BusinessWeek Mindanao (May 19, 2017)

BusinessWeek MINDANAO CREDIBLE

Volume VII, No. 152

Market Indicators As of 5:20 pm May 18, 2017 (thursday)

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Briefly Mid-year bonus ABOUT 3,000 casual and regular employees of the Misamis Oriental provincial government would receive their midyear bonus this week, Governor Yevgeny Vincente Emano said Wednesday.

Emano said that the mid-year bonus is equivalent to one month salary, which the provincial government usually releases in May as the enrollment for the school year approaches.

He said the mid-year bonus could help the parents in enrolling and acquiring the important school items for their children for the coming school year.

Emano said that aside from the midyear bonus, provincial capitol employees are also entitled to the 13th month pay given every end of the year.

Rehab program A COMMUNITY-based rehabilitation program under the auspices of the Mamayang Ayaw sa Anomaliya, Mamayang Ayaw sa Ilegal na Droga (MASA-MASID) was launched on May 17 at barangay Bulua covered court here.

The program is a joint endeavor of the Barangay Council of Bulua, Philippine Drug Enforcement Agency (PDEA), Technical Education and Skills Development Authority ( T E S D A ) , Ci t y S oci al Welfare Development Office (CSWDO) and other partner agencies and groups.

MASA-MASID is an intervention program that helps transform drug respondents into a better, responsible citizens by staying away from the drug menace.

Barangay Bulua, under the leadership of Barangay Chairman Al Legaspi, is eyeing to become a drug-free barangay in Cagayan de Oro City. (CIO/PIA10)

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Aboitiz boosts retail portfolio to 800mw www.businessweekmindanao.com

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By MYRNA M. VELASCO Contributor

EYOND the utility scaledriven capacity buildup, the thre e retai l electricity supplier (RES) units of Aboitiz Power Corporation have been targeting to corner an amalgamated 800 megawatts portfolio by year 2020, according to the conglomerate’s Chief Executive Officer Erramon I. Aboitiz.

DANCING CADETS. Cadets from the Philippine Military Academy Mabalasik Class of 2019 break into a dance after performing a silent drill at the University of Southeastern Philippines in Davao City on Wednesday. The cadets are in Davao City for their 2017 Southern Cruise program. mindanews photo by manman dejeto

He said that will serve as a continuing strategy from the 400-500MW that they currently have – and part of the capacity to be offered will be from the company’s 300-megawatt Toledo coal-fired power facility.

The capacity of the Toledo plant, which is under Therma Visayas, Inc. (TVI) corporate vehicle, had not been fully contracted yet, Aboitiz said. That then sets a leeway for part of its generated capacity to be offered to customers in the retail competition and aboitiz/PAGE 11

Normin’s economy up by 7.6% in 2016 NORTHERN Mindanao’s economy expanded by 7.6 percent in 2016, faster than the economic growth of 5.7 percent in 2015.

The acceleration was due to the improved performance of the Service and Industry

sectors, according to the Philippine Statistics Authority (PSA) Regional Office 10.

Ser vices grew by 8.3 percent in 2016, higher than the 7.5 percent growth in the previous year. Trade, which accounted for the biggest

share in the total output of Services, expanded at a faster rate of 10.0 percent compared with the growth of 6.6 percent in the previous year. Such faster expansion was due to boost in retail trade. economy/PAGE 11

Duterte warns courts to avoid issuing TRO on Chinese projects

By ANTONIO L. COLINA IV, MindaNews

DAVAO City -- President Rodrigo R. Duterte said the implementation of Chineseinvested projects in the country will be accelerated,

but he warned to disobey the courts issuing temporary restraining orders intended to deliberately delay projects in favor of other bidders.

In his arrival message at the F. Bangoy International Airport (formerly, Davao International Airport) early Tuesday, Duterte said he and China’s two highest leaders avoid/PAGE 11

SAGUDSOD. Children from a poor Maranao community in Lanipao, a hinterland barangay in Iligan City, play “sagudsud” Thursday. The game involves kicking stones and making sure they land inside rectangles drawn using charcoal. mindanews photo by aubrey rocin llamas

gov urges truck ban Farmers to press claim on MisOr to ease traffic in Cag. de Oro 145-ha land in Tagum

By ANTONIO L. COLINA IV, MindaNews

DAVAO City -- Banking on President Rodrigo Duterte’s declaration of suppor t, farmers belonging to the Madaum Agrarian Reform Beneficiaries Association Inc. (MARBAI) will again attempt to reclaim possession of a disputed 145-hectare property in Tagum City from Lapanday

Fo o ds C or p. ( L F C ) on Thursday.

In a phone inter view We d n e s d a y, M A R B A I member Linda Dayahan said that Agrarian Reform Secretary Rafael Mariano, along with officials from the Department of Interior and Local Government in Davao Region, will serve

the writ of installation on Thursday morning.

“We are t han k f u l to Duterte that he hears our plight to reclaim the land because we have long been neglected in the past. It was not an easy fight for us but we tried our best to keep going. After all, this is not just about us, MARBAI farmers, but also other claim/PAGE 10

MISAMIS Oriental Governor Yevgeney Vincente B. Emano on Tuesday urged the city government to impose strictly the “truck ban” in order to ease the traffic congestion in the city and Misamis Oriental.

Emano made the unsolicited advice in the wake of the burgeoning traffic congestion in the city’s major thoroughfares here throughout the day. ”The city government should impose the city

ordinance on banning big cargo trucks and vehicles, especially 10- to 16- wheeler trailer trucks, from plying the city’s major streets during the daytime,” Emano said.

He said that cargo and delivery trucks, trailers and other big vehicles should be allowed to travel only from 10 p.m. until 4 p.m.

According to Emano, the city government could coordinate with other traffic ban/PAGE 11

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AEC presents immense business opportunities, says DTI-10 chief

By JASPER MARIE OBLINA-RUCAT, Contributor

FILIPINO entrepreneurs may now think outside the box as the market has expanded outside the country and reaching to member countries of Association of South East Asian Nations (ASEAN) region.

Department of Trade and Industr y (DTI)-10 Regional Director Linda O. Boniao shared this during the ASEAN multi-sectoral forum in Cagayan de Oro City last May 10 that Micro Small and Medium Enterprises (MSMEs) need not worry if

their business may not do so well in the country. She said “the market is so huge now with the presence of ASEAN economic community which allows free flow of goods and services in the ASEAN region,” adding “if it may not be a hit here, it may be a hit in Malaysia, Indonesia, Vietnam, Singapore, Laos, Thailand, Myanmar, Brunei or Cambodia.”

AEC integration means a market base of 600 million consumers that will support future growth.

Ph i l ippi ne s i s wel l positioned in the ASEAN. One, ASEAN is the most dynamic sub-region in the most dynamic region (Asia) in the World; the Philippines is among the fastest growing countries in the ASEAN; Philippines, Indonesia and Vietnam already account for more than 60% of ASEAN’s population; Philippines has the youngest workforce with 23.3 y.o. median age, second to Lao PDR with a consistent upward trajectory of PH in terms of score and global competitiveness ranking.

According to her, with

AEC, the country’s businesses can invest in other ASEAN countries, attract investments from other ASEAN firms; or global firms that are targeting the ASEAN market, directly export to other ASEAN countries, indirectly export by being part of the regional value chain and tap the growing domestic market & leverage economies of scale to be more competitive in ASEAN. In Northern Mindanao, identified priority sectors include coffee, cacao, rubber, support to tourism, coco coir, poultry, processed food,

bamboo, abaca, ICT and seaweeds.

In fact, six of the top 10 exported commodities sustained positive growths from 2013 to 2015 and five out of the top 10 export commodities come from the coconut based sector.

Meanwhile, top ten markets for Northern Mindanao are Japan, United States of America, Netherlands, China, South Korea, Australia, Spain, United Kingdom, Malaysia, and India.

However, Boniao admitted that there are challenges. In manufacturing, there are

issues on capacity and supply chain and technology in production or product design and quality development.

Logistics, on the other hand, has issues on transportation and infrastructure support, refrigerated storage and trade logistics, and shipping.

Meanw hile, in the accreditation, certification and licensing among the requirements of A SE A N i s fo o d s afe t y and halal certification.

In f inancing, concer ns involve export procedure and documentation, cost of business/PAGE 11

Farm business school for 2nd batch of farmer-beneficiaries in MisOcc held

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Thirty-six farmers from Sibula Agrarian Reform Community (ARC) here participated in the Farm Business School (FBS) for the second batch of farmerbeneficiaries conducted by the Department of Agrarian Reform (DAR) in Misamis Occidental.

A s i mpl e l au nch i ng ceremony capped by the signing of a Memorandum of Agreement (MOA) between Provincial Agrarian Reform Officer II Alibasa G. Andig of DAR and Mayor Michael P. Gutierrez of Lopez Jaena town at Barangay Sibula marked the start of the seminar.

D ur ing t he MOA signing, Andig encouraged

the farmers especially the agrarian reform beneficiaries to fully utilize their farmlands and produce more not only for home consumption but as a source of family income. In the same event, Mayor Gutierrez assured the participants that the LGU will provide them technical, financial and market support for their proposed high-value vegetable production.

Farm Business School, which is a three-month farm management training program focusing on farming as a business enterprise, is an undertaking of the DAR under the Technical Advisory Support Services supported by the said municipality.

This training, which

consists of twenty-f ive modules, aims to help the farmer-participants build knowledge and skills to make their farm more profitable.

“It’s like we’re back to school and we learned a lot of things in the training” said Ernesto Dulalas, a farmer leader, and manager of the Sibula Farmers Multipurpose Cooperative who is an active participant of the training.

“Farming is really like running a business. It’s not just the farm technology, we have to consider also all the resources needed, the production cost and more important there is available market for our produced”, he added. farm/PAGE 11

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CorporateWorld AboitizPower secures top credit rating for P2-B bond offering

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BOITIZ POWER Corp. secured the highest rating for the first tranche of its proposed bond offering, Philippine Rating Services Corp. said.

In a statement, PhilRatings said it assigned a “PRS Aaa” rating with a stable outlook for AboitizPower’s P2-billion bonds, with an oversubscription option of up to P1 billion.

Obligations rated “PRS Aaa” are of the highest quality with minimal credit risk, PhilRatings said, noting that the obligor’s capacity to meet

its financial commitment on the obligation is extremely strong.

The stable outlook means the rating is likely to be maintained or to remain unchanged in the next 12 months.

The bonds, with a tenor of 10 years, is part of the company’s shelf registration of up to P30 billion. Proceeds from the issuance will be used to finance an investment into a company partly owned by AboitizPower.

In assigning the rating and outlook, PhilRatings considered Aboitiz Power’s

“significant levels of cash and cash flows in relation to debt service requirements; adequate capital structure s u p p o r t e d b y h e a l t hy growth in retained earnings; diversified portfolio with good growth prospects and; experienced management team.”

PhilR atings likewise maintained a top credit rating with a stable outlook for AboitizPower’s outstanding P10-billion retail bonds.

AboitizPower, one of the leading power generation and distribution companies in the Philippines, has an

attributable net sellable capacity of 2,975 megawatts (MW) at the close of 2016 from accumulated interests in hydroelectric, geothermal, solar, coal-fired and oil-fired power plants.

AboitizPower also has interests in eight distribution utilities serving over 917,000 customers at end-December last year.

In the first quarter of 2017, AboitizPower posted a 13% drop in net income to P4.4 billion, due to onetime foreign exchange losses, coupled with the near-flat electricity sales.

NESTLE Philippines Inc. is now using renewable energy to power its manufacturing facility in Lipa, Batangas.

T h e Ne s t l e f a c t o r y last February switched to using Cleanergy from the Makiling-Banahaw (MakBan) Geothermal Power Plant of AboitizPower subsidiary, AP Renewables Inc. (APRI).

In a news release issued Thursday, Nestle Philippines technical director, Peter Winter, noted the shared commitment of AboitizPower and Nestle Philippines in “continually looking for better and sustainable solutions to reduce their carbon footprint and protect the environment in a more sustainable manner”.

In a ceremonial unveiling of the Cleanergy marker on May 3 at the Aruga Hotel in Rockwell Center, Makati City, AboitizPower president and COO, Antonio Moraza, said their balanced mix portfolio guarantees reliable, ample, and reasonably priced power so “Nestle and all our other customers can be served well”.

APRI president and COO, Felino Bernardo, likewise thanked Nestle Philippines for sharing AboitizPower’s

commitment to clean and renewable energy.

AboitizPower and its partners have a net sellable capacity of more than 1,200 megawatts (MW) from its renewable energy portfolio of geothermal, hydro, and solar power plants located across the country.

It is building up its

renewable energy portfolio through ongoing projects, among them the 69-MW Manolo Fortich run-of-river hydro project in Bukidnon province and the 8-MW Maris Canal hydro project in Isabela province. It is currently commissioning its first biomass power plant through subsidiary Aseagas

in Batangas.

Last April 27, the company celebrated the successful restoration of its 6-MW binary plant at the MakBan facility. The binary plant maximizes the excess steam from the primary power plant to produce additional c ap a c it y of c l e a n a n d renewable energy. (PR)

Nestle-Lipa factory powered by RE

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Brigada Eskwela 2017. Eusebio Aguanta of DepEd graces Lambo Dyes radio program on May 5 and discusses the upcoming Brigada Eskwela that will be held on May 15-20 in all public schools. He urges CSOs, parents and various groups to volunteer in the said activity that aims to provide clean and safe learning environment for all. (Chin Echevarre/PIA10)

All set for Balingasag’s 9th Lambangus Festival

By Ercel Q. Maandig

The town of Balingasag in the Province of Misamis Oriental is now the "Bangus"(Milkfish) capital of Northern Mindanao where tons of Milkfish was being produce here everyday from their Mariculture Park. It was in year 2006 were the said fish culture was being introduced and cages was built, it was still a test at first until bulk of these kind of species was produced and slowly by slowly it became a landmark of the town on the following year.

In 2008,Lambangus Festival was first introduced and celebrated by town folks until it became so popular not only in the province but the entire region of Northern Mindanao that became the "One Town,One Product(OTOP) acknowledged by the Department of Trade and Industry(DTI) Northern

When you’re in Davao City, Read:

Mindanao. The Festival was celebrated in honor with their patron Saint Sta. Rita for its bountiful harvest of Bangus.

Aside from its bounties of harvest in vegetables and fruits, Balingasag is also known for its huge fishing area from its coastal villages and among of these is a huge hectares of fish pond with cages that cultures tons of Milkfish. The 9th Lambangus Festival's theme this year: "Bangus nga Lamian,sa Kinatibuk-an Mapasidunggan".

The 9th Lambangus Festival is the first event of Marietta Roa Abogado as Municipal Mayor.

Abogado is so enthusiastic about the holding of this year's event , as contingents of the Bangus Themed Float Parade,Bangus Cooking Contest and Sugba Sugba sa Kalye is now increases. The cooking

contest this year was judged by the officers of the Cagayan de Oro Hotel and Restaurants Association(COHARA) lead by its President Nelia Lee the owner of Ah Fong Restaurant,a famous Chinese Restaurant located at SM Uptown Cdo. The weeklong activities will start on May 17 as the Foundation Day of the town was kick off by a Fun Run in the morning and it will followed by an Agro Fair on the next day on Thursday May 18,2017.

On May 20,a Fashion Expo dubbed as "Mugna"will be held for the fourth time where underprivileged mixed with homegrown fashion models and personalities will be showcased for a fashion show made by waste recyclable and indigenous materials. The Fashion Show was lead by Cagayan de Oro City's promising designer "Kiko Domo" who has roots in

Balingasag town who is one of the pillars behind the said fashion event for the fourth time.Aside from Domo,local fashion designers and artists will also collaborate with him.Adlaw sa Balingasag and Lambangus Festival will culminates on May 21 with a Civic Military Parade,Turnover of BFAR(Bureau of Fisheries and Aquatic Resources) Projects lead by Region 10 Director Asuncion Maputol, Float Parade,Dance Craze Contest,Bangus Cooking Contest and Sugba Sugba sa Kalye in the morning until in the afternoon while a night of fun is being expected through Balingasag Night that ends up with a longer Fireworks Display. Mayor Abogado said that Cagayan de Oro City Mayor Oscar S. Moreno who is a Balingasagnon will grace thw affair.

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Opinion

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More Work in the Harvest

Businessweek Mindanao Corporation Publisher DANTE M. SUDARIA President/CEO

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What Language Do You Speak?

Think a minute…A woman was telling her husband that she wanted him to tell her more often that he loved her.

Her surprised husband said: “Tell you what? Woman, when I married you 17 years ago I told you ‘I love you’. If I change my mind, I’ll let you know!”

They say that there are 5 languages of love. And the reason many marriages are not happy is that husbands and wives speak different languages to express and show their love. The problem is we simply haven’t learned each other’s love language.

For example, have you ever wished your wife or husband would do something special that would mean a lot to you, but instead they did something else that they like, so you felt hurt and disappointed? You see, it could be that neither you nor your mate has learned each other’s love language.

Since we each are different, whatever makes you really happy may not be the same for your wife or husband.

Here are the 5 main love languages people use to show love. First, is serving and doing things for your spouse—like cooking a meal, cleaning house, helping with the kids, or cutting

THINK

A Minute

Jhan Tiafau Hurst the grass. Second, is physical touching and closeness. Being affectionate and expressing love physically. The third language of love is giving gifts, like surprising your wife or husband with presents, not just on their birthday or anniversary.

The fourth language of love is talking. Actually telling your wife or husband how much you love and appreciate them. Saying things that make them feel good about themselves and secure in your love for her or him.

Getting to really know how your wife or husband is understanding and feeling what they’re going through by talking and listening each day. And the fifth language of love is spending time alone together without the kids. hurst/PAGE 11

“I will make you into a great nation, and I will bless you; I will make your name great, and you will be a blessing.

I will bless those who bless you, and whoever curses you I will curse; and all peoples on earth will be blessed through you.- Genesis 12:21 2017 is the year of the harvest!

We a r e c o n s t a n t l y reminded that GOD’s favor on us, His ultimate blessing for us is already signed and sealed. His blessing upon us is irrevocable and it is made possible by his grace, through His Son, Jesus Christ. His blessing on us with its byproducts in health, wealth, and soundness are waiting for us. Grace makes.

Now it’s time for faith to take.

But that’s easier said than done. Why, because while our spirit is in tune with this promise from GOD, our mind needs a little getting used to. We are a spirit with a soul in a body. The spirit is the one that has direct access to GOD. It is divine.

It understands that it has attained righteousness and divine inheritance through Jesus. Our souls and bodies are more human and are inclined to the desires of the flesh. It understands as far as the eyes can see and the skin can touch. For any of the manifestation to happen, we need to convince the parts of us that have spent too much time in the world.

Our spirit needs to convince our soul that we only need to take by faith what grace

has made. This is what we call the “renewing of the mind” as in Romans 12:2.

That’s easy right?

Yes and no. If you haven’t prepared yourself before or as Ptr. Ron said previously, if you haven’t exercised your faith muscles, you will become so overwhelmed, you won’t be able to appreciate GOD’s blessing. When you run a mile, do you go ahead and sprint? No, you have to warm up. If you don’t, the risk of sprain, injury, or cramp is highly likely.

It’s time to warm up our faith muscles, because the harvest will need all of our faith. The idea of harvest is very attractive, but let’s not forget that most of the hard work happens during harvest.

The Ripple

By AMBongay

To prepare for the harvest, we only need to go back to the cross with gratefulness and thanksgiving. After all, it was for the cross and by the cross that we will be enjoying the coming harvest.

This is an excerpt from the preaching of Ptr. Ron Bayron.

SC must clarify Morales tenure as Ombudsman LIFE’S INSPIRATIONS: “…

Woe to the city of oppressors, rebellious and defiled! She obeys no one, she accepts no correction. She does not trust in the LORD, she does not draw near to her God. Her officials within her are roaring lions; her rulers are evening wolves, who leave nothing for the morning…”

(Zephania 3:1-3, the Holy Bible).

-ooo OMBUDSMAN HAS THE RIGHT TO SAY WHETHER MORALES CAN BE A STATE WITNESS OR NOT: Now, let’s get this over with: transforming Janet Lim Napoles as a witness for the government in connection with the theft, stealing, and plunder if you may, of hundreds of billions of pesos as pork barrel of congressmen and senators, and even of President Benigno Aquino III, must be conformed to first by Ombudsman Conchita Carpio Morales because it becomes a reality.

Under the present system where criminal cases for graft and corruption or plunder

involve a government official in the discharge of his or her official functions, it is the Ombudsman which has the exclusive right to investigate and prosecute them, and to determine who would be its witnesses to pin down the accused in those cases.

There is no other government agency which possesses this power granted to the Ombudsman---not even the Department of Justice, the Office of the Solicitor General, or any other government lawyer can exercise this right, power, and jurisdiction of the Ombudsman insofar as criminal cases involving government officials are concerned. At this point, however, Morales already said she will not allow Napoles to be a state witness.

-ooo OPTIONS FOR DUTERTE GOV’T ON NAPOLES: So, where does this leave the Duterte government which is obviously conducting negotiations with Napoles so she can become a witness who will finger other government

officials who may have committed diversion of government funds in the nature of congressional or presidential pork barrel?

There are several options.

The first, of course, is impeaching Morales. But this is a dead alternative n o w, c o n s i d e r i n g t h e inability of those who want to impeach her, like the Volunteers Against Crime and Corruption (VACC), to convince even just a single congressman to endorse their impeachment complaint last Wednesday, May 17, 2017.

The second is to talk to her, and persuade her to resign now. Unfortunately, however, this is similarly a dead option, since it is highly unlikely that Morales will agree to resign, unless of course, someone, somewhere, makes her an offer she cannot refuse, in the nature of the offers usually made by Mafiosi bosses during their heydays.

-ooo SC MUST CLARIFY MORALES TENURE AS OMBUDSMAN: The third

K akampi

Mo A ng Batas

Atty. Batas Mauricio option is to simply wait until her supposed sevenyear term is over in 2018, which is actually just a matter of months by now. In the meantime, however, it can happen that in the run-up to 2018, those who know they could be dragged to court after Morales steps down from office in 2018 would already be out of the country by that time.

There could actually be a fourth option, and it is the filing of a petition in the Supreme Court, to contest her continuing in office beyond 2012 (yes, 2012). It is like this: batas/PAGE 10

Universal communion and globalization We need to have a good understanding of the distinction between the two. Both are actually good and important to us, but we have to know what each is, what each involves and requires, etc., so that we can proceed with our life hopefully smoothly and reach our ultimate goal.

Both actually presume that all of us belong to one family, since in spite of all our differences, we share the same human nature. And yet acknowledging such common foundation is not enough, since a lot more are implied about what our human nature actually entails.

We need to understand that human nature is not s i mply t a ck l e d by t h e science of anthropology that only studies the human biological and physiological

characteristics and their evolution, in its micro level.

Or in its macro level, it studies human societies and cultures and their development.

That science definitely does not cover the spiritual aspect of man that includes his supernatural goal. Neither is human nature adequately tackled by philosophies and ideologies, although all of them can have something valid to say.

It is faith, with all its complements, that gives us the complete picture of our human nature that can serve as basis for any effort to attain some kind of universal communion and globalization among ourselves.

We have to understand universal communion as the ultimate goal common to all of us as one family and

one people. But it has to be understood with faith as its guiding principle, because after all, we are all creatures of God, we are all children of his, constituted into one family and one people.

It corresponds to what Christ himself said in his priestly prayer just before his passion, death and resurrection. “That they may all be one,” he said, “even as you, Father, are in me and I in you, that they also may be in us, so that the world may believe that you sent me.” (Jn 17,21) This unity is not simply a matter of biolog y or politics or economics. It is a unity, or better said, a communion, based on our identification with Christ.

It is a communion of mind and heart —“cor unum et anima mea,” of one heart

HINTS

and

Traces

Fr. Roy Cimagala and one soul, as the Acts of the Apostles put it. (4,32) In concrete terms, this communion is pursued when we keep one faith, one set of sacraments, and one hierarchy to which we submit ourselves. Obviously, this communion is achieved mainly through spiritual and supernatural means —prayer, cimagala/PAGE 10

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friday|may 19, 2017

Banking&Finance

BSP warns banks on ‘ransomware’ T HE BANGKO SENTRAL ng Pilipinas (BSP) has reminded banks and other financial entities to beef up their safeguards versus cyber-attacks, in light of a so-called global “ r a n s o m w a r e” w h e r e hackers freeze computer systems and demand money to regain access to the machines and private data.

The central bank on Monday issued Memorandum M-2017-018 to lay out the guidelines for banks and financial entities in handling malware and ransomware, just days after the WannaCry virus broke out across some 150 countries.

The rules were first issued

by BSP Deputy Governor Nestor A. Espenilla, Jr. i nte r n a l ly to f i n anc i a l institutions in February, but have now been made public in the aftermath of the WannaCry cyberattack, which is reported to be the “fastest-spreading” virus that has infected over 300,000 computers owned by factories, hospitals, shops,

and schools worldwide.

Reuters reported that cybersecurity experts found ties between the WannaCry worm and North Korea’s Lazarus Group, which has been blamed for last year’s $81-million Bangladesh Bank heist and the cyberattack on Sony Pictures in 2014.

Through the ransomware, hackers encrypt the files on an infected computer, rendering them unusable until the user settles ransom money through Bitcoin payments, or unregulated digital currency.

The BSP’s latest guidelines mandate banks to adopt “multiple layers of defenses” by installing controls at the host, network, and endpoint level in order to “prevent and detect” malicious codes which may b e used by hackers to tap into internal systems and steal sensitive information.

The regulator also instructed the firms to limit access to files and software sourced from “doubtful” web sites, and suggested the use

of advanced solutions like signature-less anti-malware programs to police abnormal patterns within networks and system traffic.

Adequate measures for back-up and recovery as well as periodic testing of systems must also be considered by the banks, alongside user education among employees, according to the central bank’s guidelines.

The BSP also told banks not to give in to demands made by the attackers, and instead told them to report cases of “cyber-extortion” to the BSP and to the police.

“If infected by a ransomware, BSFIs should refrain from paying or communicating with the malicious actor as this does not guarantee that ransomed and/or encrypted files will be released. Instead, paying ransom only encourages c y b er cr imina ls’ i l licit activities,” the BSP’s issuance read.

“A d d i t i o n a l l y , ransomware attacks should be covered by an established and well-tested

incident response plan and procedures.”

Mr. Espenilla said in a text message yesterday that while some local banks are “possible” targets of ransomware, none have been successfully attacked so far, noting that regulatory policies on cybersecurity likely minimized hacking risks among lenders.

“On top of the above-cited recommendations, BSFIs should continuously assess the cyber-threat landscape and adjust their information security programs, policies, processes, and capabilities accordingly,” the central bank added, even saying that financial firms may tap third-party service providers to help deter cyber-threats.

The BSP has been upgrading risk management rules to boost cybersecurity measures among banks, which include the adoption of multi-factor authentication and the creation of internal rules on social media use to raise the guards versus fraud and identity theft, to name a few.

Loans and receivables lift PBB’s income in Q1 2017 GAINS from loans and receivables, which rose 35.8 percent year on year, boosted the Philippine Business Bank’s (PBB) earnings in the first quarter of 2017, the bank reported Tuesday.

In a disclosure with the Philippine Stock Exchange (PSE), the bank said loans and other receivables totalled P55.4 billion in the first three months this year, up from P40.8 billion in end-March last year.

During the same period, interest income from this s e g m e nt we nt up 2 3 . 1 percent to P781.9 million

f rom year-ago’s P635.3 million.

Net interest income expanded by 15.8 percent to P682.7 million from yearago’s P589.4 million.

PBB president and CEO Roland Avante traced this development to the bank’s decision to restructure its lending group, which “allowed the bank to focus on account management initiatives”.

“We will continue to focus on the traditional lending and deposit-taking business as we re-establish our position as the Bank of

Choice of the SME market,” he said.

Avante said they also cut their investment portfolio to P6 billion from about P10 billion last year to limit the impact of volatility on interest rates and foreign currencies. ” Wh i l e PBB is i n a defensive stance, the bank re m a i n s o p p o r t u n i s t i c wit h regard to trading opportunities and will be ready to exploit market mispricing when they arise,” the disclosure said.

Contribution of deposits also helped buoy the bank’s

earnings from January to March this year, with lowcost savings and current accounts rising 28.5 percent to P25 billion from year-ago’s P19.4 billion.

Time deposits increased by 8.7 percent to P34.5 billion, while total deposits inched up 16.2 percent to P59.5 billion.

The bank targets to further increase its more than 150 branches nationwide by up to 20 units this year, with focus on areas where small and medium enterprises (SMEs) are mostly located.

(JSV/PNA)

5 OROBANKERS DIRECTORIES CAGAYAN DE ORO CITY

A PUBLIC SERVICE BY:

AMANAH/ISLAMIC BANK V. Neri Street Carmen, Cdoc 858988/8587965 / 722274

METRO BANK- COGON Osmeña Hayes St. Cdoc | 726438/8572057

ASIA UNITED BANK Cor.Camp Alagar Road Lapasan, Cdoc 729678 / 8568893

METRO BANK- CARMEN Max Suniel St. Carmen, Cdoc 8581722/ 8585162

BDO – VELEZ Velez-Rn Abejuela Street, Cdoc 2314246/8572075

METRO BANK- LAPASAN CM Recto Lapasan HW, Cdoc 724461/8561721

BDO – SM G/F SM City, Master Son’s Avenue Upper Carmen Cdoc | 8592623/8592637

METRO BANK- OSMEÑA Brgy Osmeña St. Cdoc | 722014 /8800924

BDO – XU XU Lib. Annex Corrales St. Cdoc 8574108 / 8573796

METRO BANK- CORRALES Corrales Avenue, Cdoc | 8572635/728731

BDO – CDO HAYES Trendline Bldg.,Hayes Street, 8568151/727405

METRO BANK- GAISANO 8561720

BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN

CM Recto Ave. Lapasan, Cdoc, 8563991/727731

BPI FAMILY SAVINGS BANK RER kauswagan,HW Cdoc 8573733 /722519 BPI FAMILY SAVINGS BANK Gaston Park Cdoc | 8801518 BPI – LAPASAN Cm Recto HW Lapasan Cdoc 724076/ 8524602 BPI- VELEZ Velez-JR Borja St.Cdoc 8564213/722406 BPI – CAPISTRANO Capistrano St. Cdoc 8574264/8574263 BPI- COGON Osmeña St. Cdoc 8571297/8571298 CHINA BANK –GAISANO 745887/745880 CHINA BANK- JR BORJA JR Borja St. Cdoc 8572212/8573274 CHINA BANK- LAPASAN CM Recto Lapasan HW Cdoc 8561325 /722240 CHINA BANK – CARMEN Max Suniel, Cor. Yakal St. Cdoc 8583903/723091 CHINA BANK – DIVISORIA RN Abejuela St. Divosoria Cdoc 8575759/722641 CITY SAVINGS BANK TS Fashion Ave.Justo Ramonal Corner St.Cdoc 2316060/ 2316059 CHINATRUST Suite U&5 G/LGateway Tower Lapasan Lkk Cdoc 8521846/8521844 D’ASIAN HILLS BANK HW. Lapasan Cdoc | 8564201/ 8564201 D’ASIAN HILLS BANK Vamenta Carmen Sts. Cdoc | 8585366 DBP – CORRALES Corrales Ave., St. Cdoc | 8572087/722649 DBP – CAPISTRANO JR Borja Capistrano St. Cdoc 8567776/722819

PLANTERS DEVELOPMENT BANK

Tiano Bros St. Cdoc | 727083 /727082 PHILTRUST BANK Ramonal OsmeñaSt. CDO 8807234/2316694/2316695 PNB- CORRALES Corrales Avenue Cdoc | 729500 / 729723

PNB- LKK MALL NORTH CONCOURSE

LKK Mall N.Concourse Cdoc 8574149/8575682

PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992 PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438 PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184 PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386 QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390 RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449 RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248 RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460 RCBC SAVINGS- AGORA 8807891/8807892 RURAL BANK OF CABADBARAN, Inc.

#58 Tiano FernandezSt.CDO 727215/ 8563552 *805

SECURITY BANK- OSMEÑA Osmeña St. Cdoc | 8563965/ 723411/728774 SECURITY BANK- LKK Limketkai | 8801258/8801625

EAST WEST BANK #5 Juan Sia Bldg. Apolinar Velez St.Cdoc 8578801/720081

SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632

EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331

STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168

ENTERPRISE BANK INC. Centro Mariano Bldg Osmeña St. Cdoc 723869/ 3093395 FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678 LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678 LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060

PIA info kiosk launching. PIA Director General Harold Clavite (rightmost) leads the launching of the first Philippine Information Agency (PIA)-10 ASEAN Information Kiosk at the arrival area of Laguindingan Airport on May 9. The kiosk contains materials about ASEAN, its history and priorities, and IEC materials from other national government agencies and local government units in Northern Mindanao. Also in the photo (L-R) Arleen Paculba of Laguindingan, Misamis Oriental local government, Civil Aviation Authority of the Philippines (CAAP) Laguindingan Airport Manager Jose Budiongan and Misamis Oriental Board Member Gerardo Sabal III.(RTP/PIA10)

PBCOM Tiano-HayesSt. Cdoc | 726519/8571558

METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415

UCPB BANK- LAPASAN Osmeña Corner Lkk Drive, Cdoc 85771842/ 725135 UCPB BANK- VELEZ Velez Corner C. Pacana St. CDO 8564474/8564527 UCPB BANK SAVINGS-CAPISTRANO

Capistrano Corner CruzTaal St. CDO 8524099/722695

UCPB BANK SAVINGS- OPOL Gf forever Books Bldg.Bulua National CDO 754519/8588063 UNION BANK Lapasan Cm.Recto Cdoc | 8566847/8563805 WEALTHBANK Velez Gomez St. Cdoc | 8568942/722174 1ST VALLEY BANK Vamenta Blvd. CornerLirio St. Carmen, Cdoc 8501871/ 8584146 OROBANKERS CLUB Inc. Pnb Carmen | 09151850242

Billboard 6 Renewable energy now being used by Nestle factory N Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

friday|may 19, 2017

estle Philippines, Inc. is now using renewable energy to power the operations of its manufacturing facility in Lipa, Batangas.

Starting February this year, the Nestle factory has switched to using Cleanergy from the MakBan Geothermal Power Plant of AboitizPower subsidiary, AP Renewables, Inc. (APRI).

Nestle Philippines Technical Director Peter Winter thanked AboitizPower for making it possible for Nestle to use renewable energy to fuel its Lipa Factory operations.

“The partnership between AboitizPower and Nestle Philippines is a testament to the shared commitment of both companies to continually look for better and sustainable solutions to reduce their carbon footprint and protect the environment in a more sustainable manner,” Winter said.

In a ceremonial unveiling of the Cleanergy marker on May 3, 2017 at Aruga Hotel in Rockwell Center in Makati City, Antonio R. Moraza, President and COO of AboitizPower, said that AboitizPower’s balanced mix portfolio guarantees that consumers have reliable, ample, and reasonably priced power for their needs.

“With the portfolio that we have and our commitment to sustained growth, we believe that Nestle and all our other customers can be served well,” Moraza said.

APRI President and COO Felino M. Bernardo likewise thanked Nestle Philippines for sharing AboitizPower’s commitment to clean and renewable energy.

“We value our partnership with Nestle as we share the same passion to do better than the ordinary to provide our customers with quality products and services,” Bernardo said. He also added that

CLEANERGIZED. Nestle Philippines’ Lipa Factory now uses AboitizPower’s clean and renewable energy. photo supplied

both Nestle Philippines and AboitizPower strive to operate business responsibly and ensure that their practices are environment-friendly.

AboitizPower and its partners have a net sellable capacity of more than 1,200 MW from

its renewable energy portfolio of geothermal, hydro, and solar power plants located all over the country. It is continuously building up its renewable energy portfolio through ongoing projects like the 69-MW Manolo Fortich

run-of-river hydro project in Bukidnon and the 8-MW Maris Canal hydro project in Isabela. It is currently commissioning its first biomass power plant, through subsidiary Aseagas in Batangas.

Last April 27, the

company celebrated the successful restoration of its 6-MW binary plant at the MakBan facility. The binary plant maximizes the excess steam from the primary power plant to produce additional capacity of clean and renewable energy.

Maximizing your New Huawei P10 powered by ThePLAN Staying connected and in the loop is now what everyone needs, and topnotch smartphones

like the new Huawei P10 are best enjoyed with a postpaid plan that gives just that.

Huawei P10, with its innovative features, is poised to set the bar for one of the most exciting smartphones in the market.

With the right postpaid plan, here’s a rundown on how you can have an awesome connected experience: 1. Get it with Globe Postpaid’s ThePLAN What better way to enjoy the all-new Huawei P10 than with larger than life data to fully maximize its features? Now, it is exclusively available through Globe, powered by its newest postpaid offer - ThePLAN. The

new P10 is free starting at ThePLAN 1799 and customers can enjoy big benefits starting with 11GB of data, unlimited calls to Globe and TM, unlimited texts to other networks, six-month free access to Netflix and HOOQ, and three-month free access to Spotify.

All the data plus the entertainment you need right on your mobile!

2. Up your Instagram game Up your Instagram game with Huawei P10’s unique cameras! The device has the Leica Dual Camera 2.0, which combines two photos to enhance detail and contrast. The 12MP and 20MP cameras also lets you quickly adjust the exposure,

white balance, ISO, and aperture to let you take studio-like photos that will guarantee likes on your social media page. On top of that, the device will offer the never-before-seen Leica Portrait mode, which will combine the Bokeh effect and Beauty Mode effects.

It’s a great selfie partner!

3. Start a vlog Huawei P10 photos are cool, but you know what’s cooler? Videos.

Take the best quality videos using the Leicaengineered cameras. This will work best on your travel videos, but you can record ordinary scenes and watch it become a work of art. This might be the start of your vlogging career!

4. Play games with zero

lags Enjoy your favorite games and experience zero lags! Apart from its gorgeous visuals and expandable memory, the device runs on 4GB of RAM and a powerful processor that lets you shift from one app to another without delay.

May we recommend the popular Mobile Legends?

5. Watch the latest movies and shows on Netflix and HOOQ A smartphone is meant to do a lot of things, and one of them is to watch movies and TV shows on the go. The Huawei P10 delivers on this, with its full HD feature that brings you right in the action of what you’re watching.

This means more vibrant

scenes and crisp colors.

The 5.1-inch screen is big enough for you to appreciate what’s going on, and yet light enough to be enjoyed anywhere.

Make sure to catch upcoming shows on Netflix and HOOQ! 6. Listen to Spotify If music is your thing, you can listen to the thousands of playlists available on Spotify, or create your own. The Huawei P10 has storage space of 64GB, which can be expanded up to 256GB, so that means you can download your playlists for offline listening!

7. Catch up on the Playoff with NBA League Pass Basketball fans can huawei/PAGE 10

Sports 7 Eight boys and eight girls named newest All-Stars of Jr. NBA Philippines 2017 presented by Alaska Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

friday|may 19, 2017

Youth players from the Regional Selection Camp in Metro Manila shined the brightest among 72 boys and girls in the National Training Camp of Jr. NBA Philippines 2017 presented

by Alaska held at the Don Bosco Technical Institute May 12-13 and at the SM Mall of Asia Music Hall on May 14, attended

by Orlando Magic guard Elfrid Payton and former WNBA All-Star Sue Wicks.

Jr. NBA, the league’s global youth basketball participation program for boys and girls, teaches fundamental skills, builds character, and promotes active lifestyles for Filipinos nationwide.

Payton and Wicks joined Jr. NBA Coaches Chris Sumner and Jeffrey Cariaso in training and working with the young campers throughout the National Training Camp. Jr. NBA Asia Advisory Council members including NBA Legend Dikembe Mutombo also attended the final day of the National Training Camp.

Eight boys and eight girls— comprised of players from Luzon, Visayas, and Mindanao—were selected as Jr. NBA All-Stars on the last

Intense action in the Girls’ Game.

Orlando Magic starting guard Elfrid Payton trains a young participant during the drills and skills part of the training camp.

day of the threeday camp that honed and tested the basketball skills of regional finalists from tryouts staged in Cagayan de Oro, Lucena, Cebu and Manila earlier this year.

Kenji Trey Duremdes, 14, Jan Clement Macalalag, 13, and Victorino Torres, 13, of La Salle Greenhills; Joachim Eddie Laure of University of Santo Tomas High School; Johndel Austria, 13, of Escuela de Sophia-Caloocan; Ian Dominic Espinosa, 13, of Ateneo de Iloilo; Reinhard Jumanoy, 13, of University of San Carlos-North Campus; and Jeryk Dwight Bait, 14, of St. Francis National High School in Lucena represent the boys named as Jr. NBA Philippines

2017 All-Stars.

The girls selected as Jr. NBA All-Stars are composed of Boni Marylene Solis, 12; Jane Araza, 13, and Jeehan Nikaela Ahmed, 13, of Chiang Kai Shek College; Jazmine Ann Maniquis, 13, of St. Paul Pasig; Lindsey Nacional, 13, of La Salle College Antipolo; Camille Nolasco, 14, of Miriam College; and Chinnsai Demana, 13, of the University of the Visayas in Cebu.

Catrina June Biongcog of Xavier University-Ateneo de Cagayan and Jed Cabellon of Southwestern Univerrsity of Cebu meanwhile were selected as the Jr. NBA Philippines 2017 Coaches of the Year. The Jr. NBA All-Stars together with the Coaches of

The 2017 batch of Jr. NBA and Jr. WNBA Philippines All-Stars with the Coaches of the Year and NBA, Alaska officials

the Year will be rewarded with an overseas NBA experience later this year and will be joined by fellow Jr. NBA All-Stars from Southeast Asia.

The following players also received special awards for their outstanding achievements in the National Training Camp: Mariela Avila of Lucena and Zean Paolo Moreno of Cagayan De Oro, Panasonic Rising S.T.A.R. Award; Camille Nolasco of Manila and Ian Espinosa of Iloilo, Cloudfone AllStar Players of the Game; Princess Delig of Cebu and Johndel Austria of Manila, Gatorade Hustle Award; Yza Camila Alarcon of Manila and Maverick John Vieto of Lucena, Globe Telecom

Jr. NBA All-Stars Alumni who are now collegiate stars in their own right (Miguel Competente and Vince Ferrer of UST, Sam Abuhijle of San Beda, incoming Blue Eagle Marco Sario and Eagle SJ Belangel, AMA’s Ichie Altamirano and San Sebastian Stag RK Ilagan) played in a friendly Alumni Game earlier.

Sportsmanship Award; Camille Nolasco and Joachim Eddie Laure of Manila, Alaska Ambassadors; and Boni Marylene Solis and Kenji Duremdes, Jr. NBA Most Valuable Players.

Additionally, the National Training Camp showcased the fifth edition of the Jr. NBA AllStar alumni game hosting several past Jr. NBA AllStars who have ascended in the amateur and collegiate ranks, and staged the first ever alumni homecoming

of the Jr. NBA Philippines program.

For more information, fans can follow Jr. NBA on Facebook at www. facebook.com/ jrnbaphilippines.

For all things NBA, fans can visit www. nba.com, like the NBA on Facebook at www.facebook. com/philsnba and follow www. twitter.com/ nba_philippines on Twitter.

To learn more about the Alaska Milk Corporation, visit www. alaskamilk.com and www.playph. com.

NBA Legend Dikembe Mutombo made an appearance at the Jr. NBA National Training Camp to inspire the participants.

8

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friday|may 19, 2017

9

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

friday|may 19, 2017

NGCP backtracks move in SSS property in Pasay The Social Security System (SSS) and the National Grid Corporation of the Philippines (NGCP) met on Tuesday to discuss alternatives in place of the move of the latter to expropriate the 6.5-ha property of the state-run pension fund in Pasay City.

Social Security Commission (SSC) Chairman Amado D. Valdez said he was grateful to the officials of NGCP who agreed to look into other properties for the construction of their Pasay 230kV Substation Project in the area.

Among alternative sites suggested were the Film Center Site, part of the SM investment properties

adjacent to the SSS property, and proposed reclamation of the surrounding areas.

“More than anything else, the welfare of our members and pensioners are our primary concern. We want what is best for them and we will ensure that their rights are protected,” said Valdez.

The SSS earlier filed a petition through the Office of the Government Corporate Counsel (OGCC) questioning the propriety of the complaint for expropriation by NGCP against the property of SSS located in Diokno Ave in Pasay City.

The OGCC, which is the principal and statutory law sss/PAGE 10

DOLE MisOcc spearheads Oroquieta Labor Day festivities OROQUIETA CITY, Misamis Occidental - Department of Labor and Employment (DOLE) Misamis Occidental led on May 1 the nationwide 115th Labor Day in Oroquieta City, which anchored on the theme “Matatag na Kabuhayan at Trabaho, Tungo sa Progresibong Pagbabago” with holy mass, motorcade, job and business fair.

“We started the celebration with the traditional Labor Day holy mass at 6 a.m. held at the Holy Rosary Parish Church, this City,” DOLE

MisOcc Chief Leonardo G. Rodrigo.

Rodrigo added that after the mass, approximately 421 people joined the motorcade around the city’s downtown, including workers/employees; local and overseas employers; Public Employment Service Office (PESO) Managers from the different Local Government Unit (LGUs) and academes; Special Program for the Employment of Students (SPES), LGU Oroquieta Government Internship dole/PAGE 10

Filinvest honors One Oasis CDO Top Performers for 1st Quarter 2017 Filinvest Land, Inc. (FLI) recently cited its top performers for One Oasis Cagayan de Oro in a 1st Quarter Sales Recognition held May 6, 2017 ( 3:00pm to 5:00pm ) at the One Oasis CDO Clubhouse in Lapasan, Cagayan de Oro City.

The awardees included Jedi Esteba (Top Sales Manager) and Joyce Reconalla (2nd Top Sales Manager). Charry Redillas (Top Sales Consultant) and Shade Masiar (2nd Top Sales Consultant) for its InHouse Network.

Also honored were Sarip Mela Castillo (Top Sales Agent) and WGL Realty (Top Realty) from its Brokers Network.

FLI honors its top sellers during its quarterly, mid-year and annual award ceremonies like the recently held Tala Awards Night where top performing sales personnel are inducted into the Millionaires Club, an exclusive group of sales associates who earned P1-2 million for the previous yea The occasion also honors qualifiers for the Filinvest Own Your Dreams 2017 Travel Edition which includes the Mid-

Filinvest One Oasis CDO Top Performers for 1st Quarter 2017 (L-R) Shade Masiar (2nd Top Sales Consultant), Joyce Reconalla (2nd Top Sales Manager), Jedi Esteba (Top Sales Manager), Franz Josef Enriquez, CDO Branch Manager, and Charyy Redillas, Top Sales Consultant.

Year Dream Destination at Coron, Palawan and Annual Foreign Group Tour with South Korea as the destination for 2017 Top Sellers.

In addition, Filinvest is the only developer that gives out the Wellness League reward which grants winners the equivalent of one (1) year HMO benefits and one (1) year accident insurance coverage, plus one dependent.

Filivest Land Inc. Top Performers for One Oasis Cagayan de Oro for 1st Quarter, 2017

10

Claim... from page 1

farmers who experience this kind of problem,” she said.

On April 17, Sec. Mariano was supposed to serve the order but police authorities refused to give assistance citing some technicalities in DAR’s order, including the lack of operation plan.

It was then rescheduled to April 21 but still it was not served as nobody would receive the order.

S o m e 2 0 0 M A R BA I members held a 13-day picket in Manila, f rom April 29 to May 12. Duterte met with them on May 9 on Chino Roces Avenue (formerly Mendiola). On May 13, they returned home aboard a Cebu Pacific flight shouldered by Duterte.

Dayahan appealed to LFC to honor the order, noting that it has been seven years since they were deprived of a livelihood.

“We are not notorious.

It’s been seven years of suffering. We want to get our lands back so that we can

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friday|may 19, 2017

live like a decent human,” she said.

The contested property was part of the 1,323.9272 hectares previously owned

by Hijo Plantation Inc. and awarded to the Hijo Employees Agrarian Reform Beneficiaries Cooperative-1 ( H E A R B C O - 1 ) , b e f o re members of MARBAI broke away in 2010.

In a statement on May 10, LFC said they opposed DAR’s order as the disputed property was awarded to HEARBCO-1 members.

It added it cannot “be dispossessed of the land and its existing management contract over the area” because the Davao City Regional Trial Court Branch 14 approved the Compromise Agreement between LFC and HEARBCO-1.

“As a good corporate citizen, Lapanday has always stood by what is just and fair.

The company is steadfast in exercising only what is legal and lawful, which President Duterte said is part of his legacy, to uphold ‘justice for all’,” it said.

The firm said the President, who is a lawyer, “understands that a final and executory judgment on a case is the ultimate proof that justice and fairness prevailed.”

But Mariano, in a press release issued on May 16, maintained the lower court has no jurisdiction over the matter because it is DAR who has quasi-judicial powers over agrarian reform cases.

Citing Section 50 of the Comprehensive Agrarian Reform Law or Republic Act 6657, Mariano said “DAR clearly has quasijudicial power and exclusive jurisdiction in all issues involving the i mpl e m e nt at i on of t h e agrarian reform program.

Only the Supreme Court may issue a temp orar y restraining order to stop the implementation of DAR’s decision.”

He reminded the Davao del Norte Police Office to assist in the installation of MARBAI members.

Mariano was instructed

by Duterte to proceed with the issuance of the “writ of installation.”

On April 18, Mariano requested the local police in Tagum to assist in the installation.

“The Provincial Director of Davao del Norte Police Office is deputized to assist DAR in the enforcement and implementation of the writ of installation,” he said.

However, the installation was halted following the lack of the local police’s operational plan and the move of the police regional director, Chief Supt. Manuel Gaerlan to ask RTC Branch 14 whether the police should assist in the installation.

Batas... from page 4

when Morales was appointed in 2011, her appointment was merely as a replacement of then Ombudsman Merceditas Gutierrez, who resigned from her position.

Because of this, Morales was to occupy the position of Ombudsman for only one year, or up to 2012 only, because by 2011, Gutierrez had already s er ved six years of her seven-year term. Since Morales was appointed merely to replace Gutierrez, she, Morales, was only assuming the remaining year of Gutierrez’ term, so that she should have stopped being Ombudsman in 2012.

The Supreme Court can

clarify this for all of us now!

-ooo WATCH “ANG TANGING DAAN”, “KAKAMPI MO A N G BATA S ”, AT F B LIVE: Please watch “Ang Tanging Daan”, a Bible E x p o s it i on and pr aye r session at www.facebook. com/angtangingdaan and “Kakampi Mo Ang Batas”, a legal counseling-news commentar y program at w w w. f a c e b o o k . c om / kakampimoangbatas.

Reactions: 0917 984 24 68, 0918 574 0193, 0977 805 9058. Email: batasmauricio@ yahoo.com.

Cimagala...

from page 4 sacrifice, ascetical struggle, etc.

Globalization, on the other hand, is any effort to make worldwide a certain product, operation, technology, etc.

It, of course, has a legitimate purpose, and it can coincide at least in some aspects with the effort to achieve universal communion among ourselves.

But we have to be aware of its mainly human and worldly principles that could work together but never fully coincide with the principles and means to achieve our universal communion.

We also have to be aware of ideologically motivated efforts at globalization, whether of the right or of the left, that may seek to replace principles, means and purposes of our universal communion in God and among ourselves.

Huawei... from page 6

enhance their viewing experience with the NBA League Pass, a subscription service that lets you watch NBA games live, complete with multi-game views and high-definition quality.

You can also watch replays and in-game highlights on-demand, as well as have access to the NBA archives, which has over 60 hours of worth of replays from recent seasons, classic games, special features, interviews, and documentaries. It’s perfect for Huawei P10’s vivid display!

SSS...

from page 9

office of government-ownedand-controlled corporations, filed a petition to maintain the status quo and at the same time, stop the execution of

the order of the lower court directing the SSS to vacate the property.

According to O GCC Head Atty. Rodulf Philip B. Jurado, SSS has a strong case against NGCP since their act of expropriating the property of SSS is in excess of the delegated authority granted to them to exercise the power of eminent domain.

The petition questions the authority of the NGCP to expropriate government properties already devoted for public use since their power of eminent domain is only limited to private properties.

The disputed SSS property is located at the Financial Center Area along Diokno Ave. in Pasay City and is earmarked for the construction of the SSS Corporate Center of the South, adjacent to the office of the Government Services Insurance System (GSIS), which houses the Senate of the Philippines. “ To be able to take gove r n me nt prop e r t i e s already devoted for public use, it requires a specific grant by the national legislature and such authority was not given to NGCP,” Valdez said.

DOLE... from page 9

Program (GIP), and DOLE livelihood beneficiaries; some labor groups; key sectors; various establishments; and some national government agencies.

Further, the Misamis Occidental PESO Managers Association (MOPEMA) in partnership with DOLE held the Job and Business Fair to commemorate the international Labor Day celebration.

The said fairs took place at the Provincial Cultural Farmer’s Training Center, Capitol, this city.

“Today is a day celebrating the Filipino workers and it will not be just a one-day event, but a month-long celebration. We pledge to continue to be relentless in fulfilling our mandate to help the country achieve its national goal of decent and productive employment and inclusive growth, even as we look forward and hopeful for more meaningful milestones and proud achievements in the coming years.” Rodrigo said in his welcome message.

Two hundred seventynine jobs were available for local employment from the 15 participating companies.

On the other hand, job

opportunities abroad have some 4,600 slots from 16 recruitment agencies.

Good fortune smiled at Mendoza when he took advantage of the Job Fair where he endured the blazing heat of the sun and joined the hundreds of job applicants hopping from one employer’s table to another.

By a stroke of fate, Mendoza was one of the 35 successful jobseekers out of the 218 registered applicants or 16% were hired-on-the-spot (HOTS).

He was hired by t h e Ad m i r a l O v e r s e a s Employment Corporation as an Electrician to be based in Kuwait.

A total of 191 with 89 local and 102 overseas job applicants were qualified for positions and referred for interview.

Ten national government agencies also participated in and rendered their services: Department of Trade and Industry (DTI) provided livelihood opportunities; Technical Education and Skills Development Authority (TESDA); Social Security System (SSS) issued SS numbers and provided help desk services especially for the “kasambahay” jobseekers/ participants; Bureau of Internal Revenue (BIR) issued Tax Identification Number (TIN); National Bureau of Investigation (NBI) on clearance issuance; Philippine Statistical Authority (PSA) issued birth certificates; Pag-ibig and Philhealth on processing of applications; and Civil Service processed applications for examination and other services.

Moreover, the attendees witnessed cake decoration and pastry making demonstrated

by Deor and Dune Academe, and Mushroom Culture by the Oroquieta Agro-industrial School. They also enjoyed free body massage, foot spa and nail care from TESDA. The Labor Day message of DOLE Secretary Silvestre Bello III was conveyed to the public.

His message underscored the DOLE’s Eight-Point Labor and Employment Agenda to ensure inclusive development, prosperity, and labor justice for Filipino workers and their families, focusing on the promotion of employment and human resource development; ensuring workers’ protection and welfare; and promotion of a sound, stable, and dynamic industrial peace as a shared responsibility of our social partners. (Lorraine M. Roa/ DOLE-X Mis.Occ PFO)

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan

Office of the Municipal Civil Registrar

Office of the Municipal Civil Registrar

RA 10172 (GENDER)

NOTICE OF PUBLICATION

In compliance with Rule 7 of R.A. 10172, a notice is hereby served to the public that FROILAN ROSE VERANO SUAN has filed with this office a petition for Change of Gender from FEMALE to MALE in the birth certificate of FROILAN ROSE VERANO SUAN who was born on SEPTEMBER 19, 1998 at DONGGO-AN, KAPATAGAN, LANAO DEL NORTE and whose parents UNKNOWN and JENNIFER VERANO SUAN. Any person adversely affected by said petition may file his written opposition with this Office not later 15 days.

BWM: May 12 & 19, 2017

(SGD) IVY REYES TONGCO Municipal Civil Registrar

RA 10172 (GENDER)

NOTICE OF PUBLICATION

In compliance with Rule 7 of R.A. 10172, a notice is hereby served to the public that GLYN CABIGAS CASTAÑEDA has filed with this office a petition for Change of Gender from MALE to FEMALE in the birth certificate of DARYLL CABIGAS CASTAÑEDA who was born on APRIL 3, 2001 at POBLACION, KAPATAGAN, LANAO DEL NORTE and whose parents SAMSON BADILLES CASTAÑEDA and GLYN POTESTAS CABIGAS. Any person adversely affected by said petition may file his written opposition with this Office not later 15 days.

BWM: May 19 & 26, 2017

(SGD) IVY REYES TONGCO Municipal Civil Registrar

11

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friday|may 19, 2017

Aboitiz... from page 1

open access (RCOA) space.

That plant will be one of the three facilities that the company will be setting on commercial stream this year – along with the 400MW Pagbilao-3 plant expansion of which the Aboitiz Group is 50-percent equity holder; and the 68.8MW Manolo Fortich hydropower facility in Bukidnon.

To c o m p l e t e t h e construction of all three power plants and to fully bring them to commercial commissioning, Aboitiz noted that R59 billion of fresh capital spending had been earmarked this year.

Wit h t hes e t hre e generating facilities getting on-line this year, he stressed that the company would already inch close to its 4,000-megawatt target set for year 2020 – and the last plant seen plugging portended capacity gap is hoped to be the Redondo Peninsula Energy coal-fired power project – its joint venture with Meralco PowerGen and Taiwan Cogeneration International Corporation.

Moreover, on power retail customers, Aboitiz Power Chief Operating Officer for C orporate Business Group Luis Miguel Aboitiz emphasized that the target for the year would be up to 700MW aggregate capacity.

The group’s RES units are the Aboitiz Energy Solutions Inc., Advent Energy, Inc. and Prism Energy.

Onward, he stressed that they would still have to wade through aggressive competition in the RCOA domain, with him asserting that “we’re not going to stop there (800 MW).” However, he admitted that as the threshold on qualified contestable customers go lower, “it becomes harder to grow.”

The younger Aboitiz added “we’re targeting all customers. What is important is these customers would really want to shift, because there are customers who would not want to go open access,” emphasizing the hurdles of going through contract negotiations and documentary processes when they have all been comfortable with the traditional and convent iona l s et-up of securing electricity service.

Aboitiz noted though that there are certain rules and policies that relevant government agencies must clarify relative to the temporary restraining order of the Supreme Court against the enforcement of some RCOA policies and edicts – mainly those on the required registration and switching of customers.

He s a i d t h e R e t a i l Electricity Suppliers Association (RESA) already lodged its clarificator y questions with the Energy Regulator y Commission (ERC) on the switching concerns of some segments of customers, but he reckoned matters of such sort “may take time to resolve.”

“There’s a TRO, we’re

not sure if the TRO affects everything in the rules – or it could only be certain things – like PEMC ( P h i l ippi n e E l e c t r i c it y Market C or p oration as central registration body) has stopped processing the switching on those who are in the 750 kilowatts to 1.0 megawatt threshold — for those who want to go open access but cannot do it at this time,” he stressed.

Economy... from page 1

Industry also expanded at a faster rate of 10.3 percent compared with the 4.8 percent growth in the previous year.

All of its subsectors except EGWS contributed to the faster expansion in the Industry. Manufacturing, which accounted the biggest chunk of the total output in the Industry sector, grew faster by 5.8 percent compared with the 3.2 percent growth in the previous year. This improvement was attributed to the increase in food and beverage industries.

Construction showed an upsurge of 29.6 percent compared with the recorded growth of 13.1 percent in the previous year fueled by both the public and private construction.

Like wis e, Mining & Quarrying further expanded to 16.0 percent, higher than the 15.2 percent growth in the previous year. EGWS, on the other hand, contracted by 0.5 percent due to the decline in electricity generation.

Meanwhile, AHFF increased at a slower rate of 2.4 percent compared with the 3.9 percent growth in the previous year. Agriculture and forestry slowed down recording a growth of 2.2 percent compared with the 2.8 percent growth in the previous year. Fishing also decelerated to 3.6 percent compared with the recorded growth of 11.7 percent in the previous year. This was driven by the lower increase in tiger prawn production in 2016.

The economy of Region 10 is predominantly services based. Services accounted for 43.1 percent of the region’s total output, followed by Industry at 35.1 percent and AHFF at 21.9 percent. The percent shares of Services and Industry to the total economy of the region increased while AHFF decreased.

Services were the top contributor to the economic growth of Northern Mindanao in 2016 contributing 3.55 percentage points. Industry contributed 3.54 percentage points while AHFF contributed 0.55 percentage point. Among the sub-industries, the top three contributors to the region’s economic growth were: Construction with 2.30 percentage points; Trade with 1.54 percentage points and Manufacturing with 1.19 percentage points. (PSA-10)

Avoid...

from page 1 – President Xi Jinping and Premier Li Keqiang – agreed to reaffirm commitments in a meeting before he left China Monday evening which

marked the end of his threeday working visit in China. “ We r e a f f i r m e d commitment to build on our gains of my state visit last year and decided to accelerate the implementation of infrastructure projects pre v i ou s ly a g re e d . We renewed our resolve to strengthen our friendship and mutually beneficial partnerships on broad range of areas,” the President said.

He said they resolved to fully use the mechanisms that are already in place to dialogue openly, monitor progress, and ensure implementation of projects.

But Duterte said the courts in the country must not get in the way and be the reason for the delay of any of these projects.

“I am now adresssing myslef to the judiciary. Do not, for Christ’s sake, do not play with TROs [temporary restraining orders]. Kasi pagka ganon TRO ka ng TRO tapos na dedelay, I’ve been telling you do not force me to disobey you,” he warned.

Duterte said some business firms who lose in the bidding go the courts to obtain a TRO, stalling the project.

He accused some judges get money out of these TROs. “Hindi ako papayag ng ganun because I know that’s plain corruption,” he stressed.

He appealed to the Supreme Court “to do something about it” and warned he “would have to traverse the lines of separation of powers.”

Duterte told the courts that the development projects are not for them to decide.

“We decide what is good for this country sa projects,” he added.

“You are there to interpret the law. Do not decide for us, kasi kami yung naghanap ng pera kami rin yung magpapatakbo ng proyekto.

Kayo dyan mag-TRO TRO, knowing fully well that’s a corrupt practice,” he said.

If the issuance of TRO is really necessary, Duterte appealed to judges to decide on it immediately.

“Do not delay it, (you) paralyze the government.

Magmukha akong tanga sa tao. Matatapos na lang ako, ma-TRO pa. What’s keeping you guys, umabot ng anim na buwan, decide immediately because the project has to start immediately. Wag nyo gawain yan, I know how the game is played,” he said.

Ban...

from page 1

enforcement agencies in deputizing local villagers and volunteers to run after violators. ”The city government did not ask for my advice, but if asked, I would strongly recommend the implementation of the truck ban and the activation of village volunteers to take care of the traffic in their areas,” Emano said.

“I am for the development of Cagayan De Oro and the establishment of businesses such as malls because it gives more opportunities to the Misamisnons in terms of job and economic activities,” he said. (Nicole Roa Managbanag/ PNA)

Business... from page 2

doing business and human capital poaching.

In the region, Boniao said that they have established 28 negosyo centers that would cater and assist aspiring and current MSMEs. All seminar and workshop assistance from these Negosyo Centers are for free.

Further, DTI also assists MSMEs in making business proposals to get financial l o ans f rom b an k s and financial institutions. They have the SB CORP – Pondo sa Pagbabago at Pag Asenso (P3) and Mandatory Allocation of Credit Resources to MSMEs through Republic Act (RA) 9501. (JMOR/PIA10)

Farm... from page 2

At least one hectare of high-value vegetable farm in six different sites will be initially developed by the FBS farmer-participants in

Sibula ARC. High value crops that will be planted includes eggplant, bell pepper, sweet potato, ampalaya, string beans, tomato, cucumber, papaya, ginger, okra, corn, squash, kangkong, pechay, and various root crops.

Farm Business School started in Aug. 2016. (Arnold V.Quicoy PIO,DAR Misamis Occidental)

Hurst...

the other person wants to be loved, we’d have much closer, happier marriages and families. But because we’re human and mostly self-centered lovers, we need Jesus Christ to forgive us and start changing our hearts.

It’s only then we can learn how to love our mate well, and enjoy a happy, satisfying life together. Just Think a Minute…

from page 4

This could be taking walks, going out on a date for a meal, or whatever the two of you enjoy doing together.

And if you don’t know, then find something! Be willing to compromise once in a while and do what your wife or husband enjoys for a change.

If husbands and wives would learn each other’s love language and start loving each other the way

E X T R A - J UDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND

E X T R A - J UDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND

Is hereby given that the intestate estate of the deceased Editho Magtrayo, who died intestate on June 3, 2007 at Quibonbon, El Salvador City that the said deceased, at the time of his death, left a Parcel of Land situated in Kibaghot, Laguindingan, Misamis Oriental, Identified as Lot No. 12175-5-P, covered by Tax Declaration No. 08-18-000408590, containing an area of one thousand one hundred sixty two (1162) square meters, more or less. The legal heirs or sole heirs of the deceased Editho Magtrayo is the subject of ExtraJudicial settlement with a Deed of absolute sale of a parcel of Land; ; is made and entered into by and among; JESUSA UBAY UBAY MAGTRAYO, of legal age, Filipino citizen, widow, with residence and postal address at Quibonbon, El Salvador City, hereinafter referred to as the HEIRS/SELLERS/VENDORS; and JENEVIE PACLAR & REJANE PACLAR, likewise of legal age, Filipino citizen, both single, with residence and postal address at Moog, Laguindingan, Misamis Oriental, hereinafter referred to as the BUYER/VENDEE; That parties here are being all of legal age and with full civil capacity to contract, hereby there presents, agree to DIVIDE and ADJUDICAT among themselves the above-described parcel of land in pursuant to Section 1, Rule 74 of the Rules of Court of the Philippines; That for and in consideration of the sum of TWENTY THOUSAND PESOS ONLY (PHP 20,000.00) Philippine Currency receipt of said amount is hereby acknowledge by the SELLER/VENDOR after the amount is paid in hand by the BUYER/S or VENDEE/S the SELLER/S or VENDER/S hereby SELL, CEDE, TRANSFER and CONVEY the above-described properties ONLY A PORTION OF THREE HUNDRED (300) SQUARE METERS, more or less in favor of the BUYER/S or VENDEE/S his/her heirs, assigns or successors-in-interest, free from any liens and encumbrances, free from any third-party claimant whomsoever and the same is nontenanted. Under Notary Public of ATTY. EMELITO J. MARQUINO, As per Doc. No. 418; Page No. 83; Book No. XIII; Series of 2017.

Notice is hereby given that the intestate estate of the Late Felipa Paclar who died last November 04, 2013 at Moog, Laguindingan, Misamis Oriental; That the said deceased at the time of her death, left a Parcel of Land situated in Moog, Laguindingan, Misamis Oriental and more particularly described as follows; Tax declaration Number 08-18-0008-04015 has a total land area of: FIVE HUNDRED SEVENTY THREE (573) SQUARE METERS and above surviving legal heirs CEDE, SOLD And TRANSFER ONLY A PORTION OF THE SAID LAND CONSITING OF ONE HUNDRED THIRTY FIVE SQUARE METERS ONLY; The legal heirs or sole heirs of the deceased Felipa Paclar is the subject of Extra-Judicial settlement with a Deed of absolute sale of a parcel of Land; is made and entered namely; LEONOR J. PACLAR a resident of MOOG, Laguindingan, Misamis Oriental; NELIE PACLAR BONGGO, same postal address; JERRY J. PACLAR, same postal address; JIMMY J. PACLAR deceased represented by his son, JEMVIT PACLAR of same postal address and LEONOR J. PACLAR, 63 Years of age, Filipino, married to JEAN CABALLERO, a resident of MOOG, LAGUINDINGAN, MISAMIS ORIENTAL.That to the best of knowledge and information of the parties hereto, the deceased FELIPA PACLAR LEFT NO LAST AND TESTAMENT and LEFT NO KNOWN DEBTS TO ANY PERSON, FIRM OR ENTITY; That for and in consideration of the sum of TEN THOUSAND PESOS PHILIPPINE CURRENCY (PHP 10,000.00) receipt of said amount is hereby acknowledge by the SELLER/VENDOR after the amount is paid in hand by the BUYER/S or VENDEE/S the SELLER/S or VENDER/S hereby SELL, CEDE, TRANSFER and CONVEY the above-described properties consisting of ONE HUNDRED THIRTY FIVE (135) SQUARE METERS ONLY WHICH AS A PORTION OF THE ABOVE DESCRIBED parcel of land in favor of the BUYER/S or VENDEE/S his/ her Heirs, assigns or successorsin-interest, free from any liens and encumbrances, free from any third-party claimant whomsoever and the same is non-tenanted.

Under Notary Public of ATTY. EMELITO J. MARQUINO, As per Doc. No. 265; Page No. 53; Book No. XIII; Series of 2017.

Notice is hereby given that the intestate estate of the Late Loreto Galarpe; That the said deceased at the time of his death, left a Parcel of Land situated in TAGBOCBOC, BAYANGA, CAGAYAN DE ORO CITY and more particularly described as follows; TRANSFER CERTIFICATE OF TITLE NO. T-41611, area of TWENTY EIGHT THOUSAND ONE HUNDRED ONE (28,101) SQUARE METERS, more or less. The legal heirs or sole heirs of the deceased LORETO GALARPE is the subject of ExtraJudicial settlement with a Deed of absolute sale of a parcel of Land; is made and entered, represented by his legal wife, LILIA GALARPE, and their legitimate children namely; LORELIE GALARPE LLOBIA, NIEVA GALARPE PAT, JANETH GALARPE SADDAL, and EDGAR C. GALARPE (deceased) represented by his legal heirs, namely; EDEN ROSE D. GALARPE, MARK DAVE D. GALARPE, and ED DAVE D. GALARPE, all of legal age, Filipino citizen, with residence and postal address at TAGBOCBOC, BAYANGA, CAGAYAN DE ORO CITY, hereinafter to as the HEIRS/SELLERS; and LIMUEL MINOZA & JERALYN R. MINOZA (spouses), likewise of legal age, filipino citizen, spouses, with residence and postal address at B-8, L-26 & 28 Forest View Homes Upper Carmen, CDOC, hereinafter referred to as the BUYER/VENDEE; That to the best of knowledge and information of the parties hereto, the deceased, LORETO GALARPE LEFT NO LAST AND TESTAMENT and LEFT NO KNOWN DEBTS TO ANY PERSON, FIRM OR ENTITY; That for and in consideration of the sum of TWO HUNDRED THOUSAND PESOS ONLY (PHP 200,000.00) Philippine Currency receipt of said amount is hereby acknowledge by the SELLER/VENDOR after the amount is paid in hand by the BUYER/S or VENDEE/S the SELLER/S or VENDER/S hereby SELL, CEDE, TRANSFER and CONVEY the above-described properties containing an area of TWENTY EIGHT THOUSAND ONE HUNDRED ONE (28,101) SQUARE METERS, more or less in favor of the BUYER/S or VENDEE/S his/her heirs, assigns or successors-in-interest, free from any liens and encumbrances, free from any third-party claimant whomsoever and the same is nontenanted. Under Notary Public of ATTY. EMELITO J. MARQUINO, As per Doc. No. 418; Page No. 83; Book No. XIII; Series of 2017.

BWM: May 5, 12 & 19, 2017

BWM: May 5, 12 & 19, 2017

BWM: May 19, 26 & June 2, 2017

E X T R A - J UDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND

BusinessWeek MINDANAO CREDIBLE

www.businessweekmindanao.com

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Feature

IN-DEPTH

Friday | May 19, 2017

12

Oro wellness expert tops Edmark achievement

By MARK FRANCISCO

DR . Dor w in L ajot, an avid Edmark International memb er, recently achie ved s enior crown manager status, the s econd highest of s e ven business p osition le vels in the company last Febr uar y.

To celebrate this milestone, L ajot held a Sizzle and Thanksgiving last May 7 at Grand C aprice Restaurant and C onvention C enter in C agayan de Oro City.

As s enior crown manager, L ajot now holds a total of 2,000 ac tive Edmark distributors in his

downline. There were a total of 173 s elec ted attendees in his thanksgiving par ty, most of them managers and distributors.

During the Sizzle and Thanksgiving, L ajot gave a talk on the 4 Steps of Creating A Strong Foundation to Ultimate Result. C ontinuing education s essions such as this are the Edmark formula for success among its memb ers.

For more than 20 years, Edmark has b een synonymous with hig h quality pro duc ts that are designed to improve the

quality of life.

And L ajot’s group has b een doing just that – slow ly transforming the health of C agayanons one p ers on and family at a time the Edmark way.

During the Sizzle and Thanksgiving, three of L ajot’s downline memb ers als o gave testimonials and strategies on how to increas e sales. The y were EM Arlyn Dedicatoria, SM Helen Aligsao and RM Alma Maquiling.

L ajot has b een prac ticing wellness medicine in C agayan de Oro since 2009.

Irene Dayo, Blogger of itsirenedayo.com

Fashion Giant Forever 21 excites CDO with its hip, trendy collection C onsidered as trendsetter in fashion, Forever 21 is done crafting its name in the minds of fashionsavvy Kagay-anons.

And so, fashionistas in different ages flocked to the new Forever 21 store last May 12 for the opening in its first branch in Cagayan de Oro City.

This fashion hub is 640-square meter in size, consists clean interiors and is beautifully placed at the ground floor of SM CDO Downtown Premier.

Having its market expanding in different areas, it is but obvious Forever 21 performs good in different marketing platforms, especially in social media. This Californiabased clothing brand is known for its hip, trendy and pocketfriendly collection.

Just recently, Forever 21 launched its latest summer collection for both men and women.

In its media release, it says that this collection celebrates the vibrancy of summer and further showcases exquisite contrasts on fabric such

as poplin and leather balanced by lively pastels in shades of this year’s hottest pantones.

The new fashion finds for women stand out for its lace details and floral embroideries on denim and skirts that creates a chic yet comfortable style for the modern fashionista. Men’s variety, on the other hand, is a mixture of sophisticated and sporty look. These are best presented by the brand’s cool-colored polo shirts, statement sweaters and knit and denim bottoms.

During its opening, Forever 21 CDO held a shopping party with exciting promos and a 21% discount on its items.

For a plan of further expansion, Business Unit Head for Forever 21 said, “Since we opened our first store in the Philippines last 2010, it has been our goal to give everyone easier access to trendy yet affordable fashion.

“We hope that SM CDO Downtown Premier patrons are as excited as we are in opening our newest Forever 21 store,” she said.