BusinessWeek Mindanao (October 5-6, 2022)

Briefly

PH-IsraelStrongerties

DAVAO City – Israel is eyeing collaboration with the Philippines on food security and agriculture.

“We are participating in the exhibition here (in Davao City) with Israeli companies that represent technologies and business practices, looking for opportunities to network with our counterparts in the private sector and the Philippine government,” Ambassador Ilan Fluss said at the 24th Davao Agri Trade Expo here.

Fluss said agriculture is the main focus of his efforts as the Israeli ambassador to the Philippines

Parade of Lights

ZAMBOANGA City – A Parade of Lights kicked off this year’s Hermosa Festival– Zamboanga City’s annual festival honoring its patron saint Nuestra Señora La Virgen del Pilar – on Saturday, Oct. 1.

Twelve floats decorated with sparkling lights sponsored by business establishments, schools, barangays and other private organizations were paraded in Zamboanga streets.

Said floats were also rated by judges for the prizes given by the Zamboanga government.

The floats lighted up Mayor Vitaliano Agan Avenue, Mayor Climaco Avenue, JS Alano and Valderrosa Streets.

Kasadya

ILIGAN City – Thousands of residents witnessed the 27th Kasadya Street Dancing and Merry-Making Competition topped by Barangay Santa Filomena on Tuesday, Sept. 27, as part of the Diyandi Festival in honor of St. Michael the Archangel, the patron saint of this city.

Barangay Santa Filomena, which pocketed P300,000 and a trophy, also won five special awards – Best in Senor San Miguel, Best in Maranao, Best in Higaonon, Best in Batalya (eskrima), and Best in Musicality.

First runner-up was Barangay Saray, also Best in Yawa-Yawa (Devil-Devil) and Best in Street Dancing, and second runner-up was Barangay Buru-un and Best in Diyandi.

He said that they are exploring whether they can establish businesses like biogas, dairy farming, hydroponics, and drip irrigation in the country

Softdrinks shortage hurts small vendors

By FROILAN GALLARDO MindaNews

THE supply shortage of soft drinks have deeply hurt small sari-sari stores who are dependent on these fast-selling products for their profits.

Almer Masillones, Misamis Oriental provincial director of the Department of Trade and Industry, said the shortage hurts the small entrepreneurs more than the bigger groceries and fast-food outlets.

“Sari-sari store owners are already complaining about the shortage and wondering where they can get their supplies,” she said.

Masillones said the situation has worried government regulators because the sale of soft drinks is essential to small sari-sari storeowners.

The scarcity of soft drinks came after the Philippines’ projected sugar production of 2.03 million metric tons fell short by 200,000 tons.

Major beverage companies

Davao envi group: WTE facility can produce ‘dirty energy’

By ANTONIO L. COLINA IV MindaNews

DAVAO City – A waste-toenergy (WTE) project can only generate an “unclean” power source with adverse impact on human health and the environment, the Davao City-based Interfacing Development Interventions for Sustainability, Inc. (IDIS) said on Monday.

Atty. Mark Peñalver, IDIS executive director,

told reporters during the “Kapehan sa Dabaw” that building a WTE incineration facility “will not provide any solution to the existing solid waste management woes of this city.”

He said the WTE could be a major contributor of carbon emission, which can worsen climate crisis.

Peñalver said that some local politicians pushing for the WTE project want

to put up such facility “not only to address the solid waste problem but also to increase power generation in this city.”

“In reality, what they are after is energy generation and we don’t want our energy to be “unclean.” In effect, we will contribute to carbon emissions. WTE can cause our carbon emissions and carbon footprint to shoot ENERGY/PAGE 5

Barbers: surfing cup in Siargao to help boost island’s tourism industry

By CHRIS V. PANGANIBAN MindaNews

SAN FRANCISCO, Agusan del Sur – Surigao del Norte Gov. Robert Lyndon Barbers has clarified that the provincial government is hosting a national surfing competition in Siargao Island in a bid to boost the local tourism industry from the

devastating effects wrought by the two-year COVID-19 pandemic and super typhoon Odette in December 2021, and not because of politicking.

Barbers issued the pronouncement on Sunday during a press conference aired live on Facebook, where he announced the

MATIGSALUG VENDOR. A Matigsalug vendor from Bukidnon sells tribal bracelets in Iligan City. Itinerant vendors usually come in droves during the fiesta season as the city celebrated the feast of St. Michael the Archangel last week. MindaNews photo by RICHEL V. UMEL

Siargao Island, Surigao

Norte. MindaNews

Siargao tourism on its way to recovery with surfing competitions

BUTUAN City – Local surfers took advantage of their familiarity with the waves to dominate the 1st Mayor Sol’s National Surfing Competition at Cloud 9 in Siargao Island in Surigao del Norte on Saturday.

The event was the first national competition in Siargao since the Covid-19 pandemic was declared in March 2020 and after the devastation of Typhoon

Odette in December last year.

A total of 140 Filipino surfers competed -- 121 males and 19 females.

Noah Arkfeld topped the Men’s Open Short Board category, besting Robert Timbal of Catanduanes and province mates Jayward Alceso and Benjomar Canon, who placed third and fourth, respectively.

Arkfeld garnered 11.75 in the finals while Timbal

could only score 3.20 points.

Nilbie Blancada ruled the women's division over Diane Nogalo, and Susan Escanilla in an all-Siargo podium finish.

The champions received P80,000 in cash each, the second placers P50,000, and the third placers P25,000 each.

Mayor Sol Matugas of Gen. Luna town thanked all involved “who went out of

their way to give their time, resources, and talents.”

“I’m happy that we have renewed our family spirit under this surfing event,” Matugas said in a speech.

The event, sanctioned by the United Philippine Surfing Association, was a qualifier for the 26th Siargao International Surfing Cup slated October 15 to 21.

Matugas said the international competition

will bring in more arrivals on the island and declared they are ready for the hosting.

Data from the local tourism office in Gen. Luna showed 44,482 arrivals registered in the town from April to August this year.

From 257,900 tourist arrivals in 2019, Siargao tourists dropped to 67,717 in 2020.

No local and foreign arrivals were registered in

Zambo City bans drone-flying during Hermosa Festival

ZAMBOANGA City – Flying of drones over certain places, bringing of backpacks, and wearing of baseball caps are banned to ensure the safety and security of attendees in the Zamboanga Hermosa Festival that reeled off Saturday.

The highlight of the Zamboanga Hermosa Festival is the feast of Our Lady of the Pillar, the most

revered saint of this city, on October 12.

Mayor John Dalipe’s Executive Order (EO) JD 2022-058 prohibits the flying of drones, except those from the police, military, and Office of the City Administrator, 24 hours a day from October 3 to 13 above the vicinity of Santuario de la Nuestra Señora La Virgen del Pilar.

The EO also disallows bringing of backpacks, wearing of baseball caps or fedora hats, waistcoats (vests), and hooded or non-hooded jackets, except for children 12 years and below but subject to security checks.

The “no face mask, no entry” to the shrine policy, security checks of personal belongings, and bringing of

alcohol or hand sanitizer for all shrine-goers are also imposed.

Parking will be allowed at Paseo del Mar, subject to payment of prescribed fees, and in the campus of the Zamboanga State College of Marine Sciences and Technology.

Dalipe led the opening salvo of the Zamboanga Hermosa Festival Saturday

at Paseo del Mar complex.

This year’s festival is anchored on the theme, “Celebracion de Colores (Celebration of Colors)”, to signify the colorful history, rich heritage, and diverse cultures of Zamboanga.

The celebration is the first in-person event since the outbreak of the coronavirus disease 2019 pandemic in 2020. (PNA)

Republic of the Philippines SUPREME COURT

April, May, and October 2020.

In 2021, the number further declined to 28,287, including 737 foreign guests. (PNA)

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AKING DATAHAN TUNGAO WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late AKING DATAHAN TUNGAO who died intestate without leaving any will on June 8, 1985 in Barangay Dagumbaan, Talakag Bukidnon, at the time of his death left a certain real property with Original Certificate of Title No. P-15685 situated in the Barangay Basak, Municipality of Talakag, province of Bukidnon, Island of Mindanao, containing an area of FORTY THOUSAND SIX HUNDRED SIXTY-SEVEN (42,667) SQUARE METERS, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AKING DATAHAN TUNGAO WITH SALE, filed by the heirs of AKING DATAHAN TUNGAO, in favor of SAN MARIANO DSS POWER CORPORATION, per DOC #20; PAGE #4; BOOK #112; Series of 2017 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BWM:

REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 21 Cagayan de Oro City

NATIONAL HOME MORTGAGE

FILE NO. 2022-1175 FINANCE CORP. (NHMFC) Mortgagee

For: Extra-Judicial Foreclosure

of Real Estate Mortgage Under Act No. 3135 as Amended by AVELINO S. MAGNETICO married to Act 4118 JUSTINE V. MAGNETICO, Mortgagors.

NOTICE OF EXTRA-JUDICIAL FORECLOSURE SALE

(EJF FILE NO. 2022-1175)

Upon extrajudicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by NATIONAL HOME MORTGAGE FINANCE CORPORATION against AVELINO S. MAGNETICO, married to JUSTINE V. MAGNETICO with postal address at VILLA MAR SUBD. Lot 30, BLK 4, IPONAN, CAGAYAN DE ORO CITY to satisfy the mortgage indebtedness which amounts to FIVE HUNDRED EIGHTY TWO THOUSAND TWO HUNDERED FORTY PESOS & 73/100 (P582, 240.73), exclusive interest and penalty charge as of FEBRUARY 28, 2022 the undersigned will sell at public auction on OCTOBER 10, 2022, at 10:00 A.M. to 4:00 P.M. AT THE REGIONAL TRIAL COURT, BRANCH 21, CAGAYAN DE ORO CITY, HALL OF JUSTICE, GOLDRIDGE BUILDING, MASTERSON AVENUE CORNER P.N.ROA, SR. AVENUE, UPPER CARMEN, CAGAYAN DE ORO CITY to the highest bidder, for cash or manager’s check and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit:

TCT No. T-71403

A PARCEL OF LAND (Lot 30, BLCK 4, PCS-104305-001035, being a potion of Lot 6631, CAD-237, Cagayan Cadastre, Lot 24235-F, Psd-10-005313, Lot 1, Lot 2, Pcs-10-000039) situated in the Barrio of Iponan, City of Cagayan de Oro, island of Mindanao. Xxx containing an area of ONE HUNDRED FIVE (105) Square meters, more or less. Registered under the name of Avelino S. Magnetico married to Justine A. Magnetico.

All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication.

Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.

Cagayan de Oro City, September 8, 2022.

(SGD) EFREN G. MACABAYA Sheriff IV

Inflation hits biz, consumer confidence in Q3

THE faster pace of increase in prices of goods and services has been the major reason for the decline in confidence among businesses and consumers in the third quarter of the year.

The Bangko Sentral ng Pilipinas (BSP) reported Friday that overall confidence index (CI) among businesses in third quarter of 2022 declined to 26.1 percent from 35.3 percent in the second quarter.

"The respondents’ less optimistic sentiment in Q3 (third quarter) 2022 was attributed to: (a) higher inflation (i.e., faster rise in prices of consumer goods, services, raw materials and production costs), (b) rising fuel prices, (c) decline in sales and demand, (d) peso depreciation and (e) the continuing public health threat of Covid-19," the central bank said.

Business sentiment

is also less optimistic for the next quarter as confidence level went down to 43.9 percent from 46.4 percent, while overall CI for the next 12 months also slowed down to 57.7 percent from 59.9 percent.

In July to August 2022 period, consumers were more pessimistic as overall CI further declined to -12.9 percent from -5.2 percent, still mainly due to higher inflation rate.

Other reasons of consumers for their weaker confidence also include low income and fewer available jobs and working family members.

But consumers are more optimistic for the fourth quarter and the next 12 months.

Overall CI improved to 13.4 percent from 11.2 percent for the next quarter and to 33.4 percent from 32.4 percent for the next 12 months.

(PNA)

New fiscal measures seen to address budget gap

MEASURES on how the government will implement its fiscal program to further boost the economy’s recovery and improve the state’s fiscal health are key factors in addressing budget gap, an economist said. On Friday, the government reported lower budged deficit last August at P72 billion, 40.43 percent drop from year-ago’s P120.9 billion deficit. In a report, Rizal Commercial Banking Corporation (RCBC) chief economist Michael Ricafort said the doubledigit growth of government revenues last August, which

surpassed the growth in expenditures, is a plus on the fiscal position. Data released by the Bureau of the Treasury (BTr) showed that revenues of the Bureau of Internal Revenue (BIR), which collects around 70 percent of state revenues, expanded by 23.03 percent year-on-year in the eighth month this year to P228.9 billion. Collections by the Bureau of Customs (BoC) during the same period posted higher growth of 47.84 percent year-on-year to P78.9 billion. Expenditures also grew but at a lower rate of 6.39 percent to P404.5 billion. As

of end-August this year, total revenues rose by 18.09 percent year-on-year to P2.37 trillion and expenditures by 8.02 percent to P3.2 trillion. This resulted in a budget gap of P833 billion, lower by 13.06 percent compared to the P958.2 billion deficit same period in 2021. Ricafort said the rise in government revenues is a result of the continued reopening of the economy, which allowed more business to operate, thus allowing the government to collect higher taxes. He said the government’s decision not to impose lockdowns

also helped since this means lesser needs for cash aid to affected families. These factors are, however, seen to have been countered by the higher inflation and interest rates, which hurt government coffers through higher interest payments, he added. Meanwhile, Ricafort cited as a bright spot for fiscal management the drop in the proportion of debt to the economy’s output, which fell to 62.1 percent as of endMay 2022 from the 17-year high of 63.5 percent at the end of the first quarter in

Bad loans to ease until 2024: Moody’s

NONPERFORMING loans (NPL) in the Philippine banking industry may continue to ease in the coming months, an analyst from Moody’s Investors Service said on Thursday.

“As for NPL ratio, we actually think that 4.5% (in 2021) is the peak for NPL and we think that it will continue to slowly go down over the next one to two years,” Moody’s Investors Service Financial Institutions Group Analyst Joyce Ong said at a briefing on Thursday.

“If you look at the NPL

ratio of the banks, there has been a rapid buildup because of the pandemic and peaking at 4.5% at the end of July last year,” Ms. Ong said.

“But since then, with the reopening of the economy in the second half last year, we’ve seen a decline in NPL ratio because of the rebound of economic activities that really slow the whole formation of that loans,” she added.

The banking industry’s soured loan ratio fell for a fifth straight month in July to its lowest in almost two years as bad debt continued

to decline, latest central bank data showed.

The July ratio was the lowest since 3.51% in September 2020.

Bangko Sentral ng Pilipinas (BSP) data showed banks’ past due loans dropped by 14.3% to P491.289 billion from P573.785 billion a year ago. This brought its share in total loans to 4.17% from 5.31% a year ago.

Loans are considered nonperforming once they remain unpaid for at least 30 days after the due date. They are deemed as risk

assets given borrowers are unlikely to settle such loans.

“We do expect that going forward. This trend will continue in tandem with the economic recovery that we will see in the Philippines. But having said that, [there’s] rising inflation, interest rates and also global economic uncertainty,” Ms. Ong said, adding that inflation will pose risks to banks in the country.

The BSP increased its overnight borrowing rate by 50 basis points (bps) to

This Christmas, make Life Easier with BOSTON BAY!

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BOSTON BAY takes pride on the appliance that are manufactured by leading global appliance manufacturers. Our customers are assured that its appliance item offering is good quality, durable and affordable. It has also passed product safety standards set by our local regulations. With the goal of becoming an essential partner in every Filipino household, BOSTON BAY is

committed to provide our customers with a wide variety of highquality yet affordable home appliances that homeowners will surely appreciate.

In time for the Christmas season, selected promotions are also being offered to our loyal customers such as free Air Cooler for every purchase of BOSTON BAY Air Purifiers, selected appliances items were

also marked down in time for the holiday season to make gift giving more affordable.

BOSTON BAY great value appliance items are exclusively available in all CitiHardware branches nationwide. In case you get very busy to head to nearby CitiHardware stores for in-store shopping, selected BOSTON BAY appliances are also available in Lazada and Shopee.

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ATTY. ANTONIO S. SORIANO

ICS Building

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cor. Montalvan

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Law Office Cruz Taal St., CDO

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DAVAO MARKETING OFFICE

Puzzling Questions that Must Be Answered

KIM'S DREAM

No Greater Love

Think a minute… A four-yearold girl was terribly hurt in a car accident and going to die— unless the doctors quickly found a person with her same rare blood type who was willing to give her their blood. Then they discovered the girl’s seven-year-old brother had the same blood type as her. The doctor led her brother into his office and told him that his baby sister was very sick and unless she received blood she would probably die. Her brother’s eyes filled with tears, and after a few moments he bravely said to the doctor: “I’ll give my blood to my sister.”

Later as the young boy watched his blood going through a tube into his sister’s body, his fear reached a point of panic. The doctor saw the terrified look on the little boy’s face and said: “It’s OK, son, it will all be over soon.” The boy started to cry: “So now is when I’m going to die?” When the doctor had first asked this young boy to give his blood to his sister, the boy thought it meant he was giving ALL of his blood, and that he would die so his sister could live. Yet because he loved his sister so much, he still chose to give his life for her.

We often do not know how much people really love us until their relationship with us costs them something. Some friends are only friends to us as long as

THINK A MINUTE

ORLAN R. RAVANERA

We are living in the most turbulent of times and have become victims of the fal lacies of life amidst morale collapse. There are times when we are confronted with some puzzling questions and never have these questions been responded to or brought to the fore, not even by the mainstream media. Worse there are painful realities which are kept hidden espe cially if bringing out the truth will not serve the interest of those in power.

With the “changing of the guards” in Malacañang, it is about time to revisit some of these painful reali ties for the information of the newly-elected President whose pro-people leader ship can make a difference to protect people’s rights especially the poor and the downtrodden.

The first painful offense happened in Sitio Kibari tan in Barangay Malinao, Kalilangan, Bukidnon on March 25, 2016 which had caused the death of three innocent children. No less than the Vice President of the Kibaritan Higaonon St.

Peter Agriculture Coop erative, Mr. Eddie Raymond had witnessed the death of the three children and the wounding of one more when an Unidentified Explosive Ordnance (UXO} planted by the military in the firing range near the Elementary School exploded when the children were playing in the vicinity. When the father of the victims came after the explosion, Mr. Reymond narrated the shock and so much anguished suffered by the father, Mr. Delio Wa minal, upon seeing one of his child already dead and dis-membered and attending to another son, 15 yr.-old Delmar Waminal, who was still breathing but in the brink of death with parts of his dismembered body scat tered with no more feet and hands and begging his father to end his pain. As narrated by Mr. Raymond: “Wala ng hihigit pa sa pagdurusa na dinamdam ng isang ama na pinupulot isat-isa ang mga kumalat na bahagi ng kata wan ng anak na nasabogan ng UXO at patuloy ang tulo ng luha at sumisigaw na “BAKIT NAGKAGANITO ANG MAHAL KONG MGA ANAK.”

That question should be asked to those military of ficials who have transformed the community into a military reservation and converted an area near the Elementary School as a “firing range.” Sitio Kibaritan had long before such proclamation already existing as a com munity with an Elementary

JHAN TIAFAU HURST

it is convenient for them, or if they get some advantage from our friendship. But Jesus taught and showed us that “There is no greater love than when someone gives his life for his friend.”

Amazingly, even when we rejected Him and wanted nothing to do with Him, Jesus still gave His own perfectly innocent life for us.

He, our Maker Who created us to share and enjoy life with Him, did all of this for us. But He will never force you to love Him in return. Otherwise, it would not be love, since love must be freely chosen. He will always respect your freedom to choose—especially since He is the One Who gave it to you.

Won’t you ask Him once and for all to become your Rescuer, Lord and closest Friend? Seriously ask Jesus to forgive you for all of

THAT’S how love should be if it is true. That is to say, if it is the love that flows from the same love which is the very essence of God and that is also meant for us, since we are God’s image and likeness.

We are reminded of this truth of our faith in that gospel episode where Christ was asked what God’s greatest com mandment is. That is to say, what God really wants us to do and ul timately to be. (cfr. Lk 10,25-37)

That’s when Christ clearly said that the greatest commandment is to “love the Lord, your God, with all your heart, with all your being, with all your strength, and with all your mind, and your neighbor as your self.”

The response of Christ clearly indicates that we ought to give every thing to God out of love. In other words, it’s an all-or-nothing thing, an incredible ideal to attain but for which we actually have been given all the means.

We just have to do our part which, of course, will take some time and some process. The im portant thing is that we should try to put our mind and heart into this responsibility, and no matter how things go, we should just move on. God is always understand ing and patient with us, “quick to forgive, slow to anger.”

We need to realize that true love has a universal scope. It is all inclusive. We are meant to love our neighbor, who is actually anyone and everyone, including those we do not know, and those who are strangers and are even our enemies.

Let’s also remember that our love for God is expressed and is proven by our love for others. St. John in his first Letter said as much, “He who does not love his brother whom he has seen, can not love God whom he has not seen.” (4,20)

In this regard, we have to see to it that we are always thinking of the others, and of how we can serve them in any

School, a Day-Care Center and a Chapel and hundreds of families have already been occupying the Sitio as settlerfarmers, some even as early as the 1950s and therefore have already acquired prior rights. In fact, declaring the 195-ha.-area within military reservation is contrary to the pronouncement of sev eral agencies of government, i.e. DAR & DENR. Such was reinforced by the LGU Committee Report headed then by Vice Mayor now the honorable Mayor Raymon Charl Gamboa stating that “it is so dangerous to make the community a military reservation as such will put the community in danger if there will be an attack.” No attack happened. Only the explosion of an UXO that caused the death of three, and wounding of one child which is apparently due to glaring negligence of those who planted the UXO in the vicinity without proper warning.

right in violation of Execu tive Order 75 signed by then President Duterte in 2019 which ‘DIRECTS ALL THE DEPARTMENTS, BUREAUS, OFFICES AND INSTRU MENTALITIES DEVOTED OR SUITABLE FIR AGRU CULTURE FOR DISTGRI BUTION TO QUALIFIED BENEFICIARIES They are puzzled no end why they are denied of their owner ship of the land despite the declaration from the DAR and the DENR that the 195 of land is within the A & D area? Why did the AFP allow that part of a area just a few meters away form the Elementary School be con verted into a firing range and even planting UXO in the area without giving any warning to the community? Or a simple notice or a sign board prohibiting entry. Why?

SILA PO AY NAG

TATANONG, BAKIT HINDI MAN LANG NILAGYAN NG WARNING SIGNS, BAKIT HINDI NA CLEAR ANG AREA NAGING DAHILAN NG PAGKAMAY NG TAT LONG BATA AT ISANG

NASUGATAN? Several ques tions have been raised but until now, no answer has been given.

These are some of the questions. Why convert the 195 ha.-area community as part of the 46 thousand hectare- military reserva tion when the occupants have already acquired prior

Their appeal to His Ex cellency categorically stated that such conversion of the 195 hectares as part of the 46,000-ha. military reserva tion is contrary to Presiden tial Proclamation 188 signed on June 29,1950 by then President of the Philippines Elpidio Quirino stating to “reserve for rice and corn and other food production purposes certain parcels of public domain,” especially their 195 hectares of land that they have been tilling for more than 50 years now.

In their appeal to His Excellency, they said, “SA NGAYON PO AY PINAAAL

Loving without measure

way. This will prove our love for God, since love is deeds and not just sweet words.

Obviously, to pursue this ideal will always be a work in progress, requiring a lot of pa tience and prudence. Before anything else, it will require that we be more and more Christlike because only then can we really have this inclusivity of charity. Let’s hope that we be game with that.

The inclusivity of charity for sure is not an anything-goes mat ter. The truth cannot be compromised, but we have to understand the truth not as a fixed, frozen thing that can be fully captured by our articulated doctrines, laws and principles. The truth is a living thing, as living as God himself who is precisely the ab solute truth. As such, it is dynamic and wrapped many times in myster ies and spiritual and supernatural realities.

It’s not that our doc trines, laws and princi ples serve for nothing.

They are necessary, but as a guide to the truth, and not as truth itself. They will always need to be read, understood and followed with the proper spirit that can only come from God. They need to be continually updated, deepened, and polished.

It is with these pa rameters that we have to approach issues like whether we should be dealing with people who are non-believers, public sinners, those in what we call are in irregular situ ations, and even those who are in open enmity with the Christian faith.

* Chaplain Center for Industrial Technology and Enterprise (CITE), Talamban, Cebu City

JUN AYENSA

HINTS AND TRACES

ROY CIMAGALA

PH factories improve in September

THE country’s manufacturing purchasing managers’ index (PMI) in September 2022 improved to 52.9, the highest in three months, S&P Global reported Monday.

The manufacturing score last month was higher than the sector’s performance in August at 51.2.

The September survey also showed that increases in output and new orders, easing of price pressure, and manufacturers’ confidence for the next 12 months have supported the sector’s health despite the

Energy...

from page 1

up. Apart from that, this is not really the sustainable solution. We are just creating another problem,” he added.

Mayor Sebastian Duterte earlier pushed the establishment of a WTE facility in the city during a meeting with Environment Secretary Ma. Antonia “Toni” Yulo-Gonzaga in Manila

In August, Duterte thanked the City Council for passing a resolution urging President Ferdinand Marcos, Jr. to provide counterpart fund worth P3.486-billion for the WTE

lower demand from foreign markets for Philippine-made goods.

“Growth across the Filipino manufacturing sector quickened in September according to the latest PMI data. Firms noted that an increase in customer demand allowed production levels and factory orders to grow for the first time since June,” S&P Global Market Intelligence economist Maryam Baluch said in a statement.

S&P’s report also noted that manufacturing growth

project here. The resolution, authored by 1st District Councilor Tek Ocampo, said the country should seize the opportunities offered by the Japanese government to avail of technical and financial assistance to develop sustainable ways of managing solid wastes.

Ocampo, chair of the committee on environment, said the Japanese government expressed the intention in 2018 to donate 5.013-billion yen, or equivalent to P2.052 billion, to partially fund the project of the WTE facility here.

According to data from

in September was primarily driven by domestic demand as orders from abroad continue to contract for seven consecutive months.

Hiring activities in the sector also increased for five straight months, it added.

“Adding to the good news, inflationary pressures, which have been uncomfortably high in the past couple of months, moderated in the latest survey period, hinting that inflation may have peaked,” Baluch said.

On the other hand, Baluch said inflation rates remained

the City Environment and Natural Resources, some 600 to 800 tons of wastes are generated daily in the locality.

Peñalver believed that a WTE project “would only encourage people to generate more wastes to keep the facility running.”

“The emissions from a WTE facility are carcinogenic – dioxins and furans. These can put the lives of people in danger. (They are also dangerous to the) environment,” he said.

In a statement on September 19, Peñalver said a study conducted

Teachers at the Heart of Education Recovery

By: CYRIL H. DALUGDUG T-III/School-In-Charge STA. ANA NATL HIGH SCHOOL-SENIOR HIGH SCHOOL

Also known as International Teachers Day, World Teachers Day is held yearly on October 5. Since its set up in 1994, the day celebrates the marking of the ” teaching in Freedom” in 1996. The theme this year is – The Transformation of Education Begins with Teachers. It is observed all over the world over since 1994 after the UNESCO Recommendation concerning Teachers.

What is the purpose of the World Teachers Day? Its point is to center around “acknowledging, evaluating and enhancing the instructors of the world” and to give a chance to consider the issues identified with educators and the teaching process in general.

The event has consistently been held on October 5 since 1994 and the goal is the same; to honor educators’ associations around the world. Its point is to prepare to bolster for instructors and to guarantee that the requirements of future ages will keep on being

met by educators. As indicated by UNESCO, World Teachers’ Day speaks to a massive token of the mindfulness, comprehension and thankfulness showed for the fundamental commitment that educators make in advancement by teaching.

The Education International (EI) organization firmly trusts that World Teachers’ Day ought to be globally perceived and celebrated far and wide. EI likewise believes that the standards of the 1966/97 suggestions ought to be considered for execution in all countries (https://www.awarenessdays.com/ awareness-days-calendar/worldteachers-day-2022/).

More than 100 nations celebrate the World Teachers’ Day globally.

The endeavors of Education International and its 401 associations have added to this broadly spread acknowledgement. Consistently, EI dispatches an open mindfulness crusade to feature the commitments of the teaching

calling.

Teachers are celebrated by students, the community, stakeholders and even the administration during this monthlong event in the Philippines.

Technically speaking, all DepEd administrators, including SDSs, are regarded as teachers.

In the nation, teaching is regarded as the top profession and a noble occupation. The teachers' job in helping children regain their lost knowledge during the pandemic is enormous, limitless, and difficult.

To assist kids in regaining lost knowledge is everyone's challenge.

Teachers are seen by the community as being essential to children's growth because they serve as a light for all children traveling along the path of learning, act as role models for children, and demand a high standard of morality.

Happy Teachers Day to everyone, especially to my wife and son who are also educators.

Republic of the Philippines

DEPARTMENT OF LABOR AND EMPLOYMENT

Regional Office No. X Northern Mindanao

Trinidad Building, Corrales-Yacapin Street, Cagayan de Oro City Tel: (088) 858-1658 * E-mail: dole10.imsd@gmail.com

sharp, alongside a depreciating currency, could still affect the demand conditions as this could put upward pressure on costs.

Outlook of Philippinebased manufacturers has remained rosy in the next 12 months as business confidence recorded a 49-month high in September.

"Overall, sustained growth across the sector has meant that firms are largely optimistic in regards to expansion in output in the future,” Baluch said. (PNA)

by Dr. Jorge Emmanuel, a professor of environmental science and engineering at the Silliman University in Negros Oriental, found that WTE incinerators release large amounts of highly toxic substances called dioxins and furans into the air.

Emmanuel was former chief technical adviser on global environment projects of the United Nations Development Program.

The group added that inhalation of dioxins and furans causes an “increased risk of tumors, cancer, asthma and other fatal diseases.”

“If we want to push for a sustainable Davao City, then our policy makers, our decision makers should think twice in investing in dirty energies and dirty solutions like a WTE incineration project,” Peñalver said.

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG

KNOW ALL MEN BY THESE PRESENTS:

That the late ARTEMIO L. BANUAG, who died intestate on _______, that the deceased at the time of his death left and owned a conjugal property, a Parcel of Land, identified Lot No. Lot 6086 C-4, situated in Bulua, Cagayan de Oro City, comprising an area of 1,258 SQUARE METERS, more or less, covered by Katibayan ng Orihinal na Titulo Blg. P-4952 and Tax Declaration No. G-151385, certified true copy of Katibayan ng Orihinal na Titulo Blg.P-4952 and Tax Declaration No. G-151385 is hereto attached as Annex B, and has been a subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG filed by the heirs of ARTEMIO L. BANUAG, per DOC#163; PAGE#33; BOOK#131; Series of 2022 under the Notarial Registry of ATTY. FELIX D. LACUBTAN.

BWM: Sept. 28, Oct. 5, & 12, 2022

DOE OKs Prime Infra acquisition of Shell’s Malampaya stake

THE Department of Energy (DOE) has approved the acquisition deal between Prime Infrastructure Capital, Inc. and Shell Philippines Exploration B.V. (SPEX) on the latter’s 45-percent stake in the Malampaya Service Contract (SC) 38.

This, after the DOE completed the review of the transaction in accordance with Presidential Decree 87 and Department Circular No. 2007-04-003 for the transfer of rights and obligations in petroleum service contracts.

“Prime Infra was found to be technically, financially, and legally qualified as a transferee and a successor to Shell as operator of Malampaya natural gas project,” the DOE said in a statement Monday.

With the approval of the transaction, SPEX will now be a wholly owned unit of Prime Infra and will continue to operate the Malampaya natural gas field.

“The DOE’s approval is conditioned on SPEX remaining to be a subsidiary of Prime Infra, and on the continuing validity of Prime Infra’s commitments and undertakings to the DOE in

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG

KNOW ALL MEN BY THESE PRESENTS:

That the late ARTEMIO L. BANUAG, who died intestate on ________, that the deceased at the time of his death left an owned a conjugal property, a parcel of land, identified Lot No. 1734, Pls 923, situated in Looc, Villanueva Misamis Oriental, comprising an area of 32,264 SQUARE METERS, more or less, covered by Tax Declaration No. 0813000907367, certified true copy of Tax DECLARATION No. 0813000907367 and has been a subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ARTEMIO L. BANUAG filed by the heirs of ARTEMIO L. BANUAG, per DOC#162; PAGE#33; BOOK#131; Series of 2022 under the Notarial Registry of ATTY. FELIX D. LACUBTAN.

BWM: Sept. 28, Oct. 5, & 12, 2022

EXTRA-JUDICIAL SETTLEMENT OF ESTATE

KNOW ALL MEN BY THESE PRESENTS:

respect of SPEX’s obligations as operator of Malampaya Service Contract 38,” it added.

In a separate statement, Prime Infra chairman Enrique Razon Jr. has welcomed the decision of the DOE as this would allow the company to further explore the natural gas field.

“We will contribute by doing all that can be done to produce as much gas as possible to sustain production in support of the power demand in Luzon,” Razon said.

Prime Infra said it is committed to deliver “outstanding operational performance and further the potential of SC38 covering the Malampaya deep-water gas-to-power project to ensure continuity of production as long as the reserves support it”.

“Prime Infra’s energy portfolio has always been aligned with the national government’s objective towards attaining energy independence and security, while reducing the country’s reliance on fossil fuels. Prime Infra is wellpositioned to carry on the world-renowned track record of the Malampaya asset and

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SARA L. FERNANDEZ-LIM

NOTICE OF FILING OF APPLICATION FOR ALIEN EMPLOYMENT PERMIT (AEP)

Notice is hereby given that the following employers have filed with this Regional Office application/s for AEPs

Name and Address of Employer:

POWERCHINA B7 PHILS. CORP., Purok 1, Tacub, Kauswagan, Lanao del Norte

That the late CARMEN M. VELEZ died without a will in Cagayan de Oro City, at the time of her death she left a parcel of land with TCT No. T-26282 located at Cogon, Cagayan de Oro City, denominated as Lot 8; Block 9 of Subdivision Plan (LRC) Psd-138672, containing an area of FOUR HUNDRED EIGHTY-NINE (489) square meters, A parcel of land with TCT No. T-26281 located at Cogon, Cagayan de Oro City, denominated as Lot 12; Block 9 of Subdivision Plan (LRC) Psd-138672, containing an area of FOUR HUNDRED SIXTY-SIX (466) square meters, and A parcel of land with TCT No. 137-2016000425 located in the Poblacion, Cagayan de Oro City, denominated as Lot 18372B-2, Psd-10-067989, being a portion of Lot 18372-B, PSD-104305-020435, containing an area of ONE THOUSAND FIFTY-TWO (1,052) square meters, and has been subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE, filed by the heirs of CARMEN M. VELEZ, per DOC #089; PAGE#19; BOOK#XXXIX; Series of 2020 under the Notarial Registry of PATRIFLOR R. ROA-TURTOGO.

KNOW ALL MEN BY THESE PRESENTS: That the late SARA L. FERNANDEZLIM, died intestate in Quezon City, Philippines on November 12, 1977, at the time of her death, she was a resident of Gingoog City, during her lifetime, the said decedent acquired/ inherited properties with TRANSFER CERTIFICATE OF TITLE (TCT) NO. T-7701 situated in the Poblacion, City of Gingoog, containing an area of TEN THOUSAND FOUR HUNDRED AND SIXTY EIGHT (10, 468) Square Meters, more or less, Transfer Certificate of Title No. T-2834 located in Murallon, City of Gingoog, Island of Mindanao, containing an area of EIGHTEEN THOUSAND TWO HUNDRED AND NINETY SEVEN (18, 297) Square Meters, Transfer Certificate of Title No. T-7697 located in the Barrio of Murallon, City of Gingoog, containing an area of SEVEN THOUSAND SEVEN HUNDRED AND FIFTY EIGHT (7,758) square meters, more or less, Transfer Certificate of Title No. T-7430 situated in the Barrio of Maranding Santiago, City of Gingoog, Island of Mindanao, containing an area of SEVENTY TWO THOUSAND SIX HUNDRED ONE (72,601) square meters, more or less, Transfer Certificate of Title No. T-7435 situated in the Barrio of Maranding Santiago, City of Gingoog, Island of Mindanao, containing an area of TWENTY THOUSAND

FOUR HUNDRED EIGHT (20,408) square meters, more or less, Transfer Certificate of Title No. T-7688 situated in the Barrio San Juan, City of Gingoog, Prov. Of Mis. Or., Island of Mindanao, containing an area of FORTY SEVEN THOUSAND SIX HUNDRED FIFTY SEVEN (47,657) square meters, more or less, Transfer Certificate of Title No. T-7704 situated in the Sitio of Cabuyoan, City of Gingoog, Province of Misamis Oriental, Island of Mindanao, containing an area of FOUR HUNDRED SQUARE METERS (400) square meters, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SARA L. FERNANDEZ-LIM, filed by the heirs of SARA L. FERNANDEZLIM, per DOC #178; PAGE #37; BOOK #III; Series of 2018 under the Notarial Registry of ATTY. CENON B. ALABA.

4.25% and its corresponding lending rate to 4.75% last week.

The Monetary Board has so far raised 225 bps this year to rein in stubbornly high inflation.

The consumer price index climbed to 6.3% year on year in August, marking the fifth straight month that inflation exceeded the

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED CARLOS B. LUPIAHAN WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late CARLOS B. LUPIAHAN who died intestate without leaving any will on September 19, 2013 in Barangay Dagumbaan, Talakag Bukidnon, at the time of his death left a certain real property with Original Certificate of Title No. P-1186 situated at Basak, Province of Bukidnon, Island of Mindanao, containing an area of THIRTY THOUSAND FIVE HUNDRED FIFTY-TWO (30,552) SQUARE METERS, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED CARLOS B. LUPIAHAN WITH SALE, filed by the Heirs of CARLOS B. LUPIAHAN, in favor of SAN MARIANO DSS POWER CORPORATION, per DOC #123; PAGE #25; BOOK #III; Series of 2016 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BWM:

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED FRANCISCO ALUNAN WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late FRANCISCO ALUNAN who died intestate on January 16, 2015 at Cagayan de Oro City; at the time of his death left a certain real property with ORIGINAL CERTIFICATE OF TITLE NO. AO-10713 situated in the Barangay Dagumbaan, Municipality of Talakag, Province of Bukidnon, Island of Mindanao, containing an area of NINE THOUSAND ONE FOURTEEN (9, 114) square meters, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED FRANCISCO ALUNAN WITH SALE, filed by the heirs of FRANCISCO ALUNAN, in favor of SAN MARIANO DSS POWER CORPORATION, per DOC #120; PAGE #24; BOOK #110; Series of 2016 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BSP’s 2-4% target this year.

“We actually think that inflation would dampen the postpandemic asset quality of banks, but we don’t expect it to derail it entirely,” Ms. Ong said.

She said post-pandemic improvements in asset quality will offset the “incremental” risk

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SPOUSES FRANCISCO HAGTOS AND MODESTA HAGTOS WITH SALE

KNOW ALL MEN BY THESE PRESENTS: That the late FRANCISCO HAGTOS AND MODESTA HAGTOS who both died intestate on July 22, 1990 and October 08, 2008 at the time of their death left certain real properties with Original Certificate of Title No. P-19510 situated at Barangay Basak, Talakag, Province of Bukidnon, Island of Mindanao, containing an area of TWENTY THOUSAND THREE HUNDRED FORTY-EIGHT (20,348) square meters and Original Certificate of Title No. P-25113 containing an area of FIVE THOUSAND THREE HUNDRED TWENTY-SIX (5,326) square meters and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SPOUSES FRANCISCO HAGTOS AND MODESTA HAGTOS WITH SALE, filed by the Heirs of FRANCISCO HAGTOS AND MODESTA HAGTOS, in favor of SAN MARIANO DSS POWER CORPORATION, per DOC #251; PAGE #51; BOOK #113; Series of 2017 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BWM: Oct. 5,12, & 19, 2022

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AURELIO MAGAY WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late AURELIO MAGAY who died intestate without leaving any will on January 14, 1995, in Barangay Besigan, Cagayan de Oro City, at the time of death left a certain real property with Original Certificate Title No. P-3923 situated at Barangay Besigan city of Cagayan de Oro, Province of Misamis Oriental, Island of Mindanao, containing an area of ELEVEN THOUSAND NINE HUNDRED FORTY-FOUR (11,944) and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AURELIO MAGAY WITH SALE, filed by the heirs of AURELIO MAGAY, in favor of SAN MARIANO DSS POWER CORPORATION, per DOC #171; PAGE #35; BOOK #114; Series of 2018 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BWM: Oct. 5,12, & 19, 2022

Educational Leadership

By: ALLAN HORIDA GUIBONE Teacher I

Bugo Central School

The practice of mobilizing and directing the skills and efforts of educators, students, and parents toward accomplishing shared educational goals is known as educational leadership. Improved school leadership is essential for raising students' academic achievement. In order to achieve a strong rate of growth for all students, good leadership in schools involves the practice of supporting and enabling school-wide teaching expertise. Principals, executive staff, and instructors without clearly defined leadership responsibilities can all exercise this leadership, as well as traditional leaders like principals and executive staff. It's critical for teaching staff and aspiring leaders in the education field to comprehend what the standard is for effective school leadership and how it might be applied to bring about long-lasting change.

Strong leaders are aware that there are often unconventional solutions to problems and that there aren't always clearcut answers to questions. It's important to know when to adapt to new situations and when to continue with "the way it's always been done." Leaders in education frequently search for new and improved methods

of doing things. They accept various cultural viewpoints and are receptive to other people's opinions. They not only exhibit creativity and innovation but also give teachers and students the freedom to do the same. Today's schools must have strong and competent educational leaders to be successful. Their ability to uplift and inspire those they work with, along with their ability to be creative and effective in their decision-making and collaboration, will affect the atmosphere of their school and the attitude of all they work with.

Effective school administrators use their knowledge of education and management abilities to direct their own and the teaching staff's efforts toward raising the standard of student learning outcomes. Keeping up with the most recent developments in educational technology and trends is one aspect of this. As leaders interact with students, employees, parents, and other communities to get ongoing feedback and identify chances for innovation, it also calls for great interpersonal skills. School administrators must have a firm grasp of operational best practices and the ability to foster ongoing improvement.

from inflation. She added that she expects inflation to ease next year, which will help support asset quality.

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED LEONCIO SUCLATAN

KNOW ALL MEN BY THESE PRESENTS: That the late LEONCIO SUCLATAN who died intestate without leaving any will on September 05, 2010 at Northern Mindanao Medical Center, Cagayan de Oro City; at the time of death left certain real properties with Original Certificate of Title No. P-20650 situated in the Barrio of Sto. Nino, Municipality of Talakag Province of Bukidnon, Island of Mindanao, containing an area of THIRTY-SEVEN THOUSAND SIX HUNDRED SEVENTY-SIX (37, 676) square meters and Original Certificate of Title No. CARP2015000621 situated in Barangay of Sto. Nino, Municipality of Talakag Province of Bukidnon, Island of Mindanao, containing an area of FIFTY THOUSAND SIX HUNDRED NINETY-THREE (50,693) square meters, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED LEONCIO SUCLATAN filed by the heirs of LEONCIO SUCLATAN, per DOC #334; PAGE #68; BOOK #116; Series of 2020 and Doc #34; Page # 8; Book # 117; Series of 2021, both under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO. Reviewed and Approved for Posting by:

DIANNE KRISTINE ACHARON AGM, BHEC

BWM: Oct. 5,12, & 19, 2022

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

That the late DIONESIO MABALACAD which died on July 15, 1952 and was buried at the City Cemeter of Cagayan de Oro City; that the deceased died leaving no will nor obligations than a parcels of land with 1. Lot No. 3862, 2. Lot No. 4319, 3. Lot No. 4348, 4. Lot No. 4356, 5. Lot No. 4534, 6. Lot No. 4594, 7. Lot No. 5679, 8. Lot No. 5898, 9. Lot No. 6580, 10. Lot No. 6582, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH SPECIAL POWER OF ATTORNEY, filed by the heirs of DIONESIO MABALACAD, per DOC #187; PAGE #38; BOOK #25; Series of 2021 under the Notarial Registry of ATTY. ARTURO C. UBAUB.

BWM: Sept. 21, 28, & Oct. 5, 2022

“If you look at restructured loans level, it’s only about 3% of the system,” she said, adding that Moody’s does not expect the number to further increase.

“We think that most of these restructured loans will eventually

either [be] written off or they will actually gonna see some recovery as well,” she said.

Restructured loans climbed by 3.5% to P341.973 billion from P330.164 billion in the same month in 2021. These accounted for 2.9% of the banking system’s loan portfolio.

The industry’s NPL coverage ratio also improved to 99.16% from 82.44% the year before.

The central bank has said the NPL ratio of Philippine banks might peak at 8.2% this year. The ratio stood at 3.99% as of end-December 2021.

Republic of the Philippines 10th Judicial Region REGIONAL TRIAL COURT OF MISAMIS ORIENTAL Branch 24

Cagayan de Oro City -oOoBr24.rtc10.cagayandeorocity@gmail.com/0909-2475-935

SPS. CESAR/AURELA BOLOTAOLO CIVIL CASE NO. 2007-234

ANDRES BERING, ET. AL., Plaintiffs, -versus-

FOR: ANNULMENT OF MORTGAGE, WITH PRAYER

THE PROVINCIAL SHERIFF, FOR PRELIMINARY MISAMIS ORIENTAL, MELBA INJUNCTION AND BOLIGOR SUZUKI, ET. AL., TEMPORARY Defendants. RESTRAINING ORDER

SPS. DR. ANDRES M. BERING, JR.,

CIVIL CASE NO. 2007-235 AND JONASA M. BERING, herein represented by February M. Bering, January Bering Serrano, herein represented By February M. Bering, CARLITO J. BESIN, Herein represented by Cherry J. Besin, TERESITA B. DELICANA, herein represented By FEBRUARY M. BERIING, SPS. RENATO M. CHIU & MARIE FE M. CHIU, SPS. ROMEL R. IGNALIG, LIZA P. IGNALIG, SPS. ROMIL J. MANGUBAT AND JOYLEN C. MANGUBAT, MERCY T. JAYME, herein represented by CHERRY J. BESIN, Plaintiffs,

FOR: ANNULMENT OF MORTGAGE, WITH PRAYER SPS. PEDRO A. ESTONILLO, and FOR PRELIMINARY ANATALIA ESTONILLO, AND INJUNCTION AND MELBA BOLIGOR SUZUKI, TEMPORARY Defendants. RESTRAINING ORDER

JOINT ORDER

The Court treats the Petition for Reconstitution of Records with Motion for the Cancellation of Annotation of Adverse Claims as Petition for Adverse Claims. Finding the Petition sufficient in form and substance, the Petition is set for Initial Hearing on October 6, 2022, at 8:30 o’clock in the morning. The petitioners are directed to cause the publication of the Petition in the newspaper of General Circulation in the Province of Misamis Oriental and Cagayan de Oro City and the posting of the Petition and the notice of hearing in three (3) public places: at the Bulletin Board of City Hall of Cagayan de Oro City, the Provincial Capitol of Misamis Oriental; and the Hall of Justice of Cagayan de Oro City.

Petitioners and directed to serve the Registry of Deeds of Cagayan de Oro City and the Adverse Claimants appearing in the subject Certificate of Title, with copies of the Petition.

Atty. Caroz, defendant-movant Melba Boligor Suzuki and Atty. Christina M. Jugador, are notified of this Order in open Court.

SO ORDERED GIVEN IN OPEN COURT, this 8th day of September 2022, Cagayan de Oro City, Philippines.

(SGD) ANA CANDIDA N. CASIÑO Acting Presiding Judge

BWM: Sept. 21, 28, & Oct. 5, 2022

TITLE: A BREAKTHROUGH IN THE NEW NORMAL

By: MARY ANN C. MAGDALE Principal II Alubijid Central School Alubijid East District Division of Misamis Oriental

The biggest breakthrough that will happen is during “shared responsibility” period.

In addition to the learners' eagerness to return to school, the pandemic's aftermath provided many opportunities for parents and other stakeholders to once again demonstrate a sense of camaraderie. The Department of Education has achieved the memorable comeback after the pandemic as part of its yearly advocacy to enhance the relationship between the school and its stakeholders, the Brigada Eskwela.

True to its goals and objectives, Alubijid Central School took part in the program and was able to reach out to potential stakeholders. These people, NGO's, and even government sectors have built a significant path for aiding the school's additional needs in advance of the start of classes on August 22, 2022. Alubijid Central School is very fortunate to have community members that are very handson with the activities, such as painting and repainting, physical cleaning, doing minor repairs such as broken doors, windows, and furnitures, improving the classrooms, implementation

of Gulayan sa Tahanan, etc. A month-long event called Brigada Eskwela attempts to assist schools in getting ready for the start of the new school year. Since all stakeholders and organizations have given us their full support, this year's Brigada Eskwela is more interesting. Additionally, materials and donations in kind were sent, which were used for all the repairs that were required. Another top objective was to make the environment more beautiful. This proves that the excitement among those responsible for every school's achievement was brought on by this new normal. This is a further indication of a strong tie that only gets stronger with time.

The Department's proactive approach to health preventive measures and the Back-to-School Program's increased intensity enable all schools to be ready for the start of courses. In our school, NGO's, public institutions, and even commercial groups have responded to the call of "Bayanihan"; without their assistance, we would not be able to provide a welcoming, secure, and inspiring environment for our students. The "Oplan-Balik Eskwela" of ACS makes sure that the proper enrollment flow is used

to accommodate all students. Along the road, there were a few obstacles that needed to be overcome if we were to have a smooth enrollment process, but the committee in charge of these things dealt with them all effectively. Through the Learner's Information System (LIS) Quick Count, the enrolment was also kept track of. The apparent growth in the student enrollment rate clearly indicates that students are eager to return to school. This information compelled the school and the stakeholders to develop new projects for the learners and the institution. The Division Brigada Eskwela 2022 Monitoring personnel, Rhodora L. Gallares, EPS/OIC-AO V, oversaw the entire process and provided further technical assistance with implementation and stakeholder management techniques.

Our learners are the center of this preparation. As we embrace the advancements in teaching and learning, these initiatives and efforts to welcome back learners after the pandemic's two-year period signify a significant step forward for education. New Normal, New Beginnings. A breakthrough in the New Normal.

DEED OF EXTRAJUDICIAL PARTITION (WITH SPECIAL POWER OF ATTORNEY)

KNOW ALL MEN BY THESE PRESENTS:

That the late POL PANDAOG who died on June 4, 2004 at Basak, Talakag, Bukidnon without any will; the said deceased left a certain real property with Tax Declaration No. T-21-4434 situated at Basak, Talakag, Bukidnon, containing an area of 1.8495 Hectares more or less, and has been the subject of a DEED OF EXTRAJUDICIAL PARTITION (WITH SPECIAL POWER OF ATTORNEY), filed by the heirs of POL PANDAOG, per DOC #168; PAGE #34; BOOK #38; Series of 2015 under the Notarial Registry of ATTY. JAY S. ALBARECE.

BWM: Oct. 5,12, & 19, 2022

DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH WAIVER OF RIGHTS

KNOW ALL MEN BY THESE PRESENTS:

That the late ROLANDO SOMBILON DEVEZA on August 15, 2021, died intestate at Northern Mindanao Medical Center, without any will or testament and without any outstanding debts or obligations in favor to any person or entity; at the time of his death, is a holder of an active bank savings account with the BANK OF THE PHILIPPINES ISLANDS, Cagayan de Oro City Main Branch, under Account Number 002043-4300-01 with a deposit of SIX HUNDRED THOUSAND TWO HUNDRED SIXTY-TWO AND TWENTYFIVE CENTAVOS (Php600,262.25) and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH WAIVER OF RIGHTS, filed by the heirs of ROLANDO SOMBILON DEVEZA, per DOC #38; PAGE #9; BOOK #I; Series of 2022 under the Notarial Registry of ATTY. NIÑA ERIKA S. TROPEL.

2022

BWM: Sept.

IS KAMI NG MGA MILITARY SA

AMING LUGAR NA MAYROON

NA PONG PAARALAN SINCE 1984 PA, MAY SIMBAHAN, AT ITO PO

AY ISANG KOMUNIDAD, DAHIL

AYON SA KANILA ANG LUPANG

195 EKTARYA AY ISANG MILITARY

RESERVATION. IPINAGKAIT NG

MGA MILITARY PERSONNEL ANG

AMING KARAPATAN. KINUHA SA

MGA MAGSASAKA ANG LUPANG

SINASAKA NA HINDI IDINADAAN

SA TAMANG PROSESO. BASTA LANG

PINAAALIS, AT KINUKUHANAN

NG PANGKABUHAYAAN, AT HU MANTONG PA SA PANANAKOT, PANANAJKIT AT PANINIGAW NG

MGA MILITARY PERSONNEL SA

MGA MAGSASAKA/MAMAMAYAN

NG SITIO KIBARITAN. SIGAW SA

AMIN NG COMMANDING OFFICER

NA SI COL. CIRIACO A. LOMAS-E, “MATAGAL NA KAYONG NAKINA

BANG SA LUPANG PAGMAMAY-ARI

NG MILITARY, ANG TITIGAS NG ULO NINYO, MABUTI PA MAGREBELDE NA LANG KAYO!”

Ang tanong po ng mga probreng magsasaka na inagawan ng lupa. “KUNG MILITARY RESERVATION NGA, BAKIT

ANG MGA MILILTARY PERSONNEL

ANG NAGTANIM NG MAIS AT PALAY

AT SILA ANG NAKINABANG AT ANG

MGA KAWAWANG MAGSASAKA ANG

NAWALAN NG PANGKABUHAYAN

MULA PA NOONG 2008. ANG AMING

TANIM NA TUBO AY PINAPUTOL

PA NG COMMANDING OFFICER

NA SI COL. LOMAS-E. ANG MGA KAMOTE, KAMOTENG-KAHOY AY

PINA GRIDDER NA DAPAT SANA AY

NAKATULONG SA AMIN NA MAI BSAN ANG KAHIRAPAN LALO NA SA KINAKAHARAP PA NATIN ANG KRISIS NA DULOT NG COVID-19. ANG DAANAN PA MULA ‘FARM TO MARKET ROAD’ AY HINDI NA MA DADAANAN. HINDI PALA MILITARY RESERVATION ANG LUPA DAHIL SILA NA ANG NAKINABANG. ANONG MILITARY RESERVATION GAYONG SILA PO ANG NAKINABANG, IBI NULSA NILA ANG KITA SA LUPANG SAKAHAN NA SILA ANG NAGTANIM. GINAWA LAMANG ALIBI NA MILI TARY RESERVATION AREA ANG LUPA DITO SA SITIO KIBARITAN.

It has been said that in this country, no one is above the law, all must bow down to the majesty of the law because we follow the rule of law and not of men.

Apparently, the rule of law has not been followed but the rule of power, money and guns. Pity the poor farmers in Sitio Kibaritan. If further investigation is needed, they are willing to cooperate.

As shouted to them by Col. Lomas-e, “Ang titigas ng mga ulo ninyo. Mabuti pa, mag rebelde na lang kayo.” Ang tanong po nila, bakit parang hinihikayat sila na mag rebelde? Yan ba ay sumasangayon sa ELCAC (End Local Communist Attack Council Program ng gobyerno?

With all due respect, the 500 Kibari tan farmers are asking these puzzling questions directly to His Excellency which have to be responded to. WHY? WHY WHY? They are victims of so cial injustice and oppression which is contrary to the constitutional mandate “that the State shall promote social justice in all phases of development.” Where is social justice? Has not the 1987 constitution also declared that “NO PERSON SHALL BE DEPRIVED OF LIFE, LIBERTY AND PROPERTY WITHOUT DUE PROCESS OF LAW!”

The death of three children without no one being made accountable clearly violated such constitutional provision!

your wrongs and sinful living, and to become your Lord as you start truly living His way each day. He promises He will never leave you, and that you will never regret having Him as your very best Friend—now and forever. Just think a minute…

therefore, the next urgent step for the company is to sustain and expand gas production while we promptly address the license extension for SC38,” Prime Infra president and chief executive officer Guillaume Lucci added.

The Malampaya natural gas field is one of the country’s most crucial power assets as it supplies 20 percent of Luzon’s power requirements.

The gas field began its operation in 2001, with its license set to expire in 2024. (PNA)

Gap...

2022. He said “increased tax revenue collections would help cut the country's debt to below 60 percent of GDP (gross domestic product) by 2025 and narrow the budget deficit to 3 percent of GDP by 2028.”

“Sustaining the government’s improved fiscal performance in recent years/decades and relatively favorable credit ratings would depend on how the new administration and the economic team would ensure and implement intensified tax revenue collections, new taxes/higher taxes, anti-corruption/ anti-wastage/good governance/ rightsizing the government for more effective government spending,” he added. Ricafort said fiscal performance would also depend on how the government sustain “economic and fiscal/tax reform measures for the coming years when economic conditions improve further to at least pay for the increased government expenditures/budget deficits/debts incurred since the pandemic started in 2020.” The government incurred over P5 trillion worth of borrowings since 2020 to finance its programs targeted to address the impact of the virus-induced pandemic. Ricafort said “the government's decision to maintain excise taxes on petroleum products would help sustain the government's recurring revenue collections and prevent unnecessary widening of the country's budget deficit, thereby helping limit/temper the increase in government borrowings and overall debt/debt-to-GDP ratio.” He said continued reopening of the economy, with face-to-face classes scheduled to be fully implemented by November this year, will also benefit the government’s fiscal health. “Thus, all of these measures to further re-open the economy towards greater normalcy would help narrow the country’s budget deficit and help also temper the growth in the government’s debt stock,” he added.

On Friday, the BTr reported the 1 percent month-on-month rise in the national government’s (NG) total liabilities as of last August to P13.02 trillion. (PNA)

Vendors...

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Cola, Pepsi-Cola and ARC Refreshments Corporations confirmed the shortage of premium refined sugar, a “key ingredient” in their products.

Coca-Cola Philippines was forced to suspend operations in some of their key manufacturing plants in the country because of the shortage of sugar.

Lawyer Ruth Sybil Salvador, DTI mediation officer, said this situation leads to the hoarding of soft drinks, especially the popular Coca-Cola.

Salvador said her desk already received two complaints from sarisari store owners of bodegas and warehouses hoarding soft drinks.

Reporters who attended the press conference called by DTI Misamis Oriental on Monday appraised the trade regulators that soft drinks now sell more than 100 percent compared to prices in July.

“A small bottle of soft drinks is more expensive than the price of a liter of gasoline or diesel,” IFM radio reporter Menzie Montes told the DTI officials.

Cup...

rescheduling of the 1st Governor’s Cup National Surfing Competition.

Instead of starting it on Mondat, October 3, Barbers said it is moved today, October 5, to let the earlier surfing contest initiated by the local government unit (LGU) of General Luna to finish the event on October 4.

The 1st Governor’s Cup National Surfing Competition will run from October 5 to October 13.

“I can work with anyone, there is no problem. There is no conflict with the LGU of General Luna,” Barbers said in response to a question about the provincial government’s initiative to hold a national surfing competition on its own.

Barbers and the Matugas couple, General Luna Mayor Sol Matugas and her husband, former governor Francisco Matugas, were at bitter

EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED VIOLETA MASANDAAN WITH SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late VIOLETA MASANDAAN who died intestate without leaving any will on February 7, 2018 in Maigtang Barangay 5, Talakag; at the time of death left a certain real property with Original Certificate of Title No. CARP2017-000234 containing an area of SEVEN THOUSAND ONE HUNDRED FORTY-THREE (7,143) square meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED VIOLETA MASANDAAN WITH SALE, filed by the Heirs of VIOLETA MASANDAAN, in favor of BUKIDNON HYDRO ENERGY CORPORATION, per DOC #444; PAGE #90; BOOK #116; Series of 2020 under the Notarial Registry of ATTY. FRANCISCO T. DEL CASTILLO.

BWM: Oct. 5,12, & 19, 2022

EXTRAJUDICIAL SETTLEMENT OF ESTATE DEED OF PARTITION, SPECIAL POWER OF ATTORNEY, WITH REQUEST FOR SEGREGATION OF TITLE

political odds during the local elections last May. Francisco, who was then seeking a third and last term, was defeated by the returning Barbers, who was governor from 2001 to 2007.

In the 2019 gubernatorial race, Barbers lost to Francisco.

Mayor Matugas earlier hosted the 1st Mayor Sol’s National Surfing Competition from September 28 to October 1 at the famous Cloud 9 surfing spot in General Luna, an area that has been the venue of the World Surfing League (WSL) in the past years.

The mayor’s cup, however, was extended until October 4, prompting Barbers to move the governor’s cup to October 5 based on the mutual understanding of the two LGUs. Both cups are sanctioned by the United Philippine Surfing Association (UPSA) and will serve as qualifying events for the 26th International Siargao Surfing Cup, which will be held from October 15 to 21 also at Cloud 9.

The governor’s cup will be held in Tuwason surfing spot from October 5 to 9 and at Tangbo Point from October 10 to 13 in Sta. Monica town.

It was not clear if the surfers

who participated in the mayor’s cup would also be the same competitors in the governor’s cup.

In a press statement on the governor’s Facebook page, it said that the competition was envisioned to help struggling surfers earn maximum points to level up their national rankings after two years of absence of the national competition due to the pandemic and the destruction brought by super typhoon Odette.

It also aims to give the muchneeded boost to the tourism industry of Siargao Island by introducing other equal world-class surfing spots outside of Cloud 9.

Mario Semorlan, a media consultant at the governor’s office, said Tuwason Point “has better wave formation than Cloud 9,” while Tangbo was just recently discovered by expert surfers.

He said that Barbers’ vision to boost tourism in Siargao Island is to tap other areas that can be developed as ideal surfing spots, apart from Cloud 9.

Gino Canlas, a member of the USPA board of directors, said they were expecting at least 200 national surfers to join the governor’s cup.

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ALFREDO Q. TAN AND BENJAMIN Q. TAN

KNOW ALL MEN BY THESE PRESENTS: That the late ALFREDO Q. TAN and BENJAMIN Q. TAN who died on June 24, 2016 and November 21,2014 both deceased died intestate without any Last Will or Testament and without any outstanding debts in favor of any person or entity; at the time of their death, left a property inherited from their deceased father MARIANO TAN as evidenced by an Extrajudicial Settlement of Estate duly notarized by Atty. Emmanuel A. Akut with Doc No. 236, Page No. 93, Book No. 49, Series of 2010, and covered by Tax Declaration No. 02-021219 with Lot No. 9941-D situated in Cogon, El Salvador, Province of Misamis Oriental containing an area of TWENTY FOUR THOUSAND ONE HUNDRED FORTY EIGHT (24,148) square meters, more or less and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE LATE ALFREDO Q. TAN AND BENJAMIN Q. TAN, filed by the heirs of ALFREDO Q. TAN and BENJAMIN Q. TAN, per DOC #455; PAGE #91; BOOK #12; Series of 2022 under the Notarial Registry of ATTY. RUFELIZ ANN S. ABBU-DAILO.

BWM: Oct. 5,12, & 19, 2022

Why is it so important for teachers to understand Child Development?

By: CATHERINE L. ENCABO Teacher II Pestañas Elementary School

If you've ever spent time with kids, you know what incredible learners they are. They seem to pick up new words and skills at a hundred miles per hour. Young toddlers acquire and assimilate knowledge simultaneously in many different ways.

Teachers that are aware of how kids grow up will be able to distinguish between the child and the behavior in order to stop kids from internalizing negative signals.

aspects influencing human behavior is human growth. Children approach learning differently as they progress through different phases of life.

A teacher who has a thorough understanding of human development can utilize that knowledge to evaluate the actions of the students in the classroom.

experiences). For a number of reasons, it is crucial for teachers to understand child development.

1

rescheduling of the 1st Governor’s Cup National Surfing Competition.

KNOW ALL MEN BY THESE PRESENTS: That the late Valentina Jacanin Gabo died a WIDOW in Baikingon, Cagayan de Oro City on October 24, 2009 and Juan Jacanin died in Cagayan de Oro City on 1949 without leaving any will; both the deceased, at the time of their death, left a co-owned property with Original Certificate of Title No. 9155 located in Iponan, (now Bukidnon), Cagayan de Oro City, containing an area of 98, 010 square meters, that the said parties have caused the subdivision of the aforesaid parcel of land into seven (7) lots in the approved subdivision plan known as PSD-10-036010 which was duly approved on November 29, 1999 with LOT 3699-A- containing an area of 9,465 square meters; LOT 3699-B- containing an area of 40,440 square meters; LOT 3699-Ccontaining an area of 17,605 square meters; LOT 3699-D- containing an area of 22,979 square meters; LOT 3699-E- containing an area of 513 square meters (legal easement); LOT 3699-F- containing an area of 3,598 square meters (legal easement); LOT 3699G- containing an area of 3,430 square meters (legal easement), NOW, THEREFORE, for and in consideration of the foregoing premises and upon agreement by all the CO-OWNERS hereto being all of legal ages and with full civil capacity to contract, have agreed as they hereby do agreed by these presents, to divide and partition among themselves the said real property, based on the subdivision plan approved by the Department of Environment and Natural Resources (DENR) on November 29, 1999, known as PSD-10-036010, as follows; Lot 3699-C, Lot 3699-D and Lot 3699-G are adjudicated and shall belong to the HEIRS OF JUAN JACANIN namely; ELISALDO J. GABO, ROLIN J, GABO, ROEL J. GABO, NEVAH J. GABO-CAUDOR, ADEZA J. GABO- ABRATIGUIN, JOSEPHINE J. GABO-BARBAC; Lot 3699-B and Lot 3699-F are adjudicated and shall belong to the HEIRS OF VALENTINA JANIN-GABO, namely: SEGUNDO J. GABO, MELBA GABO ENERIO, JOSEPHINE GABO ESMEÑA, RUDY J. GABO, ELLEN J. GABO, ELISE GABO JALAGAT, MERLY O. GABO, ANALIE GABO EDURIA, RIZA JEAN O. GABO, SONNY BOY O. GABO, CLAUDINE HOPE O. GABO, DORY GABO JAMIS. Lot 3699A and Lot 3699-E are adjudicated and shall commonly belong to the HEIRS OF JUAN JACANIN and VALENTINA JACANINGABO; SPECIAL POWER OF ATTORNEY FURTHER, WE, the above-mentioned HEIRS OF JUAN JACANIN, have named, constituted and appointed, and by these presents do name, constitute and appoint our co-heir NEVAH J. GABO-CAUDOR; and WE, THE HEIRS OF VALENTINA JACANIN, have named, constituted and appointed, and by these presents do name, constitute and appoint our co-heir DORY J. GABOJAMIS, as our attorney-in-fact, for us and in our name, place and stead, for our own use and benefit; and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE DEED OF PARTITION, SPECIAL POWER OF ATTORNEY, WITH REQUEST FOR SEGREGATION OF TITLE, filed by the heirs of Valentina Jacanin Gabo and Juan Jacanin, per DOC #413; PAGE #83; BOOK #XXXIII; Series of 2016 under the Notarial Registry of ATTY. MARIA NORA L. GONZALES-CAGANG.

Teachers will benefit from having a broader perspective on education by observing how children develop and what they need at various stages of development. One of the key

Children who display typical developmental "bad conduct" behaviors can be understood using this, and a small percentage of kids may be able to step back and consider their actions, suggesting that they may be at a different stage of development than their peers (often because of their past

It also aids in the planning of experiences and activities for kids that are challenging enough for them to advance without being too difficult for them. It also highlights how crucial it is to support early childhood instructors in getting to know their kids and each of their unique interests. Educators may support students at all levels and in all situations in developing their observational skills, vocabulary development, and conceptual grasp of subject matter across disciplines.

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL Office of the Clerk of Court 10th Judicial Region Cagayan de Oro City

SHERIFF’S NOTICE OF SALE

EJF FILE No. 2022-1222

Upon extra-judicial petition for sale under Act 3135 as amended, filed by METROPOLITAN BANK & TRUST COMPANY with office address at Metrobank Plaza, Sen Gil. Puyat Ave., Makati City or at Metrobank, Corrales Branch, Cagayan de Oro City, against SPS. GERONIMA and MARINO TAGARDA with residence at Purok 3, Poblacion, Damulog, Bukidnon to satisfy the mortgaged indebtedness which as of May 16, 2022, amounts to ONE MILLION SIX HUNDRED EIGHTY SIX THOUSAND TWO HUNDRED THIRTY SEVEN PESOS & 91/100 (1,686,237.91), inclusive of principal, interest and penalties. This amount is exclusive of other charges and attorney’s fees in the sum of Php 150,000.00 (inclusive of 12% vat). The undersigned sheriff will sell at public auction on November 4, 2022, at 10:00 o’clock in the morning to 4:00 o’clock in the afternoon or soon thereafter at the Hall of Justice, Goldridge Building, Macapagal Drive, Upper Carmen, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the herein described property, to wit:

TCT-No.

“A PARCEL OF LAND, (Lot 14, Block 25 PSD-10-058579, being a portion of Lot 1, PCS-10-004054) situated in Brgy. Carmen, City of Cagayan de Oro, Province of Misamis Oriental, Island of Mindanao, containing an area of ONE HUNDRED FIFTY FOUR (154) square meters, more or less.”

Prospective buyers/bidders may investigate for themselves the herein described property and encumbrances thereon, if any there be.

All sealed bids must be submitted to the undersigned on the above stated time and date.

In the event the auction date falls on a HOLIDAY, it shall be on the next working day without further notice and publication.

September 26, 2022, City of Cagayan de Oro.