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BusinessWeek MINDANAO

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Volume IV, No. 79

Market Indicators

As of 5:56 pm mar. 20, 2014 (Thursday)

FOREX

PHISIX

US$1 = P45.10

6,417.35 points

15 cents

X

45.14 points

X

Briefly Banana Tissue PANABO City – The City Agriculture Office here will commercially make available banana tissue culture facility in the last quarter this year after having started its operation last month. The City Agriculture Office started operating the laboratory last month, propagating Lakatan and Cavendish banana tissues made ready for planting within five to seven months depending on the variety of the banana. Located near the City Nursery at Agricultural Technology Institute Compound, the facility costs around P2 million with budget coming from the Department of Agriculture Region XI and the city government of Panabo. In an interview, City Councilor Renante Bangoy, chairperson of the Sangguniang Panlungsod Committee on Agriculture said the facility was designed to answer the needs of banana farmers who are looking for plantlets that are resistant to diseases.

Subdivision plan THE Cagayan de Oro City Council committee on subdivision and landed estate chaired by Councilor Alexander S. Dacer referred to the committee on laws and rules chaired by Councilor Ramon Tabor for appropriate action the application of Happyville Homeowners Association Inc. for alteration of plan of its subdivision project located in Barangay Lumbia. The alteration plan will affect 2,553 sq.m. with two subdivided lots, The Power learned. It was reviewed and favorably endorsed by the City Housing Board. (JBD) Oro dads give hats off to CdeO’s topnotch PMA-YERS FOR bringing honor and pride to Cagayan de Oro, top students of the Philippine Military Academy (PMA) Batch 2014 who are residents of the city, received recognition and plaudits from the 17th City Council headed by Vice Mayor Caesar Ian E. Acenas.

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Biz group slams NGCP over M’nao blackout By CARMELITO Q. FRANCISCO Correspondent

DBP lends P900M to Agusan Norte hydropower plant

THE state-owned Development Bank of the Philippines (DBP) signed recently a P900-million loan agreement with Asiga Green Energy Corporation (AGEC) to finance the construction of the 8-megawatt Asiga Hy d r o p o w e r P l a n t i n Santiago, Agusan del Norte. The project is part of DBP’s continuing thrust to promote new and renewable sources of energy in the country that protect the environment through reduced greenhouse gas e m i s s i ons . As i d e f rom helping stabilize the power supply in the Caraga region, the hydropower plant will also reduce an estimated 35,575.41 metric tons of carbon dioxide emitted to the atmosphere annually. The project is expected to prov i d e c ont r a c tu a l employment for 100 to 300 workers during the twoyear construction period. It will also provide permanent employment for 25 people who will man and operate the power plant. The Caraga region is composed of the provinces of Agusan del Norte, Agusan del Sur, Surigao del Norte, Surigao del Sur and Dinagat Islands. dbp/PAGE 11

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HE Mindanao business sector has slammed the National Grid Corporation of the Philippines (NGCP) for failing to act immediately on the Feb. 27 Mindanao blackout.

HEAD FIRST. Enjoying summer, a boy dives head first into the Cagayan de Oro River near Isla de Oro where hundreds of houses were swept away during tropical storm Sendong. mindanews photo by froilan gallardo

Lumads back Bangsamoro creation but… By MINDANEWS

DAVAO City -- Lumad or indigenous peoples leaders in the Autonomous Region in Muslim Mindanao (ARMM) have expressed support to the creation of the Bangsamoro region, but are worried on the fate of their ancestral domains in the new entity. In a press conference on Wednesday at the Philippine Information Agency office here, Timuay Alim

Bandara, a Teduray tribal leader, said that indigenous peoples have expressed to their representatives in the B angsamoro Transition Commission (BTC) the need to respect their ancestral domain claims.

The BTC is drafting the Bangsamoro Basic Law (BBL), the charter that would govern the new Bangsamoro region once passed by Congress and ratified by the constituents in a plebiscite. The Bangsamoro, the product of the final peace deal between the lumads/PAGE 11

Vicente T. Lao, Mindanao Business Council (MBC) chairman, said the grid operator has failed to secure a reliable reserve plant that will fill the void when something happens similar to the Feb. 27 incident. The NGCP, Mr. Lao said, is not qualified to be the Mindanao grid operator. The grid operator, he said, should put up its own generating plant that will be on standby and will only be used when one plant goes offline. “It should put up its own generation that is also reliable,” he said. A similar problem will keep occurring as long as the grid operator “does not have a reliable plant that will serve as buffer,” he continued. However, the grid operator defended itself from the NGCP/PAGE 11

Bigger take with Steel Asia, Seaoil seen By CARMELITO Q. FRANCISCO Correspondent

DAVAO City -- The entry of two big companies in the city is expected to boost the revenues of the Bureau of Customs (BoC) port here by P200 million a month, an official said. Steel Asia Manufacturing Corp. and Seaoil Philippines, Inc. have started importing raw materials into their areas seaoil/PAGE 11

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Economy

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CHED 10 opens scholarship grants, loan programs THE Commission on Higher Education (CHED), region 1 0 , an nou nc e s v ar i ous scholarship and loan prog rams avai lable for academic school year 2014 to 2015.

Education Supervisor Karen Joie Cuenca said that P15, 000 per semester i s a l l o c at e d for a f u l l scholarship where applicant h a s G e n e r a l We i g ht e d Average (GWA) of 90%;

Partial scholarship allocates P7, 500 per semester with at least 85% GWA. Private Education Student Financial Assistance (PESFA) scholarship is also open. It requires at least 85% GWA and allocation of P7, 500 per semester. Meanwhile, Grant-inAid program particularly Tulong-Dunong is intended for: 1) high school graduates whose GWA is at least a passing grade in the third year and in the first three grading periods in the fourth year. They shall enroll in priority courses in public or private Higher Education Institutions (HEIs); 2) on-

going college students whose GWA is at least passing grade for the last two semesters and are enrolled in priority courses in public or private (HEIs), and 3) students who passed the Alternative Learning System (ALS) and the Philippine Educational Placement Test (PEPT). To qualify, Cuenca said that applicants must be Filipino citizen of good moral character, high school graduate, and candidate for graduation, with earned units in college or passer of ALS/PEPT. Also, combined annual gross income of parents or guardian must not exceed

DPWH, DOT pours P798.8-M tourism roads in DavNor

DAVAO del Norte -- The Department of Public Works and Highways (DPWH) and the Department of Tourism (DOT) will develop this year six tourism roads projects in this province worth P 798.8million. Under the Convergence Program of DPWH and DOT dubbed as Tourism Road Infrastructure Prioritization Program (TRIPP), roads leading to tourist destinations in the Island Garden City of Samal, Panabo City, New Corella, San Isidro and

Tagum City will be opened, constructed and upgraded. Noel Daquioag, Provincial Tourism Officer, said that the improvement of the roads will eventually increase the tourist arrival in the province as this will bring easy access towards the destinations. Aside from the roads, Daquioag said that improvement of the tourism sites and trainings to stakeholders are set to compliment the TRIPP projects. dpwh/PAGE 10

P300, 000. He or she must not be a graduate of any degree program and has not availed of any government scholarship or grant. For student borrowers, they must enter into a loan ag re ement w it h CHED regional office and must have a co-borrower who is a member of SSS or GSIS in good standing (at least paying contribution for six months for the last 12 months). Student applicants should submit accomplished STUFAPs application with s upp or t i ng d o c u m e nt s to CHED regional office. Meanwhile, applicants who

intend to enroll in State Universities and Colleges (SUCs) shall directly submit their application to concerned SUCs. Priority courses include Information Technology, Agriculture and Related Fields, Teacher Education, Science and Math, Engineering, Health Science, A r t s a n d Hu m a n i t i e s , Business Administration, Maritime, Communication, Architecture, Social and Behavioral Sciences. Deadline of submission of requirements is on April 15. For more information, CHED may be reached at (08822) 711231.

Yolanda affected SMEs get soft loans from government GOVERNMENT, through the Small Business Corporation (SB Corp) has opened a soft loan window called Enterprise Rehabilitation Financing for micro, small and medium enterprises (SMEs) affected by Typhoon Yolanda. SB Corp, financing arm of the Department of Trade and Industry, reports that as of March 4, 2014, it has received 198 loan applications totalling 342.6 Million from Region 8 SMEs. Approved to date are 24 of these applications amounting to 37.4 million.

DTI-8 Regional Director Cynthia Nierras affirms that P17.9 million has been already released to 19 borrowers. DTI Secretary Gregory L. Domingo personally handed checks to 14 SMEs amounting to 9.4 million on February 6, 2014, representing the first batch release. In the presence of SB Corp Visayas Area President Ma. Luna Cacanando, DTI Regional Director Cynthia Nierras and Leyte Provincial Director Desiderio Belas loans/PAGE 10

0917-7154399 088-856-8562/63

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AMENITIES : ZORBIT * ATV * TREE TOP ADVENTURE BUGGY * BUNGEE * PICNIC GROUNDS PLAYGROUND * CAFE * LUGE * MINI GOLF ROOM ACCOMODATIONS


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CorporateWorld

RESORTS, HOTEL & RESTAURANTS DIRECTORIES

Algen’s Dive Resort (088) 3872015

Philtown Hotel 726295 / 8564402 Fax: 723104

Apple Tree Resort & Hotel 735411 / 754525 Fax: 754497

Pryce Plaza Hotel 8583131 Fax: 726687

Bahay Bakasyunan sa Camiguin (088) 3871057 / 3870131 Fax: 3870278

Prawn House (088) 3095992 Fax: 8519219

Basamanggas Resort 08822-760564 Fax: 760565 Cagayan Riverview Inn 8584245 / 729039 Fax: 8584245 Casa Crystalla 8561704 / 722465 Fax: 722480

Southwinds Hotel 724803 / 8562036 Fax: 8562036 Stargate Dream Vacation Resort 8515003 / 8509999

Chananthon Bed & Breakfast 8568189 / 3093095

Uptown Condotel 8511800

Dahilayan Forest Park 8568562 to 63 De Luxe Hotel 8572144 / 724548 Fax: 724563 Discovery Hotel 727814 / 8563896 Fax: 8563897 Duka Bay Resort (088) 3312290 Fax: 725265 Dynasty Court Hotel 8574802 Fax: 857900 Grand City Hotel 8571900 / 728469 Fax: 723718 Hotel Conchita 8563856 / 727355 Fax: 8563857 Hotel Koresco 8589749-50 Fax: 8589748 Hotel Sogo 8520383 Kingston Lodge 8585696 Fax: 8585696 Mapawa Natures Park 8584402 Fax: 725265 Mallberry Suites 8541999 / 7249999 Fax: 8544999 Maxandrea Hotel 8572244/729943 Fax: 724090 Miami Inn 8581901 to 02 Fax: 725279/728486 N Hotel (088) 8801924 Paras Beach Resort 8568563 Fax: 8568563

VISTA Land & Lifescapes Inc secured the top issuer rating from a local credit watcher. In a disclosure to the Philippine Stock Exchange, t h e c o u n t r y ’s l a r g e s t homebuilder said Credit Rating and Investors Services Philippines Inc (CRISP) assigned a “AAA” issuer rating with a stable outlook. In assigning the rating, CRISP noted Vista Land’s “leadership in the low-cost and affordable housing market, excellent financial performance, strong management team and a successful operating model.” Vista/PAGE 10

Seda Centrio Hotel 32288888

The VIP Hotel 726080 / 8562505 Fax: 726441

D’Budgetel 8564200/726643 Fax: 8564300

Vista Land bags top credit score from local rating firm

Ridge View Chalet 8588946 / 8587946 Fax: 8588946

Casa Isabella (088) 8564065 Casa Azucena 8563402 / 09236593973 Chali Beach Resort 732840 / 8552108 Fax: 8555941

Country Village Hotel 8583004-06 Fax: 8583006

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Tune Hotel 8800888/8801306 Travelers Pod 8518988

Villa Paraiso Apartelle 3870419 Fax: 3870429 HONORARY MEMBERS: Dept. of Tourism 723696/726394 / 8564048 Fax: 723696 RESTAURANTS: Bigby’s Café 72-1071/857-5511/8575836 Fax: 711843 Café Laguna 8582999 Fax: 8567001 DM Villaruy Restaurant 733790 Golden Ajirang I 856-5271 Fax: 727876 Grand Caprice Restaurant 72-6955/856-2302 Fax: 72-4986

Cebu Pacific, Tigerair adopt common booking channel BUD GET carrier C ebu Pacific Inc. (CEB) and Tigerair Philippines have started adopting a common booking channel as part of their strategic alliance. Cebu Pacific told the local bourse it launched on Tuesday the initial stage of the strategic alliance following the signing of an agreement for purchase of 100 percent of the Philippine affiliate of Singapore-based low-cost airline Tigerair. “C e bu Pa c i f i c h a s completed purchase of shares, including the 40-percent stake of Tiger Air ways Holdings Limited, in Tigerair Philippines. Cebu Air Inc has secured the approval of the Civil Aeronautics Board (CAB), and is now in the process of seeking congressional approval,” it said. Tigerair Phi lippines flights can now be booked

through the Cebu Pacific website www.cebupacificair. com and other CEB booking channels. Tigerair Philippines flights will continue to be operated out of the NAIA Terminal 4, while Cebu Pacific flights will remain to be at NAIA Terminal 3. “ The strength of the alliance lies in our ability to offer our trademark lowest fares to the largest low cost network to, from, and within the Philippines. The alliance gives us an opportunity to serve new markets, like India and Australia, as we expand our route network with Tigerair,” said Cebu Pacific President and Chief Executive Officer Lance Gokongwei. “We are excited to be part of the Cebu Pacific family. We are committed to do our part to contribute to the growth of our business: upholding the highest standard of

excellence for performance and customer service thereby creating for our company a reputation beyond par in the Philippine aviation industry,” said Tigerair Philippines President and CEO Olive Ramos. Upon full implementation of the alliance, the Cebu Pacific and Tigerair websites cebupac/PAGE 10

Imported vehicle sales gain 18% in 2 months WITH the entry of new exciting models, the Ass o ci at ion of Vehicle Importers and Distributors (AVID) managed to grow its sales by 18 percent as of February or 5,866 units from 4,963 units in the same period last year. In February alone, AVID reported that sales rose by sales/PAGE 10

SM JOINS EARTH HOUR 2014 Earth Hour is a simple concept that quickly turned into a global phenomenon. Last 2013, over 7,000 cities, towns, provinces and municipalities in 154 countries and territories joined and switched off their lights for one hour to highlight awareness on global climate change. On the 29th of March 2014, from 8:30pm to

9:30pm, SM City Cagayan de Oro will once again join Earth Hour to inspire everyone, as well as to make a stand in creating a better future for our planet. Joi n u s t h i s E ar t h Hour. Let us go beyond the hour, so after the lights go back, think of how we can continuously make a difference.

Kagay-anon Restaurant 728958 / 8563688 Fax: 8563843 / 729003 La Ilongga Restaurant 72-6183 / 857-3652 Fax: 72-4605 Max’s Restaurant 8586297 Fax: 8568264 Missy Bon Bon 8566852 / 09228606442 Fax: 8566852 SLERS Ham & Café 8551438 Thai Me Up 738424/3108424 Fax: 738424 Barkadahan Grill 8551234 La Tegola Cucina Italiana 8585959

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LAMBO MISAMIS ORIENTAL. Governor Bambi Emano leads the random drug testing at the Provincial Capitol grounds earlier today. This is in the Governor's pursuit of decreasing and further eradicating drug use and drug abuse among Capitol employees. Governor Emano asked not only Capitol employees but the public not to use illegal drugs as this will bar service for the people.


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T

Give An Ear

hink a minute…A guy was complaining to his friend about his wife’s nagging. He said: “All my wife does is talk, talk, talk, talk.” His friend asked: “Well what does she talk a b o u t ? ” He a n s w e r e d : “I don’t know, she don’t say!” You would think t h at w it h 2 e ar s an d 1 mouth, we’d all be twice as good listeners as talkers! But not s o. Res e arch s h o w s t h at w e u s u a l l y listen to only 20% of what others say to us. Yet good l i s t e n i n g i s on e of t h e easiest, most important ways to be successful— w het he r it’s i n our j ob and career, our marriage, with our children, or with our friends. It’s i n t e r e s t i n g t h at e v e n t h o u g h w e c a n’t actually shut our ears, we somehow still manage to. We listen only to what we want. But when we don’t listen closely to others, we not only hurt them, we hurt ourselves. There are 3 i mp or t ant t h i ng s we need to do when we listen to others. The first, is obser vation. Use your eyes and look at them. It’s just common courtesy and respect. Take your eyes off the T.V., newspaper, or whatever else, and give that person your attention. The second part of listening is concentration.

THINK

A Minute

By Jhan Tiafau Hurst

M a ny o f u s a r e g u i l t y of l o ok i ng s om e on e i n the eye, pretending we’re listening, when our mind i s a c tu a l ly m i l e s aw ay. A l s o, w h e n s o m e o n e’s talking to us, we shouldn’t interrupt them, or just be thinking about what WE want to say. Hear them out. Listen to ever ything they have to say before you respond. The third and probably most important part of listening, is consideration. This me ans using your heart. Really care about what that person is feeling or going through. Don’t j u s t h e a r t h e p e r s o n’s words, but try to understand their feelings. Pe ople usu a l ly k now if we’re really interested and care about what they’re saying. This means we’re e ve n w i l l i ng to change something about ourselves if it’s hurting them. Think a Minute…

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Walk The Talk In Mindanao TAKE a walk when touring. Celebrity tourists guide Carlos Celdran, made more news worthy touring when he promoted travel by foot while visiting Davao City. It pays to know more the many traffic directions and restrictions. Read the road signs when passing a certain location and do not rely solely on the familiarity of the cab drivers for the direction who can take you for a ride. Aside from shedding more calories after the sumptuous hotel buffet meals, walk to where you are going and find out more about the heritage streets and souvenir shops around the metropolis. It is healthy for the mind and body as you perspire; it provides the feelings of lightness while the summer temperature starts to bite into your skin up to the soles of your footwear. Temperature rises from 31 Celsius to 33 Degrees in Davao City

as the sun starts to shine from the east. The heat could build up further as Generator Sets burn more diesel fuel into the air when the rotating brownouts strikes and are here to stay until the last sweet drop of summer. Yes, many refreshment vendors in San Pedro Street up to busy commercial strip of China town’s Uyanguren and Sta Ana Wharf are now complaining of a loss of income from selling the proverbial Ice Buco and bottled cold water in the absence of shaved blocked ice to co ol down these thirst quenchers. NGCP have not found out yet any immediate solution to please the Mindanao consumers who now suffers from the more 400 megawatts power deficiencies. In General Santos City, tempers are rising as ice storage plants operators could not deliver the correct temperatures

to sustain the city’s tuna exports and canning processing business. Since the assumption o f f o r m e r D e p a r t m e nt of Energy Secretary R e n e A l m e n d r a s up to the concurrent tenor of Secretary Leopoldo Petilla, the energy talks have not walked. In exasperation, Mindanaoanons believes, it remains a promise for 2 0 1 6 w h e n t h e s e at i ng President will bow out of office. Perhaps, this is the reason people in Mindanao wanted a President of their own in 2016 to guarantee power sufficiency and to make sure the peace pact between the Government and the Bangsamoro are made to succeed. In the online talk, the pressure for Davao City Mayor Rodrigo R. Duterte to aspire for a higher national office in 2016 is building up with 80,000 hits for the first one week. The MILF, Davao

TRAVERSING the

Tourism H i - way

By Ped Quiamjot

tourism stakeholders and the civil society are walking the talk to convince this fine gentleman to run for President. In Mindanao the people’s aspirations are but simple to have a lasting peace and a good quality of life. Over the past administrations this has been elusive and have g ive n me an i ng to the school children of the Central and Western region that indeed Mindanao is a land of promise.

Role Of Filipinos In God’s Work

L

IFE’S INSPIRATIONS: “… From the east I summon a bird of prey; from a far-off land, a man to fulfill my purpose…” (Isaiah 46:11, the Holy Bible). -ooo ROLE OF FILIPINOS IN GOD’S WORK: There is a special reason why Filipinos should know and follow the Biblical admonitions for believers to listen to, and obey, the commands of God, especially that which is written in Joshua 1:8. Joshua 1:8 writes this important command in the following manner: “Do not forget to read the Book of the Law, meditate on it day and night, carefully obeying everything that is written in it, so that you would become successful and prosperous.” What is this special reason? It concerns the role that has been given to

Filipinos, who have accepted and believed in Jesus Christ as God and Savior, in fulfilling the work of preaching the Word and saving souls during the Second Coming of Jesus Christ and the coming destruction of the world. -ooo OFWs, FILIPINO MIGRANTS, AS GOD’S WORKERS: According to Matthew 24, there is an appointed time (although undisclosed as of now) for the Second Coming of Jesus, and the end of the world by fire. This Second Coming and the end of the world will be preceded and heralded by certain well-defined events, like wars, hunger and famine, earthquakes, calamities, fearful signs in the sky, and betrayals among family members. But, before the end will come, there is one important

event that must happen, and this is described in Matthew 24:14 as the proclamation of the Gospel, or the Word of God, to serve as a testimony to all the nations. When this proclamation shall have been accomplished in the whole world, it is only then that the end will come. The question therefore is: how is this proclamation to be made? The answer seems to be that this is going to be done trough various means, particularly the media, but, I am convinced that this proclamation will also be made---in fact, is being made now---by the millions of Filipinos who are now dispersed throughout the world as immigrants, whether as overseas Filipino workers (OFWs) or not. -ooo FILIPINOS AS “BIRD OF PREY”: What makes me

K ak ampi

Mo A ng Batas

By Atty. Batas Mauricio

certain that Filipinos are the ones being called for God’s work during the end times and just before the Second Coming of Jesus Christ? I have one particularly basis, and it is Isaiah 46:11 of the Bible, where it is written that God will call His “bird of prey” and His “man” from the “east”, from a “far-off land”, to fulfill His purpose. batas/PAGE 10

Management A Function Of Charity

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hat’s right. Managing people is actually a matter of loving them, and loving them all the way. While we have to be most thankful for the tremendous light we have gained from the many management theories so far articulated, we have to be very clear that no theory takes off the ground, let alone, flourishes unless it is infused with the living substance of charity. Managing people, for sure, is not merely a matter of t e c h n i qu e s , t h ou g h techniques and methods, with their corresponding tools and instruments, would always be helpful and necessary. In this regard, let’s hope and pray that the effort to refine these techniques and methods, and to improve the

tools and instruments, would continue. There’s still a lot of room for improvement in this area. But we should avoid falling into the thinking that management is just a matter of playing up these elements in some clever manner. The reason is that people are not mere objects. They are persons, and as persons they need to be dealt with properly by entering into their mind and heart, giving them the indispensable motives that should also go beyond the material and worldly values and standards. Their innate dignity as persons and children of God should not be put in brackets in any given moment. They simply cannot and should not be managed to achieve a purely economic, social or

political goal. The criteria to measure their efficiency and effectiveness should not just be in purely worldly terms, like profit, popularity, etc. Charity has to be always the moving spirit behind every management task. It should be a constant, and not only to be seen as the principle or as the result of the management process. It should not be regarded as something that can be turned on and off in certain instances. It has to be on all the time. No one can actually ignore the requirement of charity for long. While some immediate benefits can be reaped with a mere application of techniques and methods, the same cannot go far unless the demands

HINTS

and

Traces

By Fr. Roy Cimagala

of charity are truly met. The human need for charity in the management process will always find a way to be felt. That’s the reason why there are always changes, dialogues, problems in any management environment. When badly understood cimagala/PAGE 10


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PDIC to bid out vehicles, generators on March 25 The Philippine Deposit Insurance C or p orat ion (PDIC) is set to sell via public auction on an “as-is, whereis” basis 109 vehicles and 10 generator sets owned by various closed banks with an aggregate minimum disposal value of about P36.98 million on March 25, 2014. The bidding, the first for the year, will be held at the Skylounge, Exportbank Plaza, Chino Roces cor. Sen. Gil Puyat Ave., Makati City from 8:00 a.m. to 5:00 p.m. Before submitting their bids, prospective buyers are advised to physically inspect the properties they are interested to buy. The list of property descriptions is also available through the PDIC website. Bidders and observers are enjoined to present a valid identification (ID) card with photo to be allowed entry to the bidding area. All bidders are required to pay a refundable registration fee of P5,000 which may be in the form of cash, Manager’s or C ashier’s Check, or personal and/

or corporate checks issued by a universal or reputable commercial bank payable to the Philippine Deposit Insurance Corporation for the Account of (Name of Closed Bank). A 10% bid deposit will be required for each property won in the auction. Bidders may opt to pay a higher bid deposit or the full amount of the bid. The payment of the bid deposit shall be made within the day of the auction. The P5,000 registration fee shall be applied to the bid deposit. In the event the winning bidder fai ls to comply with any of the terms and conditions of the award, the registration fee and/or the bid deposit shall be forfeited in favor of the owner of the property without need for further notice. If the bid is a losing bid, the registration fee shall be returned as soon as possible after the auction without interest, and in the form at which payment was made. Auc t ion do c uments,

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Conditions of Auction, and acceptable formats for the Special Power of Attorney and Secretary’s Certificate may be downloaded from the PDIC website, www.pdic. gov.ph. Interested buyers are encouraged to visit the PDIC’s Property Finder in its website for a list of available properties for sale. Prop e r t i e s n ot s ol d during public biddings shall be available for negotiated sale. The regular conduct of public biddings aims to expeditiously dispose of nonfinancial assets, one of the strategic directions outlined in the PDIC’s Roadmap to 2016. As Liquidator of closed banks, the PDIC bids out assets acquired from closed banks and the proceeds from sale are used to enhance the recovery of deposits and investments of uninsured depositors and creditors. For more information, interested bidders may call Mr. Ferdinand M. Beluan or Ms. Lolita M. Lim at telephone numbers (02) 841-4668 or (02) 841-4770.

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region BRANCH 21 Kapatagan, Lanao del Norte ALICIA R. ARCILLAS, Petitioner,

CIVIL CASE NO. 21-432

- versus- FOR : ANNULMENT OF MARRIAGE/DECLARATION OF NULLITY OF MARRIAGE NORBERT GIEBEL, Respondent. X---------------------------------/ PETITION Petitioner by counsel before this Honorable Court most respectfully alleges. 1. That petitioner is of legal age, Filipino citizen, married to respondent, a resident of Poblacion, Kapatagan,Lanao del Norte, while respondent is of legal age, German citizen and a resident of Max- Planck-Strabe 17,38300 Wolfenbuttel / addressed Philippine Embassy in Germany UHLAND STRASSE 97 BERLIN,10715 BERLIN, where he can be properly served with summons, Court Orders and processes; 2. That petitioner and respondent are husband and wife who got married on June 18,2011, at Raquel Catering, Camague ,Iligan City,as evidenced by hereto attached photocopy of the Marriage Contract marked as Annex “A” forming integral part hereof; 3. That before they got married, they met at Germany sometime in 2009 and they were friends. They continued their communications through an internet; 4. That sometime in 2010, they became lovers. Respondent went in the Philippines in June 2011 and they decided to get married in June 18,2011; 5. After their marriage respondent went back to Germany in June 20,2011 leaving petitioner as the latter had not yet finished her schooling taking up DEUTSCHKURS at Gothe Institute,Cebu City; 6. Thereafter, petitioner had finished her course in August 2011 and then she went to Germany in November 28, 2011; 7. When petitioner and respondent lived together as husband and wife at Germany, respondent showed his bad attitudes towards sex. He kept insisting of having sexual intercourse to petitioner anytime he wanted despite petitioner’s plea that she was not in good health. Respondent still continued and persisted his desire to have sex for his satisfaction against petitioner’s will; 8. Respondent kept on drinking liquor and would not bother to help the needs of their family; 9. That sometime February 2012,respondent wanted again to have sexual intercourse to petitioner; however the latter refused to accommodate his desire as petitioner was very tired from work. Respondent got mad at her and threw apple fruits to petitioner; 10. That after exchanged of words petitioner sweet talked to respondent that because of her busy work she is willing to make sex during weekend which respondent seriously objected and got mad; 11. By reason of which, respondent kept on drinking and turned on the music so loudly which petitioner could not sleep well at their house; 12. Respondent angrily informed petitioner that whenever he wanted of having sexual intercourse the latter should not refused otherwise respondent would harm petitioner; 13. That respondent never bother if petitioner took her meals or in good health; 14. Because of respondent’s attitude which petitioner could no longer bear she transferred to the house of her sister Wilma A. Horschig sometime in 2012; 15. Thereafter, respondent filed a Divorce at Wolfenbuttel District Court, a Decision was rendered and issued at District Court Wolfenbuttel on April 26,2013, as evidenced by hereto attached copy of a Decision marked as Annex “B and C”; 16. That petitioner and respondent never acquired real property during their marriage; 17. That all the foregoing manifestations of mental and psychological incapacity existed even before marriage and appears to be serious ,permanent and incorrigible rendering respondent completely INCAPACITATED to assume and perform the legal, moral, social and personal obligations to petitioner; 18. That a psychological evaluation be made to confirm these psychological disorders of respondent; 19. That reunification has been rendered impossible by reason of the mental and psychological and moral disorder; 20. That earnest efforts were all exerted by all relatives, friends and neighbors to save the relationships of the petitioner with the respondent but all were in vain. PRAYER WHEREFORE, premises considered, petitioner prays for the following reliefs: 1. An order be issued authorizing petitioner to hire a competent medical practitioner to conduct psychological evaluation of the parties and to submit an evaluation report and findings and recommendations on the psychological capacity of the parties; 2. Issue another order directing the PROSECUTOR of Lanao del Norte to determine if there exists collusion. 3. After hearing on the merits, judgment be render declairing respondent PSYCHOLOGICAL INCAPACITATED to assume and perform his marital obligations to petitioner; 4. DECLARAING NULL and AVOID the marriage celebrated on June 18,2011, on ground of payment, serious chronic and incorrigible,incapacity,and ordereding the City Civil Registrar of Iligan City to cancel from the Registry No. 2011-787 from its registry book. Other reliefs and remedies just and equitable under the premises are likewise prayed for.

Tubod,Lanao del Norte,Philippines October 4, 2013.

(Sgd.) ATTY.FLORENDO B. OPAY Counsel for the Petitioner Roll No. 39743 PTR NO. 1830176/Jan 3,2013 At: Tubod, Lanao del Norte IBP NO: 04326 LIFETIME MEMBER MCLE Compliance # V-0000059 June 5, 2013 Office of the Solicitor General 134 Amorsolo Street, Legaspi Village Makati City By Registered mail : O.R NO. 1160 EXPLANATION Personal service cannot be convenient/practically done by reason of distance, in lieu thereof, copy of this petition is sent to The Solicitor General by mail as evidenced by the hereto attached registry receipt.

(Sgd.) ATTY. FLORENDO B. OPAY

REPUBLIC OF THE PHILIPPINES ) PROVINCE OF LANAO DEL Norte ) SS MUNICIPALITY OF TUBOD ) VERIFICATION/CERTIFICATION OF NON-FORM SHOPPING 1. ALICIA ARCILLAS GIEBEL of legal age, Filipino, married a resident of Poblacion ,kapatagan,Lanao del Norte,Philippines,after being duly sworn to an oath in accordance with law,hereby deposed and say: 1. That I am the Petitioner in the above captioned Petition; 2. That I have read the foregoing petition and the allegations therein are true and correct of my own knowledge and/or base on authentic records on hand; 3. That I have no commenced any other action or proceeding involving the same issues in the Supreme Court ,the Court of Appeals,or different Divisions thereof,or any other tribunal or agency; 4. If I should learn that a similar action or proceeding has been filed or is pending before the Supreme Court, the Court of Appeals, or different Divisions thereof, or any other tribunal or agency, I hereby undertake to notify this Honorable Court within 5 days from such notice. IN WITNESS WHEREOF,I have hereunto set and affixed my signature this 4th day of October, 2013, at Tubod Lanao del Norte. (Sgd.) ALICIA ARCILLAS GIEBEL Petitioner Passport No. EB3228232 SUBSCRIBED AND SWORN TO BEFORE ME, this 4th day of October,2013,at Tubod Lanao del Norte. (Sgd.) ATTY. FLORENDO B. OPAY NOTARY PUBLIC Until December 31, 2014 Poblacion,Tubod ,Lanao del Norte Roll NO. 39743 PTR NO. 1830176/Jan.3, 2013 At : Tubod,Lanao del Norte IBP NO. 04326 LIFETIME MEMBER MCLE Compliance # V- 0000059 June 5, 2013

Doc: 194 Page : 89 Book: 107 Series: 2013

Republic of the Philippines REGIONAL TRIAL COURT 12TH Judicial Region, Branch 21 Kapatagan,Lanao del Norte ALICIA R. ARCILLAS Petitioner, -versus-

CIVIL. CASE NO. 21-432 FOR : ANNULMENT OF MARRIAGE/ DECLARATION OF NULLITY OF MARRIAGE

NORBERT GIEBEL Respondent. x-----------------------------// S U M M O N S TO: NORBERT GIEBEL Max-Planck-Strabe 17,38300 Wolfenbuttel/addressed Philippine Embassy in Germany UHLAND STRASSE 97 BERLIN 10715 BERLIN GREETINGS: You are required to enter your appearance in the aboveentitled case within FIFTEEN (15) DAYS after the service of the summons upon you, exclusive of the day of such service, and to answer the compliant of the plaintiff which is hereto attached and herewith served upon you within the time fixed by the Rules of Court. If you fail to answer with aforesaid time, the hearing will proceed for the relief applied for in said complaint. WITNESS the HON ALBERTO P. QUINTO, Acting Presiding Regional Trial Judge of this Court this 8th day of October 2013.

Kapatagan,Lanao del Norte ,Philippines.

(Sgd.) ATTY. BERNARDINO M. BERING Clerk of Court VI Republic of the Philippines REGIONAL TRIAL COURT 12TH Judicial Region, Branch 21 Kapatagan, Lanao del Norte ALICIA R. ARCILLAS, Petitioner, -versus

CIVIL CASE NO. 21-432 FOR: ANNULMENT OF MARRIAGE/DECLARATION OF NULLITY OF MARRIAGE

NORBERT GIEBEL, Respondent. X--------------------------------/ ORDER For resolution is a “Motion for Leave of Court for Substitution of Service of Summons by Publication” dated January 29, 2014 and filed by the petitioner on even date alleging: 1. That the petitioner had filed the instant petition before this Honorable Court; 2. That on October 8, 2013, the Sheriff of the Honorable Court served summons with attached copy of the petition to respondent’s address Max-Planc-Strabe 17,38300 Wolfenbuttel/addressed Philippine Embassy in Germany UHLAND STRABE 97 BERLIN,10715 BERLIN via registered mail at Post Office of Kapatagan, Lanao del Norte; 3. That up to this present no answer was filed by the respondent. The Court issued an Order dated February 3, 2014, giving the Office of the Provincial Prosecutor, Tubod, Lanao del Norte, to file its comment to the said motion within 5 days from receipt of the said order which until now the Office of the Provincial Prosecutor did not file any comment. Going over the motion, the same is found to be meritorious. If the respondent cannot be served with the summons, it may be served by way of publication in a newspaper of general circulation. WHEREFORE, let summons in this case be served to the respondent by way of publication in a news paper of general circulation for the province of Lanao del Norte within three (3) consecutive weeks at the expense of the petitioner. SO ORDERED.

Kapatagan, Lanao del Norte, Philippines. February 17, 2014

(Sgd.) ALBERTO P. QUINTO Acting Presiding Judge BWM: Mar. 21, 28 & Apr. 4, 2014


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OROBANKERS DIRECTORIES CAGAYAN DE ORO CITY

AMANAH/ISLAMIC BANK V. Neri Street Carmen, Cdoc 858988/8587965 / 722274

METRO BANK- COGON Osmeña Hayes St. Cdoc | 726438/8572057

ASIA UNITED BANK Cor.Camp Alagar Road Lapasan, Cdoc 729678 / 8568893

METRO BANK- CARMEN Max Suniel St. Carmen, Cdoc 8581722/ 8585162

BDO – VELEZ Velez-Rn Abejuela Street, Cdoc 2314246/8572075

METRO BANK- LAPASAN CM Recto Lapasan HW, Cdoc 724461/8561721

BDO – SM G/F SM City, Master Son’s Avenue Upper Carmen Cdoc | 8592623/8592637

METRO BANK- OSMEÑA Brgy Osmeña St. Cdoc | 722014 /8800924

BDO – XU XU Lib. Annex Corrales St. Cdoc 8574108 / 8573796

METRO BANK- CORRALES Corrales Avenue, Cdoc | 8572635/728731

BDO – CDO HAYES Trendline Bldg.,Hayes Street, 8568151/727405

METRO BANK- GAISANO 8561720

BDO – COGON Sky hi Bldg JR Borja St. Cogon, Cdoc 8577963/ 725209/ 725203 BDO – OSMEÑA Osmeña corner Ramon Chavez St. Cdoc 724567/8563727 BDO – LAPASAN Lapasan Highway Cdoc 8563233 /8563234 / 725178 BDO – RN- PELAEZ George Town CyberMall Rn Pelaez Blvd Kauswagan Cdoc | 8562617/729052 BDO – CARMEN Maxsuniel cor.V Neri St. Carmen, .Cdoc 8584854 /8581133 BANK OF COMMERCE- VELEZ Akut- Velez St.Cdoc | 8564371 / 726880 BANK OF COMMERCE- LAPASAN

CM Recto Ave. Lapasan, Cdoc, 8563991/727731

BPI FAMILY SAVINGS BANK RER kauswagan,HW Cdoc 8573733 /722519 BPI FAMILY SAVINGS BANK Gaston Park Cdoc | 8801518 BPI – LAPASAN Cm Recto HW Lapasan Cdoc 724076/ 8524602

PBCOM Tiano-HayesSt. Cdoc | 726519/8571558 PLANTERS DEVELOPMENT BANK

Tiano Bros St. Cdoc | 727083 /727082 PHILTRUST BANK Ramonal OsmeñaSt. CDO 8807234/2316694/2316695 PNB- CORRALES Corrales Avenue Cdoc | 729500 / 729723

PNB- LKK MALL NORTH CONCOURSE

LKK Mall N.Concourse Cdoc 8574149/8575682

PNB- CARMEN Elipe Bldg.Carmen, Cdoc | 8583158/ 8584203 PNB- LKK LKK Lapasan, Cdoc | 8564347/722872 PNB CDO– DIVISORIA Tiano Bros.Cruz Taal St., Cdoc 722861 /722816 PNB CDO– LAPASAN LKK Center Lapasan, Cdoc | 8564732 / 723992 PNB CDO– COGON LKK Center Lapasan, Cdoc 8571991/ 723992

BPI- VELEZ Velez-JR Borja St.Cdoc 8564213/722406

PHILIPPINE POSTAL SAVINGS BANK, INC. bels_domingo@yahoo.com.ph Rizal Chavez Cdoc 8572194/725438

BPI – CAPISTRANO Capistrano St. Cdoc 8574264/8574263

PS BANK Velez Corner A. Mabini St., Cdoc 8574183/725184

BPI- COGON Osmeña St. Cdoc 8571297/8571298

PHILIPPINE VETERANS BANK Tiano-Abejuela St. Cdoc 722644/8573386

CHINA BANK –GAISANO 745887/745880

QUEEN CITY DEVELOPMENT BANK, INC. Sacred Heart Mont. Cm RectoAve., Cdoc 8562390

CHINA BANK- JR BORJA JR Borja St. Cdoc 8572212/8573274 CHINA BANK- LAPASAN CM Recto Lapasan HW Cdoc 8561325 /722240 CHINA BANK – CARMEN Max Suniel, Cor. Yakal St. Cdoc 8583903/723091 CHINA BANK – DIVISORIA RN Abejuela St. Divosoria Cdoc 8575759/722641 CITY SAVINGS BANK TS Fashion Ave.Justo Ramonal Corner St.Cdoc 2316060/ 2316059 CHINATRUST Suite U&5 G/LGateway Tower Lapasan Lkk Cdoc 8521846/8521844 D’ASIAN HILLS BANK HW. Lapasan Cdoc | 8564201/ 8564201 D’ASIAN HILLS BANK Vamenta Carmen Sts. Cdoc | 8585366

RCBC- VELEZ Velez-Borja St. Cdoc | 8564982/8568888 RCBC- COGON Simplex Bldg. Osmeña St. Cdoc 8562888/725863/8521329 RCBC- LAPASAN Cm. Recto Lapasan HW. Cdoc 8561888/722449 RCBC- LKK Gateway, Tower 1 LkkCenter, Cdoc 8563707/722449

LBP – CAPISTRANO Capsitrano St. Cdoc | 8565515/727678 LBP – VELEZ LunaVelez St. | 723549/8563198 LBP – PUERTO Puerto Cdoc | 8558858 MAYBANK JR Borja Tiano Cor. Bldg. Cdoc 8574439/726060 METRO BANK- DIVISORIA Pabayo Abejuela St. Divisoria Park, Cdoc 724783/8576999 METRO BANK- VELEZ A. Velez St. Cdoc | 8561724/726054 METRO BANK- JR BORJA JR Borja St. Cdoc | 8572999/724415

Pag-IBIG safeguards in place to avoid scam THE Home Development Mutual Fund, otherwise known as Pag-IBIG Fund, has put in place safeguards to prevent the housing agency from being defrauded in another Globe Asiatique-like scam, Vice President Jejomar Binay said Thursday. “Alam mo kasi ‘yong kay Delfin Lee, basically double sale ‘yon at saka ghost buyers. So ‘yon ang pinag-aaralang m ai g i p ar a maiw a s ang mangyari pa ulit,” the Vice President said at the sidelines

BOP deficit narrows after Philippines enjoys forex surplus in February MANILA - The Philippines last month recovered from its worst bloodletting in the balance of payments (BOP) in more than a decade, according to the latest data from the Bangko Sentral ng Pilipinas (BSP). According to a BSP report, the country enjoyed a $345 million surplus in the BOP in February, a turnaround from the $4.480 billion deficit at the start of the year.

Last month’s surplus narrowed the country’s year-to-date deficit in its external payments position to $4.135 billion. The BOP summarizes the country’s economic transactions with the rest of the world, with a deficit indicating foreign exchange payments outstripping earnings and a surplus the reverse. Persistent deficits bop/PAGE 10

of the groundbreaking of the Ernestville Housing Project in Novaliches, Quezon City. Binay chairs the Pag-IBIG Fund board of trustees in his capacity as chairman of the Housing and Urban Development Coordinating Council (HUDCC). Pag-IBIG Fund chief executive officer Darlene Marie Berberabe has also said they have put in place an Internal Ombudsman, as well as an internal control audit that regularly checks all of the Fund’s transactions. Berberabe further said that after the discovery of the Globe Asiatique scam, Binay ordered Pag-IBIG Fund to abolish the Window 1 scheme, which was used by Lee to siphon some P6.6 billion in loans from the agency using ghost borrowers. Window 1 was the express lane for real estate developers with good track records to scam/PAGE 11

RURAL BANK OF CABADBARAN, Inc.

#58 Tiano FernandezSt.CDO 727215/ 8563552 *805

SECURITY BANK- LKK Limketkai | 8801258/8801625

FIRST CONSOLIDATED BANK CM Recto Ave., Cor.Agudo Road Cdoc 8565360/2316678

US, China, Japan, Germany, France, UK and Brazil. BDO opened 52 new branches last year to close 2013 with the largest network of 800 branches and at least 2,200 ATMs nationwide. For 2014, BDO would put up 40 to 50 branches nationwide, particularly in under-banked areas. Effective July 1, the BSP is lifting the bank branching restriction in eight Metro Manila cities, including Ma k at i , Man d a lu y on g , Manila, Parañaque, Pasay, Pasig, Quezon, and San Juan. BDO earlier reported a 56 percent increase in its earnings to P22.6 billion in 2013, higher than the lender’s guidance of P20.4 billion Net interest income -which represents gains from the lending business -- grew 20 percent year-on-year to P43.2 billion, as its loan portfolio increased by 19 percent to P900 billion. The increase in loans was financed by a 44 percent expansion in deposits to P1.3 trillion. BDO closed last year with a capital of P164 billion for a capital adequacy ratio and tier 1 capital ratio of 15.8 percent and 14.6 percent, respectively.

RCBC SAVINGS- AGORA 8807891/8807892

DBP – CAPISTRANO JR Borja Capistrano St. Cdoc 8567776/722819

ENTERPRISE BANK INC. Centro Mariano Bldg Osmeña St. Cdoc 723869/ 3093395

THE Philippines’ biggest bank is open to acquiring another lender to increase its assets and expand its network ahead of Asean economic integration come 2014. “We could go regional. We’re still studying,” BDO Unibank chairperson Tessie Sy-Coson told InterAksyon. com on the sidelines of the Philippine Retail Association awards night. “We’re open to that,” she said, when asked if BDO would buy another bank to bolster its resources. BDO recently acquired Citibank Savings and the trust business of Deutsche Bank AG Manila branch as part of efforts to strengthen the Henry Sy-owned lender’s domestic business franchise. Once Asean integration takes place, BDO would be relegated to the 19th spot in the region. Asean has a base of over 600 million individuals in 10 jurisdictions whose collective gross domestic product (GDP) in 2012 amounted to $2.27 trillion. While this amount only represents 3.13 percent of the world’s nominal GDP, Asean would be the world’s eight largest economy, next to the

RCBC SAVINGS- VELEZ Velez St. Cdoc | 729083/8562460

SECURITY BANK- OSMEÑA Osmeña St. Cdoc | 8563965/ 723411/728774

EAST WEST BANK Cogon De Oro Constraction Bldg. LKK Drive 8500339/8500331

BDO mulls more acquisitions ahead of Asean integration

RCBC SAVINGS- CARMEN Walingwaling St.,Carmen St. Cdoc 8585793/ 8586248

DBP – CORRALES Corrales Ave., St. Cdoc | 8572087/722649

EAST WEST BANK #5 Juan Sia Bldg. Apolinar Velez St.Cdoc 8578801/720081

Banking&Finance

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776 Editor: Nelson Constantino

SECURITY BANK- VELEZ Velez Montalvan St., Cdoc | 728334/856632 STERLING BANK OF ASIA Tiano Velez St. CDO | 8528171/8528168 UCPB BANK- LAPASAN Osmeña Corner Lkk Drive, Cdoc 85771842/ 725135 UCPB BANK- VELEZ Velez Corner C. Pacana St. CDO 8564474/8564527 UCPB BANK SAVINGS-CAPISTRANO

Capistrano Corner CruzTaal St. CDO 8524099/722695

UCPB BANK SAVINGS- OPOL Gf forever Books Bldg.Bulua National CDO 754519/8588063 UNION BANK Lapasan Cm.Recto Cdoc | 8566847/8563805 WEALTHBANK Velez Gomez St. Cdoc | 8568942/722174 1ST VALLEY BANK Vamenta Blvd. CornerLirio St. Carmen, Cdoc 8501871/ 8584146 OROBANKERS CLUB Inc. Pnb Carmen | 09151850242

MISAMIS ORIENTAL – Vice Governor JOEY G. PELAEZ headed the BSP – MisOr Rover Orientation Vigil and Investiture Ceremony in Tagoloan Community College (TCC) last March 15, 2014. It was attended by 150 youth from TCC and other High Schools in Tagoloan. Dr. Rolando Acoriba (3rd from left), President of TCC, supported the Rovering Program of BSP. The Rover Program is a progressive journey from adolescence to adulthood encompassing one’s duty to God and self through the use of the Scout Method. It aims to contribute to the education of young adults in a non – formal way through a value system based on the Scout Oath and Law, among others. BSP – MisOr organized the Rover Orientation and Investiture to encourage Scouts 16 years old and above to join the BSP Rover Program.


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friday|march 21, 2014

Primavera Residences partners with CDO Rugby Football Club “The beginning of rugby in CDO is very inspiring,” said Jane Monteb on Duterte, Community Relations Specialist of Primavera Residences. “From just one man, Noel Villa, the group now has more than 30 active members. It continues to grow with its Get Into Rugby program for children, high school and college students – even including women. This is now the fastest-growing sport in Cagayan de Oro.” Rugby, an outdoors sport, is a way of promoting the advocacy for nature and sustainability of Italpinas Euroasian Design and Eco-Development Corporation (ITPI Corp.), developer of Primavera Residences. “This is a very eco-friendly activity and will promote going out of the house instead of spending time indoors using up electricity,” said Ms. Duterte.

Primavera Residences is the first eco-friendly condominium complex in Mindanao. This 10-story two-tower mixed-use condominium building located in Pueblo de Oro Business Park is noted for its elegant Italian design and energy-saving features. Noel Villa, founder and coach of the club, recalled in a blog post his effort to attract possible players by jogging around his subdivision, tossing a rugby ball. Although his first attempts had not been successful, he did not give up, feeling the need to share his enthusiasm for the support. “Back in the United Kingdom where I stayed for 27 years, I grew up playing rugby for my school,” he stated. “I love how the sport teaches discipline, strategy and team work and of course, the show of strength

and agility which every sportsman can relate.” Finally, through Facebook and friends, he was able to put up a team. “Now I can proudly say that after five months of training under the sun or rain, CDO RFC is ready to take on another milestone: compete in a real game against more experienced teams,” Mr. Villa wrote. On Februar y 22 this year, Primavera Residences sponsored the CDORFC in the kickoff games of the VisMin Rugby league. CDORFC played against the Davao and Cebu rugby teams. Primavera Residences is looking towards a bigger partnership with the club which will include community outreach activities and events. "Italpinas, through Primavera Residences, is very happy with this partnership with the Cagayan de Oro Rugby

ITPI CEO Arch. Romulo V. Nati and CDORugby coach Noel Villa

Football Club,” said Arch. Romulo V. Nati, CEO of ITPI. “S eeing that their advocacies are very much aligned with the company, we look forward to seeing them lead the growth of rugby as a sport, not only here in Cagayan de Oro,

but in nearby regions also." Primavera Residences has recently been awarded for MixedUse Development in the Philippines by the International Property

Awards. In 2011, the South East Asia Property Awards com mende d Primavera Residences as One of the Best Condo Developments in the Philippines.

Pryce Plaza Hotel Carmen Hill, CDO, Tel. No.722791 to93/858-4537 E-mail:reservations@pryceplaza.ph

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NEW DAWN PENSIONNE Velez-Macahambus Sts, CDO Tel Nos. 8571776, 721776 email : gchreservation@yahoo.com


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DPWH... from page 2

For this year, Davao del Norte gets the biggest chunk of the P 1.865-billion TRIPP fund. The rest is shared by Davao City with P 482-million; Davao del Sur, P 302-million; Davao Oriental, P 281-million. As of 2013, P 609-million road projects has been implemented in the province comprising of the Samal C i rc u m f e re nt i a l R o a d , Panabo City Coastal Road and New Corella roads. The implementation of TRIPP started last 2012 as a result of the agreement of DOT and DPWH; now, the program has been expanded with the involvement of the Department of Social Welfare and Development. For 2015, the projects that will be funded under TRIPP will expand from tourism roads to support roads to provide livelihood opportunities to the less fortunate as a strategy to reduce poverty incidence in the countryside using tourism as a vehicle.

Loans... from page 2

IN THE MATTER OF PETITION FOR SPL. PROC. NO. 2014-482 CORRECTION IN THE ENTRIES OF THE CERTIFICATE OF BIRTH OF ANTONIO J. CADELIÑA JR. ,

Jr., Domingo emphasized that the Enterprise Rehabilitation Financing window is available to other Yolanda-affected entrepreneurs, ready and willing to put Eastern Visayas onto the road to recovery. The second batch release which involved 5 entrepreneurs was made in simple ceremonies at the DTI-Leyte Provincial Office in Tacloban City on February 25, 2014. This particular SB Corp loan window is considered a “soft loan” considering the low interest rate at 5%-6% per annum, no collateral but character, and the 1-year grace period. The maximum lo anable amount is P2 million. For entrepreneurs needing bigger amounts, SB Corporation offers other loan programmes. SB Corp further reports that they are in the process of validating the third batch of borrowers with the invitation for interested parties to take advantage of their loan offerings.

ANTONIO J. CADELIÑA , JR., Petitioner,

from page 4

Republic of the Philippines REGIONAL TRIAL COURT 10TH Judicial Region Branch 28 Mambajao, Camiguin

-versusLOCAL CIVIL REGISTRAR OF GUINSILIBAN, CAMIGUIN, Respondent. x-----------------------------------/// ORDER Let this case be heard on June 30, 2014 at 2:00 o’clock in the afternoon, at this court. The Local Civil Registrar concerned and any person having or claiming any interest under the certificate of live birth whose correction is sought may, within fifteen (15) days from notice of the petition, file his or her opposition thereto. At the expense of the petitioner, let a copy of this order be published once a week for three (3) consecutive weeks in a newspaper of general circulation in the Province of Camiguin. SO ORDERED. Mambajao, Camiguin, March 3, 2014. (Sgd.) JEOFFRE W. ACEBIDO Acting Presiding Judge BWM Mar. 14, 21 & 28, 2014

Vista...

Vista Land is undertaking its maiden bond issuance to raise P5 billion, which would bankroll the commercial development projects of its subsidiaries. The real estate firm also plans to refinance this year $150 million worth of maturing obligations. Vista Land is the dominant player in the low-cost and affordable housing segments, having built more than 250,000 homes located in 34 provinces, 73 cities and municipalities throughout the Philippines. The company had a total land bank of 1,888.20 hectares at end-December. “We are h appy an d honored by this high credit rating. This is another

proof of Vista Land’s sound financial and management performance, which enabled the company to weather all challenges and changes in the housing market,” said Vista Land chairman and former senator Manuel Villar. Vista Land is the holding company of five business units, Br itt any, Crow n As i a , C am e l l a Hom e s , Communities Philippines and Vista Residences.

that will favor the association’s growth expectations this year. “Sparked by unified drive of providing quality brand innovations, we at AVID remain committed to deliver value-rich experiences through premium customer service and pioneering worldclass products,” said Ma. Fe Perez-Agudo, president, Ass o ci at ion of Vehicle Importers and Distributors, Inc. (AVID).

CebuPac...

Batas...

will be used as sales and distribution platforms to market all routes operated by both airlines. The carriers also expect to collaborate on other common destinations in Asia. Cebu Pacific currently operates over 2,200 flights per week with 50 aircraft to 24 international and 33 Philippine cities in its network. Tigerair Philippines, on the other hand, operates about 118 flights per week with five aircraft to 11 domestic and international destinations, from its bases in Manila and Clark. By c ombi n i ng t h e i r resources, Cebu Pacific will be able to provide services to high growth markets including Australia, Myanmar and India. Tigerair will be able to fly more passengers to additional cities in Cebu Pacific’s extensive network in the Philippines and North Asia. Both airlines will be providing low cost airline services to over 100 million potential passengers from different points in the alliance network. (PNA)

Certainly, the reference to the “east” and “far-off land” in Isaiah 46 pertains to the Philippines, especially if we consider that, during World War II, it had already been referred to as the “Far East” by the United States and its allies. In fact, the US military force in Asia then was stationed in the Philippines, and was called the “United States Armed Forces in the Far East.” Because Filipinos who are from the “far-off land in the east” are basically Christians who believe in Jesus as God and Savior, they will be instrumental in the proclamation of Jesus as God and Savior wherever they maybe, assuming the role of a “bird of prey” who will fulfill God’s purpose, as Isaiah 46:11 prophesied. This is the reason why Filipinos should read and obey the Bible now!!! -ooo REACTIONS? Please call me at 0917 984 24 68, 0918 574 0193, 0922 833 43 96. Email: melaniolazomauriciojr@ outlook.com, batasmauricio@ yahoo.com and mmauriciojr111@gmail.com.

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Sales... from page 4

14 percent to 2,675 units, spearheaded by the Passenger Car segment which grew by 26 percent year-on year to 1,311 units. Hyundai led the charge, registering 41% growth as sales for Eon and Grand i10 stayed buoyant in February. On the Light Commercial Vehicle f ront, laudable performance from Chevrolet, Subaru and Mini contributed to the segment’s healthy sales of 1,364 units in February, 5 percent higher than the 1,295 units posted same month last year. Equipped with healthy demographics, solid macro fundamentals and investor grade rating, the Philippine economy posted an above-target growth of 7.2 percent last year. The Phi lippine gover nment expects that the prevailing growth trajectory remains stable this year and will likely hit the target of 6.5 to 7.5 percent on the back of vibrant investment environment, accelerated government spending and robust domestic consumption. As the prospects for the economy remain rosy, the automotive industry will continue to enjoy brisk consumer demand and flexible financing packages

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Cimagala... from page 6

and handled, this need can explode into violence. And even when well handled, this need will always seek betterment. We need to understand that this charity is the charity that comes from God. It should not just be a product of our own making, no matter how well-intentioned. Through time we have seen many caricatures of charity that only have the name and appearance of charity but not the substance. They don’t work for long. This is the charity expressed by Christ who said, “Love one another as I have loved you.” It is the charity that is actually being given to us in an abiding way through his grace. It’s not just an idea, a policy, a slogan, or a mere sentiment. It’s a living and effective thing that embodies all virtues proper to us. It certainly includes justice, prudence, mercy, af fe c t i on , c omp a s s i on , creativity, etc. Remember St. Paul describing it as something that “bears all things, believes all things, hopes all things, endures all things.” (1 Cor 13,7) We have to disabuse ourselves from the fear that charity would just put us

in a weak position in our management activities, or that it would do away with penal justice altogether, or that it would lead us to be easily taken advantage of, etc. Charity, in fact, would prod us to face certain inconvenient truths and situations bravely and would guide us in tackling difficult decisions to be made. But it certainly starts with affection, understanding, compassion and patience. It tells us to think well of the others even if they have done some wrong for which justice also has to be served. It is the charity of God who is “slow to anger and quick to forgive.” It knows how to reinvent itself as often as necessary all the way to death. This is the charity that will be sustained by prayer and sacrifice, by constant recourse to the sacraments, without neg lec ting the human need to attain the competence we need in our management activities, which means continuing study and formation. Charity makes use of both human and spiritual means, human and supernatural means. Only then can our management duties be carried out properly.

BOP... from page 8

erode the country’s gross international reserves (GIR). An ample GIR helps prop up the peso and keeps domestic inflation at bay. Inflation averaged 4.2 percent in the first two months of the year, above the midpoint of the BSP’s full-year forecast, but still within its 3-5 percent target range for the entire 2014. The BSP had blamed the record BOP deficit last January on the huge net outflows of foreign portfolio investments. Also called ‘hot money,’ portfolio funds headed for the exits after the US Federal Reserve last December started scaling down its $85-billion a month stimulus to the world’s biggest economy. Referred to as quantitative easing, the Fed’s bond-buying program helped fuel rallies in emerging markets like the Philippines. After hitting a post-Asian crisis high last January, ‘hot money’ outflows have since slowed -- an improvement that the BSP ascribed to foreign funds’ appreciation for the Philippines’ strong economic fundamentals.


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NGCP...

DBP...

criticism. Lawyer Cynthia P. Alabanza, spokesperson of the company, said that the NGCP, under the Philippine Grid Code, is mandated only to produce four percent of the capacity of the grid. Ms. Alabanza told BusinessWeek Mindanao that taking into account the maximum Mindanao power capacity of about 1,300 megawatts (MW), the company was only required to produce 60 MW as a buffer. She added that the reserve power would have to be drawn from the National Power Corp.’s Agus 1 hydroelectric power plant. Ms. Alabanza explained that what started everything on the day of the incident, was the “gradually but speedy reduction” of power from Steag State Power, Inc., the operator of two coal-fired power plants in Misamis Oriental. When the Steag plant did not send power to the grid, she said, the grid operator immediately tapped the Agus 1 power plant to stabilize power. The problem was that Agus 1 was also in trouble and broke down after it was switched on. She said the problem of the Agus 1 plant was already known in January, but its operator had yet to complete its rehabilitation. “It only took 85 seconds (for the grid to collapse),” Ms. Alabanza said, adding that what triggered everything was the problem with the Steag plant. But Steag, in a press statement over the weekend, said its plants went off only after the grid had collapsed. Bodo Goerlich, Steag president, explained that based on the sequence of events, before the grid collapsed, the company’s ge ne r at ing system w as gradually reduced. “ Wh i l e t h e g r a du a l reduction will affect the electric supply condition, it is not expected to cause a cascading failure and tripping of other power plants and the collapse of the entire grid,” Mr. Goerlich claimed. “The fluctuation of the load of the power plants happens from time to time and the overall effect is managed by adjusting either the supply or demand of the grid. We have in the past experienced such a situation and it did not cause a massive blackout and total collapse of the grid,” he said. The company said that the rehabilitation of its two plants, which have a combined capacity of 210 MW, will be completed in June. The Energy department said that based on its findings, the problem started when the Steag coal-fired plant lost power and the Agus 1 hydroelectric plant could not supply power to the grid because of “defective equipment.”

The project is part of DBP’s continuing thrust to promote new and renewable sources of energy in the country that protect the environment through reduced greenhouse gas emissions. (PNA)

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Lumads... from page 1

government and the Moro Islamic Liberation Front, will replace the ARMM. Bandara said they were worried about their own claims even at the National Commission on Indigenous Peoples (NCIP). “What we are after is the awarding of our CADT (certificate of ancestral domain title) and CADCs (certificate of ancestral domain claims) so that if the Bangsamoro is created, we don’t have to worr y about outsiders selling our land or spoiling our natural resources,” Bandara said. He added their ancestral domains continuously face environmental threats such as mining and logging. “We would like to insist on our own rights, too,” said Bandara, head claimant of the unified claim of the Teduray Lambangian and Dulangan Manuvu ancestral domain claim. The group has been pursuing their claim since 2005. “What we are afraid of is the clashing of national laws. We have the NCIP, we have the Bangsamoro, and these are both legitimate issues,” he said. “Where are the indigenous peoples in all of this?” Bandara feared that the government would say that the “IPs no longer need help because there is already the NCIP for them to process their claims.” But there is no NCIP office in the ARMM, Bandara said. He said they will follow the democratic processes, including going to Congress to express the side of the indigenous peoples. “We want our voices heard. The government treats indigenous peoples as tourist objects and are shown whenever visitors need to applaud,” Bandara said. “This shouldn’t be the case. We have voices, too.” “What would happen to the resources within our land?” he asked. “We’re afraid because we don’t know what will happen to our claims when the law is signed.” Timuay Santos Unsad, a Teduray leader, said that even within the NCIP, there was “no consensus about what to do with the IPs in the ARMM.” Unsad was a former NCIP commissioner. Datu Roldan Babelon, f rom C armen, Nor th Cotabato, said they have been fighting for their own ancestral domains since 1997, when the NCIP and the Indigenous Peoples Rights Act (IPRA) were created.

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“What will happen to the IPs when the Bangsamoro is created?” he asked, saying that BTC’s recommendations to Congress should include inputs from the tribal leaders. “Non-Moro indigenous peoples have our own distinct identity, and we want the government to recognize that,” Babelon said. Datu Al Saliling, leader of the Erumenun nu Menuvu tribe, also said that lumad bakwits (internally displaced persons) should be heard before the signing of the BBL. Apotanan Colmo, an Obo Manuvu tribal leader, said that “the annexes to the Bangsamoro documents are clear regarding the main holdings, but not about the indigenous peoples’ ancestral domain claims.” (MindaNews)

Seaoil...

from page 1 of operations, said Ebert N. Montero, BoC operations division chief. “The entry of these major players is projected not only to contribute significantly to the revenue collection of (the southern Mindanao revenue collection district) but is also expected to pump up and improve the general economy and business activity of Davao City,” the bureau said in a statement. Ernesto R. Aradanas, BoC collector, said the revenues from the two companies and other companies that are expected to operate in the city were included when the agency formulated the port’s P7.7-billion collection target this year. Collection from the two companies, Mr. Montero added, resulted in the local district office exceeding its collection target for the first two months of the year. Based on a report provided to local media, the BoC district office collected P1.336 billion, surpassing its P1.13billion target for the first two months. This was despite the fact that one of its sub-ports, the port of Mati, was declared “already a dead port” because the agency failed to collect anything from that port, even when projection for the period was P844,174, Mr. Montero added. Other sub-ports under the port of Davao are the Dadiangas port in General Santos City and the Polloc port in Parang, Maguindanao. However, Mr. Montero, being in charge of the port of Mati -- which used to handle farm crops like copra and corn -- said he will resign if he fails to collect the subport’s P4.7-million for the year. The official said that the expected P200 million monthly in taxes and other dues is based on the initial importation and discussions with officials. He added that because of the bulk of the cargo that Steel Asia is expected to bring to its plant in Bunawan, which is at the northern part of this city, the company has

started negotiating with the Hijo International Port in Madaum City, to use the private port used mainly by banana-exporting companies. Seaoil, on the other hand, has its gas processing plant in Coronon, Sta. Cruz, this city’s southern neighbor, where San Miguel Corp. built its only brewery plant in Mindanao over a decade ago.

Scam... from page 8

fast track loan applications. Un d e r t h e s c h e m e , developers were essentially deputized by Pag-IBIG Fund to evaluate the financial c ap abi l it y of p ote nt i a l b or row e r s a n d s u bm it application documents on their behalf. As a replacement of the scrapped scheme, Berberabe said Pag-IBIG Fund implemente d t he Employer’s Accreditation Program, which offers the countr y’s top employers with accreditation to process housing loans for its employees. The accreditation provides employers with faster access to Pag-IBIG’s housing services such as housing loan prequalification, home or housing needs matching, and faster housing loan processing time. Pag-IBIG also introduced a special lane in several branches for loans amounting to P1 million and above to facilitate faster processing, she said. More ove r, up on t he instruction of the Vice President, Pag-IBIG Fund has implemented the Affordable Housing Program, which offers subsidized rates for the first 10 years for members with gross monthly income not higher than P17,500. Loans up to P400,000 have an interest rate of 4.5 percent, while loans from P400,001 up to P750,000 have a 6.5 percent interest. At the end of the 10-year period of subsidized rates, the borrower will have the option to pick the repricing period of his choice. Me anw h i l e, hous i ng for local government units (LGUs), employers, employee associations, and cooperatives are also fast-tracked through Pag-IBIG’s Group Housing L o an Prog ram. Proj e c t proponents are given access to a maximum loanable amount of P20 million for horizontal development and P40 million for vertical development. In December 2010, Binay ordered an investigation that revealed Lee, as president of Globe Asiatique, had used fake documents and ghost borrowers who supposedly bought homes in Globe Asiatique’s Xevera housing project in Mabalacat, Pampanga, to secure some loans from Pag-IBIG Fund. Lee was arrested in a hotel in Manila on March 6 by virtue of the warrant of arrest issued by Judge Amifaith F i d e r- R e ye s , pre s i d i ng judge of the San Fernando, Pampanga RTC-Branch 42. The Supreme Court has upheld the validity of Lee’s arrest. (PNA)

ASIA WORLD PAWNSHOP

Main: Osmeña-Cogon Market, Cagayan de Oro Branch: Ipil,Carmen , Cagayan de Oro NOTICE OF AUCTION SALE Starting March 7 , 2014 at 9:00 A.M. to 5P.M., this establishment will set an Auction Sale on all pledges since October 2013 . Patrons are enjoined to verify their receipts.

MANAGEMENT PAHIBALO

Sa Marso 7, 2013 sa may 9:00 sa buntag paingon da alas 5:00 sa hapon, ang Tanan nga penirenda nga wala malukat sa bulan sa Oktobre 2013 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo.

ANG TAGDUMALA

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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