A TRUSTONE FINANCIAL CREDIT UNION NEWSLETTER SUMMER WITH YOUR Yes! Summer MAKE IT A OF
BETTER CHECKING?
Make the switch to a TruStone Checking account and enjoy access to over 65,000 surcharge-free ATMs nationwide, digital banking with free bill pay, mobile deposit and so much more including:
WHY WAIT? OPEN TODAY.
1)Offer valid 6/1/23 - 9/30/23. Only one account per membership is eligible and member must not have a current or prior checking account with TruStone. Allow up to 60 days from account opening for cash back deposit. Recipient is responsible for applicable taxes. Earn cash back for the following actions: 1) $100 cash back for direct deposit of at least $1000 within 45 days of account opening. Cash back increases to a total of $200 if direct deposit reaches $2,500 within 45 days of account opening, and increases to a total of $300 if direct deposit reaches $5,000 within 45 days of account opening. 2) $50 cash back for enrolling in e-statements within 45 days of account opening.
requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month and enroll in eStatements. If any of the
2) TruRate: APY= Annual Percentage Yield effective July 1, 2023. Rates subject to change including after account opening. Fees may reduce earnings. APY Tiers: Balances up to $20,000 earn 3.04% APY if
requirements are not met in a given month, the APY drops to 0.10% APY on all balances. A $20 monthly fee will be assessed if the daily balance falls below $2,000. For complete details of this checking account, speak with a TruStone Financial banker. Limit one account per household. TruRate Checking is not available for trust or business accounts.
access to funds is based on the timing in which we receive and process the direct deposit. We generally make these funds available on the day the payment file is received, which may be up to two days before the scheduled payment due date. TruStone.org/Checking Yes, it’s True. with a direct deposit into a TRUSTONE CHECKING ACCOUNT EAR N UP TO when you open and use a TRUSTONE CHECKING ACCOUNT $3501 with TRURATE CHECKING $2,000 MINIMUM EARN UP TO GET PAID UP TO 4.00%APY2 2Days Early3 NEW CERTIFICATE SPECIAL Save More, Earn More? YES, PLEASE. 4) Annual Percentage Yield (APY) effective 6/20/2023 and subject to change. Minimum deposit of $2,500 and at least 50% must be new money not on deposit with TruStone. Additional steps required for Individual Retirement Account (IRA) Certificate. A penalty may be imposed for early withdrawal. Fees may reduce earnings. At Maturity, the 13 month certificate will be renewed as a 12 month certificate. Terms and conditions apply. It’s True. Why Wait? $2,500 MINIMUM 13-MONTH 5.30%APY4
3)Early
Summer is fun. Loan payments are not. Enjoy a payment free summer with up to 90 Days No Payments5 when you finance with TruStone. Apply Today. Visit TruStone.org/Recreation-Loans More Adventures? YES, WHY NOT? No holding back. Call or visit us to get started today. (844)346-4483 | TruStone.org/cabinloan 5) Payments can be deferred up to 90 days from the date funds are dispersed depending on qualifications. Interest will continue to accrue. Terms and conditions apply. 6) Terms, conditions, and timing restrictions apply. Conventional purchase loans only. Subject to underwriting approval. Offer subject to change. Visit TruStone.org/ TruGuarantee for complete details. A DIVISION OF TRUSTONE FINANCIAL Yes, You Should. Competitive Rates Everybody says it, but our rates are honestly some of the lowest in the area. No Delays Guaranteed. With TruGuarantee from TruStone Home Mortgage, your new cabin will close on time - or we’ll pay your closing costs6. Simple Application Process With our new loan app you can check your loan status, eSign documents, chat instantly with your loan officer and much more. AUTO | MOTORCYCLE | BOATS | RV s Family Cabin? Whether you are purchasing your first family cabin or looking to retire on the lake, we can help.
TRUSTONE.ORG (800) 862-1998 (763) 544-1517 23 locations in Minnesota & Wisconsin MemberLink is published for members of TruStone Financial. Address all correspondence to Editor, MemberLink, c/o TruStone Financial, 14601 27th Ave. N., #104, Plymouth, MN 55447. The MemberLink newsletter may contain important notifications to the membership, therefore members are not able to opt out of receiving it. Material in this newsletter should not be considered legal, financial or other professional advice. Neither the publisher nor TruStone Financial assumes liability for loss or damage as a result of reliance on this material. Websites not belonging to TruStone Financial are for information only. No endorsement is implied. ©2023 TruStone Financial Credit Union. Federally insured by NCUA. LEARN MORE Check out our promotions, blogs and get the latest credit union updates by scanning the QR code or visiting TruStone.org/Newsletter. FIND US ON SOCIAL MEDIA: JOIN OUR TEAM! Get the scoop on open positions at TruStone.org/Careers. With a Visa Signature® or Visa® Platinum Rewards Card, you can earn unlimited rewards points7 on everyday purchases. And with our new and improved rewards site the options to redeem your points are endless – over 250 gift card brands, top brand merchandise with pick up available at any Best Buy Store and so much more. SHOP SMARTER, NOT HARDER. 7) Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the date they are earned. See Terms and Conditions. Refer to credit card terms and conditions. Yes. BETTER REWARDS? No ANNUAL FEE Unlmited REWARDS No TRANSFER FEE As the official credit union of the Minnesota Aurora, TruStone is excited to offer Aurora Debit and Credit Cards, exclusively at your nearest TruStone location. GO AURORA! Coon Rapids NOW OPEN IN Our doors are open in Coon Rapids! Come see for yourselfWe’re Worth the Visit. TruStone.org/CoonRapids More Locations? Yes. MINNESOTA AURORA CARD. YES. 7 7 Apply Today. Visit TruStone.org/Credit-Cards
