BusinessWeek Mindanao (October 29-30, 2021)

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Meat processing BUTUAN City – Mothers belonging to a women's organization in Surigao City are now undergoing a short training on meat processing with the hope of finding more opportunities to increase their income amid the continuing threat of the pandemic.

A total of 52 members of Punta Bilar Women’s Association (PBWA) from Punta Bilar, Surigao City are currently involved in the fourday livelihood activity.

“The training involves basic meat processing with endproducts such as longanisa, embotido, and tocino,” Desily Awid, technical staff from the Livestock Program of the Department of Agriculture (DA) 13 (Caraga), told Philippine News Agency on Wednesday.

Cash aid THE Department of Labor and Employment (DOLE) on Tuesday distributed P2,299,500 worth of cash aid to 630 recipients of the agency’s Tulong Panghanapbuhay sa Ating Displaced/Disadvantaged Workers (Tupad) program in Misamis Oriental province.

Undersecretary Renato L. Ebarle personally handed out the assistance to the recipientworkers who were affected by the coronavirus disease 2019 (Covid-19) pandemic in the area.

"This money that you received here, you should use it for (the welfare of) your family," he said.

IN-DEPTH

Thank you for trusting us!

M

I N DA NAO ' S two major airports, are still on the government’s revised priority list of infrastructure projects, both with pending unsolicited proposals that have been granted original proponent status.

Mylah Faye B. Cariño, National Economic and Development Authority (NEDA) Northern Mindanao regional director, said the Laguindingan Airport that replaced the old Cagayan de Oro airport and the Davao International Airport are among the 28 projects included in the administration’s priorities.

The identified projects mainly focus on the southern island’s network of transport and logistics system with 21 related to improving mobility for people and goods.

“To achieve the socio-economic agenda (of the administration) … among the drivers is the acceleration AIRPORTS/PAGE 11

BRISK BUSINESS. A lapida maker finishes a lapida at Bolonsiri public cemetery. The city government of Cagayan de Oro has ordered the temporary closure of Bolonsiri and other cemeteries from Oct. 29 - Nov. 2. photo by gerry lee gorit

Timber poaching, household wastes in Lake Lanao alarming

By MARK FRANCISCO and JESSIE MONGCAL, Reporters

THE Ministry of Environment, Natural Resources and Energy (MENRE) in Lanao del Sur sounded alarm bells yesterday

on the continuing timber poaching and dumping of household wastes in Lake WASTES/PAGE 10

Agriculture sector seen to remain resilient

Moral governance KIDAPAWAN City – The education minister of the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) on Tuesday challenged newly hired teachers for Lanao del Sur to promote moral governance in educating students.

Minister Mohagher Iqbal of the Ministry of Basic, Higher and Technical Education (MBHTE) issued the challenge to 203 recipients of teaching plantilla items for the schools' divisions of Lanao del Sur I and II. The 203 newly hired teachers signed their appointments and took their oath before Iqbal during ceremonies held at the Parang National High School in Parang, Maguindanao.

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M'danao major airports still on list of priorities Fri-Sat|October 29-30, 2021

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We strive for Excellence!

Philippine Press Institute Civic Journalism Community Press awardee for the following: 2013 Best in Business and Economic Reporting 2014 Best in Environmental Reporting 2017 Best in Business and Economic Reporting 2018 Best in Business and Economic Reporting

DAVAO FLOOD. A store attendant dries assorted items along Bangoy Street, Davao City. Several business establishments were soaked in floodwaters due to heavy rains on Monday night that swamped many parts of the city. mindanews photo

THE agriculture sector i s e x p e c te d to re m ai n resilient with increased access to financing despite the contraction of its share in domestic output in the second quarter of 2021 and

the impact of weather-related disturbances.

In a reply to emailed questions from Philippine N e w s A g e n c y, R i z a l Commercial Banking RESILIENT/PAGE 11

MILF women brigade cry for gender equality in post-conflict Mindanao – study

By BONG SARMIENTO, MindaNews

KORONADAL City – The women support brigade of the Moro Islamic Liberation Front (MILF) are not being treated equally unlike their male cohorts in terms of the ability to earn a living

to help in the economic empowerment of their families or communities in post-conflict Mindanao, the British global charity organization Oxfam said.

The Bangsamoro Islamic

Women Auxiliary Brigade (BIWAB), an all-female unit, provides support to the Bangsamoro Islamic Armed Forces (BIAF), the armed wing of the MILF that is now undergoing a decommissioning process.

The women were not allowed

in the firing line but were considere d t he res er ve force during the decadeslong conflict between the government and the MILF. The plight of the BIWAB members and the Bangsamoro women were contained in a report released Wednesday

e n t i t l e d “ Wo m e n Journeying Towards Peace: E n s u r i n g Me a n i n g f u l Participation and Economic E mp owe r m e nt of t h e Bangsamoro Islamic Women Auxiliary Brigade (BIWAB) and Bangsamoro Women.”

EQUALITY/PAGE 10

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MSU ramps up digital transformation

M

ARAWI City -Eyeing to transform into a smart campus in the future, the Mindanao State University (MSU) has embarked on an Information and Communications Technology (ICT) modernization program.

Funded through the Presidential Discretionary Fund, the P2 billion program covers the modernization of the university data center, campus management system,

learning management system, provision of laptops to all faculty and students including some of the administrative employees, and boosting its internet connectivity.

MSU System President Habib W. Macaayong said the program also includes the construction and installation of necessary IT equipment and facilities.

"These are the construction of a new audio-visual room, creation of an E-library,

creation of E-classrooms in all colleges, the creation of integrated laboratory schools, and the installation of the internal CCTVs," he said during his State of University Address, Wednesday, October 27.

A total of 15,00 laptops were already distributed to students and employees under the program. The 500 units were distributed during the first phase of the program implementation while around

14,500 units were released during the second phase of the program of which 10,444 are for students and 3,103 are for MSU employees.

500 desktops and a number of Smart TVs will also be given to the office and colleges of the university.

The MSU system is also gearing to upgrade its internet connectivity. Yellow hoses, the protective cases for the installation of wirings that boost internet speed up to 1GB

per second, are being installed underground.

Moreover, multiple nodes connecting the whole campus via hybrid fiber optics and wireless backbone are now being created as well.

Macaayong assured that MSU's ICT modernization will continue in the coming years covering the construction of the IT buildings in all external units or Community High Schools of the university.

(APB/PIA Lanao del Sur)

Surigao women’s group tries meat processing to earn extra BUTUAN City – Mothers belonging to a women's organization in Surigao City are now undergoing a short training on meat processing with the hope of finding more opportunities to increase their income amid the continuing threat of the pandemic.

A total of 52 members

of Punta Bilar Women’s Association (PBWA) from Punta Bilar, Surigao City are currently involved in the four-day livelihood activity.

“The training involves basic meat processing with end-products such as longanisa, embotido, and tocino,” Desily Awid, technical staff from

the Livestock Program of the Department of Agriculture (DA) 13 (Caraga), told Philippine News Agency on Wednesday.

The first batch of 30 member-trainees started on Tuesday and ended Wednesday, while the remaining 22 participants will train on

BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

Thursday and Friday, she said.

Awid said the training is being implemented in collaboration with the Surigao City Veterinary Office.

In a separate interview, PBWA president Erlinda Placero, 67, said the organization is certain

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

that meat processing and production are profitable businesses that can augment the income of the livelihood program of their organization.

The PBWA is a recipient of the Sustainable Livelihood Program (SLP) of the Department of Social Welfare and Development in 2018.

“Our organization received PHP444,000 livelihood assistance through the SLP which we used in different projects,” Placeros said.

She added that in October 2019, the organization started its neighborhood sundry store project with a capital of PHP372,000.

“Our store is selling all the basic household needs of our members and to the rest of the residents in Punta Bilar. Eventually, we

decided to venture into meat processing and production of meat products that will also be sold in our store,” Placeros said.

Maria Teresa Suan, another PBWA member, 52, thanked the DA13 and the Surigao Veterinary Office for the training.

“This training will help our organization grow. We are thankful that the government has programs and services that cater to the needs of different organizations, including us mothers,” Suan said.

The capitalization that the government, through the SLP program, has provided to the organization has helped PBWA members survive the economic crunch brought by the pandemic.

“Our members have an organization and a livelihood program to depend on during this health crisis,” Placeros said.

The venture into meat processing, she added, will further boost the sundry store business of the organization.

“Different processed meat produced by the organization will be the new products in our store,” Placeros said.

She said the production of longanisa, embotido, and tocino only requires simple equipment that can be procured by the organization.

The ingredients of the products, Placeros pointed out, can be easily accessed and procured at the market centers in Surigao City. (PNA)

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CorporateWorld

PH, SoKor conclude trade deal talks

T

OP trade officials of the Philippines and South Korea formally concluded negotiations on a free trade agreement (FTA) to boost trade and investment ties between the two countries.

With the conclusion of trade talks, the Philippines-Korea FTA is the country’s second bilateral trade agreement, next to the FTA with Japan.

“We are glad that our trade negotiations with South Korea have come to fruition.

We also thank Minister Yeo

(Han-Koo) and the Ministry of Trade, Industry and Energy (MOTIE) for their continued collaboration in facilitating wider economic cooperation with our Philippine trade department,” Department of Trade and Industry (DTI) Secretary Ramon Lopez said during the signing ceremony Tuesday.

Lopez said the final discussions focused on better market access for Philippine bananas and processed pineapples in South Korea.

PHL court recognizes PAL Chapter 11 filing in US A PASAY City court had granted Philippine Airlines, Inc.’s (PAL) petition for recognition of the proceedings and decisions of a United States bankruptcy court currently hearing its Chapter 11 case.

“Pasay court recognizes Chapter 11 filing before foreign court,” PAL said in a statement on Wednesday.

In a decision penned

by Presiding Judge Wilhelmina B. JorgeWagan dated Oct. 22, 2021, the Pasay City Special Commercial Court said the recognition of the Chapter 11 proceedings

“does not affect the right of Philippine creditors to commence or continue a rehabilitation or liquidation proceeding under the FR (financial rehabilitation) Rules or the right to file or continue claims proceedings.”

PAL filed the petition in September “to ensure that the Philippine legal system recognizes all proceedings and decisions rendered by the foreign court handling the Chapter 11 case.”

The airline filed a voluntary petition for relief under Chapter 11 of PAL/PAGE 11

He added that through the FTA, banana exports to South Korea will be duty-free in five years and zero duty in seven years for canned pineapples.

Lopez welcomed this development as these agricultural products were not initially included in the list of goods with tariff reduction, and the period of implementation was down to five and seven years from 15 years.

The DTI chief said the bilateral FTA with Seoul will complement trade deals with

the East Asian country under the Asean-Korea FTA and the recently concluded Regional Comprehensive Economic Partnership (RCEP).

Manila and Seoul spent two years on the bilateral trade negotiations.

Lopez added that the country’s FTA with South Korea will also help in the economic recovery.

“This will stimulate trade and hopefully allow for more investments from Korea providing avenues for Korean

companies and industries to diversify and expand their economic interests in other Asean countries, which is in line with the promotion of Korea’s New Southern Policy,” he added.

Lopez said both parties target to sign the FTA before February 2022.

Even after the conclusion of the FTA, both countries will further discuss deals on trade in services and investments “a year after the entry into force of the FTA”. (PNA)

Investment in logistics sector to usher economic recovery OPPORTUNITIES in the logistic sector have grown amid the pandemic and investments in this sector could usher in economic recovery, real estate businessman and Davao Investment Conference (ICon) chair Ricardo Floirendo Lagdameo said.

During the Davao ICon conference Wednesday, Lagdameo said the expanding business activities in Mindanao also require seamless transport of goods and services.

“With an economy

consistently growing at a higher rate than the national average every year coupled with a large population, the Davao region presents numerous possibilities for all of these investors,” he said.

But better logistics infrastructure in the Davao region and the whole Mindanao will help businesses to be more competitive, he added.

Lagdameo said that with better infrastructure, Mindanao is a strategic location to be the logistics

hub for Asean, especially the Brunei DarussalamIndonesia-MalaysiaPhilippines East Asean Growth Area (BIMPEAGA).

“The Davao region is home to some of the busiest container terminals and airport(s) across the country.

Several international shipping lines and airlines have made Davao their important stop for many years now. And with Davao’s strategic location, the potential to trade

across the whole Asean region is definitely there,” he said.

Lagdameo said that as the government pushes for the growth of sectors that would usher recovery amid the pandemic, the renewed focus on logistics services is a “silver lining”.

Davao City Chamber of Commerce Industry, Inc. president Ma. Lourdes Monteverde also echoed that better logistics infrastructure would complement the highly RECOVERY/PAGE 11

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Opinion

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How to empower the poor and the oppressed?

KIM'S DREAM

Of the country’s resources, be natural or financial, three questions must now be asked: Who profits? Who decides?

Who controls?

We can categorically answer that in the Philippines, it is never the people but only a few elites, the ruling class, the landlords, the TNCs, the cartels, the conglomerates, the monopolies and if I may add, the most recent – some corrupt officials who like vultures have sucked the country dry of much needed budget when the country is in so much disarray because of the pandemic,

Poverty is rooted, not in the lack of resources but in the powerlessness of people to have access and control over their resources which are fast slipping through their fingers.

That’s what development experts say. That’s what the people perceive now in the light of massive corruption.

Look at Mindanao, so rich yet so poor. While the island oozes with ecological resources, poverty is glaring in the life of the peasants who must till the land not their own. And if they do, they are victims to a mode of production and marketing system that they do not control. The farmers have been “robbed” of farming, using seeds and technologies which are not within their control but by big agribusiness corporations.

Feel the pains of our indigenous people. They have lived sustainably in the forest ecosystem for thousands of years but now the 17 million hectares of dipterocarp

forest are almost gone and so are their “pharmacies,” t h e i r “ m a r k e t p l a c e ,” notwithstanding that the forests are our invisible water dams, soil protector, climate regulator, carbon sink and “homes” to billions of flora and fauna many of which are found only in the Philippines. Now what we have are ecological disasters for massacring the trees and all life forms (the megadiversity) that once dwelt in the forest.

After losing the forest, there is now a tremendous pressure on land as these are now heavily “commercialized” by ne w entrants TNCs converting the land into massive plantations for bio-fuel, to the detriment of our “lumads” who all these years are rendered powerless. Indeed, “Agaw Lupa, Agaw Buhay” as our Indigenous Peoples who were once the masters of the land that they wonderfully made productive following the

culture of sustainability are now illegally deprived of their ancestral domains and if they resist, they are being erased from the face of the earth.

In the last 5 years, some 63 IP leaders have been killed for standing-up to protect their land rights. In Butong, Quezon, more than 1,000 families belonging to the Manobo Pulangihon Tribe are living in the last 5 years along the hi-way living under shattered tents and are just eating “Kamote” once a day.

The Philippine e nv i r o n m e nt i s a s a d tale of ecological tragedy characterized by massive conspiracy perpetuated by interest groups with their cabal of vested interest who profits, who decides and who controls the resources.

Study the sad plight of the member-consumers of socalled Electric Cooperatives which carry “cooperative” as a nomenclature but have never adhered to the time-honored EMPOWER/PAGE 11

The last word is the best ne ws of a l l. A happy ending after all? Really?

We sense it at rare moments. We see the g o o d , t h e b e au t y i n new crops, in flowers, in sunshine, and even in rain. The last thunderstorm in Davao City scarred me a lot.

Lightning, flood ... wow.

This world may be full of pollution, war, crime, and hate. But inside us, all of us, linger remnants that remind us of what the world could be like of what we could be like.

The Old Testament prophets dreamed of "that day", when creation would be made new. And those

s ens at ions, fol low ing a dismal monotone of predicted catastrophes, burst out of the last few chapters of Revelation.

That perfect world is not merely a dream. Yes, I am pretty sure, it will come true.

I really enjoy reading Re velation again and again. Revelation shows us a new world at last.

There will be no more tears then nor pain.

Revelation ends on a note of great triumph.

S om e h ow, o ut of a l l the bad news augured here, good news emerges -spectacular Good News.

I remember my radio show hosting on a Good

News Radio FM- station in Davao City more than 20 years ago. Yes, good news ... .

To those who believe, Revelation becomes a book not of fear, but of hope. God will prevail.

All will be made new.

The Bible began, r e m e m b e r, b a c k i n Genesis, with a tragic defeat, when humanity, made in the image of God, rebelled. It ends with a reunion - a marriage, Revelation calls it. A happy ending after all ... .

A perfect world?

How could you design it? What would it look like? I am really waiting

HAVE MY SAY

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs

VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration JOE PALABAO Vice President for Marketing ROSE MARY D. SUDARIA, PhD Vice President for Finance MIKE BAÑOS Vice President for Digital

NELSON CONSTANTINO Editor-in-Chief

MIKE BAÑOS

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The easy way Think a minute . . . Some time ago a small town in California needed a new water pipe system. Someone suggested that they ask the city of Los Angeles for advice since the large city of L.A. was more experienced. He said, “If we can profit from another city’s mistakes, I think we should do so.”

But another town member jumped to his feet and with great pride in his little town exclaimed: “Why should we have to profit from the mistakes of Los Angeles! I say our town is big enough to make its own mistakes!”

He preferred to learn the hard way.

We have good advice around us all the time. There are many good books full of wisdom for living. We learn in school the knowledge that mankind has worked for thousands of years to acquire. Not to mention ou r ow n w is e p are nt s , grandparents, aunts and uncles, older brothers and sisters, friends and business people. An African proverb says: “When an old person dies, a library of wisdom burns down.”

THINK A MINUTE

FRI-SAT|OCTOBER 29-30, 2021

Disempowered People: Awakening process now begins

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ORLAN R. RAVANERA

The last word

KLAUS DORING for your comments and suggestions. +++ Email: doringklaus@ gmail.com or follow me on Facebook, Linkedin or Twitter or visit my www. germanexpatinthephilippines.blogspot.com or www.klausdoringsclassicalmusic.blogspot.com.

Who among the VP bets can deliver?

JHAN TIAFAU HURST But all the advice in the world is not worth anything unless it is actually used and followed. Someone said: “Everyone receives advice, but only the wise use it.” If we are too proud and stubborn to learn from others, then we will never learn how to live better, happier lives. No one can live long enough to make all the mistakes in life there are to make. There is no reason to keep repeating the same mistakes millions of others have already made and paid for!

It all starts with correcting the biggest mistake we all have made: our choice not to live the way our Maker designed us to live correctly EASY/PAGE 11

SOME quarters are belittling Vice Presidential aspirant Christopher “Bong” Go. A first-termer in the Senate, yes, yet he is always part of the vilification campaign by “Oust Duterte“ movement and the opposition propaganda machinery from day one.

Starting off as an Executive Assist ant to t he ne w ly installed President Rodrigo Duterte whom he had served for over two decades when the former was still mayor of Davao City, Bong was dragged into the controversial acquisition of naval frigates.

He was unkindly suspected to be endorsing one supplier over the others when all he did was merely endorse documents brought to the attention of Malacanang to agencies concerned. That was to be his acid test. The poor guy was summoned to a Senate hearing where he faced the senators confident of the fact that he has absolutely nothing to do with the transaction which was

already a done deal during the Aquino administration.

The inquisitors were out to skin him but stopped when the head of the Philippine Navy categorically said that Bong Go has no hand at all in the negotiation.

As fate had it, Bong Go became Senator. Because he was part of the ruling party, he was assigned committees where he best fit. Being into various sports he was given the chairmanship of the Committee on Sports and the Committee on Health and Demography. Why the health committee? Back in Davao City, he was tasked by his boss, then-Mayor Duterte to organize and head “Lingap” Lingap is the mayor’s equivalent of a ‘corporate social responsibility program that attends to the medical or hospitalization needs of indigent patients of Davao City. Lingap became a byword in the Davao region and it came to the point that it extended help to patients

coming from other regions in Mindanao. “We just cannot refuse them Mayor”, I heard Bong Bong Go telling his boss.

In the current investigation o f t h e Ye l l ow R i b b o n Committee, Bong is not spared by his colleagues -- the leading three re-electionists, Dick Gordon, Frank Drilon, and Risa Honteveroz. Expect the tirades to escalate now that he has filed his certificate of candidacy for Vice President.

Given all the negative sound bytes from the opposition even as they are fractured, the Mindanao Senator will be the main target of the anti-Duterte factions.

But why are the opposition turrets aimed at Bong Go? Who are the other vice presidential aspirants by the way? What have they done to merit votes? Let’s do a quick scan.

Rep. Lito Atienza, the running mate of Manny Pacquiao. He once was mayor of Manila and all I

LETTERS FROM DAVAO

JUN LEDESMA can remember is that he put up some decorative lamp posts in the red district of Malate and Ermita. Wikipedia re c ord s t h e fol l ow i ng : At i e n z a ' s app oi nt m e nt as DENR Secretary was a shock to environmental groups, who had dubbed him as the "butcher of Arroceros." As Manila mayor, Atienza, in 2003, enraged environmentalists when he ordered the closure of the Arroceros Forest Park to give way to the building of an education office and a teacher's dormitory, sparking DELIVER/PAGE 11

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Lacson: Ex-PS-DBM OIC Lao Violated Anti-Graft Law with Huge Pharmally Contracts Lloyd Christopher Lao, ex-OIC of the Department of Budget and Management Procurement Service (PS-DBM), violated the Anti-Graft Law by giving Pharmally Pharmaceuticals Corp. huge contracts way beyond its Net Financial Contracting Capacity (NFCC), Sen. Panfilo M. Lacson bared Thursday.

At the Senate Blue Ribbon hearing on irregularities involving the procurement of medical supplies to deal with the Covid pandemic, Lacson said Pharmally had a net working capital of P599,450 and could only be given a maximum contract of P5.994 million.

Yet, Pharmally bagged its first contract amounting to P13.86 million - more than twice the maximum - and even got a second

contract amounting to P54 million, all within the same year, Lacson said, citing documents so far obtained during the hearing.

"Bakit una pa lang na delivery, nasa P13 milyon agad mahigit? May violation agad dito (Why is it that in its first delivery, it already raked in more than P13 million? Here we can immediately see the violation)," Lacson said.

"They have no financial capability pero pinapasok nila (Pharmally had no financial capability but got these huge contracts)," he added.

He told Senate Blue Ribbon panel chairman Richard Gordon that he may include in his preliminary committee report this "clear violation" of the Anti-Graft Law, where the administrative

Sustaining savings during the pandemic

By KRISTINE M. OMAAN Bugo Central School

WHETHER out of choice or necessity, many people spent less money in the last year and a half on things like entertainment, clothes and furniture. For some, that meant holding on to more of their income. If you were able to save some cash, you’ve set yourself up to withstand future financial crises especially if you can continue saving.

Keep growing your bank balance by reevaluating your spending. Consider w h e t h e r s om e of t h e purchases you may have gone months without are necessary going forward.

Or rethink how often you want to make them compared to before.

For example, if you started to work from home, you may have saved money by making your lunch instead of eating out. If you return to school, you can continue saving by bringing lunch from home at least a few times a week.

When I go shopping, I ask myself if a purchase is really necessary or If I can hold on to the money and save it for something I’d really like later. Make yourself wait before committing to expensive purchases. Learning to wait before spending money can be a smart choice anytime, helping you avoid the kind of impulse that can upend savings plans.

Let’s be prepared for the next pandemic

By LESLIE M. PADERANGA Baikingon Elementary School

FOR all the pandemic’s challenges, it has also offered an opportunity. It has given us occasion to celebrate the life saving and inspiring role that science can play in mitigating dangerous diseases. We have seen the kindness, comfort and solidarity that people can offer one another.

We have also reached a consensus that the global health emergency system needs fundamental reform.

Preparedness starts with communities and countries. Every country has the responsibility for the protection of its own population. Every country must follow through on the commitments it has made to its people. Every country can and must do more.

But global preparedness is greater than the sum of national preparedness. It needs concerted, collective and coordinated action.

At its heart must lie a new global social contract which prioritizes equity, accountability, solidarity, reciprocity and inclusivity.

We a ls o st ress t he importance of independent monitoring which plays an essential role in keeping our leaders, governments and institutions accountable.

Together, these actions will help to create a coherent plan for global preparedness and monitoring. As we move forward with these solutions, we must be mindful of the lessons of the past and design for equity and interdependence.

requirement was not followed.

Lacson pointed out that Lao exceeded his authority or did not follow the provisions of the Procurement Law. "Mag-agree kayo sa akin, in-exceed ni Lao ang kanyang authority o hindi sinunod ang alituntunin

sa Procurement Law, na times 10 lang ng maximum sa net working capital (You will agree with me that Lao exceeded his authority or did not follow the Procurement Law's provision on the net working capital)," he said.

Lacson noted the NFCC is part of the eligibility

Do You Compare?

GLENA A. PARBA Gata Diot Elementary School Division of Misamis Occidental Head Teacher II

Do you know of someone who is better looking than you are, seems to be more popular, grasps things faster, or gets better performance?

Maybe others have better health or a more gratifying job, are more successful, or seem to have more friends. They may have more possessions, more money, a newer car, or they may just seem to be happier. In noting such things, do you measure yourself against others?

In the world of social media, there is the tendency for us to easily know what is going on with others’ lives and therefore compare it with ours. But why do we compare? One concept of why people may compare themselves with others is that this serves to maintain or enhance their selfesteem. People are often satisfied to find that they are as successful as their peers. Also, comparisons are attempts to reduce uncertainty about ourselves, to understand what we can do and what our limits are.

We observe what others have achieved. If they are like us in many respects and have reached certain objectives, we might feel that we can reach similar goals.

Comparisons can create different emotions within us, ranging from contentment to depression, from admiration and a desire for emulation to uneasiness or antagonism.

documents of bidders under the Government Procurement Policy Board (GPPB) Resolution 162020.

Citing Pharmally's Statement of Financial Position, Lacson noted Pharmally in 2019 had a net working capital of P599,450, and an NFCC of P5,994,500.

"Dapat maximum na makuhang kontrata ng Pharmally, hindi lalampas ng P5.9 milyon (Pharmally should not have gotten a contract exceeding P5.9

million)," Lacson said.

Yet Pharmally, despite its lack of financial capacity, was awarded some P11.11 billion in contracts from the government, Lacson said.

"Hindi dapat bigyan ng kontrata na higit sa 10 times ng net working capital. Lumampas sila.

Nasundan pa ito ng katakot-takot na delivery (Pharmally should not have been given a contract that is more than 10 times its net working capital. Yet it got hefty deliveries)," he said.

Modules and Tracking Codes IKE NOAH D. FLORES Teacher I, Aplaya National High School

Many who strive to come off “winners” in comparisons display a competitive spirit. They want to be better than others, and they are not content until they feel that they are.

Slowly, without noticing it themselves, those people b e c ome u nw hol e s ome and not fun to be with.

Friendships with them are strained, relationships are tense since their attitude can easily arouse in others’ feelings of inferiority and humiliation. By degrading the achievements of rivals, envious people attempt to save their own injured selfesteem.

We h a v e d i f f e r e n t abilities, depending on a variety of factors. There will always be some who seem to be doing better than we are. God created and designed us with our own variation and uniqueness.

Do we cherish them? May we value whatever we have right now. Because if we are contented, it is only then that we can say that we are truly successful. Yes, success is contentment itself.

THE classes for SY 2021– 22 had already started last September 13, 2021.

This marked the second time distance learning is implemente d since Covid-19 struck the country. This time, we are making solutions to the shortcomings identified last school year.

Sure thing, the implementation last year gave us experiences and taught us lessons in life, gained more learnings and reflections. Overall, we overcome all the odds and and turned into success.

One problem I observed last year is in inventory of modules - the number of modules retrieved is less than the numb er of modules distributed.

There are cases wherein the modules retrieved are not anymore usable. If it is not usable, it means we need to reproduce another set. What puzzled me is, I cannot trace who has not returned the modules and from whom the module is taken care of and whom is not anymore usable.

As a teacher, reproducing these modules has required heavily my time. As a property custodian, there must be done to lessen this problem and improve the

retrieval rate.

The school adopted a strategy to make the m o du l e s pre s e nt a b l e .

This time, all modules in a subject for a given quarter are compiled as a book. As a result, those retrieved modules are usable or only the cover page is damaged.

This effectively offers a solution to increase the estimated useful life of the said modules.

Aside from this in the subjects I handled, I tried to integrate a tracking system.

I put tracking numbers or codes to each module in every grade level. These numbers are also written in the monitoring sheet or in the activity sheets.

Initial results would tell that sets of modules are retrieved at higher rate. At the same time, I know what set is still not returned and I know to whom I am going to retrieved.

Wit h t h e s e s i mpl e actions, I came to reflections to which cannot help but be happy about these simple initiatives. These answer the problem in some way or another. But most of all, it turned to demand for responsibility as students become responsible in taking care of the module more than they do before.

7 Yassi Pressman stars in Vivamax remake of More Than Blue Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

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FROM Nuel C. Naval, director of the adaptation of comedy-drama film ”Miracle in Cell No. 7”, comes another Philippine remake of a Korean heartwrenching romantic drama film, “More Than Blue” coming on Vivamax this November 19, 2021, starring versatile actress Yassi Pressman and awardwinning actor JC Santos.

“More Than Blue” is a story of K (JC Santos) and Cream (Yassi), both orphans, who shared home without any romantic ties.

K was abandoned by his mother when his father died of cancer, while Cream lost her entire family in a car accident. But when K discovers that he is dying due to terminal cancer, he secretly keeps it from Cream and pushes her to marry someone kind and healthy.

Eventually, Cream meets John Louis (Diego Loyzaga), an affluent dentist, with whom she announces that she has fallen in love. It breaks K’s heart, but at the same time, it makes him feel relieved knowing that Cream will not be left alone.

True love goes with sacrifice for the sake of the person that is loved. But in the case of K and Cream, will it suffice to make the person feel all the more loved?

With the Pinoy remake of the romance-drama sensation, JC Santos,

playing the role of K, and Yassi Pressman as Cream, are now ready to make the audience feel the love and cry at the same time on their first onscreen pairing.

Yassi has expressed her excitement to do the film.

And although she received both Korean and Taiwanese versions for reference, she feels reluctant to watch them. Instead, she is motivated to create her version of Cream naturally.

Also starring Diego Loyzaga (Encounter, Philippine TV Series) and Miss Universe Philippines 2013, Ariella Arida playing significant roles in the heartbreaking relationship of two soulmates, K and Cream.

More Than Blue, a South Korean drama classic released in 2009, was adapted in Taiwan in 2018.

It was highly received, becoming Taiwanese domestic highest-grossing film that year, with over $300 Million gross. The remake also accepted a warm response during the 23rd Busan International Film Festival. It became a worldwide phenomenon with blockbuster screenings in East Asian countries including China, Hong Kong, Malaysia, and Singapore, recorded as the highest-grossing Taiwanese film in those countries.

Save the date for the #WasakPusoDay this November 19, 2021. Stream the Philippine adaptation

WHAT’S THERE IN BICHRONOUS LEARNING DELIVERY MODALITY? GRACE C. DUBRIA-T3 Tablon Elementary School

In today’s situation we are facing an immense challenge especially in our education sector. Our Department of Education is finding ways to provide safe learning system that protects students, teachers and other personnel in this pandemic times. In this school year we are task to open bichronous classes all over the Philippines. It is a combination of synchronous and asynchronous class.

When we say synchronous learning it is a learning that happens at the same time for the teachers and the learners, meaning that there's realtime interaction between them while asynchronous learning is a learning that doesn't happen at the same time, the learners can learn at their own pace.

L ast S eptemb er 10, 2021, Tablon Elementary School conducted a face to face Parents Orientation in the Bichronous Online Learning Modality. It started with a prayer, followed by the singing of the national anthem through Video

presentation. Next was the opening message of our dynamic and optimistic principal Maam Rosemarie H. Dullente. And then the Orientation proper begins which was given by Ms. Mary Rose L. Abales, a grade three Bichronous adviser.

There was an introduction too to all teachers who handles the bichronous classes from kinder to grade six. And after that the open forum started where parents were able to ask questions to the teachers especially to the platform being use in their children’s online class.

The activity was fruitful and successful.

It was indeed a challenge that we will not backed down as we teachers were able to adapt whatever comes our way for the sake of our dear learners. The pandemic cannot hinder us to teach our learners the best way we can. Education must continue no matter what. “For Education is not just a preparation for life but it is life itself ”-John Dewey.

of “More Than Blue” this November on Vivamax, available online at web. vivamax.net. You can also download the app and subscribe via Google Play Store and App Store. Watch all you can on Vivamax for only P149/month and P399 for 3 months for bigger savings.

For payment thru the website, you may choose from EC Pay, 7 Eleven, All Day, Pay Mongo, GrabPay, GCash, or PayMaya. For payment thru the app, you may choose from Globe, Smart, GCash, Paypal, Visa, or Mastercard. For payment thru Ecommerce, you may choose from Lazada, Shopee, Comworks, Clickstore, or Paymaya. For payment thru authorized outlets, you may choose from Load Manna, Comworks, Cebuana Lhuillier, Palawan Express, and Load Central.

Why Should You Not Compete EVVAN ANICETA B. GUANGCO Tudela Central School Teacher III Division of Misamis Occidental

“Winning is not everything, it’s the only thing”. What a power f u l st atement!

Many firmly believe that competition is the key to success. It is said to be the ticket to aff luence.

A c c o r d i n g t o m a n y, humans have progressed by competing with one another. Competition for promotion is the source of f u lf i l lment of some people at work or even in businesses. However, is competition really the key to success?

There are lots of reasons why one should not compete. People who compete against others often display a selfish, me-first attitude. They are happy when others fare badly, imagining that it will in turn boost their own rating.

For their own selfish gain, they may employ tactics hurtful to others. Gossips are common, making sure that they will appear better than anybody else. But what about the one’s reputation being ruined? It might cause them disappointment and even anxiety. This leads to many conf licts, problems, and broken relationships.

A competitive spirit can also lead to an untimely death. How? Over work results to stress and fatigue.

Stress by time urgency, compet it iveness, a nd hostility is often manifested.

When the mind and body always get exhausted, this usually results to many critical illnesses such as heart disease or even cancer.

Menta l a nd emot iona l pain might be felt if one is so aggressive to pursue

a certain position. Yes, a competitive spirit may be fatal.

Rivalry and competitive spirit may somehow produce prof icienc y i n work .

However, without good intentions, it is like chasing after the wind. Why not let the position seek for you?

And not you, seeking for the position? Nature does not hurry but everything is being accomplished on its own time. Likewise, we can learn from how nature works. If we are giving our best in ever y thing that we are doing and working on it systematically, this w ill eventua lly lead to something better. We work not for other people, not for a certain position, not for fame and not just for money alone. We are working for ourselves, to have a worth and value of our existence.

We work for our family, to show them our love by providing their needs.

If we a lways t r y to prove on something to someone we do not like, if we continuously compete with one another, where ca n we f ind happiness and fulfillment? May we savor each moment in our lives, improve the quality of relationships, and beat our own best. Because life is a gift. It is meant to be cherished.

Wise Use of Freedom of Choice MARYDIL T. REVELO Clarin South District Division of Misamis Occidental District In Charge

“O n e m a n’s m e a t i s another man’s poison.”

This saying describes the wide variation in tastes of different individuals. Each of us has our own list of likes and dislikes. Some likes yellow, while others do not.

Some loves to hear classical music, while others find it unpleasing to the ears.

These differing tastes reflect the freedom of choice humans have, which we all cherish.

Nobody likes to be forced or pressured. God made us to be free and make our own choices in life, especially in things that matters the most.

However, many people give their opinion and judgment so easily whenever they see someone different. Some even become impulsive to insist their own ideas thinking that it is always the right choice. Sadly, this resulted to many conflicts, heartaches, and broken relationships. We all have freedom to choose. But we also give other people freedom to decide on their own choices.

Do we really have a standard of right and wrong? Though we have freedom, it has also its limitations. God’s Word, the Bible gives us proper guidance especially about life’s major choices.

These things God does not leave up to the individual to establish. Still, man can choose to obey or to disobey these instructions; but we must face the consequences.

The Bible does not lay down laws to directly regulate everything one does. It leaves a wide area up to individual choice, initiative, and taste.

Having varieties of choices makes life more interesting.

How monotonous it would be if every person had the same taste in everything!

So, while Bible principles should always guide us, the choice of one’s food, clothing, entertainment, furniture, and many other things is largely left up to the individual.

In exercising this freedom of choice, however, one should be careful not to infringe on the freedom of choice of others. For example, you may like to listen to music very much, and you are free to do so. But your neighbor may prefer to read quietly instead.

If you insist on playing your music so loud that it disturbs your neighbor, then you infringe upon his freedom of choice. You have abused your freedom. You do not want another’s choice imposed upon you, so, do not impose yours upon others. It is not good to criticize others or go from one person to another if they think that what Soand-So is doing right, putting one in a bad light.

Yes, freedom of choice is desirable and necessary for humans, but it needs to be used wisely. We must appreciate that we cannot have total freedom in all areas and let us let others live freely by not imposing our own choices. That way, we truly can enjoy the peace of mind that freedom of choice gives!

8

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AGUSAN NATIONAL HIGH SCHOOL - CAGAYAN DE ORO CITY JOURNEY IN THE IMPLEMENTATION OF SPECIAL PROGRAM IN THE ARTS

9

MARY CARESS T. GALONO

In 2000, the Department of E ducat ion launche d nationwide the Sp ecial Program in the Arts which aims to foster the potentials of ar t ist i c a l ly - i ncl i ne d students. Following this, the SPA Curriculum was implemented in Agusan National High School in Barangay Agusan, Cagayan de Oro City on June 2018 through the efforts of Teacher Mary Caress T. Galono and Mr. Wilfredo L. Belono Jr. under the leadership of Principal Wilfredo B. Coming and the endorsement of SPA Division Coordinator, Marlon Francis C. Seriňa, with the approval of the Schools Division Superintendent, Jonathan S. Dela Peña, Ph. D. CESO V. It s t a r t e d w i t h 8 0 students divided into two sections for the 7th grade of the School Year 20182019. Today, October 27, 2021, SPA has grown to 8 sections catering Grade 7 to 10 with two sections for each grade level and has over 300 students with different art

interests from the different forms categorized into two main groups, performing and non-performing arts.

Non-performing arts group covers visual arts, media arts, and creative writing. While the performing arts group consists of theater, music, and dance arts. These programs fol l ow t h e c u r r i c u lu m set by the Department of Education. Agusan National High School is the third school in the Division of Cagayan de Oro City to have this curriculum with a high interest in delivering quality education. The program has run for about four years and continues to grow.

The school program quickly recruited the best and qualified professionals in teaching arts. A few members of the faculty are trained up to national level. Some members need more training as they did not academically take the majors in the field of arts, but they prove to be exceptionally passionate in teaching the student artists. Over the course of

EXTRA-JUDICIAL SETTLEMENT OF ESTATE WITH DEED OF DONATION

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SPS. GAVINO LABIS AND VICTORIA C. LABIS WITH DEED OF ABSOLUTE SALE

KNOW ALL MEN BY THESE PRESENTS:

That the late SPOUSES RAMON F. ADECER and SALUD ROBERTOADECER; and that RAMON F. ADECER died on April 11, 1962 while his spouse Salud RobertoAdecer died last August 13, 1996; that the spouses died intestate, without last will or testament, and without outstanding debts or accounts; that both deceased spouses left a parcel of land and buildings erected therein, covered by Tax Declaration Nos. G-006016, G-006017, G-006018 respectively; wit description as follows: Tax Declaration No. G-006018 situated at Tiano Bros. St. Brgy 20, Cagayan de Oro City, two storey building, with total floor area of 182.00 square meters, registered in the name of Salud R. Adecer; Tax Declaration No. G-006017, situated at Tiano Bros.

St., Brgy. 20, Cagayan de Oro City, one storey building, with total floor area of 60 square meters, registered in the name of Salud R. Adecer; Tax Declaration No. G-006016, situated at Tiano Bros. St., Brgy. 20, Cagayan de Oro city, Land, Cadastral Lot No. 683 C-1, with total land area of 266 square meters more or less, registered in the name of Salud R. Adecer, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE WITH DEED OF DONATION, filed by the heirs of SPOUSES RAMON F. ADECER and SALUD ROBERTOADECER, in favor of MELISSA LAO GAN (DONEE), as per DOC #70; PAGE #14; BOOK #XXIII; Series9 of 2014 under the Notarial Registry of ATTY. LYNN AMOR L. PACLARPANULAYA.

KNOW ALL MEN BY THESE PRESENTS:

BWM: Oct. 22, 29 & Nov. 5, 2021

BWM: Oct. 29, Nov. 5 & 12, 2021

That the late SPS. GAVINO LABIS AND VICTORIA C. LABIS, who died on 09-15-1966 and 10-20-1970 in Cagayan de Oro City, without leaving any last will and testament; at the time of his death left a parcel of land with Original Certificate of Title No. P-2364 situated in Taytay, El Salvador, Misamis Oriental, containing an area of SIX THOUSAND TWO HUNDRED AND EIGHTY SEVEN (6,287) SQUARE METERS,and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED SPS. GAVINO LABIS AND VICTORIA C. LABIS WITH DEED OF ABSOLUTE SALE, That for and in consideration of the sum of SIX HUNDRED SIXTY THOUSAND EIGHT HUNDRED PESOS ONLY (P661,800.00) Philippine Currency, receipt in full of which is hereby acknowledged fom the VENDEE, SPS. CHANITO B. JAGONAL AND ROSANA B. JAGONAL, We, HEIRS OF SPS. GAVINO LABIS AND VICTORIA C. LABIS do hereby SELLS, TRANSFERS, and CONVEYS, to the VENDEE, their heirs and assigns, the portion of 4,748 of the above-described property covered by ORIGINAL CERTIFICATE OF TITLE NO. P-2364 including all the improvement found therein; filed by the heirs of SPS. GAVINO LABIS AND VICTORIA C. LABIS, per DOC #110; PAGE #22; BOOK #219; Series of 2021 under the Notarial Registry of ATTY. MARIO T. JUNI.

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan Office of the Municipal Civil Registrar R.A. 9048 (CFN) NOTICE FOR PUBLICATION

In Compliance with section 7 of R.A. 9048, a notice is hereby served to the public that FELIMON CABIARA LAURE has filed with this Office, a petition for Change of First Name from FELOMINO to FELIMON in the Certificate of Live Birth of FELOMINO LAURE who was born on AUGUST 10, 1953 at Kapatagan, Lanao del Norte and whose parents are POLICARPO LAURE and FELICIANA TABIARA.

Any person adversely affected by said petition may file his written opposition with this Office not later than 15 days.

BWM: Oct. 29, Nov. 5 & 12, 2021

(SGD) IVY REYES TONGCO Municipal Civil Registrar

time since the ANHS SPA kick-off, teachers and most especially the learners, with the support of their parents, have won different comp et it ions, attende d trainings, participated in various events, and received awards from the academic c o m mu n i t i e s , a n d t h e different non-academic communities ranging from local to the national level.

The program aims to get more exposure and gain international recognition in the future.

The rapid success of the SPA inspired the Agusan NHS Administration to have their own SPA building with 6 classrooms, 1 extension classroom at the Senior High School building and a separate structure housing EXTRA-JUDICIAL SETTLEMENT AND PARTITION OF THE ESTATE OF LYNDEL ALPUERTO DESQUITADO KNOW ALL MEN BY THESE PRESENTS: That the late LYNDEL A. DESQUITADO, who died intestate on August 19, 2019; that the deceased at the time of his death left certain properties with FIRST PARCELTransfer Certificate of Title No. T-106447 issued in the name of Ma. Cecilia M. Desquitado, and Tax Declaration No. F-090423, with a 2-storey Residential Building (Family Home) covered by Tax Declaration No. 1887; situated at Block 3, Lot 8, of the plan Phase 2 Xavier Estates Subdivision, Upper Balulang, Cagayan de Oro City, Island of Mindanao, containing an area of ONE HUNDRED FIFTY (150) SQUARE METERS, more or less, SECOND PARCEL- Transfer Certificate of Title No. 137-2016002513 issued jointly in the names of MARIO P. TERO, married to Evelyn L. Tero, and LYNDEL A. DESQUITADO, married to Ma. Cecilia M. Desquitado, and on Tax Declaration No. G-371192 (Commercial Lot); situated at Makahambus Street, Poblacion, Cagayan de Oro City, an interest consisting of One-Half (1/2) share in containing an area of ONE HUNDRED (100) SQUARE METERS, more or less, THIRD PARCEL- Transfer Certificate of Title No. 137-2017001181 issued in the name of Ma. Cecilia M. Desquitado, married to Ma. Cecilia M. Desquitado, and Tax Declaration No. G-313255; situated at Corrales Street Extension, Barangay 25, Poblacion, Cagayan de Oro City, Island of Mindanao, containing an area of TWO HUNDRED ELEVEN (211) SQUARE METERS, more or less, FOURTH PARCEL – Transfer Certificate of Title No. 137-2017007922 issued in the names of Ma. Cecilia Mejia Desquitado & Lyndel Alpuerto Desquitado, Tax Declaration No. G-360877 (residential Lot), and Tax Declaration No. G-357856 (Building); situated in the Barrios of Kauswagan & Carmen, Cagayan de Oro City, Island of Mindanao, containing an area of THREE HUNDRED THIRTY ONE (331) SQUARE METERS, more or less, FIFTH PARCEL- Transfer Certificate of Title No. 137-2019000518 issued in the names of Sps. Lyndel A. Desquitado & Maria Cecilia M. Desquitado, Tax Declaration No. G-371271 (residential lot) and Tax Declaration No. 369000 (Building); situated in the District of Macasandig, City of Cagayan de Oro, Island of Mindanao, containing an area of TWO HUNDRED (200) SQUARE METERS, more or less, SIXTH PARCEL-Transfer Certificate of Title No. 137-2020002893 issued in the names of Spouses Lyndel A. Desquitado and Maria Cecilia M. Desquitado, Tax Declaration No. G-371273; situated in the Barangay of Upper Balulang, Cagayan de Oro City, Island of Mindanao, containing an area of ONE HUNDRED EIGHTY (180) SQUARE METERS, more or less, SEVENTH PARCEL-Condominium Certificate of Title No. 137-2018000423 issued in the names of Maria Cecilia M. Desquitado, and Tax Declaration No. G-333693; situated at the PRIMAVERA

a dance studio with large dance mirrors which is the first among the SPA schools in Cagayan de Oro City. The administration also procured tools and equipment like dance mats, audio systems, and musical instruments.

All these are acquired under the leadership of Wilfredo B. Coming and continued

by Dr. Marivic D. Labitad.

This school year will mark a few more milestones as plans are laid by the new principal, Mr. Ro el R . L amb er te.

These plans include the construction of Bichronous classrooms, renovation of the SPA building and the establishment of a studio for video recording in response to the changing demands in delivering instructions to the newly introduced, Bichronous RESIDENCES TOWER 1, Block 1, Lot 3 Pueblo Business Park, Upper Carmen, Cagayan de Oro City containing an area of ONE THOUSAND ONE HUNDRED TWENTY-FIVE (1,125.00) Square Meter, EIGHT PARCEL- Condominium Certificate of Title No. 137-2019000033 issued in the names of Sps. Maria Cecilia M. Desquitado and Lyndel A. Desquitado, and Tax Declaaration No. G-354071; situated at the Pueblo de Oro Business Park, Upper Carmen, Cagayan de Oro City, containing an area of ONE THOUSAND ONE HUNDRED TWENTY-SIX (1126) Square Meter, MOTOR VEHICLES- TOYOTA FORTUNER Sports Utility Vehicle with Engine Number 2KDU613925, Chassis No. MHFZR69G203105884, Plate Number ANA 5930 described under Certificate of Registration No. 210979882, 02/18/2015 and MVRR O.R. No. 1804108294, 11/29/2019; TOYOTA INNOVA Utility Vehicle with Engine Number 2KD6463466, Chassis No. NUMBERKUN405034949, Plate Number KEL 7722 described under Certificate of Registration No. 9915988-5, 02/16/2010 and MVRR O.R. No. 1753161513, 06/19/2020; MITSUBISHI MONTERO Sports GLS Premium Utility Vehicle with Engine Number 4N15UCD4751, Chassis No. MMBGUKR10HH035677, Plate Number MAF 1286 described under Certificate of Registration No. 297240764, 01/19/2018 and MVRR O.R. No. 128083417, 01/18/2018; KIA BONGO Double Cab with Engine Number JT235233, Chassis No. KN3HAP333YK707899, Plate Number AXA 9491 described under Certificate of Registration No. 197593104, 07/14/2016 and MVRR O.R. No. 1804229873, 01/28/2020; MONIES- CHINABANK-CDO LAPASAN CHECKING ACCOUNT NO. 1831540615 under ACCOUNT NAME: DESQUITADO, LYNDEL or DESQUITADO, MARIA CECILIA MEJIA with available balance of PESOS: FORTY TWO THOUSAND SIX HUNDRED NINETY SIX AND 20/100 ONLY (P42,696.20); PUBLIC SAFETY SAVINGS AND LOAN ASSOCIATION, INC. (PSSLAI) Capital Contribution Account No. 01-0655281 with available balance of PESOS: FOUR MILLION FOUR HUNDRED FIFTY THOUSAND SEVEN HUNDRED SIXTY EIGHT & 36/100 (P4,450,768.36) as of July 16, 2020; PUBLIC SAFETY SAVINGS AND LOAN ASSOCIATION, INC. (PSSLAI) Premium Savings Account No. 0200162866 with available balance of PESOS: ONE MILLION FORTY SEVEN THOUSAND FOUR HUNDRED &95/100 (P1,047,400.95) as of July 16, 2020; PUBLIC SAFETY SAVINGS AND LOAN ASSOCIATION, INC. (PSSLAI) Account No. 05-05060927 with available balance in the amount of PESOS: FIVE HUNDRED THIRTY THOUSAND NINETY &26/100 (P530,090.26) as of July 16, 2020; and has been the subject of an EXTRA-JUDICIAL SETTLEMENT AND PARTITION OF THE ESTATE OF LYNDEL ALPUERTO DESQUITADO, filed by the heirs of LYNDEL A. DESQUITADO, as per DOC #499; PAGE #100; BOOK #CXXXIV; Series of 2020 under the Notarial Registry of ATTY. ABRAHAM S. OLEGARIO, JR. BWM: Oct. 22, 29 & Nov. 5, 2021

Online Learning Modality, which is offered this School Year 2021-2022 with one section for each grade level.

SPA remains an on-going commitment to be innovative

and sensitive to the changing needs of the whole school community as it is our shared responsibility to develop lifelong learners.

To God be the Glory!

The Impact of COVID-19 Pandemic in the Performance Level of Grade 10 Mathematics MIGUELA LAGUE SY Master Teacher I Ozamiz City National High School Division of Ozamiz City

WITH all learning institutions pre-maturely closed on March 2020 and all citizens advised to selfisolate in a bid to control the spread of COVID-19, it was hypothesized that COVID-19 would negatively impact on the performance of students in the 2020 Grade 12 national examinations visà-vis mathematics, science and design and technology subjects. An observed steady increase in the number of COVID-19 confirmed cases and the low levels of technology use in secondary schools in the Philippines due to limited technology resources signifies a very difficult period in a country which has just rolled out a nation-wide implementation of STEM education.

The rate at which Covid-19 has rapidly been spreading has made every sector of human life to immediately feel its impact. With DepEd putting in measures to maintain the maximum pass rate, Covid-19 has emerged to be an obstacle and raises fears that schools may experience a drop in overall performance this academic year. This is most likely to be caused by reduced contact hours for learners to the extent that they will largely not be able to consult teachers on the difficulties they encounter during their individual studying time.

When asked how Covid-19 will affect performance in science subjects, the science teacher lamented lack of contact hours.

10

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Wastes...

Equality...

Lanao and its watershed.

Along this line, provincial environment and natural resources and energy officer Asmarie Labao is initiating a massive communication, education and public awareness campaign focusing on six municipalities surrounding the lake.

In an exclusive interview, Labao said his office has received reports of rampant timber poaching in the municipalities of Maguing, Bubong, Madamba, Marogong and Butig.

"Timber poaching may be minor compared to illegal logging but accumulated, it will destroy the watershed," he said.

Sur veillance, data gathering and implementation against timber poaching is being undertaken with other stakeholders such as the local government units, Philippine National Police, Armed Forces of the Philippines, Moro Islamic Liberation Front, academe and the youth.

Labao also decried the rampant dumping of household wastes in Lake Lanao.

MENRE Lanao del Sur is also conducting periodic cleanup drive to declog the lake.

"We Maranaos must take care of Lake Lanao. This is our source of hydropower, irrigation and fishing as livelihood," Labao said.

With a surface area of 340 square kilometers, Lake Lanao is the largest in Mindanao.

Its watershed - especially the Butig Mountains and Mt. Piagayungan - is home to 27 species of trees and various bird fauna.

In the meantime, Labao is focusing on the mapping of forest protection plans at the municipal level to be integrated in their respective comprehensive land use plan.

The report showed t hat t radit iona l gender expectations still prevail in the region, resulting for example in women bearing the br unt of care work responsibilities at home on top of earning a living and serving as BIWAB members, Oxfam Philippines said in a statement.

Commenting on t h e re p or t , w h i c h w a s supported by the Australian government, Noraida Abo, executive director of the United Youth of the Philippines-Women (UnYPhil-Women), said the narratives of BIWAB members and civilian Bangsamoro women point to glaring realities in postconflict Mindanao.

“They shine the light o n t h e i nt r i c at e l i n k s between the capacity of women to participate in economic activities and their ability to contribute meaningfully to rebuilding a war-torn community. Their stories tell us there is much left to be done if peace and development are to truly benefit Bangsamoro women,” she said.

The qualitative study, which involved fo cus group discussions with 58 Bangsamoro women, mostly BIWAB members, aims to draw insights from their experiences as part of the normalization process in BARMM. It was jointly conducted

by Oxfam Pilipinas, AlM u j a d i l a h Wo m e n ’s Association, Inc. (AMWA), Ta r b i l a n g Fo u n d at i o n , In c . , Un Y P h i l - Wom e n , Women Engaged in Action on UNSCR 1325 (WE Act 1325), and C ommunity Organizers Multiversity (COM).

According to the research, many of the respondents

from page 1

from page 1

EXTRAJUDICIAL SETTLEMENT KNOW ALL MEN BY THESE PRESENTS:

This EXTRA JUDICIAL SETTLEMENT is made and entered into this 24th of September, 2021 by and between:

CYNTHIA GRACE E. LLANES, of legal age, Filipino, and a resident of Blk. 13 Lot 8, Xavier heights, Brgy. Upper Balulang, Cagayan de Oro City.

RIZZAH GRACE L. FERMANO, of legal age, Filipino and a resident of Blk. 8 Lot 6, Villa Maria Subd., Tablon, Cagayan de Oro City, and

RALPH LAWRENCE E. LLANES, of legal age, Filipino, and a resident of Blk. 13 Lot 8, Xavier Heights, Brgy. Upper Balulang, Cagayan de Oro City.

WITNESSETH, That:

WHEREAS, we, CYNTHIA GRACE E. LLANES, RIZZAH GRACE L. FERMANO and RALPH LAWRENCE E. LLANES are the heirs of RAFAEL M. LLANES who died on June 25, 2021; WHEREAS RAFAEL M. LLANES died without leaving a will;

WHEREAS the deceased left no debts;

WHEREAS at the time of his death, the decedent left the personal and real properties;

WHEREAS the personal property consists of a bank deposit in the amount of ONE MILLION FIVE HUNDRED SEVENTY FOUR THOUSAND THREE HUNDRED TEN & 67/00 (1,574,310.67) PESOS Philippine Currency at East West Bank, Carmen Branch, Cagayan de Oro City.

NOW THEREFORE, for and in consideration of the foregoing premises and pursuant to SECTION 1 RULE 74 of the Rules of Court we, the heirs, hereby adjudicate in equal shares unto ourselves the personal property left by the deceased.

IN WITNESS WHEREOF, we hereunto set our hands this 24th day of September, 2021 at Iligan City, Philippines.

who earn from farming also face the compounding effects of climate change and conflict, which force them to abandon their farms or businesses.

Abo also pointed out that the support provided for decommissioned combatants and civilians in the region do not distinguish between the needs of women and men.

“Women have distinct needs, especially since they play multiple roles at home and in their community.

Many lack time to undergo trainings or pursue work and s ome d o not e ve n have control over their income because of their re s p on s i bi l it y t o t h e i r family,” Abo said.

Some participants in the study noted that aside from skills training, there are no other opportunities specifically made available for BIWAB members.

“Ever since, BIAF and BIWAB have been working together already. But with BARMM, we feel like we are being left behind in terms of opportunities,” one respondent said. She was referring to the Bangsamoro Autonomous Region in Muslim Mindanao, which was established in 2019 in line with the provisions of the Comprehensive Agreement on the Bangsamoro, the final peace deal between the government and the MILF signed in 2014 after 17 years of negotiations.

Many of the study p a r t i c i p a nt s s a i d t h e y lacked access to capital a n d re s ou rc e s s u c h a s equipment. A respondent said that while they were trained to do agri-farming, not all of the graduates had access to equipment and

tools to actually pursue farming. In one instance, the participants were taught how to make bread and pastries and were given electric ovens. However, many of them lived in areas without electricity.

Some complained about corruption in the barangay or municipality level while others lamented the slow and te dious pro cess of accessing support from national agencies.

“The sense of mistrust towards the government is more evident among BIWAB officers and can hinder them from engaging with the State for possible economic development and women’s empowerment programs,” said Oxfam Pilipinas Gender Justice Advisor Jeanette Dulawan.

Dulawan said that the way for ward now is for BARMM policy makers to reaffirm the importance of w om e n l e a d e r s a n d their equal participation in the peace process, including humanitarian response and post-conflict reconstruction. She pointed out that there should be more dialogue b etween pro g r a m p l a n n e r s a n d B ang s amoro wome n to ensure that their specific EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AMIE SABANAL-DAMASING KNOW ALL MEN BY THESE PRESENTS:

That the late BIENVENIDO CARTAGENA and PEPITA YANEZ CARTAGENA who died on January 16, 2009 and April 11, 1980, at Barangay Baikingon, Cagayan de Oro City, the deceased at the time of his death, left a parcel of land with TRANSFER CERTIFICATE OF TITLE T-147379 situated at Baikingon, Cagayan de Oro, Misamis Oriental, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE WITH DEED OF ABSOLUTE SALE, filed by the heirs of BIENVENIDO CARTAGENA and PEPITA YANEZ CARTAGENA, as per DOC #233; PAGE #47; BOOK #75; Series of 2021 under the Notarial Registry of ATTY. VINCENT CROMWELL V. SERIÑA.

This deed is made and entered into by and between: GLENN D. DAMASING, SR., of legal age, Filipino citizen, widower, spouse of the deceased, and a resident of Blk. 10 Lot 1, Phase I, Scions Executive Homes, Canitoan, Cagayan de Oro City; GLENN S. DAMASING, JR., 7 years of age, legitimate child of the deceased and duly represented by his legitimate father GLENN D. DAMASING, SR., of legal age, Filipino citizen, widower, spouse of the deceased, and a resident of Blk. 10 Lot 1, Phase I, Scions Executive Homes, Canitoan, Cagayan de Oro City; That the late AMIE SABANAL-DAMASING died intestate on November 1, 2018, at Cagayan de Oro City, Philippines, leaving behind her the above mentioned parties as her legitimate heirs; that the deceased prior to her death has acquired property, more particularly described as follows: Bank account under the name of Mrs. Amie SabanalDamasing, Bank Name: BDO-Gingoog Branch, Account No. 003220213183, Account Balance: Php 36,162.00 and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF THE ESTATE OF THE DECEASED AMIE SABANAL-DAMASING, filed by the heirs of AMIE SABANAL-DAMASING, as per DOC #407; PAGE #83; BOOK #V; Series of 2021 under the Notarial Registry of ATTY. JOHN REY J. LAGA, REB.

BWM: Oct. 15, 22 & 29, 2021

BWM: Oct. 22, 29 & Nov. 5, 2021

EXTRA-JUDICIAL SETTLEMENT OF THE ESTATE WITH DEED OF ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS:

and practical needs are met. “Such consultations will help identif y skills they want to improve on rather than providing skills training that are irrelevant or that perpetuate gender stereotypes,” she added.

Oxfam Pilipinas and partner organizations also recommend a more indepth study on motivations, diverse backgrounds, contexts and intersecting needs of Bangsamoro women. Further studies may help better address causes of inequality and strengthen wome n’s i n f lu e nc e and leadership as part of longterm and sustainable peace efforts.

“The Bangsamoro women are effective agents for change so they really should be encouraged to have active involvement and leadership in their communities,” Dulawan said.

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

EXTRA JUDICIAL SETTLEMENT OF THE INTESTATE ESTATE OF EDGARDO SATUR SR., PARTITION AND DEED OF ABSOLUTE SALE OF PORTION OF REAL PROPERTY

That the late SPOUSES VICTORIO M. RAGMAC and CRISANTA S. RAGMAC died last April 21, 1983 and June 7, 1963 without any Last Will and Testament and to the best knowledge and information of the VENDORS, the said decedents left no debts; that SPOUSES VICTORIO M. RAGMAC and CRISANTA S. RAGMAC left a parcel of land with Tax Declaration No. 02-002852 situated at Barangay Bolisong, El Salvador City, Misamis Oriental, containing an area of NINE THOUSAND SEVEN HUNDRED FORTY THREE (9,743) SQUARE METERS, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS WITH DEED OF ABSOLUTE SALE, filed by the heirs of SPOUSES VICTORIO M. RAGMAC and CRISANTA S. RAGMAC, as per DOC #163; PAGE #33; BOOK #XXVII; Series of 2021 under the Notarial Registry of ATTY. JAN ELSON G. ORQUILLAS.

That during the lifetime EDGARDO SATUR SR. and a widower, he acquired real property covered by KATIBAYAN NG ORIHINAL NA TITULO BLG. P-28806 situated in the Barrio of Gango, Municipality of Libona, Province of Bukidnon, Island of Mindanao, containing an area of TWO THOUSAND NINE HUNDRED FORTY EIGHT (2,948) SQUARE METERS, entered into by and between his children, namely; DARLING RHONA S. PAJO, of legal age, married, Filipino and a resident of Gango, Libona, Bukidnon; LUDEVICA S. VIRTUDAZO, of legal age, married, Filipino, and a resident of Gango, Libona, Bukidnon; RHONALYN S. JOSOL, of legal age , married, Filipino, and a resident of Gango, Libona, Bukidnon; DARLING MAE S. CATUBIG, of legal age, married, Filipino, and a resident of Gango, Libona, Bukidnon; EDGARDO B. SATUR, JR., of legal age, married, Filipino and a resident of Gango, Libona, Bukidnon; and SPOUSES RICHARD AND MARY JEAN CO TAN, of legal age, Filipino, and a resident of 111-113 Tiano-Gomez Street, Cagayan de Oro City, herein referred to as the VENDEE. That Adjudicated of the Subdivided Lots among heirs are as follows: LOT 1132A containing an area of 599 SQUARE METERS to RHONALYN S. JOSOL, LOT 1132-B containing an area of 599 SQUARE METERS to LUDEVICA S. VIRTUDAZO, LOT 1132-C containing an area of 507 SQUARE METERS to DARLING RHONA S. PAJO, LOT 1132-D containing an area of 611 SQUARE METERS to EDGARDO SATUR, JR., LOT 1132-E containing an area of 260 SQUARE METERS to DARLING MAE S. CATUBIG, LOT 1132-F containing an area of 452 SQUARE METERS (ROAD LOT) CO-OWNERS PRO-INDIVISO, RHONALYN S. JOSOL, LUDEVICA S. VIRTUDAZO, DARLING RHONA S. PAJO, EDGARDO B. SATUR, JR. AND DARLING MAE S. CATUBIG, for and in consideration of the sum of ONE MILLION FIFTY THOUSAND PESOS (Php 1,050,000.00), Philippine currency, EDGARDO SATUR, JR., hereby TRANSFER AND CONVEY unto the VENDEE, SPOUSES RICHARD AND MARY JEAN CO TAN, their heirs, assigns and successor-ininterest, LOT 1132-D ABSOLUTE AND IRREVOCABLE AND FREE FROM ALL LIENS AND ENCUMBRANCES, and has been the subject of an EXTRA JUDICIAL SETTLEMENT OF THE INTESTATE ESTATE OF EDGARDO SATUR SR., PARTITION AND DEED OF ABSOLUTE SALE OF PORTION OF REAL PROPERTY, as per DOC #4; PAGE #1; BOOK #3; Series of 2021 under the Notarial Registry of ATTY. SYLVAN GERALD L. SABIO.

BWM: Oct. 15, 22 & 29, 2021

BWM: Oct. 15, 22 & 29, 2021

EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON KNOW ALL MEN BY THESE PRESENTS:

That the late BABIOLO B. APUT, who died in Lapad, laguindingan, Misamis Oriental on May 30, 2020, that the said deceased, at the time of his death, left a certain real property with Lot 36258, Cad-237 situated in the Barrio of Lapad, Municipality of Laguindingan, Province of Misamis Oriental, Island of Mindanao, containing an area of TWENTY SIX THOUSAND EIGHT HUNDRED THREE (26,803) Square Meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON, filed by the heirs of BABIOLO B. APUT, as per DOC #54; PAGE #11; BOOK #VII; Series of 2020 under the Notarial Registry of ATTY. MICHELE N. ANAYRON. BWM: Oct. 15, 22 & 29, 2021

EXTRAJUDICIAL SETTLEMENT OF ESTATE AMONG HEIRS WITH DEED OF ABSOLUTE SALE KNOW ALL MEN BY THESE PRESENTS:

11

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Easy... from page 4

for our own happiness and good. We have to be willing to live His way before we can start enjoying the good life He made and wants us to have. So today, why not start learning the easy way?

Ask Jesus to forgive you for all of your past wrongs and sins from living your own way. Then ask Him to take charge and help you start living His true and only way that can give you real and lasting peace, purpose, and love. Just think a minute.

Empower... from page 4

and universally accepted cooperative principles. It is about time to rectify a social flaw, to empower the thirteen million member-consumerowners whose consolidated capital contributions have reached a gargantuan amount of some five hundred billion pesos but these capital shares are still to be recognized as such after all these years.

How about our ordinary consumers? How powerless they are as they are consuming what they are not producing!

Yes, our country has become a dumping ground of finished products and cheap source of raw materials. It is a pity that everything sold in this country, from needle to tractor, passes at least five marketing layers so that a P0.35-medicine (Lipitor pill) bought in India is sold here at P85; a bag of ammonium sulfate bought in Ukraine at P50 is sold in Mindanao at P1,000.

How p ow e r l e s s o u r people have become, hardly benefitting from so called development, like sparrows picking on what have already passed the digestive system of “sacred cows!”

Today, the people are serving notice to one and all that they have awakened.

Enough is enough. They will not allow anymore poverty to reign in this beautiful, resource-rich but povertystricken country. They will now give credence to the constitutional mandate that “sovereignty resides in the people and all government authorities emanate from them.” Only then can they be unfettered from the vicious cycle of poverty and craft their own destiny Gising na po!

Deliver... from page 4

sparking a lawsuit. The Kalikasan People's Network said Atienza had no moral authority to be at the helm of the DENR because he had "neither had sterling qualifications nor a clean track record of protecting the environment as former Manila Mayor." Atienza too has the distinction of ordering the demolition of various heritage buildings in Manila.

Senator Tito Sotto, the VP bet of Reporma and “Eat Bulaga” has chalked in over two decades in the senate hall. Once in his Senate career, he was involved in the campaign against illegal

drugs and was in favor of exacting the death penalty against drug lords. But what stuck to his name was the sensational rape case and suicide of starlet Pepsi Paloma and then later the murder of Paloma’s talent scout Rey dela Cruz. He was also among the senators who convicted and removed former Chief Justice Renato Corona during the impeachment trial. He is the incumbent Senate President.

Willie Ong is a doctor and running mate of Isko Moreno.

He is popular in social media for his numerous advertising placements on Facebook of some wonder drugs against an array of diseases. While there may be millions of arthritic patients who click the site and are lured into buying those not-so-cheap miracle creams, there might be more who are angry the drugs he endorses are nothing but like placebos.

Senator Kiko Pangilinan is running for VP to partymate Leni Robredo. He made a name for introducing a Senate bill that would keep children in conflict with the law out of detention. The law was later branded as the singular reason for the increase of crimes committed by minors. Some wags say he patterned his bill with the law that was passed and implemented in New York City. The enforcement of that law, moreover, was later withdrawn as it increased juvenile crime in the Apple city. Kiko was the only lawmaker that was against the grant of “ayudas” to families affected by the Covid-19 pandemic.

Senator Bong Go who was being groomed to be PDP-Laban candidate for President repeatedly declined the nomination but agreed to take over from where President Duterte withdrew -- the vice presidency. Most trusted, intimate, and loyal to his boss, he learned the art of politics and public service from the man who was a few times vice mayor, a number of times a Mayor, once a congressman, and then known worldwide as the most trusted President by his constituents. In all these stints Bong was the action man. He stands to be the only senator who travels in all nooks and corners of the Philippines bringing the government closer to the people. Each time he brings a package of aid to fire and flood victims. He is a servant leader. As I write this piece, he was inaugurating

the 143rd Malasakit Center, which through his legislative endeavor was institutionalized. As Senate Sports Committee Chairman, the Philippines made spectacular performances and became the grand champion of the SEA Games. In the recent Tokyo Olympics, the Philippines made history by bringing home the biggest haul of medals since 1924 -- one Gold Medal, two Silver medals, and one Bronze. Is it by coincidence?

Champions and true servant leaders are honed and shaped. You know who can best deliver.

Recovery... from page 3

competitive products of the region.

“We need a proper supply chain and logistics to answer the demand of the national and international trading partner,” Monteverde said.

“We need more cooperation, greater economic integration, and stronger partnership than ever before if we want to return to an inclusive economic growth.” (PNA)

PAL... from page 3

the US Bankruptcy Code in the US Bankruptcy Court for the Southern District of New York on Sept. 3.

PAL Holdings, Inc. (not included in the Chapter 11 filing) has said that billionaire Lucio C. Tan’s private firm Buona Sorte Holdings, Inc. (BSHI) would inject “fresh and additional capital” amounting to P12.75 billion ($255 million) into the listed parent company of PAL. “The fresh capital to be received from BSHI will be downstreamed” by PAL Holdings to the embattled airline, the listed company said in a disclosure to the stock exchange on Wednesday.

“BSHI’s role in [PAL’s plan of reorganization] cannot be overemphasized, being responsible for the $505-million working capital requirement of PAL during the Chapter 11 filing,” PAL Holdings said.

Aside from the $255-million equity infusion, BSHI will also provide a five-year loan to PAL of $250 million.

PAL Holdings said it expects to receive the $255 million in cash from BSHI before the end of 2021, “which, as soon as received, will be applied by (PAL Holdings) in full payment for 10.2 billion new shares to

Kagay-an Festival 1st Oro Lechoneros Encuentro Champion

for Orders, Contact Yoyong:

09354145759 09169249371

BSHI, subject to approval of shareholders and of the SEC (Securities and Exchange Commission).”

“The 10.2 billion new shares to be received by BSHI from [PAL Holdings] will be issued at a subscription price of P1.25 per share,” it added.

Airports... from page 1

of infra construction and development of industries that will yield robust growth across the country and create jobs,” Cariño said during last week’s five-day Kusog Mindanaw 2021 virtual conference.

Both airport contracts were originally lined up for privatepublic partnership covering development, construction, and maintenance under a 30-year concession period.

In 2018, original proponent status was given to Aboitiz InfraCapital, Inc. for Laguindingan and Chelsea Logistics Holdings Corp. for Davao. Their proposals have yet to undergo the Swiss challenge process that would allow competitors to submit counteroffers.

Cariño also said NEDA is looking further in its planning to set up a “foundation for the next administration.”

One of the main components of ongoing policy adjustments is better “regional equity.”

“We are working to ensure data- and science-driven way of allocating resources across the regions and provinces,” she said.

“And as we implement the Mandanas ruling that gives local government units more resources (from national taxes), we have to be more discerning in how we allocate resources to the most important use.”

Un d e r t h e Nat i on a l G o v e r n m e n t ’s r e v i s e d infrastructure priority list of 112 projects worth P4.69 trillion, Mindanao is getting an 11.76% share or P551.42 billion.

Cariño said prior to the latest project list revision in June, the P4.13-trillion flagship program as of 2020 allocated about 26.7% to the capital region Metro Manila, 51.5% to the rest of Luzon, 13.1% to Mindanao, and 8.7% to the Visayas.

Undersecretary Romeo M. Montenegro, executive director of the coordinating agency Mindanao

Development Authority, said infrastructure priorities must be determined in line with boosting the southern islands’ strength, which is agriculture.

“In terms of looking at the way forward, in the process of identifying what projects should be implemented and where in Mindanao, in terms of connectivity — whether road, bridge, airport or seaport — should be linked to agricultural productivity,” he said at the same forum.

“The need to overlay p ove r t y s itu at i on , ou r commodities in Mindanao, and the kind of projects that will have to be implemented… should be the rationale and the basis by which the National Government identifies and prioritizes what projects to be implemented in the context of Build, Build, Build,” he said.

Resilient...

from page 1 Corporation (RCBC) chief economist Michael Ricafort said the agriculture sector accounts for almost 10 percent of domestic output and around 25 percent of total employment. “(It) has been relatively resilient as a contributor to the economy since the pandemic last year, as part of the essential industries/ activities as well as the fact that the agricultural areas have not been hit hard by the Covid-19 (coronavirus disease 2019) pandemic in view of less population density and located away from urbanized/congested/ high population density areas,” he said.

Ricafort said the central bank’s decision to provide additional financing access to the agriculture sector through the reserve requirement ratio (RRR) compliance, easing of risk weights for some loans, and easing of capitalization r e q u i r e m e nt s o f s o m e banks, among others, will “e n c o u r a g e a n d b o o s t lending ac tivities” that support the sector and the rural areas in general and “contribute to growth for the broader economy.”

He s a i d t h e p o l i c y accommodation also helped boost food security in the country, adding the impact of s ome disr uptions in global supply chains and the impact of adverse weather conditions.

The Bangko Sentral ng Pilipinas (BSP) has allowed, among others, banks’ AgriAgra lending as temporary compliance to banks’ RRR to provide additional liquidity to boost economic activities amid the pandemic.

The Agri-Agra Reform Credit Act of 2009 or the Republic Act (RA) 10000 requires banks to allocate 10 percent of their loans to agrarian reform beneficiaries (ARBs) and 15 percent for the agriculture sector.

Monetar y authorities said banks’ compliance on the law remains below the required level thus, the latter have been slapped with penalties for noncompliance.

BSP data show that as of end-June 2021, total compliance of the banking sector on the law was 0.96 percent for agra lending and 9.67 percent for agri lending.

These are both higher relative to the previous q u a r t e r ’s 0 . 9 3 p e r c e nt for agra lending and 9.66 percent of agriculture loans.

Total loans extended by banks to ARBs totaled to P47.191 billion under direct compliance as of end-June this year while alternative compliance amounted to P25.584 billion.

During the same period, agriculture loans under direct compliance reached P 3 6 0 . 0 9 1 bi l l i on w h i l e a lte r n at ive c ompl i an c e am ou nte d to P 3 5 6 . 7 9 3 billion.

Ricafort said weatherrelated factors, the recent of which is Severe Tropical Storm Maring that devastated northern Luzon, one of the biggest producers of agricultural products, is “a drag on agricultural production.”

He s aid t he d amage caused by Maring “could also lead to some pick-up in inflation, until the next planting/har vest season restores/brings back supply.”

Ricafort said the additional financing boost that banks can provide to the agriculture sector thus would have a positive impact on the sector.

“Increas ed loans for ag r i c u ltu re wou l d a ls o help further improve the sector's productivity, further modernization, and overall development, going forward,” he added. (PNA)

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Comfort food at its best at November 3 Diner

By MARK FRANCISCO

IT definitely pays being an artist.

Being an artist encompasses various disciplines. Take for example Jena Morales.

Morales is more popular in the local indie music circle as the vocalist of Jenzpeak for more than a decade already. Yet her day job is being the interior decorator of a mall chain, overseeing branches not just here but throughout Visayas and Mindanao. And then there’s cooking.

“We are a large family and as a kid, I grew up tasting our family’s cooking in Iligan. As a result, I have learned myself cooking, too,” Jena quipped.

After more than ten years in her professional and artsy life, Jena finally turned to her roots - cooking.

And what better way to name her restaurant right on her birthdate - November 3.

So November 3 Diner was established and ever since October 16, it has already wowed diners who both visited in or took out their

orders or have them delivered.

As Jena doesn’t have formal culinary training and relied solely on her palates as well as her childhood inspiration, the cuisine is fusion. But man they tasted good as proven by the deluge of customers pouring in!

Their yummy delights are the following: premium pizza (ajo pollo, seafood ahoy, beef supreme, beef shawarma, cheesy spinacio); classic pizza (cheesy, cheesy pineapple, pepperoni, Hawaiian); and easy delight treats (cheesy tomato pasta with shrimp, seafood pasta in olive oil). Top ‘em off with iced coffee (with coffee crumble), hot microground coffee, dark choco milk tea or fruit soda (blue lemonade, strawberry, under the sea, mixed berry, green apple).

November 3 Diner is open daily from 10:00 a.m. to 8:00 p.m. at Hayes in between Velez and Tiano here in Cagayan de Oro City. For delivery or pickup, call 09168333872.