2017 NAPA Black Book

2 0 1 7

S P E C I A L

I S S U E

NAPA BLACK BOOK THE RETIREMENT PLAN ADVISOR’S

DEFINITIVE RESOURCE GUIDE

401(k) Plan Solutions

Retirement Benefits To meet the workplace needs of your clients No two clients are alike. That’s why you need a retirement plan provider that has the flexibility to fit the demands of your clients. ADP has a legacy of delivering successful retirement plans that create long-term value, are easy to manage and provide a wide range of investment choices.

To learn how ADP can help you build better retirement plans for your clients, contact us at 1-844-ADP-ELITE, or visit www.adp.com/partners/financial-advisors.aspx

Unless otherwise agreed in writing with a client, ADP, LLC and its affiliates do not offer investment, financial, tax or legal advice or management services. For its retirement plan recordkeeping customers, ADP agrees to act as a nondiscretionary recordkeeper performing ministerial functions at the direction of the plan sponsor and/or plan administrator. Accordingly, unless otherwise agreed in writing, ADP does not serve in a fiduciary capacity nor act as an investment advisor or manager to any of the retirement plans for which it provides recordkeeping services. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Please consult with your own advisors for such advice.

ADP and the ADP logo are registered trademarks of ADP, LLC. ADP A more human resource. is a service mark of ADP, LLC. All other trademarks and service marks are the property of their respective owners.

99-1893-N-0917 Copyright © 2017 ADP, LLC ALL RIGHTS RESERVED

THE NAPA BLACK BOOK – 2017 EDITION

INDEX OF FIRMS BY CATEGORY.......................................................................................................................2 LETTER FROM THE EDITOR..................................................................................................................................4

THE

6

THE

38

THE

64

DCIOs RECORDKEEPERS DISTRIBUTORS BROKER DEALERS & RIAs THE

88

TPAs TOOLS & TECHNOLOGY

106

FINANCIAL WELLNESS

124

B L A C K

B O O K

S P E C I A L

I S S U E

•

N A P A - N E T. O R G

1

IN D EX: FIRMS BY CATEGORY

DCIOS

RECORDKEEPERS

AllianceBernstein (AB)

18

ADP Retirement Services

42

Acropolis Investment Management

66

Allianz Global Investors

18

Alerus Retirement & Benefits

42

Avondale Partners

85

American Century Investments

19

Alliance Benefit Group

43

BAM Advisor Services

66

American Funds

19

American Funds

43

Cafaro Greenleaf

67

AQR Capital Management

20

American Trust Retirement

44

Cannon Capital Management

67

Banc of California

33

Ameritas 44

CAPTRUST

68

Beaumont Capital Management

33

AMI Benefit Plan Administrators

60

CBIZ Retirement Plan Services

68

Ascensus 45

Cetera Financial Group

69

45

Clearview Advisory

69

Commonwealth Financial Network

70

BlackRock 20 21

Aspire Financial Services

Carillon Fund Distributors

33

BPAS 46

Charles Schwab

8

CUNA Mutual Retirement Solutions

46

Gordon Asset Management

70

Cohen & Steers

21

Employee Fiduciary

60

GRP Advisor Alliance

71

Columbia Threadneedle Investments

22

Empower 47

HighTower Advisors

71

Delaware Funds by Macquarie

34

EPIC Advisors

60

Independent Financial Group

85

Dimensional Fund Advisors

34

Fidelity Investments

47

Institutional Investment Consulting

72

Federated Investors

22

J.P. Morgan Asset Management

48

IRON Financial

72

Fidelity Investments

23

John Hancock

40

J.P. Morgan Securities

73

Franklin Templeton Investments

23

July Business Services

48

Latus Group

73

Galliard Capital Management

24

Lincoln Financial Group

49

LPL Financial

74

MassMutual

BMO Global Asset Management

ICMA-RC 34 Invesco 10 J.P. Morgan Asset Management

24

Janus Henderson Investors

25

John Hancock Investments

25

Legg Mason

12

Lord Abbett & Co.

35

Manning & Napier Advisors

26

MassMutual Funds

26

MFS Investment Management

27

Morley Capital Managements

27

Natixis Investment Managers

28

Neuberger Berman

28

New York Life

29

Nuveen 29

49

M Financial Group

74

Milliman 50

Marietta Wealth

75

Mutual of Omaha

50

Mariner Retirement Advisors

75

Nationwide

51

Morgan Stanley

76

Newport Group

51

NFP 76

North American KTRADE Alliance

52

NovaPoint Capital

77

Northwest Plan Services

61

Peak Financial Group

85

OneAmerica

52

Pensionmark Financial Group

77

PAi Retirement Services

53

Plante Moran Financial Advisors

86

Paychex 53

Precept Advisory Group

78

54

ProCourse Fiduciary Advisors

78

PenSys 61

Procyon Partners

79

Principal Financial Group

54

Raymond James

79

Prudential Retirement

55

RMR Wealth Builders

86

RPG Consultants

61

Resources Investment Advisors

80

Securian 55

SageView Advisory Group

80

Pentegra Retirement Services

14

Summit Benefit Solutions

56

SaveDaily.com

81

PIMCO 30

T. Rowe Price

57

Sheridan Road Financial

86

Principal Global Investors

30

Transamerica

56

Siena Wealth Advisors

87

Prudential Retirement

31

Ubiquity Retirement & Savings

57

StratWealth

81

Russell Investments

35

Unified Trust Company

58

The Pacific Financial Group

82

Streamline Partners

31

Voya Financial

58

The Roush Group

82

T. Rowe Price

16

VALIC 62

Titan Retirement Advisors

83

Thornburg Investment Management

32

Wells Fargo

Twelve Points Retirement Advisors

83

USAA Investment Management

35

UBS Financial Services

84

Virtus Investment Partners

36

Wells Fargo Advisors

84

OppenheimerFunds

2

BROKER DEALERS & RIAs

NAPA NET THE MAGAZINE

59

TPAs 401KAdministrators.com

96

401K Plus

96

Altigro Pension Services

96

American Trust Retirement

90

Atlantic Pension Services

97

Benefit Plans Plus

97

Boulay Donnelly & Supovitz Consulting

97

BPAS 90

Reed-Ramsey

103

Retirement Clearinghouse

RPG Consultants

103

RPAG 122

Summit Benefit Solutions

94

Standard of (K)are

122

Swerdlin & Company

104

StratWealth

117

TAG Resources

95

VALIC 122

TriStar Pension Consulting

104

Tycor Benefit Administrators

104

TOOLS & TECHNOLOGY

121

FINANCIAL WELLNESS Best Money Moves

126

BrightDime

126 126

CBIZ Retirement Plan Services

91

401(k) Marketing

108

DoubleNet Pay

Cetera Retirement Plan Specialists

91

Active401k

108

Edu(k)ate 126

Crest Retirement Plan Administrators

98

American Trust Retirement

109

Enrich 126

DWC – The 401(k) Experts

92

Best Money Moves

119

Financial Finesse

127

Edberg & Perry

98

BPAS 109

Financial Fitness Group

127

Facts, Inc.

98

Center for Fiduciary Management

110

Fiscal Fitness Clubs of America

127

Fiduciary Consulting Group

92

Colonial Surety Company

110

Four Seasons Financial Education

127

Financial Technology

99

Edukate 119

GuideSpark

127

Guided Choice

115

Enterprise Iron FIS, Inc.

111

HelloWallet

128

Intac Actuarial Services

99

Envestnet Retirement Solutions

111

Kashable 128

July Business Services

93

Fiduciary Benchmarks

112

LearnVest 128

Legacy Retirement Solutions

93

Financial Finesse

119

National Benefit Services

99

Financial Fitness Group

120

Mapping Your Future Financial Solutions

128

Noble-Davis Consulting

100

FIS 120

My Secure Advantage

128

NPPG/NPPG Fiduciary Services

100

FlexPATH 120

Retiremap 129

Pension Financial Services

100

Fluent Technologies

Pension Plus

101

Fi360 114

112

PenSys 101

Gray, Gray & Gray

114

94

GSM Marketing

115

Pinnacle Plan Design

101

Guided Choice

115

Preferred Pension Planning

102

KnowHow 401(k)

121

Qualified Concepts

102

Qualified Plan Consultants

102

Mapping Your Future Financial Solutions

121

Perspective Partners

116

Pentegra Retirement Services

REA Consulting Group

103

Smart Dollar

129

SUM180 129 Workplace Options

129

Principal 116

EDITOR-IN-CHIEF

GRAPHIC DESIGNERS

EDITOR

Marlene (Mars) Anderson

Nevin E. Adams, JD John Ortman BLACK BOOK PRODUCTION MANAGER

Steve Fox

Lisa M. Marfori

NAPA Net the Magazine is published quarterly by the National Association of Plan Advisors, 4245 North Fairfax Dr., Suite 750, Arlington, VA 22203.

For subscription information, advertising and customer service, please contact NAPA at the above address or call 800-308-6714, or customercare@ napa-net.org. Copyright 2017, National Association of Plan Advisors. All rights reserved. This magazine may not be reproduced in whole or in part without written permission of the publisher. Opinions expressed in bylined articles are those of the authors and do not necessarily reflect the official policy of NAPA.

NAPA OFFICERS PRESIDENT

Paul D'Aiutolo VICE PRESIDENT

Jania Stout

EXECUTIVE DIRECTOR

Brian H. Graff, Esq., APM

Postmaster: Please send change-of-address notices for NAPA Net the Magazine to NAPA, 4245 North Fairfax Dr., Suite 750, Arlington, VA 22203.

NAPA BLACK BOOK 2017 | napa-net.org

3

LE TTER FROM THE EDITOR-IN - C H IE F

‘Back’ in BLACK They say that the third time’s a “charm,” and this — the third edition of NAPA Net’s “Black Book” — is certainly bigger, and arguably better, than its predecessors. And while in sports it’s said that that you can’t tell the players without a scorecard, when it comes to the organizations and entities that support advisors, this year’s Black Book should certainly fill that bill.

For one thing, there are more firms represented in each of the main categories, including last year’s new category. You'll also find that addition — third-party administrators, or TPAs — to be even more robust than the inaugural listing.

This year we have added not one, but two new categories. “Tools & Technology,” the first of these, is admittedly something of a catch-all for a wide-ranging array of — well, tools and technologies — that can expand and enhance your capabilities.

We are particularly excited to debut a new section on financial wellness. We’ve previously noted that the definitions of financial wellness, if not the appropriate evaluation metrics, can be somewhat elusive. In this inaugural presentation we have not attempted to draw lines around either, but rather present you a refined directory of sorts with lists of the services offered by each, along with some indication of firm size, location and client focus.

The goal this year, as it was last, is to pull together in a single handy reference guide key information points about key advisor partners: the size and scope of their business, target markets, select historical data trends, and of course, the means to reach out to find out more.

4

NAPA NET THE MAGAZINE

In an industry where change, turnover, and consolidation are the norm, it can be hard to keep up, and to keep up with the information you need when you need it.”

You’ll want to take particular note of those who, as NAPA Firm Partners, support the mission of the National Association of Plan Advisors in a special way. We’ve noted them in the pages that follow, with a special logo indicating that status. In a very real sense, what we do here in all its aspects — education, advocacy, and information — is made possible by their support, as well as that of our advertisers, many of whom are also Firm Partners.

In this day and age, one might well wonder why this information is being produced in such a traditional format.

The answer, quite simply, is that many of our readers will find this medium easier to reference and review. It can — and we hope it will — be a resource that you can keep at your fingertips throughout the year. However, as we did last year, there is an enhanced online version (for NAPA Firm Partners) under the Partner

Corner tab at www.napa-net.org, and once again it will also be available in a digital version via the NAPA App. This will allow you to not only readily search throughout the publication, but to share profiles and other information via email or social media with your peers and colleagues.

In an industry where change, turnover and consolidation are the norm, it can be hard to keep up, and to keep up with the information you need when you need it. Indeed, it’s incredible to look back on what’s happened in the years since we published the inaugural NAPA Black Book, and realize just how much change has occurred.

So many of you have commented to me over the past two years on how useful this guide was as a resource in your practice. I’m sure you will find this year’s version to be even more so, and look forward to your comments and suggestions to make it an even more vital tool in the months ahead.

Thanks again, as always, for your support of NAPA, and our information resources.

NEVIN E. ADAMS, JD ≥ Editor-in-Chief nevin.adams@usaretirement.org

For your clients’ one 401(k) plan doesn’t fit all side.

Nationwide Retirement Flexible Advantage® gives 401(k) plan sponsors the options to help ensure employees are prepared for retirement.

• 650+ investments, highly rated by Morningstar®* • Educational programs and ERISA specialists to help with regulatory changes and complex cases • Field and internal partners who provide ongoing enrollment, re-enrollment and education support See investment choices at Nationwide.com/FlexibleAdvantage

For your clients’ many sides, there’s Nationwide. mutual funds | annuities | life insurance | retirement plans

*As of 12/31/2016. Past performance is no guarantee of future results.

This material is not a recommendation to buy, sell, hold or roll over any asset, adopt an investment strategy, retain a specific investment manager or use a particular account type. It does not take into account the specific investment objectives, tax and financial condition, or particular needs of any specific person. Investors should work with their financial professional to discuss their specific situation.

For more information about the available underlying investment options, including all charges and expenses, please consult a fund prospectus, which can be obtained by calling 1-800-626-3112 or visiting nationwide.com. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your plan representative. An investor should carefully consider the fund’s investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus carefully before investing. © 2017 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, a division of Nationwide Bank. Nationwide Investment Services Corporation, member FINRA. Nationwide Funds distributed by Nationwide Fund Distibutors, LLC, member FINRA, Columbus, OH. Nationwide Life Insurance Company, Nationwide Investment Services Corporation, and Nationwide Fund Distributors are separate but affiliated companies.

Nationwide, the Nationwide N and Eagle, Nationwide is on your side, Nationwide Funds Group and Nationwide Retirement Flexible Advantage are service marks of Nationwide Mutual Insurance Company. © 2017 Nationwide NFV-1170AO.1 (08/17)

NAPA BLACK BOOK 2017 | napa-net.org

5

THE

DCIOs Defined Contribution Investment Only providers, better known as DCIOs, are an essential part of the DC business, and their wholesalers have become an integral part of many advisory practices.

D

Defined Contribution Investment Only providers, better known as DCIOs, are an essential component of the burgeoning defined contribution space. More significantly, as evidenced by the prominence of key wholesalers in NAPA’s annual ranking of Top DC Wholesalers, these “wingmen” are an integral component of many advisory practices.

Not only are these DCIO wholesalers among the most knowledgeable resources to advisors, these days the vast majority of resources now available to plan advisors, even those created by third parties, have been made available courtesy of DCIOs. DCIO wholesalers have become de

facto practice management experts, helping advisors not only manage their practice, but also sharing competitive information about what other advisors are doing.

The long-running bull market for stocks and improving net sales are boosting DCIO asset bases. As of June 30, 2017, the average manager experienced 12-month asset growth of 12%, much of which came during the first half, when the average growth rate was 9%, according to Sway Research. The average respondent to Sway’s “The State of DCIO Distribution” survey generated $393 million of net sales in the first half of 2017 and $1.32 billion in 2016 — a big improvement from the midway point of 2016, when the average manager had $21 million in net redemptions from its DCIO unit, according to Sway Research. At that time, over half of managers surveyed had experienced net outflows, though this dropped to 40% of managers in the first half of 2017.

The DCIO market has undergone substantial changes in recent years, and managers have had to adapt. Sway Research notes that some of the rebound in DCIO sales stems from increased focus on a couple of non-traditional channels, including third-party fiduciaries, such as Morningstar, Mesirow, Leafhouse Financial and others, that are behind the scenes selecting and monitoring managers in 3(38) models and other asset allocation solutions. Indeed, nearly two-thirds of managers surveyed by Sway believe model-driven solutions will soon drive the majority of DCIO sales.

Though the average manager can only track 54% of DCIO sales to their source, this is an upgrade over the 49% average in 2016, and Sway notes that it appears to be linked to a rise in the use of data aggregation services.

On the pages that follow you’ll find information regarding the firms that, though they make their living selling/promoting and supporting investment products, bring so much more to the table.

— Nevin Adams

NAPA BLACK BOOK 2 017 | na p a - net .o rg

7

DCIO

CHARLES SCHWAB INVESTMENT MANAGEMENT, INC. (CSIM) FIRM PROFILE Charles Schwab Investment Management, Inc. (CSIM) has partnered with clients for more than 25 years to provide foundational products with investors’ needs in mind.

CSIM’s dedicated and experienced DCIO team builds relationships with consultants, advisors and recordkeepers, by educating them on industry trends and how our high-quality, low-cost foundational products can be used to build strong and diverse portfolios, that aim to deliver consistent performance. Also in line with plan fiduciary priorities, CSIM strives to make investing less complicated with a straightforward approach that gives investors what they want and need, without unnecessary confusion.

211 MAIN STREET SAN FRANCISCO, CA 94105-1905 schwabfunds.com KEY CONTACTS Neil Hickey, (617) 960-5217, neil.hickey@schwab.com

PRIMARY MARKET(S) SERVED

ASSETS MANAGED TOTAL AUM

$322,000,000,000

As of 6/30/17:

TOTAL DCIO ASSETS As of 6/30/17:

$5,676,000,000

ASSET ALLOCATION FUNDS • • • • • •

DCIO ASSETS BREAKDOWN

Schwab Target Index Funds Schwab Target Funds Schwab Managed Retirement Trust Funds™ Schwab Indexed Retirement Trust Funds® Schwab MarketTrack Portfolios™ Schwab Balanced Funds™

Mutual funds: Collective trusts:

TOP 5 FUNDS BY DC ASSETS 1.

2.

$11,298,000,000

Schwab Indexed Retirement Trust Funds® Total Assets:

3.

$2,056,000,000

Schwab® S&P 500 Index Fund Total Assets:

4.

$2,033,000,000

Schwab Fundamental US Large Company Index Total Assets:

5.

$556,000,000

Schwab 1000 Index Fund

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS

®

Total Assets:

8

39% 61%

ADVISOR SUPPORT SERVICES

Schwab Managed Retirement Trust Funds™ Total Assets:

Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

NAPA NET THE MAGAZINE

$225,000,000

DC: 15

Retail: 0

There’s been a changing of the guard.

Schwab market cap index funds are now among the lowest cost in the industry—no matter the investment size.

Schwab

Vanguard

Schwab S&P 500 Index Fund

Vanguard 500 Index Fund

®

S&P 500 Index $3K investment

0.14% 0.03%

$10K investment1

0.04%

$5M investment

-Schwab Small-Cap Index Fund®

Small-Cap Core

Vanguard Small-Cap Index Fund

$3K investment

0.18% 0.05%

$10K investment1 $5M investment

Core Bond

0.06% 0.05%

Schwab U.S. Aggregate Vanguard Total Bond Bond Index Fund Market Index Fund ®

$3K investment $10K investment1

0.15% 0.04%

$5M investment

0.05% 0.04%

Available wherever Schwab Funds ® are sold.

at schwabfunds.com/changingtheguard.

objectives, risks, charges, and expenses. You can download a prospectus by visiting www.csimfunds.com/schwabfunds_prospectus.. Please read it carefully before investing.

1

Insight Simfund, as reflected on 7/31/17. Funds in the same Lipper category may track different indexes, have differences in holdings, and show different performance. Vanguard may offer multiple funds with a Lipper classification. Vanguard share class: $2,500 and $3,000—Investor share class; $10,000—Vanguard Admiral share class; $5,000,000—Institutional share class; Vanguard funds and/or share classes may have no investment minimum for certain investors. Vanguard may offer additional share classes not shown with lower expense ratios than those of their Institutional share class, but typically with a higher investment minimum. Expense ratios are subject to change. ©2017 Charles Schwab Investment Management, Inc. All rights reserved.

CC1485428 (0317-VNLD)

ADP99571-00 (10/17)

00201643

DCIO

INVESCO

FIRM PROFILE Invesco Ltd. is an independent investment management firm dedicated to delivering an investment experience that helps people get more out of life. We are privileged to manage more than $850 billion in assets on behalf of retail and institutional clients around the world by providing a comprehensive range of high-conviction investment capabilities designed to help clients achieve their investment objectives.*

1555 PEACHTREE STREET NE ATLANTA, GA 30309 invesco.com/us KEY CONTACTS Jeffrey Hemker, (630) 258-6931, jeffrey.hemker@invesco.com Retirement Desk, (800) 370-1519

As of 6/30/17:

TOTAL DCIO ASSETS As of 6/30/17:

$858,300,000,000 $101,200,000,000

ASSET ALLOCATION FUNDS

TOP 5 FUNDS BY DC ASSETS Invesco Diversified Dividend Total Assets:

2.

$3,900,000,000

Invesco Equity and Income Total Assets:

5.

$6,000,000,000

Mutual funds: Collective trusts: Separate accounts: Other:

39.57% 13.18% 40.80% 6.45%

Invesco Comstock Total Assets:

4.

$9,200,000,000

Invesco Stable Value Total Assets:

3.

Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

DCIO ASSETS BREAKDOWN

• Invesco Balanced-Risk Retirement Funds

1.

*As of June 30, 2017.

PRIMARY MARKET(S) SERVED

ASSETS MANAGED TOTAL AUM

The focus of the Invesco defined contribution investments only team is to connect with top DC-focused advisors, consultants, RIAs and platform partners to help grow their business — The Business of Retirement.

$3,600,000,000

Invesco Growth and Income Total Assets:

ADVISOR SUPPORT SERVICES

$3,500,000,000

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS DC: 9

10

NAPA NET THE MAGAZINE

Retail: 78

Helping you with your business of retirement At Invesco, we strive to help retirement plan-focused advisors, consultants, RIAs, TPAs and platform partners with four key areas of your business.

Send the right message Learn the words to use and lose when communicating with participants. Get the latest language research from Invesco Consulting.

Manage and grow your business Invesco’s DC PlanAnalyzer tool offers reliable benchmarking data from PLANSPONSOR’s annual DC survey as well as 401(k) cost comparisons from 401ksource.com. Access the interactive tool on our website or download the app for iPad. Educate for success Gain access to a wide selection of educational resources to help plan participants understand basic to advanced investment and retirement topics.

Advance your knowledge Invesco’s PlanForward resources can help new and experienced retirement professionals generate leads and prospects, demonstrate value, manage fiduciary responsibility and much more.

Learn more Contact our retirement team at 800 370 1519 or visit invesco.com/TheBusinessOfRetirement for more information.

iPad is a trademark of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc. invesco.com/us

Invesco Distributors, Inc.

DCIO

LEGG MASON GLOBAL ASSET MANAGEMENT FIRM PROFILE

100 FIRST STAMFORD PLACE, 5 TH FLOOR STAMFORD, CT 06902 leggmason.com KEY CONTACTS Gary Kleinschmidt, (215) 872-1317, gkleinschmidt@leggmason.com Ursula Henry, (203) 703-7567, uhenry@leggmason.com

As of 6/30/17:

TOTAL DCIO ASSETS As of 6/30/17:

$741,000,000,000 $23,903,000,000

ASSET ALLOCATION FUNDS • Target Date Series: Roadmap 401k Series • SubAdvise, the ClearTrack Target Date Fund Series for Transamerica • Target Risk: QS Asset Allocation Funds

TOP 5 FUNDS BY DC ASSETS 1.

Western Asset Core Plus Total Assets:

2.

DCIO ASSETS BREAKDOWN Mutual funds: Collective trusts: Separate accounts: Money market:

72% 4.6% 22.9% 0.5%

$1,751,000,000

ClearBridge Small Cap Growth Total Assets:

ADVISOR SUPPORT SERVICES

$2,273,000,000

ClearBridge Aggressive Growth Total Assets:

5.

$2,275,000,000

ClearBridge Large Cap Growth Total Assets:

4.

$4,867,000,000

Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

Western Asset Core Bond Total Assets:

3.

*AUM as of 6/30/2017

PRIMARY MARKET(S) SERVED

ASSETS MANAGED TOTAL AUM

Legg Mason is a leading global investment company committed to helping clients reach their financial goals through long-term, actively managed investment strategies.

• Over $741 billion* in assets invested worldwide in a broad mix of equities, fixedincome, alternatives and cash strategies • A diverse family of specialized investment managers, each with its own independent approach to research and analysis • Over a century of experience in identifying opportunities and delivering astute investment

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

$1,418,000,000

NO. OF EXTERNAL WHOLESALERS DC: 8

12

NAPA NET THE MAGAZINE

Retail: 56

IT’S ALL ABOUT YOU Whether you’re a fiduciary at an institution, a financial advisor, or an investor planning your own financial future, Legg Mason’s global, strategically diversified portfolio of independent investment managers provides a scope of expertise to support your long-term goals.

Reach your goals at LeggMason.com

Brandywine Global Clarion Partners ClearBridge Investments EnTrustPermal Martin Currie QS Investors RARE Infrastructure Royce & Associates Western Asset

© 2017 Legg Mason Investor Services, LLC. Member FINRA, SIPC. Legg Mason Investor Services is a subsidiary of Legg Mason, Inc. 769527 ADVR312476 11/17 INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

DCIO

OPPENHEIMERFUNDS

FIRM PROFILE OppenheimerFunds offers a broad, deep range of domestic and international equity and fixed income and alternative investment strategies.

Our heritage in retirement plans provides us with insights that inform plan design, anticipate plan sponsor concerns and help realize successful plan outcomes. Our seasoned retirement professionals can help you and your clients adapt to new regulations, support your efforts to build forward-thinking, diversified fund lineups, and help plan sponsors - and their participants - achieve their goals. Our expertise helps you focus your retirement advisory business. This makes us different. And it makes us a resource for you and your business.

225 LIBERTY STREET NEW YORK, NY 10281 oppenheimerfunds.com KEY CONTACTS Paul Temple, (212) 323-5119, ptemple@ofiglobal.com

PRIMARY MARKET(S) SERVED

ASSETS MANAGED TOTAL AUM As of 6/30/17:

TOTAL DCIO ASSETS As of 6/30/17:

$240,357,149,618 $36,441,816,641

ASSET ALLOCATION FUNDS

Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

DCIO ASSETS BREAKDOWN TOP 5 FUNDS BY DC ASSETS 1.

Developing Markets Fund Total Assets:

2.

International Growth Fund Total Assets:

3.

$1,214,252,706

International Bond Fund Total Assets:

Mutual funds: Collective trusts: Money market: Other:

91.3% 2.3% 1.4% 5.0%

$3,466,187,234

Global Opportunities Fund Total Assets:

5.

$7,083,708,965

Global Fund Total Assets:

4.

$10,519,457,466

$1,082,533,171

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS DC: 12

14

NAPA NET THE MAGAZINE

Retail: 81

CHALLENGE IMPOSSIBLE. We used to gaze at the Moon and wonder what was possible.

Soon we’ll gaze back at Earth and wonder what’s next.

Because optimism is our most valuable natural resource.

So embrace the companies that defy the expected.

Go farther to find where long-term opportunities hide.

Invest in tomorrow, because that’s where the big ideas live.

And that’s the right way to invest in this big, bold, beautiful world.

Or wherever else we may happen to go.

CHALLENGE TOMORROW. CHALLENGE PESSIMISM. CHALLENGE THE INDEX. ChallengeTheIndex.com ©2017 OppenheimerFunds Distributor, Inc.

DCIO

T. ROWE PRICE

FIRM PROFILE T. Rowe Price is an asset management firm focused on delivering global investment management excellence and retirement services that investors can rely on—now, and over the long term.

We provide an array of commingled funds, subadvisory services, separate account management, retirement recordkeeping, and related services for individuals, advisors, institutions, and retirement plan sponsors.

100 EAST PRATT STREET BALTIMORE, MARYLAND 21202 troweprice.com/wellnessworks KEY CONTACTS Mark Cover, (410) 345-4956, Mark_Cover@troweprice.com DCIO Sales Desk, (800) 371-4613, DCIO_Sales_Desk@troweprice.com

As of 6/30/17:

TOTAL DCIO ASSETS As of 6/30/17:

$903,600,000,000 $285,708,000,000

ASSET ALLOCATION FUNDS

TOP 5 FUNDS BY DC ASSETS T. Rowe Price Retirement Funds Total Assets:

2.

$10,876,000,000 $9,101,000,000

T. Rowe Price Mid-Cap Growth Fund Total Assets:

$6,299,000,000

As of 6/30/17 T. Rowe Price Retirement Funds includes T. Rowe Price Retirement 2005 Fund, T. Rowe Price Retirement 2010 Fund, T. Rowe Price Retirement 2015 Fund, T. Rowe Price Retirement 2020 Fund, T. Rowe Price Retirement 2025 Fund, T. Rowe Price Retirement 2030 Fund, T. Rowe Price Retirement 2035 Fund, T. Rowe Price Retirement 2040 Fund, T. Rowe Price Retirement 2045 Fund, T. Rowe Price Retirement 2050 Fund, T. Rowe Price Retirement 2055 Fund and T. Rowe Price Retirement 2060 Fund.

16

65.33% 12.82% 8.76% 0.13% 3.13% 9.83%

ADVISOR SUPPORT SERVICES

T. Rowe Price Inst’l Large-Cap Growth Fund Total Assets:

5.

Mutual funds: Collective trusts: Separate accounts: Money market: Stable value: Other:

$14,164,000,000

T. Rowe Price Growth Stock Fund Total Assets:

4.

$121,584,000,000

T. Rowe Price Blue Chip Growth Fund Total Assets:

3.

Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

DCIO ASSETS BREAKDOWN

• T. Rowe Price Retirement Funds • T. Rowe Price Target Funds • T. Rowe Price Retirement Trusts • T. Rowe Price Retirement Blend Trusts

1.

To help improve outcomes, advisors need a consultative partner that can provide both asset management and retirement expertise. In that vein, we want to help you accomplish three things: learn more about the industry, build your book of business, and service your existing relationships.

PRIMARY MARKET(S) SERVED

ASSETS MANAGED TOTAL AUM

With over 40 years of experience in the DC industry, T. Rowe Price is committed to helping you stay current and competitive in this very dynamic and rewarding market.

NAPA NET THE MAGAZINE

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS DC: 12

Retail: 34

WELLNESS WORKS

See how it can strengthen your practice.

Next Generation Thinking

Financial wellness has gone from buzzword to essential business element for DC plan sponsors and the advisors who

work with them. The reasons are clear: Financially healthy employees are less stressed, more productive, and better able to save for retirement. And advisors who can strategically deliver wellness today will be in a strong position to continue guiding their clients tomorrow. We can help—with actionable insights and practical tactics. troweprice.com/wellnessworks | #TRPFinWell

Investment Management and Retirement Plans

T. Rowe Price Investment Services, Inc.

THE DCIOs

NAPA FIRM PARTNERS

ALLIANCEBERNSTEIN (AB)

ALLIANZ GLOBAL INVESTORS

New York, NY

New York, NY

KEY CONTACTS

KEY CONTACTS

AllianceBernstein Retirement Sales Team, (800) 243-6812 Website AllianceBernstein.com

Glenn Dial, (212) 739-4275, glenn.dial@allianzgi.com Website us.allianzgi.com

FIRM PROFILE

FIRM PROFILE

At AllianceBernstein (AB), we're working to define the future of Defined Contribution, striving to keep clients ahead with visionary research and progressive innovation in investment solutions.

Understand. Act. This two-word philosophy is at the core of what we do.

To stand out as the investment partner our clients trust, we listen closely to understand their needs, then act decisively to deliver solutions. We are a diversified active investment manager with a strong parent company, a culture of risk management and more than $569 billion in AUM. With 25 offices worldwide and over 650 investment professionals, we provide global investment and research capabilities with consultative local delivery.

Leveraging four decades of designing asset-allocation strategies and managing portfolios for institutions and individuals globally, we've developed pre-packaged and customized strategies, including target-date solutions tailored to a plan's demographics. Applying best practices in plan design, investments and communications, we collaborate across our firm and industry, even with competitors, to help plans of all sizes stay ahead of what's next.

Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

$516,000,000,000 $54,896,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

17% 2% 81%

• AB Multi-Manager Select Retirement Funds • AB Multi-Manager Retirement Trusts

Top 5 Funds by DC Assets AB TD Strategies (Custom & MF Assets): AB Discovery Growth: AB Global Bond: AB High Income: AB Large Cap Growth:

$39,047,000,000 $1,301,000,000 $1,167,000,000 $997,000,000 $975,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 4/40

18

NAPA NET THE MAGAZINE

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$569,000,000,000 $7,300,000,000

Asset Allocation Funds • AllianzGI Retirement Funds • AllianzGI Dynamic Retirement Series CITs • AllianzGI Global Dynamic Allocation Fund • AllianzGI Global Allocation Fund

Top 5 Funds by DC Assets

Asset Allocation Funds

1.

2.

3.

4.

5.

PRIMARY MARKET(S) SERVED Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

PRIMARY MARKET(S) SERVED

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

*Data as of June 30, 2017 (including AUM of entities held for sale); investment professionals as of March 31, 2017

1.

2.

3.

4.

5.

AllianzGI NFJ Dividend Value AllianzGI Target Date Strategies AllianzGI NFJ Small Cap Value AllianzGI NFJ Technology AllianzGI NFJ International Value

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 3/25

NAPA FIRM PARTNERS

AMERICAN FUNDS

Kansas City, MO

Los Angeles, CA

KEY CONTACTS

KEY CONTACTS

Rick Luchinsky, (816) 340-3418, rick_luchinsky@americancentury.com Bill Rader, (816) 340-3221, bill_rader@americancentury.com Website americancentury.com

Brendan Mahoney, (800) 421-9535, Brendan_Mahoney@capgroup.com Website AmericanFunds.com

FIRM PROFILE

For more than 40 years, American Funds has offered advisors and plan sponsors thoughtful approaches to meet their participants’ retirement needs. Our time-tested approach and history of providing low-cost, actively managed solutions can help optimize participant outcomes at every stage of the investment life cycle.

American Century Investments® is a leading global asset manager focused on delivering investment results and building long-term client relationships since its founding in 1958. Serving investment professionals, institutions, corporations and individual investors, the firm offers a variety of actively managed investment disciplines. Delivering investment results to clients enables American Century Investments to distribute over 40 percent of its dividends to the Stowers Institute for Medical Research, a world-class biomedical research organization. The Institute owns a controlling interest in the firm and dividend payments ensure the ongoing support of important work that can improve human health and save lives.

PRIMARY MARKET(S) SERVED

FIRM PROFILE

PRIMARY MARKET(S) SERVED Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

DCIO Assets Breakdown (%)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

Asset Allocation Funds

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Money market: Separate accounts:

80% 12% 1% 7%

Top 5 Funds by DC Assets

• American Century® One Choice® Target Date Portfolios

1.

2.

3.

4.

5.

Top 5 Funds by DC Assets One Choice® Target Date Portfolios: $18,855,000,000 Mid Cap Value: $3,925,000,000 Equity Income: $2,343,000,000 Growth: $1,758,000,000 Heritage: $1,106,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, TargetDate Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

99% 1%

• Target Date: American Funds Target Date Retirement Series • Target Risk: American Funds Portfolio Series • Balanced: American Balanced Fund & American Funds Global Balanced Fund • Retirement Income: American Funds Retirement Income Portfolio Series

Asset Allocation Funds

1.

2.

3.

4.

5.

$1,631,244,312,150 $265,152,661,071

Mutual funds: Collective trusts:

$164,876,565,709 $43,813,802,014

THE DCIOs

AMERICAN CENTURY INVESTMENTS

EuroPacific Growth: Target Date Retirement Series: Growth Fund of America: American Balanced: Washington Mutual Investors:

$81,909,569,149 $58,722,799,055 $42,715,521,453 $25,536,943,527 $17,978,098,836

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 53/111

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 14/42

NAPA BLACK BOOK 2017 | napa-net.org

19

THE DCIOs

NAPA FIRM PARTNERS

AQR CAPITAL MANAGEMENT LLC

BLACKROCK INC.

Greenwich, CT

New York, NY

KEY CONTACTS

KEY CONTACTS

Daniel Zelazny, (773) 840-6605, Daniel.Zelazny@aqr.com Sean De Lacy, (617) 895-2013, Sean.DeLacy@aqr.com Glenn Shirley, (203) 742-3772, Glenn.Shirley@aqr.com Ken Ebeling, (203) 742-6493, Ken.Ebeling@aqr.com Website AQRFunds.com

Sean Murray, (415) 717-0552, Sean.Murray@BlackRock.com Website blackrock.com/dc

FIRM PROFILE

FIRM PROFILE AQR takes a systematic, research-driven approach, applying quantitative tools to process fundamental information and manage risk. Our clients include institutional investors, such as pension funds, defined contribution plans, insurance companies, endowments, foundations, family offices and sovereign wealth funds, as well as RIAs, private banks and financial advisors.

Investment decisions across all funds are made using a series of global asset allocation, arbitrage, and security selection models, and are implemented using proprietary trading and risk-management systems. Both the traditional benchmark and market-neutral strategies are managed by the same portfolio teams and driven by the same underlying research.

PRIMARY MARKET(S) SERVED Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$195,000,000,000 $5,000,000,000

14.1% 40.3% 45.6%

Asset Allocation Funds

Top 5 Funds by DC Assets $670,000,000 $450,000,000 $330,000,000 $230,000,000 $100,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/ Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 5/20

NAPA NET THE MAGAZINE

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$5,689,273,000,000 $791,464,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

7% 42% 51%

• BlackRock LifePath® Target Date Funds • BlackRock Target Allocation Funds

1.

2.

3.

4.

5.

Equity Index: Target Date Funds: Fixed Income Index: Fixed Income Active: Equity Active:

$474,950,000,000 $181,277,000,000 $66,383,000,000 $26,815,000,000 $13,235,000,000

ADVISOR SUPPORT SERVICES

• Global Risk Parity • Diversifying Strategies Portfolio

20

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

Top 5 Funds by DC Assets

Mutual funds: Collective trusts: Separate accounts:

AQR Emerging Equities CIT: AQR International Equity CIT: AQR Global Risk Parity CIT: AQR Global Equity CIT: AQR International Enhanced Equity CIT:

PRIMARY MARKET(S) SERVED

Asset Allocation Funds

DCIO Assets Breakdown (%)

1.

2.

3.

4.

5.

BlackRock's dedicated Defined Contribution team is a partner to plan sponsors and advisors, with the experience and resources to help you build better investment menus and evaluate and enhance plans.

Visit BlackRock.com/DC to learn more about our DC investment strategies, thought leadership and value add programs.

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 18/142

NAPA FIRM PARTNERS

COHEN & STEERS

Chicago, IL

New York, NY

KEY CONTACTS

KEY CONTACTS

Chris Barlow, (312) 519-1238, christopher.barlow@bmo.com Mark Bryant, (312) 852-6242, jmark.bryant@bmo.com Susan Gibbs, (312) 461-2230, susan.gibbs@bmo.com Website bmo.com/gam

Ryan Grealy, (212) 478-4477, rgrealy@cohenandsteers.com Website cohenandsteers.com

FIRM PROFILE BMO Global Asset Management is a top 100 global asset manager with $246.4 billion in AUM and clients in over 14 countries. We believe better conversations result in better outcomes and provide actionable ideas; access to our investment professionals; and easy-to-use tools and content to enhance your client conversations.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$246,386,329,491 $2,855,000,000

Asset Allocation Funds BMO Target Retirement Funds: • BMO In-Retirement Fund • BMO Target Retirement 2015 Fund • BMO Target Retirement 2020 Fund • BMO Target Retirement 2025 Fund • BMO Target Retirement 2030 Fund • BMO Target Retirement 2035 Fund • BMO Target Retirement 2040 Fund • BMO Target Retirement 2045 Fund • BMO Target Retirement 2050 Fund • BMO Target Retirement 2055 Fund

THE DCIOs

BMO GLOBAL ASSET MANAGEMENT

FIRM PROFILE Company bio.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$60,437,000,000 $3,215,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

84% 2% 12%

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

C&S Institutional Realty Shares C&S Realty Shares C&S Real Estate Securities C&S Institutional Global Realty Shares C&S Preferred Securities & Income Fund

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 3/17

BMO Target Risk Funds: • BMO Aggressive Allocation Fund • BMO Balanced Allocation Fund • BMO Conservative Allocation Fund • BMO Growth Allocation Fund • BMO Moderate Allocation Fund

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

BMO Target Risk Funds BMO Target Date Retirement Funds BMO TCH Core Plus Bond BMO Pyrford International Equity BMO Large Cap Growth

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 2/6 NAPA BLACK BOOK 2017 | napa-net.org

21

THE DCIOs

NAPA FIRM PARTNERS

COLUMBIA THREADNEEDLE INVESTMENTS

FEDERATED INVESTORS

Boston, MA

Pittsburgh, PA

KEY CONTACTS

KEY CONTACTS

Dan Steele, (617) 912-2230, daniel.steele@columbiathreadneedle.com DCIO National Sales Desk, (877) 894-3592 Website columbiathreadneedleus.com

Steve Cronin, (617) 448-1173, scronin@federatedinv.com Michael Bappert, (412) 288-6734, mbappert@federatedinv.com Website FederatedInvestors.com

FIRM PROFILE

FIRM PROFILE

Better insights and better decisions equal better outcomes. Managing $473 billion in 19 countries, our talented investment teams work together to foster a culture of diversity, idea exchange and debate to deliver investment strategies and solutions to meet the needs of our clients. Partnering with this experienced group of investment professionals, our DCIO team brings deep industry knowledge and a unique tool set that can help advisors position themselves to win in this hyper-competitive market.

Federated Investors, Inc. is a leading global investment manager, with $363 billion assets under management as of 9/30/17. Federated was founded over 60 years ago with the belief that doing business the right way over time presents the best opportunity for future growth. Through countless market cycles, Federated has been dedicated to meeting the diverse needs of institutions, financial advisors and their clients with discipline and innovation, stability and forward thinking, consistently employing the highest standards of fiduciary responsibility. Our investment experience spans domestic and international equity, fixed-income, alternative and money market strategies distributed through a worldwide network.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

PRIMARY MARKET(S) SERVED $473,000,000,000 $28,000,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts: Stable value:

80% 5% 5% 10%

Asset Allocation Funds • Columbia Adaptive Risk Allocation Fund • Columbia Balanced Fund • Columbia Capital Allocation Conservative Portfolio • Columbia Capital Allocation Moderate Conservative Portfolio • Columbia Capital Allocation Moderate Portfolio • Columbia Capital Allocation Moderate Aggressive Portfolio • Columbia Capital Allocation Aggressive Portfolio

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Columbia Dividend Income Columbia Contrarian Core Columbia Mid Cap Index Columbia Small Cap Index Columbia Acorn

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 6/70

22

NAPA NET THE MAGAZINE

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$360,390,000,000 $437,020,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts: Other:

82% 10% 2% 6%

Asset Allocation Funds • Capital Income Fund • Global Allocations Fund • MDT Balanced Fund

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Federated Strategic Value Dividend Fund: Federated Total Return Bond Fund: Federated Government Obligations Fund: Federated Institutional High Yield Bond Fund: Federated Kaufmann Fund:

$7,074,000,000 $3,659,000,000 $3,408 ,000,000 $3,285,000,000 $2,680,000,000

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 7/60

NAPA FIRM PARTNERS

FRANKLIN TEMPLETON INVESTMENTS

Smithfield, RI

San Mateo, CA

KEY CONTACTS

KEY CONTACTS

Derek Wallen, 1-800-343-1492, Derek.Wallen@fmr.com Website institutional.fidelity.com

Jason Colarossi, (727) 299-7150, jason.colarossi@franklintempleton.com Website Franklintempleton.com

FIRM PROFILE

FIRM PROFILE

Fidelity Institutional Asset Management® is a leading provider of investment management and retirement services to defined contribution professionals nationwide, supporting advisors, recordkeepers, third-party administrators and plan sponsors in a collective effort to help participants achieve better retirement outcomes. As a retirement leader, Fidelity has deep knowledge of plans and participant behaviors. The firm combines this knowledge with a legacy of asset management, 62 percent of Fidelity's $2.3 trillion in managed assets are retirement assets as of June 2017, to become a key manager in the investment-only arena with about $77.5 billion in total DCIO assets.

At Franklin Templeton Investments, we're dedicated to one goal; delivering exceptional asset management for our shareholders. By bringing together multiple, world-class investment teams in a single firm, we're able to offer specialized expertise across styles and asset classes, all supported by the strength and resources of one of the world's largest asset managers..

PRIMARY MARKET(S) SERVED

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$417,000,000,000 $43,700,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Money market: Separate accounts: Stable value:

93.5% 2% 0.5% 3.5% 0.5%

• Fidelity Advisor Freedom Funds • Fidelity Advisor Asset Manager Funds • Fidelity Advisor Balanced Fund • Fidelity Freedom Index Funds *Includes multiple share classes

Top 5 Funds by DC Assets Fidelity Contrafund: Fidelity 500 Index: Fidelity Advisor Total Bond: Fidelity Advisor Freedom: FA New Insights:

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Plans Served by Type As of 6/30/17

Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

342,468 2,376 165 62,247

$742,836,451,924 $34,412,685,913

DCIO Assets Breakdown (%) Mutual funds: Collective trusts:

90% 10%

Asset Allocation Funds • Franklin LifeSmart Retirement Target Funds (2020, 2025, 2030, 2035, 2040, 2045, 2050 & 2055) • Franklin Balanced Fund • Franklin Conservative, Moderate & Growth Allocation Funds • Franklin Corefolio Allocation Fund • Franklin Global Balanced Fund • Franklin Founding Funds Allocation Fund • Franklin LifeSmart Retirement Income Fund

Asset Allocation Funds

1.

2.

3.

4.

5.

PRIMARY MARKET(S) SERVED

401(k): 403(b): 457: Other:

Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million)

THE DCIOs

FIDELITY INSTITUTIONAL ASSET MANAGEMENT

$7,608,381,431 $2,052,072,778 $1,696,876,639 $1,197,704,853 $1,164,713,929

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 9/0

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Templeton Global Bond Fund: Templeton Foreign Fund: Franklin Growth Fund: Mutual Global Discovery Fund: TIF Foreign Equity Series:

$5,800,000,000 $5,300,000,000 $2,600,000,000 $2,300,000,000 $2,100,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 7/100 NAPA BLACK BOOK 2017 | napa-net.org

23

THE DCIOs

NAPA FIRM PARTNERS

GALLIARD CAPITAL MANAGEMENT

J.P. MORGAN ASSET MANAGEMENT

Minneapolis, MN

New York, NY

KEY CONTACTS

KEY CONTACTS

Linh Buoen, (612) 667-1160, linh.t.buoen@galliard.com Mike Norman, (612) 667-3219, michael.d.norman@galliard.com Website galliard.com

Michael Miller, (727) 204-7825, Michael.d.miller2@jpmorgan.com Christopher Daley, (508) 717-5751, Christopher.g.daley@jpmorgan.com Website jpmorganfunds.com

FIRM PROFILE

FIRM PROFILE

Galliard was founded in 1995 as a wholly-owned, independently operated subsidiary of Wells Fargo Bank N.A. Headquartered in Minneapolis, we focus exclusively on providing fixed income and stable value management services to institutional investors.

Our mission is to be our clients’ premier partner in helping individuals achieve a successful retirement. We believe in consultative relationships that approach client challenges and goals with an integrated perspective and unique understanding of the interplay between investments, plan design, administration and communications. We offer our proprietary target date fund suite along with a broad DC investment suite that seeks to deliver better investment outcomes by accessing the investment insights and intellectual capital of J.P. Morgan Asset Management.

We currently manage investment portfolios for over 240 institutional clients including corporate retirement/benefit plans, operating funds, insurance reserves, foundations and endowments, healthcare funds, Taft Hartley plans and public entities.

Our team work closely with our clients to customize solutions for their investments needs with our conservative approach to money management.

Since our firm's inception, we have been committed to deliver consistent investment performance and exceptional client service.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

8,857 168 2 106

Stable value: Other:

87% 13%

Top Funds by DC Assets Wells Fargo Stable Return Fund: Managed Income Fund:

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$185,944,206,563 $182,750,684,953

Mutual funds: Collective trusts: Separate accounts: Stable value: Money market:

$28,247,357,486.04 $3,243,510,782.99

ADVISOR SUPPORT SERVICES Compliance Support, Plan Benchmarking, Training for DC Plan Sales/ Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): N/A

• SmartRetirement • SmartRetirement Blend • Investor Funds • Additional Balanced Funds

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

JPM SmartRetirement: Mid Cap Value: Large Cap Growth: Equity Income: US Equity Fund:

$47,303,683,427 $9,130,962,453 $5,616,960,514 $4,372,019,781 $4,113,856,603

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 23/90

24

NAPA NET THE MAGAZINE

53% 31% 8% 5% 3%

Asset Allocation Funds $93,081,466,526.48 $81,030,633,051.99

DCIO Assets Breakdown (%)

1.

2.

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

DCIO Assets Breakdown (%)

ASSETS MANAGED Plans Served by Type As of 6/30/17 401(k): 457: Defined Benefit (Traditional): Other:

PRIMARY MARKET(S) SERVED

NAPA FIRM PARTNERS

THE DCIOs

JANUS HENDERSON INVESTORS

JOHN HANCOCK INVESTMENTS

Denver, CO

Boston, MA

KEY CONTACTS

KEY CONTACTS

Kevin Neuhart, (303) 336-7928, kevin.neuhart@janushenderson.com Ann Bayles, (303) 394-7620, ann.bayles@janushenderson.com Website janushenderson.com

Aaron Esker, (617) 663-4281, aesker@jhancock.com Website jhinvestments.com

FIRM PROFILE

John Hancock has helped individuals and institutions build and protect wealth since 1862. Today, we are one of the strongest and mostrecognized financial brands. We serve investors globally through a unique multimanager approach: We search the world to find proven portfolio teams with specialized expertise for every strategy we offer, then we apply robust investment oversight to ensure they continue to meet our uncompromising standards and serve the best interests of our shareholders. Our approach to asset management has led to a diverse set of investments deeply rooted in investor needs, along with strong risk-adjusted returns across asset classes.

FIRM PROFILE

Formed in 2017 from the merger between Janus Capital Group and Henderson Group, Janus Henderson is committed to adding value through active management. For us, active is more than our investment approach – it is the way we translate ideas into action, how we communicate our views and the partnerships we build in order to create the best outcomes for clients. As a leading global manager, we offer actively managed solutions to meet diverse investment goals and seek to deliver exceptional service to our clients.

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Plans Served by Type As of 6/30/17 Defined Benefit (Traditional):

Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

120

$201,589,059,578 $25,867,846,428

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$144,734,498,887 $12,282,555,615

DCIO Assets Breakdown (%) Mutual funds:

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

94% 4% 2%

Asset Allocation Funds • Janus Henderson Balanced Fund

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Janus Henderson Enterprise Fund: Janus Henderson Balanced Fund: Janus Henderson Triton Fund: Janus Henderson Flexible Bond Fund: Perkins Small Cap Value Fund:

$6,386,462,188 $4,670,704,567 $4,043,951,314 $1,912,899,284 $995,943,654

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 6/48

100%

Asset Allocation Funds • Multi-Index Lifetime (2010, 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055 & 2060) • Multi-Index Income Preservation • Multi-Index Preservation (2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055 & 2060) • Multi-Index Lifestyle (Aggressive, Balanced, Conservative, Growth & Moderate) • Multimanager Multimanager (2010, 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055 & 2060) • Multimanager Lifestyle (Aggressive, Balanced, Conservative, Growth & Moderate)

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Disciplined Value Mid Cap: Disciplined Value: Global Absolute Return Strategy: Income: Bond:

$4,108,047,597 $ 3,707,905,530 $824,170,832 $552,020,683 $370,156,645

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 7/58

NAPA BLACK BOOK 2017 | napa-net.org

25

THE DCIOs

NAPA FIRM PARTNERS

MANNING & NAPIER ADVISORS, LLC

MASSMUTUAL FUNDS

Fairport, NY

Enfield, CT

KEY CONTACTS

KEY CONTACTS

Shelby George, (585) 325-6880, sgeorge@manning-napier.com Website manning-napier.com

John Hipsher, (704) 238-7901, JHipsher@massmutual.com Jon Matta, (216) 702-4048, JMatta26@massmutual.com Rob Olszewski, (857) 753-9872, Rolszewski@massmutual.com Paul Webb, (617) 695-4433, PWebb@massmutual.com Website MassMutualFunds.com

FIRM PROFILE With more than 45 years of experience, Manning & Napier and its affiliates provide equity, non-U.S. equity, fixed income, multi-asset class, multiple manager, and ETF-based investment solutions. Our mission is to help our clients meet their investment goals by providing a variety of asset management services, and confidentially managing each portfolio according to specific client investment objectives.

FIRM PROFILE MassMutual Funds feature a collection of specialized and proven investment managers selected through rigorous research and carefully managed to ensure discipline and focus on long-term results and client outcomes. These managers are specialists in their investment styles and enable us to offer unique products and manager combinations including award-winning funds and strategies you can't get into anywhere else. Put our experience, discipline and long-term focus to work for your clients.

PRIMARY MARKET(S) SERVED Mid ($10 - $100 million), Large ($100 - $250 million)

ASSETS MANAGED Plans Served by Type As of 6/30/17 401(k): 403(b): Cash Balance: Defined Benefit (Traditional):

Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

126 1 73 131 $27,075,531,907 $6,368,827,730

Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$41,027,000 $17,300,000

DCIO Assets Breakdown (%)

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

PRIMARY MARKET(S) SERVED

34.82% 32.09% 33.09%

Mutual funds: Stable value:

25% 75%

Asset Allocation Funds • MassMutual RetireSMART Funds

Asset Allocation Funds • Manning & Napier Fund, Inc. Pro-Blend® Series (Maximum Term, Extended Term, Moderate Term & Conservative Term) • Manning & Napier Fund, Inc. Target Series (Income, 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055 & 2060) • Manning & Napier Fund, Inc. Pro-Mix® CIT Funds (Maximum Term, Extended Term, Moderate Term & Conservative Term) • Manning & Napier Retirement Target CIT Funds (Income, 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055 & 2060)

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Pro-Blend® Moderate Term Series: Pro-Mix® Moderate Term CIT Fund: Pro-Mix® Extended Term CIT Fund: Retirement Target 2030 CIT Fund: Pro-Blend® Conservative Term Series:

$452,265,682 $362,588,708 $292,287,435 $278,210,488 $273,338,693

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 5/8 26

NAPA NET THE MAGAZINE

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Select Mid Cap Growth Fund: MM S&P 500 Index Fund: Select Blue Chip Growth Fund: Select Fundamental Value Fund: Premier Core Bond Fund:

$4,987,495,000 $3,240,623,000 $2,168,219,000 $1,225,273,000 $1,216,672,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 5/0

NAPA FIRM PARTNERS

MORLEY CAPITAL MANAGEMENT, INC.

Boston, MA

Portland, OR

KEY CONTACTS

KEY CONTACTS

Sean Kenney, (617) 954-5653, SMKenney@mfs.com Website mfs.com

Bill Gardner, (503) 484-9313, Gardner.Bill.F@morley.com Jim Pondel, (312) 541-4077, Pondel.Jim@morley.com Brett Okamoto, (503) 484-9360, Okamoto.Brett@morley.com Website morley.com

FIRM PROFILE For more than 90 years, MFS has actively managed investments — around the globe, across asset classes and through changing environments.

Through time, we have kept our long-term perspective and cultivated MFS Active IntelligenceSM — our robust investment platform founded on integrated research, fortified by collaborative thinking, supported by active risk management and dedicated to effective decision-making.

PRIMARY MARKET(S) SERVED

$461,000,000,000 $60,820,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts:

90% 6% 4%

Asset Allocation Funds • MFS Lifetime Funds (Income, 2020, 2025, 2030, 2035, 2040, 2045, 2050, 2055, 2060) • MFS Aggressive Growth Allocation Fund • MFS Growth Allocation Fund • MFS Moderate Allocation Fund • MFS Conservative Allocation Fund

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

MFS Value Fund: MFS International Value Fund: MFS Growth Fund: MFS Mid Cap Growth Fund: MFS Growth Fund:

FIRM PROFILE Morley Capital Management was founded in 1982. Since then, we have focused almost exclusively on managing capital preservation assets for our institutional clients. As of June 30, 2017, we manage over $17 billion in assets.

Our mission is to design and construct capital preservation strategies to help investors achieve retirement and income goals. What separates us from others is our:

Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

THE DCIOs

MFS INVESTMENT MANAGEMENT

$15,109,000,000 $5,809,000,000 $3,924,000,000 $2,798,000,000 $2,077,000,000

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 9/86

• • • • •

Dedicated focus on managing capital preservation assets for over 35 years Empirically supported proprietary portfolio optimization model Diversified investment strategies blending complementary sources of alpha generation Consistent, conservative investment philosophy and process Seasoned investment and service teams collaborating to ensure a distinct client experience

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Plans Served by Type As of 6/30/17 401(k): 457: Defined Benefit (Traditional): Money Purchase: Other:

Total AUM As of 6/30/17:

11,541 101 4 79 228

$17,304,000,000

Top Funds by DC Assets 1.

2.

Morley Stable Value Fund: Principal Stable Value Fund:

$7,720,000,000 $4,380,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, Compliance Support, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 7/0

NAPA BLACK BOOK 2017 | napa-net.org

27

THE DCIOs

NAPA FIRM PARTNERS

NATIXIS INVESTMENT MANAGERS

NEUBERGER BERMAN

Boston, MA

New York, NY

KEY CONTACTS

KEY CONTACTS

Matthew Garzone, (617) 449-2509, matthew.garzone@natixis.com James Dolan, (617) 449-2612, james.dolan@natixis.com Website natixis.com

Michelle Rappa, (212) 476-5575, Michelle.Rappa@nb.com Christopher Walker, (214) 775-4675, Christopher.Walker@nb.com Website nb.com

FIRM PROFILE

FIRM PROFILE

Natixis Investment Managers serves financial professionals with more insightful ways to construct portfolios. Powered by the expertise of our multi-affiliate model, we apply Active ThinkingSM to deliver proactive solutions that help clients pursue better outcomes in all markets. Natixis ranks among the world’s largest asset management firms. co

Neuberger Berman is a private, independent, employee-controlled investment manager. Our firm manages equities, fixed income, private equity and hedge fund portfolios for global institutions, advisors and individuals. Tenured, stable and long-term in focus, our firm fosters an investment culture of fundamental research and independent thinking.

Whether we are sharing thought leadership or creating customized solutions, our mission is to partner with our clients to achieve their unique investment objectives. From Defined Contribution to pension plans, multi-asset or single strategies, our singular focus on asset management reinforces our alignment with the interests of our clients.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$220,000,000,000 $34,800,000,000

DCIO Assets Breakdown (%) Mutual Funds: CIT: Separate Account:

89% 10% 1%

Asset Allocation Funds • Natixis Sustainable Future Target Date Series

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Oakmark International: Oakmark Equity and Income: Loomis Sayles Core PLus: Loomis Sayles Growth: Oakmark Fund:

ADVISOR SUPPORT SERVICES

28

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$270,728,000,000 $18,351,000,000

DCIO Assets Breakdown (%) Mutual funds: Separate accounts: Other:

55% 43% 2%

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Genesis Fund: Socially Responsive Fund: High Income Bond Fund: Mid Cap Growth Fund: Strategic Income Fund:

$6,403,000,000 $1,122,000,000 $853,000,000 $467,000,000 $305,000,000

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/ Service, Investment Committee Meetings

ADVISOR SUPPORT SERVICES

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 5/37

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 5/25

NAPA NET THE MAGAZINE

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional

NAPA FIRM PARTNERS

THE DCIOs

NEW YORK LIFE

NUVEEN

Jersey City, NJ

New York, NY

KEY CONTACTS

KEY CONTACTS

Kevin Mansfield, (201) 685-6380, kevin_mansfield@newyorklife.com Jeff Budd, (201) 685-6189, jeff_budd@newyorklife.com Website nylinvestments.com/dcio stablevalueinvestments.com

Brendan McCarthy, (617) 308-8309, brendan.mccarthy@nuveen.com Peter Whitman, (617) 571-3725, peter.whitman@nuveen.com Robert Wood, (704) 988-3105, robert.wood@nuveen.com Website nuveen.com/retirement

FIRM PROFILE

FIRM PROFILE

New York Life was founded in 1845 and is the largest mutual life insurance company in the United States. New York Life Stable Value Investments has been providing stable value solutions for more than 35 years. We also offer due diligence tools, and one-on-one support to assist in the navigation and the development of prudent fiduciary practices for the capital preservation asset class. MainStay Investments has a multi-boutique structure, and each MainStay boutique has its own unique focus, process and philosophy.

While MainStay boutiques are autonomous and independent, they all share a long-term perspective, a focus on quality, and a commitment to excellence.

Nuveen, the asset management arm of TIAA, provides innovative investment strategies and solutions, across all asset classes including active and index target-date funds, direct real estate and socially responsible investment strategies. Our dedicated DCIO team helps clients build bestin-class retirement plan programs and offers research-based and fieldtested tools, as well as, ongoing, consultative support. With $929 billion in assets under management as of 6/30/17 and a nearly 100-year heritage in the defined contribution market, Nuveen has deep experience to help plan sponsors, along with their consultants and advisors, meet retirement challenges.

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$534,000,000,000 $22,720,000,000

DCIO Assets Breakdown (%)

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

MainStay Large Cap Growth: NYL Guaranteed Interest Account: NYL Anchor Account: MainStay High Yield Corporate Bond Fund: MainStay S&P 500 Index Fund:

$928,780,100,595 $458,007,067,747

$9,000,000,000 $4,600,000,000 $4,600,000,000 $1,000,000,000 $760,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Retirement Plan Advisors and Institutional Consultants, Objective and Robust Stable Value Due Diligence Tools and Reporting, Investment Policy Statement (IPS) Support, Compliance Support, Plan Benchmarking, Training for DC Plan Sales/ Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 8/0

Mutual funds: Collective trusts: Separate accounts:

90% 4% 6%

Asset Allocation Funds • Target-date funds: TIAA-CREF Lifecycle Funds, TIAA-CREF Lifecycle Index Funds • Target-risk funds: TIAA-CREF Lifestyle Funds

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

TIAA-CREF Lifecycle Funds (Active & Index) TIAA-CREF International Equity Index Fund TIAA-CREF Mid-Cap Value Fund Nuveen Real Estate Securities Fund TIAA-CREF Large-Cap Value Fund

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 12/82

NAPA BLACK BOOK 2017 | napa-net.org

29

THE DCIOs

NAPA FIRM PARTNERS

PIMCO

PRINCIPAL GLOBAL INVESTORS

Newport Beach, CA

Des Moines, IA

KEY CONTACTS

KEY CONTACTS

Jamie Bentley, (312) 972-1176, James.Bentley@pimco.com Henry Kao, (949) 720-6855, Henry.Kao@pimco.com Website Pimco.com

Rob Logan, (515) 681-1159, Logan.Rob@principal.com Mitch Curtis, (515) 247-0761, Curtis.Mitch@principal.com Website PrincipalGlobal.com

FIRM PROFILE

FIRM PROFILE

PIMCO is one of the world’s premier fixed income investment managers.

With our launch in 1971, PIMCO introduced investors to total return fixed income investing. In the 45+ years since, we have continued to innovate on behalf of investors seeking best in class solutions. Our 2150+ employees, located around the globe, are united by a single purpose: creating opportunities for investors in every environment. PIMCO’s dedicated DC and solutions teams support retirement advisors through all phases of plan and investment design with the goal of delivering optimal, risk-managed investment solutions.

Established in 1879, Principal began managing retirement assets in 1941.

Today, Principal manages more than $629B of assets, which includes over $410B of assets managed by Principal Global Investors. Our commitment to the retirement plan services industry is unwavering. We understand the core issues facing retirement advisors, consultants and plan sponsors.

We are vested in your success and dedicated to providing insights and innovative products to help you and your clients reach their goals. Principal offers robust vehicle structures in a wide variety of DC investments as well as our LifeTime Target Date series all dedicated to enhancing retirement outcomes.

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

$1,615,965,000,000 $112,146,019,563

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Separate accounts: Stable value:

64% 2% 16% 18%

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

$410,400,000,000 $13,811,000,000

DCIO Assets Breakdown (%) Mutual funds: Collective trusts: Stable value:

85% 13% 2%

Asset Allocation Funds

Asset Allocation Funds

• PIMCO RealPath Funds • PIMCO RealPath Blend Funds • PIMCO All Asset Fund • PIMCO All Asset All Authority Fund

• Principal LifeTime Target Date Series • Principal Strategic Asset Management (SAM) Portfolios • Principal Global Diversified Income • Principal Diversified Real Asset • Principal Multi-Manager Long/Short • Principal Global Multi-Strategy

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

PIMCO Total Return: Moderate Duration: Inflation Linked: Income: All Asset:

$52,143,000,000 $12,141,200,000 $8,334,600,000 $8,204,300,000 $6,542,600,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 8/62

Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Principal MidCap Fund: Principal LifeTime Target Date Portfolios: Principal Large Cap Growth I: Principal Diversified Real Asset: Principal Real Estate Securities Fund:

$2,159,000,000 $1,881,000,000 $1,603,000,000 $1,428,000,000 $655,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 7/43

30

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

STREAMLINE PARTNERS

Hartford, CT

Boston, MA

KEY CONTACTS

KEY CONTACTS

Mike Domingos, (312) 521-6125, Michael.domingos@prudential.com Jason Tuscher, (312) 521-6178, Jason.Tuscher@Prudential.com Michael Knowling, (860) 534-2915, Michael.Knowling@Prudential.com Website prudential.com

Tim Hazo, (978) 499-0909, thazo@streamlineconsultingllc.com Mark Macomber, (678) 545-0809, mmacomber@streamlineconsultingllc.com John Gentry, (508) 404-3332, jgentry@streamlineconsultingllc.com Website streamlineconsultingllc.com

FIRM PROFILE Prudential Financial, Inc. (NYSE: PRU), a financial services leader with more than $1 trillion of assets under management as of September 30, 2017, has operations in the United States, Asia, Europe, and Latin America. Prudential’s diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management. In the U.S., Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century.

Prudential Retirement is a specialized unit of Prudential Financial and delivers retirement plan solutions for public, private, and non-profit organizations and their employees.

PRIMARY MARKET(S) SERVED Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Total AUM As of 6/30/17: Total DCIO Assets As of 6/30/17:

FIRM PROFILE Streamline Partners was formed to help undiscovered and underrepresented asset managers grow by using experienced industry consultants to jump-start and supplement their efforts as an alternative to hiring and managing additional employees. We provide distribution, strategy, development and marketing services.

Our seasoned institutional sales and consultant relationship managers, average over 20 years of experience, are accomplished at raising assets.

We built relationships top down and ground up focusing on Defined Contribution/ Defined Benefit, Consultants, TAMPS, Platform Research Teams, RIA's, Sub-Advisory and Banks. We are highly skilled at identifying new business opportunities and successfully placing a wide spectrum of financial products.

PRIMARY MARKET(S) SERVED $214,731,080,464 $14,100,268,173

DCIO Assets Breakdown (%) Money Market: .01% Mutual Funds: 7.31% Separate Accounts: 10.77% Stable Value: 77.43% Other: 4.47%

Asset Allocation Funds Our Lead asset allocation offerings are Prudential's DayOne Target Date Funds and our GoalMaker program. We also support most 3rd party Target Date Fund offerings.

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC): 20

THE DCIOs

PRUDENTIAL RETIREMENT

Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED DCIO Assets Breakdown (%) Collective trusts: Stable value:

100% 10%

Asset Allocation Funds The Callan GlidePath Funds. We believe these open architecture (no proprietary funds) with active and passive sleeves and an institutional low fee are one of the best, if not the best Target Date Funds in the industry. The 9+ year track record is proof.

We have numerous tools and research to help support the advisor community including the very popular, Callan Defined Contribution Survey and our extensive TDF proprietary database.

Top Funds by DC Assets 1.

2.

3.

Callan GlidePath Funds (TDF): FCM Preservation Funds (Stable Value): DSM Capital Large Cap Growth:

$600,000,000 $2,300,000,000 $5,000,000,000

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 4/0

NAPA BLACK BOOK 2017 | napa-net.org

31

THE DCIOs

NAPA FIRM PARTNERS

THORNBURG INVESTMENT MANAGEMENT Santa Fe, NM

KEY CONTACTS Christina Stauffer, (505) 467-7971, cstauffer@thornburg.com Website thornburg.com

FIRM PROFILE Thornburg Investment Management is a privately owned global investment firm that offers a range of solutions for retail and institutional investors.

Founded in 1982 and headquartered in Santa Fe, New Mexico, we manage approximately $49 billion (as of June 30, 2017) across U.S. mutual funds, separate accounts for high-net-worth investors and institutional accounts, and UCITS funds for non-U.S. investors.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

ASSETS MANAGED Top 5 Funds by DC Assets 1.

2.

3.

4.

5.

Thornburg International Value Thornburg International Growth Thornburg Global Opportunities Thornburg Limited Term Income Thornburg Investment Income Builder

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking

NO. OF EXTERNAL WHOLESALERS (DC/RETAIL): 2/18

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NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

BANC OF CALIFORNIA KEY CONTACTS Beth Pillsbury, (949) 526-5815, beth.pillsbury@bancofcal.com Cameron Scheuplein, (949) 236-5372, cameron.scheuplein@bancofcal.com Tim Sedabres, (949) 236-5404, tim.sedabres@bancofcal.com Website bancofcal.com/MDA

CARILLON FUND DISTRIBUTORS, INC.

Needham, MA

FORMERLY EAGLE FUND DISTRIBUTORS, INC.

St. Petersburg, FL

KEY CONTACTS William Wise, (781) 400-2865, wwise@investbcm.com Ryan Allessio, (781) 400-2864, rallessio@investbcm.com Website investBCM.com

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total DCIO Assets As of 6/30/17: $435,000,000

100%

Top Funds by DC Assets 1.

Banc Master Deposit Account (MDA) B 2.

Banc Master Deposit Account (MDA) A 3.

Banc Master Deposit Account (MDA) C 4.

Banc Master Deposit Account (MDA) Z

FIRM PROFILE Beaumont Capital Management (BCM) delivers rules-based growth strategies to financial professionals, institutions and retirement plans.

Our growth strategies, and the TDFs we subadvise are built with long-only, low-cost ETFs. Unlike most TDFs, our strategies have defensive capabilities that seek to meet investors’ varying needs and risk tolerances. We focus our business activities and the execution of our strategies on providing both financial and emotional sustainability to clients.

We are all human. We all have emotions.

Emotions do not belong in the investment decision making process. We created rules-based processes to make the buy and sell decisions for our clients, so they don’t have to.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million) ASSETS MANAGED Total AUM As of 9/30/17: $4,000,000,000 ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Target-Date Evaluation Tools, Investment Committee Meetings, Full Internal Support Team, Robust Marketing, National Account Support NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 9/9

KEY CONTACTS Jay Natkow, (727) 403-3869, jay.natkow@carillontower.com Justin Beltran, (727) 573-3870, justin.beltran@carillontower.com Courtney Dawson, (727) 573-3871, courtney.dawson@carillontower.com Website eagleasset.com FIRM PROFILE Carillon Fund Distributors has a dedicated team that focuses on the Defined ContributionInvestment Only (DCIO) marketplace and distributes high-end boutique products that specialize in asset classes that many consider critical to the average 401(k) participant focusing on the capacity-constrained or performancechallenged areas of small and midcap growth.

Additionally, Carillon offers niche products in the large growth, large value and foreign large blend asset classes.

DCIO LISTINGS

FIRM PROFILE Banc of California (NYSE: BANC) is a $10 billion financial holding company headquartered in Santa Ana, has 30+ locations in California, and is the only midsize bank focused exclusively on California.

Banc of California is recognized by Forbes Magazine as one of America's Best Banks, and is the largest independent bank in California with an "Outstanding" rating for community development.

DCIO Assets Breakdown (%) Money Market:

BEAUMONT CAPITAL MANAGEMENT (BCM)

ADDITIONAL

Santa Ana, CA

*AUM below includes affiliates Eagle Asset Management, Inc. ($28.6 billion), Eagle Asset Management's wholly owned subsidiary Eagle Boston Investment Management, Inc. ($0.9 billion), ClariVest Asset Management LLC ($5.5 billion) and Cougar Global Investments LTD ($1.0 billion).

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $36,000,000,000 Top Funds by DC Assets 1.

Small Cap Growth Fund 2.

Mid Cap Growth Fund ADVISOR/SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Investment Committee Meetings NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 3/20

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33

ADDITIONAL

DCIO LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

DELAWARE FUNDS BY MACQUARIE

DIMENSIONAL FUND ADVISORS

MACQUARIE INVESTMENT MANAGEMENT

Austin, TX

Philadelphia, PA

FIRM PROFILE Macquarie Investment Management is a global asset manager with offices throughout the US, Europe, Asia, and Australia. In the US, retail investors recognize our Delaware FundsSM

by Macquarie as one of the longest-standing mutual fund families, with more than 75 years in existence.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $238,359,000,000 Total DCIO Assets As of 6/30/17: $8,700,000,000

86% 14%

Top 5 Funds by DC Assets 1.

Delaware Value Fund: $2,049,929,385 2.

Delaware Small Cap Value Fund: $1,836,420,012 3.

Delaware U.S. Growth Fund: $963,193,522 4.

Delaware Diversified Income Fund: $521,412,234 5.

Delaware Small Cap Core Fund: $392,143,554

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 5/35

FIRM PROFILE Dimensional is a global investment manager dedicated to implementing the great ideas in finance. Founded in 1981, we have a long history of applying academic research to practical investing. Today, we offer a full range of equity and fixed income strategies designed to target higher expected returns. We regard the assets we manage as more than just shares in a portfolio.

The money represents the savings, sacrifice, and dreams that investors have entrusted to us. We take this responsibility seriously..

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $518,126,887,597 Total DCIO Assets As of 6/30/17: $52,170,000,000

Asset Allocation Funds • Delaware Wealth Builder • Delaware Foundation Conservative Allocation Fund • Delaware Foundation Moderate Allocation Fund

ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors

DCIO Assets Breakdown (%) Mutual funds:

NAPA NET THE MAGAZINE

KEY CONTACTS Craig Lombardi, (202) 330-3307, clombardi@icmarc.org Forrest Wilson, (844) 703-5509, fwilson@icmarc.org Ed DeMarino, (617) 314-6697, EDeMarino@icmarc.org Website icmarc.org FIRM PROFILE Founded in 1972, ICMA-RC is a non-profit financial services corporation focused on serving local and state government retirement plans. ICMA-RC's mission is to help build retirement security for public sector employees.

As of September 30, 2017, we provided plan administration services for more than 9,700 public sector plans with more than 1.3 million participant accounts and more than $52 billion in assets under management and administration.

ICMA-RC makes available a stable value strategy, the VT PLUS Fund, along with targetdate Milestone Funds, target-risk Model Portfolio Funds, and equity and fixed-income collective investment trusts (CITs).

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million)

100%

Asset Allocation Funds • Global Allocation 60/40 Portfolio (I) • Global Allocation 60/40 Portfolio (R2) • Global Allocation 25/75 Portfolio (I) • Global Allocation 25/75 Portfolio (R2) Top 5 Funds by DC Assets 1.

US Small Cap Portfolio: $5,758,000,000 2.

US Targeted Value Portfolio: $4,787,000,000 3.

US Large Cap Value Portfolio: $3,991,000,000 4.

Emerging Markets Core Equity Portfolio: $3,384,000,000 5.

US Small Cap Value Portfolio: $3,301,000,000 ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings NO. OF EXTERNAL WHOLESALERS (DC/Retail): 4/0

34

Washington, DC

KEY CONTACTS Tim Kohn, (512) 306-4939, tim.kohn@dimensional.com Website dimensional.com

KEY CONTACTS Jamie Fox, (215) 255-1330, jamie.fox@macquarie.com Jack Fatica, (215) 255-8880, jack.fatica@macquaire.com Website delawarefunds.com

DCIO Assets Breakdown (%) Mutual funds: Collective trusts:

ICMA-RC

ASSETS MANAGED Plans Served by Type As of 6/30/17: 401(k): 46 457: 4795 Other: 2156 Total AUM As of 6/30/17: $34,200,000,000 Asset Allocation Funds • VT Vantagepoint Milestone Retirement Income (2010, 2015, 2020, 2025, 2030, 2035, 2040, 2045, 2050 & 2055) • VT Vantagepoint Model Portfolio Global Equity Growth • VT Vantagepoint Model Portfolio Long-Term Growth • VT Vantagepoint Model Portfolio Traditional Growth • VT Vantagepoint Model Portfolio Conservative Growth ADVISOR SUPPORT SERVICES External Wholesalers Focused on Institutional NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 3/0

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

RUSSELL INVESTMENTS

Jersey City, NJ

Seattle, WA

KEY CONTACTS Stephen Dopp, (201) 827-2311, sdopp@lordabbett.com Bret Contreras, (201) 827-2409, bcontreras@lordabbett.com Frank Castellvi, (201) 827-2479, fcastellvi@lordabbett.com Brian Roach, (201) 827-2946, broach@lordabbett.com Website lordabbett.com

KEY CONTACTS Andrew Scherer, (312) 780-7112, ascherer@russellinvestments.com Brandy Swift, (206) 505-2087, bswift@russellinvestments.com Website russellinvestments.com

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $149,032,328,156 Total DCIO Assets As of 6/30/17: $7,239,473,874 DCIO Asset Breakdown (%) Mutual funds: Collective trusts:

FIRM PROFILE Russell Investments is a global asset manager offering actively managed multi-asset portfolios and services including advice, investments, and implementation. We stand with institutional investors, financial advisors, and individuals working with their advisors—using our core capabilities that extend across capital market insights, manager research, asset allocation, portfolio implementation, and factor exposures to help each investor achieve their desired investment outcomes.

PRIMARY MARKET(S) SERVED Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $277,200,000,000 Total DCIO Assets As of 6/30/17: $9,200,000,000 DCIO Assets Breakdown (%) Mutual funds: Collective trusts:

99% 1%

Asset Allocation Funds • Multi-Asset Balanced Opportunity • Multi-Asset Income • Multi-Asset Global Opportunity • Multi-Asset Growth Top 5 Funds by DC Assets 1.

Short Duration Income: $1,416,508,914 2.

Developing Growth: $1,114,302,725 3.

Total Return: $813,915,037 4.

High Yield: $707,152,574 5.

Value Opportunities: $578,750,805 ADVISOR/SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Training for DC Plan Sales/ Service, Investment Committee Meetings

San Antonio, TX

20% 80%

Asset Allocation Funds • LifePoints Funds, Target Portfolio Series (mutual funds) • LifePoints Funds, Institutional Target Date Series (CIT) • Adaptive Retirement Accounts (customized managed account solution) Top 5 Funds by DC Assets 1.

Target Risk 2.

LifePoints Target Date 3.

Strategic Bond/Multi-Manager Bond 4.

International Developed Markets 5.

Emerging Markets ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

KEY CONTACTS Brian Bouchard, (401) 230-7982, Brian.Bouchard@USAA.com David Budka, (617) 366-9432, David.Budka@USAA.com Website advisor.usaa.com FIRM PROFILE With over 45 years of experience, our disciplined approach to managing money stems from our Military Values of Service, Loyalty, Honesty, and Integrity.

DCIO LISTINGS

FIRM PROFILE Lord Abbett has a singular focus on the management of money. We are an independent firm founded in 1929, and 100% of our operating revenues are derived from one activity the management of money providing us with a clear focus. Lord Abbett is dedicated to delivering superior long-term investment performance and a client experience that exceeds expectations.

Every day, we come to work intent on providing the highest level of investment expertise and service to our clients.

USAA INVESTMENT MANAGEMENT COMPANY

ADDITIONAL

LORD ABBETT & CO.

PRIMARY MARKET(S) SERVED Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $160,000,000,000 DCIO Asset Breakdown* (%) Mutual funds:

100%

Asset Allocation Funds • USAA Cornerstone Aggressive Fund • USAA Cornerstone Conservative Fund • USAA Cornerstone Equity Fund • USAA Cornerstone Moderate Fund • USAA Cornerstone Moderately Aggressive Fund • USAA Cornerstone Moderately Conservative Fund • USAA Target Retirement Income Fund • USAA Target Retirement 2020, 2030, 2040, 2050, 2060 Funds Top 5 Funds by DC Assets 1.

USAA Income Fund (URIFX) 2.

USAA International Fund (UIIFX) 3.

USAA Growth Fund (UIGRX) 4.

USAA Short Term Bond (URSBX) 5.

USAA NASDAQ-100 Index (URNQX) ADVISOR SUPPORT SERVICES External Wholesalers Focused on Advisors, Training for DC Plan Sales/Service, Investment Committee Meetings NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 2/1

NO. OF EXTERNAL WHOLESALERS (DC/Retail): 4/30

NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 4/60

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35

ADDITIONAL

DCIO LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

VIRTUS INVESTMENT PARTNERS Hartford, CT KEY CONTACTS Sharon Mossman, (816) 745-0491, Sharon.Mossman@virtus.com Matt Hamel, (860) 263-4889, Matthew.Hamel@virtus.com Website virtus.com FIRM PROFILE Virtus Investment Partners is a distinctive partnership of boutique investment managers singularly committed to the long-term success of individual and institutional investors. Virtus offers access to a variety of investment styles across multiple disciplines to meet a wide array of investor needs, and provides products and services through affiliated managers and select sub-advisers.

The full complement of product includes affiliated managers – Ceredex Value Advisors, Duff & Phelps Investment Management, Kayne Anderson Rudnick Investment Management, Newfleet Asset Management, Rampart Investment Management, Seix Investment Advisors, Silvant Capital Management and select sub-advisers, including Dimensional Fund Advisors, Vontobel Asset Management, WCM Investment Management.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (>$250 million) ASSETS MANAGED Total AUM As of 6/30/17: $88,589,000,000 Total DCIO Assets As of 6/30/17: $6,753,000,000 DCIO Asset Breakdown* (%) Mutual funds: 100% Asset Allocation Funds • Virtus Conservative Allocation Strategy • Virtus Growth Allocation Strategy • Virtus DFA Target Date Retirement Top 5 Funds by DC Assets 1.

Virtus Ceredex Large-Cap Value 2.

Virtus Ceredex Mid-Cap Value 3.

Virtus Vontobel Emering Markets Opportunities 4.

Virtus Seix Floating Rate High Income 5.

Virtus Ceredex Small-Cap Value ADVISOR/SUPPORT SERVICES External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings NO. OF EXTERNAL WHOLESALERS: (DC/Retail): 3/31

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NAPA NET THE MAGAZINE

Early registration closes on 12/31/2017, so visit the website today!

THE

RECORDKEEPERS Recordkeepers are perhaps in the strongest position of all providers, since they control the technology and, perphaps more importantly, the data that runs DC plans. However, consolidation continues to affect this segment of the market, leaving more power in the hands of fewer recordkeepers.

T

here is perhaps no partner component more integral to a smooth plan operation than those responsible for the establishment and maintenance of individual participant and plan records. And yet, arguably there is no partner component more pressed by increasing costs and an on-going need to upgrade and update their operations. This at a time when heightened scrutiny of long-standing practices such as revenue-sharing are placing even more pressure on income streams.

Not helping matters? That even the industry’s most ardent champions routinely refer to these crucial services as a “commodity.”

Consolidation has worked to the advantage of some providers, who have managed to broaden their target markets with key acquisitions. In some cases that has left a vacuum for those who now seek to specialize in particular markets, notably those serving smaller plans. And while the Labor Department’s fiduciary regulation primarily targeted advisor compensation, there’s little question that, like most regulations, it will also have an impact here.

Consolidation remains the order of the day — though for an industry that has ostensibly been roiled by consolidation of one form or another for at least 30 years now — a remarkably robust, though shrinking, roster of players remains, as attested by the pages that follow.

That said, things are quieter on the consolidation front this year, with only about a half dozen deals in 2016, and none the kind of “game changers” that dominated the headlines a year ago. Does that mean we’re done with recordkeeping consolidation? Hardly.

But as you can see on the pages that follow, there is still a robust number of options from which to choose.

— Nevin Adams

NAPA BLACK BOOK 2 017 | na p a - net .o rg

39

RECORDKEEPERS

JOHN HANCOCK RETIREMENT PLAN SERVICES

FIRM PROFILE John Hancock has over 150 years of financial services experience and is a division of Manulife Financial Corporation.

At John Hancock Retirement Plan Services, we know that no two participants are alike. They all have unique retirement goals and challenges.

That’s why we offer a diverse set of products, service options and programs that range from proven leadership and expertise in the TPA-focused small plan market, to solutions for very large plans including a total retirement outsourcing solution.

601 CONGRESS STREET BOSTON, MA 02210 jhrps.com KEY CONTACTS To find your local wholesaler, visit www.buildyour401kbusiness.com

SUPPORT SERVICES

PRIMARY MARKET(S) SERVED Micro (< $1 million) Small ($1 - $10 million) Mid ($10 - $100 million) Large ($100 - $250 million) Mega (>$250 million)

ADVISOR SUPPORT SERVICES Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Prospecting and Value-Added Tools

PARTICIPANT SUPPORT SERVICES

# OF PLANS/PARTICIPANTS SERVED BY TYPE TYPE OF PLAN

PLANS

PARTICIPANTS

401(k):

45,549

2,092,149

457:

188

6,223

Cash Balance:

560

584

Defined Benefit (Traditional):

505

137,081

MoneyPurchase:

414

10,360

NQDC:

111

4,018

Other:

11,175

610,524

Total:

58,502

2.86M

As of 06/30/17

PLANS BY CHANNEL: Advisor Sold: 58,502

40

Let us help your clients build a better retirement plan program that puts participants first and helps them achieve their retirement goals.

NAPA NET THE MAGAZINE

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants, Managed Account Solution (OnTarget), Interactive Education Platform, Retirement Income Estimates/Projections

PLAN SPONSOR SUPPORT SERVICES Plan Design, Personalized Auto-Enrollment Rates (Dynamic Enrollment), ERISA Reporting (internal or through TPA partner), Total Retirement Outsourcing, Data Analytics Reporting, 360 Payroll Integration, Eligibility Tracking, Creation and Distribution of Annual Required Notices, Acknowledgement of Fiduciary Status in Writing, Dedicated Service Team

WHOLESALERS SUPPORT External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

PLATFORMS USED Proprietary recordkeeping platforms.

ASSET ALLOCATION FUNDS All available through open architecture.

78 10 72 0

RECORDKEEPER

NAPA FIRM PARTNERS

ADP RETIREMENT SERVICES

ALERUS RETIREMENT & BENEFITS

Florham Park, NJ

St. Paul, MN

KEY CONTACTS

KEY CONTACTS

1-844-237-3548 1-800-432-4015 Website adp.com/401k

Wade Dykema, (952) 253-1273, wade.dykema@alerus.com Website alerusrb.com

FIRM PROFILE

FIRM PROFILE ADP Retirement Services provides comprehensive recordkeeping services to meet the needs of small-, mid-, and large-sized companies. Our breadth of service includes support for a wide range of qualified and nonqualified plan types and options. The quality and experience of our dedicated service teams, plus our proven technological advances, provide an exceptional value to our clients. Our associates possess a deep knowledge about the complexities, regulations and compliance requirements that apply to deferred compensation and retirement plans to deliver a client experience that makes plan administration easy.

PRIMARY MARKET(S) SERVED

Alerus Retirement and Benefits is a valued partner to employers, advisors and brokers who rely on our expertise and personal service to establish and manage successful retirement plan and benefit administration solutions.

One of the largest independent benefits administrators in the country, Alerus provides a suite of administration services covering retirement plans, health savings accounts (HSAs), flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), payroll/HRIS and COBRA. Alerus maintains a national presence, with retirement and benefits offices in Minnesota, Michigan, New Hampshire and Arizona servicing 6,400 employer-sponsored retirement plans, 350,000 participants and $26 billion assets under administration in 50 states.

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

PRIMARY MARKET(S) SERVED

# OF PLANS/PARTICIPANTS SERVED BY TYPE

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

As of 06/30/17

# OF PLANS/PARTICIPANTS SERVED BY TYPE

401(k):

40,961

403(b):

87

401(k):

4,728/279,384

NQDC:

153

403(b):

137/24,649

Other:

30,765

457:

593/13,375

As of 06/30/17

Money Purchase:

PLATFORMS USED

Other:

SunGard

PLANS BY CHANNEL (DIRECT/ADVISOR): 1,226/5,230

ASSET ALLOCATION FUNDS Multiple

PLATFORMS USED

ADVISOR SUPPORT SERVICES

SunGard OmniPlus

External wholesalers focused on advisors Internal wholesalers focused on advisors

42/5,482 956/29,687

60 6

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

PLAN SPONSOR SERVICE(S) AVAILABLE Plan benchmarking on plan sponsor website, Plan Health Reports, Retirement Payment Reports for participants, Dedicated Client Service Manager, Relationship Manager, Dedicated Retirement Counselor

ASSET ALLOCATION FUNDS We are an open architecture platform with no proprietary funds or fund requirements. All asset allocation funds on the platforms we partner with may be used.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

8 8 8 8

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/ Service, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

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NAPA FIRM PARTNERS

AMERICAN FUNDS

Peoria, IL

Los Angeles, CA

KEY CONTACTS

KEY CONTACTS

Don Mackanos, (904) 610-4058, don.mackanos@abgnational.com Website abgnational.com

Phone: (800) 421-9900 Website americanfunds.com

FIRM PROFILE

FIRM PROFILE

Alliance Benefit Group LLC is a national organization of retirement plan, health and welfare consulting and benefit administration firms. Founded in 1991, ABG's unique structure allows its Members to maintain their independence and autonomy, yet provide all Members access to broader service offerings, sharing of best practices, and collaborative technical support. This collaboration has allowed its Members to grow more rapidly than industry counterparts, to where today ABG services 20,000 retirement plans and over $70 Billion in assets. ABG's emphasis on high service standards and continuing education designations help its Members to be regularly recognized with industry awards and accolades.

The Capital Group Companies form one of the most experienced and successful families of investment management firms in the world.

Tracing its roots back to 1931, the private, employee-owned Capital Group continues to focus on one business only ­­the management of equity and fixed-income investment portfolios and necessary supporting activities. Capital Group offers retirement plan recordkeeping through the PlanPremier and RecordkeeperDirect recordkeeping solutions and can work in a bundled or unbundled arrangement.

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 13,395/632,354 403(b):

636/91,235

457:

341/16,034

Defined Benefit (Traditional):

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

PRIMARY MARKET(S) SERVED

RECORDKEEPER

ALLIANCE BENEFIT GROUP

2,138/370,438

NQDC:

118/5,298

Other:

5,461/177,792

PLATFORMS USED Relius, SRT, Omni

ASSET ALLOCATION FUNDS Varies by ABG member office

ADVISOR SUPPORT SERVICES Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 6/30/17 401(k): 54,161/1,092,441 403(b):

865/40,462

Money Purchase:

152/3,132

NQDC:

7/80

Other:

106/2,938

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/56,175 PLATFORMS USED DST TRAC (RecordkeeperDirect), Empower Recordkeeping System (PlanPremier)

ASSET ALLOCATION FUNDS American Funds Target Date Retirement Series, American Funds Portfolio Series

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

34 34 34 34

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances

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RECORDKEEPER

NAPA FIRM PARTNERS

AMERITAS

AMERICAN TRUST RETIREMENT Dubuque, IA

Lincoln, NE

KEY CONTACTS

KEY CONTACTS

Ryan Bryte, (563) 585-9203, rbryte@americantrust.com Zach Mahoney, (563) 585-9220, zmahoney@americantrust.com Erick Kephart, (563) 585-9215, ekephart@americantrust.com Krista Lebeck, (563) 585-9218, klebeck@americantrust.com Website americantrustretirement.com

FIRM PROFILE Since 2008, American Trust has received 200 Best in Class Awards from PLANSPONSOR Magazine for small to mid sized plans. As a 105 year old, family owned institution, American Trust Retirement works with employers building plans that meet their needs. Our bundled approach offers dedicated relationship management to every plan and industry leading technology through our participant AT Blueprint approach. We specialize in complex plan design that helps business owners focus on tax efficient contribution strategies. As litigation continues to increase in our industry, our discretionary trustee and 3(38) investment management allow advisors and employers to reduce their fiduciary liability.

FIRM PROFILE Ameritas believes every business should be able to offer its employees a retirement plan as part of its benefit package. We want to help people achieve their financial goals for retirement.

How? By helping you design a plan that fits your business, by providing you with a team of associates to support your plan and by helping educate your employees about the value of saving for retirement.

Ameritas is helping business owners and their employees plan and prepare for a more rewarding retirement.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

As of 06/30/17

# OF PLANS/PARTICIPANTS SERVED BY TYPE

403(b):

8/438

457:

54/1,379

As of 06/30/17 401(k):

905/34,500

401(k): 5,807/105,541

Cash Balance:

92/115

403(b):

15/800

457:

7/29

Money Purchase:

1/81

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/6,092

NQDC:

5/--

Other:

PLATFORMS USED

27/--

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/910

Risk based allocation managers available, 3rd party traditional money managers, 3rd party tactical money managers, Participant specific tactical management

ADVISOR SUPPORT SERVICES 4 1 4 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Supprt, Smatphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA NET THE MAGAZINE

111/5,989

FIS Sungard OmniASP and Matrix

ASSET ALLOCATION FUNDS ADVISOR SUPPORT SERVICES

ASSET ALLOCATION FUNDS

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

Money Purchase:

Vanguard

PLATFORMS USED: Relius

44

John Burke, (800) 923-2732, jburke@ameritas.com Website ameritas.com

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

18 1 9 1

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES Call Center Supprt, Smatphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA FIRM PARTNERS

ASPIRE FINANCIAL SERVICES

Dresher, PA

Tampa, FL

KEY CONTACTS

KEY CONTACTS

Anthony Bologna, (215) 648-5547, anthony.bologna@ascensus.com Karen Watt, (215) 648-5187, karen.watt@ascensus.com Rick Irace, (215) 648-4972, rick.irace@ascensus.com Bob Zieser,(215) 648-5411, bob.zieser@ascensus.com Website ascensus.com

(866) 634-5873 Sales: Joshua Jeffrey, (813) 517-0592, joshua.jeffrey@aspireonline.com Service: Kristin McCarthy, (336) 269-9658, kristin.mccarthy@aspireonline.com Website aspireonline.com

FIRM PROFILE

Aspire Financial Services LLC (Aspire) is an independent, turnkey service provider of retirement plan solutions for all retirement plan stakeholders and plan types [401(k), 403(b), 457, IRA including SIMPLE, Payroll Deduction, Cash Balance, Defined Benefit, and Non-Qualified] and maintains the most extensive capabilities nationwide to all market segments. We operate a proprietary conflict-free open-investment technology platform to enable customized, cost-effective, and total transparency to plan sponsors and participants.

Ascensus helps more than 7 million Americans save for the future retirement, college, and healthcare - through technology-enabled solutions.

With more than 35 years of experience, we offer tailored solutions that meet the needs of asset managers, banks, state governments, financial professionals, employers, and employees.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

43,894/1,498,305

403(b): 457: Cash Balance:

526/68,947 138/4,994 1,353/3,438

Defined Benefit (Traditional):

637/1,928

Money Purchase:

143/11,584

NQDC: Other:

38/1,643 2,656/78,198

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/49,385 PLATFORMS USED Proprietary platform, Ascensus Recordkeeping System (ARK)

FIRM PROFILE

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

7,179/147,498

403(b):

4,921/84,924

457:

439/6,613

Cash Balance: Money Purchase: NQDC: Other:

43/942 3/584 86/7,743 321/74,420

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/12,677 PLATFORMS USED

ASSET ALLOCATION FUNDS We offer a complete open-architecture investment platform with access to numerous fund families covering over 16,000 funds. There are no proprietary investment requirements. Recordkeeping and administration fees have no bearing on the plan's investment menu.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

RECORDKEEPER

ASCENSUS

20 20

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/ Service, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Aspire delivers its services through a proprietary, open-investment, conflictfree, compliant-driven, technology platform built on a highly flexible and scalable, Infrastructure named InvestLinkSM. The InvestLinkSM platform links the retirement, Planning community with over 25,000 investment options delivering smart solutions for any plan type independent of average account balance or plan size.

ASSET ALLOCATION FUNDS Aspire operates as an open-architecture provider with availability to over 25,000 investment choices.

ADVISOR SUPPORT SERVICES Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA BLACK BOOK 2017 | napa-net.org

45

RECORDKEEPER

NAPA FIRM PARTNERS

BPAS BPAS

CUNA MUTUAL RETIREMENT SOLUTIONS

Utica, NY

Madison, WI

KEY CONTACTS

KEY CONTACTS

Paul Neveu, (315) 292-6968, pneveu@bpas.com Brian Douglas, (603) 505-8505, bdouglas@bpas.com Elizabeth Kaido, (315) 292-6939, ekaido@bpas.com Website BPAS.com

Sales, (800) 491-7859, interdediarysolutions@cunamutual.com Jennifer Norr, (608) 665-7856, jennifer.norr@cunamutual.com Website cunamutualrs.com

FIRM PROFILE

CUNA Mutual Retirement Solutions designs simple and practical retirement programs that help all people achieve financial security on their terms and plan sponsors operate successful retirement programs.

Our firm has over 50 years of experience in providing services for defined contribution, defined benefit and nonqualified retirement plans.

BPAS is a national provider of retirement plan and fund administration, transfer agency, collective investment fund, and other institutional trust services. We support 3,800 retirement plans, $52 billion in trust assets, $1 trillion in fund administration, and over 400,000 participants. With our breadth of services, depth of creative talent, and financial resources, we are well positioned to help clients solve their benefit plan challenges without engaging multiple providers.

One company. One call. BPAS specialty retirement plan administration practices include auto enrollment plans, multiple employer plans, plans with employer securities, PR 1081 plans, VEBA/HRA plans, and cash balance plans.

PRIMARY MARKET(S) SERVED

CUNA Mutual Group is a Fortune 600 company, maintaining an A rating Excelent from A.M. Best rating agency for over 30 years.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million)

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

# OF PLANS/PARTICIPANTS SERVED BY TYPE

401(k): 5,300/243,000

As of 06/30/17

403(b):

420/28,000

457:

1,200/6,000

401(k):

2,065/136,975

403(b):

340/80,846

457: Money Purchase: Other:

As of 06/30/17

Cash Balance: Defined Benefit (Traditional):

10/924

Money Purchase:

180/3,500

NQDC:

350/1,000

Other:

150/3,700

1,353/86,934

We utilize our own Platform, and trade/settle directly with the NSCC.

PLATFORMS USED

ASSET ALLOCATION FUNDS

OmniPlus

We offer true open architecture on investments and have no proprietary fund requirements. Generally, we can offer any fund that can trade electronically through the NSCC and funds are continuously being added as requested by clients.

ASSET ALLOCATION FUNDS

ADVISOR SUPPORT SERVICES 11 11 6 6

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA NET THE MAGAZINE

780/62,000

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/100

PLATFORMS USED:

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

10/150

230/3,237

PLANS BY CHANNEL (DIRECT/ADVISOR): 50/3,948

46

FIRM PROFILE

Open architecture availability, TDF & TDRisk outside, Custom glide path

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

20 10

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA FIRM PARTNERS

FIDELITY INVESTMENTS ®

Greenwood Village, CO

Boston, MA

KEY CONTACTS

KEY CONTACTS

Christopher Doucet, (617) 535-8978, christopher.doucet@empower-retirement.com Thomas Connolly, (973) 420-9872, tom.connolly@empower-retirement.com Jim Millson, (303) 737-1594, jim.millson@empower-retirement.com Joseph Smolen, (303)737-1553, joseph.smolen@empower-retirement.com Jennifer Murray, (617) 535-9050, jenniferj.murray@empower-retirement.com Website Empower-Retirement.com

Fidelity 401(k) Sales Desk, 1-800-684-5254 Website fidelity.com

FIRM PROFILE Empower Retirement delivers innovative experiences to help working Americans replace – for life – the income they made while working. With a singular focus on retirement, we offer retirement plan services for organizations of all sizes, across market segments. With Empower you have access to solutions that help deliver measurable results for plan sponsors and participants.

FIRM PROFILE As of June 30, 2017, Fidelity Investments® is the world’s largest privately held provider of financial services, with $6.2 trillion in assets under administration, including $1.8 trillion administered for Fidelity Workplace Investing clients. Fidelity offers investment management, retirement planning, brokerage, and benefits outsourcing services directly to 25 million individuals and more than 5,000 financial intermediaries. We administer 23,623 managed defined contribution plans.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

PRIMARY MARKET(S) SERVED

# OF PLANS/PARTICIPANTS SERVED BY TYPE

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

As of 06/30/17

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

29,667/4,928,279

403(b): 457: Money Purchase:

4,350/543,768 1,346/1,575,348 1,072/782,894

NQDC:

296/29,374

Other:

493/321,635

401(k):

9,915/13,300,000

403(b):

821/2,500,000

457:

323/43,122

Defined Benefit (Traditional):

717/4,000,000

Money Purchase:

327/1,300,000

NQDC: Other:

1,783/190,859 12,237/3,000,000

PLANS BY CHANNEL (DIRECT/ADVISOR): 17,892/5,731 PLATFORMS USED

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/100

Fidelity Participant Recordkeeping System (proprietary)

PLATFORMS USED

ASSET ALLOCATION FUNDS

As of 6/30/2017, we have approximately 3,021 asset allocation funds across all share classes, including 144 proprietary options.

Due to the ever-evolving nature of our investment platform—as well as the large number of asset allocation funds on our platform today—we would like to refrain from providing a list of asset allocation funds at this time. We would prefer to provide the information as needed on a deal-by-deal basis to ensure the plan sponsor has the most current information available.

ADVISOR SUPPORT SERVICES

ADVISOR SUPPORT SERVICES

Empower Administrative System; internally developed, proprietary system.

ASSET ALLOCATION FUNDS

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

66 2 55 2

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

90 90 123 123

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES

PARTICIPANT SUPPORT SERVICES

In-plan Lifetime Income Options, Rollover Services, Call Center Support, Social Media Presence, Smartphone/Tablet Access.

RECORDKEEPER

EMPOWER RETIREMENT

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

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47

RECORDKEEPER

NAPA FIRM PARTNERS

J.P. MORGAN ASSET MANAGEMENT New York, NY

JULY BUSINESS SERVICES Waco, TX

KEY CONTACTS Michael Miller, (727) 204-7825, Michael.d.miller2@jpmorgan.com Charlie Cote, (201) 679-8840, Charlie.cote@jpmorgan.com Website jpmorganretirementlink.com

FIRM PROFILE Retirement Link is a full-service retirement plan solution designed for plans with $500,000 to $100+ million in assets and puts the breadth of J.P. Morgan's investment capabilities, thought-leadership and tools at advisors' fingertips to help them deliver stronger plans at lower costs.

PRIMARY MARKET(S) SERVED

KEY CONTACTS Blake Willis, (888) 333-5859, bwillis@julyservices.com Michelle LeCates, (888) 333-5859, mlecates@julyservices.com Website julyservices.com

FIRM PROFILE July Business Services (JULY) has provided retirement plan services since its founding in 1994. We specialize in independent retirement plan services for advisors and their clients. Services include: recordkeeping, plan administration, plan design consulting, payroll services, and business process outsourcing.

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

PRIMARY MARKET(S) SERVED

# OF PLANS/PARTICIPANTS SERVED BY TYPE

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

As of 06/30/17

# OF PLANS/PARTICIPANTS SERVED BY TYPE

401(k):

464/87,005

As of 06/30/17

403(b):

1/153

401(k):

Money Purchase:

4/713

403(b):

1/3

457:

NQDC: Other:

23/3,154

2,800/51,800

Cash Balance:

36/2,500 10/1,500 165/1,700

PLANS BY CHANNEL (DIRECT/ADVISOR): 346/145

Defined Benefit (Traditional):

75/350

PLATFORMS USED

Money Purchase:

10/350

Other:

FASCore/Empower Institutional

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/3116

ASSET ALLOCATION FUNDS There are 954 funds that fall in the allocation category group that are available on Retirement Link.

Retirement Link is open architecture.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

20/1,200

17 9

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

PLATFORMS USED JULY provides recordkeeping and/or plan administration services. We offer bundled and unbundled (using an outside TPA) service models. We have relationships with the following custodians: Mid Atlantic Trust Company, Matrix Trust Company, Pershing, Charles Schwab, and TD Ameritrade Trust Company.

ASSET ALLOCATION FUNDS JULY has developed relationships with the following custodians: Mid Atlantic Trust Company, Matrix Trust Company, Pershing, Charles Schwab, and TD Ameritrade Trust Company. Asset allocation funds available through these custodians are available to our clients -- if the individual fund's requirements are met.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

7 1 3 1

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Supprt, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

48

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

MASSMUTUAL

Radnor, PA

Springfield, MA

KEY CONTACTS

KEY CONTACTS

Gregg Holgate, (484) 583-6125, Gregg.Holgate@LFG.com Website lfg.com

(800) 874-2502, Option 4 (800) 528-9009 Website massmutual.com

FIRM PROFILE Built on Abraham Lincoln's ideals of courage, strength and optimism, Lincoln Financial Group's Retirement Plan Services has been a proven provider of retirement solutions for over 60 years, managing thousands of retirement plans that enroll millions of participants in organizations of all sizes in the small-business, corporate, healthcare, education, nonprofit and state and local government sectors.

FIRM PROFILE

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

# OF PLANS/PARTICIPANTS SERVED BY TYPE

As of 06/30/17

As of 06/30/17

MassMutual’s Workplace Solutions offers a holistic portfolio that includes a full range of retirement plan products and services, as well as an array of voluntary insurance products available to individuals through their employer. Our innovative, award-winning tools are designed to help both employers and employees unlock the power of all their benefits.

401(k):

7,017/396,505

401(k):

403(b):

12,091/779,611

403(b):

3,105/246,490

457:

1,909/259,575

457:

1,411/70,707

Cash Balance:

4/23,688

Defined Benefit (Traditional):

26/58,361

Defined Benefit (Traditional):

972/111,016

Money Purchase:

NQDC:

406/13,837

NQDC: Other:

11/250 210/320,665 398/85,464 268/5,110 3,105/147,500

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/100

PLATFORMS USED Proprietary platforms.

PLATFORMS USED Proprietary Recordkeeping System, SunGuard, DST Systems

ASSET ALLOCATION FUNDS Lincoln makes available an open architecture investment platform that includes access to the LifeSpan ® custom target-date portfolios with ERISA 3(38) coverage by Morningstar Investment Management, American Funds Target Date Retirement Funds, T. Rowe Price Retirement Funds, BlackRock LifePath Index Funds and more.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

24,990/1,907,595

Cash Balance:

Money Purchase:

PLANS BY CHANNEL (DIRECT/ADVISOR): 15/85

RECORDKEEPER

LINCOLN FINANCIAL GROUP

32 8 56 4

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Supprt, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

ASSET ALLOCATION FUNDS Allianz, American Century, American Funds, BlackRock, BMO Funds, Fidelity, Franklin Templeton, GuideStone, Harbor, Invesco, John Hancock, JP Morgan, Mainstay, Manning & Napier, MassMutual, MFS, Nationwide, PIMCO, Principal Funds, Prudential Funds, Putnam, Russell, T. Rowe Price, TIAA-CREF, Vanguard, Wells Fargo

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

75 21 41 13

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

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RECORDKEEPER

NAPA FIRM PARTNERS

MILLIMAN, INC.

MUTUAL OF OMAHA

Seattle, WA

Omaha, NE

KEY CONTACTS Kyle Hughes, (214) 863-5069, kyle.hughes@milliman.com Dennis Sain, (847) 946-7611, dennis.sain@milliman.com Laura Van Domelen, (303) 672-9050, laura.vandomelen@milliman.com Kari Jakobe, (952) 820-2423, kari.jakobe@milliman.com Website Milliman.com

KEY CONTACTS Pat Bello, (215) 962-1279, patrick.bello@mutualofomaha.com Brandy Honeyman, (402) 351-6287, brandy.honeyman@mutualofomaha.com Mitzi Johnson, (402) 351-3028, mitzi.johnson@mutualofomaha.com Website sellretirementright.com

FIRM PROFILE

FIRM PROFILE Milliman is a professional services firm serving the full spectrum of corporate, governmental, and financial service organizations. Milliman was founded in 1947. Since then, Milliman has grown, occasionally by merger, but more commonly through the addition of professional staff committed to the principles of the firm. Today, the firm has 59 offices worldwide, staffed by approximately 3,500 employees.

For more than a century, Mutual of Omaha has been committed to helping our customers to life's transitions by providing an array of insurance, financial and banking products. We are a financially strong, family-oriented company based in the heart of America, with solid, unflinching values. Our financial strength is reflected in our A+ rating from A.M. Best Company. We are customer-focused, as evidence by a 98% satisfaction rating from our full- service retirement clients- as measured by Chatham Partners.

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): Defined Benefit (Traditional):

890/700,787 287/1,063,235

PLANS BY CHANNEL (DIRECT/ADVISOR): 5/95 PLATFORMS USED

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 457: Defined Benefit (Traditional):

2,612/86,000 40/2,300 4,097/79,000

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/6,749 PLATFORMS USED

SunGard OmniPlus.

UNIX, Clustered HP ES/47, WySTAR, DS8000, VMW

ASSET ALLOCATION FUNDS Milliman provides a completely open architecture platform and can accommodate asset allocation and target date funds. In addition, Milliman provides custom TDF technology via InvestMap.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

5 4

Compliance Support, Plan Benchmarking, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

ASSET ALLOCATION FUNDS Mutual Directions Series; 5 risk based lifestyle funds, T. Rowe Price Personal Strategy Series; 3 risk based lifestyle funds, Vanguard Target Retirement Series; 11 time based lifecycle target date funds, GlidePath Retirement Series; 12 time based lifecylce target date funds, Stadion Managed Account; individually managed account (IMA), Morningstar Retirement Manager; individually managed account (IMA).

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

24 8

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

50

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

NEWPORT GROUP

Columbus, OH

Walnut Creek, CA

KEY CONTACTS

KEY CONTACTS

(800) 626-3112 Website nationwide.com

Micah DiSalvo, (608) 215-5882, Micah.DiSalvo@newportgroup.com Andrew Oliphant, (704) 944-7447, Andrew.Oliphant@newportgroup.com Website newportgroup.com

FIRM PROFILE Nationwide is a U.S.-based mutual company founded in 1926 with a history of strength and stability. Since then, we have continued to focus on our customers and grown to become one of the largest insurance and financial services companies in America with more than $200 billion in total assets and more than 34,000 employees. Of that, as of June 30, 2017, over $120 billion are retirement plan assets.

FIRM PROFILE

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

Founded in 1985, Newport Group – a privately held company, is a leading retirement services firm—specializing in the creative design, recordkeeping and administration of qualified and non-qualified retirement plans. In addition, Newport Group, through its wholly owned subsidiary, Newport Trust Company, provides integrated, institutional retirement plan trust services exclusively to Newport Group clients. Through its innovative and customized solutions, Newport Group is uniquely positioned to satisfy the distinct financial needs of employers and employees, and has done so for hundreds of the country’s largest and best-known companies.

# OF PLANS/PARTICIPANTS SERVED BY TYPE

PRIMARY MARKET(S) SERVED

As of 06/30/17

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

PRIMARY MARKET(S) SERVED

401(k): 18,522/791,271 403(b):

1,032/90,760

457: 7,351/1,426,415 Defined Benefit (Traditional):

228/167

PLANS BY CHANNEL (DIRECT/ADVISOR): 7,700/31,300 PLATFORMS USED SunGard Relius and proprietary recordkeeping platform

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 6,286/602,605 403(b):

783/114,824

457:

321/13,243

Cash Balance: Defined Benefit (Traditional):

ASSET ALLOCATION FUNDS

Money Purchase:

Nationwide offers more than 60 asset allocation funds.

NQDC:

ADVISOR SUPPORT SERVICES

Other:

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

72 250 35 30

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

RECORDKEEPER

NATIONWIDE

78/6,088 379/29,130 50/12,251 1,099/94,438 318/76,573

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/9,314 PLATFORMS USED Open Architecture

ASSET ALLOCATION FUNDS At Newport Group, we take an open architecture approach. In a truly open architecture environment, there are no requirements or limitations for “inhouse” or “external” managers. Multiple trading and custodial platforms are available through which we allow our clients to choose from a list of more than 14,000 mutual funds, plus access to separately managed accounts. As long as we can gain access to daily value of an investment vehicle through one of our trading platforms, the fund is available on our recordkeeping system.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

10 4

PARTICIPANT SUPPORT SERVICES Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

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51

RECORDKEEPER

NAPA FIRM PARTNERS

NORTH AMERICAN KTRADE ALLIANCE, LLC

ONEAMERICA

Plymouth, IN

Indianapolis, IN

KEY CONTACTS

KEY CONTACTS

Steve Gradeless, (614) 623-3438, sgradeless@ktradeonline.com Trent Newcomb, (888) 954-9321, tnewcomb@ktradeonline.com Website ktradeonline.com

Pete Welsh, (317) 285-1355, pete.welsh@oneamerica.com Tammy Ouverson, (317) 285-4309, tammy.ouverson@oneamerica.com Website oneamerica.com

FIRM PROFILE

FIRM PROFILE

KTRADE is a true Open Architecture record keeping service, used mainly by fee-based RIA firms and IARs of Broker/Dealers' RIAs. We work with a number of Custodians. We are owned by the TPAs who use our service.

These local TPAs are experts in plan design and plan administration. Share accounting is used, not unit value accounting.

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

For more than 50 years, OneAmerica has specialized in designing customized retirement plans to fit the needs of plan sponsors and their participants. We provide award-winning administrative and participant education services with particular expertise in the tax-exempt, professional services, manufacturing and Taft-Hartley markets. Our knowledgeable sales and service teams are located throughout the country and support nearly 12,000 plans with over $60B in assets under administration. Our commitment to building long-lasting relationships with clients and advisors is core to who we are.

ASSET ALLOCATION FUNDS

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

KTRADE is a true Open Architecture record keeping platform, so any asset allocation funds that are available at the Custodian that is to be used, are available.

# OF PLANS/PARTICIPANTS SERVED BY TYPE

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million)

1 2

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances

As of 6/30/17 401(k): 4,492/843,410 403(b): 5,365/207,124 457:

948/64,781

Cash Balance: Defined Benefit (Traditional):

3/2,183 183/37,962

Money Purchase:

13/3,517

NQDC: Other:

36/1,083 651/82,588

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/431 PLATFORMS USED Omni Plus

ASSET ALLOCATION FUNDS We offer a wide range investment options to design fund lineups that fit customers' needs with no required proprietary requirements

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

30 6 14 4

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Supprt, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

52

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

De Pere, WI

PAYCHEX, INC. Rochester, NY

KEY CONTACTS

KEY CONTACTS Sales, (800) 236-7400, sales@pai.com Advisor Services, (800) 236-7400, advisorservices@pai.com Website pai.com, copilotretire.com/advisor

Sales: (855) 588-4775 Service: (877) 283-9520 Website paychex.com

FIRM PROFILE

FIRM PROFILE

Since 1983, PAi has helped financial advisors, both generalists and specialists, grow their retirement plan revenue and client base. We offer fully bundled retirement services including record keeping and administration. We serve advisors with the following solutions: CoPilot ­- A fully bundled retirement service with: • A sales cycle faster than open architecture 401(k) plans • Online enrollment • Installs in minutes • Fiduciary services including model allocations from national 3(38) providers Open Architecture ­- Any publicly traded investment available through Broadridge/Matrix is available for your customer's plan. Our OA solution is low cost and works with commission and fee based advisors and can provide level compensation for commission based plans.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

RECORDKEEPER

PAi RETIREMENT SERVICES

Paychex, Inc. is a leading provider of integrated human capital management solutions, including a full suite of retirement services designed to meet the needs of businesses of all sizes. In addition to extensive options for plan sponsors, Paychex Retirement Services also works with financial advisors to help grow retirement plan business through a dedicated team of wholesalers, sales representatives, and advisor support experts.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 77,900/841,100 Other:

100/900

PLATFORMS USED Proprietary recordkeeping system, Omni SunGard

ASSET ALLOCATION FUNDS Deutche, Eaton Vance, Goldman Sachs, GuidePath, John Hancock, Putnam, SunAmerica, Transamerica, Wells Fargo

ADVISOR SUPPORT SERVICES 14,000 plans/200,000 participants

PLATFORMS USED PAi uses proprietary software for recordkeeping and administration. We use Fort William for plan documents and reporting.

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

400 9 9 9

ASSET ALLOCATION FUNDS

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service

PAi does not offer any proprietary funds of any nature. We work in partnership with investment providers and fiduciary service providers. We are true open architecture with minimal fund restrictions and retain no fund revenue.

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

PARTICIPANT SUPPORT SERVICES -Award winning customer care support (real people, not robots) -Outsourced investment fiduciary services -Efficient setup with payroll integration -Low-cost and transparent fees -Plan4Most and Solo(k) options PAi's proprietary recordkeeping systems are integrated with a number of payroll and HRIS providers for ease of operation.

NAPA BLACK BOOK 2017 | napa-net.org

53

RECORDKEEPER

NAPA FIRM PARTNERS

PENTEGRA RETIREMENT SERVICES

PRINCIPAL FINANCIAL GROUP

White Plains, NY

Des Moines, IA

KEY CONTACTS

KEY CONTACTS

Pete Swisher, (859) 608-9920, pete.swisher@pentegra.com John Schafer, (317) 506-6875, john.schafer@pentegra.com Heather Connington, (914) 821-9588, heather.connington@pentegra.com Website pentegra.com

Jacque Mohs, (515) 247-4514, Mohs.Jacque@principal.com Doug Grove, (630) 705-0665, Grove.Doug@principal.com Website principal.com

FIRM PROFILE

A member of the FORTUNE 500®, the Principal Financial Group has $629.4 billion in assets under management and offices in 19 countries throughout Asia, Australia, Europe, Latin America and North America.

Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions to organizations nationwide. We offer an array of qualified retirement plan solutions on a bundled or unbundled basis and can serve in any combination of fiduciary roles. Our services are designed to complement the unique value proposition and service delivery model that each advisor brings to the table. You decide how you want to work with us and together we'll select the services, fiduciary support, and investment platform that brings your solution together seamlessly to deliver successful outcomes for everyone. Call us today at 800.872.3473 or visit www. pentegra.com

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

31,528/3,865,309

403(b): 1,891/434,024

PRIMARY MARKET(S) SERVED

457:

Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE

Defined Benefit (Traditional): Money Purchase:

401(k): 1,349/104,140

NQDC:

403(b):

123/6,253

Other:

457:

35/230 93/4,844

Defined Benefit (Traditional):

504/45,425

Money Purchase:

4/159

NQDC:

35/1,084

Other:

46/18,528

PLANS BY CHANNEL (DIRECT/ADVISOR): 413/3,322 PLATFORMS USED Open Architecture

62/37,773 1,977/537,875 751/68,519 3,013/60,591 7,285/244,045

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/46,775 PLATFORMS USED Proprietary recordkeeping platform

ASSET ALLOCATION FUNDS TDF: Principal LifeTime Portfolios, Principal Trust Target Date Funds*; other options are also available through open architecture Target Risk: Principal Strategic Asset Management (SAM) Portfolios; other options are also available through open architecture *Effective 1/1/2017, Principal Trust Target Date Funds name changed to Principal LifeTime Hybrid Collective Investment Funds (CITs)

ASSET ALLOCATION FUNDS Pentegra has Open Architecture platform with numerous fund families with their own target date and asset allocation funds available.

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

268/18,721

Cash Balance:

As of 06/30/17

Cash Balance:

17 17 9 9

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

100 41 60 24

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES

PARTICIPANT SUPPORT SERVICES

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

In-Plan Lifetime Income Options, Call Center Support, Facebook Page, Smartphone Access to Participant Balances

54

FIRM PROFILE

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

SECURIAN

Hartford, CT

St. Paul, MN

KEY CONTACTS Mike Domingos, (312) 521-6125, michael.domingos@prudential.com Jason Tuscher, (312) 521-6178, jason.tuscher@prudential.com Michael Knowling, (860) 534-2915, michael.knowling@prudential.com Website prudential.com

KEY CONTACTS Steve Chappell, (651) 665-1074, steven.chappell@securian.com Ted Schmelzle, (651) 665-6394, theodore.schmelzle@securian.com Website securian.com

FIRM PROFILE

FIRM PROFILE Prudential Financial, Inc. (NYSE: PRU), a financial services leader with more than $1 trillion of assets under management as of September 30, 2017, has operations in the United States, Asia, Europe, and Latin America. Prudential’s diverse and talented employees are committed to helping individual and institutional customers grow and protect their wealth through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds and investment management. In the U.S., Prudential’s iconic Rock symbol has stood for strength, stability, expertise and innovation for more than a century.

Prudential Retirement is a specialized unit of Prudential Financial and delivers retirement plan solutions for public, private, and non-profit organizations and their employees.

Securian is a broadly diversified financial services company offering insurance, investment and retirement solutions with a proven track record of focusing on the long-term needs of our customers. Securian is a top ten insurance company and one of the nation's top five direct writers of group life insurance.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 2,357/285,732

PRIMARY MARKET(S) SERVED

457:

Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

Defined Benefit (Traditional):

65/10,458

Money Purchase:

28/6,779

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

RECORDKEEPER

PRUDENTIAL RETIREMENT

1,945/2,151,266

403(b):

1,185/241,154

457:

290/294,472

Defined Benefit (Traditional):

769/490,020

Cash Balance:

Other:

7/1,139 23/2,002

44/--

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/100 PLATFORMS USED SunGard (purchased by FIS) OmniDC with proprietary enhancements

NQDC:

668/82,353

ASSET ALLOCATION FUNDS

Other:

89/103,670

With our robust, conflict-free open architecture platform, we start with a universe of 33,000 investments. We then narrow it down to the lowest cost version of each, resulting in over 6,500 unique investment options from which to select. We offer over 50 target-date series and over 500 targetrisk funds using our open architecture platform.

PLANS BY CHANNEL (DIRECT/ADVISOR): 198/4,748 PLATFORMS USED OMNI

ADVISOR SUPPORT SERVICES

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors

20

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

16 16 8 8

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA BLACK BOOK 2017 | napa-net.org

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RECORDKEEPER

NAPA FIRM PARTNERS

SUMMIT BENEFIT SOLUTIONS, INC. Mansfield, OH

TRANSAMERICA Denver, CO

KEY CONTACTS Megan Kroger-Knapp, (419) 756-3921, megan@summitsolutionsinc.com Sheri Baker, (419) 756-3921, sheri@summitsolutionsinc.com Website summitsolutionsinc.com

FIRM PROFILE Summit Benefit Solutions, Inc. (Summit) provides premium, independent retirement plan administration, recordkeeping and payroll processing.

Summit has been built on a foundation of quality and personalized service with a continuous focus on keeping the client's objectives in mind. At Summit you'll work with one person, a dedicated manager who will answer your questions, work proactively to prevent problems and solve the ones that may arise. We understand you have a business to run, and your retirement plan is not your priority, it's ours.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

586/9,500

403(b):

23/1,500

457:

1/50

Cash Balance: Money Purchase:

40/500 4/200

PLATFORMS USED

Transamerica Internal Sales Desk, (888) 401-5826, trsintsalesassoc@transamerica.com Website transamerica.com

FIRM PROFILE Be well. Build WealthSM. We‘re passionate about helping people live well, now and in the future. More than 5.4 million plan participants and 28,000 plan sponsors have entrusted Transamerica with retirement plan assets exceeding $245 billion. Transamerica serves sponsors and participants across the entire spectrum of defined benefit and defined contribution plans, including 401(k) and 403(b) (Traditional and Roth), 457, profit sharing, money purchase, cash balance, Taft-Hartley, multiple employer plans, nonqualified deferred compensation, and rollover IRAs. We want our participants to charge towards retirement with a healthy retirement account balance and an equally healthy heart to match.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 - $250 million), Mega (>$250 million)

PLATFORMS USED Transamerica’s proprietary recordkeeping system is maintained in-house by a dedicated programming staff. Our software was developed internally. All maintenance and upgrades are managed in-house, enabling us to efficiently maintain a state-of-the-art recordkeeping system.

ASSET ALLOCATION FUNDS

Mid Atlantic Trust Company, Pershing, Matrix

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

KEY CONTACTS

2 2 14 5

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Through our arrangement with National Financial Services, we offer access to more than 20,000 funds traded through the NSCC platform. If the investment option is valued daily, open for new contributions, and available to retirement plan assets, then it is accessible to our clients. We have no proprietary fund requirements and all investment options are delivered in a complete revenue transparent environment. This commitment to open architecture extends to our ability to offer stable/fixed options from various providers on our platform. True open architecture allows us to provide plan sponsors with the ability to offer an investment menu that is diversified by asset class, investment style, and investment manager.

ADVISOR SUPPORT SERVICES Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Supprt, Facebook Page, Smatphone Access to Participant Balances, Smartphone Transaction Access for Participants

56

NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

UBIQUITY RETIREMENT & SAVINGS

Baltimore, MD

San Francisco, CA

KEY CONTACTS

KEY CONTACTS

Mike Shamburger, (410) 577-4478, Mike_Shamburger@troweprice.com Lee Stevens, (410) 345-7753, Lee_Stevens@troweprice.com Tina Wilcox, (410) 345-6425, Tina_Wilcox@troweprice.com Suzanne Ricklin, (410) 345-2347, Suzanne_Ricklin@troweprice.com Website troweprice.com

Linnae LaCore, (855) 401-7253, partnershipsupport@myubiquity.com Chris Jasinksi, (855) 401-7253, cjasinski@myubiquity.com Website myubiquity.com

FIRM PROFILE Our retirement solutions are rooted in over 30 years of experience and are designed to meet your client's needs. We understand that building a successful plan in today's uncertain environment is more complex than ever. We also believe in developing innovative solutions that will drive participant outcomes over the long term.

FIRM PROFILE Ubiquity provides web / digital 401(k)s solely to the Small-Business market (1-100 Employees.) Our products are easy, low-cost, integrated with payroll, and intended to help advisors accommodate "Start-Ups" while limiting labor and liability.

PRIMARY MARKET(S) SERVED Micro (<$1 million)

PRIMARY MARKET(S) SERVED

# OF PLANS/PARTICIPANTS SERVED BY TYPE

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

As of 06/30/17

# OF PLANS/PARTICIPANTS SERVED BY TYPE

PLANS BY CHANNEL (DIRECT/ADVISOR): 1,300/6,000

As of 06/30/17 401(k): 3,403/1,787,682 403(b):

61/45,889

457:

51/96,992

Cash Balance:

4/6,585

Defined Benefit (Traditional):

2/22,386

Money Purchase:

31/4,246

NQDC:

154/9,233

Other:

137/40,767

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/100 PLATFORMS USED OMNI, TRAC/DST Retirement Solutions

RECORDKEEPER

T. ROWE PRICE

401(k): 7,300/54,000

PLATFORMS USED Matrix Settlement & Clearing, Charles Schwab Trust, TD Ameritrade

ASSET ALLOCATION FUNDS Ubiquity is a complete Open Architecture platform, offering access to 20,000 Mutual Funds and ETFs, including dozens of fund families offering Asset Allocation Funds, as well as 3rd party 3(38) managers including Morningstar and Loring Ward

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

3 2 2 2

ASSET ALLOCATION FUNDS

Compliance Support, Training for DC Plan Sales/Service, Other

T. Rowe Price Retirement Funds, T. Rowe Price Retirement Trusts, T. Rowe Price Target Date Funds, T. Rowe Price Hybrid Trusts, More than 90 proprietary mutual funds, Nonproprietary investment options from more than 60 investment managers, Multiple share class options available

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

12 7 9 3

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA BLACK BOOK 2017 | napa-net.org

57

RECORDKEEPER

NAPA FIRM PARTNERS

VOYA FINANCIAL

UNIFIED TRUST COMPANY, N.A.

Windsor, CT

Lexington, KY

KEY CONTACTS

KEY CONTACTS Lee Topley, (859) 514-8271, lee.topley@unifiedtrust.com Stephanie Lester, (859) 514-8272, stephanie.lester@unifiedtrust.com Vanessa Thursby, (859) 422-0349, vanessa.thursby@unifiedtrust.com Website unifiedtrust.com

Bill Elmslie, (860) 580-1655, william.elmslie@voya.com Jon Reilly, (714) 319-7354, jonathan.reilly@voya.com Amy Vaillancourt, (860) 580-2396, amy.vaillancourt@voya.com Website Voya.com

FIRM PROFILE

FIRM PROFILE

Unified Trust specializes in the fiduciary management of qualified retirement plans. We are one of the only fully discretionary trustees in the country, taking full discretion and liability for the assets of the plans we serve. There is a complete allocation of responsibility, and therefore liability, with respect to the tasks we accept - the safekeeping and management of plan assets. Serving as a fully discretionary trustee means we are required by law to act solely in the interest of participants and beneficiaries. We've taken this legal requirement and turned it into the foundation of our company culture.

Voya Financial, Inc. (NYSE: VOYA), helps Americans plan, invest and protect their savings - to get ready to retire better. Serving the financial needs of approximately 13.6 million indivudal and institutional customers in the United States, Voya is a Fortune 500 company that had $11 billion in revenue in 2016. The company had $517 billion in total assets under management and administration as of June 30th, 2017. With a clear mission to make a secure financial future possible - one person, one family, one institutional at a time, Voya's vision is to be American's Retirement Company®.

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

536/37,732

403(b):

17/2,497

457:

14/478

Cash Balance:

41/--

Defined Benefit (Traditional):

22/--

Money Purchase:

3/62

Other:

13/188

PLANS BY CHANNEL (DIRECT/ADVISOR): 110/638 Bundles, recordkeeping and trustee only services with both UnifiedPlan and Unified Success Pathway options.

ASSET ALLOCATION FUNDS Open architecture approach, can utilize any number of fund families.

ADVISOR SUPPORT SERVICES 7 5

Compliance Support, Plan Benchmarking, Investment Committee Meetings

PARTICIPANT SUPPORT SERVICES Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

58

NAPA NET THE MAGAZINE

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k):

22,000/2,450,074

403(b): 20,038/894,301 457: 5,336/1,328,558 NQDC: Other:

57/19,466 11,131/90,078

PLANS BY CHANNEL (DIRECT/ADVISOR): 17/83 PLATFORMS USED Primarily SunGard OmniPlus

PLATFORMS USED

External wholesalers focused on advisors Internal wholesalers focused on advisors

Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 million - $250 million), Mega (> $250 million)

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

83 51 41 5

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA FIRM PARTNERS

RECORDKEEPER

WELLS FARGO Charlotte , NC

KEY CONTACTS Marcela Curry, (617) 320-6882, marcela.e.curry@wellsfargo.com Doug Mason, (678) 448-4473, doug.mason@wellsfargo.com Website wellsfargo.com

FIRM PROFILE Wells Fargo Institutional Retirement and Trust (“IRT”) is a full-service provider of retirement administration, benefits consulting, investment management, and trust and custody services tailored to meet the needs of institutional clients. IRT is a distinct business line within the Wealth and Investment Management area of Wells Fargo Bank, N.A., which is a subsidiary of Wells Fargo & Company, a publicly held bank holding company founded in 1852.

PRIMARY MARKET(S) SERVED Small ($1 - $10 million), Mid ($10 - $100 million), Large ($100 Million $250 million), Mega (> $250 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 2,547/3,087,550 403(b):

52/52,916

457:

42/4,415

Cash Balance:

12/5,490

Defined Benefit (Traditional):

1,577/700,000

Money Purchase:

37/10,874

NQDC: Other:

319/34,351 338/204,000

PLANS BY CHANNEL (DIRECT/ADVISOR): 1,349/4,047 PLATFORMS USED WySTAR

ASSET ALLOCATION FUNDS 49 Asset Allocation Funds, 8 Target Date Series, 36 Collect Investment Trusts which include 3 Target Date Series

ADVISOR SUPPORT SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

17 13 17 13

Plan Benchmarking, Target-Date Evaluation Tools, Investment Committee Meetings, Other

PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

NAPA BLACK BOOK 2017 | napa-net.org

59

ADDITIONAL

RECORDKEEPER LISTINGS

N A PA BLAC K B O O K 2 0 1 7 | Additiona l Listings

AMI BENEFIT PLAN ADMINISTRATORS, INC. Youngstown, OH KEY CONTACTS Tim Halchuck, 1-800-451-2865, sales@amibenefit.com Pam Bobersky, 1-800-451-2865, sales@amibenefit.com Tracy Martin, 1-800-451-2865, pmt@amibenefit.com Website amibenefit.com FIRM PROFILE AMI Benefit Plan Administrators, Inc. specializes in Fiduciary Plan Administration record keeping services to retirement plans. You may utilize your choice of TPA and AMI will become the Named Fiduciary Plan Administrator for all types 401(a) plans and also for many types of 403(b) and 457 plans.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million) # OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 600 403(b): 200 PLANS BY CHANNEL (ADVISOR): 800 PLATFORMS USED: Mid Atlantic Trust Company, Broadridge/Matrix, Schwab ASSET ALLOCATION FUNDS Complete open architecture, over 25,000 options available.

PARTICIPANT SUPPORT SERVICES Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants PARTICIPANT SUPPORT SERVICES Fiduciary Plan Administrator services

EMPLOYEE FIDUCIARY, LLC

EPIC ADVISORS, INC.

Mobile, AL

Rochester, NY

KEY CONTACTS Holly Roussel-Godfrey, (251) 581-9280, hgodfrey@employeefiduciary.com Website employeefiduciary.com

KEY CONTACTS Brian Lenz, (585) 362-4259, BLenz@epic1st.com Website epic1st.com

FIRM PROFILE Founded in 2004, Employee Fiduciary is employee-owned and fully independent. Our mission is simple ­to deliver small business 401k plans that equal or exceed the best in the country. Our benefits include:

FIRM PROFILE EPIC Advisors, Inc. is a national provider of customized, open-architecture retirement plan recordkeeping, marketing and service solutions for banks, trust companies, third party administrators, investment advisors and other financial intermediaries who serve the retirement plan market.

Low Fees ­Our annual fee is $1,500 (includes up to 30 eligible employees) + 0.08% of plan assets + $30 for each employee >30.

Investment Freedom - We allow any investment, including low cost Vanguard index funds and ETFs, without limitation or markup.

Personal Care - No call centers here! Every client is assigned a dedicated relationship manager for personal service.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

EPIC’s philosophy is to build strong partnerships with its clients. Extensive trust, investment and employee benefit experience, enables EPIC to uniquely assist its partners leveraging a depth of understanding of their businesses and operational requirements.

For more information, visit www.epic1st.com.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 3,130/67,590 403(b): 59/2,584 457: 15/229 Money Purchase: 1/53 Other:

1/97

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 1,898/116,741 403(b): 43/6,438 457: 12/113 Money Purchase: 10/1,027 NQDC:

12/244 Other:

130/7,265

PLANS BY CHANNEL (DIRECT/ADVISOR): 1,808/1,400

PLANS BY CHANNEL (DIRECT/ADVISOR): 0/1,818

PLATFORMS USED: In-house recordkeeping using Relius ASP software.

PLATFORMS USED: EPIC uses an open architecture environment and maintains the interface between various trading platforms and trust/custody systems, including some of the most widely used and recognized such as SEI, Fidelity/SGN, Fidelity, Schwab, Matrix, Mid-Atlantic, Pershing, Reliance Trust, and TD Ameritrade.

ASSET ALLOCATION FUNDS Ekon provides a complete open architecture platform through a direct trading agreement with the NSCC. ADVISOR SUPPORT/SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

3 3 3 3

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service PARTICIPANT SUPPORT SERVICES Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

ASSET ALLOCATION FUNDS EPIC offers true open-architecture access to over 20,000 funds through our custodial partners.

ADVISOR SUPPORT/SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

3 3 2 2

Compliance Support, Plan Benchmarking, TargetDate Evaluation Tools, Training for DC Plan Sales/ Service PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

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NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

Seattle, WA KEY CONTACTS Thomas Obrien, (847) 492-0132, tobrien@nwp401k.com Website nwp401k.com

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million), Large - ($100 million $250 million), Mega (> $250 million)

PLANS BY CHANNEL (DIRECT/ADVISOR): 100/900

KEY CONTACTS Eric Sharp, 1-800-557-3679, esharp@pensysinc.com Casey Parks, (760) 452-2050, cparks@pensysinc.com Brian Baroni, 1-800-557-3679, bbaroni@pensysinc.com Website pensysinc.com

KEY CONTACTS Hannah Adler, (212) 947-4800 ext 225, marketing@rpgconsultants.com Website rpgconsultants.com

FIRM PROFILE PenSys is an independent, nationally recognized TPA/Recordkeeper, whose management and employees understand what personal service really means. Our dedicated recordkeeping team is knowledgeable in qualified plans, which makes us a valued partner for TPAs and Financial Advisors focused on finding the best possible solutions for their clients retirement needs.

FIRM PROFILE RPG Consultants is a CEFEX-Certified Recordkeeper and Third Party Administrator (TPA). We offer full-service retirement planning with an emphasis on defined benefit, cash balance, defined contribution and 401(k) programs, complex pension strategies (including advanced profit sharing designs), non-qualified deferred compensation programs, and plans covered by the Davis-Bacon Act. We handle the consulting, actuarial, administration, and record keeping services to operate and maintain any type of company retirement plan.

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

PRIMARY MARKET(S) SERVED Micro (<$1 million), Small ($1 - $10 million), Mid ($10 - $100 million)

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 560/15,500 403(b): 4/700 457: 2/100 Money Purchase: 2/150 NQDC:

3/100 PLANS BY CHANNEL (DIRECT/ADVISOR): 20/551 PLATFORMS USED: Matrix, TD Ameritrade, Charles Schwab, Mid-Atlantic, Pershing and Fidelity.

PLATFORMS USED: SunGard Relius, SunGard Omni ASSET ALLOCATION FUNDS NWPS has no proprietary funds. 100% open investment architecture including all major fund families, CITs and separately managed accounts.

ADVISOR SUPPORT/SERVICES External wholesalers focused on advisors Internal wholesalers focused on advisors

Valley Stream, NY

4 1

Plan Benchmarking, Training for DC Plan Sales/ Service PARTICIPANT SUPPORT SERVICES Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants PLAN SPONSOR SERVICE(S) AVAILABLE NWPS provides comprehensive retirement plan consulting, administration, recordkeeping, compliance, actuarial, plan sponsor and participant services. Most of our clients have outsourced all aspects PARTICIPANT SUPPORT SERVICES Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants of plan administration.

ASSET ALLOCATION FUNDS The custodians we utilize are true open architecture and we have access to over 28,000 investments, including ETF's and CIT's. In addition, the custodians we utilize allow advisors to create their own asset allocation models and manage via their web interface.

ADVISOR SUPPORT/SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

5 5 2 2

Compliance Support, Plan Benchmarking, TargetDate Evaluation Tools, Training for DC Plan Sales/ Service, Other PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone, Transaction Access for Participants PLAN SPONSOR SERVICE(S) AVAILABLE In addition to acting as a record-keeper only with your local TPA, we are a full service TPA with tools to provide Plan Sponsor's, TPA's, CPA's and Advisors with access to customizable solutions, including private labeled website.

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 747/37,500 403(b): 6/250 457: 26/1,380 Cash Balance: 81/1,180 Defined Benefit (Traditional): 64/960 Money Purchase: 5/210 NQDC: 5/230 Other: 91/4,750

LISTINGS

# OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 861/240,821 403(b): 28/5,819 457: 24/7,499 Cash Balance: 12/1,351 Defined Benefit (Traditional): 22/61,281 Money Purchase: 14/1,351 NQDC: 12/1,278 Other: 27/21,122

RPG CONSULTANTS

Roseville, CA

RECORDKEEPER

FIRM PROFILE Founded in 1994, NWPS provides comprehensive retirement plan recordkeeping, administration, actuarial, compliance, consulting, communication and participant services. Our only business is the recordkeeping and administration of retirement plans. NWPS is not in the investment or advisory business and has nothing to sell to your participants.

PENSYS, INC.

ADDITIONAL

NORTHWEST PLAN SERVICES

PLATFORMS USED: SunGard Relius ADVISOR SUPPORT/SERVICES Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants PLAN SPONSOR SERVICE(S) AVAILABLE Plan Sponsor & Participant Websites, Tax Advantageous Plan Design Consulting, 401k/403b Timely Withholding Deposit Monitoring, SmartPlan Participant Education & Enrollment, NY-based Phone, E-mail and Live Chat Support, Automatic Enrollment Options, Roth Option, Loan Processing & Maintenance, Financial Calculators, Quicken and Mint.com Integration, Online Statements, Daily Valuation Recordkeeping System, Open Architecture, No Revenue Sharing, Full Fee Disclosure and Transparency, Payroll Integration Alliances

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ADDITIONAL

RECORDKEEPER LISTINGS

VALIC Houston, TX KEY CONTACTS Robert Haverstrom, (713) 831-5497, robert.haverstrom@valic.com Tom Goodwin, (713) 962-6224, tom.goodwin@valic.com Website valic.com FIRM PROFILE For more than half a century, VALIC has served as a leading retirement plan provider for healthcare, higher education, government, as well as for K-12 schools and school districts, and other not-for-profit institutions. VALIC, the group retirement division at AIG, has more than $89 billion of client assets as of June 30, 2017 and manages plans for 19,000 employers serving approximately 1.8 million participants. VALIC represents The Variable Annuity Life Insurance Company and its subsidiaries, VALIC Financial Advisors, Inc. and VALIC Retirement Services Company. Additional information about VALIC can be found at http://www.valic.com.

PRIMARY MARKET(S) SERVED Mid ($10 Million - $100 Million), Large ($100 Million - $250 million), Mega (> $250 million) # OF PLANS/PARTICIPANTS SERVED BY TYPE As of 06/30/17 401(k): 812/70,534 403(b): 18,249/1,307,175 457: 3,909/240,985 Money Purchase: 1,713/338,464 NQDC:

571/6,400 PLANS BY CHANNEL (DIRECT/ADVISOR): 2,5276/1,255 PLATFORMS USED: VALIC has a proprietary recordkeeping system.

ASSET ALLOCATION FUNDS VALIC’s platform provides access to more than 11,000 funds from well-known fund families with no proprietary mutual fund requirement. Plan sponsors can create plan investment portfolios that meet a wide variety of needs. Our recordkeeping system can also accommodate custom target-date solutions and risk-based model portfolios. A list of available funds can be provided upon request.

ADVISOR SUPPORT/SERVICES External wholesalers focused on advisors External wholesalers focused on institutional Internal wholesalers focused on advisors Internal wholesalers focused on institutional

18 18 8 4

Compliance Support, Plan Benchmarking, TargetDate Evaluation Tools, Training for DC Plan Sales/ Service, Investment Committee Meetings PARTICIPANT SUPPORT SERVICES In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participant

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THE

DISTRIBUTORS BROKER DEALERS & RIAs Financial advisors need to affiliate with a broker dealer (BD) or registered investment advisor (RIA) in order to sell investments (other than annuities) within DC plans.

F

inancial advisors need to affiliate with a broker-dealer (BD) or registered investment advisor (RIA) in order to sell investments (other than annuities) within DC plans.

There are three basic platforms they can choose from: 1.

Wire houses, or those platforms where the plan advisor is an employee

2.

Independent BDs, where the advisor is a 1099 contractor

3.

RIAs, where the advisor has no affiliation with a BD

A growing number of experienced plan advisors these days fall into a category called “hybrids,” meaning they affiliate with a BD and an RIA. That RIA can be owned and controlled by the BD with which they are affiliated, or the advisor can own and run it independently. Furthermore, there’s a growing crop of specialty groups, many of which are affiliated with an established BD, that focus on supporting plan advisors. Some of those groups require a BD or RIA change, while others do not.

Some experienced advisors are joining these specialty groups to leverage their intellectual capital and support as well as the brand. As with BDs, some require the advisor to be an employee, while others allow advisors to remain independent. Other advisors choose to remain independent, usually affiliating with a BD that has allocated at least a minimal amount of support in the form of home office personnel and the tools that advisors need to run a DC practice.

Looming over all this (still) is the Labor Department’s fiduciary rule, specifically its potential impact on business structures, practices and compensation.

Regardless, this is a resilient industry that has long had to anticipate and respond to the winds of regulatory and legislative change, even if the transitions haven’t always been easy, painless or as initially anticipated. Pundits have long — and frequently — predicted massive changes that didn’t come to be and glossed over change that at the time seemed relatively insignificant, but with the perspective of time turned out to be truly “game changing.”

Advisors — and the firms that support them and their practices — would be well-advised to stay tuned for changes that, though affected and influenced by the DOL rule, will be driven mostly by the continued sway of a dynamic marketplace.

— Nevin Adams

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BROKER DEALER/RIA

NAPA FIRM PARTNERS

ACROPOLIS INVESTMENT MANAGEMENT, LLC

BAM ADVISOR SERVICES

Chesterfield, MO

St. Louis, MO

KEY CONTACTS

KEY CONTACTS

Michael Lissner, (636) 449-4900, ml@acrinv.com Debra Moran, (636) 449-4950, dm@acrinv.com Amy Crews, (636) 449-4950, ac@acrinv.com Ryanne Tilley, (636) 449-4950, rt@acrinv.com Website acrinv-rps.com

Kristen Donovan,(314) 743-5183, kdonovan@bamadvisor.com Matt Pranschke, (314) 783-2961, mpranschke@bamadvisor.com David Shipp, (314) 783-2916, dshipp@bamadvisor.com Website bamadvisorservices.com/team/retirement-solutions

FIRM PROFILE Acropolis Investment Management, LLC, was formed in August 2002. It is managed by the original four partners: Chris Lissner (President), David Ott (Chief Investment Officer), Dannelle Ward (Chief Compliance Officer) and Michael Lissner (Executive Director ­Acropolis Retirement Plan Solutions).

As a Registered Investment Adviser and Centre for Fiduciary Excellence (CEFEX) certified fiduciary, the firm serves private clients, institutional clients, banks, 401(k) plans, profit sharing plans, defined benefit plans and non-qualified deferred compensation plans. The retirement plan line of business was launched in early 2007.

BAM Retirement Solutions is a turnkey retirement plan partner to independent wealth management firms. We provide strategic growth solutions, operational support and evidence-based investing tools to help you serve the rapidly growing retirement plan market. Our specialized knowledge, tools and resources can help you be successful in the retirement plan space. The BAM Retirement Solutions team brings a collective 75+ years of industry experience to your side and has a national presence, working with approximately 150 independent wealth management firms, serving approximately 830 plans and managing $2.4 billion in assets (as of 6/30/17).

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

OPTIONS AVAILABLE • • • • • • • •

3rd Party Investment Analysis Tool Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Minimum Fee Schedules

3RD PARTY CLEARING BD: N/A

FIRM PROFILE

OPTIONS AVAILABLE • • • • • • • • •

Preferred Provider Program Business Development Consultants 3rd Party Vendor Analysis Tool Other Tools Benchmarking Tools Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

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Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

CANNON CAPITAL MANAGEMENT, INC.

Red Bank, NJ

Salt Lake City, UT

KEY CONTACTS

KEY CONTACTS

Brian Clark, (800) 401-4830, bclark@cafarogreenleaf.com Website CafaroGreenleaf.com

Clint Cannon, (801) 566-3190, clint@cannoncap.com Chace Cannon, (801) 566-3190, chace@cannoncap.com Chris Harris, (801) 566-3190, charris@cannoncap.com Website cannoncap.com

FIRM PROFILE Cafaro Greenleaf has been a boutique firm of registered investment advisors and retirement plan consultants to corporate, public, and not for-profit clients nationwide for over 35 years, with an exclusive focus on retirement plans. Our primary and metro New York offices are located in Red Bank, New Jersey, with additional advisor partners in Charleston, Orlando, Houston, and South Bend in serving our national client base. With our founding in 1981, we are true pioneers in the qualified retirement plan space, and are widely recognized as experts and leaders in the industry.

PRIMARY MARKET(S) SERVED Small ($1 million - $10 million), Mid ($10 million - $100 million), Large ($100 million - $250 million)

OPTIONS AVAILABLE • • • • • • • • • • • • • •

Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: American Portfolios

BROKER DEALER/RIA

CAFARO GREENLEAF

FIRM PROFILE We are a Registered Investment Advisor (RIA) using an open source 401(k) platform to deliver a complete 401(k) Plan done right: Fiduciary services, participant and plan sponsor education plan with exceptional investment results, combined with simplicity and ease of use for all involved - we do it right!

PRIMARY MARKET(S) SERVED Small ($1 million - $10 million), Mid ($10 Million - $100 Million), Large ($100 million - $250 million)

OPTIONS AVAILABLE • • • • • • • • • •

3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Minimum Fee Schedules Other Tools

3RD PARTY CLEARING BD: N/A

5

10

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BROKER DEALER/RIA

NAPA FIRM PARTNERS

CAPTRUST

CBIZ RETIREMENT PLAN SERVICES

Raleigh, NC

Cleveland, OH

KEY CONTACTS

KEY CONTACTS

John Curry, (919) 870-6822, john.curry@captrustadvisors.com Website CAPTRUSTadvisors.com

Brian Dean, (216) 447-9000, bdean@cbiz.com Luke Baum, (216) 447-9000, lbaum@cbiz.com Website cbiz.com/retirement

FIRM PROFILE CAPTRUST specializes in providing investment advisory services to retirement plan fiduciaries, foundations, and endowments, and comprehensive wealth planning services to executives and high-net-worth individuals.

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • •

Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules

3RD PARTY CLEARING BD: N/A

271

FIRM PROFILE At CBIZ Retirement Plan Services we offer a complete suite of retirement solutions designed to help plan sponsors fulfill fiduciary duties and offer a compliant, reasonably priced plan to participants. Offering actuarial, administration and advisory services from over twenty locations, our team is focused on delivering tools to plan sponsors so that they can offer best in class retirement plans to employees. Our strength lies in our team of experts and our ability to find flexible solutions to solve even the most complex retirement plan problems.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 million - $10 million), Mid ($10 million $100 million), Large ($100 million - $250 million)

OPTIONS AVAILABLE • • • • • • • • • • • • •

Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules Other Tools

3RD PARTY CLEARING BD: N/A

320

68

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

CLEARVIEW ADVISORY

El Segundo, CA

Atlanta, GA

KEY CONTACTS

KEY CONTACTS

Jon Anderson, jon.anderson@cetera.com Guy Hocker, guy.hocker@cetera.com Adeline Wong, adeline.wong@cetera.com Website cetera.com

Greg Fiore, (404) 477-0593, gfiore@clearviewadvisory.com Website clearviewadvisory.com

FIRM PROFILE Cetera Financial Group ("Cetera") is a leading network of independent firms empowering the delivery of professional financial advice to individuals, families and company retirement plans across the country through trusted financial advisors and financial institutions. Cetera is the second-largest independent financial advisor network in the nation by number of advisors, as well as a leading provider of retail services to the investment programs of banks and credit unions.

Through its multiple distinct firms, Cetera offers the benefits of a large, established broker-dealer and registered investment adviser, while serving advisors and institutions in a way that is customized to their needs.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representative Business Development Consultants 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Minimum Fee Schedules Other Tools

3RD PARTY CLEARING BD: N/A

BROKER DEALER/RIA

CETERA FINANCIAL GROUP

FIRM PROFILE Clearview Advisory concentrates on all areas of the retirement landscape, allowing clients to focus on their core business. Our attention to detail and documented process improves the effectiveness and efficiency of employer-sponsored savings plans, saving our clients time and money. Our goal is to help protect the plan sponsor while improving the experience at both the plan and participant levels.

Our areas of expertise include fiduciary processes and policies, investment management and analyses, cost management, and maximizing plan effectiveness through plan design and targeted employee communications.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 million - $10 million), Mid ($10 million $100 million), Large ($100 million - $250 million), Mega (>$250 million)

OPTIONS AVAILABLE • • • • • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules

3RD PARTY CLEARING BD: N/A

12

40

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69

BROKER DEALER/RIA

NAPA FIRM PARTNERS

COMMONWEALTH FINANCIAL NETWORK

GORDON ASSET MANAGEMENT, LLC

Waltham, MA

Durham, NC

KEY CONTACTS

KEY CONTACTS

Paul Mahan, (781) 398-9969, pmahan@commonwealth.com Karen DiStasio, (781) 902-9561, kdistasio@commonwealth.com Website commonwealth.com

Joe Gordon, (919) 313-6666, joe.gorodn@wealthqb.com Russell Smith, (919) 313-6657, russell.smith@wealthqb.com Mike Hensley, (919) 313-6665, mike.hensley@wealthqb.com Greg Rhinehardt, (919) 313-6659, greg.rhinehardt@wealthqb.com Todd Zempel, (919) 313-6683, todd.zempel@wealthqb.com Website WealthQB.com

FIRM PROFILE As the nation’s largest privately held RIA - independent broker-dealer, Commonwealth has the expertise to help advisors succeed in all facets of their retirement plan practice. Our in-house team of seasoned specialists provides dedicated, one-on-one consultation on everything from marketing strategies and investment management methodologies to market intelligence and fiduciary framework. Convenient resources include engaging plan sponsor content, customizable participant educational collateral, and an affordable fiduciary education and certification curriculum for advisors. Investment research support, an open product platform, and five affiliation choices round out our commitment to offering the most competitive, progressive retirement plan service model in the industry.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Other Tools Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis

FIRM PROFILE Gordon Asset Management, LLC ("GAMLLC") is an independent investment advisor located in North Carolina. GAMLLC offers Retirement Plan Consulting for businesses and Wealth Management for individuals.

Retirement plan services include investment selection & monitoring, IPS oversight, default investment selection and monitoring, and participant education/engagement. GAMLLC operates as a fiduciary under ERISA 3(38) or ERISA 3(21), and has served clients in this capacity since the early 90's. The firm annually audits all plan expenses and offers rigorous plan design consulting to help control plan costs. The firm has been CEFEX certified since 2008. For more info, please visit WealthQB.com.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 million - $10 million), Mid ($10 million $100 million), Large ($100 million - $250 million)

OPTIONS AVAILABLE • • • • • • • •

Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Stable Value Analysis

3RD PARTY CLEARING BD: N/A

5

3RD PARTY CLEARING BD: NATIONAL FINANCIAL

29

70

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

HIGHTOWER ADVISORS, LLC

Carlsbad, CA

New York City, NY

KEY CONTACTS

KEY CONTACTS

Jimmy Owen, (949) 359-0035, jimmy.owen@grpaa.com Geoff White, (949) 359-0031, geoff.white@grpaa.com Christopher Giles, (949) 359-0023, christopher.giles@grpaa.com Amy Glynn, (949) 359-0029, amy.glynn@grpaa.com Website grpaa.com

Zo Bigornia, (917) 286-2767, zbigornia@hightoweradvisors.com Website hightoweradvisors.com

FIRM PROFILE GRP Advisor Alliance is an elite group of retirement plan and wealth management advisors from across the country dedicated to the positive advancement of the retirement industry. GRP's network consists of over 420 advisors representing over 25,000 plans, $215+ billion in assets under advisement and over 3.1 million participants.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representatives Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House Or Outsourced Plan Design Consulting Consulting On SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules Other Tools

BROKER DEALER/RIA

GRP ADVISOR ALLIANCE

FIRM PROFILE HighTower is reshaping the financial services industry from the inside out.

As one of the nation1s largest Registered Investment Advisors dedicated to providing advice, not selling a product, we are a relentless champion of the fiduciary standard. We believe that the wealth management industry can and should do a better job of serving the needs of individual investors and their financial advisors. The firm includes 87 advisor teams who oversee more than $50 billion in client assets. HighTower is headquartered in Chicago, and has corporate centers in New York and San Francisco. There are 79 offices around the country.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 million - $10 million), Mid ($10 Million $100 Million), Large ($100 million - $250 million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • • •

Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: N/A

3RD PARTY CLEARING BD: BD Agnostic

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BROKER DEALER/RIA

NAPA FIRM PARTNERS

INSTITUTIONAL INVESTMENT CONSULTING

IRON FINANCIAL, LLC

Bloomfiled Hills, MI

Northbrook, IL

KEY CONTACTS

KEY CONTACTS

Michael Kozemchak, (248) 339-9808, mkozemchak@iic-usa.com Paul Stephens, (248) 339-9806, pstephens@iic-usa.com Tony Ciocca, (203) 907-3532, tciocca@iic-usa.com Greg Cimmino, (203) 907-3532, gcimmino@iic-usa.com Website iic-usa.com

Richard Friedman, (847) 715-3204, rpf@ironfinancial.com Steven Weil, (847) 715-3206, sweil@ironfinancial.com Amy Chandler, (847) 715-3230, amy.chandler@ironfinancial.com Website ironfinancial.com

FIRM PROFILE

IRON Financial, LLC, is an independent asset management firm. Founded in 1994, IRON Financial has successfully managed a series of liquid alternative and enhanced return strategies for financial intermediaries, and has provided fiduciary and retirement solutions to a wide range of defined contribution plans and investment intermediaries.

National, objective, single-source provider of institutional investment consulting services. Fiduciary and non-fiduciary, qualified and nonqualified, consulting services. Support Clients with DC, DB, NQDC, Stock Plan & Corporate Investments: • Benchmark Studies • Vendor Search Projects • Vendor Targeted Re-Negotiations • Comprehensive Ongoing Consulting • Vendor Management • Investment Selection and Monitoring • Fiduciary Education and Corporate Governance Support Over $40 billion dollars in benchmark, RFP, and renegotiation projects the last 24 months, In excess of $75 billion in client engagements. Recognized

by PLANSPONSOR Magazine, Pension and Investments Magazine, and 401k Wire as one of the nation’s top Retirement Plan Consultants.

PRIMARY MARKET(S) SERVED Mid ($10 Million - $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Allows Fiduciary Declaration 3(21)/3(38) Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

FIRM PROFILE

We manage investment portfolios across both core and alternative asset classes, and deliver comprehensive solutions to the qualified retirement plan marketplace.

For more information about IRON Financial, please visit www.ironfinancial.com.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million), Large ($100 million - $250 million)

OPTIONS AVAILABLE • • • • • •

CEFEX Certified 3(38) Investment Fiduciary Retirement sales desk representatives Participant advice/participant services Allows fiduciary declaration 3(21)/3(38) Custom risk based/target date models Plan sponsor fiduciary training

3RD PARTY CLEARING BD: N/A

3RD PARTY CLEARING BD: LPL Financial

13

72

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

LATUS GROUP, LTD.

New York, NY

Las Vegas, NV

KEY CONTACTS

KEY CONTACTS

Jim Doyle, (212) 272-8410, jim.doyle@jpmorgan.com Suzanne Murphy, (212) 272-2345, suzanne.murphy@jpmorgan.com Jillian White, (212) 272-0403, jillian.white@jpmorgan.com Website jpmorgansecurities.com/pages/am/securities/home

David Segarra, (702) 922-7820, davids@latus-group.com Website latus-group.com

FIRM PROFILE At J.P. Morgan Securities, our clients benefit from the personalized service of a boutique organization and the global resources of one of the largest and most respected financial firms in the world. Our Financial Advisors can create strategies that help address specific needs, whether our clients seek a strategic investment approach, professional portfolio management or a broader range of wealth management services. We work closely with our clients to understand their unique needs and create strategies designed to help them meet their plans' financial obligations.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

OPTIONS AVAILABLE • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Investment Analysis Tool Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Minimum Fee Schedules Other Tools

BROKER DEALER/RIA

J.P. MORGAN SECURITIES

FIRM PROFILE The Latus Group is a Corporate Retirement Plan Consulting firm focused on providing financial and retirement planning solutions to companies and their employees throughout the United States. The firm prides itself on delivering a personalized experience to every client relationship, built upon trust, education, and total fee transparency. Our consulting team represents a diverse background of experienced independent financial advisors that bring peace of mind to your company retirement plan through extensive Investment due diligence, fiduciary training programs, participant advice and education, provider benchmarking, and effective plan design.

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million), Large ($100 Million - $250 Million)

OPTIONS AVAILABLE • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Plan Design Consulting Plan Sponsor Fiduciary Training Minimum Fee Schedules Other Tools

3RD PARTY CLEARING BD: Centaurus Financial, Inc.

3RD PARTY CLEARING BD: N/A

4 9

NAPA BLACK BOOK 2017 | napa-net.org

73

BROKER DEALER/RIA

NAPA FIRM PARTNERS

LPL FINANCIAL

M FINANCIAL GROUP

Portland, OR

Portland, OR

KEY CONTACTS

KEY CONTACTS

Bill Beardsley, (847) 736-7613, william.beardsley@lpl.com Stefanie Rzepecki, (857) 205-9958, stefanie.rzepecki@lpl.com Emily White, (858) 779-5733, emily.white@lpl.com Website lpl.com

Shelley Sievers, shelley.sievers@mfin.com Website mfin.com

FIRM PROFILE LPL Retirement Partners is the retirement plan-focused division of LPL Financial, supporting the practice management needs of retirement plan advisors offering consulting and related retirement plan services to plan sponsors and their employees.

LPL is the nation's largest independent broker-dealer (based on total revenues, Financial Planning magazine June 1996-2017.) As of June 30, 2017, financial advisors associated with LPL served more than 4 million client accounts across the U.S. as well as an estimated 46,000 retirement plans with an estimated $138 billion in retirement plan assets. *Securities and Advisory Services offered through LPL Financial. A registered investment advisor, Member FINRA/SIPC.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Other Tools Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Stable Value Analysis

FIRM PROFILE With more than 155 Member Firms in 40 states, Switzerland, the United Kingdom, and United Arab Emirates, M Financial Group is one of the nation1s leading financial services design and distribution companies. Since 1978, M Financial1s network of independent insurance, investment, and executive benefit firms has served the needs of ultra-affluent individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies. For more information about M Financial Group, please visit www.mfin.com.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 million - $10 million), Mid ($10 million - $100 million)

OPTIONS AVAILABLE • • • • • • • • • • • • • •

Preferred Provider Program Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: M Holdings Securities, Inc.

66

55

74

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

MARINER RETIREMENT ADVISORS

Marietta, GA

Overland Park, KS

KEY CONTACTS

KEY CONTACTS

Wes Hackney, (678) 918-9135, wes@mariettawealth.com Scott Keller, (678) 918-9133, scott@mariettawealth.com Website mariettawealth.com

David Stofer, (913) 378-9144, david.stofer@marinerretirement.com Mark Nothnagel, (913) 378-9145, mark.nothnagel@marinerretirement.com Dawn McPherson, (913) 378-9149, dawn.mcpherson@marinerretirement.com Website marinerretirement.com

FIRM PROFILE Marietta Wealth is an independent, fee-only financial advisory firm focused on providing investment management and retirement plan advisory services to individuals, businesses, and institutions. Marietta Wealth provides a range of services to plan fiduciaries and participants of company retirement plans, including: 3(21)/3(38) fiduciary advice, investment selection and quarterly investment monitoring, investment policy statement preparation, custom model construction, target date fund and "QDIA" analysis, fee benchmarking and vendor analysis, investment committee support, one-on-one participant advice, conducting participant education and enrollment meetings, and plan design recommendations.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 million - $10 million), Mid ($10 million - $100 million)

OPTIONS AVAILABLE • • • • • • • • •

3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Stable Value Analysis Minimum Fee Schedules

3RD PARTY CLEARING BD: N/A

BROKER DEALER/RIA

MARIETTA WEALTH

FIRM PROFILE Mariner Retirement Advisors provides advisory services to retirement plan sponsors with a goal of improving employees’ retirement readiness and enhancing clients’ benefits packages. The firm provides a wide range of services, including: plan design consulting, investment selection, asset allocation, ERISA compliance, investment policy statement preparation and maintenance, and fiduciary support.

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million), Large - ($100 Million - $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Other Tools Benchmarking Tools Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules

3RD PARTY CLEARING BD: N/A

104

6

NAPA BLACK BOOK 2017 | napa-net.org

75

BROKER DEALER/RIA

NAPA FIRM PARTNERS

MORGAN STANLEY

NFP

Purchase, NY

Aliso Viejo, CA

KEY CONTACTS

KEY CONTACTS

Melissa Cowan, (914) 225-211, melissa.cowan1@morganstanley.com Dan McVeigh, (914) 225-5437, daniel.mcveigh@morganstanley.com Jeffrey Keller, (914) 225-3677, jeffrey.keller@morganstanley.com Website morganstanley.com

Nick Della Vedova, (949) 460-9898, nick.dellavedova@nfp.com Brian Roberts, (949) 460-9898, brian.roberts@nfp.com Website nfp.com

FIRM PROFILE

At NFP Corp., our solutions and expertise are matched only by our personal commitment to each client’s goals. We’re a leading consultant that provides retirement, employee benefits, property & casualty and individual private client solutions.

Morgan Stanley has a long history of assisting retirement plan sponsors and participants. We are proud to have consistently delivered innovative products and solutions to the retirement plan clients we serve. Our decades of experience, coupled with our knowledge of retirement plans, allows our advisors to help organizations effectively manage their retirement plans and maximize the benefits to their employees.

FIRM PROFILE

Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

NFP has more than 3,800 employees and global capabilities. Our expansive reach gives us access to highly rated insurers, vendors and financial institutions in the industry, while our locally based employees tailor each solution to meet our clients’ needs. We’ve become one of the largest insurance brokerage, consulting and wealth management firms by building enduring relationships with our clients and helping them realize their goals.

OPTIONS AVAILABLE

PRIMARY MARKET(S) SERVED

PRIMARY MARKET(S) SERVED

• • • • • • • • • • • •

Retirement Sales Desk Representative 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules Other Tools

Mid ($10 Million - $100 Million), Large ($100 Million - $250 Million)

OPTIONS AVAILABLE • • • • • • •

Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis

3RD PARTY CLEARING BD: N/A

3RD PARTY CLEARING BD: N/A

200

50

76

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

PENSIONMARK FINANCIAL GROUP, LLC

Atlanta, GA

Santa Barbara, CA

KEY CONTACTS

KEY CONTACTS

Alan Conner, (404) 596-8935, aconner@novapointcapital.com Joseph Sroka, (404) 941-8910, jsroka@novapointcapital.com Website novapointcapital.com

Troy Hammond, (805) 456-6262, troy.hammond@pensionmark.com Mike Woods, (805) 456-6272, mike.woods@pensionmark.com Website pensionmark.com

FIRM PROFILE

FIRM PROFILE

NovaPoint Capital is a State registered RIA in GA, CO and TX.

Pensionmark Financial Group network represents over 215 advisors and staff across 45 locations across the country with approximately 2,000 retirement plan clients. Pensionmark’s network of retirement specialists include defined contribution, defined benefit and terminal funding, notfor-profit, wealth management, and executive/deferred compensation specialists.

We work with plan sponsors to: 1. Lower Investment expenses 2. Serve as either 3(21) or 3(38) Fiduciary 3. Develop a high quality fund line-up 4. Provide analytical tools to assist participants select investments 5. Improve participant education and providing ongoing support to the plan sponsor.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million)

OPTIONS AVAILABLE • • • • •

3rd Party Investment Analysis Tool Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

2

BROKER DEALER/RIA

NOVAPOINT CAPITAL LLC

PRIMARY MARKET(S) SERVED Small ($1 million - $10 million), Mid ($10 million - $100 million), Large ($100 million - $250 million), Mega (>$250 million)

OPTIONS AVAILABLE • • • • • • • • • • • • •

Retirement Sales Desk Representative 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: N/A

35

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77

BROKER DEALER/RIA

NAPA FIRM PARTNERS

PRECEPT ADVISORY GROUP LLC

PROCOURSE FIDUCIARY ADVISORS, LLC

Irvine, CA

Carmel, IN

KEY CONTACTS

KEY CONTACTS

Linda Bright, lbright@preceptgroup.com Marisa Meshot, mmeshot@preceptgroup.com Website preceptadvisory.com

Douglas Prince, (317) 708-4151, dprince@procourseadv.com Brea Dantin, (317) 708-4152, bdantin@procourseadv.com Kristin Dunlevy, (502) 410-4178, kdunlevy@procourseadv.com Deana Harmon, (317) 708-4153, dharmon@procourseadv.com Website procourseadv.com

FIRM PROFILE With over $3 billion in plan assets under management, the mission of Precept Advisory Group, a registered investment advisory firm, is to build and manage customized, competitive, cost-effective, and employeeappreciated retirement plans that integrate with each client firm’s total compensation strategy.Using a disciplined and metrics-driven process, we deliver services to help clients meet key objectives, including: • Assisting plan fiduciaries in understanding their roles and responsibilities.

• Establishing and promoting process-centric plan governance committees – maximizing retirement savings outcomes for plan participants while minimizing risk to our client companies.

• Aligning clients with best-fit providers who can partner with Precept Advisory Group to deliver an outstanding investment platform and administrative and participant services at competitive costs.

• Transforming our clients’ plans to meet best practices using an integrated service model approach to plan management – from design consulting to operational and compliance review and ongoing investment due diligence.

• Educating employees and promoting plan benefits to help maximize retirement plan savings to participants. Our ultimate goal – and the highest measure of our success – is to enhance the performance of each participant’s account balance.

Our key deliverable is unbiased, independent advice backed by 70 years of combined experience in investment advisory service, plan consulting, and compliance oversight.

FIRM PROFILE ProCourse is an independent fiduciary that helps design and manage retirement benefits that support your employees. As specialists in 401(k), 403(b), and other institutional retirement plans, we create retirement programs that support your organization’s goals and your employees’ retirement needs. Our mission is to help your employees retire with financial confidence. For more information, please visit www.procourseadv.com.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • •

Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 million - $100 million), Large ($100 million - $250 million), Mega (>$250 million)

OPTIONS AVAILABLE • • • • • • •

Business Development Consultants 3rd Party Investment Analysis Tool Allows Fiduciary Declaration 3(21)/3(38) Plan Design Consulting Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: N/A

7 78

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

RAYMOND JAMES

Shelton, CT

St. Petersburg, FL

KEY CONTACTS

KEY CONTACTS

Chris Foster, (475) 232-2704, cfoster@procyonpartners.net Tom Gahan, (475) 232-2702, tgahan@procyonpartners.net Amber Kendrick, (475) 232-2715, akendrick@procyonpartners.net Paul Kuveke, (475) 232-2719, pkuveke@procyonpartners.net Website procyonpartners.net

Bob Burns, (727) 567-6423, Bob.Burns@raymondjames.com Bo Bohanan, (727) 567-5192, Bo.Bohanan@raymondjames.com My Edmonds, (727) 567-6227, My.Edmonds@raymondjames.com Website raymondjames.com

FIRM PROFILE

Raymond James is a diversified financial services company with the scale and resources to support a wide array of services and products. We offer solutions that can serve business owners from a micro-market startup to retirement plan sponsors of large institutions. The value we place on independent thinking, objective advice and individualized solutions permeates the firm1s culture, promoting an environment where personal choice is held as a fundamental building block of business success.

Our commitment and dedication are made evident by • Disciplined approach to consulting and management • Ongoing monitoring and performance reporting • Dedicated, full-time team of professionals

At Procyon Partners, we are passionately devoted to providing our clients with the knowledge, experience and support they need to make confident and informed decisions. We specialize in providing investment, fiduciary consulting, and financial education services to retirement plan sponsors and their employees. Our firm's Partners have extensive experience in this area and work with a broad range of clients including corporations, municipalities, non-profits and small businesses.

PRIMARY MARKET(S) SERVED Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis

3RD PARTY CLEARING BD: N/A

BROKER DEALER/RIA

PROCYON PARTNERS

FIRM PROFILE

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • •

Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Consulting on SMAs

3RD PARTY CLEARING BD: N/A

6

60

NAPA BLACK BOOK 2017 | napa-net.org

79

BROKER DEALER/RIA

NAPA FIRM PARTNERS

RESOURCES INVESTMENT ADVISORS, INC.

SAGEVIEW ADVISORY GROUP

Overland Park, KS

Irvine, CA

KEY CONTACTS

KEY CONTACTS

Vince Morris, (913) 647-3968, vmorris@bukaty.com Phil Troyer, (913) 647-3985, ptroyer@bukaty.com Steve Prew, (720) 285-2228, sprew@bukaty.com Ashley Barb, (913) 647-5556, abarb@bukaty.com Website riaadvisor.com

Randy Long, (800) 814-8742, rlong@sageviewadvisory.com Jon Upham, (800) 814-8742, jupham@sageviewadvisory.com Website sageviewadvisory.com

FIRM PROFILE Resources Investment Advisors, Inc. (Resources) is an SEC-registered investment advisory firm headquartered in Overland Park, Kansas that was named the Fastest Growing RIA in the country by WealthManagement.com in 2017. The firm's President, Vince Morris, and ERISA counsel, Phil Troyer, are recognized leaders within the retirement plan industry, as are many of its affiliated Practice Leaders. Resources' affiliates - several of whom have been recognized as PlanAdviser Team of the Year finalists - leverage its institutional tools, size, and shared best practices while keeping their own culture and brand.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • • • • • • •

Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors 3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Minimum Fee Schedules Other Tools

FIRM PROFILE SageView Advisory Group, LLC is an independent Registered Investment Advisor with over 130 employees located in 22 offices nationwide. The firm provides unbiased retirement plan and wealth management consulting services to clients throughout the U.S. We have been evaluating and advising retirement plans and participants since 1989.

SageView advises on over 1200 defined contribution, defined benefit and deferred compensation plans totaling more than $80 billion of client assets.

Our advisors each have extensive experience in the financial industry and have worked with some of the largest plans in the nation.

PRIMARY MARKET(S) SERVED Mid ($10 Million - $100 Million), Large ($100 Million - $250 Million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • •

Business Development Consultants Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: N/A

130

3RD PARTY CLEARING BD: Triad Advisors, Inc.

50

80

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

STRATWEALTH

Costa Mesa, CA

Columbia, MD

KEY CONTACTS

KEY CONTACTS

Ryan Wong, (562) 795-7508, Ryan.Wong@savedaily.com Javier Castro, (877) 728-3359, Javier.Castro@savedaily.com Website RolloverSaver.com

Joseph Garrison, (410) 988-9494, jgarrison@strat-wealth.com Jennine LaCroix, (410) 988-9494, jlacroix@strat-wealth.com Gary Desjardins, (410) 341-0026, garyd@strat-wealth.com Kimberly Magaha, (410) 341-0026, kmagaha@strat-wealth.com Website strat-wealth.com

FIRM PROFILE RolloverSaver® by SaveDaily.com, Inc, an SEC registered investment advisor, has partnered with UMB Bank, N.A. to offer an Automatic IRA Rollover. UMB Bank's expertise combined with SaveDaily's low-cost recordkeeping solution and simple file transfer mechanisms make this the ideal solution for plan sponsors with any number of participants. There is no cost to the plan for the service. Participant's retirement assets are automatically rolled into an IRA that meets the provisions as set by the IRS and the Department of Labor.

PRIMARY MARKET(S) SERVED N/A

OPTIONS AVAILABLE •

None Selected

3RD PARTY CLEARING BD: N/A

BROKER DEALER/RIA

SAVEDAILY.COM, INC

FIRM PROFILE StratWealth® is a client-centric, strategic financial planning and investment management firm that is driven by a passion to first understand your unique needs and goals. We then bring together the collective genius of our experienced team to create an individualized financial strategy for you, including a program to carefully guide you through every step. For your ever-evolving milestones, your dreams and your legacy, rest assured that we are always focused on you and your Next. We can keep you FiduciaryFit, providing fiduciary and risk management assistance to companies with qualified retirement/401(k) plans.

Please see Important Disclosure information at: http://www.strat-wealth.com/important-disclosure-information/ marketing-disclosure

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • •

Retirement Sales Desk Representative Business Development Consultants Recruiter for Retirement Plan Advisors Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training Stable Value Analysis Other Tools

3RD PARTY CLEARING BD: N/A

24

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81

BROKER DEALER/RIA

NAPA FIRM PARTNERS

THE PACIFIC FINANCIAL GROUP, INC.

THE ROUSH GROUP

Bellevue, WA

Fresno, CA

KEY CONTACTS

KEY CONTACTS

Megan Meade, (425) 451-7722, Megan@tpfg.com Nicholas Scalzo, (714) 427-5800, NickS@tpfg.com Website tpfg.com

Rick Roush, (559) 579-1490, rick@r2ri.com Jessica Roush, (559) 579-1490, jessica@r2ri.com Erin Cathcart, (559) 579-1490, erin@r2ri.com Website roushinvestments.com

FIRM PROFILE In 1984, The Pacific Financial Group Inc. (TPFG) was founded on the mission that everyone, regardless of their account size, should have access to quality, independent investment advice. The firm has developed a legacy of providing innovative, value-added solutions. With a vision of establishing strong and reliable relationships, we have grown our national relationships with broker dealers, advisors and clients across the country. We have made a name for ourselves for our capabilities in the participant retirement space because we believe in making a difference in the lives of our clients to make their financial journey rewarding, secure and safe.

PRIMARY MARKET(S) SERVED Mega (> $250 Million)

OPTIONS AVAILABLE • • •

Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) Other Tools

3RD PARTY CLEARING BD: N/A

62

FIRM PROFILE We protect business owners and improve their employees' retirement readiness through pure fiduciary processes.

We have no bias or conflicts and only work in our client's sole interest.

Our team has specific experience with establishing goals, strategies, and defined measures for successful retirement plans.

The depth of our expertise and collaborative efforts are unmatched in our market. Our comprehensive fiduciary processes mitigate the business owner's personal liability to the highest extent permissible by law.

We invite you to meet with us to learn more about what we can do for you, your family, and your business.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million)

OPTIONS AVAILABLE • • • • • • • •

Business Development Consultants 3rd Party Vendor Analysis Tool Benchmarking Tools Participant Advice/Participant Services Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

6

82

NAPA NET THE MAGAZINE

Number of home office employees supporting the retirement business.

NAPA FIRM PARTNERS

TWELVE POINTS RETIREMENT ADVISORS

Houston, TX

Concord, MA

KEY CONTACTS

KEY CONTACTS

Chris Hacker, (713) 239-2866, chris@titan-advisors.com Josh Coughran, (713) 239-2866, josh@titan-advisors.com Jonathan Coyne, (713) 239-2866, jon@titan-advisors.com Anthony Lopez, (713) 239-2866, anthony@titan-advisors.com Website titan-advisors.com

Francesca Federico, (978) 318-9503, francesca@twelvepointswealth.com Manny Frangiadakis, (978) 318-9500, manny@twelvepointswealth.com Dave Clayman, (978) 318-9502, dave@twelvepointswealth.com Website TwelvePointsRetirement.com

FIRM PROFILE

Our Mission - Protect Fiduciaries and Improve Participant Retirement Outcomes

Titan Retirement Advisors is an Independent Registered Investment Advisor and Registered Fiduciary that specializes in acting as an investment fiduciary for corporate retirement plans, non-profit retirement plans, and high net worth families.

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

OPTIONS AVAILABLE • • • •

Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models Plan Design Consulting Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

BROKER DEALER/RIA

TITAN RETIREMENT ADVISORS, LLC

FIRM PROFILE

Our core competencies: • DOL 3(21) or 3(38) Fiduciary Investment Services to Plan Sponsors to ensure proper due diligence and process.

• Oversight of plan governance to satisfy DOL requirements, including RFP, benchmarking and investment analytics to create an audit trail.

• Review process to ascertain potential opportunities for improvement of investment options and cost savings.

• Guidance on increasing plan participation, auto-enrollment and company matches.

• Educational workshops to help employees: learn how to save and make prudent decisions through one-on-one financial planning sessions.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

3

OPTIONS AVAILABLE • • • • • • • • • • •

3rd Party Vendor Analysis Tool 3rd Party Investment Analysis Tool Other Tools Benchmarking Tools Participant Advice/Participant Services CRM/Data Aggregation Internal Rollover Program Allows Fiduciary Declaration 3(21)/3(38) Custom Risk Based/Target Date Models 408(b)(2) - In-House or Outsourced Plan Sponsor Fiduciary Training

3RD PARTY CLEARING BD: N/A

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BROKER DEALER/RIA

NAPA FIRM PARTNERS

UBS FINANCIAL SERVICES

WELLS FARGO ADVISORS

Weehawken, NJ

St. Louis, MO

KEY CONTACTS

KEY CONTACTS

Mark Barnum, Director of Business Development, (425) 990-2768 Abe Puerto, Head of Consulting Program Management, (201) 352-6070 Website UBS.com/RPCS

FIRM PROFILE UBS has a proven record in retirement plan consulting with more than 30 years of experience providing investment advice as a fiduciary. Through our Institutional Consulting and Retirement Plan Consulting Services programs, we provide advisory services to more than 2,300 retirement plans comprising over $70 billion in assets.

We aim to be the firm of choice for retirement plan consultants. We have a true open architecture platform enabling consultants to deliver services based on client needs. We recognize dedicated consultants with a Senior Retirement Plan Consultant designation, giving them access to advanced training, specialized services and resources that help address a broad array of plan client needs related to fiduciary governance, plan health and participant retirement readiness.

UBS Retirement Plan Consultants are supported by one of the world’s leading wealth managers. We combine our retirement plan consulting capabilities with our broad financial experience to help plan sponsors manage plan complexity and provide participants with relevant education.

PRIMARY MARKET(S) SERVED Small ($1-$10 million), Mid ($10-$100 million), Large ($100-$250 million), Mega (> $250 Million)

OPTIONS AVAILABLE • • • • • • • • • • • • •

Retirement sales desk reps Business development consultants 3rd party vendor analysis tool 3rd party investment analysis tool Benchmarking tools Allows fiduciary declaration3(21)/3(38) Custom risk based/target date models 408(b)(2) – in-house or outsourced Plan feature review/plan design consulting Plan sponsor fiduciary training Minimum fee schedules PLANavigator Financial wellness center for plan participants

3RD PARTY CLEARING BD: N/A

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Kelley Hartman, First Vice President, kelley.hartman@wellsfargoadvisors.com Laura Kirkover, First Vice President, laura.kirkover@wellsfargoadvisors.com Website wellsfargoadvisors.com

FIRM PROFILE Wells Fargo Advisors provides investment advice and guidance to clients through nearly 14,600 Financial Advisors and referrals from around 4,300 Licensed Bankers in retail branches. Wells Fargo Advisors administers $1.6 trillion in client assets.

Areas of Distinction • Structure and scale that combine the capabilities and best practices available through a large, national firm with a client focus more typical of smaller firms • Dedicated to Financial Advisors and their relationships with clients • Choice and flexibility for Financial Advisors and their clients through distinct business channels supported by established products, services, and technology *as of June 30, 2017. Wells Fargo Advisors is not a legal or tax advisor. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. CAR 101703195

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million)

OPTIONS AVAILABLE • • • • • • • • •

Retirement Sales Desk Representative 3rd Party Investment Analysis Tool Benchmarking Tools Allows Fiduciary Declaration 3(21)/3(38) 408(b)(2) - In-House or Outsourced Plan Design Consulting Consulting on SMAs Plan Sponsor Fiduciary Training Other Tools

3RD PARTY CLEARING BD: N/A

15

Number of home office employees supporting the retirement business.

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

AVONDALE PARTNERS, LLC. KEY CONTACTS Steve Glasgow, (615) 467-3467, sglasgow@avondalepartnersllc.com Frank Moore, (615) 467-3467, fmoore@avondalepartnersllc.com Jordan Sibler, (615) 467-3467, jsibler@avondalepartnersllc.com Website avondalepartnersllc.com

PLAN SERVICES: • Plan governance • Vendor Management • Investment Management • Plan Design Assistance PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million), Mega (>$250 million)

Houston, TX

San Diego, CA

KEY CONTACTS Janine Moore, (281) 580-8300, janine@peakfinancialgroup.net Darrell Ellisor, (281) 580-8300, darrell@peakfinancialgroup.net Joe Conzelman, (281) 580-8300, joe@peakfinancialgroup.net Website peakfinancialgroup.net

KEY CONTACTS David Fischer, (800) 269-1903, dfischer@ifgsd.com Jason Benham, (858) 436-3182, jbenham@ifgsd.com Website ifgsd.com FIRM PROFILE Renowned for first-class service, IFG specializes in individual wealth management and institutional retirement plan solutions, scoring the #1 ranking in Wealth Management Magazine1s Independent Broker-Dealer Report Card for Overall Broker-Dealer Satisfaction.

Additionally, the firm was awarded 2nd place Broker-Dealer of the Year by Investment Advisor Magazine in 2016 and 2017.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 million - $10 million), Mid ($10 million - $100 million) OPTIONS AVAILABLE • Preferred Provider Program • Retirement Sales Desk Representative • Business Development Consultants • 3rd Party Vendor Analysis Tool • 3rd Party Investment Analysis Tool • CRM/Data Aggregation • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • 408(b)(2) - In-House or Outsourced • Plan Sponsor Fiduciary Training • Other Tools 3RD PARTY CLEARING BD: Pershing

FIRM PROFILE Since 2002, Peak Financial Group1s mission has been to reach employers with the importance of saving for retirement. With retirement plans in industries from energy to health care, the firm works with publicly-traded companies, privately-held firms, hospital districts, nonprofits and quasi-governmental entities. The nationally-recognized group now manages over $1 billion in plan assets, representing over 14,000 participants. Regardless of plan size, each client receives personalized attention through use of a service model that includes multiple touches each year. Our team is resolved to find ways to motivate employers and their employees to save for their future.

PRIMARY MARKET(S) SERVED Small ($1 million - $10 million), Mid ($10 million - $100 million), Large ($100 million - $250 million) OPTIONS AVAILABLE • 3rd Party Vendor Analysis Tool • 3rd Party Investment Analysis Tool • Benchmarking Tools • Participant Advice/Participant Services • CRM/Data Aggregation • Allows Fiduciary Declaration 3(21)/3(38) • Plan Sponsor Fiduciary Training • Stable Value Analysis • Minimum Fee Schedules

LISTINGS

OPTIONS AVAILABLE • 3rd Party Vendor Analysis Tool • 3rd Party Investment Analysis Tool • Other Tools • Benchmarking Tools • Participant Advice/Participant Services • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • Plan Design Consulting • Consulting On SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis

PEAK FINANCIAL GROUP, LLC

BROKER DEALER/RIA

FIRM PROFILE The Fiduciary Practices Group within Avondale Partners, LLC specializes in providing advisory services to plan sponsors under a contract where we recognize our role as a fiduciary to the plan, eliminating the conflicts of interest that often plague our industry. We are completely product agnostic and receive no compensation for our advice, other than the fees paid directly to us by our clients.

INDEPENDENT FINANCIAL GROUP

ADDITIONAL

Nashville, TN

3RD PARTY CLEARING BD: N/A

3RD PARTY CLEARING BD: N/A

2

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ADDITIONAL

BROKER

DEALER/RIA LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

PLANTE MORAN FINANCIAL ADVISORS Southfield, MI KEY CONTACTS Dori Drayton, (616) 643-4030, dori.drayton@plantemoran.com Susan Shoemaker, (248) 223-3722, susan.shoemaker@plantemoran.com Mark Dixon, (248) 223-3576, mark.dixon@plantemoran.com Website institutionalinvesting.plantemoran.com FIRM PROFILE For over 40 years, Plante Moran Financial Advisors, one of the nation’s largest independent investment advisory firms, has been providing objective financial guidance to organizations, business owners, and corporate retirement and benefit-sponsored plans.

As a top three finalist for the NAPA 2016 401(k) Leadership Award, our institutional investment team has led the industry by providing consulting services that includes but extends beyond investments, plan design, and administration. We develop customized, holistic solutions that are specific to our clients’ needs and objectives— solutions that will not only help them meet their fiduciary responsibilities, but have a positive impact for plan participants.

PRIMARY MARKET(S) SERVED Small ($1 Million - $10 Million), Mid ($10 million - $100 million), Large ($100 million - $250 million) OPTIONS AVAILABLE • 3rd Party Vendor Analysis Tool • 3rd Party Investment Analysis Tool • Benchmarking Tools • Participant Advice/Participant Services • Allows Fiduciary Declaration 3(21)/3(38) • 408(b)(2) - In-House or Outsourced • Plan Design Consulting • Consulting on SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis 3RD PARTY CLEARING BD: N/A

RMR WEALTH BUILDERS, INC. Teaneck, NJ KEY CONTACTS Stuart Simchowitz, (914) 391-8210, ssimchowitz@rmrwealth.com Ryan DeGrau, (201) 836-2460, rdegrau@rmrwealth.com Joshua Mondschein, (646) 209-2821, jmondschein@rmrwealth.com Website rmrwealth.com FIRM PROFILE RMR's experienced and highly credentialed team has the expertise in plan design techniques to help you and your employees accomplish your goals and leverage the principles of behavioral finance to help maximize outcomes for your retirement and related plan outcomes.

We can help you design comprehensive benefits programs that are in tune with your employee demographic, cost effective and easy to administer. We specialize in the use of technology to streamline your administrative burden and ease the participant experience and interface.

PRIMARY MARKET(S) SERVED Micro (< $1 Million), Small ($1 Million - $10 Million), Mid ($10 Million - $100 Million) OPTIONS AVAILABLE • Preferred Provider Program • Retirement Sales Desk Representatives • Business Development Consultants • Recruiter for Retirement Plan Advisors • 3rd Party Vendor Analysis Tool • 3rd Party Investment Analysis Tool • Other Tools • Benchmarking Tools • Participant Advice/Participant Services • CRM/Data Aggregation • Internal Rollover Program • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • 408(b)(2) - In-House Or Outsourced • Plan Design Consulting • Consulting On SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis • Minimum Fee Schedules 3RD PARTY CLEARING BD: Calton & Associates, Inc.

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SHERIDAN ROAD FINANCIAL, LLC Northbrook, IL KEY CONTACTS Jim O'Shaughnessy, (847) 205-9073, jim@sheridanroad.com Daniel Bryant, (847) 205-9073, dbryant@sheridanroad.com Chris Karam, (847) 205-9073, ckaram@sheridanroad.com Sheri Fitts, (847) 205-9073, sfitts@sheridanroad.com Jeremy Weith, (414) 224-9073, jweith@sheridanroad.com Chuck Williams, (847) 205-9073, cwilliams@sheridanroad.com Mark Tonelli, mtonelli@sheridanroad.com Michael Driscoll, mdriscoll@sheridanroad.com Website sheridanroad.com FIRM PROFILE Sheridan Road Financial, LLC was founded

by Daniel Bryant and Jim O'Shaughnessy in 2005. While the firm was founded in 2005, the predecessor company dates back more than 60 years. Jim O'Shaughnessy's grandfather started in the pension consulting and administration business in 1948. Jim's father, Clark O'Shaughnessy, joined the business in the 1960s and helped build Penco Financial (Penco) into a leading retirement plan consulting and administration firm. In today's vernacular, Penco was a Chicago-based third party administrator (TPA), advisory and actuarial firm with thousands of corporate and not-for-profit clients throughout the country. In 1988, Penco focused exclusively on providing retirement plan advice to corporations and not-for-profit entities. In the early 1990s, Jim became a partner and assumed the role as the principal retirement plan consultant. This business was rebranded and merged into Sheridan Road in January 2005.

PRIMARY MARKET(S) SERVED Micro (< $1 million), Small ($1 million - $10 million), Mid ($10 million - $100 million), Large ($100 million - $250 million), Mega (> $250 Million) OPTIONS AVAILABLE • Preferred Provider Program • Recruiter for Retirement Plan Advisors • Benchmarking Tools • Participant Advice/Participant Services • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • Plan Design Consulting • Consulting on SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis • Minimum Fee Schedules • Other Tools 3RD PARTY CLEARING BD: LPL Financial

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SIENA WEALTH ADVISORS ADDITIONAL

Grand Ledge, MI KEY CONTACTS Joe Irish, (517) 627-1412, joe@sienainvestor.com Zack Armstrong, (517) 627-1412, zachary@sienainvestor.com Website sienainvestor.com

BROKER DEALER/RIA

FIRM PROFILE Siena Retirement Plan Services seeks to change the way employer-sponsored retirement plans are ran today. The industry in plagued by many flaws: • Limited Education • Excessive Hidden Fees • Suitability Advisor Standards Instead of Fiduciary Standards • Failure of Active Management • Lack of Education and Independent Advice Siena Retirement Services does business differently. We place your success above all.

Whether you're considering a new retirement plan or re-thinking what you already have, we are here to help PRIMARY MARKET(S) SERVED Small ($1 million - $10 million) OPTIONS AVAILABLE • Participant Advice/Participant Services • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • Plan Design Consulting • Plan Sponsor Fiduciary Training

LISTINGS

3RD PARTY CLEARING BD: N/A

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THE

TPAs A TPA can be a plan advisor’s best friend. But it’s important to understand the various types of TPAs and how to best leverage them depending on the plan profile and size.

T

he term “third-party” harkens back to a realization that these firms, as with recordkeepers generally, provide services to a plan sponsor that plan sponsors once did for themselves. Yes, that was mostly in a time before there were 401(k)s (not to mention daily valuation).

Things have grown significantly more complicated over the years, though, and today TPAs not only keep up with participant accounts, they can be an invaluable resource to plan sponsors — and advisors — on issues like regulatory compliance and plan design.

A TPA can be a plan advisor’s best friend. But it’s important to understand the various types of TPAs and how to best leverage them depending on the plan profile and size.

The TPAs listed on the pages that follow have a focus on working with advisors. That’s critically important in forming a mutually beneficial partnership predicated on a solid appreciation for what each member brings to the relationship and shared clients.

As with everything in life, the relationship and cultural fit is paramount. And the choice to use a TPA may depend on the size of a plan or the plan sponsor’s particular needs. On the pages that follow, you’ll find the information you need to evaluate the best fit(s) for your practice.

— Nevin Adams

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TPA

NAPA FIRM PARTNERS

BPAS

AMERICAN TRUST RETIREMENT

BPAS

Dubuque, IA

Syracuse, NY

KEY CONTACTS

KEY CONTACTS

Eric May, (563) 585-9221, emay@americantrust.com Tim Reynolds, (563) 585-9226, treynolds@americantrust.com Website americantrustretirement.com

Jason Disco, (315) 703-8916, JDisco@bpas.com Elizabeth Kaido, (315) 292-6939, ekaido@bpas.com Website BPAS.com

FIRM PROFILE

FIRM PROFILE

American Trust Retirement is one of the highest rated providers of retirement plans for small to mid sized businesses in the United States.

As a 105 year old, family owned institution, American Trust Retirement works with employers building plans that meet their needs. We specialize in complex plan design that helps business owners focus on tax efficient contribution strategies. Since 2008, American Trust has received 200 Best in Class Awards from PLANSPONSOR Magazine.

BPAS is a national provider of retirement plan and fund administration, transfer agency, collective investment fund, and other institutional trust services. For clients who choose an outside recordkeeping platform, we offer a full array of TPA services. Our team of experienced Plan Consultants provide comprehensive plan design, plan document and amendment services; all required annual compliance testing; calculation of year-end allocations (including “true up” allocations); contribution calculations, processing of forfeitures; preparation of signature-ready Form 5500 and schedules; audit support; preparation of participant notices; and assisting in routine questions and transactions throughout the year.

ESTABLISHED: 1988 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Iowa

ESTABLISHED: 1973

SPONSORED PLANS SUPPORTED: 250

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED

New York, Pennsylvania, Texas, New Jersey, Massachusetts, Puerto Rico

As of 06/30/17 As of 12/31/16

$488,000,000 $475,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

8,000 7,800

KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans

CUSTODIAN(S) USED TD Ameritrade

FEE STRUCTURE

SPONSORED PLANS SUPPORTED: 625 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

$715,000,000 $700,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

33,000 31,000

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, ProfitSharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans

Per Participant Fee

CUSTODIAN(S) USED

SERVICE(S) PROVIDED

Nationwide, Empower, Voya, American Funds, Transamerica, Mass Mutual/Hartford, John Hancock, Principal, Fidelity, Unified Trust, Employee Fiduciary, Ascensus, HB&T

Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Target-Date Fund Evaluation Tools, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

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CETERA RETIREMENT PLAN SPECIALISTS

Cleveland, OH

Walnut Creek, CA

KEY CONTACTS

KEY CONTACTS

Mike Spickard, (330) 983-0500, mike.spickard@cbiz.com Lisa Lange,(267) 800-1555, lisa.lange@cbiz.com Website cbiz.com/retirement

Guy Hocker, (925) 926-0600, guy.hocker@cetera.com Alex Petrenko, (925) 926-0600, alex.petrenko@cetera.com Website CeteraRetirement.com

FIRM PROFILE

FIRM PROFILE

At CBIZ Retirement Plan Services we offer a complete suite of retirement solutions designed to help plan sponsors fulfill fiduciary duties and offer a compliant, reasonably priced plan to participants. Offering actuarial, administration and advisory services from over twenty locations, our team is focused on delivering tools to plan sponsors so that they can offer best in class retirement plans to employees. Our strength lies in our team of experts and our ability to find flexible solutions to solve even the most complex retirement plan problems.

Cetera Retirement Plan Specialists assists advisors in providing innovative retirement solutions to their clients. Specializing in advanced plan design and administration,CRPS is available to work with you to create custom plan designs for your clients and to deliver expertise borne from decades of serving the needs of small-business owners and the affluent.

ESTABLISHED: 1998 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE AZ, CA, CO, FL, FA, IL, MD, MA, MN, MO, NJ, OH, PA, TX, WA

SPONSORED PLANS SUPPORTED: 3,800 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17

$47,700,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17

1,830,000

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, ProfitSharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans

CUSTODIAN(S) USED Alerus, American Century, American Funds, American National, Ascensus, Daily Access, Empower,Fidelity, First Mercantile, Guardian, John Hancock, Lincoln, MassMutual, Met Life, Mutual of Omaha, Nationwide, Oppenheimer, PacificLife, Principal, TIAA, TradePMR, VOYA, Transamerica

TPA

CBIZ RETIREMENT PLAN SERVICES

CRPS provides a highly competitive retirement planning platform that can help you acquire new clients and develop longstanding and fruitful relationships. This includes access to a full menu of defined contribution and defined benefit plans, including cash balance plans, 401(k) plans, profit-sharing plans, and other niche plan types

ESTABLISHED: 1982 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Nationwide

SPONSORED PLANS SUPPORTED: 1,800 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

$1,450,000,000 $1,400,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

14,000 13,500

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b)

CUSTODIAN(S) USED Platform agnostic

FEE STRUCTURE

FEE STRUCTURE

Per Participant Fee, Asset-Based

Per Participant Fee

SERVICE(S) PROVIDED

SERVICE(S) PROVIDED

Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Target-Date Fund, Evaluation Tools, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

Compliance Support, Preparation of Loan Paperwork, Processing of Loan, Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests

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TPA

NAPA FIRM PARTNERS

DWC - THE 401(K) EXPERTS

FIDUCIARY CONSULTING GROUP, INC.

St. Paul, MN

Murfreesboro, TN

KEY CONTACTS Doug Hoefer, (651) 204-2600, doug.hoefer@dwc401k.com Adam Pozek, (651) 204-2600, adam.pozek@dwc401k.com Website dwc401k.com

FIRM PROFILE DWC serves more than 3,000 clients across the country. They range in size from single-participant defined benefit plans to complex 401(k) plans including several thousand employees. They come from all industries from residential construction and professional practices to rocket scientists, literally.

ESTABLISHED: 1999 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

Larry Crocker, (615) 848-0015, LEC@ifiduciary.com John Hoots, (615) 848-0015, JPH@ifiduciary.com Website ifiduciary.com

FIRM PROFILE Fiduciary Consulting Group is an industry leading provider of outsourced fiduciary management services that will accept the role as the ERISA 3(16) Plan Administrator & ERISA 402 Named Fiduciary. The plan document is amended to transfer the responsibilities for administrative, operational and regulatory compliance from the plan sponsor to our firm and team of professionals.

Alabama, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Kansas, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, New York, Oregon, Texas and Utah

FCG supports plan advisers, by serving as the Responsible Plan Fiduciary to their clients, and TPAs, by providing an independent fiduciary solution to support their businesses, allowing them to focus on plan administration and consulting. FCG is CEFEX certified as an ERISA 3(16) Plan Administrator.

SPONSORED PLANS SUPPORTED: 3,627

ESTABLISHED: 2003

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

As of 06/30/17 As of 12/31/16

$3,250,000 $2,962,856,590

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

62,000 58,576

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b)

CUSTODIAN(S) USED TD Ameritrade, MG Trust, Benefit Trust, Charles Schwab, Fidelity, Pershing and Mid-Atlantic

FEE STRUCTURE Annual flat base fee, plus per participant fee for plans with greater than 50 participants

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings

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KEY CONTACTS

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Texas, Tennessee

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Processing of Loan Applications, Plan Design Consulting, Plan Audit Support, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Call Center

NAPA FIRM PARTNERS

LEGACY RETIREMENT SOLUTIONS, LLC

Waco, TX

Aston, PA

KEY CONTACTS

KEY CONTACTS

Blake Willis, (888) 333-5859, ext 3105, bwillis@julyservices.com Michelle LeCates, (888) 333-5859, ext 3188, mlecates@julyservices.com Website julyservices.com

Steve Warner, (484) 483-2146, swarner@legacyrsllc.com Joseph Ehmann, (484) 483-5197, jehmann@legacyrsllc.com Website legacyrsllc.com

FIRM PROFILE

FIRM PROFILE

July Business Services (JULY) has provided retirement plan services since its founding in 1994. We specialize in independent retirement plan services for advisors and their clients. Services include: recordkeeping, plan administration, plan design consulting, payroll services, and business process outsourcing.

We are a non-producing, fee-for-service third party retirement plan administration company created and controlled by experienced industry professionals. With over 60 combined years of experience in third party retirement plan administration and consulting, Legacy Retirement Solutions, LLC leverages that experience to provide customized solutions that can satisfy all of your clients1 retirement plan administration and consulting needs. We are experts at the compliant design, operation and administration of retirement plans.

Our team understands that retirement is the number one reason for individual investing, and for many investors, company-sponsored savings and investment plans are the foundation of their retirement savings strategies. Our role in assisting organizations to offer employee retirement plans is fundamental to our mission - 'Building Retirement Security.'

ESTABLISHED: 2010 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

ESTABLISHED: 1994

We have a physical presence in PA and NJ. We have clients nationwide.

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

SPONSORED PLANS SUPPORTED: 375

California, Florida, Georgia, Illinois, Massachusetts, Minnesota, Ohio, Pennsylvania, and Texas

KINDS OF PLAN(S) SUPPORTED

SPONSORED PLANS SUPPORTED: 3,200

401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b)

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED

CUSTODIAN(S) USED

As of 06/30/17 As of 12/31/16

FEE STRUCTURE

$3,000,000,000 $2,800,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

60,000 58,000

KINDS OF PLAN(S) SUPPORTED

TPA

JULY BUSINESS SERVICES

We are willing to work with any custodian.

Per Participant Fee

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Hardship Distribution Requests, Enrollment Meeting Support

401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans

CUSTODIAN(S) USED Mid Atlantic Trust Company, Matrix Trust Company, Pershing, Charles Schwab Trust Company, and TD Ameritrade

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

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TPA

NAPA FIRM PARTNERS

PENTEGRA RETIREMENT SERVICES

SUMMIT BENEFIT SOLUTIONS, INC.

White Plains, NY

Mansfield, OH

KEY CONTACTS

KEY CONTACTS

Pete Swisher, (859) 608-9920, pete.swisher@pentegra.com David Barrer,(502) 548-9374, david.barrer@pentegra.com Website pentegra.com

Megan Kroger-Knapp, (419) 756-3921, megan@summitsolutionsinc.com Sheri Baker, (419) 756-3921, sheri@summitsolutionsinc.com Website summitsolutionsinc.com

FIRM PROFILE

FIRM PROFILE

Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions to organizations nationwide.

Summit Benefit Solutions, Inc. (Summit) provides premium, independent retirement plan administration, recordkeeping and payroll processing services. Summit has been built on a foundation of quality and personalized service with a continuous focus on keeping the client's objectives in mind.

At Summit you'll work with one person, a dedicated manager who will answer your questions, work proactively to prevent problems and solve the ones that may arise. We understand you have a business to run, and your retirement plan is not your priority - it's ours.

We offer an array of qualified retirement plan solutions on a bundled or unbundled basis and can serve in any combination of fiduciary roles. Our services are designed to complement the unique value proposition and service delivery model that each advisor brings to the table.

You decide how you want to work with us and together we'll select the services, fiduciary support, and investment platform that brings your solution together seamlessly to deliver successful outcomes for everyone.

Call us today at 800.872.3473 or visit www.pentegra.com

SPONSORED PLANS SUPPORTED: 650

ESTABLISHED: 1943

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

As of 06/30/17 $585,000,000 As of 12/31/16 $528,000,000

New York, Connecticut, North Carolina, South Carolina, Ohio

SPONSORED PLANS SUPPORTED: 2200 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17

$2,700,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17

62,781

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans

CUSTODIAN(S) USED Numerous

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Call Center

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ESTABLISHED: 1999

NAPA NET THE MAGAZINE

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 15,000 As of 12/31/15 13,000

KINDS OF PLAN(S) SUPPORTED 401(k), Profit-Sharing, Money Purchase Pension, 403(b)

CUSTODIAN(S) USED Mid Atlantic Trust Company, Pershing, Matrix

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

NAPA FIRM PARTNERS

TPA

TAG RESOURCES, LLC Knoxville, TN

KEY CONTACTS Derren Burrell, 865) 670-1844, derren@tagresources.com Neil Farnsworth, (865) 670-1844, neil@tagresources.com Website tagresources.com

FIRM PROFILE TAG Resources strives to provide a comfortable retirement for all employees by providing employers of all sizes with the market's most comprehensive end-to-end retirement program. The TAG Retirement Program includes Retirement Solutions for 401(k), 403(b), Cash Balance, and other options. TAG Programs are easy to administer, consistently compliant, risk managed, and cost competitive.

ESTABLISHED: 2001 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Our office is in Knoxville, Tennessee. We work with Financial Advisors in all 50 states and US territories.

SPONSORED PLANS SUPPORTED: 1,200 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

$800,000,000 $700,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 As of 12/31/16

50,000 30,000

KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457

CUSTODIAN(S) USED Transamerica, Lincoln Financial, Betterment for Business, Nationwide, Ascensus, Fidelity, Principal, Empower

FEE STRUCTURE Per Participant Fee, Asset-Based

SERVICE(S) PROVIDED Compliance Support, Processing of Loan Applications, Non-Discrimination, Testing, Plan Design Consulting, Plan Audit Support, Form 5500, Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution, Requests, Investment Monitoring Services, Plan Committee Meetings, Employee Education

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ADDITIONAL

TPA LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

401KADMINISTRATORS.COM

401K PLUS, INC.

La Jolla, CA

Arlington, TX

KEY CONTACTS Craig Gillooly, 1-800-474-3826, info@401kAdministrators.com Website mrs401k.com

KEY CONTACTS Bill Worley, (817) 563-3400, bill@401kplus.com John Cole, (817) 563-3400, john@401kplus.com Website 401kplus.com

FIRM PROFILE 401kAdministrators.com provides IRS approved enabling pension trust documents and an online record keeping software as a service, (a "Management Reporting System 401k") known as "Mrs401k".

Human Resources ("HR") Departments, Payroll services, CPA's, Financial Advisors and Fee only Planners, 401k Plan Administrators, Third Party Administrators ("TPA's"), Plan Trustees, Employers and the Self-employed, all use the Mrs401k online record keeping application to manage their 401k plans. https://401kmrs.com/index.php/reports_ controller/about_us https://401kmrs.com/index.php/wizard display_fees https://401kmrs.com/index.php/reports controller/get_faq ESTABLISHED: 2003 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE California SPONSORED PLANS SUPPORTED:

When it comes to retirement plans, one size does not fit all. With so many options available, businesses need help evaluating the alternatives and developing a retirement plan solution that’s tailored to the needs of their company and their employees. 401k Plus does not sell “pre-packaged” services. We carefully analyze the company's needs to provide a plan that is customized to meet its goals.

ESTABLISHED: 1981 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Texas

Over 1,000 Company and Solo 401k Plans

SPONSORED PLANS SUPPORTED: 600

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $120,000,000 As of 12/31/16 $100,000,000

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $995,000,000 As of 12/31/16 $951,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/16 1,000 As of 12/31/15 1,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 11,639 As of 12/31/16 9,749

KINDS OF PLAN(S) SUPPORTED 401(k)

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, Other DC Plans

CUSTODIAN(S) USED We work with dozens of custodians and can administer plans custodied just about anywhere, including at your custodian or the custodian of the plan sponsor's choice.

FEE STRUCTURE Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, Hardship Distribution Requests, Employee Education

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FIRM PROFILE 401k Plus provides employers throughout the United States with comprehensive benefit plan administrative and consulting services.

We specialize in developing and administering participant-directed 401(k) plans, but we also offer cash balance plans, traditional defined benefit plans, profit sharing plans, money purchase pension plans, and employee stock ownership plans (ESOP),

NAPA NET THE MAGAZINE

CUSTODIAN(S) USED Fidelity, Schwab, and TD Ameritrade FEE STRUCTURE Base Fee plus per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

ALTIGRO PENSION SERVICES, INC. Fairfield, NJ KEY CONTACTS Steven Greenbaum, (973) 439-0200, steven.greenbaum@altigro.com Brad Greenbaum, (973) 439-0200, brad.greenbaum@altigro.com Website pension.altigro.com ESTABLISHED: 1973 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE New Jersey SPONSORED PLANS SUPPORTED: 750 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $1,170,000,000 As of 12/31/16 $1,150,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 20,000 As of 12/31/16 20,225 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

Kennett Square, PA KEY CONTACTS Missy Matrangola, (610) 925-5554, mm@atlanticpensionservices.com Website atlanticpensionservices.com

ESTABLISHED: 1992 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Pennsylvania SPONSORED PLANS SUPPORTED: 570 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $700,000,000 As of 12/31/16 $600,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 16,000 As of 12/31/16 14,000

BOULAY DONNELLY & SUPOVITZ CONSULTING GROUP, INC.

St. Louis, MO KEY CONTACTS Patrick Shelton, (314) 824-5252, pshelton@bpp401k.com Jason Oesterlei, (314) 824-5295, joesterlei@bpp401k.com Website bpp401k.com

Worcester, MA KEY CONTACTS Jill Donnelly, (508) 755-8883, jdonnelly@bdsconsultinggroup.com Website bdsconsultinggroup.com

FIRM PROFILE Benefit Plans Plus (BPP) is committed to providing every client with the effective tools and services they need to grow healthier retirement plans. We provide effective, hassle-free plan administration and consulting across our core service lines: fixing broken retirement plans, personalized plan design and administration.

We have a proven track record of success and currently administer more than 50,000 participants and $1.5 billion in assets. Our clients span across multiple states and industries; and we work with all plan sizes from startups to plans with thousands of lives. Our focus is on your success now and into the future.

FIRM PROFILE Boulay Donnelly & Supovitz is a leader in retirement plan consulting and administrative services. Since 1969, we've been providing customized retirement plan solutions to client firms, regardless of their size. Our expertise spans a full range of 401(k), profit sharing, cash balance and other qualified retirement plans.

TPA LISTINGS

FIRM PROFILE Atlantic Pension Services is a CEFEX certified, revenue sharing, non-producing TPA serving Southeastern Pennsylvania, Delaware and Southern New Jersey with over 25 years of experience. Our firm is focused on providing the highest level of customer service to our clients and advisor partners.

BENEFIT PLANS PLUS, LLC

ADDITIONAL

ATLANTIC PENSION SERVICES, INC.

ESTABLISHED: 1969 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Primarily New England SPONSORED PLANS SUPPORTED: 150

ESTABLISHED: 1995

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $350,000,000

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Missouri, Illinois and Indiana

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 7,750

SPONSORED PLANS SUPPORTED:

1,300 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $1,500,000,000 As of 12/31/16 $1,400,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 50,000 As of 12/31/16 45,000 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings

KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b) CUSTODIAN(S) USED American Funds, Ascensus, Empower, Guardian, John Hancock. Lincoln, Mass Mutual, Principal, Voya, Nationwide, Transamerica, SDBA FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan, Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

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ADDITIONAL

TPA LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

CREST RETIREMENT PLAN ADMINISTRATORS Dublin, OH KEY CONTACTS Courtney Lessick, (614) 789-1609, clessick@crestretirement.com Website crestretirement.com FIRM PROFILE We provide customized retirement plans and ongoing administrative services to small businesses. We leverage our knowledge of the industry rules and regulations in a manner that provides a retirement plan that is ideal for both the principals and the rank and file.

Industry leader in Plan Design and Compliance for Retirement Plans for small businesses and non profit organizations. Dedicated to providing expert advice to assist plan sponsor accumulate wealth, increase tax deductions and retain personnel. As the Third Party Administrator, we serve as the backbone of the retirement plan and work closely with plan sponsors' financial advisors, CPA'S and attorneys to bring the client and the participants an efficient and robust retirement savings tool.

Specialties: Plan design, IRS/DOL regulation research related to qualified plans and knowledge of multitude of 401(k) provider platforms' fees and services.

ESTABLISHED: 2014 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Ohio SPONSORED PLANS SUPPORTED: 150 KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, 403(b) FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

98

NAPA NET THE MAGAZINE

EDBERG & PERRY, INC.

FACTS, INC.

Phoenix, AZ

Crawfordsville, IN

KEY CONTACTS Sue Perry, (602) 687-5801, suep@edbergperry.com Christine Muller, (602) 687-5806, christinem@edbergperry.com Website edbergperry.com

KEY CONTACTS Kirk Nellans, (574) 936-9486, kirknfacts@gmail.com Website factsinctpa.com

FIRM PROFILE Edberg & Perry is a full service third party administration firm. We handle all types of qualified retirement plans. Plan sponsors need us to help with the administration of their retirement plans, so they can stay focused on their businesses. As such, we handle not only the normal administration typical of a third party administrator, but we also do a substantial amount of plan correction work and 3(16) fiduciary administration. Because we can help a plan sponsor regardless of the level of need, we are a great fit for those plan sponsors looking for an out of the box solution.

ESTABLISHED: 1994 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Arizona SPONSORED PLANS SUPPORTED: 500 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b) CUSTODIAN(S) USED Any custodian is acceptable FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

FIRM PROFILE We are a standalone, non-producing TPA with over 40 years' experience. Friendly, personalized, knowledgeable service is our hallmark. We handle all types of Defined Contribution plans, as well as Cash Balance combo plans, with an emphasis on the 401(k) market. Our plan sponsor clients are spread across the United States. We work with all major investment firms, such as American Funds, John Hancock, Nationwide, Principal, MassMutual, Fidelity, etc.

We have a simplified billing structure favored by clients and advisors. Contact us to investigate partnering opportunities and hear how we can add value to your retirement plan operation!

ESTABLISHED: 1974 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE IN SPONSORED PLANS SUPPORTED: 600 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/16 $500,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/16 11,000 KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans CUSTODIAN(S) USED John Hancock, American Funds, Nationwide, Principal, MassMutual, Empower, Ohio National, TransAmerica, VOYA, Fidelity, Lincoln, Ameritas, Ascensus, Aspire FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

East Lansing, MI KEY CONTACTS John Gingas, (517) 351-8600, gingas@financialtec.com Dick Herrold, (517) 351-8600, herrold@financialtec.com Website www.financialtec.com

Our specialty is small companies with less than 100 plan participants. We primarily serve the Mid-Michigan area with bundled Recordkeeping, Administration and ERISA 3(38) Fiduciary Investment Advisory services to qualified plans of all types. Our investment menu is open architecture and our clients become our friends!

We wouldn't have it any other way!

ESTABLISHED: 1980 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Michigan SPONSORED PLANS SUPPORTED: 75 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $105,000,000 As of 12/31/16 $100,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/16 2,000 As of 12/31/15 1,900 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, 403(b), 457, Other DC Plans CUSTODIAN(S) USED National Financial Service FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

Ridgewood, NJ

NATIONAL BENEFIT SERVICES West Jordan, UT

KEY CONTACTS Charles Rosenberg, (201) 301-1030, crosenberg@intacinc.com Website intacinc.com FIRM PROFILE Founded in 1977, Intac provides complete design, consulting, compliance support and administration an for all types of qualified retirement plans for close to 3,000 clients Nationwide. Now in it's second generation of family ownership, Intac has been recognized

by NJBIZ as the largest Defined Contribution provider in New Jersey and been voted by it's employees as one of the top 50 places to work in NJ. ESTABLISHED: 1977 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE New Jersey, New York SPONSORED PLANS SUPPORTED: 3,000 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation CUSTODIAN(S) USED Any custodian that interfaces with a TPA

KEY CONTACTS Eric Thorne, (801) 532-4000, erict@nbsbenefits.com John Thorne, (801) 532-4000, johnt@nbsbenefits.com Website nbsbenefits.com FIRM PROFILE Benefit & Retirement Plan Administration Made Easy!

TPA LISTINGS

FIRM PROFILE Financial Technology, Inc., is an established East Lansing, Michigan, financial services firm that specializes in employee benefit plans and professional wealth management, since 1980.

INTAC ACTUARIAL SERVICES

ADDITIONAL

FINANCIAL TECHNOLOGY, INC.

NBS has provided retirement and benefit administration, for more than 30 years, to over 20,000 employers nationwide. NBS partners with brokers and financial advisors to help design and administer benefit packages that provide tax advantages to employers and their employees.

With a firm commitment to teamwork, collaboration, communication and support, our goal is to flawlessly deliver the benefits to benefit plans.

Providing what matters most isn’t just what we do. It’s what we believe.

ESTABLISHED: 1985 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Utah, Texas SPONSORED PLANS SUPPORTED: 120,000+

FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Hardship Distribution Requests, Plan Committee Meetings

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $7,700,000,000 As of 12/31/16 $7,200,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 440,000 As of 12/31/16 420,000 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Other DC Plans CUSTODIAN(S) USED American Funds, Empower Retirement, John Hancock, Lincoln, MassMutual, Nationwide, Principal, Transamerica, Voya FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

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ADDITIONAL

TPA LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

NOBLE-DAVIS CONSULTING, INC.

NPPG/NPPG FIDUCIARY SERVICES

PENSION FINANCIAL SERVICES, INC.

Solon, OH

Red Bank, NJ

Duluth, GA

KEY CONTACTS Jan Davis, (440) 505-5040, jdavis@nobledavis.com Karen Johnson, (440) 505-5023, kjohnson@nobledavis.com Website nobledavis.com

KEY CONTACTS Casey Carragher, (732) 758-1577, ccarragher@nppg.com Suzanne Miscik, (732) 758-1577, smiscik@nppg.com Website nppg.com

KEY CONTACTS Nick Westmoreland, (678) 924-8852, NickWestmoreland@pfs401k.com Chris Fleming, (678) 924-8866, ChrisFleming@pfs401k.com Website PFS401k.com

FIRM PROFILE Founded over 25 years ago, Noble-Davis Consulting, Inc. is a full service Third Party Administration firm known for proactive, handson service, a highly trained staff and competitive fees.

FIRM PROFILE Northeast Professional Planning Group is a full-service retirement planning and actuarial consulting firm. NPPG operates with our clients best interest in mind, customizing retirement plan solutions to meet their business and financial goals. While maintaining our service commitment, we will utilize our in-depth industry experience, technology and resources to serve the clients best interests.

FIRM PROFILE Pension Financial Services, Inc. has been providing administration, compliance and fiduciary services to our clients throughout the Southeastern U.S. for over 35 years. The firm offers a full-range of administrative services for defined contribution plans as well as services for clients with cash balance and other defined benefit plans. The staff of 25 have been working as a team for over 20 years on the average and the management team has worked as a unit for almost 30 years.

Noble-Davis offers open architecture platforms which allow us to work with any financial advisor. Balance forward accounting, compliance only services, daily valuation and self directed brokerage accounts are also available.

Noble-Davis welcomes the opportunity to become a part of your retirement plan solutions team.

ESTABLISHED: 1989 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Ohio SPONSORED PLANS SUPPORTED: 500 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $1,000,000,000 As of 12/31/16 $950,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 18,000 As of 12/31/16 17,000 KINDS OF PLAN(S) SUPPORTED 401(k), Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans CUSTODIAN(S) USED We can work with any custodian FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

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NAPA NET THE MAGAZINE

Our fiduciary compliance services is an area of expertise that truly makes us unique. Our fiduciary compliance services include that of an ERISA 3(16) Plan Administrator. When NPPG is appointed as an ERISA 3(16) Plan Administrator, we accept fiduciary responsibility and liability for administrative functions.

ESTABLISHED: 1982 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Georgia

ESTABLISHED: 1997

SPONSORED PLANS SUPPORTED: 1,025

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Nationally

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $2,730,000,000 As of 12/31/16 $2,560,000,000

SPONSORED PLANS SUPPORTED: 2500 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), Other DC Plans FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 34,200 As of 12/31/16 17,000 KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, NonQualified Deferred Compensation, Other DC Plans CUSTODIAN(S) USED Nationwide Financial, Empower, Principal Financial, Mass Mutual, VOYA, American Funds, Matrix, One America FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

San Juan, PR KEY CONTACTS Jean Karlo Rocafort, (787) 505-7261, jkrocafort@pensionplusinc.com Solimar Andujar, (787) 771-0005, benefits@pensionplusinc.com Website rocafortgroup.com ESTABLISHED: 2008

SPONSORED PLANS SUPPORTED: More than 200 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $120,000,000 KINDS OF PLAN(S) SUPPORTED 401(k), Profit-Sharing, Non-Qualified Deferred Compensation, Other DC Plans FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Target-Date Fund Evaluation Tools, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

PINNACLE PLAN DESIGN

Roseville, CA

Tucson, AZ

KEY CONTACTS Bryan Jacobson, 1-800-557-3679, bryan@pensysinc.com Eric Sharp, 1-800-557-3679, esharp@pensysinc.com Website pensysinc.com

KEY CONTACTS Robbie Petrillo, QPA, QKA, (520) 618-1305, rpetrillo@pinnacle-plan.com T.J. Orr, ERPA, QPA, QKA, (520) 618-1305, torr@pinnacle-plan.com Website pinnacle-plan.com

FIRM PROFILE PenSys is an independent, nationally recognized TPA/Recordkeeper, who understands what personal service really means. Our flexible design capabilities, proactive service model and proprietary work flow monitoring system, makes us a valued partner for CPAs and Financial Advisors focused on finding the best possible solutions for their clients retirement plans.

FIRM PROFILE We collaborate with employers and their advisors to design and administer retirement plans that turn tax dollars into retirement benefits. In addition to our robust 401(k)/profit sharing plan practice, we are industry leaders in the traditional defined benefit and cash balance plan arena, having authored the Defined Benefit Answer Book. Business owners who desire larger tax deductions and accelerated retirement savings can benefit from layering a cash balance plan on top of their existing 401(k) plan.

ESTABLISHED: 1995 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE We are a Nationwide company with phyiscal prescense in CA, CO, and NC. SPONSORED PLANS SUPPORTED: 3,100 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $3,200,000,000 As of 12/31/16 $2,800,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 75,000 As of 12/31/16 65,000 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans CUSTODIAN(S) USED For Daily Valuation: Matrix, TD Ameritrade, Charles Schwab, Mid-Atlantic, and Fidelity. For independent record-keepers: Transamerica, Empower, John Hancock, American Funds, Mass Mutual, Principal and Voya.

FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship, Distribution Requests, Target-Date Fund, Evaluation Tools, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

ESTABLISHED: 2001 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Arizona, Texas

TPA LISTINGS

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Puerto Rico

PENSYS, INC.

ADDITIONAL

PENSION PLUS, INC. PUERTO RICO

SPONSORED PLANS SUPPORTED: 1,100 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $1,300,000,000 As of 12/31/16 $1,300,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 18,500 As of 12/31/16 18,500 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b) CUSTODIAN(S) USED All FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Hardship Distribution Requests

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ADDITIONAL

TPA LISTINGS

N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

PREFERRED PENSION PLANNING CORPORATION Bridgewater, NJ KEY CONTACTS Lawrence Zeller, (908) 575-7575, lzeller@preferredpension.com Brian Kane, (908) 575-7575, bmkane@preferredpension.com Website preferredpension.com ESTABLISHED: 1986 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE New Jersey SPONSORED PLANS SUPPORTED: 1150 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $1,450,000,000 As of 12/31/16 $1,380,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 30,100 As of 12/31/16 27,600 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457 CUSTODIAN(S) USED Multiple FEE STRUCTURE Per Participant Fee, Asset-Based SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Investment Monitoring Services, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

QUALIFIED CONCEPTS, INC. Inverness, IL KEY CONTACTS Jackie Bochenski, (847) 934-1104, jackie@qualifiedconcepts.com Randy Kral, (847) 934-1104, randy@qualifiedconcepts.com Website qualifiedconcepts.com FIRM PROFILE We specialize in the design, development, implementation and ongoing administration of retirement plans for small to mid sized businesses. We design complex plans as well as those trying to minimize effort and cost with simplistic programs. We provide smart, customized retirement plan solutions tailored to each client. We assist our clients to run a compliant, cost efficient program that employees appreciate.

ESTABLISHED: 2006 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE

NAPA NET THE MAGAZINE

West Springfield, MA KEY CONTACTS Larry Starr, (413) 736-2066, larrystarr@qpc-inc.com FIRM PROFILE Qualified Plan Consultants, Inc. (QPC) is a West Springfield, Massachusetts firm providing pension and profit sharing consulting, administration, and actuarial services on a fee for service basis. QPC does not market any products and works with many area accountants, attorneys, and investment professionals.

Though their many plans are found primarily in New England, QPC provides services to clients throughout the entire United States.

ESTABLISHED: 1983 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Massachusetts

Illinois

SPONSORED PLANS SUPPORTED: 400+

SPONSORED PLANS SUPPORTED: 50

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $90,000,000 As of 12/31/16 $76,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 900 As of 12/31/16 850 KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, 403(b), Other DC Plans CUSTODIAN(S) USED Hancock, Empower, American Funds, TIAA-CREF, Principal, Nationwide FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests

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QUALIFIED PLAN CONSULTANTS, INC.

CUSTODIAN(S) USED Client may work with anyone they wish.

FEE STRUCTURE Fixed fee schedule, based on the type of plan and the number of participants.

SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

Dublin, OH KEY CONTACTS Steve Renner, (330) 308-6849, steve.renner@reacpa.com Angie Isakson, (614) 923-6555, angie.isakson@reacpa.com Website reacpa.com

ESTABLISHED: 1938 STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Ohio SPONSORED PLANS SUPPORTED: 450 TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $450,000,000 As of 12/31/16 $400,000,000 PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 11,000 As of 12/31/16 10,000 KINDS OF PLAN(S) SUPPORTED 401(k), Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), Non-Qualified Deferred Compensation CUSTODIAN(S) USED Various FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Enrollment Meeting Support, Call Center

RPG CONSULTANTS

Oak Brook, IL

Valley Stream, NY

KEY CONTACTS Robert Reed, (630) 571-4585, rob@reed-ramsey.com Website reed-ramsey.com

KEY CONTACTS Alvin Rapp, (212) 947-4800, alvin.rapp@rpgconsultants.com Evan Rapp, (212) 947-4800, evan.rapp@rpgconsultants.com Website rpgconsultants.com

FIRM PROFILE Reed-Ramsey, Inc. is a independent nonproducing TPA/consulting firm providing TPA, record-keeping, actuarial and human resources services for more than 70 years. The firm offers extensive services that help companies meet their benefit and human resource goals and needs. "Partnering for the future." The firm creates a strategic alliance and partner with financial professionals and the custodian to provide a customized approach to solve our clients' needs. We strive to create a strong relationship and comprehensive and open communication between all the partners-the client, investment professional, custodian and other professionals.

ESTABLISHED: 1940

ESTABLISHED: 1984 FIRM PROFILE RPG Consultants is a CEFEX-Certified Recordkeeper and Third Party Administrator (TPA). We offer full-service retirement planning with an emphasis on defined benefit, cash balance, defined contribution and 401(k) programs, complex pension strategies (including advanced profit sharing designs), non-qualified deferred compensation programs, and plans covered by the Davis-Bacon Act. We handle the consulting, actuarial, administration, and record keeping services to operate and maintain any type of company retirement plan.

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE New York, California

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Illinois

TPA LISTINGS

FIRM PROFILE We work with retirement plan sponsors and their investment advisors. In addition to our retirement plan administration services, our consulting services focus on improving plan design, reducing fiduciary risk, improving investment decision making processes and increasing plan effectiveness through intelligent plan design resulting in more engaged and productive employees who are better prepared for retirement.

REED-RAMSEY, INC.

ADDITIONAL

REA CONSULTING GROUP, LLC

SPONSORED PLANS SUPPORTED: 918

SPONSORED PLANS SUPPORTED: 125 KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans CUSTODIAN(S) USED Schwab, TD Ameritrade, Matrix, Fidelity, American Funds, John Hancock, Voya, Principal, Transamerica, Empower, Merchance Bank FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Enrollment Meeting Support

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans CUSTODIAN(S) USED We work with any custodians FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, NonDiscrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, Hardship Distribution Requests, Employee Education, Enrollment Meeting Support, Call Center

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N A PA BLAC K B O O K 2 0 17 | Additiona l Listings

ADDITIONAL

TPA LISTINGS

SWERDLIN & COMPANY Atlanta, GA KEY CONTACTS Lee Swerdlin, (678) 775-5553, lswerdlin@swerdlin.net Joanne Swerdlin, (678) 775-5512, jswerdlin@swerdlin.net Website swerdlin.com FIRM PROFILE Swerdlin & Company was founded in April, 1980 by Dorn and Joanne Swerdlin. From their small beginnings, they have grown into one of the largest privately owned actuarial and employee benefits consulting firms with over 80 employees. The firm provides defined contribution administration and recordkeeping for all types of retirement plans including ESOP and 401(k). Actuarial services for defined benefit pension plans is also provided.

TYCOR BENEFIT ADMINISTRATORS, INC.

Oklahoma City, OK

Berwyn, PA

KEY CONTACTS Shannon Edwards, (405) 848-4015, shannon@tristarpension.com Allyson Rentsch, (405) 848-4015, allyson@tristarpension.com Website tristarpension.com

KEY CONTACTS Kelton Collopy, (610) 251-0670, kcollopy@tycorplan.com Website tycorplan.com FIRM PROFILE Providing "Excellence in Plan Design & Administration" for all plan types, Tycor Benefit Administrators, Inc.® is an established TPA firm working with Financial Advisors, CPAs, and Plan Sponsors.

Swerdlin currently maintains offices in Atlanta, Georgia and Holliston, Massachusetts. Their clients range from small, closely-held companies to major employers with thousands of employees.

FIRM PROFILE TriStar Pension Consulting focuses on helping Americans save for a dignified retirement.

We are a well-established, nonproducing Compliance Consulting and TPA Firm based in Oklahoma with no limits on with whom we can work. We partner with advisors and employers to effectively design, administer and at times restore the qualified status of EmployerSponsored Retirement Plans. Our role is to provide compliance consulting to both the client and the advisor while maximizing benefits for the employer & taking on the heavy lifting. Our expertise in the retirement plan industry, coupled with our focus on service, will benefit you and your clients.

ESTABLISHED: 1980

ESTABLISHED: 1999

ESTABLISHED: 1980

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Georgia and Massachusetts

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Oklahoma

STATE(S) WHERE WE HAVE A PHYSICAL PRESENCE Pennsylvania

SPONSORED PLANS SUPPORTED: 1,350

SPONSORED PLANS SUPPORTED: 263

SPONSORED PLANS SUPPORTED: 350

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $750,000,000 As of 12/31/16 $700,000,000

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $200,000,000 As of 12/31/16 $200,000,000

TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 $500,000,000 As of 12/31/16 $425,000,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 65,000 As of 12/31/16 60,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 10,000 As of 12/31/16 10,000

PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED As of 06/30/17 17,500 As of 12/31/16 15,000

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation, Other DC Plans

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, 403(b)

KINDS OF PLAN(S) SUPPORTED 401(k), Traditional Defined Benefit, Cash Balance/Hybrid, Profit-Sharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation

CUSTODIAN(S) USED Matrix, TD Ameritrade Trust Company, Charles Schwab, FIS FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Plan Benchmarking, QDRO Review, Hardship Distribution Requests, Plan Committee Meetings, Employee Education, Enrollment Meeting Support, Call Center

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TRISTAR PENSION CONSULTING

NAPA NET THE MAGAZINE

CUSTODIAN(S) USED We are able to use any custodian the advisor sees fit.

FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests

Privately owned and operated, Tycor provides a high level of professional and personal service to ensure "confidence in your plan." Our experienced and responsive consultants and pension administrators are relationship-oriented, top level professionals with ASPPA designations, and focused on designing innovative solutions to meet your retirement plan objectives. We believe a corporate retirement plan should be an important benefit provided to employees and not a burden on the company or personnel.

CUSTODIAN(S) USED Any FEE STRUCTURE Per Participant Fee SERVICE(S) PROVIDED Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests, Employee Education

Webster’s defines Legacy as something received from the past. We define Legacy as something received in the future.

Legacy...

defining your clients’ future success!

As a Non-Producing, Fee-For-Service TPA firm, created and controlled by experienced industry professionals, our focus is not only on setting our clients up with the best possible retirement plan(s) that meets their needs, but perhaps as equally important, creating a client experience that is second to none. With a dedicated plan administrator and service response times among the best in the industry, superior service is our differentiator.

In addition to traditional retirement plan administration services, we offer document reviews and detailed plan illustrations as part of our value add proposition. Our goal is to help distinguish you from your competition.

Working alongside financial advisors, retirement plan wholesalers and plan sponsors alike in designing, consulting and administering retirement plans, Legacy’s primary objective is ensuring your clients’ best possible “future” outcome.

700 Turner Industrial Way Suite 110, Aston, PA 19014 484-483-1044

www.legacyrsllc.com

TOOLS & TECHNOLOGY Tools to enhance your trade

T

hese days there’s a thin (and frequently non-existent) line between “tools” and technology, certainly among the implements that expand and enhance an advisor’s capabilities array. They are, nonetheless, an essential component, and one that requires a regular assessment in a time of ever-present, constant change.

Perhaps not surprisingly, many of the offerings in the pages that follow in this inaugural section bring enhanced advice/guidance capabilities to the table, several provide help with asset allocation, and still others expand the reach and quality of participant communications. Having trouble tracking down lost

participants? There’s help for that as well.

Doubtless in the months ahead, new offerings will come to the fore — all the better, since the best advisors are always looking for ways to improve, expand and enhance their practice.

— Nevin Adams

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TOOLS & TECHNOLOGY

NAPA FIRM PARTNERS

401(k) MARKETING

ACTIVE401K

San Diego, CA

Conroe, TX

KEY CONTACTS

KEY CONTACTS

Rebecca Hourihan, (401) 400-3199, rebecca@401k-marketing.com Missy Schoedel, (401) 400-3199, missy@401k-marketing.com Website 401k-marketing.com

Brian Zaitz, (800) 676-0703, brian.zaitz@q3adv.com Craig Wear, (800) 676-0703 x103, craig.wear@q3adv.com Website active401k.q3adv.com

FIRM PROFILE

FIRM PROFILE

401(k) Marketing is a niche branding and marketing agency for retirement plan experts, TPAs, and industry partners.

Q3 Advisors, LLC is an SEC registered investment adviser providing nondiscretionary investment advice, founded by a CFP with over three decades operating an RIA. The firm utilizes Active401k, a robust proprietary technology to support investment advisors by providing automated, specific and customized advisory services to plan participants.

We work with industry leaders to develop marketing strategy and then to professionalize marketing collateral including websites, brochures, pitchdecks, institutional service calendars, and other plan sponsor-facing materials.

For on-going client awareness and pipeline development, we offer a turnkey marketing program designed to educate plan sponsors, centers of influence, and the professional community with thought-leadership articles, social media, webinars, infographics, videos, and other modern marketing campaigns.

Ultimately, we strive to professionalize, spotlight, and highlight our clients as the "go-to" professional retirement plan teams.

IN BUSINESS SINCE : 2014 PRODUCT/SERVICE CATEGORY(IES) Other

IN BUSINESS SINCE : 2016 PRODUCT/SERVICE CATEGORY Asset Allocation, Participant Communications, Software

PRODUCT/SERVICE DESCRIPTION Active401k is a system that helps create additional income streams for firms that historically have been inefficient to capture, manage and support.

Now, profitable, efficient and compliant participant level engagement is possible.

Active401k is a robust technology specifically designed to extend the value proposition of advisors to clients, plan sponsors and retirement plan participants. Active401k is a turn-key system for advisors, providing the capability to support individual plan participants from on-boarding to periodic investment recommendations, tailored specifically to each participant. Each participant receives the help they are asking for with investment recommendations tailored to their goals, objectives and risk tolerance combined with their unique plan investment options within their 401k, 403b or 457 retirement plan. You, the adviser, determine the fees and frequency, invite the participants to register for the service and the system does the heavy lifting.

Active401k. Its just simple, effective, participant support designed by an adviser for advisors.

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NAPA NET THE MAGAZINE

NAPA FIRM PARTNERS

Dubuque, IA

Utica, NY

KEY CONTACTS

KEY CONTACTS

Ryan Bryte, (563) 585-9203, rbryte@americantrust.com Erick Kephart, (563) 585-9203, ekephart@americantrust.com Website americantrustretirement.com

Brian Douglas, (603) 505-8505, bdouglas@bpas.com Elizabeth Kaido, (315) 292-6939, ekaido@bpas.com Website BPAS.com

FIRM PROFILE

FIRM PROFILE

American Trust Retirement, a division of American Trust, is the fiftieth largest provider of 401(k) plans and one of the nation's top ranked retirement services provider in the small- to mid-size market. As recognized

by PLANSPONSOR magazine, we have received 220 Best in Class awards since 2008. We provide maximum fiduciary protection, cost efficiencies, and customized solutions, including our proprietary solutions, ATBlueprint® and ATArchitect, to ensure retirement readiness. As a trust company, American Trust offers services that most providers cannot. By offering both discretionary trustee and §3(38) investment management services, American Trust minimizes plan sponsors' fiduciary risk exposure.

BPAS is a national provider of retirement plan and fund administration, transfer agency, collective investment fund, and other institutional trust services. We support 3,800 retirement plans, $52 billion in trust assets, $1 trillion in fund administration, and over 400,000 participants. With our breadth of services, depth of creative talent, and financial resources, we are well positioned to help clients solve their benefit plan challenges without engaging multiple providers. One company. One call. BPAS specialty retirement plan administration practices include auto enrollment plans, multiple employer plans, plans with employer securities, PR 1081 plans, VEBA/HRA plans, and cash balance plans.

IN BUSINESS SINCE : 1911

IN BUSINESS SINCE : 1973

PRODUCT/SERVICE CATEGORY

PRODUCT/SERVICE CATEGORY

Asset Allocation, Advice/Guidance, Administrative Services, Trustee/ Custody, Consulting/Plan Design, Participant Communications, Lost Participants, Software, Other

Asset Allocation, Advice/Guidance, Administrative Services, Trustee/ Custody, Consulting/Plan Design, Participant Communications, Lost Participants, Software, Other

PRODUCT/SERVICE DESCRIPTION

PRODUCT/SERVICE DESCRIPTION

ATArchitect: Think of the ATArchitect as a combination of a personal financial forecaster and an investment manager. It determines the appropriate amount of risk and time needed to help participants reach their retirement goal, and then executes the plan. Participants have different goals and risk tolerances at various stages in their life, so why treat them all the same? ATArchitect is the next generation solution for participants.

Our "Roadways to Retirement" is our partnership program with our financial intermediaries, where we unite and combine our resources to facilitate sales and marketing, with many aspects of the program branded around the intermediary (with BPAS described as its administrative partner). The concept of the alliance is that the Trustee or Advisor provides all local, onsite support, including participant education, investment review and fiduciary services, meetings with company management and helps the plan sponsor pursue ERISA 404(c). BPAS provides all administrative functions (daily processing, web access, mutual fund clearing, compliance testing, plan document support, custodial and tax reporting functions, etc.).

Together, we offer a unique combination of local and national resources that truly differentiates BPAS from our field of competitors in both accountability and simplicity.

The ATArchitect is a proprietary, sustainable retirement strategy that automatically and systematically understands financial needs of a participant, tracks progress, and (re)allocates funds to the best path. It adjusts the allocation between five allocation funds based on personal characteristics, ATBlueprint® calculations, and current market conditions.

ATArchitect will automatically reallocate investments to the most appropriate fund when necessary.

ATBlueprint: Our clients and participants utilize the ATBlueprint® to aid them in retirement readiness. It is a powerful process that guides a participant in preparing for retirement. It draws a path to retirement by defining the relationship between current and future income needs, projecting a beneficiary's monthly benefits, estimating annual costs of long term-care insurance, suggesting ways to increase the retirement balance, using monthly returns in future progress projection, and cost of living adjustments based on residence, and offering relevant ways to improve outcomes.

BPAS

TOOLS & TECHNOLOGY

AMERICAN TRUST RETIREMENT

BPAS

In addition to our defined contribution business and TPA services, BPAS offers Collective Investment Funds, Transfer Agency, Fund Administration, Actuarial & Pension Services, Healthcare Consulting, and Fiduciary Services.

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TOOLS & TECHNOLOGY

NAPA FIRM PARTNERS

CENTER FOR FIDUCIARY MANAGEMENT (CFFM)

COLONIAL SURETY COMPANY

Overland Park, KS

Woodcliff Lake, NJ

KEY CONTACTS

KEY CONTACTS

Scott Revare, srevare@fiduciarymanagement.com Robbie Bristow, rbristow@fiduciarymanagement.com Website fiduciarymanagement.com

Robyn McNair, (201) 949-1130, rmcnair@colonialsurety.com ERISA Department, 1-888-383-3313, erisadept@colonialsurety.com Website colonialsurety.com

FIRM PROFILE

FIRM PROFILE

Supporting over 2,500 Retirement Advisors, The Center for Fiduciary Management (CFFM) is known for delivering innovative solutions for both the Retirement Plan Advisor and their supervisory organizations, whether they be a Broker-Dealer, an OSJ, or an RIA. Working with many of the leading Broker-Dealers and Retirement Plan Advisors has led to the development of online toolsets to address ongoing due diligence, practice management, provider RFPs, and stable value fund analysis.

CFFM's priorities are driven by addressing the Advisor's need for improving efficiency and continuously adding more value to their relationship with the Plan Sponsor.

Colonial is a Direct Insurance Company that is Treasury Listed, licensed and admitted in all U.S. States & Territories with an AM Best rating of A Excellent. We have created a unique online system that allows you or your Plan Sponsors to purchase all ERISA related products online. Our Partners receive a customized dashboard full of tools to aid you throughout your work day. Not only can ERISA Bonds be obtained instantly, but all ERISA products purchased through Colonial can be tracked through your customized dashboard. Thus, streamlining the 5500 filing process.

IN BUSINESS SINCE : 2003

PRODUCT/SERVICE CATEGORY

PRODUCT/SERVICE CATEGORY Software

IN BUSINESS SINCE : 1930 Software

PRODUCT/SERVICE DESCRIPTION Streamline the Bonding Process by Working Smarter not Harder

PRODUCT/SERVICE DESCRIPTION The FirmPlus due-diligence and practice management toolset is a step up from mass-market retail retirement toolsets in both functionality and usability. FirmPlus features top-of-the-line power and functionality delivered with built-in flexibility to adapt to advisor and client needs. Out of the box functionality includes Investment Monitoring, Fee Analysis, and Lineup Comparison analysis reporting. Also included are plan contact and activity management, an advisor management dashboard, fund evaluation automation, and document storage that includes a customer-facing portal.

Step 1: Create an Account: Get started by creating a login and password to access The Partnership Account®

RFP Director is the market-leading online Retirement Plan Provider search and selection tool. RFP Director provides a digital experience for the process of requesting and analyzing bids from Retirement Plan Service Providers and significantly reduces the time to conduct a RFP. Retirement Plan Advisors conduct over 2,000 Service Provider RFPs per year using RFP Director, which can be used for 401(k), 403(b), Defined Benefit, 457, and Cash-Balance Plans.

Step 4: Track Bond Compliance: All Colonial bonds purchased with your referral code will be linked to your Dashboard.

CFFM stable value solutions include a stable value investment database and the Stable Value Navigator side-by-side comparison tool. Data from over 55 Stable Value products are included in the toolset.

CFFM tools can be purchased together or separately.

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Step 2: Receive a Referral Code: This will allow all of your plan sponsors to be linked to your Colonial Dashboard Step 3: Purchase ERISA Insurance: Start the ERISA bond application for your Plan Sponsors, or send them your referral code.

NAPA FIRM PARTNERS

Matawan, NJ

KEY CONTACTS Tim Scott, (205) 234-3983, tscott@eifis.com Peter Lohri, (704) 853-9352, plohri@eifis.com Website enterpriseiron.com

FIRM PROFILE Enterprise Iron was incorporated in in 2002, and has been providing specialized operational and technology consulting services since then.

During the past fifteen (15) years, Enterprise Iron consistently delivered on numerous major financial services initiatives, with a special emphasis on the retirement industry.

EI provides its clients with guidance in the areas of industry best practices, legislative and compliance insight, technology and operations. It has extensive experience serving both recordkeepers and plan sponsors.

Enterprise Iron delivery models include advisory/consulting engagements, outsourced/managed services and high-skill staff augmentation to the financial services industry.

IN BUSINESS SINCE : 2002 PRODUCT/SERVICE CATEGORY Administrative Services, Trustee/Custody, Consulting, Participant Communications, Software, Other

PRODUCT/SERVICE DESCRIPTION Business Solutions • Transformation • Operational Assessments • Business Intelligence • Audit & Compliance • Enterprise Data Governance • Program Management Technology Solutions • Solution Implementation • Architecture & Integration • Portfolio Rationalization • Data Warehousing • Quality Assurance • Infrastructure Management Service and Product Enablers • Client Conversions and On-boarding • Organizational Assessments • Business Process Improvement • Technology Ecosystem Evaluations • Managed Services/RightSourcing • Staff Augmentation

ENVESTNET RETIREMENT SOLUTIONS Chicago, IL

KEY CONTACTS Kelly Michel, (714) 866-9244, kelly.michel@envestnetrs.com Khash Sarrafi, (860) 573-5595, khash.sarrafi@envestnetrs.com Website envestnetrs.com

FIRM PROFILE As part of Envestnet, Inc. (NYSE: ENV), Envestnet | Retirement Solution’s mission is to help advisors and financial institutions deliver better financial outcomes to retirement plan sponsors and participants. We combine digital advice technology and investment solutions through our retirement data hub empowering our advisors with scalable tools to perform in-depth plan and investment analysis in order to deliver meaningful and transparent advice.

TOOLS & TECHNOLOGY

ENTERPRISE IRON FINANCIAL INDUSTRY SOLUTIONS, INC.

Our vision is to be the Financial Wellness Network that connects enterprises, advisors, service providers and clients using better, more complete data and intelligence.

IN BUSINESS SINCE : 2013 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Administrative Services, Software, Other

PRODUCT/SERVICE DESCRIPTION Practice AdvantageTM, a flexible integrated solution that provides all the necessary tools to grow, manage and succeed. Our workstation provides everything from selecting a service provider to developing an Investment Policy Statement (IPS), to analyzing and managing investments and issuing a RFP. Practice Advantage’sTM comprehensive reporting tool allows you to customize your plan sponsor reports in accordance with their unique Investment Policy Statement (IPS). Mobile enabled guidance and tools ensure you deliver comprehensive solutions to your clients that are easy for you and your staff to manage and guide your plan sponsors.

Envestnet Fiduciary AdvantageTM, a turnkey fiduciary solution helps plan sponsors mitigate their fiduciary risk as a 3(21) investment advisor or as a 3(38) investment manager. Our fiduciary solutions are supported by the proprietary ERS SCORETM Methodology, specifically designed to evaluate and monitor investment options that are in qualified retirement plans. We manage the legal and regulatory requirements that an ERISA qualified retirement plan demands. By outsourcing certain fiduciary obligations and risk management, our solution supports advisors who are working to help plan sponsors avoid spending their time on regulatory and fiduciary tasks and managing the myriad of complicated investment options.

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TOOLS & TECHNOLOGY

NAPA FIRM PARTNERS

FIDUCIARY BENCHMARKS

FLUENT TECHNOLOGIES

Lake Oswego, OR

Woburn, MA

KEY CONTACTS

KEY CONTACTS

Tom Kmak, (480) 656-4414, tomkmak@fiduciarybenchmarks.com Craig Rosenthal, (203) 405-1853, crosenthal@fiduciarybenchmarks.com Website fiduciarybenchmarks.com

Michael Zimmer, (781) 939-0900, info@fluenttech.com Phil Plageman, (781) 939-0900, info@fluenttch.com Website fluenttech.com

FIRM PROFILE

FIRM PROFILE

Fiduciary Benchmarks is the industry leader for independent, comprehensive, informative and cost-effective benchmarking services for the defined contribution space and has leveraged its existing patented method and technology to bring a robust and easy-to-use solution to the IRA marketplace. Founded in 2007, the company now works with many of the industry's largest and most respected Recordkeepers, Broker/Dealers, Advisor/Consultants and Plan Sponsors.

Fluent Technologies is dedicated to the management, delivery and presentation of financial information. We transform complex and disparate data into meaningful client experiences. As a leading Software as a Service provider in the industry, our financial data and content management system is the standard for assuring consistent and accurate representation of information. We apply our experiences and standards to client enterprise technology and portal initiatives, and to the development of market-leading plan advisor, practice management software.

IN BUSINESS SINCE : 2007 PRODUCT/SERVICE CATEGORY Other

PRODUCT/SERVICE DESCRIPTION Fiduciary Benchmarks suite of plan benchmarking services is the most comprehensive in the industry. Our solution is built around: The Right Data - Fiduciary Benchmarks' data is obtained directly form the source ­the Recordkeepers, TPAs and Advisor/Consultants that know the plan best. The data is 90 days old or less when obtained, is reviewed for accuracy, and is comprehensive in that it includes fees, services, support and participant success measures.

An Expert Method - Fiduciary Benchmarks' method focuses on building apples-to-apples benchmark groups of similar plans, using high-quality data and provides a balanced assessment of the relationship between fees and value by also looking at the quality, services, value and extra credit items for each service provider.

Actionable Intelligence - Fiduciary Benchmarks reports are designed to be simple, transparent and practical. The reports provide concise information and actionable intelligence that support sensible decision making. The reports and the process used to review them can be part of a prudent ERISA required review of fee reasonableness.

In addition to our benchmarking reports, FBi also offers additional value added services including a FeeBuilder, report scheduler, meeting/hour tracker and a 5500 search.

Fiduciary Benchmarks has leveraged it's industry leading plan benchmarking services to include: Best Interest Determination for IRA Rollovers, IRA Benchmarking, Level Fee vs. Commission Analysis, customizable compliance workflows and a decision support system.

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IN BUSINESS SINCE : 1994 PRODUCT/SERVICE CATEGORY Software

PRODUCT/SERVICE DESCRIPTION UtopiaAdvisor stands out from other advisor software because it couples the plan health review with investment review for a more complete practice management package. The UtopiaAdvisor tool kit offers unique business prospecting tools and allows plan advisors to bring more value to client meetings by focusing on what success really means to plan sponsors.

Advisors can set plan health goals, monitor services and design and measure progress towards improved participant outcomes.

UtopiaAdvisor's key features include: • Book of Business Dashboard: Business activity metrics and advisor plan alerts • New Business Prospecting: More than the 5500; fund expense/ revenue savings projector, plan design survey wizard, and fund line-up proposals • OneView DataTM: Import and export utilities for plan data to UtopiaAdvisor's OneView DataTM of standardized and unified vendor plan data • Mobility Enabled: Lead client meetings with real-time compelling metrics and take action on the fly during the discussion • Fiduciary Checklist: Audit ready compliance reporting and due diligence checklist • Plan Goals, KPIs and Actions: Generate momentum and progress to Plan Health across book of business • Reporting and Publishing: Professionally developed and efficiently configured standards and market-based templates for automated, client ready reports • Utilities and Resources: Document Vault, Contacts Directory and User Administration.

Expertise.

Focus.

Strength.

Business Challenges Leaving You Puzzled?

ENT E R PR IS E IRON I S T HE P I EC E YOU ARE M I S S I N G!

Managed & Outsourced Solutions

Process & Technology Optimization

Operational Efficiencies

Fiduciary Assessments

Consulting & Advisory Services

Payroll & Compliance Solutions

Team up with Enterprise Iron and leverage our deep industry experience to gain a competitive advantage while increasing your growth and profitability.

Enterprise Iron Financial Industry Solutions, Inc. 100 Matawan Road Suite 330 | Matawan, NJ 07747 | 888.242.4682 x707 | info@enterpriseiron.com | www.enterpriseiron.com

TOOLS & TECHNOLOGY

NAPA FIRM PARTNERS

FI360

GRAY, GRAY & GRAY, LLP

Pittsburgh, PA

Canton, MA

KEY CONTACTS

KEY CONTACTS

Fi360 Sales, (866) 390-5080, Sales@Fi360.com Website fi360.com/fiduciaryfocustoolkit

Michael Cecere, (781) 407-0300, mcecere@gggcpas.com Richard Hirschen, (781) 407-0300, rhirschen@gggcpas.com Website gggcpas.com

FIRM PROFILE Fi360, a fiduciary education, training and technology company, helps financial intermediaries use prudent fiduciary practices to profitably gather, grow and protect investors' assets. Since 1999, the firm has provided financial professionals with the tools necessary to act as a fiduciary in their work with investors. Headquartered in Pittsburgh, PA, Fi360 is the home of the Accredited Investment Fiduciary® (AIF®) designation, the Fiduciary Focus ToolkitTM and the Fi360 Fiduciary Score®. Fi360 is also the parent company of CEFEX.

IN BUSINESS SINCE: 1999 PRODUCT/SERVICE CATEGORY

FIRM PROFILE For more than 70 years, Gray, Gray & Gray has gone beyond the numbers to provide clients with the information, insights and guidance necessary to achieve their business objectives and goals.

Many accounting firms can provide tax compliance, audits and bookkeeping services that meet the requirements of a business. But it is how you use the data and information generated by the numbers that leads to profitability and growth. At Gray, Gray & Gray we look back at each client's financial performance and business trends to deliver practical business guidance and sound strategies to ensure a successful future.

Advice/Guidance, Consulting/Plan Design, Software, Other

IN BUSINESS SINCE : 1945

PRODUCT/SERVICE DESCRIPTION

PRODUCT/SERVICE CATEGORY

The Fi360 Toolkit helps you win and retain more business all while following a fiduciary process.

Other

PRODUCT/SERVICE DESCRIPTION Some of the key benefits include: • Win new business using the plan lineup comparison report • Streamline investment monitoring and research processes using the Fi360 Fiduciary Score® • Decode your due diligence process with engaging monitoring reports that resonate with plan committees • Ensure proper fiduciary documentation by tracking completed monitoring reviews • Save whole workdays by using plan data integrations with leading providers • Establish a configurable framework to create and maintain bestpractice investment policy statements • Clearly understand the competitiveness of your advisory fees and services with the Fee Benchmarker® Fi360's Prudent Practices® for Financial Advisors has been the foundation for everything we do as a company since 1999. You can have confidence that our software has the gold standard of prudent fiduciary processes built right in, so that you can spend more time focused on building your business.

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If the accounting firm you hire to conduct your annual employee benefit plan audit is not going beyond the required minimums to help you become a better manager, it is time to look for a new auditor. Gray, Gray & Gray is qualified, competent and experienced in benefit plan audits (pension plans, 401(k) and 403(b) plans, ESOPs, etc.) More than that, we have the ability to analyze your audit to identify potential problems and areas of opportunity.

The members of our specialized Benefit Plan Audit Practice Group are experienced, knowledgeable professionals who perform the audits, and prepare the Form 5500 and other filings for benefit plan engagements.

With the multitude of penalties that can result if the required filings are not done correctly, our dedicated practice group is the best way to ensure you are receiving the quality of service you require ­and deserve.

In order to best serve our audit clients and to remain on the cutting edge of audit regulations, Gray, Gray & Gray is an active member of the Public Company Accounting Oversight Board (PCAOB) and Employee Benefit Plan Audit Quality Center (AICPA) giving you added assurance that your benefit plan work will be done right.

NAPA FIRM PARTNERS

GUIDEDCHOICE

Jacksonville, FL

San Diego, CA

KEY CONTACTS

KEY CONTACTS

Alan Gross, (904) 565-2959, alan.gross@gsm.marketing Tom Makeever, (904) 565-2959, tom.makeever@gsm.marketing Website gsm.marketing

Jerry Yen, (888) 675-4532, jyen@guidedchoice.com Website GuidedChoice.com/business

FIRM PROFILE

GuidedChoice is an independent RIA firm and 3(38) fiduciary providing fiduciary services, retirement planning, managed accounts, and financial wellness. All GuidedChoice digital services are fully customized to the Plan Sponsor/Advisor’s plan design and investments, while its scalable digital algorithms personalize investment advice for each participant.

GSM provides strategic consulting and full range marketing services for retirement plan recordkeepers, TPAs, investment advisors, fiduciaries, actuaries, portfolio managers, and other industry professionals. We're really comfortable with rules and regs, but our true passion is helping clients translate complicated information in a way that expresses the real value of their relationships.

We believe focusing on relationship generation rather than lead generation seeds real business growth. That aligns our thinking on building better websites, video, email and social communications, and marketing automation programs. And that builds better brands. Talk to us about how we can help you answer "why us."

IN BUSINESS SINCE : 2009 PRODUCT/SERVICE CATEGORY Participant Communications, Other

PRODUCT/SERVICE DESCRIPTION GSM Custom Website and Marketing Programs Your website is the first place prospects go when thinking about whether to engage. It's essential that you make your "Why Us" case quickly and decisively. We can help write the story, shoot the video, author the articles and build a site that delivers a great experience across all devices. That sets the table for custom email and social marketing programs that educate and engage. Talk to us about how we can help you evolve your marketing strategy and collaborate on a more productive way to reach clients and prospects.

FIRM PROFILE

IN BUSINESS SINCE: 1999 PRODUCT/SERVICE CATEGORY

TOOLS & TECHNOLOGY

GSM MARKETING

Asset Allocation, Advice/Guidance, Participant Communications, Software, Other

PRODUCT/SERVICE DESCRIPTION Leveraging proprietary software, robust investment algorithms, and a rigorous methodology, all GuidedChoice DC plan advisory services recognize the benefit of customization and personalization.

GuidedChoice offers: • A Personalized Target Date Fund customized to the Plan Sponsor/Advisor plan investments offering multiple advantages over a typical TDF • Managed Account Services, featuring fiduciary discretionary investment management for participants while advocating rich personalization that enables participants to make informed decisions Our unique advantages: • Customization – modular plan rules engine that’s responsive to fund selection, legislation, and plan design • Rigorous, conservative methodology – features our unique Bi-CRRA utility function, double optimization, and Investment Committee oversight including Nobel Laureate, Dr. Harry Markowitz • Support – fiduciary reports/commentary for Advisor/client relationships • Unique fee structure – fiduciary managed accounts with low, capped fees GuidedChoice 3(21) and 3(38) Fiduciary Services include these distinct advantages: • Fiduciary reports – the GuidedChoice Investment Committee provides performance analysis and independent commentary delivered to Advisors or Plan Sponsors • Customized – investment selection tailored to the Plan Sponsor/ Advisor’s plan design, fund universe, and recordkeeper platform • Transparency – clearly visible monitoring and review of investments, fees, and performance by the Plan Sponsor/Advisor • Compatibility – seamlessly integrated into the GuidedChoice Personalized TDF solution and Managed Account Services • Fiduciary independence – adheres to the strictest definition of fiduciary responsibility – allowing no affiliation with asset manager, fund compensation or conflict of interest

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TOOLS & TECHNOLOGY

NAPA FIRM PARTNERS

PERSPECTIVE PARTNERS, LLC

PRINCIPAL

Fairport, NY

Des Moines, IA

KEY CONTACTS

KEY CONTACTS

Laura Benotti, (585) 325-3925, laura@perspectivepartners.com David Snyder, (585) 325-3925, david@perspectivepartners.com Website perspectivepartners.com

Doug Grove, (630) 705-0665, Grove.Doug@principal.com Rob Logan, (515) 681-1159, Logan.Rob@principal.com Website PrincipalgGlobal.com

FIRM PROFILE

FIRM PROFILE

Perspective Partners is passionate about bringing holistic financial wellness solutions to retirement plan advisors, sponsors and participants.

In 2005, Perspective Partners pioneered analyzing outcomes rather than investments to drive plan success. We've helped hundreds of plan advisors to differentiate with industry-leading retirement readiness reports and software. Recognizing the convergence of health and wealth and the changing priorities of the C-suite, we launched NestUp Managed Deferrals® to improve retirement readiness and lower healthcare costs by giving participants holistic decision support and execution for 401(k) and HSA savings. Perspective Partners is a subsidiary of Manning & Napier Group, LLC.

A member of the FORTUNE 500®, the Principal Financial Group has $629.4 billion in assets under management and offices in 19 countries throughout Asia, Australia, Europe, Latin America and North America.

IN BUSINESS SINCE : 2000

Principal is a total retirement services leader, offering defined benefit, defined contribution, employee stock ownership plan, and nonqualified solutions for corporations and tax-exempt organizations, in bundled and unbundled arrangements.

PRODUCT/SERVICE CATEGORY Software

PRODUCT/SERVICE DESCRIPTION What if you could reduce costs and increase the value of your company's health and wealth benefits at the same time? NestUp® is an integrated, seamless and actionable financial wellness platform that connects wealth and health benefits to improve outcomes and save money. We accomplish this by unifying and personalizing health (HSA) and wealth (401(k)) deferrals through a process that engages, educates and executes employee benefits decisions. With healthcare expenses likely being the largest retirement expense, it makes sense to have a savings strategy that complements the 401(k). The HSA offers tax advantages over the 401(k) specifically for qualified medical expenses.

Used as either a standalone portal or integrated into a benefits enrollment system, NestUp analyzes employee census data and provides deferral recommendations. Employees can accept the recommendations provided or create their own deferral strategy. In addition to recommending deferral amounts, NestUp may also recommend deferring HSA dollars to an investment account for long-term growth opportunity. NestUp offers an HSA-Investment Only account through one of our partner HSA administrator firms. NestUp takes the guesswork out of determining a deferral strategy and streamlines administrative processes within HR benefits.

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IN BUSINESS SINCE : 1879 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Administrative Services, Trustee/ Custody, Consulting/Plan Design, Participant Communications, Lost Participants

PRODUCT/SERVICE DESCRIPTION

NAPA FIRM PARTNERS

TOOLS & TECHNOLOGY

STRATWEALTH Columbia, MD

KEY CONTACTS Joseph Garrison, (410) 988-9494, jgarrison@strat-wealth.com Amanda Campbell, (410) 988-9494, acampbell@strat-wealth.com Website strat-wealth.com

FIRM PROFILE StratWealth® is a client-centric, strategic financial planning and investment management firm that is driven by a passion to first understand your unique needs and goals. We then bring together the collective genius of our experienced team to create an individualized financial strategy for you, including a program to carefully guide you through every step. For your ever-evolving milestones, your dreams and your legacy, rest assured that we are always focused on you and your Next. We can keep you FiduciaryFit, providing fiduciary and risk management assistance to companies with qualified retirement/401(k) plans.

Please see Important Disclosure information at: http://www.strat-wealth. com/important-disclosure-information/marketing-disclosure

IN BUSINESS SINCE : 1991 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Administrative Services, Consulting/ Plan Design, Participant Communications, Other

PRODUCT/SERVICE DESCRIPTION We can keep you FiduciaryFit, providing fiduciary and risk management assistance to companies with qualified retirement/401(k) plans. Our team works with plan trustees and fiduciaries to: *Facilitate our signature, eight-step FiduciaryFit Strategy due diligence process *Review the fiduciary roles of trustees and investment advisers *Maximize the value of your existing vendor *Monitor your vendor’s fees, services and effectiveness *Monitor plan investments *Analyze your fund lineup and recommend changes if needed *Review diversification of the plan assets *Analyze fees being assessed to the plan *Serve as an investment fiduciary to your plan *Craft an Investment Policy Statement for your plan *Conduct regular plan reviews with your investment committee *Provide employee education We take our fiduciary responsibilities very seriously, and several of our advisers have attended the Center for Fiduciary Studies and received the Accredited Investment Fiduciary (AIF®) designation. We employ the investment practices associated with this designation as part of our fiduciary review process. A plan sponsor can never remove itself entirely from this liability, but the risk associated with it can be mitigated by hiring the right adviser who fulfills and accepts his/her fiduciary responsibilities for your plan.

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WOMEN IN RETIREMENT CONFERENCE GET TO

JUNE 10-12, 2018 BURLINGTON, VT

FIND OUT MORE! WWW.WOMENINRETIREMENT.ORG

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

El Segundo, CA

KEY CONTACTS Ilyce Glink, (847) 242-0550, ilyce@bestmoneymoves.

Angus Carroll, (847) 242-0550, angus@bestmoneymoves.com Website bestmoneymoves.com

KEY CONTACTS Chris Whitlow, (407) 204-1211, chris@edukate.com Gerry Hollis, (913) 788-0284, gerry@edukate.com Website edukate.com

KEY CONTACTS Liz Davidson, (866) 733-2677, lizdavidson@financialfinesse.com Consulting Team, (866) 733-2677, ConsultingTeam@financialfinesse.com Website financialfinesse.com

FIRM PROFILE Best Money Moves is a cloud-based, mobile-first, customizable, and brandable financial wellness service that employees use to measure financial stress and dial it down using a combination of custom content, tools, videos, money coaches (accredited in debt, budget, credit, student loans, housing and bankruptcy issues), contests, and other employee engagement strategies, created by people who really understand financial issues, driven by machine learning. There are no sales, no lead-gen, no assets under management, no specific investment advice, no trying to get assets under management. We are a perfect partner for record-keeper, plan administrator, or financial services company.

FIRM PROFILE Edukate is a workplace financial wellness provider with a mission to provide every person access to expert financial guidance. Its solutions solve problems that ease the financial stressors most Americans experience each day. Edukate helps employers provide the best financial wellness benefits, thus helping employees manage their financial stress, increase their productivity, and live happier, healthier lives.

Learn more at www.edukate.com.

FIRM PROFILE Financial Finesse was founded with a single mission: to help employees become financially independent and secure by providing unbiased financial education and guidance. In 1999, founder and CEO Liz Davidson set out to create what would become the only firm of its kind providing unbiased financial guidance available to all employees, paid for by the employer as an employee benefit. We've impacted millions of lives over the course of the last 18 years and have proven that when delivered effectively, an ongoing financial wellness benefit can transform the financial future of both employees and the organizations they serve.

IN BUSINESS SINCE: 2016 PRODUCT/SERVICE CATEGORY Software, Other

Employees use the program's point-based rewards system, which assigns point values to every action possible: setting up income and expenses inside the budget tool, reading articles, measuring stress, etc. All of these items, plus the leaderboard, are seen on the Employee Dashboard.

Employers also get a dashboard. The Reports button provides a real-time, statistical look at usage: unique visitors; minutes online per visit; an overview of those who have measured stress; what categories of stress they're measuring; money coach sessions; and, a snapshot of the overall financial health of employees. No individual data can be accessed. In addition, HR can run its own contests, and have their own messaging portal to facilitate additional communication.

Best Money Moves sells nothing and is not a robo-investment platform because we believe that employees need unbiased information they can trust and they're looking to employers to provide financial wellness education.

PRODUCT/SERVICE CATEGORY Advice/Guidance, Participant Communications, Software PRODUCT/SERVICE DESCRIPTION Edukate is designed to help each and every employee in your company work towards a better financial life. Our curated content covers a vast array of financial topics, life-stages and financial events impacting your employees, and our content delivery system offers a tailored learning experience, empowering employees to make smarter financial decisions, lower stress and change behavior, no matter where they currently stand.

IN BUSINESS SINCE: 1999 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Consulting/ Plan Design, Participant Communications, Software, Other PRODUCT/SERVICE DESCRIPTION We design, implement and innovate custom programs centered around your strategic goals, employee challenges, and unique company culture. Our multi-channel programs deliver guidance to each employee when and where they need it and in their preferred learning style.

Regardless if an employee engages with our programs online, in-person, or over the phone, the content and coaching is all designed and delivered by Financial Finesse's team of unbiased CERTIFIED FINANCIAL PLANNER professionals, with a minimum of 10 years of experience, that are certified on your company benefits.

LISTINGS

PRODUCT/SERVICE DESCRIPTION Best Money Moves is a mobile-first financial wellness program that combines technology, information, tools and live money coaching to help employees measure their level of financial stress in 15 categories, and then sends relevant information and tools to help them reduce that stress. An ongoing engagement strategy keeps usage rates well above EAP rates.

IN BUSINESS SINCE: 2013

TECHNOLOGY

FINANCIAL FINESSE, INC.

Orlando, FL

TOOLS &

EDUKATE

Glencoe, IL

ADDITIONAL

BEST MONEY MOVES

Financial Finesse has spent the past 18 years researching and refining our award-winning programs to create an employee experience that is proven to provoke the utilization and behavior change needed to genuinely address the financial crisis of 70% of employees living paycheck to paycheck. As a pioneer of the industry, our longstanding client relationships have allowed our ThinkTank to track, measure, and report the hard data necessary to generate and continue to innovate industry leading research and case studies so compelling and irrefutably accurate that we continue to see our data regularly leveraged by industry thought leaders, media, and vendors across the board.

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FIS

flexPATH

& TECHNOLOGY LISTINGS

San Diego, CA

Jacksonville, FL

Aliso Viejo, CA

KEY CONTACTS Bryan Drumm, (952) 473-2600, bdrumm@financialfitnessgroup.com Avon Kendrick, (619) 684-6224, avon financialfitnessgroup.com Website financialfitnessgroup.com

KEY CONTACTS Scott Parry, (904) 306-2876, scott.parry@fisglobal.com Rich Grotto, (904) 306-2832, richard.grotto@fisglobal.com Website fisglobal.com

KEY CONTACTS Matt Giovinazzo, (949) 460-9898, matt.giovinazzo@flexpathstrategies.com Kellen Foley, (949) 460-9898, kellen.foley@flexpathstrategies.com Website flexpathstrategies.com

FIRM PROFILE Financial Fitness Group is a leading provider of cloud-based, independent and unbiased financial education and engagement solutions. The FFG platform has been proven to improve financial aptitude, behavior, and confidence. FFG was founded in 1998 based on scientific research on how to improve the financial literacy of the citizens of the United States. That research continues and is the driving force to meet the new challenges of reducing financial stress. As part the journey, FFG developed the Financial Fitness SCORE(TM) to help individuals and organizations assess, benchmark, and positively change their financial aptitude, behavior, and confidence.

FIRM PROFILE FIS Retirement Solutions brings industry leading solutions and services together from Omni, Relius and Reliance Trust to empower small and large retirement plan providers with a comprehensive, integrated suite of retirement solutions. Sitting at the intersection of technology and retirement, FIS is committed to helping our clients improve efficiencies and reduce costs so they can invest in what matters most - improving participant outcomes.

FIRM PROFILE flexPATH Strategies® is a family of low-cost TDFs designed with multiple glidepaths, both active and passive management styles and varying retirement dates. flexPATH Strategies® is portable because it consists of low-cost collective investment trusts (CITs). In addition, there is access to high-quality money managers through an open architecture investment selection process.

IN BUSINESS SINCE: 1998

ADDITIONAL

FINANCIAL FITNESS GROUP

TOOLS

N A PA BLAC K B O O K 2 0 1 7 | Additiona l Listings

PRODUCT/SERVICE CATEGORY Software, Other PRODUCT/SERVICE DESCRIPTION The Financial Fitness Group platform provides a modular financial wellness solution to meet each organization's unique needs. The platform is developed to be turnkey and easy to roll out and administer with the goal of minimizing resources required to support a financial wellness program.

The turnkey platform is configured to meet each organization's unique needs including branding, communication assets including emails, posters, and flyers along with a step by step best practice guide.

Financial Fitness Group provides a unique blend of scientific research, the largest world-class library of FINRA compliant content, tools, and assessment that is embedded within a simple to use engagement platform to improve participant's financial wellness.

FFG has developed the leading metric for measuring financial stress with our unique assessment and Financial Fitness SCORE that measures aptitude, behavior, and confidence of each participant and organization. Ultimately, the success of any program is measured by change and FFG has developed a unique set of tools to measure the change in financial wellness based upon the change in the Financial Fitness SCORE.

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IN BUSINESS SINCE: 1968 PRODUCT/SERVICE CATEGORY Asset Allocation, Administrative Services, Trustee/Custody, Consulting/Plan Design, Participant Communications, Software PRODUCT/SERVICE DESCRIPTION FIS Retirement Solutions offers every component a retirement provider needs to deliver services, including recordkeeping and plan administration technology leveraging the Omni and Relius platforms; business process outsourcing solutions; workflow, robotics and straightthrough processing solutions; payments and disbursements; trading and reconciliation; documents and government forms, fiduciary and compliance solutions; custody, directed trustee, collective investment trust and 3(38) investment services through Reliance Trust, an FIS company; education; and financial planning, asset allocation and retirement readiness.

IN BUSINESS SINCE: 2015 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance PRODUCT/SERVICE DESCRIPTION flexPATH® is a revolutionary, multi-glidepath target date solution utilizing multiple management styles as well as independent open architecture manager selection. flexPATH® is a cost-effective solution that gives participants a new level of choice for their target date funds.

NAPA BLACK BOOK 2017 | Add i t i o na l L i s t i ng s

KNOWHOW 401(K) KEY CONTACTS Christopher Barlow, (937) 264-9620, cbarlow@knowhow401k.com Website knowhow401k.com FIRM PROFILE KnowHow 401(k) works to increase the number of effective Advisors that serve the 401(k) marketplace. KnowHow 401(k) provides business development resources for Advisors launching, growing and improving their 401(k) business.

PRODUCT/SERVICE CATEGORY Advice/Guidance, Other

Monthly Check-up calls serve to inspire and motivate the Advisor. These calls promote the accountability many Advisors are looking for from their coach. Calls review the activities Advisors defined in their business plan.

Ongoing one on one support provides needed encouragement.

Access to the online 401(k) Sales Champion Workshop. The workshop reviews 109 401(k) business building topics via 36 online videos with 30 E-Tools.

KEY CONTACTS Neal Ringquist, (704) 248-5895, nringquist@rch1.com Website rch1.com

KEY CONTACTS Catherine Mueller, (713) 394-3441, cathy@mappingyourfuture.org Beth Ziehmer, (713) 394-3443, beth@mappingyourfuture.org Website mappingyourfuture.com FIRM PROFILE Mapping Your Future Financial Solutions is an offering of Mapping Your Future, a non-profit 501 (c) 3 and member of the Money Management International family of services. At Money Management International (MMI), our mission is to improve lives through financial education.

IN BUSINESS SINCE: 1958 PRODUCT/SERVICE CATEGORY Advice/Guidance

FIRM PROFILE Retirement Clearinghouse, LLC is the leading provider of portability and consolidation services for defined contribution plans, acting as a trusted, unbiased intermediary between plan sponsors, participants, record-keepers and other parties. Retirement Clearinghouse's integrated financial technology, data and information solutions facilitate automated consolidation of small, redundant accounts for sponsors to improve plan performance metrics, and enable participants, regardless of account balance, to seamlessly transport their retirement savings through every phase of their careers.

IN BUSINESS SINCE: 2001

PRODUCT/SERVICE DESCRIPTION Mapping Your Future Financial Solutions is a highly customizable offering designed to help your users overcome setbacks, reach goals, and confidently take control of their personal finances. Mapping Your Future Financial Solutions, powered by Money Management International (MMI), is backed by nearly 60 years of experience in the financial education field. Personal and confidential counseling sessions are available in English and Spanish, 24/7. Users have access to a mobile-friendly website, branded with a company logo and filled with engaging, comprehensive educational content. Organizations can customize content to meet the specific financial education needs of users. A dedicated program coordinator, along with an implementation and support team, will help ensure a company maximizes user engagement and success.

MMI credit counselors work with creditors on behalf of your users to lower interest rates, reduce monthly payments, waive late fees, and consolidate debts into one convenient payment.

Users receive important tips, reminders and other valuable content in a mobile-friendly newsletter. Your users can also access hundreds of articles in the online library. Educational seminars and webinars can be provided directly to your users. Mapping Your Future Financial Solutions produces comprehensive usage reports, measuring employee engagement in both online and one-on-one counseling resources.

PRODUCT/SERVICE CATEGORY Lost Participants, Other PRODUCT/SERVICE DESCRIPTION The RCH Lost & Missing Participant Search service is a four-level service that plan sponsors use to clean up plan data.

•

•

•

•

The level 1 basic electronic search typically takes less than 5 days to complete. We leverage the USPS National Change of Address database and credit rating agency Experian for this work. If a participant is flagged deceased, we leverage LexisNexis to find the next of kin.

Our level 2 service involves sending US mail to each record asking for address confirmation, and sending the same mailer to any forwarding addresses received ­this search can take up to 45 days.

Our level 3 search is added on top of the level 2 service for records that require the more robust manual electronic search ­ typically around 10% of the records. The manual electronic search involves searching social media - Facebook, LinkedIn, Twitter, etc. ­for the participant. This is our most robust search producing best search results (roughly 95%), and can take up to 60 days.

Our level 4 search involves sending certified mail to the 10% we can't find from level 2, is typically used only for terminating plans ­ this approach can take up to 75 days.

LISTINGS

One on One Business Plan Development process produces a custom plan the Advisor uses to guide his or her efforts to achieve their goals.

Chris Barlow has assisted over 1,250 Advisors one on one to build their business plan. He leads a multi-step, multi-week process to create a customized plan for each Advisor. You plan because life's short.

Charlotte, CA

Sugar Land, TX

TECHNOLOGY

PRODUCT/SERVICE DESCRIPTION The KnowHow 401(k) Consulting program is delivered by Chris Barlow of KnowHow 401(k).

The program provides the one on one support Advisors are looking for to grow and improve their 401(k) business. The yearlong program begins with an assessment meeting during which the Advisor will define the outcomes they want to accomplish for the program and longer term.

All activities will take place over the phone and web and include the following services:

RETIREMENT CLEARINGHOUSE

TOOLS &

IN BUSINESS SINCE: 2000

MAPPING YOUR FUTURE FINANCIAL SOLUTIONS

ADDITIONAL

Vandalia, OH

Auto portability (https://www.rch1.com/autoportability) is the routine, standardized, and automated movement of a retirement plan participant's 401(k) savings from their former employer's plan to an active account in their current employer's plan. Auto portability was conceived and developed by RCH to meet the needs of participants with small account balances that lack access to the portability solutions afforded to larger accounts.

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ADDITIONAL

TOOLS

& TECHNOLOGY LISTINGS

N A PA BLAC K B O O K 2 0 1 7 | Additiona l Listings

RPAG

STANDARD OF (K)ARE, LLC

VALIC

Aliso Viejo, CA

Middleton, WI

Houston, TX

KEY CONTACTS Darryl Marks, (949) 460-9898, darrylm@rpag.com Maria Vejar, (949) 460-9898, mariav@rpag.com Website rpag.com

KEY CONTACTS Chris Krueger, (608) 826-2898, chris.krueger@sok401k.com Dan Helf, (608) 826-2909, dan.helf@sok401k.com Website sok401k.com

KEY CONTACTS Robert Haverstrom, (713) 831-5497, robert.haverstrom@valic.com Tom Goodwin, (713) 962-6224, tom.goodwin@valic.com Website valic.com

FIRM PROFILE Retirement Plan Advisory Group (RPAG), provides retirement advisors premier technology, systems, training and resources through its practice management platforms. RPAG serves 30,000 plan sponsors who represent $350 billion in assets and more than 4 million plan participants, as of January 1, 2018. Core practice areas include investment due diligence, RFP and fee benchmarking, fiduciary compliance, intensive training, sales and marketing resources and business consulting.

FIRM PROFILE Standard of (k)areTM was founded by Chris Krueger and Dan Helf as a result of industry experience in providing participant 401(k) education for participants and fiduciary best practices for corporations.

FIRM PROFILE For more than half a century, VALIC has served as a leading retirement plan provider for healthcare, higher education, government, as well as for K-12 schools and school districts, and other not-for-profit institutions. VALIC, the group retirement division at AIG, has more than $89 billion of client assets as of June 30, 2017 and manages plans for 19,000 employers serving approximately 1.8 million participants. VALIC represents The Variable Annuity Life Insurance Company and its subsidiaries, VALIC Financial Advisors, Inc. and VALIC Retirement Services Company. Additional information about VALIC can be found at http://www.valic.com.

IN BUSINESS SINCE: 2004 PRODUCT/SERVICE DESCRIPTION RPAG's Scorecard System™ is a proprietary, institutionally based investment scoring system that incorporates both quantitative and qualitative factors. The Scorecard score is based on 10 screens, which include style analysis, risk/return factors, peer group rankings and certain qualitative factors. The Scorecard System is built around pass/fail criteria, on a scale of 0 to 10, with 10 being the best. RPAG uses separate methodologies to assess active, passive and asset allocation strategies. Active and asset allocation strategies are evaluated over a five-year period, and passive strategies are evaluated over a three-year period. The RPAG score is calculated quarterly. The score is 80 percent quantitative and 20 percent qualitative. Combined, these factors are one way of measuring the relative performance, characteristics, behavior and overall appropriateness of a fund as a plan investment option.

Standard of (k)are recognizes that plan advisors, and sponsors do not have the resources and time to help the masses, but there is a need. Plan Fiduciaries need help to become more efficient, standardized, and help to impact positive change in a person's financial life.

Our guiding principle is to help advisors build better retirement plans and contribute to making people's lives better. Retirement Readiness is our mission. *Patent Pending

IN BUSINESS SINCE: 2013 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Consulting/ Plan Design, Participant Communications, Software, Other PRODUCT/SERVICE DESCRIPTION Standard of (k)are is a full-service software for facilitating best fiduciary practices and retirement readiness planning for retirement plan participants.

The program assists plan sponsors and advisors with facilitating their fiduciary obligations through hosted investment committee meetings and fiduciary activities.

Retirement Readiness includes a risk tolerance assessment, current plan information, outside account data, spousal savings, budgetary needs, and action steps for retirement.

SOKTM plan overview provides participant data into a visual assessment of the plan's retirement readiness at a holistic level.

For RIAs and BDs Providing compliance departments with advisor oversight, Standard of (k)are will create the ability to aid those with the desire to transact plan business. The process is a standardization of service fulfillment and compliance automation for those conducting 401(k) advisory services.

Liability in retirement plan advice is difficult to measure. Standard of (k)are™ allows for oversight of Investment Advisors and Brokers to monitor the completion of services offered through hosted consulting or service agreements. SOK tracks and secures plan and participant information.

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IN BUSINESS SINCE: 1955 PRODUCT/SERVICE CATEGORY Asset Allocation, Advice/Guidance, Administrative Services, Trustee/Custody, Consulting/Plan Design, Participant Communications, Lost Participants, Software PRODUCT/SERVICE DESCRIPTION Our mutual funds platform is an openarchitecture platform that includes a large number of investment options (currently 136 fund families and more than 11,000 funds).

VALIC is committed to providing highly tailored services to our plan sponsors and their employees. That's why we've designed the VALIC recordkeeping system to handle the many variations in retirement plan types and features across the many plans we serve. Our proprietary recordkeeping system, is 100% controlled by VALIC, allowing us to make adjustments on an ongoing basis as necessary for maximum customization to your plan.

The system is a proven, state-of-the-art customer-service platform that integrates opensystem and mainframe technologies to serve sponsors and participants in retirement plans with variable annuity or mutual fund investment platforms.

Since launching our new digital experience in late 2015, we offer your employees one of the most engaging and personalized online retirement planning experiences in the industry.

View account balances, transaction history, fund inquiry and personal performance. You can also rebalance assets, and change future allocations and monthly contributions. Whether on a smartphone, tablet, or desktop, the experience is seamless, responsive, and easy to navigate.

NAPA’s Industry Lists NAPA’s unique lists highlight four critical elements of the retirement industry: “Wingmen,” listing the DC industry’s top wholesalers, “Young Guns,” our list of the top plan advisors under 40, our Top DC Advisor Teams and NAPA’s Top Women Advisors.

One of the things that sets these lists apart from other published lists is that they are based on a nominating/voting/selection process that taps the knowledge of NAPA’s 10,000+ members. Look for more information about the upcoming editions of all four lists on the NAPA Net portal and in the NAPA Net Daily.

Where is the next generation of plan advisors coming from?

To answer that question, NAPA set out to find the top young advisors — the profession’s “Young Guns.” The result of was our list of the “Top 50 Plan Advisors Under 40,” first published in 2014.

You can find our lists from 2014 through 2018 online at www.napa-net.org, under the “Industry Lists” tab.

In what has long been a male-dominated profession, a growing number of women are today making significant contributions to this field. In 2015, the editorial team here committed to an acknowledgment of those contributions with the launch of the newest NAPA Net list, NAPA’s Top Women Advisors.

You can find our lists of Top Women Advisor All-Stars, Captains, and Rising Stars online at www.napa-net.org, under the “Industry Lists” tab.

Sure, we know it’s not just about the numbers – but the reality is that advisors are having a huge impact every single day, not only on the quality of retirement plan advice, but in building a more financially secure retirement for millions of Americans.

NAPA’s Top DC Advisor Teams acknowledges the advisor teams that are responsible for at least $100 million in defined contribution plan assets.

You can find our list of Top DC Advisor Teams online at www.napa-net.org, under the “Industry Lists” tab.

Only plan advisors know how important their DC wholesaler can be in building, managing and growing their practice. We call them “DC Wingmen” because if they are doing their job, they have your back.

And only advisors know which Wingmen are really good and truly add value.

That’s why NAPA set out to identify the top wholesalers who serve the DC market — the truly elite Wingmen. Our first annual Top DC Wholesalers list, published in March 2014, quickly became an industry staple.

You can find our lists of Top DC Wholesalers online at www.napa-net.org, under the “Industry Lists” tab.

Questions about the process, timing, or eligibility for the lists should be directed to Nevin Adams at nevin.adams@usaretirement.org.

FINANCIAL WELLNESS Who’s Who in Financial Wellness Offerings

S

omewhere between a retirement focus on “outcomes” and a health benefit emphasis on “wellness,” the industry found its way to “financial wellness.” These days there seem to be as many definitions of financial wellness as there are financial wellness providers (or advisory firms touting those capabilities), but what all have in common is an acknowledgement that healthy finances tend to contribute to good physical health, and — certainly in later years — vice versa.

Not that financial wellness is a “slam dunk” proposition — if plan sponsors are increasingly intrigued by the ROI of these programs, they remain leery of the cost and time involved, and skeptical about the

benefits. A recent study by Ernst & Young of 200 HR professionals found that those who have yet to offer a program focus on cost, which shows that justifying the price remains a stumbling block for some. Among those without a program, 59% say the top selection criteria is price, followed by ease (53%) and breadth (44%) of the program. However, once a program is in place, the focus becomes more about employee engagement across the breadth of the program (47%) and less about price (35%).

The survey also found that companies without a financial wellness program had a more limited vision of the potential benefits.

For those respondents, 50% consider it a way to boost retirement savings, 38% see it as a means to help employees boost savings overall and 31% believe it could lead to greater retention. On the other hand, companies that offer financial wellness plans saw a direct correlation to employee well-being, retention and productivity, with 56% of respondents citing retention, 50% citing health and 45% citing productivity as the main benefits.

Regardless of where you — or your plan sponsor clients/prospects — stand in your evaluation of these programs, the information on the pages that follow is designed to provide you with a sense of the providers in that space, where they are located, their size and scope and, perhaps most importantly, how to connect with them.

— Nevin Adams

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FINANCIAL

WELLNESS

COMPANY

Best Money Moves, LLC

WEBSITE / ADDRESS / CONTACT

bestmoneymoves.com Chicago, IL 847-242-0550 Ilyce R. Glink Founder/CEO

BrightDime

brightdime.com Charlotte, NC 704-943-5550 David Stedman, CEO

DoubleNet Pay

doublenetpay.com Atlanta, GA 1-866-630-8732

COMPANY DESCRIPTION

# OF EMPLOYEES

# OF CLIENTS

Best Money Moves is a new mobile-first technology platform that helps employees measure financial stress, then dial it down using a unique content-mapping system that is tied to the employees’ pain points.

The program includes a point-based reward system, contests, award-winning information, cool tools and access to our money coaches. Employers have access to a dashboard that allows them to see real time metrics including usage and stressors that they can filter by other factors and demographics

2-10

12

BrightDime helps companies invest in the financial well-being of their employees. We educate and empower employees to make smart, well-informed financial decisions. BrightDime offers each employee their own unique platform so they always know where they stand financially. In addition, BrightDime provides personalized coaching to help employees make good financial decisions.

11-50

9

We provide actionable financial wellness solutions for employers. Our product helps employees automatically create emergency savings, manage their cash flow and pay off their debt in a measured and sustainable manner.

12

N/A

For HR executives who want to boost workplace productivity and happiness, edu(k)ate is an employer-sponsored benefit that reduces a person’s financial stress by offering step-by-step guidance to make better money choices.

12

300

Empowered by our success with financial literacy in higher education, the folks at iGrad are excited to bring financial wellness education to a much wider audience with Enrich.

11-50

N/A

Brian Cosgray, Founder Edu(k)ate

edukate.com Orlando, FL hello@edukate.com 407-474-1976 Chris Whitlow Founder and CEO

Enrich

enrich.org 2163 Newcastle Avenue, Suite 100, Cardiff-By-The-Sea, CA, 92007 888-694-4723 x400 Rob LaBreche President and CEO/Founder

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In launching Enrich, we leveraged our financial literacy expertise and award-winning platform to offer a product tailored to the unique needs of consumers, as well as the broader marketplace. We are pleased to partner with financial institutions, employers, and financial advisers to offer financial wellness that works.

NAPA FINANCIAL WELLNESS

COMPANY

financialfinesse.com 221 California St. , El Segundo, CA 90245 866-733-2677 info@financialfinesse.com

financialfitnessgroup.com 101 W Broadway, San Diego, CA 92101 sales@financialfitnessgroup. com 888-345-1285 Joe Saari, Founder

Fiscal Fitness Clubs of America

fiscalfitnessclubs.com

Four Seasons Financial Education

fsfe.com

GuideSpark

guidespark.com

Parker, CO info@fiscalfitnessclubs.com 720-507-8535

Three CityPlace Dr., Ste. 590 Saint Louis, MO 63141 888-981-9355

1400A Seaport Blvd, Suite #500, Redwood City, CA 94063 800-519-0755

# OF EMPLOYEES

# OF CLIENTS

Financial Finesse is a U.S. based financial wellness 53 company trying to make the world a better place by advocating for and helping people achieve financial security. As the leading independent provider of unbiased financial wellness programs in the country, we provide personalized and innovative financial education and coaching to over 600 organizations and Fortune 1000 companies, reaching over 2.4 million individuals each year.

600+

For nearly 20 years, the Financial Fitness Group has provided independent, unbiased and accurate financial education and content to more than 4 million people at thousands of companies. Built on proven academic and organizational research, we offer two main products: Center and Academy. Each can be customized to match your company’s brand and they are built to complement each other.

11-50

1,000+

Our goal is to help you control your financial habits, so that you get what you want from your money! (...while having fun too!) We combine sound financial planning practices with proven behavioral change principles.

We help people change financial behavior and gain the life-long skills needed to manage personal finances.

Together we create a club for your company’s employees to help them become fiscally fit. We tailor the program to fit your employees’ profile and budget.

7

330

Four Seasons Financial Education specializes in helping 11-50 companies focus on profitability by addressing the #1 cause of stress in the workplace: personal finance.

Between retirement planning, increasing health care costs, college planning, budgeting, coordinating benefits, and more, personal financial planning is a never-ending, and often overwhelming, job for employees. Whether you like it or not, all of these combined issues affect the performance of your employees. In turn, they affect the bottom line. We have the systems, tools, and experience necessary to help curb this profitability issue for your company, just as we have done for over 200 other organizations across the country.

200

GuideSpark, the leader in employee communications, 203 offers a robust employee communications platform, which includes short, engaging, and cost-effective videos on HR-related content. The platform is accessible from any device, including mobile, and provides an interactive user experience and deep analytics on user engagement.

Serving hundreds of enterprise customers and more than 1 million employees, GuideSpark is transforming the old way of employee communications and as a result, significantly increasing employee engagement while reducing overall HR costs.

650+

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WELLNESS

Financial Fitness Group

COMPANY DESCRIPTION

FINANCIAL

Financial Finesse

WEBSITE / ADDRESS / CONTACT

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NAPA FINANCIAL WELLNESS

FINANCIAL

WELLNESS

COMPANY

WEBSITE / ADDRESS / CONTACT

HelloWallet

Affiliated with KeyBank

Kashable

kashable.com 275 Madison Avenue, Suite 2014 New York, NY 10016 info@kashable.com 1-646-214-7200

COMPANY DESCRIPTION

# OF EMPLOYEES

# OF CLIENTS

HelloWallet works with employers to provide 51-200 independent, personalized financial guidance to employees through web and mobile-based software applications. Using behavioral and consumer research and analytics, HelloWallet helps employees make the most of their salary and benefits. HelloWallet is headquartered in Washington, DC. HelloWallet works with employers to help their employees build financial wellness now and get ready to retire when the time comes.

N/A

Kashable offers a financial wellness benefit that provides 11-50 a safety net during financial emergencies and hardships, creates a smart and socially responsible alternative to 401(k) loans and replaces the need for pay advances. By offering Kashable, companies can alleviate financial stress at the workplace and support a financially healthy, happy and productive workforce.

100

Widely recognized as a disruptive player in the personal finance industry, LearnVest is an award-winning subscription-based program designed to help people make progress on their money. The company combines a dedicated planner with innovative technology to help make financial planning affordable, accessible and even delightful.

N/A

N/A.

Mapping Your Future's Membership Program provides higher education institutions and organizations the opportunity to benefit from financial aid support services while assisting a 501(c)(3) nonprofit organization that helps students and families. Members of Mapping Your Future are an integral part of an organization that provides millions of students and parents and thousands of educational institutions unbiased and trusted student loan information, comprehensive financial literacy expertise and technologically-advanced solutions.

500

48

My Secure Advantage is a financial wellness program that has been leading the charge since 1999. Our services cover more than 27 million lives and assist more than 15,000 employer groups. Offering the most complete and most competitive financial wellness program in the market is our life’s work. We strive to be courteous, compassionate, and caring in every opportunity we have to help Americans reach their financial dreams.

51-200

15,000+

Rishi Kumar, Founder Einat Steklov, Founder LearnVest

learnvest.com New York, NY 888-389-3298

Mapping Your Future Financial Solutions

mappingyourfuture.org 14141 Southwest Freeway, Suite 1000 Sugar Land, TX 77478 800-374-4072

My Secure Advantage

mysecureadvantage.com 3001 Lava Ridge Court, Suite 250 Roseville, CA 95661 info@mysecureadvantage. com 888-724-2326

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NAPA FINANCIAL WELLNESS

COMPANY

retiremaphq.com Bishop Ranch 3 2603 Camino Ramon, Suite 200 San Ramon, CA 94583 support@retiremaphq.com 925-242-2500

smartdollar.com info@smartdollar.com 800-754-4220

SUM180

sum180.com Louisville, KY Inquiries: https://www. sum180.com/Public/Support. aspx Carla Dearing, CEO 502-272-2413 cdearing@sum180.com

Retiremap is an award-winning financial wellness program that helps employees achieve their financial goals. Retiremap is designed for how advisors service retirement plans, empowering advisors with tools to understand each employee's goals and current financial situation quickly. Retiremap’s web and mobile software applications were developed based on research by behavioral economist and NY Times bestselling author, Dan Ariely, and drives positive changes in employee behavior, including higher savings rates and greater engagement in their retirement plan.

# OF EMPLOYEES

2-10

# OF CLIENTS

N/A

SmartDollar takes a holistic approach to financial wellness 600 that produces lasting behavior change. Created by the number one authority on personal finance, Dave Ramsey, SmartDollar is an online program designed to help employees get on a budget, set aside emergency savings, get out of debt and on their way to saving for their future.

For more than two decades, we’ve been helping people change their financial lives one step at a time, and millions of people have started on a path to financial security by working our principles. Our online platform provides 24/7 access to a proven, step-by-step plan, inspiring and motivating content, best in class budgeting and money tools, and a wide variety of questions and answers to help people anytime, anywhere and on any device no matter where they are with their personal finances.

1000+

SUM180 is 100% focused on bringing financial wellness 15 services to employees across the nation. Founded in 2014, SUM180 is an online financial wellness service that supports behavior change with a jargon-free, safe space to make finances more manageable. Services:

5

WELLNESS

Smart Dollar

COMPANY DESCRIPTION

FINANCIAL

Retiremap

WEBSITE / ADDRESS / CONTACT

• With three simple steps and progress tracking, including by app • Affordable access to qualified financial advisers • An online community for engagement, to share and get answers

Workplace Options

workplaceoptions.com 3020 Highwoods Boulevard Raleigh, NC 27604 service@workplaceoptions. com 1-800-699-8011

Workplace Options is the world's leading employee well-being provider. Headquartered in Raleigh, N.C., it is a company that provides emotional, physical, and practical support services to employees and their family members across the world. Through clinical services, work-life support, and employee wellness programs, Workplace Options provides the help and support that employees need to be happier, healthier and more productive.

501-1000

N/A

C. Dean Debnam, CEO

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The markets don’t care how old you are or how much money you have invested. Many target-date funds favor one kind of market to manage to, one risk to manage against, or one participant to manage for. Choose a provider who considers age, wealth level, and the market environment to balance multiple risks throughout the glide path. Help keep more participants on track for retirement.

American Century Investment Services Inc., Distributor. ©2017 American Century Proprietary Holdings, Inc. All rights reserved. IN-ADV-93449 1711

When you put participants first, good things happen.

No two participants are alike. At John Hancock, we know they are individuals with unique retirement challenges and goals. That’s why we offer tools, solutions and advice they can use whenever, wherever and however they choose to help achieve their retirement goals.

Let John Hancock help you build a better retirement plan program that puts participants first. From start-ups to larger, more complex plans, we have a solution for your clients’ goals and unique challenges.

Talk with your John Hancock representative today to find out how we can work together.

Visit buildyour401kbusiness.com to learn more.

John Hancock Life Insurance Company (U.S.A.), John Hancock Life Insurance Company of New York and John Hancock Retirement Plan Services, LLC are collectively referred to as ”John Hancock”.

John Hancock Retirement Plan Services, LLC, Boston, MA 02210 NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY © 2016 All rights reserved. MGTS-PS30502-GE 07/16-30502