Skip to main content

Cnf july 2016

Page 1

BYNUM pg 8

SHOP LOCAL

Vol 16, No. 2 • July 2016

News You Can Use

662-643-6842

Patience and Perseverance

read.newsflash@gmail.com

By Nathan Weber Good things come to those who wait. But great things come to those who possess the patience and determination to obtain their ultimate goals. For 29-year-old Corinth native Jeremy Lockett, steadfast patience and determination have granted countless opportunities for him, most notably his current position as a financial specialist at the AT&T headquarters in Nashville, Tenn. "I am from a small city, so it's always been a dream of mine to move to the big city," Lockett said. "I never imagined I would land a job in the 'AT&T Batman Building,' which is the largest skyscraper in Tennessee. Nashville is in the process of building seven new skyscrapers. The city is well on its way to dramatic growth." The fast-paced life of the big city does not overshadow Lockett's small town Mississippi roots. A 2005 graduate of Corinth High School, Lockett attended Jeremy Lockett

see LOCKETT pg 4

Quality Engineered at Its Finest By Nathan Weber Sometimes you can take the small town away from the person, but does that person ever forget about the place that helped shape them. For Corinth native and now Memphis, Tenn. resident, Sidney Babalola holds onto that sentiment after migrating to the big city. The 25-year-old Babalola serves as a biomedical engineer (quality engineer) at Smith & Nephew in Memphis. Babalola attended the University of Memphis where he received a Bachelor of Science degree in biomedical engineering. But Babalola did not always envision this type of Return Address: P.O. Box 1292 Corinth, MS 38835

POSTAL PATRON

profession for himself. "When I attended Corinth High School, I had a great experience in what I believe to be one of the greatest high schools in the nation" Babalola said. "My senior year, I was voted Mr. Corinth High School and also selected to be a part of Corinth High School's Hall of Fame." With the help and support of the faculty and his peers, Sidney Babalola Babalola was ready to take the next step: further his education at the University of Memphis. As depicted by his accolades in high school, Babalola was very goal oriented and motivated to do well. Now it was just time to find out what he see BABALOLA pg 4

Not Losing Sight of Your Foundation By Nathan Weber The establishment of any structure begins with the foundation. If the foundation falters, so does the integrity of that structure. Twentynine year old Corinth native Shanado "Lamar" Gardner entreats the great foundation he established in Corinth to the rise of the tremendous professional and personal structures of his life. "Corinth is my home and always will be my home, even if I never physically reside there again," Gardner said. "It's the place that birthed me and molded me into the man I am today." Gardner has just entered his third and final year of law school at Southern University Law Center Shanado Gardner in Baton Rouge, LA. Gardner has amassed many accolades in his time at SULC: top 10 percentile of his class; 2015-2016 class of '17 president, student ambassador for Recruitment and Admissions, research assistant to several law professors; and recently elected as Editor-in-Chief of the SU Law Review (regularly the most prestigious organization at any law school). "I credit my mom for being my first and ever present teacher," Gardner said. "My mom not only taught me the importance of a good education, but she played an active role in making certain that I received a good education." A 2005 graduate of Corinth High School, Gardner then went off to Mississippi State University where he graduated in '09 with a Bachelor of Arts Degree in political science. In between his undergraduate study and law study, Gardner received a Master's in Public Administration with a concentration in public policy from Clark Atlanta University. "The education I received at Corinth High School is unmatched," Gardner said. "My teachers did an outstanding job in preparing me for college and because of that I have performed outstandingly at every academic see GARDNER page 4


2

July 2016

The Community News Flash

Editor’s Corner Don't

Jerry W. Porter CEO/Publisher

PO Box 1292, Corinth, MS 38835-1292 Cell: 662-643-6842 Email: read.newsflash@gmail.com

side. In fact, it was the one thing that made me forget any unhappy moments. My bicycle not only made me happy, it motivated me. One of the most amazing things that makes my bicycle so meaningful to me is that it reminds me my parents' infinite love and the way that they were linked at the hip. Even though my parents, both, worked hard every day, it seemed like my Dad worked all of the time and was never home so I was able to grow even closer to my best friend, the yellow bicycle with the banana seat. At that time, in my juvenile mind, I thought my parents had to work overtime to save enough money to buy me the bicycle. But, of course, that wasn't the case. Needless to say, my childlike ways of thinking lead me to believe that my best friend (my yellow bike) would be with me through thick and thin. But one day my best friend let me down while taking the

Be The Weakest Link

typical stroll through the neighborhood- my chain broke! I hopped off of my bike and boy did I give best friend "a going over" for letting me down. In hopes my Dad would be at home when I got there to fix my chain, I pushed my yellow bike a little faster. As I got closer, I was able to see a glimpse of my Dad's truck at the house. And boy, did I get happy! I knew my Dad would be able to fix it- he could fix anything. In my voice of disappointment, I said "Daddy, the chain came off my bicycle and this little piece

In everyone's life learning how to ride a bicycle or drive a car becomes an interesting, yet, unforgettable experience. However, not just learning how to ride a bicycle but owning my very own bicycle for the first time was an incredible experience for me. Owning my first bicycle was one of the most meaningful things to me as a child. My bicycle became my closet and dearest friend. It took me to and from school every day and on daily strolls around the neighborhood. It took me any and everyAUTO BODY REPAIR & DETAILING where I wanted FREE TOWING & LIFETIME WARRANTY to go. But most of all, it never harmed me or even got angry with me. Whenever my spirits were low or I felt in trouble, my bicycle was always by my 1008 SouthTate, Corinth, MS 662 286 9566 TONY GEER

The Community News Flash is published monthly by Porter Publishing, Inc., with all rights reserved – © 2001 Reproduction or use without permission of editorial on graphic contents in any manner is prohibited by law. This newspaper is designed to exhibit the positive by publishing only positive and uplifting personal profiles. The annual subscription rate is Twenty four dollars and forty eight cents ($26.00). Information is gathered from sources considered to be reliable and accurate. Thoughts expressed in letters to the editor and commentaries are those of the authors and not necessarily those of The Community News Flash staff. Equal Opportunity. It is policy of the newspaper. 1. To employ people on the basis of their qualification and with assurance of equal opportunity and treatment regardless of race, color, creed, sex, age, sexual orientation, religion, national origin or handicap. 2. To not knowingly accept any advertisement, which implies and preferences limitation or discrimination based on race, color, creed, sex, age, sexual orientation, religion, national origin or handicap.

came off too." My Dad turned the bike over as to fix it and began to explain to me that the little piece

that had broken off the chain was called a link. "Links are connectors; remember, a chain is only as strong as its weakest link. Each link in the chain is dependent upon the other; if one link breaks the chain is broken and it becomes useless, until the link is fixed or replaced." he said. As I reflected back on how my Dad explained to me about the broken bicycle chain link, it made me realize just how important such small things are in holding big things together.

Napoleon Hill said, "If you cannot do great things, do small things in a great way… What small thing can you do today? A little smile to brighten someone's day, a simple hello, a hefty hug to help a small child or you may just have enough to pay it forward by buying lunch for a stranger. In other words, we all have small links (responsibilities) that we do can provide to hold big things together, so don't be the weakest link. Whoo! Whoo! Until Next Time, All Aboard!

Any one of the following types of photo IDs may be used on Election Day: Delbert Hosemann

1. A driver's license 2. A photo ID card issued by a branch, department, or entity of the State of Mississippi 3. A United States passport 4. A government employee ID card 5. A firearms license 6. A student photo ID issued by an accredited Mississippi university, college, or community/junior college 7. A United States military ID 8. A tribal photo ID 9. Any other photo ID issued by any branch, department, agency or entity of the United States government or any State government 10. A Mississippi Voter Identification Card

Monthly Meditation But God chose the foolish things of the world to shame the wise; God chose the weak things of the world to shame the strong. 1 Corinthians 1:27

Notable Quote A chain is no stronger than its weakest link, and life is after all a chain. ~William James


July 2016

3

The Community News Flash

JULY BIBLE TRIVIA Affordable self storage Store your stuff with us.

662-643-3658

HIGHWAY 72 EAST • CORINTH, MS STORE HOURS: 7AM TO 10PM EVERYDAY 662-286-6653 www.GardnersSupermarket.com

1. This reluctant prophet was thrown overboard in a storm. 2. This man of Tekoa was a simple laborer who had the audacity to confront the king's priest at his shrine. 3. This man prophesied against Nineveh. 4. This prophet was famous for his marriage to a prostitute. 5. This prophet predicted the outpouring of God's Spirit upon all people 6. This man wrote a brief book against Edom. 7. This sister of a Hebrew leader was herself a prophetess. For a time she was afflicted with leprosy. 8. The only female judge of Israel, this woman was considered a prophetess. 9. This apostle of Jesus recorded his visions of the world's end times. 10. This man, who traveled to Antioch with Paul, Silas, and Barnabas, was considered a prophet. 11. This prophet spoke of the need to purify temple worship after the return from exile in Babylon. He spoke of the coming of someone like the prophet Elijah. 12. This man of Moresheth was a contemporary of Isaiah. He spoke of the need to walk humbly with God. 13. This prophet, who posed much of his book in the form of questions and answers, concluded that "the just shall live by faith." 14. Active during Josiah's reign, this prophet spoke about judgment and the coming "day of the Lord." 15. This unlucky prophet delivered an unfavorable message to King Ahab. 16. This false prophet wore a yoke, which Jeremiah broke. 17. This traveling companion of Paul was considered a prophet. 18. Active at the time of the rebuilding of the temple in Jerusalem, this prophet is associated with Zechariah. 19. This prophet, who lived in Jerusalem after the Babylonian exile, had visions of a flying scroll and a gold lampstand. 20.This man is spoken of as being his brother's prophet. He is also famous for having constructed a golden calf.

410 CASS STREET - CORINTH, MS SAVE CASH BY SHOPPING ROGERS EVERYDAY LOW PRICES STORE: MON-THURS 7AM TIL 9PM, FRI & SAT 7AM TIL 10PM, CLOSED SUN 1% To Your Church at Rogers’ 662-286-6244 www.RogersSupermarket.com

Send in your answers to the following Bible Trivia Questions and take a chance at winning a complimentary bible from the Community News Flash. Random drawing will be held monthly

June Answers 1. Elisha (1-2 Kings) 2. Nathan (2 Samuel, 1 Kings) 3. Daniel 4. Jeremiah 5. Saul (1 Samuel 10:1-13) 6. Elijah (1-2 Kings) 7. Ezekiel 8. Isaiah 9. John The Baptist 10. Agabus (Acts 11:27-28; 21:10-11) 11. Jesus 12. Huldah (2 Kings 22) 13. The daughters of Philip (Acts 21:8-9) 14. Anna (Luke 2:36-38) 15. Samuel 16. Balaam (Numbers 22-24) 17. Abraham (Genesis 20:1-7) 18. Moses (Deuteronomy 18:15) 19. Gad (2 Samuel 24:10-14) 20. Ahijah (1 Kings 11:29-40)


4

LOCKETT...... from page 1 Mississippi State University graduating with a Bachelor's of Science Degree in information technology along with Cum Laude honors. From there Lockett attended Bethel University for graduate school while obtaining a Master's in Business Administration Degree. After completing his graduate schooling, Lockett turned toward where opportunities presented themselves. He had always had his sights set on Atlanta, but as Lockett asserted he had to go where the best opportunities were. "I had my heart set on moving to Atlanta, but you have to go where there are more opportunities presented," Lockett said. "I was coming to Nashville

July 2016

The Community News Flash

once a month for grad school seminars for my MBA program and witnessed how thriving the city was for young professionals. I posted my resume to Job Portal, and started to receive calls in the Nashville area. When I received an opportunity to work in the AT&T headquarters there, I knew it was the perfect opportunity for me. Lockett has kept his determined spirit and strives for more responsibility and opportunities in his professional future. "I can't imagine doing anything else, but gaining more experience in my field," Lockett said. "I am working on my certification in finance/investment banking with my goal to be in a senior level

position, and also I plan on going back to school once I have more time to pursue a Doctorate of Business Administration." For those kids coming from a small town just like Lockett did, he urged them to be resilient and chase their dreams. "You have to possess a mindset that strives for better," Lockett said. "You can make a life for yourself. You have to go after what you want and make it happen."

BABALOLA.... from page 1 wanted to do with his life. "In high school I would never have imagined being in the field of engineering," Babalola said. "I pursued higher education because it afforded me the chance to make a difference in lives through medicine. During my sophomore year, I then envisioned becoming an engineer so that I could embrace my gift of advanced levels of mathematics and science." Going forward Babalola

hopes to advance in the cent in life because each of field of medicine to further us have a purpose. Always help those using his varied work to the best of your skill set and his own formi- ability and PUSH, which dable goals in his life. He means 'Pray Until has some strong words for Something Happens'." the youth out there to strive for their goals. "I plan to obtain ow n certifications through N pe O the American Society for Quality Control and 1511 Hwy 72 E continue to advance in 662-284-6609 my field," Babalola said. "My strongest "We Carry advice for any youth would be to keep God A Little Bit of This first in all that you do. & A Little Bit Of That" Never become compla-

This & That Thrift Store

GARDNER......from page 1 institution I have attended. Thank you, CHS!" Gardner has proved himself to be a jack of educational traits. When all is said and done, he will have received one secondary degree and two advanced degrees. In the future Gardner hopes to give back to the community that helped mold him. "Largely, I plan to use my law degree to revive my hometown and possibly produce more attorneys from the area," Gardner said. "Often times, leadership positions may require one to act in a way that may be uncomfortable or risky but it is the responsibility of a fervent leader to act in a way

Pictured is SU Law Review's Editorial Board; Gardner (Editor-in-Chief) Photo Credits: Steve Jarreau, Southern University Law Center

some parting words for the youth in the area. "My number one goal as a young, Black man from Corinth, going forward, is to represent, recognize, and showcase the untapped talent within Corinth's urban-youth community," All Your Building Supply Needs Gardner said. "After all, they are truly our future; we should treat them as such. I challenge the youth to take risks and fly 412 Pinecrest Road Corinth, Mississippi 38835-1426 high. If I can do (662)-287-2221 (662)287-2325 it, so can you." Fax# (662)287-2523 most beneficial to his constituents. I am Corinth, and Corinth is me." Gardner will forever have a place in his heart for the rock solid foundation that allowed him to construct such a promising life for himself. He had

Smith Home Center


July 2016

What’s on Your Plate? The U.S. Department of Agriculture has been trying to help us eat healthier for a very long time. Back in 1943, we had “The Basic Seven” — seven categories of food we needed to eat on a daily basis. Serving sizes weren’t included. In 1956, the USDA switched to “The Basic Four,” and in 1979 to the “Hassle-Free Guide to a Better Diet.” It added a new food category with fats, sweets and alcohol. In 1984, we got the “Food Wheel: A Pattern for Daily Food Choices.” This one included serving sizes. Eight years later, in 1992, the “Food Guide Pyramid” came along with those tiny pictures of food. In 2005 we got the MyPyramid Food Guidance System, which was supposed to be a simplified pyramid. Now, in an effort to keep us all eating correctly, we have “MyPlate.” The icon is cute: a plate divided into four unequal sections, with a fork on the left and a circle above the plate for “Dairy.” All this work, and I still didn’t know how much the USDA intends for me to eat. On the website [www.choosemyplate.gov] I clicked on the Get a Personalized Plan link and entered my age, weight, height and level of exercise. It came back with a diet plan for me, including information such as “Make at least half your grains whole grains,” “Vary your veggies” and “Focus on fruit” with specific tips on how to do that. While the “Plate” is a bit silly, as was the Pyramid, the information behind it is solid. Check the USDA website and see what it has to say. You know, of course, that an entrepreneur somewhere is busily creating MyPlate plates with the appropriate sections all outlined for us. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send email to columnreply@gmail.com.

5

The Community News Flash

Macular Degeneration Progress Can be Slowed DEAR DR. DONOHUE: I have the dry type of macular degeneration. I take PreserVision with lutein tablets twice a day. I hear lutein is very good for my eyes, and I would like to take more than the 10 mg a day that I get in my tablets. I don’t know how much is safe. My doctor said he didn’t know. Will macular degeneration leave me completely blind? How long will it be before I cannot see anymore? — C.B. ANSWER: The macula is a small, round area in the center of the retina, the layer at the back of the eye that transmits incoming images to the brain so we can see. The macula is essential for clear, central vision, the kind needed to read, to drive and to recognize faces. Off-to-the-side vision remains. You won’t go completely blind. Furthermore, dry macular degeneration most often advances gradually. It’s the more common variety, accounting for 90 percent of cases. It can stay at its present level for years, even for life. Wet macular degeneration comes about from the growth of blood vessels beneath the retina. Those vessels are fragile and leak fluid. It tends to advance more rapidly. Currently no cure exists for dry macular degeneration. A combination of vitamin C, vitamin E, beta carotene (or vitamin A), zinc and copper appears to slow moderate macular degeneration’s progression to a more advanced stage. Your PreserVision is one such preparation. Lutein is a plant product that might

aid in delaying the advance of dry macular degeneration. At this very moment, a large study is taking place to ascertain the place of lutein in the treatment of this common eye condition. The amount of lutein being tested in the study is 10 mg a day. Lutein appears to be a very safe substance, but I would stick with the 10 mg dose until the present study defines lutein’s place and its optimum dose. The booklet on macular degeneration explains this prevalent eye problem in great detail. Readers can obtain a copy by writing: Dr. Donohue — No. 701W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Can. with the recipient’s printed name and address. Please allow four weeks for delivery. *** DEAR DR. DONOHUE: Please tell me about post-traumatic stress disorder. I think someone in my family suffers from it. — A.F. ANSWER: Having faced an event that threatened life or caused serious injury is the basis for post-traumatic stress disorder. The event keeps resurfacing in the mind with a clarity that imparts terror and helplessness, and sometimes guilt. The remembrance can happen during the day or in dreams. An affected person stays in the alert mode at all times. He or she loses interest in life, neglects those around him or her, suffers from fragmented sleep, often erupts in outbursts of anger and is usually quite depressed. Soldiers, firemen, policemen and those who suffered a sexual or physical attack are people who most often develop PTSD. With the combination of talk treatment and medicines, these people can usually regain their equilibrium and resume a normal life. *** Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. © 2011 North America Synd., Inc. All Rights Reserved

Patterson Memorial Chapel 125 South Franklin Street Corinth, MS 38834 662-286-2200 Office

Corinth’s Newest Pharmacy Pharmacy

Gifts

Frozen Yogurt

286 - MEDS (6337)

Mon-Sat 8-6 1425 S. Harper Rd. • Corinth, MS Located across from Long Lewis Ford

facebook.com/ GooseberryFrozenYogurt

Save money. Live better Open 24 Hours 2301 Harper Rd. Corinth, Ms. 38834 662.287.3148

www.walmart.com


6

The Community News Flash

THE VIEW FROM THE ARBOR

July in the Garden

By Bitsy Davis Alcorn County Master Gardener News Flash columnist

Summer has brought sunshine and warmth and gardens full of blooms. If there are still some annuals you want to add to your garden, get them into the ground very soon and keep them well watered until they are established. Tending to a few gardening tasks each day will keep your garden in prime shape. • The canna leaf rollers are at work now on the canna lily leaves and they can cause unsightly damage. These caterpillars of the Brazilian skipper moth roll leaves and secure them with a silken thread. Affected leaves may be cut off and destroyed or unrolled and cleaned of the caterpillars. The best way to prevent the leaf rollers from over-wintering in the garden is to cut canna stalks after the first freeze and discard them. • Now is the time to propagate cuttings of camellias, hydrangeas, and boxwood. Snip a 6 to 8 inch cutting just above a set of leaves. Remove bottom leaves, wet the stem, and dip it into a rooting hormone. Plant the cutting in a pot of sterile potting mixture and place the container outside in the shade. Water cuttings regularly and they should root in 4 to 6 weeks. • Outdoor potted contain-

ers will dry out quickly in the heat of summer. Water them deeply and often and be sure that pots drain well. Keep plants groomed to encourage new growth and blossoms. The necessary frequent watering will cause fertilizers to disappear quickly, so continue to fertilize plants throughout the summer with Osmocote or a liquid fertilizer. Follow label instructions carefully and avoid the "more is better" theory that can damage plants • Clip herbs often to keep them full. Basil cuttings are easy to root in a vase. Just snip a sprig and place it in a vase of water and when the roots appear, pot your new basil plant. • Mowing grass too closely in the heat of summer causes extra stress on your law. Raise the height of your mower blade to the recommended summer height for your type of lawn. Weekly deep watering is much more beneficial than frequent shallow sprinkling. Shallow watering causes roots to remain near the top of the soil while deep watering encourages roots to grow deep. It is best to provide your lawn with 1 to 1 ½ inches of water per week if rain doesn't supply it. A rain gauge will help to monitor the amount of water your garden receives. Hostas Hostas are a great choice for gardens in areas which receive full shade or partial shade (only a few hours of direct sun a day). There are numerous varieties available which range in height from 4 inches to 4 feet. Hostas are grown mainly for their foliage which, according to the variety, varies in texture and color. The lily shaped white or purple flowers bloom on tall stalks between June and October.

Hostas do best in rich moist soil and will form large clumps if left to go to seed. They are lovely additions to the southern shade garden and are worth the battle that sometimes arises between the gardener who values the hostas in his garden and the slugs and voles that are determined to enjoy a hosta buffet. 'Annabell' Hydrangeas Hydrangeas are a favorite in the southern garden and there are many kinds, in addition to the French and oakleaf varieties, that grow well in our area. A great choice for a white hydrangea is Hydrangea arborescens 'Annabelle'. This deciduous shrub grows to 4 feet tall and wide and has 12 inch clusters of white blooms. Beginning in late May, the flowers progress from apple green to snow white and then fade to pink. A spot with morning sun and afternoon shade will produce maximum blooms. Hydrangeas like rich, well-drained soil that contains lots of organic matter and they should be mulched to conserve moisture. Dill Dill (Anethum graveolens) is an annual herb that has many culinary uses. It is used in making pickles and herbed vinegars, in soups, salads, sauces and dips, and is delicious when added to potatoes, fish, and bread. Dill grows to 3 feet tall and has soft, feathery foliage that is very aromatic. It enjoys full sun and likes its soil on the dry side. Six inch umbrella-like clusters of yellow flowers produce the fragrant seeds. Dill grows best in spring and will begin to wane in the summer heat. Caterpillars of the swallowtail butterflies feed on the foliage of dill, so plant enough to share!

July 2016


July 2016

The Community News Flash

7

LIVING

5 Keys to Overcoming Adversity

PHOTO SOURCE: (c) hakase420 - Fotolia.com

(StatePoint) Adversity naturally sounds like a bad thing, but an opportunity to overcome a difficult situation can actually be a valuable gift, say experts. “Times of adversity are simply stepping-stones to live a better life,” says Coach Michael Taylor, author of the new book, “Adversity is Your Greatest Ally.” “They’re neither good nor bad until you choose to label them.” Born in the projects, a victim of child abuse and a high school dropout, Taylor was wellacquainted with hardship in childhood, and has been no stranger to it in adulthood. His new book details his journey to success and happiness, offering advice to others seeking to do the same. While Taylor cites success stories of notable scientists, artists and entertainers like Albert Einstein, Jay Z and Oprah Winfrey as examples of those who surmounted life’s hurdles, he firmly believes that anyone with the right attitude and habits can make an upward leap. Here, Taylor offers five keys he says are needed to overcome adversity.

• You must be willing to take responsibility for your life: You can’t blame your parents, where you were born, or the color of your skin. You can’t blame lack of education, an ex-spouse, or your age. Decide that you’re going to take 100 percent responsibility for your life and make it happen. • You must be willing to leave your comfort zone: Fear is a choice. You can choose to let it

keep you from accomplishing your goals, or you can feel the fear and do it anyway. Learn to become comfortable with being uncomfortable if you truly want to accomplish extraordinary things. • You must commit to growth: Upgrading your inner software means that you’re willing to look at the subconscious beliefs that may be limiting your potential. Read books and take classes that provide you with the knowledge and support to accomplish goals and feel better about yourself. The key is committing to neverending improvement. • You must develop a positive attitude: If you’re truly committed to turning your adversities into allies, it is necessary to develop a positive attitude. A negative attitude makes life’s challenges more difficult to overcome. • You must discover your unique gifts: Everyone has special gifts and talents. When expressed, you will find your true purpose in life. If you’ve forgotten what yours are or have given up on sharing them with the world, rest assured they are within you. Gifts are not necessarily something you do; they are primarily about who you are. For example, being loving and caring

is a gift. Being intelligent and analytical is also a gift. For more tips and information about the book, visit AdversityisYourGreatestAlly.com .

With patience and persistence, you can turn the page on a challenging chapter in your life and write your own story.

Jimmy Greene Manager 2750 Harper Road, Corinth, MS 38834 Phone 662-287-0129 Cell: 662-415-5665 jimmy.greene@crossroadsbuildingsupply.com


8

The Community News Flash

July 2016

Where Are They Now? Toni Bynum - Doctor of Pharmacy

Toni Bynum

By Angela Rogalski Working hard to attain one's dreams and goals is an effort that's number one on many young people's professional list in today's world, and Toni Bynum is no exception. Bynum is a Corinth native who attended pharmacy school at Xavier University of Louisiana in New Orleans and just recently moved back to Corinth after graduation. Bynum said her journey to the field of pharmacy was an interesting one to say the least. "My first degree was actually in Marketing from the University of Southern Mississippi. And I had wanted to get into pharmaceutical sales, but at the time that I graduated they were actually laying off in that field. So, I was blessed to be able to work in a pharmacy and it was funny how it all turned out; I thought that it would give me a unique niche in the upcoming sales environment. So, I was hired as a tech with Fred's Pharmacy and from that point, we just had a great staff and I

sional passion that ignites and excites them. fell in love with them and with what we did." "Find your passion and follow your dream," Bynum said after Fred's she went to work at Bynum said. "Don't give up and don't let anyone tell another commercial pharmacy and then a hospital you that you can't do something. Don't let your age, pharmacy and soon realized that she really liked the or your sex, anything of that nature be a deterring environment and the work, so she decided to attend factor. If you see it, go get it." pharmacy school. "I was accepted at Xavier and at the time that I entered there was two years of prerequisite work, which was your chemistries and your initial biology and math. Then after that, you gain entry into the College of Pharmacy, which is four years of just pharFriendly Service macy core work. So, basically it was six years of school," she said. Top Selling Brands Recently, Bynum was employed by Lowest Prices Guaranteed! Walgreens Pharmacy in Corinth. While she Summer is here. We’ve got everything is ecstatic about her chosen profession, You need to stay cool! Bynum said her dreams do not necessarily Air Conditioners - 6,000 BTU to 25,000 BTU stop with her status quo. "I have many ideas, but nothing really Refrigerators - Any size to fit your needs set in stone. When I first set out down this Freezers - Upright and chest path, I had wanted to own my own pharAnd much, much more. macy; to be the first African AmericanCome by and see us Today! owned pharmacy in Corinth. It's so hard Harley and Sharon Davis these days to do that with the larger, retail 662-286-6681 pharmacies providing the great services 1801 S Harper Rd Corinth, MS that they do. I'm not sure that's even a Locally owned and operated viable option anymore." Bynum said her other dream had been to become a Medical Science Liaison. "That's an informational position with drug companies where you educate them about the latest drugs and you communicate information between them and the physicians. It's a higher-up level of a pharmaceutical sales rep." Going after that dream and working hard to achieve it, is something that Bynum would advise any young person out there to do if they have a profes-


July 2016

The Community News Flash

9

BUSINESS

5 Ways to Better Market Yourself to Land Your Dream Job

(c) Pikselstock - Fotolia.com

(StatePoint) Employers report a lack of skilled talent as one of the biggest threats to meeting business objectives in 2016. Job seekers who take note of what skills and characteristics companies are seeking could have a competitive advantage. “With companies reporting job vacancies that are threatening productivity levels, candidates have a

tremendous opportunity to land their dream job,” says Jim Link, chief human resources officer, Randstad North America, one of the largest HR services and staffing companies in the U.S. The 2016 Workplace Trends Guide by Randstad US reveals how employees can better position themselves for success during their job search. Whether you’re an

active or passive job seeker today, here are the top five considerations: 1. Use staffing/recruiting firms to maximize your chances. As the most effective method to recruit full-time and contract workers, job seekers should take advantage of staffing firms to gain access to a wide range of opportunities at no cost. Working through a staffing or recruitment firm is oftentimes the best entry point for some of the country’s most desirable employers. 2. Market skills based on desired assets. As companies move beyond recession recovery and enter growth mode, their ability to hire great talent is arguably the most important driver for success and profitability. Do the necessary research to understand the skills and expertise companies in your industry are looking for and take every step to market yourself with those desired job requirements in mind.

3. Use multiple sources to find available positions. On average, the companies surveyed report they are currently understaffed by 10 percent with an average of 137 open jobs. Hiring decision-makers report using a wider range of recruitment methods, which include social media, digital networking, as well as working with local universities and colleges. 4. Don’t rule out the importance of work ethic and soft skills. Decision-makers cite work ethic (36 percent) and soft skills (33 percent) as two of the top areas candidates are lacking. Don’t leave any question in the hiring manager’s mind about your willingness to work hard. During interviews, make eye contact, communicate effectively and demonstrate your ability to adapt to any work environment. 5. Don’t rule out contract work. On-demand talent is needed. More workers are choosing contingent or

temporary work as the economy embraces an “on-demand” workforce. In fact, it’s estimated that more than 40 percent of the U.S. workforce will be contingent by the year 2020. Sixty-eight percent of companies surveyed believe a variable workforce model with a mix of temporary and permanent employees allow for more agility to meet customer demands. This can mean increased benefits for jobseekers, including broader job opportunities, flexible work schedules and greater income potential. For an inside perspective of what companies are looking for and how they go about searching for talent, access the Randstad 2016 Workplace Trends Guide at RandstadUSA.com/workforce360. By doing your research and taking advantage of opportunities like working with staffing firms and utilizing social media connections, you can improve your chances for a successful job search.


10

July 2016

The Community News Flash

MONEY

5 Steps to Declare Your Financial Independence

PHOTO SOURCE: (c) rocketclips - Fotolia.com

(StatePoint) Whatever your vision is of financial independence, having strong credit is fundamental, potentially impacting borrowing, and even routine matters, such as having utilities connected, getting a cell phone or even applying for a job. The experts at Wells Fargo are offering five ways you can take control of your credit: 1. Monitor credit reports. Review your credit reports at least once a year with all three national credit bureaus: Equifax, Experian and TransUnion. Reviewing your credit reports may help you catch errors or fraud and correct them before they could impact your credit history. Some banks, like Wells Fargo, provide eligible customers free access to your FICO Score through mobile apps. 2. Pay bills on time. Your payment history makes up approximately 35

percent of your credit score, so making timely payments is important. One way to stay on top of your bills is to prioritize and schedule monthly payments, and to pay at least the minimum balance every month on all your accounts. 3. Keep track of your credit balances. Always try to stay on top of how much you’ve borrowed against your credit and make sure to stay within your budget and credit limits. One way to manage your balances is to use online banking to view your monthly statements. 4. Manage your debt-toincome ratio. Lenders use your debtto-income (DTI) ratio to assess your ability to pay

back any new debt. By keeping your payments much lower than your income, it can help ensure a lower DTI ratio, which can make it easier for you to qualify for new credit. 5. Avoid maxing out credit accounts. Don’t exceed or max out your credit line. It can reflect negatively on your credit report. Most lenders offer different types of alerts (such as email and mobile) and other services to remember upcoming payments. For more credit tips and free resources, visit www.WellsFargo.com. Think about small steps you can take to achieve financial independence.

1517 Hwy 72E Corinth, MS 38834 (662) 287-8781

712 City Avenue Ripley, MS 38663 (662) 837-1556

721 E Main Adamsville, TN 38310 (731) 632-0800

3000 Hwy 72W Corinth, MS 38834 (662) 665-0022

175 J I Bell Savannah, TN 38372 (731) 926-2702

760 Wayne Road Savannah, TN 38372 (721) 925-2262

1609 N Harper Rd Corinth, MS 38834 (662)287-8255

508 4th St SW Red Bay, AL 35582 (256) 356-2195

6960 Hwy 72W Walnut, MS 38363 (662) 223-6607

6420 Hwy 57 Counce, TN 3826 (731) 689-2003

We Want You! Fatherhood Initiative Program Would you like to become a better father? We are looking for fathers who would be interested in becoming “Team Parents” by dedicating a minimum number of hours with their children in order to become more involved in their lives. We will attempt to make a positive influence in the life of a father.

Certified Fatherhood/Male Involement Trainer Since 2001 To set up Workshops/Seminars Call or Email Jerry Porter at: 662-643-6842 or read.newflash@gmail.com


July 2016

Anesthesiology Magnolia Anesthesiology Anthony Armstrong, M.D. James Jacque, M.D. Tina Jobe, M.D. Angel Rodriguez, M.D. 401 Alcorn Drive, Suite 1E, Corinth, MS 38834 Phone: 662-665-0605 Cardiothoracic/ Vascular Surgery Magnolia Cardiovascular & Thoracic Clinic James C. Gilmore, M.D. Billy Parsons, M.D. 611 Alcorn Drive, Suite 200 Corinth, MS 38834 Phone: 662-665-4660 Family Medicine/ General Practice George L. Cain, M.D. 506 Alcorn Drive Corinth, MS 38834 Phone: 662-286-0976 Pratt Family Medical Clinic Joseph L. Pratt, M.D. Amy Davis, M.D. 121 Pratt Drive Corinth, MS 38834 Phone: 662-286-0088 Avalon Medical Clinic Thomas Draper, M.D. 1413 W Quitman Street Iuka, MS 38852 Phone: 662-424-9550 Flannery Medical Clinic Alphonsus Flannery, M.D. 703 Alcorn Drive, Suite 106 Corinth, MS 38834 Phone: 662-284-9906

The Community News Flash

William G. Jackson, M.D. 202 Alcorn Drive Corinth, MS 38834 Phone: 662-287-4481 Corinth Family Care Center Erica Noyes, M.D 2000 Shiloh Road Corinth, MS 38834 Phone: 662-287-6999 Medistat William Ross, M.D. 703 Alcorn Drive Suite 109 Corinth, MS 38834 Phone: 662-286-1499 Gastroenterology Magnolia Gastroenterology Fred Corder, M.D. 3050 Corder Drive Corinth, MS 38834 Phone: 662-284-9902 General Surgery Corinth Surgical Clinic, PA James Edmonson, M.D. 703 Alcorn Drive, Suite 111 Corinth, MS 38834 Phone: 662-286-3735 Magnolia Surgical Group Andy W. Holley, D.O. 703 Alcorn Drive, Suite 102 Corinth, MS 38834 Phone: 662-286-2522 Magnolia Professional Associates Mathew Johnson, Jr., M.D. 703 Alcorn Drive, Suite 102 Corinth, MS 38834 Phone: 662-286-2522

General/Vascular Surgery Magnolia General & Vascular Surgery Clinic Robert P. Mathis, M.D. 611 Alcorn Drive, Suite 210 Corinth, MS 38834 Phone: 662-284-9910 Gynecology Corinth Medical Specialists Laura J. Crecelius, M.D 3301 Tinin Street Corinth, MS 38834 Phone: 662-665-9111 Gynecology/Oncology The West Clinic, PC Mark Reed, M.D. Adam C. ElNaggar, M.D. 2001 State Drive Corinth, MS 38834 Phone: 662-286-3694 Hematology/Oncology The West Clinic, PC Matthew Ballo, M.D. Stephen Besh, M.D. David C. Portnoy, M.D. Sylvia Richey, M.D. Bradley Somer, M.D. Noam Vanderwalde, M.D. 2001 State Drive Corinth, MS 38834 Phone: 662-286-3694 Internal Medicine Magnolia Regional Community Care Clinic Margaret H. Baker, M.D. Marissa O. Cruz, D.O. Amanda J. Finley, D.O. Michael Hawley, D.O. Seger S. Morris, D.O Sidney Pace, M.D. 703 Alcorn Drive Suite 109 Corinth, MS 38834 Phone: 662-293-1680

11

Medistat Jill M. Brown M.D. 703 Alcorn Drive Suite 109 Corinth, MS 38834 Phone: 662-286-1499

Morgan Cardiovascular PC Kerry Morgan, M.D. 2427 Proper Street Corinth, MS 38834 Phone: 662-665-0151

Magnolia Specialty Clinic Valerie D. Norton, D.O. 3704 Hwy. 72 West Corinth, MS 38834 Phone: 662-665-8041

Cardiology Clinic Nanni Pidikiti, M.D. 703 Alcorn Drive, Suite 104 Corinth, MS 38834 Phone: 662-286-9393

Corinth Family Care Center Tim Noyes, M.D. 2000 Shiloh Road Corinth, MS 38834 Phone: 662-287-6999

Magnolia Cardiology Assoc John W. Prather M.D Nemalan Selvaraj, D.O. 611 Alcorn Drive Suite 230 Corinth, MS 38834 Phone: 662-287-5218

Magnolia Wound & Hyperbaric David V. Pizzimenti, D.O. 611 Alcorn Drive Corinth, MS 38834 Phone: 662-293-1320 Internal Medicine/ Pediatrics Corinth Medical Specialists Robert McKinney, M.D. 3301 Tinin Street Corinth, MS 38834 Phone: 662-665-9111 Interventional Cardiology Corinth Cardiovascular Care, PLLC Aaron C. Earles, D.O. 2427 Proper Street Corinth, MS 38834 Phone: 662-665-0151 Corinth Cardiology, PLLC Emad H. Mohamed, M.D. 3196 Hwy. 72 West Corinth, MS 38834 Phone: 662-284-9541

Providing Excellence In Healthcare

Neurology Shiloh Neurology Andrew Kerby, M.D. 201 Alcorn Drive Corinth, MS 38834 Phone: 662-287-7785 Midsouth Neurology William Owens, M.D. 2425 Proper Street Corinth, MS 38834 Phone: 662-396-9447 Magnolia Specialty Clinic Rance Wilbourn, M.D. 3704 Hwy. 72 West Corinth, MS 38834 Phone: 662-665-8041 OB/Gynecology Magnolia Women’s Center at Corinth Jason Cesario, M.D. Tiffany C. General, M.D. Quinisha Logan, M.D. 3714 Hwy 72 West Corinth, MS 38834 Phone: 662-293-1575


July 2016

The Community News Flash

12

Women’s Clinic Patrick Hsu, M.D. 703 Alcorn Drive Suite 110 Corinth, MS 38834 Phone: 662-286-0930 Magnolia Women’s Clinic Don Simpson, M.D. 512 Alcorn Drive Corinth, MS 38834 Phone: 662-286-6090 Ophthalmology Garrett Eye Clinic, PLLC Jennifer Garrett, M.D. 1804 East Shiloh Road Corinth, MS 38834 Phone: 662-212-9001 Shipp Eye Clinic, PC Bernard Shipp, M.D. John Shipp, M.D. 3302 West Linden Street Corinth, MS 38834 Phone: 662-286-6068 Crossroads Eye Center Darwin Wooten, M.D. 3035 Corder Drive Corinth, MS 38834 Phone: 662-286-9292

Oral/Maxillofacial Surgery N MS Oral & Maxillofacial Scott Bauer, DM.D. 611 Alcorn D, St 220 Corinth, MS 38834 Phone: 662-287-8299

Pathology Pathology Lab Inc. Michael Todd, M.D. MRHC 611 Alcorn Drive Corinth, MS 38834 Phone: 662-293-1217

Orthopaedic Surgery Magnolia Orthopaedics & Sports Medicine Clinic, PA John E. Foropoulos, M.D. Randall Frazier, M.D. 611 Alcorn Dr Suite 100 Corinth, MS 38834 Phone: 662-286-6369

Pediatrics Magnolia Pediatric Clinic Branson B. Bolden, M.D. Blakley A. Fowler, M.D. Alicia M. Pressley-Moss, M.D. 401 Alcorn Drive, Suite 1B Corinth, MS 38834 Phone: 662-293-7390

Otolaryngology ENT Physicians of N MS, PA James Berry, M.D. 2907 HWY 72 W Corinth, MS 38834 Phone: 662-396-4104 Magnolia Corinth Ear, Nose & Throat Michael Peery, M.D. 401 Alcorn Drive, Suite 2D Corinth, MS 38834 Phone: 662-293-1565

Phlebology Corinth Laser Center, LLC Angel Rodriguez, M.D. 615 N. Cass Street Corinth, MS 38834 Phone: 662-287-1516 General/Plastic Reconstructive Surgery Magnolia Orthopaedics & Sports Medicine Clinic, PA James N. Long, Jr. M.D. 611 Alcorn Dr Suite 100 Corinth, MS 38834 Phone: 662-286-6369

Pulmonology/Internal Medicine Magnolia Hospitalist Group Allyn H. Bond, M.D. 611 Alcorn Drive Corinth, MS 38834 Phone: 662-293-1000 N MS Pulmonology Clinic David Chase, M.D. 100 Hospital Street #300 Booneville, MS 38829 Phone: 662-728-2147 Corinth Pulmonary & Rehabilitation B. Wayne McAlpin, M.D. 209 N. Harper Road Corinth, MS 38834 Phone: 662-286-1901 Radiation Oncologist The West Clinic, PC Micah Monaghan, M.D. 2001 State Drive Corinth, MS 38834 Phone: 662-286-3694

Providing Excellence In Healthcare

Radiology Magnolia Imaging Associates, PLLC Graham Sexton, M.D. Brandon Skelton, M.D. Jason Murphree, M.D. William Tidwell, M.D. MRHC 611 Alcorn Drive Corinth, MS 38834 Phone: 662-293-1477 Urology James W. Cole, M.D. 212 Alcorn Drive Corinth, MS 38834 Phone: 662-287-9970 Magnolia Specialty Clinic William Senf, M.D. 3704 Hwy. 72 West Corinth, MS 38834 Phone: 662-665-8041


July 2016

Magnolia Pediatric Clinic Hannah Beckham, FNP-C 401 Alcorn Drive, Suite 1B Corinth, MS 38834 Phone: 662-293-7390 Pratt Family Medical Clinic Carla Bray, FNP-BC Misty L. Rowsey, FNP-BC Angela M. Whitehurst, FNP-BC 121 Pratt Drive Corinth, MS 38834 Phone: 662-286-0088 Physician's Urgent Care S. Michelle Brooks, FNP-BC Jacqueline Fraiser, FNP-BC Christina Williams, FNP-BC Bobbie G. Vanslyke, FNP-BC 2601 Getwell Road, Suite 1 Corinth MS 38834 Phone: 662-287-7138 Magnolia Orthopaedics & Sports Medicine Clinic, PA Brittany Bryant, FNP-BC 611 Alcorn Drive Suite 100 Corinth, MS 38834 Phone: 662-286-6369 North Corinth Family Clinic Sherry Callahan, FNP-BC 383B Highway 2 NE Corinth, MS 38834 Phone: 662- 396-4733 Corinth Pulmonary & Rehabilitation Ronja Cole, FNP-BC 209 N. Harper Rd. Corinth, MS 38834 Phone: 662-286-1901

The Community News Flash

Medistat Amanda B. Comer, FNP, ACNP, ENP Mary Elizabeth Pounders, FNP-BC 703 Alcorn Drive Suite 109 Corinth, MS 38834 Phone: 662-286-1499 The West Clinic, PC Phyllis Fiveash. FNP-BC Anna K. Smith, FNP-BC 2001 State Drive Corinth, MS 38834 Phone: 662-286-3694 The Family Clinic of Rienzi Patricia Floyd, FNP-BC 82 Main Street Rienzi, MS 38865 662-462-8600 Midsouth Spine & Pain Associates, PLLC Brent A. Grimes, FNP-BC Sherry Jobe, ACNP-BC 3207 Mullins Drive Corinth MS 38834 Phone: 662- 284-8565 The Heart Valve Clinic of Magnolia Amanda Ham, ANP-BC 611 Alcorn Drive, Suite 200 Corinth, MS 38834 Phone: 662-665-4660 Corinth Medical Specialists Anna K. Erwin, FNP-BC Melinda Hamlin, FNP-BC Amber C. Janzen, FNP-BC Cassie C. Robinson, FNP-BC Ginger A. Shook, FNP-BC 3301 Tinnin Street Corinth, MS Phone: 662-665-9111

13

Trinity Health Clinic Cindy Pearson, FNP-BC 123 Alcorn Dr. Corinth, MS 38834 Phone: 662-286-2866

King Family Healthcare, Inc. Deborah K. Moore, FNP-BC 2006 Roberson Drive Corinth MS 38834 Phone: 662-665-0006

Magnolia Specialty Clinic Laquita G. Bain, FNP-BC 3704 Hwy. 72 W Corinth, MS 38834 Phone: 662-665-8041

The Family Clinic Melanie A. Reaves, FNP-BC 545 Pickwick St. Savannah, TN 38372 Phone: 731-925-3354

Acutecare of Adamsville Mark Lothenore, FNP-BC 305 E. Main Street Adamsville, TN 38310 Phone: 731-632-0901

North Mississippi Primary Health Care Inc. Sheila Settlemires, FNP-BC 15921 Boundary Dr. Ashland, MS 38603 Phone: 662-224-8951

Family First Medical Clinic, LLC Lydia J. Lovell, FNP-BC 109 North Road Booneville, MS 38829 Phone: 662-728-2914

Treesap Medical Center, Inc. Rhonda M. Taylor, FNP 28301 Hwy. 15 Walnut, MS 38683 Phone: 662-223-0063

Magnolia Cardiology Associates Kimberly Marlar, FNP-BC Ashley Talley, FNP-BC 611 Alcorn Drive Suite 230 Corinth, MS 38834 Phone: 662-287-5218

Corinth Family Medical Center, PC Jimmy "Jim" Wigginton, FNP-BC 1921 Droke Road Corinth MS 38834 Phone: 662-286-3520

Crossroads Health Clinic Debbie McFalls, FNP-BC 1801 South Harper Road Suite 7 Corinth MS 38834 Phone: 662-286-2300

Corinth Family Care Center Elizabeth Wilbanks, FNP-BC 2000 Shiloh Road Corinth, MS 38834 Phone: 662-287-6999

Magnolia Gastroenterology Clinic, LLC Mary E. Mitchell, FNP-BC 3050 Corder Drive Corinth MS 38834 Phone: 662-284-9902

Providing Excellence In Healthcare


July 2016

The Community News Flash

14

FINANCE

Five Essential Steps to Financial Independence

By Nathaniel Sillin It's never a bad time to consider life, liberty and the pursuit of happiness but Independence Day offers us a special opportunity. For me, those concepts also have a great deal to do with financial independence. After all, the ability to take care of yourself and your loved ones throughout life is a great source of happiness and a way to avoid stress and worry. And never forget that greater financial freedom isn't just good news for you – financially healthy households make us all stronger as

a country. So make a financial declaration of independence that you can celebrate year round. I've boiled it down to five essential steps: 1. Plan. The only way to build a strong financial future is to live below your means, essentially to spend less than you make. The earlier you can commit to that behavior and divert funds to regular savings and investing, you'll be in better financial shape for a lifetime. Budgeting (http://pmsfl.us/1mW4IsG) – the process of tracking income, subtracting expenses and directing the difference to essential financial goals is the way you'll afford retirement, college for your children and a range of other financial goals. 2. Protect. Why focus on protecting your money, even before you have much of it? Because protecting your money early on will keep new money where it can

grow. The first task involves building an emergency fund that will hold three to six months of reserves to cover everyday expenses if you lose your job or have to shoulder a major expense or repair. An emergency fund will help keep you from having to borrow in such a situation. The next step is insurance. Whether you purchased a home or you are renting a property, think about everything you own. How much would it cost to replace clothing, furniture, appliances and electronics? Did you also know that renter's insurance offers liability coverage of medical or legal expenses connected to your home? Your landlord's coverage is unlikely to cover any personal liability you incur in a structural emergency or accident and certainly won't cover you in case of theft. It's also important to buy quality auto, home, health, and when relevant to your circumstances, disability and life cover-

age. Insurance is about preventing a range of financial setbacks. 3. Learn. While you're building your emergency fund, become a voracious reader and listener on financial topics. If you have the time and resources, take classes on the three major financial behaviors – saving, spending and investing. Consider working with a qualified financial or tax expert to determine if what you're learning is right for your situation. Whether it's a house, a car, a continuation of your education or a family, start linking this knowledge with accomplishing actual financial goals. 4. Manage. Evaluate assets for growth and income – stocks, real estate and other assets may fluctuate in value over time, but if they're producing dividends or income, that's a worthy counterbalance to market variations. Keep studying various asset classes of investments so you can build and

adjust your portfolio as needed over time. Also, don't forget to study the tax ramifications of any investment you make – taxes are some of the most expensive costs we pay. However you choose to save, invest or spend, do so with the least cost possible. In life, small amounts add up – investment fees, shipping fees for goods you order online, even the extra bag you pay to check at the airport. Always question and try to avoid paying the "small" amounts that leave your wallet because they will add up over time. 5. Evaluate. Our lives don't stand still and neither should your financial planning. Any time major events happen in your life – a new job, marriage, a baby, the death of spouse or partner – financial circumstances change. Always be ready to reevaluate your current savings, spending and investing behavior based on what's going on with your life.

Taking the Mystery Out of Credit Scores FICO, short for Fair Isaac Corporation, was founded in 1956 by a mathematician and an engineer who were interested in the analysis of numbers — including credit scores. Their work gave creditors a means of predicting which customers are more or less likely to default on loans. Your score can pre-determine how you’re treated by creditors: 1. A high credit scores equates to a lower anticipated rate of default. 2. Creditors raise or lower the interest rates they offer you based on your likely risk of default. 3. The higher your credit score, the better the deal you’ll get on interest and the more money you’re likely to save over time. The front screen of the MyFico.com website gives a perfect example of potential savings: “A 100-point difference in your FICO score could mean over $40,000 extra in interest payments over the life of a 30-year mortgage on a $300,000 home loan.” FICO scores range from 300 to 850 and are based payment history, length of credit history, new credit you might

One last item to consider when thinking about financial independence is giving. We still live in a country where many people struggle to find good jobs, raise families and afford homes. Realize that there should be a part of your budget that goes toward helping the less fortunate. GuideStar (http://www.guidestar.org), Charity Navigator (http://www.charitynavigator.org/), the Better Business Bureau (http://www.give.org) or the Foundation Center (http://foundationcenter.org) all offer detailed research on charitable organizations that you use to evaluate before you give. Bottom line: You don't have to be wealthy to become financially independent. Be diligent with smart spending, detailed research and always prepare for emergencies. Soon, you'll be celebrating your own financial Independence Day.

open, amount of established credit and the types of credit. A mix of credit types — perhaps vehicle, mortgage, credit card — will yield a better score than all credit cards or vehicle only. With all the lender emphasis on credit worthiness, a simple late payment can damage your credit score. The later it is, the more damage is done. Here’s an additional credit fact: Unfair though it is, the higher your credit score, the bigger the “ding” to your credit if you do miss payments. Here is a comparison of late payment and bankruptcy at two levels of credit score and the length of time for the score to rise again: Thirty days late: Credit score of 680 might be cut to 600-620, but can rise again in nine months. A score of 780 might be cut to 670-690, and it could take three years for the score to rise again. Bankruptcy: Credit score of 680 might be cut to 530-550, and could take five years to rise again. A score of 780 might be cut to 540-560, and it could take seven to 10 years for the score to rise again. For more information on keeping your credit score healthy, visit MyFico.com. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail.com. © 2011 King Features Synd., Inc.


July 2016

The Community News Flash

15

Learning About Ancestors: Family Reunions

J. Moffett Walker, Retired Counselor & Author Without a family who are we? No body, Nothing! Each individual has a biological mother and father whether one knows them or not. And, adopted and or substitute parents are also significant to learn about too. However, July is a great summer time to learn about from whence one came. Therefore, many families have organized reunions to assist their members to learn about their ancestors. Any family who has not, as of yet, organized a reunion, this is an excellent time to get started. The family will need at least two members to initiate and devise the plans. Reunions do not need to be expensive. Consider how to work together, and keep the cost low. When my father organized the first one, he chose to have it at his home. He planed a short program. At that first session he asked who would consider sponsoring the next one. And, his family came up with a plan that each of the living brothers, sisters and one first cousin, reared as a sister, would sponsor the reunions at their homes in the order of their births. Although all those relatives have gone on home to be with the Lord, their children are still carrying on the reunions. To keep the cost down and since they all lived on farms, the families furnished the food. The reunion

was just one day. We have moved to public accommodation instead of private homes. We have added two additional days. Besides, we choose to have the food catered. Relatives come from across the USA to the reunions which are held in different cities. This year the reunion will be in Jackson, MS. The bi-annual reunion was held in Memphis, Tennessee in 2014. I recommend attending family reunions to all family members if at all possible; this is especially important to the younger generation. Those members in their teens, twenties and thirties probably do not know much about their families. Someone needs to record the known history. If not, the history will be lost. Let me give you an example. My mother had an antique picture of a relative that had been passed down for generations. Mother told me the name of the person and the relationship to her. I failed to record that information thinking that I would remember. Although I have the beautiful antique picture, I do not know who it is. The problem is I know of no other person who can identify the picture. During the 4th of July weekend, July 2nd, 3rd and 4th my paternal relatives, the Moffett family, will be discussing, learning, reviewing and updating family history. Activities include: a get acquainted session, picnic, church service and it will end with a banquet. At the banquet, I have been responsible for updating the family's history since 1977. Each family has much to learn and besides, that history will need updating at each reunion. It is an excellent idea to have a form available for members to update, and have one person from each family branch to be responsible for collecting and giving that information to the historian.

Southern Peach Pork Chops

Baked Banana Pudding This easy-to-put-together dessert will please kids of all ages. 24 (2 1/2-inch) graham cracker squares 3 cups (3 medium) sliced bananas 2 (4-serving) packages Jell-O sugar-free vanilla cook-andserve pudding mix 1 1/3 cups Carnation Nonfat Dry Milk Powder 2 1/3 cups water 1 1/2 teaspoons vanilla extract 6 egg whites 1 cup Splenda Granular 1. Preheat oven to 325 F. Spray 8-by-12-inch baking dish with butter-flavored cooking spray. Evenly arrange 12 graham cracker squares in baking dish, then 1 1/2 cups banana slices over top. 2. In large saucepan, combine pudding mixes, milk powder and water. Cook over medium heat until mixture thickens and starts to boil, stirring constantly. Remove from heat. Stir in 1 teaspoon vanilla extract. Spoon half of hot mixture evenly over bananas. Arrange 10 graham cracker squares evenly over hot pudding and remaining 1 1/2 cups banana slices over top. Spoon remaining hot pudding over bananas. 3. In large bowl, beat egg whites with an electric mixer on HIGH until soft peaks form. Add Splenda and remaining 1/2 teaspoon vanilla extract. Continue beating on HIGH until stiff peaks form. Spread meringue evenly over top, sealing to edges. Crush remaining 2 graham cracker squares into fine crumbs; sprinkle evenly over meringue. 4. Bake 25 minutes or until meringue is golden. Place baking dish on wire rack; let set for 30 minutes. Refrigerate at least 1 hour. Cut into 8 servings. • Each serving: 210 calories, 2g fat, 10g protein 38g carb., 289mg sodium, 161mg calcium, 2g fiber; Diabetic Exchanges: 1 Starch/Carb., 1 Fruit, 1/2 Fat-Free Milk; Carb Choices: 2 1/2.

Juicy peaches hot off the grill are perfect with tender seared meat. 1 tablespoon curry powder 1 tablespoon brown sugar 1 tablespoon olive oil 1/2 teaspoon salt 1/4 teaspoon ground cinnamon 1 pinch black pepper 1 clove garlic, crushed with garlic press 4 (about 5 ounces each) pork loin chops, 3/4-inch thick 4 large peaches, each cut in half 1/2 cup peach jam, substitute apricot jam or preserves Arugula, for garnish 1. In cup, stir curry powder, brown sugar, olive oil, salt, cinnamon, pepper and garlic. 2. With hands, rub both sides of pork chops with curry mixture. 3. Brush cut side of peach halves and 1 side of chops with some jam. Place peaches, brushed side down, and chops, brushed side up, on grill over medium heat; cook 5 minutes. 4. Turn chops and peaches over and brush grilled side of chops with some jam; cook 5 minutes longer. Remove peaches from grill when browned and place on platter. Turn chops and brush with remaining jam; cook 2 to 3 minutes longer, until chops are browned on the outside and still slightly pink on the inside. Place chops on platter with peaches; garnish with arugula. Serves 4. • Each serving: About 475 calories, 24g total fat (8g saturated), 58mg cholesterol, 325mg sodium, 42g total carbs, 23g protein. For thousands of triple-tested recipes, visit our website at www.goodhousekeeping.com/recipefinder/.

Booneville Community Pharmacy Home Medical Equipment 206 N. Second St. Booneville, Ms. 38829 662-728-1951

1. LANGUAGE: What would a group of eggs be called, collectively? 2. FOOD & DRINK: What is the characteristic flavor of the herb anise? 3. SCIENCE: What does the Linnaean System refer to? 4. HISTORY: When did the Ottoman Empire give way to a modern republic in Turkey? 5. LITERATURE: The term “Big Brother” comes from which futuristic novel? 6. ANCIENT WORLD: How is the ancient Greek Thucydides best known? 7. GENERAL KNOWLEDGE: Where would a satrap once have ruled? 8. GEOGRAPHY: Into which body of water does the Volga River flow? 9. POETRY: Who wrote the collection of poetry and prose called “The Map of Love”? 10. INVENTIONS: Who invented the modern aerosol spray can? Answers 1. A clutch 2. Licorice 3. The classification of all living things 4. 1920s 5. “1984” 6. As a historian 7. Persia 8. Caspian Sea 9. Dylan Thomas 10. Norwegian engineer Erik Rotheim

1. In 2010, Kirk Gibson became the 7th former MVP to manage in the major leagues. Name three of the other six baseball skippers. 2. Since 1900, name the lone player who won a league home run title with a batting average under .210. 3. Ohio State’s Archie Griffin holds the NCAA Division I record for most consecutive games of at least 100 yards rushing. How many? 4. In 2008-09, Ray Allen set a Boston Celtic franchise mark for highest free throw percentage in a season (95.2). Who had held the record? 5. In 2010-11, Jonathan Quick became the third Los Angeles Kings goalie to have three consecutive 20win seasons. Name either of the first two to do it. 6. How many Olympic medals did swimmer (and later actor) Johnny Weissmuller win? 7. Who was the last golfer before Louis Oosthuizen in 2010 to capture his first major title (British Open) on the St. Andrews course? Answers 1. Don Baylor, Ken Boyer, Frank Robinson, Pete Rose, Joe Torre and Maury Wills. 2. Dave Kingman of the New York Mets led the N.L. with 37 home runs while batting .204 in 1982. 3. His streak was 31 games (197375). 4. Bill Sharman hit 93.2 percent of his free throws in 1958-59. 5. Rogie Vachon (six seasons, 197278) and Kelly Hrudey (three seasons, 1989-92). 6. Six — five gold and one bronze while competing in the 1924 and 1928 Olympics. 7. Tony Lema, in 1964.


Naturally Sweet My sister, Marcia, loves to garden. She generously shares her plants with me. Recently, she gave me a stevia plant as a gift. I use the leaves of this naturally sweet herb to sweeten a variety of drinks. It's also available commercially in a granular form like sugar. Stevia is a not-so-new sweetener that recently made its way into the U.S. market. Although Stevia has been sold in the U.S. for many years as a dietary

July 2016

The Community News Flash

16

supplement, it was not regulated by the Food and Drug Administration. Now that the FDA has declared its active ingredient -rebaudioside A -- as "generally accepted as safe," it is showing up in products like tabletop sweetener packets. PureVia (from PepsiCo and a subsidiary of Merisant, Whole Earth Sweeteners) and Truvia (from Coca-Cola and Cargill), along with some flavored waters and lowercalorie soda and fruit drinks, now contain stevia. Leaves from the stevia plant are steeped in water and then processed into crystalline form. These crystals create a sweet taste in the mouth, but are calorie-free when digested. As a sweetener, stevia's extract is 250 to 300 times sweeter than sugar. This means only a very tiny amount is needed to add sweetness to a food or beverage.

lenge is the price. Currently, it is expensive to use stevia or its active ingredient in foods. Products containing this naturally derived sweetener may be out of many consumers' price range. Like other sugar substitutes, consumers need to watch for any warnings or concerns with stevia. It has been classified as safe, but it doesn't hurt to try it out slowly to see what effect it has on individual taste and digestion. This recipe for Fruit Sorbet uses stevia instead of sugar to sweeten the dessert. As with any sweetener, there are challenges to using stevia in food products. Stevia is naturally bitter, but tastes sweet after some delay. Although it is temperature and acid stable, the natural bitterness

and intense sweetness are challenges the food industry will have to overcome. Consumers will need to taste stevia and decide for themselves how well they like it. Another possible chal-

FRUIT SORBET You'll need an ice cream machine for this delicious recipe. You can use any fruit juice blend concentrate of your choice instead of raspberry. This recipe also works well if you sub-

stitute one (12.3 ounce) box of silken tofu for the yogurt, along with 1 cup of milk or soymilk. 2 cups plain low-fat yogurt 1/4 cup milk 1/2 cup unsweetened raspberry juice blend concentrate, thawed 1 tablespoon orange juice concentrate 1 teaspoon vanilla extract 3/4 teaspoon stevia sugar substitute 1 banana (optional) Blend all ingredients together in a blender until smooth. Pour into the container of an ice-cream machine, and process according to directions. Makes 4 servings. (Information courtesy of Janet Hackert, regional nutrition and health education specialist, Harrison County, University of Missouri Extension.)


Turn static files into dynamic content formats.

Create a flipbook
Cnf july 2016 by The Community News Flash - Issuu