Buyer's Guide
Relocating & living in the c ayman i slands
Mauricio Umansky Founder and CEO
A
MESSAGE FROM Th E A GE ncy L EA d ERS hip
to us, real estate isn’t just business. it’s personal. We can talk about the market conditions, the statistics and the technology all day long. and yes, we have that down to a science. But we want to talk about what really matters.
When it comes down to it, real estate is - and always will be - a deeply human experience. each property tells a story. it’s a real estate agent’s job to take that story and bring it to life. to find the buyer ready to craft the next chapter. Real estate is about people serving people. that connection will never, and should never, disappear. you wouldn’t open your front door to just anyone, would you?
neither would we.
Welcome to t he a gency. Make yourself at home.
Cayman
a B out the a G ency
everythi NG is B etter i N re D L et us sho W you W hy
We use our boutique approach, creative marketing, cutting-edge technology and unforgettable client service experience to place the world at your front door.
Unlike traditional brokerages, The Agency fosters a culture of collaboration. Behind each one of our agents is the knowledge and resources of an entire global team. By working together, we can offer our clients better representation and a true competitive edge.
After all, more of the same is never an option.
$60B i n g lobal s ales volume
$9.4M
average a nnual s ales per a gent g lobally
$1.6M
average g lobal s ales Price
2,000+ a gents g lobally
Trio’s award-winning team, delivering excellence in Architecture & Interior Design in the Cayman Islands, South Florida, and the Caribbean.
M eet the tea M
Owner/Direct
As Owner and Director of The Agency Cayman Islands, Stefan Cohen serves as a highly knowledgeable guide for clients seeking to invest in Cayman’s coveted real estate market. Widely respected for his professionalism, personable nature and honest approach to client counseling, Stefan culls from his experience in the luxury property development sector as he guides clients through the transaction process toward sound investments.
A gifted leader with over 15 years of operational and business management experience, Stefan also serves as Director of a real estate development company based in the Cayman Islands, which has managed various high-end residential and commercial developments.
Raised in South Africa, Stefan studied business at the University of Southern queensland in Sydney, Australia before relocating to the Cayman Islands, where he has lived for more than 14 years.
Fleur coleman
Br O ker/Owner
Fleur.coleman@theAgencyre.com | +1.345.916.0678
Fleur Coleman brings extensive local real estate and specialized developer sales experience to her role as Broker/Owner at The Agency Cayman Islands.
Having worked with a suite of high-end brands and sold some of Cayman’s highest-priced listings, Fleur has established her place in Cayman’s real estate market. She is also a member of Christie’s Masters Circle, an elite group of luxury real estate specialists across the globe.
Born and raised in Grand Cayman, Fleur deeply understands the local market. She has almost 30 years of experience in sales, with the past eight in real estate, and is a trusted advisor to her many loyal clients. Fleur’s energy, warmth and drive to get the best results for those she represents make her a sought-after real estate specialist who people return to time and again.
Outside of the world of real estate, when Fleur isn’t working, you’ll find her keeping fit and healthy, traveling, and enjoying time with her family, including her son, Max.
cristin alexander
r e A l eS t A te Agent cristin.Alexander@theAgencyre.com | +1.345.525.2373
Cristin was born and raised in Grand Cayman and her passion for the local real estate market is evident in her love and deep knowledge of the Islands, including its unique neighborhoods and communities. She describes having an ‘idyllic’ childhood growing up within a property management family on Seven Mile Beach.
Cristin made her start in real estate in 2019 after having built a career in marketing, sales and business development. Her core values as a real estate professional are built on trust, integrity and creating long-lasting relationships. Her primary goal is to ensure her clients are given an attentive and first-class experience throughout their real estate transactions, whether buying, selling or looking for the perfect investment opportunity. Cristin’s extensive network of contacts, marketing expertise, and strong negotiating skills have earned her a stellar reputation in the luxury real estate market in Grand Cayman.
When she’s not wearing her real estate hat, she’s spending time with family and trying to keep up with her two little ones, Tegan and Alex. Cristin is also an avid beach volleyball player and a lover of travel, art and a good foodie experience.
mona mirzaie
r e A l eS t A te Agent Mona.Mirzaie@theAgencyre.com | +1.345.328.2280
Mona Mirzaie, a distinguished real estate professional, hails from Vancouver, British Columbia, Canada. She brings to the picturesque Cayman Islands her extensive experience of more than a decade in luxury sales and real estate.
Throughout her career spanning over 18 years in marketing and sales within the luxury sector, Mona has honed a passion for delivering exceptional customer service and surpassing client expectations.
Mona’s impressive track record includes crafting various real estate portfolios for her clients, encompassing new construction sales, commercial and residential land, and short sales, among others. Her wealth of experience has benefited countless individuals and families globally in realizing their homeownership aspirations.
As a proficient negotiator, Mona has earned the trust of her clients who entrust her with the sales of their most prized possessions – their homes. She is committed to exemplifying the utmost integrity, transparency and professionalism in her work.
DISCOVER ALL THE REASO n S TO RELOCATE TO THE CA y MA n ISLA n DS
a
M a Z in G reasons to L i V e here
With
more than 300 days of sunshine per year and miles of world-famous white-sand beaches, it’s
no wonder the Cayman Islands
attracts tourists and real estate investors from around the globe.
The Cayman Islands are an archipelago situated in the Caribbean Sea and made up of three islands: Grand Cayman (the largest of the three), Cayman Brac and Little Cayman. Together, these islands cover more than 100 square miles of land and are home to more than 83,000 people.
The laid-back lifestyle offered by the Caribbean is second to none. And where better to experience its true essence than in the Cayman Islands? With its golden beaches, crystal-clear waters and friendly locals, the Cayman Islands is a paradise for those looking to escape the city. If you’re ready to trade in your hectic schedule for a more easy-going approach to life, settling in the Cayman Islands might just be the right move for you.
The islands are surrounded by pristine waters, coral reefs and are close to some of north America’s major hubs. With direct flights to LA, Miami, new york, Toronto and many more, you’re never far from your next luxury destination.
Come and discover the beauty and the many benefits the islands have to offer, whether it’s the luxurious lifestyle, tax benefits or a strong and stable economy. there is something for everyone.
M ore a B out the c ay M an i s L ands
GEORGE TO wn
Capital City
80,000+ Population
120+ Nationalities
102 Square Miles
K yd $1 = US $1.25
Exchange Rate
E n GL i S h
Language
30° c /87°F
Average High
24° c /76°F
Average Low
Benefits
of oW nin G r ea L e state in the c ay M an i s L ands
Imagine waking up to the gentle lapping of waves against your private shoreline, palm trees swaying in the breeze, and the promise of tax-friendly living. In the Cayman Islands, real estate isn’t just an investment—it’s an invitation to paradise. Join us as we explore the turquoise shores, vibrant coral reefs, and the irresistible allure of owning a slice of heaven in the Cayman Islands.
Stable Investment The Cayman Islands have a robust real estate market, meaning property values tend to appreciate over time.
Tax Advantages There are no direct property taxes, capital gains taxes or inheritance taxes in the Cayman Islands. This tax-friendly environment is attractive to investors.
High-Quality Lifestyle With its pristine beaches, crystal-clear waters and tropical climate, the Cayman Islands provide an exceptional quality of life. Residents can enjoy outdoor activities, water sports and a relaxed island lifestyle. Enjoy world-class restaurants to savour exquisite flavours, indulge in culinary artistry and create unforgettable memories. Whether you’re seeking elegant seafood, farmto-table delights or Caribbean comfort food, the Cayman Islands is a gastronomic paradise.
It’s also renowned for offshore banking services and a robust financial sector that provides privacy, asset protection and global financial solutions. The exceptional healthcare system in the Cayman Islands combines modern medical facilities with high standards of care, making it a hub for medical tourism, attracting patients globally. George Town Hospital is the primary healthcare provider, and you can find private facilities such as Health City and Doctor’s Hospital which offer bespoke, high-quality care. The cutting-edge Health City hospitals, located in East End and Camana Bay, are renowned for cardiac care and surgical expertise.
Residency Opportunities Owning real estate in Cayman can be a pathway to permanent residency. It allows you to live and work in this beautiful Caribbean destination. you can also apply for residency through a certificate of permanent residence for persons of independent means, residency certificate for persons of independent means, residency certificate substantial business presence and certificate of direct investment. See page 42 for more information about residency by investment.
Rental Income If you choose to rent out your property, the Cayman Islands’ strong tourism industry can provide a steady rental income stream. Vacation rentals are popular among tourists.
Diversification Investing in Cayman real estate diversifies your portfolio beyond traditional assets. It’s an opportunity to hold a tangible asset in an offshore location.
the e P ito M e of M odern L u X ury L i V in G on se V en M i L e B each .
Lacovia sets the new benchmark of luxury real estate on Seven Mile Beach, blending inspired architecture and contemporary interior design with magnificent views of Cayman’s turquoise waters.
All residences are outfitted with luxury appliances and bespoke finishes. Residents also gain membership to a private club lounge, a 24-house fitness centre and concierge services.
a rare co LL ection of residences .
Beautifully crafted and impeccably curated, the north and South buildings include 3 – 6 bedroom residences with up to five residences per floor, while the East building features no more than two residences per floor each with private elevator access.
For truly elevated living, Lacovia is confidently crowned with six sun-drenched penthouses and four sub-penthouses, providing the pinnacle of open-plan living with unprecedented views across the Caribbean Sea.
su P er B B a L ance . M asterfu L desi G n .
Lacovia blends lofty integrated living spaces with breath-taking views of Seven Mile Beach. Expansive windows frame the seascape, while custom cabinetry provides unified design and discrete storage from the lounge areas to the bedrooms and beyond. Gourmet chef’s kitchens with Miele and Sub-Zero appliances allow for effortless entertaining.
co M fort and con V enience .
A thoughtful synthesis of luxury and comfort, the amenities at Lacovia offer opportunities to both relax and indulge. From concierge services and fitness studio to the cascading infinity edge pools and outdoor garden terraces, Lacovia’s resort-style amenities have been meticulously designed with sophistication and convenience in mind.
Laco V ia
ste P 01
Before the s earch Begins
Choosing an Agent.
Well, hello. Selecting an agent is a highly personal decision. They are trusted to advise on one of life’s biggest decision - and that responsibility is not taken lightly. Through personal and diligent work with our clients, we’ve come to understand what’s important to them, establishing a sense of confidence and comfort.
The First Consultation.
Shall we begin? now is the time we get to know you, your needs, hopes and dreams for homeownership. From spearheading your search to providing crucial feedback along the way, your agent is your partner from start to finish, and then some.
Financing Your Purchase.
When it comes to real estate, money talks. Unless you’re paying in cash, you’ll want financing pre-approval before beginning the search. Pre-approval is different from pre-qualifying, as it means a full loan approval, not just an opinion letter. Determining the loan amount you qualify for will help you set your price range.
We’ll connect you with a mortgage expert in the Cayman Islands who will advise you on your options and how they will align with Caymanian property-buying parameters. This process will help you understand your financing options and what your deposit will be while placing you in a better negotiating position in the seller’s eyes.
ste P 02
t he Perks of o wnership in the c ayman i slands
As if the beauty of this caribbean destination isn’t enough to lure you to its pristine shores, ownership of real estate in the Cayman Islands offers a wide range of benefits.
A tax-neutral environment.
no income tax, annual property tax, inheritance tax or capital gains taxes.
Permanent residency option.
Foreign, financially secure buyers may be eligible for permanent residency by purchasing developed real estate that meets a minimum price point.
High standard of living.
Safe and secure, the islands offer modern infrastructure, renowned international schools, medical care, government services and a high standard of living.
Year-round enviable climate.
More than 300 days of sunshine per year and over 80° crystal-clear water temperatures make the islands a world-class beach and scuba diving destination.
International accessibility.
Modern airport with fixed-base operators for private charter and 50+ nonstop flights weekly from the U.S., Canada and London.
y our f inances at a G L ance
What do lenders review when considering you for a loan?
yOUR cRE di
T
Establishing good credit with a good payment history is imperative and helps boost your credit score.
J OB S TAB i L i T y
A consistent job history with the same company is ideal, but a career advancement may also be acceptable.
dEBT - TO - i nc OME R AT i O
The lender looks at your full income, debt, down payment, loan principal taxes, interest and insurance to come up with an income ratio.
M O n E y, M O n E y, M O n E y
This is where the lender verifies your funds for your deposit.
pRO p ERT y S E c UR i T y
The lender will require an appraisal by a certified fee appraiser to verify the property’s marketability, condition and value, ensuring sufficient collateral for the loan.
Don’t worry if you don’t meet all of the guidelines. Lenders work through a variety of circumstances. And we’re here to help.
What
are M y financia L P ara M eters?
A little bit more about that money. Once you have your price range, you need to take into account Stamp Duty Costs (one-time 7.5% fee), legal fees (0.5% to 1%), possible Strata fees and other numbers. We’ll walk you through it.
ste P 03
n ow a bout that h ome
The fun begins. What kind of property are you looking for?
A beachfront villa, a condo, a townhouse - the possibilities are endless.
What are my needs, wants and can’t-live-withouts?
A pool, beach access, gym, wine room, garden? Don’t hold back. We’re dreamers ourselves.
What are your preferred neighborhoods?
We’ll check out a range of neighborhoods and share all of our local knowledge and insight to help determine your ideal location.
When do I need to close?
Move into your new beach house in time for winter. your condo before the start of the school year. We’ve got this.
ste P 04 t he s earch is o n
Home tours.
We’re in this together.
Let’s go hunting. We are always happy to preview properties so you don’t have to waste a Sunday afternoon at the wrong house. As we shop around at showings and open houses, we’ll further refine the search and adapt to your needs.
We’ve found it. Just like we knew we would. Once we’ve found the one for you, we prepare an offer.
ste P 05
m aking the o ffer
THE PERFECT OFFER
Not too high. Not too low. Just right.
The seller will likely return with a counteroffer, which you can accept, reject or counter.
n EGOTIATIO n S
This happens to be our expertise. Our passion. Our time to shine.
We’ll represent you at the negotiating table to reach an agreement with the seller on the final price and contract terms. In multiple-offer situations, our experience, knowledge and strategic thinking are huge assets.
OFFER ACCEPTED
It’s go time.
Once your offer has been accepted, you are required to pay a deposit, which is typically 10% of the purchase price. you’re one step closer to being a homeowner.
CO n TRACTS, TERMS A n D CO n DITIO n S
We’ll get the details and handle them for you.
We take the time to analyze and walk you through the contract, terms and conditions, and other agreements to protect your interests.
TRA n SFER OF LA n D
We’re getting close.
Upon transfer of funds, the Transfer of Land form is executed.
ste P 06 t he c losing
Final walk-through. Now, we’re excited. We’re there to button up those last details.
The closing. Cue music: looks like we made it.
Closing takes place when all terms and conditions are met and required taxes and fees paid.
Delivery of keys and move-in. We did it! Drinks are on us.
We’ve only just begun.
This is only the beginning. We’re here for anything you need. Contractors, designers, painters, plumbers, house-sitting. Maybe we’ll pass on baby-sitting.
FORTCAY IS LIKE FAMILY.
Based in the Cayman Islands, with a liates in the U.S. and Canada, FortCay Group was founded on the principles of independence and transparency.
Through FortCay Family O ce Advisory and FortCay Investment Advisors, we o er a range of services tailored to meet the specific needs of family o ces, entrepreneurs, individuals and various corporate entities.
Our bespoke and unbiased approach to all our services results in client relationships that run so deep, we are often considered part of the family.
MULTI-FAMILY OFFICE
• UHNW families
• Endowments
• Entrepreneurs
• Investment consultants
ASSET MANAGEMENT
• Captives & Reinsurers
• HNW individuals
• Consolidated reporting
• Alternatives
STRATEGIC ADVISORY
• Due diligence
• Capital formation
• Transaction advisory
• Private capital
so, What is it We do
Differently?
We collaborate.
The way we see it is this: no agent is an island, and no one should go it alone. The Agency’s culture of collaboration means you benefit from our strength as a whole. you have an entire team of experts in everything from the legal process to negotiation at your disposal. And we share information like new listings before they hit the market, giving our clients a tangible edge in the marketplace.
We connect.
At the forefront of our passion for collaboration is our ability to connect, in every sense of the word. We use our proprietary technology to seamlessly communicate. We hear about new listings before anyone else. If we have a buyer looking for a house in a particular neighborhood, we’ll spread the word and hear back immediately.
When one of us wins, we all win. And so do our clients.
We do this full-time.
Weekend warriors need not apply. Unlike what you’ll find at traditional brokerages, at The Agency it’s quality over quantity. We are made up of a team of full-time, committed real estate professionals. We are highly selective about who we bring to the team because every single person is a vital part of the overall vision.
We do it all.
It’s all in our wheelhouse. The Agency offers the engine in-house to cater to all of your real estate needs, whether searching for a home, commercial space for your business or an investment property.
We know our markets.
We don’t just enter a market. We conquer it. In each location, we seek out the very best real estate professionals - the agents who understand the nuances of each neighborhood. Then we back them up with our vast global reach and resources.
residency B y in V est M ent
B enefits of cay M an is L ands residency
• English-speaking British Overseas Territory
• Direct flights to London Heathrow and major north American cities
• Strong and stable economy
• Safe and secure
• High-quality shops, services, hotels and restaurants
• no restrictions on foreign ownership of land
• no income, capital gains, property, estate, inheritance, wealth, sales or corporate taxes
• Elite health services and education system
• Well-developed infrastructure
• Judicial system based on English common law
t he si MPL est P ath to P er M anent residency in the c ay M an i s L ands is throu G h the P urchase of de V e L o P ed rea L estate V a L ued at us $2.4 M i LL ion or hi G her
here’s ho W it W orks:
Investment Threshold To qualify, you need to invest in residential property (such as a house, condo or apartment) that meets the minimum value requirement. The threshold is currently set at US$2.4 million.
Application Process
Once you’ve purchased the property, you can apply for permanent residency. The application process involves submitting relevant documents, including proof of ownership and financial stability.
Residency Rights If your application is approved, you’ll receive permanent residency status. This allows you to live in the Cayman Islands without the right to work. you’ll also have the right to purchase additional properties or invest in local businesses.
Spouse and Dependents your spouse and children can also apply for residency as dependents under your residency.
t he ways to apply for residency by investment
certificate of P er M anent residence for P ersons of inde P endent M eans
With a minimum investment of US$2.4m in developed real estate, the holder and spouse are offered a lifetime grant to reside in Cayman. Additionally, this certificate gives the option for both individuals to work and provides a path for the entire family to Cayman Islands and British Citizenship, without needing to surrender any existing citizenships. To maintain this certificate, the holder is only required to reside in Cayman for a minimum of 1 day per year. For citizenship, however, the individual residence requirements are greater.
residency
certificate for P ersons of inde P endent M eans
Alternatively, with a minimum investment of US$1.2m, this option offers the holder and any qualifying dependents, a 25-year (renewable) Residency Certificate. The requirements are that at least 50% of the investment must be in developed residential real estate. Whilst this option does not provide any right to work, nor a path to citizenship, it does offer flexibility in the holders’ investment. Allowing for up to 50% investment in land, pre-construction property and/or via a local investment. Ongoing requirements are that applicants must demonstrate either a continuous source of annual income of US$150,000, or a local deposit of US$500,000. The holder is also required to reside in Cayman for a minimum of 30 days per year.
residency certificate su B stantia L B usiness P resence
Valid also for 25 years (renewable), this certificate entitles the holder and any qualifying dependents, the right to reside in Cayman and work in the business(es) within which they either invest or are employed at a senior management level. Whilst having no requirement for real estate investment, it does require the holder to reside in Cayman for a minimum of 90 days per year.
certificate of direct in V est M ent
Equally valid for 25 years (renewable), this certificate entities the holder the right to reside in Cayman, along with qualifying dependents, and work in a licensed employment - generating business for which they propose to work as a Director and have invested a minimum of US$1.2m. The holder is required to reside in Cayman for a minimum of 90 days per year and this option holds no route to progress to citizenship, own a majority stake in the business or exercise significant control.
a La W f ir M Po W ered By t a L ent a nd t echno L o G y
Hive Law is a specialist boutique law firm based in the Cayman Islands. Hive Law was founded by senior attorneys from leading international law firms who saw a need for change in how law is practised – from both a practitioners’ perspective and a clients’ perspective.
The Name
Our philosophy is shaped on the same principles that make beehives successful. These include collaboration, efficiency, inclusion, ingenuity, mutuality and flexibility. Our name and logo are an embodiment of that philosophy.
Our Expertise
We represent international and local clients in all aspects of both commercial and residential real estate and construction law. Representation of buyers and sellers in the due diligence, drafting, negotiation and completion of commercial and residential sale and purchase transactions.
Our Founder
George specializes in the sale and purchase of both residential and commercial property financing, leasing, hotel/tourism projects, strata-titled developments, construction agreements as well as the drafting and negotiation of all related documentation.
geOrge lOutAS Founder | Head of Real Estate
He also specializes in the legal structuring of all types of Cayman transactions and all aspects of business licensing.
George has transacted over US$ 4 billion dollars throughout his career and has advised everyone from homeowners to homebuyers (including HnW and UHnW clients), international and local developers, hotel owners and buyers, local and overseas financiers, governments and privateequity funds.
George has been repeatedly recommended by both Chambers Global and Legal 500. He previously authored the Cayman Islands chapter of the Real Estate Law Review (edited by Slaughter and May).
we look forward to working with you in the future to service your needs and to build long lasting relationships.
t: +1.345.917.4801
e: george@hivelaw.ky
w: www.hivelaw.ky
lead generation
B uyer t A r G eti NG
we don’t wait for buyers to come to us. we go to them. A primary focus of our technology is to capture and vet prospective buyers for our listings. we identify leads from multiple sources and use data-driven insight to determine who is qualified to buy and when.
Relocating to the cay M an is L ands
H ERE ARE SOME THI n GS TO THI nk ABOUT BEFORE RELOCATI n G HERE
Cayman offers a unique blend of quality of life, financial opportunities and natural beauty. Here are some things to think about before relocating to the Cayman Islands.
Legal Services
The Cayman Islands are an English-speaking British Overseas Territory in the Western Caribbean. There is no income, property, inheritance, estate, sales, capital gains or corporate taxes. Foreign ownership of real estate is unrestricted, and high-net-worth individuals appreciate the territory’s stability and safety.
Banking and Finance
As a tax-neutral jurisdiction, the Cayman Islands offer no personal income, sales, corporate or capital gains taxes. It’s a hub for offshore financial services, with a robust banking sector. Access to modern property markets and world-class medical and education systems is readily available. Some of the banks in the Cayman Islands include: Cayman national, CIBC (First Caribbean), Butterfield, RBC and Scotia. you will need specific documents in order to set up your bank account which you can verify with the bank in order to have all the paperwork you need when you arrive.
Healthcare The Cayman Islands boast elite health services and facilities that include pharmacies, laboratories, physician practices and therapy clinics. Private hospitals and clinics provide high-quality care. Health insurance is essential and required by law for every resident on the island. you can explore local providers and coverage options to suit your needs.
Education The education system includes private and public schools. Consider schools based on your child’s age and curriculum preferences. International schools cater to expatriate families. In the Cayman Islands, both A-Levels (British) and the International Baccalaureate (IB) (international) are offered by various schools. Both qualifications can lead to university admissions, but the choice depends on individual preferences and career goals. Expatriates also have access to various continued/higher education programs on the island.
The Cayman Islands offer a safe and vibrant lifestyle. Whether you’re relocating for work, family or leisure, embrace the island’s natural beauty and welcoming community.
Importing
Personal Items Research customs regulations for bringing personal belongings, and consider shipping options and costs. Some items may be duty free; others may incur fees. When relocating to Cayman you have a six-month grace period to import personal belongings duty free, anything afterwards will be liable to duty. you can find the full list of common duty charges on the following website: online.gov.ky/cols/faces/colshtc.
Moving
with Kids Moving with kids can be both exciting and challenging. Ensure proper documentation for your children and explore schools and extracurricular activities. Familiarize them with the new environment and search for kid-friendly activities and playgroups in your area. There are some wonderful supportive groups on the island. Connecting with other families can be easy as there is a vibrant expat community and this support can help your child adjust to the new environment.
Buying a Car Decide whether to import your car or buy locally. Understand driving rules (left-hand traffic) and check vehicle registration and insurance requirements. There are no size restrictions on cars in the Cayman Islands (except for Hummers, which cannot be wider than 6.7ft). Some reputable dealerships include Car City, Prestige Motors, G.T. Automotive, Tony’s Toys and Vampt Motors. There are concessions offered by the Government on the importation of hybrid and electric vehicles. you also have the option to import a car to the island through the port of Miami. note that you will need to factor in shipping costs and ensure the vehicle title is stamped by US Customs before shipping. Be aware of import duty costs and other fees too.
t ra V e L in G W ith Pets?
Let Must Lo V e d o G s h and L e i t aLL !
Whether you’re going on vacation or relocating, traveling with pets can be daunting. Rest easy knowing all your pet travel needs will be taken care of by Must Love Dogs. With over 14 years of international networking and experience, we take pride in being the sole IPATA agent in the Cayman Islands.
Our unmatched professional services ensure your pet meets each country’s entry requirements for any destination. We provide the same loving care and attention you would give your pet during this transition. Working closely with trusted and experienced pet transportation companies, we ensure your dog’s journey is smooth and stress-free. Understanding that each dog is unique, we create personalized plans considering breed, age, health and anxiety levels. Trust us to provide the same loving care and attention during this transition and transport. Contact us today to learn more about our pet relocation services. We guarantee a stress-free, hassle-free experience for you and your pets.
Trust Must Love Dogs to bring the whole family home.
At Must love Dogs, we are passionate about pets. we understand that pets are more than just animals – they are part of the family. that’s why we treat every pet as if they were our own.
+1.345.746.7222 | www.mustlovedogs.com.ky | travel@mustlovedogs.com.ky
Located at the tip of North West Point in West Bay, Dolphin Point Club, the sister property of Rum Point Resort, is set to be completed in the summer of 2025. This new resort-style property will be home to 42 open-plan residences, ranging from one to four-bedroom residences. Each home boasts 10 foot floor-toceiling windows and expansive balconies, offering full ocean views, perfectly positioned for breathtaking sunsets. Dolphin Point Club promises to redefine family-friendly living in Grand Cayman.
Lifestyle is paramount at Dolphin Point Club, with amenities including a fifth-floor high-end restaurant and room service, a private gym with sauna, spa facilities, communal rooftop gardens, electric car charging stations, a dog park and more. The property also offers three swimming pools, children’s splash pad and a unique private seawater lagoon, with premier dive sites just beyond the shore. Residents can enjoy a daily housekeeping service, iron shore fire pits, BBq pavilions, lush landscaping with fruit trees and 24-hour security. Optional upgrades such as outdoor kitchens, plunge pools and airconditioned garages are available.
r u M Point r esort
Nestled in the serene North Side district of Grand Cayman lies the exquisite Rum Point Resort, a beacon of luxury completed in 2020. This boutique resort offers a tranquil escape for discerning travellers. Accessible by both land and sea, visitors can arrive at the resort’s private dock, which fronts 500 feet of reef-protected, white sandy beachfront.
Each of the 31 one, two, three, and four-bedroom residences at Rum Point Resort is meticulously designed to meet the highest standards of luxury. Every unit includes spacious king-size primary suites, private oceanfront balconies and gourmet kitchens. The resort boasts an array of amenities, including front desk-concierge, heated swimming pool, maid service, complimentary bicycles, private car rental, and a hotel van for transportation. Guests can unwind in the gym, spa-treatment room, or on the fifth-floor sun deck. Those seeking culinary delights can indulge in the onsite restaurant and bar, which offers room service and pool/beachside service. Conveniently located near the island’s most adventurous attractions yet offering a sense of seclusion, Rum Point Resort invites guests to discover their own piece of paradise.
For owners seeking to monetize their residences, both rum Point resort and Dolphin Point club offer a professionally managed rental program. Owners enjoy flexibility with no blackout dates or maximum commitment days required. with a dedicated management team ensuring a seamless guest experience, owners can confidently maximize their investment potential while enjoying peace of mind.
D ISCOVER THE BEAUT y OF THE n EIGHBORHOODS I n THE C Ay MA n I SLA n DS
s e V en Mi L e Beach
area facts and r ea L e state in s e V en Mi L e Beach
The jewel in Grand Cayman’s crown, Seven Mile Beach is a dynamic, lively coastal enclave that boasts a distinct personality. Here, the idyllic shoreline is more than just a picturesque backdrop; it’s a way of life. With its inviting sandy shores, crystal-clear waters and endless opportunities for recreation, this stretch of beach is the beating heart of Grand.
Seven Mile Beach spans along the western shoreline, providing ample space for beach lovers to enjoy their own private paradise. The stunning coral sands meet the calm turquoise waters, making it an ideal spot for swimming, snorkelling, or simply lounging by the sea. The beach’s vibrant and effervescent atmosphere sets it apart from the more mature residential communities like South Sound and Cayman kai.
Seven Mile Beach offers a unique blend of nature and modernity. While the natural beauty of the beach is undeniable, the neighborhood also boasts a growing number of locally owned shops, beautifully renovated hotels and luxury condominiums.
As the sun rises, Seven Mile Beach awakens to a new day of adventure, relaxation and fun. From morning paddleboarding sessions to long beach walks, you’ll find endless ways to make the most of your time here.
Property in Seven Mile Beach is as diverse as the lifestyle it offers. whether you’re looking for your next move, a vacation home, an investment property, or a permanent residence, there’s a wide array of options to choose from. this neighborhood is a haven for luxury real estate, and it’s not hard to see why. living by the beach in a place that combines natural beauty with an active, vibrant community is a dream for many, and Seven Mile Beach delivers on this in style.
Geor G e t o W n
area facts and r ea L e state in Geor G e t o W n
George Town, the vibrant capital of the Cayman Islands, is a place where business and pleasure seamlessly blend in a dynamic urban landscape, creating a unique and captivating environment. In this bustling urban hub, you’ll find an intriguing mix of historical charm, emerging businesses, and a growing collection of trendy cafes, creameries and bars.
Situated on the western side of Grand Cayman, this lively hub is a welcome contrast to the tranquil beaches and resorts that the island is known for. The town’s historical charm is evident in its architecture, with buildings that speak of the island’s rich history.
During the week, George Town is a hive of activity. Cruise ships regularly dock at the harbor, bringing with them a steady flow of tourists who contribute to the area’s vibrant atmosphere. Meanwhile, a thriving business ecosystem creates a palpable urban energy, as the area pulsates with the rhythm of business and opportunity.
George Town has seen significant growth in recent years, with a proliferation of trendy cafés and bars that cater to both locals and visitors. These establishments offer a delightful blend of flavors and experiences, making it easy for busy professionals to snag a quick bite or unwind with happy-hour specials after a productive day.
As the workweek comes to an end, George Town’s pace transforms. The area becomes slower and takes on a calmer character. This leisurely change in tempo allows residents and visitors to savor the area’s diverse offerings at a more relaxed pace, making George Town a multifaceted and engaging destination.
Real estate in George Town reflects the city’s dynamic nature. it offers a variety of property options, from historic homes with caribbean charm to modern condominiums and urban apartments. whether you’re a business professional seeking convenience, a history enthusiast looking for character-rich properties, or a lifestyle-oriented buyer, george town has something to offer.
West Bay
area facts and r ea L e state in West Bay
West Bay is a cherished community where dive culture and a burgeoning café scene come together to create a distinct and dynamic neighborhood.
Recent years have seen the emergence of a thriving café culture in West Bay. Local cafés have gained popularity among residents and visitors, offering a diverse range of culinary experiences. From traditional Cayman flavors to international cuisine, the café scene adds a new dimension to the neighborhood’s vibrant and eclectic spirit.
Within West Bay, Barkers national Park offers a natural escape for both residents and visitors. The park features rustic beaches, lush mangroves and serene wetlands, providing a unique opportunity to connect with nature and partake in a variety of outdoor activities.
Located south of West Bay, you’ll find neighborhoods such as Governor’s Harbour, Snug Harbour, Canal Point and Crystal Harbour which offer the convenience of being close to Seven Mile Beach and the bustling Camana Bay. Developments within these neighborhoods offer exquisite modern living and are a boating enthusiast’s dream. They offer waterfront homes and condominiums directly on the north Sound, allowing residents to embrace the coastal lifestyle and enjoy the beauty of the water right outside their doorstep.
west Bay is predominantly residential, making it an ideal place to call home. the area provides a wide range of housing options, including small family homes, luxurious estates and modern condominiums.
s outh s ound
area facts and r ea L e state in south sound
South Sound, a coastal paradise located on the southwestern tip of Grand Cayman, is a place of unrivalled natural beauty, where the seascape captures you with its serene charm.
Situated a mere three miles from George Town, South Sound is characterized by waterfront estates that define the essence of understated luxury.
South Sound offers a picturesque blend of natural beauty, luxury and exclusivity. This sought-after coastal neighborhood is a haven for those who appreciate the finer things in life. The sea, with its ever-inviting allure, serves as the backdrop to everyday life in South Sound.
South Sound also boasts Cayman’s rugby and tennis clubs that complement the luxury lifestyle. Residents have access to top-tier facilities ensuring that every day is an opportunity for recreation.
The ease of access to this enclave is harmoniously matched by the elegance and exclusivity that define the lifestyle here, making South Sound a true gem in the Cayman Islands.
South Sound is a coastal paradise where the water always shimmers with an inviting allure and luxury is a way of life. The neighborhood is not just about property; it’s about a lifestyle that embraces the best that the Cayman Islands have to offer.
the neighborhood offers a range of properties, all of which share the common thread of luxury. whether you’re seeking a waterfront estate with unobstructed sea views, a contemporary condominium in a luxury development, or a home in a tranquil inland setting, South Sound has it all.
r u M Point and c ay M an k ai
area facts and r ea L e state in r u M Point and c ay M an k ai
Welcome to the enchanting neighborhoods of Rum Point and Cayman Kai. A unique and captivating area offering a harmonious blend of natural beauty and modern comfort.
nestled on Cayman’s north Side, it’s a pragmatic location that embraces its serene location on the quieter side of the island. Commuters here rise with the sun and return to the area for afternoon excursions to secluded beaches and hidden lookout points, highlighting the appreciation for the stunning and tranquil surroundings.
Displays of wealth converge in the neighboring areas of Rum Point and Cayman kai, beloved stretches of beach on this north peninsula. Home to Cayman’s favorite beach bar, kaibo, Cayman kai also boasts some of the island’s most luxurious properties. Meanwhile, Rum Point is renowned for its famous beach and the infamous mudslide, offering a lively beachside experience.
In this neighborhood, a number of luxury condos are emerging alongside established vacation homes, catering to those who appreciate the finer things in life. But if you can shift your gaze away from the glitterati, you’ll be richly rewarded with some of Cayman’s most stunning marine experiences, from Starfish Point to Bioluminescent Bay.
the real estate market of cayman kai and rum Point is evolving, with an increasing number of luxury condos complementing the existing vacation homes. this area is an attractive option for those who seek upscale living with easy access to the area’s natural beauty. the serene and secluded atmosphere of the north Side of the island provides a perfect backdrop for luxurious and tranquil living.
e ast e nd and north side
area facts and r ea L e state in e ast e nd and north side
Welcome to the promising and burgeoning districts of East End and North Side, Grand Cayman, where investment opportunities abound. These up-and-coming neighborhoods offer a unique combination of farming and residential areas and are poised to become Cayman’s next investment destination.
East End and north Side provide a blend of wide open spaces and proximity to natural treasures such as the queen Elizabeth Botanical Park and the Blue Iguana Sanctuary. They provide not only stunning outdoor experiences but also opportunities for education and conservation, contributing to the area’s unique charm.
East End is known for its superb diving and incredible snorkelling and offers fantastic and equally impressive cuisine. These districts are not only home to a newly built school but also boast the acclaimed Health City, Shetty Hospital, in close proximity. With new developments on the horizon, the real estate market in East End and north Side is on the cusp of growth, promising a bright future for these vibrant communities.
east end offers a range of real estate options. From charming cottages to modern homes, there’s something to suit every taste. with the acclaimed health city, Shetty hospital in the vicinity, and a newly built school, east end provides an ideal living environment for families and individuals seeking tranquillity and natural beauty.
north Side offers a unique combination of farming and residential areas. the real estate market here is evolving, presenting opportunities for those who appreciate wide open spaces and the promise of future growth. investors are increasingly drawn to this area.
s aVannah and Bodden t o W n
area facts and r ea L e state in s a V annah and Bodden t o W n
Savannah and Bodden Town are two areas that embody the harmonious fusion of modernity and heritage. These are places where families find their haven, surrounded by a welcoming community and the convenience of everyday amenities.
Savannah proudly showcases a rich tapestry of history, with prominent landmarks such as Pedro’s Castle and the Agricultural Grounds. Simultaneously, it provides a vibrant center for both shopping and communal gatherings via Countryside Shopping Village.
Just a short drive from Savannah, you’ll discover Bodden Town, known for its historical significance as the island’s first capital and a beloved destination among locals. Here, restored cultural heritage sites depicting Bodden Town’s original inhabitants coexist with barber shops and local bars, bringing authenticity to a tropical paradise.
in Savannah, the real estate market features a blend of properties, from modern homes in newly developed areas to oceanfront estates perched along the iron shore. the neighborhood caters to those who seek affordability without compromising on quality. Savannah’s real estate options have attracted young families looking for spacious and affordable homes that can accommodate their growing needs.
Bodden Town offers a unique real estate landscape that reflects the neighborhood’s character and charm. Here, you can find properties that provide a connection to the island’s history, as well as more contemporary options. the neighborhood’s guest houses and holiday accommodations add to the appeal, making it an attractive option for those seeking a taste of caribbean authenticity during their visits.
r ed Bay and Pros P ect
area facts and r ea L e state in r ed Bay and Pros P ect
Welcome to the dynamic residential communities of Red Bay and Prospect, nestled directly east of the capital city of George Town on Grand Cayman. These intertwined neighborhoods stretch from the North Sound to the southern coast, offering a suburban vibe that is highly sought after by new homeowners and longtime residents.
Red Bay and Prospect represent one of the fastest-growing areas on the island, thanks to their proximity to George Town and the array of housing options available. From classic townhouses to canal-front dwellings, homes in Red Bay and Prospect come in various sizes and architectural styles, providing a diverse range of rental and sales options. The Shoppes at Grand Harbour, a commercial complex on the western edge of Red Bay, further enhances the area’s appeal with its mix of amenities, eateries and services. Additionally, Red Bay is home to the prestigious Cayman Islands Sailing Club, adding to the neighborhood’s recreational and community offerings.
As one of the fastest-growing areas on Grand Cayman, Red Bay and Prospect continue to be attractive destinations for those who seek a suburban vibe, convenience and a dynamic community. The presence of the prestigious Cayman Islands Sailing Club adds to the vibrant atmosphere of Red Bay, providing residents with exciting recreational opportunities.
red Bay and Prospect are dynamic and thriving residential communities that enjoy a convenient location near the capital city of george town. this proximity has made them a popular choice among both new homeowners and long-standing residents, and the area is experiencing rapid growth as a result.
c ay M an Brac and Litt L e c ay M an
area facts and r ea L e state in c ay M an Brac and Litt L e c ay M an
Welcome to the tranquil islands of Cayman Brac and Little Cayman, where size may be modest but the benefits are boundless. These islands are captivating and offer enticing lifestyles and unique experiences to residents and visitors alike.
Cayman Brac, located about 90 miles northeast of Grand Cayman, is celebrated for its untouched beauty and is a beautiful destination for both relaxing and adventure. With exceptional dive sites, a 141-foot limestone bluff for rock climbing, abseiling and caving, The Brac does not disappoint. Overall, the island offers a laid-back and authentic Caribbean lifestyle, with property prices that provide exceptional value, making it an attractive destination for those looking to live in a priceless paradise.
Little Cayman, the smallest of the three Cayman Islands with approximately 200 residents, offers a quiet and unhurried pace of life with a close-knit and welcoming community. It’s a space where vacationers can scuba dive, bird watch or simply unwind.
Properties up to CI$550,000 (developed homes) or CI$250,000 (raw land) are exempt from stamp duty, making a first home or land purchase significantly more affordable.
the property market in cayman Brac is characterized by its exceptional value for money. residents and investors can find a range of properties, from modest homes to waterfront estates. The island’s serene atmosphere, combined with its world-class adventure offerings, makes it an attractive destination for those seeking an authentic caribbean experience.
Little Cayman’s real estate market reflects the island’s small but vibrant community. Properties on the island cater to those who appreciate the unhurried and tranquil pace of life. the appeal of little cayman lies in its stunning natural beauty, world-famous dive sites, and the opportunity to be part of a close-knit island community.
co NN ecti NG P eo PL e throu G h tech N o L o G y
Real estate can be wild, so why not enjoy the ride?
We use our proprietary technology platform to inspire human connection, ease the transaction process and support our clients every step of the way. We use the data we capture and the people we reach to sell your home efficiently and for top dollar.
What makes Polar Bear great is our awesome and talented team that loves what they do. We have
a fun, hard working and personable group of professionals from all over the
world dedicated to WOWing you, our customers.
This means we do the simple things like respecting your time and your home, educating you about your AC, doing great quality work and going the extra mile to provide you with Cool, Clean and Crisp Air! As a family owned and operated business we’ve had great success for over 35 years and we’re looking forward to serving you in the near future.
Wherever you live in the Cayman Islands, you can always count on Polar Bear Air Conditioning to provide fast, friendly air conditioning service to help you and your family beat the heat. no job is too big or too small for our certified, licensed technicians, who tackle every task with enthusiasm and the utmost attention to detail.
no matter what your AC challenge might be, our air conditioning company offers the best solution on the following services:
• AC Installation
• AC Repair
• AC Maintenance
• Energy Efficient Air Conditioners
• Indoor Air Quality
We’re a one-stop shop for all things air con, so if you want to buy AC unit accessories or get a fair quote on an AC system, we’re here to help. We know you have many choices when it comes to air conditioning service providers, but we strive to be the best by providing the widest variety of services and treating each and every customer like a member of our family.
Fast, Efficient, and Reliable Repairs
When your AC system falters, you need a swift and reliable solution. Polar Bear Air Conditioning specializes in quick, efficient repairs, ensuring that your system is back in top shape with minimal disruption to your day. Our technicians are trained to diagnose and fix a wide range of issues, from simple filter replacements to more complex repairs.
Offering 24/7 Customer Support
Over the years, we’ve built a reputation as a reliable and trustworthy AC company in the Cayman Islands. Our growing list of satisfied customers is a testament to our commitment to excellence and customer satisfaction.
From west Bay to east end, Polar Bear is the air conditioning company to turn to when there’s something standing in the way of your comfort. give us a call today on +1.345.640.2563.
Collaborative Culture
your agent isn’t going it alone. We take care of our agents, so they can take care of you. your personal, local guide is backed by a global team of experts. A whole team in your corner. One for all and all for one.
Service-First Approach
never wait, never wonder. Our boutique approach promises concierge-level service from beginning to end, from listing to closing. And we don’t stop there. In fact, we’ve only just begun. no matter where you’re going, we can take you there.
Marketing Strategy
Using a custom-tailored approach, our in-house team of designers, copywriters and digital strategists ensure each listing stands apart from the crowd. They weave compelling stories, visually and stylistically, to make a property a work of art.
Public Relations Reach
Our in-house team makes the headlines black, white and red all over. They leverage our reputation in the media to position The Agency prominently in international and local media. Recipients of numerous PR awards, they consistently garner our agents and listings impressive editorial placements in prominent news publications.
Social Media Prominence
Being one of the world’s most-followed residential brokerages certainly has its perks. Our agents leverage our strategy to promote their properties and engage with buyers worldwide. It’s a small world after all.
Growth Strategy
quality over quantity always. We choose our agents and partners carefully. We seek out like-minded rebels and collaborators, choosing character and culture over suits and ties.
Pre- L aunch
This one-to-two-week phase will focus on defining the target market for the property and preparing marketing materials and campaign elements for launch. During this phase, The Agency will collectively identify qualified, potential buyers through existing contacts and proprietary databases of qualified ultra-high-net-worth individuals.
• Coordinate listing photography.
• Produce property video.
• Produce a 3D walkthrough.
• Prepare REALM advertising.
• Provide curation for stage, artwork, floral arrangements and other scene-setting elements.
• Prepare exceptional listing copy to be leveraged across all marketing channels.
• Design marketing collateral for on-site distribution to qualified prospects and clients.
• Offer exclusive, pre-launch property tours to qualified individuals.
• Announce at The Agency’s Sales Meeting, broadcasted to over 2,000+ agents.
• Devise an email campaign that builds momentum, excitement and lead generation for the property.
• Create a social media strategy for promoting the listing across social channels.
• Create paid media campaigns across the Google network.
• Submit your property to be showcased across The Agency Corporate social media accounts, as part their bespoke property selection.
Launch - Phase o ne
• Launch listing on the MLS.
• Post on AgencyConnect internal database and communications platform reaching all agents at The Agency.
• Upload property video to The Agency Cayman Islands youTube channel.
• Make direct contact with clients and brokers to notify them of the offering.
• Deploy a series of targeted “Just Listed” eBlasts which include brokers, active clients and trusted referral networks.
Launch - Print and d i G ita L
• Listing sheet takeaway with property details and information.
• Video campaign featuring property footage.
• Social media-specific posts and videos.
Launch - eBL ast c a MP ai G n
A series of dedicated emails will be created to launch the offering to The Agency team’s contacts and qualified buyers. Emails will be sent out once every two weeks to provide a consistent cadence with buyers.
s ocia L Media c a MP ai G n
Promoting properties on social media has never been more important than it is today to aid in the process of general awareness and sales.
A dedicated suite of organic social media content will be produced to highlight the offering. Content can then be leveraged across the below channels:
t he Agency re : (449,000+ ig FO ll O wer S)
t he Agency re cAy MA n iS l A n DS : (3,600+ ig FO ll O wer S)
t he aG ency’s s ocia L f o LL o W in G
The Agency’s Instagram account (@theAgencyre) is one of the world’s mostfollowed residential brokerages on social media.
Many of our 449,000+ followers are verified, high-profile clientele and include c-suite executives, athletes, celebrities and influencers.
