2023 Fall Newsletter

Page 1

A TRUSTONE FINANCIAL CREDIT UNION NEWSLETTER AUTUMN Explore More TO >>> >>> CHECK OUT YOUR

MORE REASONS TO

Make a Move.

It’s true. At TruStone Home Mortgage we’ve got you covered. From helping you understand your refinance options to buying or building your next – or first home –you can count on us to take everything about the mortgage process that is confusing and make it as simple as possible. So regardless of where you are at in your homebuying or refinance journey, we can help with a stress-free borrowing experience start to finish.

WHY

Simple Application Process

Check your loan status, scan and upload documents, chat instantly with your loan officer and much more with the TruStone Home Mortgage loan app and online solution.

Local Experts

No Delays Guaranteed. With TruStone Home Mortgage your new home will close on time – or we’ll pay your closing costs.1
experts from your community to help you navigate the entire home loan process.
Mortgage
MORTGAGE? Why wait? Call us today to explore your options. (844) 346-4483 TRUSTONE.ORG/MORTGAGE 1) Terms, conditions, and timing restrictions apply. Conventional purchase loans only. Subject to underwriting approval. Offer subject to change. Visit TruStone.org/TruGuarantee for complete details. We can help. Join us for a FREE Home Buying Seminar with a TruStone Home Mortgage expert. Walk away with the knowledge you need to purchase your dream home, including learning how the process works and how to get started in your home buying journey. RSVP today at TruStone.org/Events MORE QUESTIONS? HOME BUYING SEMINAR
TRUSTONE HOME

How to save on Credit Card Debt.

Summer is expensive. It’s true. But that doesn’t mean you have to pay more on interest than you should. See how much you can save by transferring high interest credit card balances to a TruStone Visa Signature Credit Card and pay zero interest on balance transfers or any future big ticket purchases for 6 months. Following the Introductory period, rates range from 14.65%-17.90%APR2 based on creditworthiness.

MORE ANSWERS
4) Credit Monitoring and Score are for informational and educational purposes only. There are various types of credit scores, and TruStone may use a different type of credit score to make lending decisions. Boost your digital experience with Online Banking and the TruStone App to set up advanced account alerts, check out your personalized loan offers, access your Credit Score monthly4
free – and much more.
in today and
faster, easier
to
money. 2) APR will vary with the market based on the Prime Rate. Rates effective 9/1/2023. Introductory APR offer available to new Visa Signature accounts opened 1/1/2023-12/31/23. See Visa Signature Terms and Conditions. 3) Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the day in which they are earned. See Terms and Conditions. No ANNUAL FEE Unlmited REWARDS 3 No TRANSFER FEE 3 3 Transfer & Save Today. TruStone.org/Credit-Cards Even on Sundays. MORE WAYS TO MANAGE YOUR MONEY. Questions? We’ve got answers. Call, visit or even CHAT with us today simply by visiting TruStone.org and clicking the icon in the bottom right corner.
– for
Log
start exploring a
way
manage your

Don’t let your savings stand idle. Now’s the time to explore high-interest account options. It’s true.

More Ways to Earn even More.

13-MONTH CERTIFICATE SPECIAL $2,500 MINIMUM

5.30%APY 8

Open today, tomorrow will thank you. TruStone.org/Certificates

8) Annual Percentage Yield (APY) effective 10/1/2023 and subject to change. Minimum deposit of $2,500 which must be new money, not on deposit with TruStone Financial. No maximum deposit amount, however, at least 50% of the total deposit must be new money. Additional steps required for Individual Retirement Account (IRA) Certificate. A penalty may be imposed for early withdrawal. Fees may reduce earnings. At Maturity, the 13 month certificate will be renewed as a 12 month certificate.

MORE TO LOVE WITH

Better Checking & $350.

Make the switch to a TruStone Checking account and enjoy access to over 65,000 surcharge-free ATMs nationwide, digital banking unlimited debit card rewards5 and so much more.

$3506 2 Days

you open and use a TRUSTONE CHECKING ACCOUNT

Early

with a direct deposit into a TRUSTONE CHECKING ACCOUNT

$509 FOR YOU. $509 FOR A FRIEND.

Because everyone deserves to save money with better rates and fewer fees. Invite your friends and family to join TruStone Financial and you both could receive $50.9

7

Don’t be shy, spread the word. TruStone.org/Referrals

5) Rewards points are earned for qualifying net purchases. Balance transfers and cash advances do not earn points. Points will expire five years from the day in which they are earned. See Rewards Rules and Rewards Terms and Conditions.

6) Offer valid 6/1/23-12/31/23. One account per membership and member must not have a current or prior checking account with TruStone. Allow up to 60 days from account opening for cash back deposit. Recipient is responsible for applicable taxes. Earn cash back for the following actions within 45 days of account opening: a) $100 for direct deposit of $1000. Cash back increases to $200 if direct deposit reaches $2,500, and increases to $300 if direct deposit reaches $5,000. b) $50 cash back for enrolling in e-statements. Visit TruStone.org for details.

7) Direct Deposit Required

9) Referred member must open and use a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location. (Moneywise checking is excluded) Minimum opening deposit: TruRate Checking $2,000; Premium Checking $300; Value Checking $25. Share and checking account must be opened on the same day. Annual percentage yield (APY) and minimum balance required vary by account and are subject to change.

GET
TO EARN UP TO when
PAID UP
TRUSTONE.ORG (800) 862-1998 (763) 544-1517 23 locations in Minnesota & Wisconsin MemberLink is published for members of TruStone Financial. Address all correspondence to Editor, MemberLink, c/o TruStone Financial, 14601 27th Ave. N., #104, Plymouth, MN 55447. The MemberLink newsletter may contain important notifications to the membership, therefore members are not able to opt out of receiving it. Material in this newsletter should not be considered legal, financial or other professional advice. Neither the publisher nor TruStone Financial assumes liability for loss or damage as a result of reliance on this material. Websites not belonging to TruStone Financial are for information only. No endorsement is implied. ©2023 TruStone Financial Credit Union. Federally insured by NCUA. LEARN MORE Check out our promotions, blogs and get the latest credit union updates by scanning the QR code or visiting TruStone.org/Newsletter. FIND US ON SOCIAL MEDIA: JOIN OUR TEAM! Get the scoop on open positions at TruStone.org/Careers. LEAVE US A REVIEW ON GOOGLE Because although we don’t accept tips, we always accept compliments.
More Reasons to Share.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.