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BusinessWeek MINDANAO

2013 ppi’S Best in Business and Economic Reporting

YOUR Mindanao-wide BUSINESS paper

Volume VI, No. 044

Market Indicators As of 6:10 pm October 2, 2015 (FRIDAY)



US$1 = P46.77


1 cent



40.33 points

Briefly Young entrepreneurs MAMBAJAO, Camiguin -- Some 37 graduating students from the Camiguin Polytechnic State College (CPSC) have undergone a one-day Youth Entrepreneurship Development Training on September 18, 2015 at the Mambajao Negosyo Center. The Department of Trade & Industry (DTI) Camiguin Provincial Office initiated the activity to promote youth entrepreneurship development under Republic Act (RA) 10679; “ An Act Promoting Entrepreneurship and Financial Education among Filipino Youth” or the “Youth Entrepreneurship Act” which was ratified last August 27, 2015. This Act hereby declared to promote the sustained development of young Filipinos whose aptitude and skill in the field of finance and entrepreneurship shall be encouraged and honed through education and specialized training programs as part of the broader strategy to promote the viability and growth of enterprises in order to create more jobs in the country.

2014 ppi’S Best in ENVIRONMENTAL Reporting

Muslim bets to bat for new BBL

By CHENG ORDONEZ Executive Editor


AGUINDINGAN, Misamis Oriental -The Bangsamoro Basic Law (BBL) is coming to form part of a decision this elections, at least, among Muslim candidates who are with the United Nationalists’ Alliance (UNA). UNA held the Mindanaowide launching of its local slates and induction of new members at the booming town of L aguindingan, Misamis Oriental, home to the region’s international standard airport. The launch was led by provincial governor Bambi Emano and with no less than Vice President Jejomar Binay in attendance. Some Muslim candidates are running under UNA,

Monday | October 5, 2015

which has opposing stance on the proposed Bangsamoro Basic Law (BBL). “But, this does not mean that [we] have abandoned the

cause of the Moro Islamic Liberation Front (MILF) to pursue lasting peace and development through the bbl/PAGE 11


REMOVE THEM. Rep. Rufus Rodriguez removes all the leaves of a malunggay twig, urging Cagayanons to remove all the current city officials from the Moreno and Emano camps and replace them with his own. photo by gerry lee gorit

Rufus’ opening salvo:

‘Moreno has failed’ By MARK D. FRANCISCO, Staff Writer

SOUP FOR THE HUNGRY. Volunteer church workers distribute hot soup to children of newly arrived evacuees at the town gymnasium in Marihatag, Surigao del Sur Friday, Oct. 2. More than 200 families or 1,000 persons fled from Barangay Mahaba, Marihatag in a fresh wave of fighting between the Philippine Army and an unidentified armed group last Thursday. mindanews photo by froilan gallardo

A FIERY speech and a symbolic but catchy gesture launched the candidacy of Rep. Rufus Rodriguez as mayor of Cagayan de Oro last Saturday. During the debut convention of the neophyte

Centrist Democratic Party (CDP) at Nazareth gymnasium where his sister is the barangay chair, Rodriguez was nominated by the party’s more than 3,000 attendees in a mere formality. Rodriguez failed/PAGE 11

P317-M agri projects BUTUAN City -- Agriculture Secretary Proceso J. Alcala turns over a total of P317 million worth of agriculture projects in Caraga Region last Monday, September 28, in the province of Agusan del Sur. This is during the inauguration of the two AgriPinoy Rice Processing Centers (RPC) situated in the municipalities of San Francisco and Trento in Agusan del Sur. The AgriPinoy RPC III in Pisaan, San Francisco amounting to PhP 37,292,410 was finally turned over to Agus Pinoy Producers Cooperative (APCO). Led by the Sec. Alcala, the inauguration displays a fulfillment of the farmers’ vision of having a processing center in the locality.

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Women vendors in MisOcc receive P350K from DOLE S A PA N G D A L A G A , Misamis Occidental -- The Department of Labor and E mpl oy me nt , R e g i on a l Of f ice No. 10 (D OLE-

10), through its Misamis Occidental Provincial Field Office (MisOcc PFO) released livelihood projects under the DOLE Integrated Livelihood


and Emergency Employment Program (DILEEP) to 35 women fruit vendors on 3 September 2015, in Sapang Dalaga, Misamis Occidental. The women are members of the Tru-Cut, Boundary Wo m e n’s A s s o c i a t i o n (TRUBWA). Through the leadership of DOLE-10 Regional Director R aymundo G. Agravante, numerous boxes of assorted fruits amounting to P350,000 were released to the beneficiaries, granting each member up to P10,000 worth of livelihood package. During the turn-over ceremony at the Municipal SB Session Hall, DOLE-10

MisOcc Provincial Head Leonardo G. Rodrigo along with Sangguniang Bayan Member Clifford P. Bantilan led the distribution of fruits to the recipients, assisted by DOLE-10 Mediator-Arbiter Atty. Evelyn R. Ramos and Public Employment Service Officer (PESO) Manager Leonora I. Miraflor. “This is our effort towards prom ot i ng t h e age n d a for inclusive growth and poverty reduction, and this is another implementation of the government through the kabuhayan program of DOLE, otherwise known as DILEEP,” Director Agravante said.

“ The purpose of the DILEEP is to help vulnerable and disadvantaged individual workers and community worker-groups, most e s p e c i a l l y w om e n a n d children who mostly operate in the informal sector by engaging them in sustainable enterprises to somehow supplement their household income,” Rodrigo said. Corollary to that, the government has the lead responsibility to provide an enabling framework at national and local levels to support representational r i g ht s of wor ke r s an d employers in the informal vendors/PAGE 11

ECP grants P113K to police wounded-in-action THROUGH the intensified information dissemination of Employees’ Compensation Prog r am (EC P) to t he memb ers of Philippine National Police (PNP) in Region 10, a police officer who was wounded in the line of duty was able to claim and receive his EC benefits amounting to P113,044.85. Police Officer I Marlon Mendoza has been with the Regional Public Safety Battalion-10 (RPSB-10) for three years. On April 2013, when he was still a Field Officer, their troop conducted a combat patrol in Talakag, Bukidnon when a group of 30-40 armed men attacked them. The exchange of gunfire lasted for almost two hours. The incident left ecp/PAGE 11

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BusinessWeek MINDANAO



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BusinessWeek MINDANAO


Businessweek Mindanao Corporation Publisher DANTE M. SUDARIA President/CEO ROSE MARY D. SUDARIA, Ph.D. Vice President for Finance


Vice President for CorporateAffairs

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Natural High


hink a minute…Imagine there was a safe, legal drug that not only made you feel good, but was actually good for you. And best of all, it was free! A former drug addict named William Burroughs says: “Every feeling you get on drugs you can get without drugs.” People who get high on marijuana often say they can laugh at anything. But they’re wrong in thinking that the fun comes from the marijuana. It’s actually their own ability to laugh and have fun which they already had. So all the drug problems of harming our bodies and brains, hurting our families and relationships, ruining our jobs and careers, just are not worth it. The fact is we were born with powerful chemicals already in our bodies that can give us these great feelings and highs. But how do we activate and enjoy these amazing great feelings? Simply by choosing to. Did you know that fun and happiness is actually a choice? When we choose to be happy, to laugh, to have a positive attitude, and to love others, then our whole body chemistry changes. We get new energy, confidence, and a totally new perspective on


A Minute

Jhan Tiafau Hurst our situation and life. We just feel better in every way. Victor Frankl’s true story tells about the horrible pain and torture the Jews experienced every day in a Nazi prison camp. They were treated even worse than animals! Yet Victor Frankl and some of his fellow Jews chose to have fun and enjoy every day. They simply chose to create their own life of happiness by seeing the good in each other and the world, even with all the evil, painful things being done to them. A successful man says that you can make any kind of job you do fun. He says: “If it’s not fun, then you’re not doing it right.” Real fun and happiness only comes when you choose to change hurst/PAGE 9

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Journey to Central Mindanao


OMEHOW, I felt I was the only Mindanawanon in Davao City who had never been to Central Mindanao. Personally, I have been grappling with wanderlust since year 2012 to visit Cotabato City but for some alleged safety concerns, my superiors rebuffed me and I have to forego the travel. There are excitements to set up benchmarks and wake up people that there are no limits in scouting for business in Mindanao. Crossing some cultural barriers to see the enclave of the Autonomous Region of Muslim Mindanao where their headquarters sets along Sinsuat Avenue came to test last August 31, which was a national holiday. I saw that fulfillment at 4:30 early morning from the corner of Ulas Road that divide the Cotabato and Bukidnon routes. The Ecoland Bus Terminal in Davao City was inaccessible on that early morning due to the mammoth rally of a religious group in front of the Hall of Justice located beside the perimeter of the Integrated Bus Terminal, which has another story of the separation of state and religion? My four hours land trip with stop overs to a place I have not seen before springs into full gear as the sun was just rising preceding the August moon. The Autonomous Region of Muslim Mindanao hold a special place without any pretension of fear or

danger but a promise as the next region to take off for more development should the Bangsa Moro Law sail through Senate. I have been meditating during the trip with a metaphor of seeing communities hardly reach by the government and people from Manila where I have live most of my life although, I am not a stranger to Mindanao having lived on and off in the City of Cagayan de Oro and spend the rest of the years in Davao City. Human nature is inquisitive; it dictates to find things written about conflict areas that have stifled investments and the negatives brought by the Mamasapano incident that refuses to leave us until perhaps, peace reigns in the region? ARMM in the latest economic ranking among regions is the poorest in the Philippines yet their land area is huge and fertile with various rivers transcending down to many agricultural Municipalities. The Liguasan Ma r s h i n C ot a b at o i s nature’s diversity site and great domestic tourism destination. Hardwoods from Maguindanao are favorite material for furniture suppliers in Manila. House bui lders s ource d t heir Kamagong and Molave wood from the region that goes to the walls and furnishings of the exclusive residential mansions in Alabang Villages. Goat Meats that are popular in the restaurant rows of Davao City comes

from Maguindanao. Corns harvested from Sharif Aquak are the source of animal feeds processed by the milling companies in General Santos City and shipped by General Milling to their Cebu Plant for distribution to the livestock growers in the Central Visayas Provinces. Muslim College students in Davao City and Cagayan de Oro come from Lanao del Sur. Known Muslim Politicians towing with Security Escorts comes down regularly to the Pagcor Casinos in Davao City. Many hotels benefit to weekend stay of Muslim families who shop regularly in the premier and high-end malls along J. P. Laurel Avenue. Muslim businesspersons from Cotabato City own plush residential houses in the exclusive villages of Davao City. They should not be classified as poor, when their rivers flow into the garden of delights. The Autonomous Region of Muslim Mindanao for years has been dependent of the G eneral Budget Appropriation of the different national Government agencies operating in the region. It has not performed its inclusivity function envisioned by the 1987 Constitution to create its own autonomy in raising revenues to spur economic development but instead ARMM incurred running deficits in its governance. Written off are unaccounted funds from the time of former


Tourism H i - way

Ped Quiamjot A R M M G ov e r n or Nu r Misuari which has ballooned according to previous COA report to P600 Million. The succeeding term of Governor Zaldy Ampatuan has another trail of “missing funds”. The region has the opportunities to excel from the trappings of many possible economic activities, which come from huge deposit of natural resources to include mining, forestry, coal, and natural gas needed by the new power plants in Mindanao and are just awaiting development. The abundant water supply that flows to the Maguindanao Rivers can irrigate vast tract of fertile lands and planted with rice and vegetables. However, there are few irrigation canals but instead more trenches that runs for miles? Central Mindanao is one such controversial place that must be experienced and fully understood. For comments or feedback, please email, sbeverage@ or follow on Twitter@gm_ped

Protect that card


few years back, my wife Mira received, much to her surprise, a statement from a credit card company. Included in the statement was a bill for dinner which she supposedly had in Kuala Lumpur. She immediately called the credit card company to dispute the bill. She could not have incurred the expense. She never left the country during the period covered by the statement. The person at the other end the line was very courteous and said that they would look into the matter but in the meantime my wife’s credit card would be blocked. During the next billing cycle, the Kuala Lumpur dinner appeared again in the statement. So this time, my wife wrote the credit card company to formally dispute the billing. About a week later, my wife received a letter which explained the myster y. Attached to the letter was a photocopy of the restaurant’s bill. It was signed by ME! How did it happen? The week prior to a foreign trip, I received the extension card of my wife. I inadvertently brought the card along with me. It was the same card which I mistakenly presented to the restaurant in Kuala Lumpur.

The restaurant staff did not notice (or just did not care) that the name appearing in the card was that of a woman and could not have belonged to me. It was enough that the credit card was “accepted” by the restaurant’s machine. The cost of the dinner was charged to my wife’s account. I was both red-faced and relieved. In the hands of an unauthorized third party, my wife’s credit card could have been used for a shopping spree. Moral of the story: Treat your credit card (and your wife’s, too) as cash. Safe-keep and protect it at all times against unauthorized usage. Another word of caution. When doing online transactions using your credit card, make sure of the trustworthiness of the counter-party whom you are dealing with. It would also be advisable to request from your credit card company an E-Commerce card. It provides for a significantly lower credit limit (compared to your regular credit card) and correspondingly limits your risk when making purchases online. Credit cards were invented for our convenience. But improperly used, credit cards can also cause us financial woes. Because of the ease with which we can make purchases

through the use of credit cards, we can easily overspend. Quite a number of my readers have emailed me their tales of woe about huge credit card debts, mounting financial charges and penalties, and their repeated receipt of threatening collection letters. Whether we use cash or credit card, it is best to be able to distinguish between our “needs” and our “wants”. Let us think twice before making any purchase. Is this something which we really need or is it something which is just nice to have? If it is the first, then it should be covered by our budget. If it is the second, then we should postpone the purchase. A good rule to follow (when we receive our credit card statement) is to pay in full and on time. Paying only the minimum amount due will, in the long run, be very expensive because of the financial charges. By the way, you may have experienced being charged extra, over and above tag price, when you use your credit card. Next time it happens, remind the establishment that this practice is illegal as it violates the “one tag, one price policy” of the Department of Trade and Industry. A hefty penalty is imposed by the DTI for this violation.


O ut

Ignacio Bunye We should also be extracareful in the use of our ATM cards. Here are some common sense rules to follow. 1. Safeguard your PIN (Personal Identification Number). Don’t use a PIN which can easily be associated with you. Change PIN frequently. 2. Most ATMs are now provided with covers over their key pads. It would not hurt to cover the key pads with your free hand as you punch in your PIN. 3. Do not allow anybody to use your ATM card. However, I know for a fact that some pawn their ATM cards to obtain quick cash. For those who are forced by circumstances to do so, change PIN immediately once the debt is paid. Note: You may email us at totingbunye2000@gmail. com.

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BPI, Western Union forge partnership AYALA-LED Bank of the Philippine Islands (BPI) and global payments services firm Western Union yesterday announced a remittance partnership that will allow Filipinos in other countries to send money directly to BPI bank accounts in the Philippines. BPI said in a statement on Tuesday that the agreement is meant to promote a simpler way for overseas Filipinos to send money straight to their loved ones’ bank accounts here through “direct-to-bank” money transfer services. The international directto-bank service will allow BPI account holders to access their relatives’ remittances through nearly 820 BPI branches in the country and its offices, with transactions doable in remittance centers across the globe. “To send money directly to a BPI bank account via partnership/PAGE 9

FCDU loans down by 2.7% in Q2 2015


U T S TA N D I N G foreign currency deposit unit (FCDU) loans stood at US$12.1 billion as of endJune 2015, down by US$333 million (2.7 percent) from the end-March 2015 level of US$12.5 billion, as repayments exceeded disbursements, the central bank said. According to Bangko Sentral ng Pilipinas G ov e r n o r A m a n d o M . Tetangco, Jr., FCDU loans g r ant e d t o c om m o d it y exporters ($2.7 billion) and producers/manufacturers ($0.8 billion) in the second quarter of 2015 were down by $83 million (3.0 percent) and $178 million (18.9 percent), respectively. Some borrowers also shifted to domestic financing, with peso loans growing from P4.2 trillion to P4.3 trillion (or by 3.1 percent) for the same period. Outstanding loans to resident borrowers, said

World’s Teachers Day 2015 By Mariefe Molina Teacher - III Danao Elementary School

Teachers around the world are celebrating World’s Te a c h e r s D a y t o d a y, October 5. This event primarily aim to show how important teachers are in the society, being individuals who guide students to be better people today and in the future. A teacher is created in order to teach and to serve. They are every child’s guide light in traveling to the future and through him, they will have a good one. It is a teacher’s duty to equip skills and knowledge to students mind because these are their instruments to have the best future they want to have. Ev e r y s t u d e nt h a s encountered various kinds of teachers in which some of them are hated and some


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are loved. However, it is pretty sure that they love even those teachers who disappointed, scolded and insulted them because it is where most learning came from. After all, they are teachers whose aim for students is to learn from them. Being a teacher is not simply being a teacher by profession but is all about being a servant to the individuals she doesn’t even know one by one. A teacher is also, at the same time, a parent to children who are not from her own home and a leader to students who could possibly her own leader someday. Thus, it is but proper that their existence should be celebrated. Happy World’s Teachers Day!

34.1-percent balance of the loan portfolio. FCDU deposit liabilities were likewise lower by $686 million, from $32.5 billion in the previous quarter to $31.8 billion. The bulk (97.2 percent) of the deposits continued

B S P, r e p r e s e n t e d 7 0 . 4 percent ($8.5 billion) of total outstanding FCDU loans, with the following sectors/industries as major beneficiaries: • public utility firms ($2.0 billion or 16.7 percent), • producers/ manufacturers, including oil companies ($0.9 billion or 7.5 percent), and • merchandise and s er vice exp or ters ($2.8 billion or 22.9 percent). The $2.8 billion balance of outstanding loans (or 2 3 . 4 p e rc e nt ) w e nt t o other residents as well as government agencies/ enterprises. Gross disbursements

during the reference quarter declined 8.8 percent to $13.0 billion from the previous quarter’s $14.3 billion. The bulk of loan releases ($12.8 billion or 98.0 percent) had ST maturities, and were largely for working capital and other ST funding requirements. The maturity profile of outstanding FCDU loans showed medium- to longterm loans [or those payable over a term of more than one year] comprising the bulk, or 65.9 percent of total, and funded various projects. Short-term (ST) accounts [or those with original maturities of up to one year] accounted for the

JCS gives month-long tribute to teachers By Lelia B. Cabello Teacher-III Jasaan Central School District of Jasaan

As an expression of gratefulness to hardworking and dedicated educators, Jasaan C entral S cho ol conducted a month-long tribute for teachers from S eptemb er 5 until the Wo r l d Te a c h e r ’s D a y proper, October 5, 2015. From its launching date, JCS teachers received tokens w hich came as surprises coming from alumni and Supreme Pupil G ov e r n m e nt o f f i c e r s . These tokens are in form of fans, sign pens, hanky, flowers and several others.

Part of the celebration is also the creation of Dedication Wall. In here, pupils post their messages and words of dedication for their teachers. Comes October 5, JCS through SPG, will once again hold the search of “My Teacher, My Hero 2015” for every grade level, from Kindergarten to Grade 6. This is instant search for teacher who will stand out in terms of beauty and talent. In the afternoon of the same day, Parents-Teachers Association (PTA) will give another form of tribute.

to be held by residents. Similarly, the loans-todeposit ratio decreased from 38.3 percent to 38.1 percent in the second quarter of 2015 as a consequence of the higher rate of contraction of loans (2.7 percent) vis-à-vis deposits (2.3 percent).

Gov’t to ramp up spending ahead of 2016 elections THE Department of Budget (DBM) is ramping up efforts to address the issue of underspending on public infrastructure ahead of next year’s elections. This early, DBM Asst. Secretary Tanya Hamada said her department has asked concerned government agencies and local governments to prepare their detailed budget estimates for projects to be included in the 2016 national expenditure program. Ha m a d a s a i d t h e s e do cuments include the detailed engineering design, program of work and cost estimates required for project bidding. “It (2016) is an election year. For the first quarter, (project) implementation will kick-off because of the

election ban by March,” she said in an interview on the sidelines of the Kapihan sa Media ng Bayan on Friday. Once the proposed PhP3.002-trillion national budget for 2016 is approved, Hamada said the process only involves bidding and award of projects in January before the infrastructure ban. “(With this,) I don’t think we will have (another) low first-quarter GDP (gross domestic product),” she said. The government underspending on public infrastructure has been blamed on weaker growth of the economy in January to March this year. The country’s secondquarter GDP expanded to 5.6 percent from 5 percent the previous quarter as strong spending/PAGE 9

School – Based Earth Camp By JACKELINE A MAGHANOY Benoni Elementary School

“Experience is the best Teacher”, as a saying goes. It shows that if one undergoes something and is able to pass it through, he can have it throughout his entire life. This what I had realized when we conducted our School-Based Earth Camp on September 19, 24, 26 and 27, 2015. It was a very great experience for me for having been able to plan and conducted the said activity. At first, it was like an illusion. Then it came to a point that when everything has set and planned, all came out well.

Since the Month of September is regarded as the Science Month, we all the Science Teachers in our school decided to have the activity. We started on September 19, 2015. It was the National Coastal Clean-up Day. All our children, the Youth for the Environment in S cho ol ( Y E S - O ) we re excited and eager to actively participated it. We were so overwhelmed seeing our stakeholders did the same eagerness in participating the program and activities in our school.

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COCAR holds public hearing on CARP extension CAGAYAN DE ORO CITY -- The C ong ressional O versight C ommitte e o n A g r a r i a n R e fo r m (COCAR) and the Department of Agrarian Reform (DAR) conducted a public hearing on House Re s oluti on 3 8 2 , h el d at the Manolo Fortich Gymnasium in Manolo Fortich, Bukidnon recently. The resolution directs the Committee to conduct an inquiry on the status of i mpl e m e nt at i on of Republic Act (RA) 9700 or the C omprehensive Agrarian Reform Program Extension with Reforms (CARPER) Act. COCAR Chair, Ifugao R e pre s e nt at i v e Te d d y B r aw n e r B a g u i l at , Jr. f a c i l it at e d t h e pu b l i c hear ing together with Committee members Bukidnon 1st District R e p r e s e nt at i v e Ma r i a L ou rd e s Ac o st a - A l b a , co-aut hor of HR 382, and Abante Mindanao ( A BA M I N ) Pa r t y - l i s t Representative Maximo Rodriguez. DAR Undersecretary for Field Operations Jose Grage d a le d t he DAR officials and staff who attended the occasion.

In her opening message, Congresswoman AcostaAlba said that the CARP is a mandate of social justice and it will put to an end the centuries-long semi-feudal economic relationship in the countryside. Congressman Baguilat, meanwhile, stressed that the forum was held for the purpose of clarifying issues on CARP extension. He also said that there is a bill establishing agricultural venture agreements which creates entrepreneurial collaboration between the ARBOs and private investors in the establishment of agriculture-related business ventures involving lands distributed under CARP. Representative Rodriguez also announced the filing of House Bill 4296 or the Notice of Coverage Extension Bill, which will further extend the issuance of notices of coverage up to June 30, 2016. Many of the ARBOs present expressed their full support for the extension of CARP citing the need to distribute the remaining lands under the law, as well as to provide more support services through t h e Ag r a r i a n R e f o r m Community Connectivity

and Economic Support Services (ARCCESS) such as farming equipment, harvest facilities, and farmto-market roads, among

others. O n t h e s a m e d a y, COCAR Chair Baguilat and USec. Grageda led an ocular inspection on

the land awarded in 2008 to PANAW Multipurpose Cooperative in Sumilao, Bukidnon after their historic “walk for land,

walk for justice” cause from Mindanao to Manila. (Ressan Nash N. Alonto/ Editha R. Salvador, DAR10/ PIA 10)

A SUCCESSFUL STUDENT LEADERSHIP TRAINING – VICE GOVERNOR JOEY G. PELAEZ personally thanked Laguindingan National High School Principal ADEFER B. CAÑO (2nd from right) for lending the facilities of Laguindingan National High School for the 2nd A Happy MisOr Student Leadership Training which was attended by more than 1000 student-leaders and their teacher-advisers. Vice Governor Pelaez has been organizing leadership trainings for free for Misamis Oriental, Gingoog City and El Salvador City, including Cagayan de Oro City, when he was still in DepEd. Also present were Laguindingan Councilor LITO BAHIAN (extreme right) who represented Mayor Oliver Ubaub, MR. ROLLY B. LABIS (2nd from left) who represented Schools Division Superintendent (SDS) of El Salvador City Dr. Cora T. Asa and DR. VIVIAN TUAZON (extreme left) who represented Misamis Oriental SDS Dr. Cherry Mae L. Limbaco. photo supplied

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monday|october 5, 2015


Advertising and Editorial E-mail : Contact nos. : 0917-7121424 • 0947-8935776 Editor: Nelson Constantino

Left to right are, Metrobank Executive Vice-President Mary Mylene Caparas, Metrobank President Fabian Dee, Globe President & CEO Ernest Cu and Globe Chief Finance Officer Alberto de Larrazabal.

Globe signs P5B, US$45M term loan with Metrobank


lobe Telecom, Inc. signed a 10-year P5 Billion and 7-year US$45 Million term loan with Metrobank. The loans shall be used to finance Globe’s capital expenditures. “This new loan facility from Metrobank will help us address the demands of our customers in their continuing shift to a digital lifestyle. Globe is committed to invest in additional network capacities to handle the robust growth in data traffic from our customers“, said Alberto de Larrazabal, G l ob e C h i e f F i n anc i a l Officer.

Globe invested about P11.4 Billion in capital expenditures in the first half of 2015. Bulk of the investment was allocated for data-related projects, including investments for the company’s broadband network, capacities for wireless data, LTE, and domestic and international transmission facilities. Globe Telecom, Inc. closed the first half of 2015 with record-level consolidated service revenues of P53.8 Billion, 13% higher than the P47.7 Billion reported a year ago, on the strength of robust revenue gains on mobile data

and broadband, as more customers adopt a digital lifestyle. On a sequential basis, Globe posted its highest ever consolidated service revenues of P27.6 Billion for the second quarter of the year, outpacing both the record-level revenues in the seasonally strong fourth quarter of 2014 of P26.3 Billion and last quarter’s P26.2 Billion by 5%. Aside from the growing number of smartphone users in the Globe network, sustained emergence of various products and services that include OTT applications, music, video

streaming, gaming and social media also provided support for the company’s m o b i l e d at a b u s i n e s s . Various partnerships with global digital giants, such as Facebook, Viber, Spotify, NBA and HOOQ, enabled the company to build a portfolio of products and services that provide relevant content to fit its customers’ digital lifestyle. This allowed the company to continue capitalizing on these partnerships to further seed data adoption among its customers. Globe strengthened its leadership in mobile data business after it registered in

Celebrate Teachers Day at The SM Store All Teachers can avail 10% discount TODAY, October 5 at The SM Store! The SM Store is giving an exclusive discount for a minimum P1,500 single-receipt on regular-priced items using your SM Advantage Card, SM Prestige, BDO Rewards, or Mom card. Simply present your faculty ID or student ID to enjoy this exciting offer. For inquiries, please call the Marketing Department thru 859 - 1188. #TheSMStoreCDO

the January-June period P9.5 Billion in mobile browsing and other data revenues, a 53% growth from previous year’s level of P6.2 Billion in the first six months of the year. This achievement brought the contribution of mobile data revenues to 23% of total mobile revenues as of 1st half of 2015, coming from 16% the previous year. With mobile data business

growing at a rapid pace, data users from overall Globe mobile customer base grew to 37% during the same period, a substantial increase from previous year’s 17%. Wireless data traffic in the Globe network also increased by 82% year-on-year with the growing number of s m ar tp h on e u s e r s an d applications that leverage the internet.

PLDT creates investment arm to connect with Silicon Valley THE Philippine Long Distance Telephone Co. (PLDT) has created a new investment arm dubbed PLDT Capital that will spend on expanding the company’s suite of digital assets. In a press statement, the company said the new company’s “mission is to connect the PLDT Group of Companies with leading companies in Silicon Valley and around the world.” For 2015 alone, PLDT Capital said they are slated to spend $50 million to support the growth of digital portfolio among PLDT’s business units, which includes Smart Communications, ePLDT, D i g it a l 5 , an d Voy a g e r Communications. “In addition to

investments, PLDT capital aims to become the gateway for the most promising startups to expand their opportunities to the fast growing digital consumers in the ASEAN region,” PLDT Capital managing director Winston Damarillo said in a statement. PLDT has been actively expanding its digital spine in line with the company’s “digital pivot.” “PLDT Capital serves as an important pillar to sustain our Digital Pivot,” PLDT Chair Manny V. Pangilinan said in a statement. PLDT Capital has set up shop in El Segundo within Los Angeles County, California, and now has presence in Silicon Valley.

Volkswagen says vehicles sold in PH comply with emissions standards VOLKSWAGEN’S Philippine unit said on Thursday that none of its vehicles distributed and sold in the Southeast Asian country are affected by a software used in diesel engines, and that they comply with local emissions standards. “Volkswagen Philippines has just received official information from Volkswagen AG that all vehicles distributed and sold by Volkswagen Philippines are not affected by the particular software used in diesel engines,” it said in a statement.

“All vehicles distributed and sold by Volkswagen Philippines comply with Philippine emissions regulations and standards,” it added. Volkswagen Philippines also issued an apology to its customers “for the undue stress and inconvenience this issue may have caused.” The German automaker has been thrown into crisis after its admission that it used emissions-cheating software in over 11 million vehicles. -- Reuters

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monday|october 5, 2015

Hurst... from page 4

your mind and attitude. And Jesus Christ, Who gave you the ability to be happy, can help you start changing today. Just ask Him to take full charge of your thinking and way of living every day. Jesus is the One Who can help you bring out all the fun and happiness He put inside you—no matter what problems or pain you’re facing. That’s the way you can live every day with a natural high. Just Think a Minute…

Partnership... from page 6

Western Union, consumers simply need the recipient’s full name and the recipient’s BPI bank account number. The service is also available online in selected markets,” the listed lender said. Western Union, the first to introduce money transfers, noted that its international direct-to-bank service can rapidly and conveniently credit remittances from over 40 countries, including the USA, Canada, Japan, Singapore, Malaysia, Australia, New Zealand, t h e Un i t e d K i n g d o m , Italy, Norway, Denmark to over 60 agent banks in the Philippines. “ We s t e r n Un i o n i s transforming our business in response to consumers’ needs, providing speed, reliability, and convenience in the most accessible of ways,” Western Union President and CEO Hikmet Ersek was quoted as saying in the BPI statement. “Our collaboration with

BPI to offer international direct-to-bank money transfer services further supports our position as a global leader in providing innovative solutions, high service levels and omnichannel integration for crossborder money movement to Filipinos around the world,” Mr. Ersek said. FOOTPRINT For his part, BPI President and CEO Cezar P. Consing said: “C ombining BPI’s domestic reach with Western Union’s global footprint allows BPI account holders to receive funds from over 40 countries around the world within minutes.” “This is but one of the many ways that we are addressing the most critical financial needs of many of our most important clients,” he added. As of June 30, the Western Union services -- together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions -- were offered through a combined network of over 500,000 agent locations in 200 countries and territories and over 100,000 automated teller machines (ATMs) and kiosks and included the capability to send money to millions of bank accounts. In 2014, Western Union complete d 255 mi l lion c ons u m e r- to - c ons u m e r transactions worldwide, moving $85 billion worth of principal between consumers and 484 million business payments. Meanwhile, BPI, the country’s third-largest bank in asset terms posted a P4.431 billion net income in the second quarter, slightly up

The Importance of Handwashing By JACKELINE A MAGHANOY Benoni Elementary School

According to he a lt h Reports, every year more than 3.5 million children all over the world below 5 years die of diarrhea and pneumonia. In our country, 10,000 children die every year from diarrhea, pneumonia is the third leading cause of deaths among kids under 5 and seven out of 10 children and three to 12 years of age suffer from intestinal worms. Meanwhile, new disease average such as the A (H1N1) flu. All these can be minimized through proper handwashing.

Us i n g t h e E HC P ’ S guidelines on handwashing, we can re duce he a lt h problems. It is a challenge to all of us. We don’t want to be robbed of our future because of poor hygiene and sanitation. Handwashing is a reminder that we are in the midst of a situation where we experience the spread of disease and illnesses. Proper handwashing is a simple and cost effective solution to health problems such as diarrhea, respiratory tract infection, pneumonia and intestinal worms.

BAMBI-KAB and Brgy. B.A.M.B.I. at Lawaan, Gingoog City.

from P4.426 billion seen a year ago as narrower spreads and higher funding costs dulled trading gains and the strong results from its core lending business. The listed Ayala-led lender’s second-quarter income growth boosted the its first-half performance, with the bank posting P9.3 billion in net earnings in the January to June period, up 16% from the year-ago level of P8 billion. BPI has 820 branches and over 2,000 ATMs nationwide.

Spending... from page 6

government spending helped bolster economic expansion. To address the issue of underspending, Hamada said the department is also strengthening the capacities of the local governments in project planning and budgeting. “For example, for health stations and classrooms, local governments know which areas (these projects) are really needed,” she reasoned. Hamada further said her agency is ramping up efforts to ensure faster disbursements. She explained that once the General Appropriations Ac t ( G A A ) i s p a s s e d , concerned agencies no longer need DBM-issued Special Allotment Release Order (SARO) for regular programs they undertake. (PNA)

COUNCILOR Leon Gan, chair of the City Council committee on urban and rural poor, is calling for solutions to the problems faced by typhoon Sendong beneficiaries in the city. C ou nc i l or G an s ai d there are a lot of Sendong victims who already have an assigned area but are not able to occupy the houses that were already established for them in the different relocation sites. “O t h e rs we re a l s o evicted we do not know the reason behind but that is the problem which we are facing right now,” he cited. The councilor raised this concern during the regular session Monday presided over by Vice Mayor Caesar Ian E. Acenas. It m a y b e r e c a l l e d that legislators enacted O rd i n an c e No. 1 2 9 9 1 2015, aut hor izing Cit y Mayor Oscar S. Moreno to enter into and sign the Memorandum of Agreement (MOA) with the Department of S o c i a l We l f a re a n d Development (DSWD covering the implementation of the Japan Non-Project Grant Aid ( JNPGA) of housing materials for the construction of 722 housing units and two multi-purpose

Republic of the Philippines Province of Misamis Oriental Municipality of Initao -oOo-


NOTICE TO THE PUBLIC Date: September 28, 2015

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that ANTONIO O. AMARGA has filed with this Office, a petition for change of first name from “EDWIN” to “ANTONIO” and correction of entry in sex from “ “ to “ “ or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of EDWIN O. AMARGA at Initao, Misamis Oriental and whose parents are TEOGENES V. AMARGA and LEONARDA OMELDA. Any person adversely affected by said petition may file his written opposition with this Office not later than October 23, 2015. BWM: October 5 & 12, 2015

(SGD.) ISAIAS A. JARALES Municipal Civil Registrar

CFN - 0006 – 2015

photo courtesy of governor bambi emano ’ s facebook page

Dads tackle concerns on plight of Sendong survivors in CdeO

Republic of the Philippines Province of Misamis Oriental Municipality of Initao -oOo-

CFN - 0005 - 2015


2014 ppi’S Best in ENVIRONMENTAL Reporting

Date: September 30, 2015

In Compliance with the publication requirements and pursuant to OCRG Memorandum Circular No. 2013 – 1 Guidelines in the implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that ELJER Z. LAGAWAN has filed with this Office, a petition for change of first name from “CHRISTOPHER” to “ELJER” and correction of entry in sex from “ “ to “ “ or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of CHRISTOPHER Z. LAGAWAN at Initao, Misamis Oriental and whose parents are CENON C. LAGAWAN and SEGUNDA J. ZATE Any person adversely affected by said petition may file his written opposition with this Office not later than October 23, 2015 (SGD.) ISAIAS A. JARALES Municipal Civil Registrar BWM: October 5 & 12, 2015

na di na gyud na mapulian og mao gyud nang tinuoray nga biktima,” he added. Minority Floor Leader Councilor Teodulfo Lao said the present administration is addressing these matters. “In fact, there are still pending requests for acquisition of lots for the resettlement project of the city. This present administration is looking into possible ways to address this problem,” he added. BENEFICIARIES Councilor Alexander Dacer, chair of the committee on subdivision and landed estate, said the houses to be constructed are intended for victims of typhoon Sendong. “Maayo ning maklaro ang mga priority mga biktima sa Sendong, kadtong mga tag iya sa balay nga na anod ilang balay og katong mga namatyan nga biktima sa Sendong, number one sa priority,” he cited. While supporting the construction of houses for the S endong sur vivors, Councilor Alden Bacal, chair of the committee on public works, stressed that the MOA for the implementation of the Japan grant, does not include the authority to purchase lots for the calamity victims.

buildings for the victims of Typhoon Sendong, as recipient of the said grant, under certain terms and conditions. D u r i ng d is c uss i ons , Councilor Ramon Tabor expressed concern over reports that some of the beneficiaries have been replaced by non -residents and non- Sendong survivors and expressed hopes that real victims of Sendong will benefit from the grant. C ou nc i l or G an s ai d until now calamity victims who were supposed to be relocated are still waiting. “More than 2,000 Sending victims ang wa pa ron maka occupy, in fact, before we release the Certificate of Award naay corresponding houses unta para nila but hangtud karon walay nahitabo. They are still claiming for their assigned area,”Councilor Gan said. The councilor said sug gest ions on how to settle the problem should be considered. “That’s why that’s a good p oint C ounci lor Tab or raised ... because if possible we can legislate the name of the beneficiaries who will occupy the 722 houses para hibal-an na nato daan

Republic of the Philippines PROVINCE OF BUKIDNON Municipality of Manolo Fortich -oOoOFFICE OF THE MUNICIPAL CIVIL REGISTRAR Publication Notice R.A. 10172 NOTICE TO THE PUBLIC CCE-132-2015 R.A. 10172 September 29, 2015 In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. _____ . Guidelines in the Implementation of the Administrative Order No.1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that GLEN LINOMBAY POBLETE CEBALLOS has filed with this Office, a petition for correction of entry in her SEX/GENDER from “M. (MALE)” to “F. (FEMALE)” in the Certificate of Live Birth of GLEN LINOMBAY POBLETE CEBALLOS born at Manolo Fortich, Bukidnon whose parents are HENRY MOORE POBLETE & ERLINDA SALINAY LINOMBAY. Any person adversely affected by said petition may file his written opposition with this office not later than October 15, 2015. BWM: October 5 & 12, 2015

(SGD) VIRGIE A. COQUILLA Municipal Civil Registrar

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B illboard 10 CEB accepts delivery of brand-new Airbus A320 aircraft with Sharklets monday|october 5, 2015

The Philippines’ leading carrier, Cebu Pacific (PSE: CEB), accepted delivery of its 32nd brand-ne w Airbus A320 aircraft which arrived at the Ninoy Aquino International Airport

( NA IA ) l a s t S at u rd ay, September 26, 2015. This is the third of four Airbus A320 aircraft that the airline is set to receive this year. The brand-new Airbus A320 is the airline’s thirteenth

aircraft that comes equipped with Sharklets. Sharklets are 2.4 meter wingtip devices that enable airlines to reduce fuel burn by up to 4% on longer sectors. With an average age of

4.82 years, CEB’s aircraft fleet is one of the youngest in the world. Between 2015 and 2021, CEB will take delivery of 6 more brand-new Airbus A320, 30 Airbus A321neo, and 16 ATR 72-600 aircraft.

For bookings and inquiries, guests can visit or call the reser vation hotlines (+632)7020-888 or (+6332)230-8888. The latest seat sales can be found

on CEB’s official Twitter (@C ebuPacif icAir) and Facebook pages. Guests may also download the Cebu Pacific official mobile app on the App Store and Play Store.

German-Malaysian dance collab to show at the PETA theater

Photo courtesy of Ajig Ibasco

This October, the Goethe-Institut Philippinen and the PETA Theater Center proudly present Riki von Falken's ECHO: It’s Just A Temporary Thing. This moving multimedia dance piece exposes the deep intercultural connection and successful fusion of different dance traditions performed by two dancers having diverse backgrounds. ECHO premiered in Berlin last October 2012 and was highly praised by the critics. It was then performed in different parts of Germany and Malaysia in 2013. Now, for the first time, the Filipino audience will be given the unique opportunity to witness the beautiful contemporary dance performance. ECHO (It’s just a temporary thing) is conceptualized and choreographed by Riki von Falken, a renowned choreographer from Berlin, Germany together with Naim Syarahzad, a student and a member of the ASWARA dance company from Malaysia. Riki von Falken taught contemporary dance and choreography at Aswara in which she encountered traditional dances

such as Malay, Indian, Chinese and Silat tradition. It is in this time that she discovered similarities of her own abstract form of dancing and these traditions. Her stay in Kuala Lumpur made her create a contemporary choreography together with the dancers of Aswara. It is where Riki and Naim Syahrazad, who was one of the Aswara dancers met. In 2012, Riki and Naim met again in Berlin where they deepened and strengthened their exchanged of artistic ideas. They learned from each other and later on combined their own individual dance styles. Thus “Echo. It’s just a temporary thing” was produced; a fusion of two different styles and traditions. ECHO, It’s just a temporary thing will be shown on October 1 and 2, 8pm at PETA Theater Center. Tickets are PHP 450 for regular audiences and PHP 250 for students. For tickets contact Ticket World at 891-999 or or the PETA Theater Center at 725 – 6244 loc 21-23 or 0927-3917379 and look for Jay Tipayan, you may also email us

vertical home builders enterprises Patag Highway, Cagayan de Oro City

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monday|october 5, 2015

BBL... from page 1

BBL. “Instead, [we] are with UNA to pursue yet an expanded or new BBL,” Board Member Boyet Ilaji of Pandami, Sulu province, said. Ilaji said they put have full trust to the Vice President that he can steer the country forward and advance the dreams and aspirations of the Bangsamoro people. He said that during the Zamboanga siege, Binay has shown genuine concern to the affected Muslim communities by initiating a peaceful settlement to the stand-off which, Ilaji claims, has been thwarted by authorities. Ilaji was among some 5,000 delegates from all over Mindanao who joined UNA’s opening salvo in Mindanao. Former Sibuco mayor Atty. Norbi Edding, who is running for municipal councilor next year, said he is with UNA precisely because he doesn’t want the present version of the BBL. A lawyer by profession, Edding decried the MILF for unilaterally claiming parts of Sibuco as within its jurisdiction. This, he said, has created tension and triggers animosity b etwe en t he municipality and neighboring town of Siocon. Edding is hopeful that Binay presidency augurs well with the new and cohesive version of BBL.

Failed... from page 1

had announced his intention to run three weeks ago. A f te r a c c e pt i ng t h e nomination from the party he created in 2013, Rodriguez immediately rallied the captive audience to catapult the party’s whole local slate in the May 2016 elections. “The current administration has not done anything to serve its constituents because it is in a deadlock with the City Council majority. Never again will we allow that in 2016,” he said to the cheers of the crowd who waved flaglets bearing the words RUFUS 2016 and TEAM RODRIGUEZ. To emphasize his point, R o d r i g u e z s n at c h e d a twig of malunggay leaves and removed all of them, saying, “Laroson nato karon tanan gikan sa mayor, vice mayor, mga congressman ug miyembro sa City Council. We will serve the Cagayanons the best way possible, not some mediocre “ibalik sa katawhan” nga taman ra sa istorya.” Rodriguez was referring to the mantra “Gikan sa katawhan, ibalik sa katawhan” used by Mayor Oscar Moreno in advancing his candidacy that helped him win over political kingpin Vicente “Dongkoy” Emano in 2013. Rodriguez then unveiled the programs that he intends to do if elected; nationalize the JR Borja General Hospital; create two more hospitals in barangays Lumbia and Tablon; create the Cagayan

de Oro City Public College; provide health insurance to private security guards so they could assist in crime prevention; and to create a city-wide drainage system. During the convention, the rest of the candidates were also nominated. They are the following: Roger Abaday for vice mayor, reelectionist first district Rep. Rolando Uy, outgoing Abamin Rep. Maximo Rodriguez Jr. for second district congressman; and Roy Hilario Raagas, Narc i s s iu s Tan , E l m e r dela Rosa, Roque Marban, Dures Fe Tagayuna, Meneleo Navarro, Gil Banaag and Alejandro Abellera (first district councilors); and Teodulfo Lao, Enrico Salcedo, Omar Labuntog, Aaron Neri, James Judith II, Adonis Arc Gumahad and Tito Alex Besinga (second district councilors). Three weeks ago, Rodriguez ditched his alliance with Moreno and announced his own candidacy.

Vendors... from page 2

economy through their legitimate, demo cratic, accessible, transparent and accountable membershipb a s e d o r g a n i z a t i o n s .” (Source: International Labor Organization/ Based on the January 2015 Labor Force Survey of the Philippine Statistics Authority (PSA), workers in the informal economy (WIE) accounts for 39.1 percent, or 14.5 million, of the country’s entire working population. They include among others the self-employed and EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF SIMEON P. BAGAS WITH DEED OF ABSOLUTE SALE

unpaid family workers—a big majority of whom are women and the lowly educated, unskilled individuals. Ac c ord i ng t o P E S O Manager Leonora Miraflor, the project was initiated in September, last year. “The P350,000 is only part of the P2.8M given by DOLE-S since 2014,” she disclosed. “We are very thankful to the agency for continuously helping our municipality and g iv i ng pr i or it y to a great number of our poor, marginalized and underrepresented women vendors, who for the most part are usually not covered by labor legislation, even more so deprived of many socioeconomic opportunities. This is the reason why the LGU has exhausted its efforts in supporting the project to advocate for the needs of these workers,” she further said Likewise, TRUBWA VicePresident Delia D. Guno expressed her gratitude for the fund assistance that they received. Briefly, she said, “Salamat ninyo nga ang among gihulat na proyekto, niabot na g yud (Thank you that the project we’ve been waiting for is finally realized).” Delia, a 48-year old housewife and a mother of two said fruit vending has always been their way of life in the barrio. While his husband works as a painter in Manila, his earnings can barely support them. So,

she sells fruits on the street, in front of their house, in the hope of augmenting her husband’s income. “Halos kadaghanan namo nagtanom ug namaligya ug prutas. Ang abot namo sa pamaligya mao among gisaligan sa pamilya. Bisan ginagmay lang among halin, napahuman namo among isa ka anak sa college (Majority of the residents in our barangay engage in fruit gardening and sell fruits for a living. The profits from our sales have been our family’s major source of income. In fact, even with the low income that we have, my daughter was able to graduate from college)”, she said. Full of hope, she eagerly shared the organization’s plans in the coming year, “Gaplano nami maggama ug building para sa stocks sa mga prutas (We are now planning to construct a building for the storage of our fruits).” Meanwhile, SB Member Clifford P. Bantilan, who graced the event, mentioned that the number of vendors in the town has increased significantly in the past years. “Probably, vending is the most common and easily accessible job for them. And women represent majority of these vendors”, he said. He als o urged t he beneficiaries to help grow and develop the project to the fullest extent possible. “You have to strive to make this project grow. With that in mind, your obligation is


Notice is hereby given that the intestate estate of the late SIMEON PACAMALAN BAGAS, who died on April 27, 2011 at Gasi , Laguidingan, Misamis Oriental without any will nor known debts; Left the following real properties particularly described as follows: Parcel No. 1 – “ A parcel of land located at Gasi, Laguidingan, Misamis Oriental, covered by Tax Declaration No. 08-18-000308209, under Cad. Lot No. 10GSS-880, bounded on the North by Lot No. 04 & 06, East by Lot No. 04 & 08, South by Lot No. 08 and West by Lot No. 06 with an area of 11,736 square meters more or less and assessed value of P 13,690.00”; Parcel No. 2- “ A parcel of Land Located at Gasi, Laguindingan, Misamis Orienatl, covered by Tax Declaration No. 08-18-0003-08208, Cad. Lot No. 12309, Cad 237, bounded on the North by Lot No. 09, 10 & 04, East by Lot No. 04 & 08 of Sec. 016, South by Lot No. 12 and West by Lot No. 22, 23 & 24 with an area of 17, 927 square meters more or less and assessed value of P 16, 420.00 ” ; Parcel No. 3 – “ A parcel of land located at Gasi, Laguindingan, Misamis Oriental, covered by Tax Declaration No. 08-18-0003-01377, under Cad. Lot No. 12303-B, Psd-10-032236, bounded on the North by Barangay Road, East by Barangay Road, Lot No. 04, 05 & 06, South by Lot No. 18 & 14 and West by Lot No. 02 & 19 with an area of 26,228 square meters more or less an assessed value of P27,490.00” . Is the subject of EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF SIMEON P. BAGAS WITH DEED OF ABSOLUTE SALE under the notary public of ATTY. EMELITO J. MARQUIÑO , As per Doc. No.428 ; Page No.85 ;Book No. XI ; Series of 2015.

(SGD.) MARISSA P. ESTABAYA Presiding Judge

BWM: Sept. 21, 28 & Oct. 5, 2015

BWM: October 5, 12 & 19, 2015

MAKATI DEVELOPMENT CORP. Applicant-Petitioner Lot. No. 12191 ; 12194 x- - - - - - - - - - - - - - - - - - - - - - - - - - - - - / ORDER Before this court is a verified Petition for Cancellation of Old Decree and Reissuance of New Decree, covering Lot Nos. 12191 and 12194, both located at the Laguindingan, Misamis Oriental. Finding the same to be sufficient in form and substance, the same is set for INITIAL HEARING on April 14, 2016 at 8:30 o’clock in the morning at this court, sitting at the hall of Justice, Initao, Misamis Oriental. Persons interested in this petition are required to answer and appear before this court on the aforesaid date and make known their opposition thereto. The Administrator of Land Registration Authority is hereby directed at the expense of the applicant to cause the publication of the Notice of Initial Hearing in the Official Gazette and once in a newspaper of general circulation in the Province of Misamis Oriental. Further, the applicant is hereby directed to furnish copy of the application and its annexes to the Solicitor General. Lastly, let copies of this Order be furnished to the concerned offices of the Department of Environment and Natural Resources (DENR) of this city and of this province.

SO ORDERED. September 10, 2015, Initao, Misamis Oriental.

to maximize the resources given to you so you don’t put them to waste.” To e n s u re e f f e c t i v e adoption and implementation of DILP across the region, the local government of Sapang Dalaga in collaboration with the DOLE-X shall conduct a monthly random monitoring of the project. (Lei Garrett I. Miraflor/DOLE-10-MisOcc)

ECP... from page 2

Mendoza with an injured right leg. Due to bacterial infection, his right leg was amputated in May of the same year. He was able to go back to work but since he was no longer able to perform his usual tasks, he was transferred to a police station as a desk officer. On January 2014, the Employees’ Compensation Commission Regional Extension Unit 10 staff conducted an ECP lecture to the members of RPSB-10. This is when Mendoza sought the assistance of ECC-REU 10 in filing for his EC claim at the Government Service Insurance System (GSIS). Though the processing of his EC claim took time, he was able to receive his EC benefits on December 2014 amounting to P113,044.85, accounting for his temporar y total


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disability benefits and medical reimbursements. Aside from this, he also qualified as a beneficiary of the Katulong at Gabay sa Manggagawang May Kapansanan (KaGabay) Program. Under the program, he underwent free physical therapy for five months in Northern Mindanao Medical Center, worth P3,000. As part of the celebration of its 40th Anniversary on March of this year, the ECC has entered into a Memorandum of Agreement with the PNP, formalizing areas of collaboration on information dissemination on the ECP for uniformed personnel of the PNP. “The uniformed personnel of the Armed Forces of the Philippines (AFP) and the Philippine National Police (PNP), including the Bureau of Fire Protection (BFP) and the Bureau of Jail Management and Penology (BJMP), are covered under the ECP despite their exclusion from the coverage of GSIS,” ECC Executive Director Stella Zipagan-Banawis explained. “This case shows that uniformed personnel and their beneficiaries should not hesitate to file EC claims at the GSIS in the event of work-related injuries, illness, disability, or death even though they are not members of the GSIS,” Banawis added. (ECC-REU 10)

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region Gingoog City OFFICE OF THE CLERK OF COURT & EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE File No. 206-2015 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118, filed by HOME DEVELOPMENT MUTUAL FUND (PAG-IBIG FUND) with principal address at The Atrium of Makati Avenue, Makati City, with branch office at PAG-IBIG FUND Building, J.R. BORJA Street, Cagayan de Oro City against Spouses Victoria D. Ramos and Roseller N. Ramos with postal address at 211 PAZ VILLAGE SUBDIVISION, GINGOOG CITY to satisfy the mortgage indebtedness which as of August 3, 2015 have amounted to ONE MILLION THREE-HUNDRED TWENTY-NINE THOUSAND EIGHT HUNDRED SIXTYTHREE & 69/100 (Ph 1,329,863.69) PESOS inclusive of interest and penalty charges, the undersigned Sheriff will sell at public auction to the highest bidder for CASH on November 13, 2015 at 8:00 O’clock in the morning up to 4:00 o’clock in the afternoon at the Office of the Clerk of Court, Regional Trial Court, Regional Court, Hall of Justice , Dugenio Street, Gingoog City, the following property with all the improvements existing thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-10194 A parcel land (Lot 86 of the Consolidation Plan and Subdivision Plan Pcs-5848, being a portion of the Consolidation of Lot 6; 11-6018-C, & Lots 2899, 2940 and 6201 of the Cadastral Survey of Gingoog, L.R.C. Record No.) and all improvements thereon, situated in the Poblacion, City of Gingoog. Containing an area of TWO HUNDRED EIGHTY SQUARE METERS, (280) MORE OR LESS. All sealed bids must be submitted to the undersigned on the above-stated date and time. In the event that the public auction will not take place on the said date, it shall be held on the next working day without further notice and publication. Prospective bidders may investigate for themselves the tile of the herein above-described property and the encumbrances therein, if any there be. Gingoog City, September 16, 2015.


(Sgd) DAN E. LABADAN Sheriff IV

BWM: Sept. 21, 28 & Oct 5, 2015


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A Tale of Friendship, Passion and Rugby:

A Post-Event Feature on the 2nd Higalaay Rugby Challenge Cup Highlights T wo years after its introduction in Cagayan de Oro City by CDO RFC’s Founder and Coach, Noel Villa, Rugby has consciously penetrated the local mainstream sports scene with more kids and adults joining their training sessions and more sponsors or partners supporting the Team’s games and activities. The recent Gold win of the

Philippine Volcanoes in this year’s SEAGames, the ongoing Rugby World Cup and the highly anticipated debut of the sport in the next Olympics could only mean one thing: the sport of Rugby is going to get bigger, and Cagayan de Oro is lucky to be one of the first cities in the country to have it. full story/PAGE B2

The CDO RFC Rafters (clockwise from left top row) Murray Wagi, Gavin Rey Montante, Martin Williams, Matheus, David Brasoud, Josephus Valentino, Danny Nacalaban (Captain), Neil Bacasno McIlwain, Aldrin Perez Deja, Gage Alexis Talja, Chuck Martin Echano, and Noel Villa (Playing Coach)

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A Tale of Friendship, Passion and Rugby:

A Post-Event Feature on the second Higalaay Rugby Challenge Cup Highlights


wo years after its introduction in Cagayan de Oro City by CDO RFC’s Founder and Coach, Noel Villa, Rugby has consciously penetrated the local mainstream sports scene with more kids and adults joining their training sessions and more sponsors or partners supporting the Team’s games and activities. The recent Gold win of the Philippine Volcanoes in this year’s SEAGames, the ongoing Rugby World Cup and the highly anticipated debut of the sport in the next Olympics could only mean one thing: the sport of Rugby is going to get bigger, and Cagayan de Oro is lucky to be one of the first cities in the country to have it. Gone are the days when Rugby games can only be seen through television or the Internet for Coach Noel not only established a local team but even created an organic tournament, the Higalaay Rugby Challenge Cup, so Kagay-anons can watch a live Rugby game. The event debuted in September last year with CDO RFC Rafters beating the Manila Hapons RFC, a Japanese touring team. This year, the Manila Hapons won over the Rafters by Golden Points from a penalty. Rugby was one of the featured sports in this year’s Higalaay Sports

Festival with the 2nd Higalaay Rugby Challenge Cup as the main event and the Juniors Touch Rugby Game as the sub-event. CDO RFC showcased a more robust team this year composed of local players such as Josephus Valentino, Gavinne Rey Montante, Gage Alexis Talja and Chuck Martin Echano who have been training for Rugby under Coach Noel in 2013. As if pulled through by theHigalaay spirit, the Team also took in some Filipino players living overseas such as US-based Danny Nacalaban, who also coaches a Women’s Rugby Team in Texas, USA, and Australia-based playersNiel Bacasno McIlwain and Aldrin Perez Deja including foreign players who are working or studying in Northern Mindanao such as Singaporean player Martin Williams, French player David Brasoudand Papua New Guinea players Murray Wagi and Mathias Mandika. The Manila Hapons also came prepared with players Shoichi Kanekoand Masayuki Semiguchi who recently played for the Philippines against the Malaysian Sabbah Eagles. Though Masayuki was in the travelling squad, he wasn’t able to play due to an injury he picked up during the said international match. Nevertheless, the Manila Hapons had experience

CDORFC’s Gavinne Rey Montante showing his strength in contact against the Manila Hapons’ defense

CDO RFC Captain Danny Nacalaban took the ball up from playing Coach Noel Villa with 5 meters away from a try line

oozing out of their team with players likeShinsuke Torii, Tetsuro Nokuo and Yasunori Sugiyama who regularly play in various social Rugby circuits in and around Asia. Before the games started, the Team Captains of both teams posed for a photo as a sign of friendship between the two teams. It was an afternoon kick off and despite the heat, the match was played at a fast pace. Both Teams had chances during attack but it was the Rafters who imposed their physical strength. Gavinne Rey Montante, a ROTC-PAF alumni from Xavier University, and Josephus Valentino, a Mindanao Powerlifting Champion, were both strong in contact and between them made valuable yardages. The audience composed of expats, parents, junior players, family and friends who all flocked to watch the game didn’t wait long before they were sent to euphoria as they witnessed the Home Team take the first points on the board. Some good plays down the right by the Forward pack and keeping the ball under their procession gave them a chance with 15 meters out from the try line. A quick pass by playing Coach Villa to Danny Nacalaban, who wiggled his way through the wall of Hapons defense,

somehow managed to place the ball for a try despite the efforts of the visiting team to hold him and the ball up. The crowd was definitely not disappointed and certainly had a fair share of heartstopping moments with the occasional shrieks of ‘oohs’ and ‘aahs’ after a tackle. “It was a great game, definitely a lot more competitive than last year and that was evidenced by the game being tied with a try each. Just a shame we lost via the Golden Points. But despite the loss we can definitely take a lot of positives from the match. One or two local players definitely stood out and showed great improvement in their game. I mean, let’s be honest, for a team that has only been playing full contact and competitive rugby in just two years, they played fantastic. I’m sure our local players learned a lot from this game with a highly seasoned team like the Manila Hapons and keep improving” said Coach Noel Villa. The Manila Hapons Rugby Team coming back to CDO to play a good game of Rugby with CDO RFC’s multi-cultural team was definitely a grand display of higalaay spirit cutting across races and nationalities. And as CDO RFC celebrates its 2nd Anniversary this September, Coach Noel Villa continues to hope that more Kagay-anons will join the Cagayan de Oro Rugby Football Club and its growing Rugby family of Mini Rafters (Under 13s), Juniors Rafters (Under 16s) and Senior Rafters to learn the sport, represent the City in local and international Rugby tournaments and place Cagayan de Oro City in the circuit as an emerging Rugby destination. The Manila Hapons Rugby Team (clockwise from left top row) Suguru Hirano, Kentaro Otsuka, Kiyoshi Osada, Shigeharu Sugimoto, Shinsuke Torii, Hiroto Kushihara, Masaki Kasuga, Tetsuro Nokuo (Captain), Kazunori Tsuji, Masato Tokuda and Shoichi Kaneko

CDO RFC’ Team Captain Danny Nacalaban and Manila Hapons Rugby Team Captain Tetsuro Nokuo posing with the Higalaay Rugby Challenge Cup

CDO RFC would like to shout a MASSIVE THANK YOU to their EVENT PARTNERS as follows: CO-PRESENTORS: • Philippine Rugby Football Union (PRFU) • City Government of Cagayan de Oro • Kingston Lodge Hotel • HMR • Loro • Rain or Shine • Havaianas • Ystilo Salon • Harcourts (Australia) • Tri-Star Paints Center • Xaver University High School MEDIA PARTNERS: • ABS-CBN Northern Mindanao • INTERAKSYON TV 5 • Mindanao News Daily • Businessweek Mindanao MINOR SPONSOR: • Smart Communications SPECIAL THANKS TO: • Grahamme Walton • Junno Deli and Cafe • KC’s Bar & Grill • Northern Mindanao Medical Centre (Dr. Drex Nacalaban and Junjie Duterte) • JR Eduave for the poster design • Chris Uy of SPRINT Multi-Sports OFFICIAL WHITEWATER RAFTING PARTNER: • Great White Water Tours OFFICIAL PHOTOGRAPHER: • Erwin Mascarinas Photography Like CDO RFC’s Facebook Page ( cdorugbyclub) to get updated training schedules and activities of your local Rugby team. You may also email Coach Noel Villa See you again next year for the 3rd Higalaay Rugby Challenge Cup!

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