“Business need to go beyond the interest of their companies to the communities they serve.” – Ratan Tata Vision and resilience are the cornerstones of remarkable achievements. They are the forces that propel dreams into reality, enabling individuals to navigate even the most turbulent waters with a steady hand. When one commits relentlessly to their goals, obstacles become stepping stones, and every setback fuels the resolve to push forward. This month’s cover story shines a spotlight on N M Panicker, an inspiring icon in the marine industry, whose journey from humble beginnings to the heights of global success shows how unwavering grit can chart a course to greatness. Panicker’s journey is more than a success story—it’s an inspiring testament to how vision, fortified by resilience, can turn challenges into stepping stones toward an extraordinary legacy.
This month, V P Nandakumar, Managing Director and CEO of Manappuram Finance Limited, delves into "Gold loans are expected to grow steadily and Indian economy gathers pace as India formalises."
Alongside this highlighted feature, our magazine presents a diverse range of articles on beauty, auto reviews, movie reviews, book reviews, motivation, and business topics.
"Some books are so familiar that reading them is like being home again."- Louisa May Alcott
Enjoy Reading!
Cover Photograph N M Panicker: Honorary Trade Commissioner of Brunei to India, Founder & Chairman: Expert United Marine Services LLC & Group of Companies
Qualcomm Confirms Security Vulnerability in Snapdragon Chips Impacting Multiple Devices
Qualcomm recently confirmed a critical security vulnerability (CVE-2024-43047) affecting various Snapdragon chip models, including Snapdragon 8 Gen 1, Snapdragon 888+, Snapdragon 660, and Snapdragon 680, as well as the Snapdragon X55 5G modem found in Apple’s iPhone 12 series. Identified by Google’s Threat Analysis Group, the vulnerability arises from “memory corruption in DSP (Digital Service Provider) Services,” and may have been exploited in targeted attacks. Devices from Samsung, OnePlus, Xiaomi, Oppo, and Motorola are also affected. Qualcomm provided patches to customers in September 2024, and it is now up to device manufacturers (OEMs) to release updates to users. The US Cybersecurity and Infrastructure Security Agency (CISA) has listed the issue, and Amnesty International plans to release further findings. Qualcomm credits Google Project Zero and Amnesty for their collaborative disclosure efforts, allowing quick action on the vulnerability.
Swiggy Launches ‘Swiggy Seal’ for Enhanced Food Hygiene Standards
“Even if you are on the right track, you’ll get run over if you just sit there.”
-
Will Rodgers
Swiggy has introduced the ‘Swiggy Seal,’ a new initiative aimed at boosting hygiene and food quality standards among its restaurant partners. Initially launched in Pune, the programme is set to expand to 650 Indian cities by November. Restaurants that meet rigorous hygiene and quality packaging standards will receive the ‘Swiggy Seal’ badge, prominently displayed on their menu pages within the Swiggy app. Swiggy will closely monitor customer feedback, and restaurants may lose their Seal if standards are not maintained. To aid compliance, Swiggy is offering partners insights based on reviews from its 7 million verified customers, focussing on areas like contamination prevention, packaging, and cooking practices. The platform has partnered with accredited agencies, including Equinox and Eurofins, to provide cost-effective hygiene audits, supporting a stronger commitment to quality in India’s food delivery industry.
Adar Poonawalla Acquires 50% Stake in Karan Johar's Dharma Productions for Rs 1,000 Crore
In a major development for Indian cinema, Adar Poonawalla’s Serene Productions has acquired a 50% stake in Karan Johar’s Dharma Productions in a deal worth Rs 1,000 crore, valuing the production house at Rs 2,000 crore. Poonawalla's investment aims to boost Dharma’s equity capital amidst financial challenges, as the company's revenue dropped to Rs 512.3 crore in FY24, with net profit plunging to Rs 62 lakh. Despite these declines, the investment signals strong confidence in the production house’s future. Karan Johar will continue leading Dharma’s creative direction, while CEO Apoorva Mehta will manage strategy and operations. Poonawalla, known for his success with the Covishield vaccine through Serum Institute of India, sees this venture as part of his broader business portfolio. The infusion of capital is expected to support future film projects, helping the company navigate a volatile film market.
Ambuja Cements Acquires Orient Cement for Rs 8,100 Crore to Boost Capacity
“First, think. Second, believe. Third, dream. And finally, dare.”
- Walt Disney
Ambuja Cements, a subsidiary of the Adani Group, has announced its acquisition of Orient Cement Ltd (OCL) in a significant Rs 8,100 crore deal, acquiring 46.8% of OCL from its promoters and public shareholders. The acquisition is fully funded through internal accruals and aims to enhance Ambuja's cement production capacity while lowering logistics costs. With this acquisition, Ambuja plans to reach a cement capacity of 100 million tonnes per annum (MTPA) by FY25, increasing its pan-India market share by 2%. Karan Adani, Director of Ambuja Cements, emphasised that the deal adds OCL’s 8.5 MTPA cement and 5.6 MTPA clinker capacities. The strategic assets of OCL, including its locations and renewable energy resources, will further strengthen Ambuja's operations and facilitate expansion in north India with new clinker and grinding units.
CCI Set to Release
Findings on Google’s
Impact on Digital News Publishers
The Competition Commission of India (CCI) is preparing to publish its findings after a two-year investigation into complaints from digital news publishers against Google. Publishers claim they are not receiving a fair share of advertisement revenue, especially due to the rise in "zero-click searches," which allow users to view news summaries without visiting publisher websites, resulting in lost traffic and revenue. The CCI's report will determine if Google has abused its dominant market position to disadvantage news publishers, who invest heavily in content production. Initiated in January 2022 following complaints from various news associations, the investigation highlighted Google's significant share in online digital advertising intermediation. As the CCI approaches its conclusions, there is growing anticipation over potential regulatory actions, including whether Google should compensate publishers for news snippets in search results. The issue of revenue sharing between publishers and tech giants remains a critical topic of discussion.
Reliance Infrastructure to Invest Rs10,000 Crore in Defence Manufacturing Project in Maharashtra
“Always give your best effort even when the odds are against you.”
- Arnold Palmer
Reliance Infrastructure Ltd, part of the Anil Ambani group, has announced plans to establish an integrated manufacturing project for explosives, ammunition, and small arms in Maharashtra, with an investment exceeding Rs 10,000 crore over the next decade. The company has secured 1,000 acres in the Watad Industrial Area of Ratnagiri to develop the Dhirubhai Ambani Defence City (DADC), which will become the largest greenfield defence project in India by a private sector firm. Reliance has a history of exporting defence equipment valued over Rs 1,000 crore and holds licenses for arms manufacturing through its subsidiaries. The project will explore joint ventures with up to six leading global defence companies and will produce a range of ammunition and small arms targeting both civil and military markets. Reliance already collaborates with global firms like Dassault Aviation and Thales in Maharashtra.
Former British Army Chief General Sir Mike Jackson dies at 80
General Sir Mike Jackson, former head of the British Army and a distinguished military leader, passed away at age 80. Known for his pivotal roles in the Balkans, Northern Ireland, and the 2003 Iraq invasion, Sir Mike was a respected figure globally. In 1999, during the Kosovo campaign, he famously defied a US order to intercept Russian forces, stating, "I’m not going to start the Third World War for you." Born in 1944, he joined the army at 19 and played a significant role during Northern Ireland’s Bloody Sunday and later commanded UN peacekeeping forces in Bosnia. Appointed head of the British Army before the Iraq War, he was celebrated for his direct leadership style and deep commitment to his troops. Sir Mike, affectionately known as “Jacko”, leaves behind three children and four grandchildren. The British Army honoured him as a “great leader of men” who will be deeply missed.
French Woman Testifies Against Ex-Husband in Disturbing Rape Case, Inspires National Support
Gisèle
Pelicot, a 72-year-old French woman, bravely took the stand in Avignon, where her ex-husband, Dominique, is on trial for drugging and facilitating her repeated rape by other men over a decade. Seeking justice through an open trial, Pelicot hopes her story will inspire other victims of sexual violence to come forward, stating, “It’s not for us to have shame—it’s for them.” Dominique admitted to secretly drugging her and filming the assaults, though some defendants claim they were unaware she was unconscious. Pelicot expressed shock at her ex-husband’s betrayal, saying she had trusted him as a “caring” partner. As a symbol of resilience, she received widespread support, with feminist marches organised nationwide. Her decision to waive anonymity aims to prevent similar crimes in the future. The trial, which began in September, is expected to conclude in December.
UK Pledges Additional £2.26 Billion to Support Ukraine Using Seized Russian Assets
The UK government has pledged an additional £2.26 billion ($2.93 billion) to support Ukraine, funded by profits from seized Russian assets held across Europe. This funding forms part of a larger £38 billion ($50 billion) G7 commitment to bolster Ukraine’s defense amid the ongoing conflict. Defense Secretary John Healey highlighted the importance of this support in strengthening Ukraine’s military capabilities. Chancellor Rachel Reeves specified that the funds would be provided as a loan, with returns drawn from the seized assets' earnings, following legal protocols. The funds will be disbursed in tranches, allowing Ukraine flexibility in addressing immediate defense and reconstruction needs. This commitment adds to over £12 billion already contributed in UK military aid, with Healey and Reeves affirming continued UK support “for as long as it takes”. The announcement precedes budget discussions that may address further public service and defense spending.
Italy Calls for Stronger European Cooperation in Space to Boost Competitiveness
Italy's space agency and industry ministry have called for closer European collaboration in space exploration to stay competitive globally. At a space agency meeting in Milan, ASI President Teodoro Valente emphasised that no European nation can shoulder the financial demands of space alone, advocating for a balance of cooperation and competition to drive efficiency. Valente stressed the need for faster EU decision-making and clear guidelines, especially as global geopolitical rivalry in space intensifies. Industry Minister Adolfo Urso supported these calls, urging for harmonised EU regulations that align with national laws and focus on developing the bloc’s space launcher capabilities. Europe’s space efforts face challenges following severed ties with Russia, limiting its launch capacity. Italy’s Vega-C rocket, set to return to flight in December, represents a critical asset in maintaining Europe’s competitive edge in the space race.
N M Panicker: Navigating the Sea of Fortune
As they say, a smooth sea never made a skilled sailor. This old English proverb holds true for N M Panicker, a legend of sorts among expatriate Keralites in the Middle East who has turned the tide in his favour in the world of marine services. His incredible voyage began decades ago on the shores of the UAE with just 800 Dirhams in 1978 and today this peerless business magnate is the skipper of an international marine conglomerate that spans Dubai, India, China, Philippines and Italy. In fact, he has proved with his life that success is one per cent inspiration and 99 per cent perspiration. From a hot-as-a-furnace mud-plastered house without an AC in the UAE, which he had to share with other migrant workers, Panicker swam against the tide to build an empire in the marine world armed with oodles of grit, determination and razor-sharp analytical skills. Today, this master shipbuilder has carved a niche for himself in the hall of fame of Malayali achievers.
A Humble Beginning
Growing up as the fourth of seven children in a middle-class family in Chemmakkad, a village in Kerala’s Kollam district, Panicker’s early years were shaped by poverty and
adversity. Life in rural Kerala in the 1950s was very difficult as opportunities seemed few and far. Yet, from a young age, Panicker displayed a keen determination to break free from the shackles of deprivation. "I had nothing except an education that I knew could lead to something more,” Panicker shares. “I always believed that hard work and integrity would one day get me closer to my dreams." Driven by this aspiration, he completed a diploma in Machine Operations from the Industrial Training Institute and began his career with a National Apprenticeship that took him to the northern parts of India. This journey proved to be the vital building blocks of the foundation for his expertise in machinery and operations, which would later unlock the key to a bright future.
Rising Through the Ranks
In the late 1970s, Dubai was fast emerging as a hub of trade and industry. Panicker did not have second thoughts in seizing the opportunity and he joined marine repair and service industry. He served various shipyards. His expertise in machinery operations, coupled with his hunger to learn, helped him prove his mettle and grow. During the two decades worked various responsibili-
ties, Panicker rose through the ranks to become a manager—a pivotal role in his journey, where he honed his technical skills, established industry networks, and learned the nuances of the marine sector.
"Those were defining years for me,” Panicker recalls. "I worked relentlessly, handling challenging projects that fuelled my desire to create something of my own. Grandweld taught me the importance of precision and quality—qualities I would later demand in my ventures.”
The Birth of Expert United Marine Services LLC
At the dawn of the new millennium, Panicker took a bold plunge into the sea of opportunities and launched Expert United Marine Services (EUMS) in Dubai with just one employee. Banking on his expertise and valuable industrial insights, he started by providing ship repair services, gradually expanding the company’s portfolio to include industrial marine engines, generators, and other essential equipment for ocean-going vessels both big and small. He dedicated himself to mastering every aspect of his business, ensuring that EUMS set a standard for quality and reliability in marine services.
"Starting from scratch was not
From a hot-as-a-furnace mud-plastered house without an AC in the UAE, which he had to share with other migrant workers, Panicker swam against the tide to build an empire in the marine world armed with oodles of grit, determination and razor-sharp analytical skills.
Today, EUMS is second to none in the marine industry, employing around 300 individuals and servicing clients worldwide.
easy. There were moments of selfdoubt and financial challenges, but I believed in what I was building. I knew there was a demand for dependable, high-quality marine services," Panicker recounts. Today, EUMS is second to none in the marine industry, employing around 300 individuals and servicing clients worldwide. Their expertise in ship repair is so famous in the marine fraternity that ships from around the world berth at their dry dock in Dubai.
Widening the Horizon: Al Suhail and Beyond
Seeing the potential for growth, Panicker launched Al Suhail Ship Maintenance Services in 2008, specialising in trading marine engines and other essential equipment. By 2012, he further diversified his business with Top Star Ship Repairing Services, focussing on repair and maintenance, particularly in dry dock and deck machinery. These ventures helped establish an enviable position in marine services in Dubai, and he extended his business interests internationally by tying up with Al Suhail Logistics in Morocco. His company’s 2020 deal with
Dubai Maritime City (DMC) for an industrial plot reinforced Panicker’s ambition to innovate in the field. This contract exemplified Panicker’s strategic foresight and determination to expand his operations, setting up a dedicated space in DMC’s industrial hub.
Commitment to Quality and Family Values
Always mindful of the difficult paths he has trodden, Panicker considers his team a family and fosters an environment of mutual respect and shared values despite being at the helm of a host of companies.
This ace entrepreneur believes in compensating each employee fairly and values their contributions, a principle he learned early on: “When you lack the time, intellect, or physical strength to complete a task, you hire others’ expertise. Then, pay them for their real worth.”
Panicker’s dedication to his employees was evident during the COVID-19 pandemic when he prioritised the health and safety of his teams, clients, and partners. His companies implemented extensive contingency measures to safeguard against the pandemic’s impact, ensuring business continuity and job security for his employees.
The Power of Persistence and Faith
Panicker attributes his success to perseverance and an unwavering faith in his journey. From the outset, he viewed success not just as an endpoint but as a continuous process of growth, learning, and
contribution. “Nature has its way of rewarding hard work, and fortune followed as I invested myself in building something meaningful,” he explains. This philosophy is rooted in Panicker’s belief that prosperity should never come at the cost of another’s peace or happiness. No wonder he is able to tide over adversities and anchor his empire to success.
Accolades Come Calling
Over his long and illustrious career, Panicker has accumulated numerous accolades. In recognition of his illustrious achievements, he has recently been appointed as the Honorary Trade Commissioner of Brunei to India.He was also recognised as one of the “Most Powerful 100 Malayalees in the GCC,” which is a towering testament to his influence in the region. His initiatives extend beyond business into social service. He served as the President of Gurudeva Charitable Trust in Kerala, which focuses on commu-
nity welfare projects. As the Chairman of Sree Narayana College of Medical Sciences in Ernakulam district, Kerala, he aims to bring high-quality medical education and services to his homeland. “I believe that every individual and business has a social responsibility,” he explains. “I take it as my duty to give back to the underprivilaged community to upbring to normal life.”
Another feather in the cap of Panicker is the fact that he remains the only Malayali to have a ship named after him. An Emirati businessman approached him with a request to build a ship. As the vessel neared completion, he told the master ship builder that he wanted the ship to be christened ‘Panicker’, as an ode to his craftsmanship, and dedication.
A trained tabalist, this entrepreneur also devotes time and energy to nurturing art and music and sets an example of how one can manage professional life and one’s passion
In recognition of his illustrious achievements, he has recently been appointed as the Honorary Trade Commissioner of Brunei to India.
Another feather in the cap of Panicker is the fact that he remains the only Malayali to have a ship named after him.
with ease.
Steering the Rudder to New Shores
In recent years, Panicker has taken bold steps to cement his companies’ reputations as leaders in marine innovation and sustainability. He has introduced specialised packages in marine power equipments which is mandatory to run the ship to meet his clients’ diverse needs. His companies are also venturing into shipbuilding, a natural progression for Panicker, who has always been inspired by the idea of constructing vessels that can weather any storm.
The recent WEICHAI UAE dealership agreement, signed by Panicker, marks another milestone in expanding the company’s product offerings and enhancing its service capabilities. His reputation for quality and dependability has earned him the respect and trust of clients worldwide. Legacy and Future Outlook
As he reflects on his journey, Panicker remains humble yet optimistic about the future. “I’ve been blessed to witness the growth of what I started with nothing but a vision and a willingness to work hard,” he says. His journey from a village in Kerala to becoming a significant force in the global marine industry is nothing short of extraordinary. Panicker, a happily married man, finds support and joy in his family life, sharing his success with his wife, Sujatha Panicker, a homemaker, and their three daughters—Liny, Simi, and Nimi. Through his endeavours, he has provided hundreds of jobs, bolstered the marine industry in the Middle East, and inspired countless others to pursue their dreams with determination and integrity.
As Panicker continues to expand his empire to uncharted waters, his vision is clear: to lead with compassion, innovate with purpose, and, above all, remain grounded in the principles that guided him from the very beginning
Shri V.P.Nandakumar MD & CEO Manappuram Finance Ltd
Geopolitical tensions and the possibility of US Fed rate cut are likely to keep gold price elevated giving enough comfort on delinquency front which in any case is very low for gold loans.
Gold Loans Are Expected To Grow Steadily And Indian Economy Gathers Pace As India Formalises
If we trace the history of returns from various asset classes over the past three decades, gold is next only to equity. However, it is a less volatile asset class than the former which makes it more appealing. There are several other factors that make the yellow metal endearing. It is as good as cash; it is a good store of value and it is a good collateral for loans. Due to these attributes of the metal, gold loans have gained wide currency as it is used as a source of emergency fund by individuals as well as small and medium industries. While the concept was pioneered by NBFCs of which we were one, banks also entered the fray in a big way resulting in total gold loans in the industry at Rs 6 trillion. However, 65% of the market is still in the informal segment with the rest coming to the organized fold. This difference is now narrowing due to improving awareness.
Gold financing has huge potential in India for several reasons. For one, the emotional attachment towards gold transcends time which makes availability of the metal for pledging easier. Second, gold loans are availed both for agricultural and non-agricultural purposes. The sizeable presence of rural segment creates an eternal demand for gold loans from this cohort. This is all the more true when the rural sector is in a distress due to floods or drought when individuals pledge their gold for emergency funding requirements. Thirdly, from the lenders’ point of view this is a lucrative business due to very less risk of turning delinquent and low risk weight requirements. In the event of nonrepayment the pledged gold can be easily auctioned and the full amount of the loans realized. This process becomes much easier durin times of rising gold prices. The increase
in gold loan AUM of NBFCs in the past two quarters is attributable in part to the steady increase in gold prices. Events like geo-political risks and possibility of rate cuts across the globe increases the allure of the metal and its prices.
The presence of gold loan financiers are a huge boon for the needy. These entities save borrowers from the usurious rates charged by money-lenders. Moreover, non-bank gold loan providers have a much lower turnaround time compared to banks. Moreover, if a daily wager, for instance, has to approach a bank branch which may be probably far away it would mean a day’s sacrifice and one days loss of income. Nonbanks fill this crucial void. Considering that only a fraction of the estimated 30000 tonnes of gold lying idle in household vaults has been mobilized, the untapped potential is huge.
Not just individuals but central banks are also big buyers of gold. According to World Gold Council, 48 tonnes of gold has been added net by these banks in the quarter ended September 2024.This will further support prices. The desire to guard against dollar dominance and forex diversification will add impetus to gold hoarding by central banks.
While gold loan players have been fulfilling the requirement of making finance available to the needy, the recent regulatory measures highlighting certain issues in loans against gold jewellery assume significance. Lenders have been instructed to thoroughly review their policies and practices in this regard to identify gaps and implement corrective measures promptly. The notification pointed out issues in monitoring the loan-to-value (LTV) ratio, asset classification norms for overdue accounts, and insufficient due diligence in overseeing the enduse of gold loans.
These are welcome measures from the perspective of systemic stability and operational efficiency. Most Mid and upper layer NBFCs,
of which we are also a part, are fully compliant with these guidelines. However, proliferation of numerous small players in this space warrant a certain degree of caution which has prompted regulatory initiatives. I would like to highlight certain reasons why traditional players would be least impacted by these strictures. Firstly, our conservative LTV norms ensure that even an unforeseen dip in gold prices will have no adverse impact helping contain credit costs to the bare minimum. Second, geopolitical tensions and the possibility of US Fed rate cut are likely to keep gold price elevated giving enough comfort on delinquency front which in any case is very low for gold loans. Third, the emotional appeal for gold will keep its demand and prices high enough. World Gold Council data, for instance, states that Indians imported 240 tonnes of gold in Q2 of this fiscal despite high gold prices. This augurs well for gold loan companies
As the formalisation of Indian economy gathers pace more customers will shun money lenders for gold loan companies. However, competi-
tive intensity will be high as a multiplicity of players-banks, NBFCs and fintechs- will look to grab a share of the pie. The ultimate beneficiary will be customers due to availability of wider choice. However amidst the race to grab more business it is pertinent to be cautious about unscrupulous practices like pledging of fake gold and theft of pledged gold which is not uncommon. It is also important to ensure that business growth goes hand-in-hand with regulatory compliance so that systemic stability is not compromised.
Long-term outlook for the gold loan sector remains undoubtedly stable and robust. The emphasis on borrower protection and adherence to guidelines will enhance transparency and trust in this financial segment which is good for all the operators in this space. When RBI had advised to stop cash disbursals above Rs 20000 there were some fears which turned out to be unfounded. In a similar vein, recent measures relating to gold loan financiers are intended to reinforce due diligence and serves to strengthen their credibility
Rajesh Nair Partner, Ernst & Young LLP
Jobs heavily reliant on such tasks, namely data entry or assembly line manufacturing, are more susceptible to automation.
Is Your Job Becoming Obsolete In The
Age Of Ai?
The rapid advancement of artificial intelligence (AI) technologies has catalysed significant transformation across various industries. As AI becomes more sophisticated, the potential for it to replace certain job functions increases, prompting individuals to evaluate whether their work might become obsolete. This essay aims to provide a framework for assessing the likelihood of job obsolescence due to AI, focussing on the nature of tasks, the industry context, and personal adaptability.
Task Nature and Complexity
The first step in evaluating the potential obsolescence of work is examining the nature
and complexity of tasks involved in a job. AI excels at automating routine and repetitive tasks that follow clear, rule-based processes. Jobs heavily reliant on such tasks, namely data entry or assembly line manufacturing, are more susceptible to automation. Conversely, roles requiring complex decision-making, creativity, emotional intelligence, and interpersonal skills are less likely to be fully automated. For instance, while AI can assist in diagnostics, the nuanced understanding a doctor provides remains indispensable.
Industry and Technological Trends
The second consideration involves analysing industry trends and the extent of AI adoption within
specific sectors. Some industries, such as finance, healthcare, and transportation, are more advanced in integrating AI due to their reliance on data processing and analysis. Understanding these trends helps individuals anticipate changes in workforce demands. For instance, in the automotive industry, the shift towards autonomous vehicles suggests a potential decline in demand for traditional driving jobs, but an increase in roles related to vehicle technology maintenance and development.
Work Environment and Adaptation
The third factor is the work environment and how well it facilitates adaptation to AI
Understanding these trends helps individuals anticipate changes in workforce demands.
technologies. Organisations that encourage continuous learning and skill development tend to provide employees with opportunities to adapt to technological changes. Employees who proactively engage in professional development are better positioned to transition to roles that emerge alongside new technologies. Cultivating skills complementary to AI, such as data analysis, machine learning, and AI ethics, can enhance job security.
Personal Skillset and Continuous Learning
Individual skillsets and the commitment to continuous learning are critical components of this evaluation. Workers should assess their current skills and identify areas for growth to remain relevant in an AI-driven job market. Upskilling or reskilling efforts can include gaining proficiency in digital literacy, critical thinking, and complex problemsolving. For example, a marketing professional might benefit from learning digital marketing analytics and AI-driven consumer behaviour modelling.
Ethical and Regulatory Considerations
Lastly, the ethical and regulatory landscape influences job obsolescence susceptibility. The implementation of AI raises ethical questions regarding job displacement and fairness. Governments and regulatory bodies may introduce measures to protect certain jobs or
ensure a just transition for workers affected by AI. Staying informed about such policies can help workers understand the broader impact of AI on their professions.
Evaluating one's work will become obsolete due to AI involves considering the nature of tasks, industry trends, organisational adaptability, personal skill development, and ethical considerations. By taking a proactive approach to understanding and adapting to AI advancements, individuals can enhance their resilience against potential job displacement. Embracing lifelong learning, staying informed about industry trends, and cultivating skills that complement AI are vital strategies for remaining relevant in an evolving job market. As AI continues to shape the future of work, the ability to adapt and innovate becomes increasingly crucial.
Preparing to Learn the Fundamentals of AI and Its Integration with Your Work
The rise of artificial intelligence (AI) presents a transformative opportunity for individuals across various sectors to enhance their professional toolkit. Understanding AI's fundamentals and how it integrates with existing work processes is crucial in today's rapidly evolving landscape. This essay outlines strategies for preparing to learn AI basics and explores how
AI can be effectively integrated into your work to boost productivity and innovation.
1. Building a Foundation in AI Understanding
The first step in preparing to learn about AI is developing a foundational understanding of its core concepts. AI encompasses diverse technologies, including machine learning, natural language processing, and computer vision. To grasp these, start by engaging with beginner-friendly resources such as online courses, tutorials, and introductory books. These materials often cover essential topics like algorithms, data analysis, and programming languages, notably Python, which is widely used in AI development. Websites like Coursera, edX, and Khan Academy offer courses tailored for beginners, making them excellent starting points.
2. Grasping the Basics of Machine Learning
Machine learning (ML), a subset of AI, is integral to various AI applications. Learning the fundamentals of ML involves understanding how algorithms improve through experience and data. Familiarity with basic statistical and mathematical concepts is beneficial, as it forms the backbone of many ML techniques. Platforms such as TensorFlow and Scikitlearn provide tools for hands-on experimentation, helping individuals
understand practical applications.
3. Identifying Relevant AI Applications in Your
Field
Once foundational knowledge is achieved, the next step is identifying how AI can be relevantly applied within your specific field or role. Different industries employ AI in varying ways—for instance, AIpowered analytics enhance decisionmaking in finance, while healthcare utilises AI for diagnostic support. By researching industry-specific AI applications, you can better align your learning goals with practical implementation. Engaging with industry forums, webinars, and case studies can provide insights into successful AI integrations.
4. Integrating AI into
Current Work Practices
Integrating AI into your work involves both strategic planning and practical execution. Begin by identifying repetitive tasks that could benefit from automation, allowing more time for roles that require human intuition and creativity. AI tools often offer capabilities to automate data entry, customer service interactions, and even content creation.
Furthermore, AI can augment decision-making processes by providing data-driven insights. For example, predictive analytics can enhance inventory management decisions in retail or personalise marketing campaigns in customer-focused sectors. Leveraging AI for these tasks can
Begin by identifying repetitive tasks that could benefit from automation, allowing more time for roles that require human intuition and creativity.
lead to improved efficiency and performance.
5.
Cultivating a Culture of Continuous Learning
AI is a dynamic field, and maintaining relevance requires continuous learning and adaptation. Engage in professional development activities, such as attending workshops, participating in online AI communities, and following industry thought leaders. By staying informed about the latest AI trends and breakthroughs, you position yourself to leverage new opportunities and tools ef-
fectively.
6. Collaborating with AI Specialists
Finally, collaboration with AI professionals can enrich your understanding and application of AI within your work. Such collaboration can take the form of interdisciplinary projects, consultations, or mentorships. By working alongside AI experts, you can gain deeper insights into complex AI systems and obtain guidance tailored to your specific challenges and objectives.
Conclusion
Preparing to learn the funda-
mentals of AI and understanding its integration with your work is an empowering journey that can significantly enhance professional capabilities. By building a solid knowledge base, recognising relevant applications, and fostering a culture of innovation and collaboration, individuals can leverage AI to drive progress and efficiency in their roles. As AI continues to evolve, those who embrace learning and adaptability will be well-positioned to harness its full potential in their professional environments
Dr Arun Oommen
MBBS, MS (Gen Surg), Mch (Neurosurgery), MRCS Ed (UK), MBA (Hospital administration), ENLS, DLitt(H), Phd(H), D Sc(H) Neuro Endoscopy Fellow Senior Consultant Neurosurgeon VPS Lakeshore Hospital Kochi, India.
Efforts such as early childhood intervention, screening for common problems, medical treatment where indicated, a good family environment, and work-related training can improve the development of children with Down syndrome.
What You Need to Know About Down syndrome
Down syndrome (trisomy of chromosome 21) is the most common chromosome abnormality in humans occurring in about one per 1,000 babies born each year. It is typically associated with physical growth delays, characteristic facial and physical features, mild to moderate intellectual disability, poor immune function, an increased risk of a number of other health problems, including congenital heart disease, leukaemia, thyroid disorders, and mental illness.
Risk factors include:
• Advancing maternal age: A woman's chances of giving birth to a child with Down syndrome increase with age because older eggs have a greater risk of improper chromosome division. By age 35, a woman's risk of conceiving a child with Down syndrome is about 1 in 350. By age 40, the risk is about 1 in 100, and by age 45, the risk is about 1 in 30.
• Having had one child
with Down syndrome: The risk for the next child with Down syndrome is about 1 in 100.
• Mothers who have Down syndrome: They are 50% more likely to give birth to a child with Down syndrome.
• Being carriers of the genetic translocation for Down syndrome: Parents can pass down a chromosomal abnormality called balanced translocation, which contributes to Translocation Down syndrome. In this case, the parent does not have signs of Down syndrome, but has genetic material "balanced" between chromosome 21 and another chromosome, posing an increased risk for the child if that material attaches to the other chromosome when the cell divides.
• Folate metabolism is abnormal: It happens in mothers of children with Down syndrome and that this may be explained, in part, by a mutation in the MTHFR gene.
Physical features include a
short stature, small chin, slanted eyes, poor muscle tone, a flat nasal bridge, a single crease of the palm, a protruding tongue due to a small mouth, a flat and wide face, a short neck, excessive joint flexibility, extra space between big toe and second toe, abnormal patterns on the fingertips and short fingers.
Neurological features include mild (IQ: 50–70) or moderate (IQ: 35–50) intellectual disability. Many developmental milestones are delayed. As they age, people with Down syndrome typically perform less well compared to their same-age peers. Commonly, individuals with Down syndrome have better language understanding than the ability to speak. Many have either a stutter or rapid and irregular speech, making it difficult to understand them. They typically do fairly well with social skills. Behaviour problems are not generally as great an issue as in other syndromes associated with intellectual disability. In children
with Down syndrome, mental illness occurs in nearly 30% with autism occurring in 5–10% cases. People with Down syndrome experience a wide range of emotions. While generally happy, symptoms of depression and anxiety may develop in early adulthood. Down syndrome people are at increased risk of epileptic seizures which occur in 5–10% of children and up to 50% of adults. Many who live 40 years or longer develop dementia of the Alzheimer's type.
Visual problems include refractive errors, strabismus, cataracts keratoconus, and glaucoma. Hearing problems comprise otitis media with effusion and chronic ear infections due to poor eustachian tube function. Excessive ear wax can also cause hearing loss due to obstruction of the outer ear canal. Age-related hearing loss of the sensorineural
type occurs at a much earlier age and affects 10–70% of people with Down syndrome.
Congenital Heart Diseases in Down syndrome cases include atrioventricular septal defect ,ventricular septal defect, tetralogy of Fallot and patent ductus arteriosus. Mitral valve problems become common as they age.
Leukaemia and testicular cancer risk increases and chances of solid cancers are reduced. Solid cancers are believed to be less common due to increased expression of tumour suppressor genes present on chromosome 21. Cancers of the blood are 10 to 15 times more common in children with Down syndrome. In particular, acute lymphoblastic leukaemia is 20 times more common and the megakaryoblastic form of acute myelogenous leukaemia is 500
times more common.
Thyroid problems can be due to a poorly or nonfunctioning thyroid at birth (known as congenital hypothyroidism) or due to an attack on the thyroid by the immune system resulting in Graves disease or autoimmune hypothyroidism. Type 1 diabetes mellitus is also more common.
GIT problems like constipation occur in nearly half of people with Down syndrome. Other congenital problems include duodenal atresia, pyloric stenosis, Meckel diverticulum, imperforate anus, celiac disease and gastroesophageal reflux disease.
Males with Down syndrome usually do not father children, while females have lower rates of fertility. It is said that fertility is estimated to be present in 30–50% of women. Menopause typically occurs at an
earlier age. The poor fertility in men is thought to be due to problems with sperm development; however, it may also be related to not being sexually active. Three instances of males with Down syndrome fathering children and 26 cases of women having children have been reported.
Diagnosis before birth
Several blood markers can be measured to predict the risk of Down syndrome during the first or second trimester. Testing in both trimesters is sometimes recommended and test results are often combined with ultrasound results. In the second trimester, often two or three tests are used in combination with two or three of: α-fetoprotein, unconjugated estriol, total hCG, and free ßhCG detecting about 60–70% of cases.
Testing of the mother's blood for fetal DNA is being studied and appears promising in the first trimester. The International Society
for Prenatal Diagnosis considers it a reasonable screening option for those women whose pregnancies are at a high risk for trisomy 21. Accuracy has been reported at 98.6% in the first trimester of pregnancy. Confirmatory testing by invasive techniques (amniocentesis, chorionic villus sampling) is still required to confirm the screening result.
USG Findings that indicate increased risk when seen at 14 to 24 weeks of gestation include a small or no nasal bone, large ventricles, nuchal fold thickness, and an abnormal right subclavian artery. Increased foetal nuchal translucency (NT) indicates an increased risk of Down syndrome picking up 75–80% of cases.
Diagnosis after birth
The diagnosis can often be suspected based on the child's physical appearance at birth. An analysis of the child's chromosomes is needed to confirm the diagnosis, and to de-
termine if a translocation is present, as this may help determine the risk of the child's parents having further children with Down syndrome. Managing a child with Down syndrome
Efforts such as early childhood intervention, screening for common problems, medical treatment where indicated, a good family environment, and work-related training can improve the development of children with Down syndrome. Education and proper care can improve the quality of life. Raising a child with Down syndrome requires more effort on the part of parents than raising an unaffected child. Typical childhood vaccinations are recommended.
A number of health organisations have issued recommendations for screening those with Down syndrome for particular diseases. This is recommended to be done systematically. At birth, all children should get
an electrocardiogram and an ultrasound of the heart. Surgical repair of heart problems may be required as early as three months of age. Heart valve problems may occur in young adults, and further ultrasound evaluation may be needed in adolescents and in early adulthood. Due to the elevated risk of testicular cancer, some recommend checking the person's testicles yearly.
Cognitive development
Hearing aids or other amplification devices can be useful for language learning in those with hearing loss. Speech therapy may be useful and is recommended to be started around 9 months of age. As those with Down's syndrome typically have good hand-eye coordination, learning sign language may be possible. Augmentative and alternative communication methods, such as pointing, body language, objects, or pictures, are often used to help with communication. Behavioural
issues and mental illness are typically managed with counselling and/ or medication.
Education programmes before reaching school age may be useful. School-age children with Down syndrome may benefit from inclusive education (whereby students of differing abilities are placed in classes with their peers of the same age), provided some adjustments are made to the curriculum.
Others
Tympanostomy tubes are often needed and often more than one set during the person's childhood. Tonsillectomy is also often done to help with sleep apnea and throat infections. Surgery, however, does not always address sleep apnea and a continuous positive airway pressure (CPAP) machine may be useful. Physical therapy and participation in physical education may improve motor skills.
Efforts to prevent respiratory
syncytial virus (RSV) infection with human monoclonal antibodies should be considered, especially in those with heart problems. Plastic surgery has been suggested as a method of improving the appearance and thus the acceptance of people with Downs syndrome. It has also been proposed as a way to improve speech.
Many alternative medical techniques are used for Down syndrome including dietary changes, massage, chiropractics and naturopathy.
Future prospects
Efforts are underway to determine how the extra chromosome 21 material causes Down syndrome, as currently this is unknown, and to develop treatments to improve intelligence in those with the syndrome. One hope is to use stem cells. Other methods being studied include the use of antioxidants, gamma secretase inhibition, adrenergic agonists, and memantine
Adv Sherry Samuel Oommen: This article is authored by Adv Sherry Samuel Oommen. He specialises in the Constitution, tax and corporate laws and has also cleared the final exams of the Institute of Chartered Accountants of India, the Institute of Cost Accountants of India and the Institute of Company Secretaries of India. He has also completed his Masters's Degree in Commerce, apart from obtaining a Post Graduate Diploma in Business and Corporate Laws from Symbiosis, Pune. The views expressly are personal and should not be construed as a legal opinion. sherryoommen@nashcp.com.
Brief Analysis Of Judgment Of The Hon’ble Supreme Court In Safari Retreats (P) Ltd In Civil Appeal
No 2948 Of 2023
In this article, I intend to pen my views on the recent judgment of the Hon’ble Supreme Court in case of Chief Commissioner of Central Goods and Services Tax and Others Vs Safari Retreats Private Limited which is reported in 2024 SCC Online SC 2691.
The heart of the issue before the Hon’ble Supreme Court was the interpretation of Section 17(5)(d) of the Central Goods & Services Tax Act, 2017 (“the Act”). It must be noted that Section 17(5)(d) of the Act restricts availment of input tax credit in respect of “goods or services or both received by a taxable person for construction of an immovable property (other than plant or machinery) on his own account including when such goods or services or both are used in the course or
furtherance of business”. Further, the Explanation to Section 17(5)(d) of the Act clarifies the expression of the word “construction” to “include re-construction, renovation, additions or alterations or repairs, to the extent of capitalisation, to the said immovable property”.
Facts in brief
Safari Retreats Private Limited (“Safari” or “the Company”) is a real estate developer engaged in the business of development of malls and commercial complexes for the purpose of letting out the premises to different tenants. The Company claimed input tax credit on the inputs and input services used to construct the Malls that were subsequently rented. The inputs and input services in respect of which the Company sought to claim input
tax credit included cement, sand, steel, aluminium, wires, plywood, paint, lifts, escalators, air-conditioning plants, electrical equipment, transformers, building automation systems etc., and also consultancy services, architectural services, legal and other professional services, engineering services and other services including the services of a special team of international designers specialised in the construction of Malls.
The said claim of the Company regarding availment of input tax credit on inputs and input services used for construction of the Malls was rejected by the Department with regard to Section 17(5)(d) of the Act. As stated above, Section 17(5) (d) of the Act essentially prohibits input tax credit on goods or services utilized in the building of immovable
Judgment of the Hon’ble Supreme Court has opened a new line of thinking as far as the interpretation of Section 17(5)(d) of the Act is concerned. The doctrine of applying the “functionality test” in the determination of whether an immovable property qualifies as either a “plant” or a “machinery” will go a long way in reducing the cascading impact of taxes.
property, which has resulted in the present ligation.
Being aggrieved by the decision of the Department, the Company approached the Hon’ble High Court of Orissa seeking a declaration that Section 17(5)(d) of the Act does not apply to the construction of immovable property intended for letting out on rent. A prayer in the alternative was made that in the event it is held that the bar under Section 17(5)(d) is applicable even to the construction of immovable property intended for letting out, a declaration be issued that Section 17(5)(d) is violative of Articles 14 and 19 (1)(g) of the Constitution of India. The Hon’ble High Court of Orissa in its judgment reported in [2019] 74 GST 500 held that in view of the decision of the Hon’ble Supreme Court in the case of Eicher Motors Limited & Anr. v. Union of India & Ors (1992) 2 SCC 361, Section 17(5)(d) was required to be read down as the very purpose of input tax credit is to benefit the taxpayer. The Hon’ble High Court held that if a taxpayer is required to pay Goods & Service Tax (“GST”) on the rental income from the mall, it is entitled to input tax credit on the GST paid on the inputs and input services used for construction of the Malls. The Hon’ble High Court held that a denial of input tax credit in view of the narrow interpretation canvassed by the Department would
frustrate the very object of the Act. The said judgment of the Hon’ble Orissa High Court was challenged before the Hon’ble Supreme Court of India.
Decision of the Supreme Court
The Hon'ble Supreme Court of India after surveying through its previous decisions held that if an “immovable property” qualifies as a “plant”, it would be eligible to claim input tax credit on inputs and input services used for the construction of the said structure. In order to qualify as “plant”, it was necessary to undertake a “functionality” test based on the actual use of the immovable property in the business operations.
In this regard, the Hon’ble Court has laid down certain key principles which have been detailed below:
• The Hon’ble Court held that the expression “plant or machinery” used in Section 17(5)(d) of the Act has a different connotation. It can be either a plant or machinery. Section 17(5)(d) of the Act deals with the construction of an immovable property. The very fact that the expression “immovable property other than “plants or machinery” is used shows that there could be a plant that is an immovable property. As the word ‘plant’ has not been defined under the Act or the Rules framed thereunder, its ordinary
meaning in commercial terms will have to be attached to it
• The Hon’ble Court held that if it is found on facts that a building has been so planned and constructed as to serve a taxpayer’s special technical requirements, it will qualify to be treated as a “plant”. Thus, in a given case, a building could be treated as a plant and thereby excluded from the purview of Section 17(5)(d) of the Act. The determination of whether an “immovable property” is in the nature of a “plant” or a “machinery” would need to be determined after undertaking a detailed functionality test.
Concluding Remarks
This judgment of the Hon’ble Supreme Court has opened a new line of thinking as far as the interpretation of Section 17(5)(d) of the Act is concerned. The doctrine of applying the “functionality test” in the determination of whether an immovable property qualifies as either a “plant” or a “machinery” will go a long way in reducing the cascading impact of taxes. This decision would now require businesses to evaluate their factual matrix in order to determine whether they stand a chance in availing input tax credit on the construction of an immovable property. I would only hope that there is no legislative amendment to nullify the effect of this judgment
Rajiv Ambat is a well-known speaker and author of the best-selling book - 'The Midriff Crisis' and a lifestyle expert. Under the guidance of Rajiv, his team at SOLVEMyHealth helps their clients manage sleep disorders, apart from dealing with male sexual health conditions. At NuvoVivo, his team specialises in managing various lifestyle disorders of their clients through structured and scientific diet and exercise protocols customised for each individual.
The sweet solution!
With Diwalis celebrations just behind us, many of us are left with fond memories of family gatherings, colourful lights, and, of course, sweets! From laddoos to jalebis, sweets hold a special place in our festivities, symbolising happiness and togetherness. However, amidst all these festive indulgences, there is also a growingconcern for health.We have been seeing a surge in lifestyle-related diseases, and diabetes has become a major health crisis, affecting millions across the country. In fact, India is often called the “diabetes capital of the world,” with cases increasing every year, mainly due to our diet and lifestyle.
But people have also become more health-conscious of late, especially after the COVID-19 pandemic. This year, alongside traditional sweets, I have noticed a large
share of sugar-free options making their way into Diwali celebrations. From zero-caloriesugar substitutes to naturally sweetalternatives, these options promise the sweetness, but without spiking blood sugar levels or adding extra calories. Are these sweeteners truly the answer to India’s growing sugar problem? Are there any health hazards in taking such zero-calorie alternatives? What are Zero-Calorie Sweeteners?
Zero-calorie sweeteners are sugar substitutes that provide sweetness without the calories foundin regular sugar.Unlike natural sugar,which our bodies
break down to releaseenergy in the blood (in the form of glucose),zero-calorie sweeteners are not digested and hence do not produce energy or release glucose to the blood. They only activatethe sweet
taste receptors on our tongues, creating the sensation of sweetness. These sweeteners come in both synthetic (artificial) and natural forms, each with their own properties and uses
Synthetic Zero-Calorie Sweeteners
Synthetic sweeteners are manmade compounds. Some of the most common synthetic sweeteners include aspartame, sucralose, and saccharin. These sweeteners are much sweeter than regular sugar, so only small amounts are needed to achieve the desired sweetness. For example, sucralose (seen in the brand Splenda) is around 600 times sweeter than sugar. Aspartame (found in products like Equal) is another popular compound, often used in soft drinks and sugarfree desserts. While they have been deemedsafe by regulatory bodies
One of the primary benefits of zero-calorie sweeteners is that it reduces overall calorie intake. For people trying to lose weight or maintain a healthy weight, they provide a way to enjoy the flavour of sugar without adding to daily caloric intake, which can support weight loss efforts when paired with a balanced diet.
like the US-FDA, there are ongoing disagreements about their long-term effects on health, especially when consumed in large quantities.
Natural Zero-Calorie Sweeteners
On the other hand, natural zero-calorie sweeteners are derived from plants or natural sources. The most well-known of these is stevia, which comes from the leaves of the Stevia Rebaudiana plant. Stevia is about 200 times sweeter than sugar but contains no calories. However, stevia has a slight bitter aftertaste, which some people may find offputting. Another natural optionthat has become popular in recent times is the monk fruit extract. Monk fruit sweetener is a natural zero-calorie alternative to stevia with comparatively minimal aftertaste.
Sugar Alcohols
Apart from synthetic and plantbased sweeteners, there are sugar alcohols, which are a type of carbohydrate that the body processes differently than regular sugar. These compounds contain some calories, but are usually much lower as compared to table sugar. Common sugar alcohols include erythritol, xylitol, and sorbitol. However, they can
sometimes cause digestive issues like bloating or gas when consumed in large quantities.
Health Benefits of ZeroCalorie Sweeteners
One of the primary benefits of zero-calorie sweeteners is that it reduces overall calorie intake. For people trying to lose weight or maintain a healthy weight, they provide a way to enjoy the flavour of sugar without adding to daily caloric intake, which can support weight loss efforts when paired with a balanced diet.
Zero-calorie sweeteners are also beneficial for people with diabetes, as they don’t cause the sharp spikes in blood glucose levels that regularsugar does. This is why zero-calorie sweeteners are commonlyrecommended by some healthcare providers as a tool for better blood glucose management.
In addition, zero-calorie sweeteners may contribute to improved dental health. Unlike sugar, which feeds harmful bacteria in the mouth and can lead to tooth decay, most zero-calorie sweeteners do not cause these issues.
Potential Concerns
While zero-calorie sweeteners offer benefits, they come with some
concerns and controversies, especially regarding long-term health effects. For example, some studies suggest that regular use of certain artificial sweeteners, like aspartame and sucralose, may impact gut health by affecting the balance of gut bacteria. A healthy gut microbiome is essential for digestion, immunity, and even mental health, so any negative effect on these bacteria raises questions. Although research in this area is ongoing, it is a factor worth considering, particularly for those using these sweeteners daily.
Another concern is that zero-calorie sweeteners may sometimes lead to increased cravings for sweets. Because they stimulate the same taste receptors as sugar, it is believed that these sweeteners might reinforce a preference for sweet flavors, potentially causing people to consume more sweet foods overall. For people trying to reduce their sugar intake or break a "sweet tooth," relying heavily on zero-calorie sweeteners could make it harder to adjust to less sweet tastes. This effect is still being studied, but it’s a possible drawback for those aiming to reduce sweetness in their diets altogether.
Certain zero-calorie sweeteners,
especially sugar alcohols like sorbitol and erythritol, can cause digestive issues when consumed in large amounts. These sweeteners aren’t fully absorbed by the digestive system, which can lead to gas, bloating, and even diarrhea in some people, particularly those sensitive to these compounds. While these digestive effectsdon’t pose long-termhealth risks, they can be uncomfortable and inconvenient.
Can Artificial Sweeteners Cause Cancer?
In 1978, a study conducted in USA raised concerns about the artificial sweetener, saccharin, when it was found to cause cancer in rats after they were given extremely high doses. However, this effect has not been replicated in humans, and it’s important to note that responses in rats don’t always predict outcomes in humans. Moreover, the amounts of saccharin given in the study were massive—equivalent to a human
consuming the amount found in roughly 800 cans of diet soda each day!
Following this study, saccharin was banned in the USA, which contributed to the widespread perception that all artificial sweeteners might be harmful. Over time, however, additional research and debate led to saccharin being reapproved for use in the USA and many other countries. Regulatory bodies like the FDA and the European Food Safety Authority have since reviewed multiple artificial sweeteners and deemed them safe for consumption in regulated quantities. While no definitive link between artificial sweeteners and cancer has been proven yet, many studies are still ongoing to monitor their safety.
Our Recommendation
Zero-calorie sweeteners can help reduce sugar intake, but moderation is essential. Over-relying on these sweeteners may alter our taste
preferences, making naturally sweet foods like fruits seem less appealing. This can sometimes lead to stronger cravings for sweets, which might counteract the benefits of cutting back on sugar. Moderation also helps avoid digestive issues, particularly with sugar alcohols like erythritol and sorbitol, which can cause bloating and discomfort in large amounts. Personally, I think having a diet soda once in a while is okay. After all, with the levels of air pollution and pesticides from food that we are exposedto daily, that occasional diet-soda probably isn’t the biggest carcinogenic threat!
Using zero-calorie sweeteners sparingly allows us to enjoy their advantages without overwhelming our systems. By balancing these alternatives with a diet rich in whole foods, we get the best of both worlds:a reduction in added sugars without becoming overly dependent on artificial sweetness
Dolly Maria
Dolly Maria is the founder of THE IGNIST, a training company born out of a noble cause and spirit. She has a decade-long experience being a passionate mentor and entrepreneur.
Negative childhood conditionings can be noticed very strongly in close relationships. Anxiety disorders, depression, avoidant-dissociative episodes, anger issues, physical / emotional abuse, low selfesteem are results of the trauma you suffered.
HOW YOU LOOK AT IS HOW YOU’LL SEE IT!
Have you ever kept on postponing a work given to you, or had an unexplainable fear when stepping amidst a crowd, or had unidentifiable chronic health issues despite constant medical diagnosis, or had intimacy issues, challenges in expressing emotions in your relationship? Have you experienced a repeating cycle of negative patterns in your life, whether it be at your workplace, personal, financial life or in your relationships? You might want to take a deep dive into how you were treated in your childhood and how you’ve processed/unprocessed your feelings. Experiencing childhood trauma can impact every single sector of your later life.
Your existing emotional and behavioural patterns are a result
of your childhood conditioning. If you closely analyse your reactions and reflexes to significant moments in your life now, you can definitely find a similar pattern to almost all of it. Similar responses to similar triggers, they run neatly as definitive patterns in you. As a child, you directly and indirectly, consciously and sub-consciously, absorb information from your parents and surroundings. If the caregivers showed a dysfunctional behaviour, children might also unintentionally mimic the same unhealthy conducts in their journey ahead as adults. You may be relieved that you were able to escape the difficult life at home, when you were able to move out from there for work or studies. But that might not be the reality, most of the times. Whatever moulded
you and had been inscribed in you while you were growing up there, came along with you, for life. Those situations and people are all living with you, all the time, unless you realise and decide to positively bid adieu to them. Whenever you tend to behave irrationally, the people outside cannot see the welled up strong emotions in you, the undeclared rules you learned as a child, which discharge as awkward reactions. You might be someone who were constantly silenced, being told not good enough, emotionally manipulated or physically abused. The script that you were taught in your childhood is what you unknowingly follow all throughout your life. It is that script which influenced your core value sets and your self-perception. Even if it helps you at times or not,
it’s imperative that you undergo a self-analysis, a thorough analysis on how you have processed your childhood scripts and how it is affecting your surroundings now. You may want to refer to Goulding and Goulding’s injunctions and counter-injunctions that help you think for yourself into the first stages of your life script cycle. It is indeed difficult and traumatising to put in great effort to fix something someone else broke. Something not of your fault. But still, you have to live and survive. About70-80 percent of people
have undergone trauma, and you can very well catch a glimpse of it at your workplace, too. Sometimes, your bosses or peers might try to micromanage you, push you hard to a breaking point, bully you publicly. All of these stem from their destructive conditioning. A child who dealt with trust issues, might find it extremely difficult to share a task, delegate effectively or to trust peers at the workplace. Some meltdowns at work are a result of a long-held unresolved trauma. Actively avoiding certain things, procrastinating, pes-
simistic attitude, not able to set boundaries, submissive/aggressive dialogues, feeling unsafe, disproportionate amount of time spent at work, all these are toxic consequences. Many who experienced mental health issues have reported being turned down on a job, stigmatised and discriminated against. Many out there are stressed, to earn money, be competent enough, pay bills and to safeguard their successful image in public and on social media. Amid the busy life, you might not have got a space to stop and ret-
Mindful grounding, recalling the emotions carefully, feeling and sensing what you feel at different times, and deciding to let it go are necessary. It won’t be a one-time process. You might want to do it several times, until the intensity gradually comes down, and you start seeing evident calming results.
rospect about who you’ve become over these decades. Your workplace trauma can directly affect your health conditions, too.
Negative childhood conditionings can be noticed very strongly in close relationships. Anxiety disorders, depression, avoidantdissociative episodes, anger issues, physical/emotional abuse, low selfesteem are results of the trauma you suffered. If you are someone who grew up in toxic environments where there was constant arguing on a daily basis, there is a high possibility that you also would follow the trait on picking up a fight on the smallest problems, blaming the other partner without trying to find solutions to the issue. There can be another end behaviour pattern too to this, which would be to completely stone-wall your partner, a flight behaviour to avoid conflicts. If you had to suffer manipulative or unstable parents during your childhood, this may lead to develop a sense of ‘guilt’ in you in your current relationships, which would not let you end an unhealthy relationship and keep tolerating helplessly. You might feel weak to leave, feeling it’s better to tolerate the toxicity than to be alone. Most of the time, one won’t even know why he/she is doing the same. Not knowing when to repair or compromise in a fight or after, abandoning/ghosting or giv-
ing the cold shoulder to the other, is another example. As a child, you’re not able to change your parents; but changing one’s partner very often also can be a trauma response, despite trying to fix your/partner’s behavioural setbacks by productive communication and become better partners for each other.
Healing your childhood trauma is an extensive process, and also a lifelong process. The first step is to accept your trauma and be ready to forgive yourself and what caused it, starting with true genuine self-care. The stab wounds of your childhood take time to heal, especially if they were left unnoticed for long. Forgiving something or someone is not for them, but for yourself, for your better tomorrow. Mindful grounding, recalling the emotions carefully, feeling and sensing what you feel at different times, and deciding to let it go are necessary. It won’t be a one-time process. You might want to do it several times, until the intensity gradually comes down, and you start seeing evident calming results. Take professional help, to evaluate and ensure your healing. Strictly and carefully analyse all areas of your life, whether it be work or marriage – and record all your developments precisely. Acknowledge the mistakes and improvements regularly. And decide to truly love the child inside you, no matter what
Sip the Bloom, Feel the Boom: Discover the Power of Hibiscus!
Hibiscus, known for its vibrant, trumpet-shaped flowers, is more than just a beautiful addition to gardens and landscapes. This flower, particularly the Hibiscus sabdariffa variety, is renowned for its health benefits and has been used for centuries in traditional medicine worldwide. Rich in antioxidants, vitamins, and minerals, hibiscus can play a vital role in improving heart health, managing blood pressure, boosting immunity, and more. Here’s an in-depth look
at why hibiscus deserves a place in your wellness routine.
1. Heart Health and Blood Pressure Regulation
One of the most well-known health benefits of hibiscus is its ability to support heart health, particularly in managing blood pressure. Studies suggest that hibiscus tea can act as a natural diuretic, which helps eliminate excess salt and water from the body, thus reducing blood pressure. Compounds in hibiscus, especially anthocyanins and polyphenols,
may improve blood vessel flexibility and overall cardiovascular health. A daily cup of hibiscus tea might contribute to lower systolic and diastolic blood pressure, making it a valuable addition for people with mild hypertension.
2. High in Antioxidants
Hibiscus is packed with powerful antioxidants, including polyphenols and flavonoids. These compounds fight free radicals—unstable molecules that can cause oxidative stress and cellular damage. Regular
consumption of hibiscus tea or supplements can help reduce oxidative stress, potentially lowering the risk of chronic diseases like cancer, diabetes, and neurodegenerative conditions. Antioxidants also play a crucial role in supporting the immune system, keeping cells healthy, and slowing down signs of ageing.
3. Boosts Immune System
With its high vitamin C content, hibiscus serves as a natural immune booster. Vitamin C is essential for various immune functions, including stimulating the production of white blood cells that fight off infections. The antimicrobial and anti-inflammatory properties of hibiscus can also help the body fend off common illnesses like colds and flu. Some studies even suggest that hibiscus extracts can inhibit the growth of bacteria, making it an effective natural remedy to support immunity and resilience.
4. Supports Healthy Cholesterol Levels
Research indicates that hibiscus may also positively affect cholesterol levels. It can help lower LDL (bad cholesterol) while raising HDL (good cholesterol), thus supporting overall heart health. Hibiscus contains phytosterols—plant compounds that resemble cholesterol molecules and may prevent the absorption of dietary cholesterol in the intestines. These effects make hibiscus a promising natural option for those looking to maintain or improve their cholesterol balance.
5. Aids in Weight Management
Hibiscus can be a helpful companion in weight management. Hibiscus extract is known to reduce the absorption of starches and sugars, which may lead to lower blood sugar levels and support weight loss efforts. Additionally, hibiscus tea is low in calories and can reduce bloating and promote a feeling of lightness. Combining hibiscus tea with a balanced diet and regular exercise
could help those looking to shed a few pounds or maintain a healthy weight.
6. Promotes Liver Health
The liver is essential for filtering toxins, breaking down fats, and metabolising nutrients, and hibiscus helps support its functions. Studies have found that hibiscus extract has liver-protective effects, reducing oxidative stress and inflammation in the liver. By supporting liver function, hibiscus can help the body detoxify more efficiently and reduce
the risk of liver-related conditions.
7. Reduces Anxiety and Promotes Relaxation
Traditionally, hibiscus has been used as a natural remedy to reduce stress and promote calmness. Hibiscus tea, with its mild sedative effects, can help relax the nervous system, potentially reducing anxiety levels and improving sleep quality. Sipping a warm cup of hibiscus tea before bedtime could serve as a natural way to wind down after a long day.
How to Enjoy Hibiscus
Hibiscus is most commonly enjoyed as a tea, which can be brewed hot or cold, offering a tart, cranberry-like flavour. You can sweeten it with honey or add spices like cinnamon for a warming twist. Hibiscus is also available in supplement forms, such as capsules or extracts, but consult a healthcare provider before starting any new supplement, especially if you have low blood pressure, as hibiscus may have hypotensive effects.
Precautions and Considerations
While hibiscus is generally safe for most people, pregnant or breastfeeding women should consult their healthcare provider before using hibiscus due to its effects on hormone levels. Additionally, individuals with low blood pressure or those on blood pressure medication should consume hibiscus cautiously, as it can lower blood pressure further.
Incorporating hibiscus into your daily routine is like bringing a little bit of nature’s magic into your life. With its remarkable range of health benefits—from heart support and immune-boosting properties to weight management and relaxation—it’s easy to see why this vibrant flower has captivated cultures worldwide. Hibiscus offers a natural, flavourful way to enhance wellness, and its versatility makes it perfect for experimenting with new recipes and rituals. So, next time you brew a cup of hibiscus tea, remember you’re not just enjoying a drink; you’re savouring centuries of healing tradition wrapped in a colourful, healthboosting package. Embrace this vibrant flower power—it might just be the simple, refreshing boost your body and mind have been craving
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Rs 27,999 (approximately)
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Rs 74,500 (approximately)
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5000 mAh Battery Capacity
The Golden Seed for Flawless Skin and Fabulous Hair
Fenugreek, or methi, might be a kitchen staple, but its benefits go far beyond flavouring food. This small, golden seed is packed with vitamins, minerals, and antioxidants that make it a powerful beauty ally for both skin and hair. From promoting a natural glow to combating common hair issues, fenugreek is an age-old remedy that has a lot to offer. Here’s how incorporating fenugreek into your beauty routine can be a gamechanger.
Nourishes and Brightens the Skin
Fenugreek is rich in vitamin C, beta carotene, and antioxidants, which all work together to keep the skin healthy and glowing. These elements help in reducing pigmentation, evening out skin tone, and adding a natural radiance. Fenugreek's anti-inflammatory properties also make it a gentle remedy for soothing and rejuvenating the skin. To make the most of its benefits, soak a tablespoon of fenugreek seeds overnight, grind them into a smooth
paste, and mix in a little honey. Applying this as a face mask for 15-20 minutes can refresh dull skin, providing a subtle glow and softness.
Hydrates and Softens
Fenugreek is an excellent natural moisturiser due to its high mucilage content, which provides a hydrating effect. This is especially beneficial for dry or sensitive skin, helping it stay soft, plump, and protected against environmental stressors.
For a natural skin toner, soak fenugreek seeds in warm water for a few hours, then strain and store the liquid in a spray bottle. This mist can be applied throughout the day to maintain hydrated and soft skin, giving it a smooth and supple feel. Supports Clear Skin and Reduces Acne
Thanks to its antibacterial and anti-inflammatory qualities, fenugreek can be a gentle aid in controlling acne and breakouts. It helps to reduce redness, control excess oil, and balance the skin’s pH, reducing the occurrence of pimples and blemishes.
Dr. Elizabath Chacko, MD-Kalpana International
For an acne-fighting solution, crush soaked fenugreek seeds and blend them with a small amount of aloe vera gel. This mixture can be applied to breakouts as a spot treatment, helping calm inflammation and reduce redness without harsh chemicals.
Encourages Healthy Hair
Growth and Reduces Hair
Fall
Fenugreek is a powerhouse for hair health, containing proteins and nicotinic acid, which are essential for strong and healthy hair. Regular use of fenugreek can help nourish hair follicles, reduce breakage, and even encourage new hair growth. It’s a natural remedy that supports hair from root to tip.
To strengthen hair, soak fenugreek seeds overnight, grind them into a paste, and mix in a small amount of coconut oil or yoghurt. Applying this as a mask to your scalp and hair once a week can significantly improve hair health, making it thicker, more resilient, and less prone to breakage.
Reduces Dandruff and Soothes the Scalp
Dandruff and scalp itchiness can be managed with fenugreek’s antifungal and soothing properties. It’s an effective solution for maintaining scalp health, reducing dryness, and balancing the scalp’s natural oil production to prevent flakes.
After shampooing, a fenugreek water rinse (made by boiling seeds
and straining the liquid) can help alleviate dandruff and itchiness while keeping the scalp refreshed and nourished. This rinse can be done weekly to maintain a healthy scalp and reduce irritation.
Adds Shine and Softness to Hair
Fenugreek acts as a natural conditioner that leaves hair soft, shiny, and easy to manage. Its mucilage content coats each strand, locking in moisture and giving hair a natural shine. This is particularly helpful for those dealing with dry, brittle, or frizzy hair.
For an easy conditioning treatment, grind soaked fenu-
greek seeds, mix them with a tablespoon of olive oil, and apply to damp hair. Rinsing after 20 minutes can leave the hair feeling silky and looking naturally glossy. Minimises Signs of Ageing
The antioxidants in fenugreek help to reduce signs of ageing like fine lines and wrinkles. Regular use can improve skin elasticity and firmness, making it an effective natural remedy for maintaining a youthful complexion. Fenugreek’s nutrients help keep the skin smooth, resilient, and radiant.
For an anti-ageing mask, mix fenugreek seed powder with a little milk and apply it to your face
for 15 minutes. Over time, this can help improve skin texture, making it softer and more eventoned.
Fenugreek is more than a simple cooking ingredient—it’s a natural beauty enhancer that offers a wealth of skin and hair benefits. Affordable, effective, and gentle on the skin, it’s a versatile addition to any beauty routine. Incorporating fenugreek into your self-care regimen can bring about healthier skin and hair without the need for expensive products or harsh treatments. So why not reach for fenugreek and let nature’s remedy help you look and feel your best?
Waltz Your Way to Vienna
A mute witness to epoch-making events in European history, St Stephen's Cathedral is a treasure trove for lovers of history and a sanctuary for believers
The capital of Western Classical music, the place of origin of the delectable croissant and the Viennese Waltz, the seat of art, culture and fine dining, the Austrian capital has many jewels in its crown making it a perennial delight for visitors who love the good things in life with a classical touch. With Christmas around the corner, Vienna, which is noted for its eye-catching palaces, churches, and picturesque stadts,
gets decked up like a bride ready to welcome the season of happiness and merriment. No wonder visitors from around the globe make a beeline to this gem of a city to soak in its rich culture, enjoy concerts and sink their teeth into a smorgasbord of culinary marvels, making the holiday season worth remembering for years to come.
Opulence in Brick and Mortar
It goes without saying that the
visit to Vienna can auspiciously begin at the impressive, breathtaking Schonbrunn Palace built in the 16th century by Holy Roman Emperor Maximilian II. Overflowing with baroque opulence, the palace has 1,441 rooms and it stands as a tribute to the rich architectural prowess of the country. Its vast gardens studded with amazing sculptures, the opulent galleries in the palace complex are guaranteed to leave visitors transfixed. From Nov. 8, the
R L Morris
palace becomes the backdrop of the fantastic Christmas Market where more than 80 stalls bring alive the idyllic rustic attractions of Austria having a Yuletide flavour. They appear as if created by the magic wand of a fairy with a slew of attractions for both young and old.
St Stephen’s Cathedral
With its multi-hued tiled roof and towering gothic spires, St Stephen’s Cathedral is one of the most recognised landmarks in the Austrian capital. Dating back to the 12th century, this cathedral, which is the seat of the Roman Catholic Arch-
bishop of Vienna, is an architectural marvel. Right from its sculptures on the tympanum above the main door, the pulpit and the 18 altars inside to the several chapels and the crypt where members of the royalty and top-ranking clergymen are interred, art and grandeur gaze at visitors everywhere in this building. Another specialty of this church is the fact that it has 22 bells and each one is named after a Catholic saint. The largest is the St Mary’s or Pummerin weighing a whopping 20,130 kg and it is rung only on very special occasions. A mute witness to epoch-
making events in European history, this edifice is a treasure trove for lovers of history and a sanctuary for believers who wish to contemplate the divine mysteries in a beautiful ambiance.
Citadel of Western Classical Music
It wouldn’t be wrong to say that the streets are alive with the sound of music in Vienna. Known as the hub of classical music, the city is dotted with venues of concerts and operas that leave tourists spoilt for choice. Fly on the wings of fantasy by indulging yourselves in a Mozart
concert at the Golden Hall where the Vienna Mozart Orchestra performs masterpieces clad in period costumes. Do not miss the iconic Mozarthaus or House of Mozart in the Old Town where the musical legend lived. It is a museum and a concert venue where the Ensemble plays the symphonies and sonatas of the all-time greats in Western Classical Music.
The home of the legendary Waltz dance, Vienna hosts hundreds of balls where men and women, both young and old, dressed in tailcoats and gowns dance the night away to
the accompaniment of famous numbers composed by legends. Today, most of these soirees are organized by the guilds of various professions.
Tryst With Masterpieces
Even if you are not a lover of art, a visit to the Kunsthistorisches Museum Wien on the Ring Road is guaranteed to leave you enchanted because of the sheer beauty of the palatial building and its eclectic collections, which include paintings done by the masters of yore such as Raphael, Jan van Eyck, Titian, Albrecht Durer and Caravaggio to name a few. Most of these masterpieces
were the private collections of the Habsburg rulers gathered over the centuries. Apart from the paintings on display, the stucco ornamentation, gold leaf and marble interiors as well as the cupola of the building take visitors to another world.
Up Close With Nature
Tired of art and music? It is time to relax by soaking in the majesty of Nature’s creations at the Schonbrunn Zoo spread over 17 hectares. A UNESCO World Heritage Site, the zoo was established in 1752 and it is the oldest operational zoo in the world. With more than 700 spe-
cies on display, it is also one of the few zoological gardens to house the highly endangered Giant Panda. You can wind up by visiting the Prater Amusement Park, which has the iconic Riesenrad Ferris wheel that is 64 metres high. The park is dotted with attractive rides, kiosks and cafes.
Croissant n’ Coffee Served
With a Dose of History
Not many know that the soft, fluffy and flavourful croissant, which is a delectable must-have with your morning or evening steaming cup of latte or espresso, originated in this wonderful city in the 17th century. This lip-smacking pastry was first made in Vienna in 1683 to celebrate the victory of the Habsburg Royal Family over the Ottoman Turks with the assistance of Polish hero King Jan Sobieski. Tradition says that when the Ottomans were routed, a baker created a pastry in the shape of the Islamic crescent on the Ottoman banner. Another story says that
the famous coffee house culture in Europe originated here after the defeat of the Turks. Jerzy Franciszek Kulczycki, a famous Polish diplomat, established the first coffee house in Vienna and made the brew from the sacks of coffee beans left behind by the retreating Turks.
Eat, Drink and Be Merry
For gourmands, Vienna is a veritable treat for the palate as it boasts several tantalising delicacies and a good choice of wine and spirits. A must-try is the wiener schnitzel, which is a thin slice of veal that is breaded and fried to a golden perfection. All classical restaurants feature this dish, which goes well with Austrian potato salad. If you into any food market make sure to order a wiener wurstchen, the Viennese hot dog made of pork/beef sausage with a smoky flavour. Its crisp bun and sausage are finger-licking good and you can wash it down with a bottle of Ottakringer beer. While ordering a typical Austrian lunch,
ensure that you have a bowl of frittatensuppe or pancake soup to begin with. Packed with flavours, this soup has thin strips of crepes swimming in beef broth. For those with a sweet tooth, round off your meal with sachertorte, a dessert featuring a tart apricot jam wedged between two layers of chocolate and chocolate icing on top.
Things to Remember
While visiting bars or restaurants, do not shout, wave or click at waiters as it is extremely offensive. Also, do not forget to tip them. Things move at a leisurely pace in Vienna so do not be in a hurry wherever you go. Do not be loud in public places as the city and its residents are pretty quiet everywhere. Be sure not to indulge in jaywalking which comes with a fine.
Connectivity
There are flights connecting New Delhi and Vienna. But a more convenient option would be travelling via Qatar or the UAE
Tata Curvv: A New Dawn for Stylish and High-Tech
SUVs
in India
Athul K P
Tata Motors has unveiled a bold new addition to the Indian automotive landscape: the Tata Curvv. With a unique design, advanced features, and a dual-pronged powertrain strategy offering both electric (EV) and internal combustion engine (ICE) variants, the Curvv aims to cater to a diverse range of consumers. Let's dive into a detailed review of this standout model, assessing it across various key aspects.
Exterior Design: Coupe-SUV
Aesthetic
The Tata Curvv catches the eye instantly with its striking coupeSUV design. Tata has integrated a sweeping, sloping roofline that
brings a fresh silhouette, unique to the Indian SUV market. The front is adorned with a sleek LED lighting strip across the grille, which is flanked by uniquely shaped LED DRLs, adding a futuristic vibe to the vehicle.
Flush door handles and wellsculpted body lines emphasise the Curvv’s premium look. The car’s rear is equally compelling, with a full-width LED tail light setup and a powered tailgate with gesture control, offering both convenience and a futuristic appeal. The entire design language feels well-thought-out, setting it apart from other SUVs on Indian roads.
Interior and Cabin Quality:
Hi-Tech Meets Comfort
Stepping inside the Tata Curvv, one is greeted with a thoroughly modern cabin that aims to combine tech-forward features with comfort and style. The dashboard layout is minimalist but functional, housing a 12.3-inch touchscreen infotainment system and a 10.25-inch digital driver’s display. The infotainment system supports the latest connectivity options and integrates with both Android Auto and Apple CarPlay for a seamless experience.
In terms of comfort, the Curvv doesn’t disappoint. Ventilated front seats, high-quality upholstery, and ambient lighting give the interior a luxurious touch. The panoramic
The Tata Curvv EV variant offers a smooth and refined driving experience, with instant torque delivery that makes city driving enjoyable and responsive. Its low centre of gravity, courtesy of the battery placement, adds to its stable handling, making it feel agile on turns and comfortable on highways.
sunroof further enhances the sense of space and openness, making it a pleasant place to spend time in, whether you’re driving in the city or on long highway stretches.
Powertrain Options: ICE and EV Variants
ICE Variant:
For those inclined towards traditional combustion engines, the Tata Curvv offers two choices:
Petrol: A 1.2-litre turbocharged engine generating around 125 PS of
power, paired with either a 6-speed manual or a 7-speed dual-clutch automatic transmission.
Diesel: A 1.5-litre turbocharged engine delivering about 115 PS, also paired with a similar transmission setup as the petrol variant.
Both engines aim to offer adequate power for urban and highway driving, with a focus on fuel efficiency without compromising on performance.
EV Variant:
The Tata Curvv EV comes in two battery pack options:
45kWh Battery Pack: Offers a claimed range of approximately 502 km on a single charge, ideal for daily commuting and short road trips.
55kWh Battery Pack: With a range of up to 585 km, this version is well-suited for those seeking longer, uninterrupted journeys.
The EV models are designed to appeal to environmentally conscious buyers, providing a smooth and si-
The Tata Curvv catches the eye instantly with its striking coupe-SUV design. Tata has integrated a sweeping, sloping roofline that brings a fresh silhouette, unique to the Indian SUV market.
lent driving experience typical of electric vehicles, along with Tata’s growing charging network for convenient recharges.
Performance and Handling
ICE Performance:
The Tata Curvv’s ICE variant strikes a good balance between efficiency and daily usability, appealing to those seeking a comfortable and practical drive. The 1.2-litre turbocharged petrol engine is responsive once it gains momentum, making it suitable for city and highway driving. The diesel engine, while more economical, is appreciated for its fuel efficiency and is ideal for longdistance travellers who prioritise mileage. However, some cons affect the overall experience; the petrol engine exhibits a slight turbo lag at lower RPMs, which can make city acceleration feel a bit delayed. Additionally, the diesel variant, though efficient, feels underpowered when fully loaded or during quick accelerations, limiting its performance versatility compared to the petrol version.
EV Performance:
The Tata Curvv EV variant offers a smooth and refined driving experience, with instant torque delivery that makes city driving enjoyable and responsive. Its low centre of gravity, courtesy of the battery placement, adds to its stable handling, making it feel agile on turns and comfortable on highways. However, the added weight from the battery pack is noticeable
during rapid accelerations or braking, slightly affecting its nimbleness in stop-and-go traffic. The EV also lacks the high-speed punch some drivers might expect, as the focus remains on efficiency and range over sporty performance. This version is ideal for those who prioritize a quiet, comfortable, and environmentally friendly drive but may not fully satisfy performance enthusiasts seeking more spirited handling and acceleration.
Handling:
Both the ICE and EV variants feature a well-tuned suspension system, providing a smooth ride on various road surfaces. The Curvv’s handling is commendable for its size; the steering is precise and offers decent feedback, particularly in urban settings. On highways, the vehicle feels stable and controlled, with minimal body roll, which is often a concern in SUV designs.
The Tata Curvv’s handling strikes a good balance for daily driving, with light steering that makes city manoeuvring easy and stable highway performance. While the EV variant’s low centre of gravity enhances agility, the ICE variant can exhibit slight body roll during sharp turns. Some drivers have noted that the steering could offer more feedback at higher speeds, and the suspension, though generally comfortable, can feel firm over rough roads. The turning radius is manageable but slightly large for tight urban spaces, and the EV’s ad-
ditional weight affects nimbleness during quick manoeuvres. Overall, the Curvv’s handling is competent, though it may leave performancefocused drivers wanting a bit more precision and softness over uneven surfaces.
Advanced Features and Technology
The Tata Curvv is packed with a suite of advanced features aimed at enhancing convenience, safety, and entertainment:
Infotainment and Displays: As mentioned, the infotainment system and driver’s display are both high-quality and intuitive, with responsive touch controls and sharp graphics.
Level 2 ADAS: The Curvv comes equipped with Level 2 Advanced Driver Assistance Systems, which include automatic emergency braking, lane-keeping assist, blind-spot monitoring, and adaptive cruise control. These features contribute to a safer driving experience, especially in urban environments.
360-Degree Camera and Parking Assist: A 360-degree camera assists in parking, making it easier to navigate tight spaces. Additionally, the electronic parking brake with auto-hold adds to the convenience, especially in stopand-go traffic.
Safety: A Focus on Driver and Passenger Protection
Safety is a priority in the Curvv, as demonstrated by its six airbags,
electronic stability control, and anti-lock braking system. Tata has also included rear parking sensors and ISOFIX child seat anchors, making it a familyfriendly choice. The ADAS features further boost safety, helping the driver manage potentially dangerous situations more effectively.
Pricing and Value for Money
The Tata Curvv positions itself in a competitive pricing range:
ICE Variants: Rs.10 lakhRs.19 lakh (ex-showroom)
EV Variants: Rs.17.49 lakh - Rs.21.99 lakh (ex-showroom)
For its price, the Curvv offers a generous array of features, advanced safety tech, and an appealing design. The availability of both ICE and EV options ensures that there’s a variant to fit different buyer needs and budgets.
Verdict and Conclusion
The Tata Curvv is a strong contender in the compact SUV market, combining style, comfort, and technology in a single package. Here’s a breakdown of who should consider this vehicle:
For ICE Buyers: If you’re someone who values fuel efficiency and wants a stylish yet practical SUV for daily commuting and occasional road trips, the ICE variants of the Curvv are well worth considering. Both the petrol and diesel engines offer a good balance of performance and efficiency, making them suitable for a variety of driving scenarios.
For EV Buyers: If you’re interested in reducing your carbon footprint while enjoying cuttingedge features, the Tata Curvv EV is a compelling choice. Its impressive range options ensure that you won’t be limited to city driving alone, and Tata’s growing
charging infrastructure makes it a viable option for the long term.
Should You Buy It?
If you’re in the market for a stylish, tech-savvy SUV with the flexibility of choosing between ICE and EV powertrains, the Tata Curvv is an excellent option. It’s competitively priced for the features it offers, and Tata’s focus on safety and convenience makes it a well-rounded choice. However, if you’re looking for something purely off-road capable or with a more traditional SUV design, the Curvv might not be the best fit. Overall, the Tata Curvv is an impressive leap forward for Tata Motors and a clear indication that the company is ready to meet evolving consumer demands with both traditional and future-forward options. This SUV is indeed a worthy choice for those who seek a blend of innovation, sustainability, and style
Vettaiyan
CTRL
CTRL
Vettaiyan is a gripping Tamil action drama that delivers an exhilarating cinematic experience, highlighting the complexities of justice and morality. Directed by T J Gnanavel, the film features Rajinikanth in a powerful role as Athiyan, a seasoned police officer grappling with the consequences of a tragic mistake. The ensemble cast, including Amitabh Bachchan in his Tamil debut, and Fahadh Faasil, adds depth to the narrative, enhancing the emotional stakes. The film masterfully weaves a tale of redemption as Athiyan reopens a case that unravels a larger conspiracy involving educational fraud and systemic corruption. The intense action sequences, coupled with a thought-provoking storyline, keep viewers engaged throughout. Rajinikanth’s charismatic performance, combined with the film’s strong social commentary, resonates with audiences, making Vettaiyan not just an action film, but a poignant reflection on the pursuit of truth and justice. It’s a must-watch for fans of compelling storytelling and powerful performances.
is a captivating screen life thriller that expertly explores the intricate relationship between technology and personal privacy in the digital age. Directed by Vikramaditya Motwane, the film stars Ananya Panday and Vihaan Samat as Nella and Joe, a couple whose influencer lifestyle takes a dark turn when betrayal strikes. Nella’s desperate decision to erase Joe's digital existence using an AI app spirals into a thrilling journey filled with unexpected twists and moral dilemmas. Panday compelling performance effectively portrays the emotional turmoil of a woman grappling with heartbreak and loss of control. The flick’s unique narrative style immerses viewers in Nella's world, highlighting the fine line between empowerment and vulnerability in the age of social media. With its thoughtprovoking themes and engaging storyline, CTRL not only entertains but also prompts important conversations about our relationship with technology, making it a must-watch for ardent fans of psychological thrillers.
Vicky Vidya Ka Woh Wala Video
Vicky Vidya Ka Woh Wala Video is a delightful and refreshingly original comedy that deftly blends humour, romance, and chaos. Rajkummar Rao and Triptii Dimri deliver stellar performances as Vicky and Vidya, a couple whose love story takes an unexpected and hilarious turn when their honeymoon tape goes missing. Set against the nostalgic backdrop of 1997 in Rishikesh, the film’s quirky premise keeps the audience engaged with its wild chase and laugh-out-loud twists. The cast, especially Inspector Laadle and Vicky's eccentric family, bring their own comedic flair, adding depth and unpredictability to the plot. Director Laxman Utekar skillfully maintains a fast-paced narrative filled with misunderstandings, slapstick humour, and witty dialogues, making every scene enjoyable. With its clever storytelling and lovable characters, Vicky Vidya Ka Woh Wala Video is a must-watch for those seeking light-hearted, feel-good entertainment that leaves you smiling.
Jigra
Jigra is a gripping action thriller showcasing Alia Bhatt's exceptional talent as she embodies the fierce and determined Satya, who will stop at nothing to save her brother, Ankur. Directed by Vasan Bala, the film leaves you engrossed with its intense narrative and well-developed characters, delving into themes of loyalty, family bonds, and moral dilemmas that keep viewers on the edge of their seats. The performances are commendable, especially Vedang Raina as Ankur, whose vulnerability adds depth to the story. The supporting cast, including Bhatia, a retired gangster, and Muthu, an ex-cop, bring an intriguing dynamic as they join forces with Satya in a daring prison break plan. With thrilling action sequences and emotional undertones, Jigra successfully blends heart-pounding excitement with a compelling narrative, making it a mustwatch for fans of the genre and promising a riveting cinematic experience that resonates long after the credits roll.
Revenge of the Tipping Point
Author : Malcolm Gladwell
Price : `Rs 1,653 (Paperback)
Revenge of the Tipping Point by Malcolm Gladwell is a brilliant and timely follow-up to his groundbreaking work The Tipping Point. In this new book, Gladwell masterfully reexamines the concept of viral trends, this time shining a light on their potential dangers in today's hyper-connected world. Using his signature blend of storytelling, research, and engaging anecdotes, Gladwell unpacks the darker implications of contagious phenomena—ranging from misinformation to toxic social movements. His insights are sharp, thought-provoking, and more relevant than ever. As always, Gladwell challenges readers to think critically about the forces that shape our society, offering fresh perspectives and wisdom. Revenge of the Tipping Point is a must-read for anyone curious about the hidden dynamics of influence in the modern age, showcasing Gladwell's continued relevance as a cultural analyst.
The Last One at the Wedding
Author : Jason Rekulak
Price : `1,917 (Hardcover)
The Last One at the Wedding by Jason Rekulak is a suspenseful and emotionally charged thriller that keeps readers hooked from the first page. Frank Szatowski’s journey to reconnect with his estranged daughter, Maggie, at her extravagant wedding, brings to life a story filled with tension, mystery, and family drama. Rekulak skillfully blends personal stakes with a deeper, chilling mystery surrounding Aidan Gardner, the tech billionaire’s son, and the animosity of locals toward his family. The novel’s fast pace, complex characters, and unexpected twists make it an engrossing read. Rekulak is adept at creating an atmosphere of suspense, with Frank’s desperation to protect Maggie pulling readers into the intrigue. The Last One at the Wedding is a compelling concoction of family reconciliation and mystery, perfect for those who are into thrillers and emotional drama.
Framed
Author : John Grisham and Jim McCloskey
Price : `2,153 (Hardcover)
Framed by John Grisham and Jim McCloskey is a powerful and eyeopening exploration of wrongful convictions and the fight for justice. Known for his engrossing legal thrillers, Grisham steps into the world of nonfiction with McCloskey, a seasoned advocate for the exoneration of the innocent. The book presents 10 true stories of individuals whose lives were shattered by false convictions, vividly portraying the devastating impact of these miscarriages of justice. Grisham and McCloskey expertly turn the spotlight on the flawed legal processes that lead to wrongful convictions and the long, difficult road to exoneration. With gripping storytelling and heartfelt compassion, Framed serves as both a clarion call for reform and a tribute to the resilience of those fighting for justice. This is a must-read for anyone interested in the criminal justice system and human perseverance.
The Bletchley Riddle
Author : Ruta Sepetys and Steve Sheinkin
Price : ` 820 (Paperback)
The Bletchley Riddle by Ruta Sepetys and Steve Sheinkin is an engaging and suspense-filled historical adventure that captivates middlegrade readers. Set against the backdrop of World War II, the story follows 19-year-old Jakob Novis, a young codebreaker at Bletchley Park, and his clever sister Lizzie as they unravel two intertwined mysteries—the German Enigma cipher and their mother's death. The sibling bond is heartwarming, and their journey is filled with tension, clever puzzles, and surprising twists. Sepetys and Sheinkin expertly weave historical detail with thrilling storytelling, making the backdrop of wartime codebreaking accessible and exciting for young readers. The blend of history, mystery, and sibling teamwork makes The Bletchley Riddle a fast-paced, thoughtprovoking read that is both educational and entertaining. It's a perfect book for young readers who enjoy history and adventure.
