BusinessWeekMindanao (July 1-3, 2022)

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Volume XIII, No. 25 AS OF 6:00 PM AUG 3, 2022 (WED)

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Briefly Strict mining rules

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DAVAO City – Davao Oriental Governor Corazon Malanyaon has urged local government units (LGUs) Thursday to strictly enforce regulations in all mining activities in the province. In a statement, Malanyaon asser ted the provincial gover nment’s authority as an independent LGU over the mining operations in the province. In a meeting with the Mines and Geosciences Bureau (MGB) Wednesday, the governor examined the inventory of all existing mining tenements in the province and the status of mining operations and permits granted by the MGB.

M

O N T E V I S TA , Davao de Oro – The decision of President Ferdinand Marcos Jr. to veto the bill seeking to expand the franchise of the Aboitiz-owned Davao Light and Power Company (DLPC) over area covered by the franchise of Northern Davao Electric Cooperative (Nordeco) is well-informed and well-researched.

Davao coffee DAVAO CITY – The World of Coffee (WOC) convention at the Milano Convention Center in Milan, Italy, has provided a venue for the Philippine coffee producers to shine internationally. Jeannelle Ellson, marketing specialist of the Philippine Coffee Advancement and Far m Enterprise (PhilCAFE) project, said Philippine coffee— e s p e c i a l l y t h e R o bu s t a variety—received positive feedback during the June 2325 gathering. “We promoted Robusta there, although we brought various coffee varieties to the convention.

Italy is known as espressobased when it comes to coffee, but they admire the taste of our coffee and have set a good impression on it,” Ellson said in an interview Wednesday.

Tribal village opens DAVAO City – The renovation of the Kadayawan Tribal Village in Magsaysay Park here has been fasttracked for its scheduled opening on August 5. One of the highlights of the 37th Kadayawan sa Dabaw Festival next month, the tribal village was built to showcase the rich culture and heritage of the city's 11 tribes. Councilor Al Ryan Alejandre, the Kadayawan Execom spokesperson, said the Kadayawan Tribal Village is “a way of educating the people about the way of living of the tribes living in the city of Davao.”

COLLAPSED ROAD. Personnel from the First Engineerng District of the Department of Public Works and Highways (DPWH) inspect Monday morning (August 1, 2022) the collapsed portion of the Iligan-Bukidnon Road in Sitio Lacub in Barangay Rogongon, Iligan City. Sustained heavy rains for two days caused the road to collapse, rendering the highway impassable. DPWH advises motorists plying the Iligan-Talakag (in Bukidnon) route and vice versa to take the road via Cagayan de Oro City instead. (Photo courtesy of DPWH 1st Engineering District)

Lawyer Jeneene DopayColingan, executive director and general manager of Philippine Rural Electric Cooperatives Association ( Ph i l re c a ) , i ssu e d t h i s statement during a press conference here to laud the President’s decision to veto House Bill 10554.

She said the President’s decision to veto the bill HAIL/PAGE 7

BOC-10 vows more crackdowns versus smuggled goods THE Bureau of Customs-10 (BOC-10) and agriculture officials vowed to continue to crackdown on imported goods that enter the local p or t s w i t h o u t pr o p e r documentation, customs duty and tariffs, an official said Monday.

Oliver Valiente, chief of BOC Customs Intelligence and Investigation Service

(CIIS) in Northern Mindanao, made the assurance following a series of operations last month that resulted in the confiscation of agricultural products flagged by authorities for being wrongfully declared. “We don’t know why they (smugglers) keep on doing it. But, for our part, we have intensified our GOODS/PAGE 7

IMPASSABLE. A motorcycle driver gets assist in pushing his vehicle through a muddy portion of the road in sitio Damitan in Brgy. Dalwangan, Malaybalay City on Wednesday as heavy rains made this area impassable to vehicles. MindaNews photo by H. MARCOS C. MORDENO

Heart attack, animal bites top CDO health cases in 2021 THE CAGAYAN de Oro City Health Office (CHO) on Monday said heart attacks and animal bites were the two most recorded health cases in 2021 here.

Dr. Rachel Dilla, head of the CHO, said heart attack was the top cause of mortality with an average case of 202.23 last year, and 127.58 deaths in a five-year average from

2016 to 2020. “This means that there are 28 deaths weekly because of heart attack,” Dilla said in a media briefing here. Deaths related to Covid-19 ranked second on the data in 2021, with 172.53. Hypertension or high blood strokes would rank third in 2021 with 132.3 average cases. As to morbidity, or health cases that

did not result in death, animal bites topped the category with 1,360 on average in 2021, or 362.82 on average from 2016 to 2020. “The city had spent PHP7 million (in the previous year) for the purchase of anti-rabies vaccines, and were able to treat around 10,000 bites,” Dilla said. She reminded the public to be

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Heart attack, animal bites top CDO health cases in 2021

THE CAGAYAN de Oro City Health Office (CHO) on Monday said heart attacks and animal bites were the two most recorded health cases in 2021 here. Dr. Rachel Dilla, head of the CHO, said heart attack was the top cause of mortality with an average case of 202.23 last year, and 127.58 deaths in a five-year average from 2016 to 2020.

“This means that there are 2 8 d e at hs we ek ly because of heart attack,” Dilla said in a media briefing here. Deaths related to C ovid-19 ranked second on the data in 2021, with 172.53. Hypertension or high blood strokes would rank third in 2021 with 132.3 average cases. As to morbidity, or health cases that did not result in death,

animal bites topped the category with 1,360 on average in 2021, or 362.82 on average from 2016 to 2020. “The city had spent PHP7 million (in the previous year) for the purchase of antirabies vaccines, and

were able to treat around 1 0 , 0 0 0 b i t e s ,” D i l l a s a i d . S h e r e m i n d e d the public to be more responsible owners as she observed that some l aw s a n d o r d i n a n c e s referring to the owner's accountability

p ar t i c u l ar l y on s t r ay dogs were seldom o b s e r v e d . N e x t to animal bites, hypertension came in second with 282 average cases in 2021, and 363 in the five-year average.

(PNA)

Challenges of digital learning ACROSS the globe, both teachers and students have been making adjustments in teaching and learning designs due to the health crisis for the past two years. More than just a pandemic, it has resulted in an educational crisis for many countries in the world including the Philippines.

Internet access is exceptionally low for the 9.4 million people who live at the last mile. Only 9.5 percent

By JOAN P. OHAY Teacher III Gusa Regional Science High School – X

of Filipinos in the last mile areas i.e. living more than two kilometers from a major road network live within the serviceable scope of cell towers.

Considering the limitiation on connectivity, the diea of distance learning modalities which involve technology and Internet connection came up as an option for online learning in the country. According to a study in 2021, access to the Internet is a major

challenge among teachers across the Philippines amid the pandemic.

President Marcos has ordered the DICT to work on providing connectivity, good connectivity with reasonable cost especially in the remote areas where our primary telcos could not go there. The President wants to improve the connectivity in the country so that more opportunities can be given to digital education.

DA-DPWH road project benefits coconut, banana farmers in DavOr

C

OCONUT and banana farmers in a village in Mati City, Davao Oriental now benefit from a recently-completed farm-tomarket road (FMR) project constr ucte d under the convergence program of the Department of Public Works and Highways (DPWH) and the Department of Agriculture (DA).

DPWH Regional Office 11 Director Rey Peter B. Gille, citing a report from DPWH Davao Oriental 2nd District Engineering Office, said the project is a concrete road that facilitates better access to the farmlands as well as to the markets.

“In the amount of P12.9 million, we have

constructed a two-lane paved road stretching 749 meters for t he benefit of our coconut and banana farmers in the area who have long endured the difficulty of having their products reach the market due to poor condition of roads,” Gille said in a statement on Sunday.

The construction of the FMR in Barangay Don Martin Marundan started in mid-2021.

(PR)

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region Cagayan de Oro City

OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2022-1132 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by HOME DEVELOPMENT MUTUAL FUND (PAG-IBIG FUND), as mortgagee JULIE ANN G. TAGALOGON, as mortgagor, to which the indebtedness as March 16, 2022, amounted to SIX HUNDRED TEN THOUSAND EIGHT HUNDRED SIXTY TWO PESOS & 51/100 (P 610,862.51), inclusive of interest and penalty charges, attorney’s fees and expenses of foreclosure, the undersigned will SELL TO PUBLIC Auction on SEPTEMBER 6, 2022 at 10:00 o’clock in the morning at the entrance door Regional Trial Court Branch-23, Goldbridge Bldg., Mastersons-Macapagal, Upper Carmen, Cagayan de Oro City, to the highest bidder for cash or manager’s checks and in Philippine Currency, the following described properties, to wit; TRANSFER CERTIFICATE TITLE NO. 137-2012000378 A PARCEL OF LAND (Lot 12, Block 15, Psd-10-053352, being a portion of 3891-P-2, Psd10-050786). Situated in the Barangay Canitoan, City of Cagayan de Oro, Island of Mindanao.

Containing an area of ONE HUNDRED SIX (106) sq. meters more or less.

All sealed bid must be submitted to the undersigned on the aboved-stated date, time and place.

In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication.

Prospective buyers/bidders may investigate for themselves the title herein above-described and encumbrances thereon, if any there be.

Done this July 18, 2022 in the City of Cagayan de Oro, Philippines.

(SGD) RICO A. REMALIG Sheriff IV

BWM: July 25, Aug. 1,8, 2022

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CDO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947

DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631

CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491

LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739

CORRALES BRANCH Corrales Ave., Cagayan de Oro City

CARMEN BRANCH Vamenta Blvd.,Cagayan de Oro City Tel. # (088) 231-2011

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3

Banking & finance

Increased QR Ph adoption to boost digital payments

T

HE BANGKO SENTRAL ng Pilipinas (BSP) expects the increasing adoption of the national Quick Response (QR) Code Standard or QR Ph Person-to-Merchant (P2M) payment facility to boost consumers’ access to safe and efficient digital transactions.

Latest data from the BSP showed that the QR Ph P2M facility can now be used in 473,000 merchant locations across the country as of April.

This is almost double the 243,000 merchant locations in the previous

month.

“The use of QR Ph P2M is convenient and cost-effective since it does not require expensive point of sale or data capture terminals to facilitate digital payments for individuals and

businesses,” BSP Deputy G over nor Mamer to E. Tangonan said in a statement.

QR Ph, which runs through the InstaPay rail, has helped contribute to the country’s progress towards reaching the BSP’s financial inclusion goals.

In 2019, the central bank initially launched QR Ph for person-toperson or P2P payments, catering primarily to

BSP eyes July inflation at 5.6% to 6.4% SUSTAINED rise in food prices and transport fares, among others, are seen to push the domestic rate of price increases this month to a range of 5.6 percent to 6.4 percent.

In a statement Friday night, the Bangko Sentral ng Pilipinas (BSP) said the depreciation of the peso, which is currently trading at the 55-level against the US dollar, is also among the factors seen to further accelerate the inflation rate.

“Me a nw h i l e , l o w e r oil prices, reduction in electricity rates in Meralcoserviced areas, and lower pork prices are likely to temper in part said price pressures,” it said.

The BSP added that close

monitoring of emerging price developments would be done “to enable timely inter vent ion to ar rest e m e rge n c e of f u r t h e r s e c ond - rou nd e f fe c t s , c ons i s te nt w it h B SP’s mand ate of pr ice and financial stability.”

The inflation rate in the country continues to post a faster rate after breaching the government’s 2 percent to 4 percent target band in April when it jumped to 4.9 percent.

In June, it rose to 6.1 p e rc e nt , br i ng i ng t h e average in the first half of the year to 4.4 percent.

The central bank projects inflation to average at 5 percent this year, above the target range due mainly

to higher oil prices in the international market and the impact of supply const rai nts of s e vera l commodities. (PNA)

Mathematics emphasizes logical reasoning and mental rigor and is an efficient approach to develop mental discipline. Furthermore, grasping the topics of other educational courses such as science, social studies, and even music and art requires a strong comprehension of Mathematics.

D u e to it s ab st r a c t and cumulative nature, Mathematics poses certain inherent challenges. These challenges are reflected in the submitted answer sheets of students who choose the printed modular distance learning modality in this time of heath crisis, which are frequently left blank or unanswered.

Learners are able to do things if they have someone who cares about them and believes in their capabilities.

Being a teacher entails more than simply impar ting knowledge. The teacher's inner passion, which they can see, is very important.

And this is an important part of establishing confidence and trust in what they can accomplish. Giving them the opportunity to practice doing things according to their own ideas is extremely beneficial to everyone's development.

Furthermore, giving them

in the QR Ph P2P and P2M facilities, respectively. “ The BSP shall continue to engage the payments industry and relevant stakeholders to ensure the quality and responsiveness of digital payment services in the new normal. We ultimately want Filipinos to reap the benefits of a stronger and more inclusive Philippine economy,” Mr. Tangonan said.

The BSP targets to have 50% of the volume and value of retail transactions in the country done online by 2023. It also wants 70% of Filipino adults to have accounts with financial institutions by the same year.

The share of digital payments in the total volume of retail transactions in the country rose to 30.3% in 2021 from 20.1% a year earlier, according to latest data from the BSP. Meanwhile, the value of payments done online represented 44.1% of total retail transactions last year, higher than the 26.8% share in 2020.

Merchant payments, peer-to-peer remittances and business transactions of salaries and wages to employees, all of which are high frequency and low value, were the key contributors to the growth in electronic transactions.

Rising income to boost food, groceries delivery in PH Food and groceries delivery is expected to grow further even if movement restrictions have b e en eased as disposable income and urbanization in the Philippines are projected to sustain their expansion.

In a report dated July 28, Fitch Solutions Country Risk and Industry Research said delivery services, particularly for basic necessities, grew exponentially during the pandemic after government

TEACHING MATHEMATICS IN THE NEW NORMAL By: ALEX R. DELA VEGA frequent feedback allows them to take the lead in developing a step-by-step procedure for improving their skills and capabilities on their own. Slowly, but steadily, you are developing a self-sufficient learner.

As facilitators of learning, teachers must take various steps in achie ving the master y of the learners towards the subject. Teachers must bridge this gap so that students may not feel lost and uncertain. Teachers must give opportunities to students to be actively engaged every step of the way in the learning process.

During this new normal, the fact that only their parents and elders are now acting as teachers causes concern. Due to the circumstances, the concerns about finding solutions for low-performing students appear to be increasingly difficult to address.

With that, the Simplified Activities for Individualized Learning in Mathematics) is a guided practice activities that aims to uplift Mathematics competencies among Grade 7 learners of the school was conceptualized. This i nte r ve nt i on promote s academic ease among learners who fall short towards the

payments and remittances in the informal sector.

The P2M use case for QR Ph was launched in October 2021, enabling interoperable digital payments between customers and merchants even if they maintain accounts with different financial service providers. The BSP said in the future, this can also be used for paying bills.

Un d e r t h e B S P Circular No. 1055, the central bank required all participating payment ser vice providers to adopt QR Ph for interoperability.

As of April, there were 28 and 17 financial institutions participating

master y of the lessons in Mathematics wherein learners were exposed to simplified activity sheets in learning their lessons.

The current educational landscape entails not just a profound service delivery among learning facilitators and teachers alike, but also to ensure that the teaching-learning process has significantly changed and impacted the lives of the learners as a whole.

Finally, what is more noteworthy in this undertaking is that the learners have been provided with a laidback mechanism through the simplified and guided activities given in order to ensure that they are able to have a significant grasp of the subject matter and be able to apply these learnings within the context of their daily lives, a clearer bearing of relevant and quality education. Hence, not only was academic ease been practiced, but also in a more realistic and practical way, students have been able to fully comprehend the usefulness of the subject to their daily life, inculcate its values, and in a broader sense of reality, be able to appreciate Mathematics.

lockdowns to address the spread of the coronavirus disease 2019 (Covid-19).

This made retailers adopt deliver y options among their offerings to remain competitive, it said.

“We believe that these dynamics have been key to the development of the sector in Asia, without which, would have taken far longer to develop,” it added.

The report said food and grocery delivery service providers continue to enhance their services and transport network –a major factor that prevented the strong expansion of electronic commerce (e-commerce) pre-pandemic.

“Post-Covid, industry players have continued to refine their offerings, while the number of first-time users will continue to use the service, as they acknowledge

its convenience and delivery service will become more efficient and user-friendly,” it said.

The report said the rise of disposable household income in the country is a plus to the growth of food and groceries delivery.

It fore c asts average household disposable income to grow by 9.3 percent yearon-year to around P413,900 this year and at an average of about 8.4 percent annually from 2022-2026 to around P567,900.

While inflation continues to rise and is forecast to average at about 5.6 percent this year, it added, the growth of disposable income is expected to outpace this.

“This means consumers in the Philippines will see their disposable incomes increasing in real terms. We

Education and Modern Technologies, their Positive and Negative Impact

By: LOUIELYN The 21st century is seen as a technological era as well. In our lives nowadays, technology is incredibly important. It is regarded as the cornerstone of an economy's expansion. In the current environment, a technologically backward economy will never advance. This is due to the fact that technology has made our tasks considerably simpler and faster.

There is evidence of technology's influence in every conceivable subject. Education is one such area.

Based on the most recent viewpoints on how exactly current students today choose to use technology and how their learning is affected whether they use it, it has been discovered that with the use of modern equipment technology and software, the learning and interactivity of students is expanding. They frequently find it to be lot more engaging and full of fascinating topics when assisted by technology. Transferring information is quick, easy, and very simple. This indicates that, when new technology is utilized, our minds seem to function more

P. TAMAYO effectively in any area of life, including schooling.

These days, it is impossible to resist being dependent on innovations like these that make life easier and more convenient, even in schools, universities, and colleges. Students of today will use technology in the following ways: Internet connection and constant contact Over the past ten years, the usefulness of the internet has multiplied many times over.

Its significance in the sphere of education cannot be questioned at this point. When you take into account the risks of fraud and the drawbacks, using the internet is like giving a gift to students.

Today, practically everything we use has access to the internet.

Nearly all of our devices, including our phones, game consoles, and televisions, have access to the internet. Students can find a lot of comfort using the internet, and they can also find tutorials, support materials, and other resources that can be used to enhance and improve their academic learning.

believe that real growth in income levels of Filipino consumers compliments the retail formalization trend in the Philippines, as consumers gain more access to modern MGR (mass grocery retail) as their propensity to spend rises,” it said.

Also, urbanization is expected to further increase the market for delivery services and e-commerce.

The report forecasts that around 50.9 percent of Filipinos would be living in urban areas by 2030, higher compared to the around 48 percent this year.

It said urban areas have the factors that will boost food and grocery services – large number of households with higher disposable income, developed logistics, and people with technical skills and hardware to access e-commerce platforms. The report cited Filipinos’ rising preference for healthier food options, especially those from the middle to high income segments.

“These households are likely to be more conscious of the health benefits of their food choices and have greater bandwidth when considering their dietary choices as they trade up price points for premium and healthier food options,” it said.

Citing latest available data, the report said fresh and preserved fruits and dairy, which are forecast to grow by 8.6 percent and 8.3 percent in the medium term, respectively, are the two fastest growing categories under the food index.

It said importation value of fresh fruits and nuts has risen to around $736.9 million in 2021 from around $27.3 million in 2002.

“These two categories underpin our view that Filipino consumers are increasingly spending more on healthier foods,” it added. (PNA)

4

Opinion

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HINTS AND TRACES

“Jesus made t he disciples get into a b o at a nd pre c e d e him to the other side of the sea, while he dismissed the crowds.

After doing so, he went up on the mountain by himself to pray.

When it was evening he was there alone.”

(Mt 14,22-23) As can be clearly seen in this gospel passage, even Christ had need to pray. As God, we can say that he had no need to pray.

As man, of course, he had to. But Christ is one divine person.

When he prayed, we have to understand that he prayed both as God and man.

This consideration can only mean that prayer is an essential a nd i nd ispens able element in God and man who has been created in God’s image

AMONG the vital infrastructures that precede the growth momentum of advanced economies are roads, bridges, and railways.

Movement of goods, mobility of people, and the speed and ease of transport are essential JHAN TIAFAU HURST in achieving their dequality products and services; velopment goals.

During the frontier or you may be a teacher, carpenter, doctor, musician, era of America othersalesman, or one of many wise known as the wild other professions. You are filling an important place wild west, the pioneers in your community by being rely mainly on horseyour best at what you do, and drawn carriages. Calimaking the lives of others fornia was famous not better through your skillful only for the gold rush service to them.

This leads us to rule but also for the fertilnumber two for success: ity of the soil fit for “Do for others what you want others to do for you.” agriculture.

When the various This famous Golden Rule is a principle that works to states became united produce the life you want the eastern hemiand need. It is when you treat others the way you want to sphere would source be treated that you find real food items from other success—both in your career states. Given the dis-

tance and terrain, the final solution was to build railways not only for passengers but for cargoes. As an aside, Chinese labor was used to construct railways during those frontier times in America. That account for the many China town in the USA. Fast forward, railways became an important transport infrastructure as nations started to recover from the ruins of World War II. The more familiar to us is the Amtrak of USA and then the bullet train of Japan.

When China began to reform its economy in 1978, among the vital investments were railways given the size of the land area and its population. The reforms drew inves-

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO Editor-in-Chief

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Successful Business Plan (Part 1) Think a minute . . . Do you know the secret to a successful business? Even if you do not own your own business, these principles work in both your professional and personal life.

Following these priorities will guide you to success in this business called life.

Rule numb er one is actually a well-known phrase in the business world: “Find a need and fill it.” You find success and happiness as you help others find it by meeting their needs. But you can’t give what you don’t possess. That is why you need to learn what you enjoy and are skilled at doing. A wise man observed: “A person rarely succeeds at anything unless he enjoys doing it.”

Henr y Ford b e c ame s u c c e s s f u l b e c au s e h e developed a car that was affordable for ordinary people and not just the rich. Ford understood that “If a need persists, the answer exists.”

The more people whose needs your business serves, the more successful your business becomes.

You may own a local business which serves your community’s needs with

THINK A MINUTE

PLAN/PAGE 7

MON-WED|AUGUST 1-3, 2022

Even Christ needed to pray and likeness. We need to realize that prayer is an essential and indispensable element in our life. Without pr aye r, we wou ld actually violate our humanity.

We n e e d t o understand that we need prayer more than we need air or water or food. Prayer is what connects us and likens us to God. Prayer is what makes our life a life with God as it should be. We should, therefore, cultivate a life of prayer, making prayer like an instinct, such that whatever we are doing, whatever situation we may be in, we should be praying.

To be sure, prayer can be done anytime, any where. Pray ing is not simply a mat ter of recit i ng some vocal prayers or participating in liturgical prayers. It is not only a matter of m e d it a t i n g on some truths of our faith. All of these are ver y impor tant, of course, and highly recommended. They are the basics to learn

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if we wish to develop a working life of prayer.

The ultimate prayer is when our ver y consciousness a lways has God in Christ through the Holy Spirit as its core.

This may be described a s contemplat ive pr ayer wh ich w i l l have its def init ive state in heaven when we see God face to face and when our identif ication with him becomes perfect.

This is when we will h ave t h e b e a t i f i c vision.

We h a v e t o understand that it’s when we pray, that is, when we truly pray and not just going through the motions of praying, that we would be engaging ourselves with the most important person in our life, God himself.

He is absolutely our everything, without whom nothing and no one has a ny importance.

It’s when we pray that we manage to relate who we are, what we have, what we do, etc. to our ultimate

Railways

tors from the US and Europe propelling a dizzying pace of growth that averaged nearly 10 percent a year. As a consequence, more than 800 million people have been lifted out of poverty.

The railway system contributed immensely to the movement of people and goods. Today, China may have exceeded 20,000 kilometers of railway system using high-speed trains and the maglev generation of trains just like those of Japan.

The high-speed trains made Amtrak jurassic.

Closer to home, the Duterte administration under its “Build, Build, Build” program had put a premium on the country’s railway projects including LRTs

end which, to be sure, is not something only natura l but is a lso supernatural. Nothing therefore can riva l t he i mpor ta nce of prayer. In other words, prayer is irreplaceable, unsubstitutable, i nd ispensable. It ’s never optional, though it has to be done freely if we want our prayer to be real prayer.

T he absolutely important thing that ma kes prayer rea l prayer is when we manage to give a ll our mind and heart to God in whatever thing we do or in whatever situation we may find ourselves in. That’s why St. Pau l once said, “Pray without ceasing.” (1 Thes 5,17) That’s simply because our whole life has to be a prayer, si nce it is meant to be in constant and intimate relationship with God. So, even our work and all our earthly concerns can be made into prayer as long as we have the proper motive and frame of mind.

LETTERS FROM DAVAO

JUN LEDESMA

and MRTs. We all know how decrepit MRTs and LRTs have become under the watch of the Aquino administration. The restoration of maintenance contractors by the Duterte government had increased the number of coaches which now run twice the speed.

I had a chance to talk with DOTr Usec Cesar Chavez recently and he revealed that additional coaches for MRT 3 will be fielded RAILWAYS/PAGE 7

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MON-WED|AUGUST 1-3, 2022

Pag-IBIG Calamity Loan ready for members affected by North Luzon Quake

T

op executives of Pag-IBIG Fund announced on Monday (August 01) that the agency has initially allocated P3 billion in calamity loan funds for members in calamity-stricken areas, including those affected by the strong earthquake that hit North Luzon.

“Pag-IBIG Fund has allocated calamity loan funds to help affected members in Ilocos Region, Cagayan Valley and the Cordillera Administrative Region (CAR) recover from the devastation caused by last week's earthquake. We are also working closely with our fellow government agencies, as directed by President Ferdinand Marcos, Jr., so that we can maximize our collective assets towards providing for the needs of our fellow Filipinos affected in these areas,” said newly appointed Secretary Jose Rizalino L. Acuzar of the Department of Human

Settlements and Urban Development and Chairperson of 11-member Pag-IBIG Fund Board of Trustees.

Un d e r t h e P a g - I B I G Calamity Loan, eligible members may borrow up to 80% of their total Pag-IBIG Savings, which consist of their monthly contributions, the counterpart employer’s contributions, and accumulated dividends earned. And in consideration of the plight of the members, the calamity loan is offered at a rate of 5.95% per annum which is the lowest rate in the market. The loan is payable over a period of up to three years, with a grace

period of two months so that initial payment is due only on the third month after the loan is released.

Qualified borrowers may apply for the calamity loan within 90 days from the date when an area has been declared under a state of calamity.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Acmad Rizaldy P. Moti stated that the agenc y has deployed its mobile branch, the Lingkod Pag-IBIG OnWheels and established offsite service desks to receive applications for calamity loans from members, as well as insurance claims from current Pag-IBIG Housing Loan borrowers whose properties may have been damaged by the tremors.

“In the wake of calamities, we are aware that our members need to have immediate access to our benefits and services. Immediately after the earthquake was felt, we deployed our mobile branch – the Lingkod Pag-IBIGOn-Wheels – to go around Ilocos Region, Cagayan Valley and the CAR and provide services where it’s needed most.

In coordination with local government units, we have also set up on-the-ground service desks near e v a c u at i on a re a s a n d government centers in these regions so that members can easily access us. Our Virtual PagIBIG also remains ready to accept calamity loan applications online from members who have access to internet

service. And, even while our own offices and personnel in earthquake-hit areas have also been affected, our branches are open and ready to receive calamity loan

applications and housing loan insurance claims. Our members can be assured that during difficult times, PagIBIG will always be there to help them,” Moti said.

Indian Martial Artist learns the Filipino Fighting System An Indian martial art practitioner GM Harshad Salla from Mumbai City has been training here in the Philippines, City of Cagayan de Oro, the Filipino fighting system from July 15 to August

8 , 2 0 2 2 . He t e a c h e s F M A , Yo g Abh ay a a s , We i g ht t r ai n i ng , and Marathon trainings.

His eagerness to learn martial arts led him to t h e KA F S f am i ly. He seeks to help and teach

people about the Filipino fighting system, not just for the Filipino people b u t i n t e r n a t i o n a l l y.

He has b een training w it h t he fou nd e r TG Marlon C. Agol at KAFS headquarters, Vamenta

English subject: A Tool of Gaining Knowledge and Personal Insight By: Franklin L. Cabatingan District ALS Coordinator Alubijid East District DepEd Misamis Oriental

English is a global language. We need English to communicate with people from other countries, whether at home or abroad. English is used in films, literature, songs, sports, trade, products, science and technology, and many English words and expressions have found their way into our own languages through these mediums. We frequently search for information in English when we need it for personal or professional reasons. Furthermore, English is becoming more widely used in education and as a working language in many businesses.

To succeed in a world where English is the language of international communication, one must be able to use the language and understand how it is used in various contexts.

As a result, we must develop a vocabulary and skills in using the English language's systems, such as phonology, or t h o g r ap hy, g r a m m a r, and principles for sentence and text construction, as well as the ability to adapt the language to different topics and communication situations. This includes distinguishing between oral and textual written styles, as well as formal and informal styles. Furthermore, when us i ng t he l ang u age for communication, we must

be able to consider cultural norms and conventions.

Thus, language learning occurs as a result of encountering a variety of texts, where the term text is used in its broadest sense. It includes oral and written representations in various combinations, as well as a variety of oral and written texts from digital media. When we are aware of the strategies used to learn a language as well as strategies that assist us in understanding and being understood, acquiring knowledge and skills becomes easier and more meaningful.

It is also necessary to set our own learning objectives, determine how to achieve them, and evaluate how we use the language. Learning English will help us become more multilingual and will be beneficial to our personal development.

In addition to language learning, English as a subject should help students gain an understanding of how people live and different cultures where English is the primary or official language.

The English subject will provide insight into how English is used as a means of international communication.

Understanding the Englishspeaking world and the increasing use of English in various international contexts

will provide a good foundation for understanding the world around us and how English evolved into a world language.

Reading English literary texts can instill a lifelong love of reading as well as a deeper understanding of others and oneself. Oral, written, and digital texts, films, music, and other forms of cultural expression can all be used to inspire personal expression and creativity.

As a result, English as a school subject serves as both a tool and a method of gaining knowledge and personal insight. It will allow students to communicate with one another about personal, social, literary, and interdisciplinary topics. The subject will assist in the development of general language proficiency through listening, speaking, reading, and writing, as well as the acquisition of information and specialized knowledge through the English language. The development of communicative language skills and cultural understanding can lead to increased interaction, understanding, and respect between people from various cultural backgrounds. Thus, language and cultural competence promote general education and strengthen democratic participation and co-citizenship.

Social Learning and How it Affects Education By: JUDITH B. DELA CRUZ Teacher III Claveria Central School

Every teacher has these students. The ones that make the classroom difficult.

They speak out of turn, bully other children, and express many behavioral problems that can bring a teacher to end of their rope. Every classroom has students like this, and it can be incredibly frustrating for teachers to deal with this all the time.

At the root of the problem may be the student lacking guidance in the classroom.

B oth practicing and prospective educators are aware that one of their most crucial responsibilities is to guide students toward becoming better learners and people, rather than merely trying to impart one or two lessons from a book. Teachers who have problems connecting with children who act out or struggle academically may find it helpful to understand learning theories. The social learning theory's practical implementations can assist some students with their behavioral problems and help them advance. The appropriate learning theory

can make a huge difference in a student's conduct as well as their actual learning.

If kids aren't focused on the activity at hand, they can't earn money. Students are more likely to pay attention to something new or different they observe, which will aid in their learning. Information is internalized by people as they learn. When we wish to react to a situation exactly as we saw it, we can then use that information afterwards.

Any task requires motivation to complete. Typically, we are motivated by watching someone else rewarded or penalized for deeds they have committed. This may inspire people to carry out or refrain from carrying out the same action.

Teachers have found that social modeling and examples are very powerful tool in education, if children see positive consequences from an action, they are likely to do that action themselves. And if they see negative consequences, they are likely to avoid that behavior.

Boulevard, Carmen, Cagayan De Oro City.

While training here at KAFS, he also taught Yo g a t o o u r f e l l o w Instructors.

Crime is inevitable. We are prone to d angers driven by unlawful elements in our society that have wasted many innocent lives like professionals, students, media personnel, and even law enforcers. KAFS Combat Tactical Fighting Sy s t e m i s a F i l i p i n o m ar t i a l ar t pro g r am .

The fighting system is for the people who need self-protection skills and physical development. It provides the practitioner with complete strategies, t ac t ics, and sk i l ls on impact and edged weapons.

GM Harshad Salla will be one of the good KAFS Heroic War r iors System Inc. Instructors. He earned the Certificate of VIP protection, Certificate of Marksmanship, C er t if icate of Sword/ Blade, License for Sword, Certificate of Instructor and Instructors Badge.

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MON-WED|AUGUST 1-3, 2022

PH logs uptick in manufacturing score in July Firm sees recovery in PH

T

HE Philippines’ Manufacturing Purchasing Managers Index (PMI) in July 2022 registered a slight improvement, S&P Global reported Monday.

The cou nt r y ’s manufacturing performance last month was pegged at 50.8, lower than the 53.8 index in June this year.

PMI above 50 indicates improvement of the sector while index below the neutral score shows deterioration of the industry.

“Data from the latest PMI survey indicated a loss in

growth momentum at goods producers in the Philippines.

Renewed contractions in output and new orders, albeit only mild, were recorded in July. The headline figure slipped to 50.8 in July to signal the slowest expansion since January,” S&P Global Market Intelligence economist Maryam Baluch said.

The report said Philippine

manufacturers slowed down in July as output and new orders dropped last month.

The ongoing coronavirus disease 2019 (Cov id-19) pandemic and uncertainties in the global market continue to weigh on export demand, S&P Global added.

Ma nu f ac t u rer s were a lso “u nent husiast ic to make purchases” in July as inflationary pressures mount further.

“Overall, muted growth across the Filipino ma nu fac t u r i ng sec tor

7-Eleven operator allots P2B for store expansion PHILIPPINE SEVEN CORP. (PSC) has allotted P2 billion this year in opening 300 more 7-Eleven stores or nearly double the number it opened last year.

“We are allotting up to P2 billion in capital expenditures this year for the opening of up to 300 new stores,” PSC Head of Finance and Investor Relations Lawrence

M. De Leon said during t h e c o mp a ny ’s a n nu a l stockholders meeting on Thursday.

The company expects half of the 300 new stores to be company-owned and the other half to be operated by third-party franchises. “[The improvement in restrictions] allowed us to further expand our footprint.

For the second quarter, we

opened a lot of new stores especially in the residential clusters,” Mr. De Leon said.

In 2021, PSC opened 164 new stores and ended the year with 3,073 stores nationwide.

Aside from plans of expanding to residential areas, PSC is also planning to continue installing cash recycler automated teller machines (ATMs) in its stores nationwide.

STORE/PAGE 7

Leadership During The Pandemic ALMA B. PENONIA Lumbia Central School The Covid 19 Pandemic has affected all facets of life.

Everything has to undergo a lot of changes in order to answer what is needed to be done during this difficult and challenging time. This does not exclude the leadership styles of every School Head . Being in the front at this time of health crisis, the School Head has to take the different hats of leadership like relationship-oriented le adership,situ at iona l le adership, aut hent ic leadership, servant leadership and transformational leadership. He has to exemplify to his team his resiliency and adaptability to whatever changes that needs to be implemented.

It is expected that these skills of resiliency and adaptability should had been mustered by the School Head . Implementing changes in the workplace is not easy. It should be grounded on trust and confidence from the people in the workplace , and from

the whole community. I then considered the qoute of the famous American Mat h e m at i c i a n A l b e r t Einstein that , “The measure of intelligence is the ability to change”, as true. Change does not only takes a lot of will , guts , patience but with mastered knowledge and technique.

Despite the overwhelming pressures that every school leader had face in the performance of their task, they had continued to pull out all the stops to lead and safeguard their schools. They had given the community the 100% assurance that everything is on course as what is mandated by the higher authorities in our department. It cannot be denied that there will be some humps and bumps in the workplace wherein at times there are a few who wants to be the Captain of the ship. Hence , it is very important that there will be an open communication between

the leader and its members, and the whole community to avoid any problem .

Each one should know their place and function in school. I remember the famous line of one of the poems of the famous American poet Douglas Malloch,” We can't all be captains, we've got to be crew”. If ever we belong to the crew group, we should be the best crew that everyone wish to have in order to reach the target destination.

Leadership is the ability to inspire a team to achieve a certain goal, to inspire and help others become their best selves, building their skills and achieving goals along the way. When one person harnesses their powers to lead, it strengthens the leadership opportunities of ot he rs , r at he r t han diminishing them. For Leadership even at times of crisis is empowering others to become effective leaders as well.

Fate of K-12 education out by next year

By EMELIE B. BENTOLAN, Teacher III New Village Elementary School, Tambulig District Division of Zamboanga del Sur

VICE President and Education Secretary Sara Duterte said DepEd was given until next year to decide on the fate of the K—12 program which has been criticized for failing to achieve its goals while adding financial burden to families.

We w e r e g i v e n b y President Marcos one year, this SY 2022-23, to give a final answer about the K-12

program. DepEd under then Secretary Leonor Briones already initiated the review of K-12 and they are about to finish and wrap up and make their report on the review of Kinder to Grade 10. Duterte will start the review on Grades 11 to 12.

Marcos said in his State of t he Nat ion Address that a careful review of the education curriculum’s

viability is being done.

All necessary inputs and points of view are being considered.

The ten-year-old e d u c at i o n c u r r i c u l u m extended the basic education cycle to include two additional years in the secondary level with the goal of giving learners opportunities to acquire the necessary skills demanded by the labor market.

adds caution to t he air as inf lationary pressures continue to heat up,” Baluch said.

On t he ot her ha nd , companies increased their headcount in the previous month, which addressed backlogs of work.

Hiring activities of local manufacturers increased for three straight months.

Philippine-based manufacturers expressed optimism for the next 12 months despite challenges in the global and local market, such as demand, inflation, and logistics challenges.

“Despite the downside risks to growth arising from greater inflationary pressure, the outlook for the coming 12 months strengthened in July, with firms upbeat and remaining hopeful of a better global economic climate,” Baluch said. (PNA)

property sector in 2022

THE recovery of the property sector is expected to continue this year as the government eased pandemic-related restrictions and plans no another lockdown, a real estate advisory firm said Thursday.

In a briefing, Colliers Philippines reported that a quicker pace of recovery is seen in the hotel sector, new supply for office space is reverting to pre-Philippine offshore gaming operator (POGO) levels last seen in 2016, while condominium take-up this year is expected to breach the 2021 level.

C ol l i e rs Ph i l ippi ne s associate director for research Joey Roi Bondoc said hotel occupancies in Metro Manila from January to June this

year reached 47 percent, higher than the 44 percent occupancy rate from July to December 2021. “ We a t t r i b u t e t h e improvement to the gradual return of business travel, especially among investors conducting due diligence; l o c a l g u e s t s’ g r o w i n g propensity to spend on leisure, likely supported by a rise in demand from the staycation market in April to June; and a slight rebound in foreign arrivals due to relaxation of entry restrictions,” Bondoc said.

New supply of hotel rooms remain rosy for 2022 to 2024, with projected completion of 2,650 rooms annually, including foreign brands that will open during this period SEES/PAGE 7

EDUCATION IN THE NEW LANDSCAPE: RECOGNIZING CHALLENGES, FORGING SOLUTIONS The mantra “it takes a village to raise a child” has never been more vivid and real than the present-day delivery of education right in the face of this national health emergency. The educational lands cap e has changed altogether, while the same essence of education have remained- that no child should be left behind.

Lockdowns, quarantine classifications, minimum h e a l t h p r o t o c o l s h av e become the norm by which all educational undertakings have been grounded. Life as we know it, at least in the educational arena, was nowhere in sight. What was once a noisy and learnerfilled hallways and academic rooms became empty, barren.

It seemed as if the world was put on halt- all because of the fear of transmitting and contracting the dreaded COVID-19.

Nobody was ready for what is yet to come, then the resiliency of the Department of Education was put on the line as it declared the battlecry “Education must Continue”.

Hence, the Basic Education Learning Continuity Plan was instituted. Borne out of the deep-seated thrust to make education accessible and available for all- even in the most trying of times, schools all over the country analyzed its internal resources and capacities and looked beyond the various needs of the school. From there, it

By: Marilou L. Lora was able to make concerted efforts to establish linkages with dif ferent external stakeholders. From the provision of basic hygienic kits, then to the different school supplies to aid modular learning, down to the turnover of various technological equipment that will assist teachers and students in the delivery of distance learning.

All these undertakings have been instrumental for the attainment of the goals as laid down in the Learning Continuity Plan of Schools.

Now more than ever, the important role of the varied external factors affecting the operations and existence of schools have been highlighted.

The system and processes by which educational service delivery will run the course have become clearer. The great fear of the unknown tomorrow has been eradicated. Teachers and schools alike have operated with the assistance of its stakeholders. Local Government Units, from the barangay up to the provincial levels have signified their intentions in making the continuity of education a reality by allocating valuable resources in support for various programs and projects.

Private groups, organizations and individuals have heard the pleas and clamors, and have responded as part of their individual and corporate social responsibility. With all these undertakings, we see the spirit of Bayanihan all at

work.

In all of these, we see the interplay of all the external factors that have affected the schools all over the country.

Hence, their existence is noteworthy and as such, must be acknowledged as part of both the solution and challenges. Some crucial realizations from this interplay is first, connectivity and collaboration among school leaders and education partners are very important.

More so, not only important but the key determining factor that will direct the path leading towards the attainment of educational goals. The teaching-learning endeavors of any school will always be the prime indicator of how dynamic the partnership by and between school leaders and educational partners. Second, the use of varied technology in the educational service delivery is just as important as the programs and projects that schools have and will undertake in relation to their contextualized circumstance.

Whether the delivery is through online modality, digital, or the much more traditional printed, the use of whatever available technology will always be a transport mechanism by which the objectives of the programs and projects are deemed attained, or otherwise. And finally, the most essential educational partner that the school can readily tap- its parents and guardians, are the focal point by which all the other factors are anchored upon. Their key role in the synergy of the many external factors is considered irreplaceable as their involvement is crucial in the overall strength of the school and the teachinglearning process. Instilling within them the responsibility as well as their duties, will af ford t he s cho ols t he potentials that are just waiting to be unlocked- right within their educational portals.

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MON-WED|AUGUST 1-3, 2022

Hail... from page 1

has shown that doing the right thing in the face of adversities would prevail over power and money, referring to politicians in Davao del Norte allegedly in cahoots with DLPC operators to take over some of the franchise areas of Nordeco.

Lawyer Daniel Campoamor, Nordeco’s legal counsel, said President Marcos could be convinced in their argument they submitted within the five-day period that he exercised his veto power. Asked about their reaction that President Marcos supported them in spite of the fact that electric cooperative campaigned for former vice president Leni Robredo, Nordeco officer-in-charge Elvera Alngog explained that it is normal to support the leadership of the new President who won the election. “Recognizing what is right does not mean to recognize the political color,” Colingan added. Alngog admitted the veto of the bill is still 90 percent success. The remaining 10 percent of the challenge, she said, is the fact that there are people inside their inner circle who may have worked against their struggle. In a press statement, Nordeco said the President’s stand on the bill is a manifestation of his commitment to the total electrification program of the country as mandated in Presidential

Decree No. 269, enacted by his late father, former President Ferdinand Marcos Sr. “His recognition of the existing franchise of Nordeco shows his utmost respect for the laws of the land,” the statement said. In his veto message addressed to the Senate and the House of Representatives on July 27, the President said Nordeco has existing franchises in the same areas, which will last until 2028 and 2033. Had the measure become law, DLPC would distribute electricity for the next 25 years in Tagum City, the Island Garden City of Samal, and the towns of Talaingod, Asuncion, Kapalong, San Isidro, and New Corella, all in Davao del Norte province where Nordeco also operates. “I am constrained to veto the bill due to the susceptibility of the proposed expansion of the franchise area of Davao Light and Power Company Inc. to legal and/or constitutional challenge due to the apparent overlap and possible infringement into the subsisting franchise, permits, and contracts previously granted to North Davao Electric Cooperative Inc.,” Marcos said. Nordeco officials and workers celebrated their victory with a caravan from Tagum City towards Montevista town, with neighboring electric cooperatives joining them with a long queue of vehicles. Each car has a tarpaulin thanking President Marcos for exercising his veto power.

Brigada Eskwela 2022

By RODELYN N. PALLARCO Teacher I Dullan Elementary School

DEPED officially commenced the nationwide Brigada Eskwela for this year, three weeks before SY 2022-23 opens on August 22. Vice President and concurrent Education Secretar y Sara Duterte personally led the National Schools Maintenance Week with the theme Brigada Eskwela: Tugon sa Hamon ng Ligtas na Balik-Aral at the Imus Pilot Elementary School in Cavite.

Brigada Eskwela usually involves cleaning, repainting and doing necessary repairs in public schools to prepare them ahead of the reopening of classes. This initiative will be implemented until August 26.

In her speech, Duterte

acknowledged that the annual activity may cause both excitement and uneasiness or anxiety to some teachers, parents and learners due to the threat of Covid-19 and other diseases – excitement because Brigada Eskewla activities all over the country always highlight the communal efforts of all education stakeholders to prepare our schools for our learners; uneasiness or anxiety because of the peculiarity of our time now.

We would see parents who are excited, willing and happy to extend any help they could to ensure that our schools are ready to receive our learners from Day One of the opening of classes and onwards to the school year.

Republic of the Philippines Province of Misamis Oriental Municipality of Initao -o0oNOTICE TO THE PUBLIC

CCE-0035-2022 R.A. 10172

July 18, 2022

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that LOIDA B. HUSAIN has filed with this Office, a petition for change of first name from “ “ to “ “ and correction of entry in sex from “MALE” to “FEMALE” or correction of entry in the date of birth from “MARCH 5, 1961” TO “APRIL 5, 1961” in the certificate of live birth of LOIDA B. BONGALOS at Initao, Misamis Oriental and whose parents are PEDRO A. BONGALOS and MACARIA L. BONGCAC. Any person adversely affected by said petition may file his written opposition with this Office not later than August 11, 2022.

(SGD) ISAIAS A. JARALES Municipal Civil Registrar BWM: July 27, Aug. 3, 2022

Kagay-an Festival 1st Oro Lechoneros Encuentro Champion

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Goods... from page 1

campaign against smuggling per the directive of President Ferdinand Marcos Jr., especially on agricultural products,” he said. BOC-10 seized agricultural products, mainly onions, with a market value estimated at PHP66 million, on three separate occasions last month. The latest shipment to be intercepted consisted of container vans filled with white and red onions at the Mindanao Container Terminal (MCT) subport in Tagoloan, Misamis Oriental, on July 28, 2022. BOC-10 said the items, declared as “soft tortilla wrap,” arrived from China on July 23 and were consigned to the Primex Export and Import Producer. It was valued at PHP18 million. Lawyer Elvira Cruz, BOC-10 district collector, has reiterated the agency's warning against unscrupulous importers, saying, “smuggling greatly affects locally produced agricultural products since it cannot compete with illegally imported agricultural products.” Manuel Barradas, regional manager of the Department of Agriculture-10’s Bureau of Plant Industry, said the confiscated goods could not be donated or given out to the public. The only option is to destroy the products or return them to their origin, which is costly, Barradas added. Fort her part, Marietta Zamoranos, MCT subport collector, said the confiscated items will be subjected to seizure proceedings and after that, disposition by condemnation. “Our government does not allow the same to be disposed of by auction, so, eventually, it will be condemned,” she said. Proper vetting For the BOC to act on a report that an imported shipment violates Philippine laws, Valiente said they have to carefully validate any information that reaches their office to prevent any untoward consequence. “We cannot open these container vans all at once because if we do that, it will disrupt the flow of the economy and that would also hamper the operation of the port. We rely on intelligence gathering, tips that are verified and EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED, SPS. CORTONA A. RIVERA & JOSE L. RIVERA K N OW A L L M E N B Y T H E S E PRESENTS: That the late SPS. JOSE L. RIVERA, who died April 19, 1974 in St. Luke Hospital, Manila and CORTONA A. RIVERA, who died on October 4, 2009 in Azucena Drive, Beverly Hills, 1920, Taytay, Rizal, without leavings any last will and testament; at the time of her death, is the co-owner of a parcel of land with Transfer Certificate of Title No. T-9642 situated in the District of Bayabas, city of Cagayan de Oro, Island of Mindanao, containing an area of ONE THOUSAND THREE HUNDRED FIFTY SEVEN (1,357) Square Meters, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED, SPS. CORTONA A. RIVERA & JOSE L. RIVERA, filed by the heirs of SPS. JOSE L. RIVERA and CORTONA A. RIVERA, per DOC #44; PAGE #9; BOOK #XVI; Series of 2022 under the Notarial Registry of ATTY. ALBERT WENCES C. DABA III. BWM: July 27, Aug. 3,10, 2022

vetted by the CIIS, before taking any action,” he said. Valiente added there are also times that business operators would feed wrong information to the BOC to put their competitors in a bad light, like alleging that their business rivals are importing contraband.

(PNA)

Bites... from page 1

more responsible owners as she observed that some laws and ordinances referring to the owner's accountability particularly on stray dogs were seldom observed. Next to animal bites, hypertension came in second with 282 average cases in 2021, and 363 in the five-year average.

(PNA)

Railways... from page 4

starting this August. This, he assured, will solve the long queue of passengers.

In his SONA, Pres. Ferdinand “BBM” Marcos, Jr. mentioned three railway projects which were suspended on account of funding requirements.

These are the Bulacan to Clark, Calamba to Bicol, and the Davao segment of the Mindanao Railway System.

Chavez said the renegotiation of loans either from China or Japan would proceed after being given the green light by the National Economic and Development Authority. He said that the order of PBBM is clear and direct: “FULL SPEED AHEAD!” Contrary to rumors from skeptics, the Tagum-Davao-Digos segment of the MRS is ongoing. Usec Chavez revealed that funds for the acquisition of roads-right-of way are available. In fact there were already disbursements made. He, moreover, said he wants to fast-track the RRW so that the moment the loan is secured, procurements will follow.

Usec Chavez is an action man. Now that he was given the task that would focus on railways with full-backing of PBBM and DOTr Sec. Jaime Bautista every problem that crops up will always have a solution.

Plan... from page 4

and in your relationships with family, friends, and fellow workers.

You can follow these first two rules for success in every area of your life, both professionally and personally.

Won’t you ask Jesus, the most successful person who ever lived, to take charge of your heart and way of living, so you can start following His plan for your success in this most important business called life.

Just think a minute . . .

Sees...

Store...

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from page 6

from page 6

The ATMs allow the store operators to deposit their sales for the day in the ATM which the machine “recycles” to fund the withdrawals of customers of partner banks.

PSC plans to add at least 1,500 more cash recycler ATMs in 2022 across parts of Visayas and Mindanao as stated in a press release on Thursday.

“We believe in financial inclusion.

We do think that we have a role to play [because] we think that people trust our brand,” PSC President and Chief Executive Officer Jose Victor P. Paterno said.

The company is also looking at increasing essentials in its product lineup, mimicking a grocery or a sari-sari store, to cater to customers’ needs.

“We saw an increase in essentials sales so we are going to do more of that. We did a bit of that in Metro Manila and it was quite hard with the supply chain challenge, but we’ll be doing that more,” Mr. Paterno said.

“With all these developments, I believe that the company was able to refresh its convenience store concept, while remaining true to the timetested brand goodwill attached to our 7-Eleven name. We shall be capitalizing on our learnings during the pandemic as we solidify our position in this industry,” PSC Chairman of the Board and Independent Director Jose T. Pardo said.

period such as Ibis, Pullman, Lansons Place, Westin and Mandarin Oriental.

For the office sector, Colliers Philippines is also bullish as it sees new supply of office space reverting to prePOGO level of around 450,000 to 550,000 square meters (sqm) annual completion.

“From 2023 to 2026, we forecast the annual completion of about 543,300 square meters,” associate director for office services–tenant representation Kevin Jara said.

Demand for office space in the first half of 2022 rose to 325,100 sqm, up by 62 percent from 200,700 sqm in the same period last year.

“Colliers is starting to see a pickup in demand for office space as more traditional occupiers implement RTO (return to office) and outsourcing firms pursue their expansion plans,” Jara added.

Rental rates are expected to rise in 2023.

Meanwhile, for the residential sector, total take-up for condominium units in Metro Manila is projected to exceed 12,000 units in 2021 as 9,000 units were already sold in the first half of 2022. (PNA)

Right to education in humanitarian context Janice S. Berigay Teacher 3,Baliwagan NHS

GLOBAL humanitarian needs are at an all-time high, outpacing funding to a greater extent than before UN estimates of humanitarian needs in 2022 broke new records, requiring US$41 billion app eal to assist 183 million people across 63 countries.

While increased operational coverage and improved measurement h a s h e i g ht e n e d t h e humanitarian sector’s awareness of peoples’ needs, several factors a re c o nt r i b u t i n g t o this unprecedented demand. These include protracted and worsening conflicts, the impacts of climate change and the Covid-19 pandemic. As these factors roll back development gains, the humanitarian system is struggling to assist an ever growing group of people whose vulnerability is

increasingly entrenched.

This global situation has created ever more complex, challenging and blurred operational and coordination contexts for humanitarians. Demands on cluster coordinators are greater than ever as they navigate the pandemic response, mixed refugee and internally displaced person contexts, nonactivated cluster contexts where pressure to support remains and overlapping needs and priorities that call for an intersectoral approach. At the same time, protracted crisis require alignment with national ac tors amd sustainable systems and plans to support continued access to learning for ch i l d re n an d you ng people.

Every child and young person has the right to education including in humanitarian contexts.

EXTRA-JUDICIAL SETTLEMENT AMONG HEIRS WITH DEED OF ABSOLUTE SALE K N OW A L L M E N B Y T H E S E PRESENTS: That the late TEODORICO GABISAN VILLAROYA and LUCILA CABALLES VILLAROYA who died on September 2, 1986 and August 5, 1991 all in Opol, Misamis Oriental, without any will, the said deceased spouses at the time of their death area co-owner of a certain real property with Transfer Certificate of Title No. T-35121 situated in Luyong Bonbon, Opol, Misamis Oriental, containing an area of Two Hundred Fifty Nine (259) square meters, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT AMONG HEIRS WITH DEED OF ABSOLUTE SALE, filed by the heirs of TEODORICO GABISAN VILLAROYA and LUCILA CABALLES VILLAROYA, in favor of ABDULFATAH MAMAKI ABANGAD, per DOC #276; PAGE #56; BOOK #91; Series of 2010 under the Notarial Registry of ATTY. EDITH ABUT DOCDOCIL. BWM: July 27, Aug. 3, 10, 2022

Keshtrelle Pasagdan (second from left) is crowned as Laga ta Kalasungay 2022.

Kalasungay is a barangay in Malaybalay City, Bukidnon. JESSIE YANSON

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Latest gadgets, trendiest accessories and more only at Barato iPhones

W

HERE else can you find a shop here in Cagayan de Oro City where they sell not only the latest iPhones and gadgets but the trendiest apparel and most sought-after skin care needs in town?

It's available only here in Barato iPhones which is located along Hayes Street

in between Corrales Avenue and Pabayo, Cagayan de Oro City.

Barato iPhones offers

t h e l at e s t i P h on e models and accessories.

And the good news is it has partnered with other fashion startups here in Cagayan de Oro to complete your shopping in one roof.

Meanwhile, Chouette is a col le c t i on of various local clothing

Mon Amour, your environmentfriendly cafe in Valencia FOR Kagay-anons who want to take a sip of Valencia City's env ironment-f ri end ly cafe Mon Amour, come visit Limketkai Rotunda till Saturday (July 16) in the ongoing Sikwate and Coffee Fair.

Based in Robinsons Place Valencia, Mon Amour derives its name from owner Trisha Amor's love of coffee. So it is actually a portmanteau, "amour" being French for "love" and the owner's actual name.

Mon Amour serves cold drinks (iced Americano, Mon Amour iced latte, iced caramel macchiato, iced vanilla latte, iced choco milk); hot drinks (hot Americano, Mon Amour latte, cappuccino, pour over coffee, hot choco milk); bottled drinks (chocolate milk, classic milk tea, wintermelon milk tea, Thai milk tea, bamboo charcoal milk tea, dirty matcha latte); and fruit pop soda (blueberry soda, strawberry soda, green apple soda, blue lemonade soda, four seasons soda).

Pair that with any of the following: pasta (chicken whtie

pasta, herb & garlic pasta with grilled chicken, grilled chicken pesto, Bolognese pasta with Swedish meatballs, spicy shrip aglio 'e olio); bubble waffle (matcha bubble waffle, red velvet bubble waffle, chocolate with choco bits, waffle with syrup); churros; cookies (matcha cookies, classic cookies, s'mores cookies, double chocolate, red velvet delight); and snacks (egg spread sandwich, chicken

salad sandwich, 3-cheese sandwich).

Mon Amour is socially conscious as an enterprise.

It only serves in strawless lids and hands over wooden forks for patrons to use. It is also planning to link with coffee farmers in Pangantucan to ensure that growers there will have a sustaining livelihood.

Your daily dose of refreshing and creamy milk teas and iced coffee only at Mon Amour!

brands to choose from for convenience.

Featured in the racks are offerings from Bagelyas CDO,

Baechic Lim, Kutis Ph by Stephy Fab, P&J Closet, Lou Deloso Tutor and Bend to Trend CDO.

Barato iPhones and C h ou e tt e i s op e n Mondays to Saturdays from 8:00 a.m. to 8:00 p.m.