BusinessWeek Mindanao (September 1-2, 2021)

BusinessWeek M I N DA N A O CREDIBLE

Volume XII, No. 35

Market Indicators

AS OF 6:00 PM AUGUST 31, 2021 (TUESDAY)

FOREX

PHISIX

US$1 = P 49.76

6,855.44

X X Briefly

19.50

68.82

cents

points

Livelihood support THE Provincial Field Office of the Department of Labor and Employment (DOLE) in Camiguin on Friday started its distribution of livelihood assistance to some 31 parents of former child laborers. DOLE-Camiguin's OfficerIn-Charge Arlyn Z. Bael, in a statement, said each bene f i c i ar y re c e i v e d t w o piglets and two sacks of feeds, all worth PHP13,850, to kick off a hog-raising project. The 31 beneficiaries were selected by the DOLE-Camiguin based on the criteria set under the livelihood assistance provided through the “Kabuhayan Para sa mga Magulang ng Batang Manggagawa (Kasama)”.

Coal plant buyout THE Asian Development Bank (ADB) said it is in the final stages of conducting pre-feasibility studies on coal plant acquisition and retirement in three Southeast Asian countries, including the Philippines. “ADB is finalizing… pre-feasibility stud(ies) — consisting of initial system level analysis, plant level modeling, and regulatory and policy review — in Indonesia, the Philippines, and Vietnam… (This) will be followed shortly by an in-depth feasibility analysis. Throughout t h e p ro c e s s , ADB is collaborating with its longstanding and valued partners and other local stakeholders to determine the best path forward for (the) ETM (energy transition mechanism) in these three countries,” the ADB said. It clarified that it was looking at the possibility of having a partnership of investors — none of which are confirmed and which may or may not include the ADB — in acquiring coal-fired plants and retiring them, while replacing them with renewable energy (RE) sources in the three countries.

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Senate to probe power supply outlook on polls www.businessweekmindanao.com

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Wed-Thu|September 1-2, 2021

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By MYRNA M. VELASCO, Contributor

S uncertainties in the power supply situation in the country persist, the Department of Energy (DOE) will be dragged into another Senate investigation where it is expected to present a definitive supply-demand scenario and lay down contingency measures in case the 2022 national elections will be marred with rotational blackouts. Energy Secretary Alfonso G. Cusi has been giving pronouncements that “there will be no brownouts” in next year’s polling period, but Senate Committee on Energy Chairman Sherwin T. Gatchalian is less convinced. Given apprehensions over the sufficiency of power supply next year, especially during the summer months that will coincide with the

election period, the Senate energy committee deemed it prudent to call the DOE to come up with pre-emptive measures to avoid power interruptions on those critical periods. “It is crucial that programs are already in place, taking into account all eventualities to guarantee continuous supply of electricity during POWER/PAGE 7

TEDURAY ARTS AND CRAFTS. After three years of community peace work, the Teduray women of barangay Limpongo in Datu Hoffer Ampatuan town in Maguindanao inaugurated on Saturday, August 28, 2021 their livelihood center for the production and sale of indigenous crafts and arts. mindanews photo by jules l . benitez

THERE was no data breach in the contact tracing system, Higala App, after it was hacked, officials and program developers in Cagayan de Oro City assured on Saturday. The primary website of the Higala App encountered a

defacement attack but hackers altered only the front-end portal, or the graphic user interface, implying that the attack was surface-level, the developer said in a statement. "The primary website is hosted by a third-party

provider while the database server is hosted by the City Government of Cagayan de Oro, where the data of the Higala App is stored. The secondary site which is hosted by the City Government is TRACING/PAGE 7

CDO contact tracing app hacked; data secure DOH-11: ‘Eating together’ is a super spreader in workplaces By ANTONIO L. COLINA IV, MindaNews

DAVAO City -- A health official of the Department of Health (DOH)-Davao said on Tuesday that eating together in workplaces has been seen as a coronavirus disease (COVID-19) “super spreader.” During a virtual press br i e fe r v i a Z o om , D r.

Rachel Joy Pasion, head of DOH-Davao’s Regional Epidemiology Surveillance Unit, said that the employees tend to lower their guard against the highly infectious COVID-19 when they gather with co-workers during meals. SPREADER/PAGE 7

Journalists urged to foster peace in Mindanao By BONG S. SARMIENTO, MindaNews

'KAPE, KAPE!' Taking advantage of the less restrictive quarantine status, Oddrea Bernaldez, proprietor of Kape sa Dalan Rolls, sells hot, steamy Arabica coffee at the rotunda area in Cagayan de Oro City on the feast day of St. Augustine on August 28, 2021. mindanews photo by froilan gallardo

KORONADAL City — Media practitioners must play an active role in fostering peace in Mindanao, which, in the national consciousness, is considered the country’s war zone, a veteran Mindanawon journalist stressed Friday. Carolyn Arguillas,

M i n d a Ne w s e d i t o r- i n chief, stressed the important role of journalists in peace building as she walked over a dozen Mindanawon media practitioners from the print and broadcast industries down the complex peace PEACE/PAGE 7

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Local

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Marawi’s revenue collection making great strides: Gandamra

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ARAWI City -- City Mayor Majul Gandamra has announced that the revenue collection of the city marks significant progress alongside its expenditures for the implementation of various initiatives. “People have come to realize that their taxes and other fees that they pay contribute a great deal in the improvement of their city, and this has been shown by their willingness to pay their taxes,” the local chief executive said in his State of the City Address Friday, August 27. He conveyed that better delivery of basic and social services to constituents was made possible through this

commendable collection of taxes, such as property fees, business registration, among others. Gandamra detailed that through the taxpayers’ fund, assistance for senior citizens, persons with disabilities, disadvantaged sectors of the city, and victims of calamities were provided through the City Social Welfare and Development (CSWD) while construction of buildings and facilities situated in the City Hall complex was also made to happen. He stated that the revenue collection was the source as well for the completion and procurement of some school facilities, like the foundation of gymnasiums

and concrete stages in different public schools, distribution of laptops and printers to educators in line with the modular or blended learning modalities amid the pandemic. Gandamra further shared that salary rates for the City Hall employees were duly pulled up and standardized considering their previous compensation was outdated and their humble service, which he lauded, is worth being wellcompensated. Disclosing the accomplished efforts under his administration, the city mayor emphasized that actual funds visibly go to where it should be. “Samakatuwid,

talagang may konkretong napupuntahan ang inyong mga binabayad na taxes at contribution sa lokal na pamahalaan,” With the notable stride in the city’s revenue collection, Gandamra expressed his gratitude to businesses and real

property owners for their sincerity in living out their responsibility in society as taxpayers. “Kaya po ako ay lubos na nagpapasalamat sa ating business entities at real property owners na patuloy na nagbabayad ng buwis at sumusuporta

sa inisyatibo ng ating lokal na pamahalaan sa paggenerate ng lokal na pondo para pandagdag sa Internal Revenue Allotment na galing sa national government upang makamtan ang tunay na pagbabago dito sa lungsod,” he said.

Brgy Panampawan Youth Programs. Barangay Panampawan Claveria SK Chair Rolito Estrada shares their various youth oriented programs during the CORDS-X podcast with Communications Secretary Martin Andanar, August 28. (CORDS-X) BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

Claveria SK continues youth initiatives despite COVID-19 pandemic AMID the coronavirus disease (COVID)-19 pandemic disrupting their usual youth-oriented activities, the Sangguniang Kabataan (SK) of Claveria

continues its initiatives in guiding the youth of their community to find the right equilibrium in youth empowerment and adherence to minimum health safety protocols. “Sa pagkakaron kanunay gyud ang rekorida ug pagpahibalo sa mga tao diri sa barangay nga likayan lang gyud usa ang pagtapok-tapok labi na gyud ang pagsunod sa health protocol nga giimplementar sa IATF,” said Barangay Panampawan Claveria SK Chair Rolito Estrada during the CORDS-X podcast with Communications Secretary Martin Andanar, August 28. (As for now we are constant in our ‘recorida’ and informing the people of our barangay to avoid mass gatherings and to always follow health protocols implemented by the IATF) Utilizing social media alongside ‘recoridas’ to spread the right information, Estrada said in addition to their COVID-19 mitigation and vaccination campaigns, they are also conducting youth-oriented activities such as their “Adolosecence Sexuality and Reproductive Health: Teenage Pregnancy Symposium," and houseto-house feeding program for undernourished children to ensure that the YOUTH/PAGE 6

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Banking&Finance

BMAP Launches Unified #FightFraudTogether Campaign THE Bank Marketing Association of the Philippines (BMAP), as the leading marketing and communication association in the banking industry, is launching the #FightFraudTogether information campaign to increase consumer awareness and vigilance against cybercrime and fraud. The global pandemic spurred increased online usage and spending which also gave rise to cybercrimes and fraud cases involving various ways of scamming such as phishing, smishing, SMS scam, ransomware among others as consumers shift to digital transactions. Cyber criminals have evolved and reinvented scams in online shopping, payments and transactions

that are becoming more complex and harder to detect. A social media savvy population makes the country vulnerable to cyber-attacks and fraud incidents. The Bangko Sentral ng Pilipinas (BSP) received around 20,000 consumer concerns in 2020, of which 13% are reports of unauthorized and fraudulent transactions related to deposits, credit cards, e-money services and remittances. The Anti-Money Laundering Council (AMLC) also reported that from March to August last year, fraud cases and unauthorized transactions made up almost 50% of suspicious transaction reports by covered institutions. BMAP calls for the public to always be

vigilant, practice due diligence and to not be complacent when it comes to cybersecurity. Fighting fraud is a shared responsibility among financial institutions, customers, regulators and industry associations. "By working together, Banks can create greater awareness so more Filipinos can learn how to protect themselves. Everyone has a role to play in Fighting Fraud. By showing a united front, the Banks are sending the message that cybercrime and fraud is a serious issue.” says BMAP President Mike Villa-Real. BMAP recognizes that a major attack could shake the banking industry’s stability. Perpetrators can be more sophisticated, well-funded

Life is What You Make It!

and organized. To stay cybersafe, BMAP shares some tips to help protect the banking public against scamming attempts from fraudsters. 1. Always check the legitimacy of the message or email you receive. Look at the email address, not just the sender. Double check the contact details, official website, and social media accounts of the sender. Ignore and report suspicious links that require private information. 2. Protect sensitive information. Always be vigilant when dealing with your information online. Fraudsters trick their target victims into giving personal information. Do

not share your One-Time Pin (OTP), account and credit card numbers, card CVV/CVC and expiry date, online banking log-in details for your bank accounts. Banks will never ask for these details. Do not overshare personal information on social media to avoid compromising personal identity. 3. Do not panic. Fraudsters use scare tactics to pressure target victims. When you receive an email or SMS that threatens or asks you to do something with urgency, stay calm and do not feel obligated to act on the request. Report the incident to your bank immediately. 4. Be cautious. Stay

alert when making online payments to a bank, biller or merchant. Make sure the website is secured. Look for security-enabled web addresses that start with “https://.” A closed lock or padlock also indicates that the website is secure. 5. Create and use a strong password for all your accounts, and preferably set a different password for each account. Should a fraudster obtain any of your passwords, at least only one account will be compromised. Activate account notification if available. Some banks have notification alert tools where they send text messages or email CAMPAIGN/PAGE 6

Virtual District In-Service Training of North II District, Cagayan de Oro City Division

EDWIN O. MAMBA

As they say, “Life is Beautiful” but to a ten-year old boy whose family is trying to make both ends meet, life is absolutely unfair! I was ten years old then when my mother was detected to have a breast cancer. Since she cannot work anymore in the market, life began to be more complicated. My family decided to move to a place where we can raise animals to sell – Suntingon! Life wasn’t that good in the new shanty house. We worked hand in hand to help family chores. Since I was too skinny I can only afford to pasture the animals (goats) in a nowhere land while my other siblings are doing their thing on cattle and swine. My father was working as security guard in a private farm with a minimum wage that can hardly support a family of six. Amidst the unfortune and adversities, I strived hard to continue my education. From Bugo Central School, I was transferred to Suntingon Elementary school. Before going to school in the morning, I have to wake up early to pasture the animals and look for leafy and wild vegetables along my way for breakfast. Since my school is closer to my house, I was tasked by my two older siblings to go home early for our sick mother and cook for lunch. In the afternoon, I need to hurry again to keep my pastured animals before dark. The same routine was followed until I graduated Salutatorian in my Elementary. Such situation never stopped me from dreaming! High school was a bit difficult for I need to take a hike for kilometers before attending my class. Unlike with my classmates and children today, ”BAON” is never an issue to me, I was already good for ice water…banana cue/buchie-buchie was heaven! Bullying was then my breakfast and lunch. I was bullied due to the fact that I’m living in a far flang Suntingon (Villa Trinitas today)! But then again, it never

made me feel inferior nor pity myself for being “taga-bukid”. Instead, I joined the CAT to become an officer and to protect me from bullies until I graduated in high school. Going to college was another issue. My mom told me that they can never afford to send me to college anymore. I cried a lot for I cannot envisioned myself doing nothing and being “tambay” is worthless! I spoke with my father as to what his plan for me. I promised him to do good in school and will never put his effort and support in vain. He agreed and said,” he will do everything just to send me to school”! So, he doubled his time working, he did the literal “PADYAK” for my daily fare during his off-duty period. During weekends, I also do working jobs in my high school professors like cleaning the house, gardening and doing simple house repair with other classmates just to save some money for my petty school fees and other needs. I am honestly grateful for the opportunities and people who helped me finish my college! Three months after graduation, I found my first school, took my licensure exam and passed! I spent 4 years serving that institution and 8 years in another private school. My 12-year experience of these institutions is enough to venture for greener pasture in public service…so I am now presently teaching and serving Bugo National High School for almost 11 years and still taking my Masters Degree in Educational Planning and Management at University of Science and Technology in Southern Philippines. Indeed, poverty is never a hindrance to success. We may encounter adversities and failures in life but if we have good education, it lightens the load and strengthens our character. Life is a choice! It’s what you make it!

By: MARITES O. LAGAMON Teacher-III Bongbongon Elementary School

North II District - Holds a five-day Virtual In-Service Training for Teachers on August 16-20, 2021 which starts at 7:30 am – 5:00 pm using Microsoft Teams. This training aims to address the needs of teachers in improving their digital teaching materials, teaching methods, approaches, strategies, classroom management, as well as personal and professional growth that are advantageous in delivering quality instruction. The Division of Cagayan de Oro City informed the field about the upcoming Virtual District INSET. With this, our North 2 District PSDS Doc. Marichelle F. Saga, was indeed very organized in handling the training. Some of the following topics from the Resource Speakers were “’Coming out Bolder, Brighter and Stronger’ -Teaching Strategies Responsive to Difficult Circumstances” followed by “Building Personal Resilience”, “Better Understanding Teaching Technology in Education for Resiliency”, “On-line Distance Learning and Bichronous on-line Distance Learning”, “Understanding Leadership in the new Normal”, “Republic Act 6713-“Code of Conduct and Ethical Standards for Public Officials and Employees”, “Cyber Crime Awareness”, and a whole lot more. Apart from the Resource Speakers, School heads in the said district were also given tasks to talk about their topics

related to different learning platforms and modalities for this upcoming school year 2021-2022. After each talk, demo teaching in each school followed. Moreover, ICT Coordinators were handling the whole duration of the INSET at Bayabas National High School. Despite the pandemic that we are currently facing, teachers were commendable in the said training as they were proactive in every activity. In observance of health and safety protocols, teachers are not required to physically go to school yet their attendance during the 5-day Inset as part of the School Calendar will be considered. Along the duration of the training, attendance was checked in the morning and in the afternoon. Through this INSET which served as teacher professional development, it enabled teachers to learn new teaching strategies and improve the quality of instruction especially in this time of pandemic where technology is essential on this digital era. In doing so, it will impact the way educators teach their students while incorporating innovative teaching approaches. They shall learn how to work with a variety of learning styles, since face-to-face is not yet allowed. Ultimately, it will help encourage teachers to embrace new teaching methods based on the learners’ needs.

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Opinion

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Asian Business Cabletow Cooperative Academy (ABCCA) Builds Knowledge Society

ABCCA Trailblazes Transformative Education

The statement that g lob a lizat ion cre ates a knowledge society because of so-called technological advancement is nothing but a myth. The glaring truism is that we are not living in a knowledge society if we don’t have the very basic choices that allow us to lead a human life, a life of dignity: allow us to know root causes of poverty and the ingredients, the systems and structures that perpetuate poverty in a land that is oozing with ecological resources. Indeed, for those who have dreamt, struggled, sacrificed and even died for it, social change has been so elusive all these years despite 14 years of Martial Law and two-people powered revolutions. The systems and structures perpetuating p o v e r t y, c o r r u p t i o n , gross social inequity and social injustice are still as formidable as ever. Studies have shown that poverty in the Philippines is rooted not in the lack of resources but in the powerlessness of the people. Based on this truism, Dr. Soc Anthony del Rosario, PhD founded the Asian Business C a b l e t o w C o o p e r at i v e Academy two decades ago to trailblaze an empowering path through education, capacitating especially those in the margins to draw them into the mainstream of development process. That empowering path to educate the sons and

daughters of the Indigenous Peoples, the peasantry and the workers has now scaled the heights, graduating thousands of senior high school students, then going to college as scholars who are now professionals and who are now helping their respective rural communities to be liberated from the quagmire of poverty. Such is the essence of transformative education, the countervailing force against hunger, poverty and social injustice. That education to empower the poor and the vulnerable has become imperative. Based on the Study of the World Bank as reported by the Food Agriculture Organization of the United Nations, “in the Philippines, only .02 percent is the growth of the agriculture in the Gross Domestic Product in the last decade.” Poverty is indeed worse in the rural areas which is even aggravated by Climate Crisis as the ecological people are the victims of ecological degradation. According to the same Study, the rural people are the most affected by protracted war and violent extremism. As farming has become non-viable anymore, 3 out of 4 young farmers are leaving farming, going to the urban centers to work as janitors, drivers, waiters and what have you. ABCCA is that countervailing force against this bitter reality because

of its efforts in effecting p ar a d i g m s h i f t t h at i s debunking conventional ag r i c u lture to adv ance sustainable agriculture. What is amazing is the efforts of ABCCA to empower the Indigenous Peoples who are now becoming the poorest of the poor. In fact, the ABCCA has included in its advocacy the liberation of the Indigenous Peoples from poverty and oppression. Those living in extreme poverty and whose lands have been illegally land grabbed are now being assisted by ABCCA to be restored back to their ancestral domain. What is so amazing is how ABCCA adopted to the so-called “New Normal” in advancing transformative education to the senior high school students especially during this time when the whole world is not safe from the COVID-19 pandemic. It has now some 3,200 students who have availed of television sets and allowances to go into daily virtual way of education. Even those living in the hinterlands particularly the sons and daughters of the Indigenous People have become scholars of ABCCA’s virtual education – a great inspiration to the IP communities whose young generations are now facing a brighter future! In building a knowledge society thru ABCCA, what comes to one’s mind are the poetic lines of Rabindranath

KIM'S DREAM

ORLAN R. RAVANERA Tagore when he said, “Where the mind is without fear and the head is held high, where knowledge is free, where the world is not broken down by narrow domestic walls, in that heaven of freedom my Father, let my people awake.” These poetic lines by India’s great poet is now reverberating as ABCCA takes the empowering path. That Indian struggle against the British Empire where the “sun does not set,” ABCCA’s stand whatever be the odds, be it against empire or conditions that degrade human dignity such as poverty or even against the coronavirus pandemic, the people at the end will always prevail through conscientization or through transformative education. Indeed, if India has Satyagraha (Love-force) that put down an empire to its knees, the Philippines has ABCCA to effect transformative education for people, planet, prosperity and peace!

From experience to essential economy

Philippine Press Institute

MINDFUL

Oro Chamber

The will to win Think a minute . . . A father was trying to get his little boy to drink a glass of milk but the son kept refusing; so the battle of wills was on. The father then poured himself a glass of milk and challenged his son to a race to see who could drink their milk the fastest. When the son had finished drinking his entire glass of milk, he said: “Let’s race again!” The will to win is built into all of us, some more than others. In fact, massive armies led by ambitious men like Alexander the Great, Julius Caesar, and Napolean Bonaparte, marched off to foreign lands simply to conquer them. The military general Robert E. Lee said: “It’s a good thing war is so terrible, otherwise we would like it too much.” However, the good side of man’s drive to conquer has given us tremendous discoveries that have advanced mankind. Like t he te am t h at C apt ai n Earnest Shackleton led to boldly explore the bottom of the world: Antarctica. A m a z i ng ly, t h i s is t he advertisement he put in the

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THINK A MINUTE JAY LEDESMA

JHAN TIAFAU HURST local newspaper to attract men to join his team: “Men wanted for dangerous duty. Small wages. Bitter cold. Constant danger. Safe return doubtful.” Not a smart and appealing advertisement, right? Wrong! More than 5,000 men applied in response to that ad. But why would so many men want to risk everything to be part of such a miserable, dangerous journey? The answer is man’s will to win and conquer. It’s that powerful. T h at’s w hy it i s s o important that we control and use our will to win in a mature, constructive, and right way. It also means WILL/PAGE 7

CONSUMER analysts are saying that ever y crisis triggers a change in the behavior of the buying public. This current health crisis is no different. Since the start of the pandemic, we have seen a major shift in how consumers are spending and what they are spending on. From the pre-pandemic “experience economy”, we have shifted to what is now referred to as “essential economy”. The "experience economy" is the idea that products and services can outcompete by creating an experience that customers value. Where experience becomes the priority and competitive advant age. The de cade preceding the COVID-19 outbreak, characterized the experience economy where people will spend on anything and everything that will allow them to experience, at its best, a certain product or service. So what are the examples

of the experience economy? Top on the list is travel. People, regardless of age and social standing, were saving and spending a good amount of money on travel, whether it's local, regional, or international. The Piso-fare and the seat sale promos of the different airlines and the Air BnB accommodations afforded more Filipinos to realize their dreams to travel. It’s an experience that they consider an accomplishment and an important event in their life which they want to share on their social media. A good amount of their spending is also on enter tainment, such as concerts, movies, clubbing, karaokes, or visit to amusements parks. Dining experience or eating out is also part of the list. While home-cooked meals are still the best, more people are opting to dine out to experience the vibe of the new restaurant or the latest entree on the menu. One can also notice the mushrooming of spas, skincare clinics, and salons which all provide a sense of well-being and selfpampering, an experience desired by many as home and work environment becomes more stressful. And there’s the penchant for fashion and gadgets that consumers consider as a

status symbol, like using the latest cellphones or laptops or owning those branded shoes and bags. This experience economy even gave birth to that term coined by the millennials, YOLO or “You only live o n c e”… s o w e b e t t e r experience it all now! But the pandemic put a stop to all these. With the lockdowns and quarantines, we have confined in our homes… no travels, dining out, or visit our favorite spas or movie houses. Suddenly, we have no use for those branded shoes and bags. Though we have the resource and means, we lost the privilege of experiencing these niceties of life. We are in what is now known as the “essential economy”. The pandemic caused people to rearrange their priorities and to focus more on the essentials such as food, health, savings/emergency funds, and protection. It was obser ved that worldwide, there has been a marked increase in food purchase and consumption. People are allotting a big portion of their budget to stock on food supplies, in anticipation of more and l on g e r l o c kd ow n s an d quarantines. Food delivery services such as Food Panda and Grab Food also showed growth in their customer base,

with Food Panda reporting that their user base grew by 8 times since the start of the pandemic. As may be expected, this health crisis made us more conscious of our health. We are now spending more on vitamins and supplements, and exercise gadgets and equipment aimed at improving our physical health and boost our immune system. In addition, the high sales for plants are also attributed to people needing to de-stress and work on their mental health. The pandemic has taken its toll not only on our health but also on our finances. Many were caught financially unprepared at the onset of the pandemic, even those who thought they were financially stable. Having to go through this made them appreciate the importance of savings and having emergency funds for those rainy days. With many of the virusinfected people getting ho spit a l i z e d and s ome even dying, more people are now looking for medical and protection coverages for themselves and their families. No wonder the life insurance industry grew by 5.9%, in a no-growth environment last year. There’s also a growing interest in HMO products. Consumers ECONOMY/PAGE 7

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WED-THU|SEPTEMBER 1-2, 2021

DEED OF EXTRA-JUDICIAL PARTITION OF DECEASED SPOUSE’S CONJUGAL SHARE KNOW ALL MEN BY THESE PRESENTS: That the late ALEJO “ BUTCH” OLANO, JR. who died on July 21, 2018 at Cagayan de Oro City, Philippines, without a will; the deceased Alejo Olano, Jr. left his ½ Conjugal Share of parcels of land including all its improvements, if any, as follows: Parcel 1- Transfer Certificate of Title No. T-38376 (Tax Declaration No. G-040369) situated in the Barrio of Gusa, City of Cagayan de Oro, Island of Mindanao, containing an area of THREE HUNDRED THIRTEEN (313) SQUARE METERS, more or less, Parcel 2- Transfer Certificate of Title No. T-93617 (G046307) situated in the Barrio of Gusa, City of Cagayan de Oro, Island of Mindanao, containing an area of EIGHT THOUSAND FOUR HUNDRED EIGHT (8,408) square meters, more or less, Parcel 3- Transfer Certificate of Title No. T-93614(TD NO. 141839) situated in the Barrio of Canitoan, City of Cagayan de Oro, Island of Mindanao, containing an area of NINE THOUSAND NINE HUNDRED NINETY EIGHT (9,998) SQUARE METERS more or less, Transfer Certificate of Title No. T-80476 (TD NO. 141842) situated in the Barrio of Canitoan, City of Cagayan de Oro, Island of Mindanao, containing an area of NINETEEN THOUSAND NINE HUNDRED NINETY SEVEN (19,997), Transfer Certificate of Title No. T-64566(TD NO. 141845) situated in the Barrio of Canitoan, City of Cagayan de Oro, Island of Mindanao, containing an area of NINETEEN THOUSAND NINE HUNDRED NINETY SEVEN (19,997), Original Certificate of Title No. O-954 (TD No. G-141846) containing an area of THIRTY FOUR THOUSAND EIGHT HUNDRED ONE (34,801) SQUARE METERS, more or less, Parcel 4- Transfer Certificate of Title No. T-186896 (G-178724) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of ONE HUNDRED SEVENTY (170) square meters, more or less, Transfer Certificate of Title No. T-186897 (G-178725) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of ONE THOUSAND NINE HUNDRED FORTY SEVEN (1,947) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186917 (G178745) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of ONE HUNDRED FOUR (104) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186918 (G-178746) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWENTY (20) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186964 (G-178792) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of EIGHTY THREE (83) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186965 (G-178793) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of ONE HUNDRED EIGHTEEN (118) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186966 (G-178794) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWENTY (20) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186972 (G-178800) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SIXTEEN (216) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186973 (G-178801) Situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED TWENTY EIGHT (228) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186974 (G-178802) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED EIGHTY FOUR (284) Square meters, more or less, Transfer Certificate of Title No. T-186990 (G-178818) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED TWENTY TWO (222) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186991 (G-178819) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FOUR (204) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186992 (G-178820) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FIFTEEN (215) SQUARE METERS, more or less, Transfer Certificate of Title No. T-186993 (G-178827) Situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FIFTY ONE (251), Transfer Certificate of Title No. T-186999 (G-178827) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SIXTY EIGHT (268) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187000 (G-178828) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SEVENTY FOUR (274) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187001 (G-178829) situated at Gusa, Cagayan de Oro City, containing an area TWO HUNDRED SEVENTY SEVEN (277) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187006 (G-178834) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWENTY (20) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187009 (G-178837) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED THREE (203) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187017 (G-178845) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SIXTY FOUR (264) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187018 (G-178846) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY THREE (243) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187019 (G-178847), containing an area of TWO HUNDRED FIFTY FOUR (254) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187020 (G-178848) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FIFTY (250) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187021 (G-178849) situated at Gusa, Cagayan de Oro City, containing an area of TWO HUNDRED EIGHTY EIGHT (288) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187023 (G-178851) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SEVENTY TWO (272) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187025 (G-178853) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED SIXTY SEVEN (267) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187027 (G178855) Situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY FIVE (245) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187034 (G-178862) situated at Gusa, Cagayan de Oro City, Containing an area of THREE HUNDRED ONE (301) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187036 (G-178864) situated Gusa, Cagayan de Oro City, Mindanao, containing an area of FIVE HUNDRED SEVENTY SEVEN (577) SQUARE METERS more or less, Transfer Certificate of Title No. T-187039 (G-178867) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWENTY ONE (21) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187041 (G-178869) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of THREE HUNDRED SIXTY (360) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187043 (G-178871) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area TWO HUNDRED TWENTY SIX (226) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187045 (G-178873) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED TWENTY SIX (226) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187053 (G-178881) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED THIRTY EIGHT (238) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187055 (G-178883) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED THIRTY SIX (236) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187061 (G-178889) situated at Gusa, Cagayan de Oro City, Mindanao, containing TWO HUNDRED TWENTY EIGHT (228) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187063 (G-178891) situated Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED TWENTY NINE (229) SQUARE METERS more or less, Transfer Certificate of Title No. T-187064 (G-178892) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of FOUR HUNDRED TWENTY ONE (421), Transfer Certificate of Title No. T-187065 (G-178893) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWENTY (20) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187112 (G-178940) situated at Gusa, Cagayan de Oro City, containing an area of TWO HUNDRED TWENTY FOUR (224) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187114 (G-178942) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FIFTY THREE (253) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187116 (G-178944) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED EIGHTY FIVE (285) SQUARE METERS, more or less, Transfer Certificate of Title No.

T-187117 (G-178945) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area TWO HUNDRED THIRTY FIVE (235) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187118 (G-178946) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED THIRTY TWO (232) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187127 (G-178955) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of ONE HUNDRED SIXTEEN (116) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187135 (G-178963) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY ONE (241) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187136 (G-178964) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY ONE (241) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187137 (G-178965) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FIFTY ONE (251) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187142 (G-178970) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY EIGHT (248) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187143 (G-178971) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY (240) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187144 (G-178972) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY (240) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187145 (G-178973) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY (240) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187146 (G-178974) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of TWO HUNDRED FORTY (240) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187154 (G-178982) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of THREE HUNDRED TWENTY THREE (323) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187155 (G-178983) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of THREE HUNDRED FOUR (304) SQUARE METERS, more or less, Transfer Certificate of Title No. T-187158 (G-178986) situated at Gusa, Cagayan de Oro City, Mindanao, containing an area of SIXTY ONE (61) SQUARE METERS, more or less, Parcel 5- Transfer Certificate of Title No. 136-2011000536 situated at Lot: 2534-J, PSD-10-064224 Portion of Lot: 2534, Cad-354, Medina Cadastre, containing an area of FIVE THOUSAND FOUR HUNDRED NINETY FOUR (5,494) SQUARE METERS, more or less, Transfer Certificate of Title No. 136-2014001818 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2014001819 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2014001817 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2014001816 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2015000210 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE THOUSAND ONE HUNDRED SQUARE METERS (1200), more or less, Transfer Certificate of Title No. 136-2015000207 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2015000206 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2015000204 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2015000205 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2015000203 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED TWENTY SQUARE METERS (120), more or less, Transfer Certificate of Title No. 136-2015000202 situated at Barrio of Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of ONE HUNDRED TWENTY SQUARE METERS (120), more or less, Transfer Certificate of Title No. 136-2011000532 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of TWO THOUSAND SEVENTY EIGHT (2,078) SQUARE METERS, more or less, Transfer Certificate of Title No. 136-2016000186 situated at Lot: 2534-G-5 Plan No: PSD-10-069152, containing an area ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2016000187 situated at Lot: 2534-G-6 Plan No: PSD-10-069152, containing an area ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 1362016000184 situated at Lot: 2534-G-3 Plan No: PSD-10-069152, containing an area ONE HUNDRED SQUARE METERS (100), more or less, Cancelled Title Transfer Certificate of Title No. 136-2016000190 situated at Lot: 2534-G-9 Plan No: PSD-10-069152, containing an area EIGHT HUNDRED SQUARE METERS (800), more or less, SUBDIVIDED TO THE FOLLOWING LOTS: Transfer Certificate of the Title No. 136-2018000494 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2018000495 situated at situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2018000496 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362018000497 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362018000498 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362018000499 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362018000500 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362018000501 situated at Barangay Duka, Municipality of Medina, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362016000182 situated at Lot: 2534-G-1 Plan No. PSD-10-069152, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000183 situated at Lot: 2534-G-2 Plan No. PSD-10-069152, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000143 situated at Lot: 2534-D-7 Plan No. PSD-10-068970, containing an area of ONE HUNDRED NINETEEN SQUARE METERS (119) more or less, Transfer Certificate of Title No. 136-2016000142 situated at Lot: 2534-D-6 Plan No. PSD-10-068970, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000141 situated at Lot: 2534-D-5 Plan No. PSD-10-068970, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000145 situated at Lot: 2534-D-9 Plan No. PSD10-068970, containing an area of ONE THOUSAND TWO HUNDRED SQUARE METERS (1200) more or less, Transfer Certificate of Title No. 136-2016000139 situated at Lot: 2534-D-3 Plan No. PSD-10-068970, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000140 situated at Lot: 2534-D-4 Plan No. PSD-10-068970, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000138 situated at Lot: 2534-D-2 Plan No. PSD-

10-068970, containing an area of ONE HUNDRED TWENTY SQUARE METERS (120) more or less, Transfer Certificate of Title No. 136-2016000137 situated at Lot: 2534-D-1 Plan No. PSD-10-068970, containing an area of ONE HUNDRED TWENTY SQUARE METERS (120) more or less, Transfer Certificate of Title No. 136-2016000661 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of EIGHT HUNDRED ONE SQUARE METERS (801) more or less, Transfer Certificate of Title No. 136-2016000659 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362016000660 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000658 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000657 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2016000112 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED THRITY SQUARE METERS (130) more or less, Transfer Certificate of Title No. 136-2017000113 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2017000114 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2017000115 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362017000117 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2017000558 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of SEVENTY FIVE SQUARE METERS (75) more or less, Transfer Certificate of Title No. 136-2017000559 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2017000560 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2017000561 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362017000562 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE THOUSAND ONE HUNDRED SQUARE METERS (1100) more or less, Transfer Certificate of Title No. 136-2012000815 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of ONE THOUSAND ONE HUNDRED SQUARE METERS (1100) more or less, Transfer Certificate of Title No. 136-2019000452 situated at Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of NINE HUNDRED SQUARE METERS (900) more or less, Transfer Certificate of Title No. 136-2012000822 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of TWO THOUSAND TWO HUNDRED EIGHTEEN SQUARE METERS (2,218) more or less, Transfer Certificate of Title No. 136-2012000819 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of SEVEN HUNDRED SIXTEEN SQUARE METERS (716) more or less, Transfer Certificate of Title No. 136-2012000817 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of NINE HUNDRED FOURTEEN SQUARE METERS (914) more or less, Transfer Certificate of Title No. 1362011000535 situated in Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of EIGHT THOUSAND THREE HUNDRED THIRTY NINE SQUARE METERS (8,339) more or less, Transfer Certificate of Title No. 1362012000820 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of TWO THOUSAND FIVE HUNDRED ELEVEN SQUARE METERS (2511) more or less, Transfer Certificate of Title No. 1362012000821 situated in Barrio of Duka, Medina, Misamis Oriental, Island of Mindanao, containing an area of SIX HUNDRED SIX SQUARE METERS (606) more or less, Parcel 6- Original Certificate of Title No. P-22365 situated in the Barrio of Mambayaan, Municipality of Balingasag, Province of Misamis Oriental, Island of Mindanao, containing an area of NINETEEN THOUSAND THREE HUNDRED EIGHTY TWO (19,382) square meters, more or less, Cancelled Mother Title Transfer Certificate of Title No. 136-2018000199 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of EIGHT THOUSAND SIX HUNDRED FORTY FOUR SQUARE METERS (8644), more or less, Cancelled Mother Title has been segregated as Follows: Transfer Certificate of Title No. 136-2019000750 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362019000751 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000752 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000753 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000754 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of NINETY SEVEN SQUARE METERS (97) more or less, Transfer Certificate of Title No. 136-2019000755 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of EIGHTY TWO SQUARE METERS (82) more or less, Transfer Certificate of Title No. 136-2019000756 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000757 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 1362019000758 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000759 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100) more or less, Transfer Certificate of Title No. 136-2019000760 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of SEVEN THOUSAND SIX HUNDRED SIXTY FIVE SQUARE METERS (7,665) more or less, Transfer Certificate of Title No. 1362018000198 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of FIVE HUNDRED FORTY SIX SQUARE METERS, (546) more or less, Transfer Certificate of Title No. 136-2018000190 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED FOURTEEN SQUARE METERS (114), more or less, Transfer Certificate of Title No. 136-2018000191 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED FOURTEEN SQUARE METERS (114), more or less, Transfer Certificate of Title No. 1362018000192 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED FIFTEEN SQUARE METERS (115), more or less, Transfer Certificate of Title No. 136-2018000193 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2018000194 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2018000195 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 136-2018000196 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Transfer Certificate of Title No. 1362018000197 situated at Mambayaan, Balingasag, Mis. Or. Containing an area of ONE HUNDRED SQUARE METERS (100), more or less, Parcel 7 Tax Declaration No. 0810001404023 situated at Cogon, Balingasag, Mis. Or. Containing an area of 4.1922 Hectares, Parcel 8 Transfer Certificate of Title No. T-13018 situated in the Poblacion, Municipality of Balingasag, Province of Misamis Oriental, containing an area of TWO HUNDRED AND EIGHT (208) SQUARE METERS, more or less, Parcel 9 Tax Declaration No. 0810000213984 situated at Brgy. 2, Balingasag, Mis. Or. Containing an area of 638 SQ.M., and has been the subject of an DEED OF EXTRA-JUDICIAL PARTITION OF DECEASED SPOUSE’S CONJUGAL SHARE, filed by the heirs of ALEJO “ BUTCH” OLANO, JR., per DOC #470; PAGE #94; BOOK #17; Series of 2021 under the Notarial Registry of ATTY. ISIDRO Q. LICO. BWM: Sept. 1, 8 &15, 2021

6

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WED-THU|SEPTEMBER 1-2, 2021

Campaign... from page 3

notifications after each transaction. 6. If your bank account or credit card gets compromised. Report the incident immediately to your bank, request for account or card deactivation or blocking, and file an investigation of unauthorized transactions. 7. When in doubt, report. To report any fraud attempt or incident, call the Customer Service Hotline or Fraud Department Hotline of your bank, the NBI Cybercrime Division or Anti-Fraud Division at 0961-734-9450 and (632) 85238231-38, or the Bangko Sentral ng Pilipinas (BSP) Consumer Protection Department at (632) 8708 7087. BMAP assures the public that consumer safety and security are paramount and utmost priority of its member banks. Financial institutions are investing heavily in measures to increase security of their online infrastructure and to ensure that their cybersecurity defense remain

robust. Banks also regularly review and update policies and procedures to prevent and block cybersecurity threats and fraud attempts in the online and digital economy. The #FightFraudTogether campaign of BMAP with its member banks will start with a two- month campaign sharing information about the common and most recent modus operandi of bankrelated crimes across all banking channels. Through t h i s c a mp a i g n , B M A P recognizes that fighting fraud is a shared responsibility among institutions, customers, regulators and associations.

Youth... from page 2

youth of their community are not neglected. Further, the SK also assisted the youth in their registrations for the upcoming nat i ona l el e c t i ons and supported the Commission on Elections (COMELEC) in the conduct of satellite registration in their area as

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH DEED OF ABSOLUTE SALE

AFFIDAVIT OF ADJUDICATION BY THE SOLE HEIR OF THE DECEASED SPOUSES HILARIO AND TOMASA CARBONIL WITH DEED OF DONATION

KNOW ALL MEN BY THESE PRESENTS:

KNOW ALL MEN BY THESE PRESENTS:

That the late SIMPLECIA L. CABACTULAN who died DECEMBER 14, 2019 at Cagayan de Oro City. Misamis Oriental and intestate which has residence at the time of his demise, leaving certain portion of property with Tax Declaration No. 02-005707 situated at Quibonbon, El Salvador City, Province of Misamis Oriental, Island of Mindanao, Philippines, containing an area of NINE THOUSAND FOUR HUNDRED SIXTY TWO (9,462) square meters, more or less, the Vendor desire to sell and the Vendee agrees to buy a portion of the aforementioned parcel of land with an area of ONE THOUSAND (1000) square meters, more or less, under Lot No. 11712-B-2 evidenced by individual sketch plan surveyed by Engr. Jeffrey Aganan and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH DEED OF ABSOLUTE SALE, filed by the heirs of SIMPLECIA L. CABACTULAN, in favor of EVA S. BLACKLIDGE and WAYMON BLACKLIDGE, per DOC #454; PAGE #91; BOOK #116; Series of 2019 under the Notarial Registry of ATTY. TIBURCIO M. BABARIN, JR.

That the late HILARIO AND TOMASA CARBONIL who died intestate on May 25, 1985 in Omingan Pangasinan and March 25, 2002 in Paitan, Quezon, Bukidnon, that my deceased parents at the time of their death left a certain parcel of land with Transfer Certificate of Title No. 7639 situated at Valencia, Mun. of Malaybalay, Province of Bukidnon, containing an area of TWO HUNDRED TWENTY EIGHT THOUSAND FIVE HUNDRED EIGHTY TWO (228,582) SQUARE METERS, more or less, and has been the subject of an AFFIDAVIT OF ADJUDICATION BY THE SOLE HEIR OF THE DECEASED SPOUSES HILARIO AND TOMASA CARBONIL WITH DEED OF DONATION, filed by the heirs of HILARIO AND TOMASA CARBONIL, in favor of CATHALYN ALMUETE-OPERIO, JESIELYN ALMUETE-TAMBIADO, LAILYN ALMUETE-OBLIOSCA, RICHARD M. ALMUETE, GEMMALYN ALMUETEGENIAL, and REGIELYN ALMUETEROMAGOS (DONEE), per DOC #43; PAGE #7; BOOK #219; Series of 2021 under the Notarial Registry of ATTY. MARIO T. JUNI.

BWM: Sept. 1, 8 & 15, 2021

BWM: Sept. 1, 8 & 15, 2021

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City

Republic of the Philippines Department of Transportation LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Regional Office No.10, Apovel, Bulua, Cagayan de Oro City

JOBFRANZ TAXI Rep by: JOHN MICHAEL NOCETE Applicant/Petitioner CASE NO. R10-EV-CC-TX 2021-08-2358

AJIS RENT A CAR CORPORATION Rep. by: MA. JOCELYN/ ALLAN SAGRADO C ASE NO. R10-EV-MR-CC-TTS 2021-07-2282 (2014-10-2385/2008-10-446)

NOTICE OF HEARING

NOTICE OF HEARING

APPLICANT/ PETITIONER requests the authority to extend the Validity of the Certificate of Public Convenience with Consolidation of Case/s to operate AIRCON TAXI SERVICE on the route: CAGAYAN DE ORO CITY TO ANY POINT IN REGION 10 AND VICE VERSA and with the use of EIGHT (08) unit/s. This application/petition shall be considered by this Board on September 8, 2021 at 10:00 A.M. at this Board on which date Applicant/Petitioner shall formally submit his/her/its evidence. The Applicant(s)/Petitioner(s) shall publish said notice at least Five (05) Days prior to the date of hearing once in a newspaper of general/ local circulation. Party(s) opposed to the approval/granting of the application/petition must file his/her/its written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/her/ its oral testimony(s). WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 31th day of August 2021 at Cagayan de Oro City, Philippines.

APPLICANT(s)/ PETITIONER(s) request/s authority to Extend the Validity of a Certificate of Public Convenience with Amendment of Route and Consolidation of Cases to operate TOURIST TRANSPORT SERVICE on the line: WITHIN CAGAYAN DE ORO CITY AND FROM SAID PLACE TO ANY POINT IN MINDANAO, ACCESSIBLE TO MOTOR VEHICLE TRAFFIC and vice versa with the use of SIXTEEN (16) unit/s. This application/petition shall be considered by this Board on September 7, 2021 at 10:00 A.M. at this board on which date Applicant(s)/ Petitioner(s) shall formally submit his/her/their evidence. The Applicant(s)/Petitioner(s) shall publish said notice at least TEN (10) DAYS prior to the date of hearing once in a newspaper of local circulation. Party(s) opposed to the approval/granting of the application/petition must file his/her/their written opposition with supporting documents, unless this Board deems it necessary to require additional documentary evidence and/or his/her/ their oral testimony(s). WITNESS, AMINODEN D. GURO, Regional Director, LTFRB-Region X, this 24th day of August 2021 at Cagayan de Oro City, Philippines.

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER

BWM: September 1, 2021

(Sgd.) ATTY. MOHAMAD FAHDEL S. PIMPING HEARING OFFICER BWM: September 1, 2021

part of their focus to urge the youth in exercising their right to suffrage. Overcoming the challenges wrought by the pandemic, the Barangay Panampawan SK remains steadfast as it implements its youth-oriented initiatives alongside health protocols for the betterment of its community. “K i n a h a n g l a n magbinantayon gyud kita, follow gyud kita sa health protocol labi na ang pagsuot sa atong mask, paghugas ug kamot kanunay, ug kinahanglan padayon kita sa atong tinguha bahalag ania kining COVID-19," he said. (We have to be ver y careful, we have to follow

the health protocol especially to wear our mask, wash our hands regularly, and we have to continue our desire to be protected here with COVID-19). (VPSB/PIA-10/ Misamis Oriental)

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CDO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947

DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631

CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491

LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739

CORRALES BRANCH Corrales Ave., Cagayan de Oro City

CARMEN BRANCH Vamenta Blvd.,Cagayan de Oro City Tel. # (088) 231-2011

Challenging Experiences of Teachers in the Delivery of Instruction to Children with Special Educational Needs (CSN) in the New Normal LINDA D. SAAB EPS, LRMDS and SPED DepEd Camiguin Division, Mambajao, Camiguin

With the abrupt change in the delivery of education from face to face interaction to Modular distance learning, teachers have been experiencing difficulties. Teachers handling normal class experienced difficulties how much more to teachers handling children with special educational needs . A question worth presenting states “What are the challenges of teachers in the delivery of instruction to Children with Special Educational Needs (CSN) in the New Normal? With the growing awareness of the benefits of education that includes Children with Special Educational Needs and that education must continue for the CSN to enjoy the right of quality education amidst COVID-19 Pandemic .The provisions of DO 12,s. 2020 on the Basic Education Learning Continuity Plan (BE-LCP) recognized the value of flexibility in the teaching-learning process based on contextualization. The DepEd Secretary, in collaboration with the Executive and Management Committees, has been closely monitoring the delivery of basic education services in public schools since the start of classes on October 5,2020. Some key challenges have been noted. (Memo.OUCI-2020-307 parag.1,2 & 3)). Accordingly, a Webinar Trainings for School Heads and Supervisors on Inclusive and Special Education were conducted for the implementation on the crisis situation. (RM. No.335,s. 2020). It can be noted that Modular Distance Learning has been the approach used based from K-12 Curriculum; Most Essential Learning Competencies (MELCS) as basis in crafting Self Learning Module (SLMs). Modular Self-Learning as an approach in teaching is one of the widespread and recognized teaching learning techniques in many countries including other Western countries and Asean region . It considers the individual differences among learners which necessitate the planning for

adoption of the most appropriate teaching techniques in order to help the individual grow and develop at his/her own pace (Kandarp sejpal,2013).All parents were provided with Self-Learning Modules .The provision of modules and activity sheets appropriate to the educational needs of the learners. These activities of modules were simplified to worksheets appropriate to the level of abilities and the needs of learners. The SelfLearning Modules were distributed following school organized distribution and retrieval process on scheduled basis with Health protocols .Monitoring by concern teachers and constant followup to make learning happen. A great challenge is at stake as teachers’ for quality education is not an option but an obligation. The challenges experienced by teachers in the delivery of distance learning to children with Special Educational Needs (CSN) includes the following : A number of parents have no gadgets at home like cellphone. This is so challenging because the teacher cannot communicate parents for the difficulties encountered by learners in the modules or Learning Activity Sheets (LAS) .Some Modules / Activity sheets returned with out answers. Not all learners were answering modules. There were parents who cannot return the Modules/worksheets or if returned it has no answer. Teachers seek assistance of neighbors of enrolled CSN to reach the parents and make regards of learners. If only they have gadgets and internet connectivity, they can often communicate parents or learners through text, chats, video calls for the changes or updates as far as modules distribution and retrieval is concerned. In as much as teachers have to fast track parents the need to have a constant follow up of the activities or things to be done by the learners for

increase insights and performance. . At times home visitation of teachers were made with strict compliance to Health Protocols to address the need and clarify issues for learning to take place in spite of the pandemic period. As the teachers visited learners, some homes are not conducive to learning not to mention the details . However, the situation and scenario would show that parents have less support of learners considering economic their status. The positive side ,of having the home visit was that parents and learners embraced their presence .They were happy being visited by the teachers . On the other hand, during visits there are families with gadgets but did not have a quiet home space. They did not have enough desks, their environment was noisy, there were domestic chores and child-care responsibilities, and there were distractions on the Internet , weak signals and limited access. Ideally ,delivering instruction on distance learning modalities to parents who have gadgets at home and have access to internet and can be accessed by teachers from time to time for better learning delivery and to have safety environment on both aspects as education continues in the midst of pandemic. Parents, teachers and community people are challenged to collaboration to be successful in their endeavor to focus on modular distance learning and other interesting things such as to finish homework by the deadline, and motivate children to do schoolwork. To some few parents they liked working at home with their children studying because they were comfortable there and enjoyed working at their own pace. They saved time, could sleep longer, and did not worry about commuting issues. Facing challenges in delivery of instruction to Children with Special Education Needs (CSN) is ended a worthy endeavor.

7

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WED-THU|SEPTEMBER 1-2, 2021

Peace... from page 1

process in Mindanao under seven presidents —from Ferdinand Marcos (+) , Corazon Aquino (+) , Fidel Ramos, Joseph Estrada, Gloria Arroyo, Benigno Aquino III (+) and Rodrigo Duterte. “All of us are stakeholders and are supposed to be part of the cast of characters in pushing for peace in Mindanao,” Arguillas said during the “Training on Safety in Covering Peace and Conflict in Mindanao.” “We should not just leave it to the peace panels or the sundalo (soldiers) or the rebelde (rebels) and the national and local gove r n m e nt s . It re a l ly requires that all of us get involved in this and in particular, on how we cover these conflicts and peace processes as journalists,” she added. Arguillas noted the need for journalists to have a firm grasp of the historical background or the signed p e a c e a g re e m e nt s a n d related documents for better reportage or contextualization of the situation in Mindanao. The decades-old armed reb el lion in Mind anao waged by the Moro National Liberation Front (MNLF) and the Moro Islamic Liberation Front (MILF) put the island in the headlines. Eventually, the Philippine government had separately forged peace deals with the two groups in 1996 and 2014, respectively. Mindanao is also home to the most number of guerilla fronts of the New People’s Army, the armed wing of the Communist Party of the Philippines. The island also hosts the Abu Sayyaf, the Bangsamoro Islamic Freedom Fighters (BIFF), Maute Group, which led the devastating Marawi Siege in 2017, and some other groups allied with the Islamic State. In covering conflict, Arguillas, recipient of the Canadian Embassy’s Marshall McLuhan Award in 2011 for her collective body of work in journalism, noted the EXTRAJUDICIAL SETTLEMENT OF ESTATE OF RIZALINO N. JACUTIN AND PASTORA M. JACUTIN KNOW ALL MEN BY THESE PRESENTS: That the late RIZALINO N. JACUTIN who died in Cagayan de Oro City without issue and intestate on 10 June 1978 while PASTORA M. JACUTIN also without issue and intestate on 22 March 2001 both the deceased at the time of their death left three parcel of land with Original Certificate of Title No. P-758 Situated Tablon, Cagayan de Oro City, containing an area of 106,036 square meters, more or less, 2nd Parcel of land with Original Certificate of Title No. P-57, Homestead Patent No. V-3494 situated in Libona, Bukidnon, containing an area of 55,710 square meters, more or less, 3rd Parcel of land with Tax Declaration No. G-032198 situated in Tablon, Cagayan de Oro City, containing an area of 349 square meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF RIZALINO N. JACUTIN AND PASTORA M. JACUTIN, filed by the heirs of RIZALINO N. JACUTIN and PASTORA M. JACUTIN, per DOC #311; PAGE #63; BOOK #21; Series of 2021 under the Notarial Registry of ATTY. ROBERT W. RAYPON. BWM: Aug. 18, 25 & Sep. 1, 2021

importance of preparation and knowledge of the area for journalists to come out safely from danger zones. “A major part of it is really knowing what you are going to cover — what’s the context, the background — before proceeding,” she said. “A good coverage is really about knowing what is happening, for example in the peace negotiations, and at the same time going to the field to see the reaction of ordinary people or the civilians who often evacuate (in the course of) that peace negotiations,” she added. Mind aNe ws’ Froi l an Gallardo, another veteran journalist in Mindanao, shared his thoughts in covering the communist insurgency. “B e war y of mor t ar shelling,” he said, noting that reporters should also have an idea on the capability of certain types or artillery when in conflict zones. Light mortar has an e f fe c t ive r ange of one kilometer while the heavy M114 155 mm howitzer can hit targets 15 kilometers away, according to him. A 750-pound bomb from an FA-50 fighter jet can create a crater that can fit two Army trucks and four Army trucks for a 1000-pounder bomb, he added. Gallardo lamented the difficulty of having been red-tagged, or labeled a communist, apparently by elements from the Armed Forces of the Philippines. “It’s terrible. Suddenly your photos appear in leaflets distributed in churches and other public places,” he said. Ferdinandh Cabrera, a video stringer for GMA News, said that one of the root causes of the security problems in Maguindanao, a province under the Bangsamoro Autonomous Region in Muslim Mindanao, is land conflict. “Land conf lict had triggered rido (bloody family feud). It is a major source of armed conflict (among families),” he said. Cabrera said it is important to get the help of locals familiar with the terrain to avoid getting trapped while covering conflict situations. In January 2021, he and his team came out from a remote village in South Upi unhurt, after the town mayor and his convoy was ambushed by BIFF fighters. One person died while four others were injured from the mayor’s convoy.

Cabrera’s team did not join the convoy. They rented motorcycles driven by locals to go out of the danger zone unharmed. The safety training in covering peace and conflict is the last of a four-series training in Mindanao on “Strengthening Safety of Journalists and Professional Journalistic Standards in the Philippines,” a project of the United Nations Educational, S cientif ic and Cultural Organization (UNESCO) -Jakarta supported by the Ne t he rl ands Fu nds - i n Trust, in partnership with MindaNews. Already completed were the Safety Training in Covering the COVID-19 Pandemic, Safety Training in Covering Disasters and Digital Safety.

Power... from page 1

the 2022 automated elections,” Gatchalian said. Several groups have cast doubts on the authenticity of the power supply-demand outlook put into view by the DOE since there are still factors not integrated in its short-term energy planning – including the forced outages and de-rating of power plants; specific schedule of preventive maintenance of generating facilities; as well as the extent of gas restriction that will be experienced from the Malampaya field next year. With such weak planning by the energy department, some stakeholders expressed fear of possible cheating during the election period. Such apprehension has been bolstered by the fact that the DOE Secretary serves as president of the ruling party PDP-Laban. Cu s i h a s a l s o b e e n criticized by various energy stakeholders for devoting more of his time on political affairs, instead of fixing the power supply mess that the DOE is supposed to prioritize because that is the agency’s core mandate. As noted by Gatchalian, “ We m u s t e n s u r e t h e credibility and transparency in the conduct of the elections as well as the delivery of fast and accurate results reflective of the genuine will of the people.” The lawmaker reiterated that the current power supply-demand vista in the DOE forecasting — which is trying to paint a “no yellow or red alerts” happening in the system — is still sketchy,

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because “the outlook does not take into consideration the forced and unplanned outages of power plants and the declining supply from the Malampaya gas field.” Gatchalian is reminding DOE that the rotational blackouts that happened last summer and even those in 2019, also an election year, had been mainly “attributed to the unplanned outages and de-rating of power plants.” He further stressed that “power interruptions last summer happened despite earlier statements from the DOE that it was optimistic that the country will not encounter major challenges or any alerts that may result in insufficiency of supply.”

Spreader... from page 1

“It’s really part of our habit as Filipinos that we would like to eat together and chitchat,” she said. Pasion said that minimum public health standards are p ossibly violated when w o r k e r s e a t t o g e t h e r, considered a gathering according to the Occupational Safety and Health Manual of the Department of Labor and Employment (DOLE). “It’s an activity that entails gathering. It’s gathering because you go to that place, you take off your mask, eat, and talk,” she said. Pasion urged the public to keep observing the basic health protocols and always keep a safe distance from other people. “Even if we know that person, we really don’t know if that person has COVID-19 or not, up until the RTPCR [reverse transcription polymerase chain reaction] test is presented,” she said. She admitted that there are establishments that don’t properly enforce the minimum public health standards. Pasion stressed that DOH-Davao’s sanitary inspectors, in coordination with the Department of Trade and Industr y and DOLE, are monitoring the establishments to know what possible violations are committed. As of Aug. 30, DOH-Davao reported that there have been a total of 2,403,770 doses of anti-COVID-19 vaccines received, of which 868,567 had been administered for

the first dose and 488,732 for second dose. There were also 137,450 doses of the singledose Janssen administered as of Monday. Of the 755,270 listed as eligible population for the A4 category (essential workers), 304,484 were vaccinated with first dose and 107,259 with second dose, according to Pasion. As of Monday, DOHDavao reported 68,261 cases with 11,773 active, 54,336 recoveries, and 2,152 deaths. Out of the total cases, Davao City, the epicenter of the COVID-19 pandemic in Mindanao, logged 37,367 cases with 5,199 active, 30,973 recoveries and 1,195 deaths. Davao de Oro tallied 4,771 cases, Davao del Norte with 12,327, Davao del Sur with 6,657, Davao Occidental with 1,917, and Davao Oriental with 5,222. (Antonio L. Colina IV / MindaNews)

Will... from page 4

learning to lose gracefully, while keeping our good character and relationships as our life’s greatest ambition and goal. We can conquer others in sports competitions, career or business, but lose the real competition of life: our honest character and right relationship with our Maker and others around us. Only God can help us conquer our own wrong heart and character traits that cause us to lose at life. Won’t you ask Jesus to forgive you for not controlling and using your will to win in His right way? Then ask Him to daily help you start becoming the person of honest character with close, caring relationships He created you to be and have. Just think a minute.

Economy... from page 4

are now prioritizing the purchase of products that will provide them financial protection and the means, in case a family member, especially the breadwinner, gets hospitalized or passes away. Furthermore, to provide for their long-term requirements, people are investing more in stocks, mutual funds, or investmentladen insurance products since the market price is on

a bargain. We do not know where the essential economy will shift to once the pandemic is over. It may shift back again to the experience economy since people felt deprived and would want to make up for those quarantined days. But I personally hope that this pandemic has taught us one important lesson. That while there’s nothing wrong to have those “experiences” again, let us be mindful that at the end of the day, the essentials are what really matter.

Tracing... from page 1

available for Higala App transactions. This has been the set-up since the deployment of the app," it said. T h e H i g a l a Ap p i s t h e p or t a l w h e re u s e r s register in order to get a Quick Response code, a requirement by the city government when entering commercial establishments a s p a r t o f t h e c o nt a c t t r a c i ng s c h e m e re l at e d to the Covid-19 pandemic. During an online b r i e f e r, M a y o r O s c a r Moreno s aid t here w i l l be no confidential data stored in the app that can be used by anyone or any group hacking into it. He assured there are safeguards to prevent a breach. "There are erroneous c l a i m s t h a t a p e r s o n’s bank account may be hacked (through the Hi g a l a Ap p ) b ut o t h e r than the basic data, there are no confidential data on the app such as bank account numb ers. Even for the sake of discussion, i f it w a s h a c ke d , t h e re are s afeguards in place to prevent hackers (from accessing the whole system)," Moreno said. City Information O f f i c e r Mar i c e l R i v e r a said the City Hall’s Higala app team quickly acted on the incident, although a glitch in the system is also possible. The Higala app, launched in August last year, is used primarily as a contact tracing and health declaration form tool by public offices, commercial establishments, and businesses here. (PNA)

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CARLO PAALAM Leading by Example

August 27, 2021 Carlo Paalam returned to where it all started as he went back to his hometown of Cagayan de Oro following his success in the Tokyo Olympics. The 23-year-old boxer visited his hometown for the first time after capturing the silver medal in the men’s flyweight division of the Summer Games, and went to Italpinas Development Corporation's Primavera Sales Office where he received his newest condominium unit from the company. "IDC is proud of Carlo's achievement, we are grateful to him for bringing honor to Cagayan de Oro. The company has also been a believer in the city's sports program, especially for the youth," said Arch.

Romolo V. Nati, IDC Chairman & CEO. "His success comes at a particularly significant point in Philippine's history when we are facing a pandemic, his fellow Filipinos struggling to find hope; his win at the Olympics inspires the country to believe and cope with today's difficulties," he added. Since 2018 Italpinas Development Corporation (IDC) has been an immense supporter of Mayor Moreno's Amateur Boxing Program where Carlo Paalam molded his boxing skills. "Everything that is happening to me now is beyond my comprehension, I am beyond grateful to the Almighty for all the blessings that I am receiving. And to IDC, thank you

for recognizing my hardships, and for supporting the boxing program of the local government where it all started for me. Without your support from the previous years, my dream wouldn't be a reality. Again, thank you IDC. " said Olympic Silver Medalist Carlo Paalam. Cagayan de Oro is the second home of the Talakag, Bukidnonborn Paalam, where he was discovered and where he received his first training in boxing as a 10-year-old boy. Paalam is one of four Philippine medalists in the Tokyo Games, along with gold medal winner Hidilyn Diaz and teammates Nesthy Petecio and Eumir Marcial, who bagged silver and bronze medals, respectively.

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