For sixteen years, Rick Carrier has delivNATIONWIDE MORTGAGE ered the level of service that everyoneEDITION deserves when making the most important personal and financial decisions of a lifetime. And it shows in his more than 100, 5-star reviews online. While taking the time and effort to understand people’s unique situations and to educate them, Rick knows that the process of helping people obtain mortgage loans requires flexibility and patience. Representing home buyers primarily in the Greater Houston, Texas, area as a branch manager with Hancock Mortgage Partners, Rick is known for building meaningful connections not only with borrowers, but with REALTORS® and other partners in the business.
Real estate agents describe Rick as a professional who and both age works hard and “truly cares for his clients,” going “above and beyond the call of duty to ensure the best experience “People like possible” for their clients. It is no surprise, therefore, that the mortgage 95% of Rick’s business comes by way of referrals, with make myself 80% of that coming directly from the REALTORS® who answer the p phoneon calls b trust him. Rick. “Not a lot ofDown to Cut THINGS the“I go to my closings,” says How people appre officers do that; agents and borrowers like that I do.” Digital Distractions Bestloan Leaders classes for re He adds that, for him, attending a closing is the best part of ry client like if and myfrom team members to use go to a Up Your Never Say“It’s so rewarding to sit across CRM his work. my clientsProductivity atneedand “We have an the closing table and being able to see swim meet, I make sure they gettoout how useof so their faces, knowing c approach,” that they’ve achieved their goal andthe officethem in time. When push comes to communities I helped do it.” Bryan Parker grew up with real estate theirtorole seriou ediate in our shove and I approach need them runwith through in his DNA, having a Realtor mother loans are easy, some aren’t, an way since we Rick eagerly a wall for me, they’re there, because takes on even the most complex mortgages. Meanwhile, and a custom homebuilder father, he “Regardless if it’s a client’s fi 01. It doesn’t Those, hebegan I working walk“We thathave walkseveral andandput family first says, his carry even greater rewards. boarding, ba pedigree early. After purchase commitment. As Mortgage, a phone call niche products always.” as then wellmy ascl with histhrough father’s Hancock company early in his including make thethe loan work, using ITINs numbers, I’ve Loving career, heprograms soon transitioned to the lendroleand personally.” What’s what more t most impor- foreign national ing side of the business and When has since word, and is diligent when co 4 REASONS WHY statement programs,” he says. “We specialize and professi t our clients’ even got bank he’s not working hard as a ittop built an eighteen-year career. letter is unimpeachable. “M government loans like VA and FHA and I also helpthat a lot business,” he are. That WithoutareinProven oneToday, percent originator, Joshua is givto MULTITASKING is in command of a steadfast repu- working issue a with pre-approval letter unle of peoplehe who don’t have great credit.” When to transaction e byHelp the factYou ing back to his community. “I’m at Stay tation Ahead CAN ACTUALLY for service that is efficient and have looked at all the document credit challenged borrowers, he takes time to give them where “It’s it’s likejust a pu made with Competition thatrooted point inreturns,” my career communicative, thorough, and he says. “Only when ofisthe DERAIL YOUR DAY on how He to increase their scores. there’s a ts in mind.” detailed guidance give it isand totoget,” in follow-through. has as alsogratifying been credit istotruly in aasposition get a he loa
ERIK GROSS
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JOSHUA RUBIN
BRYAN PARKER
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