The 10 Most Powerful Business Women 2023

Business

The Impact of Women in Business and its Growth

Leadership

What Makes Women Climb the Chain of Leaders

Leader’s Perspecve

The Best Way to Manage Your Porolio during Recession

Technology

The Potenal Growth of Technology with Women Parcipaon

Powerful Women Breaking Down Stereotypes; Paving Way for Future Generations

Womenareplayingaprominentroleinshapingthefutureofbusiness.Thebusiness landscapeischanging,alongwithattitudestowards'traditional'waysofdoing business.Thefirstwell-documentedbusinesswomencanbetracedbackasfaras1870 BCtothecityofAssurinnorthernIraq.Assyrianwomenatthetimeoftencontributedtovast tradingnetworksthatflourishedintheregion,showingthatbusinesswasnotexclusivetomen.

Thelastfewdecadeshaveseenatleastsomepositivechangesintermsofopportunitiesfor,and representationsof,womenintheworldofbusiness.Today,therearesuccessfulWomenoutthere whoaremakingthemselvesknown,havebeenworkinghardandsurvivingtheindustries. Womenaretakingoverinnotjustoneortwobusinessstreams,butalmostallthebusiness industries. Therearemanyexamplesofsuccessfulwomenintheworkplaceandfemale entrepreneursmakingadifference.

Womenhavefacedallsortsofchallengeswhileclimbingtheladdertosuccess,thereareclearly issueswhenyoulookatthegenderdivideamongdifferentroles.Womenareover-representedin supportfunctionslikeadministration,forexample,whileinpositionsthatleadtosenior leadershipjobs,menhaveamuchhigherrepresentation.

Butthecourseofhistoryhasseenchangewiththestrengthandperseveranceofwomenhave keptthemgoingandweseethesewomenallaroundustoday.Especiallyinthisissue,'The10 MostPowerfulBusinesswomentoWatchin2023'we,theleadersglobehavecoveredthese powerfulwomenwhoregardlessoftheirbackground,financialstatus,orenvironment,havebuilt theircareerswithstrength,dignity,andpassion.Thesewomenhavecrossedthelimitsand proventhatifsomeonesetstheirmindonsomethingtheywillsurelyaccomplishit,regardlessof gender,age,andcircumstances.

Manywomeninbusinessarehelpingtobreakdownharmfulstereotypesandchallengingthe statusquo.Today'spioneersareshapingthefutureofbusinessforyearstocomeforthebenefit ofeveryone.ButIdobelievethatthefutureoftheworlddoesnotliesolelyinthehandsof womenormen,ratherwhengivenequalopportunities,each,withtheirowntalents,hardwork andteamworkcanbringaboutgreatmeasuresofdevelopment

-PublisherMr . R ajesh K endale

-Senior EditorZelen Sil v a

-Picture EditorMan w a Deshmukh

-Picture EditorMan w a Deshmukh

-DesignerP ank aj Khar de

-BDEJessica E d w ar ds, Neha Bhole, Nupur Goel & Sandip Babar

-BDMR ohn Jamson

-Technology ConsultantPr atik Dande

-EditorDr . Sonal Bur g hat e

-Co-EditorsSuparna De y , Jessica P er eir a,

-Art EditorAjinky a P andit

-VisualizeroNilesh, Sachin, Ak sha y , Da vid

-Database & Research AnalystP arth & Ak ash

-Marketing ManagerOm Naik

-Art & Design DirectorAnkit K ulk arni

TheWomanPioneeringtheHolistic WeightManagementParadigm

-By Manju Mastakar, Founder & MD Armstrong Capital & Financial Services Pvt. Ltd

MINDY ROTHENBERGER

Buyingahomeisalifelongdreamformany.However, thehomeownertagdoesn'tcomecheap.Atthesame time,investingyourlife'ssavingsintoahomedeal canalsoleaveyouvulnerableforthoseunpredictablerainy days.Whiletheeasylineofcreditavailabletodayhasmade homeownershiprelativelyeasier,there'sstillalotofaspects ofmortgagingthatneedtobecleared.

“At SouthPoint, our aim is to be the bestperforming, not biggest lender. We value our clients and focus on their needs, curang lending strategies best-suited for their well-being”

One still needs the right guidance to navigate the unknown home loan waters. In other words, you need someone who understands your needs, simplifies the whole process, and brings you the best financing strategy that fits your budget. Mindy Rothenberger is one such rare leader who has carved out a niche for herself as the mortgage expert for dreamers.As the President and CEO of SouthPoint Financial Services, Mindy helps clientsfrom varied financial backgrounds- in realising their dreams of becoming a homeowner

The SouthPoint Legacy: Removing Home Ownership Barriers

Established in 1996 by Larry Overby and John Murphy, SouthPoint is a full-service mortgage provider, offering clients government-backed and conventional loans.The firm covers everything -from buying a new home and refinancing an existing loan to exploring investment opportunities The USPof the firm resides in its ability to provide clients with a full-spectrum view of the loan process, including answering pertinent questions like what happens if you can't repay the loan or what happens after you repay it.

SouthPointbelievesinoverseeingtheprocessthroughandthroughand thushandleseverythingfromin-houseprocessingandunderwritingto documentpreparation.Thecompany'suniqueclient-centricapproach hasmadeitatopoptionforfirst-timehomebuyers,lookingformore thanjustbasicmortgageguidance.Withtheintegrity,goodwill,and stellartrackrecordthecompanyhascreatedovertheyears,SouthPoint isoneofthemostrapidlyexpandingfirmsintheEastCoastwith operationallicencesfor16statesintheUS.

WorkingtoMaterialiseDreams

Havingspentovertwodecadesinthemortgageandfinanceindustry, Mindyiswell-poisedtoofferherclientsinsightswhentheyare borrowingtobuyahomeorrefinancingtheirexistingloan.Sheis motivatedbytheaimtodispelthemythssurroundinghomeownership. Mostcommonpeoplebelievethathomeownershipisfortherich.Asa result,theyoftenabandondreamsofowningahomeevenbeforegetting started.Mindywantstodismantlethismyth,makingmiddleandlower incomegroupsawareoffinancialalternativesthatcanmaterialisethis dreamintoreality.

ForgingaPathFroma HumbleBeginning

WhileMindyisaD1university degreeholderandtodayheads oneofthemostsuccessful mortgagecompaniesinAmerica, herlifewasn'talwaysabedof roses.Broughtupbyasingle fatherinasmallIndianatown, Mindydidnothavethesame headstartexecutivescommonly share.At14,shelostherfather andhadtospendthenextthree yearslivingwithherrelatives, untilshefinallygraduatedat17 andmovedout.Mindyworked twofull-timejobstoprovidefor hercollegecoursein Indianapolis.

Thisdriveshecultivatedduring herinitialyearswasinstrumental inshapingherleadership perspectiveandcareerinthelater years.Shestartedinthe operationssideofthemarket, learningeveryjobfunction.After awhile,shemadethebold decisionofmovingtosales.Asa resultofthisdual-experience, Mindyisundoubtedlyoneofthe mostexperiencedleadersinthe markethavingin-depth knowledgeofbothsides,sales andoperations.

Withanunderwritingdegreeand originationlicenceinmultiple states,Mindystartedherjourney atSouthPoint.Shestarted workingforthecompanyasa RegionalSalesManagerbackin 2007.Fromthereshegradually

madeherwayuptotheSenior ExecutiveVicePresidentpost, andthenwentontodontheCEO andPresidenthatin2018.In December2022,Mindywasable topurchaseandacquire100% equitysharesinSouthpoint FinancialServices,leavingheras it’ssoleowner,stockholder The salewascompletedDecember 28,2022withallshares officiallytransferringtoher effectiveJanuary1,2023.

ADifferentLeadershipStyle

Givenherbroadspectrum knowledgeandexpertise,Mindy believesinbeingahands-on leader Tothisend,sheworks tirelesslytounderstandevery aspectofjobfunctionsatthe companytobetterleaditspeople. Sheattemptstounderstand interdepartmentaldependency andchallengestoinstitute policiesoroffersupport wheneverneeded,creatinga moreconducivework environment.Atthesametime, sheisadamantaboutcreating opportunitiesforheremployees

togrow,andthus,workstocreate aworkculturethatfosterstheir growth.

Mindybelievesthatawoman's leadershipstyleneedstobe differentfromaman'sasthere'sa preconceivednotionabouthowa manleads.Fromusingastern voicetobeingloud,these attributesaregenerally consideredmasculinetraits.Fora woman,leadershipneedsto amalgamateacertain straightforwardnessbutalso humility,andfairness. Personally,shebelievesin listeningattentively,speaking thereafter.Beingdirectandtothe pointisalsoimportantforheras ithelpsherclearlycommunicate objectivesandopinions,without anyscopeofconjecture.

DismantlingtheChallenges AlongtheWay

AccordingtoMindy,trustisthe veryfoundationofany relationship,especiallya financialone.Buyingahomeisa once-in-a-lifetimeopportunity formost,thus,totrustan organisationwiththisdecisionis ahugedeal.Thisiswhyittook thecompanysometimetoearn theclient'strustandestablish itselfasanallyinthehome ownershipandmortgage managementprocess.

However,withtheexisting successledgerofthecompany, itsconsistentlyoutstanding

marketperformance,and excellentcustomerservicing history,SPFhascrafteda pioneeringreputationinthe market.

PromotingDiversityand Inclusion

SouthPoint'scustodywas previouslyheldbyalonglistof maleCEOs.Therefore,when Mindyinheritedthereinsofthe company,herfocuswasonrebrandingthefirmbyinfusing diversityintoitsculturalethos. Today,allthemajorexecutive positionsinthecompanyhave womenincumbents.Moreover, thisdiversityisnotjustinterms ofgenderbutalsoalongother verticals,presentingminority womenwithopportunitiesto reachtheirpotential.

Asafirmbelieverinmeritorientedrewards,Mindyhas workedrelentlesslytoensurethat everyoneatSouthPointisjudged notonthebasisoftheirgender, race,orreligion,butratherby virtueoftheskillsetstheybring tothetable.Atthesametime, understandingtheexisting gender-biasedcompensationand rewardssystemsintheindustry, shehasworkedtopursuethe causeofdiversityandinclusion atSouthPoint.

Byensuringjobfunction-based compensationtiersatthe company,Mindyhascreateda systemwherepeopleare

“For me, success is a long-term achievement not a short-term graficaon tool”

rewardedbasedontheirabilities,ratherthansociallyaccepted differentiatingmarkers.Mindyhasalsoinstitutedacasualdress codeatthecompanytoensurealevelplayingfieldwherenoone feelstheneedtospendmoretomeetcertainstandards.

PillarsofInspiration

Mindydrawsherinspirationnotfromultra-successfulwomen leadersinbusinessbutfromrealwomenwhohaveovercomethe trepidationofdailylifetoachievetheirpotential.Forher, womenhailingfromahumblebackground,whohavestruggled togetacollegedegreeorworkingmothersbalancingajoband kidsaretrueinspirations.

Shefindscommonalitywiththese womenhavingwitnessedafairshareof strugglesduringcollegeandworkyears. Havingtoworktwiceashardasmen, balancingafamilyandcareerwhile movinguptheleadershiprankshasn't beeneasyforMindy Thus,shefinds encouragementinthestoriesofthese womenwhohavebattledthroughthe toughestsituationstoemergevictorious. ForMindy,thesewomendefinethezeal andrelentlessperseverancewe,women, embody

SharingtheBorrower'sPerspective

SouthPoint'ssuccesscanbeattributedto keydifferentiatorsintermsofcustomer serviceandemploymentcultures. Sharinginthesamehumblebeginning asmostoftheseborrowers,Mindy understandstheirperspective.She knowsthatbuyingahomeonmortgage isasignificantdecisionthatcomeswith alotofapprehensionandquestions.To helpsolvethis,theSouthPointteamis everreadytoimpartvaluableknowledge aboutthemortgageprocesstoitsclients. Clientsarecounselledinawaythat helpsthemunderstandhowtorepaya mortgageinthelong-run,familiarise themselveswithloanterms,andall othersuchaspects.Moreover,Mindy focusesonhelpingfirst-timebuyers maintainahealthydebtratio.Inother words,shehelpsensurethatthe borrowedsumiswellwithintheir affordabilitythreshold.

Ontheemployeefront,Mindybelieves thatempoweredemployeesarealways happyemployees.Sinceemployeesare thebackboneofanyorganisation, ensuringtheirwell-beingandgrowthis

keytotheorganisation'ssuccess. Tothisend,SouthPointbelieves inrespectingandappreciatingits talentpooltoensureall-round success.

WordofAdvicetoFellow WomenFolk

Appreciatingwomen's formidabledrivesandcreating newopportunitiesforthem, Mindyofferssomeadviceto buddingwomenleaders.'To makeamarkinanymaledominatedbusinessvertical,selfconfidenceisessential.Nothing canreplaceyourself-worth knowledgeandconfidence' assertsMindy.'Usepeople's opinionsasfeedbackand constructivecriticism,butnever letitdefineyourself-worth. Onlyyouhavethepowerof definingwhoyouare'continues Mindy.

Sheadvisesaspiringbusiness womentogainin-depth knowledgeofthemarketand honeasmanyskillsaspossible, asthere'snosubstitutefor thoroughnessandconstant learning.Atthesametime,they shouldn'tbetoocaughtupin fittingintoamould.Mindy's philosophyissimple-ifyouwere meanttostandout,whybother fittingin?Mostimportantly, womenshouldneverbeafraidto startafresh.Iftheyfeelunvalued andunder-appreciated,they shouldbereadytotakerisksand forgenewpaths

W

The Impact of OMEN IN BUSINESS itsGrowth &

Thetrendtowardswomenin leadershippositionsseems tobeontherisewithan increasingnumberofwell-known organizationslikeIBM,General Motors,andMondelēz Internationalappointingfemale CEOs. Infact,therearemore womenrunningFortune500 businessestodaythanatanypoint inthe63-yearhistoryofthe Fortune500.

However,women'sinequalityis stillabigbusinessproblemwith recenthigh-profilestories revealingtheBBC'sgenderpay gapandtalesoffemale entrepreneurscitinganimaginary maleco-founderforcredibility

TheMoreDiversity,the MoreInnovation Diversity,fromgenderdiversity toculture,age,andrace,hasbeen showntofostercreativityand innovation.From PricewaterhouseCooper,to DisneyandL'Oreal,organizations acrossindustriesareseekingto prioritizeandbenefitfroma diverseandinclusivework environment.

Menandwomenwillinevitably havedifferentexperiencesand backgrounds,whichshapetheir approachtobusiness.Challenging eachotherandcollaboratingwith peoplewhothinkdifferentlycan breedcreativityandpromotethe innovativeideasthatpush organizationsforward.

SoftSkillsinBusiness Leadership

Whiletechnicalskilland knowledgearefundamentalto

careersuccess,CEOsconsistently citesoftskillsasthemost desirableprofessionalattributes. Althoughcharacteristicslike effectivecommunication, empathy,andself-awarenessare difficulttomeasure,theyare highlyvaluedandcanmakeareal differencetothebottomline. Recentresearchhasdrawna connectionbetweenstrengthof characterandbusiness performance,withCEOswho rankhighlyforattributeslike compassionandintegrityalso enjoyinga9.35%returnonassets overatwo-yearperiod.

Emotionalintelligencemayprove akeycompetitiveadvantagefor womeninbusiness.A2016study publishedbytheglobalconsulting firmHayGroupfoundthat womenoutperformmenin11of 12keyemotionalintelligence competencies.These competenciesincludedemotional self-awareness,empathy,conflict management,adaptability,and teamwork—allessentialskillsfor effectiveleadershipinthe workplace.

WomenOfferImportant ConsumerInsight

It'sbeenestimatedthatwomen contributeinexcessof$20trillion inconsumerspendingeveryyear, representingabiggergrowth marketthanChinaandIndia combined.Womenalsoaccount for85%ofconsumerpurchases.

Despitethis,only11%ofcreative directorsinadvertisingare women—upfromjust3%in 2008.WhenBostonConsulting Groupdidacomprehensivestudy

ofthe“femaleeconomy”it's unsurprisingthattheyfound womenfeelundervaluedand underservedbythemarketplace. Withthepowerofthefemale consumerinmind,it'sevidentthat womenarebestplacedtotapinto thatopportunityandbring valuableconsumerinsighttothe table.

Bothmenandwomenoffercan makeproductsandservicesmore marketableandabusinessmore profitable.Infact,recentresearch fromMcKinseyshowsthat gender-diversebusinessesare 15%morelikelytooutperform financiallyabovetheindustry median.

ChallengesFacedinBusiness byWomen

Underrepresented in Major Fields

Whileanumberofindustriesare showingtrendsofagrowing femaleworkforce,sectorslike finance,engineering,andtechstill tendtobestronglymaledominated.InSTEM(science, technology,engineering,and math)industriesoverall,women makeupjust24%ofthe workforceintheU.S.andless than15%intheU.K.

STEMoccupationsprojectedto beamongthefastestgrowingand bestpaid,it'simportantthat womenfeelempoweredtogain theskillsandembracethe opportunitiesaffordedbyacareer inscience,tech,andrelatedfields. OrganizationsliketheNational GirlsCollaborativeProjectand GirlsWhoCodeareworkingto

inspirewomentopursue computersciencesand engineeringandclosethegender gapinSTEMindustries.

Gender Bias

Thestoriesofwomenfinding moresuccesswithamaleor gender-neutralnameontheirCV demonstratesthatunconscious biasstillexists.Thewomenwho areinorwanttoposition themselvesforleadershiproles oftenfeeltheycomeunder particularscrutiny Wheremen maybeencouragedtobe ambitiousorassertive,womenare programmedfromayoungage nottobe“bossy”.Underlying genderbiasmeansthesame behaviourandcharacteristicsinitiative,passion,andtaking chargecanbeinterpreted differentlyinmenandwomenin theworkplace.

OpportunitiesforWomenin Business

Realise of Policy of Gender Equality and Inclusivity

Formanyofforward-thinking organizations,genderequalityis becomingamatterofpolicy, whetherit'scommittingtoequal representationofwomeninthe boardroomorhiringdiversity officers.Discouragingand circumventingbiasthroughhiring policycanhelporganizationsto reapthebenefitsofbalanceand equality.Ratherthanpolitical correctnessorbuzzwords,if diversity,inclusiveness,and genderequalitybecomepolicy andareembeddedinbusiness strategy,businessesthrive.

Theseareafewreasonswhy companieslikeSalesforce, GeneralElectric,andDeloitteare citedasexcellentplacesforboth womenandmentowork.

Entrepreneurship Being Encouraged

Thefastestrouteforwomentothe c-suiteislaunchingtheirown business.IntheUnitedStates,the numberwomen-ownedbusinesses haveincreased74%overthepast 20years—1.5timesthenational average.Today'sstart-upculture empowerswomentobetheirown bossandpaytheirownsalary, defininghowtheywanttowork andmakingthebalanceofcareer andfamilylifeeasier

Entrepreneurshippresentsapath forwomentoclosethepaygap andrisetoleadershippositions, ontheirownterms.

Runningtheirowncompanyalso offerstheopportunityforwomen tocollaboratewithandhireother ambitious,like-mindedwomen, fosteringanewgenerationof womeninleadershiproles

Dr.Fia Johansson The Woman

Remolding the Art of

Psychic Senses

Donningmultiplehatsand acingalldomainsofoperation isnotaneasytask,especially whenalsofruitfullyutilizingtheboons ofthepsychicgift Dr FiaJohanssonalsoknownasthePersianMediumhasmasteredthisartwithphenomenal success.Apartfrombeinganawardwinningpsychicreaderandspiritual lifecoach,sheisalsoalicensed privateinvestigator,psychicdetective, producer,andabest-sellingauthor.Dr. Fiainstrumentalizeshergiftstohelp lawenforcementagentsontheirquest tosolvecoldcases

Dr.Fiahasworkedwithstate,localas wellasfederallawenforcement agenciestohelpsolvedisappearances, criminalcases,andunsolved mysteries Apartfromhernotable contributioninthisfield,Dr.Fiahas alsoco-authoredabest-sellingbook‘SuccessStrategies’-withJack Canfield,renownedauthorofthe ChickenSoupforSoulsvolume She

hasalsoco-authoredthebook‘Think Big’withtopmotivationalspeaker, BrianTracy.Boththesebookshave beenhonoredontheNYTimes Besting-Sellinglist

AcingMultipleVerticals

Dr Fiahasmultipleaccoladestoher nameincludingthatofbeinganace businesswoman,masterentrepreneur coach,keynotespeaker,andanauthor whoworkswithcelebrities,highrankingexecutives,CEOsofFortune 500companiesaswellasdoctors, lawyers,foreigndignitaries,andeven USgovernmentofficials.Shehasalso receivedseveralawardsandaccolades thatcommemoratehersuccessful journeyasanaceentrepreneur includingtheQuillyAwardsforTop FemaleEntrepreneur,BestWriter,and ThoughtLeader

Shehasalsoestablishedherown productioncompany,LoneRoad Productionsandiscurrentlyengaged

inthemakingofafeaturetitled“The GameMasters”thatrevolvesaround theworldofhumantrafficking.She alsohastwotelevisionshowsinthe developmentprocess

AchievingGreatness

AlthoughDr Fiahasbeenfeaturedby theWallStreetJournal,theForbes magazineaswellasCBS,ABC,NBC, andFoxNewschannelsandshehas spokenattheUN,hergreatest personalachievementbyselfassessmentremainsdifferent By channelinghergifts,Dr.Fiaisableto helppeopleachievetheirultimate dreamsanddesires Accordingtoher calibrations,thisisthemostprecious achievementofhercareer

Herpassionliesinteachingpeople thatanythingispossibleinlife,once theystartbelieving AccordingtoDr Fia,themostendearingpartofher passionliesinteachingpeoplethat anythingispossibleinlife,oncethey

startbelieving.AccordingtoDr.Fia, themostendearingpartofher work iswhensheisabletobringherclients totherealizationoftheirown personalpower.“Itelleveryone,no matterwhotheyare,thattheir potentialisinfinite–andIfully believethiswitheverybitofmyheart andsoul.Ialwaystailormyworkto beabletohelpsomeoneunderstand thattheycanletgoofhurt,offear,of doubt,andtotakeclaimtoalifethat theyhavewrittenoffasimpossible.”

EmbodyingMagnanimity

Dr.Fiabelievesthatsuccessishinged onthehumblenessofan entrepreneur’sdisposition.Theegoof anaspiringentrepreneurcanbe detrimentaltotheindividual’sgrowth andsuccess.Shemaintainsthat askingforhelpwhenonefeels overwhelmedisnotasignof weakness,butisratheremblematicof pragmaticthinking.Seekingcounsel andguidanceattherighttimecan helpsaveseveralmishaps.She furtheradds,“Identifystrengthsin everyoneandfindcreativeand strategicwaystofuelthem!Don’t assumeyouknoweverything.Ifyou

needhelp:ASK.Oh,andadvicefor everyoneeverywheretobealeaderin theircareerorlife:NEVERGIVE UP.”

LeadbyExample

TheingenuityofDr.Fia’sapproach stemsfromherthorough understandingofvariousindustry verticals.Sheunderstandsthatthere isnobaselinepackagethatwillfitall clientrequirements.Thisknowledge allowshertotailorherpackages accordingtotheneedsofeach individualclient.

Dr.Fiabelievesthatinordertobea goodleader,onehastoacetheartof self-leadership.Managingone’sown emotionsisparamountwhen attemptingtomanageandleadothers. Dr.Fiaasserts,“Managingyour emotionalmuscleswillhelpyoutune intoyourintuitionandidentifyyour ownweaknessesandroadblocks. Also,alwayslisten!Listentowhatis happeningwithpeople,withteams, listentoquestionsandlistento guidance.Whenitcomestomaking changesandbigdecisions,tryto alwaysfindtheoptionorsolutionthat willmakethemostnumberofpeople happy,notjustyourself.”

BecomingaGregariousLeader

Dr.Fiahasembodiedhumblenessas acorevirtueofherbeing.“I remembertostayhumbleandbelieve thishasshapedmuchofmyapproach toworkandhelpingthesuccessof others,”assertsDr.Fia.Itisequally importanttocultivateasenseof respectabilityforothers.Byallowing otherstoputforwardtheiropinions andideastothetable,thismutual respectabilitycanbedisplayed.She alsobelievesthatgoodleadersare alwaysabletobringoutthe collaborativenatureofasuccessful endeavor.

OvercomingChallenges

Determinationcoupledwith dedicatedhardworkisthekeyto successbelievesDr.Fia.Asserting

herfaithinthepowerofthehuman mindDr.Fiapropoundsthatno roadblockisinsurmountableifone hasenoughfaithinone’sself.“I’ve alwaysseenmypathassomethingI havethedeterminationtowalk. Nothingisaroadblockifyouput yourmindtoitandtellyourselfyou canachievewhatyouwant,” proposesDr.Fia.

FutureCalling

Maintainingherfaithinanoptimistic outlookandherstrongsenseofselfbelieveDr.Fia’sfutureisshining brightwithnovelopportunities.She believesthattheskyisthelimitat thisjuncture,sincethereisnothing that’sbeyondachievinginthefaceof herimmutablewillpowerand perseverance.Sheasserts,“Thereis noheightwhichIbelieveIcan’t surpass.Successandbuildingsuccess forothersisalwaysthepath”

Your humility will allow you to better embrace others, and celebrate the successes of others

- Dr. Fia Johansson

- Dr. Fia Johansson

The rst time I realized I had this gift was when it was validated by the people around me. While receiving messages or seeing images in my mind wasn’t something new to me, it wasn’t something I really understood

Hanna Ormanczyk

The Woman

Pioneering the Holistic Weight Management Paradigm

Trottingthelesstraversedpath isseldomeasy.Following conventionalnormsismuch simplerthandreamingtoadvocatefor what’sdifferent.HannaOrmanczyk hasdaredtodosoandsucceededin creatingaformidablelegacyfor herselfasanaudacious businesswomanwithanoblemission. TheMississauga-basedBiomedicine HolisticHealingClinicdoesnotoffer patientstheusualweight-loss programsthatarepivotedaroundthe goalofcaloriereduction.Rather,as thenameoftheClinicsuggests,itis orientedtowardsprovidingpatients withamoreholisticapproachto wellnessandweightmanagement. Undertheexpertguidanceand leadershipofHanna,theclinicis basedonthephilosophythattackling obesityandotherweight-related issuescanbethebeginningofalife changingexperienceforthepatient.

MeetingtheExpert

AsaspecialistinIntegrative Medicine,andtheFounderandCEO oftheBiomedicineHolisticHealing ClinicInc.,Hannashouldersmultiple responsibilitiesandexcelsatacing variousniches.Graduatingfromthe CollegeofNaturalMedicine, CanadianConsiliumofNatural Health,andEdisonInstituteof Nutrition,markedthebeginningof Hanna’sillustriouscareer Apartfrom beinganIntegrativeMedicine Practitioner,Osteopath,and RegisteredNutritionalTherapist, Hannaalsospecializesinthe epigeneticapproach,andisastaunch advocateforitsusageinthefurther improvementofthecontemporary medicalpractice.

Withover28yearsofholistic medicineexperience,Hannais currentlyworkingasaRegistered

NutritionTherapist,CertifiedHolistic CancerNutritionPractitioner,and MetabolicBalanceCoach.Hannais alsoahealthandwellnessauthorwho aimstospreadawarenessabout healthyeatingpracticesamongthe masses.Hannahasauthoredbooks like‘LeakyGut’aswellasseveral HistamineResistanceCookbooks. Shehasalsoco-authoredseveral WellnessHealthBooks.Inthepast years,herexpertiseandknowledgein thefieldofholisticweightloss regimesledhertobefeaturedin numerouspodcasts,radioshows, interviews,andmagazines.Sheis alsoamemberoftheboardof IntegrativeMedicine.

IdeatingANewApproach

Hanna’sinventiveandinquisitive spiritledheronapathtoideate solutionsthatarebothexceptionalas wellasfruitful.Hannahasearned

severalaccoladesanddistinctions thatexemplifytheuniquenessofher approach.Sheisoneoftheveryfew practitionersofferingtheseparticular formsoftreatmentandclinicaltrials designedtoinvestigatetheprimary causesofcertainnutritionaland dietaryissues.Hanna’sapproachis distinctivebecausesheisattempting toincorporatetheboonsof IntegrativeMedicineandthe epigeneticapproachtodevise solutionsforissuesrangingfrom weightmanagement,nutritional trackingtootherhealthailmentslike sleepapnea,diabetes,andleakygut syndrome.

CustomizingTreatments

Personalizationiskeytoalltreatment optionsHannaoffersherclients. Hannapropounds,“Usingscience andnaturalapproach,Iprovidethe mostinnovative,patientsoriented, customizednutritionalplans,based onthebloodbiochemicalorgenetic profile,whichareeffectiveandsafe foreveryone.”Shetriestounderstand thebiochemistryofeachindividual patientandthendeviseprotocolsthat willbemostfruitfulfortheperson.

Hannaasserts,“Iamadeptat deliveringinnovative,patientoriented,andpersonalizedtreatments andstrivetocapitalizeonthepower ofnutritiontohealdysfunctionsina body.”

Withadiverseandexpanding clientelethatrangesfrom professionalathleteswhoareseeking tobuildaperfectbodytocancer patientswhowanttominimizethe adverseeffectsofchemotherapy, radiotherapy,andotherformsof treatment,Hanna’streatment approachisdesignedtofitthe specificneedsofthepatientin question.Shebelievesthatthereisno blanksolutiontoweight-related issues,thuseachcasemustbe individuallyassessedandremedied. Byfocusingonholistichealing methodstotacklediseaseslike diabetes,cardiovasculardiseases, obesity,intestinalpermeability,and cancer,Hannaseekstoreducethe risksassociatedwiththeseailments.

InspirationbehindtheInnovation Hannaisinspiredtoleverageher knowledgeandexpertiseinthisfield tohelppeopleattainawell-balanced nutritionalequilibriumintheirlives. Throughherpersonalizedweightloss plansandperformanceenhancement programs,sheaimstoimprovethe patient’squalityoflife.Thisnoble goalinspireshertocontinue innovatingandexcellingatherwork.

Asabravebusinessleader,who seekstodiversifyanddevelopher facultieswhilesimultaneously improvingthelifeofherpatients, Hannaisalsopassionateabout buildingaglobalhealthawareness platformdesignedtoservethepeople battlingailmentstriggeredby geneticallymodifiedorganismsand environmentaltoxins.Sheasserts,“I dohighlyappreciatethenotionof continuousimprovementandstriveto advancemyknowledgeofHolistic,

Integrative,Functional,Frequency

Medicine.”Constantlearningisthe onlywayforwardaccordingto Hanna.

FearlesslyFuellingGrowth

Asanaudaciousleader,Hannadared toadvocateforadifferentroutetothe managementofweight-issuesinthe 21stcentury.Sheasserts,“Wehave beentoldthatprescriptionsarethe answertoourproblems,anditisnot true.Ibelievethatmostoften,our healthchallengescanbesolvedwith propernutrition.”Byleveragingher expertiseinthefieldofmedicineand nutrition,Hannawasabletocurate solutionsthathelpedchangetheway issuesofdietaryconsumptionare understoodandtreated.Withasteady risingsuccessrateof86%andabove, Hannahascreatedaholisticapproach tohelptackleissueslikeobesityand malnutrition

I believe that most often, our health challenges can be solved with proper nutrition

- Hanna Ormanczyk

I am adept at delivering innovative, patient-oriented, and personalized treatments and strive to capitalize on the power of nutrition to heal dysfunctions in a body

- Hanna Ormanczyk

What Makes

WhatisaLeader

Aleaderisformedbyinternalizingaleadershipidentityand developingasenseofpurpose.Internalizingasenseof oneselfasaleaderisarecurringprocess.Apersonasserts leadershipbytakingpurposefulaction—suchasconveninga meetingtoreviveadormantproject.Othersaffirmorresistthe action,thusencouragingordiscouragingsubsequentassertions. Theseinteractionsinformtheperson'ssenseofselfasaleaderand communicatehowothersviewhisorherfitnessfortherole.

Asaleaders'capabilitiesgrow andopportunitiestodemonstrate themexpand,high-profile, challengingassignmentsand otherorganizational endorsementsareforeseenmore likely.Suchaffirmationgivesthe personthecouragetostepoutof theircomfortzoneand experimentwithunfamiliar behavioursandnewwaysof exercisingleadership.Doesa womanfitthisrole?Absolutely. Leadershipidentity,whichbegins asatentative,peripheralaspect oftheself,eventuallywithers away,alongwithopportunitiesto growthroughnewassignments andrealachievements.Over time,anaspiringleaderacquires areputationashavingornot havinghighpotential.

Effectiveleadersdevelopasense ofpurposebypursuinggoalsthat alignwiththeirpersonalvalues andadvancethecollectivegood. Thisallowsthemtolookbeyond thestatusquotowhatispossible andgivesthemacompelling reasontotakeactiondespite personalfearsandinsecurities. Suchleadersareseenas authenticandtrustworthy becausetheyarewillingtotake risksintheserviceofshared goals.Byconnectingotherstoa largerpurpose,theyinspire commitment,boostresolve,and helpcolleaguesfinddeeper meaningintheirwork.

ChallengesforWomen

Whatactuallyisachallengefor womenisintegratingleadership ashercoreidentitywhileshe mustestablishcredibilityina

culturethatisdeeplyconflicted aboutwhether,when,andhow theyshouldexerciseauthority Beingresponsivetoclients' needs,forexample,ratherthan boldlyassertingapointof view—andsometimesittakes powerfulwomentorecognize thatpotential.Butpowerful womenarescarce.

Inarecentinterviewwith membersofHillaryClinton's presscorps,aveteranreporter noted,“Thestoryisneverwhat shesays,asmuchaswewantit tobe.Thestoryisalwayshow shelookedwhenshesaidit.” Clintonsaysshedoesn'tfightit anymore;shejustfocuseson gettingthejobdone.

Howwomenareperceived—how theydress,howtheytalk,their “executivepresence,”their capacityto“fillaroom,”and theirleadershipstyle—hasbeen thefocusofmanyeffortstoget moreofthemtothetop.Voice coaches,imageconsultants, public-speakinginstructors,and brandingexpertsfindthedemand fortheirservicesgrowing.The premiseisthatwomenhavenot beensocializedtocompete successfullyintheworldofmen, sotheymustbetaughttheskills andstylestheirmalecounterparts acquireasamatterofcourse.

LeadershipPurpose

Womenaretaughttodownplay femininity,ortosoftenahardchargingstyle,ortotrytostrike aperfectbalancebetweenthe two.Butthetimeandenergy spentonmanagingthese

perceptionscanultimatelybe self-defeating.Thosewhofocus onhowothersperceivethemare lessclearabouttheirgoals,less opentolearningfromfailure,and lesscapableofself-regulation.

Anchoringinpurposeenables womentoredirecttheirattention towardsharedgoalsandto considerwhotheyneedtobeand whattheyneedtolearninorder toachievethosegoals.Insteadof definingthemselvesinrelationto genderstereotypes—whether rejectingstereotypically masculineapproachesbecause theyfeelinauthenticorrejecting stereotypicallyfeminineonesfor fearthattheyconvey incompetence—femaleleaders canfocusonbehavinginways thatadvancethepurposesfor whichtheystand.

Learninghowtobeaneffective leaderislikelearningany complexskill:Itrarelycomes naturallyandusuallytakesalot ofpractice.Successfultransitions intoseniormanagementroles involvesheddingpreviously effectiveprofessionalidentities anddevelopingnew,morefitting ones.Yetpeopleoftenfeel ambivalentaboutleavingthe comfortofrolesinwhichthey haveexcelled,becausedoingso meansmovingtowardan uncertainoutcome.

Safespacesforleadership identitydevelopment,and encouragingwomentoanchorin theirleadershippurposewillget betterresultsthanthepathsmost organizationscurrentlypursue.

Jackie Dunlap

The Audacious Mortgage Mogul

Daringbusinesswomen

embodytheessenceofselfactualizationandmultitasking.Theyarebothmarket disruptorsandhomeequalizers.Their relentlessdrivetoachievethe pinnacleofsuccessinthework domainisparalleledbytheir ingeniousmanagementoftheworkhomebalance.Theirexcellenceinthe fieldofbusinessisanodetotheir strongwills,audaciousdecisionmakingfaculties,andunwavering spiritofbrilliance.JackieDunlapis onesuchdaringbusinesswomanwho hasestablishedherselfasa formidableindustryleaderinthe expandingmortgagebrokerage market.Herdaringandinventive spiritisembodiedinherventureNextGenerationHomeLoans.The firmisrenownedforitspersonalized mortgagesolutions,fastcustomized quotes,greatrates,&servicewith integrityguarantee.

ExpertiseBuilding

JackieearnedherBachelor’sDegree inBusinessManagementfrom ColoradoStateUniversity’sGlobal Campus.PriortoestablishingNext GenerationHomeLoansin2016, Jackiegarneredcrucialexperiencein theindustrybyworkingwithsomeof themostwell-knownfirmsinthe market.Shehasworkedasa MortgageLoanOriginatorat LockstepMortgageLLC.Jackiehas alsoworkedasaSeniorMortgage LoanProcessoratSkyStarMortgage LLC.Sheiscurrentlyleveragingher astuteknowledgeandexpertiseto successfullyhelmthereignsof companies-NextGenerationHome LoansandTheDunlapTeam.

BecomingaDaringEntrepreneur

Jackiehaspioneeredaformidable careertrajectorythatservesasatrue inspirationforwomenacrossindustrial segments Fromherhumble beginningsasamortgagebrokerin

2005tobecomingacelebrateddaring businessleader,Jackie’sstoryisone thatignitesthefiretofulfilone’s potentialinallworkingwomen.After fillinganonlineapplicationforan openingasamortgagebroker,Jackie soonfellinlovewiththeindustry sinceitprovidedanoptimalfinancial potentialandbalancetoherlifeasshe juggledtherolesofbeingadaring businesswomanandasinglemother Overthecourseofthelast11years, Jackiehasprovenherselftimeand againasaningeniousforcetobe reckonedwithintheindustryasshe continuestoefficaciouslymanage sevenkids,atrainingcompany,and NextGenerationHomeLoans Shehas alsoestablishedTheDunlapTeam,a companydesignedtoleverage extensiveexpertiseintheAnderson, Clemson,andSenecarealestate markettobenefitclientsontheir journeytobuyorsellahomeinthe area.Thecovetedmortgagecalculator isapartofthisventure

IdeatingHerDaringVenture

NextGenerationHomeLoanswas ideatedin2016asaventuredesigned toamalgamatetheboonsofthetech revolutionwithsmartsystemsof lending.Jackieasserts,“Ichoseto openNextGenerationHomeloansto capturetheleadingedgein technologyandlending.Wework withbanksonthecuttingedgeofthe newestloanproductsandadvancesin technologywhichallowustobeon thefrontlineinofferingthenewest lendingproductsintheconsumer market.”

Asaleadingmortgagebrokerage firmowner,Jackieandtheteamat NextGenerationHomeLoansare committedtocreatingrealisticand reliablelendingsolutionsthat positivelyimpactcommunities.The firmoffersavariegatedlistof servicesincludingFirstTimeBuyer Solutions,DownPaymentAssistance programs,CONV,FHA,VA,USDA.,

BuyersSeminars,Mortgagecredit coaching,andLowFICOfinancing solutions.

MasteringtheArtofBrokerage

Jackieoutlinesthatbecominga successfulmortgagebrokerisnota taskthatcanbemasteredwithoutindepthandholistictraining.Inorderto becomethedaringbusinesswoman sheistoday,Jackiehadtomasterthe artofbrokerageandattainanuanced understandingoftheindustry.Jackie hasinvestedconsiderabletimeand effortindebunkingseveralmyths associatedwiththewaythemortgage brokerageindustryoperates.

Shepropounds,“Manypeople thinkitjustinvolvesalotof paperworkandnegotiatingovera certainamountofmoneyorrate. That’swhyIworkedsohardtodispel thosemisconceptionsandensurethat anynewentrantsintothisprofession trulyunderstandwhattheyaregetting intoandarereadytosucceedonday one!”Sheemphasizesthatwithouta thoroughunderstandingofwhat workingintheindustryentails, attainingsuccesswillbeanextremely arduousupwardclimbforanovice entrant.

AudaciousnessintheFaceof Adversity:TheProcessorTraining Program

Thepandemicanditsconspicuous impacthavebeenfeltbypeople acrosstheworld.Thechangesinthe conventionalworkspacehavebeen mostpalpableinthisregard.Insuch circumstances,onlyafewvisionary leaderscanidentifyasilverlining.As anenterprisingbusinesswoman, Jackiewasabletoseethepotentialin thischangingworkenvironment.She hassuccessfullytrained300peoplein processingduringthepandemic.This hasbeenoneofthemostfulfilling experiencesofherprofessionallifeas sheasserts,“It’sbeenanhonoranda privilegetobridgethegapbetween workandhomesowecanhaveas

manyopportunitiesforhighlyskilled processorsaspossible”.

AlthoughJackiehasattained numerousaccoladesanddistinctions, shestillbelievesintheunparalleled importanceofperpetuallearningand training.Thisprocessortraining programhasbeentheproductof Jackie’singeniousthinkingand fruitfulrisk-orientedapproachto business.Asaseasonedandastute businesswoman,Jackierecognized thegapsinknowledgeandseizethe opportunity.Sheextendedahelping handtoallbycreatingthistraining program

Education and training are important to increase our efciencies which allows us to grow in volume and client experience

–Jackie Dunlap

It’s been an honor and a privilege to bridge the gap between work and home so we can have as many opportunities for highly skilled processors as possible

–Jackie Dunlap

Powerful Businesswoman

Catherine Heald

Founder & CEO

Dr. Fia Johansson

Remote Lands remotelands.com

Remote Lands is a luxury travel agency specialising in Asian travels. The venture provides personalised and premium travel experiences to clients seeking to explore the unseen side of Asia.

Hanna Ormanczyk

Founder & CEO

Jackie Dunlap

Owner

Kathleen Shanahan CEO

Persian Medium, persianmedium.com

Biomedicine Holistic Healing Clinic Inc., biomedicinenutrition.ca

Next Generation Home Loans LLC, nextgenhome.loans Turtle & Hughes turtle.com

Dr. Fia Johansson (also known as Persian Medium) is a celebrity medium, life coach, award-winning psychic reader, private investigator, and best-selling author

The Clinic is oriented towards providing patients with a more holistic approach to wellness and weight management.

Next Generation Home Loans is renowned for its personalized mortgage solutions, fast customized quotes, great rates, & service with integrity guarantee.

Turtle & Hughes, established in 1923, is one of the nation's largest independent electrical and industrial distribution companies serving the industrial, construction, commercial, electrical contracting, export and utility markets.

Linda Rendle

CEO

Mary E. Kipp

CEO

Mindy Rothenberger President & CEO

The Clorox Company, thecloroxcompany.com Puget Sound Energy pse.com

SouthPoint Financial Services, spfs.com

The Clorox Company is a health and wellness company that has endeavored to positively impact the world and satiate the cleanliness needs of its clients.

Puget Sound Energy is an energy utility based in the U.S. state of Washington, providing the Puget Sound region with electrical power and natural gas.

SouthPoint is a full-service mortgage provider, offering clients government-backed and conventional loans.

Nina Vaca CEO

Sarah Kauss

Founder & Executive Chairwoman

The Pinnacle Group, thepinnaclegroup.com

S'well, swell.com

The Pinnacle Group offers complete IT hardware, software and networking solutions and services to businesses throughout the United States.

S'well is a reusable water bottle and insulated products company.

The Potential Growth of Technology with Women Participation

Inthepastfivedecades,thetechsectorhas beenconsideredamale-dominatedindustry Priortotheinventionofthemodern desktopmachine,computersweretaskedwith solvingmathematicalandtechnicalproblems. Techjobswerepopularamongwomenduring WWII,whosupportedartillerymachinesand gunneryofficersbycalculatingvariancesin temperaturesandairdensitytoimproveshot accuracy Theinclusionofwomenin technologywouldnothavehappenedwithout theinfluenceofpioneeringwomenincluding

AdaLovelace,anobleBritish Countesswhocontributedtothe AnalyticalEngine,andGrace Hopper,oneofastounding 'computers'ofWWIIwho inventedthefirstcompilerfor computerprogramming languages.

TheworldmetMargaret HamiltonwhenWomenwerenot withoutbarrierstoentryin technology.In1960,anerawhen womenwerenotencouragedto pursuetechnicalcareers. Hamiltonwrotethesoftware codeusedfortheApollo11 moonlanding,whichguaranteed NeilArmstrong,MichaelCollins, andBuzzAldrinsafepassageto themoonandback.Despiteher expertiseandachievements, Hamiltonwascriticizedforher careerchoice,forsakingthe traditionalroleofrunninga householdfulltime.

Regardlessofsuccess,women's rolesintechnologysubsided duringthelatterhalfofthe20th century.Theimplicationsofthis developmentresultedfroma varietyofsocioeconomicfactors, whicharenowbeingevaluated inordertopreventthe perpetuationofthisissue.The currentlabourforceisinneedof womeninthesciences, mathematics,engineering,and technology(STEM)disciplines

DiverseThinkingis Encouraged

Itiswellknownthatwomenand mentendtoapproachissuesand thinkdifferently.Menproblem solveinalinearmanner;women,

however,aremorelikelytothink holistically Thismanifestsin consideringmoreaspects, outcomes,andactivitiesina givensituation.Intheworldof softwaredevelopment,likewith Drupal,thisbecomesacritical elementofprojectmanagement, meetingclientexpectations,and achievingtightdeadlines. Asmentionedabove,women thinkdifferentthanmen,thus offermoreideasandinventions toaglobalmarketplace. Diversityinthoughtandcreation willofferenhancedcompetition, innovation,andproblem-solving tosomeoftheworld'sgreatest issues.

ThereisnoLimit

Thetechindustryoffersample possibilitiestothosewhoinvest andusetheirskills.Techjobsare fun,rewarding,andcreativetechnology,bynature,islimitless andopentowomenofvarying skillsaroundtheglobe.Women canputtheirmind,effortand timeintotechnologyand buildingitfromgroundupandit wouldalwaysbealmostperfect. Womenusuallythinkofwelfare ofotherswhichresultinbuilding orhelpingwiththebuildingof technologythatcanimprove situations.Inthiscasethereisno limitatall.

FutureisNow

Womenarerisingverticalsin technologyrelatedtohealthcare andeducation.Historically womenhavehadprominentroles intheseindustriesasteachers andnurses,forinstance.By gettinginvolvedinthesegrowing

revenuestreamswomencanuse thecriticalthinkingskillsthat havemadethemsuccessfulinthe past,combinedwithin-demand technicalexpertisetocreatetheir ownsuccess.

Theroadtoequalityisn'taneasy onebutcertaincompaniesare implementingreal,meaningful changeforthefutureofwomen andtheirrepresentationin technology.Researchershave concludedthatboostingthe numberofwomeninSTEM fieldswoulddrasticallyincrease ournation'spooloftalented workers.Inaddition—andthisis soimportant—higherfemale representationintechnologywill bringanentirelynewdimension totheentirescopeofthework. Thisallowsforentirelynew breakthroughsonproblemsthat havebeenpreviously overlooked.Wedefinitelyneed morewomenintechnologyto empowerthenextwave,andthe next—andtheoneafterthat.

Take-away

Universitiesandnon-profits worldwideareworkingtirelessly topromotewomeninSTEM careers.Majorityofwomenhave thecapabilitytoworkinthese fieldsanddevelopthebusiness andtechnologywiththeabovementionedqualities.Whengiven achance,womendon'thesitate andinsteadgivetheirbest.The worldshouldbemoreopenin givingwomenchancesand helpingandnurturingthem ratherthanmakingthemfitinto onlyonecategorywhatsoeverit maybe.