the retirement business

ABK ADVISORS INC.

SAN JOSE, CA

KEY CONTACTS

Eric Weissman, (408) 961-5553, eweissman@bpmadvisorsinc.com; Jeff Larsen, (408) 961-6356, jlarsen@bpmadvisorsinc.com; Josh Scheibley, (408) 961-5551, jscheibley@bpmadvisorsinc.com

WEBSITE BPMCPA.com/BPM-Advisors

FIRM PROFILE

BPM Advisors, Inc. (“BPMA”, “Advisor” or the “Firm”) is a wholly owned subsidiary of Burr Pilger Mayer, Inc., a California corporation. BPMA was formed in November 2011. BPMA is an independent advisory firm that provides one line of advisory services: (a) fee only comprehensive consulting services to 401(k) plans, 403(b) plans, 401(a) Profit Sharing Plans, Defined Benefit plans as well as Non- Qualified Deferred Compensation programs.

BPMA provides a variety of services to retirement plans. BPMA will generally serve as an ERISA fiduciary for our ongoing retirement plan services. These services consist of Plan document and Plan design consulting, vendor selection and management, Investment Policy Statement (“IPS”) creation and monitoring, cost analysis and benchmarking, Plan Governance, investment monitoring/ recommendations, 5500 audit support services and participant education.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Minimum fee schedules

home office employees supporting the retirement business

BDELLIUM, INC.

HONOLULU, HI

KEY CONTACTS

Richard Dunne, CEO, (650) 331-0563, richard.dunne@bdellium.com; Dorann J Cafaro, (732) 687-5318, dorann.cafaro@bdellium.com

WEBSITE Bdellium.com

FIRM PROFILE

Bdellium develops decision support tools that help improve retirement outcomes and develop business. We make data actionable.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• 3rd Party Investment Analysis Tool

• Plan feature review/plan design consulting

CAMMACK RETIREMENT GROUP

WELLESLEY, MA

KEY CONTACTS

Jeffrey Levy, (646) 839-8207, jlevy@cammackretirement.com; Earle Allen, (646) 839-8206, eallen@cammackretirement.com; Michael Sanders, (646) 839-8234, msanders@cammackretirement.com; Jeffrey H. Snyder, (646) 839-8254, jsnyder@cammackretirement.com; Tim Irvin, (646) 839-8245, tirvin@cammackretirement.com

WEBSITE CammackRetirement.com

FIRM PROFILE

At Cammack Retirement Group, we have been helping retirement plan sponsors meet their goals for half a century. Solely focused on serving retirement plan sponsors, we provide a tailored approach to investment advisory and consulting services for non-profit organizations. Our proven results, industry-leading expertise and commitment to customer service have helped us achieve some of the highest client satisfaction scores in the retirement plan consulting industry.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Allows Fiduciary Declaration3(21)/3(38)

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

FIDUCIARY CONSULTING GROUP, INC.

MURFREESBORO, TN

KEY CONTACTS

Larry E. Crocker, (615) 848-0015, LEC@ifiduciary.com; Jeff M. Atwell, (615) 848-0015, JMA@ifiduciary.com

WEBSITE iFiduciary.com

FIRM PROFILE

Fiduciary Consulting Group, Inc. is an industry leading provider of outsourced fiduciary management services. FCG will accept the responsibility to serve as the ERISA 3(16) Plan Administrator and ERISA 402 Named Fiduciary, named in the plan document, to professionally manage a retirement plan and relieve the plan sponsor of their administrative and management responsibilities.

FCG serves brokers, advisers, retirement plan sponsors, fiduciaries, committee and board members and institutional clients throughout the United States. FCG is an independent compliance consulting firm and not a third party administrator or record-keeping organization

Fiduciary Consulting Group is the first firm to receive the ASPPA Administration Services Certification from the Centre For Fiduciary Excellence (CEFEX) for outsourced fiduciary management serving as the ERISA 3(16) Plan Administrator and ERISA 402 Named Fiduciary.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• 408(b)(2) – in-house or outsourced

• Plan sponsor fiduciary training

• Fiduciary Management Services

• Fiduciary Compliance Consulting Services

MILLENNIUM ADVISORY SERVICES, INC. LINCOLN INVESTMENT

GLEN ALLEN, VA WYNCOTE, PA

KEY CONTACTS

Ed Forst, President, (215) 881-4553, eforst@lincolninvestment.com; Thomas Lakatos, Director, Business Development, (215) 881-4657, tlakatos@lincolninvestment.com; David Blask, Senior Pension Consultant, (215) 881-4599, dblask@lincolninvestment.com

WEBSITE LincolnInvestment.com

FIRM PROFILE

With almost 50 years of proven industry leadership and expertise in delivering investment strategies, Lincoln Investment is a broker/dealer of choice. We’re proud to be recognized as one of the fastest-growing independent broker/dealers in the industry. As a full-service financial services firm, we empower our advisors to offer clients the highest-quality investment and insurance products, as well as the superior service and support our clients’ need to achieve their long-term financial goals.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million)

OPTIONS AVAILABLE

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Investment Analysis Tool

• Other Tools

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Number of home office employees supporting the business (it should be clear to not include IRAs and prototypes)

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

KEY CONTACTS

Paul Hunt, (804) 346-1040, phunt@mcmva.com

WEBSITE MAS-edu.com

FIRM PROFILE

Millennium Advisory Services is a registered investment advisory firm that specializes in 403(b) services for private institutions of higher education throughout the U.S.. We work with plan level fiduciary partners to offer a turn-key solution designed to help plan sponsors meet their fiduciary obligations on both the participant level and the plan level. We provide communication and education services as well as financial planning, fiduciary advice and asset management services for plan participants. Millennium’s mission is to help plan sponsors deliver a retirement plan to their employees that truly changes participant behavior and drives meaningful retirement outcomes, helping participants and their families achieve their personal and financial life goals.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• Participant Advice/Participant Services

• In-plan managed ccount program 403(b) consulting specialist

home office employees supporting the retirement business

NAPA BLACK BOOK 2015 | Additional Listings

MONETA GROUP INVESTMENT ADVISORS

CLAYTON, MO

KEY CONTACTS

Sean Duggan, (314) 244-3285, sduggan@monetagroup.com; Jake Winegrad, (314) 244-3431, jwinegrad@monetagroup.com

WEBSITE MonetaGroup.com/OurExpertise/Institutional

FIRM PROFILE

Moneta Group Investment Advisors, LLC (“Moneta”) is a comprehensive financial consulting firm that specializes in retirement plan consulting and institutional investing. Moneta ranks among the top ten independent Registered Investment Advisors (“RIAs”) in the nation – totaling more than $14 billion in assets under management (as of December 31, 2014).

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

• Discrimination testing review

• Plan document review

• Group and individual employee education

NEWPORT CAPITAL GROUP

RED BANK, NJ

KEY CONTACTS

Domenic DiPiero, (732) 741-8400, ddipiero@newportcapitalgroup.com; Michelle Bennett (732)741-8400, mbennett@newportcapitalgroup.com

WEBSITE NewportCapitalGroup.com

FIRM PROFILE

Bdellium develops decision support tools that help improve retirement outcomes and develop business. We make data actionable.

PRIMARY MARKET(S) SERVED

Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

OPTIONS AVAILABLE

• Benchmarking Tools

• Allows Fiduciary Declaration3(21)/3(38)

• Plan feature review/plan design consulting

• Plan sponsor fiduciary training

• Stable value analysis

PENSIONMARK FINANCIAL GROUP

SANTA BARBARA, CA

KEY CONTACTS

Troy Hammond, (805) 456-6262, troy.hammond@pensionmark.com; Mike Woods, (805) 456-6272, mike.woods@pensionmark.com; Jennifer Tanck, (813) 453-4659, jennifer.tanck@pensionmark.com

WEBSITE Pensionmark.com

FIRM PROFILE

Pensionmark® Financial Group network represents over 150 advisors and staff across 40 locations across the country with approximately 2,000 retirement plan clients. Pensionmark’s network of retirement specialists include defined contribution, defined benefit and terminal funding, not-for-profit, wealth management, and executive/deferred compensation specialists.

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million)

OPTIONS AVAILABLE

• Preferred Provider Program

• Retirement Sales Desk Reps

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• 3rd Party Investment Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

THIRD PARTY CLEARING BD:

Capfinancial Partners LLC

home office employees supporting the retirement business

SENTINEL PENSION ADVISORS

WAKEFIELD, MA

KEY CONTACTS

Eileen Greenspan, (212) 655-0325, eileen.greenspan@sentinelgroup.com

WEBSITE SentinelGroup.com

FIRM PROFILE

As one company, we’re working to create peace of mind by enhancing the financial well-being of our clients and their employees

• Over 150,000 plan participants served

• 1,800 retirement plans administered

• 1,500 health & welfare plans administered - $6 billion in assets under recordkeeping administration

• $3 billion in assets under brokerage & advisory services

• $150 million in premium under insurance brokerage & insurance advisory services

PRIMARY MARKET(S) SERVED

Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million)

OPTIONS AVAILABLE

• 3rd Party Investment Analysis Tool

• Allows Fiduciary Declaration3(21)/3(38)

• Custom Risk based/target date models

• 408(b)(2) – in-house or outsourced

• Plan feature review/plan design consulting

• Consulting on SMAs

• Plan sponsor fiduciary training

• Stable value analysis

• Minimum fee schedules

A UNIQUE EXPERIENCE FOR WOMEN ADVISORS

Care About You and Your Practice

More than 150 firms have stepped up with their check books, business intelligence, and “can do” attitude to support NAPA, the only organization that educates and advocates specifically for plan advisors like you. NAPA is grateful for its Firm Partners. We hope you appreciate them too.

(k)ornerstone 401k Services

401(k) Rekon

AB

Actuarial Ideas, Inc.

ADP Retirement Services

AIG VALIC

Albers Financial Services

Alliance Benefit Group National Alliance Benefit Group North Central States

Allianz Global Investors Distributors

American Century Investments

American Funds

American National Bank of Texas Trust

Ameritas

Ann Schleck & Co.

Ascensus

Aspire Financial Services

AXA Equitable Bank of America Merrill Lynch Benefit Trust Company BenefitsLink.Com, Inc. / EmployeeBenefitsJobs.com

BlackRock

BlueStar Retirement Services

BMO Retirement Services

BNY Mellon Asset Management Boulevard R

BPAS

BridgePoint Group, LLC

Burrmont Compliance Labs LLC

Cafaro Greenleaf

Calton & Associates, Inc.

Cambridge Investment Research, Inc.

Cannon Capital Management Inc.

CAPTRUST Financial Advisors

CBS Funding, Inc.

Center for Fiduciary Management / FiRM

Cetera Fianancial Group

Charles Schwab & Co.

Clearview Group

Cohen & Steers Capital Management

Colonial Surety

Columbia Threadneedle Investments

Commonwealth Financial Network

Compass Financial Partners

CoSource Financial Group, LLC

CUNA Mutual Retirement Solutions

Deane Retirement Strategies, Inc.

Dice Financial Services Group

Direct Retirement Solutions

Eagle Asset Management

EagleView Advisors

Eaton Vance

EHD Advisory Services, Inc.

Elliott Cove Capital Management

Empower Retirement

Enterprise Iron FIS, Inc.

Federated Investors

Ferenczy Benefits Law Center LLP

Fidelity Investments

Fiducia Group, LLC

Fiduciary Advisors, LLC

Fiduciary Benchmarks

Fiduciary Doctors

Fluent Technologies

Franklin Templeton

Galliard Capital Management

Global Retirement Partners

Goldman Sachs Asset Management

Gordon Asset Management, LLC

Gross Strategic Marketing

GROUPIRA

Guardian Retirement Solutions

HealthView Services

Hearts & Wallets, LLC

HighTower Advisors

Hutchinson Financial, Inc.

iJoin Solutions, LLC

Independent Financial Partners

InspiraFS

Institutional Investment Consulting

Integrated Retirement Initiatives

InTrust Fiduciary Group

Invesco

J.P. Morgan Asset Management

Jackson Avenue, LLC

Janus Capital Group

Jensen Investment Management

John Hancock Investments

John Hancock Retirement Plan Services

July Business Services

Karp Capital Management

LAMCO Advisory Services

Larkspur Data Resources

Latus Group, Ltd.

LeafHouse Financial Advisors

Legacy Retirement Solutions, LLC

Legg Mason

Lincoln Financial Group

LPL Financial

M Financial Group

Mariner Retirement Advisors

MassMutual Retirement Services

Matrix Financial Solutions

Mayflower Advisors, LLC

MCF Advisors

Mesirow Financial

MFS Investment Management Company

Milliman

Morgan Stanley

Morley Financial Services, Inc.

Multnomah Group, Inc.

Mutual of Omaha Retirement Services

NAPLIA

Natixis Global Asset Management

Nationwide Financial

Neuberger Berman

NFP Securities, Inc.

Nicklas Financial Companies

North American KTRADE Alliance Nuveen Investments OneAmerica OppenheimerFunds

Pai

Parnassus Investments

Penchecks, Inc.

Pension Assurance, LLP

Pension Consultants, Inc.

Pension Resource Institute, LLC

Pentegra Retirement Services

PIMCO

Pioneer Investments

Plexus Financial Services, LLC

Precept Advisory Group

Principal Financial Group

Principled Advisors

Prudential

Putnam Investments

Raymond James

Shouldn’t your firm be on this list and enjoy the benefits of NAPA Firm Partnership? To learn more contact Lisa Allen 703-516-9300 x127 · lallen@usaretirement.org

RCM&D

Resources Investment Advisors

Retirement Fund Management

Retirement Learning Center

Retirement Resources Investment Corp.

Retirement Revolution

RidgeWorth Investments

Roush Investment Group

RPS Retirement Plan Advisors RPSS

SageView Advisory Group

Saturna Trust Company

SaveDaily

Securian Retirement

Sentinel Benefits & Financial Group

Shea & McMurdie Financial

ShoeFitts Marketing

Signator Investors

SLW Retirement Plan Advisors

Soltis Investment Advisors

Strategic Wealth Management

SunGard Wealth and Retirement Administration

T. Rowe Price

The 401k Coach Program

The Advisor Group

The Pacific Financial Group

The Standard

Thornburg Investment Management TIAA-CREF

Transamerica

TRAU

Trust Builders, Inc.

Tsukazaki & Associates, LLC

Troutman & Associates, Inc.

UBS Financial Services

Unified Trust Company

Vanguard Vantage Benefits Administrators

Verisight

VOYA Financial vWise, Inc.

Wagner Financial Wealth Management Systems, Inc.

Wells Fargo Advisors

WisdomTree Asset Management

How retirement plan providers allocate plan costs matters. It matters to you and it matters to your participants. Do you know if you are paying for someone else’s recordkeeping costs? At John Hancock, we offer a new way of pricing 401(k) plan services that gives you a more equitable way to allocate plan expenses among participants ... regardless of their investment choices.

Talk with your John Hancock representative to learn more about building a plan that is flexible, tailored, and fair. Visit jhrps.com/freeparking or scan the QR code below to learn more.

John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York are collectively referred to as “John Hancock”. Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. John Hancock Investment Management Services, LLC, a registered investment adviser, provides investment information relating to the contracts. Plan administrative services may be provided by John Hancock Retirement Plan Services LLC or a plan consultant selected by the Plan. NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY © 2014 All rights reserved.