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Briefly CREATE law THE National Economic and Development Authority (NEDA) thanked President Rodrigo Roa Duterte and the Congress for enacting Republic Act 11534, or the Corporate Recovery and Tax Incentives for Enterprises (CREATE) Act, which will provide one of the country’s largest stimulus measures ever for the benefit of micro, small and medium enterprises (MSMEs) that are reeling from the impact of the coronavirus disease 2019 (Covid-19) pandemic. “The impact of CREATE is two-fold. First, it provides immediate relief to our MSMEs with a 5 or 10 percentage point reduction in the regular corporate income tax (CIT) rate. Second, it brings our corporate tax rate closer to our Asean peers and enhances our fiscal incentives system to help attract more foreign direct investments (FDIs), which will help generate more jobs and accelerate our recovery,” acting Socioeconomic Planning Secretary Karl Kendrick Chua said in a statement Monday. The CREATE law aims to make the corporate income tax system performance-based, targeted, time-bound, and transparent.

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Banana growers bat for less fees, restrictions Thank you for trusting us!

MisOr allows Holy week events at 50% capacity

HE Pilipino Banana Growers and Entrepreneurs Association (PBGEA) is calling for fewer government fees and more supportive ordinances to pump up the troubled industry.

PBGEA executive director Stephen Antig told the Philippine News Agency (PNA) in an interview on Thursday that it would also help to have simpler procedures for the compliance of stakeholders. Specifically, Antig cited the possible reduction in lodgment fees with the Bureau of Customs, as well as the "suspension of wharfage fees until the situation gets better". Considering the logistics problems that surfaced during the pandemic, he said local government units (LGUs) should also slash

LTFRB-10 enforces 'Oplan Biyaheng Ayos' By JOEL CALAMBA ESCOL

THE Land Transportation Franchising and Regulatory Board, regional office 10 (LTFRB-10) has joined the preparations for the upcoming Lenten Season, which started on March 26th and will end on April 5, Easter Sunday. "Oplan Biyaheng Ayos: Semana Santa 2021" aims to coordinate with bus operators and passengers to make sure their travels are safe and sound. In bus terminals in Northern Mindanao, ENFORCES/PAGE 11

OPLAN BYAHENG AYOS: SEMANA SANTA 2021. LTFRB-10 conducting inspection to all PUV's and PUB coming in and before their departure to their respective routes to make sure the safety of all commuting public. Ensure the proper health protocol must be observed by everyone on board. Wearing of face mask & face shields, proper Social Distancing inside the PUV's by observing the temporary limitation on the allowable passengers load in every unit to prevent posible COVID-19 infection. dennis ballero mercado

M I S A M I S O r i e n t a l ’s provincial inter-agency task force (IATF) addressing the coronavirus disease 2019 (Covid-19) said it has decided to allow the holding of religious events for the Holy Week at 50-percent capacity. Provincial IATF chief, Dr. Jerie Calingasan, said all religious activities in places of worship must also strictly adhere to established health protocols. Calingasan said the rules also apply to non-religious tourist sites in the province. However, the provincial IATF has prohibited outdoor religious activities, such as processions, “Stations of the Cross" activities, religious street plays, and other "analogous activities." The order takes effect from March 29 to April 3. Calingasan also warned other non-religious tourist destinations to observe a ALLOWS/PAGE 11

Davao City, Iligan, Lanao Sur to remain under GCQ, PRRD says

Resilient Pinoys THE coronavirus pandemic has been affecting economies worldwide for one year now and the Philippines is no exemption. Still, the employment rate in the country was at 91.2 percent in February 2021, according to the latest Philippine Statistics Authority (PSA) report. “Equivalently, there were 43.2 million Filipinos who had job or business out of the 47.3 million Filipinos who were in the labor force. In January 2021 and October 2020, the data was 91.3 percent," National Statistician and Civil Registrar General Undersecretary Dennis Mapa said in a virtual briefing on Tuesday.

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By ANTONIO L. COLINA IV, MindaNews

HOLY WEEK TRADITION. Catholic devotees in Cagayan de Oro City waving their palm fronds Sundayfor ceremonial blessing. In Misamis Oriental, Gov. Yevgeny Vincente B. Emano has allowed traditional Holy week's events at only 50-percent capacity. photo by gerry lee gorit

DAVAO City -- President Rodrigo R. Duterte has retained Davao City under a General Community Quarantine (GCQ) while the rest of the provinces of Davao Region under a modified GCQ (MGCQ) until April 30. The President also extended the GCQ status of Iligan City and the province of Lanao del Sur. In light of the alarming surge in coronavirus disease (COVID-19) cases, the National Capital Region (NCR) and the provinces of Bulacan, Cavite, Laguna, and Rizal have remained under Enhanced Community

Quarantine (ECQ) until April 4. Duterte placed Santiago City in Isabela province under a Modified ECQ (MECQ) from April 1 to 30 and Quirino Province from April 1 to 15. Me a nw h i l e , t h e e nt i re Cordillera Administrative Region (CAR); Cagayan, Isabela, and Nueva Vizcaya in Cagayan Valley; Batangas in Calabarzon; and Tacloban City in Eastern Visayas would also be placed under GCQ while the rest of the Philippines under MGCQ until April 30. (Antonio L. Colina IV / MindaNews)

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RDRRMC-10 updates framework to achieve 'Ambisyon Natin 2040'

THE Regional Disaster Risk Reduction and Management Council (RDRRMC)-10 held its

first quarter full council meeting to discuss and update its National Disaster Risk Reduction

and Management Framework and Plan 20202030. The updated

framework and plan aims to harmonize activities for disaster risk reduction and management (DRRM), climate change adaptation (CCA), and human security by addressing climate and disaster risks to achieve the shared goals of “Ambisyon Natin 2040.”

According to OCD Disaster Risk Governance Division Acting Chief Cheryl Loise Leal, the four thematic areas include (1) Disaster Prevention and Mitigation; (2) Disaster Preparedness; (3) Disaster Response; and (4) Disaster Rehabilitation

and Recovery as retained from the previous framework but with revised the outcomes, outputs, activities, and indicators based on the updated insights from the past eight years of implementation. UPDATES/PAGE 11

COTABATO City – A member of the Bangsamoro Transition Authority (BTA), the lawmaking body of the Bangsamoro Autonomous Region in Muslim Mindanao (BARMM), has filed a bill to develop the potentials of the

Liguasan marshland in Maguindanao. “The marsh is just there sitting untapped. It (marsh) is reportedly rich in natural gas deposits,” BTA Member Ali B. Sangki, the author of the bill, said on Thursday. The 220,000-hectare Liguasan Marsh, the biggest wetland in the country, borders the provinces of Maguindanao, North Cotabato, and Sultan Kudarat in Central Mindanao. Sangki filed before the BARMM parliament BTA Bill No. 82 also known as "Liguasan Marsh Management Commission (LMMC)” which seeks to provide the overall direction for the management, development, and conservation of natural

and cultural resources of the marsh. The bill, co-authored by colleagues Mudjib C. Abu and Abdullah A. Ahang, was created under Section 9, Article 13 of R.A. 11054 or the Bangsamoro Organic Law (BOL). The particular BOL provision states that “the management and protection of natural reserves and aquatic parks, forest, watersheds and reservation and other protected areas in the territorial jurisdiction of the Bangsamoro that have already been defined by and under the authority of the National Government shall be transferred to the Bangsamoro Government”. Once formed, the LMMC will function under the Office of BARMM Chief Minister (OCM) Ahod B. Ebrahim. “The OCM will ensure that local communities will continue to benefit from the resources on a long-term basis, and will also formulate plans to enhance the communities,” Sangki said. It will also operationalize a management framework delineating appropriate and viable management zones for various parts of the marsh to create an area growth center, he added. Under the bill, the LMMC shall be composed of the Ministry of Environment, Natural Resources, and Energy (MENRE) as chairman and the provincial governor of Maguindanao as the vice-chair. Its members will include the region’s Ministry of Finance, Budget and Management (MFBM); the Ministry of Trade, Investment and Tourism; the Ministry of Interior and Local Government; the Ministry of Agriculture, Fisheries, and Agrarian Reform; the Ministry of Public Works (MPW); and the director-general of the commission, among others. (PNA)

BARMM bill filed to explore potentials of Liguasan marsh DISASTER PREPAREDNESS. Attended by more than 60 participants from various government agencies in the region, OCD-10 Regional Director Rosauro Gonzales Jr. urges RDRRMC members to cooperate for the swift localization and implementation of the framework for Northern Mindanao. (PIA10)

BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

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IDC Chairman & CEO speaks at the Next-Generation Property Builders

TALPINAS Development Corporation Chairman and CEO Architect Romolo V. Nati spoke at the Next-Generation Property Builders organized by the Philippine Star, a

national event and influential platform escalating business networking with the top executives like Mr. Marco R. Antonio, President & CEO of Century Properties Group, Inc. Mr. Jeffrey Ng,

President of Cathay Land Inc. Arch. Nati , a devout advocate of sustainability, talked about “Green Buildings in Emerging Cities in the Philippines”, Arch. Nati , a

devout advocate of sustainability, talked about green buildings in emerging cities in the Philippines, sharing the strategies and architectural technologies

which are among the means of the successful accomplishments of Italpinas Development Corporation, a “design-driven developer of sustainable properties focused on emerging cities in the Philippines”. Expert in green architecture, he emphasized the advantages of promoting sustainable buildings in emerging cities explaining that aside from reducing the overall impact to the environment and on human health. “Green buildings are the key for property developers to achieve sustainable urban development in an environmentally friendly manner. Such structures are defined as environmentally responsible and resource-efficient over their full life cycles and proven to be cost effective with reduced energy requirements,” expressed Arch. Nati. Italpinas Development Corporation was officially listed in the Philippine Stock Exchange (PSE) on December 7 2015, only six years after its establishment. As a multi-awarded green developer, IDC’s breakthrough project, the mixeduse two-tower building, Primavera Residences in uptown Cagayan

de Oro, has gained international and national accolades. These include the Best-Development Mixed-use Development in the Philippines, awarded by the International Property AwardsAsia Pacific and the First Completed Building in East Asia to be certified by EDGE (Excellence in Design for Greater Efficiency). This honor was given by the prestigious IFC World Bank Group, the innovator of EDGE software and certification program which was launched a few years back and currently used mostly by building designers and property developers who want their buildings to withstand various climate stresses for a long period of time and command greater value in the market. Current IDC’s green projects, Primavera City complex, in uptown Cagayan de Oro, recently gained the EDGE Preliminary Certification and the latest highrise eco-friendly Miramonti Green Residences in Sto. Tomas, Batangas, has been awarded as Best-Development Mixed-use Development in the Philippines, by the International Property AwardsAsia Pacific, a highly acclaimed award in the worldwide property industry.

Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

BUSINESSWEEK MINDANAO CORPORATION Publisher DANTE M. SUDARIA President/CEO ALLAN MARIO MEDIANTE Vice President for Corporate Affairs RUFINO T. MAGBANUA Vice President for Business Development VICENTE C. DELA VICTORIA Vice President for Operations JOE FELICILDA Vice President for Administration

AMID this Covid-19 pandemic, doomsayers are on the run — spreading their lies and deceptions via social media platforms. Their hard-boiled fake news well-crafted to fire up their level of stupidity and callousness are never-ending in search for their personal egomania and political greed. Most recent of whom are these classic paid hacks salivating like hungry vultures searching on their preys, acting like frustrated warriors in a sci-fi movie. They are making it appear

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No greater love Think a minute… A fouryear-old girl was terribly hurt in a car accident and going to die—unless the doctors quickly found a person with her same rare blood type who was willing to give her their blood. Then they discovered the girl’s seven-year-old brother had the same blood type as her. The doctor led her brother into his office and told him that his baby sister was very sick and unless she received blood she would probably die. Her brother’s eyes filled with tears, and after a few moments he bravely said to the doctor: “I’ll give my blood to my sister.” Later as the young boy watched his blood going through a tube into his sister’s body, his fear reached a point of panic. The doctor saw the terrified look on the little boy’s face and said: “It’s OK, son, it will all be over soon.” The boy started to cry: “So now is when I’m going to die?” When the doctor had first asked this young boy to give his blood to his sister, the boy thought it meant he was giving ALL of his blood, and that he would die so his

THINK A MINUTE

JHAN TIAFAU HURST sister could live. Yet because he loved his sister so much, he still chose to give his life for her. We often do not know how much people really love us until their relationship with us costs them something. S ome f r iends are on ly friends to us as long as it is convenient for them, or if they get some advantage from our friendship. But Jesus taught and showed us that “There is no greater love than when someone gives his life for his friend.” Amazingly, even when we rejected Him and wanted nothing to do with Him, Jesus still gave His own perfectly innocent life for us. He, our LOVE/PAGE 11

that the country is in complete chaos, in total disarray and needs a surgical solution by calling a “fight, if necessary” mantra. Such was another motherhood statement —a sweeping declaration from a trying hard group of spin doctors in their desire to improve their client’s public image. To foment a division and further sidestepping responsibility for the coronavirus pandemic will drain us no end and to nowhere.

That said, the penchant of finding fault in the way we confront the pandemic is basically useless and unproductive semantics at this stage of fear and uncertainty. Further, a knee-jerk comment will not in anyway add something beneficial, nor any good, and to overlay the negativity further makes us sick down the drain. And to counterpunch at this point the issues on Covid-19 responses is nothing but a mere media hype.

UNRUFFLED

RUFFY MAGBANUA It’s nothing but a pure rant. No more, no less. St ay s afe. ( r uf f y 4 4 _ ph2000@yahoo.com)

A Lenten Reflection: Modern-day Simon of Cyrene

ROSE MARY D. SUDARIA, PhD Vice President for Finance

Motoring Editor

WED-FRI|MARCH 31 - APRIL 2, 2021

Motherhood statements

JOE PALABAO Vice President for Marketing

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JAY LEDESMA HOLY Week is a time to pause and focus on the Passion (suffering) and Resurrection of Jesus Christ and the events that led up to it. Unfortunately, due to the pandemic, this is the 2nd year that we will not be able to observe it as we used to. But this should not prevent us from reflecting on its real meaning and significance. One of the Holy Week traditions that we do as a family is the Way of the Cross, which is the step-by-step retelling of the crucifixion narrative. Of the fourteen stations, I have always been drawn even as a child to the 5th Station... “Simon helps Jesus Carry the

Cross.” Perhaps, it’s because I have always been moved and touched by the story of how an ordinary man, who was then merely passing by, got to help Jesus carry the cross. How blessed was Simon, that from the thousands of spectators who lined up the streets, he was handpicked to share the Passion of Christ. As I do my personal Lenten reflections, I cannot help but reflect again on the 5th Station and how it relates to the journey we went through one year into this health crisis. There’s no doubt that we are in a very difficult situation. Many are suffering, making tons of sacrifices, scared, confused, and feeling hopeless. Each one carrying his own cross. But amidst these sufferings and miseries, we find our mo dern-day Simons of Cyrene. More than half a million Filipinos have been financially hit, either because they lost their jobs or had to close their businesses. Some had to settle for reduced work

hours and pay cuts. While others didn’t mind having to shift to low-level positions or do menial jobs. All these resulted to a major dent in their coffers and brought sufferings as many were left homeless and hungry. But many also immediately came forward and helped carry the crosses of our needy fellowmen. With no prompting, strangers went out to help strangers. Ordinary citizens initiated fundraising campaigns, pooled resources, and mobilized people to alleviate the sufferings around us. In their big or small ways, there were so many Simons who just wanted to contribute and help somebody. As the virus is highly contagious, those who got infected were taken from their loved ones and put in isolation. They did not only suffer from physical pains but they have to battle loneliness and depression. But thanks to our very brave and dedicated medical front liners, COVID patients may be isolated but not alone. Our modern-day Simons of Cyrene is with them,

attending to their needs, caring, and comforting them even if it means risking their lives. Many of the early deaths came from our front-liners who literally sacrificed their own lives to save others. While some may be doing this because they have to earn a living, for most, it’s borne out of their commitment and desire to help lessen the suffering and be a part of the solution to this crisis. Many are confused, scared, and stressed about what’s really happening. It’s not helping that they are getting different and conflicting information from different sources. These lead to either indecisiveness or making ill-informed and wrong decisions. We can be the Simons by making sure that we will only get info from reliable sources and disseminate facts. Let’s not contribute to spreading fake news and unverified info which only adds to the confusion and anxiety of others. If we do not know the full story, let’s not speculate or worse invent our version. REFLECTION/PAGE 11

Always be at peace WE have to remember that this is our ideal condition to be in. We may have to do some battling, we may feel angered and agitated for a number of reasons, we may be hounded by fears, doubts and worries, but let's see to it that, at least, at the end of the day, we should be at peace with everyone, with God first and with everybody else also. And if we master the art of peace-making well, we somehow would know how to have peace in our mind and heart even if we have to go through the unavoidable battles and episodes of anger and agitation, of fears, worries and the like in our life. The secret, of course, is to be with God, to identify ou r s e l v e s w it h C h r i s t , following his teachings and example. With Christ, we would know how to deal with all the elements of our life that are contrary to our dignity as children of God, and yet not eaten up by bitter

zeal, anger, hatred and the like. In fact, we would know how to always live charity whose manifestation will always include peace of mind and heart. It’s important that we have peace in our mind and heart because that is the requirement for us to see things clearly and objectively, to make judgments fairly and to do things well. With peace, we can manage to be hopeful and happy even while cruising still in this vale of tears of ours. Without peace, we can only manage the opposite. Our biases will dominate the way we perceive things, make judgments and do things in general. And our suffering continues and can worsen. While peace is an effect of charity, it is also what keeps charity going and growing. There is always an intimate mutual relationship between charity and peace. The more love for God and others we have, the more peace we will also enjoy.

And vice-versa—the more peace we have, our love for God and others would also grow. We can always have peace because even in the worst scenario when problems, issues and difficulties are left unresolved, we can always go to God, asking for grace or mercy or whatever help we need. And God always takes care of everything. He is always there for us, ever solicitous of our needs and eager to forgive. All we need to do is to go to him. We just have to learn also how to live abandonment in the ever powerful and wise providence of God. And this can mean that we also have to learn to be patient and hopeful, willing to suffer together with Christ who bore all our sins and everything that our sins would cause, and who conquered all of them by his resurrection. We also have to learn how to be accepting of persons and things as they

HINTS AND TRACES

ROY CIMAGALA are even as we slowly find ways of how we can help each other to be how we ought to be according to God’s designs for us. We should avoid getting stuck in our differences and conflicts. We c an a lw ay s f i nd common ground among ourselves. The fact that we are all humans, that we are all creatures of God, children of his, and loved by him are some of the basic inalienable commonalities we have, which we can use to build up peace among ourselves. Email: roycimagala@ gmail.com

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DOH-10 tackles World TB Day in 'Talakayan sa PIA'

n observance of the World Tuberculosis (TB) day last March 24, the Department of Health (DOH)-10 has highlighted its programs and initiatives in curbing the spread of TB in Northern Mindanao in the midst of the global health crisis. “It is important that we also give attention to other infectious diseases especially in times of the pandemic such as TB,” DOH-10 Infections Diseases Cluster head, Dr. Ian Gonzales said

during last week's Talakayan sa PIA. Hampered by limited mobility and fear wrought by COVID-19 pandemic and the lockdowns in the second and third quarters of 2020, Gonzales said they got lower TB cases detection rates from 129 per 100,000 population in 2019 (preCOVID-19) to 111 cases per 100,000 population. Because of this, Gonzales believed that there are many undiagnosed TB cases

in the region, as most people opted to hide the symptoms due to the stigma of COVID-19. In response, the DOH-10 has heightened its TB detection program by merging it with their COVID-19 surveillance in local health centers and adopted digital initiatives such as the Tele-Directly Observed Treatment Short Course (DOTS) and VideoDOTS to treat the infected individuals. Further, they have also expanded their health

Fighting TB in COVID-19 times. The DOH-10 shares that they have heightened their TB detection program by merging it with their COVID-19 surveillance in local health centers and adapted digital initiatives such as their Tele-Directly Observed Treatment Short course (DOTS) and Video-DOTS for the treatment of infected individuals (VPSB/PIA10)

A Paradigm Shift to Parenting Roles: PARENTS AS TEACHERS AT HOME MA. BUENA P. CATEDRAL Secondary School Teacher III

When do we say we parents are teachers? How do we go around places and confidently say we are doing our best for the learning needs of our children? My experiences as a teacher has taught me a lot of things. This could be a personal insight of my personal experience as a mother of two adult kids now and I can always testify that teaching and rearing children are two very interrelated roles for each parent yet these two have very different parameters in doing them. Waterford.org (2018) posted the most accurate predictor of academic achievement for students is not their enrolment to the most prestigious schools nor does the socio-economic

status of the family to which I do agree and that they say that the best predictor for student success is when parents – and the rest of the members in the family encourage learning at home and involve themselves fully in their child’s education. In my personal experience getting involved in all scholastic activities of my children and setting aside my workload for them brought our relationship together and somehow has proven effective since both of my children finished their formal education. Home study has brought a new challenge to us these days – this new normal weighs more heavily to families

with difficulties on literacy thus coparenting from teaching in the classroom to reaching out to other parents in school and neighbors to help us conduct a better home learning plan that would fit their needs has been a real time challenge. using the Weekly Home Learning Plan, each family receives it with a different story to back-up their daily activities. employed parents remake their home teaching tutorial strategies and resources whereas most unemployed parents rely on their open communication line with the school. Whichever way they follow, the fact remains that parenting roles has shifted to a more serious note under the new normal.

facilities in the field through the provision of Gene-Xpert machines that can diagnose TB, so other provinces would no longer send their samples to the regional office in Cagayan De Oro. For geographically isolated and disadvantaged areas (GIDAs) and indigenous people communities in the hinterlands, Gonzales said the DOH has developed a Specimen Transport System by employing trained motorcycle riders to collect and deliver samples to nearby health centers, and to deliver

medicines as well. “Instead of patients going to health centers to get tested, treated and be given medicines, we have made it more accessible to them to ensure that we have lessened the barriers for the diagnosis and treatment of TB,” he said. In a recent preliminary Philippine Statistics Authority (PSA) research, TB ranked tenth cause of mortality in the Philippines, and is the only infectious-disease in the list while the rest are non-communicable diseases. (VPSB/PIA10)

CorporateWorld

Meat products remain at buying capacity: DA A S Executive Order 124, which mandates a price ceiling on meat products, nears its expiration, the Department of Agriculture (DA) on Monday said the retail price, although did not meet the governmentset price, remains at the average. As of today, the DA said that

per kilogram of pork kasim retails from P310 to P360; pork liempo is selling between P340 to P380; while whole chicken retails from P150 to P200. The 60-day law, which will end on April 8, imposed the price ceiling for a kilogram of kasim and pigue at PP270, P300 per kilogram for liempo, and P160 per kilogram for

dressed chicken. On the other hand, the agriculture office said that 2,989 live hogs were transported to Metro Manila public markets on March 28. So far, the DA has transported 232,763 live hogs since February 8, the start of the implementation of the price ceiling. (PNA)

Cebu Pacific operator lists convertible preferred shares at stock exchange CEBU AIR, Inc., the listed operator of budget carrier Cebu Pacific, announced on Monday that 328.95 million of its convertible preferred shares with a par value of P1 per share are now ready to be traded on the main board of the Philippine Stock Exchange (PSE). “Despite the numerous challenges that airlines

are currently facing, Cebu Pacific was able to raise approximately P12.49 billion ($256 million) from existing shareholders,” Cebu Air said in a disclosure to the stock exchange on Monday. The listed company added that the success of its fund-raising activity is “reflective of the belief that shareholders have,

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not only in the long-term prospects of Cebu Pacific, but also its vital role in the economic recovery of the Philippines.” The company has said the amount raised would help it address financial liabilities, including repayment of an advance by JG Summit Philippines Ltd., aircraft operating lease payments, principal debt repayments, and passenger refunds, among others. Cebu Air recently

announced that its board approved a P16-billion, 10-year loan from local banks. The loan would be used to fund its capital expenditures and other general corporate purposes. The loan should also provide a cushion against “unexpected working capital requirements that may stem from fuel price and foreign exchange rate volatility,” Cebu Air said in an announcement.

THIS AGREEMENT, executed by and between; GREG B. DIMPAS, Filipino, of legal age, widower and a resident of Poblacion, Tubod, Lanao del Norte; MICHAEL VINCENT E. DIMPAS, Filipino, of legal age, single and a resident of Poblacion, Tubod, Lanao del Norte; CHRISTINE CELESTE D. ATAY, Filipino, of legal age, married and a resident of Poblacion, Tubod, Lanao del Norte; WITNESSETH: That the above-named parties are the sole legal heirs/surviving spouse and legitimate children of the deceased GLENDA MARIE E. DIMPAS who died on November 10, 2020 at MHARS Gen. Hospital, Ozamiz City; That said deceased died intestate, without Testament and without leaving any debts whatsoever; That said deceased left a certain PERSONALTY (RETIREMENT BENEFITS CLAIM) to wit: (GSIS) Government Service Insurance System Retirement Benefits Claim deposited at Land Bank of the Philippines (LBP), Iligan Branch, Iligan City, Lanao del Norte under Saving Account No. 0805018305. That pursuant to Section 1, Rule 74 of the Revised Rules of Court of the Philippines, and the parties herein being all of age and full civil capacity, they have agreed to divide as they do hereby divide and adjudicate the said personalty (Retirement Benefits Claim) equally unto themselves. Furthermore: That herein heirs, MICHAEL VINCENT E. DIMPAS and CHRISTINE CELESTE D. ATAY hereby waives theirs rights, interests and participations of their share of the aforementioned personalty (Retirement Benefits Claim) in favor of their father GREG B. DIMPAS. IN WITNESS WHEREOF, we have hereunto set our hands this 11th day of March, 2021 at Tubod, Lanao del Norte, Philippines. (Sgd.) GREG B. DIMPAS Surviving Spouse/Legal Heir Driver’s License ID No. KO4-95-026737 Expiration Date: November 11, 2022

(Sgd.) MICHAEL VINCENT E. DIMPAS Legal Heir Driver’s License ID No. K16-17-000887 Expiration Date: August 1, 2023

(Sgd.) CHRISTINE CELESTE D. ATAY Legal Heir ID No. MO2-18-001630

WED-FRI|MARCH 31 - APRIL 2, 2021

2 local pharma firms eye production of Ivermectin LLOYD Laboratories Inc. and Pascual Laboratories Inc. are willing to apply for registration with the Food and Drug Administration (FDA) to produce Ivermectin for human use, Anti-Red Tape Authority (ARTA) director general Jeremiah Belgica said on Tuesday. In a virtual press briefing, Belgica said the two local pharmaceutical companies expressed their intent to register for Ivermectin production during their meeting with FDA Tuesday morning. He added that their registration will be pursued once the Department of Health (DOH) will include Ivermectin in its Covid-19 treatment plan. “If Ivermectin will have the accreditation to be part of the treatment plan, then their application will be under emergency use authorization (EUA). Otherwise, it will be under compassionate use or the regular certificate product registration (CPR) process. So it’s important that we get the response from DOH if they are willing to include Ivermectin in the treatment plan,” the ARTA chief said. In recent statements, health authorities do not recommend the use of Ivermectin for viral infection treatment including Covid-19 as this product is not registered with the FDA. The only registered Ivermectin products in the country are used for certain animal species

Solid Waste Management Sustainability MA. BUENA P. CATEDRAL Secondary School Teacher III

Littering waste particularly fo o d wraps waste into places not designated to dispose of it. It is mainly caused by mismanagement of solid waste when garbage is not lifted from streets and areas to carry it to landfill sites for its final disposal. It all happens to owe to the poor system of either garbage collection,

in school and community. In Balulang NHS, as a coordinator I see to it that the proper segregation is implemented thoroughly. Students and teachers alike are working on it. They learn a garbage disposal in placed in proper places. In fac t, B alulang NHS has won in Oro Kalimpyo Award wayback 2019 in its

effort to implement such advocacy. In the recent time, the Balulang community hopes to sustain the program by reigniting the advocates of solid waste management not only in school but to the whole barangay of Balulang in the next school year and in the years to come.

“My Hardships towards Success” DENNIS RAMOS VIERNES West City Central School

Signed In The Presence Of: (Sgd.) DRYDEN KLEE A. SAMANIEGO

(Sgd.) AMANTE L. DAMAYO

ACKNOWLEDGMENT Republic of the Philippines) Province of Lanao del Norte) s.s. Municipality of Tubod ) x -------------------/ Personally came and appeared before me on this 11th day of March 2021 at Tubod, Lanao del Norte, the above-mentioned Heirs of GLENDA MARIE E. DIMPAS, known to me and to me known to be the same persons who executed the foregoing instrument and acknowledged that the same are their free act and voluntary deed. This instrument Extra-Judicial Settlement of the aforementioned heirs consisting of two (2) pages including this whereon the acknowledgment is written has been signed by the parties and witnesses thereof. WITNESS MY HAND AND SEAL at the place and on the date first above written. Doc. No. 268 Page No. 54 Book No. CLXII Series of 2021

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(Sgd.) Atty. DOROTHEA SALIGAN-BASALO Notary Public Until December 31, 2022 PTR No. 4643108/Jan. 04, 2021/Tubod, LDN IBP LIFETIME ROLL NO. 015392 LANAO DEL NORTE CHAPTER Roll No. 53300 MCLE Certificate of Compliance No VI-0001294

I find that the harder I work the more luck I seem to have” Thomas Jefferson. Yes, I firmly believe in luck. I believe that we create our own success by being intentional in our actions, by living our purpose and by being true to our core. We all want to be successful in the future but at some point, we can’t seem to overcome certain challenges that we face along the way. Many challenges we encountered nowadays, no matter the circumstances. As what I

experienced in pursuing my studies in master’s degree. I started my master’s degree last year 2015 until 2020. There were challenges I faced along the way. One of these challenges was out of focus. Most of us have goals in life. You may want to learn something like doing your thesis writing. Maybe this has been a lifelong goal that I have worked on it. I found myself getting busy at work and my studies as well. However. I continued my studies in master’s degree until I finalized and

finished my thesis. It was not easy doing my works as also behold challenges but, I balanced my time in work and study to have a smooth sailing flow of finishing my master’s degree. I was beyond grateful to God for his giving me wisdom and love. And also those people who have helped me a better person, so. to everyone just keep on believing, never get affected with pessimism. As they say, learning is a never-ending journey. Just continue your dream and have faith and Hope.

to treat internal and external parasites as well as prevention of heartworm disease. Belgica said once there will be mass production of Ivermectin, prices of this medicine could be lower from the current price range of P35 to P40 per capsule. ‘Too much bureaucracy’ Pharmaceutical companies and business groups have mentioned during their hearing with ARTA and FDA that no one has tried to apply for Ivermectin registration for human use due to cumbersome process of registration, Belgica said. “Excessive government bureaucracy especially during the pandemic is deadly,” he added. “We only need the necessary processes, and the government offices should be proactive.” But Belgica said DOH and FDA should not be blamed for “not doing their jobs” since there are no companies yet that submitted their registration for Ivermectin use for treating human. Study Ivermectin for Covid treatment The top anti-red tape official said his office has invited DOH officials for a meeting to explain why they have not included Ivermectin in the Covid-19 treatment plan. “We also requested that it will also be endorsed for study immediately,” added Belgica. Dr. Homer Lim of Concerned Doctors and Citizens of the Philippines said in his podcast Monday that there are clinical trials that can prove Ivermectin’s efficacy in treating Covid-19 symptoms. “(The clinical trials) really show that Ivermectin has a really good track record in improving patients’ outcome with Covid-19, especially if you give them as an early treatment for Covid. That would prevent them in getting severe form of Covid, and prevent them or avoid them from going to the hospital, and therefore deaths,” Lim said. Belgica also said Lim reported to ARTA that a pharmacy compounding Ivermectin for human use was raided for producing the said medicine. He added that the Ivermectin that were being produced in the raided pharmacy are those with requests from doctors who are giving Ivermectin to treat their patients, and not for mass production. In their meeting, the FDA said they will be allowing pharmacies for compounding Ivermectin but for those with doctors’ request only, Belgica said. (PNA)

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Banking&Finance DOF chief cites prompt multilateral financing for vaccination program WED-FRI|MARCH 31 - APRIL 2, 2021

FINANCE Secretary Carlos Dominguez III said Monday the "prompt and substantial" financing extended by the Philippines’ multilateral partners for its coronavirus disease 2019 (Covid-19) vaccination program will help accomplish the government’s target of inoculating 70 million Filipinos or 100 percent of the adult population. Dominguez said the government is fully committed to accelerating the rollout of its national vaccination program in order to safely reopen the economy and restore the jobs lost since Covid-19 sparked a pandemic last year. “On behalf of the Philippine Government, I express my deepest gratitude to the World

Bank (WB), the Asian Development Bank (ADB), and the Asian Infrastructure Investment Bank (AIIB) for extending a total of $1.2 billion in financing for the procurement of safe and effective Covid-19 vaccines for the Filipino people,” Dominguez said at the virtual launching of these loans via Zoom. Under the terms of these loans, Dominguez said the multilateral institutions will help the Philippine government purchase the vaccines through their stringent procurement rules and guidelines and then pay the vaccine suppliers directly. The financing packages will also follow global best practices on safeguard measures, he added.

Dominguez said the swift response of the WB, ADB and AIIB to the Philippines’ call for support reflects their confidence in the government’s capability to effectively implement its Covid-19 response measures, including the national vaccination program. The government, through the Department of Finance (DOF), has secured the following loans totalling $1.2 billion (around P58.4 billion) for Covid-19 vaccine procurement: $500 million for the Philippines’ Covid-19 Emergency Response Project-Additional Financing (PCERP-AF) from the WB; $400 million Second Health System Enhancement to Address

and Limit Covid-19 (HEAL 2) under the Asia Pacific Vaccine Facility of the ADB; and $300 million HEAL 2 loan from the AIIB. “We appreciate our multilateral partners’ responsiveness and flexibility in providing appropriate and timely financing support to cater to our specific needs during this pandemic. They stood side by side with us throughout this battle by giving us the ample ammunition we need to quickly recover from this health crisis,” Dominguez said. ADB Vice President Ahmed Saeed said the ADB, along with the WB and AIIB, "will need to work with our developing member countries and FINANCING/PAGE 11

Banks' soured loans seen to fall by 30% due to FIST law Institutions Strategic Transfer Corporation (FISTC) within the next two years. In a virtual briefing Monday, Bangko

MONETARY authorities expect at least 30 percent of the banking system’s non-performing assets (NPAs) will be disbursed through Financial

Sentral ng Pilipinas (BSP) Governor Benjamin Diokno said their projection is a conservative one and was based on the level of NPAs

DEPED First Virtual INSET By: FELICITA R. CABUNOC Teacher I- Tablon Elementary School

COVID-19 Pandemic caus es the susp ension of face to face classes, gatherings and seminars. DEPED –Department of Education conceptualize and implemented the first DEPED virtual Inset last March 15-19, 2021. A series of topics related to online classes where lined-up for the teachers to learn. Teachers will submit the different outputs everyday, each topic to get the daily certificates of attendance and participation through

Microsoft Account of teachers. There were almost 28 certificates more or less given to the teachers after accomplishing all the necessary requirements for each topic. Teachers were amazed for this innovative National DEPED Virtual INSET. Teachers can use the certificates for any promotions that they want to apply with a National L e vel C ate gor y. G one are the days that we do away from technology ,

we have to move forward and adopt the new trends of education, the distance learning. We do not know when this pandemic ends, that’s why the department is equipping the educators for this new normal situation. It is a matter of adopting the changes because we believe that everything is evolving. That’s why DepEd Sec. Leonor M. Briones said “ Education must continue inspite of pandemic”. Learn and adopt the change for good.

sold to special purpose vehicles (SPVs) after the Asian financial crisis. “This translates to at least PHP152 billion in NPAs, or 30 percent of (the) banking system’s total NPAs as of 31 December 2020, which is estimated at PHP508 billion,” he said. Under the FIST law, which was signed into law on Feb. 16, 2021, financial institutions (FIs) may dispose of their NPAs to FISTC to boost their resources and enhance their ability to lend to more borrowers and help ensure the strength of the domestic financial system. Diokno said the FIST law is a “timely reform” and incorporates lessons from the Asian financial crisis. He said FIST is expected to post higher LOANS/PAGE 11

PROJECT CHECK | CLASSROOM HEALTH EDUCATION CHECKLIST KIT: A covid-19 response MA. BUENA P. CATEDRAL Secondary School Teacher III

In a classroom-based instruction program, health is equally given emphasis to be held with great care and vigilance. As a classroom teacher in one of Public Schools of the Division of Cagayan de Oro under the new normal education services I choose to initiate activities or projects that would help my class to be free from infections specially to serious viruses like COVID-19. Becoming vigilant would mean that I need to see through and think more on how do I begin to follow with the government’s advice on health protocols in schools

under the new normal and taking into consideration the instructions given by our direct superior – the School Principal. A lot is expected of us teachers, we needed to be healthy first and make sure we aren’t the source of infection. Face-Masks, Face-Shield, Hand Gloves, PPEs, Eye Googles come to play a very important role as well as the regular acquisition of individualized provisions of alcohol and hand sanitation materials including hand-soaps and of course the steady flow of water for frequent

handwashing policy. Social Distancing stated for strict compliance, personal protection, handwashing requirement and sanitation before entering the room, signages posted, direction signs posted for guidance from which area is allowed for entrance and which areas aren’t. Project CHECK shall be posted outside the classroom premises with all the health protocols and instructions given using the vernacular language we use for better understanding by the local people and shall serve as a CITIZEN’S CHARTER.

ALAALA NG ISANG LUMISAN Ni MARITES G. SALAN Teacher I Cagayan de Oro National High School – JS

Ang buhay ay mahiwaga. Hindi ko man batid ang dulo, Ang tanging alam ko ay may dahilan ang simula nito. Sa buhay na balot ng pangamba. Tanging pag-asa ang panibagong sinag ng umaga. Sa lakad ng panahon, pagiging positibo ang aking sandata. Aking naaalala kahit wala tayong pera, Simula kayod sa eskwela hanggang naging guro na. Hindi ko dama ang hirap. Sa simpleng bagay,buhos na tawanan ay damangdama. Tumawag ako sa iyo, "Tolilit may dinaramdam ako" Umiiyak ako kasi nasa stage 2. "Tetet, manalangin tayo", yakap mo ako. Ngingiti ka at sasayawan mo ako. Patuloy na umiinog ang panahon. Sabay nating sinabing, magkikita tayo sa pag-uwi ko. Hindi ko lang matanto, Sinabi mong, "ayaw mo muna akong makita" Nasaktan, nagtatanong pero nangingibabaw ang pag -unawa. Kilala kita, Kapag hindi maganda pakiramdam mo, Ayaw mong paistorbo. "Kumusta"? Txt ko. "Bad news", reply mo. "Laban lang ", nagkasabay tayo sa mga katagang ito. Pagaling ka! Pagaling tayo!

Madalang ka na mag-message. Umuwi ako sa probinsya, Hangad kong makipagkita. Kasi chat ko walang reply mula sa 'yo. Ngunit sa daan pa lamang, Isang tawag sa akin gumulantang. Nasa ospital ka’t di na makausap. Pikit ang iyong mga mata’t nahihirapang huminga. Iba hitsura mo. Wala ang ngiting hanap ko. Pinigilan kong umiyak, ayaw mo kasi ng ganito. Hawak ko kamay mo. Tumutulo luha mo. Positibo pa rin ako. Matapang ka, Malalampasan mo ito. Balik siyudad na ako, Nag-iwan ng mensahe Kapag gigising ka. Babalik ako. Sumunod na araw, tumunog cellphone ko. Numero lang nakarehistro. Tawag pa lang sa pangalan ko. Alam kong mula sa probinsya ito. Ang takot ay naging malinaw at tumambad sa harapan ko. "Bff iniwan mo na ako". Tinatahak ko ang buhay na wala ka na. Tawanan na lamang ang naiwan sa iyong paglisan. Sa bawat balik ng alaala, Hindi pa rin lubos maisip na hindi na kita makikita. Masakit pero heto ako, nagpapakatatag. Anghel kang pinadala sa mundong ibabaw. Sa paglalakbay ko sa kahiwagahan ng buhay. Ipanalangin mo riyan sa Poong Maykapal, Bigyan ako ng lakas sa sariling laban. Paalam Kaibigan!

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WED-FRI|MARCH 31 - APRIL 2, 2021

CSWD: Emotional well-being among women important amid pandemic

Celebrating Women's Resiliency. The Cagayan de Oro City Social Welfare and Development Office (CDOC-CSWD) highlights the importance of emotional well-being among women of Northern Mindanao in the midst of the global health crisis during Talakayan sa PIA. (VPSB/PIA10) REPUBLIC OF THE PHILIPPINES PROVINCE OF MISAMIS ORIENTAL MUNICIPALITY OF INITAO -o0oNOTICE TO THE PUBLIC CFN-0002-2021

In celebration of Women’s Month, the City Social Welfare and Development Office (CDOC-CSWD) underscored the importance of emotional well-being among women of Northern Mindanao in the midst of the global health crisis. According to CDOCCSWD Psychosocial Division Head Jaymee Leonen, locally done research in the psychological effects of the pandemic have found that women are more prone to developing psychiatric issues to the point of needing clinical interventions, especially for young women who are single and childless. “As women, I think there are biological and

NOTICE TO THE PUBLIC CFN-0001-2021

March 22, 2021

In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that PAULINO B. JAMIS has filed with this Office, a petition for change of first name from “NICIAS” to “PAULINO” and correction of entry in sex from “ “ to “ “ or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of NICIAS B. JAMIS at Initao, Misamis Oriental and whose parents are MACARIO JAMIS and CESARIA BUNA. Any person adversely by said petition may file his written opposition with this office not later than April 15, 2021.

In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that JOSEPHINE S. SALAS has filed with this Office, a petition for change of first name from “JOSEFA” to “JOSEPHINE” and correction of entry in sex from “ “ to “ “ or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of JOSEFA D. SOFOCADO at Initao, Misamis Oriental and whose parents are VICTOR S. SOFOCADO and RAMONA L. DEALCA. Any person adversely by said petition may file his written opposition with this office not later than April 15, 2021.

(SGD) ISAIAS A. JARALES Municipality Civil Registrar

BWM: March 26 & April 2, 2021

(SGD) ISAIAS A. JARALES Municipality Civil Registrar

BWM: March 26 & April 2, 2021

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte

LIST OF MORTGAGED PROPERTY

Bounded on the South, along line 1 to 2, by Lot 6, Block 6, of the subdivision plan; on the West, along line 2 to 3, by Lot 3, Block 6, of the subdivision plan; on the North, along line 3 to 4, by Road Lot 4; and on the East, along line 4 to 1, by Lot 7, Block 6, of the subdivision plan.”

All sealed bids must be submitted to the undersigned on the above stated time and time.

In the event that the Public Auction cannot take place on the said date, it shall be held on June 30, 2021 without further notice.

KNOW ALL MEN BY THESE PRESENTS:

That the late SALVADOR M. SOLERIA, who died intestate without will on April 12, 1997 at Poblacion, Laguindingan, Misamis Oriental, at the time of his death left a parcel of land with Tax Declaration No. G-307916 sitauted at Mambuaya, Cagayan de Oro City, containing an area of EIGHT THOUSAND SEVEN HUNDRED THIRTEEN (8,713) square meters, and has been the subject of an DEED OF EXTRA-JUDICIAL PARTITION WITH SALE OF PARCEL OF LAND, filed by the heirs of SALVADOR M. SOLERIA, in favor of SPS. ROQUE MARBAN AND MYRNA C. MARBAN, per DOC #166; PAGE #34; BOOK #LII; Series of 2020 under the Notarial Registry of ATTY. TEOFREDO C. ROJAS.

That the late SPOUSES JUSTO AND FLOREFIZ B. MALAYA, who respectively died on February 26, 1986 in Barra Opol, Misamis Oriental and November 27, 2004 in Cagayan de Oro City, without any will, that upon their death said deceased left the following parcels of land with Transfer Certificate of Title No. T-34887 situated in the Barangay of Barra, Mun. of Opol, Prov. Of Misamis Oriental, Island of Mindanao, containing an area of THREE THOUSAND NINE HUNDRED NINETY NINE (3,999) SQUARE METERS, more or less, Parcel 2- A parcel of land with Transfer Certificate of Title No. 7920 situated in Kitam-is, Lonocan, Manolo Fortich, Province of Bukidnon, containing an area of FORTY TWO THOUSAND EIGHT HUNDRED AND THIRTY FIVE (42,835) SQUARE METERS, Parcel 3- A parcel of land with Transfer Certificate of Title No. ET_1084 situated in the Barangay of Lunokan, Municipality of Manolo Fortich, Province of Bukidnon, Island of Mindanao, containing an area of THIRTY THOUSAND SEVEN HUNDRED EIGHTY (30,780) SQUARE METERS, more or less and has been the subject of an EXTRAJUDICIAL PARTITION OF THE INTESTATE ESTATE OF THE LATE SPOUSES JUSTO MALAYA AND FLOREFIZ B. MALAYA, filed by the heirs of SPOUSES JUSTO AND FLOREFIZ B. MALAYA, per DOC #55; PAGE #6; BOOK #XVI; Series of 2019 under the Notarial Registry of ATTY. BERNA GIFT C. GONZAGA-DIMACALING

BWM: Mar. 19, 26 & Apr. 2, 2021

DEED OF EXTRA-JUDICIAL PARTITION WITH SALE OF PARCEL OF LAND

NOTICE OF EXTRA – JUDICIAL SALE (EJF No. 212-07-2018) Upon the Extra Judicial Petition for Sale under Act 3135, as amended, filed by the HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag-IBIG Fund), a government financial institution with principal office at Petron Mega Plaza Bldg., 358 Sen. Gil Puyat Ave., Makati City and with branch office at Pag-IBIG Fund Bldg., J.R. Borja-Mortola Sts., Cagayan de Oro City against SPS. BERNADETTE B. MINANGA and EBRAHIM L. MINANGA, with postal address at Lot 3079-A, Bulod, Tubod, Lanao del Norte, to satisfy the indebtedness which as of October 8, 2018, amounting to NINE HUNDRED EIGHTY EIGHT THOUSAND SEVEN HUNDRED TWENTY NINE PESOS & 87/100 (P988,729.87) inclusive of interest and penalty charges and excluding foreclosure expenses and other monetary obligation, the undersigned will sell at Public Auction on 2nd day of June, 2021 at 10:00 A.M. or soon thereafter at the Regional Trial Court, Branch 07, Provincial Capitol of Lanao del Norte, Pigcarangan, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: LIST OF MORTGAGED PROPERTY

TCT No. T-29,013 Lot 5, Block 6, Psd-123522-017578 “A parcel of land Lot 5, Block 6, of the subdivision plan, Psd-123522-017578, being a portion of Lot 14 Block C, (LRC) Psd-100834 situated in the Barangay Poblacion, Municipality of Tubod, Province of Lanao del Norte, Island of Mindanao, containing and area of ONE HUNDRED (100) SQUARE METERS, more and less, including the improvements found thereon, more particularly described and bounded as follows;

EXTRAJUDICIAL PARTITION OF THE INTESTATE ESTATE OF THE LATE SPOUSES JUSTO MALAYA AND FLOREFIZ B. MALAYA

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte

NOTICE OF EXTRA – JUDICIAL SALE (EJF No. 213-07-2018) Upon the Extra Judicial Petition for Sale under Act 3135, as amended, filed by the HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag-IBIG Fund), a government financial institution with principal office at Petron Mega Plaza Bldg., 358 Sen. Gil Puyat Ave., Makati City and with branch office at Pag-IBIG Fund Bldg., J.R. Borja-Mortola Sts., Cagayan de Oro City against MOLOC D. OMAR, married to LAWANSA T. OMAR, with postal address at Block 6, Lot 5, Sanz Subdivision, Poblacion, Tubod, Lanao del Norte, to satisfy the indebtedness which as of October 8, 2018, amounting to TWO HUNDRED FORTY TWO THOUSAND TWO HUNDRED SIXTY & 67/100 (P242,260.67) inclusive of interest and penalty charges and excluding foreclosure expenses and other monetary obligation, the undersigned will sell at Public Auction on 2nd day of June, 2021 at 10:00 A.M. or soon thereafter at the Regional Trial Court, Branch 07, Provincial Capitol of Lanao del Norte, Pigcarangan, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit:

"Elaborating on the importance of a support system, she says that WOMEN/PAGE 11

KNOW ALL MEN BY THESE PRESENTS:

REPUBLIC OF THE PHILIPPINES PROVINCE OF MISAMIS ORIENTAL MUNICIPALITY OF INITAO -o0oMarch 23, 2021

sociological factors that contribute to us having higher risk in developing psychological symptoms in this pandemic, especially because as a woman, we are very 'other' oriented,” Leonen said during Talakayan sa PIA. In rejoinder, she cited the importance of having a strong support system as a key in keeping emotionally and psychologically healthy, attributing it as the number one protective factor for people from mental disorder and recovery from any disorder, even physical health.

TCT No. T-19,859 Lot No. 3079-A, Psd-123522-019111 “A parcel of land Lot No. 3079-A, Psd-123522-019111 situated in the Barangay Bulod, Municipality of Tubod, Province of Lanao del Norte, Island of Mindanao, containing and area of SIX HUNDRED SIXTY NINE (669) SQUARE METERS, more and less, including the improvements found thereon, more particularly described and bounded as follows; Bounded on the N.E., along line 1-2 by Existing Road., and on the N.W., S.W., and S.E., along lines 2-3-4-1 by Lot No. 3079-B, Psd-123522-019111.”

All sealed bids must be submitted to the undersigned on the above stated time and time.

In the event that the Public Auction cannot take place on the said date, it shall be held on June 30, 2021 without further notice.

Tubod, Lanao del Norte, Philippines, this March 25, 2021.

Tubod, Lanao del Norte, Philippines, this March 24, 2021.

BWM: March 31, April 7 & 14, 2021

(SGD.) ROY B. MADRONA Sheriff IV

BWM: March 31, April 7 & 14, 2021

(SGD.) ATTY. AISA B. MUSA-BARRAT Clerk of Court VI and Ex-Officio Sheriff

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WED-FRI|MARCH 31 - APRIL 2, 2021

Phoenix bags four trophies at 18th Philippine Quill Awards Phoenix Petroleum, the country’s leading independent oil company, earned the nod of another esteemed award-giving body in the Philippines as it won a total of four trophies last March 25 at the 18th Philippine Quill Awards. The launch of the company’s LPG brand, Phoenix SUPER LPG, through the ‘Sarap Pala Magluto’ nationwide campaign, won an Excellence Award for Communication Management for Marketing, Advertising, and Brand Communication category.

Another Excellence Award recipient is FamilyMart’s Convenience Store Retailing campaign that topped the Communication Management for Customer Relations category. Together with public relations agency, PageOne, the company’s COVID-19 communications project, Kwentong Phoenix, bagged a Merit Award for Communication Skills for Social Media Programs category. Another COVID19-related project, FamilyMart’s #WeSupportSMEs campaign also won

a Merit Award for Communication Management for Marketing, Advertising, and Brand Communication category. ”We are very honored to be recognized once again by the Philippine Quill Awards. Our projects have always been centered on our aim to be an indispensable partner in the journey of everyone whose life we touch, hence, awards like these affirm that we are on the right direction, and that we are doing what is best both for our company and the communities we serve,” Phoenix Petroleum

President Henry Albert Fadullon said. Phoenix won its first Philippine Quill trophy in 2018 when its advocacy campaign, Pinoy Tsuper Hero, bagged an Excellence Award. The

MY PERSONAL VIEWS ON TEACHER’S DISCIPLINE: KEEPING FOCUSED AMIDST UNCERTAIN TIMES MA. BUENA P. CATEDRAL Secondary School Teacher III

To define grace under pressure today is way beyond expectations but still I would like to believe that teachers are doing everything they can in their power to retain focused at work amidst uncertain times. The new normal strikes people and made them be afraid to do anything anymore. Everyone seemed to be confused on what to do and how to cover their loses or fend for themselves specially with their personal circumstances. Yet, amazingly, Public school Teachers like me remained strong – we were very fearful but we managed to be steadfast about our work environment, our family and

specially to our belief that everything will be alright in the end. Some of us adapted easily to the learning situations from regular classroom activities and to shifting to online classes, handling RBI or Radio-based instruction and Television platforms. The most difficult phase was at the start yet surprisingly parents have mostly adapted to the new normal for education services. Schoolchildren and their parents have learned the importance of making a frequent communication line with teachers on how to do about with their performance tasks from their Self-learning Modules. Somehow

everything seemed new like doing webinars, virtual conferences, using social media platforms and mastering use of software that were never a “thing” of everyone’s concern before yet now even to old-aged teachers like me it became a trend. and from all of these? FOCUS is the key. DISCIPLINE comes next. And as for me. I do my job like anyone else but unlike anyone else I always remember to put heath and safety first for my students, the parents and everyone around me since uncertain times needed certain personnel to ascertain security in their present conditions.

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region BRANCH 07 Tubod, Lanao del Norte IN RE: PETITION FOR CHANGE OF NAME IN THE CERTIFICATE OF LIVE BIRTH OF VICKY JOY QUABO ALVIA UNDER THE FIRST NAME FROM VICKY QUABO ALVIA to VICKY JOY QUABO ALVIA and CORRECTION OF ENTRY UNDER HUSBAND’S SURNAME OF THE CERTIFICATE OF MARRIAGE FROM MARTOLO TO MORTOLO. VICKY JOY Q. ALVIA-MORTOLA, - versus –

SPL. PROC. NO. 352-07-2020 - for Change of Name

ORDER Filed before this Court is a Petition for Change of Name of VICKY QUABO ALVIA otherwise known as VICKY JOY QUABO ALVIA from VICKY QUABO ALVIA to VICKY JOY QUABO ALVIA filed by the herein Petitioner praying among others that upon due notice, publication and hearing, judgment be issued granting the petition. Petitioner alleges that she is of legal age, married and a resident of Lower Sagadan, Baroy, Lanao del Norte. Respondent is sued in her official capacity as such. The Petitioner was born to spouses VIRGILIO R. ALVIA and FERNANDA R. QUABO at Poblacion, Baroy, Lanao del Norte. That unknown to the petitioner, her father registered the First Name as VICKY instead of VICKY JOY as it can be gleaned in all her documents of importance, hence, this instant petition for correction of entry of the First/Given Name of Petitioner from VICKY TO VICKY JOY. There is also entry of the Husband’s Surname in the Certificate of Marriage, MARTOLA instead of MORTOLA as reflected in the Birth Certificate of her husband issued by the Office of the Municipal Civil Registrar of Kolambugan, Lanao del Norte, Certificate of Baptism issued by the Parish of the Holy Cross, Kolambugan, Lanao del Norte and Confirmation Certificate of San Isidro Labrador Church, Maigo, Lanao del Norte. She attached to the petition the documents to support her petition. That the petition is filed in good faith and is not intended to conceal the commission of a crime and/or defeat the investigation and prosecution of the same but with the sole intention to straighten the records of the petitioner. Set the initial hearing of this petition to July 1, 2021 at 8:30 in the morning before the sala of this Court. Any person interested to the said petition may come to Court on said date and time to show cause why said petition should not be granted. Furnish copy of this Order to the Office of the Solicitor General in Makati City, the Public Prosecutor’s Office in Tubod, Lanao del Norte, the Office of the Local Civil Registrar of Baroy, Lanao del Norte, Atty. Dorothea SaliganBasalo of Poblacion, Tubod, Lanao del Norte and to the petitioner herself of Lower Sagadan, Baroy, Lanao del Norte. Let copy of the Order containing the petition be published in a newspaper of general circulation for three (3) consecutive weeks at the expense of the petitioner. Another copy be posted at the Bulletin Board of this Court. SO ORDERED. Tubod, Lanao del Norte. January 18, 2021

BWM: Mar. 26, Apr. 2 & 9, 2021

launch of Phoenix PULSE Technology added another Excellence Award for the company when it won in the 2019 Philippine Quill Awards. In the same year, Phoenix Fuel Master’s social media campaign took home a Merit Award. The Philippine Quill Awards is an annual awards program organized by the International

Association of Business Communicators (IABC) in the country. It recognizes outstanding individuals, companies, and programs that exemplify excellent use of communication in achieving goals and in making a difference in the society. This year, over 800 entries were submitted and reviewed by esteemed judges from various fields.

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region BRANCH 07 Tubod, Lanao del Norte IN THE MATTER OF CANCELLATION/CANCELLATION OF ENTRY IN THE CERTIFICATE OF LIVE BIRTH OF MINOR KRYSZHA WEAVE ATAY CARMELO.

SPL. PROC. NO. 354-07-2021

METZIE ATAY CARMELO, Represented by PLACIDA ATAY CARMELO, Petitioner, - versus OFFICE OF THE MUNICIPAL CIVIL REGISTRAR, TUBOD, LANAO DEL NORTE, Respondent. x------------------------------ ----------/ ORDER

Petitioner,

THE LOCAL CIVIL REGISTRAR OF BAROY, LANAO DEL NORTE, Respondent. x------------------- -----------/

Outstanding Phoenix campaigns and projects were recognized at the 18th Philippine Quill Awards as the company took home two Excellence Awards and two Merit Awards during the virtual awarding last March 25.

(Sgd) RICHIE GAY T. MENDOZA Presiding Judge

Filed before this Court is a Petition for CANCELLATION/CORRECTION of entry in the Certificate of Live Birth of minor KRYSZHA WEAVE ATAY CARMELO filed by the herein Petitioner praying among others that upon due notice, publication and hearing, judgment be issued granting the petition. Petitioner alleges that she is of legal age, Filipino, single and a resident of Purok- 4, San Antonio, Tubod, Lanao del Norte. She is represented in this case by her mother. PLACIDA ATAY CARMELO, also of legal age, Filipino, and likewise a resident of Purok-4, San Antonio, Tubod, Lanao del Norte by virtue of a Special Power of Attorney. The Respondent is sued in her official capacity as such. Petitioner is the biological mother of the minor child, KRYSZHA WEAVE ATAY CARMELO, who was born out-of-wedlock on August 2, 2005 at San Antonio, Tubod, Lanao del Norte. The child, KRYSZHA WEAVE ATAY CARMELO was registered in such name under Registry No. 2005-650 in the Municipal Civil Registrar of Tubod, Lanao del Norte with the Midde name, “ATAY”. In it, the entry in the “FATHER” portion was either reflected as “UNKNOWN” OR “NOT APPLICABLE”. The middle name of the minor child as “ATAY” was just copied from the middle name of petitioner, her biological mother. That the name minor child of petitioner was born an illegitimate child with the name of her father not indicated. It is further an error that petitioner’s minor child will carry the middle name as same with her, as indicated, considering that the subject minor is not petitioner’s sibling, and was never acknowledged by her biological father as well. That in the case of REPUBLIC OF THE PHILIPPINES vs. TRINIDAD R.A. CAPOTE, G.R. No. 157043, February 2, 2007, it was held that; “Our ruling in the recent case In Re: Petition for Change of Name and/or Correction of Entry in Civil Registry of Julian Lin Carulasan Wang is enlightening: Our laws of the use of surnames state that legitimate and legitimated children shall principally use the surname of the father. The Family Code gives legitimate children the right to bear the surname of the father and the mother, while illegitimate children shall use the surname of their mother, unless their father recognizes their filiation, in which case they may bear the father’s surname. Applying these laws, an illegitimate child whose filiation is not recognized by the father bears only a given name and his mother’s surname, and does not have a middle name. The name of the unrecognized illegitimate child therefore identifies him as such.” (underlining ours). That the Highest Court enumerated valid grounds or reasons to validly ask the Court for a change of name. It is enshrined in Republic of the Philippines vs. Coseteng, G.R. No. 189476, February 2, 2011, to wit: A person can effect a change of name under Rule 103 (CHANGE OF NAME) using valid and meritorious grounds including (a) when the name is ridiculous, dishonourable or extremely difficult to write or pronounce; (b) when the change results as legal consequences such as legitimation; (c) when the change will avoid confusion; (d) when one has continuously used and been known since childhood by a Filipino name, and was unaware of alien parentage; (e) a sincere desire to adopt a Filipino name to erase signs of former alienage, all in good faith and without prejudicing anybody; and (f) when the surname causes embarrassment and there is no showing that the desired change of name was for a fraudulent purpose or that the change of name would prejudice public interest. That from all the foregoing, petitioner prayed that the name of her minor child be corrected/changed from KRYSZHA WEAVE ATAY CARMELO to simply KRYSZHA WEAVE CARMELO, bearing her GIVEN FIRST NAME and the LAST NAME of petitioner only. Set the initial hearing of this petition to May 27, 2021 at 8:30 in the morning before the sala of this Court. Any person interested to the said petition may come to Court on said date and time to show cause why said petition should not be granted. Furnish copy of this Order to the Office of the Solicitor General in Makati City, the Public Prosecutor’s Office in Tubod, Lanao del Norte, the Office of the Local Civil Registrar of Tubod, Lanao del Norte, Atty. Glenice Joy Jornales of Poblacion, Tubod, Lanao del Norte and to the petitioner herself through her mother, Placida Atay Carmelo of P-4, San Antonio, Tubod, Lanao del Norte. Let copy of the Order containing the petition be published in a newspaper of general circulation for three (3) consecutive weeks at the expense of the petitioner. Another copy be posted at the Bulletin Board of this Court. SO ORDERED. March 16, 2021 Tubod, Lanao del Norte. (Sgd) RICHIE GAY T. MENDOZA Presiding Judge BWM: Mar. 26, Apr. 2 & 9, 2021

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First time home buying tips at a glance

2-day real estate online conference gave inspiring tips and recommendations

ast weekend Arch. Romolo Nati, Chairman and CEO of Italpinas Development Corporation (IDC) had the opportunity to talk about the various aspects that make IDC’s developments different from others. In this 2-day real estate online conference hosted by TGFI he explained how the company is using very distinct passive green design features, integration begins during the conceptualization process and is then developed into the design, construction, and building maintenance. The process is created using performance-based design strategies that make use of parametric and generative architectural software that analyze the existing

data of natural weather conditions of the site location, optimizing the use of natural elements to shape the design of the building— the same “thinking model” used by nature. The use of passive green features such as increased natural ventilation and shaded facades, together with the production of renewable energy through the use of photovoltaic panels and water recycling, make it possible to deliver to the end-user greater comfort and a lighter energy and water consumption without a substantial cost increase. Architect Nati added that these passive green design features, contrary to common belief, are not making the construction more expensive because these are inspired by nature and not by the use of technology which is

the costly element in modern “green” building. His feature bore the title “Going beyond green: future proofing the real estate market” and underlined the importance of keeping sustainability in mind when planning and building any development. Projects like Primavera Residences, Primavera City in

Cagayan de Oro and Miramonti in Sto Tomas, Batangas are already a landmark on their own fully reflecting the ‘green’ philosophy of IDC. The event title was “building and investing in your first home” and featured about 20 very prominent speakers discussing what happens when buying a home. Many very interesting insights were given on the steps and processes

of buying a home: from the financial wisdom of the decision itself, the personal finance options available to potential buyers, the potential locations to consider, tips on how to maximize and organize interior spaces, the potential issues with titles and intricacies of sales contracts as well as the ever haunting taxation aspects. Among others, Pag-Ibig were

able to illustrate their forthcoming financing options, Filipino Homes’ founder Anthony Leuterio explained the fast and nationwide rise of their company, Lamudi’s country CEO Kenneth Stern gave an insight on the statistics and data of website visitor’s search behavior, other speakers of the event like real estate authority Alejandro Manalac was very exhaustive on what you need to know when building a home and how his company helps landowners and foreign developers to handle the development and construction process. Ultimately viewers were able to take away a great set of wisdom, recommendations and advice about real estate buying in the Philippines with the added value of receiving this information directly from the nobility of the industry.

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WED-FRI|MARCH 31 - APRIL 2, 2021

Love...

Updates...

Maker Who created us to share and enjoy life with Him, did all of this for us. But He will never force you to love Him in return. Otherwise, it would not be love, since love must be freely chosen. He will always respect your freedom to choose—especially since He is the One Who gave it to you. Won’t you ask Him once and for all to become your Rescuer, Lord and closest Friend? Seriously ask Jesus to forgive you for all of your wrongs and sinful living, and to become your Lord as you start truly living His way each day. He promises He will never leave you, and that you will never regret having Him as your very best Friend—now and forever. Just think a minute…

With the advent of the global health crisis and emergence of new issues as a result of the pandemic, the prioritization of health and well-being in DRRM actions for all Filipinos was also tackled, ensuring genderresponsiveness, strengthening of multi-sectoral approach, and the advancement of digital transformation. Attended by over 60 participants from various government agencies in the region, O CD-10 Regional Director Rosauro Gonzales Jr. urged RDRRMC members to cooperate for the swift localization and i mpl e me nt at i on of t he framework for Northern Mindanao. “In spite of the COVID-19 surge in the NCR, we must maintain preparedness so our economy can thrive during the pandemic. We will be addressing aspects that could be man-made or natural. We must look into how we can address disasters in the new normal,” he said. (VPSB/ PIA10)

from page 4

Reflection... from page 4

The drast ic changes brought by the pandemic challenged the status quo and forced many to go out of their comfort zones. While others are able to adjust, adapt and adopt, some are still struggling under the new ways of doing things. These people still lack the confidence that they can thrive under the new normal. To them, we will be the Simons who can be the source of inspiration, motivation, and empowerment. Through their own actions and deeds, a number of our fellow Filipinos have shown that despite and in spite of the crisis, we can actually still do a lot to make a difference for ourselves and for others. Yes, many have lost their source of income but many have also found better opportunities and are even thriving because they made the decision to make it happen! Let’s be the source of optimism, hope, and action. No one is spared from the hardships caused by the pandemic. Both small and big-time businesses were affected. Both management and rank and file employees losing their jobs. Both rich and poor are inflicted and dying from viruses. Even those with millions cannot even be saved from the wrath of the pandemic. Everyone is in need of a Simon of Cyrene nowadays. We all need someone praying for us, listening to us, comforting us, inspiring us, and just being there for us. But more importantly, let’s be mindful that we can all be a Simon of Cyrene. That simple smile and hello, those simple acts of kindness, those inspiring messages posted on your social media, asking that simple question “how are you?” and giving the reassuring words of “I will pray for you”... all these simple and ordinary gestures from regular people like us can go a long, long way. A blessed Holy Week to all!

from page 2

Enforces... from page 1

under the stewardship of LTFRB-10 Regional Director Aminoden Guro, stricter implementation of IATF protocols such as the wearing of proper masks, face shields, proper handwashing, and also social distancing are strictly observed and implemented incide the terminals, buses and PUVs. " We h a v e a l r e a d y implemented our Oplan Biyaheng Ayos in preparation for the upcoming Holy Week. We have a team that regulary checks buses and other public utility vehicles, as well as check on the proper implementation of minimum health standards," says Director Guro in an interview with the local media here. Guro said inspection teams were created to thoroughly check on the travel worthiness of buses and public utility ve h i cl e s an d a l l ot h e r physical features included in the memo circular issued earlier by the Department of Tr ans p or t at i on an d Communications, (DoTR). At Westbound Bulua Bus Terminal and Agora Bus Terminal on March 26, the LTFRM team inspected the whole terminal itself, buses, and public utlity vehicles.

They have also put up Malasakit Help Desk. Personnel incharge during the day were Mohammad Hajam Sarip, Mohammad Nor Alim Datudacula, Camil Sangcopan and Aminali Rauro. The same tasks were also done by assigned personnel and inspection teams on March 27-30 and until April 4, 2021 in Iligan City, Ozamis City and other areas covered by LTFRB Northern Mindanao.

Allows... from page 1

50-percent capacity on Easter Sunday, a time when people usually troop to beaches and resorts. Meanwhile, Archdiocese of Cagayan de Oro Archbishop Jose Cabantan said the Catholic faithful should use the Holy Week this year for reflection and spiritual renewal despite the restrictions. In his message, Cabantan said along with the 500th year of Catholicism in the Philippines, at least 14 Jubilee Churches would be open for a special mass this Sunday. He said the churches include not only those in the city but also in Misamis Oriental and Camiguin provinces, where the archdiocese has jurisdiction. "Each site may be adjusted based on each location's situation based on the agreements between the parish (officials) and respective local government units," he said. Cabantan also called on the public to observe health protocols "since the aim was to spread the spiritual essence of the Holy Week and not the spread of Covid-19." (PNA)

Financing... from page 7

vaccine suppliers to ensure equitable and timely access to vaccine supplies." He said the government's vaccine rollout "has gone well in recent weeks" but Covid-19 remains a "potent and formidable foe." "The world simply does not have enough vaccines and, on top of that, wealthy nations are building stockpiles through precommitment of most of the production that will become available over the next six months. This has made it difficult for developing countries to secure vaccines and is leading to slow vaccine rollouts," Saeed said.

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WB Vice President for East Asia and the Pacific Victoria Kwakwa said the goal of the additional financing for the PCERP "is to provide the country with additional resources to roll out vaccines at scale as a new important layer of protection to save lives, maintain livelihoods, and to allow Filipinos to gradually return to their jobs, their schools, and to be around their friends and families." "At the Bank we are honored to be part of this effort, honored to be standing shoulder-to-shoulder with the Philippines and its partners in moving this effort forward,” she added. AIIB Vice President for Investment Operations, D.J. Pandian said its cofinancing with the ADB for HEAL 2 "aligns with AIIB’s commitment to support its members in responding to the Covid-19 crisis." "It constitutes a critical element of the Philippines' public health response to the Covid-19 pandemic by providing timely access to eligible vaccines that would help accelerate economic and social recovery in the country," Pandian said. (PR)

Loans... from page 7

gains t han t he Sp e cia l Purpose Vehicle (SPV) law since it was signed into law while the crisis is raging. The SPV law of 2002, on the other hand, was instituted several years after the 1997 financial crisis. Diokno said FIST is projected to cut banks’ nonperforming loan (NPL) ratio by 0.63 to 0.71 percentage points. “We expect the reduction in NPL (non-performing loan) ratio to happen during the first two years of the effectivity of the FIST Act when the tax exemptions and FIST privileges may be availed by the financial institutions,” he added. Section 15 of the FIST law provides the list of tax exemptions and fee privileges that cover documentar y stamp tax, capital gains tax, creditable withholding income tax, and value-added tax. “So this two-year deadline dictates the urgency and so parties concerned must be

decisive,” Diokno said. L awyer Noel Neil Maliman, deputy director of the BSP Office of the General Counsel and Legal Services, said they have not received a report from the Securities and Exchange Commission (SEC) on the number of entities that indicated their intention to start a FISTC. “However, there have been several communications from FIs (that are) very interested in the application of the FIST Act,” he said during the same briefing. He a d d e d a l t h o u g h they have no data yet on the possible amount of transactions under this law, “we assure you that there is interest in this new law.” (PNA)

Women... from page 8

regardless of gender, it is inherently important for any p e rs on to have people they can rely on and emotionally share experiences with. The cliché that no man is an island is definitely true,” Leonen said. Empowering Women “I think the important thing to also remember is to believe in your power as a woman, regardless of the sector where you b e l o n g t o, y o u s h o u l d also believe yourself to be empowered before you can actually actualize that power,” she said. (VPSB/ PIA10)

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DOST, MSU-IIT use green technology to produce insulation, packing foam materials from waste

ESEARCHERS from the Mindanao State University-Iligan Institute of Technology (MSU-IIT) was able to convert plant-based raw materials and its waste by-products into valuable and renewable polyols and polyurethanes (PU) that can be used for commercial production of coatings, insulation, and packing foam materials. This sophisticated green technology of Dr. Arnold A. Lubguban and his team at the Mindanao State UniversityIligan Institute of Technology’s (MSU-IIT) BioProducts Research Laboratories (BPRL) was developed in collaboration with the Department of Science and Technology – Philippine Council for Industry, Energy and Emerging Technology Research and Development (DOSTPCIEERD). The innovation uses renewable feedstock to produce highly functional

Project staff performing optimization experiments on the production of rigid foams.

polyols and PU-based bioproducts for commercial applications such as rigid insulation foams, semi-flexible packaging foam materials,

and waterborne anti-corrosive coatings. The project had partner industries that provided support that include Chemrez

Technologies, Inc. and Nuevochem Specialties, Inc. “One of our innovations provides baseline data and methods for the

commercialization of biomass-based polyols (Phase 1) and polyurethane foam insulation sheets (Phase 2) through an environmentally friendly process that is also characterized by reduced production costs because the raw materials are readily available by-products or waste products,” said Lubguban. DOST-PCIEERD executive director Dr. Enrico C. Paringit underscored the council’s pivotal role of becoming a good corporate neighbor and a responsible steward by providing innovative solutions that will preserve and sustain our natural resources for future generations. “Our main goal is to fully harness the potentials of science, technology, and innovation and constantly improve what is essential to the lives of those we serve,” Paringit remarked. “We will constantly provide new opportunities and invest in more efficient and environmentally sustainable

greener technologies to build a more livable community,” he continued. This year the project team will focus on the pilot scaling and optimization of their biobased polyols to about 40 liters for PU insulation, coatings and packing applications. Once successful, this innovation will definitely give valuable contribution to various industries and at the same time benefit the environment at large for more sustainable initiatives. The “Production of Bio-Based Polyols and Polyurethanes for Industrial Applications,” is a 36-month program with two (2) project components that are aimed at developing biobased polyols and PUs from renewable resources. For more information, please contact Dr. Arnold A. Lubguban at aalubg@ gmail.com or check out their Facebook page (https://web. facebook.com/BPRL.msuiit).