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Volume VI, No. 055

Market Indicators

As of 6:20 pm October 29, 2015 (thursday)

FOREX

PHISIX

US$1 = P46.90

7,189.25

X

14 cents

X

100.01 points

Briefly Liberalization AMONG the country’s gains as a member economy of Asia Pacific Economic Cooperation (APEC) are the benefits of trade liberalization pushed in the forum, said Department of Trade and Industry (DTI) Secretary Gregory L. Domingo. Domingo, during the Kapihan sa Manila Bay on Wednesday, mentioned that the lower cost of goods and better quality of goods were among the outcomes of a more open cross-border trade. Free and open trade and investment is one of the pillars of APEC to build a dynamic Asia Pacific region.

Galing Mason DAVAO City – Cement manufacturer Holcim Philippines hails the Grand Champion of the 2015 HolcimGaling Mason Awards from Davao. Ricky Pasco, a 39-yearold construction worker of the Makati Development Corporation (Davao) from Tagum, Davao del Norte, is this year’s Grand Champion of the HolcimGaling Mason Award. The first-time participant bested 19 other national finalists from various parts of the Philippines including four women masons.

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Haze poses less danger www.businessweekmindanao.com

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Cagayan de Oro dodges bullet in Indo forest fire haze

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By MIKE BAÑOS, Editor-at-Large

AGAYAN de Oro City just dodged a bullet, so to speak, when the recent intrusion of the forest fire haze from Indonesia proved relatively harmless.

Here’s the good news and the bad news: the particulate matter levels brought by the haze into the region was far above the danger thresholds

s e t by t h e h e a lt h an d environment departments; luckily, perhaps, because at present, the city doesn’t have haze/PAGE 7

BRACING FOR ‘UNDAS’. Flowershop attendants in Kidapawan City get busy arranging and segregating flowers as the All Saints’ Day and All Souls’ Day celebration approaches. Flowers cost 50 percent higher during this season. mindanews photo by geonarri solmerano

Civil society groups, PO’s to participate in budget process By MARK FRANCISCO, Staff Writer

REPRESENTATIVES of accredited civil society and people’s organizations in Northern Mindanao are scheduled to convene next week to join the government’s budget process, a senior official said Thursday. According to DILG 10 director Nilo Castañares,

the activity is necessary to fulfill a standing policy of the Aquino administration for “Bottom up Budgeting” (BUB) approach. Under the BuB approach, the Civil Society Organizations CSOs would convene to collectively budget/PAGE 7

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ARAWI City -The Autonomous Region in Muslim Mindanao (ARMM) registered a significant increase in its basic literacy rate to 86.1 percent in 2013 from 81.5 percent in 2008. This was based on the

2013 Functional Literacy, Education and Mass Media Survey (FLEMMS) conducted by the Philippine Statistics Authority. Basic literacy is used for the “initial learning of reading and writing, which adults who have never been

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to school need to go through.” The region’s functional literacy rate also increased to 72.1 percent in 2013 from 71.6 percent in 2008. The United Nations E duc at iona l, S cient if ic and Cultural Organization defines functional literacy

as the person’s ability to “engage in activities in which literacy is required for effective functioning of his group and community and also for enabling him to continue to use reading, writing and calculation for his own and the community’s

development.” FLEMMS is a nationwide sur vey that presents comprehensive statistics on the latest status of literacy, education, and mass media exposure of Filipinos. It “brings together a wide range of information that serves as

a guide for government policy makers, program planners, and decision makers in providing a much broader scope of action and more focused program intervention on the target beneficiaries of development plans.” literacy/PAGE 6

GROSS sales of agricultural commodities and byproducts on display, in time for the annual observance of the World Food Day (WFD) celebration around t he Prov i nc i a l C apitol Parking Lot, reached about P186,000.00 according to an agriculture official. Chedy V. Ansale, chief of the Agribusiness and Marketing Assistance Division (AMAD) of the

Department of Agriculture – Regional Field Office 10, commended the agriculture office and other of its staunch partners for the successful conduct of the ‘Agri-Tiangge’ as it overall exhibited the best agricultural practices and vast potentials of the region. Meanwhile, the P186,000 sales, which is also 25% higher compared to last y e a r, w e r e g e n e r a t e d

from the 18 participating exhibitors which featured farm products such as fruits and vegetables, root crops and processed agricultural products like coco sugar, fresh cow’s milk, banana chips, freshly grated roasted coffee and yacon tea, among others. “As t h e d e p ar t m e nt recognizes the need for farmers and fisherfolks to change their mindset from

merely subsistence to one where they are driven to produce in order to meet the demands of the market, the DA is grateful for the participation of the different exhibitors for being one with us in our thrust,” Ansale added. She likewise highlighted one of the important features in the successful development of the agri-sector. tiangge/PAGE 6

Agri-Tiangge generates 186K in sales

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LOBE Telecom is strengthening its leadership in the postpaid segment as it lures new postpaid customers with a new postpaid promo plan that offers bigger data allowance and free content in the advent of the digital revolution. Looking to give customers value for money in their p o s tp ai d pl ans , G l o b e unveiled its limited edition myLifestyle Plan 499 and 599 equipped with the Surf More data service with bigger data allocation. The line-only Plan 499 comes with 3GB of data while Plan 599 has 1.5GB of data with a free Samsung J1 or Lenovo A5000 device. Both plans come with an additional 1GB of data to use

Spotify Premium or HOOQ free for 3 months. All myLifestyle plans come with unlimited calls and texts to Globe and TM, 1 GB of Globe Cloud Storage for 24 months, and access to a richer digital lifestyle with a choice of either a Navigation, Explore or Fitness pack. Customers can navigate the city with Google Maps, GrabTaxi, MMDA and Waze, Explore and travel with Agoda, Cebu Pacific, Looloo, Philippine Airlines, Trip Advisor, and Zomato, or keep fit with the help of myFitness Pal, Strava, and RunKeeper. “The myLifestyle Plan has become a driving force in today’s shift to the digital lifestyle as it gave customers

a full smartphone experience with complete access to content and apps that have become indispensable in our lives today,” says Erli Valdez, Vice President for Postpaid Business at Globe. “With the limited edition myLifestyle Plan, we are extending the reach of this innovation to more would-be postpaid users, especially those that look for a postpaid plan which will give them value for money because of bigger data allowance so they can surf longer, as well as free content to enjoy their digital lifestyle.” Customers can further boost their plan by adding more packs for their calling, texting, and surfing needs such as Surf Packs for their

mobile internet needs from GoSURF99 for 100MB of mobile internet to as much as 15GB monthly with GoSURF2499; Lifestyle Packs, which includes Music (Spotify), Productivity (Work Bundle for access to Evernote, Gmail, Yahoo Mail, and Globe Cloud), Life (Navigation Bundle, Explore Bundle and Shopping Bundle for access to Amazon, AyosDito, eBay, OLX, and Zalora), and Social (Chat Bundle for access to Viber, Facebook Messenger, KakaoTalk, Line, WeChat, and WhatsApp; Photo Bundle for access to Instagram, InstaSize, Photo Grid, and Photo Repost; Chat Bundle for access to Viber or Facebook Messenger; and standalone access to

Philex Petroleum net loss narrows at end-Sept. LISTED Philex Petroleum Corp. continued to post losses in the first nine months of the year as lower production and oil prices weighed on its business. In a disclosure to the Philippine Stock Exchange yesterday, the company said it recorded a net loss of P118.1 million from January to September, although this showed an almost 70% decline from the P376.9-

million net loss it posted in 2014’s comparable period. Net loss attributable to equity holders of the parent company also narrowed to P65.9 million in the period from P188.8 million year on year. “The net loss primarily resulted from lower petroleum revenues contributed by its subsidiary, Forum Energy Plc, due to a drop in crude oil prices and a lower

production from Service Contract (SC) 14C1 Galoc,” Philex explained. Revenues from petroleum stood at P105.509 million in the first nine months, down from the P272.331 million recorded in the same period in 2014, its income statement showed. Philex Petroleum holds majority interest in UK-based Forum Energy -- which in turn holds 70% of resource-

rich SC 72. Forum Energy also has a 2.28% interest in the Galoc oil field located in waters northwest of Palawan. “Net loss decreased yearon-year due to a charge in impairment to Pitkin’s SC 6A-Octon during the same period last year.” Philex had said last year that Pitkin opted to withdraw from SC 6A located in waters northwest of Palawan. As a petroleum/PAGE 6

Facebook or Twitter); and Classic Packs to get extra calls and texts to other networks, as well as landline and international services. Globe remains the dominant player in the country’s mobile postpaid segment with revenues of

P15.8 billion during the first half of the year. The phenomena l g rowt h in revenues gave Globe the upper-hand in terms of revenue market share, a global metric used in determining market leadership across telcos worldwide.

VW to freeze promotions due to emissions scandal: report VOLKSWAGEN will freeze managerial promotions next year at its VW division as part of a savings drive to help meet the cost of a scandal over diesel emissions tests, a German business magazine reported on Saturday. The German company also plans to re-use as many parts as possible in the next generation of its popular Golf model to save hundreds of millions of euros, according to the Manager Magazin report, which cited Volkswagen sources. Europe’s largest carmaker is battling the biggest business crisis in its 78-year history after admitting last month it installed software in diesel vehicles to deceive U.S. regulators about the true level of their toxic emissions. Manager Magazin said Volkswagen now saw the costs

of the scandal exceeding 30 billion euros ($33.1 billion), most of which new Chief Executive Matthias Mueller planned to record at the VW brand, sparing its more upmarket Audi and Porsche subsidiaries. Volkswagen, which could not immediately be reached for comment on Saturday’s report, has said it will cut investment plans at its VW division -- the largest by revenue -- and speed up cost cutting. According to Manager Magazin, Volkswagen also aims to improve productivity and efficiency at VW plants as part of the savings drive, which could lead to job losses. It c ite d c omp any sources as saying no cuts to headcount had been agreed with workers’ representatives so far.

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Keeping Score

T

hink a minute…A married couple had a big fight one day. They both complained the other wasn’t doing their share of work. The wife felt she was doing most of the work in their family because her husband wasn’t helping or being responsible. And the husband thought his wife nagged him too much and expected more from him than was right. So they finally decided to keep score in a box. Every time the husband felt the wife wasn’t being fair or was not doing her job, he’d write it on a piece of paper and put it in the score box. And the wife would do the same when she felt her husband wasn’t doing what he was supposed to. Someone said that if you want to be frustrated and unhappy in your marriage, then keep score of everything you do and everything your husband or wife is not doing. And if you want to fight, just tell your partner how they’re not doing everything you want and expect! And tell them that you work harder than they do; you’ll get a fight every time! But you know that keeping score like this in marriage, either silently or out loud, is a common problem! Maybe it’s because we’re afraid we’re

THINK

A Minute

Jhan Tiafau Hurst not being appreciated, or because we don’t like our job or role as wife or husband. But friend, whatever our reason is for keeping score, it only backfires and hurts us, because we’ll always be frustrated and unhappy. When our wife or husband feels these frustrations from us, then they just become defensive. So the result of keeping score in marriage is that both the husband and wife just keep blaming each other, and no one’s happy! So the next time you’re tempted to keep score, try to think about what your husband or wife is doing well doing instead of what they’re not. You know, maybe you’re not being understanding and grateful enough for all they ARE doing! And even hurst/PAGE 6

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A

t the root of your business is probably one thing: Passion. Specifically, your passion for what you do and the people you work for and with. One of the best things about passion is that it gives you lots of reasons to do what you love.

But it isn’t always easy to communicate that passion to your customers. That’s why, in order to grow your business, you need to organize your message. Think about it. You would never keep visiting a dentist whose record-keeping was a mess. You would never buy a car from a disorganized lot. Your marketing message works the same way. D i s o r g a n i z a t i o n in your marketing message is just as much of a deterrent as a messy office space. Try these ideas to organize your message: R e m e m b e r t h e two Cs: Concise and Consistent. Keep your

marketing message concise; be clear about what you have to offer. Be consistent in the delivery of your message where your audience/customers can easily pick up. Consider targeted marketing. Targeted marketing takes your message directly to the demographic that will most likely buy your products. It allows for a great deal of specificity and can save you money in the long run. Don’t allow your message to get lost behind an overly ornate logo or crazy gimmick. Let your business and its products speak for themselves

by making sure your marketing message highlights the unique products and services you offer. Don’t jump to the bandwagon and create crazy strategies to get attention. More often, you will get a passing kind of attention that you will get out of this kind of strategy. A v o i d t o o m u c h clutter and make sure to keep things simple. What have you done to hone your marketing message? Are you an expert in your field? What will it take to turn your expertise into more customers? Stay tuned... and More Power!

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Why do Filipinos have corrupt politicians?

L

IFE’S INSPIRATIONS: “… `Woe to him who piles up stolen goods and makes himself wealthy by extortion… Woe to him who builds his house by unjust gain…Woe to him who builds a city with bloodshed and establishes a town by injustice’…” (Habakkuk 2:6, 9, and 12, the Holy Bible). -ooo WHY DO FILIPINOS H AV E CORRUPT POLITICIANS? For the longest time I can remember, Filipinos have been ruled by officials who are clearly incompetent, inept, corrupt, and who have no qualms about cheating their way to office and, if their terms have run out, about maneuvering so their husbands, wives, sons and daughters, and even brothers and sisters and, at times, their parents, substituting them as candidates. The question really is, why are Filipinos governed by these kinds of politicians? Better yet, how come Filipinos have been submissive to these kinds of political leaders? I am sure our countrymen know the character of the politicians soliciting their votes every election time, and know that many of them are really rotten to the core. Yet, how come Filipinos have been installing the

same politicians over and over again? How come Filipinos seem to have been meekly accepting these politicians, as if there were no other more competent, more qualified, and more righteous, candidates? What, really, is wrong with Filipino voters? -ooo SOMETHING GRAVELY WRONG WITH FILIPINOS: I guess that nobody would be willing to admit that something is wrong with him, as a voter, as a father, mother, son, daughter, or as a citizen of the Republic of the Philippines. But then, with the kind of political system that we have now, including the kind of system of electing our political leaders, we cannot deny that something is gravely wrong with all of us. Indeed, when officials who have no background at all on administrative work, on legislation, or even on the presidency, get elected, even over whelmingly sometimes, something is wrong, not only with the electorates, but more so with the person who got elected by the people despite his lack of qualification and competence. How can someone who knows he cannot do the job even aspire to be elected, to a position which requires a lot

of mental work and which demands tons of integrity and righteousness to avoid succumbing to temptations? And how can our people, unless cheated massively through instruments like the precinct count optical scan (PCOS) machines whose security features have been removed, even vote for these officials? -ooo WAY O U T F R O M PRESENT SOCIOPOLITICAL MALADIES: Is there a way out of this s o c i o - p o l it i c a l m a l a d y which has gripped, literally and figuratively, the entire Filipino nation by the neck? My belief is that, yes, there is a way out of this problem, to enable all sectors of Filipinos, particularly the poor and the marginalized, to be governed by truly good men, and then tread the path of success and prosperity. Filipinos should be taught that good leaders--those who will really work and care for the interest of their countrymen, not of their own interests or the interests alone of their families---are those whose way of life are governed by spirituality, or those who read the Word of God, the Bible, and then obey the commands written therein. Filipinos should learn that

Do more than is required. What is the distance between someone who achieves their goals consistently and those who spend their lives and careers merely following? The extra mile. -- Gary Ryan Blair

K akampi

Mo A ng Batas

Atty. Batas Mauricio knowing God’s commands and living their lives around those commands are the only sure-fire formulas that would empower them not only with economic advancement and material prosperity, but with peace and contentment that would remove greed and man’s hunger for power and influence, oftentimes the root of graft and corruption. -ooo PLEASE LISTEN: “Ang Tanging Daan” (The Sole Way): a Bible study and prayer session online could now be heard, 24 HOURS a day, in the Philippines and the world at www.facebook. com/angtangingdaan or w w w. f a c eb o ok . c om / ANDKNK (For ANDKNK, look for “Ang Tanging Daan” broadcasts). Phone: 0922 833 43 96, 0918 574 0193, 0917 984 24 68. Email: batasmauricio@yahoo.com.

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AgriBusiness

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DA to launch RICEponsible campaign T HE Department of Agriculture (DA) is set to launch next month its newest campaign “RICEponsible” in bid to promote responsible rice consumption among Filipinos for better health, less wastage, and productive farming.

“Be RICEponsible in your Own Way Now (BROWN) 4 Good” is this year’s theme for the celebration of the National Rice Awareness Month (NRAM) celebrated every November pursuant to Proclamation No. 524 issued on January 5, 2004. In line with this

celebration, DA regional field office 10 will be conducting a series of RICEponsible forum that will take off on November 5, 2015, in the province of Camiguin, which will be followed by other provinces of the region. The series of fora will talk about government’s

inter vention on the RICEponsible campaign, as well as encourage the public to eat equally healthy rice substitutes such as sweet potato, banana, white corn, cassava, and taro root crops, and to minimize wastage. An interaction intended for the media practitioners

is also set to heighten more awareness and widen adoption of the campaign from the public, especially the consumers, producers and policy makers. The month-long activity w i l l c u l m i n at e w it h a simultaneous nationwide Run for Rice on November 28, at

5:30 a.m. to start and finish at the capitol grounds, this City, and to be participated in by government employees. It is hoped to inspire the public to live a healthy lifestyle while contributing in the attainment of rice self sufficiency. ((SVA-DA 10/ JCV-PIA)

GENERAL Santos City -The Bureau of Fisheries and Aquatic Resources (BFAR) - Region 12 has allocated around P5.7 million for the development of two community fish landing centers (CFLCs) in two coastal communities in the region. Omar Sabal, BFAR-12 information officer, said Thursday the two CFLCs were among the major projects that were approved for funding and implementation in the region this year under its flagship Targeted Actions to Reduce Poverty and Generate Economic Transformation in the Fishery Sector or Target program. He said the development of the CFLCs is under the fourth phase of the Target program, which mainly aims to uplift the socio-economic status of the country’s poor fisherfolk. In February, BFAR-12 launched the program’s third phase or provision of livelihood component, which had an initial funding of around PHP55 million. Sabal said the two CFLCs will be established in Barangay Tibpuan in Lebak

town and Barangay Milbuk in Palimbang, both in Sultan Kudarat province. He said BFAR-12 will supervise the construction of the CFLCs in coordination with the municipal governments of Lebak and Palimbang. The agency earlier signed memorandums of agreement with the two local governments, which were required to provide the project sites as counterpart. “The preparatory works are currently ongoing and we’re working on starting with the construction phase of the Lebak project early next month,” Sabal told PNA. For the Palimbang CFLC, he said they are completing the necessary documents and preparation of the project site. “Both projects are targeted for full completion and turnover to the communitybeneficiaries early next year,” he said. The CFLCs are composed of a community port or fish landing facility and a multipurpose building. The building will serve as auction area for the fish catches as well as venue for

trainings and meeting of the beneficiaries. T h e B FA R c e n t r a l office had approved the construction this year of a total of 252 CFLCs in the entire country. It will construct next year 252 more CFLCs, 10 of which will be in inland and coastal fishing areas in Region 12. Sabal said the 10 CFLCs will be distributed in the provinces of Sarangani, Sultan Kudarat, North Cotabato and South Cotabato. (PNA)

MAMBAJAO, Camiguin -Outstanding farmers, farmers associations and groups received special recognition during the 13th Agricultural and Fishery Council (AFC) celebration on 21 October at the Provincial Tourism and Sports Complex. Outstanding Farmers Awards were given to Marny J. Balingcos, Virgelio L. Dinorog and Carlito E. Palmere for their commendable efforts in vegetable farming, lanzones farming, and rice farming in the

province, respectively. Owakan Rural Improvement Club (RIC) in Mahinog town was also named as the most outstanding RIC in the province, while the local government unit (LGU) Guinsiliban grabbed the outstanding Municipal Fisheries and Aquatic Resources Management Council (MFARMC) recognition. Other special awards given were the outstanding small animal raiser (Elizabeth W. Jandag), outstanding backyard

tilapia pond operator (Delfin C. Uayan), and outstanding fisherfolk (Delano B. Gaguan) and fisherfolks association of San Roque, Mahinog. Cash awards were also handed to the winners during the AFC Day celebration with the theme “Panagtimbayayongay sa Malamboong Agrikultura. AFC Day Padayonon ta!” (Cooperation is the way to Progressive Agriculture. Continue to celebrate AFC Day!) (JCV)/PIA)

P5.7M earmarked for fish landing centers LGU recognizes agri-achievers

CDO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947

DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631

CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491

LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739

CORRALES BRANCH Corrales Ave., Cagayan de Oro City

CARMEN BRANCH Vamenta Blvd.,Cagayan de Oro City Tel. # (088) 231-2011

ATTENTIVE AND PARTICIPATIVE PUPILS OF LINANGKAYAN ELEMENTARY SCHOOL – VICE GOVERNOR JOEY G. PELAEZ engages the pupils of Linangkayan Elementary School, Naawan, Misamis Oriental during the book distribution in the said school. Vice Governor Pelaez turned over some 200 books to School-in-Charge NICANOR DELA CRUZ. In his message, Pelaez emphasized the importance of knowing how to read, write and speak well in English as it is our advantage among other ASEAN Member-Countries. Also present during the simple turnover ceremony were District Supervisor NILDA MEJOS, Barangay Chairman RAMON LEUTERIO, faculty and staff, and the parents. The books were donated by Children International Philippines, Inc. photo supplied

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Loan window to be opened in Pangasinan, Nueva Ecija and Aurora on Oct 23

GSIS earmarks 11B in emergency loan for Lando-hit areas

The Government Service Insurance System (GSIS) announced today that the pension fund allotted Php11 billion in emergency loan for more than 340,000 active members and 58,000 old-age pensioners affected by typhoon Lando in calamity areas in Northern Luzon. “The GSIS emergency loan will be opened on October 23 to members and pensioners in the provinces of Aurora, Nueva Ecija and Pangasinan which have been declared as calamity areas by their respective provincial councils. For the coverage of other Lando-hit provinces in North Luzon in the loan program , the GSIS branch managers in Baguio, Bataan, Bayombong, Bulacan, Cauayan, La Union, Laoag, Pampanga, Tarlac and Tuguegarao are actively coordinating with local government units on the issuance of similar resolutions,” GSIS President and General Manager Robert G. Vergara said. The GSIS emergency loan

will be opened to members and pensioners in Aurora, Nueva Ecija and Pangasinan until November 22, 2015. The GSIS emergency loan package consists of an increased credit limit of Php40,000 for borrowers who have outstanding balance in their existing emergency loan and Php20,000 for first-time borrowers and pensioners. Qualified to avail of the emergency loan are active members who are either residing or working in calamity-declared areas in Northern Luzon; not on leave of absence without pay; have no arrears in the payment of mandatory monthly contributions; and have no loans declared in default. Also qualified are pensioners who are residents of areas declared as under a state of calamity. “There are more than 148,000 active members in Northern Luzon who may avail of the P40,000 loan, while 192,000 active members and 58,000 pensioners are qualified

NEW LIGHT PAWNSHOP Main: Gen. Capistrano Neri St., Cagayan de Oro City Branch: Don. S. Osmeña St., Fronting Public Market, Cagayan de Oro City NOTICE OF AUCTION Starting November 6 & 7, 2015 (Friday & Saturday) at 9:00 A.M. to 5P.M., this establishment will set an Auction Sale on all pledges since June 2015. Patrons are enjoined to verify their receipts. MANAGEMENT PAHIBALO Sa Nobyembre 6 & 7, 2015 (Bernes ug Sabado) sa may 9:00 sa buntag paingon sa alas 5:00 sa hapon, ang tanan nga penirenda nga wala malukat sa bulan sa Hunyo 2015 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo. BWM oct. 30, 2014 ANG TAGDUMALA GREAT VALUE PAWNSHOP V. Catro St., Carmen, Cagayan de Oro City NOTICE OF AUCTION Starting November 6 & 7, 2015 (Friday & Saturday) at 9:00 A.M. to 5P.M., this establishment will set an Auction Sale on all pledges since June 2015. Patrons are enjoined to verify their receipts.

to avail of the P20,000 loan,” the pension fund chief explained. The loan has a 6 percent interest rate per annum and is payable in three years or 36 monthly installments. The loan is also covered by a loan redemption insurance which deems the loan fully paid in case of the demise of the borrower. Active members may apply using their GSIS eCard or their unified multipurpose identification (UMID) card through

the GSIS Wireless Automated Processing System (GWAPS) kiosks located in GSIS offices, provincial capitols, city halls, selected municipal offices, large government agencies such as the Department of Education, and selected Robinsons Malls and SM Supermalls. Pensioners need to personally apply in the GSIS offices in the calamity areas and fill out an application form. Loan proceeds are

electronically credited to the borrower’s GSIS eCard or unified multipurpose identification (UMID) card. “Those who have been affected by Typhoon Lando but are not qualified to avail of the emergency loan may borrow from other GSIS loan windows such as the policy loan or the Enhanced Consoloan Plus where members may borrow a maximum amount equivalent to 14 times their monthly salary depending on their paid premiums

remitted to the GSIS,” Vergara explained. He a d d e d th a t a ffe c te d pensioners may avail of the GSIS pension loan where they could take out a loan of up to six times their monthly pension, depending on their age. For more information on the emergency loan program, members and pensioners may call the GSIS Contact Center at 847-47-47 or visit its website at www.gsis.gov.ph.

Literacy...

OSYs’ needs and aspirations.” Furthermore, the agency is also engaged in other interventions such as the Alterative Delivery Mode (ADM), a joint program with Basic Education Assistance for Mindanao-ARMM. ADM is being implemented by BRAC Philippines. The program established learning centers in poor, conflict-affected, and disadvantaged communities in the region to give out-ofschool children access to basic education. It provides catch-up opportunities for young children in remote and deprived communities of the region where regular public education is not easily accessible. The project already built 1,220 learning centers across ARMM including seven floating learning centers in coastal areas in the island provinces of Basilan, Sulu and Tawi-Tawi. These learning centers cater to 38,084 students from kindergarten to Grades 1 to 3. Maddi encouraged everyone to take part in promoting the importance of education. “Education is ever ybody’s business. We should not leave it to our teachers,” he said. The 2013 FLEMMS sur vey covered about 26,000 sample households in 1,600 barangays in the country. About 1,200 sample households were taken from ARMM. (BPI/APB/ PIA-10)

Tiangge...

to reduce operating expenditures through the rationalization of the C ompany’s business structure and asset portfolio particularly in the current low oil-price e n v i r o n m e n t ,” P h i l e x said. The upstream oil and gas firm directly and indirectly owns oil and gas exploration and pro duction assets in the Philippines, and indirectly owns exploration ass ets in Peru. Its shares added 3 4 c e nt av o s or 2 4 . 8 2 % t o e n d at P 1 . 7 1 api e c e yesterday. First Pacific C o. Ltd., w h i ch ow ns more t h an a quar ter of Phi lippine Long Distance Telephone Co. (PLDT), is the single biggest shareholder of Philex Petroleum’s parent, Philex Mining C or p.

from page 2

Marjuni Maddi, Department of Education in ARMM assistant secretary for academics, said the increase was associated to efforts of the agency in solving literacyrelated problems. DepEd-ARMM is currently implementing ‘Abot-Alam,’ a national program that aims at relocating “the out-of-school youth (OSY) nationwide who are 15 to 30 years old and who have not completed basic/ higher education or who are unemployed, and to mobilize and harmonize programs, which will address these

EXTRAJUDICIAL SETTLEMENT WITH DEED OF EXCHANGE

(SGD) MANDANGAN P. DARIMBANG, CESO V Regional Director

Notice is hereby given that the intestate estate of the Late PANFILO O. QUIBUEN, who died in Maranding, Lala, Lanao Del Norte on January 2, 2002, left a certain real property, situated in Maranding, Lala, Lanao Del Norte and which property described as follows; Residential lot covered by TCT No. T-13733, Lot No. 451-A-17, Psd-12-011883, Area: 368 square meters only, Location: Maranding, Lala, Lanao Del Norte. Residential lot covered by TCT No. T-25,611, Lot No. 451-A-2, Psd-12-011883, Area: 367 square meters only, Location: Maranding, Lala, Lanao Del Norte, are the subject of EXTRAJUDICIAL SETTLEMENT WITH DEED OF EXCHANGE, made and entered namely; 1. BERNARDITA DELA CERNA QUIBUEN of legal age, widow, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; 2. JOHN JAY DELA CERNA QUIBUEN of legal age, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; 3. YVETTE MARIE DELA CERNA QUIBUEN of legal age, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; 4. SUZZETTE MARIE DELA CERNA QUIBUEN of legal age, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; 5. JOJETTE MARIE DEL CERNA QUIBUEN of legal age, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; 6. LYNETTE MARIE DELA CERNA QUIBUEN of legal age, Filipino and RESIDENT OF Maranding, Lala, Lanao Del Norte; Under Notary Public of Atty. Eleuterio M. Obial per Doc, No. 77; Page No. 15; Book No. XIX; Series of 2015

BWM Oct. 30, Nov. 6 & 13, 2015

BWM Oct. 16, 23 & 30, 2015

MANAGEMENT PAHIBALO Sa Nobyembre 6 & 7(Bernes ug Sabado) sa may 9:00 sa buntag paingon sa alas 5;00 sa hapon, ang tanan nga penirenda nga wala malukat sa bulan sa Hunyo 2015 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo. ANG TAGDUMALA BWM oct. 30, 2014

Republic of the Philippines Department of Transportation and Communications LAND TRANSPORTATION FRANCHISING & REGULATORY BOARD Region X, Apovel, Bulua, Cagayan de Oro City NOTICE OF VACANT POSITION The Office of the Land Transportation Franchising and Regulatory Board- Regional Office No. 10, Apovel, Bulua, Cagayan de Oro City, urgently needs qualified applicants to the following positions, to wit: 1. ATTY. IV, SG -23 Education : Experience : Eligibility :

Bachelor of Laws 2 years of experience in conducting hearings of more complex cases, presiding over a large hearing panel or supervising and participating in the work of lower level hearing officer. BAR (RA No. 1080)

2. ADMINISTRATIVE ASSISTANT III, SG-9 Education : Associate in secretarial science or completion of two years college studies with course in stenotyping Experience : 1 year of experience in typing or stenographic works Eligibility : CS Sub-prof Interested applicants may apply in person or submit their resumé to Mr. CASAN M. TANANDATO, Chairman-Promotion and Selection Board, at the LTFRB-Regional Office No. 10, Apovel, Bulua, Cagayan de Oro City.

Approved for publication:

from page 2

“With the staging of the Agri-Tiangge, we remain hopeful that our producers will aggressively contribute into having a wellfunctioning agribusiness and market system, which would allow them to reap fair returns for their products,” the AMAD chief further said. For this year, the WFD celebration is anchored on the theme: Social Protection and Agriculture: Breaking the Cycle of Rural Poverty, which brings to light the importance in re ducing r ura l p over t y and g rant ing access to food by providing solutions ranging from the provision of work opportunities and other services, which are primarily aimed to help t he m arg i n a l i z e d f i g ht against hunger and poverty. (JLOlson, DA-RFO 10/PIA)

Petroleum... from page 3

re su lt , Pit k i n re c ord e d an impairment loss of P338 million. In t he t h i rd qu ar te r alone, the company posted a net loss of P32.143 million, smaller than the pre vious year’s P336.156 million, its income statement showed. “ The C ompany will continue its efforts

Hurst... from page 4

if you’re doing more than your fair share, then it’s still best for your own peace and happiness, as well as your marriage, that you stop keeping score and counting everything your husband or wife is not doing. But you know, with Jesus Christ in control of your life and marriage, with His help you can finally throw away your score card and start being happy. Just Think a Minute…

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Haze... from page 1

any equipment to monitor ambient air quality in real time. Fortunately, the ambient air quality levels monitored by the Air Quality Monitoring Station of the Environment Management Bureau (EMB) in Iligan City which showed 93 micrograms per normal cubic meter (g/Ncm) for PM2.5 (fine particulates) and 110g/Ncm for PM10 (normal particulates) monitored last October 18 had already declined to only 30 g/Ncm for PM2.5(well below the 75 g/Ncm threshold), and 58 for PM10 (or 1/3 below the 150 g/Ncm threshold), according to Engr. Florencio E. Dominguez, Jr., Chief, Environmental Compliance & Monitoring Division, EMB10. According to the Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA), this was a direct result of the shifting of prevailing winds from South West (SW) in October 18 to North East (NE) or the opposite direction, thus dissipating the haze over the region. However, the Department of Health clarified it only c ons i d e r s t h e l e ve l of particulates a danger to persons at risk it exceeds 154 g/Ncm, said Dr. David A. Mendoza, Head of the Regional Epidemiology & Surveillance Unit (RESU)

of DOH-X. Mendoza said the RESU only issues an advisor y for people at risk (i.e., with cardiac/pulmonar y conditions) to wear protective masks when going outdoors when the PM2.5 levels exceed 155. And it is only when the 354 g/Ncm is breached will all people be advised to wear masks, he added. PM2.5is a fine particle found in smoke and haze, and can be directly emitted from sources such as forest fires or may form when gases emitted from power plants, industries and vehicles react in the air. Once inhaled, these particles can affect the heart and lungs and cause serious health problems. EMB-10 used to have a remote Continuous Emission Monitoring Station (CEMS) at the Xavier University-Ateneo de Cagayan engineering building at its downtown campus which was directly linked to its Swedish-made Opsis neon open path system and two at the STEAG 210MW coal-fired power plant in Villanueva, Misamis Oriental. However, since 2010 the remote CEMS station in Xavier University has been out of order. “We have requested P4million for our 2016 budget for its rehabilitation, which is now under consideration by our head office,” Dominguez said. When it is rehabilitated, the station will be transferred

to the Mindanao University of Science and Technology (MUST) w hi le anot her new one which has been approved for procurement will be installed uptown at the Xavier University-Ateneo de Cagayan High School, Upper Canitoan. Two more proposed stations in Ozamiz City, Misamis Occidental and Malaybalay City, Bukidnon have also been lined up for procurement. “At present, only Iligan st at i on i s op e r at i on a l. Hopefully, the four additional stations could be operational

by December this year,” Dominguez said.

Budget...

from page 1 formulate the proposals to be inserted in the planned budget of the government for next year at the regional level. The CSOs would then join the counterparts from the government sector in the so-called regional Local Poverty Reduction Action Team (LPRAT). In Northern Mindanao, the members of LPRAT review, validate and analyze the

Science Instruction in K to 12 Programs by Maybelle b. villagonzalo OCSAT, Ozamiz City

TODAY, the science subjects from Kindergarten 1 to Grade 12 are more enhanced than in the previous curriculum. In kindergarten alone, the Department of Education has formulated a scheme where learners must demonstrate an emerging understanding of the parts of their body and their general functions by the end of the school year. There must also be learning materials on plants and animals. There are even discussions on general weather conditions and how these influence what people wear. These were not in the kindergarten that I used to grow up on. In the K to 12 curriculum

here in the Philippines, sixth graders are expected to know more about chemistry. They must recognize that when mixed together, materials may not form new ones. Thus, these materials may be recovered using different separation techniques. At the end of the curriculum when the child reaches tenth grade, he or she is expected to realize that volcanoes and earthquakes occur in the same places in the world and that these are related to plate boundaries. In conclusion, Filipino kids learn a lot about science in the K to 12 program and they can be competitive academically worldwide.

social and economic data of each of the nine cities and 84 municipalities in the region in order to have a sound poverty situation analysis. The LPRAT would endorse the list or priority poverty reduction projects to the regional office of DILG, which

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2014 ppi’S Best in ENVIRONMENTAL Reporting

would be deliberated in the DILG central office in Manila not later than December. “ The engagement of CSOs and people’s groups is a clear application of the principles of transparency and accountability call of the government,” Castañares said.

K to 12: Key to Nation’s Development by Meryl R. Alfanta OCSAT, Ozamiz City

A country that gives utmost importance to education is a country that aims for a beautiful future. Recognizing that sending children to school is all about visioning for educated and great leaders in the future. Time passes by and each person’s knowledge is improving; reason that the search for quality education might be never-ending. It takes a lot of ideas and contextualization of curriculum to fully meet minds of varying capacities. K to 12 Basic Education Program is a educational system in the Philippines that replaced the old 10 years of learning cycle. K to 12 believes that a 12-year education cycle is an adequate period for learning under basic education and also a standard for recognition of students and professionals abroad. Under K to 12, there is Senior High School program that trained individuals through

specializations or tracks. Included are Academic, Sports, Arts and Design, and TechnicalVocational Livelihood Tracks. Through these tracks, a student could opt for a specialization that best fits his personality and interests. DepEd believe that through this idea, they will be able to improve and develop the natural skills of a student on whatever he excels at and interested to. K to 12 Basic Education, over the years of implementation, is bringing its endeavour in improving Philippine Education system, and guides Filipinos towards the attainment of “quality” education in the long run. K to 12 program is indeed beneficial to Filipino people for it ensures an attainment of high quality of learning. This advantage in the key in producing efficient and best sort of human resources that surely be the reason for continuous development of the country.

OBITUARY

Dr. Ricardo B. Yanson Jr.,

founder of Yanson Group of Bus Companies (YGBC) joined his creator at 3:25 am last Sunday, October 25, 2015. His body lies in state in Bacolod City. Interment will be on October 31, 2015, Saturday morning. May his soul rest in peace.

8

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YOUR Mindanao-wide BUSINESS paper

Editor: Cheng Ordoñez

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Archdiocese urges support to C.H.A.M.P. 2016 polls Church exhorts people to get involved in determining their shared future

C

By Mike Banos, Editor-at-Large

AGAYAN DE ORO CITY -- The Roman Catholic Archdiocese of Cagayan de Oro (ACDO) and Parish Pastoral Council for Responsible Voting (PPCRV) ACDO Chapter are urging the faithful and their brothers of all creeds to actively advocate for making the coming local and national elections in 2016 clean, orderly and legitimate.

In a p a stor a l l e tte r addressed to all parishes, chaplaincies, religious men and women, movements, organizations, Ad-Intra and Ad-Extra Ministries, Int e r f ait h Group s an d Ap o s t o l at e s w it h i n it s jurisdiction, Archbishop Antonio J. Ledesma and PPCRV ACDO Chapter Chair

Saturnino S. Lumba both exhorted the general public to support church initiatives to make the National and Local Elections in 2016 to be Clean, Honest, Accountable, Meaningful and Peaceful (C.H.A.M.P.) “Let us educate, organize and mobilize our support/PAGE B3

“ONCE A CDOTC ALWAYS A CDOTC” Photo

by :

Sir Lito Homonlay Photography

CARRASCAL NICKEL CORPORATION

‘Mining that makes a positive difference’ Regional BFAR IOs, mediamen attend By Joe P. Palabao

Carrascal, Surigao del Sur - Contributing to the economic growth and development of Surigao del Sur- Caraga Region is the presence of Carrascal Nickel Corporation (CNC). The dynamic and responsible mining company is part of a multi-billion dollars mining industry in the country today – A Mining Company Committed to Make a Positive Difference. full story/PAGE B2

workshop, confab on new fishery law By CHENG ORDOÑEZ, Executive Editor, BWM

MANILA -- At least 125 information officers from the different regional offices of the Bureau of Fisheries and Aquatic Resources

(BFAR), along with media practitioners from all over the countr y, attended a BFAR Information Officers’ Wo r k s h o p a n d Me d i a

Conference on RA 10654, par ticularly on Illegal, Unreported and Unregulated Fishing (IUUF) from October 27 to 28, at the conference room of the City Garden Suites, here in Manila.

The media conference is BFAR’s communications strategy to bridge the advocacy campaign pertaining to the amendments to RA 8550, following the passing into Workshop/PAGE B3

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Feature

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CARRASCAL NICKEL CORPORATION

‘Mining that makes a positive difference’ C

arrascal, Surigao del Sur - Contributing to the economic growth and development of Surigao del Sur- Caraga Region is the presence of Carrascal Nickel Corporation (CNC). The dynamic and responsible mining company is part of a multi-billion dollars mining industry in the country today – A Mining Company Committed to Make a Positive Difference. The Carrascal Nickel Corporation operation is situated on a 4.7 thousand plus hectares tenement of the booming Municipality of Carrascal, Surigao del Sur and its mining site is situated at Barangay Gango, Bonot, Surigao del Sur. The Municipality of Carrascal is a fourthclass municipality with improved and booming economic activities with the presence of a commercial bank, rural banks and financial lending institutions. Carrascal Nickel Corporation (CNC) has a total of 2,595 employees ranging from the top echelon employees down to laborers and skilled workers. Fifty (50%) percent skilled workers are TESDA Certified from Heavy Equipment Operators down to pipe fitters, equipment and machine maintenance and workers which need certifications from TESDA. The Local Government of Carrascal and Carrascal Nickel Corporation are supporting TESDA’s Skills Training Program

By Joe P. Palabao

as business and industry integrator to ensure qualified and certified quality workers are being hired in the mining company. In an interview with the dynamic and innovative Governor Johnny T. Pimentel told Business Week Mindanao that the Mining Industry of Surigao del Sur has changed lives of people in the province. He said that recorded poverty incidence years back has reached beyond the threshold level of 46% and to date poverty incidence which is the highest in the country has now trimmed down to 23%. Contributing to this remarkable reduction of poverty level of incidence is the presence of Carrascal Nickel Corporation in the Region particularly Surigao del Sur. Carrascal Nickel Corporation is ‘ A Mining Company committed to Make a Positive Difference’ in the economic development of the Region. CNC has sown into the hearts of the populace, the desire to understand and sympathize with people. It is the driving force of the company to enhance people’s lives through industrialization and development as well as the creation of livelihood opportunities that are sustainable and beneficial to the people and the protection of the environment. On Environmental Protection ProgramCarrascal Nickel Corporation for two

straight years in a row has won the 2013 and the 2014 Best in Mining Forest Program. In November 14, 2014, CNC was awarded with the Best Mining Forest Program Award for the Metallic Category during the 61st Annual National Mine Safety and Environmental Conference at the CAPJohn Hay Trade and Cultural Center at Camp Hay in Baguio City. The company garnered a skyhigh 95.70% rating, topping other veteran mining companies like Taganito Mining Corporation, Carmen Copper Corporation, and Philsaga Mining Corporation who were also in the top tier of the competition. CNC received the prestigious awards as it continuously employs combined agriculture and forestry techniques to establish a sound environment that can support the natural life processes and cycles of living things. As for its future plans, the company will push for further development of its clonal laboratory, livestock demo farm, and edible mushroom test production –all for the main purpose of maintaining the balance between mine development and environmental protection and enhancement at any stage of its operations. Furthermore, during the mining forest validation CNC has already reforested a total of 388 hectares to date. Highlighting this accomplishment is

the completion of its agroforestry research facility which houses functional parcels such as landscaped areas, rice paddies, agronomic cash crop fields, and fruit tree orchards. It is further emphasized by two foot-shaped ponds which inmplement aesthetic appeal act as water reservoirs, and serve as venue for faunal rendezvous. For their Corporate Social Responsibility (CSR)-SMDP Projects of Carrascal Nickel Corporation are highlighted through the following: Barangay Ambulanceidentified barangay like Barangay Babuyan is now providing ambulance service for its constituents equipped with complete pre-hospital emergency equipment like intravenous drips, splints, oxygen, medicines and others. Medical Missions are conducted quarterly on the eight (8) miningimpacted communities. Free services like medical consultation, dental extraction, circumcision, and free medicines were offered to all who came and seek for treatment. Through this, about 10,000 patients wigh various ailments were treated free of charge. School buildingCarrascal National High School has been a recipient of CNCSDMP grant for years. This year, CNCXs support to the K-12

programs is through the establishment of a one-storey building with four classrooms to provide a conducive venue for students’ better learning. Scholarship Grant – The program is open to outstanding indigent students pursuing mining related courses. Full financial support is being given to 26 students under the scholarship program. Vanessa Sotoniel and Shiela Mae Cotoniel are now on their 4th year in BS Mining Engineering through CNC-SDMP Scholarship Program. State-of-the art Rice and Corn Mill-a dream come true project for the Gamotan Farmers. It is where harvested corn and rice produced of farmers are milled to supply staple food to the community at affordable price. Road concreting which intends to concrete existing farm to market road of Barangay Bacolod to provide easy and smooth access to farmers in marketing their farm products and sending their children to school. The road is expected to spur vibrant economic activities for the barangay. Commercial Building – A one –storey commercial building was built for Barangay Bon-ot as its main trade hub for marketing and selling its produce that are fresh and unique to the locality. In the future, this will also

provide venue for display of the products and services of all people’s organization in the community. Street LightingTwenty eight (28) LED light posts were installed along Barangay Gamuton’s main road sides to make moving around the community brighter and safer at night. The now well-lit nights of the barangay is expected to encourage and foster more productive activities past the daylight time. Carrascal Nickel Corporation- A Mining Company that Makes a Positive Difference spells that as a leading mining enterprise, it is committed to meeting and exceeding international best practices in all their activities. CNC offers empowerment for their personnel, enhanced quality of life for the local residents, and rehabilitation of areas around their mines. From their reforestation programs to new employment opportunities, educational and healthcare services and much more, Carrascal Nickel Corporation puts the focus on benefiting local communities. They will continue to work hard to keep their thrust. CARRASCAL NICKEL CORPORATION – A DRIVING FORCE FOR A SUSTAINABLE MINING IN THE PHILIPPINES TODAY. MABUHAY!!!

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Support... from page B1

communities to actively involve not just voting wisely but also safeguard our vote and the electoral – democratic exercise to be free and credible,” the church officials said in their pastoral letter. Among the advocacies the church is urging civil society to undertake are campaign the “My Vote is Not for Sale” and “Movement Against Political Dynasties”; Mobilize for Voter’s Education; Go out, Vote, and be Counted; Be vigilant, engage and pray for the success of the Elections; and organize volunteers for PPCRV Engagements: Monitors, poll watchers, voters’ assistance, and prayer brigade. These initiatives will be launched under the collective umbrella of “CHAMP 2016” on November 7, 2015 with a unity walk from Bishop’s House Grounds to Kiosko Kagawasan, at 2:00PM to be followed by the official launching at Kiosko Kagawasan and a Concert for a Cause afterwards. “Bring along with you placards, streamers, t-shirts and flyers of support on the campaign of “My Vote is Not for Sale!”, “No to Political Dynasty”, No to Political Patronage”, and “Be a PPCRV Volunteer for a CHAMP Elections,” the pastoral letter urged. For more queries and confirmation of participants kindly contact Mr. Carl Cabaraban at 857-1192 or 0917-718-3678. Copies of the subject Pastoral Letter and Program for the C.H.A.M.P. 2016 Launch are attached.

Workshop... from page B1

law of RA 10654, particularly on Illegal, Unreported and Unregulated Fishing (IUUF), to the general public. The implementing rules and regulation (IRR) of Republic Act (RA) 10654,

or the act that amended the Philippine Fisheries Code of the Philippines, has just been recently signed; thus, the bureau recognizes the need for an extensive information drive for the benefit of the whole fishery sector. Atty. Asis Perez, undersecretary for fisheries and BFAR national director, Department of Agriculture, graced the media conference. Director Perez pointed out the importance of relaying the imlementing guidelines of RA 8550 as amended by RA 10654, even as he said that most of the violations recorded by the bureau on fishery were due to non-awareness of existing laws. Atty. Vitug said RA 8550 as amended by RA 10654 is an act to prevent, deter and eliminate Illegal, Unreported and Unregulated Fishing. Atty. Vitug defined the salient features of the amended law by defining illegal fishing as fishing in violation of Philippine laws, resolutions of Regional Fisheries Management Organizations and laws of other Coastal States. Unreported fishing, on the other hand, is misreporting or failure to comply with the reportorial requirements in Section 38 -- daily record of fish catch and spoilage, landing points, quantity and value, offloaded for transhipment, sale or other disposal transmitted on a quarterly basis -- or of the Catch Document System to be developed. Unregulated fishing, as introduced by IUU fishing under Rule 90, will be prosecuted exclusively by the Philippine government, but if committed in another coastal state, there is concurrent jurisdiction for purposes of prosecution. Yesterday, participants attended the “Isang Bangka,” a national summit on participatory governance towards sustainable fisheries,” at the Philippine Imternational Convention Center, graced by Senator Cynthia Villar and Agriculture Sec. Prospero Alcala, along with other agri and fishery officials.

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Gracia’s Diner and Grill now open in uptown CDO Story and Photos by MARK FRANCISCO, Lifestyle Editor

GRACIA’s Diner, the longrenowned caterer and canteen concessionaire in Cagayan de Oro and neighboring places, has finally opened its own casual dining joint at uptown Cagayan de Oro particularly at Masterson’s Avenue. Geo Calulo, restaurant consultant, said Gracia’s Diner will be bringing the same quality and yummy taste of food found in their concessionaire canteens since 1983 in their new showcase home smacked in the middle of several gated subdivisions. Gracia’s Diner also offers short orders such as buffalo chicken

wings, sinuglaw, chicken teriyaki and their bestseller beef with mashed potato. They retain their house specials pork barbecue, grilled tuna belly and grilled tanguigue. Gracia’s Diner started as a mere eatery at PabayoChavez in 1983. Soon word of mouth spread about their mouthwatering tastes that the business evolved itself into a canteen concessionaire. The list of clients is impressive – Del Monte, Cepalco, Concentrix, Philippine Sinter Corporation, Coca-cola FEMSA. Now Gracia’s Diner is serving the students, faculty, parents and guardians of

Xavier University Grade School and Xavier University High School, employees of nearby commercial establishments and of course, residents of Morning Mist, PhilAm Village, Xavier Estates, Camella, Golden Glow North and Xavier Heights.

“They come here and patronize us because we are affordably priced and they get value for their money. Our utmost priority is total satisfaction of our guests,” Calulo quipped. Don’t just read, get a taste yourself of the wide array of dishes available at Gracia’s Diner.

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Halloween Is Fun! EMPRESS M

Halloween a big deal wherein some of the houses really decorate and get ready for the event. In the afternoon of October 31, the kids gather at the clubhouse for a Halloween activity then they go around by the houses to do their www.EmpressMichelleFrancisco.com trick or treat. It’s really nice that the village hat or who is doing this activity are you this because it makes Halloween? If Halloween memorable you haven’t and fun for the kids. thought of your It’s a kind of activity costume yet, now is that kids would never the right time to buy forget when they one and join all the grow-up. Celebration fun. is always good for the The night of kids. October 31, the eve My family used to of All Saints Day, is fast not put Halloween approaching ...again. decorations at our It only means that house. But these past we can all celebrate few years, my friends Halloween once again and I celebrate our by dressing-up in group’s Halloween whatever costumes we party at my house. So, want. Children dresstogether, we bond up in either cute or over decorating my scary costumes and go house for our party. door-to-door to enjoy We really dress-up for their trick or treat Halloween parties. I activities in order to was an Angel once get candies in return. but last year, the How fun is that? theme of my family We live in a village was Star Wars so I was that really makes Queen Amidala, Elmer

Michelle Francisco

W

was Anakin Skywalker and Dominic was Luke Skywalker. We have different themes per family. The dads, moms and kids are all friends so it’s always fun for everyone. What I also do is that I inform the homeowners’ association that the convoy for the trick or treat could pass by our house so that the kids could go trick or treat and get their goodies. Last year was fun, we served them pasta, bread, cupcakes, drinks and loads of candies. Elmer, Dom and I together with our household staffs welcomed the kids, yayas and parents outside our house wherein we served the kids and gave them candies. It was so much fun! The kids were wearing full costumes, running around, smiling and saying, “Trick or treat!” hehehe While writing this article, we still haven’t decided yet if we would be decorating for this upcoming

San Jose family, Albasin family, Hernandez family, Bacus family, Lazo family and Francisco family.

Halloween and if we would be joining the village Halloween trick or treat because we still haven’t decided yet if we’re going out of town or not. So, let’s see... To all the parents out there, make Halloween decorating with kids a fun activity. Involve them in decorating and costume planning because kids love those things. They enjoy it. It’s a good opportunity to bond as a family. Happy Halloween, everyone! BOO!

Halloween 2013 at home. My husband, Elmer, as Don Vito Corleone (The Godfather), my son, Dominic, as Thor and I was an angel.

“The best things in life are the people you love and the memories that you made together.” - Empress M For more Halloween ideas and photos visit my website www. EmpressMichelleFrancisco.com

M

Love,

You can follow me at the following social media:

Kids doing their Trick or Treat at our house.

Elmer and Dom with our household staffs.

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