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BusinessWeek M I N DA N AO

Volume III, No. 195

Typhoon Sendong

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June 8-14, 2013

devastation

tree - planting activity

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Civil Society seeks new admin link on Climate Change By Mike Banos Editor-at-Large

CIVIL society groups and their partners in government convened last Wednesday in Cagayan de Oro to formulate a strategy for engagement with the incoming city administration to institutionalize the civil society - local government partnership on good natural resource governance as its way of celebrating World Environment Day. “As a gesture of affirmative action, civil society in collaboration with partners from government agencies must assist the upcoming administration in Cagayan de Oro City frame an environmental agenda and come up with an engagement strategy anchored on the principles of sustainable development, specifically on climate change adaptation, disaster risk reduction, and the rehabilitation of its ecological support system particularly the integrity and biodiversity of the watersheds,” said Raoul T. Geollegue, forum convenor. Geollegue said the impact of tropical storm Sendong (Washi) that hit Cagayan de Oro City on Dec. 16 and 17, 2011 became a major theme in the May 13 elections. seeks/PAGE 11

State of CdO environment examined

Present and Forward Look: ‘One Sendong is enough’ By Cheng Ordonez Editor-in-Chief

CAGAYAN DE ORO CITY – Ecological leaders from government and civil society intoned the same tune in the observance of World Environment Day last Wednesday in reminding residents of the global and local effects of environmental degradation, aligning it to the tragic calamity that hit this city on December 16 and 17, 2011, when devastations spawned by typhoon Sendong (International code name Washi) killed some 3,000 people, 1,000 missing and rendered homeless some 11,000 others.

Villar bats to protect OFWs as PH observes Migrant Workers’ Day SENATOR-elect Cynthia Villar renewed her call to the Philippine government to always protect and promote the welfare of over 10 million Filipino migrant workers as the nation commemorates Migrant Workers’ Day. “It is fitting to celebrate the day of our Overseas Filipino Workers (OFWs) to remember and acknowledge their significant contributions to nation-building,” said Villar. She said OFWs are worthy of being called our ‘modern-day heroes’ because of their immense assistance in saving our economy

through their remittances. “We draw a lifeline from their remittances being sent to the country. The dollar remittances provide a big boost to our economy,” said Villar. “We should address all the concerns of our OFWs, starting from their recruitment until the time they are already working in a foreign country,” she added. To ensure that the rights and well-being of Filipino migrant workers are safeguarded, Villar vows to continue the fight for the creation of the Department villar/PAGE 11

Government and civil society leaders converged in this once disaster-hit city in celebrating World Environment Day through the holding of “Partners’ Forum on the State of the CdeO Environment: Present and Forward Look,” at the Grand Caprice Restaurant, Lim Ket Kai Center. “In the aftermath of tragic calamities happening around the country unexpectedly affecting even those once known as ‘disasterfree’ area such as Cagayan de Oro, the need to raise the bar of public awareness on the urgency to protect, if not, preserve our environment is imperative,” Department of the Interior and Local Government (DILG) 10 Regional Director Rene Burdeos said. Atty. Burdeos said: “Indeed, one Sendong is enough. If there is benefit we gained from the tragedy and horror or surviving enough/PAGE 11

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DSWD clears issues on distribution of Emergency Shelter Assistance TO answer queries made by Sendong survivors of Brgy. Consolacion, Cagayan de Oro City, on the selection of beneficiaries and distribution of the Emergency Shelter Assistance (ESA), the Department of Social Welfare and Development clarifies the assistance can only be provided through certain qualifications. Under Administrative Order No. 17, Ser ies of 2010, which is the Omnibus Guideline on Shelter Assistance, the Emergency Shelter Assistance is only applicable to those families who are not recipients of any other housing assistance from any other agency. “Based on our assessment and validation through the families’ access cards in Barangay Consolacion, a number of them have already received housing assistance from other sources such as International Organization for Migration (IOM) and Red Cross, thus, are not qua l i f ied for t he E SA,” Ms. Daisy Ramos, a DSWD social worker, said. Among the qualifications to re c eive E SA a s wel l i nclude fa mi l ies t hat

have l i m ite d re s ou rc e s t hat prevent t hem f rom repairing or reconstructing t heir perma nent shelter units. The monthly income of a family of six in an urban area, which is in this case – Cagayan de Oro – should also be below P10,000.00, depending on the National St at ist ic s C oord i nat ion Board’s statistic report on food threshold. Moreover, the Omnibus Guideline also highlights that the families who can benefit from the assistance are those with or without land ownership property but situated in safe areas, a nd t hose who a re not willing to be resettled and opt to stay in t he sa me location but compliant with the safety requirements. The amount of the ESA

PHL urged to adopt strategic positioning under AEC 2015 T he Phi lippi nes ne e ds to adopt same strategic positioning as other Southeast Asian peers to prepare itself for the Asean Economic Community (AEC) in 2015. Jay Yuvallos, member of the ASEAN Business Advisory Council, expressed hope that the countr y’s strategic positioning will be developed after industry roadmaps are reviewed and consolidated. “The different ASEAN countries in the region have very clear strategic intent. Like for example Thailand, they want to be a hub in Asia. Indonesia, they want to attract investments...How about us? We need to be very smart and start creating (our) strategic intent,” he said at a conference of employers. Yu v a l l o s s a i d t h e Philippines also needs to communicate its strategic intent not only to the region but also to the rest of the world. “The intent of the ASEAN is to integrate the ASEAN economy into the bigger world stage. While we move forward towards integration in the world market, we also need to think our own backyard,” he noted. Yuvallos underscored the importance of industry roadmaps as these address value chain analysis that will create competitive advantage to the small and medium enterprises (SME) and other players. The SME sector comprises

about 99.6 percent of all registered firms nationwide, employs 69.9 percent of the labor force and contributes 32 percent to the economy. Yuvallos said roles of each sector should be streamlined “because after all, integration happens meaningfully in the sectors.” To get ready for regional integration, Yuvallos also urged companies to start creating their direction. “Hopefully we can move forward towards maximizing, optimizing the opportunities that will come about ASEAN 2015,” he added. For his part, Edilberto De Jesus, director and professor emeritus of Asian Institute of Management, said that instead of looking it a threat, the country should consider the benefits of ASEAN integration. The AEC aims to transform ASEAN into a single market and production base, integration into the world economy and enable easier movement of capital, investments and people. “All these are theoretically good for a country. But beyond that, i think that we need to do in order to achieve these adjectives for the AEC so that we can achieve all of these goals are exactly the same things that we need to achieve so that the Philippine can have this inclusive, sustained growth,” said de Jesus. -- Danielle Venz, PHILEXPORT News and Features

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can only be determined upon t he assessment of the DSWD social workers. They base their assessment on the qualifications and their living conditions. The DSWD emphasizes that only a maximum of P5,000.00 shall be given to those families whose houses were assessed as partially damaged, and a maximum of P10,000.00 for families whose houses were assessed as totally damaged. T he DSW D howe ver clarifies that some

may receive a n a mou nt lesser than P5,000.00 or P10 , 0 0 0 . 0 0 d e p e n d i n g on t he need a nd l iv i ng condition of the families. “As much as we want to accommodate a l l t he c om mu n it ie s’ d em a nd , we are still bound by the pol icies a nd g u idel i nes of the ESA. Rest assured, there are still other DSWD socia l ser v ices a nd socia l protect ion programs available to the communities of which they can avail,” Ms. Ramos said.

FIBECO marks 41st anniversary By Armando A. Cantoy, ISD-Manager

Year 2013 marks another milestone for FIBECO. This big celebration epitomizes the institution’s commitment to rural electrification. On June 12 to 13, 2013, FIBECO will be holding a two-day anniversary celebration which will be graced by dignitaries from the National Electrification Administration (NEA). The celebration was actually moved from its original anniversary date, May 13, due to the recently conducted National and Local Elections. FIBECO as One of the Top Performing Electric Cooperatives Since 2008, FIBECO maintains the Category A+ status under the National Electrification Administration (NEA) standards. It is the highest categorization given to a well performing electric cooperative considering its financial, technical and institutional viability. In the recently released NEA-Memorandum 2013-09, FIBECO was categorized as AAA-Electric Cooperative using the new Key Performance Standards set by NEA. Out of the one hundred nine (109) electric cooperatives in the country, only fifty (50), including FIBECO, have met the highest rank. Major Innovations and Developments Anchored to FIBECO’s mission and vision of becoming world-class, globally competitive, financially stable and member-consumer-owned electric distribution utility serving as a catalyst of change towards total consumers’ satisfaction and improvement of life, the following innovations and developments are underway: (1) Installation of Supervisory Control and Data Acquisition (SCADA) and Monitoring System which is designed to acquire, supervise, and control the whole distribution system and increase power reliability, fast track responses to consumers’ complaints, provide security and monitoring for all sub-stations assets and accessories, and make available on-line and at real time information necessary for system’s predictive and preventive maintenance; (2) Adoption of Consumer Management Business Integrated System (CMBIS) which is adopted to facilitate fast, interconnected, and paperless transactions for the convenience for member-consumers. It is a solution for enterprise resource planning (ERP) anchored on a proprietary platform to implement a unified information system using computer imbedded procedures and modular applications to methodically gather, process, and record transaction-based

data across the organization. To add up, (3) Construction of thirty-two (32) kilometers 69kV Sub-transmission line from Barangay Poblacion, Maramag going to Barangay Barandias, Pangantucan and of five (5) MVA Sub-station located in Barangay Barandias, Pangantucan to improve power distribution system and increase system’s reliability; (4) Construction of parallel lines from Puntian, Quezon to Barangay Camp 1, Maramag (34 circuit kilometers), from Barangay Dabong-dabong to Barangay Lumbo, Valencia City (12.045 circuit kilometers), and from Barangay Dabong-dabong, Valencia City to its neighboring municipality - San Fernando (34.722 circuit kilometers). These line constructions, likewise, help for the improvement of power quality, reliability and efficiency of power transmission and distribution systems of FIBECO; (5) Pre-development activities for Biomass Power Plants and Mini-Hydro Electric Plant to be located in the strategic areas in the province of Bukidnon; And the (6) Conduct of Biomass Resource Assessment in selected areas in Mindanao through USAID grant under Climate Change and Clean Energy Project of USAID-Philippines; and (7.) Entered into Power Supply Agreement with Crystal Sugar Company and KEG/ DPP for additional supply of power to avoid rotating power interruptions and provide continuous supply of power to consumers of FIBECO. Under the management of Engr. Renato S. Cortezano, and the presidency of Dr. Regin D. Mordeno, FIBECO continues to explore other possible ways to ensure dependable supply of power in the next five to ten years, and even beyond, for FIBECO and the Province as well. FIBECO is committed to provide reliable and affordable electricity and high quality of service to its member-consumers to continue to make lives better. On top of the coop’s major innovations and f lagship programs, Engr. Cortezano is exploring on the possibilities of bundling internet and telephone services, including television cable services to the distribution system of FIBECO.


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MESSAGE FROM THE FOUNDING EDITOR Time goes so fast. It all started from scratch. Obscure, as skeptics never gave BWM a China man’s chance to make a dent in the newspapering industry. Never did they expect that BWM can go this far… and this in so short a time! They were proven wrong! Not only that BWM did survived. We grow so BIG! For us who were the pillars of BWM, it is a fulfilment we can be proud of. Even though I am no longer part of BWM’s editorial team having been delegated to spearhead the newly-born Business Daily, my heart and mind will forever be there. I may be gone, but my name shall be etched in the eternal memory of Business Week Mindanao. Nobody can be more prouder than me, and everyone who made all these things possible. My heartfelt congratulations, and may the God bless us all! BWM’s success is my career’s greatest accomplishment thus far. And am hoping the new team that handles the paper right now can further push BWM forward consistent with the vision that its forerunners has set. Our humble beginning, our uncompromising dedication, and our persistence in the face of many trials and obstacles would serve as their inspiration. I believe they can make it, as we did.

NELSON CONSTANTINO Editor-in-Chief BusinessDaily

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DANTE M. SUDARIA Publisher ROSE MARY D. SUDARIA, Ph.D. General Manager

CHENG ORDOÑEZ

The Window is Closing

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WO years ago, the Macabalan port was scheduled to get a P400-million upgrade as part of the Philippine Ports Authority’s aim to meet international port facility and service standards for 10 key ports by the end of 2011. Rep. Rufus B. Rodriguez (2nd District, Cagayan de Oro) hosted a press conference at the PPA Cagayan de Oro Port Manager’s Office where Port Manager Capt. Necitas G. Layola, Jr. (Ret., PA) presented the following priority projects approved by then PPA General Manager Juan C. Sta. Ana: construction of a new passenger terminal building (P250-million); paving of newly completed back-up area (P71.269-M) and construction of RoRo berthing facilities and berthing dolphins (P50-M). The first two projects would have been funded by PPA’s internal funds while the third project was conceptualized as a Public-Private Partnership (PPP) project to be undertaken by the private sector. The facility would have been used for general cargo, dry bulk and containerized conventional domestic and foreign vessels. It would have also included an additional area for break bulk cargo like fertilizer, corn grains and sugar, and a common storage area for break bulk cargo in crates, rolled steel coils, logs, lumber, bottled cargo and other steel products. A notice of award was given to the winning bidder by the PPA Head Office on May 23, 2011. The jewel of the expansion project was the P250million two storey passenger terminal with an estimated

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1,000-person seating capacity. ammer The program of work for the and A nvil project was completed by the By Mike Baños PPA Head Office and bidding was scheduled at the end of June, 2011. The P50-million threeunit Roll on-Roll off berth and breasting dolphins were to have been constructed at Berths 1-5 near the passenger terminal complex to ease berth congestion and dedicated to Manila, Cebu, B ohol and Bacolod route RoRo passenger vessels using Mediterranean docking. With the provision of 3-meter wide elevated walkways, the RORO berth and breasting dolphins would have enhanced the convenience, safety and security of embarking and disembarking passengers. Initially, five projects were requested by Rep. Rodriguez from the PPA including P20-million for the repair of the warehouse which now serves as the passenger terminal and another P80-million for the construction of a new terminal but the PPA Head Office instead chose to upgrade the request to the two-story P250-million facility. Baños/PAGE 8

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The Basics of Sexually Transmitted Infections

ugging the front pages this week in the Business Daily, Mindanao Daily, is the rising number of HIV/ AIDS cases in GENSAN. It holds true for other places in the Philippines, too, and looking at our very own city, the Department of Health Epidemiology Unit has released data that in CDO, 8 new cases were reported for the first quarter of this year, which is higher as compared to only 12 cases for the entire year of 2012. HIV/AIDS is just one of the sexually transmitted diseases known to man, with no known cure as yet. I will reserve another time for HIV/AIDS updates later. For now, I want to touch on the basics of what we should know about sexually transmitted infections ( STI’S ). The disease is generally acquired by sexual contact. The micro-organism is passed on from one person to another in blood, semen, vaginal and other bodily fluids. Although there are non- sexual means of transmitting the disease, such as that of mother to child during deliveries, blood transfusions , shared needles for injecting drug users, our main focus for now, is that, which is transmitted through sexual contact. The etiologic agents for STI’s can be bacterial, parasitic, or viral. The most commonly encountered bacteria include gonorrhoea, syphilis, Chlamydia, and for the parasites, Trichomonas. Herpes, Human Papillomavirus ( HPV ), Hepatitis B, are viral agents that is transmitted through sexual contact. The time from exposure to that of manifesting the illness through signs and symptoms vary with the organism, as well as the immune status of the patient. Risk

Editor-in-Chief

ALLAN MEDIANTE

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HEALTH

is markedly increased when there is unprotected sex ( lack I n Focus of use for condoms ), those By Dr. Mary Jean Loreche with multiple sexual partners, men having sex with men. People with a previous history of STI, further increases his/ her chances of contracting the disease again. Persons who are into alcohol or drug abuse, are also at an increased risk. It is worth mentioning too that, just being sexually active, will increase one’s exposure to the disease. Studies have shown that a person diagnosed for gonorrhoea has a 70-80% chance of infecting his female partner! There are signs and symptoms that might indicate an STI, which are shared by these organisms., though certain manifestations may be more specific for a particular infectious agent. The infected partner may complain of discharges that are kind of unusual like it is more copious than the usual, with a certain smell, that may be associated with itchiness. Both men and women can manifest this unusual discharge. Pain on urination, pelvic or lower abdominal pain, and for women, they may notice intermenstrual bleeding or abnormal bleeding during their Loreche/PAGE 8

Is Stock Market Investing for You?

ord goes around among the finance boys in the stock market: “The bulls run, the bears retreat, but the greedy pigs get slaughtered!” In mass investor psychology, being bullish or bearish reflects the prevailing market sentiment. It arises from the totality of a variety of factors that are either fundamental or technical, including local and international events of economic and political importance, temporary and seasonal factors, as well as historical data of market prices. A bullish sentiment is seen with an upward trend in stock prices in the background of good economic prospects, while a bearish sentiment is reflected in negative market downturns. Exposure to stock market investing may come in two forms. Direct stock market investors buy stocks straight in the stock exchange. Managed stock or equity fund investors secure units or shares of a fund which buys into a diversified portfolio of stocks. But whether bullish or bearish, whichever way a market goes, both kinds of investors are still exposed to the inherent volatility of stock market trading. If you directly buy stocks through your stockbroker, chances are to a great extent you are managing your own portfolio of stocks by yourself. Are you a savvy investor with decent know-how and experience in stock trading? Then if so, perhaps the extent of your exposure to volatility risk may be significantly minimized. However, to become savvy you need to go through a learning curve and this

doesn’t happen overnight. So if you’ve got the mettle Financial D octor to go into direct stock market By Adonis Agcopra trading yet your own know-how and experience is dubious, then you’d better have somebody reliable in the fundamental and technical aspects of the market to back you up. Otherwise, should you be willing to engage in the stock market without proper backup, be sure you are playing with money that you can afford to burn without so much tears to lose. As the finance people would say, if at times you win big, at other times be also prepared to lose big. If you still highly desire to play in the stock market battlefield yet you do not have the luxury of time and are not currently prepared with the fundamental and technical tools and experience, investing through professionally managed funds may be a risk-mitigated stock market strategy that is more suitable for you. Assuming the proper time horizon for your investment, a managed stock or equity fund strategy may allow you to harness greater diversification for the same amount of agcopra/PAGE 8

THE


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Globe Head of Postpaid Raul Macatangay showcases the innovative features and benefits of the best-ever MySuperPlan.

Globe unveils next-generation postpaid plan in Subscribers get full flexibility with more contract period options to choose from

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aking product customization to the next level, Globe launches the best-ever MySuperPlan, a next-generation postpaid plan with new features that will allow subscribers to further customize and personalize their postpaid plans. With the best-ever MySuperPlan, subscribers get more than what they pay for with a plan value that is almost twice the value of prepaid load. Each plan has a corresponding ‘peso value’ (PV) which can be converted to avail of a combination of call, text or surf services, free or discounted gadgets, and a monthly consumable amount for more calls, texts, and surf. Subscribers can choose from Plan 299 with a P500 monthly PV, Plan 499 with P900 PV, Plan 999 with P1700 PV, Plan 1799 with P3200 PV, Plan 2499 with P4400 PV, or Plan 3799 with P6500 PV. With the allocated PV for each plan, subscribers can personalize their plans and choose the best combination of consumables, combo services, and gadgets that best fit their needs and preferences. Also available are the Unli Plan and the all-new Family Plan where subscribers can get as much as eleven (11) lines under one account. With a monthly PV allocated for each plan, subscribers can avail of combo services and gadgets with corresponding PVs deductible from the total PV amount of each plan. Combo services range from 50 megabytes (MB) of mobile surfing at 99 PV, 20 minutes of Globe/TM calls at 100 PV, 5 minutes and 100

texts to all networks at 100 PV, 125 all network texts at 100 PV, 5 minutes of international calls and 5 international texts at 100 PV, unlimited surfing for BlackBerry devices at 599 PV, and unlimited surfing for other smartphones at 999 PV. Subscribers can choose the same combo more than once per month. Taking flexibility a notch higher, subscribers can also choose a gadget with no or minimum cashout as well as the contract period of their preference using the peso value from their plan. From a 24-month lock-up, the best-ever MySuperPlan now offers contract periods from 6, 12, 18 and 30 months. Subscribers not availing of any handset can also get a plan with no lock-up period. After availment of combo services and free or discounted gadgets, unused peso value is automatically converted to a monthly consumable amount which can be used for calls, texts, and mobile surfing services. Subscribers can also opt to enhance their plans by boosting them with unlimited services that can be changed monthly depending on the subscriber’s need. Boosters range from unlimited BlackBerry Messenger (BBM) available at P99 monthly, 50 MB surfing at P99 monthly, unlimited calls and texts to 1 Globe/TM number at P249 monthly, unlimited text to Globe/ TM at P349 monthly, unlimited DUO and landline at P450 monthly, unlimited BlackBerry surfing at P599 monthly, unlimited mobile DUO and landline at P599

monthly, unlimited calls and texts to Globe/TM at P599 monthly, unlimited texts to all networks at P599 monthly, and unlimited surfing for other smartphones at P999 monthly. “Now is definitely the best time to get a postpaid plan from Globe with our best-ever MySuperPlan, a next-level postpaid plan with fully-customizable plan components, bigger plan value, and more contract periods to choose from,” said Raul Macatangay, Head of Globe Postpaid. “With the best-ever MySuperPlan, you get the ultimate flexibility in creating a postpaid plan that best fits your needs, lifestyle, and budget.” On top of the new postpaid plans, postpaid subscribers are also eligible to avail of the Globe Guarantee that includes the No Billshock policy, assuring customers subscribed to Plans 999 and lower will not pay over P999 a month even if they go beyond their data subscription; the 7-day phone replacement; and 24/7 access to Globe customer service channels available on the mobile phone and landline, e-mail, online chat, Twitter, and Facebook. As of end-March 2013, Globe has maintained its leadership in the postpaid segment after postpaid subscriber base reached 1.9 million, a 21% increase from previous year’s 1.5 million with gross acquisitions soaring to a record-high of over 205,000 in the first quarter, up 35% and 40% against the same period last year and last quarter, respectively. Net postpaid additions also increased to a quarterly high of over 122,000 during the period, surpassing last year’s level by 44% and last quarter’s performance by 71%. The segment likewise showed outstanding growth in service revenues after posting P6.0 billion in revenues during the same period, up 14% from P5.3 billion in the previous year. Postpaid service revenues in 1Q 2013 account for 35% of total mobile revenues, up from 32% in 1Q12. To know more about the best-ever MySuperPlan, visit www.globe.com.ph/postpaid or any Globe Store nationwide, or call 730-1010. Globe Senior Advisor for Consumer Business Peter Bithos talks about innovation and customization as the inspiration behind the best-ever MySuperPlan.


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Baños... from page 4

Why are we referring to all these in the past tense? Because during the tenure at the Dept. of Transportation and Communications (DOTC) of now DILG Sec. Mar Roxas, he downgraded this and most other of the PPA’s expansion projects so what’s left of the jewel which would have catapulted Cagayan de Oro’s progress to the next level is a pathetic P50-million shell of a Passenger Terminal Building. How pathetic? The original P250million plan the funds for which were already allocated from PPA’s internal funds and scheduled for bidding had two stories with a total area of 6,940.54 sq.m. vs. the 2,520 sq.m. of the reduced PTB which is only a bare shell of a building without anything in it. As in bare floor sans any chairs, baggage carousel, public address system, air-conditioning units, baggage claim area, genset, sorting carousel, business center/carrier lounge, diaper changing area, male/female toilets, baggage handling area, baggage loading conveyor, departure and arrival galleries, baggage cart parking, escalators, utility rooms, storage rooms, port police/security CCTV monitoring area, check-in area, X-ray machine area and sprinkler system. And with the disappearance of the second floor as well went the port admin office, smoking area, Kalakbay Centers, carrier offices, security offices, arrival gates/room, immigration processing area, ecumenical hall, play area, departure gates, concessionaire stalls, balcony are and view decks. Although Mr. Roxas may have thought inter-island commuters were increasingly taking to air travel with the advent of budget air carriers, recent passenger traffic at the Macabalan port show the number of commuters who travel by sea through the Cagayan de Oro Port still increased 12.13 percent from 2011 (1,012,099) to 2012 (1,134,824). The downgrade of the PTB project to its present P50-million shell also comes at a time when air commuters especially to Cebu, Bacolod and Iloilo are having second thoughts about undertaking the expensive overland trip to the new Laguindingan Airport which would cost them more in terms of the travel time and airfare than they would have spent had they originated

from the present Lumbia airport. It is an insult to a city with the prestige and potential of Cagayan de Oro and Northern Mindanao to have a passenger terminal building at its premier port without even the barest of amenities its other PTBs in Balingoan, Misamis Oriental and Benoni, Camiguin already have. Rep. Rodriguez has promised to fight the budget cut when the 16th Congress convenes later this year and we are sure he will have the business sector and civil society behind him all the way. But the window is closing and we have to move fast while the bidding for the P50M PTB is stymied by technical issues else we will not have anyone except ourselves to blame for settling for less than what we deserve to have.

Loreche... from page 4

Rashes, enlargement of the lymph nodes in the groin area, and sores or bumps in the genital, oral or rectal area may alarm one and be cause for an immediate medical evaluation. These symptoms may appear a few days to even years later, after exposure depending on the organism involved. The manifestations may likewise resolve on its own minus intervention or treatment, but, the disease can pro g re s s w it h c omp l i c at i on s . Complications may range from infertility, pelvic inflammatory disease, recurring infections, birth defects, to name a few. But, more than the above complications, is the fear of getting HIV/AIDS. Studies have shown that when one is infected with a sexually transmitted disease, he/she may have increased risk of likewise developing HIV/AIDS. One’s risk for malignancies like lymphomas, cervical cancer for the females, is also increased , when compared with the general population, who do not have the illness. A person infected with STI may be asymptomatic, and thus lull him/her into thinking that he/she is free from the disease. Laboratory tests are available to detect the infecting organism. Blood, urine, discharges and other bodily fluids are the samples submitted for examination. It is important to understand that we have what we call “ WINDOW PERIODS” which is the earlier period of the infection and although the disease is in existence already, the serological test may still

be negative. It is good to have a follow up test and to interpret with caution a negative result. A positive result is taken at face value but a negative result mean nothing. Treatment will depend on the infecting organism: it is easier for the bacteria as antibiotics are available, though, drug resistance is something to worry of. Viral agents may be managed but not cured. Just thinking of being an accidental recipient of a sexually transmitted illness brings with it psychological distress: the fear of having the disease, the complications that may accompany it, and the erosion of trust in one’s partner is not a simple event in one’s life.

Agcopra... from page 4

funds with the added benefit of direct supervision by professionallytrained and seasoned fund managers with several decades of cumulative experience in finance. Continue seeking to learn and find ways to make your money work for you. Investigate before you invest. Do it now! ---- (Dr. Adonis Agcopra, MBA, CIS, RFC® is with the IARFC and is portfolio director of AFIC Meridian Consultants. URL: www.aficfinancialconsultants. com. Email: aficfinancialconsultants@ outlook.com)

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Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA JUDICIAL SALE EJF File No. 2013-041 “Upon extrajudicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (PAG-IBIG) against GINA G. CESPEDES married to DANIEL EDUARDO K. CESPEDES of Block 8, Lot 5, Montaña Vista Subd., Lumbia, Cagayan de Oro City to satisfy the mortgage indebtedness which as of October 23, 2012 amounts to ONE MILLION FIVE HUNDRED FIFTY FIVE THOUSAND ONE HUNDRED TWENTY THREE PESOS AND 50/100 (PHP. 1,555,123.50), including interests and penalty, charges, attorney’s fees and expenses of foreclosure, the undersigned will sell at public auction on June 19,2013 at 10:00 A.M. to 4:00 P.M. AT THE REGIONAL TRIAL COURT, OFFICE OF THE CLERK OF COURT, HALL OF JUSTICE, Hayes- Mortola Streets, Cagayan de Oro City to the highest bidder, for cash or manager’s check and in Phillippine Currency, the following property described below including all existing improvements found thereon, to wit :

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

Lot Portion of Lot As Surveyed For

Land Use Location Area

TCT NO. T-207009 : 7, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207010 : 8,Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207011 : 9, Block 12, Psd-10-042689 : Lot 1, Block 37,Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan , Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207012 : 10, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan , Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207013 : 11, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207014 : 12, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207015 : 13, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207016 : 14, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207017 : 15, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207018 : 16, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less TCT NO. T-207019 : 17, Block 12, Psd-10-042689 : Lot 1, Block 37, Psd-10-039732 : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 : Residential : Canitoan, Cagayan de Oro City : Fifty Four (54) square meters, more or less

TCT NO. T-207020 Lot : 18, Block 12, Psd-10-042689 Portion of Lot : Lot 1, Block 37, Psd-10-039732 As Surveyed For : Pueblo de Oro Development Corp. San Agustin Valley Homes 2 Land Use : Residential Location : Canitoan, Cagayan de Oro City Area : Fifty Four (54) square meters, more or less

All lots registered in the name of GINA G. CESPEDES married to DANIEL EDUARDO K. CESPEDES All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same wil proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon , if any there be. Cagayan de Oro City, May 2, 2013 (Sgd.) AL PONCIANO R. DATU Sheriff IV BWM: May 25, June 1 & 8, 2013


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YO U R L O C A L B U S I N E S S PA P E R

june 8-14, 2013

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 37 Cagayan de Oro City PEDRO SACAL, FC CIVIL CASE NO. 2012-111 Petitioner, For: -versus LEGAL SEPARATION MARJORIE A. FORTICH-SACAL, Respondent. x-----------------------------------------/ ORDER Before this court is a petition for legal separation on the ground under Article 55 par. 8 of the Family Code while working in Israel and such ground continuously exists up to the present. Petitioner alleges that respondent has displayed indifference towards petitioner husband and their last sexual contact was in the year 2006; that during their marriage they have not acquired valuable personal or real properties; and, petitioner prays that a decree for legal separation be issued and that respondent be ordered to provide support for their three minor children. On February 6, 2013, petitioner, by counsel, file a Motion To Serve Summons by Publication as respondent is a resident of Jerusalem, Israel. WHEREFORE, finding the motion to be in order, the respondent MARJORIE A. FORTICH SACAL is hereby summoned and is required to file and serve her answer to the complaint within thirty (30) days from the date of the last publication of this Order. Respondent may secure a copy of the complaint at the Regional Trial Court, Branch 37, T.G. Hayes St., Hall of Justice, Cagayan de Oro City. Respondent is hereby reminded to observe restraint in filing a motion to dismiss and instead allege the grounds thereof as defenses in the Answer. In case of failure of respondent to answer as directed, a judgement may be taken against her for the relief demanded in the complaint. The petitioner is ordered to cause the publication of this Order in a newspaper of general circulation in the City of Cagayan de Oro once a week for three consecutive weeks. The petitioner is also ordered to send by registered mail a copy of this order together with a copy of the petition to the last known address of the respondent. SO ORDERED. Done this 5th day of March ,2013 at Cagayan de Oro City

BWM: June 3, 8 & 15,2013

ABELLANOSA Lechon House Corner Magsaysay Abellanosa St., Cag. de Oro City MANAGED BY :

KUYA ABS CDO EAGLES CLUB WE ACCEPT ORDERS: LECHON, HALANG-HALANG or SAMPAINA

FREE DELIVERY WITHIN CITY PROPER Contact:

09353742908 / 09265949729 / 0883091150

(Sgd.) JOSE L. ESCOBIDO, MNSA Presiding Judge

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region BRANCH 38 Cagayan de Oro City NOTICE OF EXTRA-JUDICIAL SALE File Number 2013-147 UPON EXTRA-JUDICIAL PETITION FOR SALE under Act 3135, as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag-IBIG Fund), with principal office at The Atrium of Makati, Makati Avenue, Makati City, against CHONA P. ABUEME, with postal address at NPC AGUS IV HEPP BO. DITUCALAN, Iligan City, to satisfy the mortgage indebtedness which as of April 17, 2013, amounts to One Hundred Eighty One Thousand One Hundred Thirty Pesos & 40/100 (Php181,130.40), Philippine Currency, as principal, interest, charges, attorney’s fees and expenses of foreclosure, the undersigned Sheriff or his deputies will sell at public auction on JULY 3, 2013, at 10:00 A.M. to 4:00 P.M. or soon thereafter at the Office of the Regional Trial Court, Branch 38, 2nd Floor, Hall of Justice, Hayes Street, Cagayan de Oro City, to the highest bidder, for cash and in Philippine Currency, the following real property, with all the improvements found thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-175303 Lot : Lot 9, Block 29, Psd-10-039732 Portion of Lot : Lot 1, Pcn-104305-00191 As Surveyed for : Pueblo de Oro Development Corporation Location : Canitoan, Cagayan de Oro City Boundaries : 54 sq. mtrs., more or less” : SE 1-2 by Lot 10 , Block 29 SW 2-3 by Lot 7, Block 29 NW 3-4 by Road Lot NE 4-1 by Lot 11, Block 29 All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title of the property above-described and encumbrances thereon ,if any there be. Cagayan de Oro City , May 23, 2013.

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 18 Cagayan de Oro City

FOR THE EX-OFFICIO PROVINCIAL SHERIFF:

OFFICE OF THE PROVINCIAL SHERIFF

(Sgd) REYNALDO L. SALCEDA Sheriff IV

NOTICE OF EXTRA-JUDICIAL SALE FILE NO. 2013-154

COPY FURNISHED: - Pag-IBIG Fund, Cagayan de Oro City - Chona P. Abueme - Office of the Clerk of Court, Regional Trial Court, Cag. de Oro City (For raffling of Publication of Notice of Extra Judicial Sale) POSTING OF NOTICE OF EXTRA-JUDICIAL SALE AT: - City Hall, Cagayan de Oro City RTC- Branch 38, Hall of Justice, Cagayan de Oro City - Barangay Hall, Canitoan , Cagayan de Oro City - Provincial Capitol, Cagayan de Oro City

BWM: May 29, June 2 & 8, 2013

ASIA WORLD PAWNSHOP

Main: Osmeña-Cogon Market, Cagayan de Oro Branch: Ipil,Carmen , Cagayan de Oro NOTICE OF AUCTION SALE Starting June 21, 2013 at 9:00 A.M. to 5P.M., this establishment will set an Auction Sale on all pledges since January 2013 . Patrons are enjoined to verify their receipts.

MANAGEMENT PAHIBALO

Sa Hunyo 21, 2013 sa may 9:00 sa buntag paingon da alas 5:00 sa hapon, ang Tanan nga penirenda nga wala malukat sa bulan sa Enero 2013 maapil sa subasta. Giawhag ang tanan suki sa pagsusi sa ilang resibo. BWM: June 8, 2013

ANG TAGDUMALA

KIMBERLITE PAWNSHOP MALAYBALAY BRANCH

Kimberlite Pawnshop will be having an AUCTION SALE on all items that expired on April 2013 AUCTION DATE: JUNE 20, 2013 Estrada Bldg., Fortich-Don Carlos Sts., Malaybalay City, Bukidnon

Upon extra-judicial petition for sale under Act No. 3135, as amended by Act 4118, filed by SOUTH BANK, INC., mortgagee, with business address located at Liceo de Cagayan University, Kauswagan , Cagayan de Oro City against SPS. ALFREDO JR. and ESTRELLA CAPAPAS, mortgagors, with postal address at Zone 4, Lupok, Ane-i, Claveria, Misamis Oriental to satisfy the mortgage indebtedness which as of April 8, 2013, amounts to FIVE HUNDRED TWENTY FOUR THOUSAND FIVE HUNDRED FIFTY EIGHT PESOS AND 81/100 ( Php524, 558.81 ) including interest and penalty and expenses of foreclosure, the undersigned will sell at public auction on July 5, 2013 at 9:00 a.m. to 4:00 p.m., at the Regional Trial Court, Branch 18, Room 117, Hall of Justice, Hayes St., Cagayan de Oro City, to the highest bidder for cash or manager’s check and in Philippine Currency, the following real properties, with all the improvements thereon, to wit: Lot : Portion of Lot : As surveyed for : Land Use : Location : Area :

TCT No. T-55161 8162-A, Psd-10-060947 8162,Pls-805, Claveria Public Land Subdivision ALFREDO A. CAPAPAS, JR. Orchard Ane-I , Claveria, Misamis Oriental, Island of Mindanao THIRTY THREE THOUSAND ONE HUNDRED TWENTY ONE (33,121) square meters, more or less

All sealed bids must be submitted to the undersigned on the above stated date, time and place. In the event the public auction should not take place on the said date for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the titles herein abovedescribed and encumbrances thereon, if any there be. Cagayan de Oro City, May 28, 2013. (Sgd.) NIZA P. TACANDONG Sheriff IV BWM: June 10, 17 & 24, 2013


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10 Foreign couples adopt Filipino children with DSWD’s help YO U R L O C A L B U S I N E S S PA P E R

june 8-14, 2013

M

ore and more couples from around the world are now all eyes with love for Filipino children that are legally available for adoption. Recently, two couples from Indiana, United States of America, and Zaragosa, Spain visited the Regional Reception and Study Center for Children (RSCC) to finally meet their adopted children. RSCC is a residential facility for children under the custody of the Department of Social Welfare and Development. The children-residents whose age range from zero to seven years old are declared open for adoption. Under Republic Act 8043, also known as the InterCountry Adoption Act of 1998, an alien or a Filipino citizen permanent ly residing abroad may f ile an

application for inter-country adoption of a Filipino child under certain qualifications that uphold the welfare and rights of the Filipino child. Among them is that the adopter must be at least twenty-seven (27) years of age and at least sixteen (16) years older than the child to be adopted and If he or she is married, his/ her spouse must jointly file for the adoption; With the capacity to act and assume all rights and responsibilities of parental authority under his national laws, the adopter shall undergo appropriate counseling from an accredited counselor in his/her country; Moreover, the foreign adopter must also come from a country with whom the Philippines has diplomatic relations and whose government maintains a similarly authorized and accredited agency and that adoption is

allowed under his/her national laws; If found qualified, the adopter may file for adoption with the Philippine Regional Trial Court having jurisdiction over the child, or with the Inter-Country Adoption Board, through an intermediate agency, whether governmental or an authorized and accredited agency, in the country of the prospective adoptive parents. Adoption has been one of the processes being actively advocated by the Department of Social Welfare and Development. The policy of the State is to provide every neglected and abandoned child with a family that will provide such child with love and care as well as opportunities for growth and development.

Written by Charmaine P. Tadlas, Regional Information Officer, DSWD-X Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region BRANCH 07 Tubod, Lanao del Norte In re: PETITION FOR CORRECTION OF ENTRIES Spl. Proc. No. 275-07-2013 IN THE CERTIFICATE OF LIVE BIRTH OF JUNE ABELLA LAUDE UNDER ENTRY – SEX from FEMALE to MALE; under ENTRY MOTHER’S MAIDEN NAME (FIRST AND MIDDLE) from LUZ MURACAME ABELLA to LUCY MURAKAMI ABELLA and under entry – Date of Marriage of Parents: from October 4, 1982 to October 5, 1981., etc. . . For: CORRECTION OF ENTRIES Spouses ANTONIO B. LAUDE and LUCY M. ABELLA-LAUDE, Petitioners, -versusLOCAL CIVIL REGISTRAR OF BAROY, LANAO DEL NORTE, Respondent. X - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -/ ORDER A verified petition for Correction of Entries in the Certificates of Live Birth of June Abella Laude, Isagani Abella Laude and Antonio Abella Laude, Jr. was filed before this Court on February 13, 2013 praying among others that after notice and hearing an Order be issued directing the Respondent to effect the correction sought for. Petitioners are Filipinos, of legal age, married to each other and residents of Barangay Salong, Baroy, Lanao del Norte. The respondent is sued in his official capacity. Petitioners were married on October 5, 1981 at Salong, Baroy, Lanao del Norte and the facts of Petitioner;s marriage were duly registered at the Office of the Respondents. However, the entry of the date of marriage of Petitioner were entered in the Certificate of Live Birth of their children namely; JUNE ABELLA LAUDE, ISAGANI ABELLA LAUDE and ANTONIO ABELLA LAUDE, Jr. as October 4, 1982 instead of October 5, 1981. That in the same Certificate of Live Birth of the abovementioned children, the entry of the mother’s maiden first name and middle name were erroneously spelled and entered as LUZ MURAKAMI. That finally in the Certificate of Live Birth of JUNE ABELLA, the entry under SEX is erroneous as he is of the MALE gender and not FEMALE as appearing in the said birth certificate. Medical Certificate issued by Dr. Melania F. AbadUntao MPH, Municipal Health Officer of Baroy, Lanao del Norte attest to the fact. That petitioners as well as their children JUNE, ISAGANI and ANTONIO Jr. are of good moral character and are not convicted of any crime especially those involving moral turpitude. That the petition is filed in good faith and is not intended to conceal the commission of a crime and/or defeat the investigation and prosecution of the same. That petitioner is likewise desirous of correcting these aforementioned erroneous entries so as to avoid confusion and future inconvenience these may cause in the processing of the petition of the Petitioner’s children to obtain legal status to live and work in Japan being a fourth generation Filipino of Japanese descent. Certificate of Live Birth of Petitioner-wife is attached to the record to support the herein petition. Set the hearing to establish the jurisdictional requirements of the petition to June 24, 2013, at 8:30 in the morning before the sala of this Court. Any persons/s interested to the petition may come to Court on said date and time to show cause why said petition should not be granted. Furnish copy of this Order to the Office of the Solicitor General at Makati City, Office of the Local Civil Registrar of Baroy, Lanao del Norte, Office of the Public Prosecutor in Tubod, Lanao del Norte, Atty. Dorothea Basalo, the petitioners’ counsel and to the petitioners, spouses ANTONIO B. LAUDE and LUCY M. ABELLA-LAUDE. Petitioners are hereby directed to publish copy of the Order to a newspaper of general circulation for three consecutive weeks, at their expense to comply the jurisdictional requirements of the Rule. SO ORDERED. Tubod, Lanao del Norte. May 10, 2013. BWM: May 26, June 1 & 8, 2013

(Sgd.) WENIDA B. M. PAPANDAYAN Acting Presiding Judge

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region BRANCH 24 Cagayan de Oro City HDMF (PAG-IBIG), Mortgagee, -versus- EDUARDO M. MATEO, married to BRENDA S. MATEO Mortgagors. x-------------------------------------------------------------/

FILE NO. 2013-140 FOR: EJF OF REAL ESTATE MORTGAGE UNDER ACT 3135

SHERIFF’S NOTICE OF SALE Upon extra-judicial petition for sale under ACT 3135 as amended filed by HOME DEVELOPMENT MUTUAL FUND, mortgagee, against EDUARDO M. MATEO married to BRENDA S. MATEO mortgagors, resident of Lot 13, Block 11, San Agustin Valley Homes 11, Canitoan, Cagayan de Oro City to satisfy the mortgage indebtedness which as of April 17,2013, amounts to (P 218,723.57) excluding penalties, charges, attorneys fees and expenses of foreclosure, the undersigned Sheriff will sell at Public Auction on June 25,2013 at 9:00 A.M. or soon thereafter at the main entrance of the Hall of Justice, Hayes Street, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the properties with all its improvements to wit: TRANSFER CERTIFICATE OF TITLE NO. T-188396 LOT : PORTION OF LOT : AS SURVEYED FOR : LAND USE : LOCATION : BOUNDARIES :

Lot 13, Block 11, Psd-10-042689 Lot 1, Block 37, Psd-10-039732 Pueblo de Oro Development Corp. San Agustin Valley Homes 2 Residential Canitoan, Cagayan de Oro City South 1-2 by Lot 14, Block 11, West 2-3 by Lot 11 Block 11, North 3-4 by Road Lot 14, East 4-1 by Lot 15, Block 11. Containing an area of FIFTY FOUR (54) sq. meters more or less.

Prospective buyers may investigate for themselves, in the event of Auction Sale can not take place for whatever legal reason the sale will proceed on the following day, without further notice, posting and publication, the title here in above describe and incumbrance thereon, if any there be. Cagayan de Oro City, Philippines, May 15,2013. (Sgd.)TERESITO C. ESTENZO Sheriff IV

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 25 Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City

SHERIFF’S NOTICE OF SALE File No. 2013-100

OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF

Upon extra-judicial petition for sale under Act 3135 as amended filed by HOME DEVELOPMENT MUTUAL FUND or PAG-IBIG FUND, Mortgagee, with address at J.R. Borja Street, Cagayan de Oro City, against ARGEE S. GAMOLO, Mortgagor, with postal address at Lot 17, Block 14, PAG-IBIG CITY, Iponan, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of February 6, 2013, amounts to FOUR HUNDRED THIRTY FOUR THOUSAND FIVE HUNDRED SIXTY EIGHT PESOS & 19/100 (P 434,568.19) inclusive of interest and penalty charges, attorney’s fees equivalent to ten percent (10%) of the total indebtedness plus the foreclosure expenses, the undersigned Sheriff will sell at public auction on June 25, 2013, at 10:00 o’clock in the morning or soon thereafter at the main entrance of the Hall of Justice, Arch. Hayes Street , Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the property mentioned in the said mortgage which is described as follows: TRANSFER CERTIFICATE OF TITLE NO. T-196851 ‘’A PARCEL OF LAND (Lot 17, Block 14, Pcs-10-002661, being a portion of Lots 3594, 3596, 3597, 3598, 3600, Cad-237 & Lot 3591-I, (LRC) Psd-128619) situated in the Barrio of Iponan, City of Cagayan de Oro, Island of Mindanao. Bounded on the NW., along line 3-4 by Road Lot 7 (7.00 m. wide) ; on the NE., along line 4-1 by Lot 19; on the SE., along line 1-2 by Lot 18; and on the SW., along line 2-3 by Lot 15, all of the same block of the consolidation-subdivision plan Pcs-10-002661; including all improvements existing thereon, containing an area of one hundred twenty one (121) square meters, more or less. Registered in the name of ARGEE S. GAMOLO.’’ All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following day, without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title of the herein above described property and encumbrances thereon, if any there be. Cagayan de Oro City, May 16, 2013.

FOR THE EX-OFFICIO PROVNCIAL SHERIFF:

(Sgd.) LOVE M.VERDADERO Sheriff IV

Copy Furnished: HDMF/PAG-IBIG FUND, JR. Borja St., Cagayan de Oro City; Argee S. Gamolo, Lot 17, Blk 14, Pag-ibig City, Kisanlu,Iponan,Cagayan de Oro City BWM: May 26, June 2 & 8, 2013

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 21 Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF AMENDED NOTICE OF EXTRA-JUDICIAL FORECLOSURE SALE EJF File No. 2013-066 Upon extra-judicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND or PAG-IBIG FUND- Cagayan de Oro Branch Office, a government financial institution with principal office address located at the Atrium Building, Makati Avenue, Makati, Metro Manila, against EVANGELINE G. ARGABIO of legal age, Single, Filipino Citizen with postal address at B3, L8 CRISTAN VILLA, DICKLUM, MANOLO FORTICH, BUKIDNON, to satisfy the mortgage indebtedness which as of OCTOBER 23, 2012, amounted to THREE HUNDRED TWENTY FIVE THOUSAND NINE HUNDRED TWENTY ONE PESOS & 38/100 (Php 325,921.38) Philippine currency, inclusive of interest & penalty charges, attorney’s fees and expenses of foreclosure ,the undersigned or duly authorized deputy will sell at public auction on June 17,2013 at 10:00 a.m. or soon thereafter at the main entrance of the RTC-BR. 21, Hall of Justice lobby ,Hayes St., Cagayan de Oro City to the highest bidder, for CASH in Philippine Currency, the following property described below with all the improvements included thereon, to wit: TRANSFER CERT. OF TITLE NO. T-195931 Lot : 32, Block 16, Pcs-10-003948 Portion of : Lots 3615-B ,Psd-10-004675,24178-A,Psd-10-009444, 3614-A-1-B, Psd-10-009566,24178-B-1,Psd-10-010320, 24178-B-2-A, Psd-10-052968, 24178-B-2-B-1,Psd-10-054199 24178-B-2-B-6,Psd-10-054199, 4178-C-1,Psd-10-054997, 3605, Cad. 237, Cagayan Cadastre As Surveyed for : Liberty Land Corporation Land Use : Residential Location : Iponan, Cagayan de Oro City SE., along line 1-2…………..…Lot 30, Block 16, Pcs-10-003948 SW. , along line 2-3------------Road Lot 17, Pcs-10-003948 NW., along line 3-4------------Lot 34, Block 16, Pcs-10-003948 NE., along line 4-1---------Lot 33, Block 16, Pcs-10-003948 Beginning at a point marked “1’’ on the plan N. 03 deg. 32’ W., 718.44 m. from BBM#19/Cad.237,thence; 1-2 S. 49 deg. 07’ W., 10.00 m. 2-3 N. 40 deg. 53’ W., 5.00 m. 3-4 N. 49 deg. 07’ E., 10.00 m. 4-1 S. 40 deg. 53’ E., 5.00 m. Area : FIFTY (50) SQUARE METERS Bearing True : TRUE Description of Corners : Corners 1,2 & 4 by P. S. cyl. Conc. Mons.15x 40 cm. Date of Original Survey : Nov. 1926 to July 1932 Date of Subdivision Survey : March 20-30, 2007 OCT No./TCT No. : ___________/____________ Date Approved : May 15, 2007 Geodetic Engineer : Fernando B. Gurrea xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx All sealed bids must be submitted to the undersigned on the above-stated time and date. In the event Auction Sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title herein above-described and encumbrances thereon, if any there be. Cagayan de Oro City, Philippines, May 9 ,2013

Copy Furnished: HDMF (PAG-IBIG).,-Cagayan de Oro City SPS. EDUARDO & BRENDA S. MATEO-M. Neri Street,Carmen,CDO

(Sgd.) EFREN G. MACABAYA Sheriff IV Copy Furnished: 1. Evangeline B. Argabio - Block 3, Lot 8 Cristan Villa, Dicklum , Manolo Fortich, Bukidnon 2. PAG-IBIG Fund Bldg.- J.R Borja Street, Cagayan de Oro City

Posted: BULLETIN BOARD-RTC Branch 24,Cagayan de Oro City BULLETIN BOARD-CANITOAN,Cagayan de Oro City BULLETIN BOARD-City Hall,Cagayan de Oro City

Posted at: 1.Bulletin Board of Hall of Justice, Cagayan de Oro City 2.Bulletin Board of Iponan, Cagayan de Oro City 3. Bulletin Board of City Hall, Cagayan de Oro City

BWM: May 26, June 1 & 8, 2013

BWM: May 26, June 1 & 8, 2013

NOTICE OF EXTRA JUDICIAL SALE EJF File No. 2013-006 “Upon extrajudicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (PAG-IBIG) against JESSICA J. DAYOC married to JERSON A. DAYOC of FHJ DINERS, FORTICH ST., MALAYBALAY CITY, BUKIDNON 8700 to satisfy the mortgage indebtedness which as of September 28,2012 amounts to SIX HUNDRED SIXTY EIGHT THOUSAND FOUR HUNDRED SIXTY EIGHT PESOS AND 09/100 (PHP. 668,468.09), including interests and penalty, charges, attorney’s fees and expenses of foreclosure, the undersigned will sell at public auction on June 26, 2013 at 10:00 A.M. to 4:00 P.M AT THE REGIONAL TRIAL COURT,OFFICE OF THE CLERK OF COURT, HALL OF JUSTICE, Hayes-Mortola Streets, Cagayan de Oro City to the highest bidder, for cash or manager’s check and in Philippine Currency, the following property described below including all existing improvements found thereon, to wit: TCT NO. T-204552 Lot : 2, Pcs-10-003094 Portion of Lot : 2844-D-9 & Lot 2844-D-10, all of Psd-10-0387771 As Surveyed For : Estrella C. Cabañero & Elsa D. Ramos Land Use : Residentia Location : Indahag,Cagayan de Oro City, Island of Mindanao Area : Four hundred (400) square meters Registered in the name of JESSICA J. DAYOC married to JERSON A. DAYOC All sealed bids must be submitted to the undersigned on the above stated time and date. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be. Cagayan de Oro City, May 2, 2013 (Sgd.) AL PONCIANO R. DATU Sheriff IV

BWM: May 26, June 1 & 8, 2013

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 25 Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF SHERIFF’S NOTICE OF SALE File No. 2013-084 Upon extra-judicial petition for sale under Act 3135 as amended filed by HOME DEVELOPMENT MUTUAL FUND or PAG-IBIG FUND, Mortgagee, with address at J.R. Borja Street, Cagayan de Oro City, against WINSTON B. GALLINERO, Mortgagor, married to Mary MICHELLE O. GALLINERO, with postal address at #002 Zone 12,Patag, Cagayan de Oro City/Liceo de Cagayan University, Carmen, Cagayan de Oro City, to satisfy the mortgaged indebtedness which as of January 25, 2013, amounts to ONE MILLION ONE HUNDRED SIXTY SEVEN THOUSAND NINE HUNDRED SIXTY TWO PESOS & 50/100 (P 1,167,962.50) inclusive of interest and penalty charges, attorney’s fees equivalent to ten (10%) percent of the total indebtedness plus the foreclosure expenses, the undersigned Sheriff will sell at public auction on June 21, 2013, at 10:00 o’clock in the morning or soon thereafter at the main entrance of the Hall of Justice, Arch. Hayes Street, Cagayan de Oro City, to the highest bidder, for CASH and in Philippines Currency, the property mentioned in the said mortgage which is described as follows: TRANSFER CERTIFICATE OF TITLE NO. T-1372011000932 “A parcel of land (Lot 11, Block 9, Pcs-10-003948,being a portion of Lots 3615-B, Psd-10-004675,24178-A,Psd-10-009444, 3614-A-1-B, Psd-10-009566,24178-B1,Psd-10-010320,24178-B-2-A,Psd-10-052968, 24178-B-2-B-1, Psd-10-054199, 24178-B-2-B-6,Psd-10-054199,24178-C-1,Psd-10-054997; 3605 Cad 237, Cagayan Cadastre) including all improvements existing thereon, situated in Barangay Iponan, City of Cagayan de Oro, Island of Mindanao. Containing an area of ONE HUNDRED FIFTY SIX SQ. M. (156.0) More or less xxxx registered in the name of Winston B. Gallinero ,married to MARY MICHELLE O. GALLINERO.’’ All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title of the of the herein above described property and encumbrances thereon, if any there be. Cagayan de Oro City, May 14,2013.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF:

(Sgd.) LOVE M. VERDADERO Sheriff IV Copy Furnished: HDMF/PAG-IBIG FUND, J.R. Borja St., Cagayan de Oro City Sps. Winston B. Gallinero & Mary Michelle O. Gallinero, #002 Zone 12, Patag, CdoC/Liceo de Cagayan University, Carmen, Cagayan de Oro City

BWM: May 26 ,June 1 & 8, 2013


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Villar... from page 1

of Overseas Filipino Workers (DOFW) when the 16th Congress resumes in July. The former Las Pinas congresswoman said she will re-file the measure on DOFW initially filed by her husband, outgoing Senator Manny Villar, but was not passed in the previous Congress. “This will be one way of recognizing the importance of our OFWs,” said Villar, also managing director of the Villar Foundation which has been helping distressed OFWs for over two decades. She believes there is a need to centralize all the services and functions of c onc e r ne d gove r n me nt agencies or bureaus for OFWs to effectively attend to their concerns in all aspects. “ T h e c r e at i o n o f a department dedicated solely to OFWs would simplify and harmonize efforts to look after them when there is a crisis and secure their welfare and rights during normal times,” she said. She said this would also put an end to finger-pointing among government agencies involved in the evacuation and repatriation of our distressed OFWs, especially those who ran away from their abusive employers, and those in conflict areas.

Enough... from page 1

from a catastrophe it is this – public consciousness on environmental issues has awakened. Everyone has opened their eyes that environmental abuse, climate change and disasters are the biggest threats to humanity. Everyone will be affected. Therefore, everyone becomes more driven to take action now.” He said the mapping of climate change impacts in the municipalities and barangays traversed by Cagayan de Oro river basin and Iponan watershed undertaken by the agency’s partners from the Climate Change Congress of the Philippines (CCCP), the Department of Environment and Natura l Res ources (DENR), CDO River Basin Management Council and other stakeholders is one concrete step into the road of preservation and protection. He revealed there are inter ventions and tools being used these days to better predict and get ready when calamity strikes. He identified these as follows: (1) For baseline data, valuable information have already

been gathered from the locals through workshops and other related visits to affected areas conducted by government and nongovernment organizations; (2) Department of Science and Technology (DOST) and DENR have already acquired equipment innovative technologies to arrive at scientific analysis of strategically-targeted areas; (3) DILG, in line with its delegated power of general supervision over LGUs, I leaning its efforts in enhancing the capability of LGUs to be at the forefront in the government’s initiative to adapt, mitigate and prepare for climate change and disasters. Diagnostic tools such as seal of disaster preparedness (SDP) and s o on to b e pilot-tested environmental compliance audit (ECA) are, likewise, developed in order to determine extend of LGU preparedness to disasters and assess LGU performance and compliance to environmental laws, respectively; and (4) Cause-oriented groups, the academe and the private sector, in the spirit of volunteerism have entered into partnerships and are doing their best for advocacy and other projects geared towards protecting the city. “Communicating the climate vulnerabilities of LGUs and communities is also crucial. DILG, with UN-Habitat and the City Government of Cagayan de Oro have conducted community validation and focused group discussions in hotspot communities to look into the city’s exposure, sensitivity and adaptive capacities in relation to climate change. In fact, sharing of information based on the consolidated vulnerability and adaptation assessment results have been undertaken since January, this year,” he said. Cooperative Development Aut hor it y 1 0 R e g i ona l Director Orlando Ravanera, who is the chairperson of Sulog’ – One Sendong is Enough, Inc., likened the de velopments af fec ting the environment to Acute Immune Deficiency Syndrome (AIDS), “where no less than the body’s defense mechanisms are attacking vital organs and that is why it behoves upon us now to examine the dominant paradigm, in whose name and for whose cause, advancing the common good has been pursued, yet, has only been successful in inf licting massive destruction to the ecosystems, our very means

to life.” Sulog’ means raging waters. “Let us define clearly our criteria of development, which must pass a three-way test. First, is it ecologically sustainable? Meaning, it does not harm the environment but instead nurtures it. Second, does it benefit the people in whose name and for whose cause it is therefore? And, third, does it have people’s participation? Unless people participate in development processes, all the outpourings of development programs will be for naught, at best, just palliative,” Dir. Ravanera said. Cagayan de Oro Archbishop Antonio Ledesma, for his part, said two new concepts evolved out of Sendong calamity: (1) Awareness of environmental justice that says we are inter-connected and any wrongdoing that affects the environment and ecology is an act of injustice; and (2) Inter-generational justice that says people cannot just consume and leave nothing for the next generation. “The main reason for sustainable development, renewable programs and environment conservation is because everybody has his/her obligation to their children, their children’s children,” he said. The day-long event had current efforts and initiatives’

presentations in the morning and culminated with synthesis and presentation of workshop outputs before invited panel of officials and response from invited guests. The organizers claimed that the horrible impact of typhoon Sendong that hit Cagayan de Oro became a major theme in the May 13 elections. The issue, according to the organizers was pivotal in the changes of the political landscape of the city. The Cagayan de Oro River Basin Management Council and the DENR, with technical assistance from the Enterprise Works Worldwide Philippines had formulated and already begun the implementation of the Cagayan de Oro River Basin (CDORB) rehabilitation plan as a long-term solution to the general degradation of the Cagayan de Oro watershed that stretches up to the Kitanglad and Kalatungan mountains.

Seeks...

from page 1 “The issue in fact was pivotal in the changes of the political landscape of the city,” he noted. “With the welcome results of the May 13 vote, hope springs eternal for those who had long been calling for responsible ecological governance for the city, a call which was amplified by t he C agayan de Oro Ecumenical Bishops Statement on Earth Day last April 22,

2012 which underscored the need for transparency and accountability among government agencies and local government officials involved in the issuances of permits for the extraction of the City’s limited and fragile natural resources.” Geollegue said the forum is essentially an assessment of the environmental situation of Cagayan de Oro and its environs which covers the green (forest), brown (urban) and blue (coastal, river, marine) ecosystems. “To give a human face to the issues that beset each environmental color, we have invited spokespersons for each of the negatively impacted sectors- farmers, IPs, and fishermen, to give testimonials of their respective ordeals,” Geollegue said. “This will be followed by a short presentation of the efforts, initiatives, and projects of each identified development partners. A round table discussion follows after the partners presentations.” In crafting its road map towards building resiliency and preparedness of the city to the foreboding impacts of climate change, the new administration must undertake a faithful assessment of the state of its environment -- What are the current compelling issues and challenges?; What are the existing efforts and initiatives to address these? Who are involved and who does what? It is hoped that at the end of the day, various discrete actions and policy support to enhance and strengthen the Local Government Units (LGUs) capacities in participatory

environmental planning and management are identified and deliberated, he added. “We have high hopes this initiative will lead to a lasting, productive and meaningful engagement among partners particularly between the city local government and civil society.” Geollegue cited the following excerpt from the Rio+20 Declaration, UN Conference on Sustainable Development as the inspiration for the forum: “We acknowledge that democracy, good governance and the rule of law, at the national and international levels, as well as an enabling environment are essential for sustainable d e v e l opm e nt , i n c lu d i n g sust ai ne d and i nclus ive economic growth, social development, environmental protection and the eradication of poverty and hunger. We reaffirm that to achieve our goals of sustainable d e v e l o p m e nt . We n e e d institutions at all levels that are effective, transparent, accountable and democratic.” Along the same theme, United Nations SecretaryGeneral, Ban Ki-moon said: “We live in a world o f p l e n t y, w h e r e f o o d production outstrips demand, yet 870 million people are undernourished and childhood stunting is a silent pandemic. We must ensure access to adequate nutrition for all, double the productivity of smallholder farmers who grow the bulk of food in the developing world, and make food systems sustainable in the face of environmental and economic shocks.”

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City Branch 22

SHERIFF’S NOTICE OF SALE File No. 2013- 148

OFFICE OF THE PROVINCIAL SHERIFF

Upon Extra-Judicial Petition for Sale under Act 3135 as amended by Act No. 4118 , filed by HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund) , a government financial institution duly organized and existing under and by virtue of Republic Act No. 9679, with principal office at The Atrium of Makati, Makati Avenue, Makati City and with branch office at Pag-IBIG Fund Bldg., J. R. Borja St., Cagayan de Oro City, against MA. NORMELDA R. ALCORDO married to JULIUS V. ALCORDO, with postal address at Mandumol Heights Compound, Macasandig, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of April 17,2013 amounts to TWO HUNDRED SEVENTY TWO THOUSAND THREE HUNDRED FORTY FOUR PESOS & 87/100 (P272, 344.87), Philippine Currency, inclusive of interest and penalty charges, exclusive of attorney’s fees and other necessary fees and expenses of Extra-Judicial Foreclosure and Sale, the undersigned Sheriff will SELL at Public Auction on JULY 1, 2013 at 10:00 o’clock in the morning or soon thereafter at the Court Room of Regional Trial Court, Branch 39, 2nd Floor, Hall of Justice Bldg., Arch. S. Hayes Street, Cagayan de Oro City, to the Highest Bidder, for CASH or Manager’s Check and in Philippine Currency, the real property mortgaged together with all improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-191227 Registered in the name of MA. NORMELDA R. ALCORDO ‘’A PARCEL OF LAND (Lot 35, Block 21, Psd-10-039732, being a portion of Lot 1, Pcn-104305-00191), situated in the Barangay of Canitoan, City of Cagayan de Oro, Island of Mindanao. Bounded on x x x, Beginning at x x x; containing an area of Fifty Four (54) Square Meters, more or less.’’

SHERIFF’S SECOND NOTICE OF SALE File No. 2013-123

TRANSFER CERTIFICATE OF TITLE NO. T-191228 Registered in the name of MA. NORMELDA R. ALCORDO ‘’A PARCEL OF LAND (Lot 37, Block 21, Psd-10-039732, being a portion of Lot 1, Pcn-104305-00191), situated in the Barangay of Canitoan , City of Cagayan de Oro, Island of Mindanao. Bounded on x x x x. Beginning at x x x x; containing an area of Fifty Four (54) Square Meters, more or less.’’ Prospective buyers/bidders may investigate for themselves the title herein-above described and encumbrances thereon, if any there be. All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day, without further notice, posting and publication. Cagayan de Oro City, May 21, 2013 FOR THE EX-OFFICIO PROVINCIAL SHERIFF BY: (Sgd.)JOSEPH C. MAAGAD Sheriff IV Copy Furnished *Home Development Mutual Fund (Pag-IBIG) *Sps. Ma. Normelda R. Alcordo & Julius V. Alcordo POSTED AT: *Provincial Capitol of Mis. Or., Cag. De Oro City *City Hall, Cagayan de Oro City *Barangay Hall, Canitoan, CDO *Hall of Justice, CDO

BWM: May 29, June 2 & 8, 2013

11

YO U R L O C A L B U S I N E S S PA P E R

Upon Extra-Judicial petition for sale under Act 3135 as amended filed by HOME DEVELOPMENT MUTUAL FUND or PAG-IBIG FUND, mortgagee, with office address at Pag-ibig Building , J.R. Borja St., Cagayan de Oro City against CLINT D. ALBURO, single, mortgagor/s, of legal age/s, Filipino/s with postal address at c/o ARLENE P. BELOY, Lot 4, Block 11, Greenville Subdivision, Suntingon, Bugo, Cagayan de Oro City to satisfy the mortgaged indebtedness which was as of January 25, 2013 amounts to FOUR HUNDRED EIGHTY EIGHT THOUSAND THREE HUNDRED THIRTY TWO PESOS AND 43/100 (P 488,332.43) Philippine Currency excluding interest, penalty charges, attorney’s fees and expenses of foreclosure , the undersigned sheriff will sell at public auction on June 24, 2013 at 10:00 o’clock in the morning or soon thereafter at the RTC Branch 22 office, Arch Hayes St., Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the herein described property and all improvements thereon to wit: TRANSFER CERTIFICATE OF TITLE NO. T-207578 Lot : Lot 4, Block 11, Pcs-10-003614 Consolidation-Subd : Lots 16-0-1 , 16-0-2, 16-0-4 , all of Psd-10-048495 As Surveyed for : Trinidad R. Pineda, et. Al (GREENVILLE SUBDIVISION) Land Use : (Residential) Location : Bugo, Cagayan de Oro City Area : EIGHTY SEVEN (87) SQ. M. MORE OR LESS Prospective buyers/bidders may investigate for themselves the title of the herein described property and encumbrances thereon, if any there be. All sealed bids must be submitted to the undersigned on the above stated time and date. In the event the public auction should not take place on the said date, it shall be on the next working day without further notice. Cagayan de Oro City, May 21, 2013.

FOR THE PROVINCIAL EX-OFFICIO SHERIFF:

(Sgd.) JOEL G. PAKINO Sheriff IV Copy furnished: PAG-IBIG FUND CLINT D. ALBURO Posted at : RTC Branch 22 Bugo Barangay Hall Cagayan de Oro City Hall

BWM: May 29, June 1 & 8, 2013

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