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BusinessWeek Mindanao (January 23, 2017)

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BusinessWeek MINDANAO CREDIBLE

Volume VII, No. 102

Market Indicators As of 6:10 pm January 20, 2017 (friday)

FOREX

PHISIX

US$1 = P49.907

7,232.66

4.6

X Briefly

cents

13.42

X

points

Corn export FOR the first time in history, the Philippines is ready to export corn to neighboring countries in the region, as corn harvests this year are expected to breach the 5.6-million tons domestic requirement. In a statement, Agriculture Secretary Emmanuel Piñol said yellow and white corn harvest for 2017 can reach 8.1-million metric tons, the first time that the country will achieve a 120-percent corn sufficiency. He expects the approval and adoption of the SolarPowered Irrigation System boosting corn production this year.

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Power interconnection in Asean region eyed www.businessweekmindanao.com

P

Monday | January 23, 2017

By MYRNA M. VELASCO, Contributor

RIVATE concessionaire firm National Grid Corporation of the Philippines (NGCP) has indicated that it is supporting the studies of its technical partner State Grid Corporation of China (SGCC) on power lines interconnection within the Southeast Asian region, but its bigger concern is actually premised more on its cost impact to Filipino consumers. “We are supporting the conduct of such studies. But our concern is how much would it cost consumers, because if it’s too expensive, then we really have to consider

that,” NGCP President Henry T. Sy Jr. has noted. He emphasized that cost would certainly be an issue because the Philippine power power/PAGE 11

CALM AFTER THE STORM. After a weeklong bad weather, a lone fisherman takes advantage of the calm sea near the port of San Jose in Dinagat Islands on Friday, January 20. Photo by Jun Ayensa

More contractual workers in R-10 became regulars in 2016

Coco processing plant STA. CRUZ, Davao del Sur -The Franklin Baker Company of the Philippines (FBCOP) inaugurated its new plant located in Barangay Darong, Sta. Cruz, Davao del Sur last week. Department of Agriculture Secretary Emmanuel Piñol and FBCOP President and COO Jerry Lorenzo graced the event. The new plant is the second for FBCOP in Mindanao, which has its first desiccated coconut plant erected in 1968 at Barangay Coronon, and the third plant in the Philippines. The other FBCOP plant is located in San Pablo, Laguna. Secretary Piñol said that about 600,000 hectares of new coconut farms will be established in a span of five years all throughout the country to enhance coconut production in support to cocobased industries.

IN-DEPTH

By MARK FRANCISCO, Staff Writer

Miss Universe 2016 candidates wear dresses using fabric handwoven in the Bangsamoro provinces of Basilan, Sulu, Maguindanao and Lanao. Designed by Renee Salud, the dresses were featured during the fashion show, “Mindanao Tapestry” at the SMX Convention Center in Davao City on 19 January 2017. The creations of Dabawenyo designers were also featured. MindaNews photo by MANMAN DEJETO

A TOTAL of 3,830 contractual workers from various private companies in Northern Mindanao have been elevated as regular employees in 2016. This, after the regional office of the Department of Labor and Employment

(DOLE) in the region has started implementing the end of contractualization or endo practice by private companies.

During a press conference on Wednesday, DOLE 10 assistant director Atheneus Vasallo said Labor Secretary Silvestre Bello III has ordered the regional offices to strictly workers/PAGE 11

Pagadian to host this year’s National Schools Press Confab By MindaNews

DAVAO City — Pagadian City will host this year’s National Schools Press Conference (NSPC) on January 22 to 25. This year’s conference

theme is “Strengthening Freedom of Information through Campus Journalism.” The annu a l me et is pursuant to Republic Act 7079

or the Campus Journalism Act of 1991, and the Department of Education’s Memorandum 216 on the campus press meet issued on December 8, 2016. According to a press confab/PAGE 11

RICEFIELD UNDER WATER. The towns of Kabacan and Pikit in North Cotabato and Datu Montawal and Pagalungan in Maguindanao are submerged in floodwaters destroying hundreds of hectares of ricefield after the Pulangui River overflowed evening of January 19. The drone shot facing Kabacan town was taken Friday afternoon. MindaNews photo by FERDINANDH B. CABRERA

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DTI commits to aid DAR’s farmer biz school project S U R I G AO C i t y - T h e Department of Trade and Industry (DTI) committed to support the Department of Agrarian Reform in its i mpl e m e nt at i on of t h e project dubbed “Capacity Building of Small Farmers in Entrepreneurial Development of Market Ac c e s s” t h rou g h t h e establishments of Farmer Bu s i n e s s S ch o ol ( F B S ) by prov i d i ng te ch n i c a l assistance through trainings and co aching on va lue addition of their products for global competitiveness as well as entrepreneurial development schemes. FBS aims to help the Agrarian Reform Beneficiary Organization (ARBO) build knowledge and skills to make their farms more profitable

and help farmers learn how to m a ke t he i r f ar m i ng enterprises and overall farm operations profitable and able to respond to market demands. A signing of the Memorandum of Agreement ( MOA ) for t he s ai d c om m it me nt w a s d on e during the Farmer Business School On-site Launching recently at Barangay Union, Dapa in Siargao Island. Implementing partners who signed the said MOA include Agricultural Training Institute (ATI) - Caraga, Provincial Government of Surigao del Norte and the Municipal Local Government of Dapa town. Twenty five sessions of project/PAGE 11

Economy

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Corporate rice farming to address needed rice supply

B

U T UA N C i t y - The Department of Agriculture’s (DA’s) commitment to ensuring available and affordable food for all, and help the farmers attain a decent income is intensified through various interventions and programs implemented on the ground. The cre at ion of t he Corporate Rice Farming Program (CRFP) aims to provide a mechanism to support the implementation of special programs such as the rice subsidy scheme of Department of Social Welfare and Development (DSWD) particularly the Pantawid

Pamilyang Pilipino Program (4Ps.) In Caraga Region, DA has forged a partnership with the Farm Service Providers (FSP) in the region such as the Sto. Niño Multi-Purpose Cooperative (SNMPC) from Butuan City and Agusanon Para sa Bag-ong Pilipino Inc. (AGUS PINOY) Cooperative from San Francisco, Agusan del Sur to address the needed requirement of the program. “In the region, SNMPC and AGUS PINOY committed to providing rice supply to selected 4Ps program areas in the second semester of 2017 for Butuan City and the Province of Agusan del Sur as pilot areas for CRFP,”

said Rebecca R. Atega, Chief of the DA Caraga - Field Operations Division. SNMPC will serve 2,095 4Ps household beneficiaries in Butuan City while AGUS PINOY committed to served 15,219 beneficiaries for the Province of Agusan del Sur. Each household will receive 18 kgs of rice good for six months. With that, a total of 17,314 beneficiaries will be catered by CRFP. “We did not hesitate to help the government’s initiative to provide available and affordable food for all because this is also our time to pay back from the assistance we have also received from the government. It is our

honor to be a partner for this good endeavor,” explained Marilyn Aranas, Chairperson of SNMPC. With this partnership, DA will provide each FSP the appropriate farm inputs, technologies, and services to incre as e t heir far m productivity and ensure an adequate supply of rice for the targeted number of beneficiaries. The Land Bank of the Philippines will also establish a lending window for the FSP as they participate in the program. “CRFP could provide additional income to local farm service providers and farmers. This promotes local farming/PAGE 11

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MASSIVE TREE-GROWING: Energy firm STEAG State Power Inc. (SPI) intensifies its 25-year forest development and conservation program by growing endemic tree species within a 1,200 hectare Mapawa Carbon Sink project in Cagayan de Oro City. Since start of the project in 2004, more than 200,000 seedlings have been grown. The project is considered one of the largest industry-sponsored reforestation initiatives in the country and is undertaken jointly by DENR-EMB 10 and E. Pelaez Ranch Inc (EPRI). Project include timber stand improvement of a 500-hectare forest plantation, aforestation of 500 hectares open land and the protection of an existing 200-hectare natural forest. The project is boosting efforts in mitigating impact of torrential rains and floods that hit Cagayan de Oro and neighbouring areas of Northern Mindanao. (Photo Provided)

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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Motoring

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GILBERT Y. CHAO - Motoring Editor | Photos by KIT PILLA

For Work and Play – Ford Ranger Wildtrak 3.2L 4x4 AT I f you are in the market for an efficient but capable daily workhorse which can double as a practical recreational vehicle during the weekends, then you better check out Ford’s truck line-up. The Ford Ranger Wildtrak 3.2L may very well be considered as the “alpha” of pick-up trucks with its imposing dimensions and its 3,198 cc TDCI diesel engine which produces 197.18 hp @ 3,000 rpm and 470 nm @ 1,750-2,500 rpm. It has a 1,000-kilogram payload capacity and a 3,500-kilogram towing capacity. Most of us

probably won’t be hauling that much cargo in our day-to-day life but as they say, it is better to have it and not need it than need it and not have it. Yet, don’t be intimidated by all those numbers. The Ranger Wildtrak is equipped with electronic nannies to help you control all that power under the hood. The Electronic PowerAssisted Steering (EPAS) system makes steering light and responsive for city driving and when parking, and firmer and easier to control at higher speeds on the open road. If traffic slows in front of you, Adaptive Cruise

Control automatically slows to maintain a safe distance. Once traffic clears, it returns to your cruising speed. If the system detects the potential for a collision up ahead, it will flash a red warning signal on your windscreen and pre-charge your brakes, ready to stop quickly. The comprehensive Electronic Stability Program (ESP) ensures that you have sure-footing even in varying conditions. The 6-speed automatic transmission wasn’t as responsive as I would have liked but it is not much of an issue as shifting to S mode enabled me to manually move up and

down the gears. The seat offers a commanding view of the road ahead and the 237 mm ground clearance gives you the confidence to take on any terrain. You can also shift from two-wheel drive to four-wheel drive on the fly with a turn of a knob. Of course, the Ranger Wildtrak’s 800 mm wading depth capacity has to be its

most relevant selling point. Even if you have no plans of crossing rivers and streams to explore the wilderness, there is no escaping the yearly monsoon floods. At a price tag of P 1, 709, 000, you also get creature comforts like dual climate control, a built-in cooler box and an androidcompatible entertainment

system with an 8-inch touch screen display. You also get Ford’s SYNC system to keep you hands on the wheel and your eyes on the road while you operate all those electronic gadgetry. To know more about the Ranger Wildtrak 3.2L 4x4 AT, visit www.ford.com.ph


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Opinion

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The Importance of the Government’s Role in the Economy

Businessweek Mindanao Corporation Publisher DANTE M. SUDARIA President/CEO

ALLAN mario MEDIANTE

Vice President for Corporate Affairs

Joe felicilda

Vice President for Administration

joe palabao

Vice President for Marketing

NELSON CONSTANTINO Editor-in-Chief

Cheng ordoñez

gilbert y. chao

Executive Editor

Motoring Editor JOEL ESCOL

BONG FABE

Feature Editor

Associate Editor

CLIFFORD SANTILLAN Layout Artist

JUN AYENSA

shyne campaner

Regional Editor Caraga

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ATTY. MARIO T. JUNI

Cris diaz mike baños Uriel quilinguing Contributing Editors

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Juni Law Office Cruz Taal St., CDO Legal Counsel

manila office: Unit 310 Valero Plaza, Valero Street, Salcedo Village, Makati City; lani vallido-Marketing Manager Shiena Shyne Campaner & Wemalyn Garcia Marketing Staff - CDO

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Mayor of Mercy T h i n k a m i n u t e … M r. Fiorello LeGuardia was the mayor of New York City during the difficult years of the Depression and World War II. The p e o p l e o f N e w Yo r k loved and respected him. Mayor LaGuardia was a bi g - h e ar te d, c ol or f u l character. He sometimes ro de on the f ire tr ucks in the big city, and took the children from the orphanage to a professional baseball game. When the newspapers went on strike, he would read the Sunday comics on the radio to the kids. One ver y cold nig ht in Januar y, 1935, Mayor L a Gu ard i a we nt to t h e night court in the poorest are a of Ne w York City. He sent the judge home e ar l y t h at e ve n i ng an d LaGuardia himself took over as judge. That night an old woman was brought to him. She was charged with the crime of stealing a loaf of bread. The woman tol d L a Gu ard i a that her 2 grandchildren were starving and she had no money to pay for the bread, so she stole it. But the shopkeeper whose bread was stolen would not drop the charge. He

THINK

A Minute

Jhan Tiafau Hurst s ai d : “You r Honor, she must be punished to teach the other people here a lesson. Other wise they’ll think stealing is OK.” Mayor LaGuardia turned to the old woman and said, “I know you did it for your grandchildren, but you cannot break the law and steal. Your punishment is $10.” As Mayor LaGuardia was telling the woman her penalty he reached into his pocket and said to her, “I ’m p ay i n g y o u r f i n e , because I know you can’t pay it. You’re now free to go.” You can imagine how thankful that poor lady was to receive such mercy, even though she still got her fair and just punishment. Think a Minute…

Perhaps some dislike the idea of government laying its hand on the market forces. This is true most especially if it must decide to bail out private companies that are about to collapse. Many see such move as personalistic or selective but we should learn the lesson of what really happened in the 2008 world economic crisis. I learned this from a video entitled, “Inside the Meltdown” by the MacArthur Foundation. The video highlighted a series of events that led to the worldwide crisis. It began by showing how the Bears and Stearns company in the US experienced a downturn because the company relies on bad assets from the mortgage housing bubble. The housing bubble caused a whirlwind because many citizens opted to acquire their houses through mortgage wherein many could not really afford the high rates. Unfortunately, some companies like Bears backed its security from the mortgage bubble. The Federal Reserve could have spared Bears and its

stockholders from extinction before it impacted other companies, but it yielded to the public hullabaloo. In lieu of offering aid indirectly through JP Morgan which could lend to the Bears, the plan of the Federal Reserve backfired because many view it as the taxpayer’s money offered for private interest. Finally, the US government did not act to avert the contagion that later occurred. T h e re s u lt w a s t h e beginning of a financial meltdown. After Bears, Lehman Brothers met a similar crisis. The secretary of the Department of Treasury, Henry Paulson, Jr., could have done something to rescue Lehman and save the other interconnected economies from falling apart, but he did not act on the premise of moral hazard. So, Lehman Brothers fell. Many did not expect that it became another trigger: the banks of Ireland, England and the rest of the world began to experience meltdowns. Many of the stable banks in the US would not be able to acquire

loans nor lend to one another for fear that they would not be repaid. One man’s decision giving in to pressure became the world’s nightmare. On the brink of the crisis, however, Paulson decided to call the chief executive officers of nine major banks in the US. He made an offer to inject a capital of $10 billion each-made through an emergency economic stabilization bill-- to save the economy. The moral hazard position was rendered obsolete; the US government made an ideological aversion by taking the central role to save the economy that affected the rest of the world. From the meltdown in 2008, we can infer that leaving the economy to the market forces is not always a good idea. Governments must intervene to save their economy. In addition, they must formulate strategies to maximize the use of their resources and obtain competitive advantage. The economic agenda of the Duterte administration reflects what must be done.

lucell larawan We are thrilled that after decades, the government, for instance, decided at last to give free higher education to deserving students. The Duterte administration should be reminded further that improving the economy is like exploring and extracting deuterium deposits at the Mariana Trench—more than the traditional thinking about the balance of payments and priority on agriculture and education. An entrepreneurial government has a hundred times more edge compared to those who opt the treadmill.

The 45th POTUS Donald Trump campaigned on a promise of real change. (Sounds Dutertistic?) The message resonated with the “forgotten men” and the “forgotten women” who apparently did enough to get more than the electoral votes required to elect Trump the 45th President of the United States. It was one of the most divisive campaigns in recent US history. But Trump promises to heal all that. On the eve of his inauguration, he told supporters it is “time for us to come together as one united people.” He also made a bold promise: “We are going to do things that have not been done for our country for many, many decades.” Going by his campaign slogans and promises, here is what “Trumpanomics” proposes to achieve: - Create 25 millions of new jobs over ten years and

reverse industrial decline. (Huh? His term is only four years. ) - Bring jobs back to Amer ica. B e toug h on countries taking away jobs from Americans. - Bring back American cash parked offshore. (The cash has actually started to return because of the recent increase in FED interest rate.) - D ou b l e e c on om i c growth. (He is inheriting from President Obama an economy that is actually on the mend.) - Renegotiate NAFTA. - Slap a 45 pct tariff on Chinese goods, a 35 pct tariff on Mexican goods. (and spark and trade war?) -Make the US military the most powerful in the world. (Marching order from the incoming Commander-inTweet.) -Build a wall to keep off illegal migrants. - Cut corporate taxes from

35 to 15 per cent. - Cut red tape by 70 per cent. - Abolish Obamacare. The question now is will he, or can he, deliver? Those who voted for him believe, or at least hope, that Trump can deliver. Tens of thousands of Trump believers gathered at the Lincoln Memorial in support of the incoming president. But elsewhere in Washington and across the United States, huge numbers also turned out to protest. Detractors brand Trump’s rhetorics are pure grandstanding. They further lament that millions of Americans were caught up in the lies and promises peddled by Trump. Billionaire George Soros labelled Trump an “impostor”. Still, Dow Jones responded with a 9 per cent uptick since Trump got elected. While out-going President

SPEAKING

O ut

Ignacio Bunye Obama was scheduled to go through the motion of presiding over a peaceful and orderly handover of power, other Democrats threatened to boycott the inaugural events. Not to worry, according to Trump. “It is OK. … We need tickets (to the events) so desperately.” As of press time, we have no info on foreign dignitaries who would be attending the bunye/PAGE 11

America should go back to God and the Bible LIFE’S INSPIRATIONS: “… So the Lord God said to the serpent… `And I will put enmity between you and the woman, and between your offspring and hers; he will crush your head, and you will strike his heel’…” (Genesis 3:14-15, the Holy Bible). -ooo GENESIS 3:14-15 CONTAINS THE FIRST PROPHECY OF GOD COMING TO EARTH: A reading of Genesis 3:14-15 of the Bible will reveal to us that God the Father promised that He will come to earth as human being, as a son of a woman, to strike down the devil which caused Adam and

Eve, the first man and woman, to sin by their disobedience to His command. To me, this constitutes the earliest indication of God’s coming to the world to save mankind from the dire penalty for their sinfulness. -ooo TRUMP’S REFERENCES TO GOD AND THE BIBLE IN HIS SPEECH GOOD FOR THE WORLD: Donald J. Trump was sworn in as the 45th president of the United States as scheduled on January 20, 2017, and I am personally thankful that he made strong references to God and to His Bible in his inaugural speech. If this indicates a government

deriving inspiration from the Bible, it may yet succeed in making America truly great again. Here are the parts of Trump’s speech that referred to God and the Bible: “The Bible tells us, `How good and pleasant it is when God’s people live together in unity’…” (This verse is found in Psalm 133:1. Trump used here the New International Version). “There should be no fear -- we are protected, and we will always be protected. We will be protected by the great men and women of our military and law enforcement and, most importantly, we are protected by God…

K akampi

Mo A ng Batas

Atty. Batas Mauricio “… And whether a child is born in the urban sprawl of Detroit or the windswept plains of Nebraska, they look up at the same night sky, they fill their heart with the same batas/PAGE 11


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Feature

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Assisted reproduction leads to more milk, better carabaos By Espie Angelica A. de Leon S&T Media Service, DOST-STII

The Philippines is only 1 percent sufficient in milk. This means 99 percent of dairy products being consumed in the country are imported. Cattle provides 64 percent of the total local milk volume while buffalos contribute only 34 percent. One of the Department of Agriculture’s (DA) major programs is its milk feeding program. “But where will we get this if we are only 1 percent sufficient?” asked Dr. Eufrocina DP. Atabay of the DA’s Philippine Carabao Center (PCC) during her talk on “The Role of Assisted Reproduction

in Dairy Industry Development” at the S&T Agri-Biotech Forum held recently. “What aggravates this situation is that there is a low number of dairy herd population both in buffalo and cattle. Another problem is that the animals are being left unproductive for a long time and this will result to low reproduction efficiency and economic loss,” added Atabay who specializes in reproductive biotechnology. Hence, the need for the development of the dairy industry is obvious, especially with the increasing human

population both on a global and national scale. This suggests an increasing demand for food sufficiency and agricultural sustainability. At the core of this mission is PCC, through its program “The Role of Assisted Reproduction in Dairy Industry Development.” Specifically, Atabay and her team’s objective is to increase dairy herd buildup in the Philippines, to increase in terms of quantity, and to improve the herd’s genetic quality. One of the technologies that Atabay and her team employ for dairy herd buildup is artificial insemination (AI). This process of simulated

How To Keep The Fire Burning Long term relationships sure do have a lot of advantages but it has its downsides too. Most especially when both you and your partner have grown too comfortable around each other that it is hard to keep a relationship brimming with intensity and love. Sometimes you get to the point wherein you have been too accustomed to your partner that you’re looking for something else, thinking that everything is spiralling down—being boring. Here are tips on how to keep the fire burning.

1. Flirt with each other every once in a while. - Even though you’ve been together for a long time now, find time to be playful and flirt with each other when you can. This gives off a vibe that you both still have the hots for each other. 2. Make-out without thinking what should happen next. - Making out often leads to one thing or another, whatever it is try to appreciate making out as it is without expecting anything to happen after that. Just share the sheer bliss of showing affection w i t h o u t thinking of anything else. 3. E v e n i n i nt i m a c y, make sure you communicate very well. - Talk about what you both appreciate dur ing your intimate interaction as well as the ones that needs improvement. Now i f y o u

feel like you are not “hot” enough for your partner or you don’t feel excited or adventurous anymore, try out some supplements that can be purchased from reputable drug stores. These supplements are not just for intimate activity but it also has numerous health benefits. Enhancers usually contain combinations of Epimedium Extract, L-Arginine, Songaria Cynomorium and Gamma Amino Butyric Acid because according to research these ingredients can make a man’s vigor and enthusiasm towards intimacy stronger than usual. It can even aid in erectile dysfunction for some cases but most importantly, it has several benefits that can be helpful for a man’s health. Enhancers do not mean you need to be ashamed of what you can give intimately to your partner nor it can size up your ability to satisfy plus there’s a go-to enhancer called Robust which has all the key ingredients that have been the talk of the town for its effectivity. It’s just something that will make your game stronger and your adventure level more amazing. Now you can keep the fire burning even after being together for a long time.

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reproduction involves extracting sperm from a quality male buffalo and injecting the sperm into the reproductive tract of a female buffalo. PCC’s AI services are done nationwide by trained private villagebased AI technicians as well as technicians of LGUs, among others. AI is used to breed animals with higher productivity for both milk and meat by harnessing select animals’ excellent genetic materials. Two months after the AI, the team checks the presence of fetus inside the carabao. The team also uses pregnancy test on the animal to determine if the breeding is successful “so we can detect non-pregnancy at the soonest time possible,” said Atabay. This helps to prevent animals

who can be productive to be unproductive for too long. This scenario (unproductivity of animals for extended periods), according to Atabay, would be costly for farmers and breeders. Another technology for enhanced genetic improvement for better quality carabaos is embryo transfer. The scientists collect quality embryos from one female buffalo for transfer to another female buffalo. The actual transfer is undertaken using AI as well. They also do in vitro fertilization, or the incubation of the sperm and egg in a petri dish. After this, they do further culture and then perform embryo transfer. Sometimes, the group induces the buffalo to

produce more eggs in order to produce more embryos in order to produce more offsprings. Excess embryos are preserved for future use. “So there are many ways of producing the embryo,” said Atabay. Some of these processes are aided by ultrasound technology such as in ovum pick-up, a process in which scientists collect immature egg cells from a superior carabao via aspiration with the help of ultrasound. “As we employ these technologies, we are ensuring the sustainability of the production of our local dairy animals so we can avoid the importation of live animals, avoid the importation of some diseases........for a sustainable and globally competitive dairy industry,” Atabay concluded.

Teacher’s Belief By JINE MELODY S. PARISTA LIBONA NATIONAL HIGH SCHOOL

“Students come to school wit h dif ferent c u ltural backgrounds, values, learning styles, and intelligences. No on e s t r u c t u re c a n adequately accommodate such diversity. To insure equity in education, we must use variety of teaching methods to accommodate all students. The best structures that facilitate cooperative learning is experience. I always believe that the

best way to teach children is through their experience. In science class, students could easily understand the figures and appreciate it if there is a connection between figures and its application. In the topic about work and energy, students can run at the stairs with a timer until they stop, then eventually they will calculate their expended energy. In this way students always enjoy every activity.

There is no structure that could best fits all lesson but experience is the best way that students can learn. Because through experience students will be able to relate to the lesson. And the best thing is they can even apply it to their day today life, which is the best outcome. In experience they do not simply memorize facts but they do it themselves, that’s why it is worth remembering.


Banking&Finance PHL lending standards steady as of Q4 2016

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M

O ST b a n k s i n the Philippines continue to have steady lending standards amid concerns on the overall health of the domestic economy. Results of the Senior Bank Loan Officers’ Survey (SLOS) for the last quarter of 2016 showed that based on modal approach, lending standards remain unchanged for the 31st consecutive quarters. Modal approach analyses survey results by getting the highest number of responses. On t he ot her hand,

Govt eyes safety net vs excise taxes

THE government is eyeing a cash subsidy scheme for the country’s poorest families who are expected to bear the brunt of higher prices of commodities and fuel when the proposed excise tax on petroleum products is implemented, the Department of Finance (DOF) said. D OF Undersecretar y Karl Kendrick Chua said an estimated 10 million households will get a cash subsidy of P300 each per week for a period of one year once the excise tax goes into effect. The DOF estimated that the assistance, which is similar to the current Conditional Cash Transfer (CCT), would cost the government P30 billion for one year. safety/PAGE 11

based on the dif fusion index (DI) system, which assesses results based on the proportion of those that tightened over those who eased standards, lending standards in the fourth quarter of 2016 tightened. The BSP, which released the latest SLOS results Friday, said banks pointed to less favorable economic outlook, deterioration in the profitability of banks’ portfolio, and perceived stricter financial system regulations as the reason for net tightening. ”DI-based results

indicated stricter collateral re quirements and lo an covenants as well as increased use of interest rat floors amid narrower loan margins, increased credit line sizes and longer loan maturities,” it said. The tighter credit standards covered the large middle-market firms, it said. Lending standards for households is also unchanged based on the modal approach but tightened based on DI approach, the BSP said. The tighter credit standards were due to banks’ reduced risk tolerance and

deterioration in borrowers’ profile, it said. In terms of loan demand, the SLOS sur vey result showed that banks continued to see stable over-all demand for both households and businesses based on modal approach but net increase based on DI approach. The latter was attributed to needs for higher working capital and accounts receivable requirements for businesses and more attractive financing terms and higher household consumption for households. (PNA)

THE Philippines’ bid to upgrade its check-clearing process has started Friday, January 20. Thus, the Philippine Clearing House Corporation (PCHC) reminds the public to ensure that they have the updated and securityenhanced checks that can be used under the Check Image Clearing System (CICS). Under CICS, proceeds of the checks can be withdrawn the following day instead of three days as in the past since banks will process the checks using its electronic image instead of the paper check. This process can only b e done t hroug h CICS compliant banks, PCHC said. ”Banks that are still o n p ap e r- b a s e d c h e c k processing will continue to render the service under existing timelines,” it said, as it encourages bank clients to check with their banks on funds availability.

PCHC said non-CICS checks will still be accepted until June 30, 2017, thus, it encourages check account holders to go to their banks t o ge t t h e n e w d e s i g n checks. ”Those who have issued p o s t - d at e d c h e c k s a r e also encouraged to get in touch with their banks to determine arrangements for processing said instruments,” it added. Officials of PCHC and the Bangko Sentral ng Pilipinas (BSP) signed a memorandum of agreement (MOA) for the operationalization of CICS on July 12, 2016. E arlier, BSP D eput y Governor Vicente S. Aquino said the new system uses t r u nc at i on te ch nol o g y, which fast-tracks the processes to enable the fund to be released a day after the check was submitted for encashment. ”The Philippines will not be at par with

other countries that have successfully implemented cheque truncation system,” he said. BSP Governor Amando M. Tetangco Jr. said this d e v e l o p m e nt i n c h e c k payments and settlement system is an important factor on financial stability and the dynamics of growing economy. ” T h i s i s a pi l l a r of business operations that fuels the network of transactions in the real economy. Absent this pillar, stakeholders are literally forced into bilateral means of settlement which take d i f fe re nt for m s a c ro s s different counterparties,” he said. Tetangco said PCHC processes about 700,000 checks daily, with average value of PHP135 billion. He said this figure shows that Filipinos still rely on cash and check payments as preferred transaction mode. (PNA)

E-check processing starts

REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT OF LANAO DEL SUR 12TH JUDICIAL REGION BRANCH 10 Hall of Justice, Marawi City SPL. PROC. NO. 2411-16 IN RE: CHANGE OF NAME [SURNAME] IN THE CERTIFICATE OF LIVE BIRTH OF FATMAH BAGONTE DAMPAC UNDER REGISTRY NO. 2005-3662 REGISTERED WITH THE LOCAL CIVIL REGISTRAR OF MARAWI CITY FATMAH BAGONTE TAMANO, Petitioner, -versusLOCAL CIVIL REGISTRAR OF MARAWI CITY, LANAO DEL SUR and CIVIL REGISTRAR GENERAL, PHILIPPINE STATISTICS AUTHORITY, (PSA), Respondents. X----------------------------------------------X ORDER Before this court is verified petition for change of name in the certificate of live birth of FATMAH BAGONTE TAMANO dated 13 September 2016, and which reads in part: 1. Petitioner is a legal age, Filipino, single and presently a resident of Tuca Ambolong, Marawi City, Lanao del Sur, where she may be served with notices, orders and other court processes of the Honorable Court; 2. Respondent Local Civil Registrar of Marawi City is the custodian of all records of birth of persons born in Marawi City and, is impleaded as nominal party in order to accord complete relief to petitioner pursuant to Section 6, Rule 103 of the Rules of Court. It may be served with notices, orders and other court processes at the Ground Floor, Marawi City Hall, City Hall Complex, Tubacan Street, Bangon, Marawi City; 3. Respondent National Statistician and Civil Registrar General of the Philippine Statistics Authority (PSA), is impleade as the central custodian of all records of birth in the country and, may be served with notices, orders and other court processes by the Honorable Court at the Philippine Statistics Authority (PSA), NSO Building, East Avenue, Diliman, Quezon City; 4. Petitioner is the daughter of Tamano B. Minalang and Emmah Minalang Bagonte. She was born on 18 January 1999 at Tuca Ambolong, Marawi City and, was named by her parents as FATMAH BAGONTE DAMPAC. A copy of her Certificate of Live Birth is attached as ANNEX ‘’A’’; 5. Petitioner’s parents are all overseas Filipino workers in the Kingdom of Saudi Arabia. Copies of their respective passports are attached and marked, ANNEXES ‘’B’’ and ‘’C’’, respectively; 6. Since birth up to the filing of this petition, petitioner had been bearing the name Fatmah Bagonte Dampac under a difficult circumstance owing to her ridiculous surname. Her surname sounds ridiculous and dishonourable as it denotes irrelevant connotation, such as, wild beast, among others. Petitioner is always the subject of an extreme prank and practical joke on account of her surname by her friends and classmates; 7. Besides, a change of name will erase such an impression that her surname connotes. It is also to her best interest as will facilitate her parent’s intended petition to have her join them in the Kingdom of Saudi Arabia, where its Islamic law requires a child to bear the first name of his/her father as the surname or family name; 8. The petitioner’s desire to adopt the first name of her father as her surname is made in good faith and without prejudicing anybody, not to mention that her present surname causes embarrassment; 9. There is no showing that the desired change of name was for a fraudulent purpose or that the change of name would prejudice public interest. It will rather enhance parental lineage rather than deviate from ancestry; 10. Petitioner has been bonafide resident of Marawi City, Province of Lanao del Sur, since 1999 or, for a period of eleven (18) years prior to the filing of the instant petition; 11. This petition is filed without any slightest intention to defraud the government or any individual person, but solely for the purpose of setting the record straight of the petitioner. Neither petitioner is charged of administrative, civil and criminal offense. Finding the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing before this Court on JANUARY 24, 2017 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in LANAO Del Sur or Marawi City or Iligan City for three (3) consecutive weeks. The Local Civil Registrar of Marawi City and the Civil Registrar General, or any person or party who has an interest in the petition, may file his/her opposition thereto within fifteen (15) days from notice of this Petition or form the last day of publication of this Order. Further, let this Order be posted for fifteen (15) days prior to the date of hearing in the Bulletin Board of the Local Civil Registrar of Marawi City and the Bulletin Board of this Court, also at the expenses of the petitioner. The petitioner is directed to notify this Court of the publication of this Order not later than three (3) days before January 24, 2017. Furnish copies of this Order, together with the copies of the petition to the Local Civil Registrar of Marawi City, the Hon. Solicitor General, Makati City; and the Hon. Civil Registrar General, National Statistics Office (NSO), Santa Mesa, Manila.

Relief goods for Brgy 35. Personnel from the Department and City Social Welfare and Development distribute relief goods on January 19 to the families in Barangay 35, Cagayan de Oro City who were greatly affected by the urban flooding last January 16. As of press time, a total of P2,465,571 worth of Family Food Packs has been augmented by the DSWD-10 to the affected local government units in northern Mindanao covering a total of 8,564 affected families in 89 Evacuation Centers.(CIO/PIA10)

SO ORDERED.

Marawi City, Philippines. November 24, 2016

BWM: Jan. 9, 16 & 23, 2017

(Sgd.) WENIDA B.M. PAPANDAYAN Presiding Judge


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DOLE 10 fast-tracks endo, 3830 contractual workers regularized

C

AGAYAN DE ORO CITY -- The Department of Labor and Employment, Regional Office (DOLE) Region fasttracks the regulation on the End of Contractualization (endo) starting September 2016 through Voluntary Compliance and Joint Assessment among the private sector companies which resulted 3,830 contractual workers being absorbed as regular workers by the private companies as of 31 December 2016. DOLE-X Regional Director Raymundo G. Agravante commended the allout support of both the management and labor sectors on the call of government for all its workers. Agravante further emphasized that “endo” is the answer to the mandate under the administration of President Rodrigo Duterte to end the unjust labor practices to some workers. Likewise, DOLE-X Director II and

Technical Division Chief Atheneus A. Vasallo said that the said implementation, in response with the call of our President Duterte, is now operating under the three track directions of the Department. “DOLE is currently operating under the first track, meaning it has instructed the Labor Laws Compliance Officers to regulate the strict enforcement of the existing laws and regulations, through Department Order No. 162 or the suspension in the processing of new applications and Labor Advisory No. 10, which is the reiteration that LaborOnly Contracting (LOC) is strictly prohibited under the law,” said Vasallo. He further said that the second track focuses on the revision of guidelines, of which the purpose of this forum. And, the third track centers on legislation on ending contractualization, wherein DOLE already submitted to Congress proposals and bills on the matter.

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 16, Tangub City NOTICE OF EXTRA-JUDICIAL SALE EJF-2016-004 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by PSBANK CENTER, 777, PASEO DE ROXAS corner Sedeño Street, Makati City against Michael Glenn Tumamak and Sheila S. Tumamak to satisfy the mortgage indebtedness which as of November 23, 2016 amounts to Six Hundred Twenty Three Thousand Four Hundred Thirty Five Pesos and 49/100 only (Php 623,435.49) excluding interest, attorney’s fees, and other lawful fees for the service of foreclose, the undersigned Sheriff will sell at public auction on February 20, 2017 at 10:00 o’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, To the highest bidder in cash, Philippine Currency the herein mortgage properties to wit: TRANSFER CERTIFICATE OF TITLE No. 14911 “Lot 2275-D-2-B, Psd-10-040954: Portion of Lot 2275-D-2 (LCR) Psd-66349, situated at Digson, Bonifacio Misamis Occidental, Island of Mindanao. Bounded on the NE., along line 1-2 by Lot 2275-D-6, (LCR) Psd-66349, on the E., along line 2-3 By Existing Road Lot 2275-G (LCR) Psd-50583, on the SW., along line 3-4 byLot 2275-D-1 (LCR) Psd-66349, On the W., along line 4-1 by Lot 2275-D-2-A, Psd-10-040954. Containing an Area of THREE HUNDRED (300) Square meters more or less. All sealed bids must be submitted to the undersigned on the above stated time, date and place of auction sale.

“The priority aim of the Department now is to correct the prohibited practices of LOC, such as 5-5-5, 6-6-6, or even 1-1-1, meaning an employer hires a workers for five (or six) months or one year, then terminates the worker for another five months, then re-hires the same worker again for five months,” Vasallo cited. He highlighted that the Regional Office has surpassed its target for the previous year that at least 50% of their contractual workers will be absorbed as regular employees, which the Region accomplished around 52%. As of 31 December last year, 725 private sectors companies have already been assessed and some 275 are found to be compliant with

the labor standards rules and regulations and the Department Order No. 18-A (Contracting and Sub-contracting) from the 454 establishments assessed to be with observations. Compliant establishments will not be assessed by the Department for two years, unless otherwise a complaint will be received. The non-compliant establishments, on the other hand, are currently undergoing a process for them to strictly comply the violations incurred. DOLE-X will leave no establishment not assessed and targets that by the end of the year, all establishments in the region have 100% regular workers. (Mildred E. Dablio/ DOLE-10)

Republic of the Philippines SUPREME COURT REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE File No. EJF-2016-542 Upon Extra-Judicial Petition for Sale under Act 3135 as amended by Act No. 4118. Filed by HOME DEVELOPMENT MUTUAL FUND (Pag-IBIG Fund), a government financial institution duly organized and existing under and by virtue of Republic Act No. 9679, with principal office at The Atrium of Makati, Makati Avenue, Makati City, and with branch office at Pag-IBIG Fund Bldg., J.R. Borja St., Cagayan de Oro City, against ALLAN K. FLORES married to CHARITO A. FLORES, both of legal age, Filipino citizens, with postal address at Lot 3, Block 2, Greenville Subdivision, Suntingon, Bugo, Cagayan de Oro City, to satisfy the mortgage indebtedness which as of October 28, 2016 amounts to FIVE HUNDRED FORTY SIX THOUSAND THREE HUNDRED EIGHTY SEVEN PESOS and 41/100 (P546,387.41) Philippine Currency, inclusive of interest and penalty charges, exclusive of attorney’s fees and other necessary fees and expenses of Extra-Judicial Foreclosure and Sale the undersigned Sheriff will SELL at Public Auction on January 27, 2017 at 10:00 o’clock in the morning or soon thereafter at the main entrance of RTC Branch 40, A. Luna St., Capitol Compound, Cagayan de Oro City, to the highest bidder, for CASH and in Philippine Currency, the real property mortgaged together with all improvements thereon, to wit: TRANSFER CERTIFICATE OF TITLE NO. T-137-2011004059 Registered in the name of ALLAN K. FLORES married to CHARITO A. FLORES

Lot Consolidation-Subd. As Surveyed for Location Land Use Boundaries Area

: Lot 3, Block 2, PCS-10-003614 : Lots 16-0-1, 16-0-2, 16-0-4, all of PSD-10-048495 : Trinidad R. Pineda, et. Al. : (Greenville Subdivision) : Bugo, Cagayan de Oro City : Residential : E., Line 1-2 by Lot 4, Blk. 2, S., Line 2-3 by Road Lot 1, (10.00 M. Wide), W., Line 3-4 by Lot 2, Blk. 2, N., Line 4-1 by Lot 1, Blk. 16 : NINETY (90) Square Meters More or Less

Bidders are enjoined to investigate for themselves any encumbrance on the herein property if any there be.

Prospective buyers/bidders may investigate for themselves the title of the herein described property and encumbrances thereon, if any there be. All sealed bids must be submitted to the undersigned on the above stated time and date. In the event the public auction should not take place on the said date, it shall be on the next working day without further notice.

In the event that the public auction should not take place on said date or there is only one bidder, it shall be held on February 24, 2017 at the same time & place without further notice.

December 22, 2016 at Tangub City, Philippines.

Cagayan de Oro City, December 20, 2016. FOR THE PROVINCIAL EX-OFFICIO SHERIFF:

FOR THE EX-EFFICIO SHERIFF: BWM: Jan. 9, 16 & 23, 2017

(Sgd.) WILLIAM C. ARANIEGO Sheriff IV

BWM: Jan. 9, 16 & 23, 2017

(SGD.) ALAN M. BANAAG Sheriff IV

What Makes You a Successful Teacher? By Donna Liza M. Rosell Master Teacher 1 Don Carlos Central Elementary School

Love, Patience, Un d e rst an d i ng an d Pa s s i on m a ke s y ou a successful teacher. This kind of profession is not embraceable to others for so many reasons. Stressful, continue studying and so forth but to people who love to teach and mold children for a better future for them it is the noblest profession. Most effective teachers expect their students to succeed, they believe in them, and motivate them until they reach their goal. As a result, they set a high bar and create environment where students can push themselves beyond their comfort zone to reach their goal but have a safety nets to catch them if they fail. A good teacher is knowledgeable in their field and masters in their subject area .They know their craft and never stop learning, they are curious and confident.

They stay abreast of their subject and transfer their love of knowledge to their students. A productive teacher think creatively and try to make classroom experience, exciting, for students esp e cially in elementar y level. They identify ways to leap outside of the educational norms and create experiences that are unexpected, unique and ultimately memorable. Effective teachers also take risk. A popular saying is “If there’s no risk, no reward”. Teacher knows that risk is part of being successful. Children learn by observing them and when they see you try new thing they too handle similar situation for we know that children are good imitators. A good teacher is consistent, communicate with students and parents and up to date with latest technology and empathize with students.

Barangay Council for the protection of children By NEMUEL B. GAPULAN, School Principal l San Nicolas Elementary School, Don Carlos

“The youth is the hope of our land.” These are the very words of our national hero Dr. Jose Rizal when he conveyed to our forefather the value of independence .Today ,these words are still very true, in fact, the gover nment and nongovernment organizations continuously make programs that will help and nurture the youth. And thus, Barangay Council for the Protection of Children or BCPC is born. It is a council at the level that ensure the sur vival, development, protection and participation of the children and the youth at the barangay or community level. It is organized to back up the realization of the rights of every child to live in a safe, clean, healthy, morally upright society. It also helps develop the children or the youth to become functional and globally competitive individuals in their community and eventually around the globe. The main focus of this

program is to eliminate child abuse and child labor in the community. In the municipality of Don Carlos, only three barangays namely; San Nicolas, Maraymaray, and Sinangguyan were the recipients of this program because these three barangays were noted to have many children who are no longer in school but out in the sugarcane field or corn field working to help their families earn to meet their basic needs. It is hoped that there will never be addition to this barangays. This program gives the biggest and heaviest challenge to all, not just to the three barangays mentioned above, since we are all part of the community. Let us all help eliminate child abuse and child labor. Let us help children enjoy their childho o d/youth days by letting them play, study/learn in school, and mingle with their playmates, neighbors, and friends. Mabuhay BCPC!


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Power... from page 1

lines could be the farthest that can be linked to the electricity system of the region. In fact even before jumping i nt o t h at m onu m e nt a l ambition of linking up ASEAN power grids, NGCP has more pressing agenda to explore the transmission line interconnection for the country’s Visayas and Mindanao power grids. This has been the recently reiterated mandate given to NGCP, as verbalized to the media by Energy Secretary Alfonso G. Cusi last month. The planned NegrosZamboanga Interconnection Project (NZIP) is currently under study based on an imprimatur set by the Energy Regulatory Commission. An earlier interconnection plan via submarine cable from Leyte to Mindanao was abandoned due to cost implications as well as on the challenges of physical interconnections of facilities. For the ASEAN power grid interconnection, Chinese firm State Grid has noted that it is integrating in its study the possibility of linking Philippine electricity system to the rest of Southeast Asia. State Grid has palpable grand targets of connecting t he world’s p ower line networks via its Global Energy Interconnection (GEI) initiative that was laid down by its top executives in a gathering of world energy leaders in Houston last year. It was noted that the GEI proposal “not only depicts a new blueprint for green and low-carbon development of world energy, but also paves a new roadmap for combating climate change.” The Chinese firm said this undertaking is highly feasible with the deployment of ultra-high voltage (UHV) power grid, smart grid and clean energy technologies.

Workers... from page 1

monitor all private companies within their jurisdiction about their schemes of contracting and sub-contracting labor pools. Vas a l lo s aid pr ivate employers have so far cooperated with the new directive and promptly instated the workers into re gu l ar st atus t hroug h “voluntary compliance.” “Inter ventions by the department such as assessment and stopping t he endo s cheme were successful. This practice is a circumvention of security of tenure which is a violation under present labor laws of the country,” he said. More than a dozen labor laws compliance officers from DOLE 10 implemented the directive. In 2016, DOLE has set higher capital requirements for contracting agencies from P3 million to P5 million plus maintaining a working capital requirement equivalent to 50 percent of the total salary of all employees. The agency also required the contracting agencies to post P100,000

cash bond and additional bond amounting to 50 percent of the salary of ten percent of its employees.

Confab... from page 1

release from the Department of Education, the NSPC is intended to “demonstrate understanding of the importance of Journalism by expressing it through different journalistic endeavors and approaches; provide a venue for an enriching learning experience for studnets interested in Journalism as a career or those who intend to use skill sets learned thorugh campus Journalism to give them a better edge in their chosen careers.” The NSPC also aims to “promote responsible journalism and fair and ethical use of social media; and enhance journalistic competence through healthy and friendly competitions.” The NSPC consists of concurrent sessions with workshops, and individual and group contests in English and Filipino. The individual contests are Editorial Writing, News Writing, Feature Writing, Sports Writing, Editorial Cartooning, Copyreading and He a d l i ne Wr it i ng , Photojournalism, and Science and Technology Writing. The group contests are Radio Script Writing and Bro adc ast ing C ontests, C o l l a b or at i v e D e s kt op Publishing (CPD) Contest, Online Publishing Contest (exhibition for secondary level), and TV Script Writing and Broadcasting Contests for secondary level. This effort is pursuant to Republic Act (RA) No. 7079 (Campus Journalism Act of 1991), and the DepEd Memorandum No. 216, s. 2016 or the 2017 National Schools Press Conference which is available at http://www. deped.gov.ph/memos/dm216-s-2016. (MindaNews)

Farming... from page 2

food autonomy. In the light of the lifting of quantitative restrictions on rice by June 30, 2017, this program is a timely intervention to provide marketing assistance to the rice farmers,” said Director Leo P. Cañeda, a member of the Secretary’s Technical Advisory Group (STAG). With President Duterte’s directive to the DSWD to provide rice subsidy to the 4Ps beneficiaries, the DA aims to contribute to its

successful implementation by ensuring continuous rice supply through CRFP. (Rhea C. Abao, DA-Caraga Information Section/PIACaraga)

Project... from page 2

FBS will be implemented within four months at the PUSO NG DAPA Agrarian Reform Community p a r t i c u l a r l y a t Un i o n Agri-Aqua C o op erative (UNAACO), one of the assisted ARBOs of DARS D N . ( DA R- S D N / P IASurigao del Norte)

Bunye...

from page 4 inauguration. President Rody Duterte, an avowed admirer of Trump, said he is not attending. We e k s b e f o r e t h e inauguration, the media reported the following: 1. Alleged Russian hacking of the US election to favor Tr ump, and 2. Alleged possession by Russia of films and documents which could seriously compromise Trump. The accusations were dismissed by Trump as a total fabrication. What is the unofficial reaction in Moscow to the inauguration? An enterprising restaurant owner came up with a new dish - a huge, several-layered hamburger sandwich which he calls the Trump Burger. Depending on which side of the political fence they are on, observers believe that the Trump Burger is truly representative of Trump. To s u p p o r t e r s , t h e burger is “larger than life”. Detractors, however, find the burger “difficult to swallow.” Note: You may email us at totingbunye2000@gmail. com. You may also “like” us on Facebook at “Speaking Out”.

Batas... from page 4

dreams, and they are infused with the breath of life by the same almighty Creator…” -ooo AMERICA SHOULD GO BACK TO GOD AND HIS BIBLE: For a mighty nation that was founded and prospered and became powerful on spiritual principles and godly values, it would be well for America to go back to God, to listen to His Word and to obey His commands once again. It is clear that listening to God and obeying Him truthfully and sincerely all over again is the only way to make America great again.

Republic of the Philippines LOCAL CIVIL REGISTRY OFFICE Baungon, Bukidnon CCE-0003-2017 RA 10172 NOTICE OF PUBLICATION In compliance with the publication requirement and pursuant to OCRG Memorandum Circular No. 2013-1 Guidelines in the Implementation of the Administrative Order No. 1 series of 2012 (IRR on RA 10172), Notice is hereby served to the public that ESMER V. JUMARITO has filed with this Office a petition for correction of entry in SEX from “MALE” to “FEMALE” in the Certificate of Live Birth of ESMER V. JUMARITO, born on June 5, 1985 at Baungon, Bukidnon and whose parents are EDUARDO L. JUMARITO and ERA S. VILLANUEVA. Any person adversely affected by said petition may file his written opposition with this Office not later January 31, 2017. BWM: Jan. 23 & 30, 2017

(Sgd.) EVANGELINE C. LIBAYNON Municipal Civil Registrar

Matthew Henry, a Bible scholar, said: “It is good for us, for our honor and comfort… to live in unity. The pleasantness of this is likened to the holy anointing oil. This is the fruit of the Spirit, the proof of our union with Christ, and adorns his gospel. It is profitable as well as pleasing; it brings blessings numerous as the drops of dew. It cools the scorching heat of men’s passions, as the dews cool the air and refresh the earth…” -ooo GOD’S PLAN OF SALVATION IN GENESIS 3 OF THE BIBLE: Genesis 3 tells us of the story of how Adam and Eve succumbed to the temptations of the devil for them to violate God’s command for them not to eat from the tree that is in the middle of the garden. Because of this sin of disobedience, Adam and Eve and the rest of humanity have been condemned to suffer the fire and worms of hell for eternity. Yet, even when God was chastising the devil for misleading the couple, He already laid out His plan of salvation to take in Himself the penalty that mankind should be receiving themselves. In Genesis 3:15, He declared, in so many words, that He Himself would come as a human being, as the son of a woman, and would defeat the devil. Thank God in the Name of Jesus.

Safety... from page 7

At a hearing of the House ways and means committee, Chua said the amount would be sourced from the additional revenues expected by the government from the various tax measures it will impose, which includes the excise tax on oil. “The only reason why we will give this (cash subsidy) is there will be slight increase in inflation (due to the excise tax) and we don’t want these families to be unduly affected. This one year is the period required before their life can adjust and normalize,” he said. “We will collect over P100 billion (from the excise tax), we are ready to return the P30 billion to the poor families,” Chua added. Chua said that, unlike the CCT, which requires the beneficiaries to attend school and undergo regular health check-up, the proposed cash subsidy will impose no conditions on the families. Of the 10 million beneficiaries, four million are current CCT beneficiaries. “We will identify the other six million families using the list of the Department of Social Welfare and Development,” Chua said. At the hearing, ACT Teachers partylist Rep. Antonio Tinio remarked that some of the families may need more than one year of assistance if prices spike due to the new taxes on oil. Chua replied, “Once you

Solid Waste Management Campaign By Donna Liza M. Rosell Master Teacher 1 Don Carlos Central Elementary School

Waste mismanagement has serious environmental effects making the passage of Republic Act 9003 or Ecological Solid Waste Management Act of 2000 a land mark environmental legislation in the Philippines. The law was crafted response to the looming garbage problems in the country. R.A 9003 declares the policy of the state adopting a systematic, comprehensive and ecological solid waste manage me nt pro g r am that ensure the protection of publ i c he a lt h , t he environment and the proper segregation, collection, transport, storage and the right disposal of solid waste. The R.A. 9003 passed by the Philippine Congress on December 20, 2000 and was subsequently approved by the Office of the President on January 26, 2001. Solid

waste generated with the area of jurisdiction shall be characterized for the initial use of reduction. A separate container is required for each type of waste for the on-site collection. Each container properly marked “compostable, non -recyclable,” recyclable or special waste. Waste segregation shall be primarily be conducted at the source including households, commercial, industrial and agricultural waste. Local Government Unit (LGU) encourage and facilitates the development of local plans. Hu m an a c t iv it i e s contribute significantly. Recognizing the effects of improper management, garbage crises can be prevented practicing waste characterization and segregation at source and proper collection.

Republic of the Philippines Region X Province of Lanao del Norte Municipality of Kapatagan Office of the Municipal Civil Registrar NOTICE OF PUBLICATION In compliance with section 5 of R.A. 9048, a notice is hereby served to the public that LUZVIMINDA R. LABORTE has filed with this office a petition for Change of Name from GLORIA to LUZVIMINDA in the birth certificate of LUZVIMINDA REYES LABORTE who was born on June 23, 1962 at Kapatagan, Lanao del Norte and whose parents are ROSENDO LABORTE and SUSIMA REYES. Any person adversely affected by said petition may file his written opposition with this office not later 15 days. BWM: Jan. 16 & 23, 2016

(SGD) IVY REYES TONGCO Municipal Civil Registrar

11 increase the excise tax, there will be sudden increase in the prices, although our estimate is just 1.5 (inflation rate), after a few months, prices will normalize. After a year, there will be better ways to address this.” Similar to the program implemented by government in 2011 when the prices of oil spiked, the assistance will benefit jeepney and tricycle drivers, who will be given cash cards that they can use every time they gas up. The DOF tax package, contained in House Bill No. 4774, proposed an excise tax on petroleum products through a staggered increase effective July 1, 2017, which could go as high as P6 per liter. NOTICE Notice is hereby given that the estate of the late Gilda La Victoria Chavez, married to Abe Chavez, who died in October 22, 1986 and June 30, 2014 respectively, covered by TCT numbers 137-2013004358 and 137-2013004359 located in Gusa, Cagayan de Oro City has been the subject of extrajudicial settlement among their heirs. The heirs Anna Victoria Chavez Bodine and Crestina Chavez Hardie are the legitimate children of spouses Gilda La Victoria Chavez and Abe Chavez hereby adjudicate among themselves the above described properties made and executed before Atty. Rachel Holland, with Notary ID # 125464556, Commission Expiry March 28, 2020, Notary Public of the State of Texas, U.S.A. BWM: Jan. 9, 16 & 23, 2017

EXTRA-JUDICIAL SETTLEMENT OF ESTATE KNOW ALL MEN BY THESE PRESENTS: Notice is hereby given that the estate of the deceased Lourdes Ababon Jaca-Dosdos who died on july 12, 2016 in Cagayan de Oro City; That the deceased, Lourdes Ababon Jaca-Dosdos, left the following properties: Lot 12, block 60, PSD-10-038635, located in Xavier Estates, Upper Balulang, Cagayan de Oro City, covered by Transfer Certificate of Title No. T-170880 registered in the Register of Deeds of Cagayan de Oro City and covered by Tax Declaration No. G-135987, consisting of six hundred forty-three (643) square meters; A 50.52 square meters Condominium Unit described as Unit No. 2006 located at the 20th Floor of Grand Cenia Hotel and Residences, Archbishop Reyes Avenue corner Kamagong Street, Brgy. Camputhaw, Cebu City, covered by Condominium Certificate of Title No. 107-2015001262 in the Register of Deeds of Cebu City; Per GIS (Document ID 101292016002904) filed on January 29, 2016 in Cagayan de Oro City, thirty-nine thousand nine hundred ninety-eight (39,998) shares constituting forty percent (40%) of Tri-Star Paints Center & Construction Supply, Inc., a stock corporation with SEC Registration CS93000438. EXTRA-JUDICIAL SETTLEMENT OF ESTATE; is made and executed by and among, namely; MICHAEL VINCENT J. DOSDOS, of legal age, Filipino, single; NICOLE THERESE J. DOSDOS-LU, of legal age, Filipino, married; JOSEPH MATHIEU J. DOSDOS, of legal age, Filipino, single; and NATHAN PAUL J. DOSDOS, of legal age, Filipino, single, all parties having permanent address at c/o Tri-Star Paints Center, OsmeÑa Street, Brgy. 24, Cagayan de Oro City, Philippines. Under Notary Public of ATTY. CHRISTIAN C. PELIÑA; As per Doc. No. 8; Page No. 2; Book No. 5; Series of 2017. BWM: Jan. 9, 16 & 23, 2017


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