Save. Conquer. Do. A TRUSTONE FINANCIAL CREDIT UNION NEWSLETTER | WINTER 2023
Turn Someday into Today.
There’s more than one reason to buy a second home. A refuge to relax on the beach or a rustic mountain cabin retreat. Whatever your reason, with TruStone Home Mortgage we make every step of the financing process simple and stress-free, so you can focus on the fun stuff.
WHY TRUSTONE HOME MORTGAGE?
Mortgages Made Simple.
It’s True.
With the NEW TruStone Home Mortgage app you get a modern mortgage experience that simplifies buying so you always have a stress-free borrowing journey, start to finish.
Chat with your loan officer instantly, secure mobile document scanning, payment calculation and much more.
Search for ‘TruStone Home Mortgage’ in your app store today or visit TruStone.org/mortgage to learn more.
NO HOLDING BACK. APPLY TODAY AT TRUSTONE.ORG/MORTGAGE
2)Annual Percentage Yield effective 01/1/2023. Rates subject to change including after account opening. Fees may reduce earnings. Balances up to $20,000 earn 3.04% APY if requirements are met and the balance portion over $20,000 earns 0.10% APY. To earn the highest yield, member must maintain active TruStone Visa credit and debit cards with 12 combined transactions per month, enroll in eStatements and maintain a minimum daily balance of $2,000. If any of the requirements are not met in a given month, the APY drops to 0.10% APY on all balances. A $20 monthly fee will be assessed if the daily balance falls below $2,000. 3) Direct Deposit required. 4) Offer subject to change. One account per membership and member must not have a current or prior checking account with TruStone. Allow up to 60 days from account opening for cash back deposit. Recipient is responsible for applicable taxes. Earn cash back for the following actions within 45 days of account opening: 1) $100 for direct deposit of $1000. 2) $50 cash back for enrolling in e-statements. Visit TruStone.org for details. What does a better checking account look like? This. Better Checking. OH. SO. TRUE. With a direct deposit into a TruStone Checking account, you can with TruPayday. GET PAID UP TO 2 DAYS EARLY.3 TruRate CHECKING ALSO GET A $150 BONUS.4 When you open and use a new TruStone Checking account. $2,000 MINIMUM $2,500 MINIMUM Open Today. Visit TruStone.org/Checking to get started. Now is the Time. Make the most out of your money with a limited time Certificate Special at TruStone. Enjoy a guaranteed return and save more at a higher dividend rate that you can access at maturity. But only for a limited time. Open yours today, tomorrow will thank you. Save More. 13-MONTH CERTIFICATE SPECIAL EARN UP TO 1)Annual Percentage Yield (APY) effective 12/1/2022 and subject to change. Minimum deposit of $2,500 which must be new money, not on deposit with TruStone Financial. No maximum deposit amount, however, at least 50% of the total deposit must be new money. Additional steps required for Individual Retirement Account (IRA) Certificates. A penalty may be imposed for early withdrawal. Fees may reduce earnings. At Maturity, the 13 month certificates will be renewed as 12 month certificates at the rate in effect on that date.
TRUSTONE.ORG
(800) 862-1998 (763) 544-1517 22 locations in Minnesota & Wisconsin
Year-End Tax Information - By January 31, all statements and year-end notices will be in the mail to you or available within Digital Banking. To view your documents, log in to your account. Select an account, click “statements” and from there, you can view your statements or go to the menu and select tax statements to view.
Turbo Tax® Discount - If you are looking to file your taxes yourself, you can save up to $15 on TurboTax Federal Products6 by being a TruStone member.
To learn more, visit TruStone.org/Tax
6) Terms and Conditions apply. TruStone is not affiliated with Turbo Tax. Turbo Tax is a registered trademark and/or service mark of Intuit, Inc.
Scholarship Programs - Coming Soon!
The TruStone Financial Foundation is proud to offer scholarships to members who are graduating high school seniors and adults transitioning back to pursue their post-secondary education in the 2023-2024 school year. We will begin accepting applications in March. Watch for updates at TruStone.org/Scholarships!
LEARN MORE
Check out our promotions, blogs and get the latest credit union updates by scanning the QR code or visiting TruStone.org/Newsletter.
FIND US ON SOCIAL MEDIA: JOIN OUR TEAM! Get the scoop on open positions at TruStone.org/Careers.
MemberLink is published for members of TruStone Financial. Address all correspondence to Editor, MemberLink, c/o TruStone Financial, 14601 27th Ave. N., #104, Plymouth, MN 55447. The MemberLink newsletter may contain important notifications to the membership, therefore members are not able to opt out of receiving it. Material in this newsletter should not be considered legal, financial or other professional advice. Neither the publisher nor TruStone Financial assumes liability for loss or damage as a result of reliance on this material. Websites not belonging to TruStone Financial are for information only. No endorsement is implied. ©2022 TruStone Financial Credit Union. Federally insured by NCUA.
6 Months
ongoing variable rate
NO ANNUAL FEE NO PROMO FEE NO TRANSFER FEE CONQUER YOUR DEBT.
your
shopping
off
by
Visa
Credit Card and transfer balances
your high-rate credit cards to save money and pay off your debt faster. Get Ready for Tax Season.
Transfer & Save today. Visit TruStone.org/VisaSig. 5) 0.00% Introductory Annual Percentage Rate (APR) for 6 months from account opening. After that, APR will be 13.15% to 17.90% based on creditworthiness. APR will vary with the market based on the Prime Rate. Rates effective November 7, 2022. Offer available to new accounts opened in 2023. See card terms and conditions for details. 0% Intro APR for
After the Intro Period,
of 13.15%-17.9%APR5
Did
wallet take a hit this holiday
season? Start the New Year
strong
opening a TruStone
Signature
from