THERE’S NO PLACE LIKE HOME, ND THERE’S NO RATE LIKE OURS With a Home Equity Line of Credit (HELOC), your home can help you pay off credit card debt, finance student loans, purchase a new car, and more.

2.29% APR

3.75% APR

GAINESVILLE JESSE JEWELL | 351 Jesse Jewell Parkway | 770-531-3191

LLIANS CORNER | 5172 Cleveland Highway | 770-983-2593

SON BRIDGE ROAD | 2157 Sandridge Court | 770-534-1165

MURRAYVILLE 5504 Thompson Bridge Road | 770-535-8642 OAKWOOD 3785 Mundy Mill Road | 770-287-8976

7 United Community Bank. Eligibility for introductory rate and reduced closing costs require a United Community Bank checking account and debit card. If checking account and debit card are not maintained throughout the term of the loan, a $100 annual fee will be assessed. Borrower will pay loan fees and from $0 to $2,500. Bank may choose to waive a portion of the closing costs; however, if the HELOC is closed or the line is reduced during the first three years following account opening, borrower will be required to reimburse bank for all waived closing costs. Borrower pays all costs pertaining to recording axes. The APR is variable and may change daily after the initial 12-month introductory period, but will never exceed 16%. Property insurance and flood insurance, if applicable, are required on all collateral. The APR for each loan is determined by credit qualifications, lien position, owner occupancy, loan-to-value tures. The 3.75% APR represents borrowers with a minimum 750 credit score, owner occupied first or second lien primary residence, and maximum 70% LTV. Offer available only for consumer owner-occupied, single-family residences and is not available on manufactured homes. The home equity line has a ear repayment period. United Community Bank must be in a valid first- or second-lien position. Exclusions and limitations apply. Offer subject to bank’s standard credit approval criteria and is subject to change without notice. Offer available as of February 15, 2017. NMLS# 421841 | ucbi.com