UT-EN- July-Aug-2025

Page 1


GRIT, GEARS & GROWTH: MANOJ PADIKKAL’S ROADMAP TO SUCCESS

CEO, Padikkal Travels Pvt Ltd

BEYOND THE GREEN FAÇADE

Shri V.P. Nandakumar

Chief Mentor Mr. V.P. Nandakumar

Director & CEO Jebitha Ajit

Editor Jebitha Ajit

Legal Advisor Latha Anand

B.S.Krishnan Associates

bskrishnanassociates@gmail.com

Sub-Editor Athulya Pradip

Associate Editor Ravi Saini

Correspondents Dr. Thomas Nechupadam

Vivek Venugopal- Quarter Mile

R L Morris

Creative Design

PEGASUS

Photography PEGASUS

Marketing USA

725, burning tree lane, punta gorda Florida-33982

Mob: +1 (863) 558-5234

UAE

Jolly

Tel: +971 50 307 1125

Vineeth Nair

Shaji N Palakkal

415, Building 23, Al Khail Gate, Al Quoz-2, Dubai, UAE

Tel: +9714 4511075

Maharashtra Jayasankar M

a/101, New Prathamesh Niwas, OPP. Laxmi Park, Thakurli East, Dombivli post, Thane District, 421201

Mob: +91 9820708662

Tamil Nadu

Sheelan Thangavelu

Tamilnadu Director

Mob: +91 7825-077770

Sri Shakthi Institute of Engineering and Technology, L&T- bypass, Chinniyapalayam, Coimbatore-62 Karnataka, Telangana, Andhrapradesh

PEGASUS

Ph: 09288800999

Sunilkumar NN

Vice President Ambalika Saikia, Ambalika_saikia@yahoo.com

Vice President

Public Relations V Suresh Kumar

Published at Pegasus Global Pvt. Ltd.

L5-106, Changampuzha Nagar

Kalamassery, Ernakulam-682 033

e-mail: editor@uniquetimes.org uniquetimesindia@gmail.com Ph:0484 2532040, 2532080, Mob:9288800999

Editorial

“Start

where you are. Use what you have. Do what you can.”

– Arthur Ashe

Precision, trust, and safety are the backbone of the transport industry—and one entrepreneur has built an enduring legacy by staying true to these values every single day. What started with just a few vehicles has grown into a multi-state operation known for its reliability in school transport and tourism logistics. Backed by discipline, innovation, and people-first leadership, his journey stands as a model for service excellence. This month’s edition features Manoj Padikkal, celebrating his remarkable contribution to shaping South India’s transport landscape.

This month’s edition features an insightful article by V P Nandakumar, MD and CEO of Manappuram Finance Limited, titled “Beyond the Green Façade.”

The issue also includes our regular segments on travel, beauty tips, movie and book reviews, and inspiring business stories.

“Some books should be tasted, some devoured, but only a few should be chewed and digested thoroughly.”Sir Francis Bacon Joyful Reading!

Thank you

Sd/Jebitha Ajit

Cover Photograph Manoj Padikkal CEO, Padikkal Travels Pvt Ltd

SEBI Uncovers `3

Billion 'Pump and Dump'

Stock Manipulation Scheme

India’s market regulator, SEBI, has uncovered significant “incriminating evidence” in an ongoing probe into a suspected `3 billion (approx. $35.1 million) “pump and dump” stock manipulation scheme. The regulator recently conducted search and seizure operations across Ahmedabad, Mumbai, and Gurugram, targeting 15 to 20 shell companies. The scheme involved artificially inflating stock prices to attract retail investors, followed by dumping the shares for profit—leaving unsuspecting investors with heavy losses. Although SEBI has not disclosed the names involved, reports suggest at least two listed agro-tech companies and their promoters are key players in the network. This crackdown is part of SEBI’s broader effort to combat market manipulation and protect investor interests, reinforcing its commitment to preserving transparency and integrity in India’s financial markets.

Adani Group to Invest `57,333 Crore in Navi Mumbai International Airport by FY30

"The best way to predict the future is to create it."
Peter Drucker

The Adani Group plans to invest `57,333 crore in Navi Mumbai International Airport (NMIA) by FY30, funding the first three phases of the greenfield airport project. Managed by Navi Mumbai International Airport Ltd (NMIAL), a joint venture between Adani’s Mumbai International Airport Ltd and CIDCO, the airport will function alongside Mumbai’s existing CSMIA, forming a dual-airport system. The first two phases, costing `22,531 crore, will enable capacity for 20 million passengers annually and include a southern runway, Terminal 1, and cargo facilities. Phase three, starting FY26, will raise capacity to 50 million, adding Terminal 2, a second runway, metro links, and road connectivity. Terminal 2 will have four piers, underground parking for 3,500 vehicles, and an ATC tower. AERA has approved interim user fees, and NMIA is slated to open in August 2025, eventually scaling to handle 90 million passengers annually.

Footwear Veterans Launch Fade 101: Stylish, Compostable Sneakers for a Sustainable Future HDFC Bank CEO Seeks FIR Quashing Amid `2.05 Crore Bribery Allegations by Lilavati Trust

"Never give up. Today is hard, tomorrow will be worse, but the day after tomorrow will be sunshine."

Ma

HDFC Bank MD & CEO Sashidhar Jagdishan has approached the Bombay High Court to quash an FIR filed by the Lilavati Kirtilal Mehta Medical Trust, which accuses him of accepting a `2.05 crore bribe to support the Chetan Mehta group’s control over the Trust. The case was paused as the assigned bench recused itself. The Trust, which runs Mumbai’s Lilavati Hospital, also alleged Jagdishan received free treatment for his family, misused `1.5 crore in CSR funds, and gave inconsistent loan declarations ranging from `4.8 crore to `450 crore. They assert no borrowing ties exist with HDFC Bank, despite `48 crore deposited in fixed assets since FY2022. HDFC Bank has rejected the allegations as false and defamatory, vowing legal action. Meanwhile, the Trust has launched `1,000 crore civil and criminal defamation proceedings against Jagdishan.

Afterdecades of designing for major brands like Adidas and Zara, footwear experts David Solk and Irmi Kreuzer have launched their own eco-conscious sneaker brand, debuting the Fade 101 at the Global Fashion Summit. The sneaker blends style, comfort, and environmental responsibility, crafted entirely from sustainable materials such as chrome-free European leather, Tencel straps, natural rubber soles, and a 100% bio-based knitted lining to reduce textile waste. Designed to be fully compostable, the Fade 101 can be returned for disposal through the brand’s in-house composting system, ensuring minimal environmental impact. Produced ethically in their Vietnam-based factory for quality control, the sneakers are available in earthy tones—Ivory, Black, Sand, and Ember—at a price of around €250. Pre-orders are open now, with deliveries scheduled for October, marking a step forward in responsible, circular footwear design.

Cybersecurity Warning: Unsubscribe Links Could Expose You to Scams

As inboxes overflow with promotional emails and fake offers, cybersecurity experts are warning that clicking “unsubscribe” might do more harm than good. A Wall Street Journal report highlights that scammers increasingly embed malicious links in unsubscribe buttons to confirm active email addresses or redirect users to phishing sites. These deceptive emails often mimic legitimate promotions, luring users into revealing personal data or installing harmful software. Data from DNSFilter shows nearly 1 in 644 unsubscribe links may be dangerous. Some links simply verify your email address, triggering more spam, while others pose serious security threats. Experts advise using email platforms’ built-in unsubscribe options like those in Gmail or Outlook, marking suspicious emails as spam, and avoiding clicks from unfamiliar senders. Keeping security software updated and using email-masking tools can further protect against such evolving cyber threats.

Shein, Reliance Retail Plan Major India Expansion Amid Global Supply Shift

"Whether you think you can, or you think you can’t – you’re right."
Henry Ford

Fashion giant Shein, in partnership with Reliance Retail, is set to dramatically expand its operations in India by increasing its local supplier base from 150 to 1,000 within a year. This strategic move comes in response to rising U.S. tariffs on Chinese imports, pushing Shein to shift sourcing away from China. The partnership marks Shein’s return to India after a 2020 ban, now operating under a licensing deal with Reliance. The newly launched SheinIndia.in showcases locally made apparel, with plans to begin exporting Indian-made Shein products to global markets like the U.S. and U.K. within six to twelve months. Reliance is investing in supplier support, synthetic fabric sourcing, and advanced machinery to replicate Shein’s agile, data-driven production model. This collaboration positions India as a key global supply hub for Shein amid shifting geopolitical and trade dynamics.

Political Turmoil Grips Spanish Government Amid Corruption Scandal

Spanish Prime Minister Pedro Sánchez is facing a deepening political crisis following the resignation of senior Socialist Party leader Santos Cerdán, who stepped down amid a corruption probe involving alleged commissions on public contracts. Although Sánchez is not directly implicated, the scandal has rocked his administration, especially after he previously defended Cerdán. The investigation also targets former transport minister José Luis Ábalos and advisor Koldo García, while Sánchez’s wife and brother face separate legal scrutiny. Sánchez has condemned the probes as politically motivated attacks from conservative forces and vowed to stay in office to continue his government’s work. However, opposition parties are demanding his resignation, accusing him of heading a corrupt regime. The controversy has weakened Left-wing support and emboldened conservatives, raising uncertainty over Sánchez’s fragile coalition as he heads to a critical NATO summit in The Hague.

UK’s Met Police React to Planned Palestine

Protest Amid Terror Designation Debate

Metropolitan Police Commissioner Sir Mark Rowley has voiced “shock and frustration” over a planned pro-Palestine Action protest in central London, following the group's recent break-in at RAF Brize Norton where activists vandalised military aircraft to protest UK support for Israel. Backed by 35 organizations, including Stop the War Coalition and MEND, the protest is set for Trafalgar Square, outside the Westminster exclusion zone. With Home Secretary James Cleverly reportedly moving to designate Palestine Action a terrorist group, Rowley labelled it an “organised extremist criminal group.” Though police cannot ban the protest outright, they’ve imposed strict conditions under the Public Order Act. Human rights advocates, including Amnesty International and Baroness Shami Chakrabarti, have warned against the proposed ban, saying it could suppress peaceful dissent. The issue has sparked a wider political debate over protest rights and the Gaza conflict.

Labour MPs Rebel Against Controversial Welfare Reform Bill

Over100 Labour MPs have backed a move to block the government’s welfare reform bill, which aims to cut disability and sickness-related benefits to save £5 billion annually by 2030. By signing a reasoned amendment, rebels hope to halt the bill’s progress amid concerns it could push 250,000 people—including 50,000 children—into relative poverty by tightening eligibility for Personal Independence Payment (Pip). Cabinet Office Minister Pat McFadden defended the reforms, citing a projected surge in benefit claimants and the need to control costs, projected to hit £70 billion by 2030. However, Labour legislators argue the government’s consultation and impact assessments are inadequate. The revolt has deepened party divisions, spurred by past backlash on winter fuel votes and the resignation of whip Vicky Foxcroft. The decisive vote next week will test Prime Minister Keir Starmer’s leadership.

Hungary Faces Backlash Over Ban on Budapest Pride March

Hungarian Prime Minister Viktor Orban has warned of “legal consequences” for organizers and participants of the Budapest Pride march, after police banned the event under a new law citing child protection. The legislation, passed in March, also permits facial recognition to identify and fine attendees. Orban defended the move in a radio interview, asserting that Hungary remains a “civilised country” and encouraging peaceful compliance with the law. He framed the ban as aligned with Christian values aimed at easing, not complicating, people’s lives. The decision has sparked international outrage, with over 30 countries—including Britain, France, and Germany—voicing support for Hungary’s LGBTQ community. European Commission President Ursula von der Leyen called on Hungary to lift the ban, prompting Orban to liken her remarks to Soviet-era meddling and accuse Brussels of infringing on national sovereignty.

Grit, Gears & Growth: Manoj Padikkal’s Roadmap to Success

Starting with just three vehicles and zero industry experience, Manoj Padikkal has built Padikkal Travels into a trusted name in school transport and tourism through sheer determination, consistency, and a commitment to quality. In this exclusive interview with Unique Times, he shares how a single opportunity transformed into a long-term vision powered by innovation, discipline, and people-first values. Whether it’s integrating AI for safety or building strong industry networks, his approach blends tradition with technology. His story is not just about vehicles and routes—it’s about trust, responsibility, and the everyday impact of reliable service.

Looking back to 2003 when you started, what was the most unexpected challenge you faced in building a transport business?

When I started Padikkal Travels in 2003, I was completely new to the transport industry. What made all the difference was a strong contact who believed in me and offered an opportunity to manage transport services. I saw potential in it and decided to take the leap. I began with just three vehicles, and every step since then has been a learning experience. The biggest challenge was navigating an industry I didn’t fully understand at the time, but I was determined to make the most of the opportunity.

Was there a specific reason or experience that made you focus on the transport sector?

The journey into the transport sector wasn’t something I had planned. It began with a single opportunity. Someone saw a potential in me and offered me my very first

contract. I didn’t have experience, but I had determination. After successfully handling that, nearby schools began reaching out, asking if I could take on their transport services, too. That’s when it clicked. I saw a real opportunity to build something meaningful. What started by chance turned into a calling. I realised that with hard work, trust, and consistency, I could create a service that made a difference in people’s daily lives.

Alongside school transport, you've built a strong presence in travel and tourism. How different is it in terms of challenges and customer expectations?

Travel and tourism come with their own set of challenges. But compared to school transport, it’s definitely more flexible. School transport demands constant vigilance; you're responsible for the safety of young children every single day. There's no room for error. Even a single day off isn't an option, and if a bus breaks down, it has to be resolved imme-

diately. The expectations are much higher because parents are trusting you with what matters most to them. In tourism, while safety is still a priority, the urgency and emotional responsibility aren't as intense. Managing school transport teaches you discipline, precision, and accountability, and those values carry over to every other part of the business. In a people-driven business like transportation, how do you handle customer complaints or service breakdowns effectively?

It all starts with choosing the right people. Having a strong HR foundation helps us bring in staff who are not just skilled but also aligned with our values of safety, punctuality, and professionalism. We also place a lot of importance on vehicle maintenance—every bus is serviced and maintained by our in-house team at our own garage, ensuring we’re always road-ready. Just as important is staying connected: we actively seek feedback from clients, conduct on-site visits,

Travel and tourism come with their own set of challenges. But compared to school transport, it’s definitely more flexible. School transport demands constant vigilance; you're responsible for the safety of young children every single day. There's no room for error.committed to ethical, sustainable banking.

and maintain open communication at all times. When issues do arise, we respond quickly and personally—because in this business, trust is everything.

You've built a fleet, systems, and partnerships over two decades. What's one rule you always followed and why?

One rule I’ve always stood by is this: never compromise on quality, and always be available for the client, no matter what. In a servicedriven business like ours, consistency and reliability build trust over time. Many of our clients have been with us for over a decade, and that’s

because we’ve focussed on nurturing relationships, not just fulfilling contracts. Being accessible, responsive, and committed to delivering high standards every single day, that’s what has helped us grow and sustain long-term partnerships.

Your business spans several states and serves many institutions. How do you ensure consistency in service across different locations?

Consistency starts with building a strong foundation, clear systems, well-trained staff, and a shared commitment to quality. Across all our locations, we follow the same standard operating procedures and maintain

strict checklists for vehicle maintenance, safety protocols, and daily operations. Our teams are regularly trained and monitored to ensure they uphold the same standards, no matter where they are. We also conduct site visits, gather regular feedback from clients, and stay in constant touch with our teams on the ground. It’s this hands-on approach and attention to detail that help us deliver a seamless experience across the board.

Interacting with so many schools and families, has there ever been any feedback from a parent, student, or school that genuinely stayed with you?

Absolutely. In fact, some of the most valuable lessons came from the early days when we received a lot of critical feedback. Instead of taking it negatively, we used it as fuel to improve. Those comments helped shape the systems and standards we follow today. I was told never to become complacent, but to always keep checking and improving. One moment I often think back to was when a school principal told us, “I don’t have to think twice when it comes to transport anymore.” It wasn’t dramatic, but it meant a lot as it showed our consistency and reliability had earned real trust. That kind of feedback reinforces why we do what we do.

Behind every driven leader is a circle of trust. What role has your family played in shaping your clarity, strength, or decisions especially during unseen tough moments?

In this business, there are many moments of uncertainty, breakdowns, staffing issues, and regulatory hurdles, and it’s during those times that their support has mattered most. Whether it was encouraging me to keep going when things got tough or simply being patient during the long hours and stressful phases, they’ve always stood by me.

More than anything, they’ve given me clarity. When you’re making decisions that affect hundreds of people every day, you need a space that grounds you, and for me, that space has always been my family. Their belief in what I’m doing has helped me stay focused and push through challenges with confidence.

You hold key positions in transport associations like the Kerala Interstate Bus Operators Association and the Bus Operators Confederation of India. How has this exposure shaped your perspective on industrywide challenges, and do you use those insights to influence your own business decisions?

Being in leadership roles within these associations has given me a much broader view of the transport industry. It’s made me aware of how different the rules, regulations, and taxation systems are across states, what works in one state can be completely different in another. I’ve also seen firsthand some of the key challenges we all face, like driver shortages, regulatory hurdles, and the slow pace of technological adoption in the sector.

At the same time, these roles have helped me build strong networks and stay ahead of industry changes. The insights I gain from discussions with operators across the country often inform how I run my own business. Whether it’s preparing for policy shifts, adopting new technologies, or simply learning from the expe-

riences of others. It keeps me grounded but also forward-looking.

Al is becoming increasingly relevant in logistics and transport. Does it have the potential to boost your operations?

Absolutely. We’ve already begun integrating AI and advanced tech solutions into our operations at Padikkal Travels. For example, we use AI-powered systems to detect and prevent drunken driving, monitor driver fatigue, alert us immediately if a driver is drowsy, and optimise routes through GPS technology to ensure timely service. We’ve also installed cameras inside our buses for live monitoring of both driver behaviour and passenger safety. Additionally, we use fuel theft alert systems to prevent misuse and improve overall efficiency. These technologies have helped us raise our safety

standards, build greater trust with clients, and run our fleet more effectively. As the industry continues to evolve, staying updated with such innovations is no longer optional; it’s a necessity.

What aspects of the transport systems abroad would you prefer to be implemented here?

I would look to several European countries, especially Germany and the Netherlands, where school transportation is treated with a high level of seriousness and structure. One particular feature I admire, and would love to see implemented in India, is their strict road safety protocols around school buses. For example, when a student is getting off a bus, vehicles are not allowed to overtake from either side. There are clearly marked pick-up and dropoff zones near schools, and traffic is managed in a way that prioritises student safety.

In India, while we’ve made progress, we still have a long way to go in terms of infrastructure and driver discipline. Borrowing this kind of

road rule enforcement and designated school zones would significantly improve safety and bring more order to our school transport system.

Please tell us about your family and the role they play in your business journey.

My family has been my greatest strength throughout this journey. My wife, Reshmi Manoj, a postgraduate and one of the Directors of Padikkal Travels, plays an active role in overseeing various company operations and ensures everything runs smoothly behind the scenes. Our daughter, Megha, is also a Director in the company. She holds a BA in Economics (Honours) from Christ College, Bengaluru, and has recently completed her postgraduate studies in MA Public Policy from O.P. Jindal Global University, Delhi. Her academic background brings a fresh, policy-driven perspective to the business.

Our son, Madhav, is currently pursuing his 12th standard in the arts and humanities stream in Bengaluru. He has already shown keen interest in following in my footsteps

and is eager to be part of the business in the future.

As a family, we are proud to have built Padikkal Travels into one of the most trusted school transport service providers in South India, and it remains a joint effort grounded in trust, commitment, and shared values.

What mindset shift would you suggest for budding entrepreneurs?

The biggest mindset shift I’d urge them to make is this: understand that nothing comes easy. Success is built on hard work, consistency, and discipline every single day. Tough times are guaranteed, but it’s how you show up during those moments that defines you.

Even today, after all these years in the business, there are nights I finish work at 2 a.m., but I still wake up at 4 a.m. to make sure everything is in place. That level of commitment isn’t optional; it’s what the job demands. Dreaming big is important, but dreams only turn into reality when you're willing to put in the effort, day in and day out

Manoj Padikkal with his Family – (From Left) Megha Manoj (Daughter), Madhav Padikkal (Son) Reshmi Manoj (Wife), and Manoj Padikkal (Seated)

The use of the Harit Path mobile app for geo-tagging and real-time monitoring of saplings has added a welcome layer of transparency and accountability, ensuring that plantation efforts are not merely ceremonial but sustained and managed.

Beyond the Green Façade

For a developing nation like ours, roads are not merely a means of transportation— they are lifelines of economic activity. By facilitating the seamless movement of goods and people, roads serve as silent enablers of growth, inclusion, and opportunity. Yet, India’s roads remain a paradox of progress. On the one hand, they embody the country’s infrastructure ambitions—highways built at a record pace, expressways reducing travel time, and national corridors strengthening trade and connectivity. On the other, they expose glaring gaps in planning, implementation, and sustainability: pothole-ridden stretches, rising accident rates, unrelenting congestion, and widespread ecological disruption.

Now, with climate consciousness becoming a non-negotiable part of development discourse, the National

Highways Authority of India (NHAI) is repositioning itself. The focus is no longer solely on how many kilometres are built per day, but on how green, inclusive, and future-proof those kilometres can be. It was with this vision that the Green Highways (Plantation, Transplantation, Beautification & Maintenance) Policy was launched in 2015.

The policy rests on three broad pillars: (1) upgradation and maintenance of approximately 783 km of national green highway corridors in the first phase, (2) road safety and climate resilience, and (3) integration of green technologies and emission reduction strategies. Central to this initiative is the planting of trees along national highways to create green buffers that absorb pollutants, reduce noise, prevent soil erosion, and enhance local biodiversity. The use of the Harit Path mobile app for

geo-tagging and real-time monitoring of saplings has added a welcome layer of transparency and accountability, ensuring that plantation efforts are not merely ceremonial but sustained and managed.

In a pioneering move, NHAI has also issued its first-ever green bonds in the highway sector. Proceeds are being channelled into projects such as avenue plantations, solar-powered lighting, wildlife underpasses, rainwater harvesting systems, and solid waste recycling facilities. These measures signal a shift towards a more ecologically conscious approach to road infrastructure.

The results, on paper, are encouraging with over 4 crore saplings reportedly planted along highways across the country; wildlife crossings are being constructed to preserve migratory routes and reduce human–animal conflict; and the use

of sustainable materials such as fly ash, recycled plastic, and reclaimed asphalt, which help reduce the carbon footprint of road construction. Between Promise and Practice

However, while the Green Highways initiative is ambitious in design, its implementation often falls short. Take, for instance, the Ludhiana–Khara stretch of National Highway 754AD. Multiple reports have flagged serious violations of green norms, including the failure to transplant felled trees and inadequate compensatory afforestation. Despite clear guidelines mandating a 30-metre-wide green buffer along national highways, large swathes of this space have been encroached upon by commercial establishments, leaving little room for any plantation

at all.

Such discrepancies underscore a fundamental issue: a yawning gap between policy and practice. For India’s green infrastructure efforts to succeed, institutional oversight must be significantly strengthened. Land-use regulations along highways need strict enforcement. Green buffers must be given legal sanctity. Moreover, clear accountability frameworks—including financial penalties for non-compliance— must be introduced to ensure that environmental responsibility does not end with press releases about plantation drives.

Lessons from the West

Across the globe, countries such as Germany, the Netherlands, and Sweden have moved beyond traditional afforestation initiatives, adopting eco-engineering solu -

tions—from climate-resilient road materials and carbon budgeting to wildlife corridors and solar expressways. Dubai’s audacious “Loop” project, which aims to connect the city through a 93-kilometre climate-controlled, zero-emission urban highway, illustrates how infrastructure is being reimagined—not just as sustainable, but as visionary. While India’s policy direction is undoubtedly progressive, the real test lies in execution. Fragmented implementation, poor inter-agency coordination, and inconsistent maintenance budgets continue to plague even the best-laid green plans.

The future of India’s roads will not be defined merely by how fast we build them—but by how responsibly, inclusively, and sustainably we do so

Consumers are increasingly favouring brands committed to sustainability, inclusivity, and ethical practices. Businesses are responding by adapting their products and marketing strategies accordingly

Understanding And Leveraging The Business Landscape

We live in a vibrantly dynamic business scenario today. While the foundational thinking process of business remains the same, the vagaries in the landscape requires one to look at business with a different lens. And most of the change is for the business management student of today.

As of mid-2025, several key business headlines and trends are shaping the global economic landscape:

1. AI and Automation Integration: AI technologies continue to transform industries, from manufacturing to customer service. Businesses are focusing on implementing AI-driven solutions to enhance productivity, optimize operations, and personalize customer experiences.

2. Sustainability and ESG Initiatives: Companies are increasingly prioritizing sustainability, bolstering their ESG (Environmental, Social, and Governance) efforts. Climate change action plans, carbon neutrality goals, and sustainable supply chains are central to corporate strategies.

3. Remote and Hybrid Work Models: The evolution of remote and hybrid work remains a significant trend, with businesses investing in digital infrastructure and tools to support flexible work environments.

4. Supply Chain Resilience: In response to recent disruptions, companies are concentrating on building more resilient supply chains through diversification, technology integration, and localized production strategies.

5. Rising Inflation and Economic Uncertainty: Many economies are grappling with inflationary pressures, prompting central banks to adjust monetary policies. Businesses are adapting by managing costs and exploring pricing strategies.

6. Tech Sector Innovation: The tech industry continues to be a hotbed of innovation with developments in quantum computing, blockchain applications, and the expansion of the metaverse.

7. Health and Biotech Growth: The biotech sector is experiencing growth, driven by advance-

ments in personalized medicine, genetic editing, and healthcare technology aimed at improving patient outcomes and system efficiencies.

8. Regulatory Changes and Data Privacy: Governments are enacting stricter data privacy regulations, impacting how businesses collect, store, and utilize consumer data, prompting businesses to adapt their data handling practices.

9. Consumer Behaviour Shifts: Consumers are increasingly favouring brands committed to sustainability, inclusivity, and ethical practices. Businesses are responding by adapting their products and marketing strategies accordingly.

10. Mergers and Acquisitions: M&A activity remains robust, with businesses seeking strategic acquisitions and partnerships to bolster growth, expand market share, and diversify offerings.

These headlines and trends reflect the ongoing transformation within global markets, requiring businesses to remain adaptable and forward-thinking to achieve success.

Embarking on a business man-

The business world has increasingly become a global village. Students need to develop skills that allow them to operate in diverse cultural and regulatory environments. Cultural intelligence, adaptability,and a nuanced understanding of global market dynamics will be critical.

agement program in the period of 2025-2027 presents a unique and promising yet challenging landscape for students. This era is characterized by unprecedented technological advancements, globalization, sustainability demands, and evolving consumer behaviours.

Technological Advancements

Students entering business management programs today are stepping into a world deeply influenced by technological innovation. Artificial Intelligence (AI), Machine Learning (ML), blockchain, and the Internet of Things (IoT) are no longer emergent technologies but integral components of modern business strategies. Understanding these technologies' applications and implications is crucial for future managers. Courses in business analytics, digital transformation, and AIenabled decision-making are likely to become core components of business curriculums.

Globalization and Cultural Intelligence

The business world has increasingly become a global village. Stu-

dents need to develop skills that allow them to operate in diverse cultural and regulatory environments. Cultural intelligence, adaptability, and a nuanced understanding of global market dynamics will be critical. Business programs are likely to place a stronger emphasis on international trade, cross-cultural management, and geopolitical dynamics to prepare students for careers that transcend national borders.

Focus on Sustainability

Amidst the climate crisis, businesses are compelled to align with sustainable practices. The integration of environmental, social, and governance (ESG) criteria into business strategies is now a prerequisite rather than an exception. Future business leaders must understand sustainability not only as a regulatory requirement but as a core business strategy that drives innovation and competitiveness. Programs are thus aligning curricula to educate students on sustainable development goals (SDGs) and corporate social responsibility (CSR).

Evolving Consumer Behav-

iours

With the digital revolution, consumer behaviour has been evolving rapidly. The move towards online shopping, personalized experiences, and ethical consumption requires innovative marketing strategies. Students will learn how to harness data analytics to gain insights into consumer behaviour and develop strategies that meet the needs of empowered, informed consumers. Courses focusing on digital marketing, data-driven decision making, and consumer psychology will be significant.

Entrepreneurship and Inno-

vation

The entrepreneurial ecosystem is booming, driven by technology and accessibility to global markets. Business management programmes are likely to emphasize entrepreneurship and innovation, encouraging students to think creatively and independently. There may be increased opportunities for experiential learning through startup incubators and accelerators associated with educational institutions.

Remote Work and Flexible Business Practices

The COVID-19 pandemic has left a permanent mark on workplace practices. Flexibility, remote work, and digital collaboration tools have become foundational to business operations. It is likely that students will be exposed to new management theories and models that incorporate remote team management, virtual communication, and digital leadership.

Ethical

Leadership and Decision Making

As businesses navigate complex technological, ethical, and societal challenges, the role of ethical leadership has never been more pertinent. Business schools are responding by enhancing curricula to foster responsible leadership and ethical decision-making skills. Scenariobased learning and discussions on topics such as data privacy, AI ethics, and corporate governance will be essential.

In the dynamic business landscape of 2025-2027, students should focus on preparing for a broad range of eventualities and develop robust habits to thrive. Here are ten critical areas and suggested habits for students to focus on:

1. Technological Proficiency

 Preparation: Gain hands-on experience with AI, data analytics, and digital tools.

 Habits: Continuously learn about new technological developments through online courses, webinars, and relevant tech blogs.

2. Cultural Competence and Global Perspective

 Preparation: Study global markets and cultural dynamics.

 Habits: Engage in cultural exchange programs, learn new languages, and follow international news to develop a global mindset.

3. Sustainability Knowledge

 Preparation: Understand the principles of sustainable business practices and ESG criteria.

 Habits: Participate in sustainability workshops and join or start green initiatives on campus or in the community.

4. Consumer Behaviour Analysis

Preparation: Develop the ability to analyse consumer trends and data-driven marketing strategies.

 Habits: Practice using data analysis tools, such as Excel or Tableau, and keep updated with consumer market research reports.

5. Innovation and Entrepreneurship

Preparation: Cultivate an entrepreneurial mindset and understand the startup ecosystem.

 Habits: Join entrepreneurship clubs, attend startup events, and network with entrepreneurs to gain insights.

6. Remote Work Adaptability and Digital Communication

Preparation: Develop skills for effective remote collaboration and digital communication.

 Habits: Familiarize yourself with collaboration tools like Slack, Zoom, or Microsoft Teams, and practice managing virtual projects.

7. Ethical Leadership Skills

 Preparation: Learn about ethical decision-making frameworks and develop a personal leadership style.

 Habits: Reflect on ethical dilemmas regularly and engage in discussions or workshops on ethics and leadership.

8. Financial Acumen and Fiscal Responsibility

 Preparation: Acquire strong financial management skills and an understanding of global finance systems.

Habits: Monitor financial markets, participate in finance-related competitions, and practice budgeting or investing.

9. Networking and Relationship Building

 Preparation: Build a diverse and connected professional network.

 Habits: Attend industry conferences, actively use LinkedIn, and cultivate mentorship relationships.

10. Lifelong Learning and Adaptability

 Preparation: Embrace a mindset of continuous improvement and learning.

Habits: Set aside time for daily learning, whether through reading, online courses, or podcasts, and remain open to feedback and new perspectives.

By focusing on these areas and developing these habits, students can effectively prepare to enter the workforce and become impactful leaders in an ever-evolving business world.

In conclusion, the business landscape from 2025 to 2027 is marked by transformation and opportunity. Students in business management programmes must leverage technological advancements, embrace globalisation, foster sustainability, and navigate evolving consumer behaviours. Equipped with these insights, they can emerge as innovative and ethical leaders prepared to shape the future of business in an everchanging world

Dr Arun Oommen MBBS, MS (Gen Surg), Mch (Neurosurgery), MRCS Ed (UK), MBA (Hospital administration), ENLS, DLitt(H), Phd(H), D Sc(H) Neuro Endoscopy Fellow Senior Consultant Neurosurgeon VPS Lakeshore Hospital Kochi, India.

Effective communication between team members and their leaders is essential for fostering a positive workplace atmosphere. Transparency plays a vital role in establishing trust and ensuring that employees are aware of the business's status. Additionally, well-established communication channels enable management to provide feedback and reinforce positive behaviors more effectively.

Healthy Work Environment: The crux of a Successful Organisation

The work environment of a company or an organisation has a profound impact on the performance of its employees. High-stress settings can lead to anxiety, hindering the workforce's ability to excel. Conversely, fostering a healthy work environment can yield long-term advantages for the business. Our work place should feel like our second home, isn’t it?

Why improving workplace atmosphere is important?

Enhancing the work environment is crucial as it fosters greater efficiency, productivity, and motivation. By cultivating a positive atmosphere and improving the surroundings, we can increase our enthusiasm for attending work and completing tasks. Additionally, a better environment empowers employees and enhances their focus, potentially elevating the overall morale within the office.

The work environment signifi -

cantly influences various critical elements of the employee experience, including individual and team morale, workplace engagement, and job satisfaction. For instance, a positive atmosphere at work can enhance employee productivity by up to 15 percent. Practices that adversely affect workplace culture and foster a toxic team environment can lead an organisation astray, complicating the recruitment and retention of talented employees. A 2022 survey of job seekers indicated that 23 percent of participants considered 'company values and culture' as a primary factor in their decision to accept a job offer. Additionally, the same survey found that 21 percent of job seekers cited 'poor company culture' as their main reason for leaving a job in the previous year, while 34 percent reported departing a position within the first 90 days due to 'company culture not meeting expectations.'

The work environment encompasses both the physical setting and the organisational culture that your

company cultivates for its workforce. This environment plays a crucial role in influencing the long-term performance of employees. A supportive work environment prioritises the well-being of its employees and actively involves them in decisionmaking processes within the organisation. Consequently, a toxic and inadequate work environment can impede the overall development of our employees.

How to improve the work

environment.

1. Healthy communication

Effective communication between team members and their leaders is essential for fostering a positive workplace atmosphere. Transparency plays a vital role in establishing trust and ensuring that employees are aware of the business's status. Additionally, well-established communication channels enable management to provide feedback and reinforce positive behaviors more effectively. Furthermore, implement-

ing strong communication practices encourages employee participation in company decision-making, allowing their opinions to be valued. Recognising the significance of their input enhances employee engagement, leading to a greater commitment to their work.

2. Define Fundamental Principles First

Articulate our fundamental principles. These should serve as the cornerstone of all activities within our organization. Allocate sufficient time to guarantee that all members are in agreement, involving leadership, veteran employees, and HR representatives to ensure that all key stakeholders contribute. Ultimately, we should compile a succinct list of principles that genuinely represent our existing company culture and future objectives.

3. Leveraging technology

Adopting the right technologies, such as project management software or communication tools, can help automate tasks, streamline workflows, and improve collaboration. This will also lead to increased efficiency and productivity.

4. Improved team collaboration

A supportive work atmosphere fosters open communication, constructive thinking, trust, and cooperation. Team members are more inclined to collaborate, exchange ideas, and work together effectively, resulting in a more unified and efficient team. Creating a homely and relaxed atmosphere can improve efficiency significantly.

5. Prioritizing time management:

Implementing effective time management strategies, including task prioritization, time blocking, and establishing deadlines, can enable employees to utilise their time efficiently and prevent resource wastage. This will lead to increased productivity and a better work-life balance.

6. Encouraged breaks in between working hours:

Regular breaks are crucial for maintaining focus and preventing burnout.

Taking frequent breaks can help employees return to their jobs with a clear mind, reduce errors, and improve work quality.

7. Cultivate healthy work life balance

Promoting a healthy worklife balance can lead to increased employee job satisfaction, higher productivity, and better work-life balance. Effectively managing the balance between our professional and personal life allows our mind to rejuvenate and concentrate on other personal pursuits. Additionally, having sufficient time away from work enables us to value and enjoy our work experience more fully.

8. Create employee recognition program

Establish an Employee Recognition Program to acknowledge and reward employees for their exceptional achievements. This initiative will not only inspire employees to maintain high performance but also enhance their sense of value within the organisation. Furthermore, it will encourage their colleagues to elevate their performance, cultivat-

ing a workplace culture of healthy competition that drives overall excellence.

9. Continuous feedback and communication

Establishing open and transparent communication channels is essential for cultivating positive workplace environments. Promoting ongoing feedback from both leadership and colleagues nurtures a culture of enhancement and development. When employees feel acknowledged and appreciated, it results in heightened job satisfaction and a more supportive work atmosphere.

Since our employees will be in the office for the majority of their day, creating a pleasant environment will motivate them to remain. In contrast, a toxic workplace hinders employee performance, whereas a supportive atmosphere enhances their productivity and contributes to the overall success of the company. The workplace environment plays a crucial role in determining productivity and the well-being of employees. By emphasising the essential factors of a proper work environment, companies can foster a supportive and effective work atmosphere. Utilising digital technologies, strategic space planning, and cultivating a robust organisational culture can improve work settings, thereby boosting both productivity and employee contentment. Investing in these aspects not only aids individual employees but also enhances the overall success and development of the organisation

Rivers often traverse multiple states, districts, and urban/rural areas. A central RFMB can ensure a unified vision and coordinated planning across administrative boundaries, preventing fragmented and often contradictory development efforts. This promotes holistic approaches to river health, infrastructure, and public access.

Why the River Front Management Board

Exploring the need to have a regulatory authority to preserve the vital arteries of the nation

Rivers are vital arteries of a nation, serving ecological, economic, and social functions. In India, many rivers face immense pressure from pollution, encroachment, unsustainable development, and the impacts of climate change. A dedicated River Front Management Board (RFMB) would offer a consolidated and strategic approach to address these multifaceted challenges.

Key Benefits and Objectives of an RFMB:

• Integrated Planning and Development: Rivers often traverse multiple states, districts, and urban/rural areas. A central RFMB can ensure a unified vision and coordinated planning across administrative boundaries, preventing fragmented and often contradictory development efforts. This promotes holistic approaches to river health, infrastructure, and public access.

• Environmental Protection and Ecological Restoration: An

RFMB is crucial for developing and enforcing robust environmental regulations. Its mandate could include:

•Pollution Control: Implementing measures to treat sewage and industrial effluents, regulating waste disposal, and promoting sustainable agricultural practices in river basins.

•Biodiversity Conservation: Protecting and restoring riparian ecosystems, wetlands, and aquatic habitats. This includes promoting native vegetation and discouraging invasive species.

•Flood Management: Developing sustainable flood control strategies, including natural solutions like floodplain restoration and green infrastructure, alongside engineered solutions like embankments.

• Sustainable Urban Development: Riverfronts in urban areas offer immense potential for public spaces, recreation, and economic activities. An RFMB can guide development that is environmentally sensitive and socially inclusive:

•Public Access and Green

Spaces: Creating promenades, parks, and recreational zones that allow citizens to connect with the river.

•Cultural Preservation: Recognising and integrating the historical and cultural significance of rivers into development plans.

•Smart Urban Integration: Ensuring seamless connectivity between riverfront areas and the wider urban fabric, including transportation networks.

•Economic Revival and Tourism: Healthy and well-managed riverfronts can spur economic activity. An RFMB can facilitate:

•Water-based Tourism: Promoting boating, cultural events, and eco-tourism.

•Commercial Development (Sustainable): Guiding the establishment of businesses like cafes, shops, and cultural centres that complement the riverfront environment.

•Inland Waterways: Exploring the potential for sustainable inland navigation for cargo and passenger

transport where feasible.

•Community Engagement and Public Participation: For successful riverfront management, local communities must be involved.

An RFMB can facilitate:

•Awareness Campaigns: Educating the public about the importance of river health.

•Participatory Planning: Involving stakeholders in decision-making processes.

•Local Ownership: Fostering a sense of responsibility and stewardship among residents.

• Research and Innovation:

An RFMB can also promote research into river ecosystems, water quality, and sustainable development practices, fostering innovation in river management techniques.

The Role of Chief Ministers as Voting Members:

Having Chief Ministers (CMs) of every state as voting members on a Central RFMB lends significant political weight and ensure state-level

ownership and commitment to the board's decisions. This structure helps overcome interstate disputes over water resources and development, fostering cooperation and a shared vision for river management. It provides a platform for direct dialogue and consensus-building, crucial for implementing large-scale, multi-state river projects.

Incentives for Foreign Direct Investment (FDI) in Riverfront Development

Attracting foreign direct investment is a powerful way to bring in capital, technology, and expertise for large-scale infrastructure and development projects. The incentives you propose are indeed significant and can be highly attractive to international investors.

1. Zero Stamp Duty:

• Impact: Stamp duty is a significant cost in real estate transactions. A waiver substantially reduces the upfront capital outlay for investors acquiring land or property for

development, making projects much more financially viable and attractive.

• Benefit for FDI: Lower transaction costs directly translate to higher potential returns for investors, especially in large-scale projects like integrated riverfront townships or industrial zones. This could make India a more competitive destination compared to other countries where such duties are levied.

2 15-Year Tax Holiday:

• Impact: A tax holiday means that a company is exempt from paying certain taxes (e.g., corporate income tax) for a specified period. A 15-year tax holiday is a very substantial incentive.

• Benefit for FDI: This provides a long period of enhanced profitability, allowing companies to recoup their initial investment faster and reinvest profits. It significantly improves the internal rate of return (IRR) for long-term projects, making them highly appealing to foreign in-

Development of clean, green industrial zones with advanced infrastructure, leveraging river connectivity for logistics where appropriate, and adhering to strict environmental norms for waste management and pollution control. These can focus on industries that benefit from or contribute to river sustainability, such as water treatment technologies, renewable energy, and eco-tourism infrastructure manufacturing.

vestors who often look for stable and predictable returns over an extended horizon. This is particularly attractive for capital-intensive projects.

3. Free Space or Long Lease @ `100/sq. metres/month in GIFT City, Ahmedabad:

• GIFT City's Strategic Advantage: Gujarat International Finance Tec-City (GIFT City) is India's first operational smart city and International Financial Services Centre (IFSC). It is designed to be a global financial hub and already offers a range of incentives to attract businesses.

• Impact of the Proposed Incentive:

•Reduced Operational Costs: Free space or a highly subsidised long lease (` 100/sq metres/month is exceptionally low for prime commercial/industrial space) drastically reduces the operational overheads for companies setting up their offices or light industrial units.

• Access to GIFT City Ecosystem: Companies locating in GIFT City would benefit from its existing world-class infrastructure, connectivity, and the presence of numerous financial and allied services firms, creating a synergistic environment.

•Brand Value and Global Access: Being located in a globally recognised IFSC like GIFT City enhances a company's profile and provides direct access to international capital markets and a global talent pool.

•Existing GIFT City Incentives: It's important to note that

GIFT City already offers substantial incentives for units set up within its IFSC and SEZ (Special Economic Zone) areas, including:

• 100% income tax exemption for 10 consecutive years out of the first 15 years of operation for eligible businesses.

•Exemption from GST on services received by units in GIFT IFSC or provided to GIFT IFSC/SEZ units or offshore clients.

•No Securities Transaction Tax (STT), Commodities Transaction Tax (CTT), or stamp duty on transactions made on IFSC exchanges for non-resident investors.

•Exemptions on capital gains tax for non-resident investors on certain securities.

•Relaxations in regulatory compliance.

These combined incentives – zero stamp duty, a long tax holiday, and highly subsidised space in a strategic location like GIFT City – would create an exceptionally compelling proposition for foreign investors looking to invest in India's riverfront development and related ventures. Such a package can attract significant 100% FDI, bringing in not just capital but also advanced technologies, sustainable practices, and global best practices in urban and environmental management. Potential for Development

With such incentives and a dedicated River Front Management Board, the potential for transformative development along India's riverfronts is immense. One can envi-

sion:

•Modern, Sustainable HighRise Buildings: Eco-friendly residential and commercial complexes integrated with green building standards, offering stunning views and access to riverfront amenities.

•Integrated Industrial Townships: Development of clean, green industrial zones with advanced infrastructure, leveraging river connectivity for logistics where appropriate, and adhering to strict environmental norms for waste management and pollution control. These can focus on industries that benefit from or contribute to river sustainability, such as water treatment technologies, renewable energy, and eco-tourism infrastructure manufacturing.

•Public Parks and Recreational Hubs: Extensive green spaces, cycling tracks, walking promenades, cultural centres, and amphitheatres that become vibrant public spaces, drawing citizens and tourists alike.

•Smart City Integration: Seamless integration of smart technologies for traffic management, waste collection, public safety, and environmental monitoring, ensuring efficient and sustainable living.

The vision of a River Front Management Board, coupled with aggressive FDI incentives, holds the promise of transforming India's rivers from neglected waterways into dynamic centres of sustainable development, economic growth, and enhanced quality of life for its citizens

Adv Sherry Samuel Oommen: This article is authored by Adv Sherry Samuel Oommen. He specialises in the Constitution, tax and corporate laws and has also cleared the final exams of the Institute of Chartered Accountants of India, the Institute of Cost Accountants of India and the Institute of Company Secretaries of India. He has also completed his Masters's Degree in Commerce, apart from obtaining a Post Graduate Diploma in Business and Corporate Laws from Symbiosis, Pune. The views expressly are personal and should not be construed as a legal opinion. sherryoommen@nashcp.com.

Enforceability And Validity Of Employment Bonds – A Critique

In this article, I intend to pen my thoughts on the enforceability and validity of employment bonds. The views stated in this article are purely personal.

i. Why is it necessary for employment bonds to be valid?

The usage of employment bonds has come become a practice that is increasingly gaining importance. An employment bond is typically entered into so as to protect the interest of the employer. It enables the employer to claim compensation for time and resources spent on training an employee, if the employee breaches the conditions stipulated therein. The conditions essentially percolate around an assurance that the employee would be in employment with the concerned employer for a defined period, which is agreed by the parties.

One must bear in mind that the main reason for an employer to include a condition of assured service for an agreed period is to prevent the employee from leaving the organi-

zation. Generally, employers insert such condition since a considerable amount is spent by them during the entire recruitment process and for training the employee. Interestingly, the employees concur to such conditions prior to the joining employment and are thereafter benefitted from the training imparted by their employers.

It has become a disturbing trend of employees signing such documents at the time of commencement of their employment whilst seeking to challenge the same at the time of their exit. The employees then argue their case that the contract stipulating such conditions is void, thereby challenging its enforceability.

In Pepsi Foods Ltd. v. Bharat Coca-Cola Holdings Pvt. Ltd (Para 154 (i). the Delhi High Court held that a negative covenant that restrained employees from undertaking employment for 12 months after they left the plaintiff’s service amounted to a violation of Section 27 of the

Indian Contracts Act. It held that such contracts are unenforceable, void and against public policy. In my view, this judgment requires reconsideration especially considering the evolving jurisprudence on the subject and the changing times. ii. Are employment bonds enforceable?

The enforceability of employment bonds depends on the factual matrix, and the conclusion could vary depending on the facts of each case. It is pertinent to note that Section 27 of the Indian Contract Act, 1872 prohibits any agreement in restraint of trade.

As per Section 27 of the Indian Contract Act, 1872, if any agreement, directly or indirectly restricts someone from a fair trade and lawful profession, then it is void. In the case of Niranjan Shankar Golikari v. Century Spinning and Manufacturing Co. AIR 1967 SC 1098, the court differentiated between restrictive clauses operating to in the course of employment and on the termination

The usage of employment bonds has come become a practice that is increasingly gaining importance. An employment bond is typically entered into so as to protect the interest of the employer. It enables the employer to claim compensation fo time and resources spent on training an employee, if the employee breaches the conditions stipulated therein.

of the employment. The court held that negative covenants operating during the course of employment are not struck down by Section 27 of the Indian Contract Act, 1872. The Court further held that a negative covenant that operates after termination of employment would not be in restraint of trade unless the contract is found to be unconscionable or unreasonable or one-sided.

It would be profitable to extract a paragraph from the judgment of the Hon’ble Supreme Court in the case of Niranjan Shankar (supra) which is rather illuminating:

“The result of the above discussion is that considerations against restrictive covenants are different in cases where the restriction is to apply during the period after the termination of the contract than those in cases where it is to operate during the period of the contract. Negative covenants operative during the period of the contract of employment when the employee is bound to serve his employer exclusively are generally not regarded as restraint of trade and therefore do not fall under Section 27 of the Contract Act. A negative covenant that the employee would not engage himself

in a trade or business or would not get himself employed by any other master for whom he would perform similar or substantially similar duties is not therefore a restraint of trade unless the contract as aforesaid is unconscionable or excessively harsh or unreasonable or one-sided.”

The dictum laid down in the judgment of the Hon’ble Supreme Court in the case of Niranjan Shankar was recently affirmed by the Hon’ble Supreme Court in the case of Vijaya Bank Vs Prashant B Narnaware reported in 2025 SCC Online SC 1107.

iii. Vijaya bank’s case – a brief discussion

The Hon’ble Supreme Court in the case of Vijaya Bank & Anr. v. Prashant B. Narnaware 2025 SCC Online SC 1107 had to deal with the appellant- bank which is a public sector undertaking (PSU). The facts were such that the Bank issued a recruitment notification which had clause 11 (k) which stated that employees recruited for certain posts would be required to execute an indemnity bond in case the employee leaves prior to completion of three years. The Respondent applied for one of such posts and got selected

for the same but resigned prior to the completion of the minimum period, which was agreed by him. The Supreme Court in this case held that since the restrictive covenant operated during the course of employment, it was valid to that extent and Clause 11 (k) did not impact any future employment of the employee. The court held that Clause 11 (k) was not violative of S 27 of the Indian Contracts Act.

The Respondent in this case also alleged that he was compelled to sign and that the appointment letter was imposed on him through unequal bargaining power and that the Clause was, unreasonable, unconscionable, onerous and exproportionate measure resulting in unjust enrichment for the Bank, was opposed to public policy. The court herein affirmed the ruling in Central Inland Water Transport Corporation Ltd. v. Brojo Nath Ganguly AIR 1986 SC 1571 and held that contracts would be deemed to be void in law if they are unconscionable, unfair, unreasonable and injurious to public interest.

In this case the court upheld the enforceability of this clause considering the changing dynamics of the

employee-employer relationships and that in order for public sector undertakings to compete with efficient private entities in an economy that caters to the free market, such public sector undertakings were forced to update and modify the pre-existing employment policies, with the goal of increasing employee efficiency. It also held that the condition imposed by the Bank along with the provision of liquidated damages, with the objective of ensuring employee retention, is neither unjust nor unreasonable. The SC further observed that factors like advancements in technology impacting the nature of work, need for constant re-skilling, and retention of scarce, specialized talent in a free-market economy are becoming important public policy concerns in employer-employee relationships. These factors should be considered while assessing whether the terms of an employment contract are in alignment with public policy or against it. It is pertinent to note here that not all employment bonds are enforceable equally. One could argue that the judgment in the case of Vijaya Bank would apply only in the case of PSUs and not in the case of others. In my view, the principles laid down in the said judgment would also extend to other players, failing which it would be violative of Article 14.

One must also bear in mind that Article 19(1)(g)[3] of the Constitution of India also gives rights to exercise a lawful profession, trade and business. For an employment bond to be enforceable in India, it must not contradict with the above-mentioned provisions.

iv. What are the conditions for its validity?

Employment bonds can be enforceable if they follow all the conditions required for a contract to be valid. Indian jurisprudence has mostly held contracts containing restrictive covenants to be valid if the organization has spent on personnel training and skill building and has used a lot of its resources on the employee.

The Madras High Court in the case of Toshnial Brothers (Pvt) Ltd v E Eswarprasad & Ors , held that the employer must show a legal injury to claim liquidated damages. The court also opined that the employer must otherwise prove that the employee was the beneficiary of special favour at the expense of the employer.

In the case of Sicpa India Limited vs Shri Manas Pratim Deb , the Delhi High Court considered the actual loss suffered by the employer.

In Shree Gopal Paper Mills Ltd v Surendra K Ganeshdas Malhotra (Para 24) , the Calcutta High Court struck down the restrictive covenant

as it was unreasonable and oppressive as it mandated the employee to serve for a period of twenty- years.

In the case of Fertiliser and Chemical Travancore Pvt. Ltd v. Ajay Kumar and Others , the Kerala High Court held that even though the candidates in this case were selected for training and not for permanent service, since it involved a lot of time, energy and expenses of the employer, the employee was required to pay liquidated damages.

v. Conclusion

The enforceability and validity of employment bonds in India hinge on a careful balance between the employer’s legitimate interest in safeguarding investments in training and the employee’s constitutional and contractual rights. Indian courts have consistently recognized the right of employers to impose reasonable conditions during the period of employment—particularly in cases where significant resources have been devoted to training and skill development. However, such bonds must not impose post-employment restrictions that violate Section 27 of the Indian Contract Act or Article 19(1)(g) of the Constitution.

Employment bonds must meet all essential conditions of a valid contract under Indian law: free consent, lawful consideration, and a lawful object. Courts have shown readiness to enforce such agreements, especially when the bond duration is reasonable, the liquidated damages are proportionate to the actual loss incurred, and the terms are not unconscionable or unfair. At the same time, the judiciary has firmly resisted attempts to misuse bonds to curtail employee mobility or impose harsh, one-sided obligations.

Thus, while employment bonds can be valid and enforceable tools for employee retention and protecting employer investments, they must be narrowly tailored and reasonable in both scope and duration. With the evolving dynamics of labour markets and the rise of competitive, skill-driven industries, employers must ensure that bond conditions align with public policy and evolving judicial standards to withstand legal scrutiny

India’s FDs offer one of the highest real returns globally, especially when compared to developed markets where real interest rates are often flat or even negative. For NRIs and conservative investors,this has made Indian FDs an appealing choice for stable, low-risk income.

FIXED DEPOSITS IN INDIA: IS IT STILL THE RIGHT CHOICE?

Fixed Deposits (FDs) have long served as a cornerstone of financial security in India, offering a reliable blend of safety, guaranteed returns, and accessibility for both resident Indians and Non-Resident Indians (NRIs). In an increasingly volatile global economy, FDs stand out as a stable investment option. However, with the Reserve Bank of India recently lowering the repo rate, FD interest rates may trend downward, prompting investors to re-evaluate their investment patterns.

This article takes a closer look at why FDs remain popular in India, their sensitivity to monetary policy, their performance in a global context, and how investors can make the most of them while being aware of their limitations.

The Enduring Appeal of Fixed Deposits

FDs remain a popular invest-

ment choice in India because they are safe, simple, and reliable.

 Your money is protected up to `5 lakh per bank through insurance by the Deposit Insurance and Credit Guarantee Corporation (DICGC), ensuring protection even in the unlikely event of bank insolvency.

 YFDs offer fixed interest rates for the full term, ensuring steady, predictable income, without worrying about market volatility.

 YAccessible to everyone, with investments starting as low as `1,000.

 No hidden charges, and the process is easy to understand.

 For NRIs, special options like NRE and NRO FDs offer flexibility, tax benefits, and ease of managing Indian income.

These attributes position FDs as a preferred option for cautious investors, those focussed on capital preservation, and individuals plan-

ning for short-term or retirement goals.

How RBI’s Repo Rate Affects FD Rates

The repo rate is the interest rate at which the Reserve Bank of India (RBI) lends money to commercial banks. It directly influences how much interest banks can offer on FDs:

When the repo rate goes up, banks pay more to borrow, so they often raise FD interest rates.

When the repo rate comes down, banks pay less to borrow and may reduce FD rates.

As of June 6, 2025, the RBI cut the repo rate by 50 basis points to 5.5%, marking the third reduction this year. Over recent years, the RBI had raised the repo rate from 4% to 6.5% to combat inflation, which led to FD rates climbing above 7% during 2022–2023. Now, with the rate easing, bank FD rates are expected

to decline further.

Global Comparison: FD Returns Are Declining Everywhere

To understand why Indian FDs have attracted attention

from both residents and NRIs, it helps to compare them with similar savings products in other countries - like Certificates of Deposit (CDs) in the USA or term deposits in the UK, Ger-

many, and Japan. What matters most is the real growth of your money after accounting for inflation, which reflects how much your purchasing power truly increases.

Here’s a snapshot as of May 2025:

Note: Real Growth = Nominal Deposit Rate – Inflation. Figures are approximate and pre-tax. Taxes may further reduce the final return depending on the country and residency status.

Currently, India’s FDs offer one of the highest real returns globally, especially when compared to developed markets where real interest rates are often flat or even negative. For NRIs and conservative investors, this has made Indian FDs an ap-

pealing choice for stable, low-risk income.

However, it’s important to watch the direction of policy rates.

With the RBI starting to lower the repo rate, there’s a growing possibility that FD rates in India may also begin to soften—just as they

already have in the USA, UK, and EU, where central banks are also easing interest rates to support economic growth.

So, while India’s FDs continue to shine for now, the window to lock in the best rates may narrow in the coming quarters.

Illustration : An Indian Perspective

Hence, if you invest `2 crore in an FD for 5 years at an interest rate of 6.5%, and pay 30% tax on the interest earned, your account will show a balance of `2.50 crore after taxes at the end of 5 years. But when you factor in the impact of inflation, the actual value of your money in today’s terms will only be around `2.14 crore. This means your real return over 5 years is only about `14 lakh. Hence, while the FD may seem to offer good returns, once tax and inflation is accounted for, your money is growing at just around 1.39% per year in real terms.

Understanding the Limitations

While FDs are safe and reliable, it is important to be aware of their limitations before making them a core part of your investment plan:

• High Tax Impact: Interest earned on NRO FDs is taxed at applicable income tax slab rates, which

can go up to 30% (plus surcharge and cess), reducing the actual returns.

• Inflation Reduces Value: Inflation (around 3.1% as of May 2025) eats into your returns, especially over longer periods, lowering the real value of your investment returns.

• Limited Growth Potential: FDs are safe, but they will not deliver high returns like stocks might. They are better for steady savings than building wealth.

• Limited Liquidity: Premature withdrawals incur penalties (0.5%–1% interest reduction), which may offset returns if funds are needed unexpectedly.

• Interest Rate Risk: Locking in funds at a fixed rate during a rising interest rate cycle could lead to missed opportunities to earn higher returns in the future.

• Not Ideal for Long-Term Goals: While FDs work well for short-term targets like emergency funds or planned purchases, they may not deliver enough growth for long-term goals like retirement or wealth accumulation.

These are not dealbreakers, but they mean you should think about how FDs fit into your bigger financial plan, like saving for a car or an emergency fund.

Smart Ways to Use FDs

Here are some tips to get the most out of your FDs:

• Spread Out Your Savings: Instead of putting all your money in one FD, split it into FDs with different time periods (e.g., 1 year, 3 years, 5 years). This gives you access to some cash while earning higher rates on longer terms.

• Mix It Up: Traditional investors often view capital market invest-

ments as risky or even similar to gambling but relying solely on FDs can limit long-term growth potential. To strike a balance between safety and growth, it is important to diversify. Combine FDs with other investments to balance safety and growth, such as government bonds for stable, inflation-linked returns or low-risk mutual funds for moderate growth with manageable risk. Stocks or equity mutual funds can offer higher long-term gains but come with ups and downs, while private equity, though riskier and often requiring large investments or a financial advisor, may provide significant returns. If you're new to market-linked options, start small and gradually build confidence while keeping your core savings in

safer instruments like FDs.

• Save on Taxes: With the New Tax Regime offering lower slab rates but no deductions, tax-saver FDs have become less appealing. However, if you choose to stay in the Old Tax Regime, you can still benefit from a deduction of up to ` 1.5 lakh under Section 80C by investing in 5-year tax-saving FDs. Be sure to evaluate which regime works better for your overall tax planning.

• Time It Right: If you think interest rates might go up, choose shorter-term FDs so you can reinvest at better rates later.

Final Thoughts: Balancing Safety and Growth

In summary, Fixed Deposits in India have long been a reliable

way to save money, offering safety, steady earnings, and flexibility for everyone from young savers to retirees. They stand out globally for their strong real growth, especially compared to places like Japan or the USA. However, with taxes eating into interest and inflation steadily rising, it’s worth asking: are FDs still the best choice for long-term wealth building? While they remain useful for short-term goals and financial stability, relying on them alone may not be enough in the long run. By carefully diversifying into other avenues such as bonds, equities, or even private investments, you can strike a better balance between safety and growth in today’s uncertain economic landscape

Rajiv Ambat

Lifestyle Disorders Coach & Founder - SOLVEMyHealth & NuvoVivo

Rajiv Ambat is a well-known speaker and author of the best-selling book - 'The Midriff Crisis' and a lifestyle expert. Under the guidance of Rajiv, his team at SOLVEMyHealth helps their clients manage sleep disorders, apart from dealing with male sexual health conditions. At NuvoVivo, his team specialises in managing various lifestyle disorders of their clients through structured and scientific diet and exercise protocols customised for each individual.

Metabolism: Misunderstood Villain or Collateral Damage?

"My

metabolism is so bad, I gain weight really fast and it’s impossible to lose it."

Most of us have heard some saying this, if not said it ourselves. Many of us blame our metabolism for low energy, or weight gain despite eating less and exercising more. It has become an easy explanation for a body that isn’t responding the way we expect. Metabolism is often seen as the villain working against our health goals. But is it really the villain, or just collateral damage caused by years of unhealthy habits or environmental triggers?

In most cases, metabolism is simply reflecting what’s happening inside the body as a result of poor sleep, unhealthy diet, stress, lack of physical activity, and overall lifestyle.

Metabolism sits at the centre of most health challenges. In fact, nearly all major lifestyle diseases such as diabetes, obesity, PCOS, fatty liver, hypertension are now referred to as metabolic disorders. When metabolism is disrupted, multiple systems and pathways in the body start to break down.

What Is Metabolism, Really?

Metabolism refers to all the activities that occur within the body to maintain our life. Contrary to popular belief, metabolism is far more than just digestion and absorption

of food; it also involves building and repairing tissues, eliminating waste products, and managing hormones and cellular functions. The energy needed for every single organ in our body to function such as the heart beating, lungs contracting and expanding, kidney purifying the blood and more - all forms part of the metabolic energy spent. Metabolic activity is not a single system but a combination of multiple pathways operating at the cellular level. The energy required to perform these metabolic functions is measured in calories.

One of the core components of metabolism is Basal Metabolic Rate (BMR) — the number of calories your body needs at rest to maintain essential functions like breathing, circulation, temperature regulation, and organ activity. It is interesting to note that metabolic energy spent amounts to nearly 60–70% of total energy expenditure (TDEE) in most people.

Exercise and other normal activities, along with the thermic effect of food (energy used to digest, absorb, and process the nutrients in your meals) accounts only for the remaining 30 - 40% share.

“Metabolism accounts for the lion's share of your daily energy expenditure”

How to measure my me-

tabolism?

When people ask, “What is my metabolism?” They are usually referring to how many calories their body burns in a day, or whether their metabolism is “slow” or “fast.” Your metabolic rate is not a constant number; it may vary every day, based on the food you eat, stress you undergo, outside climate and more. However, the metabolic rate may settle within a range for every person, based on their health, age, weight and many other factors.

There are certain mathematical equations and models to assess our metabolic rate, based on inputs such as age, weight, height, and sex. However, these equations give only a rough idea of how many calories your body needs at rest. Two people with the same age, weight, height and sex can still have different metabolic rates, even though the equations give the same number for both.

These days, there are wearable devices and smartwatches that give approximations of metabolic rate using heart rate and movement data, but even they too are not reliable and are only approximations. Blood tests can offer indirect insights into metabolic health rather than “metabolic rate.” Markers such as fasting insulin, HOMA-IR, triglycerides, HbA1c, liver enzymes (like ALT and AST), and thyroid hormones (TSH,

Free T3, Free T4) can help in identifying metabolic disorders such as insulin resistance, hypothyroidism, etc.

In summary, you can't measure metabolism to a single number. However, you can assess metabolic rate and overall metabolic health using clinical tests, predictive equations, and activity tracking. These numbers are only indicative and cannot be looked at in insolation to derive any meaningful conclusions. Can You Boost Your Metabolism?

The phrase “increase metabolism” is quite often used among health enthusiasts, but it’s important to differentiate between increasing and improving metabolism. Scientifically, increasing metabolic rate beyond normal levels isn’t always healthy. For example, people with hyperthyroidism have abnormally high resting metabolic rates, which leads to unintended weight loss, muscle wasting, and cardiovascular stress. Similarly, smokers often have a higher metabolic rate due to nicotine-induced sympathetic nervous system activation and higher heart rate, but that’s clearly not a sign of good health.

The goal, therefore, is not just to “speed up” metabolism, but to opti-

mise it - meaning a metabolic rate that supports energy balance, hormonal health, muscle maintenance, and fat regulation without pushing the body into stress or breakdown. One should strive towards ‘improved metabolism’ instead of ‘increased metabolism’ - an improved metabolism is one that functions efficiently, stays within healthy ranges, and supports long-term physical and metabolic health.

One of the most effective ways to improve metabolism is by improving the body composition - i.e by increasing lean muscle mass and reducing excess body fat. Muscle tissue is metabolically 3x - 4x times more active and burns more energy at rest compared to fat tissues. On average, 1 kg of muscle burns about 13–15 kcal/day at rest, while 1 kg of fat burns only around 4–5 kcal/day. This means that people with higher muscle mass naturally have a higher basal metabolic rate (BMR), which supports better weight regulation and metabolic function.

There are no quick fixes or panacea to boost metabolism. No herb, seed, medicine or food can act as a quick fix to improve or boost your metabolism. Consistent resistance training, combined with adequate protein intake and recovery there by

improving body composition, is the only way out. When muscle quality and quantity increases, resting energy expenditure goes up, which is often what people are referring to when they say they’ve “boosted” their metabolism.

Lifestyle Habits That Slow Metabolism

For sure, the metabolism is bound to slow down gradually, and gets impaired as we age. However, many other factors such as our lifestyle choices, body composition, muscle vs fat mass, hormone balance, etc also impacts our metabolism and metabolic rate. One major factor behind a declining metabolism is age-related sarcopenia - the gradual loss of muscle mass and strength that typically begins after the age of 30. As muscle mass decreases significantly due to inactivity, low-protein diets, or insufficient resistance training, metabolic rate also declines, leading to reduced calorie expenditure even at rest. This makes weight maintenance more difficult and increases the risk of fat accumulation and lifestyle diseases over time.

Chronic calorie restriction to lose weight, especially when combined with low protein intake and excessive cardio, also can backfire and bring

Chronic calorie restriction to lose weight, especially when combined with low protein intake and excessive cardio, also can backfire and bring down basal metabolic rate. This is what happens when people often skip meals or survive on salads and smoothies to lose weight. The body perceives this as a survival threat and reduces energy expenditure by lowering thyroid hormone activity, reproductive hormones, and spontaneous movement (NEAT).

down basal metabolic rate. This is what happens when people often skip meals or survive on salads and smoothies to lose weight. The body perceives this as a survival threat and reduces energy expenditure by lowering thyroid hormone activity, reproductive hormones, and spontaneous movement (NEAT). This is often seen in people who crash diets without proper resistance training or recovery.

As they lose weight with such a crash diet, they often lose muscles also along with fat. And with lower muscle mass, metabolism crashes further and such a person is prone to gaining weight faster. This is the reason why such crash diets often give only temporary weight loss and the person eventually gains fat as they get to normal eating habits.

Another common cause of low metabolism is hypothyroidism, a condition where the thyroid gland produces insufficient amounts of thyroid hormones - T3 and T4. These hormones play a crucial role in regulating basal metabolic rate by controlling how efficiently cells convert nutrients into energy. When thyroid hormone levels drop, the entire metabolic system slows down, energy production decreases, fat oxidation is impaired, and thermogenesis (heat generation) reduces. This leads to symptoms like weight gain, fatigue, cold intolerance, and reduced exercise capacity. Hypothyroidism can also lead to fluid retention and slower gastrointestinal motility, compounding the sensation of "metabolic slowdown" even when calorie

intake is not excessive.

Sleep deprivation and chronic stress are other reasons for low metabolic activity, due to increased cortisol levels, which in turn affect glucose metabolism, insulin sensitivity, and fat storage patterns. Cortisol may also suppress thyroid function, further reducing resting metabolic rate. Lastly, sedentary behavior has a compounding effect. A lack of both structured exercise and everyday movement (like walking, climbing stairs, or standing) significantly reduces NEAT which can vary up to 2,000 kcal/ day between individuals. This is the reason why two people with similar diets and workouts get very different results.

Metabolic Disorders: When the System Starts to Break Down

Metabolic disorders occur when the body’s ability to convert food into energy, or regulate that energy efficiently becomes impaired, often due to hormonal or enzymatic dysfunction. These disorders involve disturbances in glucose metabolism, fat processing, insulin signaling, and hormonal regulation, often affecting multiple systems in the body. The most common examples of metabolic disorders are type 2 diabetes, insulin resistance, dyslipidemia, fatty liver, hypothyroidism, and polycystic ovarian syndrome (PCOS).

It is important to note that these conditions are not isolated issues and are often interlinked and progress over time if underlying

causes are not addressed. While some metabolic disorders may be due to genetic or autoimmune reasons, the vast majority of them occur due to a bad lifestyle.

Metabolic disorders are now among the most common and costly health conditions globally. According to WHO and other health bodies, metabolic syndrome affects up to 1 in 3 adults in urban populations, especially in countries like India where sedentary jobs, dietary changes, and stress have become widespread. India is already being referred to as the diabetes capital of the world, with rapidly rising cases of type 2 diabetes, prediabetes, and insulin resistance, even among younger populations.

These metabolic diseases don’t just impact individuals, they also strain the healthcare system and create a significant economic burden for families. Increased medical expenses, higher insurance premiums, loss of productivity, long-term complications, reduced quality of life and added financial stress are all end results of poor metabolism.

Many of these issues are preventable and reversible especially in their early stages. By focusing on sustainable lifestyle interventions like strength training, better nutrition, sleep hygiene, stress management, and regular movement, one can protect and even improve their metabolic health. Remember - a person with optimal metabolic function tends to look and feel healthier, both physically and mentally, often appearing more energetic, youthful, and resilient

Dolly Nina is the founder of THE IGNIST, a training company born out of a noble cause and spirit. She has a decade-long experience being a passionate mentor and entrepreneur.

Trauma isn’t only about dramatic events—it’s about the emotional residue left in the body when we felt unsafe, unloved, or unimportant. Even subtle forms of neglect or pressure in childhood can result in a dysregulated nervous system and survival-based behavior patterns.

WIRED FOR WEALTH OR WOUND ?

Entrepreneurship is often romanticized as a path of self-made glory, driven by ambition, creativity, and grit. Yet behind many successful founders and business leaders lies a less visible truth—a history of childhood trauma. Whether it stems from neglect, emotional abuse, abandonment, or early life instability, trauma can shape a person’s belief systems, coping mechanisms, leadership style, and ability to sustain success. Entrepreneurship is often seen as a game of strategy innovation and market dynamics. Yet, beneath every pitch deck and profit-loss sheet lies something far deeper : the entrepreneur’s inner world. The stark truth is businesses are not just built with capital and code – they are shaped by the founder’s subconscious beliefs, emotional patterns, and nervous system regulation. Early childhood programming directly affects an entrepreneur’s relationship with money, risk, leadership and decisionmaking. Unresolved traumas often become hidden saboteurs in busi-

ness, profits and losses are often symptomatic of inner wounds or gifts. Healing can be a powerful tool for exponential and sustainable business success.

Childhood is the blueprint for entrepreneurship. Childhood programming refers to the core beliefs, emotional patterns, and nervous system wiring that are shaped in the first 7-10 years of life. During these formative years, subconscious mind absorbs everything like a sponge –from how money was handled in the home, to how conflict was resolved, to whether emotions were acknowledged or shut down.

Many entrepreneurs grow up in environments where love was conditional, stability was rare, or emotional safety was absent. For them, success becomes a survival mechanism. Building a business offers a way to prove worth, gain control, or escape the emotional scars of the past. For example:

• A child ignored or invalidated may grow into an adult who seeks external validation through career

achievements.

• Someone who experienced poverty or instability may pursue wealth not just for comfort, but to never feel helpless again.

Entrepreneurs don’t just start businesses—they subconsciously re-enact their childhood experiences through their ventures.

• If love was earned through performance, they may become workaholics.

• If scarcity was the norm, they may over-save or self-sabotage large earnings.

• If they were punished for speaking up, they might struggle with visibility, marketing, or negotiations.

Trauma isn’t only about dramatic events—it’s about the emotional residue left in the body when we felt unsafe, unloved, or unimportant. Even subtle forms of neglect or pressure in childhood can result in a dysregulated nervous system and survival-based behavior patterns.

These show up in entrepreneurship in subtle but powerful ways.

• Procrastination = Fear of failure rooted in punishment for making mistakes.

• People-pleasing = Survival need to be liked due to past rejection.

• Undercharging = Subconscious belief “I’m not worthy of abundance.”

• Avoiding delegation = Fear of losing control stemming from childhood chaos.

• Money feast-famine = Trauma imprint where safety was only short-lived.

Many entrepreneurs think their reactions are rational—but they are often inner child responses dressed in adult clothing.

• Rejection from a client may trigger abandonment wounds from a parent.

• Conflict with a team member may reawaken school bullying memories.

• Financial loss might trigger stored shame or guilt from childhood.

Without awareness, the entrepreneur stays locked in trauma

loops—reacting instead of responding, chasing validation instead of aligned goals.

The good news? Trauma is not a life sentence. In fact, many of the most impactful entrepreneurs have used their past pain as fuel for transformation and authentic leadership. The first step is recognizing how trauma still lives in your body and behaviors. Journaling, therapy, or trauma-informed coaching can help uncover hidden beliefs or patterns rooted in early experiences. Healing doesn’t always feel better. It performs better. Healing turns entrepreneurship into a conscious playground, not a trauma reenactment stage. When an entrepreneur heals their core wounds, they unlock internal upgrades that translate into external growth:

• A regulated nervous system leads to clearer decisions and better risk management.

• Emotional intelligence enables more powerful team leadership and client relationships.

• Healed money wounds allow greater financial flow and smarter

investments.

• Inner safety breeds outer courage—helping the entrepreneur take bold, visionary action.

Limiting beliefs from childhood must be consciously reprogrammed.

Old belief: “Success means I’ll be alone.”

New belief: “I can be successful and deeply connected.”

Reparenting the wounded inner child creates emotional safety from within. This involves Listening to your emotional needs without judgment, Giving yourself what you didn’t receive (love, validation, nurturing) and Creating rituals that soothe and comfort your younger self. This healing fosters authenticity, emotional intelligence, and resilience in leadership. An entrepreneur’s healing journey goes through stages of evolution :

1. Awakening: Realizing your business patterns reflect deeper emotional imprints.

2. Excavation: Exploring your childhood beliefs about money, worth, power, and success.

3. Integration: Doing inner

child work, nervous system regulation, and belief reprogramming.

4. Embodiment: Making aligned decisions from your healed self, not your survival self.

An entrepreneur who heals can reshape how business is done. They become role models of conscious leadership. Leading from Compassion : Instead of leading with fear or dominance, trauma-aware leaders foster inclusion, empathy, and psychological safety. They value their team’s well-being as much as performance. Purpose-Driven Vision : Healed entrepreneurs often create mission-driven companies

that solve real human problems. Their past pain becomes a source of wisdom that fuels positive impact. Creating Safe Company Cultures : Founders who’ve faced their trauma are more likely to cultivate workplaces free from toxic competition, burnout culture, or emotional suppression. Sustainable Success, Not Survival Mode : When survival no longer drives the business, entrepreneurs can: Set healthy boundaries, Build balanced teams, Think long-term and Enjoy the fruits of their labor.

This journey doesn't happen overnight—but it transforms every

metric of your business: revenue, reputation, and resilience. Success becomes an expression of wholeness—not a shield against past wounds. Childhood trauma can cast long shadows on the path of entrepreneurship—but it can also carve deep wells of resilience, insight, and empathy. By facing their wounds with courage and curiosity, entrepreneurs don’t just succeed— they evolve. In a world starving for authentic leadership, the healed entrepreneur becomes a beacon. Not despite their trauma—but because they chose to alchemize it into wisdom

An African Safari

A must on your bucket list is an African Safari to view the Big Five of South Africa - Lions, Leopards, Rhinoceros, Elephants, and Cape Buffaloes.

The lions are majestic, they watch us disinterestedly, either eating or just sitting and shifting position. We are all silent. It is a moment of glory. Lions in the wild, raw nature in display!

Kruger National Park is a short flight away from Johannesburg, the commercial capital of South Africa. The African wild life is a once-in-a-lifetime experience and the Kruger National Park is this place for spectacular sightings. I took a 50-minute flight from Johannesburg to Hoedspruit airport. This sector operates small aircrafts and the excitement on board was contagious while landing we all craned our necks to watch out maybe for a giraffe or zebra, perhaps a lion if we were lucky.

Hoedspruit was a quaint airport with very typical African village-like feel. Excited, I wondered what ‘wild encounters’ awaited me. As we started off, I noticed the flat landscape with no sign of buildings or even people except for the airport staff and vehicle drivers. Each vehicle entering the Kruger National park area has to undergo two security check points. For miles and miles, one can see just the

bush, the landscape is green, brown and yellow with the blue sky in the backdrop. Going past a couple of villages, it is about a 45 minute drive till one enters the National park area and after which it depends on which property you are booked into.

At the second check point, we were lucky to have some giraffes cross our path. Tall, graceful they walk around nonchalantly. That was a great welcome! As we drove out, the landscape became more rugged, shorter trees and bushes were dwarfed against tall trees on which an occasional vulture had its nest.

A group of impalas pranced around, while zebras sauntered around. Our driver told us that impalas are always in groups, since they are the preferred prey of lions and cheetahs. After about an hour-and-a-half, we hit a dirt road as we entered the private property of Hamiltons Tented Camp spread over 10,000 hectares. The lobby of Hamiltons is designed in a rustic

style with antique trunks, hunting hats, loungers – the lodge has just six luxurious double rooms and you could even have a massage in the room, on request.

Into the wild

After checking in, I was informed that our first safari would begin at 3.30 pm. A cup of coffee and I am ready. We start on the dot and it’s a comfortable 4x4 vehicle that has varying heights, for easy viewing. The first thing that strikes you is the panoramic African Bush. As we drive, our eyes focussed on what we could spot, Dan, our driver-cum-guide receives a message on the radio. Lions have been spotted and we head towards them. The guides have their own way of finding their way in the wild, which to an ordinary human being could be a maze. There is very poor reception for cell phones in the jungle.

We stop outside a yellow patch of dried tall grass and Dan takes a left turn into the wilderness. The vegetation here

is about three feet high, all brown and yellow and there are three lions camouflaged out there. Our eyes get used to the vegetation and spot them. A zebra has been hunted and killed by the lion, and the lions surround it, each eating their share. The lioness eats last, even though she is the main hunter. Our vehicle parks about 12 feet away from the lions, Dan puts off the ignition and we watch. Our cameras zoom in trying to capture the best of the moment. Dan provides us with high end binoculars to watch the king of the jungle. The warning is not to move, or even stand. This movement may aggravate the lions as they can smell humans. The lions are majestic, they watch us disinterestedly, either eating or just sitting and shifting position. We are all silent. It is a moment of glory. Lions in the wild, raw nature in display!

We pull out, stupefied at the sight and continue with our safari. A lone elephant is making his way in the woods. African tuskers are huge! Dan informs that this elephant is quite old and out for a walk, as normally elephants are always in groups. Happy with two sightings, we carry on and suddenly there is

a group of waterbucks that are huge with a circular white fur mark on their rump. An hour into the drive, we are fortunate as zebras, giraffes, and impalas cross our path. It is sunset time, and Dan pulls up in a flat spot where we are treated to sundowners. He removes an ice box, sets up a table on the front of the vehicle and pulls out a tiffin with snacks, wines and soft drinks. The guides are well trained to spot trouble, so visitors are safe.

We start our drive back to the lodge, and it is almost night, Dan pulls out a flashlight that he uses very gently looking for some nocturnal wild life. “We do not flash light into the eyes of the animals, as it blinds them for half an hour,” says Dan.

Watch the wild

As we drive into the dark, it’s by sheer expertise of the guides, we reach the lodge and in time for dinner. Soft lights on the deck accompanied by noises of the jungle, we have a gourmet dinner and as we retire for the night, strict instructions are given forbidding us to come out of the room at night, and to use the radio for communication if required and emphasis on ‘Do not use

the outdoor shower!’ And yes, wake up by 5.30 am for the 6 am morning safari.

Hamiltons offers two safaris a day. One at 6 am which goes on till 9.30 am and one at 3.30 pm which ends at 6.30 am. The staff is friendly, speak good English and comforting. Each tent (a luxurious room) has its own appointed butler for safety, he escorts you out for dinner and if you need anything during the night, gives you a wake up knock (since there is no phone). Pick and drop to airport is part of the package and the unique location next to a stream is the USP of Hamiltons.

During the stay, in the afternoon post lunch you can relax and literally watch the wild life go by. Like a film set, from the deck of your tent you can watch the magnificent wild life unfold in front of your eyes – elephants, impalas, zebras, giraffes and the white rhino as they ramble in for water. I was fortunate to spot the Cape buffalo, part of the big Five as he came in for a drink of water.

For the brave hearted, you can also enrol for a Bush Walk that allows visitors to examine flora and fauna. I decided my deck and the safari was good enough for me

The new era has announced its arrival with a bang. Carlos Alcaraz and Jannik Sinner, who are hardly into their 20's have hit the ground running, adding 8 slams to their account already. Alcaraz has won 5 and Sinner 3. The duo are set to rule Men's tennis for the next ten years, if not more.

Dawn of the New Era

All of us have been lucky enough to witness the legendary trio of Federer, Nadal and Djokovic mesmerise us with some scintillating tennis over the course of last two decades. It was all class, mastery and artistry on display whenever they held a racket in their hands.

Federer was all about elegance, precision and finesse whereas Nadal stood out for his athleticism, mental toughness and intensity. Djokovic on the other hand is known for his staunch defence, adaptability and consistency. I see it as a blessing to have lived in the same era as them and to have witnessed the trio giving it their best shot time and again and again.

The number of grand slams that these three have won over the last twenty odd years adds up to a staggering figure of 66.

With Djokovic still in the fray, we might get to see a couple more added to that figure of 66. What makes it even more astounding is the fact that these wins have come out of the

80 odd slams that they contested over the years. Jaw dropping numbers, aren’t they? They had left very few for others to win.

While Federer has 20 in his kitty, Nadal has 22 and Djokovic has 24. Such has been their dominance and presence in the tennis world. We were witness to many mouthwatering battles, with each having a say over the other at some point in time. The one thing which stood out all through their astounding journey has been the mutual respect that they had for each other.

But then all good things have to come to an end. Federer and Nadal have called it quits and Djokovic is running the last few laps with the dream of reaching the milestone of 25 career slams. Djokovic still has it in him to win another, may be couple of slams. But age is catching up and the demands of new age tennis is getting the better of him lately. One thing which I would definitely rue is the fact that I have never been able to watch them live.

I always believe that sports has

much to offer in terms of shaping up an individual. I would definitely want the youngsters who aim to make big in life to take a leaf out of the trio's amazing journey. Nothing can be more inspirational and rewarding. You would get to see everything that you would tag to be a winning mantra. The sweat, sobs, injuries, agony, the long yards, perseverance and ecstasy.

Am sure that no one would dare to believe or think that any other player or players will come closer to what the dream trio has achieved over the years. But then, ‘ a given that new champions will emerge and carry forward the legacy of the impeccable trio. The new ones coming in may not carry the same aura as that of the wonderful trio, but will definitely give the fans a lot to cheer about.

And yes, the new era has announced its arrival with a bang. Carlos Alcaraz and Jannik Sinner, who are hardly into their 20's have hit the ground running, adding 8 slams to their account already. Alcaraz has

Anup V Menon Sports Analyst and Knowledge Partner

won 5 and Sinner 3. The duo are set to rule Men's tennis for the next ten years, if not more.

There are some other promising names in the form of Ben Shelton, Jack Draper, Jakub Mensik, Zverev who might throw a challenge or two here and there. But my gut feeling says that the major share of grand slams over the course of next ten years will be won by Sinner and Alcaraz, fitness permitting. Their rivalry is expected to reach unimaginable levels in the coming years. The recent French open finals was a classic example of what we have in store for the future. Both were seen hurling punches at one another for a duration of almost six hours, with Alcaraz coming out on top eventually.

The game has evolved over the years, paving way for some raw power tennis with unimaginable fitness levels and Sinner and Alcaraz are ambassadors of that attribute of the game. Both are proving to be all court specialists, Alcaraz the more prominent one at that.

Alcaraz is known for his exceptional athleticism along with his aggressive baseline play with pinpoint accuracy, while Sinner with his calm demeanour and breezy all court movement is a hard hitter and a force to reckon with. Add a bout of mental toughness to that, it is vintage stuff from both these young kids.

With 21 and 19 career titles among them, which includes grand

slams, Alcaraz and Sinner are redefining tennis, setting standards that future tennis players will find tough to surpass. They are propelling tennis to unprecedented heights, enthralling audiences and carving a place for themselves in the history of the game. Age is on their side and fitness permitting,

I don't see them being challenged anytime soon.

Tennis is bound to reap the rewards as these young electrifying duo takes over the baton from the legendary trio. Their budding rivalry will definitely drive innovation and excellence in tennis. Onwards and upwards.

Until next time, Adios Amigos!!!

Say Hi to Pulse, Stay Pulsating With Health

In today’s fast-paced world, we’re all looking for simple, healthy choices that fit into our busy lives. Enter pulses—those tiny powerhouses like lentils, beans, and chickpeas that have quietly been nourishing people around the globe for generations. They may not come with flashy labels or trendy packaging, but pulses are packed with the nutrients your body craves. These tiny seeds are not just affordable and widely available, but also sustainable and deeply nourishing.

Nutritional Value That Packs a Punch

Pulses are naturally low in fat and high in plant-based protein, making them a cornerstone in vegetarian and vegan diets. But even meat-eaters can benefit from their nutrient density. Pulses are rich in fibre, iron, folate, potassium, and magnesium. Their slow-digesting carbohydrates and low glycaemic index help regulate blood sugar levels, while the fibre content supports healthy digestion and reduces

cholesterol. Regular consumption of pulses is linked to a lower risk of chronic conditions such as obesity, type 2 diabetes, and heart disease.

Pulses and Heart Health

Cardiovascular health is one of the greatest benefits offered by pulses. The soluble fibre found in these legumes helps reduce bad cholesterol (LDL) levels, while the potassium content supports healthy blood pressure. Replacing red meat with pulses in your diet even a few times a week can significantly improve heart health and reduce the risk of heart-related ailments over time.

Weight Management and Satiety

Including pulses in meals can be an effective strategy for managing weight. Their high protein and fibre content increase satiety, helping people feel full longer and reducing the likelihood of unhealthy snacking. Unlike quick-digesting refined carbs, pulses release energy slowly, keeping energy levels stable and cravings at bay. This makes them ideal for

anyone looking to maintain or lose weight naturally without restrictive diets.

Digestive Health and Gut Wellness

A healthy gut plays a crucial role in overall wellness, and pulses contribute positively by promoting the growth of beneficial gut bacteria. The resistant starch and dietary fibre in pulses aid digestion and prevent constipation. When consumed regularly, pulses support a balanced gut microbiome, which can influence everything from immunity to mood. Incorporating Pulses Into Everyday Meals

Cooking with pulses is simple and rewarding. They can be included in soups, stews, curries, salads, or even ground into flour for snacks and flatbreads. From a comforting bowl of lentil soup to a tangy chickpea salad, pulses adapt to various cuisines and flavour profiles. Soaking them overnight can improve digestibility and reduce cooking time. As global food trends turn toward

Pulses are naturally low in fat and high in plant-based protein,making them a cornerstone in vegetarian and vegan diets. But even meat-eaters can benefit from their nutrient density. Pulses are rich in fibre, iron, folate, potassium, and magnesium. Their slow-digesting carbohydrates and low glycaemic index help regulate blood sugar levels, while the fibre content supports healthy digestion and reduces cholesterol.

plant-based eating, pulses are increasingly being used in innovative ways like pasta, burgers, and desserts.

A Sustainable Choice for the Planet

Pulses are not only good for our health but also for the environment. They require less water to grow than most other crops

and naturally enrich soil by fixing nitrogen, reducing the need for chemical fertilisers. Choosing pulses over resource-intensive protein sources like meat contributes to a more sustainable and eco-friendly food system. Adding pulses to your meals doesn’t require a complete diet overhaul—they're easy to cook,

budget-friendly, and incredibly versatile. Whether it's a bowl of warm dal, a fresh bean salad, or a hearty lentil stew, these small seeds can make a big impact on your health. So the next time you're planning your meals, don’t overlook pulses. Your body—and the planet—will thank you for it

Glow, Sculpt, Repeat! The Real Deal Behind Gua Sha, Face Yoga & Lymphatic Drainage

IGua Sha is no modern invention. This technique dates back centuries and is rooted in traditional Chinese Medicine. Traditionally used on the body to relieve muscle pain and inflammation, it’s been adapted into a gentler version for the face.

n a world where beauty trends come and go faster than how your moisturiser sinks in, some practices quietly stand the test of time. Enter Gua Sha, Face Yoga, and Lymphatic Drainage — three buzzwords you’ve probably seen all over your feed. They promise sculpted cheekbones, glowing skin, and a refreshed, youthful look — all without injections, chemicals, or fancy machines. But are they truly transformative, or just another round of well-filtered fluff?

Let’s dive into these soothing skincare rituals and separate the glowup facts from the fads.

Gua Sha: A Stone Tool with Ancient Wisdom

Gua Sha is no modern invention. This technique dates back centuries and is rooted in traditional Chinese Medicine. Traditionally used on the body to relieve muscle pain and inflammation, it’s been adapted into a gentler version for the face. The process? Using a smooth-edged stone — usually jade or rose quartz — to

scrape or glide across your skin in upward, outward motions.

While it may sound simple, the benefits are impressive. Gua Sha boosts blood circulation, encourages lymphatic drainage, relaxes tense muscles, and reduces puffiness — especially around the eyes and jawline. With regular use, many claim it helps define facial contours and improve skin texture. It won’t give you an instant facelift, but it will make you feel pampered and visibly refreshed.

Face Yoga: Your Daily Dose of Facial Fitness

Think of Face Yoga as a mini workout for your face. We tone and sculpt our bodies — why not our faces too? This technique involves intentional exercises like exaggerated smiles, cheek lifts, and eye stretches to activate and strengthen facial muscles.

Sound silly? Maybe — but the results are no joke. A 2018 study by dermatologists at Northwestern University showed that participants

who practiced facial exercises for 20 weeks appeared younger, with improved cheek fullness and tighter skin. While it takes dedication, the reward is a naturally toned, uplifted look — no scalpel or serum required.

Lymphatic Drainage: The Hidden Hero of Healthy Skin

Lymphatic Drainage may not sound glamorous, but it’s a quiet powerhouse in your skincare arsenal. This gentle massage technique stimulates the flow of lymph — the

fluid responsible for flushing out toxins and waste from your body.

When your lymphatic system is sluggish, you may feel puffy, heavy, or dull. Regular lymphatic massage — done with fingers, rollers, or even Gua Sha tools — helps reduce swelling, detox the skin, and enhance its natural glow. Many facialists swear by it to give clients that “just-had-afacial” look in minutes.

Fad or Fact?

While none of these techniques will work overnight miracles, they

certainly aren’t hollow trends either. Gua Sha, Face Yoga, and Lymphatic Drainage are rooted in age-old practices and supported by emerging science and anecdotal success. They offer a gentle, natural way to enhance your skin — and more importantly, reconnect with yourself. These aren’t just beauty tools — they’re mindfulness moments. In a world that pushes fast results and filtered perfection, these rituals invite us to slow down, touch our skin with kindness, and glow from within

Once home to numerous picturesque buildings, including palaces, fountains and other edifices, today all that remains are the strong granite ramparts, gateways and ruins of once-majestic structures.

Pune: A Jewel in the Crown of the Deccan

Looking for an ideal getaway to relax and enjoy with your family? Look to the west of India where lies the Oxford of the East and the Jewel of the Deccan-Pune. The second-largest city in Maharashtra, Pune borders the Western Ghats and that accounts for its pleasant weather by Indian standards. One of the greenest urban spots in the country and home to numerous educational institutions both big and small, this city boasts several cultural, historical and natural attractions.

One of the Top 10 Most Developed Cities in India, Pune is home to a plethora of IT firms all the while retaining its legacy as the epicenter of Marathi culture and ethos. Well-connected with all parts of the country by rail, road and air, Pune offers a smorgasbord of accommoda-

tion options to suit the budget of travellers. The city jaunt can begin with a visit to the iconic Aga Khan Palace—an architectural marvel and a silent witness to the days of our heroic freedom struggle. Built by Sultan Muhammed Shah Aga Khan III, the spiritual leader of Ismaili Muslims in 1892, the palace shot into fame when Mahatma Gandhi, Kasturba Gandhi and other luminaries of the freedom struggle were held within its walls. Today, the sprawling edifice spread over 19 acres showcases an extensive collection of Gandhi memorabilia, including his spinning wheel, sandals and so on apart from housing the tombs of Kasturba and Mahadev Desai, the secretary of the Prophet of Ahimsa. The city was home to the Peshwas (prime ministersturned-de facto rulers of the

Maratha Empire) and their legacy in brick and mortar can still be seen. From Aga Khan Palace, you can take a rickshaw or a taxi to Shaniwar Wada, the seat of the Peshwas. This massive fort housed at least 1000 people in the middle of the 18th century. Once home to numerous picturesque buildings, including palaces, fountains and other edifices, today all that remains are the strong granite ramparts, gateways and ruins of once-majestic structures. In 1828, a massive blaze gutted most of the buildings within the fort. However, the majestic fortress still offers enough vistas for shutterbugs and Instagram freaks.

Before calling it a day, you ought to give your loved ones a treat by visiting Phoenix Marketcity Mall in Viman Nagar, which offers endless shopping

R L Morris

options for shopaholics and tantalizing attractions for food connoisseurs. It is one of the best spots in the city where you can splurge without end, buying gifts and goodies for your loved ones.

Peak With a View

The following morning, head for Parvati Hill, which gives you oodles of natural beauty with the right dose of spirituality. Located at 2100 feet above sea level, this hillock has an observation point that offers stunning views of the city with ample green-

ery for good measure. It is dotted with several Hindu shrines and among them, the Devdeveshwara Temple made of black stone is the most prominent.

Built by Peshwa Balaji Baji Rao in 1749, the shrine has a gold pinnacle. There are other temples in the vicinity dedicated to Vitthal, Rukmini, Vishnu and Kartikeya.

Now for some frolicking with Mother Nature and her minions. Give your kids a lesson in wildlife coupled with fun and leisure at the Rajiv Gan-

dhi Zoological Park in Katraj. Spread across 130 acres, the facility includes an animal orphanage, snake park and as well as a zoo.

Here you can spot a variety of reptiles, mammals and birds including the white tiger, leopard, sloth bears, Indian rock python, vipers, crocodiles, star tortoise, and peacocks to name a few.

Reliving a Great Legacy

History buffs interested in the legacy of the valiant Chhatrapati Shivaji, who epitomizes Maratha pride

Built by Peshwa Balaji Baji Rao in 1749, the shrine has a gold pinnacle. There are other temples in the vicinity dedicated to Vitthal, Rukmini, Vishnu and Kartikeya.

and honour, should visit Lal Mahal. Though the monument that you see today was built only in the 1980s, it stands on the spot of the stately palace built by the mentor of King Shivaji, Dadojj Kondadeo in 1630. The future ruler of the Marathas grew up here under the protection of his mother and teacher. This spot also witnessed the famous encounter between Shivaji and Mughal general Shaista Khan.

Slice of Japan in Pune

If you wish to have a gentle stroll with your family in the serene lap of nature well within city limits, there is no better option than the PuneOkayama Friendship Garden. Created on a 10-acre plot, the charming garden is an Indian version of the three-centuries-old Koraku-en Garden in Okayama, Japan. One can notice the change in landscape while traipsing along the path bordered by lawns on both sides. It is well irrigated by a canal and its

flow has been regulated through the garden. The garden is named after the celebrated Marathi writer Pu La Deshpande. The phase II of the garden is a mini version of the Mughal Garden within the precincts of the Rashtrapati Bhavan in New Delhi. This charming location has witnessed several movie shootings over the years.

Spiritual Oasis

For the spiritually inclined, the Dagdusheth Ganpati temple dating back to the 1800s is a must-visit. Known for its iconic gopura or tower, the temple boasts a Ganesh idol that stands 2.2 metres tall with gold adornments weighing almost 40 kilos. During Ganesh festival, this temple is bathed in lights.

Foodies’ Paradise

Pune is also a haven for gourmands given its lip-smacking array of Maharashtrian dishes as well as eateries serving cuisines from other parts of India and abroad.

Make sure you dig into missal pav, a spicy curry with sprouted lentils served with bread; bhakri, a thick, coarse flatbread made from jowar; sabudana wada, a fritter made from tapioca pearls, potato and peanuts; shrikhand, a yummy dessert prepared from yoghurt and flavoured with saffron and cardamom; and puran poli, sweet flatbread that has jaggery, lentils and spices in it. For those craving international cuisine, Malaka Spice dishes out Southeast Asian delicacies while Little Italy and Gong serve Italian and Japanese fare respectively. Don’t forget to buy sweets from Kaka Halwai, one of the oldest sweet joints in the city.

How to Reach: Pune is well connected by air, rail and road. There are daily flights from all major cities and it also enjoys excellent rail connectivity with most cities of the country. From Mumbai, Surat, Hyderabad and Bengaluru, there are daily buses to Pune

For the spiritually inclined, the Dagdusheth Ganpati temple dating back to the 1800s is a must-visit. Known for its iconic gopura or tower, the temple boasts a Ganesh idol that stands 2.2 metres tall with gold adornments weighing almost 40 kilos. During Ganesh festival, this temple is bathed in lights.

From the World of John Wick: Ballerina Sitaare Zameen Par

Sitaare Zameen Par is a heartwarming and inspiring film that masterfully blends humour, emotion, and social awareness. Aamir Khan shines as Gulshan, a hotheaded basketball coach who finds redemption and purpose while training a team of specially-abled players as part of his community service. His performance is both powerful and sensitive, bringing depth to a role that could have easily become stereotypical. Genelia Deshmukh adds warmth and balance to the narrative with her graceful presence. Director R. S. Prasanna keeps the story engaging and emotionally rich, without becoming overly sentimental. Adapted from the Spanish film Champions, this Indian remake retains the original's spirit while infusing it with local flavour and cultural relevance. The film’s message of inclusivity, acceptance, and teamwork resonates deeply, leaving audiences both entertained and uplifted. Sitaare Zameen Par is more than just a sports drama—it's a celebration of resilience, humanity, and the stars among us.

Ballerina is a stunning, action-packed addition to the John Wick universe that blends raw emotion with breathtaking choreography and relentless intensity. Ana de Armas commands the screen as Eve Macarro, delivering a powerful performance filled with grit, vulnerability, and fierce determination. Director Len Wiseman crafts a visually immersive experience, showcasing the franchise’s signature style of stylised violence while introducing a rich backstory rooted in family, vengeance, and identity. The film’s emotional depth is elevated by strong supporting performances from Anjelica Huston, Gabriel Byrne, and the late Lance Reddick in his final role. With memorable action sequences, a hauntingly beautiful atmosphere, and a compelling narrative that deepens the mythology of the Wick universe, Ballerina stands tall as both a thrilling revenge saga and a character-driven drama. It’s a must-watch for fans of the franchise and newcomers alike, marking a fierce, elegant evolution in the world of assassins.

How to Train Your Dragon

Howto Train Your Dragon soars as a visually enchanting and emotionally resonant live-action adaptation that honours the spirit of the beloved original. Mason Thames delivers a heartfelt performance as Hiccup, capturing the character’s journey from outcast to hero with sincerity and charm. Nico Parker shines as Astrid, bringing strength and warmth to the screen, while Gerard Butler’s return as Stoick adds nostalgic weight and emotional depth. The chemistry between Hiccup and Toothless remains the heart of the story, brought to life with stunning CGI and breathtaking flight sequences. Director Dean DeBlois masterfully balances thrilling action, genuine emotion, and meaningful themes of empathy, courage, and acceptance. The bond between human and dragon is as moving as ever, and the film's climactic battle is both epic and deeply personal. With its soaring score, impressive visuals, and strong performances, this remake is a triumphant return to Berk that will capture hearts old and new.

Materialists

Materialists is a refreshingly thoughtful and stylish romance that gracefully explores love, ambition, and the complex dance between heart and wealth in New York City's glossy dating culture. Dakota Johnson delivers a captivating performance as Lucy, infusing the character with vulnerability, wit, and a compelling internal struggle between material desires and genuine emotion. Chris Evans brings charm and depth to John, the struggling artist whose unwavering love gives the story its emotional heartbeat, while Pedro Pascal adds warmth and elegance as the magnetic billionaire Harry. Director Celine Song crafts a nuanced narrative that navigates contemporary relationship dilemmas with honesty and flair, supported by sharp writing and an elegant visual style. The film’s layered exploration of self-worth, societal pressures, and emotional growth makes it much more than a typical love triangle. With heartfelt performances, clever direction, and a satisfying, authentic conclusion, Materialists shines as a modern romance that’s both emotionally rich and socially aware.

Author : Lisa Jewell

Price : `1,811 (Hardcover)

Lisa Jewell’s Don't Let Him In is a gripping psychological thriller that expertly blends suspense, emotional depth, and unexpected twists. The story follows Nina, Ash, and Martha—three women unknowingly connected by a dark secret. Jewell crafts each character with nuance, especially Ash, whose quiet investigation adds a tense undercurrent throughout. As suspicions grow and secrets surface, the pacing keeps readers fully engaged. Jewell’s ability to slowly build dread while exploring themes of trust, deception, and danger is exceptional. The narrative is both emotionally resonant and chillingly suspenseful, with a finale that delivers a powerful punch. Her writing is atmospheric, sharp, and deeply compelling, making it impossible to look away. Don't Let Him In is a standout thriller that reminds us how the past can haunt the present. This is Lisa Jewell at her thrilling best.

Author : Navessa Allen

Don't Let Him In Caught Up

Price : `1,211 (Paperback)

Ascorching, emotionally charged romance, Caught Up by Navessa Allen pulls readers into a world of forbidden desire and undeniable chemistry. The dynamic between Junior and Lauren crackles with tension, blending danger and vulnerability in a way that’s both thrilling and heartfelt. Allen does a fantastic job of exploring complex characters—Junior’s internal struggle between darkness and longing, and Lauren’s transformation into a bold, confident woman owning her desires. The push and pull between them is electric, intensified by smart dialogue and red-hot intimacy. What makes this story stand out is its ability to balance raw passion with emotional depth, all while keeping the reader hooked from page one. Caught Up is a bold, addictive read that dives deep into obsession, redemption, and the kind of love that refuses to be denied.

Bury Our Bones in the Midnight Soil

Author : V.E. Schwab

Price : `710 (Paperback)

Bury Our Bones in the Midnight Soil by V.E. Schwab is a hauntingly lyrical and deeply layered novel that masterfully interweaves the lives of three women across centuries. María, Charlotte, and Alice each navigate love, loss, and liberation in their own time, and Schwab’s elegant prose breathes life into their journeys with emotional richness and poetic power. The novel explores themes of identity, agency, and the cost of freedom, all while unravelling secrets that bind the past and present. Schwab’s storytelling is both atmospheric and intimate, creating a vivid tapestry of rage, resilience, and rebirth. With its feminist undertones and timeless emotional depth, this novel lingers long after the final page. It’s a powerful exploration of what it means to break free—and what it takes to truly live. Schwab delivers yet another unforgettable masterpiece.

With

a Vengeance

Author : Riley Sager

Price : ` 2,095 (Hardcover)

Amasterclass in suspense, With a Vengeance by Riley Sager blends historical intrigue with edge-of-your-seat thrills. Set aboard a 1950s luxury train, this tightly paced mystery follows Anna Matheson as her quest for justice takes a deadly turn. Sager crafts a compelling heroine—fierce, intelligent, and morally complex—whose plans for revenge unravel in the most unpredictable ways. The confined setting of the train heightens the tension, creating a claustrophobic atmosphere where danger lurks in every shadow. Each character is richly drawn, and the twists come fast and hard, keeping readers guessing until the final page. With crisp prose, layered plotting, and a heart-pounding finale, this novel is both a gripping murder mystery and a haunting exploration of justice, trauma, and redemption. With a Vengeance is a must-read for fans of classic thrillers with a modern edge.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.