BusinessWeeek Mindanao (June 2-3, 2021)

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Briefly No sea travel ALL land and sea travel from Bicol to the Visayas and Mindanao are suspended starting Tuesday due to the imminent threat of Tropical Storm Dante.

This, after the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) hoisted Tropical Cyclone Wind Signal (TCWS) No. 2 over Bicol Region around 11 a.m.

Gremil Alexis Naz, Of fice of Civil Defense (OCD)-Bicol spokesperson, in an interview on Tuesday said the Philippine Coast Guard (PCG) directed all its units to enforce the “no sailing” policy in all major ports in the region.

Samal off limit DAVAO City– The tourist destination Island Garden City of Samal is off limits to tourists from June 1 to 14 “as a precautionary measure to prevent uncontrollable surge of COVID-19 transmission,” Mayor Al David Uy said.

Uy issued Executive Order 291 on Sunday, suspending for t wo weeks the operation of “all resorts” whether beach or inland, private gatherings and parties in private resorts and establishments “due to the continuous surge” of COVID-19 in the city and in neighboring local government units.

Most of the tourists enter the city from Davao City, where a surge in cases is happening.

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By MYRNA M. VELASCO, Contributor

HE Independent Electricity Market Operator of the Philippines (IEMOP) is gearing up for the commercial launch of the Enhanced WESM Design and Operations (EWDO) of the spot market on June 29, this year, which would integrate the Mindanao system with that of the Visayas and Luzon grids.

EWDO is the entity that operates t he W holesa le Electricit y Spot Market (WESM) in the country.

IEMOP President Richard Nethercott indicated that t he y have b e en t a k i ng HOLDING TIGHT. A child holds on tight after she was rescued from her flooded home by one of the residents in Purok 8, Barangay Los Angeles in Butuan City late Tuesday morning (1 June 2021). Continuous rains brought about by Tropical Storm “Dante” have caused flooding in Mindanao and other parts of the country. mindanews photo by ivy marie mangadlao

3 Mindanao cities, 4 provinces reverted back under MECQ status

By FROILAN GALLARDO, MindaNews

THE cities of Cagayan de Oro, Zamboanga and Butuan, as well as four provinces in Mindanao, have been placed under the stricter Modified E n h a n c e d C om mu n it y Quarantine (MECQ) due to the surge of COVID-19 infections in these areas.

President Rodrigo Duterte

announced this during a meeting with the National Inter Agency Task Force held in Malacañang Golf Clubhouse Monday night.

The national pandemic task force imposed MECQ in the provinces of Zamboanga Sibugay, Zamboanga del Sur, Zamboanga del Norte and

Agusan del Norte.

Cagayan de Oro accumulated 1,213 active COVID-19 cases in a matter of weeks last May, threatening its hospital system.

Deaths are averaging around 11 cases each day as hospital rooms run out MECQ/PAGE 7

“necessary measures to keep up with the global trends and to come up with innovative solutions,” and these are generally aimed at enhancing market efficiencies.

GEARING/PAGE 7

Trading hub in Lanao Norte placed under localized lockdown

By RICHEL V. UMEL, MindaNews

LINAMON, Lanao del Norte – Maranding, a barangay in Lala, Lanao del Norte that serves as the town’s commercial hub was placed under localized lockdown starting May 28 until June 11.

The village was classified a s c r it ic a l z one u nder en ha nced com mu n it y quarantine after recording 38 COV ID-19 cases on T hu rsday, accord i ng to

La la Hea lt h Emergenc y Management Surveillance Unit-Rural Health Unit.

The focused containment was based on Executive Order No. 39 series of 2021 signed

by Mayor Angel Yap. Renz Sumalinog, mu n ic ipa l i n for mat ion officer said the municipal hall underwent disinfection and will reopen on June 2.

LOCKDOWN/PAGE 7

HARD LIFE AMID PANDEMIC. Trike driver Bobby Kegani, 40, a resident of Calumpang in General Santos City, tries to make both ends meet for his family with a measly P200 a day earning. Like many other residents Kegani complained against the hasty implementation of the GCQ that has affected their livelihood. photo by rommel g . rebollido / mindanews

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Local

'Dante' rains cause floods, landslides in Caraga provinces

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UTUAN City – Low-lying and flood-prone areas engulfed by floods, portions of national highways declared nonpassable to vehicles, and affected residents evacuated to safer grounds.

These were the scenarios in different provinces in the Caraga Region as heavy and nonstop rains caused by Tropical Storm Dante swept through these areas on Tuesday.

Local government units (LGUs) activated their emergency response units early on Tuesday in anticipation of the impacts of "Dante" in their localities.

The northern portion of the Dinagat Islands province and the Siargao and Bucas Grande Islands in Surigao del Norte were still under Tropical Cyclone Wind Signal (TCWS) No. 2 based on the 2 p.m. severe weather bulletin of the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA).

Other areas in the region,

including Agusan del Norte, the northern portion of Agusan del Sur, Surigao del Sur, and other areas in Surigao del Norte are under TCWS No. 1.

The Philippine Coast Guard (PCG) in Dinagat Islands ordered the temporary suspension of trips of all vessels and watercrafts Tuesday morning due to the cyclone warning raised in the area.

Trips of sea vessels and watercraft were also ordered suspended by PCG in Surigao del Norte and Surigao del Sur. In Agusan del Norte, floods were reported by the Provincial Disaster Risk Reduction Management Office (PDRRMO-ADN) in the areas of Santiago, Tubay, Jabonga, and Cabadbaran City.

The portion of the national highway connecting Butuan City and Surigao City particularly in Barangay Tagmamarkay was impassable as of 10 a.m. due to flooding.

The Department of Public Works and Highways in Caraga (DPWH-

13) said a maintenance crew was deployed in the area to install warning signs and barricades.

A landslide was also reported in the portion of the national highway in Barangay Beltran in Jabonga town.

A total of 345 flood-affected families or 1,071 individuals from Barangays Libas, Magsaysay, Poblacion, Colorado, Baleguian, and Cuyago in Jabonga were already evacuated Tuesday afternoon, the Jabonga MDRRMO said.

Rescue operations were also launched in La Fraternidad, Tubay where 15 families were trapped by the floodwaters and in Cabadbaran City, particularly in Barangays Conception and Bayabas to the distressed 80 families, the PDRRMO ADN reported.

In Surigao del Sur, Gov. Alexander Pimentel ordered LGUs to take precautionary measures to protect the lives and properties of residents.

He also asked the municipal RAINS/PAGE 7

BALINGASAG, MISAMIS ORIENTAL National Highway Balingasag, Barangay 4, Balingasag, Misamis Oriental Mobile Number/s: 0933-823-3161, 0933-823-3304 Tel. Number: 333-5161 CAGAYAN DE ORO P&J Lim Building, Tiano Kalambagohan St., Barangay 14, Cagayan de Oro City, Misamis Oriental Tel No. (08822) 727-829 / 231-6629 Telefax No. (088) 856-1947 Mobile No. 0933-823-3303 / 0943-708-7065 CAGAYAN DE ORO WAREHOUSE Warehouse 7, Bonbon Road, Kauswagan, Cagayan de Oro City, Misamis Oriental Mobile No. 0917-825-4149 / 0943-708-7065 CARMEN, CAGAYAN DE ORO Vamenta Blvd., fronting CEPALCO, Carmen, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 233-2011 Mobile No. 0933-823-3159 CORRALES, CDO Corrales Ave., Barangay 29, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 231-2055

DIVISORIA, CDO A. Velez St., Barangay 9, Cagayan de Oro City, Misamis Oriental Telefax No. (088) 856-1947 Mobile No. 0917-841-4000 / 0933-823-3164 GINGOOG CITY G/F Wyne Militante Bldg., Lugod St., Barangay 22, Gingoog City, Misamis Oriental Telefax No. (088) 861-0104 Mobile No. 0933-823-3168 LAPASAN, CDO National Highway (FICCO Bldg.), Lapasan, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 231-6739 Mobile No. 0933-823-3160 PUERTO, CDO Purok 6, Puerto, Cagayan de Oro City, Misamis Oriental Tel. No. (088) 859-0574 Mobile No. 0943-708-7537 CAMIGUIN B. Aranas St., Poblacion, Mambajao, Camiguin Telefax No. (088) 387-0491 Mobile No. 0943-708-7539

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WED-THU|JUNE 2-3, 2021

School principals’ function in this pandemic By: NIELE BALAMBAO BAHIAN Principal I Barra Elementary School

School principals need not singularly try to solve problems as they crop up.

Creating collaborative opportunities is important because there are fewer spontaneous encounters to swap ideas because of the pandemic: School administrators are not bumping into each other in a division office meeting because of pandemic health protocols..

School principals have timely and useful information to make the best decisions for their schools and communities.

Information change rapidly during this pandemic, but it is important that supervisors help principals access the most current information as well as the reasons behind any changes in policies. That kind of transparency puts principals in a much better position to face their staff, students, and parents, and allows them to maintain their credibility with those stakeholders.

One of the things school principals have to accept in this tr ying times is the unknown.

There are just things that we can’t know because we are operating in a space in which we’ve never operated before. Much of what school principals are looking for are answers to questions that help us solve those programming and instructional problems that our educational system is trying to grapple with.

School principals are being asked to run online classes in their schools, but many of their staff and students don’t have everything they need. Many students still don’t have reliable internet access, despite efforts by school districts and non-profit organizarions to provide mobile hot-spots for students.

Many students don’t have devices or they are sharing devices with parents and siblings. In some places, teachers also have connectivity issues. Principals should be getting that type of crucial, detailed information from teachers and take them to the division offices so that the needs of students and staff are met.

S cho ol principals should ascertain that his school gets

adequate supplies of masks, cleaning products, and other materials to keep students and staff members safe.

The principal may already have the resources at their school. The school staff should help figure out how to best use particular resources and funds in this new learning environment.

Principals must think creatively to determine where students are academically inclined and develop learning goals for them—all without the datasets they are used to relying on, School principals—especially those in network of similar schools— should devise ways to use the data they have to make the best decisions.

S chool principals must encourage his staff to figure out the best data to collect going forward, including information that is troublesome for a lot of districts: tracking student attendance during remote and hybrid learning.

School principals should strive to broker training for teachers who are operating in a new education environment. These questions must be addressed: How do principals work with teachers to understand new curriculum and deliver that curriculum in a new format? How do teachers deliver high-quality professional development remotely?

Which teachers and principals need instructional coaches? How to deploy guidance counselors and other social-emotional supports that students would have had access to had they been in school five days a week?

They should provide professional support on remote learning to teachers.

Principals are attuned to the social-emotional needs of their staff and students. But they also experienced the trauma of the last six months and may have lost family members and friends to COVID-19.

They also need emotional support.

Supervisors and central office should make sure principals have access to help for their own social-emotional well-being.

The educational system need to think about how schools are taking care of its leaders as well.

That support needs to be extended to new principals, who may be entering new schools where they do not have long-standing relationships with the staff and community. Districts also need to rethink how they are providing professional support (including mentoring opportunities) for new principals.

EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS OVER A PARCEL OF LAND WITH WAIVER OF RIGHTS KNOW ALL MEN BY THESE PRESENTS:

That the late JOSE B. OBENZA, JR., who died on December 25, 2007 at CDO Medical Center, INC., Cagayan de Oro City, at the time of his death left a real property with Tax Declaration No. G-159858, Building, Identified as a One Storey Residential Building Type II-B, situated in Lot No. 4 & 5, Villa Candida, Bulua, Cagayan de Oro City, containing a floor area of THIRTY SIX (36) square meters, more or less, Transfer Certificate of Title No. T-69415 situated in the Barrio of Bulua, City of Cagayan de Oro, Island of Mindanao, containing an area of FIFTY EIGHT (58) square meters, more or less, and Transfer Certificate of Title No. T-69414 situated in the Barrio of Bulua, City of Cagayan de Oro, Island of Mindanao, containing an area of FIFTY FIVE (55) square meters, more or less, and has been the subject of an EXTRAJUDICIAL SETTLEMENT BETWEEN HEIRS OVER A PARCEL OF LAND WITH WAIVER OF RIGHTS, filed by the heirs of JOSE B. OBENZA, JR., in favor of ALDO SINCERO CRUZ OBENZO, per DOC #246; PAGE #50; BOOK #44; Series of 2015, under the Notarial Registry of ATTY. MACODI M. AGUS. BWM: June 2, 9 & 16, 2021

CorporateWorld 3 Charter economic reforms to boost private sector role in recovery Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WED-THU|JUNE 2-3, 2021

D

EPARTMENT of the Interior and Local Government (DILG) Undersecretary Jonathan Malaya said the private sector plays a “very crucial” role in the country’s economic growth and recovery amid the coronavirus disease 2019 (Covid-19) pandemic.

Malaya, in an economic forum on Friday, said amending and removing EXTRA-JUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND

industries. Hindi po sila kakompetensya (The entry of large foreign investors will help the medium and small scale industries. They are not competitors),” said Olivar.

He added that there will be more business partnerships between foreign investors and local small and medium enterprises (SMEs) if

the Constitution will ease the entry of foreign investments into the country.

He said most of the foreign investments here are in the manufacturing sector, but the proposed economic reform would enable to attract more foreign capital in important sectors like RECOVERY/PAGE 7

the government has an important role to play, private sector investment is very crucial to economic growth,” he said.

In the same forum, Center for Strategy, Enterprise, and Intelligence (CenSEI) executive director Gary Olivar said reforming the economic provisions in the Constitution will also

DEED OF EXTRA-JUDICIAL PARTITION WITH CONTRACT OF SALE

DEED OF ADJUDICATION WITH DEED OF ABSOLUTE SALE

The challenges of continuing education

KNOW ALL MEN BY THESE PRESENTS:

RAPH JERSON C. MANAGING, Teacher-I Maria Cristina National High School Sawali, Maria Cristina, Iligan City

KNOW ALL MEN BY THESE PRESENTS:

That the late PEDRO A. TAN, who died on October 16, 2011 at Victoria Australia; that the said deceased, at the time of their death, they left Parcel of land with Technical Description Transfer Certificate of Title No.: T-9978 situated in the District of Patag, City of Cagayan de Oro, Island of Mindanao, containing an area of TWO HUNDRED AND FORTY-FIVE (245) SQUARE METERS, more or less, and has been the subject of an EXTRA-JUDICIAL SETTLEMENT WITH A DEED OF ABSOLUTE SALE OF A PARCEL OF LAND, filed by the heirs of PEDRO A. TAN, in favor ANABELLE ABREGANA ALAMBAN, per DOC #062; PAGE #13; BOOK #XXXIII; Series of 2021, under the Notarial Registry of ATTY. ANGELINO A. GALEON.

That the late EMILIO PAMA, who died intestate on July 27, 2011 and to the best of personal knowledge and belief of the heirs-Vendors, the deceased left n debts or accounts whatsoever, that the decedent, at the time of his death, left a parcel of land with Transfer Certificate of Title (TCT) No. T-99203 situated in Brgy. Kauswagan, Cagayan de Oro City, Philippines, containing an area of ONE HUNDRED TEN (110 SQ.M.) SQUARE METERS, more or less and has been the subject of an DEED OF EXTRA-JUDICIAL PARTITION WITH CONTRACT OF SALE, filed by the heirs of EMILIO PAMA, in favor of MAE GRACE C. PANEN, per DOC #246; PAGE #50; BOOK #VII; Series of 2021 under the Notarial Registry of ATTY. ERNESTO B. BONGADO, JR.

That the late SPS. RUFINO SISMUNDO JR. and GLICERIA S. SISMUNDO, who died on May 20, 2019 and November 13, 2006 at Sitio Ibayo Barangay Wawa Nasugbu Batangas and Kinabag-an Calape Bohol; at the time of their death leave the following described parcel of land with Transfer Certificate of Title No. T-64854 situated in the Barrio of Bugo, City of Cagayan de Oro, Island of Mindanao, containing an area of ONE SEVENTY-FIVE (175) more or less, and has been the subject of an DEED OF ADJUDICATION WITH DEED OF ABSOLUTE SALE, filed by the heirs of SPS. RUFINO SISMUNDO JR. and GLICERIA S. SISMUNDO, in favor of PAMELA JANE BENDOLO RECAMADAS, per DOC #284; PAGE #57; BOOK #51; Series of 2021 under the Notarial Registry of EDGARDO Y. RAAGAS.

BWM: June 2, 9 & 16, 2021

BWM: June 2, 9 & 16, 2021

BWM: June 2, 9 & 16, 2021

KNOW ALL MEN BY THESE PRESENTS:

help in attracting foreign investments.

He added that big foreign investors in the country should be seen as partners for growth instead of being competitors.

“Ang pagpasok ng malalaking foreign investors ang siya ngang tutulong sa mga medium and small scale

restrictions in the Constitution will help to facilitate investments from private entities.

“That is why we want to be able to bring foreign capital because our investments and gross capital formation decreased by negative 18.3 percent compared to previous statistics.

So while it’s true that

AMIDST the pandemic, education must continue.

Through that, the DepEd able to come up different learning modalities.

In some schools, modular distance learning modality is the tool to address the challenges in the education system that greatly affects in this pandemic.

Mathematics education of the Philippines aims to fully develop the problem solving and critical thinking skills of our Filipino learners.

One of the challenges in teaching mathematics in the junior high school is the complexities of the learning competencies in the most essential learning competencies guide provided by the central office.

This challenge occurs in a modular distance learning modality.

Due to learners’ family background, interest, motivation and needs, teaching mathematics in a MDLM is hard.

Learners do not learn the concepts. They tend to copy their answers from the answer key without learning it.

Covid-related school closures affected children unequally, as not all children had the opportunities, tools, or access needed to keep on learning during the

pandemic.

For millions of students, school closures will not be temporary interference with their education, but the abrupt end of it.

Education must be at the core of all governments’ recovery plans, to make education free and accessible to every child around the world.

The heavy reliance on online learning exacerbated the existing unequal distribution of support for education.

With millions of children deprived of education during the pandemic, now is the time to strengthen protection of the right to education by rebuilding better and more equitable and robust education systems.

The aim shouldn’t be just to return to how things were before the pandemic, but to fix the flaws in systems that have long prevented schools from being open and welcoming to all children.

Even for the students who have returned, or who will return, to their classrooms, the evidence suggests that for years to come they will continue to feel the consequences of lost learning during the pandemic.

The damage to many children’s education is built on pre-existing issues: one in five children were out of school even before Covid-19 began to spread.

4

Opinion

The BusinessWeek Mindanao is published by BusinessWeek Mindanao Corporation every Monday to Friday with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Securities and Exchange Commission under Company Registration No. CS201531633 with BIR Certificate of Registration No. 2RC0000831068, TIN No. 463-826-272-000 – VAT. Reg., and with Business Permit No. 2020-04015. Tel. Nos.: (088)856-3344, (088) 810-100, 0923-432-0687, 0917-7121424 Website: www.businessweekmindanao.com E-mail : businessweekmindanao@gmail.com

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Member: Philippine Press Institute Oro Chamber

Marks of maturity (Pt.1) THINK A MINUTE

Snap the radio on, zip to any station, and what are you likely to hear? Love songs.

Songs of new love, songs of disappointed love, songs of grateful love, songs of crazy love. I still remember my time as a radio host in Davao City several years ago playing the Hits of the 60's, 70's and 80's.

Nothing has changed. Times change, but through history the flow of love songs is a constant.

Plenty of people are surprised or even shocked to find an explicit love song in the bible - complete with erotic lyrics. But "Song of Songs" is exactly that. It shows no embarrassment about lovers. Consequently, intermittent attempts have been made to rule "Song of Songs" out of the bible. It's like making it "for adults only".

WED-THU|JUNE 2-3, 2021

Imagine, my dear reader, in 16th century Spain for instance, professor Fray Luis de Leon was dragged out of his classroom and taken to jail for four years. His crime?

He translated "Song of Songs" into Spanish.

If you start reading "Song of Songs", you will find out that this book conveys a very different atmosphere from most modern love songs and pop music. Since love songs are always popular, many p e ople appro ach "Song of Songs" with great exp ec t ations. Howe ver, readers often find the book much different from what they had expected. One is the poetic imagery. Second: "Song of Songs" is hard to follow. One part doesn't seem connected to the next.

Try to explore the "Song

HAVE MY SAY

KLAUS DORING of Songs". One thing is for sure. You'll learn a lot about the love between God and His people. +++ Email: doringklaus@gmail. com or follow me on Facebook, LinkedIn or Twitter or visit my www.germanexpatinthephilippines.blogspot.com or www. klausdoringsclassicalmusic. blogspot.com.

14 key takeaways from Hybrid ATCM 2021

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Think a minute… A little boy lost a footrace at school, so he came home angry and jealous of the other kids who won ahead of him. His father saw his son’s bad attitude and said: “Son, anybody can be kind when they win! That’s easy!

But when you lose, and you are still kind to the winners, then you are on your way to becoming a mature human being.” Today and tomorrow we will look at some marks of true maturity.

Self-control of our physical desires and drives is one mark of our maturity. “The man who can master himself can master everything else.” A mature person controls his body instead of allowing his body to control him. This is true of any physical appetite, whether it is for pleasure, comfort, food, or even rest.

Mature people do not live life ruled by their urges and impulses, since they do not need instant gratification to be happy.

A mature person also has self-control in the area of honesty. Some people have a good reputation, but not a good character. They give in public, but cheat and steal

US musician and author Ted Gioia argues in his excellent book Music: A Subversive History (2019): "At every stage in human histor y, music has been a catalyst for change, challenging conventions and conveying coded messages – or, not infrequently, delivering blunt, unambiguous ones. It has given voice to individuals and groups denied access to other platforms for expression.

Pop music has often been dismissed as "lightweight" given its young audience, simple snappiness and mainstream status, but those elements are really where its strength is concealed. Pop songs don't originate themes of mental wellbeing, equality, liberty, activism – but they do transmit them to the broadest platforms possible".

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An intoxicating love

2f, ICS Building Tel.No.: 881-0176 Tiano cor. Montalvan sts.

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JEROME DE LA FUENTE

Hybrid ATCM 2021 took place online and in-person at Clark, Pampanga from May 26-27, 2021. Over the course of two days, we learnt about some of the most pressing topics and trends in adventure travel and responsible tourism.

Here are 14 key takeaways from Hybrid ATCM 2021: 1. Adventure tourism is being increasingly recognised as a global tourism trend and tourists will be shifting their attention to new destinations and experiences.

2. The Philippines learnt a lot from its 6-month closure of Boracay in 2018. One lesson is that the tourism industry should pay more attention to destination management than destination promotion. For example, certain destinations should set carrying capacities.

3. The Philippines has started to create circuits in different provinces, which will connect attractions that are based on local cuisines and culinary heritages.

4. Younger generations will be the ones to lead the recovery of adventure travel because despite not having priority to vaccines, this rollout is still gradually taking place and the demand for global exploration has been so pent up.

5. The trend of growing disp os able income and younger generations in China will de vote into adventure tourism because it is a new way to show off their

wealth and status. Since the pandemic, the destination has been seeing growth in adventurous products that were not domestically in demand, which implies that there will be a significant desire for these experiences internationally.

6. Particularly in Malaysia, the general segment of adventure travellers will be looking for soft adventures, such as camping and hiking.

However, travel brands must keep in mind that price will be a significant barrier because of global exchange rates.

7 . In d i a n t r av e l l e r s may be more hesitant to participate in adventure travel because of concerns from family members, but factors like higher incomes and the Bollywood effect, w h e re i n y ou n g In d i a n travellers become inspired

by Bollywood, have helped to relax this barrier.

8. Instead of creating food

guides and directories to help attract culinary travellers, it would be more effective to focus on your unique selling propositions, such as the faces behind the places, as well as seeking sustainable partners, selling the memories and stories of local foods, and keeping in touch with your past customers.

9. 65% of travellers want to see physical changes that make them feel safer before they start travelling again; t h e re fore, d e st i n at i ons and travel brands should transparently share these efforts with customers.

10. In order to ensure a more equal recovery for all, we must keep women at the top of mind. This means engaging women in tourism, such as through retraining, upskilling, improving digital engagement, and providing leadership opportunities.

11. The segment deemed HYBRID/PAGE 7

That our joy may be complete

JHAN TIAFAU HURST in private. A mature person, however, is controlled by his conscience and what he knows is right, not by what he can get away with. So even if no one will ever know he lied, stole or did something wrong, he still will not do it, because he himself will know, and he never wants to lose his own self-respect, good character and conscience.

“A mature man disciplines himself so others don’t have to.” His honest character and conscience steer him through every temptation, pressure, and problem, so he does not lose his way or his honor and integrity.

A mature person also has self-control of his emotions.

MARKS/PAGE 7

T h i s w a s w h at C h r i s t promised to give us if we are united to him, like a branch to the vine. “If you keep my commands, you will remain in my love, just as I have kept my Father’s commands and remain in his love,” he said. “I have told you this so that my joy may be in you and that your joy may be complete.”

(Jn 15,10-11) With these words, we are clearly told where our t r u e and c ompl e te j oy will come from. It’s from Christ, from God, and not just from some earthly and temporal source. It’s a joy that we can always have in any season or weather, fair or foul. It’s a joy that transcends whatever earthly and temporal condition we may be in. Whether we are up or down, successful or defeated and lost, we can still have that joy.

We need to work out our true union with Christ to

have this kind of joy. To be sure, Christ is already with us. We should just be with him. And it’s not difficult to be with Christ, because he is already with us always. Being the pattern of our humanity, the savior of our damaged humanity, he cannot be absent from us. It’s rather us who can dare to ignore and resist him. We have to be wary of that tendency and do something about it.

For this, we really have to activate our faith that, if lived well, can always give us hope, in spite of tragedies that we can encounter in life.

Faith lived well also gives us the ability to love everybody, whatever the conditions may be. A faith-based love makes everything beautiful and lovable, even if by worldly standards things are bad and ugly.

And to realize that faith is something that is freely given to us by God should reassure us that whatever

effort we make to live it will always produce its expected fruit. It is a God-given gift that is as abundant, or even more than the air we always have around. We should never hesitate to live it as best that we can.

It surely would be helpful if we frequently meditate on the life and example of Christ as we go through all sorts of situations in his earthly life, and especially on his passion and death where the culminating expression of peace and joy can be contemplated and imitated.

Obviously, what is ideal is for us to be able to assume the very identity of Christ who offers himself not only the way proper to us, nor the truth, but also the very life. (cfr. Jn 4,16) So for us to be completely one with Christ is not a gratuitous, baseless assertion. It is actually what is meant for us. And we have been given all the means for us to achieve that ideal.

HINTS AND TRACES

ROY CIMAGALA Wit h C hr ist we c an manage to be happy and at peace all the time. But we have to develop the proper attitude and practices to make that ideal real. And one thing that we can do is that at the end of each day, before we retire, we should make a good examination of conscience where at the end we seek reconciliation with God, regardless of how the day went.

We should sleep every night in the arms of God, at peace and happy!

5 BSP sees May average inflation at 4.4% P Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

Banking&Finance

WED-THU|JUNE 2-3, 2021

HILIPPINE monetary officials eye rate of price increases to average at 4.4 percent for May 2021, with the range projected between 4-4.8 percent, driven by higher meat prices.

Aside from higher meat prices, the elevated domestic petroleum prices, as well as uptick in power rates in areas being serviced by the Manila Electric Company (Meralco), are also expected as upside risks to the inflation rate in the fifth month this year, Bangko Sentral ng Pilipinas (BSP) Governor

Benjamin Diokno told journalists in a Viber message on Monday.

However, Diokno said these factors are seen to be countered by the drop in the prices of rice, vegetables, and fish due to improved supply conditions along with the appreciation of the peso.

“Moving forward, the BSP will remain watchful of economic and financial developments to ensure that the monetary policy stance remains consistent with the BSP’s price stability mandate,” he added.

Last April, inflation was steady at 4.5 percent

relative to the previous month’s level.

Average inflation in the first four months this year stood at 4.5 percent, above the government’s

INSURANCE PAYOUTS related to the coronavirus disease 2019 (COVID-19) have reached P3.89 billion as of end-2020, a survey conducted by the Insurance Commission (IC) showed.

Out of the 111 regulated entities, 69 respondents reported to have received COVID-

19-related claims — particularly from 22 life insurers, 15 nonlife insurers, 18 mutual benefit associations (MBAs), and 14 health maintenance organizations (HMOs).

“The aggregate COVID-19-related claims paid by the HMO sector per the three surveys accounted for 49% of said

MA. CECILIA D. ACEDO ADAS 3 Deped Misamis Oriental Baliwagan National High School can I do when my work in the office is waiting.

Suddenly, my world became smaller when my younger child was sick with a serious illness.

My hospital bills reached to million. Mine and my husband’s salary did not suffice the expenses, I applied loans from left to right. Again, the money I loaned did not save my daughter, she said.

I was meditating, was it I to be blamed for not leaving my work for my children? If I was the one taking care of my children, are they still alive? Was it a prize to be a working mother?

But it’s too late, I’ve lost 2 of 3 children. Did I not do my responsibilities as a mother? But how can I pay my loans, my commitment to my employer? It is not easy for a working wife and mother to adjust her time to serve the family and her employer most especially that I spend hours of travel to reach my workplace, sometimes

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT,BRANCH 21 12th Judicial Region Kapatagan, Lanao del Norte IN RE: PETITION FOR CANCELLATION OF BIRTH CERTIFICATE OF LYJINITA SABORDO SAG-UBAN UNDER RULE 108 OF THE RULES OF COURT,

SPL PROC. NO. 21-571

LYGENITA SABORDO, Petitioner.

– Versus THE LOCAL CIVIL REGISTRAR OF KAROMATAN, LANAO DEL NORTE THE LOCAL CIVIL REGISTRAR OF LALA LANAO DEL NORTE, THE PHILIPPINE STATISTICS AUTHORITY, AND EMILIO SAG-UBAN, Respondents. x---------------------------------------/ ORDER

A verified petition for FOR CANCELLATION OF BIRTH CERTIFICATE OF LYJINITA SABORDO SAG-UBAN UNDER RULE 108 OF THE RULES OF COURT, The petition alleges, viz;

1. That the petitioner is of legal age, Filipino, annulled, and a resident of Purok Star Apple, Maranding, Lala Lanao del Norte and may be served with summons and other court processes at her counsel’s address at RUDINAS DELA CRUZ LAW OFFICE, Unit 10, second floor, Letty’s Place, Salvador Road, Maranding, Lala, Lanao del Norte;

2. That respondent the Local Civil Registrar of Karomatan, Lanao del Norte is an agency of the government in custody of the records of birth for the Municipality of Karomatan. The Local Civil Registrar is being sued in its official capacity, for the purpose of complying with the jurisdictional requirements and because it was with them that the Birth Certificate that sought to be annulled was made and registered. It may be served with summons and other court process at the Office of the Local Civil Registrar Municipal Hall Building, Karomatan, Lanao del Norte;

3. That respondent the Local Civil Registrar of Lala, Lanao del Norte is an agency of the government in custody of the records of birth for the Municipality of Lala, Lanao del Norte. The Local Civil Registrar is being sued in its official capacity, for the purpose of complying with the jurisdictional requirements. It may be served with summons and other court process at the Office of the Local Civil Registrar Municipal Hall Building, Lala, Lanao del Norte;

4. That respondent Philippine Statistics Authority is also being sued in their official capacity, and because it was with them that the Birth Certificate that sought to be annulled was kept and recorded, they are sued as they may have an interest in this case. They may be sued at their address at Philippine Statistics Authority 324 General Puyat Avenue Pasay, Kalakhang, Manila;

5. That respondent Emilio Sag-Uban is the biological father of petitioner and may be served with summons and other court processes at its last known address at Cabongbongan, Karomatan, Lanao del Norte.

He is impleaded in this complaint as he may have interest, pursuant to Rule 108, in this present petition;

6. That on April 20, 1998, her mother Merly Sabordo registered her birth before the Local Municipal Registrar of Lala Lanao del Norte, with LCR Registry Number 98-469, A Certification from the Local Civil Registrar is hereto attached as Annex A, and a Photocopy of her Birth Certificate that was obtained at the National Statistics Office is hereto attached as Annexes B to B1;

7. That however, when petitioner tried to obtained a copy of her Birth Certificate from the Philippine Statistics Authority, she was surprise to learn that the midwife at that time, registered her as LYJINITA SABORDO SAG-UBAN and even indicated therein that both her parents married on September 16, 1978, a copy of the said Birth Certificate with LCR NO. 394 is hereto attached as Annex C. Unfortunately this Birth Certificate was the one recorded in the Philippine Statistics Authority;

8. That petitioner is an illegitimate child, born out of wedlock from Emilio Sag-Uban and Merly Sabordo. Being an illegitimate child, he is therefore under the parental authority of her mother and ought to use the surname of her mother. A copy of the Certificate of No-Marriage of Merly Sabordo, petitioner’s mother is hereto attached as Annex D;

9. That because petitioner is an illegitimate child, the Birth Certificate or that with LCR No. 394 which is in the Philippine Statistics Authority, is therefore void, and should be canceled because it was made without the consent, and signature of the mother and for being in violation of Section 5 of Act No, 3753. Absence the signature of the mother of an illegitimate child, the Local Civil Registrar was without authority to register the same.

To quote pertinent provision of Section 5 of Act No. 3753;

10. That not only was it made in violation of Section 5 of Act No.

I am reprimanded for being late or absent. Our commitment and loyalty to our job are being taken for granted. If God allows me to restart my life, I would choose my family and will look for employment when my children are matured enough to take care of themselves.

I don’t want to stagnate my skills and knowledge of which I can show this only when I am an active employee. Working mother faces a difficult situation and sometimes they are just taken for granted by their employer, their colleagues and other member of the society.

She is being considered as an ambitious wife.

My experience as a working mother was unique and one of a kind. Thank God. I still survived and learned to move on.

I tried to forget my painful past for the sake of my son and husband and for my personal healing as well.

3753, it was made also in violation of Article 368 of the Civil Code which provides as follows:

11. That in a similar case, or in the matter of Petition for cancellation of certificates of live birth of Yu Hares Jan Barcelote Tinitigan and Avee Kynaa Noelle Barcelote Tinitigan, Jonna Karla Baguio Barcelote vs Republic of the Philippines, Rick Tinigan and Local Civil Registrar of Davao City, In elucidating Section 5 of Act No. 3753, wherein the Supreme Court annulled the Birth Certificate because it was made without the signature of the mother and that for being registered against the mandatory requirements of the Civil Code that an illegitimate child shall use the surname of the mother;

12. That this Birth Certificate is not only legally infirm but also contains several errors that is causing great damage to petitioner, at the moment, these are as follows: a) That her first name is spelled as LYGENITA and not LYJINITA, b) That she should be SABORDO and not SAG-UBAN as her parents are never married, in line with Article 368 of the Civil Code that the illegitimate child shall be under the parental authority of the mother and shall use its username; c) That the entry as to the fact of marriage of her parents is wrong because in truth and in fact her parents were never married and d) That petitioner’s place of birth is Cabasagan, Lala Lanao del Norte and not Karomatan, Lanao del Norte;

13. That petitioner has been known and had been using the name of LYGENITA SABORDO and not LYJINITA SABORDO SAG-UBAN since birth. As proof thereof is Petitioner’s Transfer Certificate of Credential, School Records and various Identification Cards, ts proving that she has been using LYGENITA SABORDO and not LYJINITA SAG-UBAN, are hereto attached as Annex E to G;

14. That petitioner therefore prays that this Birth Certificate or that with Local Civil Registrar No. 394 or that made by the midwife be canceled and that Birth Certificate with Local Registry Number 98-469 be declared as the Birth Certificate of petitioner;

15. That petitioner will present Lygenita Sabordo petitioner in this case to testify that she is the petitioner in this case, and that she cause the filing of this petition. That she is LYGENITA SABORDO and not LYJINITA SABORDO SAG-UBAN. That Birth Certificate with LCR number 394 was made without the knowledge and consent of her mother and was not even signed by the mother. That her father abandoned her since birth. That she is an illegitimate child because her father and mother never married.

The witness will also testify on other matters in support of the present petition;

That petitioner will also present Merly Sabordo petitioner’s biological mother, to prove that she is the mother of petitioner and that she was the one who caused the registration of petitioner birth on April 20 1998. That she and petitioner’s father never married. The witness will also testify that she never consented or signed the birth certificate as appearing in the PSA or that under Entry No. LCR No. 394 and to testify on other matters in support of the present petition;

17. That in support thereof, petitioner will then present the following documentary exhibits, 1) Certification from the Local Civil Registrar 2) Photocopy of Birth Certificate with Entry No. 98-469 3) Birth Certificate with Entry No, 394 4) Certificate of No Marriage 5) School Records/Certificate of Transfer Credential and 6) Various Identification Cards.

Finding the verified petition sufficient in form and substance, the same is hereby set for initial hearing to July 27, 2021 at 8:30 o'clock in the morning. Let this order be published in a newspaper of general circulation in the province of Lanao del Norte once a week for three (3) consecutive weeks at the expense of the petitioner.

The LOCAL CIVIL REGISTRAR OF KAROMATAN, LANAO DEL NORTE, (now Sultan Naga Dimaporo, Lanao del Norte), LOCAL CIVIL REGISTRAR OF LALA, LANAO DEL NORTE and any person who has an interest in the petition may file his/her opposition thereto within fifteen (15) days from notice of this petition or from the last day of publication of this order.

Further, let this Order be posted for Fifteen (15) consecutive days prior to the date of hearing on the bulletin board of the Municipal Hall of Karomatan (now Sultan Naga Dimaporo, Lanao del Norte), Municipal Hall of Lala, Lanao del Norte and on the bulletin board of Barangay Cabasagan, Lala, Lanao del Norte where the petitioner was alleged being born and on the bulletin board of this Court.

The petitioner is directed to notify this court of the publication of this order three (3) days before the scheduled hearing date.

Furnish copy of this Order to the Solicitor General, Makati City; the Office of the Provincial Prosecutor of Lanao del Norte; The Administrator and Civil Registrar General, Philippine Statistics Authority, East Avenue, Quezon City, Metro Manila; Atty. Samuel Ryan C. Rudinas, counsel for the Petitioner and the petitioner Lygenita Sabordo.

SO ORDERED. Kapatagan, Lanao del Norte.

May 24, 2021.

BWM: May 26, June 2 & 9, 2021

Monetary officials see an elevated inflation rate until the third quarter of this year but the full-year average is expected to be around 3.9 percent. (PNA)

COVID-19 insurance payouts hit nearly P4-B last year

SENTIMENTS OF A WORKING MOTHER

After my graduation in college in 1994 I was right away employed by Rural Bank of Balingasag, I was then single, I enjoyed much my salary. No worries and problem encountered.

I got married on 2002 and continue working, We were blessed with three (3) kids, The realization of continuing my job came when I have 2 kids, I wanted to take care of my children, but how about my job? Though my compensation was not really that worth, but then I’m already attached to my work, my commitment, Worst come when my second child was sick and hospitalized, I had to pay hundreds of thousands for the hospital bills, I availed myself a salary loan to pay the hospitalization expenses of my son. The amount did not save him, unlucky he died. The more I decided not to quit, because I have to pay first my loan, though my heart ached to see my kids still sleeping when I leave for work, but what

from last December’s 3.5 percent.

Its highest so far this year was in February when it surged to 4.7 percent.

2-4 percent target band until 2024.

Inflation breached the government’s target band last January when it accelerated to 4.2 percent

(SGD) ALBERTO P. QUINTO Acting Presiding Judge

amount, or approximately P1.91 billion,” Insurance Commissioner Dennis B. Funa said in a statement on Tuesday.

“Life insurers were able to pay P1.46 billion in COVID-19-related claims in 2020, accounting for 38% of the whole amount.

Meanwhile, MBAs paid P354.90 million (9%) and nonlife insurers paid P160.20 million (4%),” he added.

Broken down, the latest survey covering October to December 2020, showed that P1.48 billion had been paid for COVID-19related claims. The amount is a 29.41% drop from the P2.09 billion covered in the second survey from May to September 2020.

Majority or 44% of the P1.48 billion were paid by life insurers at P646.84 million, of which P607.46 million were paid within contractual obligations.

The figure is 14.26% lower than the previous survey reported at P708.51

million.

However, payment terms outside of contractual obligations increased by 6.09% compared with the level in the previous survey.

On the other hand, payouts made by HMOs were 45.63% less between the second and third surveys, from P1.09 billion to P592.47 billion.

Furthermore, payouts for medical reimbursements benefits increased by 30% at P12.36 million in October to December, compared to the reported P9.49 million amount in the previous survey.

For the entire 2020, death benefits were the biggest COVID-19 payout amounting to P1.22 billion, followed by inpatient benefits (P1.18 million), and out-patient benefits (P933.7 million).

Moreover, there is a reported steady upward trend in average claims PAYOUTS/PAGE 7

Republic of the Philippines} City of Marawi } AFFIDAVIT OF SOLE ADJUDICATION I, ARAFAT P. YUSOPH, of legal age, widower, contractor by occupation and resident of Barangay Navarro, Marawi City, after having been duly sworn in accordance with law, do hereby depose and say the following: 1. That I and the late Sittie Aisah Saragani Yusoph were husband and wife having been married on June 6, 2006 and are blessed with two minor childred namely: Ariysha Azraa S. Yusoph, 13, years old, and Elias Usman S. Yusoph, 9 years old; 2. That my wife, Sittie Aisah Saragani Yusoph, died sometime on December 19, 2020 at Polymedic Hospital at Cagayan de Oro City, her death certificate is hereto attached and forms part of this affidavit as Annex “A”; 3. That during her lifetime she has opened a savings account in Bank of Philippine Island (BPI) with account No. 002323-0073-41, Cagayan de Oro, Masterson Avenue Branch; 4. That her deposit in her account cannot be withdrawn by me as the surviving husband without executing an affidavit of sole adjudication as required by BPI bank; 5. That the same Affidavit of Sole Adjudication should be published in the newspaper of general circulation for 3 consecutive weeks which I will Faithfully comply; 6. That after the withdrawal of said deposit from the BPI Account of Aisah Saragani Yusoph, I will immediately deposit to the account of our two minor children, Ariysha Azraa Saragani Yusoph and Elias Usman Saragani Yusoph 7. That this affidavit of sole adjudication is executed by the undersigned affiant in compliance with the legal requirments of the bank and for the purpose of withdrawing the deposit of the Settie Aisah Saragani Yusoph to be transferred to the account of our minor children, Ariysha and Elias.

In witness whereof, I have hereunto set my hand this ____day of May 2021 at the City of Marawi.

ARAFAT PANGCOGA YUSOPH Affiant Subscribed and sworn to before Me this 23rd day of May 2021 at the City of Marawi.

6 Big banks fail to meet MSME credit quota Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WED-THU|JUNE 2-3, 2021

BIG AND thrift banks failed to hit the quota for small business loans required by law in the first three months of 2021, data from the Bangko Sentral ng Pilipinas (BSP) showed.

Loans extended by these banks to micro-, small-, and medium-sized enterprises (MSME) amounted to P448.458 billion in the January to March period or just 5.24% of their total loan portfolio of P8.564 trillion.

This was also 16% lower than the P534.767 billion in loans they extended to the sector in the same period in 2020.

Lenders are mandated by the Republic Act 6977 or the Magna

Carta for MSMEs to allocate 10% of their credit portfolio for small businesses to boost the sector — 8% for micro and small enterprises (MSEs) and 2% for medium-sized enterprises.

However, banks have long opted to incur penalties for noncompliance instead of taking on the risks associated with lending to small businesses.

Broken down, MSE loans extended by banks amounted to P174.925 billion in the first quarter, which was just 2.04% of their total loan portfolio and well below the 8% quota.

On the other hand, lending to medium-sized enterprises stood at P273.533 billion in the period, equivalent to 3.19%

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10TH Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF SHERIFF’S NOTICE OF SALE EJF File No. 2021-941

Upon Extra-Judicial petition for sale under Act 3135 as amended filed by JEE FINANCE CORPORATION. Mortgagee, with branch office at Pabayo, St. Barangay I, Cagayan de Oro City, against ESTELA R. PADOGDOG for herself and as Attorney-in-fact of RICHARD G. PADOGDOG, mortgagor/s, of legal age/s, Filipino/s with postal address, at Lot 23,25 and 27, Block 15, Camella Homes Upper, Balulang, Cagayan de Oro City, Misamis Oriental 9000. to satisfy the mortgaged indebtedness which was as of October 27, 2020 amounts to FOUR MILLION EIGHTY FOUR THOUSAND ONE HUNDRED THIRTY SEVEN AND SEVENTY CENTAVOS (P4,084,137.70) Philippine Currency, excluding attorney’s fees and expenses of foreclosure, the undersigned sheriff will sell at public auction on June 8, 2021, at 10:00 a.m. or soon thereafter at RTC Branch 37 office, Hall of Justice, Mastersons Avenue corner Macapagal Road, Upper Carmen, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the herein described property and all improvements thereon to wit: TRANSFER CERTIFICATE OF TITLE NO. T-99440 (Registered in the name of Richard G. Padogdog and Estela R. Padogdog)

A PARCEL OF LAND (Lot 23, Block 15, Psd-104305-017756, being a portion of lot 3125, Cad-237, Cagayan Cadastre), situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao. Bounded on the SE., along line 3-4

by Road Lot (6.50 m. wide); on the SW., along line 4-1 by Lot 21; on the NW., along line 1-2 by Lot 24; on the NE., along 2-3 by Lot 25, all of Block 15, of the subdivision plan Psd-104305-017756; XXXX Containing an area of SIXTY (60) square meters more or less; TRANSFER CERTIFICATE OF TITLE NO. T-99441 (Registered in the name of Richard G. Padogdog and Estela R. Padogdog)

A PARCEL OF LAND (Lot 25, Block 15, Psd-104305-017756, being the portion of Lot 3125, Cad-237, Cagayan cadastre), situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao. Bounded on the SE., along line 2-3 by Road Lot (6.50 m wide); on the SW., along line 3-4 by Lot 23; on the NW., along line 4-1 by Lot 26; on the NE., along line 1-2 by Lot 27, all of Block 15, of the subdivision plan Psd-104305-017756.XXXX Containing an area of SIXTY (60) square meters more or less.

TRANSFER CERTIFICATE OF TITLE NO. T-99442 (Registered in the name of Richard G. Padogdog and Estela R. Padogdog)

A PARCEL OF LAND (Lot 27, Block 15, Psd-104305-017756, being a portion of Lot 3125, Cad-237, Cagayan cadastre), situated in the Barrio of Carmen, City of Cagayan de Oro, Island of Mindanao. Bounded on the N., along line 2-3 by Road Lot (8.00 m. wide); on the NE., and on the E., along lines 3-4-5 by Road Lot; on the S., along 5-1 by Lot 25, on the W., along line 1-2 by Lot 28, all of the same block of the subdivision plan. XXXX containing an area of SEVENTY EIGHT (78) square meters more or less.

Prospective buyer/bidders may investigate for themselves the title of the herein described property and encumbrances thereon, if any there be.

All sealed bids must be submitted to the undersigned on the above stated time and date.

In the event the public auction should not take place on the said date, it shall be on the next working day without further notice.

Cagayan de Oro City, May 5, 2021.

FOR THE PROVINCIAL EX-OFFICIO SHERIFF:

BWM: May 19, 26 & June 2, 2021

(SGD) ANTONINO L. MABALE Sheriff IV

of these banks’ credit book and beyond the 2% minimum requirement by law.

Based on the type of bank, BSP data showed universal and commercial banks disbursed P113.748 billion in credit to MSEs, equivalent to only 1.47% of their P7.719-trillion loan portfolio.

Meanwhile, their lending to medium-sized enterprises hit P227.447 billion or 2.95% of

their loan book.

Thrift banks were also unable to meet the quota for MSE credit as they only extended P31.498% or 4.36% of their P722.079-billion loan portfolio to the sector.

However, these lenders went beyond the credit quota for medium enterprises as their loans to the sector hit P32.027 billion or 4.44% of their portfolio.

Meanwhile, rural and cooperative banks extended loans worth P29.679 billion to MSEs, equivalent to 24.11% of their P123.077-billion credit book, well above the amount required by law. These banks’ lending to medium enterprises hit P14.059 billion or 11.42% of their loan portfolio.

To help prop up the MSME sector during the coronavirus pandemic, the central bank last

year allowed banks to count MSME loans as alternative reserve compliance. Loans extended to the sector likewise were also given reduced credit risk weight.

The BSP has also been working with the Japan International Cooperation Agency for a credit risk database project meant to help banks evaluate the creditworthiness of small businesses.

Teaching in hinterland schools By: HARIL Q. ABECIA Teacher I Sungay Integrated School Teaching in hinterland school can be very challenging. Aside from traveling difficulties and living accommodations, the hinterland teacher’s commitment to providing education to indigenous communities are faced with uncertainties on the safety of their lives. Reports said “they have been vulnerable to attacks and false allegations,” such as being suspected to be helping the rebel movements.

Due to this the government is asked to institute policies that promote genuine development in communities.

IP advocates asked the government authorities to “tone down its substantiated rhetoric against Lumad schools” as it impedes the delivery of educational services to the thousands of Lumad students enrolled in them.

Many hinterland teachers decry the difficulty in teaching in the remote area. “We, teachers, became artistic and creative in our teaching methods especially at times that our supply is short. What’s important is, at the end of the day you impart knowledge to your students and they learn,” according to one teacher in Davao.

“The stones and the rivers are my witnesses how I cried like a child thinking of going home or every time I am in crisis,” according to Ricky Balili, a volunteer teacher who is a B’laan and who came from a remote municipality in Sultan Kudarat province. After he got a degree in college, he then committed to teaching the Lumad children.

He grew up in a community were children has to walk for kilometers to the reach school.

He was then assigned to teach Lumad children in a remote Manobo community in the mountains of Kapalong, Davao del Norte where he needs to cross 42 rivers on foot for two to three days.

During his teaching years in Kapalong, teacher Ricky said he was motivated on how the people in the community are full of eagerness to learn.

Many in the community, he said, “cannot even write their own names and do not know their age.”

“I cannot just quit and go home. I have my own experience how difficult for us Lumads to attain education, I cannot betray them and be selfish “said teacher Ricky.

A hinterland teacher said he only want to

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region Branch 7 Tubod Lanao Del Norte

NOTICE OF LOSS TO THE PUBLIC The GENERAL PUBLIC is herein NOTIFIED that the Official Receipt Nos. 6538201-6538300 of the Court, has been lost and cannot be found, after exhausting all efforts to find the same.

The Public is also NOTIFIED that any transaction involving the aforementioned ORs are NO LONGER ACCOUNTABLE to the Court, for being lost and outside the Court’s control and jurisdiction.

THANK YOU AND GOD BLESS! (SGD) FLORENCE O. PEROCHO Legal Researcher II/Finance Designate OIC-Clerk of Court BWM: May 26 & June 2, 2021

see his students learn things like reading and writing. But some of themI have been forced by the military to surrender because they believed that they are supporters of the New People’s Army.

Hinterland teachers have been teaching different indigenous peoples communities all over Mindanao. Many of them are licensed professional teachers, but they opted to teach in the hinterlands out of commitment to serve the nation.

They crossed rivers, climbed mountains on foot and walk for hours and days just to teach Lumad children. They have been teaching under a big tree, in the fields, or in a Datu’s house, rain or shine.

The curriculum used for indigenous people goes beyond the usual curriculum. It is tailored to the culture and livelihood of tribal communities.

They also study math, science, English, araling panlipunan (social studies) and Filipino among other subjects required to achieve the “minimum learning competencies” set by the Department of Education (DepEd). But they also take up agriculture as a school subject.

Mr. KAWALJIT SINGH. An Indian citizen, desire to apply as FIELD COLLECTOR in our company "EKNOOR LENDING CORP." located at North Poblacion, Maramag City.

QUALIFICATION: * Valid driver’s license. * Physically fit, Has a good work ethic. * Ages 25-40 years old. Male only.

SALARY RANGE: Php 20-22k Monthly.

NOTICE: Any local person in Maramag City, who is competent, able and willing to perform the job/position may file an objection at the DOLE-RO within Thirty (30) days after publication.

7

Advertising and Editorial E-mail : businessweekmindanao@gmail.com Contact nos. : 0917-7121424 • 0947-8935776

WED-THU|JUNE 2-3, 2021

Gearing... from page 1

The key features of the new system include t he shorter interval of trading for the participants, from prev iously one hou r to 5-minute inter va l; t hen the enforcement of just one pricing system for settlement; and the removal of the PMin or minimum stable load of the generating facility being traded in the market.

The W ESM operator noted t hat prior to t he actual schedule when the EWDO will go live, the market participants had been provided with protocols for the conduct of the limited live dispatch operations (LLDO) for Luzon, Visayas and Mindanao – and that will commence on Saturday (May 29).

DEED OF EXTRA-JUDICIAL DECLARATION OF HEIRS AND PARTITION KNOW ALL MEN BY THESE PRESENTS: That the late VICENTE FERNANDEZ died intestate also at Balingoan, Misamis Oriental, Philippines, on July 2, 1961, leaving certain real properties with Tax Declaration No. 2261, situated at Poblacion, Lapinig, Balingoan, Misamis Oriental, Philippines, assessed at P 19, 390.00, Tax Declaration No. 539 situated at Anoling, Balingoan, Misamis Oriental, and assessed at P 5,060.00, Tax Declaration No. 539 situated at Dagua, Kinoguitan, Misamis Oriental, and assessed at P 8,960.00, and has been the subject of an DEED OF EXTRA-JUDICIAL DECLARATION OF HEIRS AND PARTITION, filed by the heirs of VICENTE FERNANDEZ, per DOC #292; PAGE #57; BOOK #V; Series of 1962 under the Notarial Registry of ATTY. TIRSO M. DAÑAR. BWM: May 19, 26 & June 2, 2021

DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE DECEASED EDILBERTO S. VESTAL KNOW ALL MEN BY THESE PRESENTS: That the late EDILBERTO S. VESTAL, a resident of Steelmakers’ Village, Brgy. Tubod, Iligan City, died on December 17, 2006 at the New Medical Central Hospital, Abu Dhabi, that the said deceased left a certain property with A. TCT No. 23,966 sitauted in the Bo. Of Tubod, Iligan City, Island of Mindanao, containing an area of FOUR HUNDRED (400) SQUARE METERS, more or less, B. TCT No. 6683 situated in La Union, Cabadbaran, Agusan del Norte, containing an area of ELEVEN THOUSAND SIX HUNDRED AND SIXTY FOUR (11,664) SQUARE METERS, C. TCT No. 6684 situated in La Union, Cabadbaran, Agusan del Norte, containing an area of FOUR THOUSAND EIGHT HUNDRED AND EIGHTY SEVEN (4,887) SQUARE METERS, D. Tax Declaration No. 1078A situated in La Union, Cabadbaran, Agusan del Norte, containing an area of EIGHT THOUSAND ONE HUNDRED SIX (8,106) SQUARE METERS, E. Tax Declaration No. 02-040-07312 situated in Bara-as, Brgy. Tubod, Iligan City, a residential house erected on Lot under cadastral Lot No. 981-A-3A-11 and covered by TCT No. 23,966, F. Certificate of Registration (CR) No. 1256574-4, Make/Series: Toyota Corolla, Engine No.: 4A-L357275, Plate No. URG-520, Body Type: Sedan, Chassis No.: AE101-9550646, Year Model: 1997 G. 89 shares of Stock of Sun Life Financial Corporation as of April 26, 2007 covered by a Stock Certificate No. C0012868, and has been the subject of an DEED OF EXTRAJUDICIAL SETTLEMENT OF ESTATE OF THE DECEASED EDILBERTO S. VESTAL, filed by the heirs of EDILBERTO S. VESTAL, per DOC #038; PAGE #008; BOOK #XII; Series of 2007 under the Notarial Registry of ATTY. DIONESIO P. DELA CRUZ. BWM: May 19, 26 & June 2, 2021

“This effort is in line with the market operator’s pursuit to provide sustainable market solutions and services to its sta keholders a nd participants,” the company said.

The operational launch of the long-awaited WESM in Mindanao will coincide with the commercial operations of the EWDO or the enhanced trading platform for the integrated Luzon and Visayas spot market.

Meanwhile, Robinson Descanzo, chief operating officer of IEMOP, said the current rise in power usage had been mainly traced to the warmer temperatures that have been prevailing because of the summer season.

He added “the abrupt increase in demand was coupled by lower supply levels due to generator outages,” as well as the recurring gas restriction dilemma of the Malampaya field.

A s presented to t he media by Engineer John Paul Grayda, manager for pr ici ng e va lu at ion a nd analysis of IEMOP, demand for electricity in Luzon had risen to 11,091 megawatts in the May supply month, which had been higher by 971MW versus April supply month.

The scale of available supply in May was slightly lower at 13,219 megawatts vis-à-vis 13,355MW in April; and that was mainly due to the persistent plant outages that have been taking out more t han 3,000MW of capacity from the system.

The significantly hotter weather conditions, Grayda noted, a lso spa rked of f escalation in prices in the WESM – hitting an average of P7.72 per kilowatt-hour in May as against P3.85 in April and P4.16 per kWh in March.

IEMOP further pointed out that because of outagesstrained supply in the power

system, “these resulted in occurrences of high market prices,” that in turn had triggered the imposition of the secondary price cap for several days in May. “The secondary price cap is a price-mitigating mecha nism designed to limit the persistent high market prices,” the power spot market operator has explained.

The W ESM operator likewise manifested “an increase in the volume of customer-transactions for the first four months of the year which amounted to 25,129 gigawatt-hours or an increase of 3.0-percent from the previous year’s 24,388GWh,” and considered dominant generators are still the coal plants.

MECQ... from page 1

by the infected.

The Philippine Genome Center also detected 52 cases of the African variant of the COVID-19 (known as 20H/501Y.V2 or B.1.351) of the 257 samples sent by the Department of Health from Region 10 starting March 15.

Dr. Anatalio Cagampang Jr., head of the Zamboanga del Sur Medical Center (ZDSMC) and chief of the Integrated Provincial Health Office, reported that the number of COVID-19 cases in his province has reached 862 on May 28. Of the number, more than 300 cases are from Pagadian City. (Froilan Gallardo / MindaNews)

Lockdown... from page 1

All government and private establishments except those who are engaged in the delivery of essential goods and services were ordered closed for the duration of the lockdown.

Checkpoints were put up in different areas to control

Publication Notice Republic of the Philippines Province of Misamis Oriental Municipality of Initao NOTICE TO THE PUBLIC CFN-0005-2021

May 28,2021

In Compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No.1 Series of 2012 (IRR on R.A. 10172), Notice is hereby served to the public that LORENA L. PALASAN has filed with this office, a petition for change of first name from “ANABELL” to “LORENA” and correction of entry in sex from “ “ to “ “ or correction of entry in the date of birth from “ “ to “ “ in the certificate of live birth of ANABELL A. LOREJO at Initao, Misamis Oriental and whose parents are ANASTACIO B. LOREJO and SEBASTANITA J. ACUT.

Any person adversely affected by said petition may file his written opposition with this Office not later than June 18, 2021.

(SGD) ISAIAS A. JARALES Municipal Civil Registrar

BWM: June 2 & 9, 2021

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the entry and departure of people.

Each family received a home quarantine pass to enable them to access essential goods and medicines through one member with a valid ID. The pass is nontransferable.

Lala has a total of 194 confirmed cases, with 147 recoveries and nine deaths.

One hundred nine of the cases were considered local transmissions.

resiliency is the change of attitude. For example, we must shift from thinking in the short-term, such as from season to season, to planning for the long-term.

1 4 . We m u s t k e e p conservation as the compass of the destination, as this will influence the kind of plans, decisions, and developments that we make. If we can adopt this view alongside creativity, we can see some great outcomes.

from page 4

from page 2

Marks...

You can tell how strong a man is by how much it takes to make him upset and lose control of his anger. “The more you grow up, the less you blow up.” A mature person masters his moods and understands that “The results of anger are usually worse than the cause of it.”

Nothing is important enough to become so angry we deeply hurt, damage, or even destroy those we love and care about.

Remember, you only get one life, so why not make yours the best it can be by becoming your best? Ask Jesus to take full charge of your heart and character.

Only He can give you the power you need each day to become the mature man or woman of self-control He created you to be. Then, you can start reaching your potential and living your life to the fullest. Just think a minute.

Hybrid... from page 4

to be quality tourists come with the highest costs to local communities because of economic leakage. As a result, destinations and local communities will see more benefits through providing quality tourism instead of solely targeting that market.

12. Through an economic standpoint, small island destinations have b een disproportionately impacted

by COVID-19. Many have done well from a health perspective because of border closures, but this came at the cost of entirely shutting down tourism, as most of them have small domestic tourism markets.

13. One of the most difficult things to trying to achieve sustainability and

Rains...

mayors not to leave their areas of responsibility during the onslaught of “Dante”.

Ta n d a g C it y May or Roxane Pimentel also ordered the suspension of work in public and private offices.

The same suspension orders were also issued in the towns of Madrid, San Agustin, Tago, and Carrascal in Surigao del Sur. In Ag u s a n d e l Su r, the PDRRMO in the area (PDRRMO-ADS) said municipal level disaster response offices and the Bureau of Fire Protection (BFP) stations conducted regular monitoring activities in the major river systems in the area.

The PDRRMO-ADS said high water levels in rivers in Rosario, Bunawan, Prosperidad, Esperanza, La Paz, Sibagat, and Talacogon are monitored as heavy rains continue to affect these towns.

Residents in low-lying and flood-prone areas in said towns were alerted and asked to prepare for evacuation.

The local disaster response unit is also assessing the damage in the reported landslide incident Kilometer 6, Barangay Calaitan in Bayugan City.

In Surigao del Norte, heavy rains also hit several towns in the area, including Surigao City.

Roberto Parada of the information office of the provincial government of Surigao del Norte told the Philippine News Agency Tuesday that Gov. Francisco T. Matugas has ordered the activation of emergency response centers in municipalities in preparation for the possible impact of “Dante”.

He a d d e d t h a t t h e

MDRRMCs in Siargao Island are also coordinating with the provincial government in the mainland for updating on the situation in the area.

“So far, as of 2 p.m.

Tuesday, we received no untoward incidents in Siargao Island in relation to the effects of TS Dante,” Parada said.

(PNA)

Recovery... from page 3

agriculture.

Moreover, Malaya said the proposed Bayanihan to Arise as One Act (Bayanihan 3), which is currently in deliberation in Congress, would b e an economic stimulus package that would provide more assistance to micro-enterprises and SMEs and the local economy.

“I think Bayanihan 3 would be one of the important measures that the government can do. Unfortunately, it might not be enough. We need to ensure greater consumer confidence, we need the private sector… and of course, amending and removing the restrictive economic provisions of the Constitution,” he said. (PNA)

Payouts... from page 5

paid by the four sectors per survey, taking into account the adjusted number of months in each. However, there are limitations in the study as financial impact of the quarantine measures and its effect on production of insurance and HMO agents were not included.

“At any rate, we hope that the aggregate amount of COVID-19-related claims paid in 2020 will educate our fellow Filipinos of the benefits of availing the insurance and HMO products and the benefits of MBA membership,” said Mr. Funa.

As of Monday, the Health dep ar t ment rep or te d a total COVID-19 deaths in the Philippines at 19,983, while confirmed active cases reached 48,917.

8

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Abitria Lechon Baka CDO, the most delicious in town T

HE best lechon baka from Iligan City is now in Cagayan de Oro. Known for their famed slow roasted tender lechon baka, Abitria started their family business in Iligan City in the mid-1990s.

Did you know that beef is an ideal protein source?

It contains vitamin B12 & minerals which are essential for muscle building,brain development,hormone production,bone health & many more.

It contains Vitamin B12, protein, iron, magnesium, phosphorus, choline, Omega 3 fatty acids, potassium, zinc, selenium and thiamine.

The good news is that everything yummy that you have just read about lechon baka is now here in Cagayan de Oro City.

Abitria Lechon Baka has just opened up its shop along Tomas Saco St., NEAR the former Loreto's.

But now that the city is under modified general community quarantine (MECQ), Abitria Lechon Baka

delivers too in trays, kilos and paa.

Just text or call 0917-5628146.

Of course, the secret to a yummy lechon baka serving is in its marinade prior to roasting plus the quality of the meat.

Abitria Lechon Baka ensures that no artificial flavors are present in its products and only the finest herbs are used.

As a startup, the origins of Abitria Lechon Baka were all an accident as the Abitria's roasted for a WEDDING reception for a RELATIVE. When guests who were satisfied with the taste egged them to make it as a business, that was the beginning and the rest is success.

In 2016, they expanded to Cagayan de Oro offering lechon baka (whole) mostly to special events and gatherings and last year during the pandemic started selling on a per kilo basis and party trays.

Pretty soon, Abitria Lechon Baka will also serve 11 flavors of buffalo chicken wings.

Let's all wait for that.

Kagay-anon aces Arizona high school Class of 2021 A Kagay-anon has graduated first in her high school class with highest honors in Arizona.

Nineteen-year-old Kaye Alexandra Louise Arancon also received six scholarship grants for her college education after topping her class at Ajo Unified School District with a 4.0 GPA. With the ceremony done last May 26, the Class of 2021 were treated with a motorcade around town, passing by a local firehouse which greeted the entourage with honking horns.

Kaye - who graduated junior high at Gusa Regional Science High School here in Cagayan de Oro City before her family migrated - is proud of her heritage showing her Philippine flag-designed graduation cap.

Ajo Unified School District is a small public school district enrolling 420 students from preschool to 12th grade. All of the students, from PreK to high school, share one campus in the heart of Ajo, Arizona.

The PreK–12 student body is culturally diverse with a population that is 56 percent

Latino, 25 percent Native American, 14 percent White and five percent Asian.

The sole mission of the school is to graduate each student college- and careerready.

The high school currently has a gridiron football team, a volleyball team, a basketball team (both boys and girls), a baseball team (boys), a softball team (girls), a golf team, and track & field. They are known as the Ajo Red Raiders.

A former mining town, Ajo is home to around 3,500 persons including Kaye's family. This area has a large amount of sunshine year round due to its stable descending air and high pressure.

While being a student, Kaye works at a local Chevron outlet and has even received a college scholarship from her employer on top of what she was awarded during her graduation rite.

For now, Kaye enjoys basking in the limelight of her success as she decides on what program to pursue in her college life a few weeks away soon.