Westchester County Business Journal 110716

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Iona invests $17.5M donation in new business school facility

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

I Rendering of Iona College's new business school facility.

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ona College will build a 63,000-square-foot facility for its Hagan School of Business following a $17.5 million donation from a trustee, the largest gift in the school’s history.

The school announced plans for the expansion on Oct. 31, in what college President Joseph E. Nyre called a “transformational project” for the private New Rochelle college.

The building will be the first academic hall constructed on the campus in two decades. The plan is to mix the old with the

new, school officials said. The new building will incorporate the business school’s current home, the nearly 70-year-old Hagan Hall, and showcase its landmark, historic cupola. A large atrium in the building will offer a gathering and event space with views of the rest of the campus.

The plans for the new building include high-tech classrooms, case-study and breakout rooms, a business career center and integrated faculty and administrative offices. The LaPenta-Lynch Trading Floor, which the school opened in October 2011, will also be moved to the new facility.

The new structure will allow » » IONA, page 6

Greenburgh drives for a place in the gigabit fast lane

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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plan announced in early October calls for a massive public-private investment to bring lightning-fast gigabit internet speed to Westchester’s four largest cities. But the plan has at least one town asking, what about us?

In a letter to the Westchester County Association, the nonprofit business group leading the initiative, Greenburgh Town Supervisor Paul J. Feiner said he was concerned the plan could hurt his town’s ability to attract businesses, and added that he would work with the association to involve the municipality in the plan.

Feiner told the Business Journal that he’s not against the idea, he just hopes to see it expand beyond the targeted cities of

Yonkers, White Plains, New Rochelle and Mount Vernon.

“I think this is something that can really help Westchester attract new businesses and keep the ones it has,” Feiner said. “I’m not trying to say don’t do it. But I’m saying if they are going to do it in the four cities, they should do it here as well.”

The population of Greenburgh is greater than three of the four cities, according to the latest numbers from the U.S. Census, at

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just over 90,000. Yonkers has 201,000 residents, New Rochelle 80,000, Mount Vernon 69,000 and White Plains 58,000.

The problem with having the higher speeds in neighboring cities, Feiner said, can be exemplified by looking at Central Avenue, or Route 100. Across a 10-mile stretch, the avenue runs from White Plains through Greenburgh and into Yonkers.

Greenburgh’s portion of the major commer» » GIGABIT, page 6

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CNR financial probe uncovers $20M in unpaid taxes

The College of New Rochelle's main campus.

BY ALEESIA FORNI aforni@westfairinc.com

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he College of New Rochelle has accrued $20 million in unpaid payroll taxes spanning eight quarters since 2014, according to preliminary findings of a forensic investigation into college finances.

The probe also revealed additional debts and liabilities of $11.2 million, trustees announced in a statement posted to the college’s website on Nov. 1.

College officials said they are exploring their options “to protect the students and preserve the school’s mission.” Closing the 112-year-old Catholic college would be “the very last resort,” they said.

The board placed blame for the school’s financial situation on the school’s controller for failing to file and pay necessary taxes.

Additionally, the college’s senior management neglected to provide accurate financial information to the board, trustees said, while an outside auditing firm failed to report the college’s financial issues.

“The financial information that was provided to the board was incorrect, incomplete and lacked transparency,” trustees said.

The board noted that the school’s unmet financial obligations were not discovered until after the college’s controller, Keith Borge, retired last year.

“One of the key focuses of the investigation is why these unmet obligations did not become known until recently and why they were not discovered by a nationally known

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outside firm that routinely audited the college’s financial statements and situation,” the college’s website reads.

The board discovered the unpaid taxes in September and subsequently appointed a special committee to oversee an investigation and named a chief restructuring officer from the New York City accounting firm Grassi and Associates to restructure and manage the college’s finances.

Trustees also have hired a forensic accountant, PKF O’Connor Davies, and the law firm Pepper Hamilton LLP to conduct the ongoing investigation. The college’s president since 2011, Judith Huntington, resigned in October as the financial probe was publicly announced.

Dorothy Escribano, the college’s former provost and senior vice president for academic affairs, was appointed interim president by the board. Kevin Cavanagh, vice president of enrollment management, was named executive vice president of strategy and planning.

In December 2014, the school was the subject of a federal tax lien by the Internal Revenue Service for failing to pay more than $2 million in Form 941 taxes, which employers use to report income taxes, Social Security tax or Medicare tax withheld from employees' paychecks, according to the IRS. The college was quick to address those unpaid taxes. A certificate of release of the federal tax lien was filed with the Westchester County Clerk’s office in February 2015.

Two other lawsuits were filed in state

Supreme Court, Westchester County, over payments for services.

The college filed a lawsuit in September claiming that DB Systems Corp., a White Plains-based company that has been performing its data services since 1979, agreed to assist in migrating its information systems into a new platform offered by another company. Though the college alleges it has failed to do so, the company billed CNR more than $800,000 for its transfer of information and data. The college alleges that DB Systems has threatened to shut down its remaining information systems, which would leave CNR “paralyzed.”

In February, Brooklyn-based Center for Integrated Teacher Education, a company that offers training, certification and degrees for working professionals, filed a lawsuit claiming it was owed $202,000 for its recruitment of students and for rent costs incurred at sites where classes for those students were held. The college filed a counterclaim, alleging that the company failed to recruit the agreed-upon number of students.

Trustees said that because the tax liability was undisclosed for so long, the board does not have “the normal course of time” to address the situation.

“This is an urgent matter,” CNR officials said in the statement. “The board is diligently examining all feasible options to protect the students and preserve the school’s mission.”

The college is examining possible options with other institutions, though trustees stressed that “the very last resort is closing the college and placing students in other schools.”

In order to avoid closing, the school will need to undergo “significant” cost-cutting measures, including possible administrative and staff cuts. The board said there will be no effect on tuition rates, student resources and activities or academic programs as a result of the school’s financial situation.

Trustees said outside funds and a revamping of its overall practices and procedures will be necessary in order for the college to remain a standalone institution.

“While the full impact of these unmet obligations is not yet clear pending the completion of the investigation, it is clear from the preliminary stages of the investigation that the burden on the college’s operating budget is substantial,” trustees said.

Founded by the Ursuline Sisters in 1904, The College of New Rochelle includes four schools: the School of Arts & Sciences, the School of Nursing and Health Care Professions, the Graduate School and the School of New Resources for adult learners. In addition to its main campus in New Rochelle, it operates five satellite campuses in the New York City boroughs. The former women’s college decided to become fully coeducational in 2015.

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Swiss Re breaks ground on county’s largest solar array at Armonk campus

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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wiss Re, a global reinsurer based in Zurich, broke ground on what will be the largest solar array in Westchester in front of a crowd of about 200 on Oct. 26 at its American headquarters in Armonk.

Once it's complete next spring, the 7,700 photovoltaic panels in the 2 megawatt array will provide 60 percent of the power to the 700 employees in the office.

The Armonk array continues the company’s worldwide energy efficiency initiatives. Swiss Re said it already receives 85 percent of its energy from renewable sources and has installed solar energy facilities in its offices in Switzerland, Italy and the U.K. “We know that our mission is to make the world more resilient,” Swiss Re Americas CEO and President Eric Smith said at the groundbreaking. “And one of the ways we do that is that we recognized many, many decades ago that climate change was something that was a real threat to our society and it helps to make our world less resilient and more challenged.”

The company is investing $7 million in the array on 10 acres of land. The company expects it can save $500,000 per year in energy costs and make its money back within seven years.

The panels will be installed by New York City-based EnterSolar.

The North Castle Town Board approved a special-use permit for the project in July.

Swiss Re expects to have the steel beams for the panels set up in two weeks, with the array going online in May 2017.

Along with IKEA, Swiss Re is a founding member of RE100, a group of corporations committed to achieving 100 percent use of renewable energy that counts Facebook, General Motors, Bank of America, Apple and Coca-Cola among its members.

For Swiss Re, which helps protect insurers from catastrophic losses, fighting against climate change can be seen, in part, as a business decision. As pointed out in a report posted on its website last year, climate change can lead to an increase in the frequency and severity of dangerous and costly natural catastrophes such as floods, storms and drought. With that in mind, the company has identified four pillars of a climate change strategy: advancing its own understanding of climate change risks, developing products and services to adapt to those risks, raising awareness of climate change risks among clients and the public and tackling its own carbon footprint.

Swiss Re is the second-largest reinsurance company in the world. It came to Armonk in 1999, following a two-year battle that pitted New York against Connecticut to land the company and its hundreds of employees. Swiss Re eventually picked the wooded 127-acre property overlooking the Kensico Reservoir.

From left: Eric Smith, president and CEO of Swiss Re Americas, U.S. Rep. Nita Lowey; and Rolf Krummenacher, Swiss Re global head of Corporate Real Estate and Logistics at a groundbreaking for Swiss Re Americas solar installation in Armonk on Oct. 26.

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NOVEMBER 7, 2016

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THE ROBERTS REPORT

Rye Brook and the common good

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he room at Rye Brook Village Hall was packed on Oct. 18.

Forty residents turned out to unanimously oppose a multifamily development in their neighborhood. The rezoning proposal for 259 North Ridge St., a heavily traveled through street, was denounced as not in keeping with the neighborhood’s singlefamily culture. But the most heated talk was of the potential impact on property values of “a 24-car parking lot with industrial lighting,” as several residents put it.

All of this angst over just 10 units on four acres. Oh, did I mention that eight of the units would be affordable housing under the federal consent decree with Westchester County?

One of the residents denied it would be affordable housing for her because, she said, “I don’t fit the racial profile.” And she

BY ALEXANDER ROBERTS and 50 percent of units under the consent decree have gone to whites — he refused to correct the record. He said that it’s not the board’s place to comment on what the public says.

Catering to every interest has paralyzed our nation. The Founders understood that rights must be balanced with responsibilities for the common good — such as the responsibility to insure that communities have the “full array” of housing — as the New York State Court of Appeals put it in the 1975 Berenson decision.

While special interest groups love the paralyzers who bend to their political will, the public admires the true leader who defies the conventional wisdom and understands that the common Opponents of a proposed 10-unit housing development in Rye Brook circulated this flier. good sometimes trumps the inconvenience of a parking lot in someone’s viewshed. told the 100 percent white audience “we all Rye Brook should know better, as it's know” that the affordable housing doesn’t lost one-third of its population of 25- togo to people like us.

34-year-olds since the 2000 census. To During a break, when I reminded the those who blame the exodus on millennivillage board chairman that this was comals’ preferences for city living, I reply, “If you pletely false — that race does not count build it, they will come.” at all in the required lottery for the units

AN ECONOMIST’S PERSPECTIVE ON THE BEST PATH TO PROSPERITY.

As a news reporter and a housing advocate, I have met principled people who have triumphed over special-interest groups to say that it’s not all about them. Joe Delfino, the former mayor of White Plains, comes to mind. Despite fierce opposition, he remade his city and brought it back to life. And New Rochelle Mayor Noam Bramson, after waging a terrible campaign for county executive based on what was politically safe, reemerged with a strong vision and ambitious development plan pushed through the City Council.

On Oct. 25, the developer submitted a revised plan in a last-ditch effort to save the project. He offered to reduce the number of affordable units to five from eight and parking spaces from 22 to 14. He added a 6- foothigh privacy fence around the parking area to prevent headlight glare from possibly disturbing neighborhood residents.

Let’s see if the Rye Brook Village Board has the courage to approve the North Ridge Street project when they vote following a public hearing scheduled Nov. 8, election night.

Alexander Roberts is executive director of the fair housing group Community Housing Innovations Inc., headquartered in White Plains. Contact him at aroberts@chigrants. org or 914-683-1010.

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Side deal in bus contract leads to grand larceny

BY BILL HELTZEL bheltzel@westfairinc.com

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$2.8 million contract to provide bus services to the Yonkers schools was not enough for A Plus Transportation.

The Yonkers-based bus company also had a lucrative side deal from 2012 to 2014 to provide busing for after-school activities at Nepperhan Community Center.

The deal was lucrative because the bus route was phony.

A Plus owner William Ahern, 60, of Armonk, and Yonkers schools transportation supervisor Anna Sollozzo, 54, of Yonkers, had worked out a scheme.

Ahern would submit invoices for buses that were never dispatched. Sollozzo, who knew there was no such bus route, would approve the invoices for payment.

They stole about $313,825, James A. McCarty, Westchester acting district attorney, said in a press release.

Yonkers police discovered evidence of the crime when they were investigating Sollozzo on an unrelated matter, according to an affidavit by an assistant prosecutor.

Police found evidence that Ahern was making payments to Sollozzo’s personal bank account.

Police officers met with Ahern several times and he gave varying accounts of the deal. He claimed, for example, that Sollozzo had approached him and threatened to take

away his bus routes if he didn’t pay her.

He said in one interview that he had not received any benefits from the scheme, the affidavit states.

He later retracted that story.

He also agreed to use a concealed surveillance camera to record a conversation with Sollozzo in February 2015 and three days later to make a recorded phone call to Sollozzo from the Yonkers police department.

Police also enlisted the help of another, unnamed bus vendor to make a recorded phone call to Sollozzo.

Ahern, according to the prosecution, secretly deposited $107,250 into Sollozzo’s personal bank account. Sollozzo neglected to remit $282,398 in state income taxes from 2011 to 2014.

Sollozzo pleaded guilty last December to grand larceny and criminal tax fraud. She was sentenced in June to state prison for two to six years and ordered to pay back $280,000 to the city of Yonkers and $28,708 to the state Department of Taxation and Finance.

Ahern pleaded guilty on Oct. 27 to grand larceny and rewarding official misconduct in state Supreme Court in White Plains.

He will be sentenced on Feb. 16. He has already agreed to pay $179,203 in restitution, according to the prosecutor.

The Ahern case was prosecuted by assistant district attorneys Stephen Ronco and Brian Conway of the public integrity bureau.

FINANCIAL FIRM TO LEAVE SCARSDALE FOR DOWNTOWN STAMFORD PALISADES HUDSON FINANCIAL GROUP LLC, a fee-only wealth management and financial planning firm, will relocate its Northeast office from Scarsdale to downtown Stamford in January, the 24-year-old firm announced on Nov. 1.

Palisades Hudson, which manages $1.2 billion of client assets and has nine employees in Westchester, has leased a 5,125-squarefoot space at First Stamford Place, a threebuilding, approximately 795,000-squarefoot office complex owned by Empire State Realty Trust. The office complex adjoins the Stamford Transportation Center. The firm has been based since 2002 at 2 Overhill Road in Scarsdale.

Larry M. Elkin, president and founder of Palisades Hudson, in a press release said Stamford “has excellent office space, downtown amenities and a business environment as a suburban corporate hub, pro-

viding easy access for our clients in New York City and its northern suburbs. After nearly a quarter-century in Westchester County, we see that Stamford and Fairfield County offer a similarly affluent community where our tax and wealth planning skills are in great demand, without taking us far from the many friends and clients we have gained in Westchester.”

With the move to Stamford, the firm will designate its Florida office in Fort Lauderdale as its new company headquarters. Other offices are in Atlanta, Austin and Portland, Oregon.

Palisades Hudson serves clients in more than 25 states and several countries.

Services range from tax-return preparation and household financial management to investment management to operating real estate and energy investment companies.

— John Golden

Citrin Cooperman Corner

Selecting Systems for your Business

BY DAVID J. ROSENBAUM, PRINCIPAL, TECHNOLOGY CONSULTING CITRIN COOPERMAN Selecting a new computer system for your business can be a daunting task.

Between wading through the multitude of new products that are being introduced to the market each month, weighing the marketing claims of websites and salespeople, DAVID J. ROSENBAUM and determining where the Cloud fits into your technology landscape, many companies simply pick the product that their competitors are using or one that “looks good” without effectively determining what the “right” solution is that can help to enhance their business.

Fortunately, there is a time-tested approach to evaluating computer systems that systematically leads to selection of a system that’s optimal for your business.

DEFINE YOUR REQUIREMENTS It may sound obvious, but the first step in selecting a new system is determining what you need the system to do. Identify your needs and create written documentation of your requirements in business terms (not in computer terms), and in as much detail as possible. For example, if you’re looking for a new General Ledger System, identify any special characteristics that your Chart of Accounts must support, such as departmental or project segmentation. If you’re selecting an Inventory Management System identify the number of warehouses you expect to occupy and any FIFO or lot-specific stock rotation requirements that the system will need to support. For Time & Billing Software document the billing arrangements that the system will need to support (e.g., retainer, contingency, fixed-fee, hourly billing) along with reporting capabilities that will allow you to better manage your staff, clients and business.

Feel free to explore and identify ways that technology could enhance productivity and provide additional control over your business processes and profitability.

When listing requirements, assume that everything is possible and everything is free; later, when you evaluate products against your requirements, you’ll judge the relevant merits and costeffectiveness of different proposed systems as you differentiate between “must have” and “nice to have” capabilities.

Take no requirement for granted. One of our clients assumed that any sophisticated travel industry system would support multiple currencies, but by listing this capability as a requirement they remembered to look for it in each system they considered. To their surprise, they found that very few of the systems they examined actually supported multicurrency transactions in the form they required. They ultimately selected a solution that met 85% of their requirements including multicurrency support rather than a system that met 95% of their needs without this required functionality.

SELECT YOUR SOFTWARE Once you have identified what your new system needs to do, it is time to begin finding the software that will do this task. The process of selecting software consists of identifying available products, quantitatively and qualitatively evaluating those products against your list of requirements and selecting a product that represents the most cost-effective

solution. When comparing the software to your requirements, consider the importance of the features that the system does not provide.

Factor in the cost of customization to rectify any shortcomings. Consider ease of learning, ease of use and industry and technical proficiencies that may be required to operate the system, as well as the time and interest (or lack thereof) you will spend in tailoring the system to your own needs. For some firms, an ideal solution may be a system which requires much fine tuning yet yields extreme flexibility. For other firms, a more appropriate solution may be a less flexible system that basically runs itself.

As part of the software evaluation, determine whether the products you’re considering are Cloud-based or require on-premise servers.

Neither model is inherently preferable to the other, but along with security, scalability, reliability and performance considerations, on-premise solutions necessitate capital expenditures whereas Cloud-based systems require recurring operating expenses.

It is important to recognize that the cost of purchasing the software and any additional hardware often represents only a small portion of the total expense of implementing a system. Fees associated with mapping data and processes to the new system, engineering changes to workflows and controls, and training staff to use the new system often exceed direct software and hardware costs.

PICK THE HARDWARE Determining the hardware that will be needed to support the new system is actually the easiest part of the process. If the solution you select is Cloud-based, then the servers hosting the software will be provided by the vendor. If the system relies on on-premise servers, then you’ll need to be sure that you have suitable network capabilities within your offices.

Most vendors will identify both minimum and recommended hardware configurations for their software based on the number of anticipated users of the system, number of annual transactions and data retention requirements. It is usually advisable to meet or exceed the vendor’s recommended (not minimum) configuration, including 50% to 100% more disk space than recommended.

USE THE SYSTEM If you have followed this system selection strategy, namely defining your requirements, selecting your software and picking the hardware, you stand a very good chance of implementing a system that will increase your effectiveness, as well as your profitability. You should experience very few surprises because your selection process has not been based on advertising claims but rather on a systematic analysis of your business needs and how each product will or will not meet those needs.

Invest the time needed to learn the system you selected, and enjoy the benefits of a wellchosen solution for years to come.

ABOUT THE AUTHOR David Rosenbaum is a principal at Citrin Cooperman and has more than 35 years of experience in the information technology field. He can be reached at 914.693.7000 or at drosenbaum@citrincooperman.com.

Citrin Cooperman is a full-service accounting and consulting firm with 10 locations throughout the Mid-Atlantic region. Visit us at www.citrincooperman.com.

A MESSAGE FROM CITRIN COOPERMAN

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Iona— » » From page 1

the school of business to increase enrollment in its graduate program, as well as hire more faculty, according to a college spokesperson.

The building will be funded in part by a donation from Robert V. LaPenta, an alumnus and trustee of the school.

LaPenta donated $15 million to the college in November 2015 and then added another $2.5 million in a matching challenge with alumni. LaPenta, a founding general partner of Aston Capital Partners, a private investment firm in Stamford, was featured in The Wall Street Journal following his initial gift, in which he said the new building was “critically needed for the school.”

“The business school is really key to Iona,” LaPenta told the newspaper. But “we have an antiquated building, the rooms were not what was required to bring in top students and give them the proper educational experience.”

For its 75th anniversary last year, Iona College launched the Iona Forever initiative, with the goal of raising $150 million for improvements at the school. The plan calls for new residence halls, renova-

tions and expansion of the school’s science facilities, an updated athletics complex, a performing arts center and the new business facility. The school opened a six-story residence hall in August, while the other projects are all at various stages of planning and fundraising.

The school has already raised close to $80 million toward its goal since the program’s launch in September 2015, according to Paul J. Sutera, senior vice president for advancement and external affairs at Iona College. Sutera added that the school has boosted its endowment from $52 million to more than $118 million and increased land assets by 30 percent in the five years since Nyre took over as president.

The college is working with the New York City-based international design and architectural firm Gensler to plan the new facility. The exact cost of the project in not yet known, a college spokesperson said.

The college is still fundraising and seeking approvals from the city of New Rochelle, but aims for construction to start in the spring.

With construction expected to take 18 months, Iona College plans to open the building for the 2018-19 academic year.

The Hagan School of Business offers seven bachelor’s of business administra-

A rendering of the atrium enclosing Hagan Hall, shown at left, part of the new Hagan School of Business facility planned for the Iona College campus.

tion degrees, an MBA program and four master’s degree programs in finance and public accounting. The business school enrolled 1,153 students in its undergraduate programs and 352 in graduate programs

Gigabit — » » From page 1

cial thoroughfare could find itself flanked by two cities that offer superior internet infrastructure.

“If White Plains has the gigabit and Yonkers has it too, but Greenburgh doesn’t, why would anyone want to open up a store or have a business when they can go to the other communities where they can have much better internet access?” Feiner said.

Major businesses already in the town, such as Regeneron Pharmaceuticals Inc. and Acorda Therapeutics Inc., could also benefit from the increased internet speed, he said.

The gigabit plan was announced by the Westchester County Association on Oct. 6 at a press conference with the mayors of the four cities. The plan is estimated to cost about $750 million to bring internet about 20 times faster than basic broadband to the four cities. Major details such as funding and who will provide and maintain the service still have to be worked out. In the meantime, officials with the WCA have stressed how the increased internet speeds could provide a boost across multiple sectors of the county’s economy. The plan would make the four cities the first in New

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Joining the Westchester County Association in an effort to build a gigabit internet network in their cities are, from left, New Rochelle Mayor Noam Bramson, White Plains Mayor Thomas Roach, Mount Vernon Mayor Richard Thomas and Yonkers Mayor Mike Spano.

York to offer a gigabit network.

In response to Feiner’s concern, Joan McDonald, an adviser to the Westchester County Association, said it was never the intention for the plan to exclude any individual municipalities. The four cities were chosen in part, she said, because of their strategic location for the association’s smart growth efforts. As real estate prices contin-

ue to climb in Manhattan, she said the WCA recognized that the four Westchester cities could take advantage and draw people and businesses priced out of New York City.

“We put our heads together and said look, each one of these four cities is a thirty minute train ride to Grand Central,” said McDonald, a former New York State Department of Transportation commis-

this fall.

“We’ve had a really successful business school through our time as a college,” Sutera said. “And this opportunity will move that experience to new heights.”

sioner hired to advise the smart-growth initiatives. “And we don’t want to be viewed as just a bedroom community; we want to be viewed as part of the metropolitan economy.”

To initiate the gigabit plan, the mayors from each of the four cities signed what the business association termed a Smart City Compact. While the gigabit plan is the most ambitious endeavor in the agreement, it isn’t the only one.

“It’s looking at best practices in transportation and in land use,” McDonald said. “So that’s how we started and then it evolved into broadband.”

McDonald said the goal is for the project to be a win-win for all, and organizers will be reaching out to municipalities and organizations that have contacted the business group since the announcement.

“The ideal situation is gigabit for the whole county,” McDonald said. “We eliminate the digital divide, we are a place for businesses to locate when they are expanding, and absolutely the long-term goal is to hit as many locations as we can.”

The Westchester County Association announced on Oct. 24 that Blair Levin, a former adviser to President Barack Obama, would join the project. The organization still plans to add a project director to lead the gigabit initiatives and has begun evaluating different models, McDonald said.

SCIENCE MAGAZINE CITES REGENERON AS BEST BIOPHARMA EMPLOYER

TARRYTOWN-BASED REGENERON PHARMACEUTICALS INC. WAS named the world’s number one biopharmaceutical employer

by Science magazine in its annual Top Employers Survey.

“This recognition goes to the heart of who we are at Regeneron — a sciencedriven company with incredibly passionate people working relentlessly to bring new medicines to people with serious diseases,” said George D. Yancopoulos, president of

Regeneron Laboratories and chief scientific officer at Regeneron.

The magazine polled nearly 6,000 employees in the biotechnology, biopharmaceutical, pharmaceutical and related fields to make the determination. According to Science, 56 percent of responses were from North America, 28 percent were from Europe and 12 percent were from the Asia.

Regeneron earned high ratings from respondents for a number of characteristics, according to the company, including treating employees with respect and loyalty, operating in a socially responsible manner, adapting effectively to change, producing quality research, being an innovative leader in the industry and having a clear vision for future success.

“Our success is a direct result of our unique culture of innovation and collaboration,” Yancopoulos said. “We’ve grown dramatically over the past five years to more than 5,000 employees, and our top priority is maintaining an environment that empowers people to do their best work and have the best possible time doing it.”

Regeneron has ranked first in the survey in four of the past six years and was ranked second in 2015 and 2011.

— Aleesia Forni

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7

Five questions for experts who say they can predict election results

BY BILL HELTZEL bheltzel@westfairinc.com

J

ust five questions are crucial if you want to predict who will become president on Nov. 8.

Newsday columnist Lane Filler is skeptical about the ability of pundits and pollsters to predict elections.

These are the same experts who said Jeb Bush would be the Republican nominee and Bernie Sanders would get only 2 percent of the Democratic vote.

“They clearly didn’t’ understand the year,” Filler told about 80 people at the “Road to the White House” forum presented

by The Business Council of Westchester.

Filler spoke on Oct. 28, when some pollsters were giving Hillary Clinton an 85 percent probability of becoming president and there were only eleven days left in the campaign.

Most likely the polls are right, Filler said.

Most likely Hillary Clinton wins.

Hours later, word was spreading that the FBI was inquiring about emails on the laptop computer of Anthony Weiner, estranged husband of Clinton aide Huma Abedin, that possibly contained classified information that

had passed through Clinton’s private email server when she was secretary of state.

The polls tightened.

Even before that political bombshell dropped, Filler said, “I’d be very wary about making these kinds of predictions.”

Revelations that would have destroyed candidates in any other election season have become ho-hum, he said. So political observers have to wonder what issues are being overestimated and underestimated now.

When experts declare who is going to win, Filler wants to know if they can answer these questions: • What will be the turnout by AfricanAmericans in urban areas?

• What will be turnout by AfricanAmericans in the South?

• What will be the turnout among Republicans with more than an undergraduate education?

• What percentage of people who vote for Donald Trump will go no further on the ballot because they came out only to make an anti-establishment vote?

• What percentage of Republicans will not go to the polls because they cannot bring themselves to vote for Trump?

Turnout is the key.

Unless you know how many people and which people are voting, predictions are unreliable.

Filler also talked about the state of political journalism, the impact of technology on politics and the future of the Republican Party.

There is something maddening about thousands of credentialed journalists covering the party conventions and presidential debates by watching the events on TV in nearby rooms.

“The misappropriation of resources is nothing short of extraordinary,” he said.

Most of those journalists should have stayed home and explained to their audiences how the race is going to affect their lives.

He noted that The Journal News in White Plains had just laid off columnist Phil Reisman.

And some editor, he said, is going to tell the kids in the newsroom that they are still serious about putting out a great newspaper.

Meanwhile, Anheuser-Busch and an Uber subsidiary teamed up last month for a 120-mile beer run in a self-driving tractortrailer.

“Four million Americans lost their jobs,” with that demonstration, Filler said. They haven’t gotten the pink slip yet, and it’s going to take a while, but that is how many Americans make a living driving trucks.

From 1945 to 1995, semiskilled workers could make a good living, achieve the

American dream, by assisting machines in making things. Robot labor will displace those human hands. Incomes will continue to accrete to wealthy landowners and factory owners.

“What is our morality, what is our philosophy, what are our politics going to look like,” Filler asked, “in a time, when because of automation, the only shortage that exists is a shortage of jobs?”

Meanwhile, Americans have become increasingly dependent on social programs, like Social Security, Medicare, unemployment benefits and food stamps.

This presents a problem to the Republican Party, insofar as it wants to reestablish traditional conservative principles and moral philosophy.

“We do have to have a viable conservative party in this country that understands the power of free markets, that understands the power of individual liberty,” he said, and “that understands the role of religion in this country for believers.”

Establishment Republicans are mistaken, Filler said, if they think they can gut social programs to cut taxes.

If the Republican Party is to be viable nationally, “It is not going to promise to hollow out the social safety net that people are going to increasingly depend upon in this economy as automation takes over the industrial process.”

T H E B R I S TA L A S S I S T E D L I V I N G • W H E R E E V E RY DAY M E A N S M O R E ®

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11 x 13 businesses and making an impact in Fairfield County, vertical Westchester County and the Hudson Valley.

Bank of America Merrill Lynch proudly salutes

the honored CPAs for their leadership in guiding

Michael Cappelli at michael.cappelli@baml.com Steven Solecki at steven.j.solecki@baml.com bofaml.com

“Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed. ©2016 Bank of America Corporation. ARCG9B5L

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B

BRIEFLY

OPEN ENROLLMENT IN NY HEALTH INSURANCE MARKETPLACE BEGINS OPEN ENROLLMENT BEGAN ON NOV. 1 for those seeking health insurance coverage from New York state’s health plan marketplace, NY State of Health.

To ensure coverage begins on Jan. 1, 2017, NY State of Health officials advise individuals to sign up for plans by Dec. 15.

“As we prepare to launch the fourth open enrollment period, our focus is helping the remainder of New York’s uninsured find low-cost health insurance coverage,” NY State of Health Executive Director Donna Frescatore said in a statement. “Increased help paying for coverage and expanded health plan options in 2017 will help all consumers, both current and those new to the marketplace, find the coverage and care they need.”

The organization said that while premiums are expected to increase, many

consumers will be eligible to receive tax credits offsetting these increases.

Aside from insurer Wellcare, all insurance providers that offered qualified health plans in 2016 will again offer those plans on the exchange in 2017.

Some plans offer additional services such as adult dental and vision coverage.

The Small Business Marketplace for companies with 100 or fewer employees is open for enrollment year-round.

For more information, visit https:// nystateofhealth.ny.gov/

CBRE NAMED LEASING AGENT AT DORAL ARROWWOOD’S ANNEX CBRE GROUP INC. HAS BEEN named the exclusive leasing agent for The Annex at Doral Arrowwood, a meeting and office facility at the 114-acre resort and conference center at 975 Anderson Hill Road in Purchase, the real estate brokerage firm announced.

From CBRE’s Stamford office, the team of William Cuddy Jr., CBRE executive vice president, and Jacqueline Novotny, senior associate, will oversee the leasing assignment on behalf of ownership.

The Annex is an independent wing of the Doral Arrowwood resort, which is managed by Benchmark Hospitality International. CBRE will market the property’s 110,000 square feet of conference space and 35,000 square feet of Class A

office space with a private entrance.

Regarding potential tenants, “Corporate conference center use would be ideal and educational, studio production and general corporate uses would work exceptionally well in this setting,” Cuddy said.

HOSPITALITY RESOURCE GROUP TO HOST EDUCATIONAL SUMMIT THE HOSPITALITY RESOURCE GROUP INC. will host a Hospitality Educational Summit at the Westchester Marriott at 670 White Plains Road in Tarrytown on Nov. 7.

Hospitality business leaders and managers have the opportunity to learn about industry trends and discuss best practices.

The program will feature speakers and workshops on trending hospitality topics including energy, legal issues and tourism, and networking opportunities. A keynote address be given by marketing consultant and author Russell Zwanka, a professor with the School of Business at SUNY New Paltz. There will also be award presentations and a tasting and culinary demonstration. The event will run from noon to 5:45 p.m.

For more information or to register, visit hrginc.net/register/hospitality-educational-summit/ or contact the Hospitality Resource Group at 914-761-7111 or Jenna@ hrginc.net.

COUNCIL OF INDUSTRY TO HOST ANNUAL LUNCHEON AND EXPO THE COUNCIL OF INDUSTRY, A nonprofit manufacturer’s association in the Hudson Valley, will host its annual Luncheon and Member/Associate Member Expo at the Poughkeepsie Grand Hotel from 11:30 a.m. to 2:30 p.m. Nov. 18. The event will showcase the products and services the council’s members provide.

The keynote speaker will be Wanda Felton, vice chair and first vice president of the Export-Import Bank of the United States. The luncheon will also feature the recognition of graduates of the council’s Manufacturing Leadership program, a partnership initiative with SUNY Dutchess that provides training in the necessary skill sets for supervisors and managers.

Registration and additional information about the event can be found on the Council’s website, councilofindustry.org.

—Aleesia Forni and John Golden

NEWS NOON @

Sign up now at westfaironline.com

NAcd AdvANces exeMplAry bOArd leAdershIp — FOr dIrectOrs, by dIrectOrs Margaret pederson, president & ceO, NAcd ct along with the board of directors invite sitting corporate directors to join us at our upcoming breakfast programs:

NOveMber 17 - 7:30-9:30am, Stamford Yacht Club

Outlook 2017: A Board’s Eye View of the Year to Come Join esteemed speaker Michael Gapen, Managing Director and Head of US Economics Research at Barclays as he takes a look ahead on what will shape directors economic thinking, particularly focusing on the results of the recent elections and their potential impact.

INterested IN AtteNdINg? contact Melanie Flavin, MFlavin@connecticut.NAcdonline.org for information

connecticut.NAcdonline.org 10

NOVEMBER 7, 2016

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BY LAURIE SAMAY

States tax residents who say they’ve moved elsewhere

S

uppose you own two houses: one in a state with an income tax, such as New York, and another in an income-tax-free state, such as Florida or Nevada, where you spend an increasing amount of time. You’re ready to assert you primarily reside in the tax-free state. Goodbye, big tax bill?

Don’t be surprised if your old state doesn’t want to let you off the hook. It may rule you’re still domiciled there and order you to pay up.

It’s a trend. Given the tax revenue at stake, establishing a change in domicile can be a highly contentious issue, especially for individuals with large amounts of out-ofstate income in play. New York, in particular, has carved out a reputation for aggressively working to prove that taxpayers are domiciled in the state, even when such claims defy common sense.

New York isn’t alone; several states have cracked down on taxpayers who claim they’re no longer domiciled there after moving away.

For example, a couple who moved to London when one spouse became an attaché at the U.S. Embassy still had to pay Georgia income taxes, a court ruled last December.

States with a personal income tax generally tax their residents on their worldwide income. In contrast, nonresidents are taxed only on in-state income, such as wages earned in the state or gains on the sale of instate real property. Revenue-hungry states have a big incentive to classify taxpayers as residents whenever possible.

This is where the concept of domicile comes in. Individuals domiciled in a state are automatically considered state residents and must pay state income tax on worldwide income.

People often confuse domicile and residency. You can have several residences, but only one domicile. Your domicile is the place to which you intend to return, even if you’re currently residing elsewhere. But there are many gray areas. Many people have homes in two or more states and may split their time fairly evenly among them. Someone’s ‘office’ may be their smartphone.

The precise definition of domicile varies from state to state. Some states define domicile by statute, while others base the definition on court cases and precedent. Once your domicile is established, it is generally presumed to continue until it is abandoned

and your new domicile is established.

Simply moving from one state to another or asserting your former second home is now your primary residence may not be enough to prove a change in domicile.

It’s important to understand what factors determine domicile.

Three main considerations are needed to prove a change in domicile: Presence in the state in which you intend to establish your new domicile.

Intention to remain in the new state permanently or indefinitely.

Intention to abandon your old domicile.

Tax authorities look at many factors to assess a change in domicile. No one factor is conclusive, and factors often vary from state to state. In the Georgia case, for instance, the court noted that the couple didn’t pay UK income taxes, which among other factors, suggested their intention to eventually return to Georgia.

Given this ambiguity, it is wise to offer as much evidence as possible when making or defending a domicile claim.

Evidence may include the state in which you’re registered to vote, participation in a political group in the state, state income tax return filings, the location of real property and residences, mailing or forwarding addresses and location of valuables and belongings.

Other factors may include your driver’s license and automobile registration, state of

professional license issuance, place of business, family location and where your kids go to school. Authorities can scrutinize how long you’ve been in the state and your physical presence in the state during the year, usage of your home within the state compared to usage of other homes, your memberships in religious organizations and social clubs within the state, the location of your bank and investment accounts, and the location of your doctor, lawyer and accountant.

They may even ask where your cemetery plot is located.

Domicile affects more than taxes. States with community property laws can complicate matters if one spouse is domiciled there but the other is not. The laws of your state of domicile can also have a big impact on divorce cases and the effectiveness of assetprotection strategies.

If there’s any ambiguity in your situation, consult your financial adviser and lawyer before you try to change your domicile.

Even expert advice doesn’t guarantee avoiding a dispute with tax authorities. But you’ll have better odds. Knowledge and forethought are your best allies when determining or changing your domicile.

Laurie Samay is a client service and portfolio manager with Palisades Hudson Financial Group, a fee-only financial planning firm and investment manager in Scarsdale. She can be reached at laurie@palisadeshudson.com.

Thank you to all that supported the

Fourth Annual Signature Chefs Auction.

It was a wonderful evening to help give all babies a fighting chance!

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proud to be

EXCEPTIONAL .

White Plains Hospital is proud to honor the 2016 Doctors of Distinction Dr. Andre Khoury, Dr. Nabil Khoury & Dr. Paul Khoury All in the Family Honorees and Dr. Richard Charney Caring for All Honoree To find a physician call 914.681.1010 or online at wphospital.org

A M E M B E R O F T H E M O N T E F I O R E H E A LT H S Y S T E M

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ASK ANDI

BY ANDI GRAY

Take the lead when it comes to money and boundaries We have an employee who keeps stretching the limits. Asks for reimbursement of expenses that we don’t usually reimburse. Frequently requests salary increases. Asks for special favors regularly. Tends to take it personally, as if I’m not doing a good enough job of meeting his needs. I need to realize it’s just who he is and draw the line before things get out of hand.

THOUGHTS OF THE DAY: Talking about compensation and what people should earn can be uncomfortable for many people.

Knowing your company’s limits is crucial.

So is knowing what the policies are and applying them uniformly. Often fear of losing someone at a critical time results in making an unsustainable offer.

Perhaps your employee is more comfortable than you are when it comes to talking about money and how to get paid more.

Or, at least more motivated to pursue the

subject. Take a look at why that is. Are you uncomfortable in general discussing what people get paid or is it just this employee’s approach that is a problem?

It’s crucial to figure out what each position in the company is worth and to know what the company can afford to pay. Worth helps in goal setting. Gross profit for any position, the profit before overhead that is produced by the people who work in the company, should be at least three to four times the cost of their payroll.

Setting boundaries on expenses is equally as important. Spending because of need without monitoring what the company can afford can throw any company’s budget into turmoil. Use a budget to set limits. If spending in one area goes up, spending in another area has to come down to match.

Use policies to control both salaries and expenses. Set ground rules for how to determine and adjust both. And share the load of responsibility. For example, budgets are set annually and evaluated monthly to see if everything is on plan.

Departments are accountable for staying within budget. Set up a group of people who meet to make recommendations or decisions on spending requests. In case of emergencies have a small but adequate slush fund they can draw on, but hold back on allocating funds until the spending committee unanimously decides what to do. Make sure that everyone in the company understands the company policy of annual budget requests and spending committee approvals.

Never let someone in the company get away with bullying tactics. Most people who threaten to leave if they don’t get their way, or say they can’t do their job

without additional financial support, ultimately will do just that when they’ve milked the situation for all it’s worth.

They’re not bought into the common good of the company and the common mission of building a company that can serve the needs of everyone in it. Be prepared to let them go. If their job is critical, make sure that others in the company can back them up and do some or all of their job. Build a plan to have a backup trained for every function in the company. That will make it much easier to get through balanced negotiations when someone decides to threaten to leave.

LOOKING FOR A GOOD BOOK? Try “Managing Employee Performance and Reward: Concepts, Practices, Strategies,” by John Shields and Michelle Brown.

Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi?

Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-2383535, AskAndi@StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

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© New York Commercial Bank - Member FDIC

T:10�

nyp.org

AMAZING

people

make amazing things

T:11.5�

possible.

We congratulate: Dr. George Alexopoulos on receiving the Cutting Edge award NewYork-Presbyterian Westchester Division in White Plains Dr. Maureen Killackey on receiving the Female Trailblazer award NewYork-Presbyterian Lawrence Hospital in Bronxville

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THELIST: FINANCIAL PLANNERS/WEALTH MANAGERS

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westchester county and the hudson valley

Truly inspiring We celebrate the 2016 Doctors of Distinction

Barry P. Mitchell, Jr., CRPC®, CRPS® Managing Director--Wealth Management Senior Portfolio Manager--Portfolio Management Program Retirement Plan Consultant 914-287-6074 barry.mitchell@ubs.com Mitchell WealthCare Group 709 Westchester Avenue Suite 400 White Plains, NY 10604-3105 914-287-6074 855-837-9790

ubs.com/team/themitchellgroup Chartered Retirement Planning CounselorSM and CRPC® are registered service marks of the College for Financial Planning®. Chartered Retirement Plans SpecialistSM and CRPS® are registered service marks of the College for Financial Planning®. ©UBS 2016. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC. D-UBS-C0B8DF5C WCBJ

NOVEMBER 7, 2016

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busınessintel WESTCHESTER COUNTY ASSOCIATION

Mt. Vernon, New Rochelle, White Plains, and Yonkers to sign the “Smart Cities ComPACT”

GIGABIT WESTCHESTER!

N

E

W S

WCA Announces Public-Private Partnership with Four Westchester Cities to Bring Gigabit Broadband to the County “Our bringing gigabit internet to Westchester is nothing short of revolutionary,” said William M. Mooney, Jr., President and CEO of the Westchester County Association, at a packed press conference on October 6 to announce that the WCA is spearheading a huge community effort to bring gigabit broadband to Westchester, beginning with the county’s four largest cities.

“With Mt. Vernon, New Rochelle, White Plains, and Yonkers joining together with the WCA, we are creating a vision for the next thirty years,” he said.

The four cities will sign the Smart Cities ComPACT and work with the WCA to bring gigabit broadband to every household, business, healthcare, and educational organization in the next three to five years. This is the first such compact between cities in the nation. By joining together, there will be enough density to make it practical for public and private entities to invest in our digital infrastructure.

Gigabit internet, which approaches the speed of light and is 200x faster than anything available here now, will make possible: • telemedicine and population health initiatives on a much wider level; • municipal efficiencies; • enhanced capabilities for first responders; • more online education and STEM learning; • innovation; • downloading large files in seconds rather than hours; • closing the digital divide for the underserved; • job creation, and attracting and retaining talent; • employers’ access to a remote workforce; • a more competitive economy for Westchester, and much more!

“Smart growth is what we’re about, and gigabit broadband will be the game-changer.

Nothing will have transformed Westchester as much since the opening of the Tappan Zee Bridge 61 years ago,” Mooney added.

Above: Tom Roach, Mayor, City of White Plains; Bill Mooney, President & CEO, WCA; Richard Thomas, Mayor, City of Mt. Vernon; Mike Spano, City of Yonkers

Photos: Ed Cody

Left: Bill Cuddy, Chairman, WCA Blueprint for Smart Growth; Keith Safian, Safian Advisors; Chris Fisher, Chairman, WCA Broadband Task Force

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Far left: Noam Bramson, Mayor of the City of New Rochelle

INNOVATION KEY THEME AT SUCCESSFUL

HEALTH TECH ’16 CONFERENCE

Photos: Ed Cody

Samant Virk, MD, CEO of MediSprout LLC; Joan McDonald, Principal, JMM Strategic Solutions; Bill Mooney, President & CEO, Westchester County Association Left: Jeff Menkes, System Senior Vice President, Montefiore Healthcare System

Close to 300 people attended WCA’s amazing Health Tech ’16 on September 28, which highlighted medical and scientific advances occurring in the region, and presented input from national thought leaders on what lies ahead. What attendees learned is that big data and precision medicine are saving lives. Luncheon keynote speaker Michael J. Dowling, president and CEO of Northwell Health, argued that “complacency doesn’t drive innovation; disruption can drive you to do better.” Morning keynoter Tom A. Coburn, MD, a former U.S. Senator from Oklahoma, emphasized that more lives could be saved “if the Food and Drug Administration could keep pace with the times. We have a regulatory environment that was built for the Sixties.” Fascinating panelists and speakers brought everyone up to date on the medical miracles occurring right in our own backyard, from DNA sequencing and Tele-ICU, to Watson Health and innovation in managing population health. MediSprout, LLC, won the Health Tech ’16 pitch contest event for VidCare, a HIPAA-compliant video platform for conducting virtual clinical visits. “This was probably the best conference in our Health Tech conference series,” commented Bill Mooney, who already is planning another spectacular event next year.

FALL LEADERSHIP DINNER Celebrating Smart Growth, Innovation & Talent Thursday, November 17, 2016, 5:30 to 9:30 pm Westchester Marriott Hotel

Bill Mooney, WCA; keynote speaker Michael J. Dowling, Northwell Health

Alfred B. DelBello Visionary Award Recipients HON. NOAM BRAMSON, City of New Rochelle HON. THOMAS M. ROACH, City of White Plans HON. MIKE SPANO, City of Yonkers HON. RICHARD THOMAS, City of Mount Vernon 2016 Leadership Award Recipients

Eliza Ng, Montefiore Health System; Wendy Perchick, Memorial Sloan Kettering

RIZ KHALIQ, VP Client Engagement and CMO, IBM Global Government

Keynote speaker Tom Coburn, MD, former US Senator from Oklahoma

COMING UP Fall Leadership Dinner Thursday, November 17 5:30 to 9:30 pm Westchester Marriott Hotel Tarrytown, NY Certified Professional Medical Coding Course (CPC) Beginning December 30, 2016 Announcing a special opportunity to enter an engaging, in-demand field. This online CPC course, offered through American Academy of Professional Coders, includes all course preparation leading up to the CPC Certification Exam, the gold standard for medical coding in a physician office setting. Additionally, this course includes the Practicode CPC-A module, which upon completion, will remove the “A” (Apprentice) designation from the certification.

For more information or to register for events:

westchester.org

PAULA MANDELL, Area Executive—New Jersey, Westchester County, NY, Rockland County, NY and Connecticut Region, M&T Bank

To become a sponsor, email jemrick@westchester.org or call 914.948.6444

TAREK PERTEW, Co-Founder, Uncubed For tickets and sponsorship information, please visit westchester.org today!

Guy Liebler, Simone Development Companies; Iya Khalil, GNS Healthcare; Bill Harrington, Chairman, WCA

Photos: Lynda Curtis

“The object is to modernize the county’s infrastructure, create jobs, spark innovation, and close the digital divide.”

FROM MEDICAL MIRACLES TO MIND-BOGGLING DISCOVERIES

Susan Fox, President, White Plains Hospital; Michael Divney, Divney Strategic Advisors

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BY MARC GUBERTI

The three steps to dominating every social network

S

ocial media’s impact on businesses continues to grow as the days go by. Digital marketing has extended the reach of pre-existing brands and has allowed some companies to rise from the ground up.

We all know the power social media can have on an individual business. What remains in the fog is how we capitalize on that social media power for our businesses.

After dominating many social networks and accumulating over 400,000 followers, I tapped into a three-step process for thriving on all of the social networks.

Step 1: Focus on one social network Most business owners have a tendency to stretch out toward as many social networks as possible. They’re tweeting new content, firing out pins on Pinterest, and sharing every picture imaginable on

Instagram. The more social networks you take on, the more difficult it will be to grow on any of them. Spreading your time thin across many social networks makes you a master of none.

For a long time, I was a master of none.

Then I finally hit my breaking point and temporarily abandoned all of my social media profiles except Twitter. That was 2012, and I created a five-year plan to, if I was lucky, end up with 100,000 Twitter followers.

It’s 2016, and I have over 300,000 Twitter followers. That’s the power of focusing on one social network. This level of focus requires that you invest massive amounts of time toward research and implementation. I researched all of the possible ways to grow a targeted Twitter audience and experimented. Through my experimentation, I came across the best tactics for growing a Twitter audience.

Step 2: Delegate your social media tasks Social media domination by definition requires that you have massive audiences on all of the top social media platforms you want to play on. Spending the time to grow those audiences and consistently providing those audiences with new content will take up so much of your time that you’ll have nothing left for the rest of your business.

When you reach that point of social

www.JBR.org/Westchester Add some

Jingle to Your Holiday Season!

Get in the spirit this holiday season and bring your friends/family to the 2016 Westchester Jingle Bell 5K Run/Walk!

Register today, form a team and have some fun!

December 10, 2016 at 10:00am SUNY Purchase College

Registration inside the Performing Arts Center at 8:30am

Fun and Festivities will include:  USATF Certified 5K Course & One-Mile Option  Indoor Registration, Sponsor Expo & Team Tailgate  Awards for Top Three Finishers in Each Age Group    

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(8 Age Groups) Costume Contest & Hot Chocolate Kids Fun Run and Activities Holiday Running Shirt DJ & Entertainment

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media growth but time diminishment, delegation is your next step forward. Once you dominate a social network, the processes of domination will become easier for you to explain to others.

To dominate another social network without sinking the other parts of your business, you must delegate your social media tasks for your top social network to others. While I am still involved engaging with my followers on Twitter, I do nothing else for that social network. I’m not following highly targeted people or scheduling my tweets. I delegated those responsibilities to a reliable freelancer.

At first, giving any amount of control to someone else will be nerve-racking, but once you and the freelancer get comfortable with each other, that power exchange will create more comfort on both sides. You have time to dominate another social network and the freelancer gets paid.

Step 3: Choose another social network to dominate Once you delegate your social media tasks for one social network, you can approach another social network with highlevel intensity. At this point, you are in the social media domination loop. Pick a social network, dominate it, delegate those tasks, and move onto the next one.

But here’s the cool part about social media domination. Once you master a single social network, it becomes much easier to learn the others. Mastering each of them is like learning the Romance languages.

Would you rather learn several Romance languages at once or start with one? With all of the subtleties in each language, mastering one at a time is the better route.

Then you can master the others since the Romance languages share many similarities with each other.

Social networks work the same. The process for dominating Twitter is similar to the process of mastering Pinterest. The tool names, the name of the social network and the name of a post are different. Some subtleties exist, but the overall process is the same.

So what happens now? Start by committing to one social network and researching all of the possible case studies and tactics for that one social network. Once you master that social network, delegate most of the tasks for that social network. Then set sail for the next.

Marc Guberti is a student at Fordham University and a social media and business blogger and author. He’s on Twitter @MarcGuberti and can be reached by phone at 914-722-6005 or email at Marc@ MarcGuberti.com.

You want more: Choices. Plans. Networks.

WHO’S MORE DEMANDING THAN YOU? Empire small business health plans.

Living up to New York’s tough standards. And yours.

Whether you’re a law firm, ad agency or tech shop, you didn’t get where you are by being a pushover. At Empire, we’ve enhanced what we offer to give you more of what you really want.

Like a large network — with access to hospitals and more doctors across the country.1 And, of course, the demand of every small business: more plan choices and smart pricing options.

Demand more from your health plan.

Call your broker or go to empireblue.com.

1

Blue Cross and Blue Shield Association PPO/EPO network comparison data from websites of other national carriers as of 2016. Network data include the BlueCard program’s extensive networks of doctors, hospitals and other providers that participate in independent Blue Cross and Blue Shield plans across the country.

Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

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Three Hudson Valley companies join Start-Up NY

BY ALEESIA FORNI aforni@westfairinc.com

T

hree companies partnering with Ulster Community College in Kingston and Dutchess County Community College in Poughkeepsie are among 39 businesses added to the Start-Up NY program, Gov. Andrew M. Cuomo recently announced.

Those businesses have committed to create 817 new jobs and invest more than $30 million statewide over the next five years, he said.

Start-Up NY offers a 10-year reprieve from state and local taxes to new or expanding businesses in the state if they move their operations to school campuses and other specified locations in New York in partnerships with public and private colleges. Cuomo said the initiative has commitments from 202 companies to create at least 4,490 new jobs and invest more than $251 million over the next three to five years throughout the state.

Partnering with Ulster Community College, information technology company Anchor ID Inc. plans to add 15 jobs and invest $75,000. The Kingston company has developed an authentication platform for

businesses that eliminates passwords for computer systems, providing a better user experience and high compliance, according to state officials.

Ulster Community College is also partnering with Up Homes, a formative-stage company that will design and sell energyefficient manufactured and modular homes.

The company will create seven jobs and invest $575,000.

At Dutchess County Airport in Wappingers Falls, FlightLevel Dutchess LLC, a fixed-base operator, will create seven jobs and invest $310,000. The aviation services company, which sells aviation fuels and manages space for storing aircraft, will expand its airport business by opening a maintenance operation. The company will also partner with Dutchess Community College to offer a mechanics training program.

“This program continues to attract companies with visionary goals to every region of our state and is playing a key role in revitalizing those communities,” Cuomo said, adding that the program’s model of partnerships between companies and colleges “not only creates new jobs, but also leverages hundreds of millions of dollars in private investment to stimulate regional growth.”

Host your next meeting at the Crowne Plaza White Plains Between now and December 31, 2016 and receive: 10% off Master Bill Double IHG Meeting Rewards Points Complimentary parking for up to 10 cars Plus a voucher for 10% off your next meeting master bill that is held before March 31, 2017 Contact the Sales & Catering Team at 914-821-1345 Offer is not valid on previously signed contracts, cannot be combined with other offers and is based on availability at the time of booking.

Crowne Plaza White Plains – Downtown • 66 Hale Avenue, White Plains NY 10601 • www.cpwestchester.com

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milli

#milliawards2016

AWARDS 2016

Join us for an exciting evening to celebrate Westchester and Fairfield counties’ top young professionals!

KEYNOTE SPEAKER

AGENDA 5:30 p.m. Cocktail reception and holiday bazaar with local vendors.

6:15 p.m.

• Keynote speech by Brandon Dufour, CEO, The Next Street, entrepreneur and 2013 Fairfield County Business Journal 40 under 40 honoree.

• Presentation of Milli Awards.

BRANDON DUFOUR

8-10 p.m. After-party hosted at Frankie & Fanucci’s, Mamaroneck, including complimentary appetizers, gift cards to drinks from the new self-serve taproom and live music.

Nov. 15, 5:30 PM

VIEW THE WINNERS AND REGISTER AT: WESTFAIRONLINE.COM/MILLI-AWARDS

280 davenport ave., new rochelle

For more information, contact Danielle Brody at 914-358-0757 or dbrody@westfairinc.com.

CEO, The Next Street

THE SURF CLUB ON THE SOUND

PRESENTED BY:

BRONZE SPONSORS:

TO BENEFIT:

SUPPORTERS:

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PRESENTED BY:

PLANNING AHEAD YOUR SOURCE FOR UPCOMING WESTCHESTER NOT-FOR-PROFIT EVENTS NOV. 12

NOV. 15

NOV. 18

AMERICAN VETERANS BALL

Benefiting: H.O.M.E. Inc. Salute past, present and future veterans at an evening of celebration and camaraderie as we come together for the benefit of the Joint Armed Forces and salute to our veterans event; open to military and nonmilitary guests. The American Veterans Ball is the “flagship” gala of the year for H.O.M.E., a nonprofit organization dedicated toward youth development. Fun. Food. Festive.

HONORING: William Moye EVENT CHAIR: Phyllis M. Shelton TIME: 6 p.m.

LOCATION: Green Tree Country Club, New Rochelle TICKET PRICE: $100 per person; sponsorship and journal opportunities available CONTACT: Phyllis M. Shelton at 201-222-5390 or email phyllisshelton@ipowergs.com or visit www.americanveteransball.org/avb2016-new-york

NOV. 19

HALL OF FAME AWARDS BENEFIT

Benefiting: Wise Services This year marks the 25th anniversary of WISE Services, the organization that stemmed from WISE Senior Options founded more than 40 years ago at the Woodlands School in Greenburgh. To celebrate this momentous occasion, we call upon our partners to recognize truly outstanding coordinators, task-force members, mentors and host sites with induction to the WISE Hall of Fame. This exciting event will celebrate both the success of WISE and the inductees.

TIME: 6 to 9 p.m.

LOCATION: Glen Island Harbour Club, New Rochelle TICKET PRICE: $191 per person; sponsorship and journal opportunities available CONTACT: The Event Department at 747-0519 or email events@theeventdepartmentny.com

ANNUAL TREE OF LIFE - HOSPICE CARE IN WESTCHESTER & PUTNAM

Benefiting: Hospice Care in Westchester & Putnam Please join Hospice Care in Westchester & Putnam (HCWP) at the 28th annual Tree of Life – an event that captures the true meaning and spirit of the holiday season. The event will feature The Taghkanic Chorale and a tree-lighting ceremony.

As a special token of love, members of the community may purchase an inscribed ornamental dove in honor or in memory of a loved one. These doves are hung on evergreen trees in event locations for the duration of the holiday season. Event proceeds enable HCWP to care for patients with serious and advanced illnesses in the comfort of their own homes and to provide charitable programs and services to the community.

TIME: 6 to 7:30 p.m.

LOCATION: Jefferson Valley Mall, Yorktown Heights TICKET PRICE: Free CONTACT: Adrianna Melnyk at 666-7616 or visit www.vnahv.org

NOV. 30

ARTSWESTCHESTER GALA 2016

Benefiting: ArtsWestchester This year, ArtsWestchester honors five outstanding wonder women, each one demonstrating extraordinary leadership and superhero support for the arts in Westchester. Come and meet the five “Wonder Women” honorees and get ready to raise your hands at the live auction. Proceeds from the gala support the programs and services of ArtsWestchester working in schools, community sites, human services agencies and after-school programs to insure the availability, accessibility and diversity of the arts in Westchester County.

HONORING: New York State Sen. Andrea Stewart-Cousins, Democratic Conference leader; Barbaralee DiamonsteinSpielvogel, chair, New York State Council on the Arts; Mary Calvi, co-anchor, CBS 2 News; Maria Ferreira, area president, Wells Fargo; and Emily Grant, arts patron Extraordinaire HONORARY CHAIRS: The Honorable and Mrs. Robert P. Astorino EVENT CHAIRS: Elizabeth Bracken-Thompson and Geoffrey Thompson of Thompson & Bender TIME: 6 p.m.

LOCATION: The Ritz-Carlton, Westchester, White Plains TICKET PRICE: $600 per person; sponsorship and journal opportunities available CONTACT: Ann Fabrizio at 428-4220 or email afabrizio@ artswestchester.org or visit www.artsw.org/gala

Benefiting: Hospice Care in Westchester & Putnam Please join Hospice Care in Westchester & Putnam at the 28th annual Tree of Life – an event that captures the true meaning and spirit of the holiday season. The event will feature two local high school choirs and a tree-lighting ceremony. As a special token of love, members of the community may purchase an inscribed ornamental dove in honor or in memory of a loved one. These doves are hung on evergreen trees in event locations for the duration of the holiday season. Event proceeds enable HCWP to care for patients with serious and advanced illnesses in the comfort of their own homes and to provide charitable programs to the community.

TIME: 6 to 7:30 p.m.

LOCATION: Holiday Inn, Mount Kisco TICKET PRICE: Free CONTACT: Adrianna Melnyk at 666-7616 or visit www.vnahv.org

OUR FAMILY OF COMPANIES

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SPOTLIGHT EVENTS NATIONAL PHILANTHROPY DAY (NPD)

Benefiting: Association of Fundraising Professionals Westchester NY Chapter NPD is a spectacular day for nonprofit professionals, board members and volunteers to recharge their batteries and learn about the latest trends and research in the field.

The way we think about charity is dead wrong,” says nonprofit thought leader Dan Pallotta who will be the keynote speaker at the Association of Fundraising Professionals (AFP) Westchester Chapter’s fifth National Philanthropy Day conference Thursday, Nov. 10.

Pallotta, an activist and fundraiser with an unconventional view of nonprofits is best known for his iconic 2013 TED Talk, which is one of the top 100 most-viewed TED talks of all time. In it he states that, “Too many nonprofits are rewarded for how little they spend — not for what they get done.” Pallotta thinks it’s time for the double standard that exists between the for-profit and nonprofit sectors to change.

This will be the first time that Pallotta has spoken in Westchester County.

LOCATION: DoubleTree, Tarrytown TIME: 8:00am to 5:00pm KEYNOTE SPEAKER: Dan Pallotta TICKET PRICE: $155 per person CONTACT: Lauren Candela-Katz at 8444471 or email lauren@lckconsulting.com.

Tickets can be purchased at -Dan Pallota www.afpwestchester.org

ANNUAL TREE OF LIFE - HOSPICE CARE IN WESTCHESTER & PUTNAM

NEIGHBORS LINK ANNUAL LATIN LINKS LUNCHEON

Benefiting: Neighbors Link Special Presentation and Luncheon with CNN Political Commentator Ana Navarro speaks out!

TIME: 11:30 a.m.

LOCATION: Old Oaks Country Club, Purchase TICKET PRICE: $150 per person, sponsorship opportunities available CONTACT: Call 666-3410 x14 or visit www.neighborslink.org to purchase tickets and sponsorships

NOV. 10

NOV. 14

10TH ANNUAL NOT-FOR-PROFIT EDUCATIONAL LEADERSHIP SUMMIT

The 10th Annual Not-for-Profit Educational Leadership Summit offers not-for-profit community leaders a day of learning and networking with their peers. This year’s event will offer innovative ideas and strategies to help you improve your ability to engage and expand stakeholders in your success.

LOCATION: Westchester Marriott Hotel, Tarrytown TIME: 11:45am to 5:15pm TICKET PRICE: No Cost to Attend To register, visit www.hrginc.net/register/nfp-educationalleadership-summit/ For more information about attending please contact Hospitality Resource Group, Inc. at 761-7111 or email Jenna@HRGinc.net

SUBMIT YOUR EVENT

Hospitality Resource Group is your “Total Business Link” for all of your meeting and special event needs.

Westchester not-for-profit organizations are invited to promote their special events in “Planning Ahead.” To submit an event, visit www.HRGinc.net and click on “Planning Ahead” or for more information, please call 761-7111.

www.HRGinc.net 914-761-7111 • info@hrginc.net

Events are compiled in cooperation with Association for Development Officers Inc. www.adoonline.org

NOVEMBER SPOTLIGHT — PEDIATRIC CANCER FOUNDATION Based in Mamaroneck, Pediatric Cancer Foundation’s (PCF) mission is to find a cure for childhood cancer. The 501(c) (3) nonprofit raises money for research, state of the art equipment/ instruments and patient/parent care by world-renowned doctors at the hospitals PCF supports. These hospitals include NewYork-Presbyterian Morgan Stanley Children’s Hospital, Memorial Sloan-Kettering Cancer Center, Stephen D. Hassenfeld Children’s Center for Cancer and Blood Disorders at NYU Langone Medical Center, Feinstein Institute of Medical Research - Northwell Health, Maria Fareri Children’s Hospital at Westchester Medical Center and Comer Children’s Hospital, The University of Chicago Medicine & Biological Sciences.

What started out as a grassroots organization has now become a nationally recognized nonprofit and with the inclusion of advanced technological equipment that the organization supports, PCFfunded doctors are in communication with hospitals both nationally as well as on an international level.

Pediatric Cancer Foundation, known as the Maxwell Leeds Pediatric Tumor Foundation until well after 1982, was founded in 1970 by grateful parents whose son underwent surgery at Babies Hospital, New York Presbyterian Medical Center. (This hospital is now known as NewYork -Presbyterian Morgan Stanley Children’s Hospital.) These grateful parents established the foundation after realizing that malignant pediatric tumors were extremely prevalent and that children afflicted in this way

needed treatment with the most advanced medical techniques.

Today PCF has grown to include support for children and their families afflicted with all types of cancer. Four decades of support have enabled the foundation to purchase state-of-the-art equipment, support research projects and bring exceptional fellows to both the surgical and oncology departments.

The many hours spent by our caring membership (which consists of more than 200 volunteers) enable us to raise significant funds when hospital financial problems threaten to impede further progress.

This year PCF will have committed half a million dollars in programs, research and equipment. In an effort to meet these commitments, the nonprofit stages annual events, including our opening luncheon, evening benefit/annual campaign, Walkathon, and Sportsathons, all of which are typically held at public venues like the Rye Ridge Shopping Plaza, The Westchester and area country clubs, all of which benefit the county’s economy, drawing visitors to these locations to donate, shop and more.

The PCF Bake Sale is now the organization’s signature event and it has put out a call-to-action for anybody/group to host their own PCF bake sales at local schools, churches, temples and malls across the country. To donate, host a Give Hope Bake sale or participate in a Give Hope Walk event, call Nancy Joselson at 914-777-3127 for more information. Please visit our website at http://www.pcfweb.org/.

PHOTO GALLERY: PEDIATRIC CANCER FOUNDATION

WHY GIVE? “The goal of all of our events is to help raise awareness and much needed funds to fight childhood cancers. More than 2,300 children (from birth to 21 years of age) will die each year from cancer, the causes of which are still unknown, and our funding helps critical research to attack this issue. PCF has raised countless dollars over the past 45 years and these precious funds help everyone on the front lines of the disease, from children and their families to the brilliant medical professionals, all of whom are the soldiers in this battle.”

— Bonnie Shyer, PCF President

NONPROFIT WESTCHESTER Miss New York 2015 Jamie Lynn Macchia, cancer survivors Dana Wershaw and Luke Weber and Soleidy Estevez cut the ribbon at the 22nd Annual Pediatric Cancer Foundation Give Hope Walk at Riverside Park

WABC-TV Eyewitness News Chief Meteorologist and event host Lee Goldberg with PCF Board President Bonnie Shyer and PCF Board Chairman Cheryl Rosen at the 22nd Annual Give Hope Walk at Riverside Park Coco Lefkowitz, Evette Guerzon, Suellen Singer, Stefanie Mittman, Jayne Maslansky at the Harper’s Bazaar FW16 Luxe Show donor appreciation event

Rye Brook students host a #GiveHopeBake sale at The Westchester

Trail’s End Campers at the 11th Annual PCF Sportsathon

Our Budget. Our Values.

-Joanna Straub Executive This week, Americans go to the polls to elect Director, our next President. Two days later, there is anNonprofit other important civic event in Westchester: Westchester County Executive Astorino will release his proposed 2017 budget.

Every year, Westchester County sets priorities through the budget it adopts by deciding what to pay for and how to pay for it. These decisions help shape the kind of community Westchester becomes, yet they are made without public discussion about what those priorities might be.

In order to help begin that conversation, a diverse group of more than 100 community leaders representing the business, nonprofit and government sectors rolled up their sleeves and participated in an innovative forum called Our Budget. Our Values: A Community Conversation, on Sept. 30. The forum was sponsored by the Keep Westchester Thriving Alliance of more than 500 nonprofits.

Attendees at this unprecedented forum engaged in a candid, wide-ranging conversation on ways to sustain a thriving Westchester, including a robust discussion on county priorities, the interplay between county, state and local finances, and the challenges and potential solutions to sustainably funding vital services.

While we didn’t expect to find all the answers, starting the conversation was an important first step. We’re hoping you will join us in taking the next steps.

Voting is important, and I hope you’ll do your duty on Nov 8. But your civic duty doesn’t end there.

When the budget is released Thursday, take some time to see if it reflects the priorities you think will help Westchester to thrive. Look at the budget document on the county website. Read the press coverage. Attend one of three public hearings (Nov 22, 30 and Dec 2 – all at 7pm).

Get involved, and learn more at npwestchester.org.

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CELEBRATE DIVERSITY and the leadership your company has shown.

DiVERSiTY I N

B U S I N E S S

THE INAUGURAL AND REGIONAL COMPETITION AND AWARDS PROGRAM

Many cultures, one business community.

If your company advocates and practices diversity — become a partner in getting that message out.

The finalists will be announced in the Nov. 14 issue and will be profiled in a special section to be published Dec. 19.

From late December through January, readers will then have an opportunity to select 5 of the finalists to be awarded in the categories of Standard-Bearer, Most Socially Conscious, Most Promising Millennial, Outstanding Entrepreneur and Visionary.

westfaironline.com/celebratingdiversity To find out more about sponsorships, call 914-694-3600

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These will be awarded at an event in April.

WESTCHESTER & FAIRFIELD COUNTY

BUSINESS JOURNALS

S

SPECIAL REPORT

HOSPITALS

Harrison doctor dispenses ‘club drug’ for treating depression

BY ALEESIA FORNI aforni@westfairinc.com

K

nown in rave culture and the club circuit as “Special K,” the generic drug ketamine is gaining ground in New York state and across the country toward becoming a legitimate option for patients with chronic depression.

Commonly used to induce anesthesia prior to surgery, ketamine has been shown to relieve the symptoms of depression in patients who suffer from the disorder. Alan Young, a practicing anesthesiologist since 1983 who was on staff for more than three decades at White Plains Hospital, is among the few physicians in the area offering patients the drug at his practice, Ketamine Westchester in Harrison.

“Severe depression is just very debilitating,” Young said. “These people just can’t function. Students can’t study. People can’t work; they lose their jobs. It’s terrible.”

Ketamine Westchester’s patients, who must provide documentation of their medical condition from a doctor, undergo six 40-minute ketamine treatments over a period of two weeks. While oral antidepressants can take weeks or months to take effect, with a ketamine infusion, symptoms begin to dissipate within a few hours.

Results can last from between a few weeks to a few months. Once symptoms begin to reappear, patients return for a “booster” dose of ketamine.

“Depression is a chronic disease. It lasts forever,” Young said. “The truth of the matter is by taking ketamine you don’t cure depression. You alleviate the symptoms.”

Ketamine’s use in the treatment of depression began gaining traction around the turn of the century. A study by the National Institute of Mental Health in 2006 discovered that 70 percent of subjects who received ketamine showed significant improvement in depression symptoms.

Since then, studies from a number of institutions such as Yale University and Mount

Sinai Health System have shown similar findings.

In August, the U.S. Food and Drug Administration granted esketamine, a component of ketamine, its second breakthrough therapy designation. The designation is designed to expedite the development and approval process for drugs that show significant advantages over traditional treatment options. If approved, it would become one of the first new approaches to treat depression in the last 50 years, according to Janssen Research & Development LLC, a pharmaceutical company of Johnson & Johnson, which is conducting trials on esketamine. According to the National Institutes of Health, there are dozens of other ongoing clinical trials regarding the effects of ketamine on treatment-resistant depression.

That research piqued Young’s interest both because of its effectiveness and because of his extensive history with the drug, a medication the 71-year-old has administered to patients since his training in 1979. So far, he said, the results of the ketamine treatments have been astonishing.

“It’s something I’ve never seen before,” he said. “The only thing that comes close in my career is doing epidurals for pregnant women, for women who have terrible labor pain.”

While some patients experience complications with the drug’s psychoactive qualities, for others, those qualities play a key role in the drug’s effectiveness.

“For some people, being depressed is such an awful thing that anything that takes them out of themselves — even for 40 minutes — is wonderful,” he said.

Most patients must pay out of pocket for the therapy. Young charges $450 per session for the ketamine treatments, and because he administers the ketamine “off label” — for a purpose other than what it is approved — treatment is not typically covered by insurance companies.

Developed in 1962, ketamine is still commonly found in operating rooms today.

Dr. Alan Young in his Harrison office with his wife in the chair generally reserved for patients receiving a ketamine infusion.

Photo by Bob Rozycki.

But because of its ability to produce a dissociative state or “out-of-body” experience, the U.S. Drug Enforcement Administration designated ketamine as a Schedule III controlled substance in 1999.

While there has been no evidence thus far of any addiction resulting from the lowdose treatments Young and other physicians employ, some question the possible long-term effects of the drug. “(Abusers) use many hundreds of times the dose that I would use here, or use in the operating room, for that matter,” Young said. “We have 40 years of experience with this drug. If there was something really bad that happened to people, we would have seen it by now.”

While Young has treated a handful of

patients at his office since its opening in May, he hopes to raise awareness about ketamine’s effects on people suffering from depression.

“It’s just so amazing. It gave me a good feeling. (I think), ‘Wow, look what I’m doing for these people. I’m really turning them around,’” he said. “The problem is, I’ve got to get them through the door.”

His office at 450 Mamaroneck Ave. is within a complex that also houses Full Circle Women’s Health, a practice that serves a number of pregnant women, new mothers and their young children, and is a location Young chose deliberately.

“It makes it a pleasant experience, especially for my patients who need all the pleasant they can get,” he said.

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Sarah Lawrence offers end of life care course for doctors

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

A

new online continuing education program from Sarah Lawrence College will help doctors guide patients through planning for difficult health care choices: how to be treated during the final days, months or even years of life.

Sarah Lawrence launched its End of Life Care program in 2015 as part of its Center for Continuing Education and Professional Studies. The program is based on recommendations from the national Institute of Medicine’s Committee on Approaching Death.

Since the school launched the program, it has offered workshops and webinars, but it’s the certificate program it expects to launch before the end of the year that will

End of life, or palliative care, encompasses all health care and medical decisions in the days or years before a patient’s death, including long-term terminal illness or sudden death.

“If that sounds very expansive, it’s because it is,” said Rebecca O. Johnson, the director of the End of Life Care program at Sarah Lawrence. The program’s motto is “Dignity in health care at all ages and stages in life.”

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To learn more about our Neuroscience Center call 914-493-2363

westchestermedicalcenter.com Advancing Care. Here.

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be its largest effort so far. The certificate will be for Advance Care Planning for Primary Care Practitioners, a four-hour self-guided course.

Johnson said a common misconception about end of life care is that it applies only to hospice care.

“What our program is trying to do is address the possibility that we can all have the kind of care we want, throughout our life, but especially in decision-making for end of life care,” Johnson said.

End of life care got a major boost in January 2016, when the Centers for Medicare and Medicaid Services began reimbursing health care providers for end of life care planning in medical offices and hospitals. About 80 percent of the 2.6 million Americans who died in 2014 were on Medicare, according to a report from the Kaiser Family Foundation, making it the largest insurer of health care during the final year of life.

Kim Callinan, chief program officer for Compassion & Choices, a national nonprofit focused on the care and rights of terminally ill patients, said that there are multiple course offerings for end of life care, but the Sarah Lawrence program is the first she has seen to incorporate the Centers for Medicare and Medicaid Services reimbursement.

“That regulation is relatively new, and the Sarah Lawrence program seems to be addressing how the doctors work on that,” Callinan said. “And I think because it’s such a new regulation, they are definitely on the cutting edge of that.”

Callinan cited a Kaiser Family Foundation study that found that while almost 9 in 10 adults say doctors should discuss end of life care issues with their patients, only 17 percent of adults have actually had such talks with their doctors.

“There’s really a host of reasons why people are hesitant to have these conversations,” Callinan said, such as difficulty accepting a diagnosis or not having full information from a doctor on the amount of time they have left. “But the good news is that the (Medicare and Medicaid) codes at least offer an opportunity for doctors to come forward and be reimbursed so we can see more of those conversations taking place.”

Johnson, too, said that the reimbursement can help clear a hurdle preventing end of life discussions from taking place.

“Physicians have recognized – particularly primary care, who are for the most part who a Medicare or Medicaid patient would see – that this takes time and is a process, and they haven’t been reimbursed for it up until this year,” Johnson said.

Now health care providers can be reimbursed for end of life care or advance care planning sessions of up to an hour.

But another major hurdle, Johnson » » SARAH LAWRENCE, page 32

Facing dementia? The Alzheimer’s Association can help More than 5 million Americans nationwide and nearly 40,000 people in the Hudson Valley are affected by Alzheimer’s, an illness that attacks the brain, causing dementia. The Alzheimer’s Association Hudson Valley Chapter is the key local resource for families living with Alzheimer’s and other forms of dementia.

24/7 Helpline Call our 24/7 Helpline at 800.272.3900 anytime for information, referrals and emotional support. The Purchase office can be reached at 914.253.6860.

Care consultations The chapter provides consultations for families planning care and handling challenging situations. It oversees support groups for people with early-stage dementia as well as caregivers and family members.

out and interact with others in a safe and understanding environment. Music Socials, Memory Cafes and Wellness Retreats provide interactive fun and social interaction for people with dementia and family caregivers.

Educational programs Instruction is available on a wide range of topics from how communication changes when someone has dementia to planning ahead after a diagnosis.

Reaching out With the African-American and Hispanic communities at a higher risk of developing dementia, the chapter works hard to reach out to diverse populations. Bilingual staff lead support groups and translate programs when needed.

Social activities Social programs help people with dementia and caregivers get

Safety services Medic-Alert + Safe Return, a national registry and identification program, and Project Lifesaver help protect people with dementia who wander away and become lost.

Leading the charge The Association is spearheading efforts to defeat dementia. It is the largest private funder of research, and its advocacy network strives to make Alzheimer’s a national priority.

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Nyack Hospital getting closer to ER groundbreaking

BY BILL HELTZEL bheltzel@westfairinc.com

N YOUR NEIGHBORHOOD CARDIOLOGY TEAMS Montefiore’s Westchester-based cardiology practices, located in New Rochelle, Tarrytown and Mamaroneck, New York, offer a wide range of cardiovascular health services, from routine diagnostics testing to Advanced Cardiac Imaging. Our physicians are trained in stateof-the-art diagnostic technology including echocardiography, electrocardiography, nuclear cardiac stress testing, pacemaker and defibrillator monitoring and Holter monitoring.

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yack Hospital’s $24 million plan to double the size of its emergency department and renovate other facilities is edging closer to a groundbreaking.

The village of Nyack Nyack Hospital Planning Board will consider the hospital’s site plan on Nov. 7.

“They’re getting close to site plan approval,” Village Attorney Walter Sevastian said.

When the hospital announced the expansion in March, it said groundbreaking would take place this fall.

For now, spokeswoman Lauren Malone said, hospital officials do not want to discuss the project until it clears the village approval process.

“We’re working closely with the village,” she said, “trying to get this to move forward.”

Other than some neighbors questioning the impact of the expansion on nearby street parking, there has been little opposition, Sevastian said.

Parking is always an issue, he said, because Nyack’s streets are tight. But he said the hospital has satisfied the minimum parking requirements for its property.

After the planning board approves the site plan, the hospital can apply for a building permit. Once it gets the permit, the groundbreaking ceremony can take place.

Nyack Hospital wants to build a twostory, 16,300-square-foot addition and to renovate another 23,300 square feet.

The expansion is being financed in large part by a $17.7 million state grant from the governor’s health care initiative. The Delivery System Reform Incentive Payment Program is meant, in part, to reduce avoidable hospital admissions and emergency room visits by 25 percent by 2020.

Emergency room visits are at the heart of Nyack Hospital’s expansion plan. Several years ago the administration set a goal of seeing emergency patients within 30 minutes of arrival.

The number of patients doubled to 60,000 a year, making it one of the most active ERs in the region, in a facility designed for 35,000 patients a year.

The hospital wants to double the emergency department to 26,000 square feet, including areas for rapid assessment, behavioral health assessment, trauma bays,

imaging equipment, decontamination and urgent care.

The urgent care center would enable the hospital to reduce unnecessary emergency department visits by giving patients with less severe conditions a more appropriate level of care.

The plan also calls for a 7,800-squarefoot outpatient center. The “medical village,” as it is being called, would include space for primary and specialty care providers and for local service organizations. The hospital will offer a navigation program to guide patients to services, as well as transportation to appointments.

The idea of the medical village is to reduce costs and unnecessary hospital admissions by giving patients an easy way to get the right level of care at the hospital or in the community.

The new facilities were expected to be completed in 2018, when the project was announced seven months ago.

Nyack Hospital was founded in 1895. It has 375 beds and about 90 percent of its patients live in Rockland County, according to a 2013 health needs assessment.

Revenues totaled $222 million in 2013, the last year of publicly available tax records, and expenses totaled $219 million.

The hospital was affiliated with New York-Presbyterian Healthcare System from 2004 to 2014.

In 2015, it joined Bronx-based Montefiore Health System.

Montefiore began expanding into the lower Hudson Valley in 2013. It has acquired or partnered with Burke Rehabilitation Hospital, Mount Vernon Hospital, Sound Shore Medical Center in New Rochelle and White Plains Hospital.

Nyack Hospital is also part of the Montefiore Hudson Valley Collaborative, a group of nearly 250 health care providers, community organizations and local government officials that looks for ways to improve health care in the region.

Today was another milestone for Patty and our team of cancer experts Twelve years cancer-free. Patty Ferris and Dr. Green, her oncologist, have been through a lot together. From Patty’s diagnosis of breast cancer to her mastectomy, chemo, and many, many follow-up visits. At the White Plains Hospital Center for Cancer Care, every patient’s battle with cancer is our battle, too. And our partnership with Montefiore Health System gives our patients access to breakthrough clinical trials right here in White Plains. It’s this commitment to delivering exceptional care every day that has kept Patty cancer-free for all these years.

Watch her story at exceptionaleveryday.org/survivor

A M E M B E R O F T H E M O N T E F I O R E H E A LT H S Y S T E M

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Sarah Lawrence— The Leukemia & Lymphoma Society

» » From page 28

CONGRATULATES

CONNECTICUT WESTCHESTER HUDSON VALLEY’S 2016 WOMAN OF THE YEAR.

Noreen White Acacia Financial Group, Inc.

The Leukemia & Lymphoma Society congratulates this year’s winners and all the candidates who competed for the title.

Their efforts and commitment have made an impact in the search for cures and effective blood cancer therapies.

For more information or to get involved, please visit www.mwoy.org/ctwhv or call 203.388.9199.

MWOY_Westchester Business Journal_Ad_10_24.indd 1

We care for you like family.

said, is doctors feeling “terrified” because they’re not trained on how to engage patients on end of life care choices.

“I’ve heard medical students tell me they spent a day, a couple days, on end of life issues in medical school,” Johnson said. “So that’s where we are starting. Let’s help physicians gain the ability to have the conversations.”

The certificate-granting online program comprises four, one-hour courses.

It instructs primary care doctors on how to have quality of life conversations for advance care planning, the legal and ethical considerations in advance care planning and completing and filing advance care planning forms. The final course has the doctors simulating an advance care planning conversation.

While doctors aren’t the only people involved in end of life care discussions, they can help lead patients and families in understanding and considering different health care options, Johnson said.

“Having the ability to have these conversations can jumpstart the discussions in a person’s life with their family and they can come back to it as necessary,” Johnson said.

And there’s benefits for when doctors engage. Receiving advance care planning can boost patient satisfaction, Johnson said.

“When physicians have these conversations, physician patient communication is much better,” Johnson said. “And there’s all kind of issues that go into patient-physician communication, culture, income, class, religious beliefs. But advance care planning helps a physician over time understand that. And it helps a family express what it needs to for a higher trust level and higher satisfaction.”

Sarah Lawrence will partner with the National Hospice and Palliative Care Organization to make its online end of life care certification course available nationwide. The certificate course is self-guided and costs $1,000 for all four of its one-hour courses.

Johnson said she hopes the center can soon launch an additional course focused on providing guidance to nonprofessional home health caregivers, such as the growing population of adults treating a parent or other family member.

“One of the complaints that caregivers often have is we don’t know what we’re doing, and we’re terrified,” Johnson said.

“And they should be, they’re delivering medical procedures basically. So for us, that’s an area we’ve thought about.”

10/23/16 5:33 PM

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Sports medicine practice joins White Plains Hospital

The Leukemia & Lymphoma Society

CONGRATULATES

BY JOHN GOLDEN jgolden@westfairinc.com

CONNECTICUT WESTCHESTER HUDSON VALLEY’S 2016 WOMAN OF THE YEAR RUNNER-UP.

T

Victoria Landau Cycle for Life

The Leukemia & Lymphoma Society congratulates this year’s winners and all the candidates who competed for the title.

Their efforts and commitment have made an impact in the search for cures and effective blood cancer therapies.

For more information or to get involved, please visit www.mwoy.org/ctwhv or call 203.388.9199.

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hree physicians in practice at Westchester Sport and Spine in White Plains have joined the orthopedics team at White Plains Hospital Physician Associates, hospital officials announced this week. They are orthopedic surgeons Rick Weinstein and Michael Gott and physiatrist Syed Rahman.

Their practice at 1133 Westchester Ave. will be known as White Plains Hospital Physician Associates-Westchester Sport and Spine.

The specialists, with a combined 33 years of experience in orthopedics and sports medicine, focus on conservative, nonoperative treatments for most conditions, according to a hospital spokesperson.

Weinstein is a board-certified orthopedic surgeon specializing in sports medicine, with subspecialty training in knee and shoulder surgery, including minimally invasive surgery and arthroscopy. In addition to his Westchester practice, he has been a ringside physician for 18 years, working boxing matches at venues including Madison Square Garden, Barclays Center and

10/23/16 5:40 PM

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NOVEMBER 7, 2016

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Foxwoods Casino. A panel physician for the New York State Athletic Commission, Weinstein also works cage-side for mixed martial arts events.

Gott is a fellowship-trained orthopedic surgeon specializing in conditions of the shoulder, elbow, wrist, hip, knee and ankle, including traumatic and sports-related injuries as well as arthritic conditions.

Outside the office, he is team physician for Yorktown High School athletics and previously worked as a team physician for Troy University and the University of Alabama.

He has been a member of the National Ski Patrol since 1995.

Rahman is a fellowship-trained physiatrist and pain management specialist with subspecialty training in musculoskeletal and interventional pain medicine. He received a postgraduate degree in medicine from the University of London after attending Dhaka Medical College at the University of Dhaka in Bangladesh. Rahman completed a residency in physical medicine and rehabilitation at the State University of New York at Stony Brook and fellowship training in musculoskeletal and interventional pain medicine at SUNY Upstate Medical University in Syracuse.

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Doctors of Distinction event spotlights best in Westchester’s medical field

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

A

group of 11 accomplished doctors — and one future doctor — were honored Oct. 27 at the annual Doctors of Distinction Awards at the New York Medical College's BioInc building in Valhalla.

The event, co-sponsored by Westfair Communications Inc., the parent company of the Westchester County Business Journal, accounting firm Citrin Cooperman and the Westchester County Medical Society, honored doctors in the following categories: Cutting Edge, Caring For All, No Land Too Far, Physician in Training, All In The Family,

Female Trailblazer, Lifetime Achievement and a medical student award, Promise for the Future.

Edward C. Halperin, M.D., M.A., the chancellor and CEO of New York Medical College, gave the keynote speech and stressed the need for public funding and interest in biomedical research.

“For most of history, large numbers of children died before their fifth birthday.

Plagues and epidemic were constant threats and life was short, mean and brutish. It is no longer that way in the economically developed world,” Halperin said. “Because we are all the beneficiaries of economic development and its funding of biomedical research. And the future is even brighter, if we have sense enough as a society to invest

Among the Westchester Doctors of Distinction Awards winners, from left: George Alexopoulos, Bok Lee, Maureen Killackey, Paul Khoury (Nabil and Andre Khoury not pictured), Richard Charney, William Frishman and Lydia Bunker.

in more of it.”

The first award of the night, for Physician in Training, went to Farah Ansari, a third-

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year and chief resident at the Northwell Phelps Family Medicine residency program.

In her acceptance speech, she said she could find no “defining moment” in her medical training but rather a series of moments.

“Oddly enough, my efforts led me to a different memory each time: whether it be emotional end-of-life conversations, the many beautiful babies I’ve had the pleasure of delivering or the families I’ve gotten to know along the way,” Ansari said.

Next was the All In The Family award, which was given to Paul, Andre and Nabil Khoury, all of White Plains Hospital. Paul Khoury left his home country of Lebanon in 1975 at the outbreak of a civil war and started moonlighting as a radiologist at White Plains Hospital. In 1990, he was joined by his brother Andre. Now the two brothers oversee the entire radiology staff at White Plains Hospital. Nabil Khoury, the youngest brother, is a successful obstetrician and gynecologist in Westchester.

Paul Khoury told the story of his escape from Lebanon’s civil war and his efforts to bring his family to the United States as well.

“Living in a civil war, I want you all to understand how lucky you are to live in this magnificent country,” he said.

George Alexopoulos, professor of psychiatry at the Graduate School of Medical Sciences of Weill Cornell Medical College, was honored next with the Cutting Edge award. Alexopoulos was recognized for fundamental contributions to research in the treatment of late-life depression. He founded and still serves as director of the WeillCornell Institute of Geriatric Psychiatry.

“This award is honoring not only me, but is honoring mainly my colleagues in the community that accepted this kind of work and wanted to experiment with us and make it all happen,” Alexopoulos said.

William H. Frishman, a professor and chairman of the department of medicine at New York Medical College and chief of medicine at Westchester Medical Center

in Valhalla, also accepted the Cutting Edge award. Frishman has written more than 1,000 articles, reviews and book chapters on cardiovascular pharmacology and clinical cardiology. He discussed some of the frustrations of research, such as a constant struggle for funding but ended with the inspiration that drives him.

“Why should we encourage and even mentor our students in research careers?”

Frishman asked. “Indeed, the joy of research comes not just from discovery, but being chosen as the first person to uncover a truth of nature that God already knows.”

Richard Charney, a clinical and interventional cardiologist affiliated with Westchester Medical Center, Montefiore-New Rochelle and White Plains Hospital, was recognized with the Caring For All award. Charney works part time at the Mount Vernon Neighborhood Health Center Network, where he has provided cardiology care to the under- and uninsured for a decade.

“It should be no surprise that according to recent data, Westchester County is a snapshot of the larger issue,” Charney said, “with 10 percent of our residents living in poverty and without any health insurance, and 15 percent having Medicaid.”

Maureen Killackey, clinical director of the Cancer Center at New York-Presbyterian/ Lawrence Hospital in Bronxville, was recognized with the Female Trailblazer award.

“A cancer program requires a team, just like in the operating room,” Killackey said.

“A team that has commitment, engagement, and probably a recently overused word — stamina.”

The new cancer center at New York Presbyterian/Lawrence Hospital that Killackey leads opened on Halloween, which she joked is “better than April Fools'.”

Bok Y. Lee was recognized next with the Lifetime Achievement award. Lee, a graduate of the Seoul National University College of Medicine, has held a number of positions, including staff surgeon and director of surgical research at the Veterans Affairs Hudson Valley Health Care System at Castle Point.

He has written more than 300 journal publications and numerous scientific exhibits and books. He has also served as a professor of surgery at New York Medical College and an adjunct professor at the Rensselaer Polytechnic Institute in Troy. Lee is chairman of clinical research and development at Off-Loading Technologies in Tarrytown.

“Along with those years with the college, in addition to the scientific literature, his landmark contributions to pressure interim management and endless dedication to our precious veterans makes him well worthy of this lifetime achievement award,” said Glenn J. Butler, founding partner and chief engineer at Off-loading Technologies, who thanked the awards committee on behalf of Lee. Lee spoke as well, thanking a series of mentors for helping him throughout his career.

Lopa and Mantu Gupta, the recipients

of the No Land Too Far award, were unable to attend. Lopa Gupta is one of New York’s leading eyelid and cosmetic surgeons. Mantu Gupta is a professor of urology at Icahn School of Medicine at Mount Sinai and director of endourology and stone disease for the Mount Sinai Health System. The two are co-founders and co-presidents of the SaDilka foundation, which carries out medical and surgical missions throughout the world.

The final recognition of the night, the Promise For The Future award, went to Lydia Bunker, a student at New York Medical College. Bunker, who received her bachelor’s degree from Harvard University, has applied for an internal medical residency and plans to pursue either hospitality

medicine or critical care.

“I’d like to consider my so-called promise for the future to be the promise that I will make to my patients every day as a physician,” Bunker said. “A promise to learn from them, to do better every day and to always be grateful for the privilege of being their physician.”

Additional sponsors of the event were The Bristal Assisted Living, Danziger & Markhoff LLP, Val’s Putnam Wines & Liquors, Greenwich Hospital, Montefiore, NewYork-Presbyterian, White Plains Hospital and Justworks.

“Doctors of Distinction holds a special meaning in the repertoire of Westfair’s programs because it honors a profession which can have a profound effect on everyone’s

life,” said Dee DelBello, Westfair publisher.

“Long the silent heroes within the community, we aim for well-deserved recognition to the doctors who work tirelessly here and abroad to bring good health to all. Congratulations 2016 Doctors of Distinction.”

Blake Spina, director of Citrin Cooperman, said, “We were delighted to be a part of the fourth annual Westchester Doctors of Distinction awards to celebrate physicians who have committed their lives to the medical field. On behalf of Citrin Cooperman, thank you for the dedication and compassion that you bring to your patients. Congratulations to all on this welldeserved recognition.”

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FACTS & FIGURES COURT CASES Commissioner of Social Security.

Filed by Josiah E.M. Jeffrey. Action: Re: Social Security benefits. Attorney: Stephen Mitchell Jackel. Filed: Oct. 28.

Case no. 7:16-cv-08398-VB-LMS. Dannon Company Inc. Filed by Polly Podpeskar. Action: Diversityproduct liability. Attorney: Mcihael Robert Reese. Filed: Oct. 31. Case no.

7:16-cv-08478.

Duro Textiles LLC. Filed by the trustees of The Amalgamated National Health Fund. Action: E.R.I.S.A.– delinquent contributions. Attorney: David C. Sapp Jr. Filed: Oct. 31. Case no.

7:16-cv-08471-NSR. Golden Knight Limousine Service Inc. Filed by Abraham Weinstein. Action: FLSA– action for overtime wage violation. Attorneys: Michael John Borrelli, Alexander Todd Coleman and Jeffrey Robert Maguire. Filed: Oct. 28. Case no. 7:16-cv-08423-NSR. HW&B LLC. Filed by Kyle Hardy.

Action: Diversity action. Attorney: George J. Cotz. Filed: Oct. 27. Case no.

7:16-cv-08353-NSR. Ikan Inc. Filed by Jennifer Cabarcas.

Action: Job discrimination (unlawful employment practices). Attorney: Christopher Dale Watkins. Filed: Nov. 1. Case no. 7:16-cv-08485.

Mortgage Electronic Registration Systems Inc. et al. Filed by Sherwin A. Wilson. Action: Petition for removal – Civil Rights Act. No attorney listed.

Filed: Oct. 28. Case no. 7:16-cv-08405NSR. UNUM Provident Corp. Filed by Joseph Perechocky. Action: Diversitycitizenship. Attorney: Michael E. Quiat.

Filed: Oct. 26. Case no. 7:16-cv-08332KMK. Renzo Gracie Newburgh 2 Corp.

Filed by Joe Hand Promotions Inc. Action: U.S.C.A. Cable Communications Policy Act. Attorney: Jon Damon Jekielek. Filed: Oct. 31. Case no. 7:16-cv08467-NSR.

DEEDS Above $1 million 122 Sterling LLC, Harrison. Seller: Adam Detsky, et al, Harrison. Property: 122 Sterling Road, Harrison.

Amount: $1.2 million. Filed Oct. 25.

Brooklyn Delaware LLC, New York Ciry. Seller: 47 North Lawn Avenue LLC, Elmsford. Property: 47 N. Lawn Ave., Greenburgh. Amount: $1 million.

Filed Oct. 27.

Kiamie 411 LLC, New York City. Seller: Baywater TN 411 Theodore Fremd LLC, White Plains. Property: 411 Theodore Fremd Ave., Rye. Amount: $25.2 million. Filed Oct. 27.

Palisades Enterprises LLC, Ossining. Seller: Yep LLC, Cortlandt Manor.

Property: 2060 E. Main St., Cortlandt.

Amount: $1.1 million. Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Edmund G. Fitzgerald Jr., White Plains.

Property: 101 Huntley Drive, Greenburgh. Amount: $1.1 million. Filed Oct. 27.

Winged Foot Golf Club Inc., Mamaroneck. Seller: Vera Kaye, Mamaroneck. Property: 6 Bruce Road, Mamaroneck. Amount: $2 million. Filed Oct. 28.

Below $1 million 15 Dogwood Road LLC, Lincolndale. Seller: Steve H. Realbuto, et al, Amawalk. Property: 15 Dogwood Road, Somers. Amount: $395,500.

Filed Oct. 27.

343 North 7th Avenue LLC, Bronx.

Seller: Grace Ann Johns, Mount Vernon. Property: 343 N. Seventh Ave., Mount Vernon. Amount: $175,000.

Filed Oct. 24.

349 Walnut Realty LLC, Brooklyn.

Seller: 349 Walnut LLC, Brooklyn.

Property: 349 Walnut St., Yonkers.

Amount: $650,000. Filed Oct. 27.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

795 Yonkers Avenue LLC, Roslyn.

Seller: Concetta Mazzullo, Stamford, Conn. Property: 795 Yonkers Ave., Yonkers. Amount: $600,000. Filed Oct. 25.

Questions and comments regarding this section should be directed to:

91-20 23rd Ave LLC, Holliswood.

Seller: Banad Law Offices P.C., Fresh Meadows. Property: 4 Martine Ave., No. 315, White Plains. Amount: $355,000. Filed Oct. 25.

Bob Rozycki c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

85 North Realty LLC, Yonkers.

Seller: Yonkers Community Development Corp., Yonkers. Property: 85 N. Broadway, Yonkers. Amount: $200,100. Filed Oct. 26.

ON THE RECORD

Acqua Capital LLC, White Plains.

Seller: Jeffrey M. Binder, White Plains.

Property: 103 Maple Ave., Mount Kisco. Amount: $272,000. Filed Oct. 25.

AFTAB Realty Inc., Great Neck.

Seller: Virendra Patel, et al, New Hyde Park. Property: 11 S. Fourth Ave., Mount Vernon. Amount: $670,000.

Filed Oct. 27.

ATC River Properties LLC, Rye Brook. Seller: 2 River Road LLC, New York City. Property: 2 River Road, Scarsdale. Amount: $638,000. Filed Oct. 26.

Bank of America N.A. Seller: Joseph A. Ruggiero, Yonkers. Property: 124 S. 11th Ave., Mount Vernon. Amount: $400,070. Filed Oct. 27.

Cartus Financial Corp., Danbury, Conn. Seller: David Ashley, et al, New Rochelle. Property: 95 Norman Road, New Rochelle. Amount: $615,000.

Filed Oct. 24.

County of Westchester, White Plains. Seller: Ved Parkash, Brewster. Property: 5 Liberty Way, Somers.

Amount: $595,000. Filed Oct. 28.

County of Westchester, White Plains. Seller: Yi Chen, Chappaqua.

Property: 30 Grove Road, North Castle. Amount: $330,000. Filed Oct. 28.

Deutsche Bank National Trust Co. Seller: Massimo DiFabio, White Plains.

Property: 64 Cross Hill Ave., Yonkers.

Amount: $756,169. Filed Oct. 27.

Deutsche Bank National Trust Co. Seller: Robyn Helene Lefcourt, New City. Property: 52 S. Hillside Ave., Greenburgh. Amount: $494,875. Filed Oct. 27.

Deutsche Bank Trust Company Americas. Seller: Michele L. Bermel, Chappaqua. Property: 238 S. Fifth Ave., Mount Vernon. Amount: $825,417. Filed Oct. 27.

Emtrio Management Inc., New York City. Seller: South Hudson Management Inc., Hastings-on-Hudson.

Property: 584 Warburton Ave., Greenburgh. Amount: $800,000.

Filed Oct. 25.

Federal Home Loan Mortgage Corp. Seller: Michael P. Amodio, White Plains. Property: 256-258 Tate Ave., Cortlandt. Amount: $472,541.

Filed Oct. 27.

FM Algonquian Design Corp., Cortlandt Manor. Seller: Christopher Paduano, et al, New Rochelle. Property: 37 Carolyn Drive, Cortlandt. Amount: $10,000. Filed Oct. 24.

Shingle House Development Corp., Briarcliff Manor. Seller: Rosemarie Carroll, Croton-on-Hudson.

Property: 78 Penfield Ave., Cortlandt.

Amount: $330,000. Filed Oct. 27.

Gate House Abstract LLC, Yorktown Heights. Seller: Depew LP, Peekskill. Property: 122-124 Depew St., Peekskill. Amount: $410,000. Filed Oct. 26.

SRMOF II 2012-1 Trust. Seller: Eve Bunting-Smith, White Plains. Property: 307 Locust St., Mount Vernon.

Amount: $220,000. Filed Oct. 27.

GM355 Warburton LLC, New York City. Seller: City of Yonkers. Property: 355 Warburton Ave., Yonkers.

Amount: $137,565. Filed Oct. 26.

Haitian Baptist Church of Mount Vernon, Jersey City, N.J. Seller: City of Mount Vernon. Property: 52 W. First St., Mount Vernon. Amount: $99,372.

Filed Oct. 26.

JDS Property Management Inc., Yonkers. Seller: W.R.C. Corp., Bradenton, Fla. Property: 109 Hillside Place, Eastchester. Amount: $700,000. Filed Oct. 28.

JPMorgan Chase Bank N.A. Seller: Daniel P. Hollis III, Mount Kisco.

Property: 211 Union Ave., Peekskill.

Amount: $554,841. Filed Oct. 28.

M&T Bank. Seller: Charmaine L. Miles, Bronx. Property: 123 First Avenue South, Mount Vernon. Amount: $260,000. Filed Oct. 25.

MBA Home Development Corp., Scarsdale. Seller: Kenneth M. Brown, et al, Rye Brook. Property: 19 Dorchester Drive, Rye. Amount: $925,000.

Filed Oct. 24.

Moma Development LLC, Mamaroneck. Seller: Peter Dolle, Norwalk, Conn. Property: 2172 Boston Post Road, Mamaroneck. Amount: $510,000. Filed Oct. 25.

National Residential Nominee Services Inc. Seller: Aaron Gershowitz, et al, Croton-on-Hudson. Property: 103 Truesdale Drive, Cortlandt. Amount: $565,000. Filed Oct. 26.

National Transfer Services LLC. Seller: Jesse Suglia, et al, Pelham. Property: 103 Clifford St., Pelham. Amount: $999,000. Filed Oct. 26.

Nationstar Mortgage LLC. Seller: Nathaniel Parris, et al, Orange, N.J. Property: 158 Chauncey Place, Peekskill. Amount: $235,273. Filed Oct. 27.

Federal National Mortgage Association. Seller: John Zoumboulis, Armonk. Property: 250 N. Broadway, Mount Pleasant. Amount: $267,886.

Filed Oct. 24.

PennyMac Corp., Moorpark, Calif.

Seller: Jodi Mosiello, White Plains.

Property: 11 Putnam Road, Cortlandt.

Amount: $519,950. Filed Oct. 25.

Finance of America Reverse LLC. Seller: Judith Reardon, Katonah. Property: 201 Centre Ave., New Rochelle.

Amount: $485,000. Filed Oct. 28.

Secretary of Housing and Urban Development of Washington, D.C. Seller: David G. Gallo, Armonk. Property: 3359 Sycamore Lane, Yorktown.

Amount: $301,000. Filed Oct. 27.

TCK LLC, Greenwich, Conn. Seller: 77 Lake Ave LLC, Tuckahoe. Property: 77 Lake Ave., Eastchester. Amount: $450,000. Filed Oct. 27.

UBI Management Inc., Brooklyn.

Seller: U.S. Bank N.A. Property: 168 Linden St., Yonkers. Amount: $75,000.

Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Dawn Erick, Yorktown Heights. Property: 2842 Brookfield Drive, Yorktown.

Amount: $463,753. Filed Oct. 26.

West First Apartments LLC, Mount Vernon. Seller: 48 West First Street Corp., Mount Vernon. Property: 48 W. First St., Mount Vernon.

Amount: $500,000. Filed Oct. 28.

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FORECLOSURES AMAWALK, 44 Green Lawn Road.

Single-family residence; lot size: 1.96 acre. Plaintiff: Aurora Loan Services LLC. Plaintiff’s attorney: RAS Boriskin, 516-280-7675; 900 Merchants Concourse, Westbury 11590. Defendant: Cheryl Duboff. Referee: Richard Glickel. Sale: Nov. 15, 10 a.m. Approximate lien: N/A. CORTLANDT MANOR, 1 Robbie Road. Single-family residence; lot size: .37 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Leopold & Associates PLLC, 914-2195787; 80 Business Park Drive, Armonk 10504. Defendant: Daniel Murtha. Referee: John Sarcone III. Sale: Nov. 29, 10 a.m. Approximate lien: $702,555.16.

CORTLANDT MANOR, 50 School St. Single-family residence; lot size: N/A. Plaintiff: Green Tree Servicing LLC. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Charles Stockinger.

Referee: Albert Cornachio. Sale: Nov. 16, 9:30 a.m. Approximate lien: $545,413.47.

MOUNT VERNON, 121 N. Ninth Ave. Two-family residence; lot size: .06 acre. Plaintiff: Pennymac Holdings LLC. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Sunnee Indranak.

Referee: Massimo DiFabio. Sale: Nov. 28, 10 a.m. Approximate lien: $436,191.75.

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FONZETTI JOINS BURKE REHAB Pasquale Fonzetti has been appointed director of the memory evaluation and treatment service, a program that provides comprehensive outpatient assessment and treatment of memory disorders, at Burke Rehabilitation Hospital in White Plains.

A board-certified neurologist, Fonzetti had been the associate director of the program for 15 years and also serves as a staff neurologist at Burke.

Through the program, Fonzetti works with patients to evaluate memory problems, providing diagnosis

HOSPITAL GALA RAISES $300K

and treatment options for a wide range of dementia disorders, including Alzheimer’s disease.

“Dr. Fonzetti is an accomplished and skilled neurologist and we are thrilled to have him at the helm of the memory evaluation and treatment service program in this expanded role,” said Mary Beth Walsh, executive medical director and CEO of Burke Rehabilitation Hospital. “He is dedicated to his patients and their families and his expertise will continue to be an asset to the program.”

SIP WINE, PAINT AND RAISE MONEY St. Christopher’s Inc. in Dobbs Ferry is partnering with Pinot’s Palette to host a fundraising event on Nov. 16, at the paint and sip facility, 16 Columbus Ave., Tuckahoe, from 6:30 to 9 p.m. “It’s an opportunity to invest in the future of children who, instead

of falling through the cracks, will have the chance to go on to become positive, contributing members of society,” according to a press release. Ticket price is $35. For reservations, call 693-3030, ext. 2265, or visit pinotspalette.com/tuckahoe/event/121490.

NEW NAME FOR ROCKLAND GROUP Rockland Independent Living Center launched its new name, B.R.i.D.G.E.S., and logo at a celebration on Oct. 22 at Harley-Davidson. Nearly 400 people turned out to honor the organization and its new look.

The peer-driven board of directors made the decision in the beginning of the summer to change the agency name, logo and identity to better reflect its mission to provide advocacy and leadership on behalf of people with disabilities.

Under their leadership, the team developed the name B.R.i.D.G.E.S.: Building Relationships, Invest-

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NOVEMBER 7, 2016

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NewYork-Presbyterian/Hudson Valley Hospital’s annual Fall Gala on Oct. 21 was one of its most successful ever, raising more $300,000. “These funds will directly impact the hospital’s future growth and further enhance programs and resources on behalf of patients and their

“Adding Mr. Tito to our board,” said board Chair Theresa Kilman, “means we will have a fresh perspective on one of the most pressing issues in our county – environmental sustainability. We look forward to his insights and support.”

Tito will join board members Dale Akinla, Joaquin F. Alemany, James T. Ausili, Nancy Jasper, Paul Jenkel, Theresa Beach Kilman, Anahaita Kotval, Michael Markhoff, Jose A Reynoso, Lee Van Allen Roberts, Kathy N. Rosenthal, Drusilla van Hengel, and Karen J. Walsh.

families,” according to a press release. More than 300 supporters attended the event, held at the Tarrytown House on the Hudson. or a second year, Darlene Rodriguez, co-anchor of “Today in New York” on WNBC returned as emcee of the event.

COLLEGE CHEFS SHOW OFF SKILLS

ing in Diversity and Genuinely Empowering Self.

Also changed was the tagline. It is now Advancing Autonomy for People with Disabilities.

“We are very excited about the new name. It describes perfectly how the agency works with partner organizations to bridge people to the services they need,” stated Executive Director David Jacobsen. Tom Orlando, manager of Harley-Davidson in Nanuet, presented Jacobsen with a plaque thanking him for his dedication to the people of Rockland County and those with disabilities.

TITO JOINS WESTCHESTER COMMUNITY FOUNDATION BOARD Bradford J. Tito has been elected to the Westchester Community Foundation’s board of advisers, which provides leadership for carrying out the its mission to promote philanthropy and improve the quality of life in Westchester.

Tito, a resident of Edgemont, is a program manager with the Communities and Local Government Division of the New York State Energy Research and Development Authority. Earlier, he had been the director of sustainability in the Yonkers Department of Planning and Economic Development.

From left, Karen Westervelt, senior vice president and chief operating officer, NewYork-Presbyterian Regional Hospital Network; Darlene Rodriguez; Michael Delfino, chairman, hospital foundation board of directors; and Stacey Petrower, hospital president.

Winning chef Janelle Oliver.

Chefs from four college campuses faced off at Pace University in Pleasantville on Oct. 26 as Food Network Chef Jet Tila took them through a “Cutthroat Kitchen” style challenge that tested their culinary flair and speed.

Chefs from Pace University’s New York City and Pleasantville campuses, as well as chefs from Manhattanville College and SUNY Purchase prepared two appetizers, a main entrée and a dessert for a panel of judges. Chefs were judged on creativity, flavor and presentation.

Tila, a guest chef on Food Networks’ “Cutthroat Kitchen,” threw some curve balls to contestants, randomly reducing their prep time and throwing in some challenging ingredients, including a whole suckling pig and lamb. When it was over, Manhattanville College Chef Janelle Oliver took the trophy for best overall performance and her entrée seared salmon and smashed red potatoes. “I didn’t think I was going to win, but I guess I pulled it all together,’’ she said.

Chef Tila said that it was all in good fun, but also showed the skills of the chefs who are all employed by Chartwells, the food-service company that serves all four school campuses.

SABO TO LEAD LAW ENFORCEMENT GROUP Arlene Sabo, director of safety and security at Vassar College in Poughkeepsie has been named president of New York Women in Law Enforcement, the only organization in the state dedicated to women in the criminal justice field.

“Arlene’s career has been marked by her unwavering commitment to her profession, including completing additional training to enhance her work in the communities she has served. Vassar College has benefited greatly

from her wise and compassionate leadership. She is an excellent choice for NYWLE and will no doubt serve admirably as its president,” said Jonathan Chenette, interim president of the college.

Sabo has been with Vassar since 2015. Previously, she served as chief of University Police at SUNY Plattsburgh.

She was also the director of the Equity Commission at SUNY Plattsburgh and advised Clinton County on the Violence Intervention Project.

VANACORO JOINS STATEWIDE ABSTRACT Michael T. Vanacoro has joined Statewide Abstract, the largest familyowned title agency in Westchester County.

As the co-founder of Amped Athletics, a fitness company with a focus on health and strength, “Vanacoro brings with him a unique drive, determination and focus on success,” according to a press release.

In his new position as a sales executive, he will be joining a team of five individuals led by Rick Krasner, senior vice president, who has been with the firm for 23 years.

In his spare time, Vanacoro enjoys traveling, stock trading and a variety of fitness activities, including hiking and boxing.

WARTBURG FALL FESTIVAL CELEBRATES INSTITUTION’S 150TH ANNIVERSARY

Michael T. Vanacoro

◀◀ From left: Larry Fair, founder/ CEO, The Future Society, Inc; J. Gary Pretlow, 89th Assembly District, NY State Assembly; and David Gentner, president and CEO of Wartburg

CANCER REGATTA RAISES $145,000 Wartburg, a senior care provider, recently hosted its annual fall festival on its 34-acre campus in Mount Vernon.

Close to 1,000 guests celebrated and commemorated its 150th anniversary. Founded in 1866, Wartburg’s legacy dates back to the days of caring for children orphaned after the Civil War and caring for seniors since 1897.

The event featured live entertainment throughout the day, a children’s area with games, an art exhibition and a farmers market.

“Any fool can shut down a music and arts festival, but only a talented team can put one together,” said David

$400K RAISED FOR ARC

Racing to the finish line.

The Leukemia & Lymphoma Society Connecticut Westchester Hudson Valley Chapter and the American Yacht Club hosted the first annual Leukemia Cup Regatta in conjunction with the Fall Series race Sept. 24. About 120 boats and 200 participants helped raise more than

Gentner, president and CEO of Wartburg. “My thanks to the many staff, volunteers and sponsors for making this year’s festival the best one yet.”

“We couldn’t be happier to invite the community to come to our historic campus and enjoy this free event on such a beautiful, sunny day,” said Angela Ciminello, vice president of development and marketing.

Wartburg offers integrated, comprehensive senior residential and health care services for all stages of life.

It delivers a wide range of services to residents living on campus and people in their own homes.

$145,000 to fund blood cancer research, breaking the LLS record for a first-year event, according to a press release.

Participants have raised more than $58 million to help advance the LLS mission since the inception of the Leukemia Cup Regatta. ◀◀ Richard Swierat, Arc of Westchester executive director and Nancy Patota, Arc of Westchester Foundation executive director.

LAND TRUST RECEIVES 81 ACRES

◀◀ From left, Sam Phelan, Winnakee board President Sally Mazzarella, Ellen Phelan, and Winnakee executive director Gregg Swanzey.

Photo by Nadine Slowik.

Winnakee Land Trust has accepted a donated conservation easement on 81 acres of wetland and forest in the towns of Red Hook and Milan. Landowners Ellen and Sam Phelan, longtime advocates for land conservation, have chosen to protect their land from development by establishing an easement with the trust.

According to Tierney Rosenstock, land project manager at Winnakee, “The Phelan property easement protects pieces of two large wetland complexes of open marsh and hardwood swamp. Protection

of wetland habitats ensures foraging and breeding ground for a variety of birds, fish, amphibians and other wildlife. The property lies at the headwaters of the Saw Kill, the Stony Creek and the Roeliff Janson Kill, making it critical to the protection of Hudson River water quality.”

Winnakee Land Trust, incorporated in 1989, is a nonprofit organization dedicated to the preservation of natural, agricultural and scenic land and the connection of trails in northern Dutchess County and beyond.

The Arc of Westchester Foundation raised nearly $400,000 at its annual food and wine event on Oct. 18 at The Glen Island Harbour Club in New Rochelle. The event is the organization’s largest fundraiser of the year benefiting children and adults with autism and other developmental disabilities supported by Arc of Westchester.

“We are thrilled to have such a large supportive crowd year after year,” said Nancy Patota, Arc’s executive director, of the 400 who attended this year’s event.

Bill Deutsch, of Deutsch Family Wine & Spirits, was honored with the Business Partner Award. “What I find most moving about the Arc of Westchester is that this organization was founded by families, for families, for life,” said Deutsch.

Arc of Westchester is the oldest and largest agency in the county serving children, teens and adults with intellectual and developmental disabilities, including individuals on the autism spectrum, and their families.

REALTY FIRM OPENS RYE BROOK HEADQUARTERS Greiner-Maltz Realty Advisors recently celebrated the opening of its Rye Brook headquarters, which is already staffed and representing more than 2 million square feet of commercial and industrial property. At the opening, Principal and CEO Ayall Schanzer was presented with a proclamation from Westchester Deputy County Executive Kevin Plunkett on behalf of County Executive Rob Astorino.

“The opening of Greiner-Maltz’s Westchester office

completes our plan to have the most offices and brokers exclusively serving the New York City market from Moonachie, New Jersey to Plainview, Long Island and now Westchester and Connecticut. We look forward to serving this community as we continue to expand our geographical footprint,” Schanzer said in a statement.

Schanzer revealed to guests that the firm had just picked up a new exclusive assignment to lease the former AT&T building at 440 Hamilton Ave. in White Plains.

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NOVEMBER 7, 2016

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FACTS MOUNT VERNON, 141 W. Fourth St. Two-family residence; lot size: .07 acre. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624.

Defendant: Lurline Kelley. Referee: Michele Bermel. Sale: Nov. 14, 9:15 a.m.

Approximate lien: $787,603.61.

MOUNT VERNON, 150 S. Sixth Ave. Two-family residence; lot size: .12 acre. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624. Defendant: Joseph Davis. Referee: Alfred Weiner. Sale: Nov. 14, 11:15 a.m. Approximate lien: $712,380.32.

NEW ROCHELLE, 76 Union Ave. Converted residence; lot size: .05 acre.

Plaintiff: NRZ Pass Through Trust IV. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254. Defendant: Vincent Costa. Referee: David Gallo. Sale: Nov. 10, 11 a.m. Approximate lien: $207,160.24.

NEW ROCHELLE, 84 Union St. Single-family residence; lot size: .08 acre.

Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-8971600; 2 Summit Court, No. 301, Fishkill 11254. Defendant Salvador Oceguera.

Referee: Jeffrey Binder. Sale: Nov. 10, noon. Approximate lien: $360,399.20.

OSSINING, 5 Samstag Ave. Singlefamily residence; lot size: .29 acre.

Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254.

Defendant: William Hyland. Referee: Tyrone Brown. Sale: Nov. 14, 9:30 a.m.

Approximate lien: $730,953.27.

OSSINING, 65 N. Malcolm St. Single-family residence; lot size: .12 acre. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Leopold & Associates PLLC, 914-219-5787; 80 Business Park Drive, Armonk 10504.

Defendant: Alex Arrevillaga. Referee: Bruce Trent. Sale: Nov. 29, 9 a.m. Approximate lien: $870,245.06.

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NOVEMBER 7, 2016

OSSINING, 755 Kitchawan Road.

Single-family residence; lot size: N/A. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore 11706. Defendant: Alina Rosenthal. Referee: J-Ann Cambareri.

Sale: Nov. 21, 9 a.m. Approximate lien: $650,934.94.

PEEKSKILL, 116 Fremont St. Single-family residence; lot size: .03 acre.

Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville 14221. Defendant: Thelma Clarke. Referee: Daniel Pagano. Sale: Nov. 7, 9 a.m. Approximate lien: $502,255.03.

PEEKSKILL, 656 Ridge St. Singlefamily residence; lot size: N/A. Plaintiff: Bayview Loan Servicing LLC. Plaintiff’s attorney: Frenkel, Lambert, Weis, Weisman & Gordon, 631-9693100; 53 Gibson St., Bay Shore 11706.

Defendant: Anthony Cardillo. Referee: Danile Pagano. Sale: Nov. 15, 9 a.m. Approximate lien: $254,346.13.

SOMERS, 159 Heritage Hills, Apt. B. Condominium; lot size: N/A. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254.

Defendant: Licia Mikulicic. Referee: Carl Finger. Sale: Nov. 23, 2 p.m. Approximate lien: $332,303.50.

WHITE PLAINS, 70 Merrit Ave. Single-family residence; lot size: .29 acre. Plaintiff: U.S. Bank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester 14624.

Defendant: Faith Cottrell Peterson.

Referee: Kenneth Bunting. Sale: Nov. 14, 10:30 a.m. Approximate lien: $810,679.13.

WHITE PLAINS, 15 Burling Ave. Single-family residence; lot size: N/A. Plaintiff: New York Community Bank.

Plaintiff’s attorney: Stagg Terenzi Confusione & Wabnik LLP, 401 Franklin Ave., No. 300, Garden City 11530.

Defendant: Steven Lanera. Referee: Joanne Cambareri. Sale: Nov. 14, 9 a.m.

Approximate lien: N/A. WHITE PLAINS, 433 Westchester Ave. Single-family residence; lot size: N/A. Plaintiff: Hudson City Savings Bank. Plaintiff’s attorney: Cohn & Roth, 516-747-3030; 100 E. Old Country Road, Mineola 11501. Defendant: Frank Annunziato. Referee: Alan Singer. Sale: Nov. 15, 10 a.m. Approximate lien: $462,027.25.

YONKERS, 25 Byrd Place. Singlefamily residence; lot size: .11 acre.

Plaintiff: Wilmington Savings Fund Society. Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 914-345-3020; 565 Taxter Road, Suite 509, Elmsford 10523. Defendant: Mevljuda Kolasinac.

Referee: Theodore Brundage. Sale: Nov. 14, 9:30 a.m. Approximate lien: $446,320.15.

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YONKERS, 66 Bushing Ave. Singlefamily residence; lot size: .11 acre.

Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Rosicki & Rosicki & Associates, 845-897-1600; 2 Summit Court, No. 301, Fishkill 11254.

Defendant: Leroy Brown. Referee: Jeffrey Binder. Sale: Nov. 17, 2 p.m. Approximate lien: $766,256.21.

YONKERS, 111 Hoover Road. Single-family residence; lot size: .09 acre.

Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Clarfield Okon Salomone & Pincus, 561-7131400; 425 RXR Plaza, Uniondale 11556.

Defendant: Kim Traub. Referee: Theodore Brundage. Sale: Nov. 23, 9:30 a.m.

Approximate lien: $492,232.03.

YONKERS, 224 Woodworth Ave. Walkup apartment; lot size: .14 acre.

Plaintiff: Bank of America National Association. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 585546-6448 or 585-760-8218; 28 E. Main St., Suite 1700, Rochester 14614. Defendant: Norman Davis. Referee: Brian Joseph Farrell. Sale: Nov. 14, 10:30 a.m.

Approximate lien: $276,033.10.

JUDGMENTS Blooming Glory Hospitality Group LLC, White Plains. $5,176 in favor of Daily Word Press Inc., New York City. Filed Oct. 24.

Ivor Heating and Air Conditioning Inc., Mount Vernon. $3,629 in favor of Universal Supply Group, Elmsford. Filed Oct. 25.

Just Sneakers LLC, Yonkers. $4,638 in favor of Timberland LLC, Appleton, Wis. Filed Oct. 27.

Nail Stone Contracting Inc., White Plains. $3,950 in favor of Battiato and Battiato Inc., New Rochelle.

Filed Oct. 25.

Phase 2 Electric Corp., White Plains. $477 in favor of Frank Bee Enterprises Inc., Somers. Filed Oct. 25.

Precision Landscape Development Corp., Yorktown Heights. $3,143 in favor of Pine Bush Equipment Company Inc., Pine Bush. Filed Oct. 25.

Thorn Electric Inc., South Ozone. $2,269 in favor of HH Benfield Electrical Supply, White Plains. Filed Oct. 25.

TNT North NJ, Park Ridge, N.J. $13,087 in favor of Great American Coins Inc., Elmsford. Filed Oct. 25.

FIGURES LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Barrett, Christopher, individually and as executor of the estate of Fredericka Davis, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 23 Water Grant St., Apt. 2-0, Yonkers 10701. Filed July 1.

Brennglass, Alan C., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 29 Reyna Lane, New Rochelle 10804.

Filed July 2.

Caffin, Michael S., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $359,000 affecting property located at 60 Pleasant Ave., Pleasantville 10570. Filed July 1.

Case, Prince Albert, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $250,813 affecting property located at 459 First Avenue South, Mount Vernon 10550. Filed July 1.

Credendino, Carol Jane, et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $556,000 affecting property located at 5 Charlotte St., White Plains 10606. Filed July 2.

Deberry, Paul L., et al. Filed by Federal National Mortgage Association.

Action: seeks to foreclose on a mortgage to secure $368,000 affecting property located at 67 Skymeadow Place, Elmsford 10523. Filed July 1.

Keene, Jill, et al. Filed by Green Tree Servicing LLC. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 7 Elizabeth Drive, North Salem 10560.

Filed July 1.

Kwanmuang, Chatri, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $244,800 affecting property located at 3 Sterling Ave., Unit 3, White Plains 10606. Filed July 2.

Luiso, Robert, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $595,000 affecting property located at 68 Henry Ave., Harrison 10528. Filed July 1.

McCord, Josh, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $488,400 affecting property located at 115 Parkview Drive, Bronxville 10708. Filed July 2.

Moyna, Michele, et al. Filed by Federal National Mortgage Association.

Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 91 McArthur Ave., Tuckahoe 10707. Filed July 1.

Page, John E., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $249,600 affecting property located at 1846 Carhart Ave., Peekskill 10566.

Filed July 1.

Salinas, Luz A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $413,100 affecting property located at 31 E. Vincent St., Elmsford 10523. Filed July 2.

Samuels, Esmelda, et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $385,093 affecting property located at 37 Rich Ave., Mount Vernon 10550. Filed July 1.

Sanders, Gerald R., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $449,100 affecting property located at 202 Hunters Run, Dobbs Ferry 10522. Filed July 1.

Smith, Alphonso, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $274,811 affecting property located at 126 Hadden St., Peekskill 10560. Filed July 2.

Soto, Joseph, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $531,000 affecting property located at 59 Chestnut Ave., Pelham 10803. Filed July 2.

Turnquist, Jon F., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $190,000 affecting property located at 1738 Crompond Road, Peekskill 10566. Filed July 2.

Woodton, David G. Jr., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 1248 Crompound Road, Peekskill 10566. Filed July 1.

MECHANIC’S LIENS 880 Central Park Ave LLC, as owner. $21,496 as claimed by New Jersey Boom and Erectors Inc. Property: in Greenburgh. Filed Oct. 26.

Greco, Alberto, as owner. $35,682 as claimed by Anthony C. Co. Property: in Harrison. Filed Oct. 28.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Party Decorations, 119 N. Division St., Peekskill 10566, c/o Edgar Jadan and Angelica P. Sinchi. Filed Jan. 28.

Prisma Studios, 388 Tarrytown Road, Suite 406, White Plains 10607, c/o Mercedes Valle and Maria Espinal.

Filed Jan. 28.

Sole Proprietorships Blue Sky Nails and Spa, 1032 Yonkers Ave., Yonkers 10704, c/o Nhan Trong Nguyen. Filed Jan. 29.

Dare Glass and Mirror, P.O. Box 426, Pleasantville 10570, c/o David A. Tanney. Filed Jan, 28.

Delicious Life, 85 Orchard St., Thornwood 10594, c/o Amanda Scarcella. Filed Jan. 27.

E.C. Landscaping, 10 Hillside Ave., Apt. 1, New Rochelle 10801, c/o Elmer A. Calderon Lopez. Filed Jan. 27.

Going to the Dawgs, 757 Main St., New Rochelle 10805, c/o Shane A. Naiko. Filed Jan. 27.

Greenfield Lawn Sprinklers, 137 Larchmont Ave., Apt. 2A, Larchmont 10538, c/o Cesar A. Jumpa.

Filed Jan. 28.

Hudson Capital Group, 29 Livingston Ave., Dobbs Ferry 10522, c/o Lawrence Michaelessi. Filed Jan. 27.

J.S.P. Painting, 21 Pine St., Apt. 1, New Rochelle 10801, c/o Johnny Pineda.

Filed Jan. 28.

Mac Painting Co., 271 Bedford Banksville Road, Bedford 10506, c/o Michael Carpenito. Filed Jan. 27.

Miguel Angel Import, 184 Linden St., Apt. 1A, Yonkers 10701, c/o Miguel Angel Vargas Arcentales. Filed Jan. 27.

Mohican Studios, 24 River Road, Scarsdale 10583, c/o Daniel M. Sagarin.

Filed Jan. 28.

One Stop Auto Center, 799 Nepperhan Ave., Yonkers 10703, c/o Martin Montalvo. Filed Jan. 28.

Sigma-Tau Engineering, 3457 Lexington Ave., Apt. C-1, Mohegan Lake 10547, c/o Sandor Toth. Filed Jan. 29.

Squeaky Clean Cleaning Services and More, P.O. Box 279, Hartsdale 10530, c/o Odette Heron. Filed Jan. 27.

FACTS The Pilates Line, 17-19 Marble Ave., Pleasantville 10570, c/o Sarah Hester.

Filed Jan. 28.

Zeladart, 16 Somerstown Road, Ossining 10562, c/o Rodoldo Zelada.

Filed Jan. 28.

PATENTS Controlling delivery of notifications in real-time communications based on communication channel state. Patent no. 9,485,748 issued to Amy D. Travis, Arlington, Mass.; and Josef Scherpa, Fort Collins, Colo. Assigned to International Business Machines Corp., Armonk.

Dual-party sessions key derivation. Patent no. 9,485,091 issued to Todd W. Arnold, Charlotte, N.C.; Richard V. Kisley, Charlotte, N.C.; and Michael J. Miele, Concord, N.C. Assigned to International Business Machines Corp., Armonk.

Initializing components of an integrated circuit. Patent no.

9,484,930 issued to Giang Chau Nguyen, Austin, Texas; James Mitchell Rakes, Austin, Texas; and Robert Michael Dinkjian, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Message management method.

Patent no. 9,485,212 issued to Paul R. Bastide, Boxford, Mass.; Matthew E. Broomhall, Goffstown, N.H.; and Robert E. Loredo, North Miami Beach, Fla. Assigned to International Business Machines Corp., Armonk.

Method and system for generic application liveliness monitoring for business resiliency. Patent no. 9,485,156 issued to Michael E. Baskey, Wappingers Falls; Chun-Shi Chang, Poughkeepsie; Lap T. Huynh, Gary, N.C.; Dinakaran Joseph, Apex, N.C.; Sambit Sahu, Hopewell Junction; Dinesh C. Verma, Mount Kisco; and Michael D. Williams, Gardner.

Assigned to International Business Machines Corp., Armonk.

Monitoring and controlling perception of an online profile of a user. Patent no. 9,485,320 issued to Romelia H. Flores, Keller, Texas; and Leonard S. Hand, Red Creek. Assigned to International Business Machines Corp., Armonk.

Optical switch fabric with bias control. Patent no. 9,485,552 issued to Nicolas Dupuis, New York; Daniel M. Kuchta, Patterson; Benjamin G. Lee, Ridgefield, Conn.; Alexander Rylyakov, Staten Island; and Clint L. Schow, Santa Barbara, Calif. Assigned to International Business Machines Corp., Armonk.

Printed circuit board copper plane repair. Patent no. 9,485,866 issued to Mahesh Bohra, Austin, Texas; Sungjun Chun, Austin, Texas; Jesus Montanez, Austin, Texas; and Daniel I. Rodriguez, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Selective content cloud storage with device synchronization. Patent no. 9,485,221 issued to Swaminathan Balasubramanian, Southfield, Mich.; Brian M. O’Connell, Cary, N.C.; Cheranellore Vasudevan, Bastrop, Texas; and Keith R. Walker, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Temperature sensitive routing of data in a computer system.

Patent no. 9,485,168 issued to Brett J. Reese, Byron, Minn.; Gary R. Richard, Chatfield, Minn.; and Jaimeson J. Saley, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Below $1 million Applewood Acres Inc., Milton, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 4-6 Clark St., Newburgh 12550. Amount: $150,000.

Filed Oct. 26.

Equity Homes of New York Inc., Port Jervis, as owner. Lender: Libertyville Capital Group II LLC, Montgomery. Property: 55 Ridgefield Drive, Chester. Amount: $300,000. Filed Oct. 24.

Flynn, Raimond P., et al, New Paltz, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Gardiner. Amount: $236,964. Filed Oct. 27.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson, as owner.

Lender: Wallkill Valley Federal Savings and Loan Association, Wallkill.

Property: 31 Briarwood Lane, Lot 35, New Windsor. Amount: $367,425.

Filed Oct. 25.

Siracusano, Larry, et al, Saugerties, as owner. Lender: The Bank of Greene County, Catskill. Property: in Saugerties. Amount: $200,000. Filed Oct. 21.

&

DEEDS Above $1 million Church Communities Foundation, Rifton. Seller: Vision Atlanta Inc., Roswell, Ga. Property: in Esopus.

Amount: $2.9 million. Filed Oct. 21.

Below $1 million 21st Mortgage Corp., Knoxville, Tenn. Seller: Eileen DeLeon, Poughkeepsie. Property: 5 Fallkill Place, Poughkeepsie 12601.

Amount: $181,500. Filed Oct. 25.

24 Walnut Corp., Cornwall-onHudson. Seller: Fannie Mae. Property: 11 Boulevard, Cornwall-on-Hudson 12518. Amount: $111,500. Filed Oct. 27.

24 Walnut Corp., Walden. Seller: Secretary of Housing and Urban Development. Property: 16 Jaeger Drive, Cornwall-on-Hudson. Amount: $65,000. Filed Oct. 27.

428 Orchard Hill LLC, Highland Mills. Seller: Isay Menaker, et al, Harriman. Property: 428 Orchard Hill Road, Harriman 10926. Amount: $550,000.

Filed Oct. 31.

6 Jean Street Ellenville LLC, Ellenville. Seller: Joseph A. Wolfe, et al, Ellenville. Property: 6 Jean St., Ellenville 12428. Amount: $159,000. Filed Oct. 26.

Aeithamattathil Realty LLC, West Nyack. Seller: Bell Station Corp., Chester. Property: Lake Station Road, Chester 10918. Amount: $75,000. Filed Oct. 25.

Al Twal LLC, Poughkeepsie. Seller: Carol A. Mucci, Walden. Property: 313 Nina St., New Windsor 12553. Amount: $115,000. Filed Oct. 28.

Al Twal LLC, Poughkeepsie. Seller: Theoni Stamos-Salotto, Hopewell Junction. Property: 6 Crescent Drive, Beacon 12508. Amount: $168,000.

Filed Oct. 27.

Bayview Loan Servicing LLC, Coral Gables, Fla. Seller: Michael E. Cappillino. Property: 110 Putt Lane, Kingston 12401. Amount: $399,980.

Filed Oct. 26.

Stepping Stone Home Solutions LLC, Middletown, as owner. Lender: Ulster Savings Bank, Kingston. Property: 64 State St., Otisville 10963.

Amount: $92,000. Filed Oct. 26.

Christiana Trust. Seller: Juliana LoBiondo, Newburgh. Property: 1787 Mountain Road, Otisville 10963.

Amount: $567,863. Filed Oct. 28.

Woodfield LLC, as owner. Lender: Salisbury Bank and Trust Co. Property: in Hyde Park. Amount: $560,000.

Filed Oct. 27.

City of New York. Seller: Stephen J. Fontana, et al, East Atlantic Beach.

Property: in Shandaken. Amount: $98,131. Filed Oct. 24.

Denali Realty Ventures LLC, Middletown. Seller: Alfonso Greco, et al, Middletown. Property: in Middletown. Amount: $470,000. Filed Oct. 26.

FIGURES Deutsche Bank National Trust Co. Seller: Adele Reising. Property: 595 Springtown Road, New Paltz 12561.

Amount: $87,500. Filed Oct. 27.

Deutsche Bank National Trust Co. Seller: Glen Plotsky, Port Jervis. Property: 14 Seely Road, Chester 10918.

Amount: $688,577. Filed Oct. 31.

Deutsche Bank National Trust Co. Seller: Patrick Gartland, Poughkeepsie. Property: 45 Greentree Drive South, Hyde Park 12538. Amount: $277,000. Filed Oct. 25.

ELM Capital RP Grey Gardens LLC, Rhinebeck. Seller: Dean Michael, Salt Point. Property: 246 Clinton Corners Road, Clinton Corners 12514.

Amount: $325,000. Filed Oct. 26.

Federal Home Loan Mortgage Corp. Seller: Jorge Castro, et al, Ellenville. Property: 6 Maple Court, Ellenville 12428. Amount: $238,068. Filed Oct. 21.

Federal National Mortgage Association. Seller: Alan L. Joseph, Goshen. Property: 5 Grandview Ave., Port Jervis 12771. Amount: $256,810. Filed Oct. 28.

Federal National Mortgage Association. Seller: Donald G. Nichol, Walden. Property: 25 Seybolt Ave., Otisville 10963. Amount: $273,102.

Filed Oct. 31.

Federal National Mortgage Association. Seller: Robert E. DiNardo, Newburgh. Property: 74 Old Dutch Hollow Road, Greenwood Lake 10925.

Amount: $324,361. Filed Oct. 31.

New Windsor Landscape LLC, Goshen. Seller: Deutsche Bank National Trust Co. Property: 545 Newport Bridge Road, Pine Island 10969.

Amount: $99,574. Filed Oct. 28.

Hod Properties LLC, Pawling.

Seller: Hudson Valley Properties LLC, Poughkeepsie. Property: in Hyde Park. Amount: $325,000. Filed Oct. 27.

NRZ REO V-2 Corp. Seller: Alan Joseph, Goshen. Property: 1249 Route 32, Highland Mills 10930 and 19 Marantha Drive, Mountainville 10953.

Amount: $159,000. Filed Oct. 25.

Hod Shbehod LLC, Monroe.

Seller: Sarah Ramos, Goshen. Property: 55 Polar Lane, Middletown 10941.

Amount: $34,550. Filed Oct. 26.

HSBC Bank USA N.A. Seller: Ralph Louis Puglielle, New Windsor. Property: 58 Blueberry Hill, Warwick 10925.

Amount: $347,490. Filed Oct. 31.

HSBC Bank USA N.A. Seller: Rita Soto, Rock Hill. Property: 525 Rakov Road, Maybrook 12543. Amount: $77,000. Filed Oct. 26.

Hudson Valley Federal Credit Union, Poughkeepsie. Seller: Bonnie LaRocca Crane, Poughkeepsie.

Property: in Poughkeepsie. Amount: $159,000. Filed Oct. 27.

Jomo 940 LLC, Olivebridge. Seller: Joseph Bermo, et al, Kerhonkson.

Property: in Rochester. Amount: $135,000. Filed Oct. 25.

Ocwen Loan Servicing LLC, West Palm Beach, Fla. Seller: Sherri Lynn Hulsizer, et al, Verbank. Property: 30 On The Green, Verbank 12585.

Amount: $90,000. Filed Oct. 25.

PMT NPL Financing 2005-1, Moorpark, Calif. Seller: Peter Botti, Goshen.

Property: 37 Kain Road, Bellvale 10912.

Amount: $676,038. Filed Oct. 26.

Step-Up Properties LLC, Vails Gate.

Seller: City of Newburgh. Property: 57-58 Williamsburg Drive, Newburgh.

Amount: $35,000. Filed Oct. 28.

Stockade Ventures LLC, Kingston.

Seller: John G. Skibicki, et al, Kingston. Property: in Kingston. Amount: $210,000. Filed Oct. 27.

U.S. Bank Trust N.A. Seller: Bruce Townsend, Walden. Property: 14 Spanktown Road, Warwick 10990.

Amount: $539,602. Filed Oct. 26.

KTM and M Associates LLC, Warwick. Seller: Nigel Roberts, Metuchen, N.J. Property: 36 Points of View, Warwick 10990. Amount: $45,000. Filed Oct. 27.

U.S. Bank Trust N.A. Seller: Kouame Goly, et al, Campbell Hall. Property: 215 N. Miller St., Newburgh 12550.

Amount: $287,529. Filed Oct. 26.

Lake Ellis Properties LLC, Dover Plains. Seller: Gerard Coyac, et al, Dover Plains. Property: in Dover.

Amount: $265,000. Filed Oct. 25.

U.S. Bank Trust N.A. Seller: Martin E. Vanhorn, et al, Newburgh. Property: 60 Boxbaum Road, Huguenot 12746.

Amount: $171,884. Filed Oct. 27.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson. Seller: KB Oreo LLC, Cleveland, Ohio. Property: in Cornwall-on-Hudson. Amount: $185,000. Filed Oct. 27.

U.S. Bank Trust N.A. Seller: Stephen A. Odynsky, et al, New Windsor. Property: 45 S. Kaisertown Road, Montgomery 12549. Amount: $138,469.

Filed Oct. 27.

Melella Properties LLC, Carmel.

Seller: F and G Pools and Stoves Inc., Newburgh. Property: in Newburgh.

Amount: $620,000. Filed Oct. 27.

Van Alstyne Real Estate One LLC, Chestnut Ridge. Seller: Valley Services Inc., Newburgh. Property: in Wallkill.

Amount: $118,000. Filed Oct. 31.

Mid-Hudson Development Corp., Fishkill. Seller: RJA Holdings Inc., Wappingers Falls. Property: in Wappinger.

Amount: $240,500. Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Barry R. Fertel, New Rochelle. Property: 73 Courtney Ave., Newburgh 12550.

Amount: $359,868. Filed Oct. 25.

Federal National Mortgage Association. Seller: Michael Kluger, Haverstraw. Property: 83 Mountain Ave., Highland Falls 10928. Amount: $129,418. Filed Oct. 31.

MLM Property Management LLC, Cold Spring. Seller: RJA Holding Inc., Wappingers Falls. Property: in Wappinger. Amount: $125,000. Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Donald D. Brown Jr., Poughkeepsie. Property: 6 Willow Drive, Hopewell 12533.

Amount: $379,000. Filed Oct. 25.

Federal National Mortgage Association. Seller: Michael Mills, Goshen.

Property: 7 Lyman St., Port Jervis 12771.

Amount: $332,646. Filed Oct. 27.

Monsty Digs LLC, Kingston. Seller: Fours Company LLC, Wappingers Falls. Property: in Kingston. Amount: $250,000. Filed Oct. 21.

Federal National Mortgage Association. Seller: Robert A. Vignini, Newburgh. Property: 20 Nott Place, Newburgh 12550. Amount: $167,895.

Filed Oct. 26.

Nationstar Mortgage LLC. Seller: Darlene Bird, Pine Bush. Property: 9 Sabella Place, Marlboro 12542.

Amount: $208,317. Filed Oct. 25.

Federal National Mortgage Association. Seller: Henry N. Christensen Jr., Goshen. Property: 37 Weathervane Drive, Apt. 23, Washingtonville 10992.

Amount: $111,501. Filed Oct. 26.

Federal National Mortgage Association. Seller: John Joseph Fallon, Walden. Property: 4 Seacord Lane, Washingtonville 10992. Amount: $157,000. Filed Oct. 27.

Federal National Mortgage Association. Seller: Mary Jules Goldsworthy, Neversink. Property: 326 Whitfield Road, Accord 12404. Amount: $164,604. Filed Oct. 26.

Federal National Mortgage Association. Seller: Michael E. Catania, Newburgh. Property: 21 Benkard Ave., Newburgh 12550. Amount: $119,257.

Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Mark D. Stern, Goshen. Property: 136 Minisink Turnpike, Westtown 10998.

Amount: $469,452. Filed Oct. 27.

Wells Fargo Bank N.A. Seller: Ralph A. Beisner, Hyde Park. Property: in Beacon. Amount: $226,000.

Filed Oct. 26.

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NOVEMBER 7, 2016

43

FACTS Williamson New York Properties LLC, Fishkill. Seller: Paul J. Maurici, Poughkeepsie. Property: 21 Lewis Ave., Poughkeepsie 12603. Amount: $120,000. Filed Oct. 25.

JUDGMENTS 28 Country Deli Inc., Kingston. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Acousmatic Mask Ltd., Bearsville. $1,053 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Alpine Hardwood Corp., Middletown. $24,244 in favor of Manpowergroup US Inc., Chicago, Ill. Filed Oct. 28.

Anthony’s Auto Sales, Saugerties. $174 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 21.

Ashley Homes Construction Company LLC, Saugerties. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Ay Ch Inc, High Falls. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Caribbean Taste, Kingston. $152 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Casey’s Fine Food and Drink Inc., Marlboro. $118 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Cibo Noche LLC, Marlboro. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

CNC Associates Inc., Wallkill. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Conger Simons LLC, New Paltz. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

DJ’s Contracting and Creative Surfaces Inc., Glasco. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Doc Orders Inc., Esopus. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

44

NOVEMBER 7, 2016

DWL Design Inc., Kerhonkson. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Floratron Corp., New Paltz. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Gary’s Truck and Auto Repair, Modena. $830 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

GivePizzaChance LLC, Willow. $1,862 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Gold Rush Jewelers, Ellenville. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Grahamserv Vending, New Paltz. $1,317 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Grand Street Medical Associates, Kingston. $2,793 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Hawk’s Community Auto Sales Inc., Middletown. $1,062 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 8.

Highland Glass and Metal Inc., Highland. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Highland Treasure Chest, Highland. $212 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Hudson Valley Paintless Dent Removal Inc., Milton. $303 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

HWTRP LLC, Highland. $2,976 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Image Consultants Inc., Warwick. $1,502 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 8.

Invicta Motorsports Inc., Middletown. $9,140 in favor of ECS Auto Stores Inc., Middletown. Filed Oct. 25.

J. Honey Nail Inc., Saugerties. $1,034 in favor of theNew York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

WCBJ

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J. Lent and Sons, Kingston. $24,682 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed Oct. 21.

JJR123 Inc., New Paltz. $5,115 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Joe Precour Inc., Highland. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Joma Café LLC, West Shokan. $741 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Jump Start Weight Loss and Wellness, Pine Hill. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

FIGURES Orange County Construction Services LLC, Wallkill. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Party Patrol, Highland. $3,043 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Peoples II Inc., Ulster Park. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

PJSG LLC, Saugerties. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany.

Filed Oct. 26.

Village Drop Shop Inc., Pine Bush. $6,469 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Vince Holland Plumbing and Heating, Kingston. $1,212 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Walkway Café and Market, Milton. $7,916 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Wiles Chiropractic PC, Marlboro. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

PM Plus Co., Foster, R.I. $6,621 in favor of A and R Concrete Products LLC, New Windsor. Filed Oct. 31.

William Vassell Services Inc., New Paltz. $38,912 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Ricketson Brothers Inc., New Paltz. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Willin Specialized Services Inc., Big Indian. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Keller Transportation Systems Inc., Hurley. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Rock and Rye Inc., New Paltz. $369,530 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Woodstock Outdoor Company Inc., Woodstock. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

KGCI Inc., Saugerties. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Salsa Maria Restaurant, Milton. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Liberty Security Services LLC, Kingston. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Shawangunk Building Corp., High Falls. $695 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Junko LLC, Hurley. $40,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Oct. 25.

Mel Dea Inc., Kingston. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Mel Mike Corp., Saugerties. $30,750 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Oct. 25.

Mole Mole Inc., Kingston. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Northeast Electrical Construction, Kerhonkson. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Now That’s A Burger Inc., Gardiner. $1,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Oct. 24.

NY Nail, Kingston. $5,109 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Oct. 25.

Skyline Construction, Rosendale. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

SRBJ Enterprises LLC, Hurley. $903 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

SVL Properties LLC, New Paltz. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Theresa and Co., Kingston. $996 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 27.

Utah Air Sports Inc., Gardiner. $1,034 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

Vic De Mayo Inc., Accord. $1,008 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 26.

LIS PENDENS

Avenengo, Norman T. Sr., et al.

Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $137,700 affecting property located at 16 Grand St., Port Jervis 12771.

Filed April 20.

Azzarello, James A., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 18 Peopletown Road, Esopus 12561. Filed Oct. 21.

Baez, Francisco, et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 687 Lakes Road, Monroe 10950. Filed April 19.

Berman, Barry M., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 550 Route 213, Rosendale 12472.

Filed Oct. 25.

Bey, Khallid, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $101,906 affecting property located at 32 Helene Road, Warwick 10990. Filed April 20.

Bogart, Jeremy D., et al. Filed by Loandepot.com LLC. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 1046 Salt Point Turnpike, Pleasant Valley 12569. Filed Oct. 28.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Cabbell, Darnell F., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $253,712 affecting property located at 412 Hawthorne Way, New Windsor 12553. Filed April 18.

Alijaj, Hajdin, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 2107-2109 Route 82, LaGrangeville 12540. Filed Oct. 25.

Cancro, Vincenza, et al. Filed by NS0152 LLC. Action: seeks to foreclose on a mortgage to secure $113,750 affecting property located at 49 Wawayanda Ave., Middletown 10940. Filed April 20.

Anderson, Jamie D., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $269,490 affecting property located at 110 N. White Rock Road, Holmes 12531. Filed Oct. 25.

Carbone, Salvatore, et al. Filed by Ventures Trust 2013-I-H-R. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 30 Winchester Drive, Monroe 10950. Filed April 22.

Andre. Christopher, et al. Filed by Citicorp Trust Bank FSB. Action: seeks to foreclose on a mortgage to secure $243,013 affecting property located at 346 Greeves Road, New Hampton.

Filed April 19.

Carson, Matthew, et al. Filed by First Niagara Bank N.A. Action: seeks to foreclose on a mortgage to secure $104,250 affecting property located at 32 Hillside Trail, Monroe 10950. Filed April 21.

Any unknown heirs to the estate of Frederick J. Stevens, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $109,000 affecting property located at 104 Spring St., Maybrook 12543.

Filed April 18.

Conti, Frank D., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $378,444 affecting property located at 8 Canterbury Lane, New Windsor 12553. Filed April 20.

Augustine, Karen A., as administratrix and heir to the estate of Robert Augustine, et al. Filed

by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $111,000 affecting property located at 3 Burns Place, Kingston 12401.

Filed Oct. 27.

Cowle, Rick S., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 223 Vineyard Ave., Highland 12528. Filed Oct. 21.

FACTS Davis, Keith, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $156,120 affecting property located at 19 Second St., Port Jervis 12771. Filed April 18.

Daya, Maria C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $198,648 affecting property located at 19 Ramblewood Drive, Newburgh 12550. Filed April 18.

Dean, Devon, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $211,000 affecting property located at 31 Estate Drive, Middletown 10940. Filed April 18.

Depew, Bridget R., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $298,705 affecting property located at 16 Cooks Lane, Walden 12586. Filed April 19.

Enaid Properties Corp., et al. Filed

by LZG Realty LLC. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 1317 Indian Springs Road, Shawangunk. Filed Oct. 27.

Everett, Louis N., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 196 Carson Ave., Newburgh 12550. Filed April 19.

Faller, Willis J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $277,425 affecting property located at 32 City Terrace North, Newburgh 12550. Filed April 22.

Figueroa, Hector, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 3 Stanley Place, Newburgh 12550. Filed April 20.

Fixsen, John, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $228,500 affecting property located at 55 McVeigh Road, New Hampton 10958. Filed April 21.

Forrest, John R., et al. Filed by Mortgage Electronic Registration Systems Inc. Action: seeks to foreclose on a mortgage to secure $111,568 affecting property located at 13 Cedar St., Staatsburg 12580. Filed Oct. 26.

Geisman, Robert, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $158,650 affecting property located at 69 Sylvan Trail, Monroe 10950. Filed April 18.

Giordano, Joseph P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,431 affecting property located at 38 Carol Drive, Hopewell Junction 12533. Filed Oct. 26.

Golnek, David J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $130,807 affecting property located at 36 Foxhall Ave., Kingston 12401. Filed Oct. 24.

Gray, Roger P., et al. Filed by Sterling National Bank. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located at 20 Ivy Rock Lane, New Windsor 12553. Filed April 19.

Griffin, Arnold H. Jr., et al. Filed

by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $139,646 affecting property located at 68 Grove St., Newburgh 12550. Filed April 21.

Gulnick, Burton Jr., Ulster County commissioner of finance, as administrator of the estate of William C. Wiegert, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $193,500 affecting property located at 16 Ora Place, Kingston 12401. Filed Oct. 25.

&

Lyons, Irene, as beneficiary to the estate of Frank W. Lyons, et al.

Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $325,500 affecting property located at 25 Holt Road, Hyde Park 12538. Filed Oct. 25.

Maguire, James J. Jr., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $229,090 affecting property located at 102 Warwick Turnpike, Warwick 10990. Filed April 15.

Mazzucco, Antoinette, et al. Filed

by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $296,250 affecting property located at 1903 Little Britain Road, Rock Tavern 12575. Filed April 18.

Mcneil, Renee, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $158,746 affecting property located at 66 Townsend Ave., Newburgh 12550.

Filed April 19.

Heady, Gail F., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $59,827 affecting property located at 11 Sunset Blvd., Hopewell Junction 12533. Filed Oct. 27.

Missen, Judith A., et al. Filed by Household Finance Realty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $25,723 affecting property located at 58 Wright Blvd., East Fishkill 12533.

Filed Oct. 25.

Heine, David E., et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $239,423 affecting property located at 15 Hidden Valley Road, Port Jervis 12771. Filed April 15.

Morales, Damien M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $385,037 affecting property located at 8 Square Woods Road, LaGrangeville 12540. Filed Oct. 28.

Hingul, Dawn M., et al. Filed by Christiana Trust. Action: seeks to foreclose on a mortgage to secure $185,250 affecting property located at 304 Broadway, Montgomery 12543.

Filed April 21.

Morris, Alan, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure $161,029 affecting property located at 12 Utopian Trail, Monroe 10950. Filed April 22.

Jarvis, Shawn, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $406,560 affecting property located at 79 Hickory Hill Road, Newburgh 12550. Filed April 21.

Neiger, Sherri Jean, et al. Filed by HSBC Mortgage Corporation USA. Action: seeks to foreclose on a mortgage to secure $201,000 affecting property located at 410 Route 211 West, Middletown 10940. Filed April 20.

Jimenez, Alfredo, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $168,500 affecting property located at 73 Cromwell Hill Road, Monroe 10950.

Filed April 21.

Olamiju, Christina, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $108,538 affecting property located at 130 Blake Road, Maybrook 12543. Filed April 22.

Klemowitz, Joseph, et al. Filed

by Christiana Trust. Action: seeks to foreclose on a mortgage to secure $251,000 affecting property located at 14 Woodstock Lane, Wallkill 10941.

Filed April 20.

Pearson, Tina M., et al. Filed by Beneficial Homeowner Service Corp.

Action: seeks to foreclose on a mortgage to secure $68,000 affecting property located at 2025 Route 208, Montgomery 12549. Filed April 22.

Larry, Jennifer E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located at 571 Van Wagner Road, Poughkeepsie 12603. Filed Oct. 27.

Phillips, Allen G., et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 16 Grove St., Highland 12528. Filed Oct. 21.

Lynch, William J. Jr., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $338,000 affecting property located at 298 Spring St., Monroe.

Filed April 18.

Pittenger, William, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $117,826 affecting property located at 142 Oakland Valley Road, Deerpark 12729.

Filed April 20.

FIGURES Quinones, Heriberto Q., et al. Filed

by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $76,000 affecting property located at 52 Courtney Ave., Newburgh 12550.

Filed April 15.

Rhodd, Jerome, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 4 Jay Road, Poughkeepsie 12603.

Filed Oct. 25.

Scott, Kymberly M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $204,000 affecting property located at 32 Hornbeck Ridge, Poughkeepsie 12603. Filed Oct. 27.

Unknown heirs to the estate of Sylvia Francis, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $204,400 affecting property located at 933 Route 211 West, Middletown 10940. Filed April 22.

Van Orden, Robert, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $166,500 affecting property located at 5 Owen St., Port Jervis 12771. Filed April 19.

Von Sauers, Russell J., et al. Filed

by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $67,000 affecting property located at 7 Dubois St., Port Jervis 12771. Filed April 18.

Scriber, Edward, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 153 Esopus Creek Road, Saugerties 12477. Filed Oct. 25.

Walby, Michael D., et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $432,000 affecting property located at 80 Last Road, Crawford 10941. Filed April 18.

Soto, Marta, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $224,000 affecting property located at 137 Country Club Drive, Florida 10921. Filed April 15.

Walden, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $413,179 affecting property located at 30 Cocoa Lane, Newburgh 12550.

Filed April 15.

Tivnan, Richard E., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $168,500 affecting property located at 63 Ward Place, Fishkill 12524. Filed Oct. 25.

Williams, Frank H., et al. Filed

by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $143,677 affecting property located at 29 Bungalow Lane, Red Hook 12571.

Filed Oct. 26.

Tsikitas, Emanuel A., et al. Filed

by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $222,303 affecting property located at 13 Lincoln Drive, Poughkeepsie 12601. Filed Oct. 27.

Williams, Joseph A., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $106,000 affecting property located at 112 Vineyard Ave., Highland 12528. Filed Oct. 26.

Ulanday, Misael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $389,222 affecting property located at 4 Grand View Terrace, Chester 10918. Filed April 20.

Wilson, Mark, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $530,047 affecting property located at 370 Coldbrook Road, Bearsville 12409.

Filed Oct. 25.

Unknown administrator of the estate of Hazel P. Bailey, et al.

Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $30,000 affecting property located at 46 Millers Lane, Kingston 12401. Filed Oct. 21.

Young, Ruth, et al. Filed by OneWest Bank FSB. Action: seeks to foreclose on a mortgage to secure $168,000 affecting property located at 840 Route 211 West, Middletown 10940. Filed April 18.

Unknown administrator of the estate of Jo Anne Hoyt, et al. Filed

by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 3 Orchard Place, Tillson 12486. Filed Oct. 24.

Unknown heirs at law of Reinaldo Gonzalez, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 5 Sisti Road, Plattekill 12568.

Filed Oct. 26.

Zaccheo, Dominic A. Jr., individually and as executor of the estate of Maureen Canosa, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $390,500 affecting property located at 199 Milton Turnpike, Milton 12547.

Filed Oct. 24.

Zale, Russell P., et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $361,250 affecting property located at 22 Jackson Lane, Campbell Hall 10916.

Filed April 18.

MECHANIC’S LIENS Buckskin, as owner. $3,225 as claimed by Stephen Schwartz. Property: 27 Strawberry Hill Road, Pawling.

Filed Oct. 31.

Central Brothers Inc., as owner. $7,150 as claimed by Strawridge Rock and Tape Inc., Wallkill. Property: 273 Route 32, Woodbury. Filed Oct. 27.

Garrai LLC, as owner. $14,616 as claimed by Kenneth J. Smith, Clinton Corners. Property: 62 Hicks Lane, Stanford. Filed Oct. 27.

Kingston Acquisitions Corp., as owner. $2.3 million as claimed by Valente Associates Inc., Dix Hills. Property: The Hills, Connelly Road, Esopus.

Filed Oct. 26.

Kingston Acquisitions Corp., as owner. $250,000 as claimed by Valente Associates Inc., Dix Hills. Property: The Hills, Connelly Road, Esopus.

Filed Oct. 26.

Stora, Inda, as owner. $5,881 as claimed by MJS Engineering and Land Surveying PC, Goshen. Property: in Monroe. Filed Oct. 28.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Brigs Builders, 334 N. Fostertown Drive, Newburgh 12550, c/o Philip Bell and Eric Glasser. Filed Nov. 18.

Gunk Skin Care, 265 Orchard St., Hurley 12443, c/o Lindsay Marita Hutton and Mark Anthony Gadomski.

Filed Oct. 25.

Hudson Valley Sustainable Leadership Organization, P.O. Box 646, Rhinebeck 12572, c/o Blair B. Glaser and Susan J. Ragusa. Filed Oct. 27.

Taqueria Mi Pueblito, 590 Broadway, Kingston 12401, c/o Juan Lobato Lopez, Pablo Chavez-Espinoza, and Ana L. Leyva-Hernandez. Filed Oct. 21.

W and S Associates, 143 S. Plank Road, Newburgh, c/o Joanne Bierschenk, Kathleen Dawson, Elbert D. Stillwaggon Jr., and Phil Pisano. Filed Nov. 20.

Sole Proprietorships Allen Bryan Photography, 24 E. Church Road, Saugerties 12477, c/o Allen Bryan. Filed Oct. 25.

Appelson Woodworks II, 123 Miller Road, No. 3, Mount Tremper 12457, c/o Elizabeth Hamilton-Appelson. Filed Oct. 26.

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NOVEMBER 7, 2016

WCBJ

PA

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NOVEMBER 7, 2016

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Portrait by renowned illustrator Joseph Adolphe.

WILMINGTON TRUST RENOWNED INSIGHT

“A serious threat to your investment objectives?

Lack of diversification.”

Tony M. Roth M.A., J.D., LL.M. (Tax) Chief Investment Officer Tony brings his extensive knowledge and more than 20 years of experience to bear on client portfolios each and every day. He is responsible for strategic direction and providing quality risk management and comprehensive investment solutions. He is part of a seasoned team of professionals who exemplify Wilmington Trust’s 113-year heritage of successfully advising business owners. For access to knowledgeable professionals like Tony and the rest of our team, contact Sharon Klein at 212-415-0547.

Investing used to be a whole lot simpler.

Traditionally, if stocks were outperforming, bonds were not. Therefore, as long as your portfolio had a healthy mix of each, you’d be poised to prosper. This isn’t necessarily the case anymore, as dealing with finances has grown more complicated in recent years.

When the financial crisis hit the U.S., the recessionary effects were felt around the world. Today, the U.S. economy is still recovering, and central banks in Europe and Japan grapple with ways to reinvigorate their economies.

The crisis taught us that portfolios composed solely of stocks and bonds (for instance, large caps and government debt) were vulnerable to loss. Having a truly diversified portfolio, with a robust blend of investments across and within different asset classes – including public and private investments – offers the best chance at reaping the highest possible return while managing volatility. So what’s an investor to do?

Develop a plan. To get where you want to go, you need a map with clear goals and

a carefully designed route based on proven portfolio construction principles. A plan will also provide ongoing discipline to maintain a steady hand amid volatile markets or asset class bubbles.

A DIVERSIFIED PORTFOLIO EARNED

60% MORE T H A N A S T O C K - O N LY PORTFOLIO OVER 15 YEARS Source: Wilmington Trust

Don’t go it alone. To create that plan, you need a trusted advisor. That’s where Wilmington Trust comes in. A fiduciary culture is at the heart of who we are, which means it’s a duty and a privilege to always put our clients’ interests first. Since 1903, we have preserved, enhanced, and transferred wealth in a way that reflects what our clients hold dear. And we can do the same for you.

For insight into how having a welldiversified portfolio today can best help you secure a prosperous tomorrow, visit wilmingtontrust.com/diversification.

F I D U C I A R Y S E R V I C E S | W E A LT H P L A N N I N G | I N V E S T M E N T M A N A G E M E N T | P R I VAT E B A N K I N G

This article is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This article is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.

Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services.

Investments: • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value Past performance is no guarantee of future results. Asset allocation/diversification does not guarantee a profit or protect against a loss.

Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, and Wilmington Trust, N.A., a national bank. Loans, retail and business deposits, and other personal and business banking services and products are offered by M&T Bank, member FDIC. Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is a SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients. ©2016 Wilmington Trust Corporation and its affiliates. All rights reserved.

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